Home > Citizens First Bank > Income and Expense
Citizens First Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $14,833,000 | 2,310 |
| Total interest expense | $5,387,000 | 1,930 |
| Net interest income | $9,446,000 | 2,457 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $1,602,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $84,000 | 3,492 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,518,000 | 1,876 |
| Total noninterest expense | $7,785,000 | 2,378 |
| Salaries and employee benefits | $4,408,000 | 2,380 |
| Premises and equipment expense | $763,000 | 2,371 |
| Additional noninterest expense | $1,518,000 | 1,876 |
| Pre-tax net operating income | $3,263,000 | 2,415 |
| Securities gains (losses) | $-164,000 | 3,906 |
| Applicable income taxes | $43,000 | 3,064 |
| Income before extraordinary items | $3,056,000 | 2,312 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,056,000 | 2,336 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,056,000 | 2,315 |
| Net charge-offs | $-74,000 | 4,273 |
| Cash dividends | $1,595,000 | 1,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,218,360 | 2,268 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $10,743,000 | 2,326 |
| Total interest expense | $3,655,000 | 1,930 |
| Net interest income | $7,088,000 | 2,482 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,159,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $63,000 | 3,520 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,096,000 | 1,900 |
| Total noninterest expense | $5,871,000 | 2,353 |
| Salaries and employee benefits | $3,350,000 | 2,350 |
| Premises and equipment expense | $527,000 | 2,496 |
| Additional noninterest expense | $1,096,000 | 1,900 |
| Pre-tax net operating income | $2,376,000 | 2,504 |
| Securities gains (losses) | $-164,000 | 4,134 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $2,212,000 | 2,395 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,212,000 | 2,418 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,212,000 | 2,397 |
| Net charge-offs | $-72,000 | 4,291 |
| Cash dividends | $832,000 | 1,848 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,376,000 | 2,331 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $6,883,000 | 2,348 |
| Total interest expense | $2,233,000 | 1,882 |
| Net interest income | $4,650,000 | 2,517 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $775,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $41,000 | 3,527 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $734,000 | 1,838 |
| Total noninterest expense | $3,894,000 | 2,357 |
| Salaries and employee benefits | $2,210,000 | 2,368 |
| Premises and equipment expense | $378,000 | 2,383 |
| Additional noninterest expense | $734,000 | 1,836 |
| Pre-tax net operating income | $1,531,000 | 2,562 |
| Securities gains (losses) | $-164,000 | 4,301 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $1,367,000 | 2,502 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,367,000 | 2,531 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,367,000 | 2,502 |
| Net charge-offs | $-63,000 | 4,378 |
| Cash dividends | $375,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,531,000 | 2,399 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,330,000 | 2,382 |
| Total interest expense | $969,000 | 1,865 |
| Net interest income | $2,361,000 | 2,515 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $361,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $20,000 | 3,553 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $341,000 | 1,885 |
| Total noninterest expense | $2,013,000 | 2,335 |
| Salaries and employee benefits | $1,127,000 | 2,365 |
| Premises and equipment expense | $191,000 | 2,416 |
| Additional noninterest expense | $341,000 | 1,885 |
| Pre-tax net operating income | $709,000 | 2,692 |
| Securities gains (losses) | $-164,000 | 4,412 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $545,000 | 2,805 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $545,000 | 2,805 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $545,000 | 2,805 |
| Net charge-offs | $-58,000 | 4,472 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $709,000 | 2,542 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $10,961,000 | 2,401 |
| Total interest expense | $1,389,000 | 2,008 |
| Net interest income | $9,572,000 | 2,426 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,648,000 | 2,233 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $132,000 | 3,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,516,000 | 1,892 |
| Total noninterest expense | $7,475,000 | 2,408 |
| Salaries and employee benefits | $4,298,000 | 2,383 |
| Premises and equipment expense | $623,000 | 2,664 |
| Additional noninterest expense | $1,516,000 | 1,892 |
| Pre-tax net operating income | $3,745,000 | 2,387 |
| Securities gains (losses) | $-21,000 | 3,579 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $3,724,000 | 2,197 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,724,000 | 2,196 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $3,724,000 | 2,196 |
| Net charge-offs | $37,000 | 1,691 |
| Cash dividends | $2,407,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $3,745,000 | 2,213 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $7,809,000 | 2,418 |
| Total interest expense | $747,000 | 2,125 |
| Net interest income | $7,062,000 | 2,426 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $1,044,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $104,000 | 3,156 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $940,000 | 2,113 |
| Total noninterest expense | $5,459,000 | 2,447 |
| Salaries and employee benefits | $3,304,000 | 2,347 |
| Premises and equipment expense | $417,000 | 2,848 |
| Additional noninterest expense | $940,000 | 2,113 |
| Pre-tax net operating income | $2,647,000 | 2,446 |
| Securities gains (losses) | $-21,000 | 3,950 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $2,626,000 | 2,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,626,000 | 2,243 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,626,000 | 2,243 |
| Net charge-offs | $6,000 | 1,967 |
| Cash dividends | $1,657,000 | 1,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,647,000 | 2,270 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $4,960,000 | 2,446 |
| Total interest expense | $376,000 | 2,361 |
| Net interest income | $4,584,000 | 2,445 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $703,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $69,000 | 3,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $634,000 | 2,135 |
| Total noninterest expense | $3,543,000 | 2,470 |
| Salaries and employee benefits | $2,163,000 | 2,386 |
| Premises and equipment expense | $262,000 | 2,946 |
| Additional noninterest expense | $1,118,000 | 2,427 |
| Pre-tax net operating income | $1,744,000 | 2,374 |
| Securities gains (losses) | $-21,000 | 4,100 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $1,723,000 | 2,173 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,723,000 | 2,173 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,723,000 | 2,173 |
| Net charge-offs | $12,000 | 1,527 |
| Cash dividends | $1,419,000 | 1,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,744,000 | 2,195 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,338,000 | 2,487 |
| Total interest expense | $162,000 | 2,526 |
| Net interest income | $2,176,000 | 2,469 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $365,000 | 2,363 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $34,000 | 3,162 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $331,000 | 2,076 |
| Total noninterest expense | $1,849,000 | 2,409 |
| Salaries and employee benefits | $1,122,000 | 2,335 |
| Premises and equipment expense | $113,000 | 3,154 |
| Additional noninterest expense | $614,000 | 2,260 |
| Pre-tax net operating income | $692,000 | 2,566 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $692,000 | 2,370 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $692,000 | 2,368 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $692,000 | 2,370 |
| Net charge-offs | $-8,000 | 3,837 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $692,000 | 2,393 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,999,000 | 2,469 |
| Total interest expense | $856,000 | 2,438 |
| Net interest income | $9,143,000 | 2,449 |
| Provision for loan and lease losses | $90,000 | 2,262 |
| Total noninterest income | $1,883,000 | 2,300 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $112,000 | 3,328 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,771,000 | 2,040 |
| Total noninterest expense | $5,930,000 | 2,748 |
| Salaries and employee benefits | $3,759,000 | 2,602 |
| Premises and equipment expense | $221,000 | 4,035 |
| Additional noninterest expense | $1,950,000 | 2,631 |
| Pre-tax net operating income | $5,006,000 | 2,051 |
| Securities gains (losses) | $-26,000 | 4,472 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $4,980,000 | 1,900 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,980,000 | 1,900 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,980,000 | 1,901 |
| Net charge-offs | $-9,000 | 3,637 |
| Cash dividends | $3,304,000 | 1,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $5,006,000 | 1,863 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 2,498 |
| Total interest expense | $669,000 | 2,468 |
| Net interest income | $6,919,000 | 2,477 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $1,428,000 | 2,328 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $83,000 | 3,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,345,000 | 2,077 |
| Total noninterest expense | $5,502,000 | 2,414 |
| Salaries and employee benefits | $2,863,000 | 2,583 |
| Premises and equipment expense | $1,211,000 | 1,460 |
| Additional noninterest expense | $1,428,000 | 2,682 |
| Pre-tax net operating income | $2,755,000 | 2,542 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $2,755,000 | 2,373 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,755,000 | 2,373 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,755,000 | 2,373 |
| Net charge-offs | $-10,000 | 3,659 |
| Cash dividends | $2,918,000 | 890 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,755,000 | 2,351 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,226,000 | 2,451 |
| Total interest expense | $464,000 | 2,480 |
| Net interest income | $4,762,000 | 2,436 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $1,048,000 | 2,192 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $54,000 | 3,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $994,000 | 1,914 |
| Total noninterest expense | $3,108,000 | 2,667 |
| Salaries and employee benefits | $1,833,000 | 2,648 |
| Premises and equipment expense | $287,000 | 2,831 |
| Additional noninterest expense | $988,000 | 2,601 |
| Pre-tax net operating income | $2,582,000 | 2,072 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $2,582,000 | 1,896 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,582,000 | 1,895 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,582,000 | 1,896 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $2,285,000 | 765 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,582,000 | 1,860 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,719,000 | 2,381 |
| Total interest expense | $247,000 | 2,463 |
| Net interest income | $2,472,000 | 2,353 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $547,000 | 2,141 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $520,000 | 1,883 |
| Total noninterest expense | $1,279,000 | 2,987 |
| Salaries and employee benefits | $820,000 | 2,811 |
| Premises and equipment expense | $-52,000 | 4,976 |
| Additional noninterest expense | $511,000 | 2,494 |
| Pre-tax net operating income | $1,680,000 | 1,723 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,680,000 | 1,592 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,680,000 | 1,592 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,680,000 | 1,592 |
| Net charge-offs | $-3,000 | 3,553 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,680,000 | 1,547 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $10,173,000 | 2,492 |
| Total interest expense | $1,970,000 | 1,998 |
| Net interest income | $8,203,000 | 2,579 |
| Provision for loan and lease losses | $270,000 | 2,785 |
| Total noninterest income | $2,201,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $131,000 | 3,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,070,000 | 1,754 |
| Total noninterest expense | $6,524,000 | 2,570 |
| Salaries and employee benefits | $3,477,000 | 2,695 |
| Premises and equipment expense | $847,000 | 2,264 |
| Additional noninterest expense | $2,200,000 | 2,386 |
| Pre-tax net operating income | $3,610,000 | 2,184 |
| Securities gains (losses) | $133,000 | 1,240 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $3,743,000 | 2,011 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,743,000 | 2,010 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,743,000 | 2,011 |
| Net charge-offs | $-80,000 | 4,699 |
| Cash dividends | $1,546,000 | 1,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,610,000 | 1,993 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,705,000 | 2,495 |
| Total interest expense | $1,625,000 | 1,956 |
| Net interest income | $6,080,000 | 2,603 |
| Provision for loan and lease losses | $180,000 | 2,853 |
| Total noninterest income | $1,660,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $102,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,558,000 | 1,704 |
| Total noninterest expense | $4,935,000 | 2,534 |
| Salaries and employee benefits | $2,579,000 | 2,702 |
| Premises and equipment expense | $615,000 | 2,302 |
| Additional noninterest expense | $1,741,000 | 2,279 |
| Pre-tax net operating income | $2,625,000 | 2,227 |
| Securities gains (losses) | $133,000 | 1,087 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $2,758,000 | 2,006 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,758,000 | 2,005 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,758,000 | 2,006 |
| Net charge-offs | $-70,000 | 4,744 |
| Cash dividends | $1,296,000 | 1,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,625,000 | 2,020 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 2,505 |
| Total interest expense | $1,008,000 | 2,133 |
| Net interest income | $4,182,000 | 2,556 |
| Provision for loan and lease losses | $90,000 | 3,062 |
| Total noninterest income | $997,000 | 2,026 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $71,000 | 3,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $926,000 | 1,746 |
| Total noninterest expense | $3,183,000 | 2,589 |
| Salaries and employee benefits | $1,678,000 | 2,752 |
| Premises and equipment expense | $368,000 | 2,433 |
| Additional noninterest expense | $1,137,000 | 2,300 |
| Pre-tax net operating income | $1,906,000 | 2,071 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $1,906,000 | 1,905 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,906,000 | 1,905 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,906,000 | 1,906 |
| Net charge-offs | $26,000 | 2,071 |
| Cash dividends | $1,111,000 | 1,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,906,000 | 1,867 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 2,560 |
| Total interest expense | $524,000 | 2,219 |
| Net interest income | $1,960,000 | 2,632 |
| Provision for loan and lease losses | $30,000 | 2,812 |
| Total noninterest income | $359,000 | 2,305 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $43,000 | 3,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 1,948 |
| Total noninterest expense | $1,504,000 | 2,721 |
| Salaries and employee benefits | $766,000 | 2,926 |
| Premises and equipment expense | $196,000 | 2,372 |
| Additional noninterest expense | $542,000 | 2,391 |
| Pre-tax net operating income | $785,000 | 2,180 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $785,000 | 2,007 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $785,000 | 2,007 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $785,000 | 2,007 |
| Net charge-offs | $43,000 | 1,266 |
| Cash dividends | $250,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $785,000 | 1,973 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,182,000 | 2,564 |
| Total interest expense | $2,135,000 | 2,241 |
| Net interest income | $8,047,000 | 2,617 |
| Provision for loan and lease losses | $240,000 | 2,172 |
| Total noninterest income | $1,362,000 | 2,413 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $170,000 | 3,360 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,192,000 | 2,057 |
| Total noninterest expense | $6,240,000 | 2,633 |
| Salaries and employee benefits | $3,568,000 | 2,635 |
| Premises and equipment expense | $826,000 | 2,300 |
| Additional noninterest expense | $1,846,000 | 2,700 |
| Pre-tax net operating income | $2,929,000 | 2,499 |
| Securities gains (losses) | $-87,000 | 5,071 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $2,842,000 | 2,369 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,842,000 | 2,371 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,842,000 | 2,371 |
| Net charge-offs | $100,000 | 2,209 |
| Cash dividends | $1,781,000 | 1,707 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,929,000 | 2,286 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,593,000 | 2,601 |
| Total interest expense | $1,618,000 | 2,247 |
| Net interest income | $5,975,000 | 2,665 |
| Provision for loan and lease losses | $160,000 | 2,198 |
| Total noninterest income | $980,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $132,000 | 3,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $848,000 | 2,106 |
| Total noninterest expense | $4,583,000 | 2,675 |
| Salaries and employee benefits | $2,638,000 | 2,668 |
| Premises and equipment expense | $608,000 | 2,341 |
| Additional noninterest expense | $1,337,000 | 2,773 |
| Pre-tax net operating income | $2,212,000 | 2,554 |
| Securities gains (losses) | $-87,000 | 5,157 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $2,125,000 | 2,430 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,125,000 | 2,431 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,125,000 | 2,431 |
| Net charge-offs | $35,000 | 2,430 |
| Cash dividends | $1,531,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,212,000 | 2,345 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,019,000 | 2,617 |
| Total interest expense | $1,069,000 | 2,242 |
| Net interest income | $3,950,000 | 2,691 |
| Provision for loan and lease losses | $130,000 | 1,967 |
| Total noninterest income | $645,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $88,000 | 3,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $557,000 | 2,084 |
| Total noninterest expense | $3,121,000 | 2,662 |
| Salaries and employee benefits | $1,760,000 | 2,688 |
| Premises and equipment expense | $436,000 | 2,257 |
| Additional noninterest expense | $925,000 | 2,739 |
| Pre-tax net operating income | $1,344,000 | 2,680 |
| Securities gains (losses) | $-87,000 | 5,198 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $1,257,000 | 2,596 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,257,000 | 2,595 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,257,000 | 2,595 |
| Net charge-offs | $-51,000 | 4,918 |
| Cash dividends | $1,281,000 | 1,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,344,000 | 2,459 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,661 |
| Total interest expense | $537,000 | 2,208 |
| Net interest income | $1,917,000 | 2,763 |
| Provision for loan and lease losses | $100,000 | 1,466 |
| Total noninterest income | $216,000 | 2,958 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $48,000 | 3,250 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $168,000 | 2,621 |
| Total noninterest expense | $1,470,000 | 2,782 |
| Salaries and employee benefits | $811,000 | 2,834 |
| Premises and equipment expense | $176,000 | 2,578 |
| Additional noninterest expense | $483,000 | 2,658 |
| Pre-tax net operating income | $563,000 | 2,907 |
| Securities gains (losses) | $-80,000 | 5,283 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $483,000 | 2,943 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $483,000 | 2,941 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $483,000 | 2,942 |
| Net charge-offs | $-46,000 | 5,055 |
| Cash dividends | $250,000 | 1,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $563,000 | 2,707 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $8,832,000 | 2,750 |
| Total interest expense | $1,193,000 | 2,674 |
| Net interest income | $7,639,000 | 2,732 |
| Provision for loan and lease losses | $240,000 | 2,183 |
| Total noninterest income | $1,039,000 | 2,810 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $164,000 | 3,573 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $875,000 | 2,392 |
| Total noninterest expense | $5,727,000 | 2,796 |
| Salaries and employee benefits | $3,628,000 | 2,615 |
| Premises and equipment expense | $637,000 | 2,726 |
| Additional noninterest expense | $1,462,000 | 3,219 |
| Pre-tax net operating income | $2,711,000 | 2,655 |
| Securities gains (losses) | $15,000 | 633 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $2,726,000 | 2,455 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,726,000 | 2,453 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,726,000 | 2,454 |
| Net charge-offs | $2,000 | 3,662 |
| Cash dividends | $1,125,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,711,000 | 2,463 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,471,000 | 2,795 |
| Total interest expense | $802,000 | 2,755 |
| Net interest income | $5,669,000 | 2,761 |
| Provision for loan and lease losses | $140,000 | 2,318 |
| Total noninterest income | $773,000 | 2,839 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $124,000 | 3,587 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $649,000 | 2,424 |
| Total noninterest expense | $4,369,000 | 2,784 |
| Salaries and employee benefits | $2,770,000 | 2,589 |
| Premises and equipment expense | $480,000 | 2,742 |
| Additional noninterest expense | $1,119,000 | 3,195 |
| Pre-tax net operating income | $1,933,000 | 2,798 |
| Securities gains (losses) | $17,000 | 605 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,950,000 | 2,566 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,950,000 | 2,565 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,950,000 | 2,565 |
| Net charge-offs | $-27,000 | 4,759 |
| Cash dividends | $750,000 | 1,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,933,000 | 2,564 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,215,000 | 2,823 |
| Total interest expense | $494,000 | 2,816 |
| Net interest income | $3,721,000 | 2,796 |
| Provision for loan and lease losses | $40,000 | 2,973 |
| Total noninterest income | $536,000 | 2,792 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $87,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $449,000 | 2,380 |
| Total noninterest expense | $2,889,000 | 2,820 |
| Salaries and employee benefits | $1,838,000 | 2,614 |
| Premises and equipment expense | $309,000 | 2,813 |
| Additional noninterest expense | $742,000 | 3,208 |
| Pre-tax net operating income | $1,328,000 | 2,716 |
| Securities gains (losses) | $17,000 | 504 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,345,000 | 2,479 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,345,000 | 2,478 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,345,000 | 2,478 |
| Net charge-offs | $-24,000 | 4,803 |
| Cash dividends | $500,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,328,000 | 2,502 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,049,000 | 2,886 |
| Total interest expense | $226,000 | 2,890 |
| Net interest income | $1,823,000 | 2,851 |
| Provision for loan and lease losses | $10,000 | 3,121 |
| Total noninterest income | $243,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $42,000 | 3,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $201,000 | 2,484 |
| Total noninterest expense | $1,398,000 | 2,904 |
| Salaries and employee benefits | $812,000 | 2,875 |
| Premises and equipment expense | $214,000 | 2,340 |
| Additional noninterest expense | $372,000 | 3,210 |
| Pre-tax net operating income | $658,000 | 2,679 |
| Securities gains (losses) | $17,000 | 365 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $675,000 | 2,427 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $675,000 | 2,426 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $675,000 | 2,427 |
| Net charge-offs | $-20,000 | 4,983 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $658,000 | 2,458 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,114,000 | 2,841 |
| Total interest expense | $840,000 | 2,852 |
| Net interest income | $7,274,000 | 2,817 |
| Provision for loan and lease losses | $538,000 | 1,387 |
| Total noninterest income | $1,111,000 | 2,799 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $198,000 | 3,467 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,392 |
| Total noninterest expense | $5,443,000 | 2,949 |
| Salaries and employee benefits | $3,419,000 | 2,752 |
| Premises and equipment expense | $583,000 | 2,976 |
| Additional noninterest expense | $1,441,000 | 3,318 |
| Pre-tax net operating income | $2,404,000 | 2,814 |
| Securities gains (losses) | $72,000 | 746 |
| Applicable income taxes | $1,000 | 4,081 |
| Income before extraordinary items | $2,475,000 | 2,342 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,475,000 | 2,342 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,475,000 | 2,342 |
| Net charge-offs | $311,000 | 1,455 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,403,000 | 2,363 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 2,876 |
| Total interest expense | $623,000 | 2,858 |
| Net interest income | $5,404,000 | 2,843 |
| Provision for loan and lease losses | $538,000 | 1,098 |
| Total noninterest income | $845,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $150,000 | 3,478 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $695,000 | 2,402 |
| Total noninterest expense | $4,120,000 | 2,960 |
| Salaries and employee benefits | $2,517,000 | 2,809 |
| Premises and equipment expense | $472,000 | 2,865 |
| Additional noninterest expense | $1,131,000 | 3,224 |
| Pre-tax net operating income | $1,591,000 | 3,069 |
| Securities gains (losses) | $85,000 | 651 |
| Applicable income taxes | $1,000 | 4,110 |
| Income before extraordinary items | $1,675,000 | 2,683 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,675,000 | 2,682 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,675,000 | 2,683 |
| Net charge-offs | $-24,000 | 4,979 |
| Cash dividends | $750,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,590,000 | 2,743 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,025,000 | 2,854 |
| Total interest expense | $415,000 | 2,804 |
| Net interest income | $3,610,000 | 2,847 |
| Provision for loan and lease losses | $205,000 | 1,530 |
| Total noninterest income | $548,000 | 2,840 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $100,000 | 3,479 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $448,000 | 2,457 |
| Total noninterest expense | $2,776,000 | 2,952 |
| Salaries and employee benefits | $1,686,000 | 2,816 |
| Premises and equipment expense | $300,000 | 2,954 |
| Additional noninterest expense | $790,000 | 3,141 |
| Pre-tax net operating income | $1,177,000 | 2,870 |
| Securities gains (losses) | $3,000 | 1,556 |
| Applicable income taxes | $1,000 | 4,119 |
| Income before extraordinary items | $1,179,000 | 2,558 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,179,000 | 2,557 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,179,000 | 2,558 |
| Net charge-offs | $-19,000 | 4,998 |
| Cash dividends | $500,000 | 1,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,176,000 | 2,543 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,030,000 | 2,838 |
| Total interest expense | $208,000 | 2,782 |
| Net interest income | $1,822,000 | 2,821 |
| Provision for loan and lease losses | $90,000 | 1,522 |
| Total noninterest income | $267,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $52,000 | 3,444 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $215,000 | 2,490 |
| Total noninterest expense | $1,301,000 | 3,091 |
| Salaries and employee benefits | $751,000 | 3,060 |
| Premises and equipment expense | $142,000 | 3,101 |
| Additional noninterest expense | $408,000 | 3,079 |
| Pre-tax net operating income | $698,000 | 2,545 |
| Securities gains (losses) | $3,000 | 889 |
| Applicable income taxes | $1,000 | 3,997 |
| Income before extraordinary items | $700,000 | 2,192 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $700,000 | 2,193 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $700,000 | 2,193 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $250,000 | 1,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $697,000 | 2,174 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,873,000 | 2,881 |
| Total interest expense | $847,000 | 2,713 |
| Net interest income | $7,026,000 | 2,872 |
| Provision for loan and lease losses | $30,000 | 3,875 |
| Total noninterest income | $1,039,000 | 2,987 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $236,000 | 3,351 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $803,000 | 2,659 |
| Total noninterest expense | $5,804,000 | 2,910 |
| Salaries and employee benefits | $3,501,000 | 2,747 |
| Premises and equipment expense | $681,000 | 2,781 |
| Additional noninterest expense | $1,622,000 | 3,180 |
| Pre-tax net operating income | $2,231,000 | 2,875 |
| Securities gains (losses) | $42,000 | 1,954 |
| Applicable income taxes | $7,000 | 4,051 |
| Income before extraordinary items | $2,266,000 | 2,578 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,266,000 | 2,576 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,266,000 | 2,577 |
| Net charge-offs | $360,000 | 1,359 |
| Cash dividends | $1,250,000 | 1,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,224,000 | 2,549 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,908,000 | 2,885 |
| Total interest expense | $636,000 | 2,708 |
| Net interest income | $5,272,000 | 2,876 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $825,000 | 2,900 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $179,000 | 3,353 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $646,000 | 2,584 |
| Total noninterest expense | $4,265,000 | 2,943 |
| Salaries and employee benefits | $2,571,000 | 2,789 |
| Premises and equipment expense | $489,000 | 2,879 |
| Additional noninterest expense | $1,205,000 | 3,209 |
| Pre-tax net operating income | $1,832,000 | 2,767 |
| Securities gains (losses) | $36,000 | 1,993 |
| Applicable income taxes | $5,000 | 4,121 |
| Income before extraordinary items | $1,863,000 | 2,459 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,863,000 | 2,460 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,863,000 | 2,460 |
| Net charge-offs | $-51,000 | 5,377 |
| Cash dividends | $850,000 | 1,826 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,827,000 | 2,437 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 2,888 |
| Total interest expense | $422,000 | 2,736 |
| Net interest income | $3,527,000 | 2,884 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $522,000 | 2,959 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $116,000 | 3,390 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $406,000 | 2,641 |
| Total noninterest expense | $2,880,000 | 2,938 |
| Salaries and employee benefits | $1,752,000 | 2,769 |
| Premises and equipment expense | $329,000 | 2,869 |
| Additional noninterest expense | $799,000 | 3,236 |
| Pre-tax net operating income | $1,169,000 | 2,801 |
| Securities gains (losses) | $36,000 | 1,641 |
| Applicable income taxes | $4,000 | 4,116 |
| Income before extraordinary items | $1,201,000 | 2,486 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,201,000 | 2,485 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,201,000 | 2,485 |
| Net charge-offs | $-47,000 | 5,488 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,165,000 | 2,466 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,921,000 | 2,944 |
| Total interest expense | $209,000 | 2,761 |
| Net interest income | $1,712,000 | 2,948 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $249,000 | 3,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $58,000 | 3,385 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $191,000 | 2,672 |
| Total noninterest expense | $1,404,000 | 3,005 |
| Salaries and employee benefits | $842,000 | 2,845 |
| Premises and equipment expense | $160,000 | 2,945 |
| Additional noninterest expense | $402,000 | 3,225 |
| Pre-tax net operating income | $557,000 | 2,843 |
| Securities gains (losses) | $22,000 | 1,191 |
| Applicable income taxes | $1,000 | 4,176 |
| Income before extraordinary items | $578,000 | 2,500 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $578,000 | 2,500 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $578,000 | 2,500 |
| Net charge-offs | $-21,000 | 5,480 |
| Cash dividends | $350,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $556,000 | 2,532 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,531,000 | 2,967 |
| Total interest expense | $840,000 | 2,732 |
| Net interest income | $6,691,000 | 2,962 |
| Provision for loan and lease losses | $170,000 | 2,520 |
| Total noninterest income | $1,058,000 | 2,966 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $243,000 | 3,394 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $815,000 | 2,625 |
| Total noninterest expense | $5,694,000 | 2,971 |
| Salaries and employee benefits | $3,708,000 | 2,625 |
| Premises and equipment expense | $547,000 | 3,303 |
| Additional noninterest expense | $1,439,000 | 3,491 |
| Pre-tax net operating income | $1,885,000 | 3,114 |
| Securities gains (losses) | $65,000 | 1,461 |
| Applicable income taxes | $12,000 | 4,048 |
| Income before extraordinary items | $1,938,000 | 2,790 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,938,000 | 2,792 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,938,000 | 2,793 |
| Net charge-offs | $85,000 | 2,809 |
| Cash dividends | $1,100,000 | 2,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,873,650 | 2,800 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,559,000 | 3,012 |
| Total interest expense | $632,000 | 2,754 |
| Net interest income | $4,927,000 | 3,028 |
| Provision for loan and lease losses | $130,000 | 2,427 |
| Total noninterest income | $773,000 | 3,033 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $185,000 | 3,396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $588,000 | 2,699 |
| Total noninterest expense | $4,237,000 | 3,014 |
| Salaries and employee benefits | $2,735,000 | 2,660 |
| Premises and equipment expense | $408,000 | 3,356 |
| Additional noninterest expense | $1,094,000 | 3,476 |
| Pre-tax net operating income | $1,333,000 | 3,284 |
| Securities gains (losses) | $65,000 | 1,295 |
| Applicable income taxes | $10,000 | 4,140 |
| Income before extraordinary items | $1,388,000 | 2,916 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,388,000 | 2,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,388,000 | 2,917 |
| Net charge-offs | $14,000 | 3,512 |
| Cash dividends | $750,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,323,650 | 2,947 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,683,000 | 3,024 |
| Total interest expense | $422,000 | 2,774 |
| Net interest income | $3,261,000 | 3,047 |
| Provision for loan and lease losses | $70,000 | 2,568 |
| Total noninterest income | $478,000 | 3,169 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $118,000 | 3,441 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $360,000 | 2,811 |
| Total noninterest expense | $2,711,000 | 3,107 |
| Salaries and employee benefits | $1,759,000 | 2,752 |
| Premises and equipment expense | $255,000 | 3,496 |
| Additional noninterest expense | $697,000 | 3,598 |
| Pre-tax net operating income | $958,000 | 3,138 |
| Securities gains (losses) | $65,000 | 1,085 |
| Applicable income taxes | $9,000 | 4,101 |
| Income before extraordinary items | $1,014,000 | 2,729 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,014,000 | 2,730 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,014,000 | 2,731 |
| Net charge-offs | $18,000 | 3,008 |
| Cash dividends | $500,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $949,650 | 2,789 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,841,000 | 3,045 |
| Total interest expense | $211,000 | 2,783 |
| Net interest income | $1,630,000 | 3,051 |
| Provision for loan and lease losses | $30,000 | 2,461 |
| Total noninterest income | $205,000 | 3,387 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $55,000 | 3,545 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $150,000 | 3,021 |
| Total noninterest expense | $1,402,000 | 3,046 |
| Salaries and employee benefits | $914,000 | 2,699 |
| Premises and equipment expense | $132,000 | 3,463 |
| Additional noninterest expense | $356,000 | 3,546 |
| Pre-tax net operating income | $403,000 | 3,363 |
| Securities gains (losses) | $-1,000 | 6,051 |
| Applicable income taxes | $5,000 | 4,030 |
| Income before extraordinary items | $397,000 | 3,137 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $397,000 | 3,140 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $397,000 | 3,140 |
| Net charge-offs | $-6,000 | 5,215 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $397,990 | 3,067 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,207,000 | 3,114 |
| Total interest expense | $910,000 | 2,767 |
| Net interest income | $6,297,000 | 3,130 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $941,000 | 3,204 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $339,000 | 2,995 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $602,000 | 3,017 |
| Total noninterest expense | $5,358,000 | 3,165 |
| Salaries and employee benefits | $3,298,000 | 2,885 |
| Premises and equipment expense | $649,000 | 3,063 |
| Additional noninterest expense | $1,411,000 | 3,677 |
| Pre-tax net operating income | $1,880,000 | 3,082 |
| Securities gains (losses) | $28,000 | 2,114 |
| Applicable income taxes | $10,000 | 4,202 |
| Income before extraordinary items | $1,898,000 | 2,806 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,898,000 | 2,804 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,898,000 | 2,806 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $1,000,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,870,280 | 2,786 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,390,000 | 3,140 |
| Total interest expense | $690,000 | 2,788 |
| Net interest income | $4,700,000 | 3,168 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $723,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $272,000 | 2,908 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $451,000 | 3,056 |
| Total noninterest expense | $4,043,000 | 3,164 |
| Salaries and employee benefits | $2,520,000 | 2,855 |
| Premises and equipment expense | $454,000 | 3,260 |
| Additional noninterest expense | $1,069,000 | 3,679 |
| Pre-tax net operating income | $1,380,000 | 3,190 |
| Securities gains (losses) | $27,000 | 1,839 |
| Applicable income taxes | $5,000 | 4,323 |
| Income before extraordinary items | $1,402,000 | 2,862 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,402,000 | 2,863 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,402,000 | 2,863 |
| Net charge-offs | $-7,000 | 5,535 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,375,000 | 2,846 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 3,152 |
| Total interest expense | $461,000 | 2,805 |
| Net interest income | $3,121,000 | 3,177 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $467,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $176,000 | 2,943 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $291,000 | 3,081 |
| Total noninterest expense | $2,660,000 | 3,203 |
| Salaries and employee benefits | $1,653,000 | 2,906 |
| Premises and equipment expense | $319,000 | 3,154 |
| Additional noninterest expense | $688,000 | 3,775 |
| Pre-tax net operating income | $928,000 | 3,094 |
| Securities gains (losses) | $10,000 | 1,948 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $935,000 | 2,772 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $935,000 | 2,776 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $935,000 | 2,776 |
| Net charge-offs | $34,000 | 3,085 |
| Cash dividends | $500,000 | 1,796 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $925,000 | 2,750 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 3,156 |
| Total interest expense | $230,000 | 2,849 |
| Net interest income | $1,566,000 | 3,172 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $184,000 | 3,599 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $73,000 | 3,258 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $111,000 | 3,417 |
| Total noninterest expense | $1,376,000 | 3,160 |
| Salaries and employee benefits | $857,000 | 2,841 |
| Premises and equipment expense | $161,000 | 3,185 |
| Additional noninterest expense | $358,000 | 3,666 |
| Pre-tax net operating income | $374,000 | 3,403 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $1,000 | 4,330 |
| Income before extraordinary items | $373,000 | 3,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $373,000 | 3,151 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $373,000 | 3,152 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $373,000 | 3,114 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,082,000 | 3,224 |
| Total interest expense | $941,000 | 3,085 |
| Net interest income | $6,141,000 | 3,218 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $1,292,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $296,000 | 3,382 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $996,000 | 2,388 |
| Total noninterest expense | $4,983,000 | 3,411 |
| Salaries and employee benefits | $3,227,000 | 2,959 |
| Premises and equipment expense | $531,000 | 3,604 |
| Additional noninterest expense | $1,225,000 | 4,147 |
| Pre-tax net operating income | $2,450,000 | 2,506 |
| Securities gains (losses) | $-19,000 | 6,323 |
| Applicable income taxes | $4,000 | 4,440 |
| Income before extraordinary items | $2,427,000 | 2,251 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,427,000 | 2,254 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,427,000 | 2,254 |
| Net charge-offs | $77,000 | 3,992 |
| Cash dividends | $1,000,000 | 1,914 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,446,000 | 2,185 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,286,000 | 3,264 |
| Total interest expense | $717,000 | 3,122 |
| Net interest income | $4,569,000 | 3,246 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $797,000 | 3,138 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $220,000 | 3,420 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $577,000 | 2,800 |
| Total noninterest expense | $3,794,000 | 3,387 |
| Salaries and employee benefits | $2,478,000 | 2,923 |
| Premises and equipment expense | $384,000 | 3,715 |
| Additional noninterest expense | $932,000 | 4,114 |
| Pre-tax net operating income | $1,572,000 | 2,836 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $3,000 | 4,538 |
| Income before extraordinary items | $1,569,000 | 2,578 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,569,000 | 2,582 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,569,000 | 2,582 |
| Net charge-offs | $73,000 | 3,565 |
| Cash dividends | $750,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,569,000 | 2,491 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,472,000 | 3,307 |
| Total interest expense | $485,000 | 3,141 |
| Net interest income | $2,987,000 | 3,297 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $531,000 | 3,185 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $138,000 | 3,497 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $393,000 | 2,827 |
| Total noninterest expense | $2,468,000 | 3,458 |
| Salaries and employee benefits | $1,598,000 | 3,023 |
| Premises and equipment expense | $250,000 | 3,787 |
| Additional noninterest expense | $620,000 | 4,113 |
| Pre-tax net operating income | $1,050,000 | 2,801 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $2,000 | 4,510 |
| Income before extraordinary items | $1,048,000 | 2,540 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,048,000 | 2,545 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,048,000 | 2,545 |
| Net charge-offs | $12,000 | 4,240 |
| Cash dividends | $500,000 | 1,684 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,048,000 | 2,438 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,735,000 | 3,333 |
| Total interest expense | $247,000 | 3,182 |
| Net interest income | $1,488,000 | 3,317 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $250,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $62,000 | 3,704 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $188,000 | 2,864 |
| Total noninterest expense | $1,283,000 | 3,389 |
| Salaries and employee benefits | $838,000 | 2,933 |
| Premises and equipment expense | $127,000 | 3,771 |
| Additional noninterest expense | $318,000 | 4,087 |
| Pre-tax net operating income | $455,000 | 3,060 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $455,000 | 2,777 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $455,000 | 2,780 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $455,000 | 2,779 |
| Net charge-offs | $15,000 | 3,259 |
| Cash dividends | $250,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $455,000 | 2,689 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,460,000 | 3,294 |
| Total interest expense | $1,212,000 | 3,176 |
| Net interest income | $6,248,000 | 3,267 |
| Provision for loan and lease losses | $176,000 | 4,116 |
| Total noninterest income | $1,263,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $296,000 | 3,511 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $967,000 | 2,419 |
| Total noninterest expense | $5,055,000 | 3,434 |
| Salaries and employee benefits | $3,102,000 | 3,051 |
| Premises and equipment expense | $609,000 | 3,352 |
| Additional noninterest expense | $1,344,000 | 4,056 |
| Pre-tax net operating income | $2,280,000 | 2,580 |
| Securities gains (losses) | $4,000 | 3,557 |
| Applicable income taxes | $3,000 | 4,573 |
| Income before extraordinary items | $2,281,000 | 2,357 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,281,000 | 2,358 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,281,000 | 2,359 |
| Net charge-offs | $-39,000 | 6,812 |
| Cash dividends | $975,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,277,000 | 2,237 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,692,000 | 3,316 |
| Total interest expense | $936,000 | 3,226 |
| Net interest income | $4,756,000 | 3,281 |
| Provision for loan and lease losses | $176,000 | 3,695 |
| Total noninterest income | $962,000 | 2,861 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $225,000 | 3,518 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $737,000 | 2,390 |
| Total noninterest expense | $3,898,000 | 3,395 |
| Salaries and employee benefits | $2,375,000 | 3,035 |
| Premises and equipment expense | $474,000 | 3,299 |
| Additional noninterest expense | $1,049,000 | 3,986 |
| Pre-tax net operating income | $1,644,000 | 2,710 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $3,000 | 4,607 |
| Income before extraordinary items | $1,641,000 | 2,486 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,641,000 | 2,487 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,641,000 | 2,487 |
| Net charge-offs | $-21,000 | 6,760 |
| Cash dividends | $725,000 | 1,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,641,000 | 2,351 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,818,000 | 3,322 |
| Total interest expense | $637,000 | 3,275 |
| Net interest income | $3,181,000 | 3,278 |
| Provision for loan and lease losses | $136,000 | 3,489 |
| Total noninterest income | $619,000 | 2,881 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $150,000 | 3,518 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $469,000 | 2,411 |
| Total noninterest expense | $2,608,000 | 3,406 |
| Salaries and employee benefits | $1,565,000 | 3,075 |
| Premises and equipment expense | $327,000 | 3,221 |
| Additional noninterest expense | $716,000 | 3,923 |
| Pre-tax net operating income | $1,056,000 | 2,744 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $2,000 | 4,564 |
| Income before extraordinary items | $1,054,000 | 2,523 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,054,000 | 2,523 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,054,000 | 2,523 |
| Net charge-offs | $5,000 | 5,162 |
| Cash dividends | $475,000 | 1,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,054,000 | 2,387 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,896,000 | 3,362 |
| Total interest expense | $328,000 | 3,313 |
| Net interest income | $1,568,000 | 3,332 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $275,000 | 3,085 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $71,000 | 3,613 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $204,000 | 2,623 |
| Total noninterest expense | $1,345,000 | 3,351 |
| Salaries and employee benefits | $813,000 | 2,994 |
| Premises and equipment expense | $166,000 | 3,208 |
| Additional noninterest expense | $366,000 | 3,862 |
| Pre-tax net operating income | $458,000 | 3,051 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $10,000 | 3,991 |
| Income before extraordinary items | $448,000 | 2,842 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $448,000 | 2,845 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $448,000 | 2,846 |
| Net charge-offs | $-16,000 | 6,815 |
| Cash dividends | $225,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $448,000 | 2,704 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,918,000 | 3,351 |
| Total interest expense | $1,555,000 | 3,359 |
| Net interest income | $6,363,000 | 3,311 |
| Provision for loan and lease losses | $428,000 | 3,659 |
| Total noninterest income | $1,112,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $319,000 | 3,476 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $793,000 | 2,462 |
| Total noninterest expense | $4,880,000 | 3,606 |
| Salaries and employee benefits | $2,955,000 | 3,159 |
| Premises and equipment expense | $607,000 | 3,548 |
| Additional noninterest expense | $1,318,000 | 4,204 |
| Pre-tax net operating income | $2,167,000 | 2,359 |
| Securities gains (losses) | $51,000 | 2,577 |
| Applicable income taxes | $13,000 | 4,252 |
| Income before extraordinary items | $2,205,000 | 2,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,205,000 | 2,093 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,205,000 | 2,093 |
| Net charge-offs | $200,000 | 4,293 |
| Cash dividends | $900,000 | 1,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,154,510 | 2,046 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,002,000 | 3,365 |
| Total interest expense | $1,195,000 | 3,420 |
| Net interest income | $4,807,000 | 3,313 |
| Provision for loan and lease losses | $344,000 | 3,436 |
| Total noninterest income | $736,000 | 3,153 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $243,000 | 3,453 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $493,000 | 2,730 |
| Total noninterest expense | $3,668,000 | 3,607 |
| Salaries and employee benefits | $2,251,000 | 3,129 |
| Premises and equipment expense | $447,000 | 3,625 |
| Additional noninterest expense | $970,000 | 4,252 |
| Pre-tax net operating income | $1,531,000 | 2,531 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $23,000 | 3,990 |
| Income before extraordinary items | $1,508,000 | 2,308 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,508,000 | 2,308 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,508,000 | 2,309 |
| Net charge-offs | $23,000 | 5,478 |
| Cash dividends | $675,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,508,000 | 2,206 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,021,000 | 3,380 |
| Total interest expense | $802,000 | 3,511 |
| Net interest income | $3,219,000 | 3,306 |
| Provision for loan and lease losses | $250,000 | 3,239 |
| Total noninterest income | $448,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $157,000 | 3,502 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 2,919 |
| Total noninterest expense | $2,429,000 | 3,652 |
| Salaries and employee benefits | $1,487,000 | 3,162 |
| Premises and equipment expense | $284,000 | 3,790 |
| Additional noninterest expense | $658,000 | 4,265 |
| Pre-tax net operating income | $988,000 | 2,557 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $14,000 | 3,977 |
| Income before extraordinary items | $974,000 | 2,330 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $974,000 | 2,330 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $974,000 | 2,330 |
| Net charge-offs | $-46,000 | 7,299 |
| Cash dividends | $450,000 | 1,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $974,000 | 2,248 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,453 |
| Total interest expense | $405,000 | 3,570 |
| Net interest income | $1,562,000 | 3,362 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $218,000 | 3,412 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $77,000 | 3,505 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,013 |
| Total noninterest expense | $1,252,000 | 3,583 |
| Salaries and employee benefits | $780,000 | 3,061 |
| Premises and equipment expense | $144,000 | 3,809 |
| Additional noninterest expense | $328,000 | 4,288 |
| Pre-tax net operating income | $378,000 | 3,082 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $7,000 | 3,925 |
| Income before extraordinary items | $371,000 | 2,827 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $371,000 | 2,826 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $371,000 | 2,827 |
| Net charge-offs | $-7,000 | 6,897 |
| Cash dividends | $225,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $371,000 | 2,769 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,030,000 | 3,547 |
| Total interest expense | $1,987,000 | 3,590 |
| Net interest income | $6,043,000 | 3,454 |
| Provision for loan and lease losses | $1,003,000 | 3,041 |
| Total noninterest income | $1,401,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $360,000 | 3,279 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,041,000 | 2,134 |
| Total noninterest expense | $4,799,000 | 3,736 |
| Salaries and employee benefits | $2,914,000 | 3,199 |
| Premises and equipment expense | $517,000 | 4,090 |
| Additional noninterest expense | $1,368,000 | 4,248 |
| Pre-tax net operating income | $1,642,000 | 2,581 |
| Securities gains (losses) | $57,000 | 2,569 |
| Applicable income taxes | $18,000 | 4,043 |
| Income before extraordinary items | $1,681,000 | 2,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,681,000 | 2,318 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,681,000 | 2,321 |
| Net charge-offs | $330,000 | 4,191 |
| Cash dividends | $900,000 | 1,609 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,624,570 | 2,272 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,013,000 | 3,613 |
| Total interest expense | $1,543,000 | 3,636 |
| Net interest income | $4,470,000 | 3,533 |
| Provision for loan and lease losses | $485,000 | 3,589 |
| Total noninterest income | $828,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $269,000 | 3,365 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $559,000 | 2,584 |
| Total noninterest expense | $3,638,000 | 3,716 |
| Salaries and employee benefits | $2,232,000 | 3,160 |
| Premises and equipment expense | $381,000 | 4,200 |
| Additional noninterest expense | $1,025,000 | 4,240 |
| Pre-tax net operating income | $1,175,000 | 2,823 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $23,000 | 3,935 |
| Income before extraordinary items | $1,225,000 | 2,510 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,225,000 | 2,507 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,225,000 | 2,511 |
| Net charge-offs | $105,000 | 4,853 |
| Cash dividends | $675,000 | 1,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,153,460 | 2,496 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,947,000 | 3,690 |
| Total interest expense | $1,048,000 | 3,682 |
| Net interest income | $2,899,000 | 3,606 |
| Provision for loan and lease losses | $320,000 | 3,503 |
| Total noninterest income | $481,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $171,000 | 3,452 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $310,000 | 2,795 |
| Total noninterest expense | $2,381,000 | 3,760 |
| Salaries and employee benefits | $1,444,000 | 3,251 |
| Premises and equipment expense | $255,000 | 4,219 |
| Additional noninterest expense | $682,000 | 4,238 |
| Pre-tax net operating income | $679,000 | 3,086 |
| Securities gains (losses) | $24,000 | 2,293 |
| Applicable income taxes | $14,000 | 3,954 |
| Income before extraordinary items | $689,000 | 2,800 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $689,000 | 2,796 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $689,000 | 2,799 |
| Net charge-offs | $110,000 | 4,139 |
| Cash dividends | $450,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $665,480 | 2,751 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,933,000 | 3,808 |
| Total interest expense | $529,000 | 3,774 |
| Net interest income | $1,404,000 | 3,733 |
| Provision for loan and lease losses | $105,000 | 3,873 |
| Total noninterest income | $190,000 | 3,766 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $80,000 | 3,585 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $110,000 | 3,338 |
| Total noninterest expense | $1,142,000 | 3,897 |
| Salaries and employee benefits | $677,000 | 3,477 |
| Premises and equipment expense | $133,000 | 4,203 |
| Additional noninterest expense | $332,000 | 4,316 |
| Pre-tax net operating income | $347,000 | 3,090 |
| Securities gains (losses) | $15,000 | 1,604 |
| Applicable income taxes | $5,000 | 4,091 |
| Income before extraordinary items | $357,000 | 2,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 2,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $357,000 | 2,774 |
| Net charge-offs | $56,000 | 3,624 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $342,150 | 2,760 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,866,000 | 3,864 |
| Total interest expense | $2,460,000 | 3,938 |
| Net interest income | $5,406,000 | 3,749 |
| Provision for loan and lease losses | $375,000 | 4,953 |
| Total noninterest income | $1,171,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $320,000 | 3,766 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $851,000 | 2,365 |
| Total noninterest expense | $4,713,000 | 3,869 |
| Salaries and employee benefits | $2,810,000 | 3,378 |
| Premises and equipment expense | $509,000 | 4,329 |
| Additional noninterest expense | $1,394,000 | 4,284 |
| Pre-tax net operating income | $1,489,000 | 2,359 |
| Securities gains (losses) | $8,000 | 3,320 |
| Applicable income taxes | $5,000 | 4,022 |
| Income before extraordinary items | $1,492,000 | 2,130 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,492,000 | 2,128 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,492,000 | 2,130 |
| Net charge-offs | $198,000 | 5,023 |
| Cash dividends | $900,000 | 1,759 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,484,000 | 2,108 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,887,000 | 3,922 |
| Total interest expense | $1,899,000 | 3,989 |
| Net interest income | $3,988,000 | 3,798 |
| Provision for loan and lease losses | $225,000 | 4,987 |
| Total noninterest income | $880,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $232,000 | 3,840 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $648,000 | 2,408 |
| Total noninterest expense | $3,521,000 | 3,885 |
| Salaries and employee benefits | $2,117,000 | 3,380 |
| Premises and equipment expense | $369,000 | 4,468 |
| Additional noninterest expense | $1,035,000 | 4,275 |
| Pre-tax net operating income | $1,122,000 | 2,539 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $15,000 | 3,904 |
| Income before extraordinary items | $1,107,000 | 2,300 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,107,000 | 2,298 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,107,000 | 2,301 |
| Net charge-offs | $41,000 | 5,820 |
| Cash dividends | $675,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,107,000 | 2,261 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,889,000 | 3,985 |
| Total interest expense | $1,309,000 | 4,009 |
| Net interest income | $2,580,000 | 3,851 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $642,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $148,000 | 3,894 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $494,000 | 2,246 |
| Total noninterest expense | $2,361,000 | 3,902 |
| Salaries and employee benefits | $1,449,000 | 3,329 |
| Premises and equipment expense | $239,000 | 4,576 |
| Additional noninterest expense | $673,000 | 4,376 |
| Pre-tax net operating income | $711,000 | 2,734 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $12,000 | 3,934 |
| Income before extraordinary items | $699,000 | 2,495 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $699,000 | 2,492 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $699,000 | 2,494 |
| Net charge-offs | $55,000 | 4,825 |
| Cash dividends | $450,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $699,000 | 2,415 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,935,000 | 4,039 |
| Total interest expense | $647,000 | 4,163 |
| Net interest income | $1,288,000 | 3,855 |
| Provision for loan and lease losses | $75,000 | 4,299 |
| Total noninterest income | $336,000 | 2,814 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $73,000 | 3,879 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $263,000 | 2,128 |
| Total noninterest expense | $1,185,000 | 3,802 |
| Salaries and employee benefits | $811,000 | 3,068 |
| Premises and equipment expense | $117,000 | 4,700 |
| Additional noninterest expense | $257,000 | 4,877 |
| Pre-tax net operating income | $364,000 | 2,997 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $359,000 | 2,766 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $359,000 | 2,764 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $359,000 | 2,767 |
| Net charge-offs | $-3,000 | 7,537 |
| Cash dividends | $225,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $359,000 | 2,628 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $8,172,000 | 4,082 |
| Total interest expense | $3,094,000 | 4,171 |
| Net interest income | $5,078,000 | 3,915 |
| Provision for loan and lease losses | $300,000 | 4,610 |
| Total noninterest income | $813,000 | 3,841 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $326,000 | 3,862 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $487,000 | 3,217 |
| Total noninterest expense | $4,074,000 | 4,180 |
| Salaries and employee benefits | $2,532,000 | 3,745 |
| Premises and equipment expense | $529,000 | 4,308 |
| Additional noninterest expense | $1,013,000 | 4,783 |
| Pre-tax net operating income | $1,517,000 | 3,010 |
| Securities gains (losses) | $16,000 | 2,295 |
| Applicable income taxes | $42,000 | 3,938 |
| Income before extraordinary items | $1,491,000 | 2,531 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,491,000 | 2,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 3,375 |
| Cash dividends | $900,000 | 2,472 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,475,480 | 2,687 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,978,000 | 4,215 |
| Total interest expense | $2,380,000 | 4,219 |
| Net interest income | $3,598,000 | 4,081 |
| Provision for loan and lease losses | $125,000 | 4,866 |
| Total noninterest income | $622,000 | 3,894 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $247,000 | 3,874 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $375,000 | 3,290 |
| Total noninterest expense | $3,192,000 | 4,029 |
| Salaries and employee benefits | $2,032,000 | 3,568 |
| Premises and equipment expense | $400,000 | 4,313 |
| Additional noninterest expense | $760,000 | 4,706 |
| Pre-tax net operating income | $903,000 | 3,863 |
| Securities gains (losses) | $16,000 | 2,140 |
| Applicable income taxes | $26,000 | 4,478 |
| Income before extraordinary items | $893,000 | 3,335 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $893,000 | 3,333 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,447 |
| Cash dividends | $675,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $877,480 | 3,512 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,979,000 | 4,266 |
| Total interest expense | $1,660,000 | 4,226 |
| Net interest income | $2,319,000 | 4,176 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $403,000 | 4,000 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $161,000 | 3,926 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $242,000 | 3,411 |
| Total noninterest expense | $2,077,000 | 4,126 |
| Salaries and employee benefits | $1,318,000 | 3,682 |
| Premises and equipment expense | $261,000 | 4,392 |
| Additional noninterest expense | $498,000 | 4,734 |
| Pre-tax net operating income | $595,000 | 4,042 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $579,000 | 3,718 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $579,000 | 3,719 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 5,718 |
| Cash dividends | $450,000 | 2,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $579,000 | 3,658 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,005,000 | 4,313 |
| Total interest expense | $875,000 | 4,262 |
| Net interest income | $1,130,000 | 4,257 |
| Provision for loan and lease losses | $15,000 | 5,068 |
| Total noninterest income | $199,000 | 4,009 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $79,000 | 3,905 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $120,000 | 3,442 |
| Total noninterest expense | $976,000 | 4,308 |
| Salaries and employee benefits | $612,000 | 3,913 |
| Premises and equipment expense | $125,000 | 4,513 |
| Additional noninterest expense | $239,000 | 4,825 |
| Pre-tax net operating income | $338,000 | 3,892 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $329,000 | 3,605 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $329,000 | 3,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $225,000 | 2,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $329,000 | 3,512 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,099,000 | 4,323 |
| Total interest expense | $3,542,000 | 4,309 |
| Net interest income | $4,557,000 | 4,261 |
| Provision for loan and lease losses | $40,000 | 5,854 |
| Total noninterest income | $792,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $325,000 | 3,933 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $467,000 | 3,435 |
| Total noninterest expense | $3,984,000 | 4,134 |
| Salaries and employee benefits | $2,466,000 | 3,761 |
| Premises and equipment expense | $479,000 | 4,496 |
| Additional noninterest expense | $1,039,000 | 4,537 |
| Pre-tax net operating income | $1,325,000 | 4,148 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $29,000 | 5,248 |
| Income before extraordinary items | $1,296,000 | 3,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,296,000 | 3,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,203 |
| Cash dividends | $900,000 | 2,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,296,000 | 3,760 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,979,000 | 4,384 |
| Total interest expense | $2,629,000 | 4,347 |
| Net interest income | $3,350,000 | 4,343 |
| Provision for loan and lease losses | $25,000 | 5,669 |
| Total noninterest income | $578,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $217,000 | 4,161 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $361,000 | 3,402 |
| Total noninterest expense | $2,920,000 | 4,177 |
| Salaries and employee benefits | $1,831,000 | 3,794 |
| Premises and equipment expense | $354,000 | 4,513 |
| Additional noninterest expense | $735,000 | 4,659 |
| Pre-tax net operating income | $983,000 | 4,401 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $30,000 | 5,257 |
| Income before extraordinary items | $953,000 | 3,989 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $953,000 | 3,989 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,856 |
| Cash dividends | $675,000 | 2,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $953,000 | 3,969 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,909,000 | 4,458 |
| Total interest expense | $1,699,000 | 4,422 |
| Net interest income | $2,210,000 | 4,397 |
| Provision for loan and lease losses | $25,000 | 5,140 |
| Total noninterest income | $406,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $141,000 | 4,215 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $265,000 | 3,232 |
| Total noninterest expense | $1,974,000 | 4,164 |
| Salaries and employee benefits | $1,241,000 | 3,773 |
| Premises and equipment expense | $242,000 | 4,474 |
| Additional noninterest expense | $491,000 | 4,638 |
| Pre-tax net operating income | $617,000 | 4,585 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $16,000 | 5,455 |
| Income before extraordinary items | $601,000 | 4,163 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $601,000 | 4,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 3,576 |
| Cash dividends | $450,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $601,000 | 4,155 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,924,000 | 4,501 |
| Total interest expense | $826,000 | 4,483 |
| Net interest income | $1,098,000 | 4,424 |
| Provision for loan and lease losses | $15,000 | 4,592 |
| Total noninterest income | $161,000 | 4,461 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $71,000 | 4,138 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $90,000 | 3,960 |
| Total noninterest expense | $940,000 | 4,320 |
| Salaries and employee benefits | $585,000 | 3,956 |
| Premises and equipment expense | $119,000 | 4,538 |
| Additional noninterest expense | $236,000 | 4,729 |
| Pre-tax net operating income | $304,000 | 4,615 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $9,000 | 5,389 |
| Income before extraordinary items | $295,000 | 4,208 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $295,000 | 4,210 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,748 |
| Cash dividends | $225,000 | 2,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $295,000 | 4,188 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,265,000 | 4,467 |
| Total interest expense | $2,779,000 | 4,518 |
| Net interest income | $4,486,000 | 4,345 |
| Provision for loan and lease losses | $25,000 | 6,138 |
| Total noninterest income | $818,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $311,000 | 4,056 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $507,000 | 3,314 |
| Total noninterest expense | $4,057,000 | 3,955 |
| Salaries and employee benefits | $2,456,000 | 3,662 |
| Premises and equipment expense | $522,000 | 4,153 |
| Additional noninterest expense | $1,079,000 | 4,274 |
| Pre-tax net operating income | $1,222,000 | 4,747 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $42,000 | 5,559 |
| Income before extraordinary items | $1,180,000 | 4,319 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,180,000 | 4,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $900,000 | 2,731 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,180,000 | 4,298 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,388,000 | 4,479 |
| Total interest expense | $1,981,000 | 4,573 |
| Net interest income | $3,407,000 | 4,341 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $640,000 | 3,904 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $235,000 | 4,053 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $405,000 | 3,196 |
| Total noninterest expense | $2,980,000 | 3,999 |
| Salaries and employee benefits | $1,817,000 | 3,691 |
| Premises and equipment expense | $358,000 | 4,405 |
| Additional noninterest expense | $805,000 | 4,244 |
| Pre-tax net operating income | $1,042,000 | 4,634 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $25,000 | 5,863 |
| Income before extraordinary items | $1,017,000 | 4,127 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,017,000 | 4,130 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,016 |
| Cash dividends | $675,000 | 2,484 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,017,000 | 4,111 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,529,000 | 4,486 |
| Total interest expense | $1,263,000 | 4,564 |
| Net interest income | $2,266,000 | 4,348 |
| Provision for loan and lease losses | $25,000 | 5,320 |
| Total noninterest income | $345,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $144,000 | 4,219 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $201,000 | 3,736 |
| Total noninterest expense | $1,985,000 | 4,023 |
| Salaries and employee benefits | $1,222,000 | 3,694 |
| Premises and equipment expense | $237,000 | 4,421 |
| Additional noninterest expense | $526,000 | 4,313 |
| Pre-tax net operating income | $601,000 | 4,987 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $18,000 | 5,852 |
| Income before extraordinary items | $583,000 | 4,514 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $583,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,673 |
| Cash dividends | $450,000 | 2,520 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $583,000 | 4,505 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,734,000 | 4,488 |
| Total interest expense | $590,000 | 4,627 |
| Net interest income | $1,144,000 | 4,304 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $150,000 | 4,678 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $62,000 | 4,465 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $88,000 | 3,956 |
| Total noninterest expense | $954,000 | 4,143 |
| Salaries and employee benefits | $571,000 | 3,895 |
| Premises and equipment expense | $116,000 | 4,522 |
| Additional noninterest expense | $267,000 | 4,263 |
| Pre-tax net operating income | $325,000 | 4,764 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $9,000 | 5,806 |
| Income before extraordinary items | $316,000 | 4,285 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $316,000 | 4,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $225,000 | 2,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $316,000 | 4,268 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,408,000 | 4,429 |
| Total interest expense | $1,928,000 | 4,539 |
| Net interest income | $4,480,000 | 4,276 |
| Provision for loan and lease losses | $77,000 | 5,168 |
| Total noninterest income | $706,000 | 4,358 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $261,000 | 4,488 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $445,000 | 3,584 |
| Total noninterest expense | $3,749,000 | 4,063 |
| Salaries and employee benefits | $2,174,000 | 3,882 |
| Premises and equipment expense | $526,000 | 4,024 |
| Additional noninterest expense | $1,049,000 | 4,257 |
| Pre-tax net operating income | $1,360,000 | 4,623 |
| Securities gains (losses) | $-17,000 | 7,746 |
| Applicable income taxes | $29,000 | 6,162 |
| Income before extraordinary items | $1,314,000 | 4,121 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,314,000 | 4,122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $900,000 | 2,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,330,660 | 4,058 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,697,000 | 4,453 |
| Total interest expense | $1,381,000 | 4,547 |
| Net interest income | $3,316,000 | 4,321 |
| Provision for loan and lease losses | $62,000 | 4,925 |
| Total noninterest income | $536,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $198,000 | 4,476 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $338,000 | 3,585 |
| Total noninterest expense | $2,780,000 | 4,068 |
| Salaries and employee benefits | $1,627,000 | 3,866 |
| Premises and equipment expense | $417,000 | 3,856 |
| Additional noninterest expense | $736,000 | 4,464 |
| Pre-tax net operating income | $1,010,000 | 4,741 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $51,000 | 5,776 |
| Income before extraordinary items | $959,000 | 4,281 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $959,000 | 4,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,742 |
| Cash dividends | $675,000 | 2,356 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $959,000 | 4,228 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,078,000 | 4,438 |
| Total interest expense | $874,000 | 4,523 |
| Net interest income | $2,204,000 | 4,301 |
| Provision for loan and lease losses | $47,000 | 4,683 |
| Total noninterest income | $374,000 | 4,206 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $122,000 | 4,619 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $252,000 | 3,358 |
| Total noninterest expense | $1,862,000 | 4,035 |
| Salaries and employee benefits | $1,095,000 | 3,827 |
| Premises and equipment expense | $291,000 | 3,708 |
| Additional noninterest expense | $476,000 | 4,539 |
| Pre-tax net operating income | $669,000 | 4,733 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $32,000 | 5,826 |
| Income before extraordinary items | $637,000 | 4,263 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $637,000 | 4,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 3,897 |
| Cash dividends | $450,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $637,000 | 4,209 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $374,000 | 7,967 |
| Total interest expense | $106,000 | 7,755 |
| Net interest income | $268,000 | 7,979 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $13,000 | 8,505 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $6,000 | 7,541 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $7,000 | 8,020 |
| Total noninterest expense | $175,000 | 8,304 |
| Salaries and employee benefits | $118,000 | 8,040 |
| Premises and equipment expense | $25,000 | 7,927 |
| Additional noninterest expense | $32,000 | 8,653 |
| Pre-tax net operating income | $104,000 | 7,170 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $7,000 | 6,248 |
| Income before extraordinary items | $97,000 | 6,948 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $97,000 | 6,950 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 7,866 |
| Cash dividends | $50,000 | 3,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $97,000 | 6,923 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,468,000 | 7,941 |
| Total interest expense | $416,000 | 7,624 |
| Net interest income | $1,052,000 | 7,942 |
| Provision for loan and lease losses | $6,000 | 7,145 |
| Total noninterest income | $65,000 | 8,451 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $25,000 | 7,607 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $40,000 | 7,684 |
| Total noninterest expense | $695,000 | 8,322 |
| Salaries and employee benefits | $445,000 | 8,156 |
| Premises and equipment expense | $98,000 | 7,997 |
| Additional noninterest expense | $152,000 | 8,583 |
| Pre-tax net operating income | $416,000 | 7,005 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $25,000 | 6,445 |
| Income before extraordinary items | $391,000 | 6,817 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $391,000 | 6,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,355 |
| Cash dividends | $200,000 | 4,847 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $391,000 | 6,759 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,089,000 | 7,977 |
| Total interest expense | $315,000 | 7,628 |
| Net interest income | $774,000 | 8,001 |
| Provision for loan and lease losses | $4,000 | 6,985 |
| Total noninterest income | $51,000 | 8,467 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $18,000 | 7,662 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $33,000 | 7,603 |
| Total noninterest expense | $521,000 | 8,338 |
| Salaries and employee benefits | $333,000 | 8,148 |
| Premises and equipment expense | $73,000 | 7,993 |
| Additional noninterest expense | $115,000 | 8,586 |
| Pre-tax net operating income | $300,000 | 7,210 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $16,000 | 6,628 |
| Income before extraordinary items | $284,000 | 7,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $284,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $150,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $284,000 | 6,945 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $718,000 | 8,039 |
| Total interest expense | $213,000 | 7,672 |
| Net interest income | $505,000 | 8,087 |
| Provision for loan and lease losses | $3,000 | 6,762 |
| Total noninterest income | $42,000 | 8,348 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $12,000 | 7,713 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $30,000 | 7,216 |
| Total noninterest expense | $347,000 | 8,392 |
| Salaries and employee benefits | $219,000 | 8,217 |
| Premises and equipment expense | $47,000 | 8,072 |
| Additional noninterest expense | $81,000 | 8,573 |
| Pre-tax net operating income | $197,000 | 7,210 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $11,000 | 6,615 |
| Income before extraordinary items | $186,000 | 7,016 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $186,000 | 7,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 5,839 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $186,000 | 6,946 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $356,000 | 8,103 |
| Total interest expense | $109,000 | 7,695 |
| Net interest income | $247,000 | 8,144 |
| Provision for loan and lease losses | $2,000 | 6,358 |
| Total noninterest income | $23,000 | 8,272 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $6,000 | 7,724 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $17,000 | 7,062 |
| Total noninterest expense | $170,000 | 8,462 |
| Salaries and employee benefits | $109,000 | 8,270 |
| Premises and equipment expense | $23,000 | 8,105 |
| Additional noninterest expense | $38,000 | 8,683 |
| Pre-tax net operating income | $98,000 | 7,189 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $5,000 | 6,601 |
| Income before extraordinary items | $93,000 | 7,012 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $93,000 | 7,014 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $93,000 | 6,923 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,477,000 | 8,097 |
| Total interest expense | $476,000 | 7,823 |
| Net interest income | $1,001,000 | 8,104 |
| Provision for loan and lease losses | $34,000 | 6,715 |
| Total noninterest income | $65,000 | 8,648 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $26,000 | 7,765 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $39,000 | 7,855 |
| Total noninterest expense | $698,000 | 8,457 |
| Salaries and employee benefits | $438,000 | 8,280 |
| Premises and equipment expense | $96,000 | 8,112 |
| Additional noninterest expense | $164,000 | 8,672 |
| Pre-tax net operating income | $334,000 | 7,300 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $19,000 | 6,818 |
| Income before extraordinary items | $315,000 | 7,211 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $315,000 | 7,212 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,281 |
| Cash dividends | $200,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $315,000 | 7,064 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,121,000 | 8,172 |
| Total interest expense | $363,000 | 7,945 |
| Net interest income | $758,000 | 8,153 |
| Provision for loan and lease losses | $27,000 | 6,482 |
| Total noninterest income | $54,000 | 8,655 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $20,000 | 7,825 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $34,000 | 7,714 |
| Total noninterest expense | $525,000 | 8,466 |
| Salaries and employee benefits | $332,000 | 8,282 |
| Premises and equipment expense | $72,000 | 8,138 |
| Additional noninterest expense | $121,000 | 8,712 |
| Pre-tax net operating income | $260,000 | 7,388 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $11,000 | 7,039 |
| Income before extraordinary items | $249,000 | 7,259 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $249,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,905 |
| Cash dividends | $150,000 | 4,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $249,000 | 7,096 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $766,000 | 8,199 |
| Total interest expense | $244,000 | 8,047 |
| Net interest income | $522,000 | 8,151 |
| Provision for loan and lease losses | $18,000 | 6,396 |
| Total noninterest income | $35,000 | 8,698 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $21,000 | 7,777 |
| Total noninterest expense | $348,000 | 8,501 |
| Salaries and employee benefits | $220,000 | 8,322 |
| Premises and equipment expense | $48,000 | 8,136 |
| Additional noninterest expense | $80,000 | 8,723 |
| Pre-tax net operating income | $191,000 | 7,278 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $4,000 | 7,232 |
| Income before extraordinary items | $187,000 | 7,084 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $187,000 | 7,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $100,000 | 4,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $187,000 | 6,896 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $402,000 | 8,162 |
| Total interest expense | $123,000 | 8,135 |
| Net interest income | $279,000 | 8,082 |
| Provision for loan and lease losses | $9,000 | 6,152 |
| Total noninterest income | $12,000 | 8,928 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $7,000 | 7,830 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $174,000 | 8,537 |
| Salaries and employee benefits | $111,000 | 8,345 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $40,000 | 8,776 |
| Pre-tax net operating income | $108,000 | 7,072 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $108,000 | 6,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $108,000 | 6,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $50,000 | 3,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $108,000 | 6,582 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,653,000 | 8,211 |
| Total interest expense | $546,000 | 8,257 |
| Net interest income | $1,107,000 | 8,107 |
| Provision for loan and lease losses | $36,000 | 7,011 |
| Total noninterest income | $53,000 | 8,933 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $28,000 | 7,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $25,000 | 8,373 |
| Total noninterest expense | $640,000 | 8,676 |
| Salaries and employee benefits | $427,000 | 8,407 |
| Premises and equipment expense | $88,000 | 8,335 |
| Additional noninterest expense | $125,000 | 9,040 |
| Pre-tax net operating income | $484,000 | 6,829 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $484,000 | 6,481 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $484,000 | 6,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 6,985 |
| Cash dividends | $235,000 | 4,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $484,000 | 6,326 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,761,000 | 8,457 |
| Total interest expense | $823,000 | 8,382 |
| Net interest income | $938,000 | 8,405 |
| Provision for loan and lease losses | $28,000 | 7,315 |
| Total noninterest income | $56,000 | 9,091 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $31,000 | 7,960 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $25,000 | 8,525 |
| Total noninterest expense | $593,000 | 8,955 |
| Salaries and employee benefits | $387,000 | 8,682 |
| Premises and equipment expense | $87,000 | 8,512 |
| Additional noninterest expense | $119,000 | 9,260 |
| Pre-tax net operating income | $373,000 | 7,094 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $143,000 | 5,525 |
| Income before extraordinary items | $230,000 | 7,536 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $230,000 | 7,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,710 |
| Cash dividends | $60,000 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $230,000 | 7,415 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 8,792 |
| Total interest expense | $762,000 | 8,723 |
| Net interest income | $880,000 | 8,734 |
| Provision for loan and lease losses | $13,000 | 7,828 |
| Total noninterest income | $51,000 | 9,318 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $29,000 | 8,096 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 8,890 |
| Total noninterest expense | $566,000 | 9,202 |
| Salaries and employee benefits | $369,000 | 8,909 |
| Premises and equipment expense | $86,000 | 8,685 |
| Additional noninterest expense | $111,000 | 9,555 |
| Pre-tax net operating income | $352,000 | 7,682 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $135,000 | 6,096 |
| Income before extraordinary items | $217,000 | 7,966 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $217,000 | 7,966 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,623 |
| Cash dividends | $50,000 | 6,383 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $217,000 | 7,971 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,426,000 | 9,163 |
| Total interest expense | $655,000 | 9,058 |
| Net interest income | $771,000 | 9,125 |
| Provision for loan and lease losses | $2,000 | 8,441 |
| Total noninterest income | $71,000 | 9,277 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,296 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $41,000 | 8,376 |
| Total noninterest expense | $552,000 | 9,456 |
| Salaries and employee benefits | $354,000 | 9,169 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $110,000 | 9,850 |
| Pre-tax net operating income | $288,000 | 8,163 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $113,000 | 6,751 |
| Income before extraordinary items | $175,000 | 8,466 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $175,000 | 8,465 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $175,000 | 8,432 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,343,000 | 9,483 |
| Total interest expense | $588,000 | 9,508 |
| Net interest income | $755,000 | 9,364 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $38,000 | 10,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,504 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 10,056 |
| Total noninterest expense | $499,000 | 9,783 |
| Salaries and employee benefits | $333,000 | 9,400 |
| Premises and equipment expense | $56,000 | 9,684 |
| Additional noninterest expense | $110,000 | 10,052 |
| Pre-tax net operating income | $294,000 | 8,427 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $119,000 | 7,259 |
| Income before extraordinary items | $175,000 | 8,799 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $175,000 | 8,797 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,956 |
| Cash dividends | $50,000 | 6,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $175,000 | 8,734 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,207,000 | 10,055 |
| Total interest expense | $524,000 | 10,036 |
| Net interest income | $683,000 | 9,984 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $50,000 | 10,283 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,921 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,849 |
| Total noninterest expense | $456,000 | 10,301 |
| Salaries and employee benefits | $308,000 | 9,897 |
| Premises and equipment expense | $54,000 | 10,109 |
| Additional noninterest expense | $94,000 | 10,583 |
| Pre-tax net operating income | $277,000 | 9,136 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $105,000 | 8,323 |
| Income before extraordinary items | $172,000 | 9,388 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $172,000 | 9,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,371 |
| Cash dividends | $50,000 | 7,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $172,000 | 9,343 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,155,000 | 10,582 |
| Total interest expense | $491,000 | 10,621 |
| Net interest income | $664,000 | 10,484 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $39,000 | 11,025 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 9,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,116 |
| Total noninterest expense | $434,000 | 10,850 |
| Salaries and employee benefits | $296,000 | 10,380 |
| Premises and equipment expense | $48,000 | 10,693 |
| Additional noninterest expense | $90,000 | 11,161 |
| Pre-tax net operating income | $269,000 | 9,341 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $104,000 | 8,690 |
| Income before extraordinary items | $165,000 | 9,650 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $165,000 | 9,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,315 |
| Cash dividends | $54,000 | 7,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $165,000 | 9,589 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 11,291 |
| Total interest expense | $438,000 | 11,222 |
| Net interest income | $555,000 | 11,252 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $45,000 | 11,437 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 9,769 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $423,000 | 11,352 |
| Salaries and employee benefits | $282,000 | 10,902 |
| Premises and equipment expense | $47,000 | 11,167 |
| Additional noninterest expense | $94,000 | 11,664 |
| Pre-tax net operating income | $177,000 | 10,596 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $61,000 | 9,959 |
| Income before extraordinary items | $116,000 | 10,785 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $116,000 | 10,785 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 10,558 |
| Cash dividends | $59,000 | 7,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $116,000 | 10,752 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 11,901 |
| Total interest expense | $353,000 | 11,819 |
| Net interest income | $542,000 | 11,879 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $43,000 | 12,073 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 12,083 |
| Total noninterest expense | $414,000 | 11,975 |
| Salaries and employee benefits | $267,000 | 11,505 |
| Premises and equipment expense | $45,000 | 11,810 |
| Additional noninterest expense | $102,000 | 12,270 |
| Pre-tax net operating income | $171,000 | 11,112 |
| Securities gains (losses) | $-7,000 | 9,611 |
| Applicable income taxes | $54,000 | 10,369 |
| Income before extraordinary items | $110,000 | 11,284 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $110,000 | 11,290 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,214 |
| Cash dividends | $59,000 | 7,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $114,690 | 11,273 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $886,000 | 12,522 |
| Total interest expense | $366,000 | 12,377 |
| Net interest income | $520,000 | 12,499 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $48,000 | 12,596 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,611 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 12,477 |
| Total noninterest expense | $403,000 | 12,631 |
| Salaries and employee benefits | $249,000 | 12,204 |
| Premises and equipment expense | $43,000 | 12,433 |
| Additional noninterest expense | $111,000 | 12,846 |
| Pre-tax net operating income | $165,000 | 11,357 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $51,000 | 10,921 |
| Income before extraordinary items | $114,000 | 11,662 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $114,000 | 11,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 11,292 |
| Cash dividends | $63,000 | 7,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $114,000 | 11,459 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $930,000 | 13,141 |
| Total interest expense | $446,000 | 12,995 |
| Net interest income | $484,000 | 13,127 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $54,000 | 13,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 10,924 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 12,557 |
| Total noninterest expense | $391,000 | 13,208 |
| Salaries and employee benefits | $240,000 | 12,715 |
| Premises and equipment expense | $45,000 | 12,878 |
| Additional noninterest expense | $106,000 | 13,469 |
| Pre-tax net operating income | $147,000 | 11,562 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $44,000 | 11,422 |
| Income before extraordinary items | $103,000 | 11,896 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $103,000 | 11,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $59,000 | 7,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $103,000 | 11,599 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.