Home > Citizens & Northern Bank > Net charge- offs to loans
Citizens & Northern Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0147% | 2,111 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 1,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 656 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0205% | 187 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0040% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0216% | 3,937 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3259% | 541 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0289% | 389 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3868% | 431 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0168% | 1,797 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0028% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0278% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0056% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0194% | 3,869 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4315% | 434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6711% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5857% | 351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0212% | 1,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0054% | 591 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0136% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0420% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0114% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0065% | 1,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4176% | 424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0599% | 446 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6890% | 360 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0140% | 1,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0049% | 426 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0123% | 274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0133% | 242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0125% | 738 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7693% | 708 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9228% | 552 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2548% | 314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2926% | 68 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6250% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0034% | 3,570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0363% | 4,444 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,451 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0844% | 908 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5728% | 909 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7990% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5257% | 905 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1949% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2168% | 82 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4661% | 51 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0044% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0492% | 4,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,458 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1127% | 626 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5083% | 904 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3938% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5319% | 803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0238% | 1,244 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0026% | 3,287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0062% | 3,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0751% | 3,372 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6287% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8011% | 296 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5939% | 718 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 881 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0051% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 3,895 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1521% | 3,457 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 3,537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3357% | 241 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5273% | 814 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6295% | 667 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0942% | 891 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 1,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,903 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0009% | 1,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,158 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5782% | 343 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3715% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8711% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2824% | 1,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0004% | 1,207 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,989 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0014% | 867 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0020% | 823 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5888% | 285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3217% | 1,066 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2823% | 262 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1515% | 1,455 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0016% | 2,161 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,087 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0024% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0099% | 3,535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2707% | 1,130 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6425% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0289% | 1,801 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0042% | 3,326 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0006% | 3,380 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,614 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0102% | 3,364 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 3,637 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0192% | 3,820 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0249% | 3,766 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0290% | 3,733 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1705% | 975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0058% | 1,780 |
| Percentage Net Loans Charged-off:Construction & development | 0.1869% | 158 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0076% | 3,987 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0113% | 3,367 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0073% | 4,007 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0211% | 391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4864% | 1,252 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4869% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3326% | 1,502 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2397% | 637 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0096% | 1,426 |
| Percentage Net Loans Charged-off:Construction & development | 0.2561% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0074% | 4,003 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,404 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0071% | 4,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4996% | 235 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5176% | 1,143 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0183% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2929% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 1,026 |
| Percentage Net Loans Charged-off:Construction & development | 0.4230% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 3,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0123% | 3,438 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0214% | 1,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5191% | 1,213 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8969% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3182% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,846 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0122% | 3,466 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 3,883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0526% | 957 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4811% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5485% | 1,126 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 2,758 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0217% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | -0.0022% | 4,162 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0352% | 1,220 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0146% | 3,505 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0388% | 1,114 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7900% | 1,039 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 608 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8740% | 856 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0339% | 2,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 1,259 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 973 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0193% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0446% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7240% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 568 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7965% | 870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0320% | 2,214 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 1,059 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0428% | 828 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0234% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0480% | 745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0060% | 1,554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4892% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5373% | 1,192 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0465% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0434% | 682 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0647% | 550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0357% | 3,723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0732% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0087% | 3,871 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6556% | 1,082 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7164% | 917 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0160% | 3,150 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,645 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0131% | 979 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.0874% | 4,408 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0353% | 1,417 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1438% | 250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0256% | 1,474 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1535% | 1,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8233% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2065% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7411% | 1,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0607% | 1,954 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0307% | 1,262 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0175% | 734 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 1,174 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0956% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0347% | 1,168 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2073% | 1,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7291% | 1,041 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6012% | 228 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6273% | 1,090 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0726% | 1,607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0262% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0446% | 986 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0684% | 296 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2931% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6744% | 1,060 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0944% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6535% | 981 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0485% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0524% | 315 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0485% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0529% | 695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 3,952 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7643% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7969% | 869 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 2,739 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0443% | 1,588 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0618% | 856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0436% | 1,611 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0380% | 560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0442% | 1,548 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0383% | 2,134 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7750% | 1,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7818% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0604% | 2,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0556% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0829% | 598 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 1,354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 589 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 1,251 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0032% | 4,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9025% | 916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9054% | 818 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0768% | 1,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0847% | 868 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1255% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0808% | 1,005 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 931 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5240% | 1,461 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5242% | 1,335 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0956% | 1,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1032% | 641 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2528% | 197 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0602% | 923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0665% | 831 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0049% | 3,969 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7496% | 1,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7496% | 968 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0877% | 2,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1096% | 1,158 |
| Percentage Net Loans Charged-off:Construction & development | -0.0935% | 4,905 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1201% | 14 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0185% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0206% | 2,267 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0025% | 4,240 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 3,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0414% | 3,424 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1282% | 1,678 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1547% | 766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,705 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.3642% | 9 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 2,007 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0282% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0017% | 4,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3200% | 2,070 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3201% | 1,922 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1815% | 1,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2240% | 549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.8619% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0254% | 1,733 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0052% | 4,139 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2126% | 2,271 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2126% | 2,123 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3388% | 656 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4214% | 269 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,993 |
| Percentage Net Loans Charged-off: Multi-family residential | 27.0747% | 3 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 4,206 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1105% | 2,235 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1105% | 2,087 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0441% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0440% | 2,371 |
| Percentage Net Loans Charged-off:Construction & development | 0.4378% | 378 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0653% | 5,547 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0607% | 2,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 945 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0680% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0242% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3766% | 1,968 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3863% | 1,803 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0914% | 2,254 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1046% | 1,445 |
| Percentage Net Loans Charged-off:Construction & development | 0.5835% | 309 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1100% | 844 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0803% | 1,745 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0113% | 2,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2724% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2853% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0811% | 2,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0941% | 1,457 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1636% | 634 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0773% | 1,706 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0866% | 1,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0221% | 1,670 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0581% | 2,862 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0775% | 2,646 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1303% | 1,471 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1448% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3209% | 328 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0892% | 1,261 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0997% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0708% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1534% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2860% | 1,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3202% | 984 |
| Percentage Net Loans Charged-off:Construction & development | 0.6328% | 530 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8705% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0859% | 2,526 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1756% | 760 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0758% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0326% | 2,549 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4824% | 1,850 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4824% | 1,707 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3314% | 1,210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3720% | 798 |
| Percentage Net Loans Charged-off:Construction & development | 0.8247% | 410 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1604% | 279 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0314% | 2,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,665 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0444% | 2,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4232% | 1,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4232% | 1,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4855% | 826 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5465% | 559 |
| Percentage Net Loans Charged-off:Construction & development | 1.2262% | 323 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7343% | 172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0328% | 2,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 2,412 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0741% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4027% | 1,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4027% | 1,620 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0057% | 3,542 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0188% | 5,664 |
| Percentage Net Loans Charged-off:Construction & development | 2.3352% | 179 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.5855% | 6,460 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0214% | 2,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0237% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2221% | 891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4552% | 1,555 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4552% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0365% | 4,718 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0174% | 6,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.0406% | 1,540 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1140% | 6,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0165% | 3,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 3,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6185% | 1,388 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5313% | 1,999 |
| Percentage Net Loans Charged-off: Credit card loans | 500.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5044% | 1,941 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0431% | 4,297 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0243% | 6,148 |
| Percentage Net Loans Charged-off:Construction & development | 0.0519% | 1,376 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1495% | 6,461 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0197% | 3,559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0216% | 3,381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8132% | 1,050 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4409% | 2,012 |
| Percentage Net Loans Charged-off: Credit card loans | 533.3333% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4051% | 1,973 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0275% | 6,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0772% | 6,449 |
| Percentage Net Loans Charged-off:Construction & development | 0.0772% | 1,176 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3748% | 6,641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0294% | 3,106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 2,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4586% | 1,310 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4317% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 600.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3778% | 1,940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0461% | 6,096 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1353% | 6,613 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.6372% | 6,754 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0563% | 2,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 2,092 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8966% | 727 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4664% | 1,698 |
| Percentage Net Loans Charged-off: Credit card loans | 800.0000% | 1 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3588% | 1,775 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 4,083 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1630% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 1.1979% | 1,399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 6,325 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 3,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 3,153 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0954% | 3,158 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9364% | 1,472 |
| Percentage Net Loans Charged-off: Credit card loans | -78.9474% | 1,399 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9618% | 1,325 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0632% | 4,788 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0454% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0705% | 3,621 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0768% | 3,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0923% | 2,851 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0220% | 1,253 |
| Percentage Net Loans Charged-off: Credit card loans | -100.0000% | 1,392 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0553% | 1,100 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0660% | 4,504 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0569% | 3,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0878% | 3,204 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0954% | 3,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1096% | 2,462 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5385% | 1,959 |
| Percentage Net Loans Charged-off: Credit card loans | -150.0000% | 1,380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5876% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0869% | 3,645 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0926% | 3,025 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1420% | 2,373 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1540% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0072% | 5,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 1,790 |
| Percentage Net Loans Charged-off: Credit card loans | -300.0000% | 1,378 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6175% | 1,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1558% | 4,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1765% | 4,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6115% | 1,781 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0246% | 4,695 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0265% | 4,504 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0657% | 6,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,411 |
| Percentage Net Loans Charged-off: Credit card loans | -16.1290% | 1,465 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6025% | 2,215 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1357% | 4,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1392% | 3,996 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4461% | 1,784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0338% | 4,223 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0364% | 4,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0896% | 3,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5664% | 2,362 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 902 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5271% | 2,181 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2012% | 3,346 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6570% | 1,318 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0401% | 3,748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0431% | 3,530 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0749% | 3,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5770% | 2,206 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5229% | 2,025 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0379% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 3,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0527% | 2,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 2,652 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 5,743 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4966% | 2,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4227% | 1,926 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0481% | 6,319 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0551% | 5,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0325% | 3,471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2628% | 937 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0664% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0709% | 4,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1376% | 6,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5090% | 3,382 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0249% | 6,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0371% | 5,112 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0230% | 3,069 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3481% | 725 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0405% | 4,271 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0433% | 4,060 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2073% | 7,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 3,579 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0257% | 5,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 4,623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0354% | 2,490 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5186% | 552 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 3,787 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0462% | 3,573 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3235% | 7,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4668% | 3,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0311% | 5,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0581% | 3,644 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0885% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0944% | 2,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5847% | 7,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9071% | 1,931 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 6,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0234% | 5,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0019% | 3,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0345% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0886% | 1,777 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 4,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0848% | 7,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8112% | 3,162 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0427% | 6,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0195% | 5,193 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0017% | 2,816 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0286% | 4,142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0302% | 3,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0110% | 4,534 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8168% | 2,864 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0287% | 6,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0020% | 4,864 |
| Percentage Net Loans Charged-off:Construction & development | 0.0086% | 2,652 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0025% | 3,858 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 3,596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0166% | 3,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7971% | 2,719 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0260% | 5,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 3,727 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 2,730 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0052% | 2,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0416% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6124% | 2,710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2627% | 3,657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2362% | 2,664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8629% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0371% | 3,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0391% | 3,370 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6385% | 2,389 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5212% | 3,630 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5455% | 316 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1901% | 3,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1427% | 2,540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5224% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0256% | 3,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 2,911 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8039% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3633% | 3,749 |
| Percentage Net Loans Charged-off: Credit card loans | -11.2421% | 1,858 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2636% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2040% | 1,716 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7664% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0331% | 2,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,266 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2060% | 916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2260% | 3,923 |
| Percentage Net Loans Charged-off: Credit card loans | -8.0000% | 1,847 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4572% | 1,134 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4146% | 786 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5754% | 129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0682% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0718% | 1,387 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8056% | 511 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2468% | 7,502 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0546% | 4,890 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0333% | 3,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0369% | 2,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0389% | 2,436 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 3,309 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4177% | 3,440 |
| Percentage Net Loans Charged-off: Credit card loans | -10.3627% | 1,996 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0462% | 4,284 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0251% | 2,551 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 1,173 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,061 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1237% | 2,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3342% | 3,396 |
| Percentage Net Loans Charged-off: Credit card loans | -12.8434% | 1,980 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0091% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0036% | 7,823 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0152% | 1,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0161% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0814% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 3,485 |
| Percentage Net Loans Charged-off: Credit card loans | -13.4318% | 1,966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0482% | 2,993 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0179% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0071% | 7,951 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 1,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3690% | 1,034 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2558% | 2,900 |
| Percentage Net Loans Charged-off: Credit card loans | -8.0000% | 1,943 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 2,731 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1078% | 1,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0097% | 7,902 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1696% | 950 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1785% | 891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2039% | 2,444 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6044% | 2,458 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6868% | 2,002 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1588% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1405% | 815 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2149% | 647 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2261% | 623 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2916% | 1,718 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 2,660 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5988% | 1,999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1995% | 1,524 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 652 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2557% | 524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2692% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5253% | 1,125 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4829% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9544% | 547 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 3,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0069% | 1,522 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0105% | 1,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0111% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0321% | 6,891 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7661% | 1,592 |
| Percentage Net Loans Charged-off: Credit card loans | -2.8623% | 1,976 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1405% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0511% | 1,925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0746% | 1,686 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,597 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4656% | 1,982 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0023% | 1,846 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4612% | 695 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1429% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0847% | 1,359 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0888% | 1,285 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4240% | 1,705 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9880% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4401% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1676% | 2,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0676% | 1,292 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 1,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1026% | 1,055 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6875% | 1,169 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8839% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3489% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1609% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0734% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1058% | 875 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1108% | 818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4257% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1624% | 1,287 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8633% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1286% | 3,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 1,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1349% | 917 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0674% | 1,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0703% | 1,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 7,168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0339% | 1,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8417% | 999 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1411% | 3,023 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0985% | 1,351 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1859% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0747% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0779% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0152% | 7,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9926% | 1,886 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8319% | 954 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0701% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 1,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,699 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0520% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8955% | 2,090 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8610% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0583% | 3,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0164% | 1,699 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 1,396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0236% | 1,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0463% | 7,244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7453% | 2,303 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0907% | 745 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1629% | 3,838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 3,190 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0324% | 2,555 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8170% | 1,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3244% | 1,635 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9850% | 1,192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2074% | 2,906 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0317% | 2,463 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0424% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0439% | 1,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1084% | 1,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5714% | 1,155 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1574% | 1,084 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2268% | 2,538 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0120% | 2,563 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 2,108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0166% | 2,014 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4789% | 967 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7028% | 1,057 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3896% | 916 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3890% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0448% | 1,478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0617% | 1,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2611% | 533 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8001% | 552 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1332% | 873 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1008% | 5,139 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0275% | 3,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0365% | 2,527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0377% | 2,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2313% | 3,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8587% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3754% | 1,129 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1793% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0489% | 2,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1602% | 801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 2,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0218% | 2,516 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8722% | 1,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0311% | 2,163 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5599% | 1,040 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1618% | 3,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1288% | 199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1314% | 192 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1503% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8543% | 488 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4766% | 402 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1487% | 3,919 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0004% | 1,216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 1,293 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 1,298 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1603% | 172 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8217% | 549 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0946% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0073% | 1,262 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2991% | 2,475 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1099% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1484% | 201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6063% | 101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0472% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6792% | 467 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0535% | 354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2332% | 3,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1023% | 339 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1389% | 240 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1391% | 222 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3474% | 385 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0524% | 438 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 1,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1859% | 4,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 542 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0882% | 410 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0882% | 386 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0962% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9889% | 535 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7307% | 708 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2578% | 217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1485% | 4,651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0252% | 714 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0252% | 679 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2173% | 499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8674% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5222% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1320% | 5,083 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 1,235 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 1,291 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | -0.0028% | 1,281 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2149% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8179% | 377 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0903% | 703 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1076% | 6,947 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0560% | 895 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0745% | 589 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0745% | 555 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7847% | 1,369 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6686% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4917% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0717% | 346 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2445% | 6,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0214% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0081% | 1,087 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.0081% | 1,024 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3494% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7202% | 776 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5384% | 741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |