Home > Citizens Savings Bank > Income and Expense
Citizens Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $15,228,000 | 2,259 |
| Total interest expense | $4,070,000 | 2,261 |
| Net interest income | $11,158,000 | 2,225 |
| Provision for loan and lease losses | $900,000 | 890 |
| Total noninterest income | $1,042,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $416,000 | 1,857 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $626,000 | 2,756 |
| Total noninterest expense | $9,315,000 | 2,125 |
| Salaries and employee benefits | $5,670,000 | 2,024 |
| Premises and equipment expense | $978,000 | 2,049 |
| Additional noninterest expense | $626,000 | 2,756 |
| Pre-tax net operating income | $1,985,000 | 2,970 |
| Securities gains (losses) | $-6,000 | 3,322 |
| Applicable income taxes | $391,000 | 2,063 |
| Income before extraordinary items | $1,588,000 | 3,015 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,588,000 | 3,047 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,588,000 | 3,017 |
| Net charge-offs | $50,000 | 1,802 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,592,800 | 3,050 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $11,155,000 | 2,261 |
| Total interest expense | $2,785,000 | 2,243 |
| Net interest income | $8,370,000 | 2,243 |
| Provision for loan and lease losses | $295,000 | 1,374 |
| Total noninterest income | $821,000 | 2,636 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $314,000 | 1,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 2,666 |
| Total noninterest expense | $7,264,000 | 2,076 |
| Salaries and employee benefits | $4,577,000 | 1,938 |
| Premises and equipment expense | $786,000 | 1,981 |
| Additional noninterest expense | $507,000 | 2,665 |
| Pre-tax net operating income | $1,632,000 | 2,931 |
| Securities gains (losses) | $-8,000 | 3,451 |
| Applicable income taxes | $324,000 | 2,057 |
| Income before extraordinary items | $1,300,000 | 3,002 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,300,000 | 3,033 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,300,000 | 3,003 |
| Net charge-offs | $43,000 | 1,537 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,306,400 | 3,030 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,282,000 | 2,267 |
| Total interest expense | $1,681,000 | 2,212 |
| Net interest income | $5,601,000 | 2,251 |
| Provision for loan and lease losses | $190,000 | 1,373 |
| Total noninterest income | $603,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $209,000 | 1,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $394,000 | 2,479 |
| Total noninterest expense | $4,828,000 | 2,080 |
| Salaries and employee benefits | $3,041,000 | 1,939 |
| Premises and equipment expense | $519,000 | 1,978 |
| Additional noninterest expense | $394,000 | 2,474 |
| Pre-tax net operating income | $1,186,000 | 2,857 |
| Securities gains (losses) | $-8,000 | 3,772 |
| Applicable income taxes | $238,000 | 2,023 |
| Income before extraordinary items | $940,000 | 2,945 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $940,000 | 2,977 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $940,000 | 2,944 |
| Net charge-offs | $23,000 | 1,480 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $946,400 | 2,956 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 2,276 |
| Total interest expense | $735,000 | 2,186 |
| Net interest income | $2,835,000 | 2,232 |
| Provision for loan and lease losses | $85,000 | 1,377 |
| Total noninterest income | $275,000 | 2,579 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $105,000 | 1,849 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $170,000 | 2,619 |
| Total noninterest expense | $2,425,000 | 2,102 |
| Salaries and employee benefits | $1,506,000 | 1,996 |
| Premises and equipment expense | $279,000 | 1,906 |
| Additional noninterest expense | $170,000 | 2,619 |
| Pre-tax net operating income | $600,000 | 2,896 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $125,000 | 1,990 |
| Income before extraordinary items | $475,000 | 3,001 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $475,000 | 3,000 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $475,000 | 3,001 |
| Net charge-offs | $13,000 | 1,282 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $475,000 | 3,024 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,069,000 | 2,146 |
| Total interest expense | $1,481,000 | 1,924 |
| Net interest income | $11,588,000 | 2,161 |
| Provision for loan and lease losses | $910,000 | 868 |
| Total noninterest income | $812,000 | 3,036 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $345,000 | 2,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $467,000 | 3,104 |
| Total noninterest expense | $9,217,000 | 2,115 |
| Salaries and employee benefits | $5,784,000 | 1,992 |
| Premises and equipment expense | $921,000 | 2,105 |
| Additional noninterest expense | $467,000 | 3,104 |
| Pre-tax net operating income | $2,273,000 | 2,976 |
| Securities gains (losses) | $-7,000 | 3,380 |
| Applicable income taxes | $455,000 | 2,086 |
| Income before extraordinary items | $1,811,000 | 3,053 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,811,000 | 3,050 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,811,000 | 3,052 |
| Net charge-offs | $1,288,000 | 354 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,816,600 | 3,091 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,609,000 | 2,126 |
| Total interest expense | $988,000 | 1,779 |
| Net interest income | $8,621,000 | 2,144 |
| Provision for loan and lease losses | $135,000 | 1,699 |
| Total noninterest income | $667,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $306,000 | 1,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $361,000 | 3,125 |
| Total noninterest expense | $6,904,000 | 2,108 |
| Salaries and employee benefits | $4,376,000 | 1,988 |
| Premises and equipment expense | $693,000 | 2,116 |
| Additional noninterest expense | $361,000 | 3,125 |
| Pre-tax net operating income | $2,249,000 | 2,651 |
| Securities gains (losses) | $-7,000 | 3,702 |
| Applicable income taxes | $455,000 | 1,898 |
| Income before extraordinary items | $1,787,000 | 2,725 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,787,000 | 2,723 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,787,000 | 2,724 |
| Net charge-offs | $1,299,000 | 264 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,792,600 | 2,756 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,301,000 | 2,106 |
| Total interest expense | $661,000 | 1,597 |
| Net interest income | $5,640,000 | 2,140 |
| Provision for loan and lease losses | $60,000 | 1,769 |
| Total noninterest income | $472,000 | 2,892 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $200,000 | 1,966 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 3,014 |
| Total noninterest expense | $4,598,000 | 2,099 |
| Salaries and employee benefits | $2,893,000 | 1,999 |
| Premises and equipment expense | $473,000 | 2,081 |
| Additional noninterest expense | $1,232,000 | 2,266 |
| Pre-tax net operating income | $1,454,000 | 2,598 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $294,000 | 1,866 |
| Income before extraordinary items | $1,160,000 | 2,662 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,160,000 | 2,661 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,160,000 | 2,662 |
| Net charge-offs | $1,216,000 | 216 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,160,000 | 2,697 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,077,000 | 2,101 |
| Total interest expense | $349,000 | 1,474 |
| Net interest income | $2,728,000 | 2,141 |
| Provision for loan and lease losses | $30,000 | 1,548 |
| Total noninterest income | $243,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $99,000 | 1,954 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $144,000 | 2,919 |
| Total noninterest expense | $2,214,000 | 2,146 |
| Salaries and employee benefits | $1,408,000 | 2,021 |
| Premises and equipment expense | $231,000 | 2,135 |
| Additional noninterest expense | $575,000 | 2,350 |
| Pre-tax net operating income | $727,000 | 2,509 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $151,000 | 1,794 |
| Income before extraordinary items | $576,000 | 2,586 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $576,000 | 2,584 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $576,000 | 2,586 |
| Net charge-offs | $1,210,000 | 144 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $576,000 | 2,611 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,171 |
| Total interest expense | $1,668,000 | 1,539 |
| Net interest income | $10,604,000 | 2,234 |
| Provision for loan and lease losses | $50,000 | 2,549 |
| Total noninterest income | $984,000 | 2,993 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $352,000 | 2,013 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $632,000 | 3,062 |
| Total noninterest expense | $9,002,000 | 2,117 |
| Salaries and employee benefits | $5,766,000 | 1,987 |
| Premises and equipment expense | $892,000 | 2,175 |
| Additional noninterest expense | $2,344,000 | 2,335 |
| Pre-tax net operating income | $2,536,000 | 2,886 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $502,000 | 2,096 |
| Income before extraordinary items | $2,034,000 | 3,001 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,034,000 | 3,001 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,034,000 | 3,001 |
| Net charge-offs | $56,000 | 1,604 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,034,000 | 2,980 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,210,000 | 2,202 |
| Total interest expense | $1,293,000 | 1,574 |
| Net interest income | $7,917,000 | 2,287 |
| Provision for loan and lease losses | $-150,000 | 4,404 |
| Total noninterest income | $765,000 | 2,988 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $258,000 | 2,043 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $507,000 | 3,050 |
| Total noninterest expense | $6,795,000 | 2,120 |
| Salaries and employee benefits | $4,396,000 | 1,967 |
| Premises and equipment expense | $679,000 | 2,185 |
| Additional noninterest expense | $1,720,000 | 2,376 |
| Pre-tax net operating income | $2,037,000 | 2,911 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $409,000 | 2,105 |
| Income before extraordinary items | $1,628,000 | 3,038 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,628,000 | 3,038 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,628,000 | 3,038 |
| Net charge-offs | $23,000 | 1,678 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,628,000 | 3,017 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,118,000 | 2,197 |
| Total interest expense | $894,000 | 1,588 |
| Net interest income | $5,224,000 | 2,282 |
| Provision for loan and lease losses | $-150,000 | 4,512 |
| Total noninterest income | $562,000 | 2,877 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $171,000 | 1,997 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $391,000 | 2,879 |
| Total noninterest expense | $4,561,000 | 2,104 |
| Salaries and employee benefits | $2,954,000 | 1,953 |
| Premises and equipment expense | $441,000 | 2,218 |
| Additional noninterest expense | $1,166,000 | 2,337 |
| Pre-tax net operating income | $1,375,000 | 2,881 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $281,000 | 2,067 |
| Income before extraordinary items | $1,094,000 | 3,026 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,094,000 | 3,025 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,094,000 | 3,026 |
| Net charge-offs | $21,000 | 1,478 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,094,000 | 3,005 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 2,207 |
| Total interest expense | $468,000 | 1,598 |
| Net interest income | $2,565,000 | 2,290 |
| Provision for loan and lease losses | $50,000 | 1,719 |
| Total noninterest income | $365,000 | 2,584 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $82,000 | 2,037 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 2,512 |
| Total noninterest expense | $2,133,000 | 2,179 |
| Salaries and employee benefits | $1,361,000 | 2,046 |
| Premises and equipment expense | $194,000 | 2,389 |
| Additional noninterest expense | $578,000 | 2,326 |
| Pre-tax net operating income | $747,000 | 2,752 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $162,000 | 1,958 |
| Income before extraordinary items | $585,000 | 2,939 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $585,000 | 2,938 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $585,000 | 2,939 |
| Net charge-offs | $13,000 | 1,286 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $585,000 | 2,907 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,410,000 | 2,178 |
| Total interest expense | $2,278,000 | 1,815 |
| Net interest income | $10,132,000 | 2,230 |
| Provision for loan and lease losses | $800,000 | 1,820 |
| Total noninterest income | $835,000 | 3,074 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $374,000 | 1,973 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $461,000 | 3,231 |
| Total noninterest expense | $8,203,000 | 2,231 |
| Salaries and employee benefits | $5,281,000 | 2,070 |
| Premises and equipment expense | $850,000 | 2,257 |
| Additional noninterest expense | $2,072,000 | 2,486 |
| Pre-tax net operating income | $1,964,000 | 2,969 |
| Securities gains (losses) | $1,000 | 2,609 |
| Applicable income taxes | $359,000 | 2,169 |
| Income before extraordinary items | $1,606,000 | 3,113 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,606,000 | 3,112 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,606,000 | 3,113 |
| Net charge-offs | $63,000 | 2,270 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,605,180 | 3,062 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,367,000 | 2,181 |
| Total interest expense | $1,757,000 | 1,857 |
| Net interest income | $7,610,000 | 2,234 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $635,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $276,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $359,000 | 3,155 |
| Total noninterest expense | $6,490,000 | 2,140 |
| Salaries and employee benefits | $4,226,000 | 1,959 |
| Premises and equipment expense | $636,000 | 2,255 |
| Additional noninterest expense | $1,628,000 | 2,373 |
| Pre-tax net operating income | $1,530,000 | 2,924 |
| Securities gains (losses) | $1,000 | 2,423 |
| Applicable income taxes | $281,000 | 2,140 |
| Income before extraordinary items | $1,250,000 | 3,074 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,250,000 | 3,073 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,250,000 | 3,074 |
| Net charge-offs | $60,000 | 1,956 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,249,180 | 3,019 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,360,000 | 2,175 |
| Total interest expense | $1,200,000 | 1,919 |
| Net interest income | $5,160,000 | 2,214 |
| Provision for loan and lease losses | $150,000 | 2,632 |
| Total noninterest income | $416,000 | 3,043 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $188,000 | 1,990 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,172 |
| Total noninterest expense | $4,332,000 | 2,138 |
| Salaries and employee benefits | $2,822,000 | 1,962 |
| Premises and equipment expense | $419,000 | 2,264 |
| Additional noninterest expense | $1,091,000 | 2,368 |
| Pre-tax net operating income | $1,094,000 | 2,818 |
| Securities gains (losses) | $1,000 | 2,174 |
| Applicable income taxes | $203,000 | 2,044 |
| Income before extraordinary items | $892,000 | 2,961 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $892,000 | 2,960 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $892,000 | 2,961 |
| Net charge-offs | $41,000 | 1,835 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $891,190 | 2,923 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,199,000 | 2,150 |
| Total interest expense | $608,000 | 2,037 |
| Net interest income | $2,591,000 | 2,162 |
| Provision for loan and lease losses | $75,000 | 2,175 |
| Total noninterest income | $224,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $117,000 | 1,958 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 3,104 |
| Total noninterest expense | $2,201,000 | 2,125 |
| Salaries and employee benefits | $1,399,000 | 1,988 |
| Premises and equipment expense | $209,000 | 2,281 |
| Additional noninterest expense | $593,000 | 2,272 |
| Pre-tax net operating income | $539,000 | 2,689 |
| Securities gains (losses) | $1,000 | 1,614 |
| Applicable income taxes | $100,000 | 1,936 |
| Income before extraordinary items | $440,000 | 2,791 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $440,000 | 2,790 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $440,000 | 2,792 |
| Net charge-offs | $37,000 | 1,329 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $439,190 | 2,782 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,629,000 | 2,196 |
| Total interest expense | $2,479,000 | 2,056 |
| Net interest income | $10,150,000 | 2,216 |
| Provision for loan and lease losses | $800,000 | 1,075 |
| Total noninterest income | $920,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $436,000 | 2,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,067 |
| Total noninterest expense | $8,377,000 | 2,175 |
| Salaries and employee benefits | $5,455,000 | 1,983 |
| Premises and equipment expense | $863,000 | 2,237 |
| Additional noninterest expense | $2,059,000 | 2,506 |
| Pre-tax net operating income | $1,893,000 | 3,098 |
| Securities gains (losses) | $2,000 | 2,225 |
| Applicable income taxes | $351,000 | 2,248 |
| Income before extraordinary items | $1,544,000 | 3,240 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,544,000 | 3,241 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,544,000 | 3,241 |
| Net charge-offs | $356,000 | 1,256 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,542,380 | 3,211 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,481,000 | 2,219 |
| Total interest expense | $1,841,000 | 2,083 |
| Net interest income | $7,640,000 | 2,241 |
| Provision for loan and lease losses | $225,000 | 1,834 |
| Total noninterest income | $725,000 | 2,879 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $326,000 | 2,124 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $399,000 | 2,965 |
| Total noninterest expense | $6,411,000 | 2,152 |
| Salaries and employee benefits | $4,166,000 | 1,961 |
| Premises and equipment expense | $667,000 | 2,216 |
| Additional noninterest expense | $1,578,000 | 2,477 |
| Pre-tax net operating income | $1,729,000 | 2,926 |
| Securities gains (losses) | $2,000 | 1,990 |
| Applicable income taxes | $330,000 | 2,156 |
| Income before extraordinary items | $1,401,000 | 3,043 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,401,000 | 3,043 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,401,000 | 3,043 |
| Net charge-offs | $152,000 | 1,482 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,399,380 | 3,015 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,264,000 | 2,242 |
| Total interest expense | $1,187,000 | 2,105 |
| Net interest income | $5,077,000 | 2,249 |
| Provision for loan and lease losses | $150,000 | 1,792 |
| Total noninterest income | $433,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $220,000 | 2,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $213,000 | 3,205 |
| Total noninterest expense | $4,241,000 | 2,175 |
| Salaries and employee benefits | $2,749,000 | 1,979 |
| Premises and equipment expense | $456,000 | 2,180 |
| Additional noninterest expense | $1,036,000 | 2,522 |
| Pre-tax net operating income | $1,119,000 | 2,946 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $215,000 | 2,156 |
| Income before extraordinary items | $904,000 | 3,085 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $904,000 | 3,083 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $904,000 | 3,083 |
| Net charge-offs | $51,000 | 1,810 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $904,000 | 3,056 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,107,000 | 2,248 |
| Total interest expense | $570,000 | 2,125 |
| Net interest income | $2,537,000 | 2,249 |
| Provision for loan and lease losses | $75,000 | 1,682 |
| Total noninterest income | $203,000 | 3,024 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $109,000 | 2,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 3,301 |
| Total noninterest expense | $2,041,000 | 2,236 |
| Salaries and employee benefits | $1,307,000 | 2,069 |
| Premises and equipment expense | $222,000 | 2,251 |
| Additional noninterest expense | $512,000 | 2,533 |
| Pre-tax net operating income | $624,000 | 2,755 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $125,000 | 1,990 |
| Income before extraordinary items | $499,000 | 2,893 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $499,000 | 2,892 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $499,000 | 2,892 |
| Net charge-offs | $10,000 | 1,981 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $499,000 | 2,879 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $12,048,000 | 2,198 |
| Total interest expense | $1,812,000 | 2,067 |
| Net interest income | $10,236,000 | 2,200 |
| Provision for loan and lease losses | $646,000 | 1,220 |
| Total noninterest income | $961,000 | 2,905 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $477,000 | 2,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $484,000 | 3,106 |
| Total noninterest expense | $8,500,000 | 2,152 |
| Salaries and employee benefits | $5,463,000 | 1,958 |
| Premises and equipment expense | $902,000 | 2,198 |
| Additional noninterest expense | $2,135,000 | 2,484 |
| Pre-tax net operating income | $2,051,000 | 3,100 |
| Securities gains (losses) | $-2,000 | 4,086 |
| Applicable income taxes | $381,000 | 2,212 |
| Income before extraordinary items | $1,668,000 | 3,205 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,668,000 | 3,204 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,668,000 | 3,204 |
| Net charge-offs | $310,000 | 1,308 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,669,620 | 3,203 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,956,000 | 2,201 |
| Total interest expense | $1,277,000 | 2,076 |
| Net interest income | $7,679,000 | 2,198 |
| Provision for loan and lease losses | $285,000 | 1,622 |
| Total noninterest income | $720,000 | 2,936 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $355,000 | 2,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $365,000 | 3,130 |
| Total noninterest expense | $6,328,000 | 2,160 |
| Salaries and employee benefits | $4,136,000 | 1,937 |
| Premises and equipment expense | $660,000 | 2,243 |
| Additional noninterest expense | $1,532,000 | 2,568 |
| Pre-tax net operating income | $1,786,000 | 2,919 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $338,000 | 2,123 |
| Income before extraordinary items | $1,448,000 | 3,042 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,448,000 | 3,040 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,448,000 | 3,041 |
| Net charge-offs | $255,000 | 1,091 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,448,000 | 3,031 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 2,198 |
| Total interest expense | $830,000 | 2,037 |
| Net interest income | $5,121,000 | 2,187 |
| Provision for loan and lease losses | $180,000 | 1,601 |
| Total noninterest income | $444,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $237,000 | 2,056 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $207,000 | 3,350 |
| Total noninterest expense | $4,163,000 | 2,194 |
| Salaries and employee benefits | $2,739,000 | 1,956 |
| Premises and equipment expense | $444,000 | 2,250 |
| Additional noninterest expense | $980,000 | 2,657 |
| Pre-tax net operating income | $1,222,000 | 2,850 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $232,000 | 2,083 |
| Income before extraordinary items | $990,000 | 2,977 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $990,000 | 2,976 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $990,000 | 2,976 |
| Net charge-offs | $198,000 | 942 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $990,000 | 2,970 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,962,000 | 2,194 |
| Total interest expense | $412,000 | 1,982 |
| Net interest income | $2,550,000 | 2,206 |
| Provision for loan and lease losses | $75,000 | 1,680 |
| Total noninterest income | $223,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $122,000 | 2,015 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 3,336 |
| Total noninterest expense | $2,066,000 | 2,221 |
| Salaries and employee benefits | $1,352,000 | 2,001 |
| Premises and equipment expense | $215,000 | 2,327 |
| Additional noninterest expense | $499,000 | 2,626 |
| Pre-tax net operating income | $632,000 | 2,730 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $120,000 | 2,005 |
| Income before extraordinary items | $512,000 | 2,860 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $512,000 | 2,860 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $512,000 | 2,860 |
| Net charge-offs | $55,000 | 1,143 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $512,000 | 2,846 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $11,515,000 | 2,187 |
| Total interest expense | $1,591,000 | 1,832 |
| Net interest income | $9,924,000 | 2,240 |
| Provision for loan and lease losses | $441,000 | 1,563 |
| Total noninterest income | $860,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $484,000 | 2,079 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $376,000 | 3,530 |
| Total noninterest expense | $7,975,000 | 2,269 |
| Salaries and employee benefits | $5,154,000 | 2,042 |
| Premises and equipment expense | $805,000 | 2,445 |
| Additional noninterest expense | $2,016,000 | 2,633 |
| Pre-tax net operating income | $2,368,000 | 2,836 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,175,000 | 1,732 |
| Income before extraordinary items | $1,193,000 | 3,485 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,193,000 | 3,483 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,193,000 | 3,485 |
| Net charge-offs | $500,000 | 1,091 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,193,000 | 3,468 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,869,000 | 2,164 |
| Total interest expense | $1,173,000 | 1,838 |
| Net interest income | $7,696,000 | 2,186 |
| Provision for loan and lease losses | $181,000 | 2,111 |
| Total noninterest income | $391,000 | 3,908 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $81,000 | 4,291 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,427 |
| Total noninterest expense | $6,173,000 | 2,233 |
| Salaries and employee benefits | $3,959,000 | 2,019 |
| Premises and equipment expense | $612,000 | 2,434 |
| Additional noninterest expense | $1,602,000 | 2,546 |
| Pre-tax net operating income | $1,733,000 | 2,932 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $526,000 | 2,016 |
| Income before extraordinary items | $1,207,000 | 3,196 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,207,000 | 3,195 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,207,000 | 3,196 |
| Net charge-offs | $476,000 | 836 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,207,000 | 3,176 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,894,000 | 2,153 |
| Total interest expense | $759,000 | 1,853 |
| Net interest income | $5,135,000 | 2,174 |
| Provision for loan and lease losses | $121,000 | 2,046 |
| Total noninterest income | $346,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $50,000 | 4,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 2,962 |
| Total noninterest expense | $4,273,000 | 2,181 |
| Salaries and employee benefits | $2,646,000 | 2,026 |
| Premises and equipment expense | $386,000 | 2,539 |
| Additional noninterest expense | $1,241,000 | 2,261 |
| Pre-tax net operating income | $1,087,000 | 2,989 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $327,000 | 2,068 |
| Income before extraordinary items | $760,000 | 3,251 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $760,000 | 3,250 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $760,000 | 3,251 |
| Net charge-offs | $420,000 | 657 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $760,000 | 3,232 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 2,180 |
| Total interest expense | $370,000 | 1,861 |
| Net interest income | $2,517,000 | 2,212 |
| Provision for loan and lease losses | $61,000 | 1,872 |
| Total noninterest income | $119,000 | 4,050 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $34,000 | 4,027 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $85,000 | 3,688 |
| Total noninterest expense | $2,085,000 | 2,240 |
| Salaries and employee benefits | $1,304,000 | 2,072 |
| Premises and equipment expense | $181,000 | 2,671 |
| Additional noninterest expense | $600,000 | 2,321 |
| Pre-tax net operating income | $490,000 | 3,107 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $145,000 | 2,148 |
| Income before extraordinary items | $345,000 | 3,397 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $345,000 | 3,396 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $345,000 | 3,397 |
| Net charge-offs | $21,000 | 1,854 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $345,000 | 3,372 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,177,000 | 2,195 |
| Total interest expense | $1,509,000 | 1,797 |
| Net interest income | $9,668,000 | 2,253 |
| Provision for loan and lease losses | $470,000 | 1,544 |
| Total noninterest income | $913,000 | 3,187 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $540,000 | 1,959 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $373,000 | 3,666 |
| Total noninterest expense | $8,290,000 | 2,220 |
| Salaries and employee benefits | $4,887,000 | 2,122 |
| Premises and equipment expense | $744,000 | 2,616 |
| Additional noninterest expense | $2,659,000 | 2,184 |
| Pre-tax net operating income | $1,821,000 | 3,213 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $552,000 | 2,180 |
| Income before extraordinary items | $1,269,000 | 3,540 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,269,000 | 3,538 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,269,000 | 3,539 |
| Net charge-offs | $20,000 | 3,632 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,269,000 | 3,480 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,421,000 | 2,188 |
| Total interest expense | $1,124,000 | 1,809 |
| Net interest income | $7,297,000 | 2,247 |
| Provision for loan and lease losses | $225,000 | 1,908 |
| Total noninterest income | $870,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $394,000 | 2,006 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $476,000 | 2,960 |
| Total noninterest expense | $6,386,000 | 2,180 |
| Salaries and employee benefits | $3,812,000 | 2,063 |
| Premises and equipment expense | $562,000 | 2,612 |
| Additional noninterest expense | $2,012,000 | 2,169 |
| Pre-tax net operating income | $1,556,000 | 3,045 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $483,000 | 2,084 |
| Income before extraordinary items | $1,073,000 | 3,381 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,073,000 | 3,379 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,073,000 | 3,381 |
| Net charge-offs | $20,000 | 3,152 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,073,000 | 3,323 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,612,000 | 2,197 |
| Total interest expense | $741,000 | 1,830 |
| Net interest income | $4,871,000 | 2,240 |
| Provision for loan and lease losses | $150,000 | 1,887 |
| Total noninterest income | $600,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $251,000 | 2,064 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $349,000 | 2,841 |
| Total noninterest expense | $4,186,000 | 2,222 |
| Salaries and employee benefits | $2,504,000 | 2,090 |
| Premises and equipment expense | $375,000 | 2,636 |
| Additional noninterest expense | $1,307,000 | 2,233 |
| Pre-tax net operating income | $1,135,000 | 2,856 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $360,000 | 1,967 |
| Income before extraordinary items | $775,000 | 3,239 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $775,000 | 3,237 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $775,000 | 3,237 |
| Net charge-offs | $3,000 | 3,433 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $775,000 | 3,175 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 2,245 |
| Total interest expense | $366,000 | 1,853 |
| Net interest income | $2,372,000 | 2,291 |
| Provision for loan and lease losses | $75,000 | 1,741 |
| Total noninterest income | $350,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $127,000 | 2,023 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $223,000 | 2,494 |
| Total noninterest expense | $2,094,000 | 2,233 |
| Salaries and employee benefits | $1,231,000 | 2,132 |
| Premises and equipment expense | $182,000 | 2,724 |
| Additional noninterest expense | $681,000 | 2,142 |
| Pre-tax net operating income | $553,000 | 2,857 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $180,000 | 1,933 |
| Income before extraordinary items | $373,000 | 3,261 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $373,000 | 3,258 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $373,000 | 3,259 |
| Net charge-offs | $3,000 | 2,735 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $373,000 | 3,190 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $11,021,000 | 2,183 |
| Total interest expense | $1,461,000 | 1,815 |
| Net interest income | $9,560,000 | 2,237 |
| Provision for loan and lease losses | $417,000 | 1,548 |
| Total noninterest income | $980,000 | 3,104 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $517,000 | 2,081 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $463,000 | 3,401 |
| Total noninterest expense | $8,116,000 | 2,272 |
| Salaries and employee benefits | $4,771,000 | 2,138 |
| Premises and equipment expense | $752,000 | 2,678 |
| Additional noninterest expense | $2,593,000 | 2,264 |
| Pre-tax net operating income | $2,007,000 | 3,005 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $665,000 | 1,975 |
| Income before extraordinary items | $1,342,000 | 3,427 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,342,000 | 3,425 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,342,000 | 3,427 |
| Net charge-offs | $343,000 | 1,493 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,342,000 | 3,379 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,273,000 | 2,194 |
| Total interest expense | $1,098,000 | 1,829 |
| Net interest income | $7,175,000 | 2,253 |
| Provision for loan and lease losses | $193,000 | 1,998 |
| Total noninterest income | $780,000 | 3,016 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $383,000 | 2,111 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $397,000 | 3,230 |
| Total noninterest expense | $6,150,000 | 2,244 |
| Salaries and employee benefits | $3,596,000 | 2,135 |
| Premises and equipment expense | $577,000 | 2,669 |
| Additional noninterest expense | $1,977,000 | 2,224 |
| Pre-tax net operating income | $1,612,000 | 2,944 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $547,000 | 1,935 |
| Income before extraordinary items | $1,065,000 | 3,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,065,000 | 3,396 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,065,000 | 3,397 |
| Net charge-offs | $75,000 | 2,423 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,065,000 | 3,344 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,499,000 | 2,197 |
| Total interest expense | $736,000 | 1,826 |
| Net interest income | $4,763,000 | 2,245 |
| Provision for loan and lease losses | $128,000 | 1,953 |
| Total noninterest income | $508,000 | 3,048 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $247,000 | 2,126 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $261,000 | 3,246 |
| Total noninterest expense | $4,049,000 | 2,278 |
| Salaries and employee benefits | $2,373,000 | 2,169 |
| Premises and equipment expense | $378,000 | 2,723 |
| Additional noninterest expense | $1,298,000 | 2,269 |
| Pre-tax net operating income | $1,094,000 | 2,909 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $388,000 | 1,877 |
| Income before extraordinary items | $706,000 | 3,399 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $706,000 | 3,399 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $706,000 | 3,400 |
| Net charge-offs | $63,000 | 2,134 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $706,000 | 3,335 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,728,000 | 2,205 |
| Total interest expense | $371,000 | 1,820 |
| Net interest income | $2,357,000 | 2,262 |
| Provision for loan and lease losses | $68,000 | 1,824 |
| Total noninterest income | $259,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $122,000 | 2,139 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $137,000 | 3,150 |
| Total noninterest expense | $2,010,000 | 2,296 |
| Salaries and employee benefits | $1,167,000 | 2,216 |
| Premises and equipment expense | $189,000 | 2,756 |
| Additional noninterest expense | $654,000 | 2,239 |
| Pre-tax net operating income | $538,000 | 2,887 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $215,000 | 1,753 |
| Income before extraordinary items | $323,000 | 3,509 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $323,000 | 3,512 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $323,000 | 3,512 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $323,000 | 3,422 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $11,210,000 | 2,154 |
| Total interest expense | $1,621,000 | 1,767 |
| Net interest income | $9,589,000 | 2,215 |
| Provision for loan and lease losses | $355,000 | 1,817 |
| Total noninterest income | $765,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $529,000 | 2,193 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $236,000 | 4,333 |
| Total noninterest expense | $7,944,000 | 2,330 |
| Salaries and employee benefits | $4,549,000 | 2,227 |
| Premises and equipment expense | $786,000 | 2,700 |
| Additional noninterest expense | $2,609,000 | 2,323 |
| Pre-tax net operating income | $2,055,000 | 2,932 |
| Securities gains (losses) | $45,000 | 1,799 |
| Applicable income taxes | $669,000 | 1,947 |
| Income before extraordinary items | $1,431,000 | 3,320 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,431,000 | 3,321 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,431,000 | 3,321 |
| Net charge-offs | $269,000 | 2,130 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,400,400 | 3,316 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $8,449,000 | 2,163 |
| Total interest expense | $1,228,000 | 1,780 |
| Net interest income | $7,221,000 | 2,226 |
| Provision for loan and lease losses | $45,000 | 3,462 |
| Total noninterest income | $655,000 | 3,369 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $395,000 | 2,215 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $260,000 | 3,848 |
| Total noninterest expense | $6,163,000 | 2,285 |
| Salaries and employee benefits | $3,536,000 | 2,173 |
| Premises and equipment expense | $618,000 | 2,636 |
| Additional noninterest expense | $2,009,000 | 2,234 |
| Pre-tax net operating income | $1,668,000 | 2,841 |
| Securities gains (losses) | $45,000 | 1,501 |
| Applicable income taxes | $556,000 | 1,888 |
| Income before extraordinary items | $1,157,000 | 3,220 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,157,000 | 3,219 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,157,000 | 3,221 |
| Net charge-offs | $260,000 | 1,718 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,126,400 | 3,233 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,636,000 | 2,156 |
| Total interest expense | $829,000 | 1,783 |
| Net interest income | $4,807,000 | 2,204 |
| Provision for loan and lease losses | $15,000 | 3,758 |
| Total noninterest income | $374,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $264,000 | 2,172 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $110,000 | 4,453 |
| Total noninterest expense | $4,070,000 | 2,299 |
| Salaries and employee benefits | $2,349,000 | 2,181 |
| Premises and equipment expense | $413,000 | 2,648 |
| Additional noninterest expense | $1,308,000 | 2,283 |
| Pre-tax net operating income | $1,096,000 | 2,800 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $364,000 | 1,870 |
| Income before extraordinary items | $732,000 | 3,259 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $732,000 | 3,265 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $732,000 | 3,265 |
| Net charge-offs | $143,000 | 1,876 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $732,000 | 3,215 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,822,000 | 2,147 |
| Total interest expense | $424,000 | 1,766 |
| Net interest income | $2,398,000 | 2,208 |
| Provision for loan and lease losses | $15,000 | 3,093 |
| Total noninterest income | $211,000 | 3,382 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $137,000 | 2,080 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $2,014,000 | 2,325 |
| Salaries and employee benefits | $1,143,000 | 2,242 |
| Premises and equipment expense | $212,000 | 2,647 |
| Additional noninterest expense | $659,000 | 2,273 |
| Pre-tax net operating income | $580,000 | 2,635 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $203,000 | 1,700 |
| Income before extraordinary items | $377,000 | 3,123 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $377,000 | 3,125 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $377,000 | 3,126 |
| Net charge-offs | $101,000 | 1,364 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $377,000 | 3,086 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,016,000 | 2,053 |
| Total interest expense | $1,848,000 | 1,825 |
| Net interest income | $10,168,000 | 2,063 |
| Provision for loan and lease losses | $315,000 | 2,382 |
| Total noninterest income | $541,000 | 4,296 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $547,000 | 2,230 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-6,000 | 6,493 |
| Total noninterest expense | $7,880,000 | 2,374 |
| Salaries and employee benefits | $4,582,000 | 2,221 |
| Premises and equipment expense | $812,000 | 2,671 |
| Additional noninterest expense | $2,486,000 | 2,480 |
| Pre-tax net operating income | $2,514,000 | 2,460 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $753,000 | 1,740 |
| Income before extraordinary items | $1,763,000 | 2,842 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,763,000 | 2,844 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,763,000 | 2,845 |
| Net charge-offs | $565,000 | 1,890 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,761,600 | 2,786 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,176,000 | 2,025 |
| Total interest expense | $1,398,000 | 1,864 |
| Net interest income | $7,778,000 | 2,033 |
| Provision for loan and lease losses | $255,000 | 2,265 |
| Total noninterest income | $573,000 | 3,775 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $407,000 | 2,250 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $166,000 | 4,567 |
| Total noninterest expense | $6,127,000 | 2,304 |
| Salaries and employee benefits | $3,548,000 | 2,155 |
| Premises and equipment expense | $655,000 | 2,553 |
| Additional noninterest expense | $1,924,000 | 2,386 |
| Pre-tax net operating income | $1,969,000 | 2,452 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $580,000 | 1,772 |
| Income before extraordinary items | $1,389,000 | 2,799 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,389,000 | 2,803 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,389,000 | 2,803 |
| Net charge-offs | $463,000 | 1,662 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,389,000 | 2,725 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,212,000 | 1,995 |
| Total interest expense | $939,000 | 1,883 |
| Net interest income | $5,273,000 | 1,993 |
| Provision for loan and lease losses | $165,000 | 2,337 |
| Total noninterest income | $366,000 | 3,862 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $269,000 | 2,233 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $97,000 | 4,781 |
| Total noninterest expense | $4,092,000 | 2,310 |
| Salaries and employee benefits | $2,350,000 | 2,173 |
| Premises and equipment expense | $433,000 | 2,582 |
| Additional noninterest expense | $1,309,000 | 2,339 |
| Pre-tax net operating income | $1,382,000 | 2,345 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $392,000 | 1,758 |
| Income before extraordinary items | $990,000 | 2,667 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $990,000 | 2,672 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $990,000 | 2,672 |
| Net charge-offs | $187,000 | 2,161 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $990,000 | 2,565 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,174,000 | 1,979 |
| Total interest expense | $482,000 | 1,889 |
| Net interest income | $2,692,000 | 1,977 |
| Provision for loan and lease losses | $90,000 | 2,172 |
| Total noninterest income | $193,000 | 3,722 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $138,000 | 2,168 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $55,000 | 4,590 |
| Total noninterest expense | $2,022,000 | 2,342 |
| Salaries and employee benefits | $1,160,000 | 2,225 |
| Premises and equipment expense | $211,000 | 2,660 |
| Additional noninterest expense | $651,000 | 2,368 |
| Pre-tax net operating income | $773,000 | 2,094 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $197,000 | 1,728 |
| Income before extraordinary items | $576,000 | 2,322 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $576,000 | 2,324 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $576,000 | 2,324 |
| Net charge-offs | $171,000 | 1,487 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $576,000 | 2,238 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,805,000 | 2,045 |
| Total interest expense | $2,402,000 | 1,815 |
| Net interest income | $10,403,000 | 2,074 |
| Provision for loan and lease losses | $360,000 | 3,125 |
| Total noninterest income | $925,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $642,000 | 2,044 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $283,000 | 4,109 |
| Total noninterest expense | $7,916,000 | 2,395 |
| Salaries and employee benefits | $4,491,000 | 2,222 |
| Premises and equipment expense | $836,000 | 2,640 |
| Additional noninterest expense | $2,589,000 | 2,486 |
| Pre-tax net operating income | $3,052,000 | 2,056 |
| Securities gains (losses) | $22,000 | 3,143 |
| Applicable income taxes | $1,046,000 | 1,434 |
| Income before extraordinary items | $2,028,000 | 2,564 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,028,000 | 2,566 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,028,000 | 2,565 |
| Net charge-offs | $110,000 | 4,347 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,013,480 | 2,452 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,675,000 | 2,071 |
| Total interest expense | $1,850,000 | 1,839 |
| Net interest income | $7,825,000 | 2,099 |
| Provision for loan and lease losses | $270,000 | 3,108 |
| Total noninterest income | $630,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $491,000 | 2,032 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $139,000 | 4,733 |
| Total noninterest expense | $5,914,000 | 2,406 |
| Salaries and employee benefits | $3,337,000 | 2,229 |
| Premises and equipment expense | $638,000 | 2,642 |
| Additional noninterest expense | $1,939,000 | 2,483 |
| Pre-tax net operating income | $2,271,000 | 2,143 |
| Securities gains (losses) | $-4,000 | 6,817 |
| Applicable income taxes | $772,000 | 1,471 |
| Income before extraordinary items | $1,495,000 | 2,655 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,495,000 | 2,656 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,495,000 | 2,656 |
| Net charge-offs | $89,000 | 4,081 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,497,640 | 2,528 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,529,000 | 2,051 |
| Total interest expense | $1,273,000 | 1,840 |
| Net interest income | $5,256,000 | 2,088 |
| Provision for loan and lease losses | $180,000 | 3,106 |
| Total noninterest income | $409,000 | 3,625 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $321,000 | 2,039 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 4,822 |
| Total noninterest expense | $3,972,000 | 2,380 |
| Salaries and employee benefits | $2,233,000 | 2,231 |
| Premises and equipment expense | $418,000 | 2,685 |
| Additional noninterest expense | $1,321,000 | 2,458 |
| Pre-tax net operating income | $1,513,000 | 2,128 |
| Securities gains (losses) | $-4,000 | 6,891 |
| Applicable income taxes | $514,000 | 1,470 |
| Income before extraordinary items | $995,000 | 2,632 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $995,000 | 2,632 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $995,000 | 2,632 |
| Net charge-offs | $331,000 | 2,210 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $997,640 | 2,485 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,248,000 | 2,083 |
| Total interest expense | $659,000 | 1,857 |
| Net interest income | $2,589,000 | 2,122 |
| Provision for loan and lease losses | $90,000 | 2,992 |
| Total noninterest income | $194,000 | 3,706 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $159,000 | 2,036 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $35,000 | 5,179 |
| Total noninterest expense | $1,975,000 | 2,396 |
| Salaries and employee benefits | $1,089,000 | 2,288 |
| Premises and equipment expense | $221,000 | 2,575 |
| Additional noninterest expense | $665,000 | 2,406 |
| Pre-tax net operating income | $718,000 | 2,232 |
| Securities gains (losses) | $-4,000 | 6,988 |
| Applicable income taxes | $219,000 | 1,629 |
| Income before extraordinary items | $495,000 | 2,631 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $495,000 | 2,633 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $495,000 | 2,634 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $497,760 | 2,494 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,766,000 | 2,032 |
| Total interest expense | $3,229,000 | 1,829 |
| Net interest income | $10,537,000 | 2,072 |
| Provision for loan and lease losses | $140,000 | 5,014 |
| Total noninterest income | $941,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $768,000 | 1,843 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $173,000 | 4,643 |
| Total noninterest expense | $8,260,000 | 2,297 |
| Salaries and employee benefits | $4,631,000 | 2,085 |
| Premises and equipment expense | $828,000 | 2,835 |
| Additional noninterest expense | $2,801,000 | 2,342 |
| Pre-tax net operating income | $3,078,000 | 1,785 |
| Securities gains (losses) | $-14,000 | 6,905 |
| Applicable income taxes | $1,018,000 | 1,325 |
| Income before extraordinary items | $2,046,000 | 2,220 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,046,000 | 2,221 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,046,000 | 2,221 |
| Net charge-offs | $303,000 | 3,793 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,055,380 | 2,140 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,423,000 | 2,033 |
| Total interest expense | $2,519,000 | 1,836 |
| Net interest income | $7,904,000 | 2,081 |
| Provision for loan and lease losses | $140,000 | 4,573 |
| Total noninterest income | $732,000 | 3,164 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $578,000 | 1,841 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $154,000 | 4,486 |
| Total noninterest expense | $6,162,000 | 2,322 |
| Salaries and employee benefits | $3,414,000 | 2,135 |
| Premises and equipment expense | $664,000 | 2,711 |
| Additional noninterest expense | $2,084,000 | 2,371 |
| Pre-tax net operating income | $2,334,000 | 1,839 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $769,000 | 1,332 |
| Income before extraordinary items | $1,565,000 | 2,229 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,565,000 | 2,229 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,565,000 | 2,230 |
| Net charge-offs | $236,000 | 3,527 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,565,000 | 2,147 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,964,000 | 2,045 |
| Total interest expense | $1,773,000 | 1,797 |
| Net interest income | $5,191,000 | 2,108 |
| Provision for loan and lease losses | $140,000 | 4,013 |
| Total noninterest income | $450,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $361,000 | 1,920 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $89,000 | 4,726 |
| Total noninterest expense | $4,186,000 | 2,294 |
| Salaries and employee benefits | $2,273,000 | 2,151 |
| Premises and equipment expense | $434,000 | 2,763 |
| Additional noninterest expense | $1,479,000 | 2,268 |
| Pre-tax net operating income | $1,315,000 | 2,075 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $424,000 | 1,472 |
| Income before extraordinary items | $891,000 | 2,477 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $891,000 | 2,477 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $891,000 | 2,477 |
| Net charge-offs | $84,000 | 4,015 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $891,000 | 2,393 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 2,061 |
| Total interest expense | $914,000 | 1,807 |
| Net interest income | $2,569,000 | 2,117 |
| Provision for loan and lease losses | $110,000 | 3,236 |
| Total noninterest income | $198,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $170,000 | 1,995 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $28,000 | 5,466 |
| Total noninterest expense | $2,085,000 | 2,325 |
| Salaries and employee benefits | $1,137,000 | 2,168 |
| Premises and equipment expense | $216,000 | 2,807 |
| Additional noninterest expense | $732,000 | 2,270 |
| Pre-tax net operating income | $572,000 | 2,319 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $171,000 | 1,662 |
| Income before extraordinary items | $401,000 | 2,654 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $401,000 | 2,653 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $401,000 | 2,654 |
| Net charge-offs | $-4,000 | 6,688 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $401,000 | 2,594 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $14,356,000 | 2,092 |
| Total interest expense | $3,958,000 | 2,019 |
| Net interest income | $10,398,000 | 2,104 |
| Provision for loan and lease losses | $1,097,000 | 2,923 |
| Total noninterest income | $1,263,000 | 2,819 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $864,000 | 1,699 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $399,000 | 3,517 |
| Total noninterest expense | $8,143,000 | 2,377 |
| Salaries and employee benefits | $4,156,000 | 2,318 |
| Premises and equipment expense | $897,000 | 2,709 |
| Additional noninterest expense | $3,090,000 | 2,240 |
| Pre-tax net operating income | $2,421,000 | 1,933 |
| Securities gains (losses) | $-629,000 | 7,456 |
| Applicable income taxes | $609,000 | 1,711 |
| Income before extraordinary items | $1,183,000 | 2,946 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,183,000 | 2,942 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,183,000 | 2,946 |
| Net charge-offs | $669,000 | 3,236 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,598,140 | 2,300 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,763,000 | 2,140 |
| Total interest expense | $2,971,000 | 2,092 |
| Net interest income | $7,792,000 | 2,128 |
| Provision for loan and lease losses | $857,000 | 2,749 |
| Total noninterest income | $987,000 | 2,761 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $660,000 | 1,732 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $327,000 | 3,419 |
| Total noninterest expense | $6,490,000 | 2,235 |
| Salaries and employee benefits | $3,375,000 | 2,148 |
| Premises and equipment expense | $694,000 | 2,674 |
| Additional noninterest expense | $2,421,000 | 2,123 |
| Pre-tax net operating income | $1,432,000 | 2,458 |
| Securities gains (losses) | $25,000 | 2,801 |
| Applicable income taxes | $495,000 | 1,686 |
| Income before extraordinary items | $962,000 | 2,955 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $962,000 | 2,951 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $962,000 | 2,954 |
| Net charge-offs | $472,000 | 3,157 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $945,500 | 2,864 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,239,000 | 2,152 |
| Total interest expense | $1,997,000 | 2,161 |
| Net interest income | $5,242,000 | 2,104 |
| Provision for loan and lease losses | $405,000 | 3,166 |
| Total noninterest income | $616,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $447,000 | 1,711 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $169,000 | 3,790 |
| Total noninterest expense | $4,321,000 | 2,238 |
| Salaries and employee benefits | $2,248,000 | 2,168 |
| Premises and equipment expense | $462,000 | 2,690 |
| Additional noninterest expense | $1,611,000 | 2,123 |
| Pre-tax net operating income | $1,132,000 | 2,144 |
| Securities gains (losses) | $25,000 | 2,268 |
| Applicable income taxes | $393,000 | 1,464 |
| Income before extraordinary items | $764,000 | 2,587 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $764,000 | 2,584 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $764,000 | 2,586 |
| Net charge-offs | $286,000 | 3,108 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $747,500 | 2,529 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,655,000 | 2,185 |
| Total interest expense | $1,021,000 | 2,224 |
| Net interest income | $2,634,000 | 2,122 |
| Provision for loan and lease losses | $210,000 | 2,919 |
| Total noninterest income | $301,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $217,000 | 1,753 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $84,000 | 3,821 |
| Total noninterest expense | $2,070,000 | 2,361 |
| Salaries and employee benefits | $1,100,000 | 2,238 |
| Premises and equipment expense | $230,000 | 2,776 |
| Additional noninterest expense | $740,000 | 2,280 |
| Pre-tax net operating income | $655,000 | 1,949 |
| Securities gains (losses) | $25,000 | 1,431 |
| Applicable income taxes | $231,000 | 1,289 |
| Income before extraordinary items | $449,000 | 2,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,340 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $449,000 | 2,341 |
| Net charge-offs | $-4,000 | 7,239 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $432,500 | 2,331 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $14,826,000 | 2,246 |
| Total interest expense | $5,388,000 | 2,114 |
| Net interest income | $9,438,000 | 2,310 |
| Provision for loan and lease losses | $2,532,000 | 2,166 |
| Total noninterest income | $1,251,000 | 2,891 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $895,000 | 1,854 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $356,000 | 3,710 |
| Total noninterest expense | $7,408,000 | 2,658 |
| Salaries and employee benefits | $3,553,000 | 2,743 |
| Premises and equipment expense | $918,000 | 2,769 |
| Additional noninterest expense | $2,937,000 | 2,393 |
| Pre-tax net operating income | $749,000 | 3,457 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $205,000 | 2,357 |
| Income before extraordinary items | $544,000 | 3,743 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $544,000 | 3,740 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $544,000 | 3,741 |
| Net charge-offs | $1,204,000 | 2,654 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $544,000 | 3,668 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,083,000 | 2,294 |
| Total interest expense | $4,102,000 | 2,177 |
| Net interest income | $6,981,000 | 2,335 |
| Provision for loan and lease losses | $1,291,000 | 2,424 |
| Total noninterest income | $931,000 | 2,962 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $665,000 | 1,886 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $266,000 | 3,800 |
| Total noninterest expense | $5,557,000 | 2,663 |
| Salaries and employee benefits | $2,738,000 | 2,699 |
| Premises and equipment expense | $693,000 | 2,787 |
| Additional noninterest expense | $2,126,000 | 2,434 |
| Pre-tax net operating income | $1,064,000 | 2,631 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $362,000 | 1,735 |
| Income before extraordinary items | $702,000 | 3,119 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $702,000 | 3,117 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $702,000 | 3,120 |
| Net charge-offs | $798,000 | 2,477 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $702,000 | 3,034 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,212,000 | 2,381 |
| Total interest expense | $2,766,000 | 2,234 |
| Net interest income | $4,446,000 | 2,426 |
| Provision for loan and lease losses | $1,050,000 | 2,009 |
| Total noninterest income | $588,000 | 3,082 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $421,000 | 1,942 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $167,000 | 3,929 |
| Total noninterest expense | $3,983,000 | 2,509 |
| Salaries and employee benefits | $2,084,000 | 2,423 |
| Premises and equipment expense | $458,000 | 2,853 |
| Additional noninterest expense | $1,441,000 | 2,426 |
| Pre-tax net operating income | $1,000 | 5,784 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $0 | 5,915 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 5,913 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $0 | 5,913 |
| Net charge-offs | $791,000 | 1,851 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $0 | 5,832 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 2,455 |
| Total interest expense | $1,392,000 | 2,298 |
| Net interest income | $2,147,000 | 2,521 |
| Provision for loan and lease losses | $899,000 | 1,272 |
| Total noninterest income | $291,000 | 3,077 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $201,000 | 1,955 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $90,000 | 3,816 |
| Total noninterest expense | $1,928,000 | 2,511 |
| Salaries and employee benefits | $1,033,000 | 2,484 |
| Premises and equipment expense | $229,000 | 2,894 |
| Additional noninterest expense | $666,000 | 2,338 |
| Pre-tax net operating income | $-389,000 | 7,189 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-132,000 | 7,614 |
| Income before extraordinary items | $-257,000 | 7,128 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-257,000 | 7,128 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-257,000 | 7,129 |
| Net charge-offs | $726,000 | 1,134 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-257,000 | 7,066 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,997,000 | 2,643 |
| Total interest expense | $5,784,000 | 2,602 |
| Net interest income | $8,213,000 | 2,640 |
| Provision for loan and lease losses | $319,000 | 4,524 |
| Total noninterest income | $981,000 | 3,455 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $809,000 | 2,105 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $172,000 | 5,091 |
| Total noninterest expense | $7,133,000 | 2,636 |
| Salaries and employee benefits | $3,962,000 | 2,537 |
| Premises and equipment expense | $888,000 | 2,903 |
| Additional noninterest expense | $2,283,000 | 2,524 |
| Pre-tax net operating income | $1,742,000 | 2,752 |
| Securities gains (losses) | $39,000 | 1,771 |
| Applicable income taxes | $566,000 | 1,720 |
| Income before extraordinary items | $1,215,000 | 2,887 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,215,000 | 2,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 4,413 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,188,480 | 3,081 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,437,000 | 2,706 |
| Total interest expense | $4,321,000 | 2,709 |
| Net interest income | $6,116,000 | 2,678 |
| Provision for loan and lease losses | $259,000 | 3,799 |
| Total noninterest income | $707,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $584,000 | 2,193 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $123,000 | 5,265 |
| Total noninterest expense | $5,220,000 | 2,680 |
| Salaries and employee benefits | $2,929,000 | 2,594 |
| Premises and equipment expense | $654,000 | 2,973 |
| Additional noninterest expense | $1,637,000 | 2,565 |
| Pre-tax net operating income | $1,344,000 | 3,072 |
| Securities gains (losses) | $39,000 | 1,595 |
| Applicable income taxes | $470,000 | 1,978 |
| Income before extraordinary items | $913,000 | 3,288 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $913,000 | 3,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $136,000 | 3,566 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $887,260 | 3,486 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,874,000 | 2,776 |
| Total interest expense | $2,902,000 | 2,794 |
| Net interest income | $3,972,000 | 2,720 |
| Provision for loan and lease losses | $164,000 | 3,469 |
| Total noninterest income | $478,000 | 3,608 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $392,000 | 2,164 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $86,000 | 5,302 |
| Total noninterest expense | $3,430,000 | 2,729 |
| Salaries and employee benefits | $1,938,000 | 2,641 |
| Premises and equipment expense | $423,000 | 3,065 |
| Additional noninterest expense | $1,069,000 | 2,590 |
| Pre-tax net operating income | $856,000 | 3,288 |
| Securities gains (losses) | $39,000 | 1,619 |
| Applicable income taxes | $304,000 | 2,203 |
| Income before extraordinary items | $591,000 | 3,681 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $591,000 | 3,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,733 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $565,260 | 3,709 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,397,000 | 2,874 |
| Total interest expense | $1,466,000 | 2,943 |
| Net interest income | $1,931,000 | 2,787 |
| Provision for loan and lease losses | $7,000 | 5,635 |
| Total noninterest income | $232,000 | 3,683 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $26,000 | 6,106 |
| Total noninterest expense | $1,645,000 | 2,810 |
| Salaries and employee benefits | $956,000 | 2,693 |
| Premises and equipment expense | $210,000 | 3,095 |
| Additional noninterest expense | $479,000 | 2,825 |
| Pre-tax net operating income | $511,000 | 3,038 |
| Securities gains (losses) | $39,000 | 1,222 |
| Applicable income taxes | $187,000 | 2,059 |
| Income before extraordinary items | $363,000 | 3,406 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $363,000 | 3,409 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 2,080 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $337,260 | 3,461 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,840,000 | 3,108 |
| Total interest expense | $5,529,000 | 3,205 |
| Net interest income | $7,311,000 | 2,978 |
| Provision for loan and lease losses | $86,000 | 5,116 |
| Total noninterest income | $1,065,000 | 3,418 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $744,000 | 2,252 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $321,000 | 4,121 |
| Total noninterest expense | $6,326,000 | 2,829 |
| Salaries and employee benefits | $3,661,000 | 2,689 |
| Premises and equipment expense | $821,000 | 3,015 |
| Additional noninterest expense | $1,844,000 | 2,861 |
| Pre-tax net operating income | $1,964,000 | 3,354 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $608,000 | 2,483 |
| Income before extraordinary items | $1,356,000 | 3,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,356,000 | 3,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $79,000 | 4,086 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,356,000 | 3,649 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,505,000 | 3,140 |
| Total interest expense | $4,030,000 | 3,270 |
| Net interest income | $5,475,000 | 2,987 |
| Provision for loan and lease losses | $86,000 | 4,426 |
| Total noninterest income | $805,000 | 3,383 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $558,000 | 2,238 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $247,000 | 4,118 |
| Total noninterest expense | $4,615,000 | 2,882 |
| Salaries and employee benefits | $2,659,000 | 2,764 |
| Premises and equipment expense | $610,000 | 3,029 |
| Additional noninterest expense | $1,346,000 | 2,884 |
| Pre-tax net operating income | $1,579,000 | 3,359 |
| Securities gains (losses) | $1,000 | 1,492 |
| Applicable income taxes | $512,000 | 2,502 |
| Income before extraordinary items | $1,068,000 | 3,730 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,068,000 | 3,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 3,135 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,067,320 | 3,719 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,277,000 | 3,169 |
| Total interest expense | $2,586,000 | 3,364 |
| Net interest income | $3,691,000 | 2,977 |
| Provision for loan and lease losses | $86,000 | 3,590 |
| Total noninterest income | $544,000 | 3,374 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $371,000 | 2,249 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $173,000 | 4,066 |
| Total noninterest expense | $3,065,000 | 2,920 |
| Salaries and employee benefits | $1,774,000 | 2,798 |
| Premises and equipment expense | $413,000 | 3,022 |
| Additional noninterest expense | $878,000 | 2,944 |
| Pre-tax net operating income | $1,084,000 | 3,353 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $369,000 | 2,488 |
| Income before extraordinary items | $715,000 | 3,771 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $715,000 | 3,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 4,177 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $715,000 | 3,756 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 3,174 |
| Total interest expense | $1,241,000 | 3,448 |
| Net interest income | $1,880,000 | 2,921 |
| Provision for loan and lease losses | $8,000 | 5,190 |
| Total noninterest income | $271,000 | 3,345 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $184,000 | 2,212 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $87,000 | 4,037 |
| Total noninterest expense | $1,516,000 | 2,954 |
| Salaries and employee benefits | $880,000 | 2,839 |
| Premises and equipment expense | $205,000 | 3,043 |
| Additional noninterest expense | $431,000 | 2,971 |
| Pre-tax net operating income | $627,000 | 3,027 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $213,000 | 2,314 |
| Income before extraordinary items | $414,000 | 3,411 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $414,000 | 3,411 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 3,299 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $414,000 | 3,390 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,049,000 | 3,305 |
| Total interest expense | $4,242,000 | 3,445 |
| Net interest income | $6,807,000 | 3,186 |
| Provision for loan and lease losses | $63,000 | 5,280 |
| Total noninterest income | $971,000 | 3,617 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $653,000 | 2,517 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $318,000 | 4,191 |
| Total noninterest expense | $6,104,000 | 2,838 |
| Salaries and employee benefits | $3,269,000 | 2,898 |
| Premises and equipment expense | $918,000 | 2,676 |
| Additional noninterest expense | $1,917,000 | 2,671 |
| Pre-tax net operating income | $1,611,000 | 4,145 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $513,000 | 3,120 |
| Income before extraordinary items | $1,098,000 | 4,499 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,098,000 | 4,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 3,668 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,098,000 | 4,481 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,202,000 | 3,308 |
| Total interest expense | $3,084,000 | 3,437 |
| Net interest income | $5,118,000 | 3,203 |
| Provision for loan and lease losses | $50,000 | 5,035 |
| Total noninterest income | $732,000 | 3,610 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $480,000 | 2,567 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $252,000 | 4,081 |
| Total noninterest expense | $4,471,000 | 2,879 |
| Salaries and employee benefits | $2,463,000 | 2,883 |
| Premises and equipment expense | $673,000 | 2,731 |
| Additional noninterest expense | $1,335,000 | 2,837 |
| Pre-tax net operating income | $1,329,000 | 4,054 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $452,000 | 3,001 |
| Income before extraordinary items | $877,000 | 4,485 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $877,000 | 4,489 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 3,067 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $877,000 | 4,467 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,380,000 | 3,306 |
| Total interest expense | $1,994,000 | 3,388 |
| Net interest income | $3,386,000 | 3,228 |
| Provision for loan and lease losses | $33,000 | 4,938 |
| Total noninterest income | $477,000 | 3,636 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $303,000 | 2,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $174,000 | 4,013 |
| Total noninterest expense | $2,887,000 | 2,980 |
| Salaries and employee benefits | $1,610,000 | 2,934 |
| Premises and equipment expense | $397,000 | 3,020 |
| Additional noninterest expense | $880,000 | 2,877 |
| Pre-tax net operating income | $943,000 | 3,936 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $321,000 | 2,948 |
| Income before extraordinary items | $622,000 | 4,345 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $622,000 | 4,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,063 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $622,000 | 4,340 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,659,000 | 3,280 |
| Total interest expense | $972,000 | 3,330 |
| Net interest income | $1,687,000 | 3,223 |
| Provision for loan and lease losses | $18,000 | 4,638 |
| Total noninterest income | $217,000 | 3,804 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 2,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $79,000 | 4,177 |
| Total noninterest expense | $1,418,000 | 3,028 |
| Salaries and employee benefits | $785,000 | 3,028 |
| Premises and equipment expense | $201,000 | 3,011 |
| Additional noninterest expense | $432,000 | 2,910 |
| Pre-tax net operating income | $468,000 | 3,899 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $158,000 | 2,959 |
| Income before extraordinary items | $310,000 | 4,336 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 4,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,442 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $310,000 | 4,324 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,217,000 | 3,356 |
| Total interest expense | $3,404,000 | 3,012 |
| Net interest income | $5,813,000 | 3,518 |
| Provision for loan and lease losses | $398,000 | 2,293 |
| Total noninterest income | $1,333,000 | 2,902 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $649,000 | 2,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $684,000 | 2,816 |
| Total noninterest expense | $5,364,000 | 3,052 |
| Salaries and employee benefits | $3,106,000 | 2,888 |
| Premises and equipment expense | $707,000 | 3,203 |
| Additional noninterest expense | $1,551,000 | 3,142 |
| Pre-tax net operating income | $1,384,000 | 4,573 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $466,000 | 3,477 |
| Income before extraordinary items | $918,000 | 5,038 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $918,000 | 5,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-224,000 | 8,741 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $918,000 | 5,002 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 3,389 |
| Total interest expense | $2,468,000 | 2,955 |
| Net interest income | $4,223,000 | 3,604 |
| Provision for loan and lease losses | $364,000 | 1,859 |
| Total noninterest income | $1,113,000 | 2,710 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $540,000 | 2,292 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $573,000 | 2,624 |
| Total noninterest expense | $4,037,000 | 3,005 |
| Salaries and employee benefits | $2,293,000 | 2,890 |
| Premises and equipment expense | $544,000 | 3,123 |
| Additional noninterest expense | $1,200,000 | 3,039 |
| Pre-tax net operating income | $935,000 | 4,938 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $318,000 | 3,713 |
| Income before extraordinary items | $617,000 | 5,378 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $617,000 | 5,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-233,000 | 8,760 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $617,000 | 5,350 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,390,000 | 3,372 |
| Total interest expense | $1,594,000 | 2,912 |
| Net interest income | $2,796,000 | 3,605 |
| Provision for loan and lease losses | $376,000 | 1,253 |
| Total noninterest income | $888,000 | 2,380 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $358,000 | 2,261 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $530,000 | 2,101 |
| Total noninterest expense | $2,677,000 | 3,001 |
| Salaries and employee benefits | $1,519,000 | 2,897 |
| Premises and equipment expense | $349,000 | 3,200 |
| Additional noninterest expense | $809,000 | 2,996 |
| Pre-tax net operating income | $631,000 | 4,888 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $215,000 | 3,670 |
| Income before extraordinary items | $416,000 | 5,350 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $416,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-251,000 | 8,785 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $416,000 | 5,310 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,134,000 | 3,415 |
| Total interest expense | $762,000 | 2,917 |
| Net interest income | $1,372,000 | 3,671 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $240,000 | 3,559 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $157,000 | 2,463 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $83,000 | 4,113 |
| Total noninterest expense | $1,271,000 | 3,155 |
| Salaries and employee benefits | $724,000 | 3,030 |
| Premises and equipment expense | $168,000 | 3,336 |
| Additional noninterest expense | $379,000 | 3,160 |
| Pre-tax net operating income | $320,000 | 4,831 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $108,000 | 3,649 |
| Income before extraordinary items | $212,000 | 5,275 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $212,000 | 5,276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-292,000 | 8,887 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $212,000 | 5,239 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,999,000 | 3,416 |
| Total interest expense | $3,005,000 | 2,632 |
| Net interest income | $4,994,000 | 3,805 |
| Provision for loan and lease losses | $109,000 | 4,874 |
| Total noninterest income | $954,000 | 3,670 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $682,000 | 2,433 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $272,000 | 4,457 |
| Total noninterest expense | $4,757,000 | 3,269 |
| Salaries and employee benefits | $2,703,000 | 3,139 |
| Premises and equipment expense | $638,000 | 3,368 |
| Additional noninterest expense | $1,416,000 | 3,267 |
| Pre-tax net operating income | $1,082,000 | 5,032 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $354,000 | 3,916 |
| Income before extraordinary items | $728,000 | 5,482 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $728,000 | 5,483 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $156,000 | 2,975 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $728,000 | 5,404 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,907,000 | 3,428 |
| Total interest expense | $2,246,000 | 2,597 |
| Net interest income | $3,661,000 | 3,864 |
| Provision for loan and lease losses | $47,000 | 5,450 |
| Total noninterest income | $705,000 | 3,714 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $505,000 | 2,478 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $200,000 | 4,502 |
| Total noninterest expense | $3,562,000 | 3,253 |
| Salaries and employee benefits | $1,962,000 | 3,188 |
| Premises and equipment expense | $552,000 | 2,984 |
| Additional noninterest expense | $1,048,000 | 3,286 |
| Pre-tax net operating income | $757,000 | 5,335 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $257,000 | 4,031 |
| Income before extraordinary items | $500,000 | 5,811 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $500,000 | 5,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $127,000 | 2,483 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $500,000 | 5,747 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,902,000 | 3,444 |
| Total interest expense | $1,502,000 | 2,568 |
| Net interest income | $2,400,000 | 3,901 |
| Provision for loan and lease losses | $31,000 | 5,281 |
| Total noninterest income | $436,000 | 3,903 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $317,000 | 2,597 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $119,000 | 4,804 |
| Total noninterest expense | $2,336,000 | 3,309 |
| Salaries and employee benefits | $1,279,000 | 3,271 |
| Premises and equipment expense | $355,000 | 3,087 |
| Additional noninterest expense | $702,000 | 3,298 |
| Pre-tax net operating income | $469,000 | 5,468 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $159,000 | 4,153 |
| Income before extraordinary items | $310,000 | 5,965 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $310,000 | 5,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,980 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $310,000 | 5,876 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,923,000 | 3,492 |
| Total interest expense | $748,000 | 2,618 |
| Net interest income | $1,175,000 | 3,960 |
| Provision for loan and lease losses | $21,000 | 4,750 |
| Total noninterest income | $222,000 | 3,798 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $165,000 | 2,467 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $57,000 | 4,851 |
| Total noninterest expense | $1,143,000 | 3,367 |
| Salaries and employee benefits | $626,000 | 3,340 |
| Premises and equipment expense | $178,000 | 3,109 |
| Additional noninterest expense | $339,000 | 3,390 |
| Pre-tax net operating income | $233,000 | 5,455 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $79,000 | 4,163 |
| Income before extraordinary items | $154,000 | 5,949 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $154,000 | 5,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 2,144 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $154,000 | 5,822 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $8,368,000 | 3,315 |
| Total interest expense | $3,285,000 | 2,637 |
| Net interest income | $5,083,000 | 3,640 |
| Provision for loan and lease losses | $186,000 | 4,157 |
| Total noninterest income | $930,000 | 3,872 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $698,000 | 2,361 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $232,000 | 4,987 |
| Total noninterest expense | $4,343,000 | 3,459 |
| Salaries and employee benefits | $2,401,000 | 3,369 |
| Premises and equipment expense | $621,000 | 3,429 |
| Additional noninterest expense | $1,321,000 | 3,446 |
| Pre-tax net operating income | $1,484,000 | 4,146 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $500,000 | 3,380 |
| Income before extraordinary items | $984,000 | 4,687 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $984,000 | 4,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 2,636 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $984,000 | 4,518 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $6,361,000 | 3,307 |
| Total interest expense | $2,520,000 | 2,667 |
| Net interest income | $3,841,000 | 3,644 |
| Provision for loan and lease losses | $121,000 | 4,335 |
| Total noninterest income | $710,000 | 3,912 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $525,000 | 2,365 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $185,000 | 4,946 |
| Total noninterest expense | $3,163,000 | 3,539 |
| Salaries and employee benefits | $1,737,000 | 3,470 |
| Premises and equipment expense | $454,000 | 3,495 |
| Additional noninterest expense | $972,000 | 3,472 |
| Pre-tax net operating income | $1,267,000 | 3,926 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $428,000 | 3,310 |
| Income before extraordinary items | $839,000 | 4,470 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $839,000 | 4,470 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,409 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $839,000 | 4,308 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,320,000 | 3,278 |
| Total interest expense | $1,722,000 | 2,679 |
| Net interest income | $2,598,000 | 3,593 |
| Provision for loan and lease losses | $58,000 | 4,973 |
| Total noninterest income | $473,000 | 3,864 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $350,000 | 2,345 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $123,000 | 4,953 |
| Total noninterest expense | $2,095,000 | 3,548 |
| Salaries and employee benefits | $1,122,000 | 3,549 |
| Premises and equipment expense | $295,000 | 3,546 |
| Additional noninterest expense | $678,000 | 3,331 |
| Pre-tax net operating income | $918,000 | 3,706 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $307,000 | 3,206 |
| Income before extraordinary items | $611,000 | 4,241 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $611,000 | 4,240 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,985 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $611,000 | 4,040 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,159,000 | 3,306 |
| Total interest expense | $886,000 | 2,677 |
| Net interest income | $1,273,000 | 3,645 |
| Provision for loan and lease losses | $44,000 | 4,021 |
| Total noninterest income | $228,000 | 3,851 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $165,000 | 2,397 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $63,000 | 4,821 |
| Total noninterest expense | $1,014,000 | 3,617 |
| Salaries and employee benefits | $548,000 | 3,619 |
| Premises and equipment expense | $143,000 | 3,633 |
| Additional noninterest expense | $323,000 | 3,421 |
| Pre-tax net operating income | $443,000 | 3,794 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $150,000 | 3,221 |
| Income before extraordinary items | $293,000 | 4,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $293,000 | 4,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,284 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $293,000 | 4,117 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $9,040,000 | 3,288 |
| Total interest expense | $4,280,000 | 2,588 |
| Net interest income | $4,760,000 | 3,809 |
| Provision for loan and lease losses | $216,000 | 4,206 |
| Total noninterest income | $906,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $678,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 4,770 |
| Total noninterest expense | $4,142,000 | 3,470 |
| Salaries and employee benefits | $2,265,000 | 3,380 |
| Premises and equipment expense | $636,000 | 3,237 |
| Additional noninterest expense | $1,241,000 | 3,520 |
| Pre-tax net operating income | $1,308,000 | 4,470 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $447,000 | 3,672 |
| Income before extraordinary items | $861,000 | 5,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $861,000 | 5,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 4,297 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $861,000 | 4,879 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,929,000 | 3,327 |
| Total interest expense | $5,566,000 | 2,855 |
| Net interest income | $4,363,000 | 3,855 |
| Provision for loan and lease losses | $312,000 | 3,116 |
| Total noninterest income | $893,000 | 3,589 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $680,000 | 2,199 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $213,000 | 4,793 |
| Total noninterest expense | $3,824,000 | 3,564 |
| Salaries and employee benefits | $2,104,000 | 3,447 |
| Premises and equipment expense | $535,000 | 3,685 |
| Additional noninterest expense | $1,185,000 | 3,538 |
| Pre-tax net operating income | $1,120,000 | 4,601 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $373,000 | 3,864 |
| Income before extraordinary items | $747,000 | 5,057 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $747,000 | 5,061 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $446,000 | 1,689 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $747,000 | 4,951 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,892,000 | 3,432 |
| Total interest expense | $5,596,000 | 2,967 |
| Net interest income | $4,296,000 | 3,942 |
| Provision for loan and lease losses | $425,000 | 2,162 |
| Total noninterest income | $775,000 | 3,734 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $545,000 | 2,490 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $230,000 | 4,468 |
| Total noninterest expense | $3,610,000 | 3,602 |
| Salaries and employee benefits | $2,031,000 | 3,415 |
| Premises and equipment expense | $512,000 | 3,719 |
| Additional noninterest expense | $1,067,000 | 3,796 |
| Pre-tax net operating income | $1,036,000 | 5,170 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $361,000 | 4,211 |
| Income before extraordinary items | $675,000 | 5,508 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $675,000 | 5,507 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,393 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $675,000 | 5,516 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,749,000 | 3,612 |
| Total interest expense | $4,624,000 | 3,141 |
| Net interest income | $4,125,000 | 4,061 |
| Provision for loan and lease losses | $72,000 | 5,852 |
| Total noninterest income | $610,000 | 4,378 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $433,000 | 2,995 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $177,000 | 5,219 |
| Total noninterest expense | $3,383,000 | 3,803 |
| Salaries and employee benefits | $1,846,000 | 3,667 |
| Premises and equipment expense | $487,000 | 3,852 |
| Additional noninterest expense | $1,050,000 | 3,861 |
| Pre-tax net operating income | $1,280,000 | 4,573 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $436,000 | 3,937 |
| Income before extraordinary items | $844,000 | 4,923 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $844,000 | 4,923 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 5,628 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $844,000 | 4,882 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,123,000 | 3,880 |
| Total interest expense | $4,378,000 | 3,392 |
| Net interest income | $3,745,000 | 4,355 |
| Provision for loan and lease losses | $153,000 | 4,102 |
| Total noninterest income | $568,000 | 4,557 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $387,000 | 3,226 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 5,217 |
| Total noninterest expense | $3,007,000 | 4,111 |
| Salaries and employee benefits | $1,648,000 | 3,944 |
| Premises and equipment expense | $402,000 | 4,402 |
| Additional noninterest expense | $957,000 | 4,100 |
| Pre-tax net operating income | $1,153,000 | 5,004 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $391,000 | 4,485 |
| Income before extraordinary items | $762,000 | 5,353 |
| Extraordinary gains, net | $126,000 | 15 |
| Net income | $888,000 | 4,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,683 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $762,000 | 5,245 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,592,000 | 4,166 |
| Total interest expense | $4,072,000 | 3,611 |
| Net interest income | $3,520,000 | 4,712 |
| Provision for loan and lease losses | $139,000 | 4,319 |
| Total noninterest income | $457,000 | 5,279 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $306,000 | 4,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,664 |
| Total noninterest expense | $2,422,000 | 4,906 |
| Salaries and employee benefits | $1,321,000 | 4,722 |
| Premises and equipment expense | $281,000 | 5,637 |
| Additional noninterest expense | $820,000 | 4,636 |
| Pre-tax net operating income | $1,416,000 | 4,692 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $477,000 | 4,355 |
| Income before extraordinary items | $939,000 | 4,913 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $939,000 | 4,914 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 5,539 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $939,000 | 4,846 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 4,927 |
| Total interest expense | $3,324,000 | 4,377 |
| Net interest income | $3,080,000 | 5,333 |
| Provision for loan and lease losses | $104,000 | 5,004 |
| Total noninterest income | $378,000 | 6,132 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $242,000 | 4,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 6,251 |
| Total noninterest expense | $2,601,000 | 4,843 |
| Salaries and employee benefits | $1,164,000 | 5,339 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $1,157,000 | 3,903 |
| Pre-tax net operating income | $753,000 | 6,685 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $166,000 | 7,640 |
| Income before extraordinary items | $587,000 | 6,346 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $587,000 | 6,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 5,074 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $587,000 | 6,276 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,402,000 | 5,659 |
| Total interest expense | $2,783,000 | 5,079 |
| Net interest income | $2,619,000 | 6,098 |
| Provision for loan and lease losses | $57,000 | 5,968 |
| Total noninterest income | $280,000 | 7,309 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $170,000 | 6,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $1,871,000 | 6,300 |
| Salaries and employee benefits | $959,000 | 6,253 |
| Premises and equipment expense | $198,000 | 7,235 |
| Additional noninterest expense | $714,000 | 5,748 |
| Pre-tax net operating income | $971,000 | 6,117 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $316,000 | 5,826 |
| Income before extraordinary items | $655,000 | 6,266 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $655,000 | 6,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,876 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $655,000 | 6,253 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,570,000 | 6,075 |
| Total interest expense | $2,039,000 | 5,528 |
| Net interest income | $2,531,000 | 6,418 |
| Provision for loan and lease losses | $34,000 | 6,932 |
| Total noninterest income | $249,000 | 7,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 7,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,901 |
| Total noninterest expense | $1,495,000 | 7,618 |
| Salaries and employee benefits | $772,000 | 7,368 |
| Premises and equipment expense | $154,000 | 8,443 |
| Additional noninterest expense | $569,000 | 7,264 |
| Pre-tax net operating income | $1,251,000 | 5,078 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $406,000 | 4,710 |
| Income before extraordinary items | $845,000 | 5,143 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $845,000 | 5,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $845,000 | 5,194 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,518,000 | 6,294 |
| Total interest expense | $2,110,000 | 5,580 |
| Net interest income | $2,408,000 | 6,726 |
| Provision for loan and lease losses | $25,000 | 8,682 |
| Total noninterest income | $344,000 | 7,102 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $344,000 | 4,149 |
| Total noninterest expense | $1,506,000 | 7,816 |
| Salaries and employee benefits | $868,000 | 6,909 |
| Premises and equipment expense | $221,000 | 7,269 |
| Additional noninterest expense | $417,000 | 9,072 |
| Pre-tax net operating income | $1,221,000 | 5,121 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $392,000 | 5,083 |
| Income before extraordinary items | $829,000 | 5,408 |
| Extraordinary gains, net | $-66,000 | 12,805 |
| Net income | $763,000 | 5,909 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 7,224 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $829,000 | 5,169 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,749,000 | 6,628 |
| Total interest expense | $2,520,000 | 5,955 |
| Net interest income | $2,229,000 | 7,179 |
| Provision for loan and lease losses | $175,000 | 5,648 |
| Total noninterest income | $283,000 | 7,963 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $283,000 | 4,594 |
| Total noninterest expense | $1,290,000 | 8,696 |
| Salaries and employee benefits | $738,000 | 7,702 |
| Premises and equipment expense | $195,000 | 7,943 |
| Additional noninterest expense | $357,000 | 10,107 |
| Pre-tax net operating income | $1,047,000 | 5,444 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $387,000 | 4,916 |
| Income before extraordinary items | $660,000 | 6,169 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $660,000 | 6,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 7,355 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $660,000 | 5,814 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.