Citizens National Bank at Brownwood, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,756,0002,880
Total interest expense$3,000,0002,621
Net interest income$6,756,0002,945
Provision for loan and lease losses$60,0002,699
Total noninterest income$1,506,0002,298
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,208,000872
Trading account gains and feesNANA
Additional Noninterest Income$298,0003,410
Total noninterest expense$6,222,0002,724
Salaries and employee benefits$3,007,0002,938
Premises and equipment expense$903,0002,141
Additional noninterest expense$298,0003,410
Pre-tax net operating income$1,980,0002,975
Securities gains (losses)$-175,0003,925
Applicable income taxes$03,369
Income before extraordinary items$1,805,0002,894
Extraordinary gains, net$054
Net income$1,805,0002,923
Minority interest net income$088
Net income of bank and minority interests.$1,805,0002,896
Net charge-offs$42,0001,888
Cash dividends$1,576,0001,740
Sale, conversion, retirement of capital stock, net$0540
Net operating income$1,980,0002,835
2023-09-30 (YTD Data)Rank
Total interest income$7,174,0002,874
Total interest expense$2,099,0002,592
Net interest income$5,075,0002,955
Provision for loan and lease losses$45,0002,529
Total noninterest income$1,131,0002,294
Gross Fiduciary activities income$0950
Service charges on deposit accounts$912,000869
Trading account gains and feesNANA
Additional Noninterest Income$219,0003,417
Total noninterest expense$4,628,0002,736
Salaries and employee benefits$2,243,0002,927
Premises and equipment expense$671,0002,158
Additional noninterest expense$219,0003,416
Pre-tax net operating income$1,533,0003,001
Securities gains (losses)$-175,0004,150
Applicable income taxes$03,407
Income before extraordinary items$1,358,0002,952
Extraordinary gains, net$052
Net income$1,358,0002,982
Minority interest net income$081
Net income of bank and minority interests.$1,358,0002,953
Net charge-offs$25,0001,796
Cash dividends$1,233,0001,523
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,533,0002,855
2023-06-30 (YTD Data)Rank
Total interest income$4,757,0002,862
Total interest expense$1,321,0002,510
Net interest income$3,436,0002,957
Provision for loan and lease losses$30,0002,429
Total noninterest income$730,0002,282
Gross Fiduciary activities income$0931
Service charges on deposit accounts$613,000847
Trading account gains and feesNANA
Additional Noninterest Income$117,0003,574
Total noninterest expense$3,111,0002,719
Salaries and employee benefits$1,520,0002,911
Premises and equipment expense$448,0002,151
Additional noninterest expense$117,0003,559
Pre-tax net operating income$1,025,0003,006
Securities gains (losses)$-175,0004,311
Applicable income taxes$03,436
Income before extraordinary items$850,0003,052
Extraordinary gains, net$051
Net income$850,0003,085
Minority interest net income$081
Net income of bank and minority interests.$850,0003,051
Net charge-offs$9,0001,852
Cash dividends$799,0001,577
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,025,0002,853
2023-03-31 (YTD Data)Rank
Total interest income$2,365,0002,854
Total interest expense$617,0002,384
Net interest income$1,748,0002,953
Provision for loan and lease losses$15,0002,190
Total noninterest income$335,0002,364
Gross Fiduciary activities income$0913
Service charges on deposit accounts$307,000846
Trading account gains and feesNANA
Additional Noninterest Income$28,0003,993
Total noninterest expense$1,571,0002,733
Salaries and employee benefits$762,0002,967
Premises and equipment expense$223,0002,197
Additional noninterest expense$28,0003,993
Pre-tax net operating income$497,0003,108
Securities gains (losses)$-175,0004,419
Applicable income taxes$03,388
Income before extraordinary items$322,0003,411
Extraordinary gains, net$04
Net income$322,0003,409
Minority interest net income$048
Net income of bank and minority interests.$322,0003,411
Net charge-offs$8,0001,438
Cash dividends$616,0001,105
Sale, conversion, retirement of capital stock, net$0430
Net operating income$497,0002,956
2022-12-31 (YTD Data)Rank
Total interest income$8,443,0002,771
Total interest expense$817,0002,669
Net interest income$7,626,0002,753
Provision for loan and lease losses$25,0002,738
Total noninterest income$1,763,0002,175
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$1,289,000829
Trading account gains and feesNANA
Additional Noninterest Income$474,0003,090
Total noninterest expense$6,315,0002,672
Salaries and employee benefits$3,262,0002,814
Premises and equipment expense$779,0002,353
Additional noninterest expense$474,0003,090
Pre-tax net operating income$3,049,0002,639
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,049,0002,444
Extraordinary gains, net$05
Net income$3,049,0002,442
Minority interest net income$063
Net income of bank and minority interests.$3,049,0002,443
Net charge-offs$8,0002,207
Cash dividends$2,590,0001,275
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,049,0002,471
2022-09-30 (YTD Data)Rank
Total interest income$6,044,0002,791
Total interest expense$395,0002,958
Net interest income$5,649,0002,752
Provision for loan and lease losses$25,0002,497
Total noninterest income$1,384,0002,151
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,002,000821
Trading account gains and feesNANA
Additional Noninterest Income$382,0003,063
Total noninterest expense$4,686,0002,679
Salaries and employee benefits$2,424,0002,813
Premises and equipment expense$572,0002,393
Additional noninterest expense$382,0003,063
Pre-tax net operating income$2,322,0002,619
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,322,0002,391
Extraordinary gains, net$04
Net income$2,322,0002,390
Minority interest net income$057
Net income of bank and minority interests.$2,322,0002,390
Net charge-offs$6,0001,967
Cash dividends$2,016,0001,117
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,322,0002,430
2022-06-30 (YTD Data)Rank
Total interest income$3,969,0002,770
Total interest expense$180,0003,328
Net interest income$3,789,0002,712
Provision for loan and lease losses$25,0002,200
Total noninterest income$954,0002,118
Gross Fiduciary activities income$0925
Service charges on deposit accounts$664,000816
Trading account gains and feesNANA
Additional Noninterest Income$290,0002,961
Total noninterest expense$3,080,0002,698
Salaries and employee benefits$1,598,0002,836
Premises and equipment expense$375,0002,428
Additional noninterest expense$1,107,0002,448
Pre-tax net operating income$1,638,0002,458
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,638,0002,233
Extraordinary gains, net$04
Net income$1,638,0002,234
Minority interest net income$060
Net income of bank and minority interests.$1,638,0002,233
Net charge-offs$16,0001,414
Cash dividends$1,407,0001,103
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,638,0002,270
2022-03-31 (YTD Data)Rank
Total interest income$1,886,0002,817
Total interest expense$82,0003,417
Net interest income$1,804,0002,737
Provision for loan and lease losses$25,0001,702
Total noninterest income$545,0001,971
Gross Fiduciary activities income$0892
Service charges on deposit accounts$336,000805
Trading account gains and feesNANA
Additional Noninterest Income$209,0002,525
Total noninterest expense$1,520,0002,709
Salaries and employee benefits$787,0002,863
Premises and equipment expense$182,0002,463
Additional noninterest expense$551,0002,428
Pre-tax net operating income$804,0002,374
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$804,0002,185
Extraordinary gains, net$04
Net income$804,0002,185
Minority interest net income$050
Net income of bank and minority interests.$804,0002,185
Net charge-offs$-6,0003,738
Cash dividends$721,000952
Sale, conversion, retirement of capital stock, net$0453
Net operating income$804,0002,206
2021-12-31 (YTD Data)Rank
Total interest income$7,683,0002,866
Total interest expense$302,0003,756
Net interest income$7,381,0002,781
Provision for loan and lease losses$150,0001,910
Total noninterest income$2,516,0001,996
Gross Fiduciary activities income$0994
Service charges on deposit accounts$1,341,000764
Trading account gains and feesNANA
Additional Noninterest Income$1,175,0002,465
Total noninterest expense$5,862,0002,768
Salaries and employee benefits$2,972,0002,948
Premises and equipment expense$644,0002,645
Additional noninterest expense$2,246,0002,392
Pre-tax net operating income$3,885,0002,366
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$3,885,0002,204
Extraordinary gains, net$010
Net income$3,885,0002,205
Minority interest net income$074
Net income of bank and minority interests.$3,885,0002,205
Net charge-offs$40,0001,767
Cash dividends$3,262,0001,102
Sale, conversion, retirement of capital stock, net$0582
Net operating income$3,885,0002,178
2021-09-30 (YTD Data)Rank
Total interest income$5,717,0002,928
Total interest expense$220,0003,868
Net interest income$5,497,0002,839
Provision for loan and lease losses$150,0001,662
Total noninterest income$2,032,0001,969
Gross Fiduciary activities income$0957
Service charges on deposit accounts$993,000768
Trading account gains and feesNANA
Additional Noninterest Income$1,039,0002,337
Total noninterest expense$4,331,0002,806
Salaries and employee benefits$2,184,0002,988
Premises and equipment expense$468,0002,698
Additional noninterest expense$1,679,0002,401
Pre-tax net operating income$3,048,0002,409
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$3,048,0002,224
Extraordinary gains, net$08
Net income$3,048,0002,223
Minority interest net income$069
Net income of bank and minority interests.$3,048,0002,224
Net charge-offs$40,0001,460
Cash dividends$2,401,0001,025
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,048,0002,195
2021-06-30 (YTD Data)Rank
Total interest income$3,632,0003,001
Total interest expense$154,0003,885
Net interest income$3,478,0002,913
Provision for loan and lease losses$150,0001,356
Total noninterest income$1,555,0001,767
Gross Fiduciary activities income$0951
Service charges on deposit accounts$650,000749
Trading account gains and feesNANA
Additional Noninterest Income$905,0002,023
Total noninterest expense$2,844,0002,820
Salaries and employee benefits$1,422,0003,030
Premises and equipment expense$296,0002,774
Additional noninterest expense$1,126,0002,385
Pre-tax net operating income$2,039,0002,362
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$2,039,0002,201
Extraordinary gains, net$06
Net income$2,039,0002,200
Minority interest net income$067
Net income of bank and minority interests.$2,039,0002,201
Net charge-offs$4,0001,958
Cash dividends$1,757,000951
Sale, conversion, retirement of capital stock, net$0517
Net operating income$2,039,0002,167
2021-03-31 (YTD Data)Rank
Total interest income$1,837,0002,986
Total interest expense$73,0004,011
Net interest income$1,764,0002,863
Provision for loan and lease losses$150,000937
Total noninterest income$1,085,0001,450
Gross Fiduciary activities income$0922
Service charges on deposit accounts$314,000759
Trading account gains and feesNANA
Additional Noninterest Income$771,0001,502
Total noninterest expense$1,414,0002,835
Salaries and employee benefits$688,0003,071
Premises and equipment expense$141,0002,877
Additional noninterest expense$585,0002,303
Pre-tax net operating income$1,285,0002,057
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$1,285,0001,914
Extraordinary gains, net$03
Net income$1,285,0001,913
Minority interest net income$055
Net income of bank and minority interests.$1,285,0001,914
Net charge-offs$25,0001,071
Cash dividends$679,000994
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,285,0001,873
2020-12-31 (YTD Data)Rank
Total interest income$7,890,0002,903
Total interest expense$391,0004,064
Net interest income$7,499,0002,713
Provision for loan and lease losses$255,0002,826
Total noninterest income$1,593,0002,359
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,121,000856
Trading account gains and feesNANA
Additional Noninterest Income$472,0003,202
Total noninterest expense$5,261,0002,902
Salaries and employee benefits$2,752,0003,082
Premises and equipment expense$591,0002,773
Additional noninterest expense$1,918,0002,603
Pre-tax net operating income$3,576,0002,194
Securities gains (losses)$4,0002,483
Applicable income taxes$03,697
Income before extraordinary items$3,580,0002,065
Extraordinary gains, net$04
Net income$3,580,0002,065
Minority interest net income$072
Net income of bank and minority interests.$3,580,0002,065
Net charge-offs$116,0001,904
Cash dividends$3,262,0001,052
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,576,0002,005
2020-09-30 (YTD Data)Rank
Total interest income$5,969,0002,911
Total interest expense$308,0004,103
Net interest income$5,661,0002,706
Provision for loan and lease losses$105,0003,242
Total noninterest income$1,140,0002,386
Gross Fiduciary activities income$0981
Service charges on deposit accounts$821,000865
Trading account gains and feesNANA
Additional Noninterest Income$319,0003,285
Total noninterest expense$3,947,0002,891
Salaries and employee benefits$2,032,0003,074
Premises and equipment expense$451,0002,753
Additional noninterest expense$1,464,0002,553
Pre-tax net operating income$2,749,0002,159
Securities gains (losses)$4,0002,295
Applicable income taxes$03,696
Income before extraordinary items$2,753,0002,009
Extraordinary gains, net$04
Net income$2,753,0002,008
Minority interest net income$065
Net income of bank and minority interests.$2,753,0002,009
Net charge-offs$49,0002,065
Cash dividends$2,583,000893
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,749,0001,957
2020-06-30 (YTD Data)Rank
Total interest income$4,159,0002,873
Total interest expense$227,0004,099
Net interest income$3,932,0002,662
Provision for loan and lease losses$60,0003,299
Total noninterest income$721,0002,394
Gross Fiduciary activities income$0970
Service charges on deposit accounts$531,000902
Trading account gains and feesNANA
Additional Noninterest Income$190,0003,356
Total noninterest expense$2,652,0002,893
Salaries and employee benefits$1,376,0003,063
Premises and equipment expense$300,0002,755
Additional noninterest expense$976,0002,557
Pre-tax net operating income$1,941,0002,049
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,941,0001,888
Extraordinary gains, net$04
Net income$1,941,0001,888
Minority interest net income$065
Net income of bank and minority interests.$1,941,0001,889
Net charge-offs$41,0001,835
Cash dividends$1,862,000855
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,941,0001,848
2020-03-31 (YTD Data)Rank
Total interest income$2,214,0002,760
Total interest expense$130,0004,072
Net interest income$2,084,0002,531
Provision for loan and lease losses$15,0003,204
Total noninterest income$411,0002,147
Gross Fiduciary activities income$0941
Service charges on deposit accounts$261,0001,084
Trading account gains and feesNANA
Additional Noninterest Income$150,0002,772
Total noninterest expense$1,370,0002,860
Salaries and employee benefits$696,0003,073
Premises and equipment expense$154,0002,722
Additional noninterest expense$520,0002,476
Pre-tax net operating income$1,110,0001,693
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$1,110,0001,536
Extraordinary gains, net$04
Net income$1,110,0001,534
Minority interest net income$056
Net income of bank and minority interests.$1,110,0001,536
Net charge-offs$-3,0004,005
Cash dividends$931,000869
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,110,0001,510
2019-12-31 (YTD Data)Rank
Total interest income$8,627,0002,840
Total interest expense$519,0004,109
Net interest income$8,108,0002,603
Provision for loan and lease losses$150,0002,594
Total noninterest income$3,692,0001,395
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$1,042,0001,109
Trading account gains and feesNANA
Additional Noninterest Income$2,650,0001,303
Total noninterest expense$5,267,0002,913
Salaries and employee benefits$2,707,0003,102
Premises and equipment expense$577,0002,861
Additional noninterest expense$1,983,0002,571
Pre-tax net operating income$6,383,0001,470
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$6,383,0001,329
Extraordinary gains, net$011
Net income$6,383,0001,331
Minority interest net income$076
Net income of bank and minority interests.$6,383,0001,332
Net charge-offs$-7,0004,388
Cash dividends$3,731,0001,024
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,383,0001,305
2019-09-30 (YTD Data)Rank
Total interest income$6,429,0002,885
Total interest expense$380,0004,175
Net interest income$6,049,0002,636
Provision for loan and lease losses$150,0002,250
Total noninterest income$3,273,0001,222
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$790,0001,106
Trading account gains and feesNANA
Additional Noninterest Income$2,483,0001,106
Total noninterest expense$3,900,0002,960
Salaries and employee benefits$1,992,0003,157
Premises and equipment expense$431,0002,883
Additional noninterest expense$1,477,0002,589
Pre-tax net operating income$5,272,0001,389
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$5,272,0001,258
Extraordinary gains, net$011
Net income$5,272,0001,259
Minority interest net income$072
Net income of bank and minority interests.$5,272,0001,260
Net charge-offs$153,0001,480
Cash dividends$2,765,000932
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,272,0001,234
2019-06-30 (YTD Data)Rank
Total interest income$4,244,0002,916
Total interest expense$246,0004,217
Net interest income$3,998,0002,662
Provision for loan and lease losses$150,0001,792
Total noninterest income$2,882,000994
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$533,0001,082
Trading account gains and feesNANA
Additional Noninterest Income$2,349,000830
Total noninterest expense$2,622,0002,958
Salaries and employee benefits$1,328,0003,172
Premises and equipment expense$285,0002,907
Additional noninterest expense$1,009,0002,565
Pre-tax net operating income$4,108,0001,209
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$4,108,0001,089
Extraordinary gains, net$011
Net income$4,108,0001,089
Minority interest net income$069
Net income of bank and minority interests.$4,108,0001,089
Net charge-offs$113,0001,339
Cash dividends$1,974,000903
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,108,0001,075
2019-03-31 (YTD Data)Rank
Total interest income$2,117,0002,927
Total interest expense$124,0004,217
Net interest income$1,993,0002,686
Provision for loan and lease losses$75,0001,682
Total noninterest income$2,518,000648
Gross Fiduciary activities income$0972
Service charges on deposit accounts$265,0001,075
Trading account gains and feesNANA
Additional Noninterest Income$2,253,000519
Total noninterest expense$1,256,0003,056
Salaries and employee benefits$653,0003,236
Premises and equipment expense$141,0002,959
Additional noninterest expense$462,0002,736
Pre-tax net operating income$3,180,000840
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$3,180,000735
Extraordinary gains, net$05
Net income$3,180,000735
Minority interest net income$052
Net income of bank and minority interests.$3,180,000734
Net charge-offs$-1,0003,818
Cash dividends$721,0001,057
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,180,000728
2018-12-31 (YTD Data)Rank
Total interest income$7,915,0002,956
Total interest expense$371,0004,276
Net interest income$7,544,0002,754
Provision for loan and lease losses$150,0002,622
Total noninterest income$1,496,0002,342
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$1,119,0001,062
Trading account gains and feesNANA
Additional Noninterest Income$377,0003,421
Total noninterest expense$7,291,0002,409
Salaries and employee benefits$2,542,0003,250
Premises and equipment expense$625,0002,764
Additional noninterest expense$4,124,0001,465
Pre-tax net operating income$1,599,0003,452
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,599,0003,279
Extraordinary gains, net$06
Net income$1,599,0003,278
Minority interest net income$072
Net income of bank and minority interests.$1,599,0003,278
Net charge-offs$189,0001,690
Cash dividends$2,800,0001,147
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,599,0003,280
2018-09-30 (YTD Data)Rank
Total interest income$5,907,0002,966
Total interest expense$260,0004,334
Net interest income$5,647,0002,770
Provision for loan and lease losses$150,0002,253
Total noninterest income$1,123,0002,349
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$847,0001,052
Trading account gains and feesNANA
Additional Noninterest Income$276,0003,477
Total noninterest expense$5,900,0002,270
Salaries and employee benefits$1,871,0003,284
Premises and equipment expense$477,0002,754
Additional noninterest expense$3,552,0001,313
Pre-tax net operating income$720,0004,149
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$720,0004,013
Extraordinary gains, net$05
Net income$720,0004,012
Minority interest net income$066
Net income of bank and minority interests.$720,0004,012
Net charge-offs$-15,0004,585
Cash dividends$2,373,000934
Sale, conversion, retirement of capital stock, net$0633
Net operating income$720,0004,014
2018-06-30 (YTD Data)Rank
Total interest income$3,891,0002,978
Total interest expense$168,0004,335
Net interest income$3,723,0002,794
Provision for loan and lease losses$150,0001,766
Total noninterest income$743,0002,364
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$563,0001,050
Trading account gains and feesNANA
Additional Noninterest Income$180,0003,519
Total noninterest expense$2,433,0003,139
Salaries and employee benefits$1,249,0003,304
Premises and equipment expense$301,0002,862
Additional noninterest expense$883,0002,846
Pre-tax net operating income$1,883,0002,178
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,883,0001,972
Extraordinary gains, net$06
Net income$1,883,0001,970
Minority interest net income$065
Net income of bank and minority interests.$1,883,0001,971
Net charge-offs$-15,0004,655
Cash dividends$1,547,000931
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,883,0001,960
2018-03-31 (YTD Data)Rank
Total interest income$1,911,0003,017
Total interest expense$84,0004,325
Net interest income$1,827,0002,844
Provision for loan and lease losses$75,0001,680
Total noninterest income$381,0002,324
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$286,0001,038
Trading account gains and feesNANA
Additional Noninterest Income$95,0003,420
Total noninterest expense$1,221,0003,151
Salaries and employee benefits$619,0003,347
Premises and equipment expense$149,0002,916
Additional noninterest expense$453,0002,819
Pre-tax net operating income$912,0002,161
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$912,0001,965
Extraordinary gains, net$07
Net income$912,0001,964
Minority interest net income$052
Net income of bank and minority interests.$912,0001,965
Net charge-offs$-21,0004,998
Cash dividends$791,000865
Sale, conversion, retirement of capital stock, net$0580
Net operating income$912,0001,952
2017-12-31 (YTD Data)Rank
Total interest income$7,995,0002,865
Total interest expense$294,0004,426
Net interest income$7,701,0002,720
Provision for loan and lease losses$680,0001,170
Total noninterest income$1,283,0002,603
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,100,0001,092
Trading account gains and feesNANA
Additional Noninterest Income$183,0004,299
Total noninterest expense$4,791,0003,181
Salaries and employee benefits$2,469,0003,350
Premises and equipment expense$598,0002,928
Additional noninterest expense$1,724,0002,930
Pre-tax net operating income$3,513,0002,239
Securities gains (losses)$2,0001,996
Applicable income taxes$04,135
Income before extraordinary items$3,515,0001,800
Extraordinary gains, net$09
Net income$3,515,0001,800
Minority interest net income$076
Net income of bank and minority interests.$3,515,0001,801
Net charge-offs$617,000967
Cash dividends$2,723,0001,104
Sale, conversion, retirement of capital stock, net$0711
Net operating income$3,513,0001,781
2017-09-30 (YTD Data)Rank
Total interest income$6,048,0002,868
Total interest expense$213,0004,488
Net interest income$5,835,0002,712
Provision for loan and lease losses$530,0001,106
Total noninterest income$850,0002,792
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$814,0001,113
Trading account gains and feesNANA
Additional Noninterest Income$36,0005,209
Total noninterest expense$3,588,0003,192
Salaries and employee benefits$1,824,0003,392
Premises and equipment expense$446,0002,970
Additional noninterest expense$1,318,0002,895
Pre-tax net operating income$2,567,0002,324
Securities gains (losses)$2,0002,024
Applicable income taxes$04,172
Income before extraordinary items$2,569,0001,987
Extraordinary gains, net$09
Net income$2,569,0001,986
Minority interest net income$071
Net income of bank and minority interests.$2,569,0001,987
Net charge-offs$609,000694
Cash dividends$1,939,0001,098
Sale, conversion, retirement of capital stock, net$0677
Net operating income$2,567,0001,962
2017-06-30 (YTD Data)Rank
Total interest income$4,091,0002,821
Total interest expense$140,0004,515
Net interest income$3,951,0002,676
Provision for loan and lease losses$380,0001,016
Total noninterest income$456,0003,113
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$538,0001,114
Trading account gains and feesNANA
Additional Noninterest Income$-82,0005,756
Total noninterest expense$2,408,0003,197
Salaries and employee benefits$1,215,0003,417
Premises and equipment expense$301,0002,948
Additional noninterest expense$892,0002,884
Pre-tax net operating income$1,619,0002,365
Securities gains (losses)$2,0001,641
Applicable income taxes$04,189
Income before extraordinary items$1,621,0002,026
Extraordinary gains, net$011
Net income$1,621,0002,026
Minority interest net income$071
Net income of bank and minority interests.$1,621,0002,026
Net charge-offs$481,000580
Cash dividends$1,260,0001,101
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,619,0002,002
2017-03-31 (YTD Data)Rank
Total interest income$2,098,0002,772
Total interest expense$70,0004,528
Net interest income$2,028,0002,621
Provision for loan and lease losses$130,0001,262
Total noninterest income$114,0004,105
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$264,0001,134
Trading account gains and feesNANA
Additional Noninterest Income$-150,0005,848
Total noninterest expense$1,188,0003,258
Salaries and employee benefits$605,0003,472
Premises and equipment expense$154,0002,946
Additional noninterest expense$429,0002,979
Pre-tax net operating income$824,0002,240
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$824,0001,934
Extraordinary gains, net$08
Net income$824,0001,934
Minority interest net income$055
Net income of bank and minority interests.$824,0001,934
Net charge-offs$4,0002,506
Cash dividends$574,0001,097
Sale, conversion, retirement of capital stock, net$0632
Net operating income$824,0001,910
2016-12-31 (YTD Data)Rank
Total interest income$7,449,0002,998
Total interest expense$268,0004,600
Net interest income$7,181,0002,828
Provision for loan and lease losses$1,000,000889
Total noninterest income$1,539,0002,454
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,053,0001,161
Trading account gains and fees$0170
Additional Noninterest Income$486,0003,309
Total noninterest expense$4,734,0003,294
Salaries and employee benefits$2,430,0003,453
Premises and equipment expense$583,0003,079
Additional noninterest expense$1,721,0003,044
Pre-tax net operating income$2,986,0002,404
Securities gains (losses)$2,0003,045
Applicable income taxes$04,278
Income before extraordinary items$2,988,0002,127
Extraordinary gains, net$05
Net income$2,988,0002,125
Minority interest net income$082
Net income of bank and minority interests.$2,988,0002,126
Net charge-offs$597,000966
Cash dividends$1,694,0001,591
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,986,0002,062
2016-09-30 (YTD Data)Rank
Total interest income$5,548,0003,019
Total interest expense$200,0004,646
Net interest income$5,348,0002,850
Provision for loan and lease losses$650,000956
Total noninterest income$1,157,0002,459
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$788,0001,156
Trading account gains and fees$0169
Additional Noninterest Income$369,0003,298
Total noninterest expense$3,562,0003,289
Salaries and employee benefits$1,816,0003,463
Premises and equipment expense$433,0003,102
Additional noninterest expense$1,313,0003,019
Pre-tax net operating income$2,293,0002,395
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$2,293,0002,110
Extraordinary gains, net$05
Net income$2,293,0002,109
Minority interest net income$071
Net income of bank and minority interests.$2,293,0002,110
Net charge-offs$302,0001,122
Cash dividends$1,085,0001,578
Sale, conversion, retirement of capital stock, net$0719
Net operating income$2,293,0002,037
2016-06-30 (YTD Data)Rank
Total interest income$3,724,0003,013
Total interest expense$132,0004,707
Net interest income$3,592,0002,847
Provision for loan and lease losses$400,0001,011
Total noninterest income$766,0002,445
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$519,0001,153
Trading account gains and fees$0157
Additional Noninterest Income$247,0003,292
Total noninterest expense$2,393,0003,294
Salaries and employee benefits$1,220,0003,463
Premises and equipment expense$294,0003,081
Additional noninterest expense$879,0003,023
Pre-tax net operating income$1,565,0002,332
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,565,0002,042
Extraordinary gains, net$016
Net income$1,565,0002,042
Minority interest net income$071
Net income of bank and minority interests.$1,565,0002,042
Net charge-offs$60,0002,015
Cash dividends$728,0001,593
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,565,0001,982
2016-03-31 (YTD Data)Rank
Total interest income$1,863,0003,022
Total interest expense$67,0004,723
Net interest income$1,796,0002,842
Provision for loan and lease losses$150,0001,146
Total noninterest income$422,0002,291
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$259,0001,154
Trading account gains and fees$0142
Additional Noninterest Income$163,0002,882
Total noninterest expense$1,205,0003,302
Salaries and employee benefits$610,0003,489
Premises and equipment expense$143,0003,167
Additional noninterest expense$452,0002,971
Pre-tax net operating income$863,0002,155
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$863,0001,858
Extraordinary gains, net$012
Net income$863,0001,859
Minority interest net income$062
Net income of bank and minority interests.$863,0001,859
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$863,0001,815
2015-12-31 (YTD Data)Rank
Total interest income$7,477,0002,975
Total interest expense$250,0004,884
Net interest income$7,227,0002,801
Provision for loan and lease losses$1,100,000753
Total noninterest income$1,594,0002,410
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,034,0001,188
Trading account gains and fees$0159
Additional Noninterest Income$560,0003,130
Total noninterest expense$4,560,0003,423
Salaries and employee benefits$2,354,0003,558
Premises and equipment expense$607,0003,075
Additional noninterest expense$1,599,0003,272
Pre-tax net operating income$3,161,0002,243
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$3,161,0001,959
Extraordinary gains, net$023
Net income$3,161,0001,960
Minority interest net income$081
Net income of bank and minority interests.$3,161,0001,961
Net charge-offs$1,586,000472
Cash dividends$3,010,000965
Sale, conversion, retirement of capital stock, net$0804
Net operating income$3,161,0001,922
2015-09-30 (YTD Data)Rank
Total interest income$5,564,0003,009
Total interest expense$186,0004,962
Net interest income$5,378,0002,833
Provision for loan and lease losses$225,0001,803
Total noninterest income$1,224,0002,390
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$768,0001,205
Trading account gains and fees$0153
Additional Noninterest Income$456,0003,037
Total noninterest expense$3,392,0003,468
Salaries and employee benefits$1,735,0003,614
Premises and equipment expense$458,0003,113
Additional noninterest expense$1,199,0003,285
Pre-tax net operating income$2,985,0001,910
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$2,985,0001,631
Extraordinary gains, net$021
Net income$2,985,0001,632
Minority interest net income$078
Net income of bank and minority interests.$2,985,0001,633
Net charge-offs$3,0003,929
Cash dividends$2,191,000912
Sale, conversion, retirement of capital stock, net$0773
Net operating income$2,985,0001,591
2015-06-30 (YTD Data)Rank
Total interest income$3,696,0003,014
Total interest expense$124,0005,017
Net interest income$3,572,0002,841
Provision for loan and lease losses$150,0001,756
Total noninterest income$784,0002,451
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$506,0001,192
Trading account gains and fees$0157
Additional Noninterest Income$278,0003,162
Total noninterest expense$2,255,0003,503
Salaries and employee benefits$1,153,0003,645
Premises and equipment expense$312,0003,076
Additional noninterest expense$790,0003,326
Pre-tax net operating income$1,951,0001,922
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$1,951,0001,643
Extraordinary gains, net$022
Net income$1,951,0001,646
Minority interest net income$075
Net income of bank and minority interests.$1,951,0001,646
Net charge-offs$-1,0004,579
Cash dividends$1,400,000939
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,951,0001,603
2015-03-31 (YTD Data)Rank
Total interest income$1,861,0003,009
Total interest expense$62,0005,057
Net interest income$1,799,0002,827
Provision for loan and lease losses$75,0001,675
Total noninterest income$366,0002,520
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$246,0001,200
Trading account gains and fees$0152
Additional Noninterest Income$120,0003,327
Total noninterest expense$1,130,0003,526
Salaries and employee benefits$583,0003,643
Premises and equipment expense$162,0003,042
Additional noninterest expense$385,0003,374
Pre-tax net operating income$960,0001,926
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$960,0001,668
Extraordinary gains, net$013
Net income$960,0001,670
Minority interest net income$064
Net income of bank and minority interests.$960,0001,670
Net charge-offs$1,0003,128
Cash dividends$644,000932
Sale, conversion, retirement of capital stock, net$0697
Net operating income$960,0001,600
2014-12-31 (YTD Data)Rank
Total interest income$7,022,0003,174
Total interest expense$274,0005,093
Net interest income$6,748,0002,974
Provision for loan and lease losses$500,0001,458
Total noninterest income$1,357,0002,656
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,079,0001,211
Trading account gains and fees$0180
Additional Noninterest Income$278,0004,113
Total noninterest expense$4,439,0003,574
Salaries and employee benefits$2,281,0003,707
Premises and equipment expense$631,0003,117
Additional noninterest expense$1,527,0003,518
Pre-tax net operating income$3,166,0002,187
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$3,166,0001,928
Extraordinary gains, net$017
Net income$3,166,0001,927
Minority interest net income$084
Net income of bank and minority interests.$3,166,0001,926
Net charge-offs$465,0001,545
Cash dividends$2,436,0001,100
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,166,0001,891
2014-09-30 (YTD Data)Rank
Total interest income$5,150,0003,258
Total interest expense$209,0005,136
Net interest income$4,941,0003,049
Provision for loan and lease losses$325,0001,549
Total noninterest income$1,071,0002,609
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$806,0001,220
Trading account gains and fees$0174
Additional Noninterest Income$265,0003,819
Total noninterest expense$3,335,0003,591
Salaries and employee benefits$1,759,0003,640
Premises and equipment expense$468,0003,181
Additional noninterest expense$1,108,0003,596
Pre-tax net operating income$2,352,0002,235
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$2,352,0001,943
Extraordinary gains, net$015
Net income$2,352,0001,944
Minority interest net income$081
Net income of bank and minority interests.$2,352,0001,942
Net charge-offs$327,0001,524
Cash dividends$1,869,0001,007
Sale, conversion, retirement of capital stock, net$0819
Net operating income$2,352,0001,895
2014-06-30 (YTD Data)Rank
Total interest income$3,394,0003,288
Total interest expense$142,0005,154
Net interest income$3,252,0003,077
Provision for loan and lease losses$150,0001,864
Total noninterest income$717,0002,559
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$530,0001,217
Trading account gains and fees$0172
Additional Noninterest Income$187,0003,741
Total noninterest expense$2,220,0003,612
Salaries and employee benefits$1,185,0003,642
Premises and equipment expense$313,0003,198
Additional noninterest expense$722,0003,665
Pre-tax net operating income$1,599,0002,167
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$1,599,0001,877
Extraordinary gains, net$020
Net income$1,599,0001,881
Minority interest net income$080
Net income of bank and minority interests.$1,599,0001,880
Net charge-offs$1,0004,238
Cash dividends$1,323,000924
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,599,0001,827
2014-03-31 (YTD Data)Rank
Total interest income$1,710,0003,275
Total interest expense$73,0005,185
Net interest income$1,637,0003,066
Provision for loan and lease losses$75,0001,807
Total noninterest income$379,0002,453
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$267,0001,200
Trading account gains and fees$0147
Additional Noninterest Income$112,0003,404
Total noninterest expense$1,126,0003,601
Salaries and employee benefits$599,0003,643
Premises and equipment expense$156,0003,250
Additional noninterest expense$371,0003,579
Pre-tax net operating income$815,0002,070
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$815,0001,784
Extraordinary gains, net$016
Net income$815,0001,788
Minority interest net income$066
Net income of bank and minority interests.$815,0001,787
Net charge-offs$8,0002,944
Cash dividends$609,000896
Sale, conversion, retirement of capital stock, net$0747
Net operating income$815,0001,757
2013-12-31 (YTD Data)Rank
Total interest income$6,767,0003,341
Total interest expense$356,0005,124
Net interest income$6,411,0003,102
Provision for loan and lease losses$75,0003,934
Total noninterest income$1,558,0002,521
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,036,0001,309
Trading account gains and fees$0184
Additional Noninterest Income$522,0003,298
Total noninterest expense$4,547,0003,623
Salaries and employee benefits$2,429,0003,615
Premises and equipment expense$690,0002,994
Additional noninterest expense$1,428,0003,774
Pre-tax net operating income$3,347,0001,982
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$3,347,0001,730
Extraordinary gains, net$029
Net income$3,347,0001,734
Minority interest net income$090
Net income of bank and minority interests.$3,347,0001,734
Net charge-offs$389,0002,283
Cash dividends$2,646,000956
Sale, conversion, retirement of capital stock, net$0924
Net operating income$3,347,0001,698
2013-09-30 (YTD Data)Rank
Total interest income$5,049,0003,386
Total interest expense$276,0005,158
Net interest income$4,773,0003,142
Provision for loan and lease losses$04,941
Total noninterest income$1,116,0002,650
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$761,0001,348
Trading account gains and fees$0180
Additional Noninterest Income$355,0003,495
Total noninterest expense$3,352,0003,679
Salaries and employee benefits$1,808,0003,657
Premises and equipment expense$505,0003,082
Additional noninterest expense$1,039,0003,853
Pre-tax net operating income$2,537,0002,027
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,537,0001,749
Extraordinary gains, net$025
Net income$2,537,0001,752
Minority interest net income$084
Net income of bank and minority interests.$2,537,0001,754
Net charge-offs$68,0003,625
Cash dividends$1,967,000887
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,537,0001,710
2013-06-30 (YTD Data)Rank
Total interest income$3,375,0003,386
Total interest expense$190,0005,160
Net interest income$3,185,0003,142
Provision for loan and lease losses$04,788
Total noninterest income$757,0002,639
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$495,0001,347
Trading account gains and fees$0157
Additional Noninterest Income$262,0003,398
Total noninterest expense$2,263,0003,672
Salaries and employee benefits$1,211,0003,652
Premises and equipment expense$334,0003,110
Additional noninterest expense$718,0003,764
Pre-tax net operating income$1,679,0002,003
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$1,679,0001,753
Extraordinary gains, net$022
Net income$1,679,0001,758
Minority interest net income$082
Net income of bank and minority interests.$1,679,0001,759
Net charge-offs$-1,0005,537
Cash dividends$1,288,000883
Sale, conversion, retirement of capital stock, net$0838
Net operating income$1,679,0001,691
2013-03-31 (YTD Data)Rank
Total interest income$1,691,0003,407
Total interest expense$98,0005,185
Net interest income$1,593,0003,154
Provision for loan and lease losses$04,409
Total noninterest income$360,0002,718
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$242,0001,372
Trading account gains and fees$0148
Additional Noninterest Income$118,0003,526
Total noninterest expense$1,128,0003,715
Salaries and employee benefits$604,0003,696
Premises and equipment expense$163,0003,192
Additional noninterest expense$361,0003,771
Pre-tax net operating income$825,0001,993
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$825,0001,719
Extraordinary gains, net$010
Net income$825,0001,721
Minority interest net income$076
Net income of bank and minority interests.$825,0001,721
Net charge-offs$-2,0005,471
Cash dividends$644,000778
Sale, conversion, retirement of capital stock, net$0789
Net operating income$825,0001,666
2012-12-31 (YTD Data)Rank
Total interest income$7,094,0003,419
Total interest expense$482,0005,191
Net interest income$6,612,0003,127
Provision for loan and lease losses$213,0003,859
Total noninterest income$1,595,0002,509
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$941,0001,490
Trading account gains and fees$0166
Additional Noninterest Income$654,0002,987
Total noninterest expense$4,464,0003,744
Salaries and employee benefits$2,405,0003,667
Premises and equipment expense$724,0002,952
Additional noninterest expense$1,335,0004,071
Pre-tax net operating income$3,530,0001,812
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$3,530,0001,619
Extraordinary gains, net$029
Net income$3,530,0001,620
Minority interest net income$093
Net income of bank and minority interests.$3,530,0001,620
Net charge-offs$-13,0006,656
Cash dividends$2,793,000933
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$3,530,0001,529
2012-09-30 (YTD Data)Rank
Total interest income$5,371,0003,456
Total interest expense$377,0005,235
Net interest income$4,994,0003,162
Provision for loan and lease losses$153,0003,855
Total noninterest income$1,107,0002,643
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$699,0001,510
Trading account gains and fees$0157
Additional Noninterest Income$408,0003,236
Total noninterest expense$3,265,0003,837
Salaries and employee benefits$1,766,0003,728
Premises and equipment expense$526,0003,051
Additional noninterest expense$973,0004,173
Pre-tax net operating income$2,683,0001,839
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$2,683,0001,636
Extraordinary gains, net$020
Net income$2,683,0001,637
Minority interest net income$086
Net income of bank and minority interests.$2,683,0001,637
Net charge-offs$-17,0006,715
Cash dividends$2,079,000747
Sale, conversion, retirement of capital stock, net$0952
Net operating income$2,683,0001,549
2012-06-30 (YTD Data)Rank
Total interest income$3,644,0003,432
Total interest expense$267,0005,218
Net interest income$3,377,0003,131
Provision for loan and lease losses$93,0003,949
Total noninterest income$707,0002,674
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$466,0001,502
Trading account gains and fees$0153
Additional Noninterest Income$241,0003,394
Total noninterest expense$2,156,0003,883
Salaries and employee benefits$1,175,0003,755
Premises and equipment expense$346,0003,078
Additional noninterest expense$635,0004,252
Pre-tax net operating income$1,835,0001,799
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$1,835,0001,593
Extraordinary gains, net$019
Net income$1,835,0001,592
Minority interest net income$084
Net income of bank and minority interests.$1,835,0001,593
Net charge-offs$-40,0006,940
Cash dividends$1,330,000770
Sale, conversion, retirement of capital stock, net$0928
Net operating income$1,835,0001,513
2012-03-31 (YTD Data)Rank
Total interest income$1,839,0003,433
Total interest expense$139,0005,243
Net interest income$1,700,0003,126
Provision for loan and lease losses$53,0003,622
Total noninterest income$347,0002,691
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$237,0001,472
Trading account gains and fees$0148
Additional Noninterest Income$110,0003,556
Total noninterest expense$1,081,0003,879
Salaries and employee benefits$591,0003,773
Premises and equipment expense$173,0003,110
Additional noninterest expense$317,0004,239
Pre-tax net operating income$913,0001,815
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$913,0001,597
Extraordinary gains, net$019
Net income$913,0001,598
Minority interest net income$078
Net income of bank and minority interests.$913,0001,598
Net charge-offs$-15,0006,792
Cash dividends$539,000815
Sale, conversion, retirement of capital stock, net$0861
Net operating income$913,0001,494
2011-12-31 (YTD Data)Rank
Total interest income$7,769,0003,405
Total interest expense$628,0005,416
Net interest income$7,141,0003,023
Provision for loan and lease losses$615,0003,125
Total noninterest income$1,432,0002,523
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$903,0001,623
Trading account gains and fees$0146
Additional Noninterest Income$529,0003,035
Total noninterest expense$4,390,0003,859
Salaries and employee benefits$2,347,0003,744
Premises and equipment expense$683,0003,256
Additional noninterest expense$1,360,0004,120
Pre-tax net operating income$3,568,0001,570
Securities gains (losses)$1,0003,733
Applicable income taxes$04,719
Income before extraordinary items$3,569,0001,379
Extraordinary gains, net$029
Net income$3,569,0001,379
Minority interest net income$096
Net income of bank and minority interests.$3,569,0001,379
Net charge-offs$798,0002,635
Cash dividends$2,513,000782
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$3,568,0001,314
2011-09-30 (YTD Data)Rank
Total interest income$5,915,0003,399
Total interest expense$485,0005,475
Net interest income$5,430,0002,994
Provision for loan and lease losses$165,0004,383
Total noninterest income$1,035,0002,564
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$677,0001,619
Trading account gains and fees$0145
Additional Noninterest Income$358,0003,199
Total noninterest expense$3,274,0003,889
Salaries and employee benefits$1,736,0003,783
Premises and equipment expense$514,0003,288
Additional noninterest expense$1,024,0004,117
Pre-tax net operating income$3,026,0001,480
Securities gains (losses)$1,0003,451
Applicable income taxes$04,740
Income before extraordinary items$3,027,0001,277
Extraordinary gains, net$021
Net income$3,027,0001,277
Minority interest net income$087
Net income of bank and minority interests.$3,027,0001,277
Net charge-offs$208,0003,670
Cash dividends$1,799,000715
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,026,0001,205
2011-06-30 (YTD Data)Rank
Total interest income$4,061,0003,354
Total interest expense$336,0005,504
Net interest income$3,725,0002,922
Provision for loan and lease losses$90,0004,488
Total noninterest income$736,0002,447
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$437,0001,649
Trading account gains and fees$0153
Additional Noninterest Income$299,0002,882
Total noninterest expense$2,187,0003,932
Salaries and employee benefits$1,145,0003,846
Premises and equipment expense$337,0003,356
Additional noninterest expense$705,0004,090
Pre-tax net operating income$2,184,0001,337
Securities gains (losses)$1,0002,791
Applicable income taxes$04,697
Income before extraordinary items$2,185,0001,132
Extraordinary gains, net$015
Net income$2,185,0001,132
Minority interest net income$089
Net income of bank and minority interests.$2,185,0001,132
Net charge-offs$202,0003,110
Cash dividends$910,000877
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,184,0001,093
2011-03-31 (YTD Data)Rank
Total interest income$2,009,0003,397
Total interest expense$177,0005,503
Net interest income$1,832,0002,954
Provision for loan and lease losses$45,0004,252
Total noninterest income$386,0002,410
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$212,0001,660
Trading account gains and fees$0158
Additional Noninterest Income$174,0002,667
Total noninterest expense$1,097,0003,945
Salaries and employee benefits$569,0003,878
Premises and equipment expense$168,0003,421
Additional noninterest expense$360,0004,012
Pre-tax net operating income$1,076,0001,347
Securities gains (losses)$1,0001,662
Applicable income taxes$04,545
Income before extraordinary items$1,077,0001,142
Extraordinary gains, net$09
Net income$1,077,0001,141
Minority interest net income$086
Net income of bank and minority interests.$1,077,0001,141
Net charge-offs$7,0004,526
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,076,0001,111
2010-12-31 (YTD Data)Rank
Total interest income$7,920,0003,582
Total interest expense$908,0005,442
Net interest income$7,012,0003,073
Provision for loan and lease losses$775,0003,438
Total noninterest income$1,299,0002,770
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$899,0001,648
Trading account gains and fees$0175
Additional Noninterest Income$400,0003,511
Total noninterest expense$4,681,0003,793
Salaries and employee benefits$2,401,0003,696
Premises and equipment expense$778,0003,040
Additional noninterest expense$1,502,0004,003
Pre-tax net operating income$2,855,0001,688
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$2,855,0001,462
Extraordinary gains, net$029
Net income$2,855,0001,464
Minority interest net income$0111
Net income of bank and minority interests.$2,855,0001,465
Net charge-offs$121,0005,255
Cash dividends$2,492,000672
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$2,855,0001,410
2010-09-30 (YTD Data)Rank
Total interest income$5,961,0003,642
Total interest expense$704,0005,517
Net interest income$5,257,0003,104
Provision for loan and lease losses$125,0005,480
Total noninterest income$1,033,0002,671
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$669,0001,700
Trading account gains and fees$0165
Additional Noninterest Income$364,0003,248
Total noninterest expense$3,312,0003,947
Salaries and employee benefits$1,753,0003,815
Premises and equipment expense$538,0003,279
Additional noninterest expense$1,021,0004,251
Pre-tax net operating income$2,853,0001,376
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$2,853,0001,181
Extraordinary gains, net$023
Net income$2,853,0001,185
Minority interest net income$0110
Net income of bank and minority interests.$2,853,0001,185
Net charge-offs$81,0005,118
Cash dividends$2,492,000444
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,853,0001,126
2010-06-30 (YTD Data)Rank
Total interest income$4,047,0003,619
Total interest expense$482,0005,561
Net interest income$3,565,0003,069
Provision for loan and lease losses$80,0005,382
Total noninterest income$664,0002,679
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$439,0001,735
Trading account gains and fees$0152
Additional Noninterest Income$225,0003,304
Total noninterest expense$2,193,0003,979
Salaries and employee benefits$1,163,0003,856
Premises and equipment expense$361,0003,282
Additional noninterest expense$669,0004,293
Pre-tax net operating income$1,956,0001,328
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$1,956,0001,143
Extraordinary gains, net$019
Net income$1,956,0001,143
Minority interest net income$0105
Net income of bank and minority interests.$1,956,0001,144
Net charge-offs$76,0004,521
Cash dividends$889,000815
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,956,0001,097
2010-03-31 (YTD Data)Rank
Total interest income$2,038,0003,659
Total interest expense$248,0005,610
Net interest income$1,790,0003,086
Provision for loan and lease losses$06,552
Total noninterest income$329,0002,695
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$217,0001,753
Trading account gains and fees$0175
Additional Noninterest Income$112,0003,298
Total noninterest expense$1,101,0004,011
Salaries and employee benefits$576,0003,938
Premises and equipment expense$185,0003,329
Additional noninterest expense$340,0004,243
Pre-tax net operating income$1,018,0001,282
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$1,018,0001,072
Extraordinary gains, net$016
Net income$1,018,0001,073
Minority interest net income$091
Net income of bank and minority interests.$1,018,0001,074
Net charge-offs$-1,0006,806
Cash dividends$889,000389
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,018,0001,044
2009-12-31 (YTD Data)Rank
Total interest income$8,228,0003,742
Total interest expense$1,320,0005,451
Net interest income$6,908,0003,091
Provision for loan and lease losses$593,0004,289
Total noninterest income$1,312,0002,803
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$909,0001,826
Trading account gains and fees$0211
Additional Noninterest Income$403,0003,540
Total noninterest expense$4,547,0003,967
Salaries and employee benefits$2,357,0003,865
Premises and equipment expense$711,0003,409
Additional noninterest expense$1,479,0004,111
Pre-tax net operating income$3,080,0001,296
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$3,080,0001,094
Extraordinary gains, net$034
Net income$3,080,0001,092
Minority interest net income$0115
Net income of bank and minority interests.$3,080,0001,093
Net charge-offs$56,0006,137
Cash dividends$2,723,000653
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,080,0001,091
2009-09-30 (YTD Data)Rank
Total interest income$6,195,0003,771
Total interest expense$1,039,0005,468
Net interest income$5,156,0003,106
Provision for loan and lease losses$115,0005,805
Total noninterest income$961,0002,893
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$677,0001,853
Trading account gains and fees$0212
Additional Noninterest Income$284,0003,702
Total noninterest expense$3,308,0004,069
Salaries and employee benefits$1,719,0003,978
Premises and equipment expense$526,0003,489
Additional noninterest expense$1,063,0004,220
Pre-tax net operating income$2,694,0001,211
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$2,694,0001,003
Extraordinary gains, net$027
Net income$2,694,0001,002
Minority interest net income$0118
Net income of bank and minority interests.$2,694,0001,003
Net charge-offs$-23,0007,959
Cash dividends$1,575,000807
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,694,000990
2009-06-30 (YTD Data)Rank
Total interest income$4,159,0003,795
Total interest expense$729,0005,479
Net interest income$3,430,0003,104
Provision for loan and lease losses$65,0005,770
Total noninterest income$659,0002,851
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$448,0001,835
Trading account gains and fees$0193
Additional Noninterest Income$211,0003,578
Total noninterest expense$2,137,0004,197
Salaries and employee benefits$1,121,0004,074
Premises and equipment expense$347,0003,544
Additional noninterest expense$669,0004,392
Pre-tax net operating income$1,887,0001,214
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$1,887,0001,006
Extraordinary gains, net$021
Net income$1,887,0001,004
Minority interest net income$0112
Net income of bank and minority interests.$1,887,0001,006
Net charge-offs$-305,0008,182
Cash dividends$1,575,000566
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,887,000977
2009-03-31 (YTD Data)Rank
Total interest income$2,101,0003,798
Total interest expense$390,0005,439
Net interest income$1,711,0003,095
Provision for loan and lease losses$65,0004,547
Total noninterest income$325,0002,877
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$212,0001,874
Trading account gains and fees$0171
Additional Noninterest Income$113,0003,457
Total noninterest expense$1,080,0004,074
Salaries and employee benefits$560,0004,109
Premises and equipment expense$176,0003,557
Additional noninterest expense$344,0004,011
Pre-tax net operating income$891,0001,452
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$891,0001,225
Extraordinary gains, net$015
Net income$891,0001,227
Minority interest net income$0102
Net income of bank and minority interests.$891,0001,227
Net charge-offs$56,0003,442
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$891,0001,150
2008-12-31 (YTD Data)Rank
Total interest income$9,821,0003,590
Total interest expense$2,414,0004,834
Net interest income$7,407,0002,892
Provision for loan and lease losses$100,0006,027
Total noninterest income$1,215,0003,020
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$868,0001,979
Trading account gains and fees$0154
Additional Noninterest Income$347,0003,845
Total noninterest expense$4,135,0004,138
Salaries and employee benefits$2,213,0004,119
Premises and equipment expense$704,0003,493
Additional noninterest expense$1,218,0004,249
Pre-tax net operating income$4,387,0001,247
Securities gains (losses)$03,220
Applicable income taxes$-19,0006,842
Income before extraordinary items$4,406,000931
Extraordinary gains, net$039
Net income$4,406,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0008,028
Cash dividends$3,689,000756
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$4,406,0001,001
2008-09-30 (YTD Data)Rank
Total interest income$7,536,0003,585
Total interest expense$1,931,0004,783
Net interest income$5,605,0002,903
Provision for loan and lease losses$06,991
Total noninterest income$1,020,0002,869
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$623,0002,072
Trading account gains and fees$0148
Additional Noninterest Income$397,0003,199
Total noninterest expense$3,097,0004,121
Salaries and employee benefits$1,654,0004,173
Premises and equipment expense$524,0003,528
Additional noninterest expense$919,0004,146
Pre-tax net operating income$3,528,0001,393
Securities gains (losses)$03,106
Applicable income taxes$-19,0007,346
Income before extraordinary items$3,547,0001,035
Extraordinary gains, net$031
Net income$3,547,0001,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,978
Cash dividends$2,933,000733
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,547,0001,098
2008-06-30 (YTD Data)Rank
Total interest income$5,026,0003,640
Total interest expense$1,350,0004,796
Net interest income$3,676,0002,934
Provision for loan and lease losses$06,671
Total noninterest income$668,0002,938
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$406,0002,086
Trading account gains and fees$0149
Additional Noninterest Income$262,0003,256
Total noninterest expense$2,036,0004,181
Salaries and employee benefits$1,083,0004,254
Premises and equipment expense$347,0003,574
Additional noninterest expense$606,0004,160
Pre-tax net operating income$2,308,0001,487
Securities gains (losses)$03,233
Applicable income taxes$-19,0007,649
Income before extraordinary items$2,327,0001,187
Extraordinary gains, net$021
Net income$2,327,0001,187
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,0007,930
Cash dividends$2,002,000773
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$2,327,0001,167
2008-03-31 (YTD Data)Rank
Total interest income$2,617,0003,598
Total interest expense$723,0004,803
Net interest income$1,894,0002,841
Provision for loan and lease losses$06,080
Total noninterest income$328,0002,951
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$207,0002,020
Trading account gains and fees$0158
Additional Noninterest Income$121,0003,432
Total noninterest expense$1,003,0004,223
Salaries and employee benefits$526,0004,374
Premises and equipment expense$173,0003,598
Additional noninterest expense$304,0004,074
Pre-tax net operating income$1,219,0001,510
Securities gains (losses)$02,688
Applicable income taxes$-19,0007,898
Income before extraordinary items$1,238,0001,219
Extraordinary gains, net$015
Net income$1,238,0001,222
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,797
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,238,0001,176
2007-12-31 (YTD Data)Rank
Total interest income$10,932,0003,547
Total interest expense$3,063,0004,737
Net interest income$7,869,0002,768
Provision for loan and lease losses$120,0004,617
Total noninterest income$1,388,0002,843
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$816,0002,104
Trading account gains and fees$0178
Additional Noninterest Income$572,0003,086
Total noninterest expense$4,144,0004,002
Salaries and employee benefits$2,204,0004,071
Premises and equipment expense$697,0003,453
Additional noninterest expense$1,243,0003,973
Pre-tax net operating income$4,993,0001,638
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$4,993,0001,285
Extraordinary gains, net$039
Net income$4,993,0001,284
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$439,0001,849
Cash dividends$4,249,000866
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$4,993,0001,270
2007-09-30 (YTD Data)Rank
Total interest income$8,130,0003,572
Total interest expense$2,268,0004,780
Net interest income$5,862,0002,795
Provision for loan and lease losses$15,0005,999
Total noninterest income$1,000,0002,919
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$609,0002,083
Trading account gains and fees$0184
Additional Noninterest Income$391,0003,247
Total noninterest expense$2,974,0004,124
Salaries and employee benefits$1,612,0004,144
Premises and equipment expense$522,0003,440
Additional noninterest expense$840,0004,236
Pre-tax net operating income$3,873,0001,720
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$3,873,0001,319
Extraordinary gains, net$033
Net income$3,873,0001,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$411,0001,242
Cash dividends$3,178,000828
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$3,873,0001,314
2007-06-30 (YTD Data)Rank
Total interest income$5,382,0003,597
Total interest expense$1,493,0004,812
Net interest income$3,889,0002,828
Provision for loan and lease losses$06,209
Total noninterest income$681,0002,884
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$403,0002,099
Trading account gains and fees$0168
Additional Noninterest Income$278,0003,149
Total noninterest expense$1,952,0004,194
Salaries and employee benefits$1,069,0004,202
Premises and equipment expense$344,0003,489
Additional noninterest expense$539,0004,335
Pre-tax net operating income$2,618,0001,752
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$2,618,0001,357
Extraordinary gains, net$029
Net income$2,618,0001,356
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-41,0008,230
Cash dividends$2,107,000836
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$2,618,0001,337
2007-03-31 (YTD Data)Rank
Total interest income$2,670,0003,597
Total interest expense$730,0004,861
Net interest income$1,940,0002,837
Provision for loan and lease losses$05,779
Total noninterest income$319,0002,997
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$199,0002,064
Trading account gains and fees$0195
Additional Noninterest Income$120,0003,430
Total noninterest expense$961,0004,253
Salaries and employee benefits$531,0004,242
Premises and equipment expense$165,0003,612
Additional noninterest expense$265,0004,350
Pre-tax net operating income$1,298,0001,766
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$1,298,0001,360
Extraordinary gains, net$022
Net income$1,298,0001,359
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-52,0008,401
Cash dividends$1,036,000763
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,298,0001,351
2006-12-31 (YTD Data)Rank
Total interest income$9,500,0003,717
Total interest expense$2,260,0005,082
Net interest income$7,240,0003,018
Provision for loan and lease losses$30,0006,013
Total noninterest income$1,266,0003,022
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$801,0002,108
Trading account gains and fees$0130
Additional Noninterest Income$465,0003,465
Total noninterest expense$3,703,0004,203
Salaries and employee benefits$2,072,0004,160
Premises and equipment expense$674,0003,430
Additional noninterest expense$957,0004,654
Pre-tax net operating income$4,773,0001,977
Securities gains (losses)$28,000819
Applicable income taxes$06,600
Income before extraordinary items$4,801,0001,514
Extraordinary gains, net$051
Net income$4,801,0001,515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,133
Cash dividends$3,542,000971
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$4,773,0001,504
2006-09-30 (YTD Data)Rank
Total interest income$6,886,0003,783
Total interest expense$1,576,0005,203
Net interest income$5,310,0003,104
Provision for loan and lease losses$15,0006,184
Total noninterest income$956,0003,024
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$599,0002,122
Trading account gains and fees$0126
Additional Noninterest Income$357,0003,398
Total noninterest expense$2,692,0004,296
Salaries and employee benefits$1,509,0004,213
Premises and equipment expense$511,0003,414
Additional noninterest expense$672,0004,849
Pre-tax net operating income$3,559,0002,029
Securities gains (losses)$28,000674
Applicable income taxes$06,687
Income before extraordinary items$3,587,0001,553
Extraordinary gains, net$045
Net income$3,587,0001,554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,0008,063
Cash dividends$2,646,000916
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,559,0001,544
2006-06-30 (YTD Data)Rank
Total interest income$4,382,0003,873
Total interest expense$963,0005,324
Net interest income$3,419,0003,195
Provision for loan and lease losses$06,419
Total noninterest income$650,0002,973
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$405,0002,083
Trading account gains and fees$0126
Additional Noninterest Income$245,0003,356
Total noninterest expense$1,773,0004,352
Salaries and employee benefits$1,005,0004,240
Premises and equipment expense$331,0003,488
Additional noninterest expense$437,0004,918
Pre-tax net operating income$2,296,0002,088
Securities gains (losses)$14,000672
Applicable income taxes$06,706
Income before extraordinary items$2,310,0001,588
Extraordinary gains, net$039
Net income$2,310,0001,589
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0008,021
Cash dividends$1,757,000917
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,296,0001,585
2006-03-31 (YTD Data)Rank
Total interest income$2,104,0003,918
Total interest expense$448,0005,406
Net interest income$1,656,0003,268
Provision for loan and lease losses$06,013
Total noninterest income$338,0002,851
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$201,0002,036
Trading account gains and fees$0115
Additional Noninterest Income$137,0003,134
Total noninterest expense$877,0004,400
Salaries and employee benefits$497,0004,306
Premises and equipment expense$160,0003,588
Additional noninterest expense$220,0004,877
Pre-tax net operating income$1,117,0002,095
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,117,0001,610
Extraordinary gains, net$021
Net income$1,117,0001,609
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0008,005
Cash dividends$861,000853
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,117,0001,590
2005-12-31 (YTD Data)Rank
Total interest income$7,530,0003,936
Total interest expense$1,393,0005,432
Net interest income$6,137,0003,360
Provision for loan and lease losses$215,0003,469
Total noninterest income$1,427,0002,781
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$949,0001,806
Trading account gains and fees$0138
Additional Noninterest Income$478,0003,451
Total noninterest expense$3,601,0004,199
Salaries and employee benefits$1,934,0004,226
Premises and equipment expense$600,0003,653
Additional noninterest expense$1,067,0004,199
Pre-tax net operating income$3,748,0002,325
Securities gains (losses)$02,296
Applicable income taxes$06,964
Income before extraordinary items$3,748,0001,835
Extraordinary gains, net$046
Net income$3,748,0001,834
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0005,766
Cash dividends$2,723,0001,122
Sale, conversion, retirement of capital stock, net$0934
Net operating income$3,748,0001,813
2005-09-30 (YTD Data)Rank
Total interest income$5,482,0003,969
Total interest expense$972,0005,514
Net interest income$4,510,0003,403
Provision for loan and lease losses$170,0003,297
Total noninterest income$1,096,0002,729
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$726,0001,783
Trading account gains and fees$0126
Additional Noninterest Income$370,0003,418
Total noninterest expense$2,592,0004,298
Salaries and employee benefits$1,441,0004,212
Premises and equipment expense$419,0003,839
Additional noninterest expense$732,0004,489
Pre-tax net operating income$2,844,0002,329
Securities gains (losses)$02,317
Applicable income taxes$06,976
Income before extraordinary items$2,844,0001,840
Extraordinary gains, net$035
Net income$2,844,0001,840
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,0005,033
Cash dividends$2,009,0001,042
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,844,0001,804
2005-06-30 (YTD Data)Rank
Total interest income$3,562,0003,990
Total interest expense$614,0005,509
Net interest income$2,948,0003,446
Provision for loan and lease losses$110,0003,223
Total noninterest income$751,0002,659
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$506,0001,667
Trading account gains and fees$0116
Additional Noninterest Income$245,0003,396
Total noninterest expense$1,717,0004,310
Salaries and employee benefits$952,0004,232
Premises and equipment expense$271,0003,911
Additional noninterest expense$494,0004,417
Pre-tax net operating income$1,872,0002,302
Securities gains (losses)$02,146
Applicable income taxes$06,961
Income before extraordinary items$1,872,0001,826
Extraordinary gains, net$030
Net income$1,872,0001,826
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,385
Cash dividends$1,372,0001,020
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,872,0001,789
2005-03-31 (YTD Data)Rank
Total interest income$1,743,0004,018
Total interest expense$295,0005,524
Net interest income$1,448,0003,497
Provision for loan and lease losses$50,0003,171
Total noninterest income$389,0002,534
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$256,0001,598
Trading account gains and fees$0115
Additional Noninterest Income$133,0003,203
Total noninterest expense$856,0004,324
Salaries and employee benefits$474,0004,261
Premises and equipment expense$135,0003,965
Additional noninterest expense$247,0004,407
Pre-tax net operating income$931,0002,298
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$931,0001,819
Extraordinary gains, net$024
Net income$931,0001,820
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$742,000874
Sale, conversion, retirement of capital stock, net$0491
Net operating income$931,0001,777
2004-12-31 (YTD Data)Rank
Total interest income$6,078,0004,224
Total interest expense$1,024,0005,582
Net interest income$5,054,0003,779
Provision for loan and lease losses$100,0004,964
Total noninterest income$1,485,0002,711
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,069,0001,639
Trading account gains and fees$0138
Additional Noninterest Income$416,0003,645
Total noninterest expense$3,545,0004,139
Salaries and employee benefits$1,965,0004,050
Premises and equipment expense$551,0003,792
Additional noninterest expense$1,029,0004,237
Pre-tax net operating income$2,894,0002,671
Securities gains (losses)$03,819
Applicable income taxes$07,185
Income before extraordinary items$2,894,0002,148
Extraordinary gains, net$034
Net income$2,894,0002,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0002,801
Cash dividends$2,548,0001,107
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,894,0002,098
2004-09-30 (YTD Data)Rank
Total interest income$4,436,0004,288
Total interest expense$748,0005,634
Net interest income$3,688,0003,842
Provision for loan and lease losses$07,100
Total noninterest income$1,084,0002,764
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$786,0001,687
Trading account gains and fees$0134
Additional Noninterest Income$298,0003,733
Total noninterest expense$2,570,0004,221
Salaries and employee benefits$1,431,0004,105
Premises and equipment expense$405,0003,839
Additional noninterest expense$734,0004,362
Pre-tax net operating income$2,202,0002,655
Securities gains (losses)$03,710
Applicable income taxes$07,220
Income before extraordinary items$2,202,0002,126
Extraordinary gains, net$026
Net income$2,202,0002,127
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0002,287
Cash dividends$1,869,0001,052
Sale, conversion, retirement of capital stock, net$0738
Net operating income$2,202,0002,077
2004-06-30 (YTD Data)Rank
Total interest income$2,919,0004,332
Total interest expense$501,0005,645
Net interest income$2,418,0003,886
Provision for loan and lease losses$06,885
Total noninterest income$709,0002,813
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$517,0001,692
Trading account gains and fees$0130
Additional Noninterest Income$192,0003,811
Total noninterest expense$1,694,0004,276
Salaries and employee benefits$952,0004,125
Premises and equipment expense$263,0003,917
Additional noninterest expense$479,0004,460
Pre-tax net operating income$1,433,0002,683
Securities gains (losses)$03,413
Applicable income taxes$07,214
Income before extraordinary items$1,433,0002,153
Extraordinary gains, net$021
Net income$1,433,0002,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,839
Cash dividends$1,183,0001,104
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,433,0002,096
2004-03-31 (YTD Data)Rank
Total interest income$1,463,0004,348
Total interest expense$256,0005,651
Net interest income$1,207,0003,877
Provision for loan and lease losses$06,501
Total noninterest income$365,0002,704
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$261,0001,633
Trading account gains and fees$0121
Additional Noninterest Income$104,0003,624
Total noninterest expense$839,0004,336
Salaries and employee benefits$475,0004,173
Premises and equipment expense$130,0003,989
Additional noninterest expense$234,0004,538
Pre-tax net operating income$733,0002,612
Securities gains (losses)$02,934
Applicable income taxes$07,103
Income before extraordinary items$733,0002,086
Extraordinary gains, net$016
Net income$733,0002,086
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,358
Cash dividends$651,000957
Sale, conversion, retirement of capital stock, net$0464
Net operating income$733,0002,007
2003-12-31 (YTD Data)Rank
Total interest income$6,198,0004,215
Total interest expense$1,172,0005,645
Net interest income$5,026,0003,662
Provision for loan and lease losses$42,0006,478
Total noninterest income$1,540,0002,792
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,026,0001,680
Trading account gains and fees$0160
Additional Noninterest Income$514,0003,536
Total noninterest expense$3,376,0004,244
Salaries and employee benefits$1,882,0004,125
Premises and equipment expense$488,0004,152
Additional noninterest expense$1,006,0004,260
Pre-tax net operating income$3,148,0002,406
Securities gains (losses)$7,0003,771
Applicable income taxes$07,459
Income before extraordinary items$3,155,0001,952
Extraordinary gains, net$054
Net income$3,155,0001,952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0005,866
Cash dividends$2,800,0001,058
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,148,0001,866
2003-09-30 (YTD Data)Rank
Total interest income$4,676,0004,248
Total interest expense$909,0005,674
Net interest income$3,767,0003,684
Provision for loan and lease losses$42,0006,061
Total noninterest income$1,174,0002,827
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$761,0001,703
Trading account gains and fees$0153
Additional Noninterest Income$413,0003,473
Total noninterest expense$2,462,0004,320
Salaries and employee benefits$1,401,0004,151
Premises and equipment expense$343,0004,318
Additional noninterest expense$718,0004,397
Pre-tax net operating income$2,437,0002,443
Securities gains (losses)$7,0003,479
Applicable income taxes$07,524
Income before extraordinary items$2,444,0001,968
Extraordinary gains, net$040
Net income$2,444,0001,967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,594
Cash dividends$1,981,0001,025
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,437,0001,871
2003-06-30 (YTD Data)Rank
Total interest income$3,145,0004,257
Total interest expense$636,0005,648
Net interest income$2,509,0003,686
Provision for loan and lease losses$30,0005,740
Total noninterest income$759,0002,862
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$507,0001,663
Trading account gains and fees$0150
Additional Noninterest Income$252,0003,612
Total noninterest expense$1,630,0004,333
Salaries and employee benefits$927,0004,159
Premises and equipment expense$230,0004,307
Additional noninterest expense$473,0004,426
Pre-tax net operating income$1,608,0002,457
Securities gains (losses)$3,0003,367
Applicable income taxes$07,529
Income before extraordinary items$1,611,0001,978
Extraordinary gains, net$030
Net income$1,611,0001,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0004,844
Cash dividends$1,295,0001,053
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,608,0001,869
2003-03-31 (YTD Data)Rank
Total interest income$1,573,0004,284
Total interest expense$325,0005,693
Net interest income$1,248,0003,690
Provision for loan and lease losses$15,0005,504
Total noninterest income$363,0002,841
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$253,0001,621
Trading account gains and fees$0134
Additional Noninterest Income$110,0003,756
Total noninterest expense$800,0004,371
Salaries and employee benefits$457,0004,194
Premises and equipment expense$116,0004,277
Additional noninterest expense$227,0004,542
Pre-tax net operating income$796,0002,484
Securities gains (losses)$3,0002,514
Applicable income taxes$07,403
Income before extraordinary items$799,0001,977
Extraordinary gains, net$021
Net income$799,0001,975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$616,0001,030
Sale, conversion, retirement of capital stock, net$0419
Net operating income$796,0001,869
2002-12-31 (YTD Data)Rank
Total interest income$6,814,0004,136
Total interest expense$1,661,0005,403
Net interest income$5,153,0003,576
Provision for loan and lease losses$50,0006,677
Total noninterest income$1,545,0002,564
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,021,0001,583
Trading account gains and fees$0153
Additional Noninterest Income$524,0003,200
Total noninterest expense$3,344,0004,111
Salaries and employee benefits$1,813,0004,059
Premises and equipment expense$514,0003,868
Additional noninterest expense$1,017,0004,131
Pre-tax net operating income$3,304,0002,314
Securities gains (losses)$-1,0008,656
Applicable income taxes$07,681
Income before extraordinary items$3,303,0001,814
Extraordinary gains, net$070
Net income$3,303,0001,813
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$2,471,0001,116
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,304,0001,751
2001-12-31 (YTD Data)Rank
Total interest income$7,874,0004,071
Total interest expense$2,811,0004,973
Net interest income$5,063,0003,400
Provision for loan and lease losses$95,0005,715
Total noninterest income$1,416,0002,626
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$902,0001,680
Trading account gains and fees$0177
Additional Noninterest Income$514,0003,081
Total noninterest expense$3,307,0004,012
Salaries and employee benefits$1,720,0004,054
Premises and equipment expense$624,0003,267
Additional noninterest expense$963,0004,192
Pre-tax net operating income$3,077,0002,209
Securities gains (losses)$04,612
Applicable income taxes$25,0007,184
Income before extraordinary items$3,052,0001,723
Extraordinary gains, net$0105
Net income$3,052,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$111,0003,883
Cash dividends$2,296,0001,181
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,052,0001,650
2000-12-31 (YTD Data)Rank
Total interest income$8,256,0004,023
Total interest expense$2,951,0004,983
Net interest income$5,305,0003,303
Provision for loan and lease losses$234,0003,423
Total noninterest income$1,313,0002,588
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$798,0001,739
Trading account gains and fees$0180
Additional Noninterest Income$515,0002,907
Total noninterest expense$3,141,0004,072
Salaries and employee benefits$1,599,0004,147
Premises and equipment expense$612,0003,211
Additional noninterest expense$930,0004,230
Pre-tax net operating income$3,243,0002,224
Securities gains (losses)$01,956
Applicable income taxes$26,0007,705
Income before extraordinary items$3,217,0001,634
Extraordinary gains, net$038
Net income$3,217,0001,634
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-17,0009,334
Cash dividends$2,286,0001,210
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,217,0001,625
1999-12-31 (YTD Data)Rank
Total interest income$7,686,0004,079
Total interest expense$2,628,0005,054
Net interest income$5,058,0003,430
Provision for loan and lease losses$08,503
Total noninterest income$1,197,0002,692
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$797,0001,667
Trading account gains and fees$0173
Additional Noninterest Income$400,0003,422
Total noninterest expense$3,096,0004,106
Salaries and employee benefits$1,499,0004,344
Premises and equipment expense$619,0003,167
Additional noninterest expense$978,0004,091
Pre-tax net operating income$3,159,0002,297
Securities gains (losses)$3,0002,393
Applicable income taxes$26,0008,103
Income before extraordinary items$3,136,0001,705
Extraordinary gains, net$035
Net income$3,136,0001,706
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,199
Cash dividends$2,156,0001,278
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,133,0301,674
1998-12-31 (YTD Data)Rank
Total interest income$7,752,0004,055
Total interest expense$2,783,0004,985
Net interest income$4,969,0003,416
Provision for loan and lease losses$100,0005,089
Total noninterest income$1,154,0002,773
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$730,0001,746
Trading account gains and fees$0224
Additional Noninterest Income$424,0003,306
Total noninterest expense$2,978,0004,147
Salaries and employee benefits$1,479,0004,289
Premises and equipment expense$613,0003,103
Additional noninterest expense$886,0004,347
Pre-tax net operating income$3,045,0002,337
Securities gains (losses)$04,449
Applicable income taxes$39,0008,531
Income before extraordinary items$3,006,0001,747
Extraordinary gains, net$032
Net income$3,006,0001,747
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0004,916
Cash dividends$2,702,0001,060
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,006,0001,671
1997-12-31 (YTD Data)Rank
Total interest income$7,828,0004,049
Total interest expense$2,875,0004,893
Net interest income$4,953,0003,522
Provision for loan and lease losses$08,829
Total noninterest income$1,160,0002,707
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$759,0001,712
Trading account gains and fees$0239
Additional Noninterest Income$401,0003,273
Total noninterest expense$2,915,0004,190
Salaries and employee benefits$1,385,0004,551
Premises and equipment expense$584,0003,229
Additional noninterest expense$946,0004,110
Pre-tax net operating income$3,198,0002,346
Securities gains (losses)$26,0001,720
Applicable income taxes$184,0007,120
Income before extraordinary items$3,040,0001,748
Extraordinary gains, net$044
Net income$3,040,0001,748
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0009,783
Cash dividends$1,624,0001,517
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$3,015,5601,723
1996-12-31 (YTD Data)Rank
Total interest income$7,569,0004,244
Total interest expense$2,748,0005,151
Net interest income$4,821,0003,663
Provision for loan and lease losses$09,041
Total noninterest income$941,0003,291
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$746,0001,816
Trading account gains and fees$0262
Additional Noninterest Income$195,0005,239
Total noninterest expense$2,778,0004,586
Salaries and employee benefits$1,322,0004,792
Premises and equipment expense$442,0004,178
Additional noninterest expense$1,014,0004,361
Pre-tax net operating income$2,984,0002,386
Securities gains (losses)$47,0001,369
Applicable income taxes$912,0002,546
Income before extraordinary items$2,119,0002,315
Extraordinary gains, net$053
Net income$2,119,0002,316
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0005,399
Cash dividends$1,820,0001,368
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,086,1002,315
1995-12-31 (YTD Data)Rank
Total interest income$7,281,0004,407
Total interest expense$2,689,0005,247
Net interest income$4,592,0003,831
Provision for loan and lease losses$08,958
Total noninterest income$881,0003,414
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$687,0001,964
Trading account gains and feesNANA
Additional Noninterest Income$194,0005,217
Total noninterest expense$2,547,0004,920
Salaries and employee benefits$1,190,0005,252
Premises and equipment expense$383,0004,709
Additional noninterest expense$974,0004,454
Pre-tax net operating income$2,926,0002,481
Securities gains (losses)$125,000856
Applicable income taxes$925,0002,543
Income before extraordinary items$2,126,0002,374
Extraordinary gains, net$065
Net income$2,126,0002,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-12,00010,757
Cash dividends$616,0002,873
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,038,5002,445
1994-12-31 (YTD Data)Rank
Total interest income$6,229,0004,704
Total interest expense$2,172,0005,228
Net interest income$4,057,0004,322
Provision for loan and lease losses$09,146
Total noninterest income$897,0003,368
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$671,0002,017
Trading account gains and feesNANA
Additional Noninterest Income$226,0004,871
Total noninterest expense$2,562,0005,045
Salaries and employee benefits$1,216,0005,184
Premises and equipment expense$374,0004,847
Additional noninterest expense$972,0004,826
Pre-tax net operating income$2,392,0002,943
Securities gains (losses)$82,000865
Applicable income taxes$741,0002,971
Income before extraordinary items$1,733,0002,797
Extraordinary gains, net$0249
Net income$1,733,0002,799
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,519
Cash dividends$1,190,0001,663
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,675,6002,912
1993-12-31 (YTD Data)Rank
Total interest income$6,043,0004,918
Total interest expense$2,031,0005,756
Net interest income$4,012,0004,385
Provision for loan and lease losses$010,371
Total noninterest income$878,0003,704
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$672,0002,034
Trading account gains and feesNANA
Additional Noninterest Income$206,0005,576
Total noninterest expense$2,532,0005,219
Salaries and employee benefits$1,127,0005,525
Premises and equipment expense$383,0004,887
Additional noninterest expense$1,022,0004,832
Pre-tax net operating income$2,358,0002,856
Securities gains (losses)$07,477
Applicable income taxes$704,0003,099
Income before extraordinary items$1,654,0002,954
Extraordinary gains, net$03,149
Net income$1,654,0003,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-108,00012,961
Cash dividends$805,0002,134
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,654,0002,807
1992-12-31 (YTD Data)Rank
Total interest income$6,322,0005,263
Total interest expense$2,559,0005,878
Net interest income$3,763,0004,712
Provision for loan and lease losses$011,756
Total noninterest income$888,0003,656
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$686,0001,984
Trading account gains and feesNANA
Additional Noninterest Income$202,0005,639
Total noninterest expense$2,838,0004,761
Salaries and employee benefits$1,241,0005,009
Premises and equipment expense$387,0004,922
Additional noninterest expense$1,210,0004,313
Pre-tax net operating income$1,813,0003,407
Securities gains (losses)$-29,00013,577
Applicable income taxes$558,0003,642
Income before extraordinary items$1,226,0003,730
Extraordinary gains, net$01,422
Net income$1,226,0003,775
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,00010,608
Cash dividends$490,0002,874
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,246,0103,407

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.