Home > Citizens Independent Bank > Net charge- offs to loans
Citizens Independent Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0444% | 4,345 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0216% | 4,228 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 532 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0795% | 4,465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0830% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3775% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0425% | 2,616 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0425% | 2,481 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0575% | 4,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,256 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0813% | 4,483 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0850% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4809% | 4,536 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0169% | 2,505 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0169% | 2,436 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0680% | 4,448 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0225% | 4,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 312 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0851% | 4,505 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0889% | 4,467 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6720% | 4,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0843% | 1,970 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0843% | 1,931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1168% | 4,533 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0265% | 4,390 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1023% | 4,560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1074% | 4,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1158% | 4,638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0502% | 1,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0502% | 1,719 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1937% | 4,623 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0152% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0578% | 4,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0612% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7154% | 4,680 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0044% | 4,071 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0044% | 4,056 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1984% | 4,641 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0161% | 3,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0609% | 4,440 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0647% | 4,459 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.7119% | 4,712 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2032% | 4,593 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0146% | 3,886 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0547% | 4,288 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0581% | 4,322 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6439% | 4,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0185% | 3,825 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0185% | 3,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2043% | 4,607 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 3,852 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0334% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0353% | 4,243 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.5601% | 4,562 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0192% | 3,846 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0192% | 3,814 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1914% | 4,701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0283% | 4,183 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 744 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1055% | 4,485 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4184% | 3,571 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0861% | 4,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9026% | 4,600 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0313% | 2,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0313% | 2,271 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1724% | 4,749 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 3,784 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 641 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0322% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3618% | 3,616 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0114% | 3,869 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8122% | 4,664 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0355% | 2,128 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0355% | 2,028 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1642% | 4,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 3,824 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 544 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0266% | 4,177 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3509% | 3,617 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 3,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7195% | 4,687 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0655% | 1,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0655% | 1,637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1495% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 3,836 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 4,202 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3666% | 3,639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6534% | 4,706 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1316% | 1,368 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1316% | 1,255 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1511% | 4,866 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0014% | 1,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2775% | 105 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6563% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0208% | 4,237 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0208% | 4,198 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1570% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0075% | 4,094 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0261% | 4,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1326% | 3,658 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0176% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6498% | 4,778 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0413% | 4,262 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0413% | 4,220 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1544% | 4,909 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0084% | 4,167 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0293% | 4,438 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1895% | 3,689 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 4,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7279% | 4,803 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0305% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0305% | 2,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1616% | 4,913 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,277 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0399% | 4,571 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2459% | 3,715 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0217% | 4,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9617% | 4,822 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0592% | 2,179 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0592% | 2,082 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0204% | 4,627 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1835% | 448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6375% | 74 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1310% | 3,738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7035% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9836% | 4,913 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1345% | 2,720 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1345% | 2,595 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0116% | 2,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2497% | 265 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8640% | 48 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1326% | 3,783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9493% | 40 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9961% | 4,981 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0128% | 3,106 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0128% | 2,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1044% | 1,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3806% | 156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 706 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2977% | 28 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1293% | 3,811 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4217% | 23 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9984% | 5,010 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0096% | 2,800 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0096% | 2,693 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1723% | 5,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,399 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0306% | 4,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1251% | 3,852 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0222% | 4,641 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9924% | 5,064 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0384% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0384% | 2,205 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0973% | 5,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 1,908 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,145 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0422% | 1,328 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1264% | 3,867 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0566% | 1,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5391% | 5,047 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1598% | 4,911 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1598% | 4,872 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0515% | 4,939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0223% | 1,428 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 901 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0723% | 870 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1282% | 3,907 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0890% | 753 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4271% | 5,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0065% | 3,116 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0065% | 3,013 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0011% | 3,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0381% | 1,002 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 695 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1218% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1296% | 3,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1422% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1739% | 4,841 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0097% | 4,495 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0097% | 4,448 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0921% | 5,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0844% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2681% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1259% | 3,983 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3005% | 218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9157% | 5,256 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0585% | 4,596 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0585% | 4,555 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0258% | 5,017 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0134% | 4,698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 5,077 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3387% | 4,147 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,798 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4675% | 5,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5602% | 1,605 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8906% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5509% | 1,498 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0445% | 5,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0159% | 4,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0488% | 5,150 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4416% | 4,195 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 4,771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3382% | 5,184 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2144% | 2,454 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1400% | 427 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1816% | 2,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0615% | 5,256 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0195% | 4,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0597% | 5,227 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5750% | 4,233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 4,806 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5090% | 5,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3367% | 1,900 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2825% | 392 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2921% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0435% | 1,964 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 4,669 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,725 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1322% | 4,988 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6119% | 1,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6417% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 4,997 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 4,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,463 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0132% | 5,010 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0365% | 4,060 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 4,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1292% | 5,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1022% | 3,238 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8266% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0697% | 3,254 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0050% | 4,617 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0010% | 2,604 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0029% | 2,368 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0033% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1343% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1330% | 2,764 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5572% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1146% | 2,701 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 3,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 2,344 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0050% | 1,956 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1456% | 5,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1913% | 2,338 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4194% | 557 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1819% | 2,213 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0479% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0088% | 1,646 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0254% | 1,370 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0295% | 1,261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1156% | 5,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4666% | 1,423 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4191% | 480 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4685% | 1,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8377% | 260 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4237% | 388 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,647 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2123% | 94 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5393% | 252 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3221% | 85 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6620% | 231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6927% | 1,222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4463% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5825% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6356% | 350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5345% | 271 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5400% | 63 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6819% | 198 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6795% | 61 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8975% | 538 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8362% | 903 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7763% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7159% | 979 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1047% | 175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7817% | 168 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,187 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2501% | 40 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6847% | 211 |
| All other 1-4 family - Percent of loans charged-off, net | 2.5065% | 36 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9335% | 251 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7584% | 370 |
| Percentage Net Loans Charged-off: Credit card loans | 12.0953% | 26 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3222% | 473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4582% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3802% | 441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1057% | 155 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2906% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5107% | 5,845 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9912% | 366 |
| Percentage Net Loans Charged-off: Credit card loans | 21.1944% | 14 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1626% | 579 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0641% | 3,572 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1264% | 2,073 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3647% | 942 |
| Percentage Net Loans Charged-off: Home equity loans | -1.8551% | 4,793 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7624% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2560% | 5,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1175% | 3,294 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3868% | 440 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0577% | 3,520 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1104% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1436% | 1,753 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4121% | 799 |
| Percentage Net Loans Charged-off: Home equity loans | -2.4690% | 4,839 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9345% | 297 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0510% | 5,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 2,943 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1438% | 2,759 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3544% | 1,159 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1907% | 1,410 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5406% | 646 |
| Percentage Net Loans Charged-off: Home equity loans | -3.6525% | 4,869 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3154% | 224 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1599% | 579 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2716% | 2,118 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6391% | 1,233 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3154% | 1,848 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7676% | 453 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 5,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0083% | 5,546 |
| Percentage Net Loans Charged-off: Home equity loans | -7.1452% | 4,902 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3264% | 220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.6624% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1750% | 2,242 |
| Percentage Net Loans Charged-off: Credit card loans | -0.6563% | 1,209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2136% | 2,005 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6926% | 258 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4464% | 1,258 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 5,856 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2034% | 355 |
| Percentage Net Loans Charged-off: Home equity loans | 2.4763% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9439% | 537 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2707% | 145 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1454% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1825% | 38 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7081% | 1,479 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.5071% | 6,104 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8475% | 220 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4944% | 1,089 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,915 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3215% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 3.3063% | 108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9109% | 552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.6750% | 141 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0903% | 949 |
| Percentage Net Loans Charged-off: Credit card loans | 12.7644% | 25 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5186% | 1,702 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3255% | 6,169 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.6685% | 132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6715% | 845 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0081% | 6,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7712% | 250 |
| Percentage Net Loans Charged-off: Home equity loans | 4.9563% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0980% | 473 |
| Percentage Net Loans Charged-off: Commercial and industrial | 9.0821% | 92 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6432% | 609 |
| Percentage Net Loans Charged-off: Credit card loans | 18.7906% | 20 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7868% | 1,160 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.9577% | 6,185 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0494% | 580 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5441% | 956 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 6,233 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4574% | 345 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7767% | 284 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0556% | 302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1377% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5672% | 505 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1158% | 2,401 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5511% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6489% | 1,585 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.7380% | 435 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4935% | 440 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7972% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6747% | 1,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2063% | 3,429 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9609% | 664 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1703% | 3,418 |
| Percentage Net Loans Charged-off: All other loans and lease | -2.8603% | 6,415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5110% | 2,076 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6069% | 1,610 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6326% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6008% | 389 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6404% | 486 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6436% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2249% | 3,085 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2758% | 774 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2225% | 2,913 |
| Percentage Net Loans Charged-off: All other loans and lease | -4.3072% | 6,481 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3875% | 2,474 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6171% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6698% | 484 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7445% | 348 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6512% | 494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2709% | 2,092 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0121% | 5,722 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2765% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0254% | 5,660 |
| Percentage Net Loans Charged-off: All other loans and lease | -8.4206% | 6,508 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5829% | 1,642 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7638% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.0752% | 374 |
| Percentage Net Loans Charged-off: Home equity loans | 3.4997% | 164 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7210% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4510% | 1,331 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0124% | 5,619 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0129% | 5,542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9368% | 1,857 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7148% | 2,142 |
| Percentage Net Loans Charged-off:Construction & development | 90.0735% | 12 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1710% | 2,839 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.7099% | 140 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7518% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7913% | 979 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7413% | 1,610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3923% | 1,617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7495% | 2,112 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0991% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6092% | 2,191 |
| Percentage Net Loans Charged-off: All other loans and lease | 15.3444% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7839% | 1,991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4649% | 2,519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2244% | 2,282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9089% | 1,306 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9222% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9054% | 1,269 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3019% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7551% | 1,928 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0349% | 684 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6394% | 1,909 |
| Percentage Net Loans Charged-off: All other loans and lease | 18.7480% | 86 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0442% | 1,507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5343% | 2,197 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 2,092 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1757% | 1,014 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3513% | 583 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1275% | 1,025 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8776% | 1,073 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0814% | 1,382 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2697% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8846% | 1,349 |
| Percentage Net Loans Charged-off: All other loans and lease | 25.4136% | 69 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9638% | 651 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9959% | 1,210 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3545% | 1,249 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1534% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 2.1846% | 320 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1448% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9693% | 488 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3631% | 1,052 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7021% | 464 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0249% | 1,045 |
| Percentage Net Loans Charged-off: All other loans and lease | 47.3636% | 38 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8242% | 1,151 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.6337% | 632 |
| Percentage Net Loans Charged-off:Construction & development | 36.7358% | 49 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1141% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.9792% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5910% | 2,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8423% | 977 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5242% | 2,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1094% | 4,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5709% | 3,192 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6689% | 433 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8874% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.7823% | 533 |
| Percentage Net Loans Charged-off:Construction & development | 37.6541% | 53 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6478% | 1,526 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.3664% | 204 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4366% | 2,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5532% | 1,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0026% | 6,461 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4804% | 3,216 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6487% | 429 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7359% | 606 |
| Percentage Net Loans Charged-off: Total real estate loans | 4.0572% | 285 |
| Percentage Net Loans Charged-off:Construction & development | 41.5911% | 39 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9806% | 1,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 11.1638% | 108 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6542% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8281% | 1,321 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0038% | 6,394 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6075% | 2,636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5320% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.0633% | 238 |
| Percentage Net Loans Charged-off: Total real estate loans | 7.6213% | 95 |
| Percentage Net Loans Charged-off:Construction & development | 80.9194% | 21 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.9824% | 472 |
| Percentage Net Loans Charged-off: Multi-family residential | 17.5182% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 6,353 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6159% | 2,409 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3988% | 510 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3249% | 4,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0369% | 5,446 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1052% | 3,923 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1848% | 1,632 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0858% | 3,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6872% | 3,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1511% | 2,400 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9254% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2984% | 4,164 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 4,457 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 4,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6956% | 2,792 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0916% | 2,289 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7874% | 624 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3384% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,882 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,607 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9255% | 2,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9475% | 2,410 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9221% | 731 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6584% | 2,622 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8561% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3046% | 915 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7622% | 483 |
| Percentage Net Loans Charged-off:Construction & development | 6.0011% | 407 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6794% | 703 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0417% | 3,552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1422% | 1,124 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 3,714 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3397% | 3,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5971% | 3,391 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7722% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6702% | 467 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3131% | 218 |
| Percentage Net Loans Charged-off:Construction & development | 7.5842% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9219% | 355 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0377% | 2,970 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1869% | 835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3249% | 2,445 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5472% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3338% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4101% | 1,640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5473% | 863 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4196% | 203 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0568% | 2,262 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2791% | 586 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0456% | 2,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2872% | 3,659 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6407% | 860 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0580% | 3,630 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0940% | 1,880 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3436% | 2,893 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1404% | 3,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4404% | 2,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4490% | 3,286 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3117% | 815 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1428% | 2,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4429% | 1,585 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4659% | 2,815 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0873% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1030% | 2,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3003% | 1,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3648% | 2,889 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6447% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1240% | 1,951 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3945% | 1,001 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4103% | 2,390 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9913% | 653 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2439% | 1,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8945% | 1,112 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3859% | 3,420 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0200% | 589 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2936% | 1,124 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,897 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,436 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9669% | 805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5236% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8725% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3306% | 941 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,437 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1549% | 681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4468% | 2,551 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3195% | 169 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0971% | 2,133 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0090% | 6,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6493% | 1,824 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8947% | 108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1344% | 3,090 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0875% | 3,398 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7125% | 2,676 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7982% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1218% | 2,822 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0030% | 6,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7741% | 2,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5440% | 1,190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0634% | 3,571 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0135% | 6,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4231% | 3,156 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8316% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1020% | 2,415 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0369% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5685% | 2,373 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4287% | 887 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2078% | 2,674 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4096% | 2,366 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4621% | 4,001 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2495% | 1,242 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2749% | 1,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5326% | 1,704 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5893% | 3,053 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8052% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3788% | 1,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7401% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7808% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6860% | 714 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2396% | 1,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2891% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8934% | 1,990 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4870% | 674 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1688% | 3,765 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0590% | 2,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0980% | 1,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1175% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3170% | 3,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2379% | 5,661 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7529% | 1,268 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0289% | 8,467 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2101% | 8,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2238% | 5,288 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3535% | 1,009 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0561% | 8,547 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3183% | 8,238 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2543% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6943% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1347% | 8,755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6464% | 8,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3561% | 3,667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4691% | 819 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4521% | 1,824 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1670% | 1,680 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5528% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7389% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0860% | 5,348 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1839% | 3,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1785% | 6,114 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5317% | 1,468 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2006% | 3,146 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3500% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3341% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4891% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3904% | 2,288 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6643% | 1,168 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1888% | 4,173 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7304% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3319% | 1,423 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |