Home > Citizens & Northern Bank > Income and Expense

Citizens & Northern Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$113,120,000485
Total interest expense$31,728,000557
Net interest income$81,392,000448
Provision for loan and lease losses$186,0002,052
Total noninterest income$27,477,000364
Gross Fiduciary activities income$7,413,000213
Service charges on deposit accounts$5,567,000248
Trading account gains and feesNANA
Additional Noninterest Income$14,497,000415
Total noninterest expense$72,831,000406
Salaries and employee benefits$43,842,000362
Premises and equipment expense$5,357,000515
Additional noninterest expense$14,497,000415
Pre-tax net operating income$35,852,000447
Securities gains (losses)$-3,024,0004,446
Applicable income taxes$7,024,000441
Income before extraordinary items$25,804,000479
Extraordinary gains, net$054
Net income$25,804,000483
Minority interest net income$088
Net income of bank and minority interests.$25,804,000481
Net charge-offs$264,0001,030
Cash dividends$19,405,000310
Sale, conversion, retirement of capital stock, net$1,473,000162
Net operating income$28,192,960462
2023-09-30 (YTD Data)Rank
Total interest income$82,973,000485
Total interest expense$21,428,000572
Net interest income$61,545,000449
Provision for loan and lease losses$-765,0004,527
Total noninterest income$18,775,000391
Gross Fiduciary activities income$5,500,000214
Service charges on deposit accounts$4,121,000249
Trading account gains and feesNANA
Additional Noninterest Income$9,154,000470
Total noninterest expense$54,639,000403
Salaries and employee benefits$32,818,000365
Premises and equipment expense$3,993,000522
Additional noninterest expense$9,154,000470
Pre-tax net operating income$26,446,000464
Securities gains (losses)$-21,0003,635
Applicable income taxes$5,213,000454
Income before extraordinary items$21,212,000463
Extraordinary gains, net$052
Net income$21,212,000465
Minority interest net income$081
Net income of bank and minority interests.$21,212,000462
Net charge-offs$225,000851
Cash dividends$14,165,000301
Sale, conversion, retirement of capital stock, net$1,015,000160
Net operating income$21,228,800472
2023-06-30 (YTD Data)Rank
Total interest income$53,946,000477
Total interest expense$12,316,000579
Net interest income$41,630,000439
Provision for loan and lease losses$460,000817
Total noninterest income$12,233,000387
Gross Fiduciary activities income$3,581,000213
Service charges on deposit accounts$2,678,000248
Trading account gains and feesNANA
Additional Noninterest Income$5,974,000469
Total noninterest expense$37,003,000388
Salaries and employee benefits$22,028,000351
Premises and equipment expense$2,725,000504
Additional noninterest expense$5,974,000469
Pre-tax net operating income$16,400,000490
Securities gains (losses)$6,000725
Applicable income taxes$3,195,000481
Income before extraordinary items$13,211,000488
Extraordinary gains, net$051
Net income$13,211,000495
Minority interest net income$081
Net income of bank and minority interests.$13,211,000487
Net charge-offs$187,000699
Cash dividends$9,852,000284
Sale, conversion, retirement of capital stock, net$695,000146
Net operating income$13,206,140489
2023-03-31 (YTD Data)Rank
Total interest income$26,041,000492
Total interest expense$5,011,000611
Net interest income$21,030,000447
Provision for loan and lease losses$-352,0004,611
Total noninterest income$5,590,000413
Gross Fiduciary activities income$1,777,000222
Service charges on deposit accounts$1,290,000265
Trading account gains and feesNANA
Additional Noninterest Income$2,523,000527
Total noninterest expense$18,816,000390
Salaries and employee benefits$11,340,000355
Premises and equipment expense$1,402,000504
Additional noninterest expense$2,523,000527
Pre-tax net operating income$8,156,000499
Securities gains (losses)$21,000427
Applicable income taxes$1,567,000502
Income before extraordinary items$6,610,000506
Extraordinary gains, net$04
Net income$6,610,000507
Minority interest net income$048
Net income of bank and minority interests.$6,610,000507
Net charge-offs$61,000734
Cash dividends$5,423,000250
Sale, conversion, retirement of capital stock, net$377,000120
Net operating income$6,592,990512
2022-12-31 (YTD Data)Rank
Total interest income$92,274,000450
Total interest expense$7,967,000546
Net interest income$84,307,000432
Provision for loan and lease losses$7,255,000211
Total noninterest income$24,693,000409
Gross Fiduciary activities income$6,994,000231
Service charges on deposit accounts$5,019,000277
Trading account gains and feesNANA
Additional Noninterest Income$12,680,000471
Total noninterest expense$67,273,000419
Salaries and employee benefits$41,503,000379
Premises and equipment expense$5,533,000499
Additional noninterest expense$12,680,000471
Pre-tax net operating income$34,472,000509
Securities gains (losses)$-92,0003,877
Applicable income taxes$6,346,000526
Income before extraordinary items$28,034,000494
Extraordinary gains, net$05
Net income$28,034,000495
Minority interest net income$063
Net income of bank and minority interests.$28,034,000495
Net charge-offs$4,177,000173
Cash dividends$19,483,000298
Sale, conversion, retirement of capital stock, net$1,266,000210
Net operating income$28,109,440504
2022-09-30 (YTD Data)Rank
Total interest income$66,514,000441
Total interest expense$4,752,000483
Net interest income$61,762,000430
Provision for loan and lease losses$4,993,000206
Total noninterest income$18,464,000426
Gross Fiduciary activities income$5,245,000234
Service charges on deposit accounts$3,662,000287
Trading account gains and feesNANA
Additional Noninterest Income$9,557,000485
Total noninterest expense$50,771,000412
Salaries and employee benefits$31,451,000374
Premises and equipment expense$4,217,000492
Additional noninterest expense$9,557,000485
Pre-tax net operating income$24,462,000523
Securities gains (losses)$-93,0004,206
Applicable income taxes$4,429,000550
Income before extraordinary items$19,940,000513
Extraordinary gains, net$04
Net income$19,940,000512
Minority interest net income$057
Net income of bank and minority interests.$19,940,000513
Net charge-offs$2,360,000202
Cash dividends$15,145,000261
Sale, conversion, retirement of capital stock, net$1,175,000180
Net operating income$20,016,260520
2022-06-30 (YTD Data)Rank
Total interest income$42,897,000429
Total interest expense$2,268,000527
Net interest income$40,629,000420
Provision for loan and lease losses$1,199,000375
Total noninterest income$12,771,000405
Gross Fiduciary activities income$3,501,000205
Service charges on deposit accounts$2,557,000275
Trading account gains and feesNANA
Additional Noninterest Income$6,713,000488
Total noninterest expense$33,520,000409
Salaries and employee benefits$20,707,000366
Premises and equipment expense$2,719,000501
Additional noninterest expense$10,094,000426
Pre-tax net operating income$18,681,000447
Securities gains (losses)$-75,0004,312
Applicable income taxes$3,430,000477
Income before extraordinary items$15,176,000436
Extraordinary gains, net$04
Net income$15,176,000436
Minority interest net income$060
Net income of bank and minority interests.$15,176,000436
Net charge-offs$189,000550
Cash dividends$9,900,000279
Sale, conversion, retirement of capital stock, net$787,000162
Net operating income$15,237,500445
2022-03-31 (YTD Data)Rank
Total interest income$21,681,000408
Total interest expense$960,000580
Net interest income$20,721,000406
Provision for loan and lease losses$891,000223
Total noninterest income$5,844,000437
Gross Fiduciary activities income$1,786,000207
Service charges on deposit accounts$1,235,000281
Trading account gains and feesNANA
Additional Noninterest Income$2,823,000557
Total noninterest expense$16,621,000409
Salaries and employee benefits$10,525,000367
Premises and equipment expense$1,411,000494
Additional noninterest expense$4,685,000449
Pre-tax net operating income$9,053,000455
Securities gains (losses)$-43,0004,424
Applicable income taxes$1,662,000470
Income before extraordinary items$7,348,000445
Extraordinary gains, net$04
Net income$7,348,000444
Minority interest net income$050
Net income of bank and minority interests.$7,348,000445
Net charge-offs$157,000408
Cash dividends$5,000,000253
Sale, conversion, retirement of capital stock, net$374,000139
Net operating income$7,383,260450
2021-12-31 (YTD Data)Rank
Total interest income$84,126,000428
Total interest expense$4,961,000548
Net interest income$79,165,000422
Provision for loan and lease losses$3,661,000156
Total noninterest income$25,960,000434
Gross Fiduciary activities income$7,234,000197
Service charges on deposit accounts$4,633,000280
Trading account gains and feesNANA
Additional Noninterest Income$14,093,000535
Total noninterest expense$61,829,000431
Salaries and employee benefits$37,293,000407
Premises and equipment expense$4,984,000538
Additional noninterest expense$19,552,000429
Pre-tax net operating income$39,635,000446
Securities gains (losses)$-5,0004,325
Applicable income taxes$7,705,000463
Income before extraordinary items$31,925,000457
Extraordinary gains, net$010
Net income$31,925,000457
Minority interest net income$074
Net income of bank and minority interests.$31,925,000458
Net charge-offs$1,509,000337
Cash dividends$20,200,000294
Sale, conversion, retirement of capital stock, net$1,213,000213
Net operating income$31,929,050449
2021-09-30 (YTD Data)Rank
Total interest income$62,974,000429
Total interest expense$3,911,000548
Net interest income$59,063,000422
Provision for loan and lease losses$2,533,000158
Total noninterest income$19,455,000440
Gross Fiduciary activities income$5,254,000201
Service charges on deposit accounts$3,337,000290
Trading account gains and feesNANA
Additional Noninterest Income$10,864,000540
Total noninterest expense$45,894,000434
Salaries and employee benefits$27,589,000416
Premises and equipment expense$3,740,000541
Additional noninterest expense$14,565,000433
Pre-tax net operating income$30,091,000453
Securities gains (losses)$6,0001,729
Applicable income taxes$5,869,000471
Income before extraordinary items$24,228,000461
Extraordinary gains, net$08
Net income$24,228,000459
Minority interest net income$069
Net income of bank and minority interests.$24,228,000461
Net charge-offs$1,218,000294
Cash dividends$15,200,000271
Sale, conversion, retirement of capital stock, net$969,000190
Net operating income$24,223,200452
2021-06-30 (YTD Data)Rank
Total interest income$41,994,000426
Total interest expense$2,760,000546
Net interest income$39,234,000421
Provision for loan and lease losses$1,003,000310
Total noninterest income$13,116,000440
Gross Fiduciary activities income$3,433,000202
Service charges on deposit accounts$2,088,000292
Trading account gains and feesNANA
Additional Noninterest Income$7,595,000531
Total noninterest expense$30,739,000430
Salaries and employee benefits$18,238,000417
Premises and equipment expense$2,523,000541
Additional noninterest expense$9,978,000414
Pre-tax net operating income$20,608,000449
Securities gains (losses)$-13,0004,669
Applicable income taxes$4,159,000455
Income before extraordinary items$16,436,000460
Extraordinary gains, net$06
Net income$16,436,000457
Minority interest net income$067
Net income of bank and minority interests.$16,436,000460
Net charge-offs$13,0001,649
Cash dividends$10,200,000267
Sale, conversion, retirement of capital stock, net$624,000166
Net operating income$16,446,400452
2021-03-31 (YTD Data)Rank
Total interest income$21,661,000411
Total interest expense$1,427,000553
Net interest income$20,234,000398
Provision for loan and lease losses$259,000670
Total noninterest income$6,792,000432
Gross Fiduciary activities income$1,626,000205
Service charges on deposit accounts$1,015,000289
Trading account gains and feesNANA
Additional Noninterest Income$4,151,000508
Total noninterest expense$15,514,000429
Salaries and employee benefits$8,818,000434
Premises and equipment expense$1,304,000526
Additional noninterest expense$5,392,000377
Pre-tax net operating income$11,253,000420
Securities gains (losses)$-18,0004,716
Applicable income taxes$2,224,000435
Income before extraordinary items$9,011,000432
Extraordinary gains, net$03
Net income$9,011,000430
Minority interest net income$055
Net income of bank and minority interests.$9,011,000432
Net charge-offs$-17,0004,270
Cash dividends$4,200,000268
Sale, conversion, retirement of capital stock, net$340,000143
Net operating income$9,025,400421
2020-12-31 (YTD Data)Rank
Total interest income$76,778,000458
Total interest expense$8,890,000551
Net interest income$67,888,000439
Provision for loan and lease losses$3,913,000678
Total noninterest income$24,143,000436
Gross Fiduciary activities income$6,321,000198
Service charges on deposit accounts$4,231,000281
Trading account gains and feesNANA
Additional Noninterest Income$13,591,000526
Total noninterest expense$63,446,000412
Salaries and employee benefits$32,779,000443
Premises and equipment expense$4,461,000582
Additional noninterest expense$26,206,000337
Pre-tax net operating income$24,672,000497
Securities gains (losses)$190,0001,057
Applicable income taxes$4,456,000535
Income before extraordinary items$20,406,000512
Extraordinary gains, net$04
Net income$20,406,000512
Minority interest net income$072
Net income of bank and minority interests.$20,406,000512
Net charge-offs$2,364,000367
Cash dividends$38,507,000188
Sale, conversion, retirement of capital stock, net$1,050,000198
Net operating income$20,250,200499
2020-09-30 (YTD Data)Rank
Total interest income$55,014,000474
Total interest expense$7,032,000559
Net interest income$47,982,000454
Provision for loan and lease losses$3,293,000666
Total noninterest income$17,693,000425
Gross Fiduciary activities income$4,639,000196
Service charges on deposit accounts$3,126,000282
Trading account gains and feesNANA
Additional Noninterest Income$9,928,000514
Total noninterest expense$46,125,000411
Salaries and employee benefits$22,852,000458
Premises and equipment expense$3,267,000587
Additional noninterest expense$20,006,000327
Pre-tax net operating income$16,257,000528
Securities gains (losses)$49,0001,545
Applicable income taxes$2,869,000576
Income before extraordinary items$13,437,000541
Extraordinary gains, net$04
Net income$13,437,000540
Minority interest net income$065
Net income of bank and minority interests.$13,437,000541
Net charge-offs$2,376,000291
Cash dividends$33,907,000156
Sale, conversion, retirement of capital stock, net$672,000188
Net operating income$13,396,820525
2020-06-30 (YTD Data)Rank
Total interest income$33,359,000518
Total interest expense$4,810,000601
Net interest income$28,549,000502
Provision for loan and lease losses$1,352,000904
Total noninterest income$10,735,000426
Gross Fiduciary activities income$3,044,000194
Service charges on deposit accounts$2,081,000284
Trading account gains and feesNANA
Additional Noninterest Income$5,610,000531
Total noninterest expense$25,802,000472
Salaries and employee benefits$14,219,000480
Premises and equipment expense$2,078,000620
Additional noninterest expense$9,505,000410
Pre-tax net operating income$12,130,000426
Securities gains (losses)$24,0001,612
Applicable income taxes$2,247,000454
Income before extraordinary items$9,907,000454
Extraordinary gains, net$04
Net income$9,907,000453
Minority interest net income$065
Net income of bank and minority interests.$9,907,000454
Net charge-offs$162,0001,112
Cash dividends$29,700,000137
Sale, conversion, retirement of capital stock, net$423,000174
Net operating income$9,887,320440
2020-03-31 (YTD Data)Rank
Total interest income$16,942,000520
Total interest expense$2,648,000612
Net interest income$14,294,000502
Provision for loan and lease losses$1,528,000465
Total noninterest income$5,307,000406
Gross Fiduciary activities income$1,479,000202
Service charges on deposit accounts$1,250,000284
Trading account gains and feesNANA
Additional Noninterest Income$2,578,000490
Total noninterest expense$12,895,000477
Salaries and employee benefits$7,308,000470
Premises and equipment expense$1,103,000589
Additional noninterest expense$4,484,000436
Pre-tax net operating income$5,178,000456
Securities gains (losses)$15,0001,209
Applicable income taxes$901,000501
Income before extraordinary items$4,292,000469
Extraordinary gains, net$04
Net income$4,292,000468
Minority interest net income$056
Net income of bank and minority interests.$4,292,000469
Net charge-offs$34,0001,369
Cash dividends$4,000,000333
Sale, conversion, retirement of capital stock, net$194,000184
Net operating income$4,279,550455
2019-12-31 (YTD Data)Rank
Total interest income$64,398,000548
Total interest expense$9,934,000687
Net interest income$54,464,000507
Provision for loan and lease losses$849,0001,031
Total noninterest income$19,040,000441
Gross Fiduciary activities income$6,106,000194
Service charges on deposit accounts$5,358,000270
Trading account gains and feesNANA
Additional Noninterest Income$7,576,000636
Total noninterest expense$48,129,000478
Salaries and employee benefits$26,194,000495
Premises and equipment expense$3,918,000649
Additional noninterest expense$18,017,000413
Pre-tax net operating income$24,526,000526
Securities gains (losses)$52,0001,227
Applicable income taxes$4,289,000560
Income before extraordinary items$20,289,000538
Extraordinary gains, net$011
Net income$20,289,000538
Minority interest net income$076
Net income of bank and minority interests.$20,289,000539
Net charge-offs$322,0001,310
Cash dividends$24,600,000268
Sale, conversion, retirement of capital stock, net$802,000232
Net operating income$20,245,840528
2019-09-30 (YTD Data)Rank
Total interest income$47,204,000564
Total interest expense$7,051,000730
Net interest income$40,153,000519
Provision for loan and lease losses$197,0001,994
Total noninterest income$14,013,000448
Gross Fiduciary activities income$4,422,000198
Service charges on deposit accounts$3,963,000275
Trading account gains and feesNANA
Additional Noninterest Income$5,628,000641
Total noninterest expense$36,478,000474
Salaries and employee benefits$19,327,000509
Premises and equipment expense$2,943,000652
Additional noninterest expense$14,208,000392
Pre-tax net operating income$17,491,000548
Securities gains (losses)$53,0001,045
Applicable income taxes$3,050,000581
Income before extraordinary items$14,494,000566
Extraordinary gains, net$011
Net income$14,494,000563
Minority interest net income$072
Net income of bank and minority interests.$14,494,000566
Net charge-offs$249,0001,141
Cash dividends$20,900,000238
Sale, conversion, retirement of capital stock, net$646,000205
Net operating income$14,450,010555
2019-06-30 (YTD Data)Rank
Total interest income$30,028,000580
Total interest expense$4,170,000787
Net interest income$25,858,000539
Provision for loan and lease losses$-961,0005,274
Total noninterest income$9,140,000451
Gross Fiduciary activities income$2,943,000199
Service charges on deposit accounts$2,527,000285
Trading account gains and fees$0131
Additional Noninterest Income$3,670,000634
Total noninterest expense$24,993,000465
Salaries and employee benefits$12,469,000522
Premises and equipment expense$1,956,000658
Additional noninterest expense$10,568,000376
Pre-tax net operating income$10,966,000558
Securities gains (losses)$33,000876
Applicable income taxes$1,864,000602
Income before extraordinary items$9,135,000567
Extraordinary gains, net$011
Net income$9,135,000565
Minority interest net income$069
Net income of bank and minority interests.$9,135,000567
Net charge-offs$148,0001,177
Cash dividends$17,300,000208
Sale, conversion, retirement of capital stock, net$431,000185
Net operating income$9,107,610559
2019-03-31 (YTD Data)Rank
Total interest income$12,978,000663
Total interest expense$1,350,0001,121
Net interest income$11,628,000608
Provision for loan and lease losses$-957,0005,338
Total noninterest income$4,330,000445
Gross Fiduciary activities income$1,360,000211
Service charges on deposit accounts$1,250,000290
Trading account gains and fees$0126
Additional Noninterest Income$1,720,000625
Total noninterest expense$10,714,000539
Salaries and employee benefits$6,039,000533
Premises and equipment expense$958,000678
Additional noninterest expense$3,717,000480
Pre-tax net operating income$6,201,000507
Securities gains (losses)$12,000677
Applicable income taxes$1,051,000556
Income before extraordinary items$5,162,000508
Extraordinary gains, net$05
Net income$5,162,000507
Minority interest net income$052
Net income of bank and minority interests.$5,162,000507
Net charge-offs$96,000907
Cash dividends$13,800,000155
Sale, conversion, retirement of capital stock, net$229,000158
Net operating income$5,152,040496
2018-12-31 (YTD Data)Rank
Total interest income$50,050,000645
Total interest expense$4,628,000991
Net interest income$45,422,000605
Provision for loan and lease losses$584,0001,327
Total noninterest income$20,911,000405
Gross Fiduciary activities income$5,838,000198
Service charges on deposit accounts$5,171,000292
Trading account gains and fees$0126
Additional Noninterest Income$9,902,000507
Total noninterest expense$38,488,000593
Salaries and employee benefits$22,179,000567
Premises and equipment expense$3,693,000681
Additional noninterest expense$12,616,000556
Pre-tax net operating income$27,261,000464
Securities gains (losses)$-259,0005,194
Applicable income taxes$4,509,000504
Income before extraordinary items$22,493,000470
Extraordinary gains, net$06
Net income$22,493,000468
Minority interest net income$072
Net income of bank and minority interests.$22,493,000469
Net charge-offs$131,0001,956
Cash dividends$12,800,000343
Sale, conversion, retirement of capital stock, net$857,000247
Net operating income$22,707,970464
2018-09-30 (YTD Data)Rank
Total interest income$36,821,000647
Total interest expense$3,316,000963
Net interest income$33,505,000607
Provision for loan and lease losses$332,0001,482
Total noninterest income$15,859,000398
Gross Fiduciary activities income$4,375,000197
Service charges on deposit accounts$3,837,000289
Trading account gains and fees$0138
Additional Noninterest Income$7,647,000500
Total noninterest expense$28,590,000590
Salaries and employee benefits$16,424,000570
Premises and equipment expense$2,799,000681
Additional noninterest expense$9,367,000551
Pre-tax net operating income$20,442,000469
Securities gains (losses)$-314,0005,353
Applicable income taxes$3,424,000515
Income before extraordinary items$16,704,000472
Extraordinary gains, net$05
Net income$16,704,000471
Minority interest net income$066
Net income of bank and minority interests.$16,704,000471
Net charge-offs$373,000862
Cash dividends$9,480,000331
Sale, conversion, retirement of capital stock, net$499,000259
Net operating income$16,964,620468
2018-06-30 (YTD Data)Rank
Total interest income$24,090,000647
Total interest expense$2,074,000961
Net interest income$22,016,000608
Provision for loan and lease losses$272,0001,285
Total noninterest income$10,047,000416
Gross Fiduciary activities income$2,948,000196
Service charges on deposit accounts$2,506,000296
Trading account gains and fees$0130
Additional Noninterest Income$4,593,000540
Total noninterest expense$19,178,000582
Salaries and employee benefits$10,992,000569
Premises and equipment expense$1,834,000699
Additional noninterest expense$6,352,000544
Pre-tax net operating income$12,613,000500
Securities gains (losses)$561,00096
Applicable income taxes$2,258,000522
Income before extraordinary items$10,916,000471
Extraordinary gains, net$06
Net income$10,916,000470
Minority interest net income$065
Net income of bank and minority interests.$10,916,000470
Net charge-offs$297,000732
Cash dividends$6,306,000319
Sale, conversion, retirement of capital stock, net$338,000226
Net operating income$10,450,370494
2018-03-31 (YTD Data)Rank
Total interest income$11,824,000650
Total interest expense$994,000959
Net interest income$10,830,000620
Provision for loan and lease losses$292,000732
Total noninterest income$4,448,000447
Gross Fiduciary activities income$1,422,000202
Service charges on deposit accounts$1,204,000302
Trading account gains and fees$0123
Additional Noninterest Income$1,822,000620
Total noninterest expense$9,742,000571
Salaries and employee benefits$5,666,000557
Premises and equipment expense$908,000711
Additional noninterest expense$3,168,000541
Pre-tax net operating income$5,244,000559
Securities gains (losses)$-16,0005,283
Applicable income taxes$802,000623
Income before extraordinary items$4,426,000548
Extraordinary gains, net$07
Net income$4,426,000548
Minority interest net income$052
Net income of bank and minority interests.$4,426,000548
Net charge-offs$99,000861
Cash dividends$3,141,000295
Sale, conversion, retirement of capital stock, net$182,000202
Net operating income$4,439,600548
2017-12-31 (YTD Data)Rank
Total interest income$45,585,000631
Total interest expense$3,916,000852
Net interest income$41,669,000607
Provision for loan and lease losses$801,0001,040
Total noninterest income$15,991,000498
Gross Fiduciary activities income$5,399,000199
Service charges on deposit accounts$4,488,000320
Trading account gains and fees$0151
Additional Noninterest Income$6,104,000724
Total noninterest expense$36,233,000600
Salaries and employee benefits$20,904,000572
Premises and equipment expense$4,174,000587
Additional noninterest expense$11,155,000605
Pre-tax net operating income$20,626,000539
Securities gains (losses)$153,000477
Applicable income taxes$7,408,000514
Income before extraordinary items$13,371,000581
Extraordinary gains, net$09
Net income$13,371,000581
Minority interest net income$076
Net income of bank and minority interests.$13,371,000581
Net charge-offs$418,0001,218
Cash dividends$12,022,000322
Sale, conversion, retirement of capital stock, net$632,000263
Net operating income$13,273,080578
2017-09-30 (YTD Data)Rank
Total interest income$33,869,000635
Total interest expense$2,917,000847
Net interest income$30,952,000608
Provision for loan and lease losses$778,000854
Total noninterest income$11,905,000510
Gross Fiduciary activities income$3,969,000200
Service charges on deposit accounts$3,346,000326
Trading account gains and fees$0145
Additional Noninterest Income$4,590,000730
Total noninterest expense$26,987,000603
Salaries and employee benefits$15,509,000585
Premises and equipment expense$3,130,000597
Additional noninterest expense$8,348,000610
Pre-tax net operating income$15,092,000551
Securities gains (losses)$153,000440
Applicable income taxes$3,812,000585
Income before extraordinary items$11,433,000559
Extraordinary gains, net$09
Net income$11,433,000558
Minority interest net income$071
Net income of bank and minority interests.$11,433,000559
Net charge-offs$351,0001,025
Cash dividends$9,010,000307
Sale, conversion, retirement of capital stock, net$475,000246
Net operating income$11,318,250559
2017-06-30 (YTD Data)Rank
Total interest income$22,313,000631
Total interest expense$1,932,000820
Net interest income$20,381,000613
Provision for loan and lease losses$456,000907
Total noninterest income$7,828,000509
Gross Fiduciary activities income$2,677,000195
Service charges on deposit accounts$2,178,000324
Trading account gains and fees$0139
Additional Noninterest Income$2,973,000741
Total noninterest expense$17,933,000608
Salaries and employee benefits$10,376,000586
Premises and equipment expense$2,079,000594
Additional noninterest expense$5,478,000623
Pre-tax net operating income$9,820,000559
Securities gains (losses)$145,000338
Applicable income taxes$2,459,000583
Income before extraordinary items$7,506,000561
Extraordinary gains, net$011
Net income$7,506,000560
Minority interest net income$071
Net income of bank and minority interests.$7,506,000561
Net charge-offs$294,000841
Cash dividends$6,002,000308
Sale, conversion, retirement of capital stock, net$322,000227
Net operating income$7,397,250560
2017-03-31 (YTD Data)Rank
Total interest income$11,042,000633
Total interest expense$953,000809
Net interest income$10,089,000613
Provision for loan and lease losses$452,000484
Total noninterest income$3,806,000518
Gross Fiduciary activities income$1,180,000217
Service charges on deposit accounts$1,084,000331
Trading account gains and fees$0142
Additional Noninterest Income$1,542,000708
Total noninterest expense$9,090,000610
Salaries and employee benefits$5,329,000584
Premises and equipment expense$1,031,000613
Additional noninterest expense$2,730,000625
Pre-tax net operating income$4,353,000591
Securities gains (losses)$145,000188
Applicable income taxes$1,033,000641
Income before extraordinary items$3,465,000589
Extraordinary gains, net$08
Net income$3,465,000589
Minority interest net income$055
Net income of bank and minority interests.$3,465,000589
Net charge-offs$181,000641
Cash dividends$2,999,000296
Sale, conversion, retirement of capital stock, net$168,000197
Net operating income$3,353,350592
2016-12-31 (YTD Data)Rank
Total interest income$43,792,000619
Total interest expense$3,695,000797
Net interest income$40,097,000599
Provision for loan and lease losses$1,221,000764
Total noninterest income$15,417,000504
Gross Fiduciary activities income$4,760,000206
Service charges on deposit accounts$4,695,000309
Trading account gains and fees$0170
Additional Noninterest Income$5,962,000737
Total noninterest expense$34,067,000638
Salaries and employee benefits$19,855,000593
Premises and equipment expense$4,070,000607
Additional noninterest expense$10,142,000676
Pre-tax net operating income$20,226,000503
Securities gains (losses)$33,0002,104
Applicable income taxes$5,139,000550
Income before extraordinary items$15,120,000517
Extraordinary gains, net$05
Net income$15,120,000516
Minority interest net income$082
Net income of bank and minority interests.$15,120,000516
Net charge-offs$637,000925
Cash dividends$14,960,000266
Sale, conversion, retirement of capital stock, net$606,000255
Net operating income$15,095,250507
2016-09-30 (YTD Data)Rank
Total interest income$32,759,000617
Total interest expense$2,774,000791
Net interest income$29,985,000597
Provision for loan and lease losses$1,224,000597
Total noninterest income$11,352,000511
Gross Fiduciary activities income$3,567,000205
Service charges on deposit accounts$3,523,000310
Trading account gains and fees$0169
Additional Noninterest Income$4,262,000769
Total noninterest expense$25,607,000633
Salaries and employee benefits$14,995,000589
Premises and equipment expense$3,071,000607
Additional noninterest expense$7,541,000686
Pre-tax net operating income$14,506,000533
Securities gains (losses)$252,000678
Applicable income taxes$3,686,000567
Income before extraordinary items$11,072,000532
Extraordinary gains, net$05
Net income$11,072,000530
Minority interest net income$071
Net income of bank and minority interests.$11,072,000532
Net charge-offs$692,000628
Cash dividends$11,974,000243
Sale, conversion, retirement of capital stock, net$500,000220
Net operating income$10,883,000528
2016-06-30 (YTD Data)Rank
Total interest income$21,716,000620
Total interest expense$1,830,000795
Net interest income$19,886,000601
Provision for loan and lease losses$686,000661
Total noninterest income$7,504,000507
Gross Fiduciary activities income$2,395,000204
Service charges on deposit accounts$2,302,000315
Trading account gains and fees$0157
Additional Noninterest Income$2,807,000769
Total noninterest expense$17,177,000630
Salaries and employee benefits$10,103,000583
Premises and equipment expense$2,035,000608
Additional noninterest expense$5,039,000687
Pre-tax net operating income$9,527,000527
Securities gains (losses)$228,000538
Applicable income taxes$2,409,000569
Income before extraordinary items$7,346,000529
Extraordinary gains, net$016
Net income$7,346,000525
Minority interest net income$071
Net income of bank and minority interests.$7,346,000528
Net charge-offs$646,000482
Cash dividends$8,993,000235
Sale, conversion, retirement of capital stock, net$341,000213
Net operating income$7,175,000528
2016-03-31 (YTD Data)Rank
Total interest income$10,858,000619
Total interest expense$905,000798
Net interest income$9,953,000597
Provision for loan and lease losses$368,000589
Total noninterest income$3,632,000505
Gross Fiduciary activities income$1,144,000209
Service charges on deposit accounts$1,138,000314
Trading account gains and fees$0142
Additional Noninterest Income$1,350,000761
Total noninterest expense$8,839,000610
Salaries and employee benefits$5,255,000560
Premises and equipment expense$1,036,000609
Additional noninterest expense$2,548,000672
Pre-tax net operating income$4,378,000548
Securities gains (losses)$134,000406
Applicable income taxes$1,061,000613
Income before extraordinary items$3,451,000542
Extraordinary gains, net$012
Net income$3,451,000540
Minority interest net income$062
Net income of bank and minority interests.$3,451,000542
Net charge-offs$596,000298
Cash dividends$3,017,000300
Sale, conversion, retirement of capital stock, net$168,000203
Net operating income$3,349,160538
2015-12-31 (YTD Data)Rank
Total interest income$44,169,000577
Total interest expense$4,604,000602
Net interest income$39,565,000575
Provision for loan and lease losses$845,000936
Total noninterest income$15,425,000497
Gross Fiduciary activities income$4,626,000211
Service charges on deposit accounts$4,864,000298
Trading account gains and fees$0159
Additional Noninterest Income$5,935,000719
Total noninterest expense$35,163,000606
Salaries and employee benefits$18,967,000592
Premises and equipment expense$4,434,000556
Additional noninterest expense$11,762,000568
Pre-tax net operating income$18,982,000511
Securities gains (losses)$721,000266
Applicable income taxes$4,685,000554
Income before extraordinary items$15,018,000493
Extraordinary gains, net$023
Net income$15,018,000492
Minority interest net income$081
Net income of bank and minority interests.$15,018,000494
Net charge-offs$292,0001,628
Cash dividends$11,569,000344
Sale, conversion, retirement of capital stock, net$622,000280
Net operating income$14,470,040504
2015-09-30 (YTD Data)Rank
Total interest income$33,201,000579
Total interest expense$3,517,000592
Net interest income$29,684,000580
Provision for loan and lease losses$526,000997
Total noninterest income$11,406,000507
Gross Fiduciary activities income$3,478,000216
Service charges on deposit accounts$3,629,000306
Trading account gains and fees$0153
Additional Noninterest Income$4,299,000741
Total noninterest expense$25,213,000633
Salaries and employee benefits$14,104,000604
Premises and equipment expense$3,383,000560
Additional noninterest expense$7,726,000660
Pre-tax net operating income$15,351,000494
Securities gains (losses)$609,000262
Applicable income taxes$3,962,000527
Income before extraordinary items$11,998,000473
Extraordinary gains, net$021
Net income$11,998,000471
Minority interest net income$078
Net income of bank and minority interests.$11,998,000473
Net charge-offs$446,000935
Cash dividends$8,561,000318
Sale, conversion, retirement of capital stock, net$469,000256
Net operating income$11,541,250480
2015-06-30 (YTD Data)Rank
Total interest income$22,160,000576
Total interest expense$2,390,000583
Net interest income$19,770,000575
Provision for loan and lease losses$224,0001,398
Total noninterest income$7,478,000511
Gross Fiduciary activities income$2,355,000215
Service charges on deposit accounts$2,327,000313
Trading account gains and fees$0157
Additional Noninterest Income$2,796,000749
Total noninterest expense$17,242,000620
Salaries and employee benefits$9,409,000599
Premises and equipment expense$2,283,000558
Additional noninterest expense$5,550,000609
Pre-tax net operating income$9,782,000517
Securities gains (losses)$530,000239
Applicable income taxes$2,537,000554
Income before extraordinary items$7,775,000487
Extraordinary gains, net$022
Net income$7,775,000486
Minority interest net income$075
Net income of bank and minority interests.$7,775,000487
Net charge-offs$260,0001,016
Cash dividends$5,707,000322
Sale, conversion, retirement of capital stock, net$312,000245
Net operating income$7,377,500500
2015-03-31 (YTD Data)Rank
Total interest income$11,060,000577
Total interest expense$1,214,000572
Net interest income$9,846,000575
Provision for loan and lease losses$3,0003,553
Total noninterest income$3,454,000528
Gross Fiduciary activities income$1,114,000223
Service charges on deposit accounts$1,022,000351
Trading account gains and fees$0152
Additional Noninterest Income$1,318,000749
Total noninterest expense$8,369,000640
Salaries and employee benefits$4,871,000590
Premises and equipment expense$1,176,000545
Additional noninterest expense$2,322,000717
Pre-tax net operating income$4,928,000494
Securities gains (losses)$74,000692
Applicable income taxes$1,239,000540
Income before extraordinary items$3,763,000493
Extraordinary gains, net$013
Net income$3,763,000492
Minority interest net income$064
Net income of bank and minority interests.$3,763,000493
Net charge-offs$205,000711
Cash dividends$2,882,000275
Sale, conversion, retirement of capital stock, net$155,000210
Net operating income$3,707,500489
2014-12-31 (YTD Data)Rank
Total interest income$45,629,000543
Total interest expense$5,123,000554
Net interest income$40,506,000544
Provision for loan and lease losses$476,0001,518
Total noninterest income$15,509,000467
Gross Fiduciary activities income$4,490,000212
Service charges on deposit accounts$5,025,000308
Trading account gains and fees$0180
Additional Noninterest Income$5,994,000667
Total noninterest expense$33,992,000604
Salaries and employee benefits$19,887,000542
Premises and equipment expense$4,487,000551
Additional noninterest expense$9,618,000697
Pre-tax net operating income$21,547,000432
Securities gains (losses)$741,000276
Applicable income taxes$5,613,000455
Income before extraordinary items$16,675,000434
Extraordinary gains, net$017
Net income$16,675,000433
Minority interest net income$084
Net income of bank and minority interests.$16,675,000434
Net charge-offs$1,803,000559
Cash dividends$22,608,000194
Sale, conversion, retirement of capital stock, net$585,000278
Net operating income$16,119,250434
2014-09-30 (YTD Data)Rank
Total interest income$34,244,000541
Total interest expense$3,865,000560
Net interest income$30,379,000543
Provision for loan and lease losses$353,0001,479
Total noninterest income$11,523,000465
Gross Fiduciary activities income$3,325,000213
Service charges on deposit accounts$3,812,000301
Trading account gains and fees$0174
Additional Noninterest Income$4,386,000681
Total noninterest expense$25,593,000597
Salaries and employee benefits$15,120,000536
Premises and equipment expense$3,401,000551
Additional noninterest expense$7,072,000701
Pre-tax net operating income$15,956,000434
Securities gains (losses)$531,000282
Applicable income taxes$4,127,000461
Income before extraordinary items$12,360,000438
Extraordinary gains, net$015
Net income$12,360,000436
Minority interest net income$081
Net income of bank and minority interests.$12,360,000438
Net charge-offs$1,567,000478
Cash dividends$19,724,000171
Sale, conversion, retirement of capital stock, net$480,000234
Net operating income$11,961,750439
2014-06-30 (YTD Data)Rank
Total interest income$22,776,000540
Total interest expense$2,578,000567
Net interest income$20,198,000543
Provision for loan and lease losses$135,0002,020
Total noninterest income$7,685,000465
Gross Fiduciary activities income$2,185,000214
Service charges on deposit accounts$2,537,000294
Trading account gains and fees$0172
Additional Noninterest Income$2,963,000658
Total noninterest expense$16,653,000611
Salaries and employee benefits$9,682,000560
Premises and equipment expense$2,294,000545
Additional noninterest expense$4,677,000698
Pre-tax net operating income$11,095,000421
Securities gains (losses)$60,0001,071
Applicable income taxes$2,812,000452
Income before extraordinary items$8,343,000424
Extraordinary gains, net$020
Net income$8,343,000423
Minority interest net income$080
Net income of bank and minority interests.$8,343,000424
Net charge-offs$1,531,000360
Cash dividends$5,811,000274
Sale, conversion, retirement of capital stock, net$390,000198
Net operating income$8,298,000416
2014-03-31 (YTD Data)Rank
Total interest income$11,298,000544
Total interest expense$1,288,000581
Net interest income$10,010,000549
Provision for loan and lease losses$-311,0006,603
Total noninterest income$3,708,000455
Gross Fiduciary activities income$1,047,000221
Service charges on deposit accounts$1,223,000300
Trading account gains and fees$0147
Additional Noninterest Income$1,438,000646
Total noninterest expense$8,415,000611
Salaries and employee benefits$4,883,000558
Premises and equipment expense$1,187,000533
Additional noninterest expense$2,345,000703
Pre-tax net operating income$5,614,000394
Securities gains (losses)$31,000807
Applicable income taxes$1,410,000441
Income before extraordinary items$4,235,000401
Extraordinary gains, net$016
Net income$4,235,000400
Minority interest net income$066
Net income of bank and minority interests.$4,235,000401
Net charge-offs$9,0002,888
Cash dividends$2,903,000251
Sale, conversion, retirement of capital stock, net$218,000169
Net operating income$4,211,750393
2013-12-31 (YTD Data)Rank
Total interest income$48,539,000507
Total interest expense$5,766,000555
Net interest income$42,773,000500
Provision for loan and lease losses$2,047,000610
Total noninterest income$16,309,000482
Gross Fiduciary activities income$4,087,000208
Service charges on deposit accounts$4,966,000309
Trading account gains and fees$0184
Additional Noninterest Income$7,256,000608
Total noninterest expense$34,138,000613
Salaries and employee benefits$18,353,000580
Premises and equipment expense$4,421,000557
Additional noninterest expense$11,364,000612
Pre-tax net operating income$22,897,000392
Securities gains (losses)$725,000316
Applicable income taxes$5,877,000417
Income before extraordinary items$17,745,000398
Extraordinary gains, net$029
Net income$17,745,000397
Minority interest net income$090
Net income of bank and minority interests.$17,745,000398
Net charge-offs$241,0002,804
Cash dividends$11,108,000301
Sale, conversion, retirement of capital stock, net$693,000253
Net operating income$17,201,250406
2013-09-30 (YTD Data)Rank
Total interest income$36,740,000503
Total interest expense$4,412,000556
Net interest income$32,328,000495
Provision for loan and lease losses$488,0001,546
Total noninterest income$12,167,000485
Gross Fiduciary activities income$3,022,000205
Service charges on deposit accounts$3,611,000318
Trading account gains and fees$0180
Additional Noninterest Income$5,534,000617
Total noninterest expense$26,369,000592
Salaries and employee benefits$13,934,000581
Premises and equipment expense$3,323,000562
Additional noninterest expense$9,112,000573
Pre-tax net operating income$17,638,000391
Securities gains (losses)$711,000295
Applicable income taxes$4,612,000410
Income before extraordinary items$13,737,000389
Extraordinary gains, net$025
Net income$13,737,000390
Minority interest net income$084
Net income of bank and minority interests.$13,737,000390
Net charge-offs$215,0002,482
Cash dividends$8,324,000286
Sale, conversion, retirement of capital stock, net$602,000214
Net operating income$13,203,750398
2013-06-30 (YTD Data)Rank
Total interest income$24,817,000498
Total interest expense$3,016,000551
Net interest income$21,801,000493
Provision for loan and lease losses$249,0001,882
Total noninterest income$7,909,000499
Gross Fiduciary activities income$1,989,000209
Service charges on deposit accounts$2,330,000321
Trading account gains and fees$0157
Additional Noninterest Income$3,590,000637
Total noninterest expense$17,853,000585
Salaries and employee benefits$9,523,000567
Premises and equipment expense$2,210,000562
Additional noninterest expense$6,120,000578
Pre-tax net operating income$11,608,000390
Securities gains (losses)$706,000265
Applicable income taxes$3,090,000414
Income before extraordinary items$9,224,000377
Extraordinary gains, net$022
Net income$9,224,000379
Minority interest net income$082
Net income of bank and minority interests.$9,224,000379
Net charge-offs$-92,0006,674
Cash dividends$5,545,000275
Sale, conversion, retirement of capital stock, net$486,000169
Net operating income$8,694,500386
2013-03-31 (YTD Data)Rank
Total interest income$12,544,000495
Total interest expense$1,600,000538
Net interest income$10,944,000492
Provision for loan and lease losses$183,0001,433
Total noninterest income$3,781,000511
Gross Fiduciary activities income$944,000216
Service charges on deposit accounts$1,159,000316
Trading account gains and fees$0148
Additional Noninterest Income$1,678,000680
Total noninterest expense$9,463,000560
Salaries and employee benefits$4,854,000567
Premises and equipment expense$1,128,000548
Additional noninterest expense$3,481,000512
Pre-tax net operating income$5,079,000431
Securities gains (losses)$663,000163
Applicable income taxes$1,424,000435
Income before extraordinary items$4,318,000389
Extraordinary gains, net$010
Net income$4,318,000387
Minority interest net income$076
Net income of bank and minority interests.$4,318,000390
Net charge-offs$-78,0006,802
Cash dividends$2,770,000230
Sale, conversion, retirement of capital stock, net$285,000129
Net operating income$3,820,750429
2012-12-31 (YTD Data)Rank
Total interest income$56,235,000460
Total interest expense$9,032,000461
Net interest income$47,203,000474
Provision for loan and lease losses$288,0003,468
Total noninterest income$16,224,000479
Gross Fiduciary activities income$3,847,000204
Service charges on deposit accounts$5,036,000306
Trading account gains and fees$0166
Additional Noninterest Income$7,341,000598
Total noninterest expense$34,940,000602
Salaries and employee benefits$18,865,000563
Premises and equipment expense$4,363,000554
Additional noninterest expense$11,712,000610
Pre-tax net operating income$28,199,000328
Securities gains (losses)$2,279,000231
Applicable income taxes$8,303,000318
Income before extraordinary items$22,175,000323
Extraordinary gains, net$029
Net income$22,175,000323
Minority interest net income$093
Net income of bank and minority interests.$22,175,000322
Net charge-offs$1,136,0001,690
Cash dividends$9,245,000344
Sale, conversion, retirement of capital stock, net$581,000285
Net operating income$20,511,330330
2012-09-30 (YTD Data)Rank
Total interest income$42,846,000458
Total interest expense$7,132,000453
Net interest income$35,714,000471
Provision for loan and lease losses$421,0002,515
Total noninterest income$11,876,000478
Gross Fiduciary activities income$2,762,000210
Service charges on deposit accounts$3,707,000309
Trading account gains and fees$0157
Additional Noninterest Income$5,407,000609
Total noninterest expense$26,984,000579
Salaries and employee benefits$14,191,000558
Premises and equipment expense$3,292,000548
Additional noninterest expense$9,501,000575
Pre-tax net operating income$20,185,000338
Securities gains (losses)$2,228,000176
Applicable income taxes$6,092,000328
Income before extraordinary items$16,321,000329
Extraordinary gains, net$020
Net income$16,321,000329
Minority interest net income$086
Net income of bank and minority interests.$16,321,000329
Net charge-offs$334,0002,700
Cash dividends$6,599,000290
Sale, conversion, retirement of capital stock, net$496,000244
Net operating income$14,694,560348
2012-06-30 (YTD Data)Rank
Total interest income$29,110,000458
Total interest expense$4,903,000458
Net interest income$24,207,000472
Provision for loan and lease losses$185,0003,078
Total noninterest income$7,792,000478
Gross Fiduciary activities income$1,889,000206
Service charges on deposit accounts$2,417,000315
Trading account gains and fees$0153
Additional Noninterest Income$3,486,000625
Total noninterest expense$16,621,000626
Salaries and employee benefits$9,616,000551
Premises and equipment expense$2,207,000550
Additional noninterest expense$4,798,000724
Pre-tax net operating income$15,193,000303
Securities gains (losses)$201,0001,100
Applicable income taxes$4,226,000319
Income before extraordinary items$11,168,000316
Extraordinary gains, net$019
Net income$11,168,000316
Minority interest net income$084
Net income of bank and minority interests.$11,168,000316
Net charge-offs$233,0002,583
Cash dividends$4,175,000295
Sale, conversion, retirement of capital stock, net$419,000189
Net operating income$11,021,270301
2012-03-31 (YTD Data)Rank
Total interest income$14,677,000456
Total interest expense$2,502,000462
Net interest income$12,175,000467
Provision for loan and lease losses$-182,0007,225
Total noninterest income$3,749,000486
Gross Fiduciary activities income$929,000208
Service charges on deposit accounts$1,161,000330
Trading account gains and fees$0148
Additional Noninterest Income$1,659,000637
Total noninterest expense$8,428,000606
Salaries and employee benefits$4,941,000531
Premises and equipment expense$1,118,000545
Additional noninterest expense$2,369,000729
Pre-tax net operating income$7,678,000294
Securities gains (losses)$-2,0006,941
Applicable income taxes$2,128,000309
Income before extraordinary items$5,548,000317
Extraordinary gains, net$019
Net income$5,548,000317
Minority interest net income$078
Net income of bank and minority interests.$5,548,000318
Net charge-offs$153,0002,065
Cash dividends$1,976,000278
Sale, conversion, retirement of capital stock, net$241,000148
Net operating income$5,549,440297
2011-12-31 (YTD Data)Rank
Total interest income$60,895,000450
Total interest expense$13,557,000412
Net interest income$47,338,000466
Provision for loan and lease losses$-285,0007,299
Total noninterest income$13,845,000485
Gross Fiduciary activities income$3,472,000180
Service charges on deposit accounts$4,773,000332
Trading account gains and fees$0146
Additional Noninterest Income$5,600,000640
Total noninterest expense$31,780,000629
Salaries and employee benefits$18,271,000533
Premises and equipment expense$4,570,000547
Additional noninterest expense$8,939,000805
Pre-tax net operating income$29,688,000268
Securities gains (losses)$2,125,000224
Applicable income taxes$8,719,000281
Income before extraordinary items$23,094,000274
Extraordinary gains, net$029
Net income$23,094,000275
Minority interest net income$096
Net income of bank and minority interests.$23,094,000275
Net charge-offs$1,117,0002,229
Cash dividends$7,856,000279
Sale, conversion, retirement of capital stock, net$420,000437
Net operating income$21,542,750277
2011-09-30 (YTD Data)Rank
Total interest income$45,794,000451
Total interest expense$10,753,000411
Net interest income$35,041,000470
Provision for loan and lease losses$-198,0007,369
Total noninterest income$10,136,000492
Gross Fiduciary activities income$2,608,000181
Service charges on deposit accounts$3,586,000331
Trading account gains and fees$0145
Additional Noninterest Income$3,942,000685
Total noninterest expense$23,850,000635
Salaries and employee benefits$13,663,000536
Premises and equipment expense$3,472,000542
Additional noninterest expense$6,715,000794
Pre-tax net operating income$21,525,000288
Securities gains (losses)$1,937,000190
Applicable income taxes$6,430,000289
Income before extraordinary items$17,032,000274
Extraordinary gains, net$021
Net income$17,032,000275
Minority interest net income$087
Net income of bank and minority interests.$17,032,000275
Net charge-offs$732,0002,235
Cash dividends$6,108,000241
Sale, conversion, retirement of capital stock, net$386,000374
Net operating income$15,617,990287
2011-06-30 (YTD Data)Rank
Total interest income$30,565,000462
Total interest expense$7,644,000402
Net interest income$22,921,000480
Provision for loan and lease losses$-161,0007,446
Total noninterest income$6,169,000539
Gross Fiduciary activities income$1,823,000177
Service charges on deposit accounts$2,356,000332
Trading account gains and fees$0153
Additional Noninterest Income$1,990,000840
Total noninterest expense$15,859,000646
Salaries and employee benefits$9,193,000530
Premises and equipment expense$2,334,000544
Additional noninterest expense$4,332,000837
Pre-tax net operating income$13,392,000284
Securities gains (losses)$1,911,000113
Applicable income taxes$4,197,000279
Income before extraordinary items$11,106,000277
Extraordinary gains, net$015
Net income$11,106,000276
Minority interest net income$089
Net income of bank and minority interests.$11,106,000277
Net charge-offs$677,0001,828
Cash dividends$3,285,000286
Sale, conversion, retirement of capital stock, net$351,000259
Net operating income$9,710,970295
2011-03-31 (YTD Data)Rank
Total interest income$15,210,000469
Total interest expense$4,016,000398
Net interest income$11,194,000491
Provision for loan and lease losses$-192,0007,520
Total noninterest income$2,538,000610
Gross Fiduciary activities income$877,000188
Service charges on deposit accounts$1,131,000342
Trading account gains and fees$0158
Additional Noninterest Income$530,0001,297
Total noninterest expense$8,207,000628
Salaries and employee benefits$4,706,000524
Premises and equipment expense$1,216,000527
Additional noninterest expense$2,285,000781
Pre-tax net operating income$5,717,000328
Securities gains (losses)$1,837,00060
Applicable income taxes$2,070,000267
Income before extraordinary items$5,484,000277
Extraordinary gains, net$09
Net income$5,484,000275
Minority interest net income$086
Net income of bank and minority interests.$5,484,000277
Net charge-offs$69,0003,084
Cash dividends$1,580,000258
Sale, conversion, retirement of capital stock, net$192,000209
Net operating income$4,142,990335
2010-12-31 (YTD Data)Rank
Total interest income$61,807,000476
Total interest expense$19,271,000407
Net interest income$42,536,000508
Provision for loan and lease losses$1,191,0002,796
Total noninterest income$13,754,000507
Gross Fiduciary activities income$3,475,000181
Service charges on deposit accounts$4,578,000346
Trading account gains and fees$3,000172
Additional Noninterest Income$5,698,000672
Total noninterest expense$31,274,000653
Salaries and employee benefits$16,901,000566
Premises and equipment expense$4,748,000536
Additional noninterest expense$9,625,000780
Pre-tax net operating income$23,825,000262
Securities gains (losses)$363,0001,107
Applicable income taxes$5,664,000334
Income before extraordinary items$18,524,000269
Extraordinary gains, net$029
Net income$18,524,000268
Minority interest net income$0111
Net income of bank and minority interests.$18,524,000270
Net charge-offs$349,0004,118
Cash dividends$31,170,00068
Sale, conversion, retirement of capital stock, net$67,000876
Net operating income$18,244,490256
2010-09-30 (YTD Data)Rank
Total interest income$46,365,000475
Total interest expense$14,936,000412
Net interest income$31,429,000506
Provision for loan and lease losses$472,0003,644
Total noninterest income$9,876,000523
Gross Fiduciary activities income$2,605,000179
Service charges on deposit accounts$3,449,000344
Trading account gains and fees$3,000159
Additional Noninterest Income$3,819,000687
Total noninterest expense$23,181,000650
Salaries and employee benefits$12,531,000558
Premises and equipment expense$3,614,000529
Additional noninterest expense$7,036,000773
Pre-tax net operating income$17,652,000268
Securities gains (losses)$320,0001,035
Applicable income taxes$4,257,000327
Income before extraordinary items$13,715,000268
Extraordinary gains, net$023
Net income$13,715,000269
Minority interest net income$0110
Net income of bank and minority interests.$13,715,000270
Net charge-offs$135,0004,609
Cash dividends$29,712,00045
Sale, conversion, retirement of capital stock, net$49,000827
Net operating income$13,471,800261
2010-06-30 (YTD Data)Rank
Total interest income$30,164,000494
Total interest expense$10,055,000420
Net interest income$20,109,000525
Provision for loan and lease losses$282,0003,734
Total noninterest income$6,342,000522
Gross Fiduciary activities income$1,689,000185
Service charges on deposit accounts$2,164,000360
Trading account gains and fees$3,000145
Additional Noninterest Income$2,486,000681
Total noninterest expense$14,635,000681
Salaries and employee benefits$7,951,000593
Premises and equipment expense$2,343,000548
Additional noninterest expense$4,341,000829
Pre-tax net operating income$11,534,000262
Securities gains (losses)$24,0002,293
Applicable income taxes$2,625,000335
Income before extraordinary items$8,933,000264
Extraordinary gains, net$019
Net income$8,933,000263
Minority interest net income$0105
Net income of bank and minority interests.$8,933,000264
Net charge-offs$91,0004,339
Cash dividends$2,060,000340
Sale, conversion, retirement of capital stock, net$31,000781
Net operating income$8,914,520255
2010-03-31 (YTD Data)Rank
Total interest income$15,251,000505
Total interest expense$5,138,000434
Net interest income$10,113,000537
Provision for loan and lease losses$206,0002,948
Total noninterest income$3,279,000493
Gross Fiduciary activities income$878,000179
Service charges on deposit accounts$1,034,000375
Trading account gains and fees$3,000161
Additional Noninterest Income$1,364,000627
Total noninterest expense$7,309,000683
Salaries and employee benefits$3,892,000620
Premises and equipment expense$1,208,000547
Additional noninterest expense$2,209,000816
Pre-tax net operating income$5,877,000243
Securities gains (losses)$-160,0007,745
Applicable income taxes$1,412,000293
Income before extraordinary items$4,305,000261
Extraordinary gains, net$016
Net income$4,305,000263
Minority interest net income$091
Net income of bank and minority interests.$4,305,000263
Net charge-offs$55,0003,635
Cash dividends$969,000356
Sale, conversion, retirement of capital stock, net$13,000755
Net operating income$4,425,000249
2009-12-31 (YTD Data)Rank
Total interest income$65,279,000500
Total interest expense$23,900,000467
Net interest income$41,379,000514
Provision for loan and lease losses$707,0004,024
Total noninterest income$12,131,000567
Gross Fiduciary activities income$3,212,000187
Service charges on deposit accounts$4,499,000378
Trading account gains and fees$27,000178
Additional Noninterest Income$4,393,000788
Total noninterest expense$31,640,000664
Salaries and employee benefits$16,169,000584
Premises and equipment expense$5,176,000513
Additional noninterest expense$10,295,000772
Pre-tax net operating income$21,163,000216
Securities gains (losses)$-52,221,0007,991
Applicable income taxes$-12,835,0007,889
Income before extraordinary items$-18,223,0007,717
Extraordinary gains, net$034
Net income$-18,223,0007,715
Minority interest net income$0115
Net income of bank and minority interests.$-18,223,0007,715
Net charge-offs$276,0004,604
Cash dividends$5,300,000325
Sale, conversion, retirement of capital stock, net$286,000643
Net operating income$15,198,440222
2009-09-30 (YTD Data)Rank
Total interest income$49,587,000510
Total interest expense$18,357,000487
Net interest income$31,230,000523
Provision for loan and lease losses$581,0003,572
Total noninterest income$8,669,000588
Gross Fiduciary activities income$2,360,000186
Service charges on deposit accounts$3,294,000385
Trading account gains and fees$21,000182
Additional Noninterest Income$2,994,000858
Total noninterest expense$24,560,000639
Salaries and employee benefits$12,830,000579
Premises and equipment expense$3,951,000516
Additional noninterest expense$7,779,000733
Pre-tax net operating income$14,758,000230
Securities gains (losses)$-52,062,0008,083
Applicable income taxes$-14,433,0008,004
Income before extraordinary items$-22,871,0007,908
Extraordinary gains, net$027
Net income$-22,871,0007,908
Minority interest net income$0118
Net income of bank and minority interests.$-22,871,0007,908
Net charge-offs$230,0004,087
Cash dividends$5,300,000237
Sale, conversion, retirement of capital stock, net$336,000496
Net operating income$10,448,680242
2009-06-30 (YTD Data)Rank
Total interest income$33,426,000517
Total interest expense$12,478,000510
Net interest income$20,948,000520
Provision for loan and lease losses$-52,0008,162
Total noninterest income$5,501,000614
Gross Fiduciary activities income$1,617,000187
Service charges on deposit accounts$2,054,000401
Trading account gains and fees$3,000184
Additional Noninterest Income$1,827,000952
Total noninterest expense$16,718,000639
Salaries and employee benefits$8,713,000570
Premises and equipment expense$2,670,000513
Additional noninterest expense$5,335,000726
Pre-tax net operating income$9,783,000234
Securities gains (losses)$-15,299,0008,161
Applicable income taxes$-2,781,0007,956
Income before extraordinary items$-2,735,0007,603
Extraordinary gains, net$021
Net income$-2,735,0007,602
Minority interest net income$0112
Net income of bank and minority interests.$-2,735,0007,602
Net charge-offs$103,0004,219
Cash dividends$5,300,000165
Sale, conversion, retirement of capital stock, net$314,000409
Net operating income$7,056,360244
2009-03-31 (YTD Data)Rank
Total interest income$16,901,000523
Total interest expense$6,455,000512
Net interest income$10,446,000508
Provision for loan and lease losses$-163,0008,222
Total noninterest income$2,624,000604
Gross Fiduciary activities income$759,000192
Service charges on deposit accounts$981,000415
Trading account gains and fees$-18,0008,185
Additional Noninterest Income$902,000917
Total noninterest expense$8,129,000629
Salaries and employee benefits$4,451,000565
Premises and equipment expense$1,348,000518
Additional noninterest expense$2,330,000730
Pre-tax net operating income$5,104,000247
Securities gains (losses)$-7,398,0008,215
Applicable income taxes$-1,225,0008,037
Income before extraordinary items$-1,069,0007,720
Extraordinary gains, net$015
Net income$-1,069,0007,723
Minority interest net income$0102
Net income of bank and minority interests.$-1,069,0007,722
Net charge-offs$47,0003,624
Cash dividends$3,150,000136
Sale, conversion, retirement of capital stock, net$190,000277
Net operating income$3,665,720254
2008-12-31 (YTD Data)Rank
Total interest income$71,849,000529
Total interest expense$30,624,000521
Net interest income$41,225,000533
Provision for loan and lease losses$1,032,0002,666
Total noninterest income$11,964,000515
Gross Fiduciary activities income$3,397,000193
Service charges on deposit accounts$4,180,000416
Trading account gains and fees$4,000145
Additional Noninterest Income$4,383,000730
Total noninterest expense$31,317,000641
Salaries and employee benefits$18,031,000533
Premises and equipment expense$5,258,000520
Additional noninterest expense$8,028,000824
Pre-tax net operating income$20,840,000273
Securities gains (losses)$-8,215,0008,148
Applicable income taxes$2,662,000514
Income before extraordinary items$9,963,000383
Extraordinary gains, net$039
Net income$9,963,000383
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,908,0001,333
Cash dividends$8,984,000328
Sale, conversion, retirement of capital stock, net$294,000674
Net operating income$16,452,850258
2008-09-30 (YTD Data)Rank
Total interest income$53,877,000542
Total interest expense$23,553,000534
Net interest income$30,324,000557
Provision for loan and lease losses$764,0002,148
Total noninterest income$8,994,000542
Gross Fiduciary activities income$2,664,000193
Service charges on deposit accounts$3,043,000435
Trading account gains and fees$-144,0008,299
Additional Noninterest Income$3,431,000749
Total noninterest expense$23,843,000615
Salaries and employee benefits$14,053,000528
Premises and equipment expense$3,945,000526
Additional noninterest expense$5,845,000796
Pre-tax net operating income$14,711,000361
Securities gains (losses)$-4,299,0008,189
Applicable income taxes$2,400,000557
Income before extraordinary items$8,012,000449
Extraordinary gains, net$031
Net income$8,012,000448
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,035,0001,273
Cash dividends$8,984,000264
Sale, conversion, retirement of capital stock, net$274,000502
Net operating income$11,322,230349
2008-06-30 (YTD Data)Rank
Total interest income$35,904,000547
Total interest expense$16,186,000536
Net interest income$19,718,000569
Provision for loan and lease losses$593,0001,720
Total noninterest income$6,159,000552
Gross Fiduciary activities income$1,831,000192
Service charges on deposit accounts$1,924,000441
Trading account gains and fees$-24,0008,357
Additional Noninterest Income$2,428,000736
Total noninterest expense$15,504,000625
Salaries and employee benefits$9,240,000538
Premises and equipment expense$2,627,000526
Additional noninterest expense$3,637,000824
Pre-tax net operating income$9,780,000381
Securities gains (losses)$99,000972
Applicable income taxes$2,635,000419
Income before extraordinary items$7,244,000376
Extraordinary gains, net$021
Net income$7,244,000375
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$950,000893
Cash dividends$6,984,000253
Sale, conversion, retirement of capital stock, net$256,000372
Net operating income$7,171,730375
2008-03-31 (YTD Data)Rank
Total interest income$18,132,000558
Total interest expense$8,578,000551
Net interest income$9,554,000581
Provision for loan and lease losses$931,000649
Total noninterest income$3,234,000536
Gross Fiduciary activities income$868,000200
Service charges on deposit accounts$889,000469
Trading account gains and fees$19,000128
Additional Noninterest Income$1,458,000629
Total noninterest expense$7,812,000612
Salaries and employee benefits$4,645,000545
Premises and equipment expense$1,335,000519
Additional noninterest expense$1,832,000785
Pre-tax net operating income$4,045,000490
Securities gains (losses)$65,000939
Applicable income taxes$1,025,000570
Income before extraordinary items$3,085,000494
Extraordinary gains, net$015
Net income$3,085,000495
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$817,000523
Cash dividends$4,834,000196
Sale, conversion, retirement of capital stock, net$142,000260
Net operating income$3,036,250479
2007-12-31 (YTD Data)Rank
Total interest income$67,945,000624
Total interest expense$33,792,000594
Net interest income$34,153,000659
Provision for loan and lease losses$529,0002,249
Total noninterest income$9,217,000651
Gross Fiduciary activities income$3,437,000200
Service charges on deposit accounts$2,376,000747
Trading account gains and fees$24,000156
Additional Noninterest Income$3,380,000927
Total noninterest expense$30,760,000607
Salaries and employee benefits$17,688,000549
Premises and equipment expense$5,160,000515
Additional noninterest expense$7,912,000725
Pre-tax net operating income$12,081,000713
Securities gains (losses)$-1,115,0008,429
Applicable income taxes$2,223,0001,040
Income before extraordinary items$8,743,000750
Extraordinary gains, net$039
Net income$8,743,000748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,991
Cash dividends$5,884,000652
Sale, conversion, retirement of capital stock, net$243,000701
Net operating income$9,635,000670
2007-09-30 (YTD Data)Rank
Total interest income$50,295,000625
Total interest expense$25,157,000601
Net interest income$25,138,000671
Provision for loan and lease losses$229,0002,766
Total noninterest income$6,650,000678
Gross Fiduciary activities income$2,510,000203
Service charges on deposit accounts$1,690,000770
Trading account gains and fees$-24,0008,501
Additional Noninterest Income$2,474,000944
Total noninterest expense$23,169,000594
Salaries and employee benefits$13,329,000548
Premises and equipment expense$3,859,000515
Additional noninterest expense$5,981,000709
Pre-tax net operating income$8,390,000822
Securities gains (losses)$-1,154,0008,497
Applicable income taxes$1,341,0001,331
Income before extraordinary items$5,895,000886
Extraordinary gains, net$033
Net income$5,895,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$243,0001,715
Cash dividends$5,884,000497
Sale, conversion, retirement of capital stock, net$221,000569
Net operating income$6,829,740761
2007-06-30 (YTD Data)Rank
Total interest income$32,793,000651
Total interest expense$16,638,000611
Net interest income$16,155,000702
Provision for loan and lease losses$229,0001,968
Total noninterest income$4,206,000736
Gross Fiduciary activities income$1,629,000213
Service charges on deposit accounts$1,029,000863
Trading account gains and fees$-71,0008,576
Additional Noninterest Income$1,619,000989
Total noninterest expense$15,183,000623
Salaries and employee benefits$8,754,000576
Premises and equipment expense$2,549,000535
Additional noninterest expense$3,880,000737
Pre-tax net operating income$4,949,000968
Securities gains (losses)$-953,0008,562
Applicable income taxes$623,0001,794
Income before extraordinary items$3,373,0001,068
Extraordinary gains, net$029
Net income$3,373,0001,067
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0002,240
Cash dividends$3,550,000560
Sale, conversion, retirement of capital stock, net$200,000446
Net operating income$4,173,520863
2007-03-31 (YTD Data)Rank
Total interest income$15,665,000668
Total interest expense$7,984,000623
Net interest income$7,681,000732
Provision for loan and lease losses$229,0001,046
Total noninterest income$1,822,000813
Gross Fiduciary activities income$687,000236
Service charges on deposit accounts$438,000979
Trading account gains and fees$6,000179
Additional Noninterest Income$691,0001,086
Total noninterest expense$7,622,000611
Salaries and employee benefits$4,565,000559
Premises and equipment expense$1,210,000560
Additional noninterest expense$1,847,000753
Pre-tax net operating income$1,652,0001,412
Securities gains (losses)$788,00088
Applicable income taxes$439,0001,421
Income before extraordinary items$2,001,000885
Extraordinary gains, net$022
Net income$2,001,000884
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0001,327
Cash dividends$1,750,000513
Sale, conversion, retirement of capital stock, net$99,000350
Net operating income$1,354,8401,282
2006-12-31 (YTD Data)Rank
Total interest income$62,055,000631
Total interest expense$30,592,000566
Net interest income$31,463,000700
Provision for loan and lease losses$742,0001,347
Total noninterest income$7,267,000812
Gross Fiduciary activities income$2,425,000238
Service charges on deposit accounts$1,877,000942
Trading account gains and fees$0130
Additional Noninterest Income$2,965,0001,007
Total noninterest expense$29,340,000608
Salaries and employee benefits$17,228,000552
Premises and equipment expense$4,628,000544
Additional noninterest expense$7,484,000722
Pre-tax net operating income$8,648,0001,139
Securities gains (losses)$3,487,00072
Applicable income taxes$2,181,0001,239
Income before extraordinary items$9,954,000747
Extraordinary gains, net$051
Net income$9,954,000746
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$850,000794
Cash dividends$8,832,000439
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,094,6601,040
2006-09-30 (YTD Data)Rank
Total interest income$46,202,000646
Total interest expense$22,540,000569
Net interest income$23,662,000718
Provision for loan and lease losses$526,0001,338
Total noninterest income$5,124,000863
Gross Fiduciary activities income$1,794,000244
Service charges on deposit accounts$1,407,000948
Trading account gains and fees$0126
Additional Noninterest Income$1,923,0001,129
Total noninterest expense$21,864,000628
Salaries and employee benefits$12,715,000572
Premises and equipment expense$3,518,000546
Additional noninterest expense$5,631,000729
Pre-tax net operating income$6,396,0001,196
Securities gains (losses)$2,791,00074
Applicable income taxes$1,679,0001,274
Income before extraordinary items$7,508,000781
Extraordinary gains, net$045
Net income$7,508,000780
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$760,000572
Cash dividends$8,832,000336
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,219,3801,096
2006-06-30 (YTD Data)Rank
Total interest income$30,674,000637
Total interest expense$14,752,000553
Net interest income$15,922,000712
Provision for loan and lease losses$300,0001,464
Total noninterest income$3,183,000896
Gross Fiduciary activities income$1,066,000274
Service charges on deposit accounts$890,000986
Trading account gains and fees$0126
Additional Noninterest Income$1,227,0001,171
Total noninterest expense$14,765,000629
Salaries and employee benefits$8,478,000578
Premises and equipment expense$2,378,000542
Additional noninterest expense$3,909,000712
Pre-tax net operating income$4,040,0001,257
Securities gains (losses)$1,828,00074
Applicable income taxes$925,0001,493
Income before extraordinary items$4,943,000789
Extraordinary gains, net$039
Net income$4,943,000789
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000484
Cash dividends$6,832,000294
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,407,4801,108
2006-03-31 (YTD Data)Rank
Total interest income$15,300,000627
Total interest expense$7,241,000525
Net interest income$8,059,000700
Provision for loan and lease losses$600,000400
Total noninterest income$1,513,000926
Gross Fiduciary activities income$514,000276
Service charges on deposit accounts$416,0001,023
Trading account gains and fees$0115
Additional Noninterest Income$583,0001,196
Total noninterest expense$7,280,000630
Salaries and employee benefits$4,284,000573
Premises and equipment expense$1,158,000551
Additional noninterest expense$1,838,000737
Pre-tax net operating income$1,692,0001,460
Securities gains (losses)$569,000100
Applicable income taxes$184,0002,726
Income before extraordinary items$2,077,000910
Extraordinary gains, net$021
Net income$2,077,000909
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$61,0001,308
Cash dividends$4,000,000250
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,553,5201,178
2005-12-31 (YTD Data)Rank
Total interest income$59,656,000572
Total interest expense$25,601,000468
Net interest income$34,055,000629
Provision for loan and lease losses$2,005,000547
Total noninterest income$8,791,000683
Gross Fiduciary activities income$2,103,000263
Service charges on deposit accounts$1,643,0001,083
Trading account gains and fees$0138
Additional Noninterest Income$5,045,000676
Total noninterest expense$27,784,000626
Salaries and employee benefits$15,885,000579
Premises and equipment expense$4,458,000549
Additional noninterest expense$7,441,000713
Pre-tax net operating income$13,057,000760
Securities gains (losses)$743,000226
Applicable income taxes$2,430,0001,161
Income before extraordinary items$11,370,000652
Extraordinary gains, net$046
Net income$11,370,000653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$855,000768
Cash dividends$13,805,000308
Sale, conversion, retirement of capital stock, net$0934
Net operating income$10,760,740668
2005-09-30 (YTD Data)Rank
Total interest income$44,427,000561
Total interest expense$18,504,000455
Net interest income$25,923,000620
Provision for loan and lease losses$1,125,000679
Total noninterest income$5,182,000836
Gross Fiduciary activities income$1,600,000256
Service charges on deposit accounts$1,172,0001,128
Trading account gains and fees$0126
Additional Noninterest Income$2,410,000969
Total noninterest expense$20,951,000624
Salaries and employee benefits$11,993,000570
Premises and equipment expense$3,282,000558
Additional noninterest expense$5,676,000696
Pre-tax net operating income$9,029,000817
Securities gains (losses)$1,515,000145
Applicable income taxes$1,858,0001,148
Income before extraordinary items$8,686,000641
Extraordinary gains, net$035
Net income$8,686,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$646,000683
Cash dividends$13,805,000239
Sale, conversion, retirement of capital stock, net$0769
Net operating income$7,443,700706
2005-06-30 (YTD Data)Rank
Total interest income$29,214,000554
Total interest expense$12,112,000438
Net interest income$17,102,000622
Provision for loan and lease losses$750,000672
Total noninterest income$3,300,000856
Gross Fiduciary activities income$1,057,000258
Service charges on deposit accounts$725,0001,177
Trading account gains and fees$0116
Additional Noninterest Income$1,518,0001,003
Total noninterest expense$13,939,000622
Salaries and employee benefits$7,907,000577
Premises and equipment expense$2,220,000537
Additional noninterest expense$3,812,000696
Pre-tax net operating income$5,713,000834
Securities gains (losses)$1,220,000142
Applicable income taxes$1,203,0001,167
Income before extraordinary items$5,730,000629
Extraordinary gains, net$030
Net income$5,730,000629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$500,000597
Cash dividends$4,904,000353
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,717,400733
2005-03-31 (YTD Data)Rank
Total interest income$14,503,000541
Total interest expense$5,958,000424
Net interest income$8,545,000613
Provision for loan and lease losses$375,000622
Total noninterest income$1,571,000873
Gross Fiduciary activities income$483,000270
Service charges on deposit accounts$342,0001,197
Trading account gains and fees$0115
Additional Noninterest Income$746,000999
Total noninterest expense$6,952,000615
Salaries and employee benefits$3,905,000579
Premises and equipment expense$1,112,000541
Additional noninterest expense$1,935,000666
Pre-tax net operating income$2,789,000844
Securities gains (losses)$554,000139
Applicable income taxes$551,0001,234
Income before extraordinary items$2,792,000643
Extraordinary gains, net$024
Net income$2,792,000643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$237,000614
Cash dividends$3,104,000252
Sale, conversion, retirement of capital stock, net$0491
Net operating income$2,326,640733
2004-12-31 (YTD Data)Rank
Total interest income$57,060,000516
Total interest expense$22,609,000378
Net interest income$34,451,000586
Provision for loan and lease losses$1,400,000768
Total noninterest income$6,477,000852
Gross Fiduciary activities income$2,116,000251
Service charges on deposit accounts$1,717,0001,040
Trading account gains and fees$0138
Additional Noninterest Income$2,644,0001,078
Total noninterest expense$25,565,000645
Salaries and employee benefits$14,650,000584
Premises and equipment expense$3,468,000671
Additional noninterest expense$7,447,000700
Pre-tax net operating income$13,963,000650
Securities gains (losses)$1,239,000244
Applicable income taxes$2,272,0001,134
Income before extraordinary items$12,930,000544
Extraordinary gains, net$034
Net income$12,930,000545
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$710,000991
Cash dividends$7,582,000435
Sale, conversion, retirement of capital stock, net$0872
Net operating income$11,876,850558
2004-09-30 (YTD Data)Rank
Total interest income$42,310,000507
Total interest expense$16,862,000379
Net interest income$25,448,000591
Provision for loan and lease losses$1,050,000744
Total noninterest income$4,778,000882
Gross Fiduciary activities income$1,490,000263
Service charges on deposit accounts$1,337,000994
Trading account gains and fees$0134
Additional Noninterest Income$1,951,0001,107
Total noninterest expense$18,891,000648
Salaries and employee benefits$10,982,000582
Premises and equipment expense$2,333,000739
Additional noninterest expense$5,576,000695
Pre-tax net operating income$10,285,000670
Securities gains (losses)$578,000393
Applicable income taxes$1,411,0001,353
Income before extraordinary items$9,452,000558
Extraordinary gains, net$026
Net income$9,452,000559
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$577,000845
Cash dividends$7,581,000338
Sale, conversion, retirement of capital stock, net$0738
Net operating income$8,949,140559
2004-06-30 (YTD Data)Rank
Total interest income$27,943,000506
Total interest expense$11,196,000376
Net interest income$16,747,000592
Provision for loan and lease losses$700,000728
Total noninterest income$3,260,000853
Gross Fiduciary activities income$1,034,000262
Service charges on deposit accounts$874,0001,007
Trading account gains and fees$0130
Additional Noninterest Income$1,352,0001,067
Total noninterest expense$12,234,000669
Salaries and employee benefits$7,211,000591
Premises and equipment expense$1,461,000780
Additional noninterest expense$3,562,000716
Pre-tax net operating income$7,073,000643
Securities gains (losses)$336,000450
Applicable income taxes$1,000,0001,283
Income before extraordinary items$6,409,000551
Extraordinary gains, net$021
Net income$6,409,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0001,442
Cash dividends$5,782,000293
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,116,680549
2004-03-31 (YTD Data)Rank
Total interest income$13,811,000515
Total interest expense$5,702,000379
Net interest income$8,109,000611
Provision for loan and lease losses$350,000704
Total noninterest income$1,515,000901
Gross Fiduciary activities income$457,000277
Service charges on deposit accounts$421,0001,018
Trading account gains and fees$0121
Additional Noninterest Income$637,0001,084
Total noninterest expense$6,064,000675
Salaries and employee benefits$3,654,000599
Premises and equipment expense$713,000807
Additional noninterest expense$1,697,000735
Pre-tax net operating income$3,210,000699
Securities gains (losses)$213,000472
Applicable income taxes$373,0001,658
Income before extraordinary items$3,050,000577
Extraordinary gains, net$016
Net income$3,050,000576
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0001,530
Cash dividends$3,500,000230
Sale, conversion, retirement of capital stock, net$0464
Net operating income$2,860,430565
2003-12-31 (YTD Data)Rank
Total interest income$54,544,000528
Total interest expense$23,541,000392
Net interest income$31,003,000619
Provision for loan and lease losses$1,100,0001,081
Total noninterest income$6,133,000954
Gross Fiduciary activities income$1,746,000287
Service charges on deposit accounts$1,746,000993
Trading account gains and fees$0160
Additional Noninterest Income$2,641,0001,182
Total noninterest expense$21,724,000747
Salaries and employee benefits$13,011,000652
Premises and equipment expense$2,676,000839
Additional noninterest expense$6,037,000849
Pre-tax net operating income$14,312,000624
Securities gains (losses)$2,490,000255
Applicable income taxes$2,783,000978
Income before extraordinary items$14,019,000507
Extraordinary gains, net$054
Net income$14,019,000509
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$792,0001,109
Cash dividends$6,710,000497
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,952,300539
2003-09-30 (YTD Data)Rank
Total interest income$40,987,000545
Total interest expense$17,992,000407
Net interest income$22,995,000635
Provision for loan and lease losses$850,0001,033
Total noninterest income$4,554,000995
Gross Fiduciary activities income$1,274,000301
Service charges on deposit accounts$1,307,0001,006
Trading account gains and fees$0153
Additional Noninterest Income$1,973,0001,244
Total noninterest expense$15,973,000771
Salaries and employee benefits$9,552,000687
Premises and equipment expense$1,997,000859
Additional noninterest expense$4,424,000876
Pre-tax net operating income$10,726,000644
Securities gains (losses)$1,424,000351
Applicable income taxes$1,970,0001,074
Income before extraordinary items$10,180,000541
Extraordinary gains, net$040
Net income$10,180,000541
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$741,000859
Cash dividends$6,711,000399
Sale, conversion, retirement of capital stock, net$0722
Net operating income$8,983,840545
2003-06-30 (YTD Data)Rank
Total interest income$27,611,000545
Total interest expense$12,332,000409
Net interest income$15,279,000635
Provision for loan and lease losses$600,000971
Total noninterest income$2,938,0001,015
Gross Fiduciary activities income$855,000303
Service charges on deposit accounts$855,0001,003
Trading account gains and fees$0150
Additional Noninterest Income$1,228,0001,310
Total noninterest expense$10,692,000769
Salaries and employee benefits$6,413,000679
Premises and equipment expense$1,342,000847
Additional noninterest expense$2,937,000882
Pre-tax net operating income$6,925,000661
Securities gains (losses)$1,005,000359
Applicable income taxes$1,308,0001,104
Income before extraordinary items$6,622,000555
Extraordinary gains, net$030
Net income$6,622,000555
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$529,000820
Cash dividends$5,031,000340
Sale, conversion, retirement of capital stock, net$0589
Net operating income$5,777,800557
2003-03-31 (YTD Data)Rank
Total interest income$13,814,000550
Total interest expense$6,245,000417
Net interest income$7,569,000641
Provision for loan and lease losses$350,000821
Total noninterest income$1,412,0001,017
Gross Fiduciary activities income$383,000320
Service charges on deposit accounts$409,0001,017
Trading account gains and fees$0134
Additional Noninterest Income$620,0001,264
Total noninterest expense$5,428,000758
Salaries and employee benefits$3,311,000657
Premises and equipment expense$672,000856
Additional noninterest expense$1,445,000863
Pre-tax net operating income$3,203,000712
Securities gains (losses)$426,000400
Applicable income taxes$555,0001,249
Income before extraordinary items$3,074,000572
Extraordinary gains, net$021
Net income$3,074,000570
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000539
Cash dividends$3,330,000255
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,711,900592
2002-12-31 (YTD Data)Rank
Total interest income$56,774,000558
Total interest expense$26,328,000456
Net interest income$30,446,000626
Provision for loan and lease losses$940,0001,426
Total noninterest income$5,917,000905
Gross Fiduciary activities income$1,768,000303
Service charges on deposit accounts$1,725,000929
Trading account gains and fees$0153
Additional Noninterest Income$2,424,0001,149
Total noninterest expense$20,272,000791
Salaries and employee benefits$12,067,000682
Premises and equipment expense$2,605,000838
Additional noninterest expense$5,600,000898
Pre-tax net operating income$15,151,000575
Securities gains (losses)$1,402,000343
Applicable income taxes$3,205,000874
Income before extraordinary items$13,348,000510
Extraordinary gains, net$070
Net income$13,348,000514
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$416,0001,885
Cash dividends$6,450,000505
Sale, conversion, retirement of capital stock, net$0862
Net operating income$12,212,380518
2001-12-31 (YTD Data)Rank
Total interest income$54,368,000650
Total interest expense$28,371,000589
Net interest income$25,997,000682
Provision for loan and lease losses$600,0001,892
Total noninterest income$5,291,000945
Gross Fiduciary activities income$1,576,000327
Service charges on deposit accounts$1,376,0001,081
Trading account gains and fees$0177
Additional Noninterest Income$2,339,0001,127
Total noninterest expense$18,323,000826
Salaries and employee benefits$10,699,000704
Premises and equipment expense$2,449,000859
Additional noninterest expense$5,175,000944
Pre-tax net operating income$12,365,000629
Securities gains (losses)$1,291,000344
Applicable income taxes$2,702,000909
Income before extraordinary items$10,954,000539
Extraordinary gains, net$0105
Net income$10,954,000540
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$626,0001,325
Cash dividends$6,286,000509
Sale, conversion, retirement of capital stock, net$0922
Net operating income$9,921,200557
2000-12-31 (YTD Data)Rank
Total interest income$51,392,000712
Total interest expense$30,145,000624
Net interest income$21,247,000822
Provision for loan and lease losses$676,0001,466
Total noninterest income$4,053,0001,060
Gross Fiduciary activities income$1,613,000327
Service charges on deposit accounts$1,150,0001,174
Trading account gains and fees$0180
Additional Noninterest Income$1,290,0001,568
Total noninterest expense$16,273,000874
Salaries and employee benefits$9,441,000747
Premises and equipment expense$923,0002,231
Additional noninterest expense$5,909,000839
Pre-tax net operating income$8,351,000928
Securities gains (losses)$947,000166
Applicable income taxes$1,632,0001,398
Income before extraordinary items$7,665,000713
Extraordinary gains, net$038
Net income$7,665,000713
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$516,0001,218
Cash dividends$4,275,000713
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,888,460788
1999-12-31 (YTD Data)Rank
Total interest income$48,018,000723
Total interest expense$24,571,000668
Net interest income$23,447,000757
Provision for loan and lease losses$760,0001,238
Total noninterest income$6,006,000822
Gross Fiduciary activities income$1,456,000376
Service charges on deposit accounts$1,113,0001,191
Trading account gains and fees$0173
Additional Noninterest Income$3,437,000816
Total noninterest expense$17,183,000849
Salaries and employee benefits$8,747,000798
Premises and equipment expense$1,974,0001,024
Additional noninterest expense$6,462,000810
Pre-tax net operating income$11,510,000731
Securities gains (losses)$2,253,000127
Applicable income taxes$3,053,000872
Income before extraordinary items$10,710,000587
Extraordinary gains, net$035
Net income$10,710,000587
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$449,0001,321
Cash dividends$7,000,000521
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$8,952,660666
1998-12-31 (YTD Data)Rank
Total interest income$48,082,000701
Total interest expense$22,693,000721
Net interest income$25,389,000699
Provision for loan and lease losses$763,0001,222
Total noninterest income$2,710,0001,452
Gross Fiduciary activities income$1,288,000402
Service charges on deposit accounts$1,039,0001,211
Trading account gains and fees$0224
Additional Noninterest Income$383,0003,522
Total noninterest expense$16,142,000875
Salaries and employee benefits$8,371,000792
Premises and equipment expense$1,618,0001,179
Additional noninterest expense$6,153,000826
Pre-tax net operating income$11,194,000712
Securities gains (losses)$2,180,000217
Applicable income taxes$3,161,000829
Income before extraordinary items$10,213,000584
Extraordinary gains, net$032
Net income$10,213,000583
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$856,000850
Cash dividends$5,500,000598
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$8,556,200651
1997-12-31 (YTD Data)Rank
Total interest income$47,963,000723
Total interest expense$23,312,000718
Net interest income$24,651,000736
Provision for loan and lease losses$797,0001,195
Total noninterest income$2,744,0001,368
Gross Fiduciary activities income$1,004,000473
Service charges on deposit accounts$1,076,0001,176
Trading account gains and fees$0239
Additional Noninterest Income$664,0002,301
Total noninterest expense$14,704,000948
Salaries and employee benefits$7,666,000867
Premises and equipment expense$1,471,0001,332
Additional noninterest expense$5,567,000895
Pre-tax net operating income$11,894,000709
Securities gains (losses)$925,000297
Applicable income taxes$3,069,000912
Income before extraordinary items$9,750,000611
Extraordinary gains, net$044
Net income$9,750,000611
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$660,0001,070
Cash dividends$3,950,000765
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$9,047,000620
1996-12-31 (YTD Data)Rank
Total interest income$47,665,000766
Total interest expense$23,452,000750
Net interest income$24,213,000771
Provision for loan and lease losses$700,0001,321
Total noninterest income$2,290,0001,650
Gross Fiduciary activities income$852,000555
Service charges on deposit accounts$1,124,0001,182
Trading account gains and fees$0262
Additional Noninterest Income$314,0003,969
Total noninterest expense$14,184,0001,062
Salaries and employee benefits$7,596,000900
Premises and equipment expense$1,446,0001,408
Additional noninterest expense$5,142,0001,108
Pre-tax net operating income$11,619,000698
Securities gains (losses)$259,000602
Applicable income taxes$2,930,000887
Income before extraordinary items$8,948,000641
Extraordinary gains, net$053
Net income$8,948,000641
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$503,0001,423
Cash dividends$3,605,000823
Sale, conversion, retirement of capital stock, net$0953
Net operating income$8,753,750639
1995-12-31 (YTD Data)Rank
Total interest income$44,965,000830
Total interest expense$24,477,000750
Net interest income$20,488,000914
Provision for loan and lease losses$737,0001,182
Total noninterest income$2,176,0001,717
Gross Fiduciary activities income$726,000630
Service charges on deposit accounts$1,117,0001,198
Trading account gains and fees$0522
Additional Noninterest Income$333,0003,751
Total noninterest expense$13,454,0001,106
Salaries and employee benefits$7,003,000978
Premises and equipment expense$1,374,0001,496
Additional noninterest expense$5,077,0001,108
Pre-tax net operating income$8,473,000937
Securities gains (losses)$1,655,000160
Applicable income taxes$2,469,0001,059
Income before extraordinary items$7,659,000749
Extraordinary gains, net$065
Net income$7,659,000749
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0001,643
Cash dividends$3,285,000864
Sale, conversion, retirement of capital stock, net$0809
Net operating income$6,401,200857
1994-12-31 (YTD Data)Rank
Total interest income$42,126,000804
Total interest expense$20,805,000695
Net interest income$21,321,000875
Provision for loan and lease losses$737,0001,160
Total noninterest income$2,280,0001,662
Gross Fiduciary activities income$583,000693
Service charges on deposit accounts$1,070,0001,247
Trading account gains and fees$0475
Additional Noninterest Income$627,0002,504
Total noninterest expense$12,978,0001,161
Salaries and employee benefits$6,624,0001,025
Premises and equipment expense$1,248,0001,657
Additional noninterest expense$5,106,0001,151
Pre-tax net operating income$9,886,000806
Securities gains (losses)$-326,00012,134
Applicable income taxes$2,283,0001,070
Income before extraordinary items$7,277,000738
Extraordinary gains, net$0249
Net income$7,277,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$325,0001,815
Cash dividends$3,045,000796
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$7,524,760734
1993-12-31 (YTD Data)Rank
Total interest income$38,988,000848
Total interest expense$18,396,000768
Net interest income$20,592,000902
Provision for loan and lease losses$708,0001,651
Total noninterest income$2,108,0001,903
Gross Fiduciary activities income$546,000729
Service charges on deposit accounts$1,081,0001,249
Trading account gains and fees$0532
Additional Noninterest Income$481,0003,346
Total noninterest expense$12,255,0001,259
Salaries and employee benefits$6,426,0001,072
Premises and equipment expense$1,130,0001,858
Additional noninterest expense$4,699,0001,334
Pre-tax net operating income$9,737,000751
Securities gains (losses)$644,000757
Applicable income taxes$2,586,000974
Income before extraordinary items$7,795,000673
Extraordinary gains, net$233,000898
Net income$8,028,000671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$247,0002,762
Cash dividends$4,300,000544
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$7,312,000667
1992-12-31 (YTD Data)Rank
Total interest income$38,701,000977
Total interest expense$18,724,000967
Net interest income$19,977,000943
Provision for loan and lease losses$1,326,0001,532
Total noninterest income$1,895,0002,012
Gross Fiduciary activities income$476,000777
Service charges on deposit accounts$1,073,0001,243
Trading account gains and fees$19,000377
Additional Noninterest Income$327,0004,194
Total noninterest expense$11,322,0001,381
Salaries and employee benefits$5,976,0001,120
Premises and equipment expense$1,127,0001,872
Additional noninterest expense$4,219,0001,534
Pre-tax net operating income$9,224,000694
Securities gains (losses)$278,0001,613
Applicable income taxes$2,363,000979
Income before extraordinary items$7,139,000666
Extraordinary gains, net$01,422
Net income$7,139,000661
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$518,0002,417
Cash dividends$2,440,000712
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$6,930,500624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.