Home > Citizens National Bank > Assets and Liabilities
Citizens National Bank, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 40 | 4,248 |
| Assets and Liabilities | ||
| Total Assets: | $53,630,000 | 6,707 |
| Cash and due from depository institutions | $3,182,000 | 4,248 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $8,724,000 | 7,481 |
| Federal funds sold & reverse repurchase agreements | $3,560,000 | 4,365 |
| Net loans & leases | $36,416,000 | 6,031 |
| Loan loss allowance | $3,056,000 | 1,207 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $672,000 | 7,058 |
| Other real estate owned | $55,000 | 4,248 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $1,021,000 | 5,811 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,630,000 | 6,707 |
| Total liabilities | $52,713,000 | 6,328 |
| Total deposits | $49,334,000 | 6,358 |
| Interest-bearing deposits | $43,200,000 | 6,259 |
| Deposits held in domestic offices | $49,334,000 | 6,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $3,000,000 | 2,848 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $379,000 | 6,696 |
| Total equity capital | $917,000 | 10,342 |
| Total bank equity capital | $917,000 | 10,342 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $200,000 | 6,646 |
| Surplus | $200,000 | 9,278 |
| Undivided profits | $517,000 | 8,957 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $576,000 | 3,630 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $308,000 | 6,476 |
| Earning assets | $48,700,000 | 6,734 |
| Long-term assets (5+ years) | $13,780,000 | 3,975 |
| Average Assets, year-to-date | $57,572,000 | 6,233 |
| Average Assets, quarterly | $57,782,500 | 6,345 |
| Volatile liabilities | $5,611,000 | 6,691 |
| Insider loans | $1,587,000 | 2,544 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,798,000 | 7,677 |
| Tier 1 (core) risk-based capital | $876,000 | 10,349 |
| Tier 2 risk-based capital | $482,330 | 5,342 |
| Total risk weighted assets | $36,012,630 | 6,261 |
| Total unused commitments | $1,798,000 | 7,687 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 35 | 4,914 |
| Assets and Liabilities | ||
| Total Assets: | $54,639,000 | 6,698 |
| Cash and due from depository institutions | $1,608,000 | 4,914 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $13,127,000 | 6,499 |
| Federal funds sold & reverse repurchase agreements | $2,967,000 | 3,984 |
| Net loans & leases | $35,264,000 | 6,278 |
| Loan loss allowance | $356,000 | 6,984 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $701,000 | 7,009 |
| Other real estate owned | $185,000 | 4,914 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $787,000 | 6,952 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $54,639,000 | 6,698 |
| Total liabilities | $50,379,000 | 6,586 |
| Total deposits | $49,923,000 | 6,404 |
| Interest-bearing deposits | $44,030,000 | 6,275 |
| Deposits held in domestic offices | $49,923,000 | 6,399 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $456,000 | 6,271 |
| Total equity capital | $4,260,000 | 7,822 |
| Total bank equity capital | $4,260,000 | 7,822 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $200,000 | 6,929 |
| Surplus | $200,000 | 9,672 |
| Undivided profits | $3,860,000 | 5,278 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $445,000 | 4,347 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $47,000 | 10,446 |
| Earning assets | $51,358,000 | 6,612 |
| Long-term assets (5+ years) | $9,321,000 | 4,497 |
| Average Assets, year-to-date | $53,442,600 | 6,619 |
| Average Assets, quarterly | $54,814,500 | 6,652 |
| Volatile liabilities | $10,219,000 | 4,936 |
| Insider loans | $1,197,000 | 3,128 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,071,000 | 5,709 |
| Tier 1 (core) risk-based capital | $4,172,000 | 7,772 |
| Tier 2 risk-based capital | $356,000 | 6,444 |
| Total risk weighted assets | $35,912,400 | 6,344 |
| Total unused commitments | $4,071,000 | 5,718 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 36 | 5,025 |
| Assets and Liabilities | ||
| Total Assets: | $51,352,000 | 7,144 |
| Cash and due from depository institutions | $2,087,000 | 5,025 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $18,400,000 | 5,612 |
| Federal funds sold & reverse repurchase agreements | $1,095,000 | 6,278 |
| Net loans & leases | $28,033,000 | 7,227 |
| Loan loss allowance | $438,000 | 6,451 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $652,000 | 7,345 |
| Other real estate owned | $191,000 | 5,025 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $894,000 | 6,714 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $51,352,000 | 7,144 |
| Total liabilities | $47,435,000 | 7,021 |
| Total deposits | $47,048,000 | 6,861 |
| Interest-bearing deposits | $41,928,000 | 6,676 |
| Deposits held in domestic offices | $47,048,000 | 6,853 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $25,000 | 5,159 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $362,000 | 7,175 |
| Total equity capital | $3,917,000 | 8,270 |
| Total bank equity capital | $3,917,000 | 8,270 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $200,000 | 7,308 |
| Surplus | $200,000 | 10,141 |
| Undivided profits | $3,517,000 | 5,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $53,000 | 8,992 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $195,000 | 8,548 |
| Earning assets | $47,528,000 | 7,105 |
| Long-term assets (5+ years) | $16,042,000 | 3,112 |
| Average Assets, year-to-date | $53,185,800 | 6,843 |
| Average Assets, quarterly | $52,247,500 | 7,016 |
| Volatile liabilities | $10,066,000 | 4,844 |
| Insider loans | $495,000 | 5,552 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,442,000 | 8,196 |
| Tier 1 (core) risk-based capital | $3,901,000 | 8,177 |
| Tier 2 risk-based capital | $363,960 | 6,495 |
| Total risk weighted assets | $29,042,760 | 7,229 |
| Total unused commitments | $1,442,000 | 8,204 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 34 | 5,419 |
| Assets and Liabilities | ||
| Total Assets: | $53,102,000 | 7,187 |
| Cash and due from depository institutions | $2,865,000 | 5,419 |
| Interest-bearing balances | $100,000 | 4,830 |
| Securities | $15,826,000 | 6,481 |
| Federal funds sold & reverse repurchase agreements | $3,245,000 | 4,123 |
| Net loans & leases | $29,288,000 | 7,089 |
| Loan loss allowance | $260,000 | 8,628 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $712,000 | 7,221 |
| Other real estate owned | $427,000 | 5,419 |
| Goodwill and other intangibles | $44,000 | 2,698 |
| All other assets | $695,000 | 7,916 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $53,102,000 | 7,187 |
| Total liabilities | $48,738,000 | 7,089 |
| Total deposits | $48,030,000 | 6,955 |
| Interest-bearing deposits | $41,471,000 | 6,875 |
| Deposits held in domestic offices | $48,030,000 | 6,950 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $61,000 | 4,610 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $647,000 | 5,161 |
| Total equity capital | $4,364,000 | 7,962 |
| Total bank equity capital | $4,364,000 | 7,962 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $200,000 | 7,680 |
| Surplus | $200,000 | 10,561 |
| Undivided profits | $3,964,000 | 5,300 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $173,000 | 9,274 |
| Earning assets | $48,459,000 | 7,176 |
| Long-term assets (5+ years) | $12,415,000 | 3,514 |
| Average Assets, year-to-date | $53,018,600 | 6,986 |
| Average Assets, quarterly | $52,991,500 | 7,121 |
| Volatile liabilities | $7,455,000 | 5,556 |
| Insider loans | $2,555,000 | 1,707 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,225,000 | 8,577 |
| Tier 1 (core) risk-based capital | $4,265,000 | 7,941 |
| Tier 2 risk-based capital | $260,000 | 7,906 |
| Total risk weighted assets | $30,769,300 | 7,062 |
| Total unused commitments | $1,225,000 | 8,587 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 35 | 5,491 |
| Assets and Liabilities | ||
| Total Assets: | $52,515,000 | 7,276 |
| Cash and due from depository institutions | $3,294,000 | 5,491 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $17,001,000 | 6,565 |
| Federal funds sold & reverse repurchase agreements | $1,549,000 | 4,433 |
| Net loans & leases | $27,827,000 | 7,358 |
| Loan loss allowance | $248,000 | 9,119 |
| Trading account assets | $300,000 | 242 |
| Bank premises and fixed assets | $861,000 | 6,646 |
| Other real estate owned | $393,000 | 5,491 |
| Goodwill and other intangibles | $89,000 | 2,316 |
| All other assets | $1,201,000 | 5,918 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $52,515,000 | 7,276 |
| Total liabilities | $48,605,000 | 7,154 |
| Total deposits | $48,206,000 | 6,977 |
| Interest-bearing deposits | $42,475,000 | 6,833 |
| Deposits held in domestic offices | $48,206,000 | 6,969 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $95,000 | 4,822 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $304,000 | 7,259 |
| Total equity capital | $3,910,000 | 8,287 |
| Total bank equity capital | $3,910,000 | 8,287 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $200,000 | 8,122 |
| Surplus | $200,000 | 11,039 |
| Undivided profits | $3,510,000 | 5,347 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $126,000 | 7,928 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $164,000 | 9,335 |
| Earning assets | $46,777,000 | 7,391 |
| Long-term assets (5+ years) | $19,830,000 | 2,565 |
| Average Assets, year-to-date | $51,941,400 | 7,220 |
| Average Assets, quarterly | $53,205,000 | 7,175 |
| Volatile liabilities | $6,624,000 | 5,760 |
| Insider loans | $1,771,000 | 2,315 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,210,000 | 8,726 |
| Tier 1 (core) risk-based capital | $4,383,000 | 7,843 |
| Tier 2 risk-based capital | $248,000 | 8,288 |
| Total risk weighted assets | $31,138,000 | 7,068 |
| Total unused commitments | $1,210,000 | 8,737 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $49,787,000 | 7,767 |
| Cash and due from depository institutions | $3,023,000 | 5,574 |
| Interest-bearing balances | $502,000 | 4,276 |
| Securities | $12,264,000 | 8,253 |
| Federal funds sold & reverse repurchase agreements | $2,625,000 | 4,824 |
| Net loans & leases | $29,741,000 | 7,035 |
| Loan loss allowance | $205,000 | 10,144 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,022,000 | 6,035 |
| Other real estate owned | $369,000 | 5,574 |
| Goodwill and other intangibles | $135,000 | 2,050 |
| All other assets | $608,000 | 8,483 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $49,787,000 | 7,767 |
| Total liabilities | $45,609,000 | 7,704 |
| Total deposits | $45,208,000 | 7,565 |
| Interest-bearing deposits | $40,078,000 | 7,385 |
| Deposits held in domestic offices | $45,208,000 | 7,557 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $124,000 | 4,274 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $277,000 | 7,908 |
| Total equity capital | $4,178,000 | 8,168 |
| Total bank equity capital | $4,178,000 | 8,168 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $200,000 | 8,542 |
| Surplus | $200,000 | 11,527 |
| Undivided profits | $3,778,000 | 5,318 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 12,424 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $191,000 | 8,377 |
| Earning assets | $45,132,000 | 7,798 |
| Long-term assets (5+ years) | $16,422,000 | 3,078 |
| Average Assets, year-to-date | $48,857,400 | 7,715 |
| Average Assets, quarterly | $49,666,500 | 7,709 |
| Volatile liabilities | $5,901,000 | 5,934 |
| Insider loans | $2,403,000 | 1,725 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,070,000 | 9,092 |
| Tier 1 (core) risk-based capital | $4,043,000 | 8,246 |
| Tier 2 risk-based capital | $205,000 | 9,247 |
| Total risk weighted assets | $31,519,900 | 7,026 |
| Total unused commitments | $1,070,000 | 9,116 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 40 | 5,189 |
| Assets and Liabilities | ||
| Total Assets: | $47,872,000 | 8,097 |
| Cash and due from depository institutions | $3,600,000 | 5,189 |
| Interest-bearing balances | $1,105,000 | 3,600 |
| Securities | $8,866,000 | 9,638 |
| Federal funds sold & reverse repurchase agreements | $4,225,000 | 3,797 |
| Net loans & leases | $28,592,000 | 7,281 |
| Loan loss allowance | $202,000 | 10,453 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,145,000 | 5,667 |
| Other real estate owned | $478,000 | 5,189 |
| Goodwill and other intangibles | $180,000 | 1,916 |
| All other assets | $786,000 | 7,487 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $47,872,000 | 8,097 |
| Total liabilities | $44,116,000 | 8,038 |
| Total deposits | $43,688,000 | 7,914 |
| Interest-bearing deposits | $38,935,000 | 7,748 |
| Deposits held in domestic offices | $43,688,000 | 7,908 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $154,000 | 4,044 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $274,000 | 8,631 |
| Total equity capital | $3,756,000 | 8,580 |
| Total bank equity capital | $3,756,000 | 8,580 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $200,000 | 8,967 |
| Surplus | $200,000 | 11,968 |
| Undivided profits | $3,356,000 | 5,529 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $235,000 | 7,926 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $429,000 | 4,732 |
| Earning assets | $42,788,000 | 8,175 |
| Long-term assets (5+ years) | $11,593,000 | 3,936 |
| Average Assets, year-to-date | $47,890,000 | 7,915 |
| Average Assets, quarterly | $47,668,000 | 8,056 |
| Volatile liabilities | $5,733,000 | 6,040 |
| Insider loans | $640,000 | 1,398 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,390,000 | 8,331 |
| Tier 1 (core) risk-based capital | $3,576,000 | 8,757 |
| Tier 2 risk-based capital | $202,000 | 9,389 |
| Total risk weighted assets | $27,805,200 | 7,729 |
| Total unused commitments | $1,390,000 | 8,359 |
| Derivatives | $0 | 651 |