Home > Citizens National Bank > Income and Expense

Citizens National Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$73,424,000677
Total interest expense$24,692,000680
Net interest income$48,732,000688
Provision for loan and lease losses$775,000981
Total noninterest income$8,523,000832
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,575,000453
Trading account gains and fees$0123
Additional Noninterest Income$5,948,000788
Total noninterest expense$29,957,000894
Salaries and employee benefits$17,229,000867
Premises and equipment expense$4,137,000654
Additional noninterest expense$5,948,000788
Pre-tax net operating income$26,523,000555
Securities gains (losses)$0988
Applicable income taxes$485,0001,927
Income before extraordinary items$26,038,000478
Extraordinary gains, net$054
Net income$26,038,000482
Minority interest net income$088
Net income of bank and minority interests.$26,038,000480
Net charge-offs$95,0001,532
Cash dividends$10,780,000465
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,038,000490
2023-09-30 (YTD Data)Rank
Total interest income$53,230,000691
Total interest expense$16,685,000688
Net interest income$36,545,000697
Provision for loan and lease losses$535,000961
Total noninterest income$6,666,000807
Gross Fiduciary activities income$0950
Service charges on deposit accounts$1,902,000458
Trading account gains and fees$0125
Additional Noninterest Income$4,764,000773
Total noninterest expense$23,163,000875
Salaries and employee benefits$12,975,000870
Premises and equipment expense$3,095,000656
Additional noninterest expense$4,764,000773
Pre-tax net operating income$19,513,000574
Securities gains (losses)$0849
Applicable income taxes$410,0001,888
Income before extraordinary items$19,103,000501
Extraordinary gains, net$052
Net income$19,103,000504
Minority interest net income$081
Net income of bank and minority interests.$19,103,000500
Net charge-offs$61,0001,394
Cash dividends$8,085,000431
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,103,000509
2023-06-30 (YTD Data)Rank
Total interest income$33,732,000695
Total interest expense$9,940,000684
Net interest income$23,792,000703
Provision for loan and lease losses$355,000938
Total noninterest income$3,823,000865
Gross Fiduciary activities income$0931
Service charges on deposit accounts$1,240,000452
Trading account gains and fees$0112
Additional Noninterest Income$2,583,000820
Total noninterest expense$14,982,000872
Salaries and employee benefits$8,560,000869
Premises and equipment expense$2,038,000658
Additional noninterest expense$2,583,000820
Pre-tax net operating income$12,278,000589
Securities gains (losses)$0938
Applicable income taxes$228,0002,047
Income before extraordinary items$12,050,000517
Extraordinary gains, net$051
Net income$12,050,000525
Minority interest net income$081
Net income of bank and minority interests.$12,050,000516
Net charge-offs$43,0001,238
Cash dividends$5,390,000416
Sale, conversion, retirement of capital stock, net$0486
Net operating income$12,050,000520
2023-03-31 (YTD Data)Rank
Total interest income$16,162,000715
Total interest expense$4,183,000708
Net interest income$11,979,000707
Provision for loan and lease losses$175,000955
Total noninterest income$1,872,000874
Gross Fiduciary activities income$0913
Service charges on deposit accounts$625,000459
Trading account gains and fees$097
Additional Noninterest Income$1,247,000831
Total noninterest expense$7,837,000854
Salaries and employee benefits$4,325,000871
Premises and equipment expense$997,000695
Additional noninterest expense$1,247,000831
Pre-tax net operating income$5,839,000640
Securities gains (losses)$0950
Applicable income taxes$91,0002,211
Income before extraordinary items$5,748,000560
Extraordinary gains, net$04
Net income$5,748,000559
Minority interest net income$048
Net income of bank and minority interests.$5,748,000559
Net charge-offs$40,000881
Cash dividends$2,695,000396
Sale, conversion, retirement of capital stock, net$0430
Net operating income$5,748,000563
2022-12-31 (YTD Data)Rank
Total interest income$58,034,000668
Total interest expense$5,040,000780
Net interest income$52,994,000643
Provision for loan and lease losses$611,0001,092
Total noninterest income$7,748,000899
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$2,464,000478
Trading account gains and fees$0116
Additional Noninterest Income$5,284,000869
Total noninterest expense$32,250,000812
Salaries and employee benefits$16,654,000882
Premises and equipment expense$3,863,000686
Additional noninterest expense$5,284,000869
Pre-tax net operating income$27,881,000599
Securities gains (losses)$-1,094,0004,468
Applicable income taxes$596,0001,915
Income before extraordinary items$26,191,000526
Extraordinary gains, net$05
Net income$26,191,000527
Minority interest net income$063
Net income of bank and minority interests.$26,191,000527
Net charge-offs$-441,0004,580
Cash dividends$13,160,000381
Sale, conversion, retirement of capital stock, net$0568
Net operating income$27,263,120519
2022-09-30 (YTD Data)Rank
Total interest income$42,088,000653
Total interest expense$3,070,000724
Net interest income$39,018,000644
Provision for loan and lease losses$446,0001,042
Total noninterest income$5,805,000916
Gross Fiduciary activities income$0968
Service charges on deposit accounts$1,831,000486
Trading account gains and fees$0111
Additional Noninterest Income$3,974,000893
Total noninterest expense$21,713,000890
Salaries and employee benefits$12,201,000891
Premises and equipment expense$2,978,000676
Additional noninterest expense$3,974,000893
Pre-tax net operating income$22,664,000554
Securities gains (losses)$0740
Applicable income taxes$587,0001,725
Income before extraordinary items$22,077,000468
Extraordinary gains, net$04
Net income$22,077,000468
Minority interest net income$057
Net income of bank and minority interests.$22,077,000468
Net charge-offs$-473,0004,622
Cash dividends$9,870,000369
Sale, conversion, retirement of capital stock, net$0519
Net operating income$22,077,000476
2022-06-30 (YTD Data)Rank
Total interest income$26,727,000651
Total interest expense$1,967,000604
Net interest income$24,760,000649
Provision for loan and lease losses$281,000981
Total noninterest income$3,814,000910
Gross Fiduciary activities income$0925
Service charges on deposit accounts$1,209,000483
Trading account gains and fees$0108
Additional Noninterest Income$2,605,000915
Total noninterest expense$14,349,000879
Salaries and employee benefits$7,976,000893
Premises and equipment expense$2,006,000664
Additional noninterest expense$4,367,000857
Pre-tax net operating income$13,944,000565
Securities gains (losses)$0687
Applicable income taxes$310,0001,828
Income before extraordinary items$13,634,000475
Extraordinary gains, net$04
Net income$13,634,000475
Minority interest net income$060
Net income of bank and minority interests.$13,634,000475
Net charge-offs$45,0001,003
Cash dividends$6,580,000360
Sale, conversion, retirement of capital stock, net$0494
Net operating income$13,634,000482
2022-03-31 (YTD Data)Rank
Total interest income$12,490,000661
Total interest expense$954,000585
Net interest income$11,536,000673
Provision for loan and lease losses$116,000910
Total noninterest income$1,884,000923
Gross Fiduciary activities income$0892
Service charges on deposit accounts$599,000488
Trading account gains and fees$0103
Additional Noninterest Income$1,285,000928
Total noninterest expense$7,134,000885
Salaries and employee benefits$3,990,000902
Premises and equipment expense$952,000695
Additional noninterest expense$2,192,000851
Pre-tax net operating income$6,170,000591
Securities gains (losses)$0623
Applicable income taxes$85,0002,171
Income before extraordinary items$6,085,000514
Extraordinary gains, net$04
Net income$6,085,000514
Minority interest net income$050
Net income of bank and minority interests.$6,085,000514
Net charge-offs$28,000856
Cash dividends$3,290,000336
Sale, conversion, retirement of capital stock, net$0453
Net operating income$6,085,000518
2021-12-31 (YTD Data)Rank
Total interest income$53,877,000631
Total interest expense$3,962,000681
Net interest income$49,915,000626
Provision for loan and lease losses$671,000819
Total noninterest income$8,435,000948
Gross Fiduciary activities income$0994
Service charges on deposit accounts$2,233,000493
Trading account gains and fees$0132
Additional Noninterest Income$6,202,000932
Total noninterest expense$28,847,000875
Salaries and employee benefits$16,753,000855
Premises and equipment expense$3,798,000694
Additional noninterest expense$8,296,000903
Pre-tax net operating income$28,832,000567
Securities gains (losses)$11,0001,683
Applicable income taxes$600,0001,973
Income before extraordinary items$28,243,000495
Extraordinary gains, net$010
Net income$28,243,000496
Minority interest net income$074
Net income of bank and minority interests.$28,243,000496
Net charge-offs$80,0001,436
Cash dividends$14,140,000379
Sale, conversion, retirement of capital stock, net$0582
Net operating income$28,232,220490
2021-09-30 (YTD Data)Rank
Total interest income$40,152,000649
Total interest expense$3,005,000711
Net interest income$37,147,000642
Provision for loan and lease losses$653,000653
Total noninterest income$6,326,000970
Gross Fiduciary activities income$0957
Service charges on deposit accounts$1,633,000503
Trading account gains and fees$0132
Additional Noninterest Income$4,693,000930
Total noninterest expense$20,876,000911
Salaries and employee benefits$11,949,000899
Premises and equipment expense$2,808,000713
Additional noninterest expense$6,119,000920
Pre-tax net operating income$21,944,000576
Securities gains (losses)$02,015
Applicable income taxes$462,0002,032
Income before extraordinary items$21,482,000502
Extraordinary gains, net$08
Net income$21,482,000500
Minority interest net income$069
Net income of bank and minority interests.$21,482,000502
Net charge-offs$52,0001,339
Cash dividends$9,380,000399
Sale, conversion, retirement of capital stock, net$0543
Net operating income$21,482,000495
2021-06-30 (YTD Data)Rank
Total interest income$26,534,000650
Total interest expense$2,045,000731
Net interest income$24,489,000641
Provision for loan and lease losses$636,000472
Total noninterest income$3,878,0001,021
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,057,000499
Trading account gains and fees$0133
Additional Noninterest Income$2,821,0001,020
Total noninterest expense$13,762,000909
Salaries and employee benefits$7,957,000893
Premises and equipment expense$1,846,000721
Additional noninterest expense$3,959,000938
Pre-tax net operating income$13,969,000589
Securities gains (losses)$01,818
Applicable income taxes$215,0002,265
Income before extraordinary items$13,754,000517
Extraordinary gains, net$06
Net income$13,754,000516
Minority interest net income$067
Net income of bank and minority interests.$13,754,000517
Net charge-offs$29,0001,351
Cash dividends$6,475,000369
Sale, conversion, retirement of capital stock, net$0517
Net operating income$13,754,000511
2021-03-31 (YTD Data)Rank
Total interest income$13,648,000634
Total interest expense$1,046,000763
Net interest income$12,602,000621
Provision for loan and lease losses$318,000524
Total noninterest income$1,783,0001,074
Gross Fiduciary activities income$0922
Service charges on deposit accounts$534,000495
Trading account gains and fees$0127
Additional Noninterest Income$1,249,0001,101
Total noninterest expense$6,974,000892
Salaries and employee benefits$4,141,000871
Premises and equipment expense$921,000731
Additional noninterest expense$1,912,000937
Pre-tax net operating income$7,093,000582
Securities gains (losses)$01,392
Applicable income taxes$114,0002,197
Income before extraordinary items$6,979,000515
Extraordinary gains, net$03
Net income$6,979,000515
Minority interest net income$055
Net income of bank and minority interests.$6,979,000515
Net charge-offs$15,0001,237
Cash dividends$3,325,000321
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,979,000504
2020-12-31 (YTD Data)Rank
Total interest income$48,427,000702
Total interest expense$5,824,000822
Net interest income$42,603,000683
Provision for loan and lease losses$1,131,0001,487
Total noninterest income$6,167,0001,104
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,905,000545
Trading account gains and fees$0133
Additional Noninterest Income$4,262,0001,149
Total noninterest expense$25,808,000928
Salaries and employee benefits$14,145,000952
Premises and equipment expense$3,804,000691
Additional noninterest expense$7,859,000891
Pre-tax net operating income$21,831,000553
Securities gains (losses)$5,0002,442
Applicable income taxes$65,0003,091
Income before extraordinary items$21,771,000492
Extraordinary gains, net$04
Net income$21,771,000491
Minority interest net income$072
Net income of bank and minority interests.$21,771,000492
Net charge-offs$560,000904
Cash dividends$12,200,000394
Sale, conversion, retirement of capital stock, net$0566
Net operating income$21,766,000475
2020-09-30 (YTD Data)Rank
Total interest income$36,065,000707
Total interest expense$4,658,000826
Net interest income$31,407,000681
Provision for loan and lease losses$813,0001,537
Total noninterest income$4,499,0001,093
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,334,000573
Trading account gains and fees$0125
Additional Noninterest Income$3,165,0001,121
Total noninterest expense$19,147,000917
Salaries and employee benefits$10,396,000953
Premises and equipment expense$2,859,000678
Additional noninterest expense$5,892,000875
Pre-tax net operating income$15,946,000536
Securities gains (losses)$3,0002,334
Applicable income taxes$311,0002,072
Income before extraordinary items$15,638,000485
Extraordinary gains, net$04
Net income$15,638,000483
Minority interest net income$065
Net income of bank and minority interests.$15,638,000485
Net charge-offs$530,000727
Cash dividends$9,400,000377
Sale, conversion, retirement of capital stock, net$0532
Net operating income$15,635,060474
2020-06-30 (YTD Data)Rank
Total interest income$24,037,000708
Total interest expense$3,370,000822
Net interest income$20,667,000690
Provision for loan and lease losses$496,0001,620
Total noninterest income$2,787,0001,093
Gross Fiduciary activities income$0970
Service charges on deposit accounts$895,000568
Trading account gains and fees$0123
Additional Noninterest Income$1,892,0001,123
Total noninterest expense$12,760,000912
Salaries and employee benefits$6,868,000955
Premises and equipment expense$1,891,000680
Additional noninterest expense$4,001,000855
Pre-tax net operating income$10,198,000506
Securities gains (losses)$3,0002,083
Applicable income taxes$114,0002,445
Income before extraordinary items$10,087,000444
Extraordinary gains, net$04
Net income$10,087,000443
Minority interest net income$065
Net income of bank and minority interests.$10,087,000444
Net charge-offs$517,000582
Cash dividends$6,600,000356
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,084,030430
2020-03-31 (YTD Data)Rank
Total interest income$12,130,000707
Total interest expense$1,888,000832
Net interest income$10,242,000677
Provision for loan and lease losses$178,0001,535
Total noninterest income$1,451,0001,003
Gross Fiduciary activities income$0941
Service charges on deposit accounts$539,000563
Trading account gains and fees$0106
Additional Noninterest Income$912,0001,037
Total noninterest expense$6,376,000918
Salaries and employee benefits$3,466,000944
Premises and equipment expense$922,000694
Additional noninterest expense$1,988,000862
Pre-tax net operating income$5,139,000460
Securities gains (losses)$01,705
Applicable income taxes$60,0002,289
Income before extraordinary items$5,079,000394
Extraordinary gains, net$04
Net income$5,079,000393
Minority interest net income$056
Net income of bank and minority interests.$5,079,000394
Net charge-offs$111,000834
Cash dividends$3,800,000350
Sale, conversion, retirement of capital stock, net$0482
Net operating income$5,079,000389
2019-12-31 (YTD Data)Rank
Total interest income$48,640,000711
Total interest expense$8,472,000785
Net interest income$40,168,000692
Provision for loan and lease losses$-367,0005,080
Total noninterest income$5,408,0001,074
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$2,181,000574
Trading account gains and fees$0135
Additional Noninterest Income$3,227,0001,145
Total noninterest expense$25,087,000917
Salaries and employee benefits$13,400,000953
Premises and equipment expense$3,667,000694
Additional noninterest expense$8,020,000848
Pre-tax net operating income$20,856,000590
Securities gains (losses)$14,0001,775
Applicable income taxes$252,0002,465
Income before extraordinary items$20,618,000530
Extraordinary gains, net$011
Net income$20,618,000530
Minority interest net income$076
Net income of bank and minority interests.$20,618,000531
Net charge-offs$-49,0004,771
Cash dividends$12,145,000416
Sale, conversion, retirement of capital stock, net$0626
Net operating income$20,604,140519
2019-09-30 (YTD Data)Rank
Total interest income$36,334,000715
Total interest expense$6,517,000778
Net interest income$29,817,000701
Provision for loan and lease losses$248,0001,770
Total noninterest income$4,453,000981
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$1,619,000578
Trading account gains and fees$0129
Additional Noninterest Income$2,834,000998
Total noninterest expense$18,552,000920
Salaries and employee benefits$9,903,000963
Premises and equipment expense$2,729,000703
Additional noninterest expense$5,920,000853
Pre-tax net operating income$15,470,000603
Securities gains (losses)$02,167
Applicable income taxes$247,0002,366
Income before extraordinary items$15,223,000544
Extraordinary gains, net$011
Net income$15,223,000542
Minority interest net income$072
Net income of bank and minority interests.$15,223,000544
Net charge-offs$-87,0004,936
Cash dividends$9,520,000381
Sale, conversion, retirement of capital stock, net$0590
Net operating income$15,223,000533
2019-06-30 (YTD Data)Rank
Total interest income$23,999,000722
Total interest expense$4,442,000754
Net interest income$19,557,000709
Provision for loan and lease losses$165,0001,721
Total noninterest income$2,851,0001,001
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,053,000582
Trading account gains and fees$0131
Additional Noninterest Income$1,798,0001,012
Total noninterest expense$12,007,000933
Salaries and employee benefits$6,547,000963
Premises and equipment expense$1,763,000727
Additional noninterest expense$3,697,000919
Pre-tax net operating income$10,236,000586
Securities gains (losses)$01,702
Applicable income taxes$171,0002,313
Income before extraordinary items$10,065,000530
Extraordinary gains, net$011
Net income$10,065,000530
Minority interest net income$069
Net income of bank and minority interests.$10,065,000530
Net charge-offs$-37,0004,829
Cash dividends$6,720,000361
Sale, conversion, retirement of capital stock, net$0573
Net operating income$10,065,000517
2019-03-31 (YTD Data)Rank
Total interest income$11,791,000730
Total interest expense$2,194,000739
Net interest income$9,597,000723
Provision for loan and lease losses$83,0001,626
Total noninterest income$1,333,0001,016
Gross Fiduciary activities income$0972
Service charges on deposit accounts$507,000601
Trading account gains and fees$0126
Additional Noninterest Income$826,0001,025
Total noninterest expense$5,892,000940
Salaries and employee benefits$3,286,000962
Premises and equipment expense$881,000741
Additional noninterest expense$1,725,000958
Pre-tax net operating income$4,955,000595
Securities gains (losses)$01,087
Applicable income taxes$51,0002,622
Income before extraordinary items$4,904,000529
Extraordinary gains, net$05
Net income$4,904,000527
Minority interest net income$052
Net income of bank and minority interests.$4,904,000528
Net charge-offs$-189,0005,267
Cash dividends$3,150,000362
Sale, conversion, retirement of capital stock, net$0529
Net operating income$4,904,000514
2018-12-31 (YTD Data)Rank
Total interest income$45,636,000702
Total interest expense$6,195,000778
Net interest income$39,441,000684
Provision for loan and lease losses$688,0001,172
Total noninterest income$5,589,0001,018
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,231,000576
Trading account gains and fees$0126
Additional Noninterest Income$3,358,0001,051
Total noninterest expense$24,454,000898
Salaries and employee benefits$13,282,000927
Premises and equipment expense$3,510,000720
Additional noninterest expense$7,662,000869
Pre-tax net operating income$19,888,000594
Securities gains (losses)$179,000222
Applicable income taxes$219,0002,626
Income before extraordinary items$19,848,000523
Extraordinary gains, net$06
Net income$19,848,000522
Minority interest net income$072
Net income of bank and minority interests.$19,848,000522
Net charge-offs$546,000894
Cash dividends$7,875,000513
Sale, conversion, retirement of capital stock, net$0671
Net operating income$19,670,790523
2018-09-30 (YTD Data)Rank
Total interest income$33,773,000700
Total interest expense$4,433,000767
Net interest income$29,340,000689
Provision for loan and lease losses$606,000976
Total noninterest income$4,183,0001,030
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$1,638,000584
Trading account gains and fees$0138
Additional Noninterest Income$2,545,0001,051
Total noninterest expense$18,143,000903
Salaries and employee benefits$9,940,000930
Premises and equipment expense$2,661,000715
Additional noninterest expense$5,542,000892
Pre-tax net operating income$14,774,000595
Securities gains (losses)$181,000219
Applicable income taxes$518,0001,754
Income before extraordinary items$14,437,000535
Extraordinary gains, net$05
Net income$14,437,000533
Minority interest net income$066
Net income of bank and minority interests.$14,437,000534
Net charge-offs$165,0001,375
Cash dividends$5,600,000495
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,261,430538
2018-06-30 (YTD Data)Rank
Total interest income$22,084,000702
Total interest expense$2,798,000756
Net interest income$19,286,000694
Provision for loan and lease losses$405,000966
Total noninterest income$2,742,0001,039
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,072,000592
Trading account gains and fees$0130
Additional Noninterest Income$1,670,0001,074
Total noninterest expense$11,869,000923
Salaries and employee benefits$6,570,000940
Premises and equipment expense$1,788,000712
Additional noninterest expense$3,511,000937
Pre-tax net operating income$9,754,000602
Securities gains (losses)$90,000255
Applicable income taxes$345,0001,740
Income before extraordinary items$9,499,000537
Extraordinary gains, net$06
Net income$9,499,000535
Minority interest net income$065
Net income of bank and minority interests.$9,499,000536
Net charge-offs$62,0001,612
Cash dividends$3,673,000497
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,412,600541
2018-03-31 (YTD Data)Rank
Total interest income$10,761,000715
Total interest expense$1,328,000753
Net interest income$9,433,000703
Provision for loan and lease losses$202,000930
Total noninterest income$1,333,0001,051
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$543,000583
Trading account gains and fees$0123
Additional Noninterest Income$790,0001,095
Total noninterest expense$5,872,000939
Salaries and employee benefits$3,139,000984
Premises and equipment expense$916,000703
Additional noninterest expense$1,817,000895
Pre-tax net operating income$4,692,000610
Securities gains (losses)$90,000174
Applicable income taxes$161,0001,775
Income before extraordinary items$4,621,000531
Extraordinary gains, net$07
Net income$4,621,000532
Minority interest net income$052
Net income of bank and minority interests.$4,621,000531
Net charge-offs$50,0001,196
Cash dividends$1,750,000475
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,533,700536
2017-12-31 (YTD Data)Rank
Total interest income$41,161,000698
Total interest expense$4,759,000712
Net interest income$36,402,000699
Provision for loan and lease losses$805,0001,036
Total noninterest income$1,843,0002,137
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,026,000631
Trading account gains and fees$0151
Additional Noninterest Income$-183,0005,641
Total noninterest expense$23,079,000932
Salaries and employee benefits$12,563,000951
Premises and equipment expense$3,513,000710
Additional noninterest expense$7,003,000937
Pre-tax net operating income$14,361,000717
Securities gains (losses)$-14,0005,116
Applicable income taxes$314,0002,722
Income before extraordinary items$14,033,000554
Extraordinary gains, net$09
Net income$14,033,000554
Minority interest net income$076
Net income of bank and minority interests.$14,033,000554
Net charge-offs$-92,0005,276
Cash dividends$6,580,000523
Sale, conversion, retirement of capital stock, net$0711
Net operating income$14,046,720547
2017-09-30 (YTD Data)Rank
Total interest income$30,347,000710
Total interest expense$3,537,000700
Net interest income$26,810,000710
Provision for loan and lease losses$604,0001,014
Total noninterest income$927,0002,683
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,469,000653
Trading account gains and fees$0145
Additional Noninterest Income$-542,0005,735
Total noninterest expense$17,074,000947
Salaries and employee benefits$9,258,000972
Premises and equipment expense$2,647,000722
Additional noninterest expense$5,169,000948
Pre-tax net operating income$10,059,000765
Securities gains (losses)$1,0002,145
Applicable income taxes$188,0002,798
Income before extraordinary items$9,872,000636
Extraordinary gains, net$09
Net income$9,872,000636
Minority interest net income$071
Net income of bank and minority interests.$9,872,000636
Net charge-offs$72,0002,181
Cash dividends$4,935,000515
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,871,020625
2017-06-30 (YTD Data)Rank
Total interest income$19,856,000713
Total interest expense$2,313,000691
Net interest income$17,543,000719
Provision for loan and lease losses$403,000981
Total noninterest income$-533,0005,778
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$938,000669
Trading account gains and fees$0139
Additional Noninterest Income$-1,471,0005,789
Total noninterest expense$11,404,000948
Salaries and employee benefits$6,115,000984
Premises and equipment expense$1,814,000700
Additional noninterest expense$3,475,000944
Pre-tax net operating income$5,203,000963
Securities gains (losses)$1,0001,756
Applicable income taxes$17,0003,681
Income before extraordinary items$5,187,000774
Extraordinary gains, net$011
Net income$5,187,000774
Minority interest net income$071
Net income of bank and minority interests.$5,187,000774
Net charge-offs$-7,0004,687
Cash dividends$3,290,000502
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,186,000758
2017-03-31 (YTD Data)Rank
Total interest income$9,756,000722
Total interest expense$1,113,000694
Net interest income$8,643,000727
Provision for loan and lease losses$201,000922
Total noninterest income$1,409,0001,039
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$402,000771
Trading account gains and fees$0142
Additional Noninterest Income$1,007,000947
Total noninterest expense$5,711,000946
Salaries and employee benefits$3,077,000992
Premises and equipment expense$918,000695
Additional noninterest expense$1,716,000940
Pre-tax net operating income$4,140,000625
Securities gains (losses)$01,153
Applicable income taxes$110,0002,370
Income before extraordinary items$4,030,000515
Extraordinary gains, net$08
Net income$4,030,000514
Minority interest net income$055
Net income of bank and minority interests.$4,030,000515
Net charge-offs$-42,0005,443
Cash dividends$1,645,000476
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,030,000503
2016-12-31 (YTD Data)Rank
Total interest income$37,563,000718
Total interest expense$4,324,000682
Net interest income$33,239,000716
Provision for loan and lease losses$645,0001,247
Total noninterest income$4,431,0001,250
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,614,000783
Trading account gains and fees$0170
Additional Noninterest Income$2,817,0001,260
Total noninterest expense$23,583,000905
Salaries and employee benefits$12,719,000942
Premises and equipment expense$3,536,000708
Additional noninterest expense$7,328,000905
Pre-tax net operating income$13,442,000711
Securities gains (losses)$-130,0005,819
Applicable income taxes$16,0003,918
Income before extraordinary items$13,296,000582
Extraordinary gains, net$05
Net income$13,296,000581
Minority interest net income$082
Net income of bank and minority interests.$13,296,000581
Net charge-offs$301,0001,515
Cash dividends$7,980,000466
Sale, conversion, retirement of capital stock, net$0759
Net operating income$13,426,000567
2016-09-30 (YTD Data)Rank
Total interest income$27,895,000719
Total interest expense$3,270,000677
Net interest income$24,625,000718
Provision for loan and lease losses$485,0001,170
Total noninterest income$3,128,0001,298
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,198,000794
Trading account gains and fees$0169
Additional Noninterest Income$1,930,0001,344
Total noninterest expense$17,487,000908
Salaries and employee benefits$9,399,000947
Premises and equipment expense$2,647,000707
Additional noninterest expense$5,441,000914
Pre-tax net operating income$9,781,000723
Securities gains (losses)$03,160
Applicable income taxes$16,0003,913
Income before extraordinary items$9,765,000602
Extraordinary gains, net$05
Net income$9,765,000602
Minority interest net income$071
Net income of bank and minority interests.$9,765,000602
Net charge-offs$284,0001,187
Cash dividends$6,160,000418
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,765,000579
2016-06-30 (YTD Data)Rank
Total interest income$18,360,000730
Total interest expense$2,213,000665
Net interest income$16,147,000729
Provision for loan and lease losses$324,0001,182
Total noninterest income$1,840,0001,404
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$814,000768
Trading account gains and fees$0157
Additional Noninterest Income$1,026,0001,522
Total noninterest expense$11,757,000907
Salaries and employee benefits$6,312,000946
Premises and equipment expense$1,694,000733
Additional noninterest expense$3,751,000884
Pre-tax net operating income$5,906,000795
Securities gains (losses)$02,835
Applicable income taxes$16,0003,837
Income before extraordinary items$5,890,000651
Extraordinary gains, net$016
Net income$5,890,000649
Minority interest net income$071
Net income of bank and minority interests.$5,890,000650
Net charge-offs$128,0001,428
Cash dividends$4,200,000423
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,890,000636
2016-03-31 (YTD Data)Rank
Total interest income$8,943,000747
Total interest expense$1,126,000657
Net interest income$7,817,000756
Provision for loan and lease losses$165,0001,090
Total noninterest income$1,267,0001,091
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$417,000752
Trading account gains and fees$0142
Additional Noninterest Income$850,0001,053
Total noninterest expense$5,869,000900
Salaries and employee benefits$3,190,000931
Premises and equipment expense$802,000783
Additional noninterest expense$1,877,000869
Pre-tax net operating income$3,050,000751
Securities gains (losses)$02,077
Applicable income taxes$16,0003,578
Income before extraordinary items$3,034,000611
Extraordinary gains, net$012
Net income$3,034,000608
Minority interest net income$062
Net income of bank and minority interests.$3,034,000611
Net charge-offs$134,000848
Cash dividends$2,100,000409
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,034,000594
2015-12-31 (YTD Data)Rank
Total interest income$36,395,000701
Total interest expense$4,527,000622
Net interest income$31,868,000706
Provision for loan and lease losses$498,0001,375
Total noninterest income$3,098,0001,570
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,747,000755
Trading account gains and fees$0159
Additional Noninterest Income$1,351,0001,988
Total noninterest expense$22,733,000911
Salaries and employee benefits$11,906,000951
Premises and equipment expense$3,412,000719
Additional noninterest expense$7,415,000880
Pre-tax net operating income$11,735,000763
Securities gains (losses)$-855,0006,156
Applicable income taxes$359,0002,508
Income before extraordinary items$10,521,000697
Extraordinary gains, net$023
Net income$10,521,000696
Minority interest net income$081
Net income of bank and minority interests.$10,521,000697
Net charge-offs$-25,0005,389
Cash dividends$8,015,000449
Sale, conversion, retirement of capital stock, net$0804
Net operating income$11,350,350641
2015-09-30 (YTD Data)Rank
Total interest income$26,943,000715
Total interest expense$3,413,000616
Net interest income$23,530,000720
Provision for loan and lease losses$482,0001,067
Total noninterest income$2,040,0001,728
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,358,000739
Trading account gains and fees$0153
Additional Noninterest Income$682,0002,508
Total noninterest expense$16,738,000929
Salaries and employee benefits$8,712,000975
Premises and equipment expense$2,543,000734
Additional noninterest expense$5,483,000896
Pre-tax net operating income$8,350,000811
Securities gains (losses)$-855,0006,249
Applicable income taxes$334,0002,382
Income before extraordinary items$7,161,000774
Extraordinary gains, net$021
Net income$7,161,000772
Minority interest net income$078
Net income of bank and minority interests.$7,161,000774
Net charge-offs$-17,0005,308
Cash dividends$6,265,000398
Sale, conversion, retirement of capital stock, net$0773
Net operating income$7,981,800668
2015-06-30 (YTD Data)Rank
Total interest income$17,954,000716
Total interest expense$2,285,000607
Net interest income$15,669,000724
Provision for loan and lease losses$317,0001,059
Total noninterest income$2,469,0001,150
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$892,000738
Trading account gains and fees$0157
Additional Noninterest Income$1,577,0001,142
Total noninterest expense$10,924,000955
Salaries and employee benefits$5,698,000992
Premises and equipment expense$1,725,000731
Additional noninterest expense$3,501,000934
Pre-tax net operating income$6,897,000687
Securities gains (losses)$-855,0006,329
Applicable income taxes$286,0002,163
Income before extraordinary items$5,756,000643
Extraordinary gains, net$022
Net income$5,756,000640
Minority interest net income$075
Net income of bank and minority interests.$5,756,000643
Net charge-offs$26,0002,782
Cash dividends$4,515,000375
Sale, conversion, retirement of capital stock, net$0751
Net operating income$6,568,250558
2015-03-31 (YTD Data)Rank
Total interest income$8,712,000737
Total interest expense$1,185,000588
Net interest income$7,527,000745
Provision for loan and lease losses$155,0001,041
Total noninterest income$1,325,0001,056
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$429,000742
Trading account gains and fees$0152
Additional Noninterest Income$896,0001,007
Total noninterest expense$5,440,000955
Salaries and employee benefits$2,807,0001,012
Premises and equipment expense$887,000721
Additional noninterest expense$1,746,000913
Pre-tax net operating income$3,257,000692
Securities gains (losses)$-855,0006,408
Applicable income taxes$103,0002,418
Income before extraordinary items$2,299,000764
Extraordinary gains, net$013
Net income$2,299,000762
Minority interest net income$064
Net income of bank and minority interests.$2,299,000764
Net charge-offs$22,0002,069
Cash dividends$1,960,000376
Sale, conversion, retirement of capital stock, net$0697
Net operating income$3,119,800563
2014-12-31 (YTD Data)Rank
Total interest income$35,336,000714
Total interest expense$4,980,000571
Net interest income$30,356,000728
Provision for loan and lease losses$1,685,000550
Total noninterest income$2,272,0001,930
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$2,060,000663
Trading account gains and fees$0180
Additional Noninterest Income$212,0004,464
Total noninterest expense$21,071,000961
Salaries and employee benefits$10,869,000995
Premises and equipment expense$3,558,000694
Additional noninterest expense$6,644,000986
Pre-tax net operating income$9,872,000842
Securities gains (losses)$-85,0006,317
Applicable income taxes$405,0002,404
Income before extraordinary items$9,382,000727
Extraordinary gains, net$017
Net income$9,382,000727
Minority interest net income$084
Net income of bank and minority interests.$9,382,000727
Net charge-offs$6,0004,705
Cash dividends$5,635,000549
Sale, conversion, retirement of capital stock, net$0862
Net operating income$9,463,600704
2014-09-30 (YTD Data)Rank
Total interest income$26,518,000710
Total interest expense$3,708,000584
Net interest income$22,810,000724
Provision for loan and lease losses$1,666,000405
Total noninterest income$1,817,0001,848
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,560,000649
Trading account gains and fees$0174
Additional Noninterest Income$257,0003,868
Total noninterest expense$15,066,0001,012
Salaries and employee benefits$8,109,0001,000
Premises and equipment expense$2,626,000705
Additional noninterest expense$4,331,0001,142
Pre-tax net operating income$7,895,000796
Securities gains (losses)$-24,0006,271
Applicable income taxes$476,0002,031
Income before extraordinary items$7,395,000692
Extraordinary gains, net$015
Net income$7,395,000689
Minority interest net income$081
Net income of bank and minority interests.$7,395,000690
Net charge-offs$-44,0006,000
Cash dividends$4,655,000484
Sale, conversion, retirement of capital stock, net$0819
Net operating income$7,417,560670
2014-06-30 (YTD Data)Rank
Total interest income$17,648,000703
Total interest expense$2,577,000568
Net interest income$15,071,000728
Provision for loan and lease losses$1,651,000295
Total noninterest income$1,368,0001,655
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$1,051,000635
Trading account gains and fees$0172
Additional Noninterest Income$317,0002,960
Total noninterest expense$9,920,0001,022
Salaries and employee benefits$5,403,0001,004
Premises and equipment expense$1,693,000734
Additional noninterest expense$2,824,0001,151
Pre-tax net operating income$4,868,000830
Securities gains (losses)$-232,0006,591
Applicable income taxes$283,0002,084
Income before extraordinary items$4,353,000751
Extraordinary gains, net$020
Net income$4,353,000750
Minority interest net income$080
Net income of bank and minority interests.$4,353,000751
Net charge-offs$27,0003,235
Cash dividends$3,080,000461
Sale, conversion, retirement of capital stock, net$0794
Net operating income$4,571,080701
2014-03-31 (YTD Data)Rank
Total interest income$8,676,000721
Total interest expense$1,311,000557
Net interest income$7,365,000738
Provision for loan and lease losses$155,0001,170
Total noninterest income$817,0001,433
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$502,000650
Trading account gains and fees$0147
Additional Noninterest Income$315,0001,938
Total noninterest expense$4,909,0001,044
Salaries and employee benefits$2,700,0001,013
Premises and equipment expense$831,000769
Additional noninterest expense$1,378,0001,160
Pre-tax net operating income$3,118,000651
Securities gains (losses)$-15,0006,472
Applicable income taxes$189,0001,770
Income before extraordinary items$2,914,000548
Extraordinary gains, net$016
Net income$2,914,000548
Minority interest net income$066
Net income of bank and minority interests.$2,914,000549
Net charge-offs$20,0002,483
Cash dividends$1,505,000413
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,928,100539
2013-12-31 (YTD Data)Rank
Total interest income$34,340,000725
Total interest expense$6,302,000497
Net interest income$28,038,000762
Provision for loan and lease losses$458,0001,956
Total noninterest income$1,415,0002,681
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$2,145,000642
Trading account gains and fees$0184
Additional Noninterest Income$-730,0006,764
Total noninterest expense$19,975,0001,023
Salaries and employee benefits$10,539,0001,022
Premises and equipment expense$3,371,000718
Additional noninterest expense$6,065,0001,120
Pre-tax net operating income$9,020,000854
Securities gains (losses)$93,0001,377
Applicable income taxes$588,0001,986
Income before extraordinary items$8,525,000749
Extraordinary gains, net$029
Net income$8,525,000749
Minority interest net income$090
Net income of bank and minority interests.$8,525,000750
Net charge-offs$1,830,000812
Cash dividends$5,425,000530
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,437,580738
2013-09-30 (YTD Data)Rank
Total interest income$25,597,000732
Total interest expense$4,930,000491
Net interest income$20,667,000773
Provision for loan and lease losses$267,0002,224
Total noninterest income$1,887,0001,867
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,586,000655
Trading account gains and fees$0180
Additional Noninterest Income$301,0003,747
Total noninterest expense$14,722,0001,044
Salaries and employee benefits$7,707,0001,052
Premises and equipment expense$2,512,000728
Additional noninterest expense$4,503,0001,126
Pre-tax net operating income$7,565,000779
Securities gains (losses)$93,0001,273
Applicable income taxes$487,0001,935
Income before extraordinary items$7,171,000684
Extraordinary gains, net$025
Net income$7,171,000685
Minority interest net income$084
Net income of bank and minority interests.$7,171,000686
Net charge-offs$806,0001,174
Cash dividends$4,235,000481
Sale, conversion, retirement of capital stock, net$0868
Net operating income$7,083,580665
2013-06-30 (YTD Data)Rank
Total interest income$16,980,000729
Total interest expense$3,471,000477
Net interest income$13,509,000783
Provision for loan and lease losses$178,0002,272
Total noninterest income$1,254,0001,910
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$1,016,000663
Trading account gains and fees$0157
Additional Noninterest Income$238,0003,532
Total noninterest expense$9,802,0001,036
Salaries and employee benefits$5,082,0001,061
Premises and equipment expense$1,669,000730
Additional noninterest expense$3,051,0001,108
Pre-tax net operating income$4,783,000804
Securities gains (losses)$93,0001,156
Applicable income taxes$311,0001,977
Income before extraordinary items$4,565,000699
Extraordinary gains, net$022
Net income$4,565,000701
Minority interest net income$082
Net income of bank and minority interests.$4,565,000701
Net charge-offs$115,0002,625
Cash dividends$2,835,000474
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,477,580691
2013-03-31 (YTD Data)Rank
Total interest income$8,308,000750
Total interest expense$1,830,000465
Net interest income$6,478,000819
Provision for loan and lease losses$89,0002,248
Total noninterest income$269,0003,151
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$479,000709
Trading account gains and fees$0148
Additional Noninterest Income$-210,0006,969
Total noninterest expense$4,742,0001,082
Salaries and employee benefits$2,511,0001,086
Premises and equipment expense$818,000759
Additional noninterest expense$1,413,0001,166
Pre-tax net operating income$1,916,000965
Securities gains (losses)$-22,0006,876
Applicable income taxes$122,0002,209
Income before extraordinary items$1,772,000861
Extraordinary gains, net$010
Net income$1,772,000862
Minority interest net income$076
Net income of bank and minority interests.$1,772,000863
Net charge-offs$-163,0006,892
Cash dividends$1,470,000407
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,792,680815
2012-12-31 (YTD Data)Rank
Total interest income$36,388,000716
Total interest expense$9,119,000451
Net interest income$27,269,000790
Provision for loan and lease losses$1,582,0001,276
Total noninterest income$3,946,0001,348
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$2,302,000618
Trading account gains and fees$0166
Additional Noninterest Income$1,644,0001,755
Total noninterest expense$19,939,0001,001
Salaries and employee benefits$10,197,0001,037
Premises and equipment expense$3,419,000705
Additional noninterest expense$6,323,0001,098
Pre-tax net operating income$9,694,000740
Securities gains (losses)$-1,349,0007,051
Applicable income taxes$521,0002,144
Income before extraordinary items$7,824,000769
Extraordinary gains, net$029
Net income$7,824,000767
Minority interest net income$093
Net income of bank and minority interests.$7,824,000770
Net charge-offs$1,902,0001,206
Cash dividends$6,475,000462
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$9,092,060636
2012-09-30 (YTD Data)Rank
Total interest income$27,718,000718
Total interest expense$7,186,000447
Net interest income$20,532,000799
Provision for loan and lease losses$1,334,0001,188
Total noninterest income$3,487,0001,200
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,697,000633
Trading account gains and fees$0157
Additional Noninterest Income$1,790,0001,377
Total noninterest expense$14,955,0001,001
Salaries and employee benefits$7,689,0001,017
Premises and equipment expense$2,540,000719
Additional noninterest expense$4,726,0001,089
Pre-tax net operating income$7,730,000726
Securities gains (losses)$-1,493,0007,152
Applicable income taxes$387,0002,206
Income before extraordinary items$5,850,000782
Extraordinary gains, net$020
Net income$5,850,000780
Minority interest net income$086
Net income of bank and minority interests.$5,850,000782
Net charge-offs$1,523,0001,102
Cash dividends$5,355,000348
Sale, conversion, retirement of capital stock, net$0952
Net operating income$7,253,420624
2012-06-30 (YTD Data)Rank
Total interest income$18,682,000724
Total interest expense$5,030,000436
Net interest income$13,652,000806
Provision for loan and lease losses$1,324,000878
Total noninterest income$1,604,0001,551
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$1,136,000625
Trading account gains and fees$0153
Additional Noninterest Income$468,0002,413
Total noninterest expense$9,830,0001,014
Salaries and employee benefits$5,147,0001,008
Premises and equipment expense$1,662,000730
Additional noninterest expense$3,021,0001,138
Pre-tax net operating income$4,102,000887
Securities gains (losses)$-1,425,0007,222
Applicable income taxes$165,0002,628
Income before extraordinary items$2,512,0001,199
Extraordinary gains, net$019
Net income$2,512,0001,198
Minority interest net income$084
Net income of bank and minority interests.$2,512,0001,198
Net charge-offs$372,0002,088
Cash dividends$4,151,000297
Sale, conversion, retirement of capital stock, net$0928
Net operating income$3,851,500740
2012-03-31 (YTD Data)Rank
Total interest income$9,559,000708
Total interest expense$2,606,000438
Net interest income$6,953,000791
Provision for loan and lease losses$155,0002,270
Total noninterest income$665,0001,777
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$567,000626
Trading account gains and fees$0148
Additional Noninterest Income$98,0003,740
Total noninterest expense$4,907,0001,012
Salaries and employee benefits$2,572,0001,011
Premises and equipment expense$830,000727
Additional noninterest expense$1,505,0001,132
Pre-tax net operating income$2,556,000717
Securities gains (losses)$-101,0007,205
Applicable income taxes$145,0002,082
Income before extraordinary items$2,310,000660
Extraordinary gains, net$019
Net income$2,310,000661
Minority interest net income$078
Net income of bank and minority interests.$2,310,000661
Net charge-offs$242,0001,684
Cash dividends$2,940,000195
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,404,940625
2011-12-31 (YTD Data)Rank
Total interest income$37,973,000739
Total interest expense$11,963,000468
Net interest income$26,010,000842
Provision for loan and lease losses$1,207,0002,149
Total noninterest income$4,472,0001,139
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$2,304,000637
Trading account gains and fees$0146
Additional Noninterest Income$2,168,0001,285
Total noninterest expense$20,032,000983
Salaries and employee benefits$10,127,000969
Premises and equipment expense$3,466,000717
Additional noninterest expense$6,439,0001,091
Pre-tax net operating income$9,243,000672
Securities gains (losses)$1,211,000364
Applicable income taxes$607,0001,833
Income before extraordinary items$9,847,000545
Extraordinary gains, net$029
Net income$9,847,000546
Minority interest net income$096
Net income of bank and minority interests.$9,847,000546
Net charge-offs$894,0002,493
Cash dividends$4,389,000484
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,708,660578
2011-09-30 (YTD Data)Rank
Total interest income$28,613,000752
Total interest expense$9,355,000474
Net interest income$19,258,000863
Provision for loan and lease losses$888,0002,129
Total noninterest income$4,186,000956
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,699,000655
Trading account gains and fees$0145
Additional Noninterest Income$2,487,000965
Total noninterest expense$16,308,000910
Salaries and employee benefits$7,554,000977
Premises and equipment expense$2,576,000733
Additional noninterest expense$6,178,000866
Pre-tax net operating income$6,248,000760
Securities gains (losses)$1,199,000293
Applicable income taxes$432,0001,872
Income before extraordinary items$7,015,000585
Extraordinary gains, net$021
Net income$7,015,000582
Minority interest net income$087
Net income of bank and minority interests.$7,015,000585
Net charge-offs$721,0002,260
Cash dividends$3,339,000408
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$5,887,940655
2011-06-30 (YTD Data)Rank
Total interest income$19,025,000761
Total interest expense$6,455,000480
Net interest income$12,570,000883
Provision for loan and lease losses$674,0001,943
Total noninterest income$2,615,0001,011
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,113,000660
Trading account gains and fees$0153
Additional Noninterest Income$1,502,0001,016
Total noninterest expense$10,809,000931
Salaries and employee benefits$5,017,000984
Premises and equipment expense$1,711,000739
Additional noninterest expense$4,081,000889
Pre-tax net operating income$3,702,000821
Securities gains (losses)$102,0001,130
Applicable income taxes$218,0002,135
Income before extraordinary items$3,586,000722
Extraordinary gains, net$015
Net income$3,586,000721
Minority interest net income$089
Net income of bank and minority interests.$3,586,000722
Net charge-offs$570,0002,013
Cash dividends$2,415,000366
Sale, conversion, retirement of capital stock, net$0986
Net operating income$3,490,120711
2011-03-31 (YTD Data)Rank
Total interest income$9,468,000770
Total interest expense$3,266,000493
Net interest income$6,202,000888
Provision for loan and lease losses$464,0001,493
Total noninterest income$1,179,0001,082
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$537,000669
Trading account gains and fees$0158
Additional Noninterest Income$642,0001,125
Total noninterest expense$5,315,000943
Salaries and employee benefits$2,507,000996
Premises and equipment expense$846,000764
Additional noninterest expense$1,962,000915
Pre-tax net operating income$1,602,000953
Securities gains (losses)$105,000523
Applicable income taxes$100,0002,179
Income before extraordinary items$1,607,000784
Extraordinary gains, net$09
Net income$1,607,000783
Minority interest net income$086
Net income of bank and minority interests.$1,607,000784
Net charge-offs$469,0001,386
Cash dividends$1,190,000334
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,508,300808
2010-12-31 (YTD Data)Rank
Total interest income$41,231,000730
Total interest expense$16,614,000476
Net interest income$24,617,000896
Provision for loan and lease losses$1,671,0002,314
Total noninterest income$5,503,0001,006
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,310,000646
Trading account gains and fees$0175
Additional Noninterest Income$3,193,0001,013
Total noninterest expense$21,598,000926
Salaries and employee benefits$10,041,000975
Premises and equipment expense$3,576,000722
Additional noninterest expense$7,981,000920
Pre-tax net operating income$6,851,000784
Securities gains (losses)$885,000542
Applicable income taxes$235,0002,585
Income before extraordinary items$7,501,000596
Extraordinary gains, net$029
Net income$7,501,000594
Minority interest net income$0111
Net income of bank and minority interests.$7,501,000596
Net charge-offs$1,362,0002,284
Cash dividends$6,405,000265
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$6,642,550648
2010-09-30 (YTD Data)Rank
Total interest income$31,308,000726
Total interest expense$12,599,000491
Net interest income$18,709,000884
Provision for loan and lease losses$1,400,0002,077
Total noninterest income$3,845,0001,036
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,751,000650
Trading account gains and fees$0165
Additional Noninterest Income$2,094,0001,078
Total noninterest expense$16,349,000911
Salaries and employee benefits$7,614,000956
Premises and equipment expense$2,660,000734
Additional noninterest expense$6,075,000881
Pre-tax net operating income$4,805,000867
Securities gains (losses)$527,000701
Applicable income taxes$257,0002,299
Income before extraordinary items$5,075,000691
Extraordinary gains, net$023
Net income$5,075,000691
Minority interest net income$0110
Net income of bank and minority interests.$5,075,000691
Net charge-offs$1,353,0001,874
Cash dividends$5,040,000216
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,574,350721
2010-06-30 (YTD Data)Rank
Total interest income$20,791,000739
Total interest expense$8,310,000509
Net interest income$12,481,000886
Provision for loan and lease losses$920,0002,027
Total noninterest income$2,276,0001,117
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,184,000645
Trading account gains and fees$0152
Additional Noninterest Income$1,092,0001,220
Total noninterest expense$10,939,000910
Salaries and employee benefits$5,093,000955
Premises and equipment expense$1,770,000743
Additional noninterest expense$4,076,000881
Pre-tax net operating income$2,898,000939
Securities gains (losses)$570,000425
Applicable income taxes$166,0002,310
Income before extraordinary items$3,302,000684
Extraordinary gains, net$019
Net income$3,302,000683
Minority interest net income$0105
Net income of bank and minority interests.$3,302,000684
Net charge-offs$761,0001,990
Cash dividends$3,675,000199
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,760,500777
2010-03-31 (YTD Data)Rank
Total interest income$10,285,000760
Total interest expense$4,063,000554
Net interest income$6,222,000898
Provision for loan and lease losses$604,0001,605
Total noninterest income$1,098,0001,132
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$564,000685
Trading account gains and fees$0175
Additional Noninterest Income$534,0001,230
Total noninterest expense$5,459,000915
Salaries and employee benefits$2,569,000957
Premises and equipment expense$897,000749
Additional noninterest expense$1,993,000892
Pre-tax net operating income$1,257,0001,053
Securities gains (losses)$606,000210
Applicable income taxes$91,0002,211
Income before extraordinary items$1,772,000629
Extraordinary gains, net$016
Net income$1,772,000632
Minority interest net income$091
Net income of bank and minority interests.$1,772,000633
Net charge-offs$632,0001,409
Cash dividends$2,310,000155
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,196,300892
2009-12-31 (YTD Data)Rank
Total interest income$43,491,000765
Total interest expense$17,454,000660
Net interest income$26,037,000833
Provision for loan and lease losses$5,579,0001,312
Total noninterest income$7,453,000802
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,533,000662
Trading account gains and fees$0211
Additional Noninterest Income$4,920,000720
Total noninterest expense$19,997,0001,051
Salaries and employee benefits$10,064,000971
Premises and equipment expense$3,732,000718
Additional noninterest expense$6,201,0001,233
Pre-tax net operating income$7,914,000546
Securities gains (losses)$-81,0007,250
Applicable income taxes$348,0001,892
Income before extraordinary items$7,485,000434
Extraordinary gains, net$034
Net income$7,485,000434
Minority interest net income$0115
Net income of bank and minority interests.$7,485,000436
Net charge-offs$2,588,0001,760
Cash dividends$7,602,000242
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$7,562,760429
2009-09-30 (YTD Data)Rank
Total interest income$32,938,000776
Total interest expense$13,271,000688
Net interest income$19,667,000833
Provision for loan and lease losses$2,254,0001,767
Total noninterest income$3,829,0001,087
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,918,000653
Trading account gains and fees$0212
Additional Noninterest Income$1,911,0001,190
Total noninterest expense$14,521,0001,060
Salaries and employee benefits$7,720,000965
Premises and equipment expense$2,795,000730
Additional noninterest expense$4,006,0001,360
Pre-tax net operating income$6,721,000503
Securities gains (losses)$-997,0007,864
Applicable income taxes$388,0001,663
Income before extraordinary items$5,336,000496
Extraordinary gains, net$027
Net income$5,336,000495
Minority interest net income$0118
Net income of bank and minority interests.$5,336,000497
Net charge-offs$1,260,0001,949
Cash dividends$6,272,000200
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,263,210417
2009-06-30 (YTD Data)Rank
Total interest income$22,362,000784
Total interest expense$8,573,000750
Net interest income$13,789,000780
Provision for loan and lease losses$1,430,0001,685
Total noninterest income$2,396,0001,154
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,256,000660
Trading account gains and fees$0193
Additional Noninterest Income$1,140,0001,303
Total noninterest expense$9,715,0001,082
Salaries and employee benefits$5,161,000982
Premises and equipment expense$1,918,000731
Additional noninterest expense$2,636,0001,413
Pre-tax net operating income$5,040,000432
Securities gains (losses)$-967,0008,000
Applicable income taxes$277,0001,625
Income before extraordinary items$3,796,000466
Extraordinary gains, net$021
Net income$3,796,000464
Minority interest net income$0112
Net income of bank and minority interests.$3,796,000466
Net charge-offs$833,0001,793
Cash dividends$4,452,000202
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,695,310358
2009-03-31 (YTD Data)Rank
Total interest income$11,529,000758
Total interest expense$4,384,000768
Net interest income$7,145,000750
Provision for loan and lease losses$1,106,0001,111
Total noninterest income$1,164,0001,134
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$584,000689
Trading account gains and fees$0171
Additional Noninterest Income$580,0001,264
Total noninterest expense$4,712,0001,065
Salaries and employee benefits$2,597,000975
Premises and equipment expense$959,000745
Additional noninterest expense$1,156,0001,408
Pre-tax net operating income$2,491,000471
Securities gains (losses)$02,434
Applicable income taxes$141,0001,814
Income before extraordinary items$2,350,000412
Extraordinary gains, net$015
Net income$2,350,000413
Minority interest net income$0102
Net income of bank and minority interests.$2,350,000414
Net charge-offs$363,0001,626
Cash dividends$1,890,000235
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,350,000381
2008-12-31 (YTD Data)Rank
Total interest income$45,240,000832
Total interest expense$20,714,000759
Net interest income$24,526,000874
Provision for loan and lease losses$591,0003,539
Total noninterest income$6,247,000879
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$2,642,000659
Trading account gains and fees$0154
Additional Noninterest Income$3,605,000845
Total noninterest expense$17,979,0001,095
Salaries and employee benefits$10,163,000977
Premises and equipment expense$3,529,000788
Additional noninterest expense$4,287,0001,447
Pre-tax net operating income$12,203,000441
Securities gains (losses)$03,220
Applicable income taxes$702,0001,516
Income before extraordinary items$11,501,000343
Extraordinary gains, net$039
Net income$11,501,000343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$323,0003,433
Cash dividends$7,511,000386
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$11,501,000357
2008-09-30 (YTD Data)Rank
Total interest income$33,396,000869
Total interest expense$15,903,000774
Net interest income$17,493,000931
Provision for loan and lease losses$483,0002,775
Total noninterest income$5,016,000869
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,973,000672
Trading account gains and fees$0148
Additional Noninterest Income$3,043,000817
Total noninterest expense$12,996,0001,126
Salaries and employee benefits$7,469,0001,026
Premises and equipment expense$2,580,000806
Additional noninterest expense$2,947,0001,514
Pre-tax net operating income$9,030,000557
Securities gains (losses)$03,106
Applicable income taxes$524,0001,841
Income before extraordinary items$8,506,000429
Extraordinary gains, net$031
Net income$8,506,000428
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$251,0002,767
Cash dividends$5,285,000434
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,506,000449
2008-06-30 (YTD Data)Rank
Total interest income$22,020,000892
Total interest expense$10,755,000791
Net interest income$11,265,000957
Provision for loan and lease losses$320,0002,447
Total noninterest income$3,758,000795
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,297,000663
Trading account gains and fees$0149
Additional Noninterest Income$2,461,000720
Total noninterest expense$8,486,0001,145
Salaries and employee benefits$4,876,0001,055
Premises and equipment expense$1,780,000780
Additional noninterest expense$1,830,0001,609
Pre-tax net operating income$6,217,000564
Securities gains (losses)$03,233
Applicable income taxes$360,0001,990
Income before extraordinary items$5,857,000475
Extraordinary gains, net$021
Net income$5,857,000474
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,979
Cash dividends$3,605,000465
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$5,857,000464
2008-03-31 (YTD Data)Rank
Total interest income$11,008,000920
Total interest expense$5,653,000806
Net interest income$5,355,0001,001
Provision for loan and lease losses$88,0002,951
Total noninterest income$1,673,000879
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$638,000668
Trading account gains and fees$0158
Additional Noninterest Income$1,035,000843
Total noninterest expense$4,151,0001,171
Salaries and employee benefits$2,398,0001,082
Premises and equipment expense$618,0001,133
Additional noninterest expense$1,135,0001,266
Pre-tax net operating income$2,789,000691
Securities gains (losses)$02,688
Applicable income taxes$160,0002,242
Income before extraordinary items$2,629,000572
Extraordinary gains, net$015
Net income$2,629,000573
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,413
Cash dividends$1,925,000459
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$2,629,000549
2007-12-31 (YTD Data)Rank
Total interest income$44,676,000941
Total interest expense$22,312,000886
Net interest income$22,364,000989
Provision for loan and lease losses$818,0001,651
Total noninterest income$6,136,000930
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$2,620,000669
Trading account gains and fees$0178
Additional Noninterest Income$3,516,000905
Total noninterest expense$16,077,0001,164
Salaries and employee benefits$9,139,0001,097
Premises and equipment expense$3,496,000766
Additional noninterest expense$3,442,0001,608
Pre-tax net operating income$11,605,000735
Securities gains (losses)$1,0001,983
Applicable income taxes$465,0002,835
Income before extraordinary items$11,141,000588
Extraordinary gains, net$039
Net income$11,141,000586
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0003,708
Cash dividends$8,726,000465
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$11,140,040579
2007-09-30 (YTD Data)Rank
Total interest income$33,121,000953
Total interest expense$16,313,000903
Net interest income$16,808,000986
Provision for loan and lease losses$637,0001,296
Total noninterest income$4,656,000914
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,948,000662
Trading account gains and fees$0184
Additional Noninterest Income$2,708,000895
Total noninterest expense$12,125,0001,152
Salaries and employee benefits$6,925,0001,082
Premises and equipment expense$2,517,000793
Additional noninterest expense$2,683,0001,507
Pre-tax net operating income$8,702,000794
Securities gains (losses)$01,655
Applicable income taxes$453,0002,666
Income before extraordinary items$8,249,000640
Extraordinary gains, net$033
Net income$8,249,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$80,0003,090
Cash dividends$5,306,000546
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$8,249,000629
2007-06-30 (YTD Data)Rank
Total interest income$21,611,000990
Total interest expense$10,366,000964
Net interest income$11,245,000997
Provision for loan and lease losses$463,0001,092
Total noninterest income$2,103,0001,277
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$1,290,000675
Trading account gains and fees$0168
Additional Noninterest Income$813,0001,597
Total noninterest expense$7,978,0001,184
Salaries and employee benefits$4,595,0001,109
Premises and equipment expense$1,033,0001,296
Additional noninterest expense$2,350,0001,190
Pre-tax net operating income$4,907,000973
Securities gains (losses)$01,444
Applicable income taxes$319,0002,661
Income before extraordinary items$4,588,000792
Extraordinary gains, net$029
Net income$4,588,000791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0003,047
Cash dividends$3,696,000543
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$4,588,000781
2007-03-31 (YTD Data)Rank
Total interest income$10,399,0001,022
Total interest expense$4,953,000994
Net interest income$5,446,0001,024
Provision for loan and lease losses$166,0001,329
Total noninterest income$1,148,0001,180
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$630,000670
Trading account gains and fees$0195
Additional Noninterest Income$518,0001,328
Total noninterest expense$3,941,0001,190
Salaries and employee benefits$2,288,0001,126
Premises and equipment expense$782,000860
Additional noninterest expense$871,0001,531
Pre-tax net operating income$2,487,000953
Securities gains (losses)$01,187
Applicable income taxes$157,0002,697
Income before extraordinary items$2,330,000772
Extraordinary gains, net$022
Net income$2,330,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0002,389
Cash dividends$1,981,000478
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,330,000760
2006-12-31 (YTD Data)Rank
Total interest income$37,995,0001,036
Total interest expense$15,802,0001,058
Net interest income$22,193,0001,003
Provision for loan and lease losses$703,0001,408
Total noninterest income$5,541,0001,012
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$3,639,000472
Trading account gains and fees$0130
Additional Noninterest Income$1,902,0001,414
Total noninterest expense$15,198,0001,187
Salaries and employee benefits$8,611,0001,127
Premises and equipment expense$2,033,0001,267
Additional noninterest expense$4,554,0001,175
Pre-tax net operating income$11,833,000841
Securities gains (losses)$-553,0008,524
Applicable income taxes$775,0002,522
Income before extraordinary items$10,505,000709
Extraordinary gains, net$051
Net income$10,505,000710
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0004,207
Cash dividends$6,426,000566
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$11,019,290671
2006-09-30 (YTD Data)Rank
Total interest income$27,932,0001,057
Total interest expense$11,348,0001,078
Net interest income$16,584,0001,028
Provision for loan and lease losses$649,0001,125
Total noninterest income$3,849,0001,082
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,086,000618
Trading account gains and fees$0126
Additional Noninterest Income$1,763,0001,205
Total noninterest expense$10,567,0001,286
Salaries and employee benefits$6,316,0001,175
Premises and equipment expense$2,456,000787
Additional noninterest expense$1,795,0002,175
Pre-tax net operating income$9,217,000846
Securities gains (losses)$-922,0008,672
Applicable income taxes$572,0002,668
Income before extraordinary items$7,723,000758
Extraordinary gains, net$045
Net income$7,723,000757
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0004,856
Cash dividends$4,886,000534
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$8,580,460683
2006-06-30 (YTD Data)Rank
Total interest income$17,686,0001,092
Total interest expense$6,901,0001,126
Net interest income$10,785,0001,055
Provision for loan and lease losses$471,0001,034
Total noninterest income$2,328,0001,167
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,380,000614
Trading account gains and fees$0126
Additional Noninterest Income$948,0001,409
Total noninterest expense$7,371,0001,247
Salaries and employee benefits$4,153,0001,196
Premises and equipment expense$1,623,000793
Additional noninterest expense$1,595,0001,658
Pre-tax net operating income$5,271,000977
Securities gains (losses)$-328,0008,671
Applicable income taxes$343,0002,857
Income before extraordinary items$4,600,000843
Extraordinary gains, net$039
Net income$4,600,000843
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-21,0008,102
Cash dividends$3,325,000527
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,905,040783
2006-03-31 (YTD Data)Rank
Total interest income$8,377,0001,127
Total interest expense$3,114,0001,181
Net interest income$5,263,0001,073
Provision for loan and lease losses$142,0001,543
Total noninterest income$1,098,0001,195
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$664,000620
Trading account gains and fees$0115
Additional Noninterest Income$434,0001,489
Total noninterest expense$3,672,0001,248
Salaries and employee benefits$2,017,0001,232
Premises and equipment expense$816,000791
Additional noninterest expense$839,0001,554
Pre-tax net operating income$2,547,000983
Securities gains (losses)$-60,0008,596
Applicable income taxes$173,0002,816
Income before extraordinary items$2,314,000828
Extraordinary gains, net$021
Net income$2,314,000827
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,550
Cash dividends$1,575,000501
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,369,800792
2005-12-31 (YTD Data)Rank
Total interest income$28,865,0001,147
Total interest expense$9,319,0001,214
Net interest income$19,546,0001,108
Provision for loan and lease losses$784,0001,286
Total noninterest income$4,620,0001,148
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$2,856,000595
Trading account gains and fees$0138
Additional Noninterest Income$1,764,0001,479
Total noninterest expense$14,228,0001,220
Salaries and employee benefits$8,185,0001,137
Premises and equipment expense$3,080,000788
Additional noninterest expense$2,963,0001,703
Pre-tax net operating income$9,154,0001,051
Securities gains (losses)$02,296
Applicable income taxes$638,0002,976
Income before extraordinary items$8,516,000849
Extraordinary gains, net$046
Net income$8,516,000851
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$93,0003,452
Cash dividends$5,677,000592
Sale, conversion, retirement of capital stock, net$0934
Net operating income$8,516,000838
2005-09-30 (YTD Data)Rank
Total interest income$20,772,0001,160
Total interest expense$6,553,0001,213
Net interest income$14,219,0001,129
Provision for loan and lease losses$581,0001,232
Total noninterest income$3,437,0001,162
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,113,000596
Trading account gains and fees$0126
Additional Noninterest Income$1,324,0001,484
Total noninterest expense$10,313,0001,249
Salaries and employee benefits$5,941,0001,156
Premises and equipment expense$2,260,000795
Additional noninterest expense$2,112,0001,769
Pre-tax net operating income$6,762,0001,064
Securities gains (losses)$02,317
Applicable income taxes$472,0003,049
Income before extraordinary items$6,290,000855
Extraordinary gains, net$035
Net income$6,290,000856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0003,163
Cash dividends$3,535,000632
Sale, conversion, retirement of capital stock, net$0769
Net operating income$6,290,000837
2005-06-30 (YTD Data)Rank
Total interest income$13,182,0001,188
Total interest expense$3,990,0001,255
Net interest income$9,192,0001,151
Provision for loan and lease losses$373,0001,268
Total noninterest income$2,222,0001,172
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,389,000598
Trading account gains and fees$0116
Additional Noninterest Income$833,0001,534
Total noninterest expense$6,723,0001,258
Salaries and employee benefits$3,895,0001,173
Premises and equipment expense$1,481,000801
Additional noninterest expense$1,347,0001,836
Pre-tax net operating income$4,318,0001,091
Securities gains (losses)$02,146
Applicable income taxes$303,0003,092
Income before extraordinary items$4,015,000871
Extraordinary gains, net$030
Net income$4,015,000871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$32,0003,271
Cash dividends$2,450,000605
Sale, conversion, retirement of capital stock, net$0643
Net operating income$4,015,000849
2005-03-31 (YTD Data)Rank
Total interest income$6,135,0001,257
Total interest expense$1,812,0001,320
Net interest income$4,323,0001,223
Provision for loan and lease losses$130,0001,632
Total noninterest income$1,056,0001,203
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$665,000599
Trading account gains and fees$0115
Additional Noninterest Income$391,0001,576
Total noninterest expense$3,321,0001,279
Salaries and employee benefits$1,939,0001,183
Premises and equipment expense$728,000815
Additional noninterest expense$654,0001,877
Pre-tax net operating income$1,928,0001,187
Securities gains (losses)$01,685
Applicable income taxes$136,0003,256
Income before extraordinary items$1,792,000971
Extraordinary gains, net$024
Net income$1,792,000972
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0002,822
Cash dividends$1,225,000544
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,792,000947
2004-12-31 (YTD Data)Rank
Total interest income$22,705,0001,244
Total interest expense$6,388,0001,285
Net interest income$16,317,0001,232
Provision for loan and lease losses$211,0003,597
Total noninterest income$4,303,0001,207
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,707,000652
Trading account gains and fees$0138
Additional Noninterest Income$1,596,0001,565
Total noninterest expense$13,087,0001,255
Salaries and employee benefits$7,384,0001,171
Premises and equipment expense$2,830,000804
Additional noninterest expense$2,873,0001,705
Pre-tax net operating income$7,322,0001,184
Securities gains (losses)$225,000773
Applicable income taxes$446,0003,526
Income before extraordinary items$7,101,000925
Extraordinary gains, net$034
Net income$7,101,000926
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$92,0003,767
Cash dividends$4,480,000685
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,889,500922
2004-09-30 (YTD Data)Rank
Total interest income$16,772,0001,242
Total interest expense$4,646,0001,296
Net interest income$12,126,0001,232
Provision for loan and lease losses$176,0003,270
Total noninterest income$3,225,0001,231
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$2,043,000648
Trading account gains and fees$0134
Additional Noninterest Income$1,182,0001,574
Total noninterest expense$9,759,0001,259
Salaries and employee benefits$5,538,0001,177
Premises and equipment expense$2,092,000813
Additional noninterest expense$2,129,0001,696
Pre-tax net operating income$5,416,0001,214
Securities gains (losses)$61,0001,510
Applicable income taxes$361,0003,475
Income before extraordinary items$5,116,000975
Extraordinary gains, net$026
Net income$5,116,000976
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$74,0003,251
Cash dividends$3,430,000630
Sale, conversion, retirement of capital stock, net$0738
Net operating income$5,059,270954
2004-06-30 (YTD Data)Rank
Total interest income$10,901,0001,263
Total interest expense$3,002,0001,320
Net interest income$7,899,0001,254
Provision for loan and lease losses$117,0003,255
Total noninterest income$2,117,0001,237
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,351,000647
Trading account gains and fees$0130
Additional Noninterest Income$766,0001,595
Total noninterest expense$6,398,0001,273
Salaries and employee benefits$3,649,0001,193
Premises and equipment expense$1,359,000828
Additional noninterest expense$1,390,0001,719
Pre-tax net operating income$3,501,0001,226
Securities gains (losses)$61,0001,333
Applicable income taxes$220,0003,596
Income before extraordinary items$3,342,000979
Extraordinary gains, net$021
Net income$3,342,000980
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$55,0002,928
Cash dividends$2,380,000613
Sale, conversion, retirement of capital stock, net$0638
Net operating income$3,284,660957
2004-03-31 (YTD Data)Rank
Total interest income$5,434,0001,277
Total interest expense$1,495,0001,336
Net interest income$3,939,0001,263
Provision for loan and lease losses$56,0003,163
Total noninterest income$998,0001,254
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$661,000648
Trading account gains and fees$0121
Additional Noninterest Income$337,0001,737
Total noninterest expense$3,143,0001,302
Salaries and employee benefits$1,800,0001,223
Premises and equipment expense$657,000866
Additional noninterest expense$686,0001,733
Pre-tax net operating income$1,738,0001,215
Securities gains (losses)$61,0001,087
Applicable income taxes$90,0003,962
Income before extraordinary items$1,709,000954
Extraordinary gains, net$016
Net income$1,709,000954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0002,144
Cash dividends$1,190,000584
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,651,050940
2003-12-31 (YTD Data)Rank
Total interest income$21,532,0001,308
Total interest expense$6,449,0001,379
Net interest income$15,083,0001,288
Provision for loan and lease losses$192,0004,106
Total noninterest income$4,479,0001,225
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,845,000598
Trading account gains and fees$0160
Additional Noninterest Income$1,634,0001,705
Total noninterest expense$12,131,0001,333
Salaries and employee benefits$6,931,0001,236
Premises and equipment expense$2,580,000866
Additional noninterest expense$2,620,0001,838
Pre-tax net operating income$7,239,0001,157
Securities gains (losses)$-27,0008,904
Applicable income taxes$489,0003,410
Income before extraordinary items$6,723,000961
Extraordinary gains, net$054
Net income$6,723,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$138,0003,531
Cash dividends$5,320,000594
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,748,110900
2003-09-30 (YTD Data)Rank
Total interest income$16,242,0001,330
Total interest expense$4,965,0001,407
Net interest income$11,277,0001,304
Provision for loan and lease losses$140,0004,015
Total noninterest income$3,335,0001,270
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,124,000610
Trading account gains and fees$0153
Additional Noninterest Income$1,211,0001,791
Total noninterest expense$8,963,0001,360
Salaries and employee benefits$5,120,0001,268
Premises and equipment expense$1,969,000871
Additional noninterest expense$1,874,0001,910
Pre-tax net operating income$5,509,0001,176
Securities gains (losses)$27,0002,773
Applicable income taxes$356,0003,607
Income before extraordinary items$5,180,000966
Extraordinary gains, net$040
Net income$5,180,000966
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$115,0003,026
Cash dividends$4,060,000563
Sale, conversion, retirement of capital stock, net$0722
Net operating income$5,154,620912
2003-06-30 (YTD Data)Rank
Total interest income$11,031,0001,322
Total interest expense$3,423,0001,414
Net interest income$7,608,0001,290
Provision for loan and lease losses$90,0004,018
Total noninterest income$2,072,0001,335
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,388,000615
Trading account gains and fees$0150
Additional Noninterest Income$684,0002,005
Total noninterest expense$5,880,0001,371
Salaries and employee benefits$3,346,0001,295
Premises and equipment expense$1,275,000897
Additional noninterest expense$1,259,0001,907
Pre-tax net operating income$3,710,0001,152
Securities gains (losses)$03,782
Applicable income taxes$175,0004,229
Income before extraordinary items$3,535,000953
Extraordinary gains, net$030
Net income$3,535,000953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,876
Cash dividends$2,800,000557
Sale, conversion, retirement of capital stock, net$0589
Net operating income$3,535,000880
2003-03-31 (YTD Data)Rank
Total interest income$5,596,0001,309
Total interest expense$1,720,0001,444
Net interest income$3,876,0001,259
Provision for loan and lease losses$41,0004,084
Total noninterest income$969,0001,370
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$663,000625
Trading account gains and fees$0134
Additional Noninterest Income$306,0002,083
Total noninterest expense$2,962,0001,362
Salaries and employee benefits$1,697,0001,273
Premises and equipment expense$617,000936
Additional noninterest expense$648,0001,813
Pre-tax net operating income$1,842,0001,174
Securities gains (losses)$02,891
Applicable income taxes$75,0004,475
Income before extraordinary items$1,767,000953
Extraordinary gains, net$021
Net income$1,767,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,340
Cash dividends$1,400,000512
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,767,000878
2002-12-31 (YTD Data)Rank
Total interest income$23,258,0001,314
Total interest expense$7,944,0001,416
Net interest income$15,314,0001,252
Provision for loan and lease losses$133,0005,155
Total noninterest income$3,982,0001,255
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$2,531,000650
Trading account gains and fees$0153
Additional Noninterest Income$1,451,0001,688
Total noninterest expense$11,209,0001,373
Salaries and employee benefits$6,425,0001,261
Premises and equipment expense$2,377,000916
Additional noninterest expense$2,407,0001,921
Pre-tax net operating income$7,954,0001,063
Securities gains (losses)$04,537
Applicable income taxes$440,0003,703
Income before extraordinary items$7,514,000838
Extraordinary gains, net$070
Net income$7,514,000837
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$147,0003,553
Cash dividends$5,250,000596
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,514,000809
2001-12-31 (YTD Data)Rank
Total interest income$27,021,0001,270
Total interest expense$12,199,0001,336
Net interest income$14,822,0001,194
Provision for loan and lease losses$291,0003,288
Total noninterest income$3,761,0001,245
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$2,437,000618
Trading account gains and fees$0177
Additional Noninterest Income$1,324,0001,682
Total noninterest expense$10,519,0001,397
Salaries and employee benefits$5,855,0001,273
Premises and equipment expense$2,118,000989
Additional noninterest expense$2,546,0001,798
Pre-tax net operating income$7,773,000970
Securities gains (losses)$04,612
Applicable income taxes$529,0003,224
Income before extraordinary items$7,244,000768
Extraordinary gains, net$0105
Net income$7,244,000768
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,421
Cash dividends$5,040,000607
Sale, conversion, retirement of capital stock, net$0922
Net operating income$7,244,000735
2000-12-31 (YTD Data)Rank
Total interest income$27,455,0001,295
Total interest expense$13,611,0001,283
Net interest income$13,844,0001,260
Provision for loan and lease losses$90,0005,514
Total noninterest income$2,741,0001,460
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$1,478,000910
Trading account gains and fees$0180
Additional Noninterest Income$1,263,0001,595
Total noninterest expense$9,222,0001,516
Salaries and employee benefits$5,201,0001,365
Premises and equipment expense$1,791,0001,115
Additional noninterest expense$2,230,0001,949
Pre-tax net operating income$7,273,0001,045
Securities gains (losses)$01,956
Applicable income taxes$1,025,0002,081
Income before extraordinary items$6,248,000850
Extraordinary gains, net$038
Net income$6,248,000850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0005,482
Cash dividends$4,620,000665
Sale, conversion, retirement of capital stock, net$0969
Net operating income$6,248,000846
1999-12-31 (YTD Data)Rank
Total interest income$23,830,0001,363
Total interest expense$10,418,0001,440
Net interest income$13,412,0001,294
Provision for loan and lease losses$240,0003,119
Total noninterest income$2,319,0001,670
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,299,0001,026
Trading account gains and fees$0173
Additional Noninterest Income$1,020,0001,839
Total noninterest expense$8,440,0001,624
Salaries and employee benefits$4,795,0001,442
Premises and equipment expense$1,613,0001,256
Additional noninterest expense$2,032,0002,152
Pre-tax net operating income$7,051,0001,098
Securities gains (losses)$126,000648
Applicable income taxes$2,172,0001,150
Income before extraordinary items$5,005,0001,093
Extraordinary gains, net$035
Net income$5,005,0001,092
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$15,0006,444
Cash dividends$2,828,0001,028
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$4,916,8001,100
1998-12-31 (YTD Data)Rank
Total interest income$23,263,0001,389
Total interest expense$10,232,0001,491
Net interest income$13,031,0001,306
Provision for loan and lease losses$360,0002,235
Total noninterest income$1,965,0001,860
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$1,185,0001,056
Trading account gains and fees$0224
Additional Noninterest Income$780,0002,213
Total noninterest expense$7,633,0001,718
Salaries and employee benefits$4,198,0001,586
Premises and equipment expense$1,514,0001,270
Additional noninterest expense$1,921,0002,184
Pre-tax net operating income$7,003,0001,079
Securities gains (losses)$04,449
Applicable income taxes$2,264,0001,109
Income before extraordinary items$4,739,0001,140
Extraordinary gains, net$032
Net income$4,739,0001,140
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,323
Cash dividends$1,232,0001,910
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,739,0001,107
1997-12-31 (YTD Data)Rank
Total interest income$21,084,0001,563
Total interest expense$9,371,0001,652
Net interest income$11,713,0001,476
Provision for loan and lease losses$360,0002,248
Total noninterest income$1,602,0002,088
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$944,0001,364
Trading account gains and fees$0239
Additional Noninterest Income$658,0002,319
Total noninterest expense$6,440,0002,004
Salaries and employee benefits$3,486,0001,879
Premises and equipment expense$1,393,0001,399
Additional noninterest expense$1,561,0002,632
Pre-tax net operating income$6,515,0001,209
Securities gains (losses)$6,0002,665
Applicable income taxes$2,200,0001,215
Income before extraordinary items$4,321,0001,262
Extraordinary gains, net$044
Net income$4,321,0001,263
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,314
Cash dividends$1,015,0002,131
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,317,0401,237
1996-12-31 (YTD Data)Rank
Total interest income$18,754,0001,800
Total interest expense$8,630,0001,826
Net interest income$10,124,0001,751
Provision for loan and lease losses$420,0002,004
Total noninterest income$1,495,0002,304
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$844,0001,584
Trading account gains and fees$0262
Additional Noninterest Income$651,0002,429
Total noninterest expense$5,696,0002,414
Salaries and employee benefits$3,126,0002,133
Premises and equipment expense$1,218,0001,665
Additional noninterest expense$1,352,0003,412
Pre-tax net operating income$5,503,0001,295
Securities gains (losses)$21,0001,959
Applicable income taxes$1,967,0001,247
Income before extraordinary items$3,557,0001,390
Extraordinary gains, net$053
Net income$3,557,0001,392
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-63,00011,105
Cash dividends$525,0003,286
Sale, conversion, retirement of capital stock, net$0953
Net operating income$3,543,5601,360
1995-12-31 (YTD Data)Rank
Total interest income$16,165,0002,081
Total interest expense$7,145,0002,170
Net interest income$9,020,0001,991
Provision for loan and lease losses$385,0001,912
Total noninterest income$1,234,0002,656
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$712,0001,898
Trading account gains and fees$1,000505
Additional Noninterest Income$521,0002,793
Total noninterest expense$5,254,0002,584
Salaries and employee benefits$2,811,0002,356
Premises and equipment expense$1,087,0001,859
Additional noninterest expense$1,356,0003,362
Pre-tax net operating income$4,615,0001,606
Securities gains (losses)$-26,00010,740
Applicable income taxes$1,687,0001,481
Income before extraordinary items$2,902,0001,737
Extraordinary gains, net$065
Net income$2,902,0001,736
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0004,742
Cash dividends$560,0003,076
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,918,6401,705
1994-12-31 (YTD Data)Rank
Total interest income$11,733,0002,587
Total interest expense$4,190,0002,919
Net interest income$7,543,0002,398
Provision for loan and lease losses$195,0003,075
Total noninterest income$1,220,0002,705
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$678,0001,990
Trading account gains and fees$1,000450
Additional Noninterest Income$541,0002,805
Total noninterest expense$4,767,0002,892
Salaries and employee benefits$2,353,0002,810
Premises and equipment expense$1,014,0002,005
Additional noninterest expense$1,400,0003,528
Pre-tax net operating income$3,801,0001,870
Securities gains (losses)$-240,00012,018
Applicable income taxes$1,328,0001,727
Income before extraordinary items$2,233,0002,196
Extraordinary gains, net$0249
Net income$2,233,0002,194
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,00010,614
Cash dividends$497,0003,267
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,386,6002,061
1993-12-31 (YTD Data)Rank
Total interest income$9,970,0003,093
Total interest expense$3,709,0003,398
Net interest income$6,261,0002,908
Provision for loan and lease losses$270,0003,226
Total noninterest income$1,052,0003,218
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$623,0002,197
Trading account gains and fees$0532
Additional Noninterest Income$429,0003,601
Total noninterest expense$4,291,0003,269
Salaries and employee benefits$2,043,0003,218
Premises and equipment expense$858,0002,385
Additional noninterest expense$1,390,0003,728
Pre-tax net operating income$2,752,0002,493
Securities gains (losses)$110,0002,365
Applicable income taxes$1,053,0002,138
Income before extraordinary items$1,809,0002,748
Extraordinary gains, net$03,149
Net income$1,809,0002,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$22,0007,578
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,738,6002,693
1992-12-31 (YTD Data)Rank
Total interest income$8,982,0003,863
Total interest expense$3,925,0004,147
Net interest income$5,057,0003,589
Provision for loan and lease losses$180,0005,503
Total noninterest income$980,0003,375
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$591,0002,331
Trading account gains and feesNANA
Additional Noninterest Income$389,0003,773
Total noninterest expense$3,599,0003,841
Salaries and employee benefits$1,680,0003,815
Premises and equipment expense$617,0003,274
Additional noninterest expense$1,302,0004,033
Pre-tax net operating income$2,258,0002,764
Securities gains (losses)$08,369
Applicable income taxes$813,0002,576
Income before extraordinary items$1,445,0003,192
Extraordinary gains, net$01,422
Net income$1,445,0003,224
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0008,449
Cash dividends$385,0003,431
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,445,0002,954

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.