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Citizens National Bank, N.A., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$68,229,000	721
Total interest expense	$24,146,000	693
Net interest income	$44,083,000	742
Provision for loan and lease losses	$600,000	1,141
Total noninterest income	$7,119,000	940
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,186,000	382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,933,000	1,037
Total noninterest expense	$36,212,000	756
Salaries and employee benefits	$22,054,000	687
Premises and equipment expense	$3,715,000	712
Additional noninterest expense	$3,933,000	1,037
Pre-tax net operating income	$14,390,000	885
Securities gains (losses)	$0	988
Applicable income taxes	$2,305,000	892
Income before extraordinary items	$12,085,000	861
Extraordinary gains, net	$0	54
Net income	$12,085,000	874
Minority interest net income	$0	88
Net income of bank and minority interests.	$12,085,000	864
Net charge-offs	$871,000	574
Cash dividends	$500,000	2,730
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$12,085,000	870
2023-09-30 (YTD Data)		Rank
Total interest income	$50,137,000	718
Total interest expense	$15,519,000	725
Net interest income	$34,618,000	722
Provision for loan and lease losses	$450,000	1,058
Total noninterest income	$5,411,000	940
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$2,407,000	383
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,004,000	1,033
Total noninterest expense	$26,782,000	770
Salaries and employee benefits	$16,596,000	692
Premises and equipment expense	$2,746,000	728
Additional noninterest expense	$3,004,000	1,033
Pre-tax net operating income	$12,797,000	796
Securities gains (losses)	$0	849
Applicable income taxes	$2,155,000	804
Income before extraordinary items	$10,642,000	791
Extraordinary gains, net	$0	52
Net income	$10,642,000	795
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,642,000	791
Net charge-offs	$488,000	587
Cash dividends	$500,000	2,237
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,642,000	806
2023-06-30 (YTD Data)		Rank
Total interest income	$32,875,000	707
Total interest expense	$8,634,000	753
Net interest income	$24,241,000	698
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$3,628,000	892
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$1,621,000	368
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,007,000	965
Total noninterest expense	$18,047,000	745
Salaries and employee benefits	$11,236,000	668
Premises and equipment expense	$1,800,000	727
Additional noninterest expense	$2,007,000	964
Pre-tax net operating income	$9,522,000	725
Securities gains (losses)	$0	938
Applicable income taxes	$1,620,000	746
Income before extraordinary items	$7,902,000	719
Extraordinary gains, net	$0	51
Net income	$7,902,000	731
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,902,000	719
Net charge-offs	$495,000	441
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,902,000	723
2023-03-31 (YTD Data)		Rank
Total interest income	$15,967,000	724
Total interest expense	$3,382,000	815
Net interest income	$12,585,000	687
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$1,849,000	882
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$839,000	373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,010,000	955
Total noninterest expense	$8,957,000	761
Salaries and employee benefits	$5,737,000	673
Premises and equipment expense	$870,000	784
Additional noninterest expense	$1,010,000	955
Pre-tax net operating income	$5,327,000	690
Securities gains (losses)	$0	950
Applicable income taxes	$1,087,000	642
Income before extraordinary items	$4,240,000	700
Extraordinary gains, net	$0	4
Net income	$4,240,000	699
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,240,000	699
Net charge-offs	$-132,000	4,573
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,240,000	713
2022-12-31 (YTD Data)		Rank
Total interest income	$49,825,000	745
Total interest expense	$5,319,000	749
Net interest income	$44,506,000	748
Provision for loan and lease losses	$-2,296,000	4,665
Total noninterest income	$7,219,000	941
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$3,332,000	386
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,887,000	1,070
Total noninterest expense	$36,756,000	717
Salaries and employee benefits	$21,783,000	683
Premises and equipment expense	$3,453,000	747
Additional noninterest expense	$3,887,000	1,070
Pre-tax net operating income	$17,265,000	846
Securities gains (losses)	$0	691
Applicable income taxes	$2,858,000	854
Income before extraordinary items	$14,407,000	821
Extraordinary gains, net	$0	5
Net income	$14,407,000	822
Minority interest net income	$0	63
Net income of bank and minority interests.	$14,407,000	822
Net charge-offs	$-344,000	4,544
Cash dividends	$6,500,000	633
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$14,407,000	841
2022-09-30 (YTD Data)		Rank
Total interest income	$35,173,000	749
Total interest expense	$3,035,000	729
Net interest income	$32,138,000	755
Provision for loan and lease losses	$-701,000	4,623
Total noninterest income	$5,401,000	965
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$2,464,000	396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,937,000	1,091
Total noninterest expense	$27,064,000	723
Salaries and employee benefits	$15,558,000	721
Premises and equipment expense	$2,626,000	744
Additional noninterest expense	$2,937,000	1,091
Pre-tax net operating income	$11,176,000	954
Securities gains (losses)	$0	740
Applicable income taxes	$1,900,000	919
Income before extraordinary items	$9,276,000	950
Extraordinary gains, net	$0	4
Net income	$9,276,000	949
Minority interest net income	$0	57
Net income of bank and minority interests.	$9,276,000	950
Net charge-offs	$-58,000	4,157
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$9,276,000	964
2022-06-30 (YTD Data)		Rank
Total interest income	$21,943,000	765
Total interest expense	$1,722,000	680
Net interest income	$20,221,000	775
Provision for loan and lease losses	$-551,000	4,626
Total noninterest income	$3,473,000	964
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$1,590,000	402
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,883,000	1,136
Total noninterest expense	$17,776,000	722
Salaries and employee benefits	$10,070,000	725
Premises and equipment expense	$1,694,000	755
Additional noninterest expense	$6,012,000	655
Pre-tax net operating income	$6,469,000	1,002
Securities gains (losses)	$0	687
Applicable income taxes	$1,029,000	999
Income before extraordinary items	$5,440,000	985
Extraordinary gains, net	$0	4
Net income	$5,440,000	984
Minority interest net income	$0	60
Net income of bank and minority interests.	$5,440,000	985
Net charge-offs	$-35,000	4,058
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$5,440,000	1,005
2022-03-31 (YTD Data)		Rank
Total interest income	$10,399,000	779
Total interest expense	$773,000	711
Net interest income	$9,626,000	793
Provision for loan and lease losses	$150,000	763
Total noninterest income	$1,790,000	955
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$765,000	408
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,025,000	1,067
Total noninterest expense	$8,072,000	792
Salaries and employee benefits	$4,988,000	742
Premises and equipment expense	$797,000	811
Additional noninterest expense	$2,287,000	822
Pre-tax net operating income	$3,194,000	964
Securities gains (losses)	$0	623
Applicable income taxes	$462,000	1,014
Income before extraordinary items	$2,732,000	953
Extraordinary gains, net	$0	4
Net income	$2,732,000	952
Minority interest net income	$0	50
Net income of bank and minority interests.	$2,732,000	953
Net charge-offs	$-1,000	3,005
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$2,732,000	962
2021-12-31 (YTD Data)		Rank
Total interest income	$40,982,000	810
Total interest expense	$3,342,000	821
Net interest income	$37,640,000	810
Provision for loan and lease losses	$600,000	874
Total noninterest income	$8,140,000	973
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$2,866,000	411
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,274,000	1,035
Total noninterest expense	$31,203,000	816
Salaries and employee benefits	$19,245,000	760
Premises and equipment expense	$2,978,000	867
Additional noninterest expense	$8,980,000	848
Pre-tax net operating income	$13,977,000	982
Securities gains (losses)	$524,000	349
Applicable income taxes	$2,081,000	1,069
Income before extraordinary items	$12,420,000	974
Extraordinary gains, net	$0	10
Net income	$12,420,000	975
Minority interest net income	$0	74
Net income of bank and minority interests.	$12,420,000	975
Net charge-offs	$769,000	500
Cash dividends	$6,000,000	685
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$11,969,360	982
2021-09-30 (YTD Data)		Rank
Total interest income	$30,796,000	827
Total interest expense	$2,585,000	846
Net interest income	$28,211,000	826
Provision for loan and lease losses	$600,000	696
Total noninterest income	$6,390,000	960
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$2,096,000	420
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,294,000	996
Total noninterest expense	$23,336,000	826
Salaries and employee benefits	$14,102,000	788
Premises and equipment expense	$2,190,000	897
Additional noninterest expense	$7,044,000	821
Pre-tax net operating income	$10,665,000	1,019
Securities gains (losses)	$524,000	316
Applicable income taxes	$1,154,000	1,357
Income before extraordinary items	$10,035,000	944
Extraordinary gains, net	$0	8
Net income	$10,035,000	943
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,035,000	944
Net charge-offs	$582,000	457
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$9,563,400	972
2021-06-30 (YTD Data)		Rank
Total interest income	$21,028,000	800
Total interest expense	$1,773,000	862
Net interest income	$19,255,000	795
Provision for loan and lease losses	$600,000	497
Total noninterest income	$4,370,000	939
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,372,000	413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,998,000	972
Total noninterest expense	$14,921,000	853
Salaries and employee benefits	$9,259,000	792
Premises and equipment expense	$1,386,000	933
Additional noninterest expense	$4,276,000	878
Pre-tax net operating income	$8,104,000	903
Securities gains (losses)	$524,000	257
Applicable income taxes	$1,154,000	1,037
Income before extraordinary items	$7,474,000	853
Extraordinary gains, net	$0	6
Net income	$7,474,000	852
Minority interest net income	$0	67
Net income of bank and minority interests.	$7,474,000	853
Net charge-offs	$597,000	354
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$7,018,120	869
2021-03-31 (YTD Data)		Rank
Total interest income	$10,943,000	766
Total interest expense	$931,000	862
Net interest income	$10,012,000	757
Provision for loan and lease losses	$300,000	548
Total noninterest income	$2,557,000	841
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$712,000	396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,845,000	854
Total noninterest expense	$7,199,000	872
Salaries and employee benefits	$4,578,000	789
Premises and equipment expense	$641,000	988
Additional noninterest expense	$1,980,000	915
Pre-tax net operating income	$5,070,000	755
Securities gains (losses)	$521,000	185
Applicable income taxes	$1,013,000	739
Income before extraordinary items	$4,578,000	722
Extraordinary gains, net	$0	3
Net income	$4,578,000	722
Minority interest net income	$0	55
Net income of bank and minority interests.	$4,578,000	722
Net charge-offs	$22,000	1,105
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,150,780	763
2020-12-31 (YTD Data)		Rank
Total interest income	$43,130,000	775
Total interest expense	$5,735,000	841
Net interest income	$37,395,000	768
Provision for loan and lease losses	$2,701,000	866
Total noninterest income	$7,436,000	983
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$2,905,000	392
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,531,000	1,096
Total noninterest expense	$29,533,000	828
Salaries and employee benefits	$18,638,000	759
Premises and equipment expense	$2,575,000	965
Additional noninterest expense	$8,320,000	854
Pre-tax net operating income	$12,597,000	876
Securities gains (losses)	$724,000	476
Applicable income taxes	$2,507,000	792
Income before extraordinary items	$10,814,000	889
Extraordinary gains, net	$0	4
Net income	$10,814,000	889
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,814,000	889
Net charge-offs	$1,285,000	553
Cash dividends	$5,000,000	748
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$10,227,560	902
2020-09-30 (YTD Data)		Rank
Total interest income	$33,491,000	751
Total interest expense	$4,625,000	834
Net interest income	$28,866,000	741
Provision for loan and lease losses	$2,581,000	763
Total noninterest income	$5,205,000	1,003
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$2,137,000	394
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,068,000	1,150
Total noninterest expense	$21,479,000	834
Salaries and employee benefits	$13,550,000	771
Premises and equipment expense	$1,920,000	962
Additional noninterest expense	$6,009,000	862
Pre-tax net operating income	$10,011,000	797
Securities gains (losses)	$724,000	390
Applicable income taxes	$2,035,000	724
Income before extraordinary items	$8,700,000	803
Extraordinary gains, net	$0	4
Net income	$8,700,000	803
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,700,000	803
Net charge-offs	$1,239,000	450
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$8,113,560	824
2020-06-30 (YTD Data)		Rank
Total interest income	$23,665,000	724
Total interest expense	$3,386,000	817
Net interest income	$20,279,000	697
Provision for loan and lease losses	$2,221,000	677
Total noninterest income	$3,242,000	982
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$1,393,000	401
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,849,000	1,143
Total noninterest expense	$14,105,000	839
Salaries and employee benefits	$9,020,000	769
Premises and equipment expense	$1,233,000	981
Additional noninterest expense	$3,852,000	875
Pre-tax net operating income	$7,195,000	679
Securities gains (losses)	$724,000	287
Applicable income taxes	$1,419,000	628
Income before extraordinary items	$6,500,000	665
Extraordinary gains, net	$0	4
Net income	$6,500,000	665
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,500,000	665
Net charge-offs	$1,054,000	382
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$5,906,320	701
2020-03-31 (YTD Data)		Rank
Total interest income	$10,846,000	775
Total interest expense	$1,894,000	829
Net interest income	$8,952,000	773
Provision for loan and lease losses	$361,000	1,078
Total noninterest income	$1,622,000	938
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$728,000	433
Trading account gains and fees	NA	NA
Additional Noninterest Income	$894,000	1,052
Total noninterest expense	$6,799,000	871
Salaries and employee benefits	$4,408,000	776
Premises and equipment expense	$597,000	1,027
Additional noninterest expense	$1,794,000	961
Pre-tax net operating income	$3,414,000	654
Securities gains (losses)	$573,000	165
Applicable income taxes	$712,000	581
Income before extraordinary items	$3,275,000	598
Extraordinary gains, net	$0	4
Net income	$3,275,000	599
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,275,000	598
Net charge-offs	$1,048,000	237
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,805,140	673
2019-12-31 (YTD Data)		Rank
Total interest income	$43,168,000	792
Total interest expense	$6,865,000	941
Net interest income	$36,303,000	759
Provision for loan and lease losses	$1,396,000	707
Total noninterest income	$6,549,000	943
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$3,079,000	414
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,470,000	1,084
Total noninterest expense	$27,095,000	848
Salaries and employee benefits	$17,264,000	767
Premises and equipment expense	$2,381,000	1,016
Additional noninterest expense	$7,450,000	915
Pre-tax net operating income	$14,361,000	776
Securities gains (losses)	$22,000	1,610
Applicable income taxes	$2,130,000	861
Income before extraordinary items	$12,253,000	791
Extraordinary gains, net	$0	11
Net income	$12,253,000	792
Minority interest net income	$0	76
Net income of bank and minority interests.	$12,253,000	792
Net charge-offs	$493,000	1,040
Cash dividends	$6,000,000	690
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$12,234,300	770
2019-09-30 (YTD Data)		Rank
Total interest income	$32,458,000	789
Total interest expense	$5,023,000	974
Net interest income	$27,435,000	758
Provision for loan and lease losses	$1,183,000	606
Total noninterest income	$4,899,000	935
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$2,297,000	415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,602,000	1,057
Total noninterest expense	$20,174,000	845
Salaries and employee benefits	$12,877,000	768
Premises and equipment expense	$1,834,000	993
Additional noninterest expense	$5,463,000	919
Pre-tax net operating income	$10,977,000	784
Securities gains (losses)	$22,000	1,385
Applicable income taxes	$1,890,000	796
Income before extraordinary items	$9,109,000	804
Extraordinary gains, net	$0	11
Net income	$9,109,000	805
Minority interest net income	$0	72
Net income of bank and minority interests.	$9,109,000	805
Net charge-offs	$466,000	798
Cash dividends	$2,250,000	1,088
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$9,090,740	786
2019-06-30 (YTD Data)		Rank
Total interest income	$21,288,000	796
Total interest expense	$3,204,000	998
Net interest income	$18,084,000	764
Provision for loan and lease losses	$670,000	665
Total noninterest income	$3,267,000	923
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$1,515,000	421
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,752,000	1,027
Total noninterest expense	$13,555,000	837
Salaries and employee benefits	$8,642,000	758
Premises and equipment expense	$1,208,000	1,013
Additional noninterest expense	$3,705,000	917
Pre-tax net operating income	$7,126,000	773
Securities gains (losses)	$16,000	1,095
Applicable income taxes	$1,127,000	846
Income before extraordinary items	$6,015,000	783
Extraordinary gains, net	$0	11
Net income	$6,015,000	784
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,015,000	783
Net charge-offs	$306,000	775
Cash dividends	$2,250,000	792
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$6,001,560	772
2019-03-31 (YTD Data)		Rank
Total interest income	$10,426,000	813
Total interest expense	$1,473,000	1,041
Net interest income	$8,953,000	775
Provision for loan and lease losses	$307,000	669
Total noninterest income	$1,609,000	904
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$685,000	446
Trading account gains and fees	NA	NA
Additional Noninterest Income	$924,000	947
Total noninterest expense	$6,752,000	836
Salaries and employee benefits	$4,319,000	758
Premises and equipment expense	$591,000	1,038
Additional noninterest expense	$1,842,000	905
Pre-tax net operating income	$3,503,000	771
Securities gains (losses)	$0	1,087
Applicable income taxes	$454,000	962
Income before extraordinary items	$3,049,000	760
Extraordinary gains, net	$0	5
Net income	$3,049,000	760
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,049,000	759
Net charge-offs	$67,000	1,062
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,049,000	749
2018-12-31 (YTD Data)		Rank
Total interest income	$39,245,000	804
Total interest expense	$4,480,000	1,023
Net interest income	$34,765,000	764
Provision for loan and lease losses	$1,500,000	620
Total noninterest income	$7,150,000	871
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$3,124,000	418
Trading account gains and fees	$0	126
Additional Noninterest Income	$4,026,000	911
Total noninterest expense	$25,406,000	868
Salaries and employee benefits	$15,972,000	788
Premises and equipment expense	$2,284,000	1,059
Additional noninterest expense	$7,150,000	938
Pre-tax net operating income	$15,009,000	752
Securities gains (losses)	$0	1,125
Applicable income taxes	$2,496,000	749
Income before extraordinary items	$12,513,000	748
Extraordinary gains, net	$0	6
Net income	$12,513,000	747
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,513,000	747
Net charge-offs	$598,000	846
Cash dividends	$4,000,000	866
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$12,513,000	750
2018-09-30 (YTD Data)		Rank
Total interest income	$29,110,000	799
Total interest expense	$3,150,000	1,026
Net interest income	$25,960,000	764
Provision for loan and lease losses	$1,095,000	612
Total noninterest income	$4,459,000	987
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$2,357,000	413
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,102,000	1,210
Total noninterest expense	$19,661,000	840
Salaries and employee benefits	$12,334,000	764
Premises and equipment expense	$1,928,000	947
Additional noninterest expense	$5,399,000	913
Pre-tax net operating income	$9,663,000	852
Securities gains (losses)	$0	1,118
Applicable income taxes	$1,699,000	810
Income before extraordinary items	$7,964,000	865
Extraordinary gains, net	$0	5
Net income	$7,964,000	863
Minority interest net income	$0	66
Net income of bank and minority interests.	$7,964,000	864
Net charge-offs	$314,000	970
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$7,964,000	861
2018-06-30 (YTD Data)		Rank
Total interest income	$19,214,000	787
Total interest expense	$1,982,000	1,013
Net interest income	$17,232,000	764
Provision for loan and lease losses	$690,000	627
Total noninterest income	$2,999,000	980
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$1,604,000	406
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,395,000	1,216
Total noninterest expense	$13,099,000	843
Salaries and employee benefits	$8,290,000	764
Premises and equipment expense	$1,227,000	984
Additional noninterest expense	$3,582,000	914
Pre-tax net operating income	$6,442,000	836
Securities gains (losses)	$0	961
Applicable income taxes	$1,147,000	797
Income before extraordinary items	$5,295,000	854
Extraordinary gains, net	$0	6
Net income	$5,295,000	852
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,295,000	853
Net charge-offs	$360,000	653
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$5,295,000	851
2018-03-31 (YTD Data)		Rank
Total interest income	$9,546,000	787
Total interest expense	$904,000	1,046
Net interest income	$8,642,000	761
Provision for loan and lease losses	$335,000	628
Total noninterest income	$1,512,000	962
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$799,000	408
Trading account gains and fees	$0	123
Additional Noninterest Income	$713,000	1,185
Total noninterest expense	$6,540,000	848
Salaries and employee benefits	$4,340,000	743
Premises and equipment expense	$589,000	1,037
Additional noninterest expense	$1,611,000	1,002
Pre-tax net operating income	$3,279,000	795
Securities gains (losses)	$0	735
Applicable income taxes	$589,000	764
Income before extraordinary items	$2,690,000	819
Extraordinary gains, net	$0	7
Net income	$2,690,000	819
Minority interest net income	$0	52
Net income of bank and minority interests.	$2,690,000	819
Net charge-offs	$252,000	482
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$2,690,000	813
2017-12-31 (YTD Data)		Rank
Total interest income	$36,876,000	774
Total interest expense	$3,213,000	1,013
Net interest income	$33,663,000	747
Provision for loan and lease losses	$7,740,000	190
Total noninterest income	$5,912,000	990
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$3,018,000	435
Trading account gains and fees	$0	151
Additional Noninterest Income	$2,894,000	1,194
Total noninterest expense	$25,101,000	867
Salaries and employee benefits	$15,921,000	770
Premises and equipment expense	$2,275,000	1,042
Additional noninterest expense	$6,905,000	948
Pre-tax net operating income	$6,734,000	1,351
Securities gains (losses)	$61,000	813
Applicable income taxes	$3,038,000	953
Income before extraordinary items	$3,757,000	1,694
Extraordinary gains, net	$0	9
Net income	$3,757,000	1,694
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,757,000	1,694
Net charge-offs	$6,727,000	183
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,717,960	1,684
2017-09-30 (YTD Data)		Rank
Total interest income	$27,509,000	777
Total interest expense	$2,297,000	1,042
Net interest income	$25,212,000	753
Provision for loan and lease losses	$7,380,000	155
Total noninterest income	$4,449,000	1,003
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$2,245,000	441
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,204,000	1,186
Total noninterest expense	$19,808,000	828
Salaries and employee benefits	$12,686,000	730
Premises and equipment expense	$1,844,000	978
Additional noninterest expense	$5,278,000	933
Pre-tax net operating income	$2,473,000	2,385
Securities gains (losses)	$61,000	793
Applicable income taxes	$561,000	1,979
Income before extraordinary items	$1,973,000	2,433
Extraordinary gains, net	$0	9
Net income	$1,973,000	2,432
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,973,000	2,433
Net charge-offs	$6,734,000	134
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,925,420	2,448
2017-06-30 (YTD Data)		Rank
Total interest income	$18,087,000	784
Total interest expense	$1,427,000	1,090
Net interest income	$16,660,000	755
Provision for loan and lease losses	$7,020,000	129
Total noninterest income	$2,904,000	1,025
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$1,443,000	451
Trading account gains and fees	$0	139
Additional Noninterest Income	$1,461,000	1,219
Total noninterest expense	$13,104,000	828
Salaries and employee benefits	$8,484,000	728
Premises and equipment expense	$1,210,000	992
Additional noninterest expense	$3,410,000	957
Pre-tax net operating income	$-560,000	5,729
Securities gains (losses)	$0	1,906
Applicable income taxes	$-268,000	5,749
Income before extraordinary items	$-292,000	5,687
Extraordinary gains, net	$0	11
Net income	$-292,000	5,687
Minority interest net income	$0	71
Net income of bank and minority interests.	$-292,000	5,687
Net charge-offs	$6,631,000	113
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$-292,000	5,686
2017-03-31 (YTD Data)		Rank
Total interest income	$8,936,000	787
Total interest expense	$663,000	1,136
Net interest income	$8,273,000	755
Provision for loan and lease losses	$6,660,000	85
Total noninterest income	$1,404,000	1,047
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$731,000	451
Trading account gains and fees	$0	142
Additional Noninterest Income	$673,000	1,264
Total noninterest expense	$6,415,000	853
Salaries and employee benefits	$4,270,000	729
Premises and equipment expense	$588,000	1,024
Additional noninterest expense	$1,557,000	1,030
Pre-tax net operating income	$-3,398,000	5,858
Securities gains (losses)	$0	1,153
Applicable income taxes	$-195,000	5,818
Income before extraordinary items	$-3,203,000	5,851
Extraordinary gains, net	$0	8
Net income	$-3,203,000	5,851
Minority interest net income	$0	55
Net income of bank and minority interests.	$-3,203,000	5,851
Net charge-offs	$6,226,000	76
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$-3,203,000	5,851
2016-12-31 (YTD Data)		Rank
Total interest income	$35,423,000	755
Total interest expense	$2,406,000	1,199
Net interest income	$33,017,000	723
Provision for loan and lease losses	$1,277,000	735
Total noninterest income	$6,132,000	998
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$3,089,000	439
Trading account gains and fees	$59,000	146
Additional Noninterest Income	$2,984,000	1,215
Total noninterest expense	$26,190,000	812
Salaries and employee benefits	$17,258,000	687
Premises and equipment expense	$2,382,000	992
Additional noninterest expense	$6,550,000	1,003
Pre-tax net operating income	$11,682,000	804
Securities gains (losses)	$894,000	269
Applicable income taxes	$3,446,000	707
Income before extraordinary items	$9,130,000	826
Extraordinary gains, net	$0	5
Net income	$9,130,000	826
Minority interest net income	$0	82
Net income of bank and minority interests.	$9,130,000	825
Net charge-offs	$487,000	1,097
Cash dividends	$15,000,000	261
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$8,477,380	859
2016-09-30 (YTD Data)		Rank
Total interest income	$26,494,000	753
Total interest expense	$1,773,000	1,222
Net interest income	$24,721,000	713
Provision for loan and lease losses	$947,000	715
Total noninterest income	$4,569,000	990
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$2,317,000	438
Trading account gains and fees	$59,000	139
Additional Noninterest Income	$2,193,000	1,228
Total noninterest expense	$19,892,000	805
Salaries and employee benefits	$12,934,000	685
Premises and equipment expense	$1,842,000	975
Additional noninterest expense	$5,116,000	962
Pre-tax net operating income	$8,451,000	834
Securities gains (losses)	$848,000	246
Applicable income taxes	$2,573,000	729
Income before extraordinary items	$6,726,000	837
Extraordinary gains, net	$0	5
Net income	$6,726,000	836
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,726,000	837
Net charge-offs	$432,000	886
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,115,440	884
2016-06-30 (YTD Data)		Rank
Total interest income	$17,762,000	751
Total interest expense	$1,164,000	1,237
Net interest income	$16,598,000	714
Provision for loan and lease losses	$617,000	712
Total noninterest income	$3,117,000	970
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$1,556,000	429
Trading account gains and fees	$79,000	129
Additional Noninterest Income	$1,482,000	1,200
Total noninterest expense	$13,488,000	787
Salaries and employee benefits	$8,891,000	668
Premises and equipment expense	$1,217,000	991
Additional noninterest expense	$3,380,000	975
Pre-tax net operating income	$5,610,000	837
Securities gains (losses)	$848,000	167
Applicable income taxes	$1,745,000	716
Income before extraordinary items	$4,713,000	796
Extraordinary gains, net	$0	16
Net income	$4,713,000	794
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,713,000	795
Net charge-offs	$102,000	1,603
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,093,960	872
2016-03-31 (YTD Data)		Rank
Total interest income	$8,858,000	755
Total interest expense	$576,000	1,240
Net interest income	$8,282,000	720
Provision for loan and lease losses	$437,000	525
Total noninterest income	$1,434,000	993
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$787,000	423
Trading account gains and fees	$42,000	113
Additional Noninterest Income	$605,000	1,340
Total noninterest expense	$6,187,000	856
Salaries and employee benefits	$3,905,000	759
Premises and equipment expense	$591,000	1,020
Additional noninterest expense	$1,691,000	972
Pre-tax net operating income	$3,092,000	743
Securities gains (losses)	$99,000	539
Applicable income taxes	$712,000	810
Income before extraordinary items	$2,479,000	740
Extraordinary gains, net	$0	12
Net income	$2,479,000	739
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,479,000	739
Net charge-offs	$63,000	1,295
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,401,780	740
2015-12-31 (YTD Data)		Rank
Total interest income	$34,357,000	737
Total interest expense	$2,020,000	1,378
Net interest income	$32,337,000	700
Provision for loan and lease losses	$1,100,000	753
Total noninterest income	$5,786,000	1,021
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$2,528,000	525
Trading account gains and fees	$7,000	150
Additional Noninterest Income	$3,251,000	1,105
Total noninterest expense	$24,465,000	847
Salaries and employee benefits	$15,404,000	741
Premises and equipment expense	$2,362,000	1,015
Additional noninterest expense	$6,699,000	988
Pre-tax net operating income	$12,558,000	716
Securities gains (losses)	$179,000	804
Applicable income taxes	$3,646,000	662
Income before extraordinary items	$9,091,000	798
Extraordinary gains, net	$0	23
Net income	$9,091,000	798
Minority interest net income	$0	81
Net income of bank and minority interests.	$9,091,000	798
Net charge-offs	$675,000	923
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$8,963,910	792
2015-09-30 (YTD Data)		Rank
Total interest income	$25,621,000	749
Total interest expense	$1,504,000	1,397
Net interest income	$24,117,000	712
Provision for loan and lease losses	$900,000	655
Total noninterest income	$4,286,000	1,035
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$1,813,000	551
Trading account gains and fees	$-12,000	6,230
Additional Noninterest Income	$2,485,000	1,109
Total noninterest expense	$18,321,000	860
Salaries and employee benefits	$11,542,000	755
Premises and equipment expense	$1,816,000	1,007
Additional noninterest expense	$4,963,000	994
Pre-tax net operating income	$9,182,000	753
Securities gains (losses)	$162,000	757
Applicable income taxes	$2,824,000	662
Income before extraordinary items	$6,520,000	831
Extraordinary gains, net	$0	21
Net income	$6,520,000	832
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,520,000	831
Net charge-offs	$391,000	1,030
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$6,406,600	820
2015-06-30 (YTD Data)		Rank
Total interest income	$16,768,000	764
Total interest expense	$983,000	1,425
Net interest income	$15,785,000	721
Provision for loan and lease losses	$600,000	646
Total noninterest income	$2,792,000	1,052
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$1,199,000	550
Trading account gains and fees	$-35,000	6,327
Additional Noninterest Income	$1,628,000	1,123
Total noninterest expense	$12,099,000	871
Salaries and employee benefits	$7,681,000	761
Premises and equipment expense	$1,196,000	1,016
Additional noninterest expense	$3,222,000	1,023
Pre-tax net operating income	$5,878,000	778
Securities gains (losses)	$144,000	666
Applicable income taxes	$1,763,000	699
Income before extraordinary items	$4,259,000	846
Extraordinary gains, net	$0	22
Net income	$4,259,000	846
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,259,000	846
Net charge-offs	$325,000	857
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,156,760	844
2015-03-31 (YTD Data)		Rank
Total interest income	$8,260,000	778
Total interest expense	$483,000	1,444
Net interest income	$7,777,000	727
Provision for loan and lease losses	$300,000	621
Total noninterest income	$1,318,000	1,060
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$578,000	553
Trading account gains and fees	$3,000	145
Additional Noninterest Income	$737,000	1,158
Total noninterest expense	$5,923,000	884
Salaries and employee benefits	$3,853,000	770
Premises and equipment expense	$577,000	1,056
Additional noninterest expense	$1,493,000	1,072
Pre-tax net operating income	$2,872,000	771
Securities gains (losses)	$74,000	692
Applicable income taxes	$774,000	750
Income before extraordinary items	$2,172,000	806
Extraordinary gains, net	$0	13
Net income	$2,172,000	804
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,172,000	806
Net charge-offs	$114,000	1,027
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,117,240	800
2014-12-31 (YTD Data)		Rank
Total interest income	$32,666,000	772
Total interest expense	$1,894,000	1,562
Net interest income	$30,772,000	717
Provision for loan and lease losses	$1,122,000	798
Total noninterest income	$5,515,000	1,022
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$2,438,000	562
Trading account gains and fees	$116,000	130
Additional Noninterest Income	$2,961,000	1,104
Total noninterest expense	$23,004,000	874
Salaries and employee benefits	$14,365,000	770
Premises and equipment expense	$2,355,000	1,026
Additional noninterest expense	$6,284,000	1,052
Pre-tax net operating income	$12,161,000	691
Securities gains (losses)	$581,000	345
Applicable income taxes	$3,623,000	626
Income before extraordinary items	$9,119,000	742
Extraordinary gains, net	$0	17
Net income	$9,119,000	742
Minority interest net income	$0	84
Net income of bank and minority interests.	$9,119,000	742
Net charge-offs	$719,000	1,141
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$8,700,680	761
2014-09-30 (YTD Data)		Rank
Total interest income	$24,287,000	776
Total interest expense	$1,408,000	1,587
Net interest income	$22,879,000	722
Provision for loan and lease losses	$1,037,000	645
Total noninterest income	$4,035,000	1,051
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$1,825,000	557
Trading account gains and fees	$113,000	114
Additional Noninterest Income	$2,097,000	1,169
Total noninterest expense	$17,129,000	880
Salaries and employee benefits	$10,626,000	777
Premises and equipment expense	$1,777,000	1,028
Additional noninterest expense	$4,726,000	1,039
Pre-tax net operating income	$8,748,000	725
Securities gains (losses)	$513,000	293
Applicable income taxes	$2,767,000	629
Income before extraordinary items	$6,494,000	773
Extraordinary gains, net	$0	15
Net income	$6,494,000	772
Minority interest net income	$0	81
Net income of bank and minority interests.	$6,494,000	772
Net charge-offs	$683,000	907
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$6,134,900	799
2014-06-30 (YTD Data)		Rank
Total interest income	$15,973,000	786
Total interest expense	$925,000	1,618
Net interest income	$15,048,000	729
Provision for loan and lease losses	$510,000	833
Total noninterest income	$2,603,000	1,054
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$1,161,000	571
Trading account gains and fees	$80,000	123
Additional Noninterest Income	$1,362,000	1,176
Total noninterest expense	$11,269,000	890
Salaries and employee benefits	$7,010,000	778
Premises and equipment expense	$1,168,000	1,042
Additional noninterest expense	$3,091,000	1,054
Pre-tax net operating income	$5,872,000	702
Securities gains (losses)	$365,000	307
Applicable income taxes	$1,743,000	646
Income before extraordinary items	$4,494,000	733
Extraordinary gains, net	$0	20
Net income	$4,494,000	732
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,494,000	733
Net charge-offs	$345,000	1,152
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,231,200	751
2014-03-31 (YTD Data)		Rank
Total interest income	$7,881,000	800
Total interest expense	$462,000	1,638
Net interest income	$7,419,000	736
Provision for loan and lease losses	$255,000	809
Total noninterest income	$1,211,000	1,088
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$567,000	579
Trading account gains and fees	$-5,000	6,697
Additional Noninterest Income	$649,000	1,178
Total noninterest expense	$5,542,000	908
Salaries and employee benefits	$3,523,000	789
Premises and equipment expense	$554,000	1,122
Additional noninterest expense	$1,465,000	1,094
Pre-tax net operating income	$2,833,000	711
Securities gains (losses)	$365,000	172
Applicable income taxes	$817,000	658
Income before extraordinary items	$2,381,000	661
Extraordinary gains, net	$0	16
Net income	$2,381,000	661
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,381,000	662
Net charge-offs	$56,000	1,774
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,110,900	728
2013-12-31 (YTD Data)		Rank
Total interest income	$31,208,000	792
Total interest expense	$2,145,000	1,599
Net interest income	$29,063,000	735
Provision for loan and lease losses	$900,000	1,197
Total noninterest income	$5,576,000	1,042
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$2,425,000	569
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,151,000	1,117
Total noninterest expense	$22,323,000	910
Salaries and employee benefits	$13,670,000	793
Premises and equipment expense	$2,255,000	1,054
Additional noninterest expense	$6,398,000	1,054
Pre-tax net operating income	$11,416,000	693
Securities gains (losses)	$327,000	655
Applicable income taxes	$3,538,000	594
Income before extraordinary items	$8,205,000	775
Extraordinary gains, net	$0	29
Net income	$8,205,000	774
Minority interest net income	$0	90
Net income of bank and minority interests.	$8,205,000	776
Net charge-offs	$474,000	2,070
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,976,100	776
2013-09-30 (YTD Data)		Rank
Total interest income	$23,170,000	804
Total interest expense	$1,656,000	1,591
Net interest income	$21,514,000	744
Provision for loan and lease losses	$675,000	1,211
Total noninterest income	$4,196,000	1,073
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$1,847,000	556
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,349,000	1,142
Total noninterest expense	$16,729,000	918
Salaries and employee benefits	$10,312,000	783
Premises and equipment expense	$1,695,000	1,067
Additional noninterest expense	$4,722,000	1,068
Pre-tax net operating income	$8,306,000	718
Securities gains (losses)	$326,000	597
Applicable income taxes	$2,544,000	616
Income before extraordinary items	$6,088,000	792
Extraordinary gains, net	$0	25
Net income	$6,088,000	794
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,088,000	794
Net charge-offs	$331,000	2,022
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$5,856,540	798
2013-06-30 (YTD Data)		Rank
Total interest income	$15,115,000	823
Total interest expense	$1,124,000	1,593
Net interest income	$13,991,000	757
Provision for loan and lease losses	$450,000	1,252
Total noninterest income	$2,682,000	1,103
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$1,223,000	547
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,459,000	1,225
Total noninterest expense	$11,147,000	912
Salaries and employee benefits	$6,888,000	786
Premises and equipment expense	$1,106,000	1,085
Additional noninterest expense	$3,153,000	1,068
Pre-tax net operating income	$5,076,000	763
Securities gains (losses)	$318,000	537
Applicable income taxes	$1,470,000	683
Income before extraordinary items	$3,924,000	791
Extraordinary gains, net	$0	22
Net income	$3,924,000	792
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,924,000	793
Net charge-offs	$239,000	1,917
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$3,691,860	818
2013-03-31 (YTD Data)		Rank
Total interest income	$7,468,000	839
Total interest expense	$578,000	1,592
Net interest income	$6,890,000	771
Provision for loan and lease losses	$225,000	1,230
Total noninterest income	$1,287,000	1,126
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$601,000	551
Trading account gains and fees	$0	148
Additional Noninterest Income	$686,000	1,269
Total noninterest expense	$5,687,000	907
Salaries and employee benefits	$3,552,000	773
Premises and equipment expense	$515,000	1,189
Additional noninterest expense	$1,620,000	1,038
Pre-tax net operating income	$2,265,000	829
Securities gains (losses)	$317,000	309
Applicable income taxes	$586,000	792
Income before extraordinary items	$1,996,000	785
Extraordinary gains, net	$0	10
Net income	$1,996,000	786
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,996,000	787
Net charge-offs	$134,000	1,668
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$1,751,910	833
2012-12-31 (YTD Data)		Rank
Total interest income	$30,009,000	867
Total interest expense	$2,463,000	1,777
Net interest income	$27,546,000	785
Provision for loan and lease losses	$1,273,000	1,492
Total noninterest income	$5,029,000	1,149
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$2,403,000	592
Trading account gains and fees	$0	166
Additional Noninterest Income	$2,626,000	1,286
Total noninterest expense	$21,635,000	931
Salaries and employee benefits	$13,387,000	783
Premises and equipment expense	$2,263,000	1,051
Additional noninterest expense	$5,985,000	1,161
Pre-tax net operating income	$9,667,000	744
Securities gains (losses)	$233,000	1,571
Applicable income taxes	$2,895,000	630
Income before extraordinary items	$7,005,000	843
Extraordinary gains, net	$0	29
Net income	$7,005,000	842
Minority interest net income	$0	93
Net income of bank and minority interests.	$7,005,000	843
Net charge-offs	$458,000	2,767
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$6,839,570	815
2012-09-30 (YTD Data)		Rank
Total interest income	$22,464,000	887
Total interest expense	$1,852,000	1,838
Net interest income	$20,612,000	797
Provision for loan and lease losses	$1,035,000	1,410
Total noninterest income	$3,618,000	1,163
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$1,786,000	604
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,832,000	1,352
Total noninterest expense	$15,753,000	955
Salaries and employee benefits	$9,543,000	822
Premises and equipment expense	$1,666,000	1,081
Additional noninterest expense	$4,544,000	1,134
Pre-tax net operating income	$7,442,000	751
Securities gains (losses)	$158,000	1,621
Applicable income taxes	$2,353,000	615
Income before extraordinary items	$5,247,000	868
Extraordinary gains, net	$0	20
Net income	$5,247,000	867
Minority interest net income	$0	86
Net income of bank and minority interests.	$5,247,000	868
Net charge-offs	$367,000	2,565
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$5,137,980	827
2012-06-30 (YTD Data)		Rank
Total interest income	$14,936,000	894
Total interest expense	$1,200,000	1,967
Net interest income	$13,736,000	802
Provision for loan and lease losses	$732,000	1,380
Total noninterest income	$2,305,000	1,195
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$1,184,000	606
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,121,000	1,405
Total noninterest expense	$10,324,000	971
Salaries and employee benefits	$6,330,000	827
Premises and equipment expense	$1,069,000	1,121
Additional noninterest expense	$2,925,000	1,179
Pre-tax net operating income	$4,985,000	747
Securities gains (losses)	$89,000	1,680
Applicable income taxes	$1,581,000	611
Income before extraordinary items	$3,493,000	866
Extraordinary gains, net	$0	19
Net income	$3,493,000	864
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,493,000	866
Net charge-offs	$379,000	2,058
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$3,431,590	818
2012-03-31 (YTD Data)		Rank
Total interest income	$7,568,000	887
Total interest expense	$590,000	2,066
Net interest income	$6,978,000	789
Provision for loan and lease losses	$475,000	1,100
Total noninterest income	$1,099,000	1,241
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$568,000	622
Trading account gains and fees	$0	148
Additional Noninterest Income	$531,000	1,448
Total noninterest expense	$5,074,000	980
Salaries and employee benefits	$3,150,000	817
Premises and equipment expense	$520,000	1,152
Additional noninterest expense	$1,404,000	1,207
Pre-tax net operating income	$2,528,000	727
Securities gains (losses)	$0	2,210
Applicable income taxes	$794,000	604
Income before extraordinary items	$1,734,000	864
Extraordinary gains, net	$0	19
Net income	$1,734,000	864
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,734,000	865
Net charge-offs	$67,000	2,791
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,734,000	809
2011-12-31 (YTD Data)		Rank
Total interest income	$26,915,000	1,048
Total interest expense	$3,083,000	1,912
Net interest income	$23,832,000	917
Provision for loan and lease losses	$750,000	2,824
Total noninterest income	$4,176,000	1,197
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$2,249,000	653
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,927,000	1,401
Total noninterest expense	$19,295,000	1,013
Salaries and employee benefits	$11,118,000	885
Premises and equipment expense	$1,903,000	1,310
Additional noninterest expense	$6,274,000	1,123
Pre-tax net operating income	$7,963,000	768
Securities gains (losses)	$631,000	664
Applicable income taxes	$2,700,000	627
Income before extraordinary items	$5,894,000	850
Extraordinary gains, net	$0	29
Net income	$5,894,000	850
Minority interest net income	$0	96
Net income of bank and minority interests.	$5,894,000	850
Net charge-offs	$253,000	4,001
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$1,500,000	272
Net operating income	$5,458,610	883
2011-09-30 (YTD Data)		Rank
Total interest income	$16,125,000	1,343
Total interest expense	$2,172,000	2,097
Net interest income	$13,953,000	1,205
Provision for loan and lease losses	$660,000	2,524
Total noninterest income	$2,134,000	1,545
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$1,150,000	957
Trading account gains and fees	$0	145
Additional Noninterest Income	$984,000	1,790
Total noninterest expense	$9,982,000	1,459
Salaries and employee benefits	$5,697,000	1,302
Premises and equipment expense	$1,106,000	1,709
Additional noninterest expense	$3,179,000	1,608
Pre-tax net operating income	$5,445,000	854
Securities gains (losses)	$208,000	1,190
Applicable income taxes	$1,851,000	674
Income before extraordinary items	$3,802,000	1,017
Extraordinary gains, net	$0	21
Net income	$3,802,000	1,016
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,802,000	1,017
Net charge-offs	$136,000	4,117
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,662,640	1,004
2011-06-30 (YTD Data)		Rank
Total interest income	$10,520,000	1,390
Total interest expense	$1,496,000	2,106
Net interest income	$9,024,000	1,241
Provision for loan and lease losses	$435,000	2,491
Total noninterest income	$1,338,000	1,611
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$743,000	975
Trading account gains and fees	$0	153
Additional Noninterest Income	$595,000	1,878
Total noninterest expense	$6,438,000	1,530
Salaries and employee benefits	$3,734,000	1,340
Premises and equipment expense	$688,000	1,841
Additional noninterest expense	$2,016,000	1,701
Pre-tax net operating income	$3,489,000	862
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,118,000	691
Income before extraordinary items	$2,371,000	1,047
Extraordinary gains, net	$0	15
Net income	$2,371,000	1,045
Minority interest net income	$0	89
Net income of bank and minority interests.	$2,371,000	1,047
Net charge-offs	$123,000	3,638
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$2,371,000	1,013
2011-03-31 (YTD Data)		Rank
Total interest income	$5,127,000	1,431
Total interest expense	$752,000	2,174
Net interest income	$4,375,000	1,278
Provision for loan and lease losses	$210,000	2,372
Total noninterest income	$607,000	1,739
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$365,000	980
Trading account gains and fees	$0	158
Additional Noninterest Income	$242,000	2,195
Total noninterest expense	$3,171,000	1,553
Salaries and employee benefits	$1,848,000	1,373
Premises and equipment expense	$337,000	1,918
Additional noninterest expense	$986,000	1,728
Pre-tax net operating income	$1,601,000	954
Securities gains (losses)	$0	1,772
Applicable income taxes	$507,000	746
Income before extraordinary items	$1,094,000	1,123
Extraordinary gains, net	$0	9
Net income	$1,094,000	1,121
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,094,000	1,123
Net charge-offs	$64,000	3,148
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$1,094,000	1,095
2010-12-31 (YTD Data)		Rank
Total interest income	$19,032,000	1,605
Total interest expense	$2,722,000	2,805
Net interest income	$16,310,000	1,370
Provision for loan and lease losses	$720,000	3,552
Total noninterest income	$3,137,000	1,500
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,627,000	936
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,510,000	1,697
Total noninterest expense	$13,050,000	1,514
Salaries and employee benefits	$7,538,000	1,307
Premises and equipment expense	$1,501,000	1,707
Additional noninterest expense	$4,011,000	1,801
Pre-tax net operating income	$5,677,000	914
Securities gains (losses)	$314,000	1,224
Applicable income taxes	$1,900,000	766
Income before extraordinary items	$4,091,000	1,062
Extraordinary gains, net	$0	29
Net income	$4,091,000	1,063
Minority interest net income	$0	111
Net income of bank and minority interests.	$4,091,000	1,065
Net charge-offs	$225,000	4,633
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,877,480	1,072
2010-09-30 (YTD Data)		Rank
Total interest income	$14,052,000	1,660
Total interest expense	$1,997,000	2,963
Net interest income	$12,055,000	1,411
Provision for loan and lease losses	$540,000	3,413
Total noninterest income	$2,308,000	1,518
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$1,223,000	963
Trading account gains and fees	$0	165
Additional Noninterest Income	$1,085,000	1,718
Total noninterest expense	$9,307,000	1,586
Salaries and employee benefits	$5,359,000	1,378
Premises and equipment expense	$1,150,000	1,704
Additional noninterest expense	$2,798,000	1,871
Pre-tax net operating income	$4,516,000	916
Securities gains (losses)	$314,000	1,045
Applicable income taxes	$1,630,000	700
Income before extraordinary items	$3,200,000	1,065
Extraordinary gains, net	$0	23
Net income	$3,200,000	1,068
Minority interest net income	$0	110
Net income of bank and minority interests.	$3,200,000	1,068
Net charge-offs	$115,000	4,772
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,992,760	1,086
2010-06-30 (YTD Data)		Rank
Total interest income	$9,237,000	1,696
Total interest expense	$1,305,000	3,109
Net interest income	$7,932,000	1,438
Provision for loan and lease losses	$360,000	3,339
Total noninterest income	$1,511,000	1,503
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$814,000	977
Trading account gains and fees	$0	152
Additional Noninterest Income	$697,000	1,682
Total noninterest expense	$6,109,000	1,616
Salaries and employee benefits	$3,567,000	1,395
Premises and equipment expense	$747,000	1,754
Additional noninterest expense	$1,795,000	1,928
Pre-tax net operating income	$2,974,000	917
Securities gains (losses)	$314,000	688
Applicable income taxes	$1,112,000	660
Income before extraordinary items	$2,176,000	1,040
Extraordinary gains, net	$0	19
Net income	$2,176,000	1,041
Minority interest net income	$0	105
Net income of bank and minority interests.	$2,176,000	1,041
Net charge-offs	$110,000	4,139
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,968,760	1,087
2010-03-31 (YTD Data)		Rank
Total interest income	$4,619,000	1,740
Total interest expense	$638,000	3,282
Net interest income	$3,981,000	1,438
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$1,121,000	1,115
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$423,000	925
Trading account gains and fees	$0	175
Additional Noninterest Income	$698,000	1,010
Total noninterest expense	$3,051,000	1,640
Salaries and employee benefits	$1,819,000	1,378
Premises and equipment expense	$381,000	1,781
Additional noninterest expense	$851,000	1,993
Pre-tax net operating income	$1,871,000	720
Securities gains (losses)	$0	2,284
Applicable income taxes	$628,000	579
Income before extraordinary items	$1,243,000	882
Extraordinary gains, net	$0	16
Net income	$1,243,000	884
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,243,000	886
Net charge-offs	$-9,000	7,459
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,243,000	854
2009-12-31 (YTD Data)		Rank
Total interest income	$17,238,000	1,961
Total interest expense	$2,754,000	3,653
Net interest income	$14,484,000	1,550
Provision for loan and lease losses	$720,000	3,994
Total noninterest income	$3,051,000	1,594
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,718,000	1,009
Trading account gains and fees	$0	211
Additional Noninterest Income	$1,333,000	1,786
Total noninterest expense	$11,798,000	1,730
Salaries and employee benefits	$6,720,000	1,493
Premises and equipment expense	$1,301,000	2,051
Additional noninterest expense	$3,777,000	1,944
Pre-tax net operating income	$5,017,000	838
Securities gains (losses)	$0	3,754
Applicable income taxes	$1,670,000	647
Income before extraordinary items	$3,347,000	1,010
Extraordinary gains, net	$0	34
Net income	$3,347,000	1,008
Minority interest net income	$0	115
Net income of bank and minority interests.	$3,347,000	1,009
Net charge-offs	$228,000	4,837
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$1,500,000	373
Net operating income	$3,347,000	1,015
2009-09-30 (YTD Data)		Rank
Total interest income	$12,723,000	2,036
Total interest expense	$2,118,000	3,711
Net interest income	$10,605,000	1,579
Provision for loan and lease losses	$540,000	3,688
Total noninterest income	$2,327,000	1,591
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$1,245,000	1,046
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,082,000	1,728
Total noninterest expense	$8,510,000	1,780
Salaries and employee benefits	$4,742,000	1,587
Premises and equipment expense	$1,037,000	1,962
Additional noninterest expense	$2,731,000	1,940
Pre-tax net operating income	$3,882,000	871
Securities gains (losses)	$0	3,497
Applicable income taxes	$1,301,000	678
Income before extraordinary items	$2,581,000	1,055
Extraordinary gains, net	$0	27
Net income	$2,581,000	1,054
Minority interest net income	$0	118
Net income of bank and minority interests.	$2,581,000	1,055
Net charge-offs	$56,000	5,586
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,581,000	1,035
2009-06-30 (YTD Data)		Rank
Total interest income	$8,375,000	2,098
Total interest expense	$1,483,000	3,703
Net interest income	$6,892,000	1,640
Provision for loan and lease losses	$360,000	3,434
Total noninterest income	$1,550,000	1,610
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$822,000	1,046
Trading account gains and fees	$0	193
Additional Noninterest Income	$728,000	1,768
Total noninterest expense	$5,448,000	1,888
Salaries and employee benefits	$3,129,000	1,639
Premises and equipment expense	$658,000	2,079
Additional noninterest expense	$1,661,000	2,135
Pre-tax net operating income	$2,634,000	867
Securities gains (losses)	$0	3,136
Applicable income taxes	$881,000	693
Income before extraordinary items	$1,753,000	1,084
Extraordinary gains, net	$0	21
Net income	$1,753,000	1,082
Minority interest net income	$0	112
Net income of bank and minority interests.	$1,753,000	1,084
Net charge-offs	$34,000	5,243
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$1,753,000	1,053
2009-03-31 (YTD Data)		Rank
Total interest income	$4,085,000	2,173
Total interest expense	$760,000	3,736
Net interest income	$3,325,000	1,673
Provision for loan and lease losses	$180,000	2,990
Total noninterest income	$728,000	1,655
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$414,000	999
Trading account gains and fees	$0	171
Additional Noninterest Income	$314,000	1,892
Total noninterest expense	$2,618,000	1,897
Salaries and employee benefits	$1,566,000	1,653
Premises and equipment expense	$327,000	2,131
Additional noninterest expense	$725,000	2,161
Pre-tax net operating income	$1,255,000	1,017
Securities gains (losses)	$0	2,434
Applicable income taxes	$417,000	801
Income before extraordinary items	$838,000	1,310
Extraordinary gains, net	$0	15
Net income	$838,000	1,312
Minority interest net income	$0	102
Net income of bank and minority interests.	$838,000	1,312
Net charge-offs	$11,000	4,708
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$838,000	1,239
2008-12-31 (YTD Data)		Rank
Total interest income	$16,933,000	2,238
Total interest expense	$4,667,000	3,148
Net interest income	$12,266,000	1,820
Provision for loan and lease losses	$470,000	3,905
Total noninterest income	$3,216,000	1,485
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,834,000	979
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,382,000	1,691
Total noninterest expense	$10,509,000	1,845
Salaries and employee benefits	$6,169,000	1,657
Premises and equipment expense	$1,294,000	2,092
Additional noninterest expense	$3,046,000	1,984
Pre-tax net operating income	$4,503,000	1,213
Securities gains (losses)	$119,000	1,004
Applicable income taxes	$1,435,000	900
Income before extraordinary items	$3,187,000	1,281
Extraordinary gains, net	$0	39
Net income	$3,187,000	1,282
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$238,000	3,859
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$3,104,890	1,414
2008-09-30 (YTD Data)		Rank
Total interest income	$12,733,000	2,279
Total interest expense	$3,777,000	3,051
Net interest income	$8,956,000	1,891
Provision for loan and lease losses	$350,000	3,295
Total noninterest income	$2,336,000	1,575
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$1,344,000	1,011
Trading account gains and fees	$0	148
Additional Noninterest Income	$992,000	1,828
Total noninterest expense	$7,822,000	1,845
Salaries and employee benefits	$4,297,000	1,805
Premises and equipment expense	$1,253,000	1,666
Additional noninterest expense	$2,272,000	1,924
Pre-tax net operating income	$3,120,000	1,568
Securities gains (losses)	$119,000	852
Applicable income taxes	$1,003,000	1,151
Income before extraordinary items	$2,236,000	1,618
Extraordinary gains, net	$0	31
Net income	$2,236,000	1,618
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	3,010
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$2,153,890	1,759
2008-06-30 (YTD Data)		Rank
Total interest income	$8,445,000	2,313
Total interest expense	$2,672,000	3,011
Net interest income	$5,773,000	1,942
Provision for loan and lease losses	$230,000	2,935
Total noninterest income	$1,521,000	1,627
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$903,000	972
Trading account gains and fees	$0	149
Additional Noninterest Income	$618,000	1,967
Total noninterest expense	$5,094,000	1,884
Salaries and employee benefits	$2,844,000	1,841
Premises and equipment expense	$819,000	1,690
Additional noninterest expense	$1,431,000	2,012
Pre-tax net operating income	$1,970,000	1,710
Securities gains (losses)	$0	3,233
Applicable income taxes	$586,000	1,419
Income before extraordinary items	$1,384,000	1,937
Extraordinary gains, net	$0	21
Net income	$1,384,000	1,939
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$187,000	2,301
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$1,384,000	1,900
2008-03-31 (YTD Data)		Rank
Total interest income	$4,309,000	2,336
Total interest expense	$1,469,000	2,934
Net interest income	$2,840,000	1,970
Provision for loan and lease losses	$110,000	2,589
Total noninterest income	$746,000	1,654
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$440,000	984
Trading account gains and fees	$0	158
Additional Noninterest Income	$306,000	1,945
Total noninterest expense	$2,556,000	1,871
Salaries and employee benefits	$1,447,000	1,815
Premises and equipment expense	$414,000	1,673
Additional noninterest expense	$695,000	2,024
Pre-tax net operating income	$920,000	1,936
Securities gains (losses)	$0	2,688
Applicable income taxes	$284,000	1,535
Income before extraordinary items	$636,000	2,201
Extraordinary gains, net	$0	15
Net income	$636,000	2,204
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$107,000	1,750
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$636,000	2,129
2007-12-31 (YTD Data)		Rank
Total interest income	$17,008,000	2,417
Total interest expense	$5,860,000	3,060
Net interest income	$11,148,000	2,037
Provision for loan and lease losses	$330,000	3,017
Total noninterest income	$3,335,000	1,519
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,851,000	962
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,484,000	1,685
Total noninterest expense	$9,864,000	1,873
Salaries and employee benefits	$5,843,000	1,723
Premises and equipment expense	$1,099,000	2,365
Additional noninterest expense	$2,922,000	1,887
Pre-tax net operating income	$4,289,000	1,867
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,315,000	1,548
Income before extraordinary items	$2,974,000	2,065
Extraordinary gains, net	$0	39
Net income	$2,974,000	2,064
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,470
Cash dividends	$400,000	4,028
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$2,974,000	2,050
2007-09-30 (YTD Data)		Rank
Total interest income	$12,708,000	2,431
Total interest expense	$4,445,000	3,029
Net interest income	$8,263,000	2,071
Provision for loan and lease losses	$270,000	2,452
Total noninterest income	$2,290,000	1,625
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$1,318,000	999
Trading account gains and fees	$0	184
Additional Noninterest Income	$972,000	1,866
Total noninterest expense	$7,266,000	1,886
Salaries and employee benefits	$3,985,000	1,890
Premises and equipment expense	$1,103,000	1,779
Additional noninterest expense	$2,178,000	1,853
Pre-tax net operating income	$3,017,000	2,091
Securities gains (losses)	$0	1,655
Applicable income taxes	$942,000	1,714
Income before extraordinary items	$2,075,000	2,304
Extraordinary gains, net	$0	33
Net income	$2,075,000	2,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$109,000	2,721
Cash dividends	$400,000	3,222
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$2,075,000	2,287
2007-06-30 (YTD Data)		Rank
Total interest income	$8,436,000	2,458
Total interest expense	$2,997,000	3,014
Net interest income	$5,439,000	2,128
Provision for loan and lease losses	$180,000	2,301
Total noninterest income	$1,478,000	1,689
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$850,000	1,038
Trading account gains and fees	$0	168
Additional Noninterest Income	$628,000	1,921
Total noninterest expense	$4,761,000	1,937
Salaries and employee benefits	$2,644,000	1,931
Premises and equipment expense	$700,000	1,874
Additional noninterest expense	$1,417,000	1,908
Pre-tax net operating income	$1,976,000	2,185
Securities gains (losses)	$0	1,444
Applicable income taxes	$625,000	1,792
Income before extraordinary items	$1,351,000	2,398
Extraordinary gains, net	$0	29
Net income	$1,351,000	2,398
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	1,823
Cash dividends	$400,000	2,742
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$1,351,000	2,380
2007-03-31 (YTD Data)		Rank
Total interest income	$4,238,000	2,433
Total interest expense	$1,534,000	2,929
Net interest income	$2,704,000	2,140
Provision for loan and lease losses	$90,000	2,153
Total noninterest income	$684,000	1,765
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$418,000	1,025
Trading account gains and fees	$0	195
Additional Noninterest Income	$266,000	2,127
Total noninterest expense	$2,340,000	1,974
Salaries and employee benefits	$1,339,000	1,918
Premises and equipment expense	$327,000	2,001
Additional noninterest expense	$674,000	1,962
Pre-tax net operating income	$958,000	2,248
Securities gains (losses)	$0	1,187
Applicable income taxes	$325,000	1,760
Income before extraordinary items	$633,000	2,522
Extraordinary gains, net	$0	22
Net income	$633,000	2,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	1,608
Cash dividends	$400,000	1,655
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$633,000	2,496
2006-12-31 (YTD Data)		Rank
Total interest income	$15,539,000	2,477
Total interest expense	$4,872,000	3,098
Net interest income	$10,667,000	2,168
Provision for loan and lease losses	$352,000	2,513
Total noninterest income	$3,204,000	1,525
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,666,000	1,062
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,538,000	1,646
Total noninterest expense	$9,395,000	1,898
Salaries and employee benefits	$5,315,000	1,835
Premises and equipment expense	$1,275,000	1,970
Additional noninterest expense	$2,805,000	1,877
Pre-tax net operating income	$4,124,000	2,212
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,361,000	1,805
Income before extraordinary items	$2,763,000	2,418
Extraordinary gains, net	$0	51
Net income	$2,763,000	2,419
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$142,000	2,656
Cash dividends	$250,000	4,686
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,763,000	2,399
2006-09-30 (YTD Data)		Rank
Total interest income	$11,393,000	2,516
Total interest expense	$3,539,000	3,081
Net interest income	$7,854,000	2,225
Provision for loan and lease losses	$262,000	2,390
Total noninterest income	$2,114,000	1,726
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$1,178,000	1,136
Trading account gains and fees	$0	126
Additional Noninterest Income	$936,000	1,909
Total noninterest expense	$6,874,000	1,922
Salaries and employee benefits	$3,613,000	2,022
Premises and equipment expense	$1,169,000	1,644
Additional noninterest expense	$2,092,000	1,864
Pre-tax net operating income	$2,832,000	2,429
Securities gains (losses)	$0	1,388
Applicable income taxes	$835,000	2,140
Income before extraordinary items	$1,997,000	2,567
Extraordinary gains, net	$0	45
Net income	$1,997,000	2,569
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$76,000	2,678
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,997,000	2,554
2006-06-30 (YTD Data)		Rank
Total interest income	$7,358,000	2,557
Total interest expense	$2,205,000	3,138
Net interest income	$5,153,000	2,269
Provision for loan and lease losses	$172,000	2,383
Total noninterest income	$1,377,000	1,754
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$760,000	1,163
Trading account gains and fees	$0	126
Additional Noninterest Income	$617,000	1,922
Total noninterest expense	$4,507,000	1,964
Salaries and employee benefits	$2,365,000	2,066
Premises and equipment expense	$717,000	1,767
Additional noninterest expense	$1,425,000	1,837
Pre-tax net operating income	$1,851,000	2,466
Securities gains (losses)	$0	1,185
Applicable income taxes	$575,000	2,111
Income before extraordinary items	$1,276,000	2,651
Extraordinary gains, net	$0	39
Net income	$1,276,000	2,653
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,179
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,276,000	2,639
2006-03-31 (YTD Data)		Rank
Total interest income	$3,568,000	2,579
Total interest expense	$1,053,000	3,129
Net interest income	$2,515,000	2,314
Provision for loan and lease losses	$90,000	2,132
Total noninterest income	$641,000	1,817
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$357,000	1,217
Trading account gains and fees	$0	115
Additional Noninterest Income	$284,000	2,021
Total noninterest expense	$2,202,000	2,003
Salaries and employee benefits	$1,188,000	2,068
Premises and equipment expense	$333,000	1,899
Additional noninterest expense	$681,000	1,919
Pre-tax net operating income	$864,000	2,550
Securities gains (losses)	$0	955
Applicable income taxes	$260,000	2,209
Income before extraordinary items	$604,000	2,724
Extraordinary gains, net	$0	21
Net income	$604,000	2,724
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	1,230
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$604,000	2,709
2005-12-31 (YTD Data)		Rank
Total interest income	$13,056,000	2,529
Total interest expense	$3,041,000	3,296
Net interest income	$10,015,000	2,209
Provision for loan and lease losses	$260,000	3,084
Total noninterest income	$2,870,000	1,678
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,653,000	1,071
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,217,000	1,948
Total noninterest expense	$8,699,000	1,933
Salaries and employee benefits	$4,729,000	1,951
Premises and equipment expense	$1,214,000	1,975
Additional noninterest expense	$2,756,000	1,837
Pre-tax net operating income	$3,926,000	2,255
Securities gains (losses)	$0	2,296
Applicable income taxes	$1,323,000	1,869
Income before extraordinary items	$2,603,000	2,514
Extraordinary gains, net	$0	46
Net income	$2,603,000	2,514
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,613
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$2,603,000	2,487
2005-09-30 (YTD Data)		Rank
Total interest income	$9,391,000	2,564
Total interest expense	$2,063,000	3,431
Net interest income	$7,328,000	2,237
Provision for loan and lease losses	$270,000	2,383
Total noninterest income	$1,952,000	1,813
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,126,000	1,176
Trading account gains and fees	$0	126
Additional Noninterest Income	$826,000	2,074
Total noninterest expense	$6,429,000	1,939
Salaries and employee benefits	$3,237,000	2,114
Premises and equipment expense	$1,060,000	1,716
Additional noninterest expense	$2,132,000	1,749
Pre-tax net operating income	$2,581,000	2,510
Securities gains (losses)	$0	2,317
Applicable income taxes	$796,000	2,208
Income before extraordinary items	$1,785,000	2,714
Extraordinary gains, net	$0	35
Net income	$1,785,000	2,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$82,000	2,817
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,785,000	2,681
2005-06-30 (YTD Data)		Rank
Total interest income	$6,065,000	2,575
Total interest expense	$1,272,000	3,485
Net interest income	$4,793,000	2,262
Provision for loan and lease losses	$180,000	2,307
Total noninterest income	$1,288,000	1,824
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$744,000	1,152
Trading account gains and fees	$0	116
Additional Noninterest Income	$544,000	2,068
Total noninterest expense	$4,240,000	1,952
Salaries and employee benefits	$2,126,000	2,129
Premises and equipment expense	$667,000	1,792
Additional noninterest expense	$1,447,000	1,711
Pre-tax net operating income	$1,661,000	2,533
Securities gains (losses)	$0	2,146
Applicable income taxes	$527,000	2,191
Income before extraordinary items	$1,134,000	2,791
Extraordinary gains, net	$0	30
Net income	$1,134,000	2,791
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	3,897
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$1,134,000	2,748
2005-03-31 (YTD Data)		Rank
Total interest income	$2,920,000	2,638
Total interest expense	$583,000	3,584
Net interest income	$2,337,000	2,299
Provision for loan and lease losses	$90,000	2,180
Total noninterest income	$536,000	2,039
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$361,000	1,144
Trading account gains and fees	$0	115
Additional Noninterest Income	$175,000	2,703
Total noninterest expense	$1,993,000	2,076
Salaries and employee benefits	$1,059,000	2,151
Premises and equipment expense	$327,000	1,835
Additional noninterest expense	$607,000	2,016
Pre-tax net operating income	$790,000	2,601
Securities gains (losses)	$0	1,685
Applicable income taxes	$247,000	2,291
Income before extraordinary items	$543,000	2,845
Extraordinary gains, net	$0	24
Net income	$543,000	2,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	2,699
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$543,000	2,792
2004-12-31 (YTD Data)		Rank
Total interest income	$10,456,000	2,709
Total interest expense	$1,673,000	4,190
Net interest income	$8,783,000	2,325
Provision for loan and lease losses	$145,000	4,324
Total noninterest income	$2,612,000	1,800
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$1,544,000	1,160
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,068,000	2,055
Total noninterest expense	$8,086,000	1,984
Salaries and employee benefits	$4,453,000	1,958
Premises and equipment expense	$1,128,000	2,036
Additional noninterest expense	$2,505,000	1,942
Pre-tax net operating income	$3,164,000	2,472
Securities gains (losses)	$215,000	790
Applicable income taxes	$1,140,000	1,967
Income before extraordinary items	$2,239,000	2,651
Extraordinary gains, net	$0	34
Net income	$2,239,000	2,654
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$70,000	4,177
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$2,097,100	2,741
2004-09-30 (YTD Data)		Rank
Total interest income	$7,600,000	2,767
Total interest expense	$1,117,000	4,493
Net interest income	$6,483,000	2,328
Provision for loan and lease losses	$240,000	2,636
Total noninterest income	$1,815,000	1,926
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$1,073,000	1,252
Trading account gains and fees	$0	134
Additional Noninterest Income	$742,000	2,183
Total noninterest expense	$5,915,000	2,022
Salaries and employee benefits	$3,155,000	2,077
Premises and equipment expense	$925,000	1,868
Additional noninterest expense	$1,835,000	1,961
Pre-tax net operating income	$2,143,000	2,716
Securities gains (losses)	$215,000	737
Applicable income taxes	$731,000	2,243
Income before extraordinary items	$1,627,000	2,760
Extraordinary gains, net	$0	26
Net income	$1,627,000	2,761
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	3,193
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,478,650	2,911
2004-06-30 (YTD Data)		Rank
Total interest income	$4,931,000	2,820
Total interest expense	$659,000	4,840
Net interest income	$4,272,000	2,339
Provision for loan and lease losses	$180,000	2,366
Total noninterest income	$1,206,000	1,915
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$687,000	1,292
Trading account gains and fees	$0	130
Additional Noninterest Income	$519,000	2,127
Total noninterest expense	$3,908,000	2,035
Salaries and employee benefits	$2,112,000	2,070
Premises and equipment expense	$589,000	1,945
Additional noninterest expense	$1,207,000	1,986
Pre-tax net operating income	$1,390,000	2,741
Securities gains (losses)	$202,000	648
Applicable income taxes	$469,000	2,301
Income before extraordinary items	$1,123,000	2,666
Extraordinary gains, net	$0	21
Net income	$1,123,000	2,667
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$27,000	3,797
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$979,580	2,900
2004-03-31 (YTD Data)		Rank
Total interest income	$2,447,000	2,853
Total interest expense	$335,000	4,838
Net interest income	$2,112,000	2,361
Provision for loan and lease losses	$90,000	2,254
Total noninterest income	$536,000	2,050
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$328,000	1,310
Trading account gains and fees	$0	121
Additional Noninterest Income	$208,000	2,413
Total noninterest expense	$2,014,000	1,986
Salaries and employee benefits	$1,090,000	2,020
Premises and equipment expense	$304,000	1,906
Additional noninterest expense	$620,000	1,909
Pre-tax net operating income	$544,000	3,315
Securities gains (losses)	$202,000	499
Applicable income taxes	$213,000	2,469
Income before extraordinary items	$533,000	2,792
Extraordinary gains, net	$0	16
Net income	$533,000	2,792
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$20,000	2,902
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$389,580	3,465
2003-12-31 (YTD Data)		Rank
Total interest income	$9,782,000	2,887
Total interest expense	$1,716,000	4,497
Net interest income	$8,066,000	2,414
Provision for loan and lease losses	$330,000	2,962
Total noninterest income	$2,893,000	1,738
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$1,476,000	1,177
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,417,000	1,902
Total noninterest expense	$7,741,000	2,042
Salaries and employee benefits	$4,226,000	2,017
Premises and equipment expense	$1,052,000	2,161
Additional noninterest expense	$2,463,000	1,952
Pre-tax net operating income	$2,888,000	2,588
Securities gains (losses)	$519,000	728
Applicable income taxes	$1,160,000	1,976
Income before extraordinary items	$2,247,000	2,615
Extraordinary gains, net	$0	54
Net income	$2,247,000	2,617
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	3,445
Cash dividends	$100,000	5,525
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,904,460	2,848
2003-09-30 (YTD Data)		Rank
Total interest income	$7,273,000	2,954
Total interest expense	$1,395,000	4,375
Net interest income	$5,878,000	2,487
Provision for loan and lease losses	$270,000	2,692
Total noninterest income	$2,202,000	1,763
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,078,000	1,214
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,124,000	1,891
Total noninterest expense	$5,222,000	2,267
Salaries and employee benefits	$2,740,000	2,315
Premises and equipment expense	$797,000	2,149
Additional noninterest expense	$1,685,000	2,136
Pre-tax net operating income	$2,588,000	2,312
Securities gains (losses)	$342,000	884
Applicable income taxes	$871,000	2,070
Income before extraordinary items	$2,059,000	2,274
Extraordinary gains, net	$0	40
Net income	$2,059,000	2,272
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$128,000	2,859
Cash dividends	$100,000	4,694
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,819,600	2,407
2003-06-30 (YTD Data)		Rank
Total interest income	$4,847,000	2,982
Total interest expense	$1,012,000	4,213
Net interest income	$3,835,000	2,539
Provision for loan and lease losses	$180,000	2,675
Total noninterest income	$1,447,000	1,766
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$720,000	1,193
Trading account gains and fees	$0	150
Additional Noninterest Income	$727,000	1,909
Total noninterest expense	$3,391,000	2,318
Salaries and employee benefits	$1,779,000	2,370
Premises and equipment expense	$519,000	2,180
Additional noninterest expense	$1,093,000	2,179
Pre-tax net operating income	$1,711,000	2,339
Securities gains (losses)	$347,000	734
Applicable income taxes	$614,000	2,016
Income before extraordinary items	$1,444,000	2,178
Extraordinary gains, net	$0	30
Net income	$1,444,000	2,176
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,673
Cash dividends	$100,000	4,223
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$1,201,100	2,428
2003-03-31 (YTD Data)		Rank
Total interest income	$2,431,000	2,986
Total interest expense	$516,000	4,238
Net interest income	$1,915,000	2,533
Provision for loan and lease losses	$90,000	2,494
Total noninterest income	$687,000	1,804
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$350,000	1,192
Trading account gains and fees	$0	134
Additional Noninterest Income	$337,000	1,944
Total noninterest expense	$1,641,000	2,369
Salaries and employee benefits	$872,000	2,420
Premises and equipment expense	$258,000	2,194
Additional noninterest expense	$511,000	2,290
Pre-tax net operating income	$871,000	2,302
Securities gains (losses)	$342,000	466
Applicable income taxes	$373,000	1,727
Income before extraordinary items	$840,000	1,884
Extraordinary gains, net	$0	21
Net income	$840,000	1,883
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$53,000	2,131
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$604,020	2,390
2002-12-31 (YTD Data)		Rank
Total interest income	$9,807,000	3,070
Total interest expense	$2,244,000	4,455
Net interest income	$7,563,000	2,529
Provision for loan and lease losses	$120,000	5,330
Total noninterest income	$1,880,000	2,239
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,067,000	1,515
Trading account gains and fees	$0	153
Additional Noninterest Income	$813,000	2,476
Total noninterest expense	$6,661,000	2,239
Salaries and employee benefits	$3,375,000	2,368
Premises and equipment expense	$972,000	2,249
Additional noninterest expense	$2,314,000	2,006
Pre-tax net operating income	$2,662,000	2,755
Securities gains (losses)	$339,000	826
Applicable income taxes	$990,000	2,225
Income before extraordinary items	$2,011,000	2,790
Extraordinary gains, net	$0	70
Net income	$2,011,000	2,788
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$95,000	4,259
Cash dividends	$350,000	4,054
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,783,870	2,967
2001-12-31 (YTD Data)		Rank
Total interest income	$9,402,000	3,496
Total interest expense	$3,130,000	4,574
Net interest income	$6,272,000	2,830
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$1,067,000	3,192
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$885,000	1,711
Trading account gains and fees	$0	177
Additional Noninterest Income	$182,000	5,143
Total noninterest expense	$4,951,000	2,844
Salaries and employee benefits	$2,490,000	2,957
Premises and equipment expense	$691,000	2,974
Additional noninterest expense	$1,770,000	2,508
Pre-tax net operating income	$2,208,000	2,944
Securities gains (losses)	$0	4,612
Applicable income taxes	$697,000	2,679
Income before extraordinary items	$1,511,000	3,203
Extraordinary gains, net	$0	105
Net income	$1,511,000	3,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$112,000	3,871
Cash dividends	$350,000	4,106
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,511,000	3,102
2000-12-31 (YTD Data)		Rank
Total interest income	$8,637,000	3,881
Total interest expense	$3,007,000	4,919
Net interest income	$5,630,000	3,132
Provision for loan and lease losses	$240,000	3,322
Total noninterest income	$834,000	3,560
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$637,000	2,171
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	4,838
Total noninterest expense	$4,229,000	3,183
Salaries and employee benefits	$2,189,000	3,205
Premises and equipment expense	$557,000	3,476
Additional noninterest expense	$1,483,000	2,853
Pre-tax net operating income	$1,995,000	3,331
Securities gains (losses)	$0	1,956
Applicable income taxes	$675,000	2,876
Income before extraordinary items	$1,320,000	3,597
Extraordinary gains, net	$0	38
Net income	$1,320,000	3,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$83,000	3,894
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$1,017,000	439
Net operating income	$1,320,000	3,579
1999-12-31 (YTD Data)		Rank
Total interest income	$7,252,000	4,269
Total interest expense	$2,415,000	5,312
Net interest income	$4,837,000	3,552
Provision for loan and lease losses	$198,000	3,594
Total noninterest income	$754,000	3,767
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$554,000	2,404
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	4,940
Total noninterest expense	$3,636,000	3,599
Salaries and employee benefits	$1,786,000	3,764
Premises and equipment expense	$512,000	3,690
Additional noninterest expense	$1,338,000	3,146
Pre-tax net operating income	$1,757,000	3,677
Securities gains (losses)	$0	3,155
Applicable income taxes	$580,000	3,291
Income before extraordinary items	$1,177,000	3,933
Extraordinary gains, net	$0	35
Net income	$1,177,000	3,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$63,000	4,426
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$600,000	583
Net operating income	$1,177,000	3,905
1998-12-31 (YTD Data)		Rank
Total interest income	$6,050,000	4,977
Total interest expense	$2,181,000	5,869
Net interest income	$3,869,000	4,236
Provision for loan and lease losses	$98,000	5,179
Total noninterest income	$566,000	4,569
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$436,000	2,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,008
Total noninterest expense	$3,005,000	4,114
Salaries and employee benefits	$1,452,000	4,344
Premises and equipment expense	$411,000	4,336
Additional noninterest expense	$1,142,000	3,511
Pre-tax net operating income	$1,332,000	4,546
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$456,000	4,099
Income before extraordinary items	$879,000	4,904
Extraordinary gains, net	$0	32
Net income	$879,000	4,904
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$79,000	4,076
Cash dividends	$300,000	4,531
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$877,020	4,823
1997-12-31 (YTD Data)		Rank
Total interest income	$5,352,000	5,522
Total interest expense	$1,848,000	6,566
Net interest income	$3,504,000	4,731
Provision for loan and lease losses	$59,000	6,382
Total noninterest income	$619,000	4,321
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$457,000	2,856
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	5,496
Total noninterest expense	$2,792,000	4,347
Salaries and employee benefits	$1,371,000	4,588
Premises and equipment expense	$429,000	4,199
Additional noninterest expense	$992,000	3,940
Pre-tax net operating income	$1,272,000	5,037
Securities gains (losses)	$0	3,944
Applicable income taxes	$432,000	4,648
Income before extraordinary items	$840,000	5,295
Extraordinary gains, net	$0	44
Net income	$840,000	5,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	5,539
Cash dividends	$800,000	2,545
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$840,000	5,239
1996-12-31 (YTD Data)		Rank
Total interest income	$4,694,000	6,207
Total interest expense	$1,528,000	7,505
Net interest income	$3,166,000	5,232
Provision for loan and lease losses	$1,000	9,010
Total noninterest income	$531,000	4,964
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$401,000	3,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$130,000	6,382
Total noninterest expense	$2,446,000	5,088
Salaries and employee benefits	$1,262,000	4,979
Premises and equipment expense	$315,000	5,388
Additional noninterest expense	$869,000	4,876
Pre-tax net operating income	$1,250,000	4,978
Securities gains (losses)	$0	4,148
Applicable income taxes	$364,000	5,198
Income before extraordinary items	$886,000	4,933
Extraordinary gains, net	$0	53
Net income	$886,000	4,934
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$8,000	7,694
Cash dividends	$680,000	2,804
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$886,000	4,873
1995-12-31 (YTD Data)		Rank
Total interest income	$3,923,000	7,087
Total interest expense	$1,237,000	8,467
Net interest income	$2,686,000	5,985
Provision for loan and lease losses	$0	8,958
Total noninterest income	$498,000	5,205
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	3,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$170,000	5,607
Total noninterest expense	$2,180,000	5,604
Salaries and employee benefits	$1,105,000	5,581
Premises and equipment expense	$297,000	5,671
Additional noninterest expense	$778,000	5,374
Pre-tax net operating income	$1,004,000	5,985
Securities gains (losses)	$0	3,831
Applicable income taxes	$347,000	5,477
Income before extraordinary items	$657,000	6,258
Extraordinary gains, net	$0	65
Net income	$657,000	6,255
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-37,000	11,327
Cash dividends	$75,000	7,260
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$657,000	6,241
1994-12-31 (YTD Data)		Rank
Total interest income	$2,981,000	8,084
Total interest expense	$756,000	9,804
Net interest income	$2,225,000	7,029
Provision for loan and lease losses	$66,000	5,441
Total noninterest income	$492,000	5,351
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$294,000	4,437
Trading account gains and fees	NA	NA
Additional Noninterest Income	$198,000	5,306
Total noninterest expense	$1,939,000	6,371
Salaries and employee benefits	$937,000	6,426
Premises and equipment expense	$286,000	5,920
Additional noninterest expense	$716,000	6,204
Pre-tax net operating income	$712,000	7,323
Securities gains (losses)	$0	3,600
Applicable income taxes	$220,000	7,005
Income before extraordinary items	$492,000	7,377
Extraordinary gains, net	$0	249
Net income	$492,000	7,380
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	11,482
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$492,000	7,407
1993-12-31 (YTD Data)		Rank
Total interest income	$2,664,000	8,879
Total interest expense	$710,000	10,525
Net interest income	$1,954,000	7,814
Provision for loan and lease losses	$-325,000	13,115
Total noninterest income	$424,000	6,231
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$321,000	4,182
Trading account gains and fees	NA	NA
Additional Noninterest Income	$103,000	7,775
Total noninterest expense	$1,896,000	6,633
Salaries and employee benefits	$913,000	6,636
Premises and equipment expense	$255,000	6,603
Additional noninterest expense	$728,000	6,378
Pre-tax net operating income	$807,000	6,775
Securities gains (losses)	$0	7,477
Applicable income taxes	$289,000	6,213
Income before extraordinary items	$518,000	7,403
Extraordinary gains, net	$0	3,149
Net income	$518,000	7,581
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$9,000	8,678
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$518,000	7,160
1992-12-31 (YTD Data)		Rank
Total interest income	$2,665,000	9,602
Total interest expense	$895,000	10,898
Net interest income	$1,770,000	8,439
Provision for loan and lease losses	$-265,000	13,848
Total noninterest income	$415,000	6,408
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$306,000	4,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$109,000	7,780
Total noninterest expense	$1,615,000	7,522
Salaries and employee benefits	$715,000	7,878
Premises and equipment expense	$224,000	7,300
Additional noninterest expense	$676,000	6,911
Pre-tax net operating income	$835,000	6,403
Securities gains (losses)	$0	8,369
Applicable income taxes	$285,000	6,142
Income before extraordinary items	$550,000	6,927
Extraordinary gains, net	$553,000	196
Net income	$1,103,000	4,162
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-76,000	13,642
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$550,000	6,563

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.