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Citizens Guaranty Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$15,503,000	2,227
Total interest expense	$3,796,000	2,337
Net interest income	$11,707,000	2,152
Provision for loan and lease losses	$308,000	1,632
Total noninterest income	$2,257,000	1,884
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$855,000	1,128
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,402,000	1,954
Total noninterest expense	$11,495,000	1,861
Salaries and employee benefits	$6,287,000	1,902
Premises and equipment expense	$1,485,000	1,550
Additional noninterest expense	$1,402,000	1,954
Pre-tax net operating income	$2,161,000	2,878
Securities gains (losses)	$0	988
Applicable income taxes	$15,000	3,253
Income before extraordinary items	$2,146,000	2,707
Extraordinary gains, net	$0	54
Net income	$2,146,000	2,735
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,146,000	2,709
Net charge-offs	$387,000	853
Cash dividends	$410,000	2,867
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,146,000	2,732
2023-09-30 (YTD Data)		Rank
Total interest income	$11,433,000	2,216
Total interest expense	$2,685,000	2,289
Net interest income	$8,748,000	2,159
Provision for loan and lease losses	$30,000	2,691
Total noninterest income	$1,717,000	1,868
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$645,000	1,114
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,072,000	1,920
Total noninterest expense	$8,847,000	1,830
Salaries and employee benefits	$4,959,000	1,837
Premises and equipment expense	$1,088,000	1,572
Additional noninterest expense	$1,072,000	1,920
Pre-tax net operating income	$1,588,000	2,954
Securities gains (losses)	$0	849
Applicable income taxes	$11,000	3,292
Income before extraordinary items	$1,577,000	2,796
Extraordinary gains, net	$0	52
Net income	$1,577,000	2,826
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,577,000	2,797
Net charge-offs	$123,000	1,092
Cash dividends	$349,000	2,492
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,577,000	2,821
2023-06-30 (YTD Data)		Rank
Total interest income	$7,469,000	2,227
Total interest expense	$1,686,000	2,207
Net interest income	$5,783,000	2,196
Provision for loan and lease losses	$30,000	2,429
Total noninterest income	$1,133,000	1,825
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$420,000	1,122
Trading account gains and fees	NA	NA
Additional Noninterest Income	$713,000	1,863
Total noninterest expense	$5,931,000	1,816
Salaries and employee benefits	$3,366,000	1,815
Premises and equipment expense	$726,000	1,573
Additional noninterest expense	$713,000	1,860
Pre-tax net operating income	$955,000	3,097
Securities gains (losses)	$0	938
Applicable income taxes	$8,000	3,313
Income before extraordinary items	$947,000	2,933
Extraordinary gains, net	$0	51
Net income	$947,000	2,964
Minority interest net income	$0	81
Net income of bank and minority interests.	$947,000	2,932
Net charge-offs	$78,000	1,023
Cash dividends	$349,000	2,223
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$947,000	2,955
2023-03-31 (YTD Data)		Rank
Total interest income	$3,590,000	2,262
Total interest expense	$765,000	2,149
Net interest income	$2,825,000	2,241
Provision for loan and lease losses	$30,000	1,903
Total noninterest income	$588,000	1,792
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$204,000	1,161
Trading account gains and fees	NA	NA
Additional Noninterest Income	$384,000	1,779
Total noninterest expense	$2,921,000	1,859
Salaries and employee benefits	$1,692,000	1,830
Premises and equipment expense	$369,000	1,581
Additional noninterest expense	$384,000	1,779
Pre-tax net operating income	$462,000	3,183
Securities gains (losses)	$0	950
Applicable income taxes	$1,000	3,358
Income before extraordinary items	$461,000	3,025
Extraordinary gains, net	$0	4
Net income	$461,000	3,024
Minority interest net income	$0	48
Net income of bank and minority interests.	$461,000	3,025
Net charge-offs	$4,000	1,642
Cash dividends	$243,000	1,723
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$461,000	3,048
2022-12-31 (YTD Data)		Rank
Total interest income	$12,990,000	2,155
Total interest expense	$1,284,000	2,102
Net interest income	$11,706,000	2,141
Provision for loan and lease losses	$326,000	1,476
Total noninterest income	$2,052,000	2,017
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$805,000	1,200
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,247,000	2,099
Total noninterest expense	$10,873,000	1,889
Salaries and employee benefits	$5,978,000	1,964
Premises and equipment expense	$1,474,000	1,551
Additional noninterest expense	$1,247,000	2,099
Pre-tax net operating income	$2,559,000	2,828
Securities gains (losses)	$-36,000	3,694
Applicable income taxes	$13,000	3,489
Income before extraordinary items	$2,510,000	2,681
Extraordinary gains, net	$0	5
Net income	$2,510,000	2,678
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,510,000	2,680
Net charge-offs	$340,000	733
Cash dividends	$1,441,000	1,794
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,545,640	2,692
2022-09-30 (YTD Data)		Rank
Total interest income	$9,436,000	2,157
Total interest expense	$762,000	2,096
Net interest income	$8,674,000	2,135
Provision for loan and lease losses	$266,000	1,310
Total noninterest income	$1,547,000	2,043
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$592,000	1,229
Trading account gains and fees	NA	NA
Additional Noninterest Income	$955,000	2,100
Total noninterest expense	$8,137,000	1,897
Salaries and employee benefits	$4,527,000	1,927
Premises and equipment expense	$1,068,000	1,593
Additional noninterest expense	$955,000	2,100
Pre-tax net operating income	$1,818,000	2,886
Securities gains (losses)	$0	740
Applicable income taxes	$10,000	3,480
Income before extraordinary items	$1,808,000	2,713
Extraordinary gains, net	$0	4
Net income	$1,808,000	2,711
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,808,000	2,712
Net charge-offs	$116,000	876
Cash dividends	$913,000	1,742
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,808,000	2,747
2022-06-30 (YTD Data)		Rank
Total interest income	$6,116,000	2,150
Total interest expense	$412,000	2,220
Net interest income	$5,704,000	2,120
Provision for loan and lease losses	$136,000	1,370
Total noninterest income	$1,021,000	2,044
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$372,000	1,264
Trading account gains and fees	NA	NA
Additional Noninterest Income	$649,000	2,115
Total noninterest expense	$5,301,000	1,912
Salaries and employee benefits	$2,982,000	1,950
Premises and equipment expense	$701,000	1,630
Additional noninterest expense	$1,618,000	1,884
Pre-tax net operating income	$1,288,000	2,737
Securities gains (losses)	$0	687
Applicable income taxes	$7,000	3,438
Income before extraordinary items	$1,281,000	2,542
Extraordinary gains, net	$0	4
Net income	$1,281,000	2,542
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,281,000	2,542
Net charge-offs	$98,000	732
Cash dividends	$518,000	1,852
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,281,000	2,580
2022-03-31 (YTD Data)		Rank
Total interest income	$3,055,000	2,107
Total interest expense	$200,000	2,219
Net interest income	$2,855,000	2,063
Provision for loan and lease losses	$76,000	1,092
Total noninterest income	$516,000	2,037
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$183,000	1,259
Trading account gains and fees	NA	NA
Additional Noninterest Income	$333,000	2,073
Total noninterest expense	$2,589,000	1,939
Salaries and employee benefits	$1,482,000	1,954
Premises and equipment expense	$347,000	1,653
Additional noninterest expense	$760,000	1,951
Pre-tax net operating income	$706,000	2,544
Securities gains (losses)	$0	623
Applicable income taxes	$3,000	3,335
Income before extraordinary items	$703,000	2,354
Extraordinary gains, net	$0	4
Net income	$703,000	2,353
Minority interest net income	$0	50
Net income of bank and minority interests.	$703,000	2,354
Net charge-offs	$1,000	1,671
Cash dividends	$178,000	1,795
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$703,000	2,375
2021-12-31 (YTD Data)		Rank
Total interest income	$11,994,000	2,201
Total interest expense	$1,170,000	1,992
Net interest income	$10,824,000	2,203
Provision for loan and lease losses	$488,000	1,078
Total noninterest income	$1,895,000	2,292
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$644,000	1,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,251,000	2,407
Total noninterest expense	$9,622,000	2,026
Salaries and employee benefits	$5,172,000	2,125
Premises and equipment expense	$1,378,000	1,626
Additional noninterest expense	$3,072,000	1,942
Pre-tax net operating income	$2,609,000	2,851
Securities gains (losses)	$13,000	1,655
Applicable income taxes	$13,000	3,549
Income before extraordinary items	$2,609,000	2,710
Extraordinary gains, net	$0	10
Net income	$2,609,000	2,711
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,609,000	2,711
Net charge-offs	$3,000	2,526
Cash dividends	$930,000	2,300
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,596,000	2,697
2021-09-30 (YTD Data)		Rank
Total interest income	$8,784,000	2,280
Total interest expense	$935,000	1,988
Net interest income	$7,849,000	2,303
Provision for loan and lease losses	$325,000	1,106
Total noninterest income	$1,434,000	2,323
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$469,000	1,360
Trading account gains and fees	NA	NA
Additional Noninterest Income	$965,000	2,428
Total noninterest expense	$7,162,000	2,048
Salaries and employee benefits	$3,842,000	2,148
Premises and equipment expense	$1,024,000	1,664
Additional noninterest expense	$2,296,000	1,952
Pre-tax net operating income	$1,796,000	3,057
Securities gains (losses)	$13,000	1,585
Applicable income taxes	$10,000	3,516
Income before extraordinary items	$1,799,000	2,918
Extraordinary gains, net	$0	8
Net income	$1,799,000	2,918
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,799,000	2,918
Net charge-offs	$-13,000	3,747
Cash dividends	$930,000	1,810
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,786,130	2,909
2021-06-30 (YTD Data)		Rank
Total interest income	$5,562,000	2,346
Total interest expense	$654,000	1,987
Net interest income	$4,908,000	2,392
Provision for loan and lease losses	$225,000	1,102
Total noninterest income	$920,000	2,329
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$293,000	1,380
Trading account gains and fees	NA	NA
Additional Noninterest Income	$627,000	2,410
Total noninterest expense	$4,663,000	2,071
Salaries and employee benefits	$2,529,000	2,160
Premises and equipment expense	$640,000	1,747
Additional noninterest expense	$1,494,000	1,973
Pre-tax net operating income	$940,000	3,337
Securities gains (losses)	$13,000	1,320
Applicable income taxes	$6,000	3,509
Income before extraordinary items	$947,000	3,193
Extraordinary gains, net	$0	6
Net income	$947,000	3,191
Minority interest net income	$0	67
Net income of bank and minority interests.	$947,000	3,193
Net charge-offs	$-10,000	3,814
Cash dividends	$660,000	1,709
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$934,130	3,185
2021-03-31 (YTD Data)		Rank
Total interest income	$2,721,000	2,379
Total interest expense	$331,000	2,036
Net interest income	$2,390,000	2,417
Provision for loan and lease losses	$150,000	937
Total noninterest income	$445,000	2,364
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$139,000	1,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$306,000	2,437
Total noninterest expense	$2,317,000	2,060
Salaries and employee benefits	$1,292,000	2,117
Premises and equipment expense	$313,000	1,789
Additional noninterest expense	$712,000	2,012
Pre-tax net operating income	$368,000	3,585
Securities gains (losses)	$0	1,392
Applicable income taxes	$3,000	3,464
Income before extraordinary items	$365,000	3,467
Extraordinary gains, net	$0	3
Net income	$365,000	3,468
Minority interest net income	$0	55
Net income of bank and minority interests.	$365,000	3,467
Net charge-offs	$-2,000	3,357
Cash dividends	$335,000	1,492
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$365,000	3,444
2020-12-31 (YTD Data)		Rank
Total interest income	$10,730,000	2,415
Total interest expense	$1,910,000	2,031
Net interest income	$8,820,000	2,459
Provision for loan and lease losses	$410,000	2,422
Total noninterest income	$1,748,000	2,271
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$463,000	1,691
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,285,000	2,232
Total noninterest expense	$8,451,000	2,179
Salaries and employee benefits	$4,475,000	2,299
Premises and equipment expense	$1,182,000	1,820
Additional noninterest expense	$2,794,000	2,035
Pre-tax net operating income	$1,707,000	3,124
Securities gains (losses)	$10,000	2,309
Applicable income taxes	$0	3,697
Income before extraordinary items	$1,717,000	3,019
Extraordinary gains, net	$0	4
Net income	$1,717,000	3,018
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,717,000	3,019
Net charge-offs	$107,000	1,961
Cash dividends	$728,000	2,511
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,707,000	2,974
2020-09-30 (YTD Data)		Rank
Total interest income	$7,982,000	2,439
Total interest expense	$1,539,000	2,028
Net interest income	$6,443,000	2,504
Provision for loan and lease losses	$185,000	2,839
Total noninterest income	$1,335,000	2,208
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$335,000	1,743
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,000,000	2,139
Total noninterest expense	$6,436,000	2,147
Salaries and employee benefits	$3,484,000	2,226
Premises and equipment expense	$904,000	1,791
Additional noninterest expense	$2,048,000	2,042
Pre-tax net operating income	$1,157,000	3,278
Securities gains (losses)	$10,000	2,124
Applicable income taxes	$0	3,696
Income before extraordinary items	$1,167,000	3,157
Extraordinary gains, net	$0	4
Net income	$1,167,000	3,156
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,167,000	3,157
Net charge-offs	$21,000	2,476
Cash dividends	$595,000	2,166
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$1,157,000	3,108
2020-06-30 (YTD Data)		Rank
Total interest income	$5,353,000	2,448
Total interest expense	$1,131,000	2,005
Net interest income	$4,222,000	2,540
Provision for loan and lease losses	$160,000	2,590
Total noninterest income	$926,000	2,101
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$226,000	1,750
Trading account gains and fees	NA	NA
Additional Noninterest Income	$700,000	2,032
Total noninterest expense	$4,234,000	2,169
Salaries and employee benefits	$2,334,000	2,222
Premises and equipment expense	$575,000	1,847
Additional noninterest expense	$1,325,000	2,077
Pre-tax net operating income	$754,000	3,303
Securities gains (losses)	$10,000	1,872
Applicable income taxes	$0	3,655
Income before extraordinary items	$764,000	3,166
Extraordinary gains, net	$0	4
Net income	$764,000	3,165
Minority interest net income	$0	65
Net income of bank and minority interests.	$764,000	3,166
Net charge-offs	$29,000	2,009
Cash dividends	$415,000	2,127
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$754,000	3,129
2020-03-31 (YTD Data)		Rank
Total interest income	$2,686,000	2,440
Total interest expense	$628,000	1,990
Net interest income	$2,058,000	2,557
Provision for loan and lease losses	$140,000	1,721
Total noninterest income	$560,000	1,831
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$133,000	1,771
Trading account gains and fees	NA	NA
Additional Noninterest Income	$427,000	1,661
Total noninterest expense	$2,121,000	2,190
Salaries and employee benefits	$1,182,000	2,224
Premises and equipment expense	$289,000	1,858
Additional noninterest expense	$650,000	2,126
Pre-tax net operating income	$357,000	3,203
Securities gains (losses)	$10,000	1,316
Applicable income taxes	$0	3,513
Income before extraordinary items	$367,000	3,038
Extraordinary gains, net	$0	4
Net income	$367,000	3,038
Minority interest net income	$0	56
Net income of bank and minority interests.	$367,000	3,039
Net charge-offs	$14,000	1,736
Cash dividends	$340,000	1,565
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$357,000	3,046
2019-12-31 (YTD Data)		Rank
Total interest income	$10,385,000	2,532
Total interest expense	$2,667,000	1,953
Net interest income	$7,718,000	2,685
Provision for loan and lease losses	$459,000	1,570
Total noninterest income	$1,312,000	2,460
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$561,000	1,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$751,000	2,567
Total noninterest expense	$7,567,000	2,330
Salaries and employee benefits	$3,955,000	2,458
Premises and equipment expense	$1,011,000	2,014
Additional noninterest expense	$2,601,000	2,159
Pre-tax net operating income	$1,004,000	3,862
Securities gains (losses)	$0	2,379
Applicable income taxes	$0	3,859
Income before extraordinary items	$1,004,000	3,774
Extraordinary gains, net	$0	11
Net income	$1,004,000	3,774
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,004,000	3,775
Net charge-offs	$174,000	1,798
Cash dividends	$841,000	2,529
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,004,000	3,746
2019-09-30 (YTD Data)		Rank
Total interest income	$7,670,000	2,585
Total interest expense	$2,024,000	1,956
Net interest income	$5,646,000	2,774
Provision for loan and lease losses	$139,000	2,325
Total noninterest income	$999,000	2,455
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$422,000	1,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$577,000	2,554
Total noninterest expense	$5,802,000	2,305
Salaries and employee benefits	$3,048,000	2,422
Premises and equipment expense	$813,000	1,938
Additional noninterest expense	$1,941,000	2,162
Pre-tax net operating income	$704,000	4,031
Securities gains (losses)	$0	2,167
Applicable income taxes	$0	3,902
Income before extraordinary items	$704,000	3,934
Extraordinary gains, net	$0	11
Net income	$704,000	3,933
Minority interest net income	$0	72
Net income of bank and minority interests.	$704,000	3,934
Net charge-offs	$77,000	1,933
Cash dividends	$801,000	2,039
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$704,000	3,910
2019-06-30 (YTD Data)		Rank
Total interest income	$4,980,000	2,634
Total interest expense	$1,322,000	1,961
Net interest income	$3,658,000	2,824
Provision for loan and lease losses	$44,000	2,893
Total noninterest income	$664,000	2,418
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$277,000	1,763
Trading account gains and fees	NA	NA
Additional Noninterest Income	$387,000	2,518
Total noninterest expense	$3,820,000	2,340
Salaries and employee benefits	$2,016,000	2,448
Premises and equipment expense	$534,000	1,958
Additional noninterest expense	$1,270,000	2,199
Pre-tax net operating income	$458,000	4,077
Securities gains (losses)	$0	1,702
Applicable income taxes	$0	3,901
Income before extraordinary items	$458,000	3,956
Extraordinary gains, net	$0	11
Net income	$458,000	3,954
Minority interest net income	$0	69
Net income of bank and minority interests.	$458,000	3,955
Net charge-offs	$30,000	2,158
Cash dividends	$591,000	1,956
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$458,000	3,939
2019-03-31 (YTD Data)		Rank
Total interest income	$2,408,000	2,692
Total interest expense	$617,000	2,021
Net interest income	$1,791,000	2,881
Provision for loan and lease losses	$14,000	2,997
Total noninterest income	$308,000	2,494
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$133,000	1,807
Trading account gains and fees	NA	NA
Additional Noninterest Income	$175,000	2,561
Total noninterest expense	$1,874,000	2,371
Salaries and employee benefits	$997,000	2,490
Premises and equipment expense	$267,000	1,991
Additional noninterest expense	$610,000	2,255
Pre-tax net operating income	$211,000	4,158
Securities gains (losses)	$0	1,087
Applicable income taxes	$0	3,800
Income before extraordinary items	$211,000	4,043
Extraordinary gains, net	$0	5
Net income	$211,000	4,041
Minority interest net income	$0	52
Net income of bank and minority interests.	$211,000	4,042
Net charge-offs	$18,000	1,744
Cash dividends	$251,000	1,853
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$211,000	4,039
2018-12-31 (YTD Data)		Rank
Total interest income	$8,352,000	2,861
Total interest expense	$1,336,000	2,505
Net interest income	$7,016,000	2,896
Provision for loan and lease losses	$325,000	1,879
Total noninterest income	$1,277,000	2,530
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$539,000	1,871
Trading account gains and fees	NA	NA
Additional Noninterest Income	$738,000	2,592
Total noninterest expense	$6,757,000	2,520
Salaries and employee benefits	$3,349,000	2,755
Premises and equipment expense	$1,064,000	1,969
Additional noninterest expense	$2,344,000	2,331
Pre-tax net operating income	$1,211,000	3,803
Securities gains (losses)	$0	1,125
Applicable income taxes	$0	3,978
Income before extraordinary items	$1,211,000	3,655
Extraordinary gains, net	$0	6
Net income	$1,211,000	3,652
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,211,000	3,654
Net charge-offs	$120,000	2,021
Cash dividends	$575,000	2,844
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$1,211,000	3,658
2018-09-30 (YTD Data)		Rank
Total interest income	$6,094,000	2,912
Total interest expense	$932,000	2,546
Net interest income	$5,162,000	2,941
Provision for loan and lease losses	$155,000	2,228
Total noninterest income	$1,001,000	2,506
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$397,000	1,908
Trading account gains and fees	NA	NA
Additional Noninterest Income	$604,000	2,509
Total noninterest expense	$5,173,000	2,502
Salaries and employee benefits	$2,620,000	2,691
Premises and equipment expense	$809,000	1,953
Additional noninterest expense	$1,744,000	2,339
Pre-tax net operating income	$835,000	3,980
Securities gains (losses)	$0	1,118
Applicable income taxes	$0	4,032
Income before extraordinary items	$835,000	3,819
Extraordinary gains, net	$0	5
Net income	$835,000	3,817
Minority interest net income	$0	66
Net income of bank and minority interests.	$835,000	3,818
Net charge-offs	$54,000	2,153
Cash dividends	$473,000	2,429
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$835,000	3,825
2018-06-30 (YTD Data)		Rank
Total interest income	$3,943,000	2,957
Total interest expense	$598,000	2,524
Net interest income	$3,345,000	2,994
Provision for loan and lease losses	$120,000	2,009
Total noninterest income	$704,000	2,424
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$263,000	1,915
Trading account gains and fees	NA	NA
Additional Noninterest Income	$441,000	2,400
Total noninterest expense	$3,423,000	2,527
Salaries and employee benefits	$1,755,000	2,703
Premises and equipment expense	$530,000	1,989
Additional noninterest expense	$1,138,000	2,391
Pre-tax net operating income	$506,000	4,087
Securities gains (losses)	$0	961
Applicable income taxes	$0	4,018
Income before extraordinary items	$506,000	3,938
Extraordinary gains, net	$0	6
Net income	$506,000	3,937
Minority interest net income	$0	65
Net income of bank and minority interests.	$506,000	3,937
Net charge-offs	$16,000	2,366
Cash dividends	$343,000	2,361
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$506,000	3,938
2018-03-31 (YTD Data)		Rank
Total interest income	$1,911,000	3,017
Total interest expense	$291,000	2,512
Net interest income	$1,620,000	3,062
Provision for loan and lease losses	$10,000	3,121
Total noninterest income	$317,000	2,551
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$128,000	1,954
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,561
Total noninterest expense	$1,749,000	2,511
Salaries and employee benefits	$896,000	2,683
Premises and equipment expense	$265,000	2,026
Additional noninterest expense	$588,000	2,322
Pre-tax net operating income	$178,000	4,450
Securities gains (losses)	$0	735
Applicable income taxes	$0	3,948
Income before extraordinary items	$178,000	4,313
Extraordinary gains, net	$0	7
Net income	$178,000	4,311
Minority interest net income	$0	52
Net income of bank and minority interests.	$178,000	4,313
Net charge-offs	$-19,000	4,967
Cash dividends	$230,000	1,802
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$178,000	4,320
2017-12-31 (YTD Data)		Rank
Total interest income	$7,441,000	3,013
Total interest expense	$1,059,000	2,454
Net interest income	$6,382,000	3,059
Provision for loan and lease losses	$110,000	2,978
Total noninterest income	$1,205,000	2,682
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$518,000	1,974
Trading account gains and fees	NA	NA
Additional Noninterest Income	$687,000	2,751
Total noninterest expense	$6,660,000	2,588
Salaries and employee benefits	$3,181,000	2,872
Premises and equipment expense	$1,111,000	1,956
Additional noninterest expense	$2,368,000	2,340
Pre-tax net operating income	$817,000	4,298
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$-1,000	5,420
Income before extraordinary items	$819,000	3,970
Extraordinary gains, net	$0	9
Net income	$819,000	3,970
Minority interest net income	$0	76
Net income of bank and minority interests.	$819,000	3,970
Net charge-offs	$134,000	2,170
Cash dividends	$473,000	3,032
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$818,000	3,960
2017-09-30 (YTD Data)		Rank
Total interest income	$5,463,000	3,071
Total interest expense	$772,000	2,480
Net interest income	$4,691,000	3,124
Provision for loan and lease losses	$60,000	3,094
Total noninterest income	$894,000	2,728
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$385,000	1,998
Trading account gains and fees	NA	NA
Additional Noninterest Income	$509,000	2,789
Total noninterest expense	$4,942,000	2,619
Salaries and employee benefits	$2,358,000	2,916
Premises and equipment expense	$831,000	1,965
Additional noninterest expense	$1,753,000	2,377
Pre-tax net operating income	$583,000	4,436
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$-1,000	5,555
Income before extraordinary items	$585,000	4,239
Extraordinary gains, net	$0	9
Net income	$585,000	4,238
Minority interest net income	$0	71
Net income of bank and minority interests.	$585,000	4,239
Net charge-offs	$85,000	2,064
Cash dividends	$473,000	2,476
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$584,000	4,225
2017-06-30 (YTD Data)		Rank
Total interest income	$3,572,000	3,102
Total interest expense	$511,000	2,446
Net interest income	$3,061,000	3,172
Provision for loan and lease losses	$40,000	2,995
Total noninterest income	$597,000	2,721
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$254,000	2,011
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	2,779
Total noninterest expense	$3,259,000	2,643
Salaries and employee benefits	$1,553,000	2,957
Premises and equipment expense	$550,000	1,973
Additional noninterest expense	$1,156,000	2,399
Pre-tax net operating income	$359,000	4,503
Securities gains (losses)	$1,000	1,756
Applicable income taxes	$-1,000	5,602
Income before extraordinary items	$361,000	4,299
Extraordinary gains, net	$0	11
Net income	$361,000	4,298
Minority interest net income	$0	71
Net income of bank and minority interests.	$361,000	4,299
Net charge-offs	$18,000	2,639
Cash dividends	$345,000	2,378
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$360,000	4,280
2017-03-31 (YTD Data)		Rank
Total interest income	$1,736,000	3,163
Total interest expense	$253,000	2,436
Net interest income	$1,483,000	3,225
Provision for loan and lease losses	$10,000	3,145
Total noninterest income	$277,000	2,813
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$125,000	2,036
Trading account gains and fees	NA	NA
Additional Noninterest Income	$152,000	2,917
Total noninterest expense	$1,654,000	2,633
Salaries and employee benefits	$798,000	2,953
Premises and equipment expense	$277,000	1,995
Additional noninterest expense	$579,000	2,390
Pre-tax net operating income	$96,000	4,992
Securities gains (losses)	$0	1,153
Applicable income taxes	$-1,000	5,638
Income before extraordinary items	$97,000	4,895
Extraordinary gains, net	$0	8
Net income	$97,000	4,895
Minority interest net income	$0	55
Net income of bank and minority interests.	$97,000	4,895
Net charge-offs	$29,000	1,668
Cash dividends	$280,000	1,706
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$97,000	4,883
2016-12-31 (YTD Data)		Rank
Total interest income	$7,094,000	3,103
Total interest expense	$978,000	2,451
Net interest income	$6,116,000	3,156
Provision for loan and lease losses	$121,000	2,914
Total noninterest income	$1,134,000	2,835
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$527,000	2,001
Trading account gains and fees	$0	170
Additional Noninterest Income	$607,000	3,003
Total noninterest expense	$6,326,000	2,758
Salaries and employee benefits	$2,969,000	3,035
Premises and equipment expense	$1,141,000	1,946
Additional noninterest expense	$2,216,000	2,562
Pre-tax net operating income	$803,000	4,337
Securities gains (losses)	$-1,000	5,500
Applicable income taxes	$0	4,278
Income before extraordinary items	$802,000	4,178
Extraordinary gains, net	$0	5
Net income	$802,000	4,175
Minority interest net income	$0	82
Net income of bank and minority interests.	$802,000	4,177
Net charge-offs	$146,000	2,246
Cash dividends	$596,000	2,799
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$803,000	4,115
2016-09-30 (YTD Data)		Rank
Total interest income	$5,274,000	3,129
Total interest expense	$729,000	2,467
Net interest income	$4,545,000	3,185
Provision for loan and lease losses	$100,000	2,703
Total noninterest income	$836,000	2,876
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$392,000	2,020
Trading account gains and fees	$0	169
Additional Noninterest Income	$444,000	3,040
Total noninterest expense	$4,713,000	2,754
Salaries and employee benefits	$2,216,000	3,056
Premises and equipment expense	$838,000	1,977
Additional noninterest expense	$1,659,000	2,570
Pre-tax net operating income	$568,000	4,480
Securities gains (losses)	$-1,000	5,663
Applicable income taxes	$0	4,325
Income before extraordinary items	$567,000	4,334
Extraordinary gains, net	$0	5
Net income	$567,000	4,333
Minority interest net income	$0	71
Net income of bank and minority interests.	$567,000	4,334
Net charge-offs	$41,000	2,719
Cash dividends	$495,000	2,426
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$568,000	4,255
2016-06-30 (YTD Data)		Rank
Total interest income	$3,490,000	3,153
Total interest expense	$480,000	2,496
Net interest income	$3,010,000	3,209
Provision for loan and lease losses	$52,000	2,907
Total noninterest income	$550,000	2,876
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$256,000	2,032
Trading account gains and fees	$0	157
Additional Noninterest Income	$294,000	3,048
Total noninterest expense	$3,084,000	2,803
Salaries and employee benefits	$1,472,000	3,083
Premises and equipment expense	$547,000	2,000
Additional noninterest expense	$1,065,000	2,661
Pre-tax net operating income	$424,000	4,382
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$424,000	4,202
Extraordinary gains, net	$0	16
Net income	$424,000	4,199
Minority interest net income	$0	71
Net income of bank and minority interests.	$424,000	4,201
Net charge-offs	$7,000	3,214
Cash dividends	$345,000	2,385
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$424,000	4,130
2016-03-31 (YTD Data)		Rank
Total interest income	$1,738,000	3,163
Total interest expense	$240,000	2,505
Net interest income	$1,498,000	3,226
Provision for loan and lease losses	$14,000	3,163
Total noninterest income	$273,000	2,868
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$127,000	2,023
Trading account gains and fees	$0	142
Additional Noninterest Income	$146,000	3,016
Total noninterest expense	$1,524,000	2,833
Salaries and employee benefits	$743,000	3,090
Premises and equipment expense	$268,000	2,058
Additional noninterest expense	$513,000	2,722
Pre-tax net operating income	$233,000	4,237
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$233,000	4,030
Extraordinary gains, net	$0	12
Net income	$233,000	4,027
Minority interest net income	$0	62
Net income of bank and minority interests.	$233,000	4,028
Net charge-offs	$18,000	2,041
Cash dividends	$90,000	2,452
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$233,000	3,974
2015-12-31 (YTD Data)		Rank
Total interest income	$6,689,000	3,215
Total interest expense	$857,000	2,687
Net interest income	$5,832,000	3,243
Provision for loan and lease losses	$477,000	1,411
Total noninterest income	$1,045,000	2,988
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$524,000	2,057
Trading account gains and fees	$0	159
Additional Noninterest Income	$521,000	3,224
Total noninterest expense	$6,032,000	2,853
Salaries and employee benefits	$2,845,000	3,136
Premises and equipment expense	$1,102,000	2,029
Additional noninterest expense	$2,085,000	2,722
Pre-tax net operating income	$368,000	5,139
Securities gains (losses)	$367,000	465
Applicable income taxes	$0	4,402
Income before extraordinary items	$735,000	4,356
Extraordinary gains, net	$0	23
Net income	$735,000	4,353
Minority interest net income	$0	81
Net income of bank and minority interests.	$735,000	4,355
Net charge-offs	$214,000	1,927
Cash dividends	$315,000	3,367
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$368,000	5,046
2015-09-30 (YTD Data)		Rank
Total interest income	$4,946,000	3,269
Total interest expense	$623,000	2,789
Net interest income	$4,323,000	3,301
Provision for loan and lease losses	$70,000	2,996
Total noninterest income	$787,000	2,997
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$398,000	2,048
Trading account gains and fees	$0	153
Additional Noninterest Income	$389,000	3,262
Total noninterest expense	$4,582,000	2,839
Salaries and employee benefits	$2,184,000	3,123
Premises and equipment expense	$806,000	2,086
Additional noninterest expense	$1,592,000	2,668
Pre-tax net operating income	$458,000	4,831
Securities gains (losses)	$6,000	2,557
Applicable income taxes	$0	4,489
Income before extraordinary items	$464,000	4,666
Extraordinary gains, net	$0	21
Net income	$464,000	4,669
Minority interest net income	$0	78
Net income of bank and minority interests.	$464,000	4,670
Net charge-offs	$69,000	2,508
Cash dividends	$315,000	2,745
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$458,000	4,623
2015-06-30 (YTD Data)		Rank
Total interest income	$3,231,000	3,326
Total interest expense	$397,000	2,887
Net interest income	$2,834,000	3,347
Provision for loan and lease losses	$60,000	2,661
Total noninterest income	$510,000	3,040
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$264,000	2,011
Trading account gains and fees	$0	157
Additional Noninterest Income	$246,000	3,327
Total noninterest expense	$3,010,000	2,880
Salaries and employee benefits	$1,467,000	3,127
Premises and equipment expense	$516,000	2,173
Additional noninterest expense	$1,027,000	2,750
Pre-tax net operating income	$274,000	4,961
Securities gains (losses)	$0	2,636
Applicable income taxes	$0	4,497
Income before extraordinary items	$274,000	4,804
Extraordinary gains, net	$0	22
Net income	$274,000	4,806
Minority interest net income	$0	75
Net income of bank and minority interests.	$274,000	4,807
Net charge-offs	$26,000	2,782
Cash dividends	$215,000	2,716
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$274,000	4,741
2015-03-31 (YTD Data)		Rank
Total interest income	$1,590,000	3,371
Total interest expense	$182,000	3,079
Net interest income	$1,408,000	3,364
Provision for loan and lease losses	$20,000	2,822
Total noninterest income	$249,000	3,046
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$132,000	2,009
Trading account gains and fees	$0	152
Additional Noninterest Income	$117,000	3,365
Total noninterest expense	$1,493,000	2,913
Salaries and employee benefits	$745,000	3,114
Premises and equipment expense	$258,000	2,191
Additional noninterest expense	$490,000	2,833
Pre-tax net operating income	$144,000	4,879
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$144,000	4,724
Extraordinary gains, net	$0	13
Net income	$144,000	4,726
Minority interest net income	$0	64
Net income of bank and minority interests.	$144,000	4,728
Net charge-offs	$19,000	2,149
Cash dividends	$45,000	2,625
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$144,000	4,650
2014-12-31 (YTD Data)		Rank
Total interest income	$6,201,000	3,456
Total interest expense	$643,000	3,466
Net interest income	$5,558,000	3,413
Provision for loan and lease losses	$208,000	2,426
Total noninterest income	$1,024,000	3,075
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$575,000	2,041
Trading account gains and fees	$0	180
Additional Noninterest Income	$449,000	3,430
Total noninterest expense	$5,808,000	2,985
Salaries and employee benefits	$2,711,000	3,292
Premises and equipment expense	$1,102,000	2,075
Additional noninterest expense	$1,995,000	2,884
Pre-tax net operating income	$566,000	4,912
Securities gains (losses)	$70,000	1,502
Applicable income taxes	$0	4,531
Income before extraordinary items	$636,000	4,612
Extraordinary gains, net	$0	17
Net income	$636,000	4,613
Minority interest net income	$0	84
Net income of bank and minority interests.	$636,000	4,613
Net charge-offs	$91,000	3,266
Cash dividends	$308,000	3,346
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$566,000	4,722
2014-09-30 (YTD Data)		Rank
Total interest income	$4,665,000	3,475
Total interest expense	$478,000	3,537
Net interest income	$4,187,000	3,428
Provision for loan and lease losses	$108,000	2,713
Total noninterest income	$764,000	3,110
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$426,000	2,062
Trading account gains and fees	$0	174
Additional Noninterest Income	$338,000	3,450
Total noninterest expense	$4,394,000	2,976
Salaries and employee benefits	$2,102,000	3,250
Premises and equipment expense	$816,000	2,108
Additional noninterest expense	$1,476,000	2,920
Pre-tax net operating income	$449,000	4,919
Securities gains (losses)	$70,000	1,231
Applicable income taxes	$0	4,583
Income before extraordinary items	$519,000	4,553
Extraordinary gains, net	$0	15
Net income	$519,000	4,553
Minority interest net income	$0	81
Net income of bank and minority interests.	$519,000	4,554
Net charge-offs	$37,000	3,473
Cash dividends	$255,000	2,878
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$449,000	4,717
2014-06-30 (YTD Data)		Rank
Total interest income	$3,080,000	3,496
Total interest expense	$315,000	3,600
Net interest income	$2,765,000	3,444
Provision for loan and lease losses	$53,000	2,964
Total noninterest income	$498,000	3,125
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$280,000	2,061
Trading account gains and fees	$0	172
Additional Noninterest Income	$218,000	3,494
Total noninterest expense	$2,922,000	2,998
Salaries and employee benefits	$1,412,000	3,248
Premises and equipment expense	$532,000	2,157
Additional noninterest expense	$978,000	2,938
Pre-tax net operating income	$288,000	4,953
Securities gains (losses)	$70,000	979
Applicable income taxes	$0	4,568
Income before extraordinary items	$358,000	4,471
Extraordinary gains, net	$0	20
Net income	$358,000	4,474
Minority interest net income	$0	80
Net income of bank and minority interests.	$358,000	4,475
Net charge-offs	$22,000	3,363
Cash dividends	$185,000	2,793
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$288,000	4,740
2014-03-31 (YTD Data)		Rank
Total interest income	$1,516,000	3,556
Total interest expense	$158,000	3,656
Net interest income	$1,358,000	3,502
Provision for loan and lease losses	$3,000	3,691
Total noninterest income	$247,000	3,083
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$131,000	2,169
Trading account gains and fees	$0	147
Additional Noninterest Income	$116,000	3,355
Total noninterest expense	$1,433,000	3,062
Salaries and employee benefits	$715,000	3,240
Premises and equipment expense	$262,000	2,216
Additional noninterest expense	$456,000	3,114
Pre-tax net operating income	$169,000	4,720
Securities gains (losses)	$1,000	1,605
Applicable income taxes	$0	4,445
Income before extraordinary items	$170,000	4,500
Extraordinary gains, net	$0	16
Net income	$170,000	4,503
Minority interest net income	$0	66
Net income of bank and minority interests.	$170,000	4,503
Net charge-offs	$18,000	2,548
Cash dividends	$125,000	2,093
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$169,000	4,459
2013-12-31 (YTD Data)		Rank
Total interest income	$6,138,000	3,564
Total interest expense	$576,000	4,160
Net interest income	$5,562,000	3,447
Provision for loan and lease losses	$358,000	2,243
Total noninterest income	$1,019,000	3,157
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$544,000	2,243
Trading account gains and fees	$0	184
Additional Noninterest Income	$475,000	3,430
Total noninterest expense	$5,457,000	3,194
Salaries and employee benefits	$2,665,000	3,383
Premises and equipment expense	$1,021,000	2,213
Additional noninterest expense	$1,771,000	3,245
Pre-tax net operating income	$766,000	4,465
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$766,000	4,315
Extraordinary gains, net	$0	29
Net income	$766,000	4,318
Minority interest net income	$0	90
Net income of bank and minority interests.	$766,000	4,319
Net charge-offs	$299,000	2,585
Cash dividends	$464,000	2,845
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$766,000	4,257
2013-09-30 (YTD Data)		Rank
Total interest income	$4,566,000	3,618
Total interest expense	$411,000	4,353
Net interest income	$4,155,000	3,476
Provision for loan and lease losses	$244,000	2,322
Total noninterest income	$777,000	3,191
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$403,000	2,268
Trading account gains and fees	$0	180
Additional Noninterest Income	$374,000	3,415
Total noninterest expense	$4,146,000	3,174
Salaries and employee benefits	$2,102,000	3,275
Premises and equipment expense	$743,000	2,296
Additional noninterest expense	$1,301,000	3,292
Pre-tax net operating income	$542,000	4,655
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$542,000	4,474
Extraordinary gains, net	$0	25
Net income	$542,000	4,477
Minority interest net income	$0	84
Net income of bank and minority interests.	$542,000	4,478
Net charge-offs	$199,000	2,564
Cash dividends	$464,000	2,171
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$542,000	4,396
2013-06-30 (YTD Data)		Rank
Total interest income	$3,033,000	3,631
Total interest expense	$283,000	4,347
Net interest income	$2,750,000	3,500
Provision for loan and lease losses	$166,000	2,332
Total noninterest income	$531,000	3,185
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$263,000	2,275
Trading account gains and fees	$0	157
Additional Noninterest Income	$268,000	3,366
Total noninterest expense	$2,746,000	3,198
Salaries and employee benefits	$1,416,000	3,274
Premises and equipment expense	$485,000	2,342
Additional noninterest expense	$845,000	3,369
Pre-tax net operating income	$369,000	4,600
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$369,000	4,458
Extraordinary gains, net	$0	22
Net income	$369,000	4,460
Minority interest net income	$0	82
Net income of bank and minority interests.	$369,000	4,461
Net charge-offs	$142,000	2,422
Cash dividends	$238,000	2,433
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$369,000	4,353
2013-03-31 (YTD Data)		Rank
Total interest income	$1,520,000	3,653
Total interest expense	$150,000	4,312
Net interest income	$1,370,000	3,520
Provision for loan and lease losses	$85,000	2,275
Total noninterest income	$243,000	3,334
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$133,000	2,235
Trading account gains and fees	$0	148
Additional Noninterest Income	$110,000	3,613
Total noninterest expense	$1,357,000	3,243
Salaries and employee benefits	$723,000	3,247
Premises and equipment expense	$235,000	2,422
Additional noninterest expense	$399,000	3,513
Pre-tax net operating income	$171,000	4,691
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$171,000	4,540
Extraordinary gains, net	$0	10
Net income	$171,000	4,541
Minority interest net income	$0	76
Net income of bank and minority interests.	$171,000	4,542
Net charge-offs	$37,000	2,639
Cash dividends	$70,000	2,238
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$171,000	4,437
2012-12-31 (YTD Data)		Rank
Total interest income	$6,324,000	3,694
Total interest expense	$693,000	4,429
Net interest income	$5,631,000	3,524
Provision for loan and lease losses	$-257,000	6,951
Total noninterest income	$981,000	3,285
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$592,000	2,181
Trading account gains and fees	$0	166
Additional Noninterest Income	$389,000	3,666
Total noninterest expense	$5,347,000	3,299
Salaries and employee benefits	$2,693,000	3,377
Premises and equipment expense	$932,000	2,399
Additional noninterest expense	$1,722,000	3,459
Pre-tax net operating income	$1,522,000	3,309
Securities gains (losses)	$-474,000	7,006
Applicable income taxes	$0	4,751
Income before extraordinary items	$1,048,000	3,806
Extraordinary gains, net	$0	29
Net income	$1,048,000	3,806
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,048,000	3,808
Net charge-offs	$41,000	5,042
Cash dividends	$563,000	2,643
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,522,000	2,971
2012-09-30 (YTD Data)		Rank
Total interest income	$4,789,000	3,750
Total interest expense	$541,000	4,458
Net interest income	$4,248,000	3,564
Provision for loan and lease losses	$-291,000	7,086
Total noninterest income	$756,000	3,276
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$443,000	2,208
Trading account gains and fees	$0	157
Additional Noninterest Income	$313,000	3,624
Total noninterest expense	$4,148,000	3,247
Salaries and employee benefits	$2,121,000	3,284
Premises and equipment expense	$695,000	2,455
Additional noninterest expense	$1,332,000	3,395
Pre-tax net operating income	$1,147,000	3,398
Securities gains (losses)	$-501,000	7,115
Applicable income taxes	$0	4,802
Income before extraordinary items	$646,000	4,231
Extraordinary gains, net	$0	20
Net income	$646,000	4,231
Minority interest net income	$0	86
Net income of bank and minority interests.	$646,000	4,231
Net charge-offs	$2,000	5,642
Cash dividends	$563,000	1,911
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,147,000	3,020
2012-06-30 (YTD Data)		Rank
Total interest income	$3,232,000	3,749
Total interest expense	$375,000	4,472
Net interest income	$2,857,000	3,565
Provision for loan and lease losses	$-351,000	7,176
Total noninterest income	$519,000	3,176
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$292,000	2,209
Trading account gains and fees	$0	153
Additional Noninterest Income	$227,000	3,488
Total noninterest expense	$2,769,000	3,271
Salaries and employee benefits	$1,427,000	3,277
Premises and equipment expense	$458,000	2,485
Additional noninterest expense	$884,000	3,424
Pre-tax net operating income	$958,000	2,939
Securities gains (losses)	$-501,000	7,193
Applicable income taxes	$0	4,770
Income before extraordinary items	$457,000	4,135
Extraordinary gains, net	$0	19
Net income	$457,000	4,139
Minority interest net income	$0	84
Net income of bank and minority interests.	$457,000	4,139
Net charge-offs	$6,000	5,096
Cash dividends	$452,000	1,698
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$958,000	2,560
2012-03-31 (YTD Data)		Rank
Total interest income	$1,642,000	3,749
Total interest expense	$197,000	4,486
Net interest income	$1,445,000	3,552
Provision for loan and lease losses	$-426,000	7,264
Total noninterest income	$274,000	3,092
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$145,000	2,199
Trading account gains and fees	$0	148
Additional Noninterest Income	$129,000	3,289
Total noninterest expense	$1,392,000	3,250
Salaries and employee benefits	$723,000	3,266
Premises and equipment expense	$223,000	2,558
Additional noninterest expense	$446,000	3,379
Pre-tax net operating income	$753,000	2,116
Securities gains (losses)	$-501,000	7,266
Applicable income taxes	$0	4,704
Income before extraordinary items	$252,000	3,969
Extraordinary gains, net	$0	19
Net income	$252,000	3,972
Minority interest net income	$0	78
Net income of bank and minority interests.	$252,000	3,971
Net charge-offs	$72,000	2,737
Cash dividends	$41,000	2,487
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$753,000	1,784
2011-12-31 (YTD Data)		Rank
Total interest income	$6,833,000	3,729
Total interest expense	$1,120,000	4,131
Net interest income	$5,713,000	3,595
Provision for loan and lease losses	$38,000	5,993
Total noninterest income	$910,000	3,278
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$634,000	2,145
Trading account gains and fees	$0	146
Additional Noninterest Income	$276,000	3,996
Total noninterest expense	$5,579,000	3,239
Salaries and employee benefits	$2,709,000	3,358
Premises and equipment expense	$1,037,000	2,340
Additional noninterest expense	$1,833,000	3,367
Pre-tax net operating income	$1,006,000	3,724
Securities gains (losses)	$4,000	3,534
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,010,000	3,548
Extraordinary gains, net	$0	29
Net income	$1,010,000	3,549
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,010,000	3,551
Net charge-offs	$180,000	4,427
Cash dividends	$234,000	3,222
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,006,000	3,439
2011-09-30 (YTD Data)		Rank
Total interest income	$5,126,000	3,782
Total interest expense	$894,000	4,111
Net interest income	$4,232,000	3,632
Provision for loan and lease losses	$0	6,393
Total noninterest income	$729,000	3,172
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$476,000	2,157
Trading account gains and fees	$0	145
Additional Noninterest Income	$253,000	3,715
Total noninterest expense	$4,226,000	3,221
Salaries and employee benefits	$2,112,000	3,264
Premises and equipment expense	$744,000	2,447
Additional noninterest expense	$1,370,000	3,374
Pre-tax net operating income	$735,000	3,878
Securities gains (losses)	$-3,000	6,910
Applicable income taxes	$0	4,740
Income before extraordinary items	$732,000	3,664
Extraordinary gains, net	$0	21
Net income	$732,000	3,666
Minority interest net income	$0	87
Net income of bank and minority interests.	$732,000	3,666
Net charge-offs	$160,000	3,953
Cash dividends	$208,000	2,662
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$735,000	3,553
2011-06-30 (YTD Data)		Rank
Total interest income	$3,432,000	3,806
Total interest expense	$627,000	4,094
Net interest income	$2,805,000	3,657
Provision for loan and lease losses	$0	6,217
Total noninterest income	$458,000	3,290
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$305,000	2,200
Trading account gains and fees	$0	153
Additional Noninterest Income	$153,000	3,915
Total noninterest expense	$2,838,000	3,234
Salaries and employee benefits	$1,421,000	3,269
Premises and equipment expense	$491,000	2,490
Additional noninterest expense	$926,000	3,380
Pre-tax net operating income	$425,000	4,100
Securities gains (losses)	$-3,000	6,961
Applicable income taxes	$0	4,697
Income before extraordinary items	$422,000	3,877
Extraordinary gains, net	$0	15
Net income	$422,000	3,878
Minority interest net income	$0	89
Net income of bank and minority interests.	$422,000	3,879
Net charge-offs	$228,000	2,980
Cash dividends	$208,000	2,250
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$425,000	3,759
2011-03-31 (YTD Data)		Rank
Total interest income	$1,708,000	3,840
Total interest expense	$325,000	4,105
Net interest income	$1,383,000	3,678
Provision for loan and lease losses	$0	5,840
Total noninterest income	$248,000	3,172
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$143,000	2,279
Trading account gains and fees	$0	158
Additional Noninterest Income	$105,000	3,488
Total noninterest expense	$1,429,000	3,227
Salaries and employee benefits	$725,000	3,234
Premises and equipment expense	$243,000	2,546
Additional noninterest expense	$461,000	3,386
Pre-tax net operating income	$202,000	4,222
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$202,000	3,968
Extraordinary gains, net	$0	9
Net income	$202,000	3,967
Minority interest net income	$0	86
Net income of bank and minority interests.	$202,000	3,968
Net charge-offs	$-10,000	6,997
Cash dividends	$12,000	2,515
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$202,000	3,913
2010-12-31 (YTD Data)		Rank
Total interest income	$7,114,000	3,863
Total interest expense	$1,871,000	3,738
Net interest income	$5,243,000	3,831
Provision for loan and lease losses	$228,000	5,203
Total noninterest income	$1,088,000	3,088
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$686,000	2,075
Trading account gains and fees	$0	175
Additional Noninterest Income	$402,000	3,500
Total noninterest expense	$5,174,000	3,509
Salaries and employee benefits	$2,514,000	3,566
Premises and equipment expense	$1,020,000	2,437
Additional noninterest expense	$1,640,000	3,765
Pre-tax net operating income	$929,000	3,504
Securities gains (losses)	$-23,000	7,090
Applicable income taxes	$0	4,655
Income before extraordinary items	$906,000	3,404
Extraordinary gains, net	$0	29
Net income	$906,000	3,401
Minority interest net income	$0	111
Net income of bank and minority interests.	$906,000	3,404
Net charge-offs	$255,000	4,502
Cash dividends	$224,000	3,196
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$929,000	3,223
2010-09-30 (YTD Data)		Rank
Total interest income	$5,331,000	3,945
Total interest expense	$1,487,000	3,721
Net interest income	$3,844,000	3,943
Provision for loan and lease losses	$70,000	6,010
Total noninterest income	$865,000	3,003
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$528,000	2,093
Trading account gains and fees	$0	165
Additional Noninterest Income	$337,000	3,360
Total noninterest expense	$4,025,000	3,390
Salaries and employee benefits	$2,026,000	3,404
Premises and equipment expense	$759,000	2,499
Additional noninterest expense	$1,240,000	3,724
Pre-tax net operating income	$614,000	3,916
Securities gains (losses)	$-1,000	7,074
Applicable income taxes	$0	4,726
Income before extraordinary items	$613,000	3,742
Extraordinary gains, net	$0	23
Net income	$613,000	3,742
Minority interest net income	$0	110
Net income of bank and minority interests.	$613,000	3,743
Net charge-offs	$0	6,672
Cash dividends	$157,000	2,892
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$614,000	3,601
2010-06-30 (YTD Data)		Rank
Total interest income	$3,542,000	3,993
Total interest expense	$1,036,000	3,710
Net interest income	$2,506,000	4,006
Provision for loan and lease losses	$20,000	6,391
Total noninterest income	$552,000	3,034
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$356,000	2,071
Trading account gains and fees	$0	152
Additional Noninterest Income	$196,000	3,532
Total noninterest expense	$2,671,000	3,421
Salaries and employee benefits	$1,355,000	3,418
Premises and equipment expense	$497,000	2,558
Additional noninterest expense	$819,000	3,741
Pre-tax net operating income	$367,000	4,108
Securities gains (losses)	$-1,000	7,170
Applicable income taxes	$0	4,691
Income before extraordinary items	$366,000	3,937
Extraordinary gains, net	$0	19
Net income	$366,000	3,935
Minority interest net income	$0	105
Net income of bank and minority interests.	$366,000	3,936
Net charge-offs	$-18,000	7,576
Cash dividends	$129,000	2,658
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$367,000	3,823
2010-03-31 (YTD Data)		Rank
Total interest income	$1,775,000	4,043
Total interest expense	$537,000	3,738
Net interest income	$1,238,000	4,058
Provision for loan and lease losses	$20,000	5,721
Total noninterest income	$270,000	3,069
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$177,000	2,075
Trading account gains and fees	$0	175
Additional Noninterest Income	$93,000	3,649
Total noninterest expense	$1,323,000	3,494
Salaries and employee benefits	$685,000	3,450
Premises and equipment expense	$247,000	2,621
Additional noninterest expense	$391,000	3,846
Pre-tax net operating income	$165,000	4,398
Securities gains (losses)	$-1,000	7,364
Applicable income taxes	$0	4,611
Income before extraordinary items	$164,000	4,217
Extraordinary gains, net	$0	16
Net income	$164,000	4,218
Minority interest net income	$0	91
Net income of bank and minority interests.	$164,000	4,216
Net charge-offs	$-37,000	7,749
Cash dividends	$79,000	2,052
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$165,000	4,111
2009-12-31 (YTD Data)		Rank
Total interest income	$7,276,000	4,075
Total interest expense	$2,466,000	3,930
Net interest income	$4,810,000	4,043
Provision for loan and lease losses	$240,000	5,554
Total noninterest income	$1,160,000	3,045
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$758,000	2,124
Trading account gains and fees	$0	211
Additional Noninterest Income	$402,000	3,544
Total noninterest expense	$5,150,000	3,594
Salaries and employee benefits	$2,427,000	3,773
Premises and equipment expense	$1,009,000	2,551
Additional noninterest expense	$1,714,000	3,728
Pre-tax net operating income	$580,000	3,824
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$580,000	3,648
Extraordinary gains, net	$0	34
Net income	$580,000	3,646
Minority interest net income	$0	115
Net income of bank and minority interests.	$580,000	3,646
Net charge-offs	$189,000	5,075
Cash dividends	$76,000	4,279
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$580,000	3,572
2009-09-30 (YTD Data)		Rank
Total interest income	$5,410,000	4,153
Total interest expense	$1,872,000	4,028
Net interest income	$3,538,000	4,097
Provision for loan and lease losses	$180,000	5,277
Total noninterest income	$883,000	3,076
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$565,000	2,140
Trading account gains and fees	$0	212
Additional Noninterest Income	$318,000	3,531
Total noninterest expense	$3,851,000	3,601
Salaries and employee benefits	$1,827,000	3,799
Premises and equipment expense	$737,000	2,647
Additional noninterest expense	$1,287,000	3,687
Pre-tax net operating income	$390,000	4,221
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$390,000	4,090
Extraordinary gains, net	$0	27
Net income	$390,000	4,085
Minority interest net income	$0	118
Net income of bank and minority interests.	$390,000	4,088
Net charge-offs	$155,000	4,566
Cash dividends	$76,000	3,743
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$390,000	3,995
2009-06-30 (YTD Data)		Rank
Total interest income	$3,595,000	4,191
Total interest expense	$1,261,000	4,117
Net interest income	$2,334,000	4,102
Provision for loan and lease losses	$120,000	5,054
Total noninterest income	$582,000	3,097
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$358,000	2,209
Trading account gains and fees	$0	193
Additional Noninterest Income	$224,000	3,472
Total noninterest expense	$2,488,000	3,739
Salaries and employee benefits	$1,222,000	3,835
Premises and equipment expense	$475,000	2,769
Additional noninterest expense	$791,000	3,904
Pre-tax net operating income	$308,000	4,110
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$308,000	3,927
Extraordinary gains, net	$0	21
Net income	$308,000	3,926
Minority interest net income	$0	112
Net income of bank and minority interests.	$308,000	3,926
Net charge-offs	$166,000	3,655
Cash dividends	$76,000	3,455
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$308,000	3,810
2009-03-31 (YTD Data)		Rank
Total interest income	$1,792,000	4,253
Total interest expense	$653,000	4,135
Net interest income	$1,139,000	4,169
Provision for loan and lease losses	$60,000	4,614
Total noninterest income	$278,000	3,156
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$167,000	2,262
Trading account gains and fees	$0	171
Additional Noninterest Income	$111,000	3,492
Total noninterest expense	$1,224,000	3,712
Salaries and employee benefits	$615,000	3,854
Premises and equipment expense	$237,000	2,801
Additional noninterest expense	$372,000	3,784
Pre-tax net operating income	$133,000	4,673
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$133,000	4,548
Extraordinary gains, net	$0	15
Net income	$133,000	4,552
Minority interest net income	$0	102
Net income of bank and minority interests.	$133,000	4,552
Net charge-offs	$-4,000	7,635
Cash dividends	$41,000	2,745
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$133,000	4,380
2008-12-31 (YTD Data)		Rank
Total interest income	$7,336,000	4,359
Total interest expense	$2,757,000	4,493
Net interest income	$4,579,000	4,182
Provision for loan and lease losses	$580,000	3,572
Total noninterest income	$2,276,000	1,946
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$834,000	2,048
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,442,000	1,643
Total noninterest expense	$4,698,000	3,754
Salaries and employee benefits	$2,435,000	3,845
Premises and equipment expense	$905,000	2,858
Additional noninterest expense	$1,358,000	3,895
Pre-tax net operating income	$1,577,000	2,926
Securities gains (losses)	$-928,000	7,713
Applicable income taxes	$24,000	4,200
Income before extraordinary items	$625,000	4,109
Extraordinary gains, net	$0	39
Net income	$625,000	4,110
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$411,000	3,085
Cash dividends	$694,000	2,883
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,515,880	2,637
2008-09-30 (YTD Data)		Rank
Total interest income	$5,461,000	4,438
Total interest expense	$2,055,000	4,616
Net interest income	$3,406,000	4,233
Provision for loan and lease losses	$90,000	5,263
Total noninterest income	$2,011,000	1,766
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$620,000	2,083
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,391,000	1,432
Total noninterest expense	$3,558,000	3,703
Salaries and employee benefits	$1,857,000	3,831
Premises and equipment expense	$669,000	2,918
Additional noninterest expense	$1,032,000	3,774
Pre-tax net operating income	$1,769,000	2,510
Securities gains (losses)	$-911,000	7,887
Applicable income taxes	$24,000	4,520
Income before extraordinary items	$834,000	3,484
Extraordinary gains, net	$0	31
Net income	$834,000	3,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$160,000	3,320
Cash dividends	$694,000	2,301
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,717,670	2,149
2008-06-30 (YTD Data)		Rank
Total interest income	$3,627,000	4,504
Total interest expense	$1,406,000	4,688
Net interest income	$2,221,000	4,292
Provision for loan and lease losses	$60,000	4,901
Total noninterest income	$589,000	3,172
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$392,000	2,164
Trading account gains and fees	$0	149
Additional Noninterest Income	$197,000	3,800
Total noninterest expense	$2,113,000	4,079
Salaries and employee benefits	$1,021,000	4,455
Premises and equipment expense	$428,000	3,032
Additional noninterest expense	$664,000	3,862
Pre-tax net operating income	$637,000	3,886
Securities gains (losses)	$7,000	2,608
Applicable income taxes	$24,000	4,564
Income before extraordinary items	$620,000	3,572
Extraordinary gains, net	$0	21
Net income	$620,000	3,572
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$161,000	2,468
Cash dividends	$646,000	1,962
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$613,280	3,538
2008-03-31 (YTD Data)		Rank
Total interest income	$1,862,000	4,531
Total interest expense	$767,000	4,623
Net interest income	$1,095,000	4,333
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$263,000	3,410
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$165,000	2,426
Trading account gains and fees	$0	158
Additional Noninterest Income	$98,000	3,804
Total noninterest expense	$1,018,000	4,182
Salaries and employee benefits	$507,000	4,503
Premises and equipment expense	$205,000	3,161
Additional noninterest expense	$306,000	4,051
Pre-tax net operating income	$310,000	4,074
Securities gains (losses)	$7,000	2,110
Applicable income taxes	$0	5,622
Income before extraordinary items	$317,000	3,677
Extraordinary gains, net	$0	15
Net income	$317,000	3,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$42,000	2,625
Cash dividends	$68,000	3,223
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$310,000	3,643
2007-12-31 (YTD Data)		Rank
Total interest income	$7,601,000	4,513
Total interest expense	$3,364,000	4,449
Net interest income	$4,237,000	4,462
Provision for loan and lease losses	$238,000	3,629
Total noninterest income	$1,041,000	3,458
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$704,000	2,361
Trading account gains and fees	$0	178
Additional Noninterest Income	$337,000	4,039
Total noninterest expense	$3,932,000	4,174
Salaries and employee benefits	$1,855,000	4,643
Premises and equipment expense	$882,000	2,847
Additional noninterest expense	$1,195,000	4,081
Pre-tax net operating income	$1,108,000	4,527
Securities gains (losses)	$0	2,146
Applicable income taxes	$313,000	3,341
Income before extraordinary items	$795,000	4,817
Extraordinary gains, net	$0	39
Net income	$795,000	4,818
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	2,834
Cash dividends	$964,000	2,699
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$795,000	4,788
2007-09-30 (YTD Data)		Rank
Total interest income	$5,675,000	4,538
Total interest expense	$2,530,000	4,447
Net interest income	$3,145,000	4,516
Provision for loan and lease losses	$90,000	4,255
Total noninterest income	$792,000	3,416
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$519,000	2,368
Trading account gains and fees	$0	184
Additional Noninterest Income	$273,000	3,925
Total noninterest expense	$3,204,000	3,902
Salaries and employee benefits	$1,557,000	4,259
Premises and equipment expense	$685,000	2,762
Additional noninterest expense	$962,000	3,816
Pre-tax net operating income	$643,000	5,300
Securities gains (losses)	$0	1,655
Applicable income taxes	$338,000	3,027
Income before extraordinary items	$305,000	6,293
Extraordinary gains, net	$0	33
Net income	$305,000	6,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	2,975
Cash dividends	$964,000	2,062
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$305,000	6,290
2007-06-30 (YTD Data)		Rank
Total interest income	$3,756,000	4,577
Total interest expense	$1,687,000	4,437
Net interest income	$2,069,000	4,583
Provision for loan and lease losses	$60,000	3,990
Total noninterest income	$524,000	3,461
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$340,000	2,405
Trading account gains and fees	$0	168
Additional Noninterest Income	$184,000	3,937
Total noninterest expense	$2,112,000	3,961
Salaries and employee benefits	$1,047,000	4,269
Premises and equipment expense	$430,000	2,921
Additional noninterest expense	$635,000	3,847
Pre-tax net operating income	$421,000	5,407
Securities gains (losses)	$0	1,444
Applicable income taxes	$338,000	2,587
Income before extraordinary items	$83,000	7,236
Extraordinary gains, net	$0	29
Net income	$83,000	7,236
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	2,560
Cash dividends	$964,000	1,593
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$83,000	7,232
2007-03-31 (YTD Data)		Rank
Total interest income	$1,864,000	4,598
Total interest expense	$859,000	4,389
Net interest income	$1,005,000	4,677
Provision for loan and lease losses	$30,000	3,737
Total noninterest income	$252,000	3,508
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$160,000	2,478
Trading account gains and fees	$0	195
Additional Noninterest Income	$92,000	3,917
Total noninterest expense	$1,065,000	3,943
Salaries and employee benefits	$534,000	4,229
Premises and equipment expense	$209,000	3,000
Additional noninterest expense	$322,000	3,755
Pre-tax net operating income	$162,000	5,911
Securities gains (losses)	$0	1,187
Applicable income taxes	$338,000	1,717
Income before extraordinary items	$-176,000	8,302
Extraordinary gains, net	$0	22
Net income	$-176,000	8,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	2,124
Cash dividends	$964,000	846
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$-176,000	8,289
2006-12-31 (YTD Data)		Rank
Total interest income	$7,090,000	4,528
Total interest expense	$2,840,000	4,465
Net interest income	$4,250,000	4,485
Provision for loan and lease losses	$120,000	4,374
Total noninterest income	$1,065,000	3,405
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$717,000	2,319
Trading account gains and fees	$0	130
Additional Noninterest Income	$348,000	4,006
Total noninterest expense	$3,941,000	4,043
Salaries and employee benefits	$1,793,000	4,624
Premises and equipment expense	$927,000	2,652
Additional noninterest expense	$1,221,000	3,878
Pre-tax net operating income	$1,254,000	4,695
Securities gains (losses)	$0	1,687
Applicable income taxes	$371,000	3,537
Income before extraordinary items	$883,000	4,987
Extraordinary gains, net	$0	51
Net income	$883,000	4,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-83,000	8,459
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$883,000	4,983
2006-09-30 (YTD Data)		Rank
Total interest income	$5,166,000	4,601
Total interest expense	$2,012,000	4,535
Net interest income	$3,154,000	4,552
Provision for loan and lease losses	$90,000	4,225
Total noninterest income	$807,000	3,381
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$537,000	2,336
Trading account gains and fees	$0	126
Additional Noninterest Income	$270,000	3,951
Total noninterest expense	$3,074,000	3,912
Salaries and employee benefits	$1,404,000	4,472
Premises and equipment expense	$714,000	2,590
Additional noninterest expense	$956,000	3,745
Pre-tax net operating income	$797,000	5,231
Securities gains (losses)	$0	1,388
Applicable income taxes	$238,000	3,915
Income before extraordinary items	$559,000	5,536
Extraordinary gains, net	$0	45
Net income	$559,000	5,536
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-119,000	8,559
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$559,000	5,536
2006-06-30 (YTD Data)		Rank
Total interest income	$3,359,000	4,631
Total interest expense	$1,281,000	4,513
Net interest income	$2,078,000	4,604
Provision for loan and lease losses	$60,000	4,062
Total noninterest income	$551,000	3,301
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$349,000	2,356
Trading account gains and fees	$0	126
Additional Noninterest Income	$202,000	3,725
Total noninterest expense	$2,048,000	3,948
Salaries and employee benefits	$934,000	4,484
Premises and equipment expense	$475,000	2,591
Additional noninterest expense	$639,000	3,733
Pre-tax net operating income	$521,000	5,317
Securities gains (losses)	$0	1,185
Applicable income taxes	$155,000	3,955
Income before extraordinary items	$366,000	5,586
Extraordinary gains, net	$0	39
Net income	$366,000	5,587
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-117,000	8,607
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$366,000	5,585
2006-03-31 (YTD Data)		Rank
Total interest income	$1,649,000	4,631
Total interest expense	$630,000	4,447
Net interest income	$1,019,000	4,655
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$270,000	3,302
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$167,000	2,379
Trading account gains and fees	$0	115
Additional Noninterest Income	$103,000	3,651
Total noninterest expense	$1,017,000	3,974
Salaries and employee benefits	$463,000	4,536
Premises and equipment expense	$240,000	2,556
Additional noninterest expense	$314,000	3,772
Pre-tax net operating income	$242,000	5,443
Securities gains (losses)	$0	955
Applicable income taxes	$71,000	4,026
Income before extraordinary items	$171,000	5,667
Extraordinary gains, net	$0	21
Net income	$171,000	5,668
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-126,000	8,678
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$171,000	5,662
2005-12-31 (YTD Data)		Rank
Total interest income	$6,317,000	4,471
Total interest expense	$2,109,000	4,281
Net interest income	$4,208,000	4,471
Provision for loan and lease losses	$135,000	4,293
Total noninterest income	$1,138,000	3,257
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$733,000	2,266
Trading account gains and fees	$0	138
Additional Noninterest Income	$405,000	3,766
Total noninterest expense	$4,028,000	3,847
Salaries and employee benefits	$1,632,000	4,790
Premises and equipment expense	$1,072,000	2,231
Additional noninterest expense	$1,324,000	3,561
Pre-tax net operating income	$1,183,000	4,936
Securities gains (losses)	$-2,000	7,064
Applicable income taxes	$366,000	3,841
Income before extraordinary items	$815,000	5,301
Extraordinary gains, net	$0	46
Net income	$815,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$54,000	4,191
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$816,380	5,275
2005-09-30 (YTD Data)		Rank
Total interest income	$4,645,000	4,489
Total interest expense	$1,509,000	4,272
Net interest income	$3,136,000	4,497
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$897,000	3,153
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$568,000	2,203
Trading account gains and fees	$0	126
Additional Noninterest Income	$329,000	3,639
Total noninterest expense	$3,188,000	3,663
Salaries and employee benefits	$1,357,000	4,426
Premises and equipment expense	$784,000	2,259
Additional noninterest expense	$1,047,000	3,391
Pre-tax net operating income	$755,000	5,484
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$232,000	4,195
Income before extraordinary items	$522,000	5,798
Extraordinary gains, net	$0	35
Net income	$522,000	5,802
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$31,000	4,089
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$522,690	5,767
2005-06-30 (YTD Data)		Rank
Total interest income	$3,065,000	4,455
Total interest expense	$990,000	4,160
Net interest income	$2,075,000	4,504
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$638,000	2,960
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$380,000	2,161
Trading account gains and fees	$0	116
Additional Noninterest Income	$258,000	3,326
Total noninterest expense	$2,116,000	3,656
Salaries and employee benefits	$907,000	4,392
Premises and equipment expense	$517,000	2,271
Additional noninterest expense	$692,000	3,396
Pre-tax net operating income	$537,000	5,294
Securities gains (losses)	$-1,000	7,609
Applicable income taxes	$168,000	4,079
Income before extraordinary items	$368,000	5,659
Extraordinary gains, net	$0	30
Net income	$368,000	5,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,044
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$368,690	5,616
2005-03-31 (YTD Data)		Rank
Total interest income	$1,511,000	4,465
Total interest expense	$488,000	4,079
Net interest income	$1,023,000	4,545
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$326,000	2,858
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$180,000	2,198
Trading account gains and fees	$0	115
Additional Noninterest Income	$146,000	3,022
Total noninterest expense	$1,040,000	3,733
Salaries and employee benefits	$456,000	4,401
Premises and equipment expense	$242,000	2,421
Additional noninterest expense	$342,000	3,433
Pre-tax net operating income	$279,000	5,180
Securities gains (losses)	$0	1,685
Applicable income taxes	$88,000	3,973
Income before extraordinary items	$191,000	5,527
Extraordinary gains, net	$0	24
Net income	$191,000	5,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$35,000	2,042
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$191,000	5,495
2004-12-31 (YTD Data)		Rank
Total interest income	$6,109,000	4,205
Total interest expense	$1,969,000	3,701
Net interest income	$4,140,000	4,372
Provision for loan and lease losses	$176,000	3,987
Total noninterest income	$1,113,000	3,305
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$736,000	2,281
Trading account gains and fees	$0	138
Additional Noninterest Income	$377,000	3,818
Total noninterest expense	$3,963,000	3,773
Salaries and employee benefits	$1,601,000	4,727
Premises and equipment expense	$995,000	2,301
Additional noninterest expense	$1,367,000	3,369
Pre-tax net operating income	$1,114,000	4,968
Securities gains (losses)	$39,000	1,925
Applicable income taxes	$367,000	3,858
Income before extraordinary items	$786,000	5,301
Extraordinary gains, net	$0	34
Net income	$786,000	5,303
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,368
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$759,480	5,311
2004-09-30 (YTD Data)		Rank
Total interest income	$4,536,000	4,216
Total interest expense	$1,473,000	3,673
Net interest income	$3,063,000	4,399
Provision for loan and lease losses	$0	7,100
Total noninterest income	$853,000	3,267
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$553,000	2,302
Trading account gains and fees	$0	134
Additional Noninterest Income	$300,000	3,725
Total noninterest expense	$2,984,000	3,727
Salaries and employee benefits	$1,274,000	4,479
Premises and equipment expense	$718,000	2,372
Additional noninterest expense	$992,000	3,456
Pre-tax net operating income	$932,000	4,786
Securities gains (losses)	$21,000	2,274
Applicable income taxes	$302,000	3,791
Income before extraordinary items	$651,000	5,152
Extraordinary gains, net	$0	26
Net income	$651,000	5,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,579
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$636,720	5,118
2004-06-30 (YTD Data)		Rank
Total interest income	$3,023,000	4,226
Total interest expense	$978,000	3,672
Net interest income	$2,045,000	4,408
Provision for loan and lease losses	$0	6,885
Total noninterest income	$569,000	3,292
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$367,000	2,303
Trading account gains and fees	$0	130
Additional Noninterest Income	$202,000	3,714
Total noninterest expense	$1,965,000	3,795
Salaries and employee benefits	$843,000	4,538
Premises and equipment expense	$468,000	2,414
Additional noninterest expense	$654,000	3,482
Pre-tax net operating income	$649,000	4,639
Securities gains (losses)	$20,000	2,036
Applicable income taxes	$214,000	3,643
Income before extraordinary items	$455,000	4,972
Extraordinary gains, net	$0	21
Net income	$455,000	4,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	8,198
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$441,400	4,965
2004-03-31 (YTD Data)		Rank
Total interest income	$1,530,000	4,206
Total interest expense	$493,000	3,687
Net interest income	$1,037,000	4,369
Provision for loan and lease losses	$-26,000	8,969
Total noninterest income	$285,000	3,223
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$176,000	2,323
Trading account gains and fees	$0	121
Additional Noninterest Income	$109,000	3,531
Total noninterest expense	$963,000	3,872
Salaries and employee benefits	$420,000	4,571
Premises and equipment expense	$228,000	2,495
Additional noninterest expense	$315,000	3,601
Pre-tax net operating income	$385,000	4,174
Securities gains (losses)	$20,000	1,707
Applicable income taxes	$131,000	3,339
Income before extraordinary items	$274,000	4,522
Extraordinary gains, net	$0	16
Net income	$274,000	4,521
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-24,000	8,610
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$260,400	4,517
2003-12-31 (YTD Data)		Rank
Total interest income	$5,946,000	4,339
Total interest expense	$2,031,000	3,985
Net interest income	$3,915,000	4,424
Provision for loan and lease losses	$171,000	4,356
Total noninterest income	$1,133,000	3,431
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$714,000	2,318
Trading account gains and fees	$0	160
Additional Noninterest Income	$419,000	3,890
Total noninterest expense	$3,849,000	3,822
Salaries and employee benefits	$1,520,000	4,803
Premises and equipment expense	$1,049,000	2,170
Additional noninterest expense	$1,280,000	3,537
Pre-tax net operating income	$1,028,000	5,101
Securities gains (losses)	$34,000	2,826
Applicable income taxes	$343,000	4,071
Income before extraordinary items	$719,000	5,511
Extraordinary gains, net	$0	54
Net income	$719,000	5,512
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	5,943
Cash dividends	$250,000	4,628
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$695,880	5,435
2003-09-30 (YTD Data)		Rank
Total interest income	$4,492,000	4,370
Total interest expense	$1,565,000	4,010
Net interest income	$2,927,000	4,462
Provision for loan and lease losses	$-25,000	9,057
Total noninterest income	$849,000	3,503
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$535,000	2,341
Trading account gains and fees	$0	153
Additional Noninterest Income	$314,000	3,962
Total noninterest expense	$2,922,000	3,770
Salaries and employee benefits	$1,229,000	4,541
Premises and equipment expense	$776,000	2,205
Additional noninterest expense	$917,000	3,660
Pre-tax net operating income	$879,000	4,892
Securities gains (losses)	$34,000	2,597
Applicable income taxes	$295,000	3,942
Income before extraordinary items	$618,000	5,319
Extraordinary gains, net	$0	40
Net income	$618,000	5,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	6,480
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$594,880	5,239
2003-06-30 (YTD Data)		Rank
Total interest income	$3,053,000	4,339
Total interest expense	$1,098,000	3,961
Net interest income	$1,955,000	4,459
Provision for loan and lease losses	$-38,000	9,144
Total noninterest income	$569,000	3,481
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$354,000	2,317
Trading account gains and fees	$0	150
Additional Noninterest Income	$215,000	3,915
Total noninterest expense	$1,969,000	3,744
Salaries and employee benefits	$826,000	4,514
Premises and equipment expense	$503,000	2,250
Additional noninterest expense	$640,000	3,508
Pre-tax net operating income	$593,000	4,859
Securities gains (losses)	$4,000	3,287
Applicable income taxes	$193,000	4,041
Income before extraordinary items	$404,000	5,373
Extraordinary gains, net	$0	30
Net income	$404,000	5,373
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,860
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$401,280	5,192
2003-03-31 (YTD Data)		Rank
Total interest income	$1,550,000	4,322
Total interest expense	$575,000	3,886
Net interest income	$975,000	4,474
Provision for loan and lease losses	$15,000	5,504
Total noninterest income	$251,000	3,637
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$168,000	2,355
Trading account gains and fees	$0	134
Additional Noninterest Income	$83,000	4,275
Total noninterest expense	$975,000	3,743
Salaries and employee benefits	$419,000	4,480
Premises and equipment expense	$248,000	2,266
Additional noninterest expense	$308,000	3,586
Pre-tax net operating income	$236,000	5,437
Securities gains (losses)	$0	2,891
Applicable income taxes	$75,000	4,475
Income before extraordinary items	$161,000	5,852
Extraordinary gains, net	$0	21
Net income	$161,000	5,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$13,000	3,694
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$161,000	5,654
2002-12-31 (YTD Data)		Rank
Total interest income	$6,803,000	4,144
Total interest expense	$2,593,000	3,980
Net interest income	$4,210,000	4,191
Provision for loan and lease losses	$31,000	7,177
Total noninterest income	$1,040,000	3,397
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$738,000	2,152
Trading account gains and fees	$0	153
Additional Noninterest Income	$302,000	4,241
Total noninterest expense	$3,724,000	3,758
Salaries and employee benefits	$1,455,000	4,801
Premises and equipment expense	$926,000	2,343
Additional noninterest expense	$1,343,000	3,270
Pre-tax net operating income	$1,495,000	4,129
Securities gains (losses)	$0	4,537
Applicable income taxes	$494,000	3,470
Income before extraordinary items	$1,001,000	4,594
Extraordinary gains, net	$0	70
Net income	$1,001,000	4,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$286,000	2,440
Cash dividends	$772,000	2,717
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,001,000	4,473
2001-12-31 (YTD Data)		Rank
Total interest income	$7,590,000	4,192
Total interest expense	$3,476,000	4,233
Net interest income	$4,114,000	4,038
Provision for loan and lease losses	$1,081,000	1,179
Total noninterest income	$1,135,000	3,050
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$780,000	1,949
Trading account gains and fees	$0	177
Additional Noninterest Income	$355,000	3,780
Total noninterest expense	$3,947,000	3,472
Salaries and employee benefits	$1,625,000	4,261
Premises and equipment expense	$917,000	2,318
Additional noninterest expense	$1,405,000	3,050
Pre-tax net operating income	$221,000	7,783
Securities gains (losses)	$51,000	2,322
Applicable income taxes	$57,000	6,591
Income before extraordinary items	$215,000	7,628
Extraordinary gains, net	$0	105
Net income	$215,000	7,632
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$957,000	971
Cash dividends	$10,000	6,518
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$174,710	7,784
2000-12-31 (YTD Data)		Rank
Total interest income	$6,952,000	4,609
Total interest expense	$3,453,000	4,428
Net interest income	$3,499,000	4,607
Provision for loan and lease losses	$269,000	3,098
Total noninterest income	$901,000	3,390
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$457,000	2,923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$444,000	3,138
Total noninterest expense	$3,711,000	3,531
Salaries and employee benefits	$1,709,000	3,938
Premises and equipment expense	$790,000	2,608
Additional noninterest expense	$1,212,000	3,404
Pre-tax net operating income	$420,000	7,367
Securities gains (losses)	$-14,000	8,543
Applicable income taxes	$82,000	6,764
Income before extraordinary items	$324,000	7,326
Extraordinary gains, net	$0	38
Net income	$324,000	7,324
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$170,000	2,659
Cash dividends	$1,078,000	2,146
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$335,200	7,251
1999-12-31 (YTD Data)		Rank
Total interest income	$6,558,000	4,640
Total interest expense	$3,037,000	4,554
Net interest income	$3,521,000	4,641
Provision for loan and lease losses	$321,000	2,513
Total noninterest income	$730,000	3,866
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$365,000	3,454
Trading account gains and fees	NA	NA
Additional Noninterest Income	$365,000	3,611
Total noninterest expense	$3,261,000	3,925
Salaries and employee benefits	$1,578,000	4,163
Premises and equipment expense	$676,000	2,949
Additional noninterest expense	$1,007,000	4,004
Pre-tax net operating income	$669,000	6,436
Securities gains (losses)	$26,000	1,258
Applicable income taxes	$128,000	6,543
Income before extraordinary items	$567,000	6,056
Extraordinary gains, net	$0	35
Net income	$567,000	6,053
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$250,000	2,074
Cash dividends	$1,636,000	1,577
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$545,680	6,167
1998-12-31 (YTD Data)		Rank
Total interest income	$6,559,000	4,642
Total interest expense	$3,248,000	4,434
Net interest income	$3,311,000	4,791
Provision for loan and lease losses	$392,000	2,100
Total noninterest income	$709,000	3,936
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$335,000	3,601
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	3,568
Total noninterest expense	$3,685,000	3,454
Salaries and employee benefits	$1,525,000	4,189
Premises and equipment expense	$592,000	3,210
Additional noninterest expense	$1,568,000	2,661
Pre-tax net operating income	$-57,000	9,876
Securities gains (losses)	$10,000	2,952
Applicable income taxes	$-128,000	10,259
Income before extraordinary items	$81,000	9,458
Extraordinary gains, net	$0	32
Net income	$81,000	9,458
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	2,403
Cash dividends	$413,000	3,913
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$74,600	9,430
1997-12-31 (YTD Data)		Rank
Total interest income	$6,442,000	4,805
Total interest expense	$3,204,000	4,445
Net interest income	$3,238,000	5,015
Provision for loan and lease losses	$403,000	2,082
Total noninterest income	$746,000	3,777
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$291,000	4,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$455,000	3,022
Total noninterest expense	$2,686,000	4,503
Salaries and employee benefits	$1,273,000	4,856
Premises and equipment expense	$477,000	3,870
Additional noninterest expense	$936,000	4,157
Pre-tax net operating income	$895,000	6,170
Securities gains (losses)	$0	3,944
Applicable income taxes	$185,000	7,103
Income before extraordinary items	$710,000	5,854
Extraordinary gains, net	$0	44
Net income	$710,000	5,856
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$325,000	1,855
Cash dividends	$546,000	3,295
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$710,000	5,811
1996-12-31 (YTD Data)		Rank
Total interest income	$5,482,000	5,539
Total interest expense	$2,580,000	5,382
Net interest income	$2,902,000	5,579
Provision for loan and lease losses	$339,000	2,371
Total noninterest income	$692,000	4,147
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$227,000	5,141
Trading account gains and fees	NA	NA
Additional Noninterest Income	$465,000	3,076
Total noninterest expense	$2,468,000	5,062
Salaries and employee benefits	$1,142,000	5,431
Premises and equipment expense	$466,000	4,009
Additional noninterest expense	$860,000	4,916
Pre-tax net operating income	$787,000	6,556
Securities gains (losses)	$0	4,148
Applicable income taxes	$182,000	7,416
Income before extraordinary items	$605,000	6,239
Extraordinary gains, net	$0	53
Net income	$605,000	6,242
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$249,000	2,344
Cash dividends	$380,000	4,013
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$605,000	6,182
1995-12-31 (YTD Data)		Rank
Total interest income	$4,835,000	6,141
Total interest expense	$2,307,000	5,877
Net interest income	$2,528,000	6,263
Provision for loan and lease losses	$193,000	3,096
Total noninterest income	$668,000	4,239
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$191,000	5,848
Trading account gains and fees	NA	NA
Additional Noninterest Income	$477,000	2,967
Total noninterest expense	$2,203,000	5,549
Salaries and employee benefits	$1,010,000	6,009
Premises and equipment expense	$461,000	4,038
Additional noninterest expense	$732,000	5,643
Pre-tax net operating income	$800,000	6,838
Securities gains (losses)	$-2,000	9,253
Applicable income taxes	$179,000	7,787
Income before extraordinary items	$619,000	6,499
Extraordinary gains, net	$0	65
Net income	$619,000	6,497
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,180
Cash dividends	$220,000	5,246
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$620,560	6,482
1994-12-31 (YTD Data)		Rank
Total interest income	$4,042,000	6,647
Total interest expense	$1,618,000	6,559
Net interest income	$2,424,000	6,616
Provision for loan and lease losses	$206,000	2,963
Total noninterest income	$529,000	5,080
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$184,000	6,191
Trading account gains and fees	NA	NA
Additional Noninterest Income	$345,000	3,750
Total noninterest expense	$1,809,000	6,665
Salaries and employee benefits	$878,000	6,762
Premises and equipment expense	$261,000	6,340
Additional noninterest expense	$670,000	6,534
Pre-tax net operating income	$938,000	6,225
Securities gains (losses)	$11,000	2,158
Applicable income taxes	$221,000	6,993
Income before extraordinary items	$728,000	5,744
Extraordinary gains, net	$0	249
Net income	$728,000	5,760
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	3,619
Cash dividends	$235,000	5,102
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$719,530	5,876
1993-12-31 (YTD Data)		Rank
Total interest income	$3,723,000	7,227
Total interest expense	$1,602,000	6,870
Net interest income	$2,121,000	7,380
Provision for loan and lease losses	$168,000	4,365
Total noninterest income	$405,000	6,414
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$160,000	6,825
Trading account gains and fees	NA	NA
Additional Noninterest Income	$245,000	5,063
Total noninterest expense	$1,648,000	7,360
Salaries and employee benefits	$777,000	7,459
Premises and equipment expense	$190,000	7,890
Additional noninterest expense	$681,000	6,697
Pre-tax net operating income	$710,000	7,310
Securities gains (losses)	$-6,000	12,616
Applicable income taxes	$143,000	8,793
Income before extraordinary items	$561,000	7,073
Extraordinary gains, net	$0	3,149
Net income	$561,000	7,234
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$248,000	2,756
Cash dividends	$156,000	6,000
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$565,800	6,779
1992-12-31 (YTD Data)		Rank
Total interest income	$3,968,000	7,551
Total interest expense	$1,870,000	7,423
Net interest income	$2,098,000	7,498
Provision for loan and lease losses	$141,000	6,280
Total noninterest income	$401,000	6,533
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$151,000	7,077
Trading account gains and fees	NA	NA
Additional Noninterest Income	$250,000	4,958
Total noninterest expense	$1,416,000	8,225
Salaries and employee benefits	$632,000	8,533
Premises and equipment expense	$139,000	9,430
Additional noninterest expense	$645,000	7,140
Pre-tax net operating income	$942,000	5,893
Securities gains (losses)	$-23,000	13,513
Applicable income taxes	$189,000	7,777
Income before extraordinary items	$730,000	5,749
Extraordinary gains, net	$0	1,422
Net income	$730,000	5,815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$80,000	6,447
Cash dividends	$133,000	6,007
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$748,170	5,300

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.