Home > Citizens Community Bank > Income and Expense
Citizens Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $16,747,000 | 2,129 |
| Total interest expense | $4,566,000 | 2,134 |
| Net interest income | $12,181,000 | 2,090 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $1,118,000 | 2,609 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $332,000 | 2,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $786,000 | 2,523 |
| Total noninterest expense | $5,963,000 | 2,790 |
| Salaries and employee benefits | $3,610,000 | 2,679 |
| Premises and equipment expense | $379,000 | 3,332 |
| Additional noninterest expense | $786,000 | 2,523 |
| Pre-tax net operating income | $7,036,000 | 1,537 |
| Securities gains (losses) | $12,000 | 732 |
| Applicable income taxes | $1,696,000 | 1,089 |
| Income before extraordinary items | $5,352,000 | 1,656 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,352,000 | 1,676 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,352,000 | 1,659 |
| Net charge-offs | $229,000 | 1,090 |
| Cash dividends | $2,093,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,342,520 | 1,688 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $12,199,000 | 2,128 |
| Total interest expense | $3,056,000 | 2,151 |
| Net interest income | $9,143,000 | 2,105 |
| Provision for loan and lease losses | $150,000 | 1,867 |
| Total noninterest income | $874,000 | 2,563 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $255,000 | 2,076 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $619,000 | 2,459 |
| Total noninterest expense | $4,442,000 | 2,796 |
| Salaries and employee benefits | $2,710,000 | 2,661 |
| Premises and equipment expense | $292,000 | 3,296 |
| Additional noninterest expense | $619,000 | 2,458 |
| Pre-tax net operating income | $5,425,000 | 1,562 |
| Securities gains (losses) | $12,000 | 577 |
| Applicable income taxes | $1,365,000 | 1,069 |
| Income before extraordinary items | $4,072,000 | 1,696 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $4,072,000 | 1,709 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,072,000 | 1,696 |
| Net charge-offs | $229,000 | 835 |
| Cash dividends | $388,000 | 2,428 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,062,520 | 1,721 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 2,134 |
| Total interest expense | $1,732,000 | 2,175 |
| Net interest income | $6,211,000 | 2,100 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $607,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $161,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $446,000 | 2,319 |
| Total noninterest expense | $2,910,000 | 2,813 |
| Salaries and employee benefits | $1,800,000 | 2,672 |
| Premises and equipment expense | $195,000 | 3,301 |
| Additional noninterest expense | $446,000 | 2,315 |
| Pre-tax net operating income | $3,908,000 | 1,462 |
| Securities gains (losses) | $12,000 | 583 |
| Applicable income taxes | $986,000 | 1,021 |
| Income before extraordinary items | $2,934,000 | 1,597 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,934,000 | 1,617 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,934,000 | 1,597 |
| Net charge-offs | $211,000 | 656 |
| Cash dividends | $388,000 | 2,151 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,924,520 | 1,613 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $3,834,000 | 2,163 |
| Total interest expense | $737,000 | 2,183 |
| Net interest income | $3,097,000 | 2,115 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $256,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $75,000 | 2,199 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 2,550 |
| Total noninterest expense | $1,434,000 | 2,875 |
| Salaries and employee benefits | $902,000 | 2,702 |
| Premises and equipment expense | $102,000 | 3,295 |
| Additional noninterest expense | $181,000 | 2,550 |
| Pre-tax net operating income | $1,919,000 | 1,512 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $482,000 | 1,069 |
| Income before extraordinary items | $1,437,000 | 1,648 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,437,000 | 1,648 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,437,000 | 1,648 |
| Net charge-offs | $-49,000 | 4,438 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,437,000 | 1,663 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,413,000 | 2,114 |
| Total interest expense | $1,064,000 | 2,334 |
| Net interest income | $12,349,000 | 2,069 |
| Provision for loan and lease losses | $200,000 | 1,781 |
| Total noninterest income | $1,497,000 | 2,349 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $300,000 | 2,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,197,000 | 2,144 |
| Total noninterest expense | $5,705,000 | 2,824 |
| Salaries and employee benefits | $3,412,000 | 2,747 |
| Premises and equipment expense | $393,000 | 3,327 |
| Additional noninterest expense | $1,197,000 | 2,144 |
| Pre-tax net operating income | $7,941,000 | 1,495 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $1,769,000 | 1,159 |
| Income before extraordinary items | $6,172,000 | 1,596 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,172,000 | 1,594 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,172,000 | 1,595 |
| Net charge-offs | $-17,000 | 3,771 |
| Cash dividends | $2,011,000 | 1,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,172,000 | 1,626 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,833,000 | 2,090 |
| Total interest expense | $652,000 | 2,294 |
| Net interest income | $9,181,000 | 2,056 |
| Provision for loan and lease losses | $200,000 | 1,467 |
| Total noninterest income | $1,300,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $225,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,075,000 | 1,980 |
| Total noninterest expense | $4,211,000 | 2,839 |
| Salaries and employee benefits | $2,547,000 | 2,739 |
| Premises and equipment expense | $273,000 | 3,432 |
| Additional noninterest expense | $1,075,000 | 1,980 |
| Pre-tax net operating income | $6,070,000 | 1,475 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,382,000 | 1,141 |
| Income before extraordinary items | $4,688,000 | 1,565 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,688,000 | 1,564 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,688,000 | 1,565 |
| Net charge-offs | $-21,000 | 3,825 |
| Cash dividends | $386,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,688,000 | 1,596 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,307,000 | 2,105 |
| Total interest expense | $422,000 | 2,177 |
| Net interest income | $5,885,000 | 2,075 |
| Provision for loan and lease losses | $100,000 | 1,527 |
| Total noninterest income | $1,057,000 | 2,002 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $142,000 | 2,313 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $915,000 | 1,766 |
| Total noninterest expense | $2,766,000 | 2,863 |
| Salaries and employee benefits | $1,678,000 | 2,770 |
| Premises and equipment expense | $176,000 | 3,484 |
| Additional noninterest expense | $912,000 | 2,772 |
| Pre-tax net operating income | $4,076,000 | 1,400 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $883,000 | 1,097 |
| Income before extraordinary items | $3,193,000 | 1,461 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,193,000 | 1,460 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,193,000 | 1,461 |
| Net charge-offs | $-16,000 | 3,814 |
| Cash dividends | $386,000 | 2,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,193,000 | 1,499 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $2,765,000 | 2,242 |
| Total interest expense | $203,000 | 2,189 |
| Net interest income | $2,562,000 | 2,233 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $815,000 | 1,559 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $68,000 | 2,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $747,000 | 1,314 |
| Total noninterest expense | $1,353,000 | 2,894 |
| Salaries and employee benefits | $838,000 | 2,764 |
| Premises and equipment expense | $85,000 | 3,556 |
| Additional noninterest expense | $430,000 | 2,853 |
| Pre-tax net operating income | $2,024,000 | 1,336 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $367,000 | 1,164 |
| Income before extraordinary items | $1,657,000 | 1,360 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,657,000 | 1,360 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,657,000 | 1,360 |
| Net charge-offs | $-22,000 | 4,191 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,657,000 | 1,376 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $11,768,000 | 2,228 |
| Total interest expense | $997,000 | 2,219 |
| Net interest income | $10,771,000 | 2,211 |
| Provision for loan and lease losses | $250,000 | 1,548 |
| Total noninterest income | $894,000 | 3,100 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $216,000 | 2,599 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $678,000 | 3,001 |
| Total noninterest expense | $5,472,000 | 2,864 |
| Salaries and employee benefits | $3,381,000 | 2,762 |
| Premises and equipment expense | $390,000 | 3,388 |
| Additional noninterest expense | $1,701,000 | 2,878 |
| Pre-tax net operating income | $5,943,000 | 1,837 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $1,416,000 | 1,355 |
| Income before extraordinary items | $4,527,000 | 2,006 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,527,000 | 2,006 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,527,000 | 2,007 |
| Net charge-offs | $149,000 | 1,158 |
| Cash dividends | $1,932,000 | 1,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,527,000 | 1,982 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $8,568,000 | 2,314 |
| Total interest expense | $790,000 | 2,218 |
| Net interest income | $7,778,000 | 2,317 |
| Provision for loan and lease losses | $100,000 | 1,926 |
| Total noninterest income | $624,000 | 3,216 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $153,000 | 2,668 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $471,000 | 3,118 |
| Total noninterest expense | $4,061,000 | 2,903 |
| Salaries and employee benefits | $2,481,000 | 2,802 |
| Premises and equipment expense | $282,000 | 3,484 |
| Additional noninterest expense | $1,298,000 | 2,843 |
| Pre-tax net operating income | $4,241,000 | 1,982 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $1,057,000 | 1,421 |
| Income before extraordinary items | $3,184,000 | 2,173 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,184,000 | 2,172 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,184,000 | 2,173 |
| Net charge-offs | $24,000 | 1,666 |
| Cash dividends | $386,000 | 2,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,184,000 | 2,142 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,510,000 | 2,366 |
| Total interest expense | $561,000 | 2,192 |
| Net interest income | $4,949,000 | 2,373 |
| Provision for loan and lease losses | $100,000 | 1,668 |
| Total noninterest income | $452,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $98,000 | 2,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $354,000 | 2,983 |
| Total noninterest expense | $2,680,000 | 2,922 |
| Salaries and employee benefits | $1,655,000 | 2,804 |
| Premises and equipment expense | $192,000 | 3,467 |
| Additional noninterest expense | $833,000 | 2,904 |
| Pre-tax net operating income | $2,621,000 | 2,048 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $651,000 | 1,473 |
| Income before extraordinary items | $1,970,000 | 2,247 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,970,000 | 2,245 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,970,000 | 2,247 |
| Net charge-offs | $91,000 | 945 |
| Cash dividends | $386,000 | 2,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,970,000 | 2,215 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,751,000 | 2,362 |
| Total interest expense | $305,000 | 2,153 |
| Net interest income | $2,446,000 | 2,375 |
| Provision for loan and lease losses | $100,000 | 1,234 |
| Total noninterest income | $232,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $50,000 | 2,645 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $182,000 | 2,936 |
| Total noninterest expense | $1,346,000 | 2,905 |
| Salaries and employee benefits | $835,000 | 2,780 |
| Premises and equipment expense | $91,000 | 3,540 |
| Additional noninterest expense | $420,000 | 2,856 |
| Pre-tax net operating income | $1,232,000 | 2,118 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $305,000 | 1,496 |
| Income before extraordinary items | $927,000 | 2,325 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $927,000 | 2,323 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $927,000 | 2,325 |
| Net charge-offs | $57,000 | 784 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $927,000 | 2,273 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,921,000 | 2,246 |
| Total interest expense | $1,580,000 | 2,310 |
| Net interest income | $10,341,000 | 2,208 |
| Provision for loan and lease losses | $880,000 | 1,738 |
| Total noninterest income | $992,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $241,000 | 2,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $751,000 | 2,739 |
| Total noninterest expense | $5,014,000 | 2,998 |
| Salaries and employee benefits | $3,064,000 | 2,914 |
| Premises and equipment expense | $379,000 | 3,493 |
| Additional noninterest expense | $1,571,000 | 2,967 |
| Pre-tax net operating income | $5,439,000 | 1,681 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,329,000 | 1,232 |
| Income before extraordinary items | $4,110,000 | 1,884 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,110,000 | 1,883 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,110,000 | 1,884 |
| Net charge-offs | $339,000 | 1,205 |
| Cash dividends | $1,857,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,110,000 | 1,839 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,934,000 | 2,267 |
| Total interest expense | $1,254,000 | 2,318 |
| Net interest income | $7,680,000 | 2,216 |
| Provision for loan and lease losses | $780,000 | 1,566 |
| Total noninterest income | $850,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $178,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $672,000 | 2,548 |
| Total noninterest expense | $3,823,000 | 2,966 |
| Salaries and employee benefits | $2,300,000 | 2,890 |
| Premises and equipment expense | $289,000 | 3,465 |
| Additional noninterest expense | $1,234,000 | 2,859 |
| Pre-tax net operating income | $3,927,000 | 1,694 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $951,000 | 1,226 |
| Income before extraordinary items | $2,976,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,976,000 | 1,912 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,976,000 | 1,913 |
| Net charge-offs | $234,000 | 1,169 |
| Cash dividends | $385,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,976,000 | 1,862 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,926,000 | 2,312 |
| Total interest expense | $903,000 | 2,306 |
| Net interest income | $5,023,000 | 2,266 |
| Provision for loan and lease losses | $480,000 | 1,643 |
| Total noninterest income | $506,000 | 2,787 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $122,000 | 2,536 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $384,000 | 2,650 |
| Total noninterest expense | $2,538,000 | 2,974 |
| Salaries and employee benefits | $1,524,000 | 2,916 |
| Premises and equipment expense | $187,000 | 3,513 |
| Additional noninterest expense | $827,000 | 2,854 |
| Pre-tax net operating income | $2,511,000 | 1,691 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $624,000 | 1,165 |
| Income before extraordinary items | $1,887,000 | 1,913 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,887,000 | 1,914 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,887,000 | 1,914 |
| Net charge-offs | $-60,000 | 4,791 |
| Cash dividends | $385,000 | 2,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,887,000 | 1,878 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,008,000 | 2,258 |
| Total interest expense | $494,000 | 2,300 |
| Net interest income | $2,514,000 | 2,220 |
| Provision for loan and lease losses | $200,000 | 1,434 |
| Total noninterest income | $319,000 | 2,440 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $72,000 | 2,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $247,000 | 2,200 |
| Total noninterest expense | $1,255,000 | 3,015 |
| Salaries and employee benefits | $763,000 | 2,932 |
| Premises and equipment expense | $95,000 | 3,505 |
| Additional noninterest expense | $397,000 | 2,953 |
| Pre-tax net operating income | $1,378,000 | 1,411 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $344,000 | 978 |
| Income before extraordinary items | $1,034,000 | 1,615 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,034,000 | 1,615 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,034,000 | 1,615 |
| Net charge-offs | $-158,000 | 5,012 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,034,000 | 1,590 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,359,000 | 2,232 |
| Total interest expense | $1,995,000 | 2,342 |
| Net interest income | $10,364,000 | 2,173 |
| Provision for loan and lease losses | $978,000 | 918 |
| Total noninterest income | $863,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $318,000 | 2,519 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $545,000 | 2,932 |
| Total noninterest expense | $4,918,000 | 3,047 |
| Salaries and employee benefits | $3,043,000 | 2,915 |
| Premises and equipment expense | $406,000 | 3,443 |
| Additional noninterest expense | $1,469,000 | 3,127 |
| Pre-tax net operating income | $5,331,000 | 1,683 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $1,306,000 | 1,211 |
| Income before extraordinary items | $4,025,000 | 1,876 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,025,000 | 1,878 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,025,000 | 1,878 |
| Net charge-offs | $201,000 | 1,685 |
| Cash dividends | $1,769,000 | 1,711 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,025,000 | 1,842 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,265,000 | 2,262 |
| Total interest expense | $1,483,000 | 2,368 |
| Net interest income | $7,782,000 | 2,200 |
| Provision for loan and lease losses | $718,000 | 888 |
| Total noninterest income | $645,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $236,000 | 2,558 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 2,931 |
| Total noninterest expense | $3,770,000 | 3,017 |
| Salaries and employee benefits | $2,308,000 | 2,893 |
| Premises and equipment expense | $307,000 | 3,455 |
| Additional noninterest expense | $1,155,000 | 3,049 |
| Pre-tax net operating income | $3,939,000 | 1,747 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $974,000 | 1,250 |
| Income before extraordinary items | $2,965,000 | 1,954 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,965,000 | 1,954 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,965,000 | 1,955 |
| Net charge-offs | $56,000 | 2,154 |
| Cash dividends | $385,000 | 2,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,965,000 | 1,923 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,142,000 | 2,278 |
| Total interest expense | $966,000 | 2,380 |
| Net interest income | $5,176,000 | 2,210 |
| Provision for loan and lease losses | $455,000 | 907 |
| Total noninterest income | $410,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $155,000 | 2,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $255,000 | 2,981 |
| Total noninterest expense | $2,574,000 | 2,994 |
| Salaries and employee benefits | $1,606,000 | 2,838 |
| Premises and equipment expense | $218,000 | 3,369 |
| Additional noninterest expense | $750,000 | 3,140 |
| Pre-tax net operating income | $2,557,000 | 1,761 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $625,000 | 1,270 |
| Income before extraordinary items | $1,932,000 | 1,973 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,932,000 | 1,971 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,932,000 | 1,973 |
| Net charge-offs | $66,000 | 1,650 |
| Cash dividends | $385,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,932,000 | 1,949 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 2,294 |
| Total interest expense | $454,000 | 2,445 |
| Net interest income | $2,573,000 | 2,217 |
| Provision for loan and lease losses | $255,000 | 774 |
| Total noninterest income | $201,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $74,000 | 2,647 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 2,941 |
| Total noninterest expense | $1,323,000 | 2,955 |
| Salaries and employee benefits | $828,000 | 2,806 |
| Premises and equipment expense | $118,000 | 3,257 |
| Additional noninterest expense | $377,000 | 3,143 |
| Pre-tax net operating income | $1,196,000 | 1,809 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $174,000 | 1,709 |
| Income before extraordinary items | $1,022,000 | 1,839 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,022,000 | 1,837 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,022,000 | 1,838 |
| Net charge-offs | $-11,000 | 4,688 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,022,000 | 1,816 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,543,000 | 2,277 |
| Total interest expense | $1,064,000 | 2,840 |
| Net interest income | $10,479,000 | 2,159 |
| Provision for loan and lease losses | $880,000 | 988 |
| Total noninterest income | $1,122,000 | 2,703 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $357,000 | 2,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $765,000 | 2,549 |
| Total noninterest expense | $5,393,000 | 2,917 |
| Salaries and employee benefits | $3,615,000 | 2,619 |
| Premises and equipment expense | $396,000 | 3,544 |
| Additional noninterest expense | $1,382,000 | 3,328 |
| Pre-tax net operating income | $5,328,000 | 1,700 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,267,000 | 1,186 |
| Income before extraordinary items | $4,061,000 | 1,890 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,061,000 | 1,888 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,061,000 | 1,889 |
| Net charge-offs | $356,000 | 1,199 |
| Cash dividends | $1,685,000 | 1,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,061,000 | 1,882 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 2,282 |
| Total interest expense | $725,000 | 2,911 |
| Net interest income | $7,857,000 | 2,158 |
| Provision for loan and lease losses | $750,000 | 817 |
| Total noninterest income | $943,000 | 2,585 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $278,000 | 2,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $665,000 | 2,397 |
| Total noninterest expense | $4,000,000 | 2,944 |
| Salaries and employee benefits | $2,661,000 | 2,653 |
| Premises and equipment expense | $337,000 | 3,387 |
| Additional noninterest expense | $1,002,000 | 3,396 |
| Pre-tax net operating income | $4,050,000 | 1,682 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $884,000 | 1,272 |
| Income before extraordinary items | $3,166,000 | 1,836 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,166,000 | 1,834 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,166,000 | 1,835 |
| Net charge-offs | $168,000 | 1,361 |
| Cash dividends | $377,000 | 2,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,166,000 | 1,826 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,675,000 | 2,278 |
| Total interest expense | $454,000 | 2,935 |
| Net interest income | $5,221,000 | 2,166 |
| Provision for loan and lease losses | $450,000 | 888 |
| Total noninterest income | $522,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $189,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 2,770 |
| Total noninterest expense | $2,612,000 | 3,007 |
| Salaries and employee benefits | $1,777,000 | 2,675 |
| Premises and equipment expense | $193,000 | 3,658 |
| Additional noninterest expense | $642,000 | 3,489 |
| Pre-tax net operating income | $2,681,000 | 1,659 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $648,000 | 1,177 |
| Income before extraordinary items | $2,033,000 | 1,860 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,033,000 | 1,859 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,033,000 | 1,859 |
| Net charge-offs | $161,000 | 1,039 |
| Cash dividends | $377,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,033,000 | 1,850 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,819,000 | 2,281 |
| Total interest expense | $222,000 | 2,925 |
| Net interest income | $2,597,000 | 2,179 |
| Provision for loan and lease losses | $150,000 | 1,106 |
| Total noninterest income | $257,000 | 2,821 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $95,000 | 2,377 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 2,740 |
| Total noninterest expense | $1,304,000 | 3,036 |
| Salaries and employee benefits | $874,000 | 2,726 |
| Premises and equipment expense | $106,000 | 3,544 |
| Additional noninterest expense | $324,000 | 3,495 |
| Pre-tax net operating income | $1,400,000 | 1,571 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $339,000 | 1,128 |
| Income before extraordinary items | $1,061,000 | 1,752 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,061,000 | 1,751 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,061,000 | 1,752 |
| Net charge-offs | $5,000 | 2,201 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,061,000 | 1,742 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 2,275 |
| Total interest expense | $802,000 | 2,911 |
| Net interest income | $10,122,000 | 2,204 |
| Provision for loan and lease losses | $150,000 | 2,647 |
| Total noninterest income | $825,000 | 3,235 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $363,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $462,000 | 3,253 |
| Total noninterest expense | $5,225,000 | 3,018 |
| Salaries and employee benefits | $3,341,000 | 2,796 |
| Premises and equipment expense | $431,000 | 3,531 |
| Additional noninterest expense | $1,453,000 | 3,301 |
| Pre-tax net operating income | $5,572,000 | 1,569 |
| Securities gains (losses) | $-8,000 | 5,031 |
| Applicable income taxes | $2,254,000 | 1,191 |
| Income before extraordinary items | $3,310,000 | 1,882 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,310,000 | 1,882 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,310,000 | 1,883 |
| Net charge-offs | $2,036,000 | 397 |
| Cash dividends | $1,913,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,315,120 | 1,859 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $8,094,000 | 2,298 |
| Total interest expense | $589,000 | 2,934 |
| Net interest income | $7,505,000 | 2,235 |
| Provision for loan and lease losses | $75,000 | 2,940 |
| Total noninterest income | $586,000 | 3,355 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $268,000 | 2,576 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,394 |
| Total noninterest expense | $3,913,000 | 3,037 |
| Salaries and employee benefits | $2,477,000 | 2,831 |
| Premises and equipment expense | $321,000 | 3,568 |
| Additional noninterest expense | $1,115,000 | 3,252 |
| Pre-tax net operating income | $4,103,000 | 1,610 |
| Securities gains (losses) | $-8,000 | 5,370 |
| Applicable income taxes | $1,442,000 | 1,148 |
| Income before extraordinary items | $2,653,000 | 1,932 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,653,000 | 1,932 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,653,000 | 1,932 |
| Net charge-offs | $225,000 | 1,316 |
| Cash dividends | $737,000 | 2,024 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,658,200 | 1,898 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $5,309,000 | 2,313 |
| Total interest expense | $388,000 | 2,920 |
| Net interest income | $4,921,000 | 2,250 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $339,000 | 3,543 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $175,000 | 2,609 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 3,745 |
| Total noninterest expense | $2,589,000 | 3,064 |
| Salaries and employee benefits | $1,646,000 | 2,860 |
| Premises and equipment expense | $209,000 | 3,633 |
| Additional noninterest expense | $734,000 | 3,287 |
| Pre-tax net operating income | $2,671,000 | 1,614 |
| Securities gains (losses) | $-2,000 | 5,321 |
| Applicable income taxes | $939,000 | 1,148 |
| Income before extraordinary items | $1,730,000 | 1,917 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,730,000 | 1,917 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,730,000 | 1,917 |
| Net charge-offs | $191,000 | 1,082 |
| Cash dividends | $737,000 | 1,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,731,300 | 1,893 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,620,000 | 2,340 |
| Total interest expense | $191,000 | 2,939 |
| Net interest income | $2,429,000 | 2,276 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $153,000 | 3,705 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $86,000 | 2,639 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 3,996 |
| Total noninterest expense | $1,292,000 | 3,111 |
| Salaries and employee benefits | $821,000 | 2,890 |
| Premises and equipment expense | $103,000 | 3,693 |
| Additional noninterest expense | $368,000 | 3,280 |
| Pre-tax net operating income | $1,290,000 | 1,621 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $453,000 | 1,156 |
| Income before extraordinary items | $837,000 | 1,912 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $837,000 | 1,912 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $837,000 | 1,912 |
| Net charge-offs | $-6,000 | 4,769 |
| Cash dividends | $120,000 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $837,000 | 1,896 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $10,581,000 | 2,294 |
| Total interest expense | $733,000 | 2,956 |
| Net interest income | $9,848,000 | 2,213 |
| Provision for loan and lease losses | $250,000 | 2,175 |
| Total noninterest income | $684,000 | 3,623 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $361,000 | 2,629 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $323,000 | 3,854 |
| Total noninterest expense | $4,936,000 | 3,207 |
| Salaries and employee benefits | $3,164,000 | 2,932 |
| Premises and equipment expense | $432,000 | 3,646 |
| Additional noninterest expense | $1,340,000 | 3,575 |
| Pre-tax net operating income | $5,346,000 | 1,538 |
| Securities gains (losses) | $1,000 | 3,113 |
| Applicable income taxes | $1,856,000 | 1,105 |
| Income before extraordinary items | $3,491,000 | 1,846 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,491,000 | 1,845 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,491,000 | 1,845 |
| Net charge-offs | $-258,000 | 5,700 |
| Cash dividends | $1,836,000 | 1,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,490,350 | 1,811 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 2,302 |
| Total interest expense | $545,000 | 2,973 |
| Net interest income | $7,382,000 | 2,213 |
| Provision for loan and lease losses | $250,000 | 1,802 |
| Total noninterest income | $496,000 | 3,691 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $276,000 | 2,607 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $220,000 | 3,981 |
| Total noninterest expense | $3,678,000 | 3,224 |
| Salaries and employee benefits | $2,355,000 | 2,941 |
| Premises and equipment expense | $322,000 | 3,682 |
| Additional noninterest expense | $1,001,000 | 3,603 |
| Pre-tax net operating income | $3,950,000 | 1,572 |
| Securities gains (losses) | $1,000 | 3,060 |
| Applicable income taxes | $1,384,000 | 1,145 |
| Income before extraordinary items | $2,567,000 | 1,903 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,567,000 | 1,903 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,567,000 | 1,903 |
| Net charge-offs | $-313,000 | 5,800 |
| Cash dividends | $736,000 | 1,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,566,350 | 1,848 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,249,000 | 2,313 |
| Total interest expense | $363,000 | 2,984 |
| Net interest income | $4,886,000 | 2,227 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $333,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $185,000 | 2,567 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $148,000 | 3,990 |
| Total noninterest expense | $2,446,000 | 3,247 |
| Salaries and employee benefits | $1,567,000 | 2,967 |
| Premises and equipment expense | $214,000 | 3,706 |
| Additional noninterest expense | $665,000 | 3,641 |
| Pre-tax net operating income | $2,523,000 | 1,623 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $869,000 | 1,195 |
| Income before extraordinary items | $1,655,000 | 1,940 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,655,000 | 1,940 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,655,000 | 1,940 |
| Net charge-offs | $-336,000 | 5,932 |
| Cash dividends | $616,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,654,340 | 1,889 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,629,000 | 2,309 |
| Total interest expense | $180,000 | 3,020 |
| Net interest income | $2,449,000 | 2,209 |
| Provision for loan and lease losses | $150,000 | 1,146 |
| Total noninterest income | $184,000 | 3,493 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $94,000 | 2,518 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $90,000 | 3,704 |
| Total noninterest expense | $1,217,000 | 3,284 |
| Salaries and employee benefits | $781,000 | 2,995 |
| Premises and equipment expense | $107,000 | 3,735 |
| Additional noninterest expense | $329,000 | 3,672 |
| Pre-tax net operating income | $1,266,000 | 1,598 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $441,000 | 1,154 |
| Income before extraordinary items | $826,000 | 1,937 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $826,000 | 1,937 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $826,000 | 1,937 |
| Net charge-offs | $43,000 | 1,533 |
| Cash dividends | $120,000 | 2,277 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $825,350 | 1,886 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,943,000 | 2,381 |
| Total interest expense | $747,000 | 2,943 |
| Net interest income | $9,196,000 | 2,309 |
| Provision for loan and lease losses | $450,000 | 1,461 |
| Total noninterest income | $736,000 | 3,565 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $417,000 | 2,449 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $319,000 | 3,898 |
| Total noninterest expense | $4,918,000 | 3,261 |
| Salaries and employee benefits | $3,050,000 | 3,002 |
| Premises and equipment expense | $431,000 | 3,758 |
| Additional noninterest expense | $1,437,000 | 3,499 |
| Pre-tax net operating income | $4,564,000 | 1,701 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,543,000 | 1,213 |
| Income before extraordinary items | $3,021,000 | 2,051 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,021,000 | 2,052 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,021,000 | 2,053 |
| Net charge-offs | $489,000 | 1,184 |
| Cash dividends | $2,195,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,021,000 | 2,005 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,415,000 | 2,413 |
| Total interest expense | $566,000 | 2,966 |
| Net interest income | $6,849,000 | 2,340 |
| Provision for loan and lease losses | $350,000 | 1,381 |
| Total noninterest income | $562,000 | 3,558 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $319,000 | 2,417 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $243,000 | 3,905 |
| Total noninterest expense | $3,720,000 | 3,248 |
| Salaries and employee benefits | $2,276,000 | 3,036 |
| Premises and equipment expense | $352,000 | 3,657 |
| Additional noninterest expense | $1,092,000 | 3,479 |
| Pre-tax net operating income | $3,341,000 | 1,753 |
| Securities gains (losses) | $1,000 | 2,915 |
| Applicable income taxes | $1,143,000 | 1,247 |
| Income before extraordinary items | $2,199,000 | 2,109 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,199,000 | 2,110 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,199,000 | 2,110 |
| Net charge-offs | $482,000 | 881 |
| Cash dividends | $1,123,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,198,340 | 2,058 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 2,426 |
| Total interest expense | $381,000 | 2,969 |
| Net interest income | $4,528,000 | 2,353 |
| Provision for loan and lease losses | $250,000 | 1,275 |
| Total noninterest income | $354,000 | 3,642 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $207,000 | 2,445 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $147,000 | 4,046 |
| Total noninterest expense | $2,377,000 | 3,384 |
| Salaries and employee benefits | $1,513,000 | 3,071 |
| Premises and equipment expense | $229,000 | 3,734 |
| Additional noninterest expense | $635,000 | 3,834 |
| Pre-tax net operating income | $2,255,000 | 1,726 |
| Securities gains (losses) | $1,000 | 2,511 |
| Applicable income taxes | $773,000 | 1,250 |
| Income before extraordinary items | $1,483,000 | 2,072 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,483,000 | 2,074 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,483,000 | 2,074 |
| Net charge-offs | $71,000 | 2,032 |
| Cash dividends | $873,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,482,340 | 2,025 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,454,000 | 2,419 |
| Total interest expense | $192,000 | 2,984 |
| Net interest income | $2,262,000 | 2,361 |
| Provision for loan and lease losses | $100,000 | 1,425 |
| Total noninterest income | $195,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $96,000 | 2,551 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $99,000 | 3,610 |
| Total noninterest expense | $1,232,000 | 3,311 |
| Salaries and employee benefits | $745,000 | 3,114 |
| Premises and equipment expense | $115,000 | 3,752 |
| Additional noninterest expense | $372,000 | 3,449 |
| Pre-tax net operating income | $1,125,000 | 1,676 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $386,000 | 1,220 |
| Income before extraordinary items | $739,000 | 2,042 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $739,000 | 2,043 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $739,000 | 2,043 |
| Net charge-offs | $3,000 | 2,911 |
| Cash dividends | $250,000 | 1,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $739,000 | 1,982 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,037,000 | 2,391 |
| Total interest expense | $818,000 | 2,984 |
| Net interest income | $9,219,000 | 2,305 |
| Provision for loan and lease losses | $225,000 | 2,344 |
| Total noninterest income | $736,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $476,000 | 2,353 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $260,000 | 4,199 |
| Total noninterest expense | $4,715,000 | 3,446 |
| Salaries and employee benefits | $2,923,000 | 3,133 |
| Premises and equipment expense | $431,000 | 3,931 |
| Additional noninterest expense | $1,361,000 | 3,770 |
| Pre-tax net operating income | $5,015,000 | 1,510 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,702,000 | 1,103 |
| Income before extraordinary items | $3,313,000 | 1,860 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,313,000 | 1,860 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,313,000 | 1,859 |
| Net charge-offs | $189,000 | 2,524 |
| Cash dividends | $2,154,000 | 1,205 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,313,000 | 1,829 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,573,000 | 2,390 |
| Total interest expense | $620,000 | 3,018 |
| Net interest income | $6,953,000 | 2,297 |
| Provision for loan and lease losses | $150,000 | 2,373 |
| Total noninterest income | $576,000 | 3,582 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $361,000 | 2,356 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $215,000 | 4,112 |
| Total noninterest expense | $3,585,000 | 3,436 |
| Salaries and employee benefits | $2,201,000 | 3,144 |
| Premises and equipment expense | $361,000 | 3,766 |
| Additional noninterest expense | $1,023,000 | 3,775 |
| Pre-tax net operating income | $3,794,000 | 1,522 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $1,304,000 | 1,091 |
| Income before extraordinary items | $2,490,000 | 1,855 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,490,000 | 1,855 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,490,000 | 1,854 |
| Net charge-offs | $126,000 | 2,463 |
| Cash dividends | $1,125,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,490,000 | 1,815 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $5,056,000 | 2,386 |
| Total interest expense | $417,000 | 3,040 |
| Net interest income | $4,639,000 | 2,286 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $276,000 | 4,175 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $283,000 | 2,047 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $-7,000 | 6,479 |
| Total noninterest expense | $2,402,000 | 3,444 |
| Salaries and employee benefits | $1,479,000 | 3,151 |
| Premises and equipment expense | $235,000 | 3,855 |
| Additional noninterest expense | $688,000 | 3,775 |
| Pre-tax net operating income | $2,438,000 | 1,533 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $833,000 | 1,101 |
| Income before extraordinary items | $1,605,000 | 1,871 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,605,000 | 1,875 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,605,000 | 1,874 |
| Net charge-offs | $-79,000 | 6,266 |
| Cash dividends | $875,000 | 1,282 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,605,000 | 1,820 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 2,401 |
| Total interest expense | $209,000 | 3,071 |
| Net interest income | $2,297,000 | 2,292 |
| Provision for loan and lease losses | $25,000 | 2,805 |
| Total noninterest income | $146,000 | 4,027 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $144,000 | 2,006 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $2,000 | 6,362 |
| Total noninterest expense | $1,188,000 | 3,494 |
| Salaries and employee benefits | $733,000 | 3,186 |
| Premises and equipment expense | $116,000 | 3,915 |
| Additional noninterest expense | $339,000 | 3,825 |
| Pre-tax net operating income | $1,230,000 | 1,488 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $417,000 | 1,053 |
| Income before extraordinary items | $813,000 | 1,789 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $813,000 | 1,793 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $813,000 | 1,792 |
| Net charge-offs | $-144,000 | 6,542 |
| Cash dividends | $250,000 | 1,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $813,000 | 1,760 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $10,016,000 | 2,421 |
| Total interest expense | $928,000 | 3,116 |
| Net interest income | $9,088,000 | 2,315 |
| Provision for loan and lease losses | $558,000 | 1,716 |
| Total noninterest income | $469,000 | 4,496 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $615,000 | 2,019 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $-146,000 | 6,644 |
| Total noninterest expense | $4,471,000 | 3,659 |
| Salaries and employee benefits | $2,697,000 | 3,349 |
| Premises and equipment expense | $410,000 | 4,166 |
| Additional noninterest expense | $1,364,000 | 3,887 |
| Pre-tax net operating income | $4,528,000 | 1,547 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,527,000 | 1,110 |
| Income before extraordinary items | $3,001,000 | 1,901 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,001,000 | 1,904 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,001,000 | 1,903 |
| Net charge-offs | $471,000 | 2,076 |
| Cash dividends | $1,564,000 | 1,439 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,001,000 | 1,868 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,470,000 | 2,453 |
| Total interest expense | $707,000 | 3,154 |
| Net interest income | $6,763,000 | 2,334 |
| Provision for loan and lease losses | $408,000 | 1,744 |
| Total noninterest income | $245,000 | 5,103 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $472,000 | 1,988 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $-227,000 | 6,802 |
| Total noninterest expense | $3,396,000 | 3,653 |
| Salaries and employee benefits | $2,029,000 | 3,362 |
| Premises and equipment expense | $348,000 | 3,945 |
| Additional noninterest expense | $1,019,000 | 3,903 |
| Pre-tax net operating income | $3,204,000 | 1,647 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $1,093,000 | 1,172 |
| Income before extraordinary items | $2,111,000 | 2,037 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,111,000 | 2,044 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,111,000 | 2,043 |
| Net charge-offs | $341,000 | 1,995 |
| Cash dividends | $612,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,111,000 | 1,979 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 2,451 |
| Total interest expense | $480,000 | 3,168 |
| Net interest income | $4,475,000 | 2,339 |
| Provision for loan and lease losses | $280,000 | 1,751 |
| Total noninterest income | $143,000 | 5,311 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $313,000 | 1,967 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-170,000 | 6,842 |
| Total noninterest expense | $2,270,000 | 3,667 |
| Salaries and employee benefits | $1,367,000 | 3,357 |
| Premises and equipment expense | $232,000 | 3,952 |
| Additional noninterest expense | $671,000 | 3,937 |
| Pre-tax net operating income | $2,068,000 | 1,671 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $705,000 | 1,191 |
| Income before extraordinary items | $1,363,000 | 2,090 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,363,000 | 2,098 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,363,000 | 2,096 |
| Net charge-offs | $205,000 | 2,077 |
| Cash dividends | $512,000 | 1,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,363,000 | 2,007 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,495,000 | 2,459 |
| Total interest expense | $246,000 | 3,201 |
| Net interest income | $2,249,000 | 2,331 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $83,000 | 5,118 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $150,000 | 2,037 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-67,000 | 6,904 |
| Total noninterest expense | $1,147,000 | 3,671 |
| Salaries and employee benefits | $685,000 | 3,375 |
| Premises and equipment expense | $119,000 | 3,917 |
| Additional noninterest expense | $343,000 | 3,897 |
| Pre-tax net operating income | $1,035,000 | 1,652 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $355,000 | 1,177 |
| Income before extraordinary items | $680,000 | 2,041 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $680,000 | 2,042 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $680,000 | 2,043 |
| Net charge-offs | $89,000 | 1,982 |
| Cash dividends | $100,000 | 2,031 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $680,000 | 1,961 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,899,000 | 2,590 |
| Total interest expense | $1,143,000 | 3,302 |
| Net interest income | $8,756,000 | 2,444 |
| Provision for loan and lease losses | $1,750,000 | 1,184 |
| Total noninterest income | $835,000 | 3,567 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $568,000 | 2,244 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $267,000 | 4,195 |
| Total noninterest expense | $4,224,000 | 3,883 |
| Salaries and employee benefits | $2,503,000 | 3,572 |
| Premises and equipment expense | $445,000 | 4,083 |
| Additional noninterest expense | $1,276,000 | 4,204 |
| Pre-tax net operating income | $3,617,000 | 1,771 |
| Securities gains (losses) | $96,000 | 2,303 |
| Applicable income taxes | $1,206,000 | 1,293 |
| Income before extraordinary items | $2,507,000 | 2,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,507,000 | 2,169 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,507,000 | 2,171 |
| Net charge-offs | $1,088,000 | 1,736 |
| Cash dividends | $1,378,000 | 1,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,441,720 | 2,091 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,410,000 | 2,652 |
| Total interest expense | $882,000 | 3,341 |
| Net interest income | $6,528,000 | 2,499 |
| Provision for loan and lease losses | $1,325,000 | 1,196 |
| Total noninterest income | $595,000 | 3,698 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $417,000 | 2,312 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $178,000 | 4,403 |
| Total noninterest expense | $3,209,000 | 3,871 |
| Salaries and employee benefits | $1,834,000 | 3,645 |
| Premises and equipment expense | $376,000 | 3,854 |
| Additional noninterest expense | $999,000 | 4,101 |
| Pre-tax net operating income | $2,589,000 | 1,914 |
| Securities gains (losses) | $116,000 | 1,868 |
| Applicable income taxes | $918,000 | 1,314 |
| Income before extraordinary items | $1,787,000 | 2,314 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,787,000 | 2,314 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,787,000 | 2,314 |
| Net charge-offs | $973,000 | 1,498 |
| Cash dividends | $452,000 | 2,130 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,710,440 | 2,276 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 2,681 |
| Total interest expense | $602,000 | 3,395 |
| Net interest income | $4,292,000 | 2,537 |
| Provision for loan and lease losses | $875,000 | 1,215 |
| Total noninterest income | $373,000 | 3,795 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $260,000 | 2,413 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $113,000 | 4,482 |
| Total noninterest expense | $2,126,000 | 3,910 |
| Salaries and employee benefits | $1,225,000 | 3,650 |
| Premises and equipment expense | $255,000 | 3,816 |
| Additional noninterest expense | $646,000 | 4,211 |
| Pre-tax net operating income | $1,664,000 | 1,967 |
| Securities gains (losses) | $113,000 | 1,505 |
| Applicable income taxes | $594,000 | 1,333 |
| Income before extraordinary items | $1,183,000 | 2,292 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,183,000 | 2,292 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,183,000 | 2,292 |
| Net charge-offs | $644,000 | 1,529 |
| Cash dividends | $452,000 | 1,698 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,107,290 | 2,291 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,429,000 | 2,724 |
| Total interest expense | $307,000 | 3,461 |
| Net interest income | $2,122,000 | 2,575 |
| Provision for loan and lease losses | $450,000 | 1,139 |
| Total noninterest income | $197,000 | 3,681 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $125,000 | 2,469 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $72,000 | 4,179 |
| Total noninterest expense | $1,055,000 | 3,958 |
| Salaries and employee benefits | $610,000 | 3,689 |
| Premises and equipment expense | $128,000 | 3,830 |
| Additional noninterest expense | $317,000 | 4,239 |
| Pre-tax net operating income | $814,000 | 1,996 |
| Securities gains (losses) | $113,000 | 860 |
| Applicable income taxes | $316,000 | 1,254 |
| Income before extraordinary items | $611,000 | 2,217 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $611,000 | 2,219 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $611,000 | 2,220 |
| Net charge-offs | $348,000 | 1,364 |
| Cash dividends | $100,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $536,420 | 2,345 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,112,000 | 2,730 |
| Total interest expense | $1,659,000 | 3,181 |
| Net interest income | $8,453,000 | 2,589 |
| Provision for loan and lease losses | $2,205,000 | 1,465 |
| Total noninterest income | $566,000 | 4,185 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $535,000 | 2,442 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $31,000 | 6,201 |
| Total noninterest expense | $4,254,000 | 3,946 |
| Salaries and employee benefits | $2,419,000 | 3,653 |
| Premises and equipment expense | $468,000 | 4,215 |
| Additional noninterest expense | $1,367,000 | 4,101 |
| Pre-tax net operating income | $2,560,000 | 2,091 |
| Securities gains (losses) | $1,000 | 3,733 |
| Applicable income taxes | $762,000 | 1,605 |
| Income before extraordinary items | $1,799,000 | 2,452 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,799,000 | 2,452 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,799,000 | 2,453 |
| Net charge-offs | $2,366,000 | 1,407 |
| Cash dividends | $925,000 | 1,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,798,300 | 2,375 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,669,000 | 2,735 |
| Total interest expense | $1,316,000 | 3,168 |
| Net interest income | $6,353,000 | 2,601 |
| Provision for loan and lease losses | $1,630,000 | 1,430 |
| Total noninterest income | $448,000 | 4,095 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $425,000 | 2,347 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $23,000 | 6,317 |
| Total noninterest expense | $3,246,000 | 3,912 |
| Salaries and employee benefits | $1,817,000 | 3,647 |
| Premises and equipment expense | $378,000 | 4,059 |
| Additional noninterest expense | $1,051,000 | 4,040 |
| Pre-tax net operating income | $1,925,000 | 2,139 |
| Securities gains (losses) | $1,000 | 3,451 |
| Applicable income taxes | $608,000 | 1,561 |
| Income before extraordinary items | $1,318,000 | 2,553 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,318,000 | 2,555 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,318,000 | 2,555 |
| Net charge-offs | $1,472,000 | 1,510 |
| Cash dividends | $462,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,317,320 | 2,457 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 2,738 |
| Total interest expense | $932,000 | 3,134 |
| Net interest income | $4,223,000 | 2,613 |
| Provision for loan and lease losses | $1,080,000 | 1,425 |
| Total noninterest income | $266,000 | 4,365 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $274,000 | 2,384 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-8,000 | 7,013 |
| Total noninterest expense | $2,209,000 | 3,903 |
| Salaries and employee benefits | $1,246,000 | 3,593 |
| Premises and equipment expense | $252,000 | 4,084 |
| Additional noninterest expense | $711,000 | 4,057 |
| Pre-tax net operating income | $1,200,000 | 2,232 |
| Securities gains (losses) | $1,000 | 2,791 |
| Applicable income taxes | $374,000 | 1,591 |
| Income before extraordinary items | $827,000 | 2,613 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $827,000 | 2,613 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $827,000 | 2,613 |
| Net charge-offs | $424,000 | 2,305 |
| Cash dividends | $412,000 | 1,582 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $826,310 | 2,531 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 2,767 |
| Total interest expense | $486,000 | 3,119 |
| Net interest income | $2,080,000 | 2,640 |
| Provision for loan and lease losses | $580,000 | 1,310 |
| Total noninterest income | $173,000 | 3,876 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $128,000 | 2,490 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,126,000 | 3,867 |
| Salaries and employee benefits | $645,000 | 3,521 |
| Premises and equipment expense | $121,000 | 4,256 |
| Additional noninterest expense | $360,000 | 4,012 |
| Pre-tax net operating income | $547,000 | 2,400 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $167,000 | 1,685 |
| Income before extraordinary items | $380,000 | 2,773 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $380,000 | 2,772 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $380,000 | 2,773 |
| Net charge-offs | $299,000 | 1,756 |
| Cash dividends | $100,000 | 1,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $380,000 | 2,710 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,679,000 | 2,791 |
| Total interest expense | $2,644,000 | 2,858 |
| Net interest income | $8,035,000 | 2,716 |
| Provision for loan and lease losses | $2,225,000 | 1,940 |
| Total noninterest income | $734,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $589,000 | 2,319 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $145,000 | 5,023 |
| Total noninterest expense | $4,237,000 | 4,052 |
| Salaries and employee benefits | $2,503,000 | 3,571 |
| Premises and equipment expense | $480,000 | 4,293 |
| Additional noninterest expense | $1,254,000 | 4,493 |
| Pre-tax net operating income | $2,307,000 | 2,007 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $732,000 | 1,512 |
| Income before extraordinary items | $1,575,000 | 2,430 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,575,000 | 2,427 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,575,000 | 2,432 |
| Net charge-offs | $2,059,000 | 1,828 |
| Cash dividends | $1,037,000 | 1,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,575,000 | 2,328 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,974,000 | 2,856 |
| Total interest expense | $2,017,000 | 2,931 |
| Net interest income | $5,957,000 | 2,770 |
| Provision for loan and lease losses | $1,625,000 | 1,882 |
| Total noninterest income | $548,000 | 3,875 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $457,000 | 2,319 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $91,000 | 5,323 |
| Total noninterest expense | $3,117,000 | 4,103 |
| Salaries and employee benefits | $1,849,000 | 3,654 |
| Premises and equipment expense | $371,000 | 4,265 |
| Additional noninterest expense | $897,000 | 4,616 |
| Pre-tax net operating income | $1,763,000 | 2,097 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $545,000 | 1,589 |
| Income before extraordinary items | $1,218,000 | 2,520 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,218,000 | 2,517 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,218,000 | 2,521 |
| Net charge-offs | $1,843,000 | 1,576 |
| Cash dividends | $500,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,218,000 | 2,386 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,307,000 | 2,889 |
| Total interest expense | $1,367,000 | 2,997 |
| Net interest income | $3,940,000 | 2,790 |
| Provision for loan and lease losses | $1,100,000 | 1,842 |
| Total noninterest income | $457,000 | 3,393 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $312,000 | 2,280 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $145,000 | 4,024 |
| Total noninterest expense | $2,178,000 | 4,001 |
| Salaries and employee benefits | $1,224,000 | 3,705 |
| Premises and equipment expense | $240,000 | 4,377 |
| Additional noninterest expense | $714,000 | 4,093 |
| Pre-tax net operating income | $1,119,000 | 2,166 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $343,000 | 1,601 |
| Income before extraordinary items | $776,000 | 2,560 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $776,000 | 2,557 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $776,000 | 2,560 |
| Net charge-offs | $1,229,000 | 1,537 |
| Cash dividends | $400,000 | 1,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $776,000 | 2,463 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,600,000 | 2,995 |
| Total interest expense | $691,000 | 3,090 |
| Net interest income | $1,909,000 | 2,913 |
| Provision for loan and lease losses | $500,000 | 1,815 |
| Total noninterest income | $233,000 | 3,350 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $154,000 | 2,292 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $79,000 | 3,934 |
| Total noninterest expense | $1,133,000 | 3,920 |
| Salaries and employee benefits | $617,000 | 3,736 |
| Premises and equipment expense | $119,000 | 4,489 |
| Additional noninterest expense | $397,000 | 3,814 |
| Pre-tax net operating income | $509,000 | 2,376 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $152,000 | 1,724 |
| Income before extraordinary items | $357,000 | 2,774 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $357,000 | 2,771 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $357,000 | 2,774 |
| Net charge-offs | $702,000 | 1,327 |
| Cash dividends | $142,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $357,000 | 2,664 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,805,000 | 3,025 |
| Total interest expense | $3,143,000 | 3,305 |
| Net interest income | $7,662,000 | 2,832 |
| Provision for loan and lease losses | $2,050,000 | 2,446 |
| Total noninterest income | $981,000 | 3,372 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $607,000 | 2,522 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $374,000 | 3,651 |
| Total noninterest expense | $4,271,000 | 4,160 |
| Salaries and employee benefits | $2,398,000 | 3,809 |
| Premises and equipment expense | $505,000 | 4,345 |
| Additional noninterest expense | $1,368,000 | 4,342 |
| Pre-tax net operating income | $2,322,000 | 1,683 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $687,000 | 1,259 |
| Income before extraordinary items | $1,635,000 | 1,971 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,635,000 | 1,968 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,635,000 | 1,970 |
| Net charge-offs | $878,000 | 3,036 |
| Cash dividends | $1,106,000 | 1,514 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,635,000 | 1,937 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,128,000 | 3,067 |
| Total interest expense | $2,429,000 | 3,353 |
| Net interest income | $5,699,000 | 2,853 |
| Provision for loan and lease losses | $925,000 | 2,891 |
| Total noninterest income | $747,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $447,000 | 2,563 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $300,000 | 3,619 |
| Total noninterest expense | $3,279,000 | 4,096 |
| Salaries and employee benefits | $1,789,000 | 3,868 |
| Premises and equipment expense | $414,000 | 4,160 |
| Additional noninterest expense | $1,076,000 | 4,189 |
| Pre-tax net operating income | $2,242,000 | 1,439 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $718,000 | 1,074 |
| Income before extraordinary items | $1,524,000 | 1,748 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,524,000 | 1,748 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,524,000 | 1,748 |
| Net charge-offs | $444,000 | 3,199 |
| Cash dividends | $329,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,524,000 | 1,710 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,461,000 | 3,074 |
| Total interest expense | $1,660,000 | 3,410 |
| Net interest income | $3,801,000 | 2,852 |
| Provision for loan and lease losses | $500,000 | 2,961 |
| Total noninterest income | $412,000 | 3,790 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $279,000 | 2,644 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $133,000 | 4,322 |
| Total noninterest expense | $2,139,000 | 4,188 |
| Salaries and employee benefits | $1,197,000 | 3,903 |
| Premises and equipment expense | $265,000 | 4,296 |
| Additional noninterest expense | $677,000 | 4,353 |
| Pre-tax net operating income | $1,574,000 | 1,456 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $535,000 | 1,026 |
| Income before extraordinary items | $1,039,000 | 1,791 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,039,000 | 1,788 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,039,000 | 1,790 |
| Net charge-offs | $98,000 | 4,266 |
| Cash dividends | $329,000 | 2,100 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,039,000 | 1,739 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,716,000 | 3,117 |
| Total interest expense | $849,000 | 3,467 |
| Net interest income | $1,867,000 | 2,881 |
| Provision for loan and lease losses | $250,000 | 2,548 |
| Total noninterest income | $204,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $133,000 | 2,696 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $71,000 | 4,212 |
| Total noninterest expense | $1,034,000 | 4,218 |
| Salaries and employee benefits | $599,000 | 3,924 |
| Premises and equipment expense | $135,000 | 4,292 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $787,000 | 1,635 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $270,000 | 1,159 |
| Income before extraordinary items | $517,000 | 2,070 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $517,000 | 2,071 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $517,000 | 2,071 |
| Net charge-offs | $3,000 | 5,319 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $517,000 | 1,945 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,992,000 | 3,282 |
| Total interest expense | $4,025,000 | 3,494 |
| Net interest income | $6,967,000 | 3,067 |
| Provision for loan and lease losses | $260,000 | 4,843 |
| Total noninterest income | $807,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $530,000 | 2,887 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $277,000 | 4,245 |
| Total noninterest expense | $3,890,000 | 4,327 |
| Salaries and employee benefits | $2,315,000 | 3,993 |
| Premises and equipment expense | $497,000 | 4,476 |
| Additional noninterest expense | $1,078,000 | 4,602 |
| Pre-tax net operating income | $3,624,000 | 1,509 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,276,000 | 982 |
| Income before extraordinary items | $2,348,000 | 1,704 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,348,000 | 1,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $481,000 | 2,851 |
| Cash dividends | $1,095,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,348,000 | 1,821 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,291,000 | 3,321 |
| Total interest expense | $3,134,000 | 3,518 |
| Net interest income | $5,157,000 | 3,123 |
| Provision for loan and lease losses | $110,000 | 5,045 |
| Total noninterest income | $598,000 | 3,965 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $380,000 | 3,009 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $218,000 | 4,259 |
| Total noninterest expense | $2,886,000 | 4,345 |
| Salaries and employee benefits | $1,722,000 | 4,043 |
| Premises and equipment expense | $372,000 | 4,501 |
| Additional noninterest expense | $792,000 | 4,575 |
| Pre-tax net operating income | $2,759,000 | 1,769 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $979,000 | 1,172 |
| Income before extraordinary items | $1,780,000 | 1,977 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,780,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $436,000 | 2,124 |
| Cash dividends | $438,000 | 2,931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,780,000 | 2,076 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,576,000 | 3,355 |
| Total interest expense | $2,193,000 | 3,512 |
| Net interest income | $3,383,000 | 3,157 |
| Provision for loan and lease losses | $50,000 | 5,164 |
| Total noninterest income | $402,000 | 4,005 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $152,000 | 4,295 |
| Total noninterest expense | $1,896,000 | 4,411 |
| Salaries and employee benefits | $1,139,000 | 4,106 |
| Premises and equipment expense | $247,000 | 4,539 |
| Additional noninterest expense | $510,000 | 4,678 |
| Pre-tax net operating income | $1,839,000 | 1,813 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $651,000 | 1,301 |
| Income before extraordinary items | $1,188,000 | 2,220 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,188,000 | 2,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,143 |
| Cash dividends | $438,000 | 2,466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,188,000 | 2,173 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,869,000 | 3,349 |
| Total interest expense | $1,163,000 | 3,533 |
| Net interest income | $1,706,000 | 3,148 |
| Provision for loan and lease losses | $20,000 | 4,875 |
| Total noninterest income | $205,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $124,000 | 2,985 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $81,000 | 4,169 |
| Total noninterest expense | $939,000 | 4,431 |
| Salaries and employee benefits | $563,000 | 4,166 |
| Premises and equipment expense | $120,000 | 4,630 |
| Additional noninterest expense | $256,000 | 4,609 |
| Pre-tax net operating income | $952,000 | 1,875 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $338,000 | 1,353 |
| Income before extraordinary items | $614,000 | 2,269 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $614,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 2,353 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $614,000 | 2,194 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,180,000 | 3,479 |
| Total interest expense | $4,794,000 | 3,567 |
| Net interest income | $6,386,000 | 3,353 |
| Provision for loan and lease losses | $140,000 | 4,423 |
| Total noninterest income | $825,000 | 3,958 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $499,000 | 3,056 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $326,000 | 4,099 |
| Total noninterest expense | $3,428,000 | 4,595 |
| Salaries and employee benefits | $2,108,000 | 4,223 |
| Premises and equipment expense | $459,000 | 4,612 |
| Additional noninterest expense | $861,000 | 5,102 |
| Pre-tax net operating income | $3,643,000 | 2,140 |
| Securities gains (losses) | $11,000 | 1,315 |
| Applicable income taxes | $1,277,000 | 1,581 |
| Income before extraordinary items | $2,377,000 | 2,481 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,377,000 | 2,480 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $135,000 | 3,354 |
| Cash dividends | $1,380,000 | 2,133 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,369,850 | 2,480 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,298,000 | 3,517 |
| Total interest expense | $3,561,000 | 3,595 |
| Net interest income | $4,737,000 | 3,377 |
| Provision for loan and lease losses | $100,000 | 4,093 |
| Total noninterest income | $612,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $366,000 | 3,089 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $246,000 | 4,123 |
| Total noninterest expense | $2,550,000 | 4,598 |
| Salaries and employee benefits | $1,569,000 | 4,238 |
| Premises and equipment expense | $337,000 | 4,659 |
| Additional noninterest expense | $644,000 | 5,069 |
| Pre-tax net operating income | $2,699,000 | 2,286 |
| Securities gains (losses) | $6,000 | 1,140 |
| Applicable income taxes | $957,000 | 1,702 |
| Income before extraordinary items | $1,748,000 | 2,653 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,748,000 | 2,651 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,218 |
| Cash dividends | $548,000 | 2,812 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,744,100 | 2,639 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,444,000 | 3,563 |
| Total interest expense | $2,325,000 | 3,649 |
| Net interest income | $3,119,000 | 3,434 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $405,000 | 4,013 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $236,000 | 3,140 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $169,000 | 4,107 |
| Total noninterest expense | $1,706,000 | 4,597 |
| Salaries and employee benefits | $1,048,000 | 4,265 |
| Premises and equipment expense | $222,000 | 4,713 |
| Additional noninterest expense | $436,000 | 5,001 |
| Pre-tax net operating income | $1,758,000 | 2,382 |
| Securities gains (losses) | $6,000 | 974 |
| Applicable income taxes | $622,000 | 1,797 |
| Income before extraordinary items | $1,142,000 | 2,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,142,000 | 2,749 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,719 |
| Cash dividends | $548,000 | 2,331 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,138,100 | 2,739 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,679,000 | 3,590 |
| Total interest expense | $1,157,000 | 3,625 |
| Net interest income | $1,522,000 | 3,505 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $194,000 | 4,094 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $112,000 | 3,217 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $82,000 | 4,163 |
| Total noninterest expense | $824,000 | 4,721 |
| Salaries and employee benefits | $508,000 | 4,387 |
| Premises and equipment expense | $108,000 | 4,816 |
| Additional noninterest expense | $208,000 | 5,141 |
| Pre-tax net operating income | $862,000 | 2,427 |
| Securities gains (losses) | $6,000 | 777 |
| Applicable income taxes | $304,000 | 1,837 |
| Income before extraordinary items | $564,000 | 2,771 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $564,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $560,100 | 2,773 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,999,000 | 3,565 |
| Total interest expense | $3,976,000 | 3,616 |
| Net interest income | $6,023,000 | 3,511 |
| Provision for loan and lease losses | $75,000 | 5,084 |
| Total noninterest income | $858,000 | 3,885 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $509,000 | 3,017 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $349,000 | 4,002 |
| Total noninterest expense | $3,111,000 | 4,758 |
| Salaries and employee benefits | $1,934,000 | 4,390 |
| Premises and equipment expense | $383,000 | 5,066 |
| Additional noninterest expense | $794,000 | 5,258 |
| Pre-tax net operating income | $3,695,000 | 2,389 |
| Securities gains (losses) | $-15,000 | 7,443 |
| Applicable income taxes | $1,295,000 | 1,870 |
| Income before extraordinary items | $2,385,000 | 2,714 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,385,000 | 2,716 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,076 |
| Cash dividends | $1,468,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,394,750 | 2,691 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,311,000 | 3,621 |
| Total interest expense | $2,842,000 | 3,635 |
| Net interest income | $4,469,000 | 3,563 |
| Provision for loan and lease losses | $60,000 | 4,851 |
| Total noninterest income | $646,000 | 3,886 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $387,000 | 3,010 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $259,000 | 4,029 |
| Total noninterest expense | $2,291,000 | 4,814 |
| Salaries and employee benefits | $1,432,000 | 4,395 |
| Premises and equipment expense | $265,000 | 5,296 |
| Additional noninterest expense | $594,000 | 5,252 |
| Pre-tax net operating income | $2,764,000 | 2,462 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $989,000 | 1,902 |
| Income before extraordinary items | $1,775,000 | 2,818 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,775,000 | 2,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 3,575 |
| Cash dividends | $658,000 | 2,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,775,000 | 2,808 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,745,000 | 3,637 |
| Total interest expense | $1,777,000 | 3,683 |
| Net interest income | $2,968,000 | 3,575 |
| Provision for loan and lease losses | $45,000 | 4,580 |
| Total noninterest income | $461,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $269,000 | 2,920 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $192,000 | 3,832 |
| Total noninterest expense | $1,517,000 | 4,842 |
| Salaries and employee benefits | $952,000 | 4,425 |
| Premises and equipment expense | $171,000 | 5,399 |
| Additional noninterest expense | $394,000 | 5,258 |
| Pre-tax net operating income | $1,867,000 | 2,446 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $666,000 | 1,913 |
| Income before extraordinary items | $1,201,000 | 2,789 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,201,000 | 2,791 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 3,820 |
| Cash dividends | $658,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,201,000 | 2,778 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,297,000 | 3,671 |
| Total interest expense | $821,000 | 3,757 |
| Net interest income | $1,476,000 | 3,583 |
| Provision for loan and lease losses | $23,000 | 4,400 |
| Total noninterest income | $269,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $130,000 | 2,909 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $139,000 | 3,105 |
| Total noninterest expense | $760,000 | 4,846 |
| Salaries and employee benefits | $482,000 | 4,395 |
| Premises and equipment expense | $84,000 | 5,502 |
| Additional noninterest expense | $194,000 | 5,276 |
| Pre-tax net operating income | $962,000 | 2,344 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $344,000 | 1,831 |
| Income before extraordinary items | $618,000 | 2,684 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $618,000 | 2,684 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 3,455 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $618,000 | 2,667 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,026,000 | 3,752 |
| Total interest expense | $2,350,000 | 3,980 |
| Net interest income | $5,676,000 | 3,584 |
| Provision for loan and lease losses | $90,000 | 4,964 |
| Total noninterest income | $823,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $483,000 | 3,124 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $340,000 | 4,084 |
| Total noninterest expense | $3,020,000 | 4,748 |
| Salaries and employee benefits | $1,752,000 | 4,567 |
| Premises and equipment expense | $390,000 | 4,927 |
| Additional noninterest expense | $878,000 | 4,856 |
| Pre-tax net operating income | $3,389,000 | 2,506 |
| Securities gains (losses) | $3,000 | 1,899 |
| Applicable income taxes | $1,185,000 | 2,022 |
| Income before extraordinary items | $2,207,000 | 2,841 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,207,000 | 2,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,497 |
| Cash dividends | $1,436,000 | 1,886 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,205,050 | 2,812 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,816,000 | 3,799 |
| Total interest expense | $1,636,000 | 4,054 |
| Net interest income | $4,180,000 | 3,635 |
| Provision for loan and lease losses | $68,000 | 4,836 |
| Total noninterest income | $541,000 | 4,317 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $364,000 | 3,112 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $177,000 | 4,870 |
| Total noninterest expense | $2,176,000 | 4,854 |
| Salaries and employee benefits | $1,298,000 | 4,582 |
| Premises and equipment expense | $306,000 | 4,774 |
| Additional noninterest expense | $572,000 | 5,265 |
| Pre-tax net operating income | $2,477,000 | 2,586 |
| Securities gains (losses) | $3,000 | 1,906 |
| Applicable income taxes | $890,000 | 2,045 |
| Income before extraordinary items | $1,590,000 | 2,997 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,590,000 | 2,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,970 |
| Cash dividends | $651,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,588,080 | 2,960 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,802,000 | 3,779 |
| Total interest expense | $1,007,000 | 4,109 |
| Net interest income | $2,795,000 | 3,607 |
| Provision for loan and lease losses | $45,000 | 4,715 |
| Total noninterest income | $344,000 | 4,419 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $235,000 | 3,158 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $109,000 | 5,004 |
| Total noninterest expense | $1,452,000 | 4,835 |
| Salaries and employee benefits | $866,000 | 4,543 |
| Premises and equipment expense | $203,000 | 4,775 |
| Additional noninterest expense | $383,000 | 5,241 |
| Pre-tax net operating income | $1,642,000 | 2,559 |
| Securities gains (losses) | $3,000 | 1,754 |
| Applicable income taxes | $591,000 | 2,034 |
| Income before extraordinary items | $1,054,000 | 2,967 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,054,000 | 2,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 3,351 |
| Cash dividends | $651,000 | 1,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,052,080 | 2,930 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 3,785 |
| Total interest expense | $464,000 | 4,241 |
| Net interest income | $1,411,000 | 3,583 |
| Provision for loan and lease losses | $45,000 | 3,327 |
| Total noninterest income | $176,000 | 4,306 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $62,000 | 4,706 |
| Total noninterest expense | $719,000 | 4,901 |
| Salaries and employee benefits | $425,000 | 4,637 |
| Premises and equipment expense | $101,000 | 4,827 |
| Additional noninterest expense | $193,000 | 5,211 |
| Pre-tax net operating income | $823,000 | 2,514 |
| Securities gains (losses) | $3,000 | 1,324 |
| Applicable income taxes | $297,000 | 1,990 |
| Income before extraordinary items | $529,000 | 2,915 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $529,000 | 2,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 2,412 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $527,080 | 2,878 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,918,000 | 3,845 |
| Total interest expense | $1,392,000 | 4,720 |
| Net interest income | $5,526,000 | 3,528 |
| Provision for loan and lease losses | $165,000 | 4,077 |
| Total noninterest income | $1,090,000 | 3,342 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $575,000 | 2,803 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $515,000 | 3,254 |
| Total noninterest expense | $2,815,000 | 4,888 |
| Salaries and employee benefits | $1,637,000 | 4,656 |
| Premises and equipment expense | $356,000 | 5,149 |
| Additional noninterest expense | $822,000 | 4,998 |
| Pre-tax net operating income | $3,636,000 | 2,208 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,323,000 | 1,772 |
| Income before extraordinary items | $2,313,000 | 2,580 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,313,000 | 2,583 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,939 |
| Cash dividends | $1,391,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,313,000 | 2,533 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,142,000 | 3,848 |
| Total interest expense | $1,025,000 | 4,726 |
| Net interest income | $4,117,000 | 3,515 |
| Provision for loan and lease losses | $120,000 | 3,974 |
| Total noninterest income | $711,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $438,000 | 2,781 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $273,000 | 3,906 |
| Total noninterest expense | $2,007,000 | 5,023 |
| Salaries and employee benefits | $1,198,000 | 4,690 |
| Premises and equipment expense | $260,000 | 5,221 |
| Additional noninterest expense | $549,000 | 5,341 |
| Pre-tax net operating income | $2,701,000 | 2,245 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $982,000 | 1,805 |
| Income before extraordinary items | $1,719,000 | 2,646 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,719,000 | 2,648 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $652,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,719,000 | 2,579 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,342,000 | 3,925 |
| Total interest expense | $676,000 | 4,769 |
| Net interest income | $2,666,000 | 3,589 |
| Provision for loan and lease losses | $75,000 | 3,988 |
| Total noninterest income | $406,000 | 4,055 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $296,000 | 2,739 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $110,000 | 4,970 |
| Total noninterest expense | $1,348,000 | 5,013 |
| Salaries and employee benefits | $803,000 | 4,715 |
| Premises and equipment expense | $180,000 | 5,118 |
| Additional noninterest expense | $365,000 | 5,385 |
| Pre-tax net operating income | $1,649,000 | 2,391 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $597,000 | 1,937 |
| Income before extraordinary items | $1,052,000 | 2,807 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,052,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,353 |
| Cash dividends | $652,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,052,000 | 2,738 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,627,000 | 4,011 |
| Total interest expense | $336,000 | 4,826 |
| Net interest income | $1,291,000 | 3,672 |
| Provision for loan and lease losses | $30,000 | 4,060 |
| Total noninterest income | $208,000 | 3,974 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $153,000 | 2,629 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $55,000 | 4,930 |
| Total noninterest expense | $671,000 | 5,053 |
| Salaries and employee benefits | $399,000 | 4,746 |
| Premises and equipment expense | $89,000 | 5,208 |
| Additional noninterest expense | $183,000 | 5,379 |
| Pre-tax net operating income | $798,000 | 2,437 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $289,000 | 1,985 |
| Income before extraordinary items | $509,000 | 2,901 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $509,000 | 2,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 8,556 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $509,000 | 2,803 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 4,337 |
| Total interest expense | $1,475,000 | 4,920 |
| Net interest income | $4,477,000 | 4,012 |
| Provision for loan and lease losses | $264,000 | 3,449 |
| Total noninterest income | $1,468,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $370,000 | 3,820 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,098,000 | 2,252 |
| Total noninterest expense | $2,874,000 | 4,749 |
| Salaries and employee benefits | $1,640,000 | 4,554 |
| Premises and equipment expense | $354,000 | 5,125 |
| Additional noninterest expense | $880,000 | 4,708 |
| Pre-tax net operating income | $2,807,000 | 2,645 |
| Securities gains (losses) | $-11,000 | 8,793 |
| Applicable income taxes | $993,000 | 2,183 |
| Income before extraordinary items | $1,803,000 | 3,101 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,803,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $256,000 | 2,474 |
| Cash dividends | $1,347,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,810,040 | 2,951 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,445,000 | 4,392 |
| Total interest expense | $1,165,000 | 4,904 |
| Net interest income | $3,280,000 | 4,109 |
| Provision for loan and lease losses | $205,000 | 3,293 |
| Total noninterest income | $1,157,000 | 2,857 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $272,000 | 3,879 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $885,000 | 2,222 |
| Total noninterest expense | $2,119,000 | 4,789 |
| Salaries and employee benefits | $1,219,000 | 4,566 |
| Premises and equipment expense | $252,000 | 5,303 |
| Additional noninterest expense | $648,000 | 4,742 |
| Pre-tax net operating income | $2,113,000 | 2,729 |
| Securities gains (losses) | $-11,000 | 8,949 |
| Applicable income taxes | $743,000 | 2,305 |
| Income before extraordinary items | $1,359,000 | 3,193 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,359,000 | 3,192 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $251,000 | 1,924 |
| Cash dividends | $652,000 | 2,265 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,366,150 | 3,028 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,968,000 | 4,420 |
| Total interest expense | $825,000 | 4,843 |
| Net interest income | $2,143,000 | 4,179 |
| Provision for loan and lease losses | $133,000 | 3,303 |
| Total noninterest income | $732,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $181,000 | 3,850 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $551,000 | 2,304 |
| Total noninterest expense | $1,369,000 | 4,897 |
| Salaries and employee benefits | $800,000 | 4,602 |
| Premises and equipment expense | $163,000 | 5,379 |
| Additional noninterest expense | $406,000 | 4,954 |
| Pre-tax net operating income | $1,373,000 | 2,793 |
| Securities gains (losses) | $-11,000 | 9,056 |
| Applicable income taxes | $476,000 | 2,388 |
| Income before extraordinary items | $886,000 | 3,246 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $886,000 | 3,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 2,426 |
| Cash dividends | $652,000 | 1,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $893,150 | 3,063 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,501,000 | 4,421 |
| Total interest expense | $425,000 | 4,854 |
| Net interest income | $1,076,000 | 4,172 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $333,000 | 3,018 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $249,000 | 2,362 |
| Total noninterest expense | $665,000 | 4,982 |
| Salaries and employee benefits | $398,000 | 4,629 |
| Premises and equipment expense | $82,000 | 5,357 |
| Additional noninterest expense | $185,000 | 5,250 |
| Pre-tax net operating income | $689,000 | 2,767 |
| Securities gains (losses) | $-11,000 | 9,163 |
| Applicable income taxes | $237,000 | 2,409 |
| Income before extraordinary items | $441,000 | 3,227 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $448,150 | 3,020 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,275,000 | 4,425 |
| Total interest expense | $2,045,000 | 4,725 |
| Net interest income | $4,230,000 | 4,173 |
| Provision for loan and lease losses | $180,000 | 4,547 |
| Total noninterest income | $1,035,000 | 3,409 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $354,000 | 3,838 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $681,000 | 2,750 |
| Total noninterest expense | $2,427,000 | 5,177 |
| Salaries and employee benefits | $1,437,000 | 4,847 |
| Premises and equipment expense | $286,000 | 5,725 |
| Additional noninterest expense | $704,000 | 5,388 |
| Pre-tax net operating income | $2,658,000 | 2,760 |
| Securities gains (losses) | $88,000 | 1,856 |
| Applicable income taxes | $962,000 | 2,271 |
| Income before extraordinary items | $1,784,000 | 3,063 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,784,000 | 3,062 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,852 |
| Cash dividends | $1,087,000 | 2,097 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,726,800 | 3,029 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,632,000 | 4,602 |
| Total interest expense | $3,026,000 | 4,701 |
| Net interest income | $3,606,000 | 4,470 |
| Provision for loan and lease losses | $138,000 | 4,959 |
| Total noninterest income | $872,000 | 3,643 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $304,000 | 4,133 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $568,000 | 2,923 |
| Total noninterest expense | $2,154,000 | 5,463 |
| Salaries and employee benefits | $1,285,000 | 5,074 |
| Premises and equipment expense | $213,000 | 6,602 |
| Additional noninterest expense | $656,000 | 5,512 |
| Pre-tax net operating income | $2,186,000 | 2,973 |
| Securities gains (losses) | $67,000 | 2,086 |
| Applicable income taxes | $462,000 | 3,460 |
| Income before extraordinary items | $1,791,000 | 2,801 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,791,000 | 2,802 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $92,000 | 4,190 |
| Cash dividends | $543,000 | 3,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,738,070 | 2,790 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,698,000 | 4,746 |
| Total interest expense | $2,985,000 | 4,945 |
| Net interest income | $3,713,000 | 4,427 |
| Provision for loan and lease losses | $141,000 | 4,529 |
| Total noninterest income | $482,000 | 5,011 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $265,000 | 4,378 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $217,000 | 4,604 |
| Total noninterest expense | $1,725,000 | 6,223 |
| Salaries and employee benefits | $981,000 | 5,994 |
| Premises and equipment expense | $161,000 | 7,398 |
| Additional noninterest expense | $583,000 | 5,898 |
| Pre-tax net operating income | $2,329,000 | 2,941 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $813,000 | 2,493 |
| Income before extraordinary items | $1,516,000 | 3,225 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,516,000 | 3,223 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 4,069 |
| Cash dividends | $505,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,516,000 | 3,218 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,539,000 | 5,212 |
| Total interest expense | $2,319,000 | 5,463 |
| Net interest income | $3,220,000 | 4,910 |
| Provision for loan and lease losses | $108,000 | 5,075 |
| Total noninterest income | $409,000 | 5,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $268,000 | 4,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $141,000 | 5,751 |
| Total noninterest expense | $1,513,000 | 6,747 |
| Salaries and employee benefits | $889,000 | 6,359 |
| Premises and equipment expense | $163,000 | 7,432 |
| Additional noninterest expense | $461,000 | 6,813 |
| Pre-tax net operating income | $2,008,000 | 3,329 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $692,000 | 2,925 |
| Income before extraordinary items | $1,315,000 | 3,612 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,315,000 | 3,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $444,000 | 3,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,315,660 | 3,574 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,222,000 | 5,504 |
| Total interest expense | $2,202,000 | 5,830 |
| Net interest income | $3,020,000 | 5,113 |
| Provision for loan and lease losses | $108,000 | 4,961 |
| Total noninterest income | $386,000 | 5,733 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $250,000 | 4,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 5,926 |
| Total noninterest expense | $1,399,000 | 6,963 |
| Salaries and employee benefits | $784,000 | 6,757 |
| Premises and equipment expense | $138,000 | 7,911 |
| Additional noninterest expense | $477,000 | 6,597 |
| Pre-tax net operating income | $1,899,000 | 3,472 |
| Securities gains (losses) | $10,000 | 2,952 |
| Applicable income taxes | $683,000 | 3,087 |
| Income before extraordinary items | $1,226,000 | 3,859 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,226,000 | 3,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,505 |
| Cash dividends | $403,000 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,219,600 | 3,788 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,682,000 | 6,058 |
| Total interest expense | $1,944,000 | 6,375 |
| Net interest income | $2,738,000 | 5,685 |
| Provision for loan and lease losses | $104,000 | 5,080 |
| Total noninterest income | $362,000 | 6,065 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $230,000 | 4,918 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,034 |
| Total noninterest expense | $1,296,000 | 7,345 |
| Salaries and employee benefits | $698,000 | 7,324 |
| Premises and equipment expense | $150,000 | 7,796 |
| Additional noninterest expense | $448,000 | 6,945 |
| Pre-tax net operating income | $1,700,000 | 4,040 |
| Securities gains (losses) | $2,000 | 3,292 |
| Applicable income taxes | $596,000 | 3,695 |
| Income before extraordinary items | $1,106,000 | 4,346 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,106,000 | 4,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,932 |
| Cash dividends | $343,000 | 4,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,104,700 | 4,277 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,848,000 | 7,007 |
| Total interest expense | $1,576,000 | 7,383 |
| Net interest income | $2,272,000 | 6,613 |
| Provision for loan and lease losses | $135,000 | 4,332 |
| Total noninterest income | $338,000 | 6,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $206,000 | 5,447 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $132,000 | 6,332 |
| Total noninterest expense | $1,082,000 | 8,393 |
| Salaries and employee benefits | $568,000 | 8,337 |
| Premises and equipment expense | $145,000 | 8,181 |
| Additional noninterest expense | $369,000 | 8,163 |
| Pre-tax net operating income | $1,393,000 | 4,595 |
| Securities gains (losses) | $-20,000 | 10,629 |
| Applicable income taxes | $484,000 | 4,251 |
| Income before extraordinary items | $889,000 | 4,917 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $889,000 | 4,918 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $262,000 | 4,842 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $902,000 | 4,806 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,328,000 | 7,768 |
| Total interest expense | $1,364,000 | 8,078 |
| Net interest income | $1,964,000 | 7,390 |
| Provision for loan and lease losses | $129,000 | 3,960 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $182,000 | 6,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $110,000 | 6,935 |
| Total noninterest expense | $1,010,000 | 8,905 |
| Salaries and employee benefits | $510,000 | 9,025 |
| Premises and equipment expense | $120,000 | 9,038 |
| Additional noninterest expense | $380,000 | 8,396 |
| Pre-tax net operating income | $1,117,000 | 5,542 |
| Securities gains (losses) | $-7,000 | 9,876 |
| Applicable income taxes | $388,000 | 5,050 |
| Income before extraordinary items | $722,000 | 5,855 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $722,000 | 5,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $202,000 | 5,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $726,550 | 5,820 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 9,302 |
| Total interest expense | $819,000 | 9,503 |
| Net interest income | $1,458,000 | 8,996 |
| Provision for loan and lease losses | $93,000 | 4,720 |
| Total noninterest income | $219,000 | 8,400 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $163,000 | 6,588 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 9,309 |
| Total noninterest expense | $895,000 | 9,794 |
| Salaries and employee benefits | $448,000 | 9,847 |
| Premises and equipment expense | $113,000 | 9,600 |
| Additional noninterest expense | $334,000 | 9,558 |
| Pre-tax net operating income | $689,000 | 7,464 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $225,000 | 6,938 |
| Income before extraordinary items | $464,000 | 7,582 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $464,000 | 7,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 8,352 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $464,000 | 7,631 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,244,000 | 11,794 |
| Total interest expense | $413,000 | 12,163 |
| Net interest income | $831,000 | 11,400 |
| Provision for loan and lease losses | $173,000 | 4,307 |
| Total noninterest income | $160,000 | 10,014 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $43,000 | 10,299 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $693,000 | 11,207 |
| Salaries and employee benefits | $358,000 | 11,061 |
| Premises and equipment expense | $96,000 | 10,570 |
| Additional noninterest expense | $239,000 | 11,210 |
| Pre-tax net operating income | $125,000 | 11,678 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $125,000 | 11,519 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $125,000 | 11,574 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 9,293 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $125,000 | 11,301 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $89,000 | 13,899 |
| Total interest expense | $21,000 | 13,877 |
| Net interest income | $68,000 | 13,872 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $3,000 | 13,855 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,000 | 11,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 13,804 |
| Total noninterest expense | $237,000 | 13,734 |
| Salaries and employee benefits | $137,000 | 13,639 |
| Premises and equipment expense | $12,000 | 13,814 |
| Additional noninterest expense | $88,000 | 13,625 |
| Pre-tax net operating income | $-197,000 | 13,084 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $0 | 12,680 |
| Income before extraordinary items | $-197,000 | 13,177 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $-197,000 | 13,169 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $4,038,000 | 198 |
| Net operating income | $-197,000 | 13,059 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.