Home > Citizens Community Bank > Income and Expense
Citizens Community Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 3,071 |
| Total interest expense | $1,522,000 | 3,319 |
| Net interest income | $6,802,000 | 2,935 |
| Provision for loan and lease losses | $275,000 | 1,738 |
| Total noninterest income | $1,135,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $360,000 | 1,996 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $775,000 | 2,539 |
| Total noninterest expense | $5,779,000 | 2,836 |
| Salaries and employee benefits | $3,505,000 | 2,716 |
| Premises and equipment expense | $537,000 | 2,846 |
| Additional noninterest expense | $775,000 | 2,539 |
| Pre-tax net operating income | $1,883,000 | 3,022 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $1,883,000 | 2,848 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,883,000 | 2,876 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $1,883,000 | 2,850 |
| Net charge-offs | $193,000 | 1,182 |
| Cash dividends | $1,125,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $1,883,000 | 2,886 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $6,046,000 | 3,095 |
| Total interest expense | $1,028,000 | 3,327 |
| Net interest income | $5,018,000 | 2,973 |
| Provision for loan and lease losses | $245,000 | 1,499 |
| Total noninterest income | $862,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $284,000 | 1,964 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $578,000 | 2,545 |
| Total noninterest expense | $4,291,000 | 2,847 |
| Salaries and employee benefits | $2,637,000 | 2,700 |
| Premises and equipment expense | $417,000 | 2,824 |
| Additional noninterest expense | $578,000 | 2,544 |
| Pre-tax net operating income | $1,344,000 | 3,146 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $1,344,000 | 2,960 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,344,000 | 2,990 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,344,000 | 2,961 |
| Net charge-offs | $112,000 | 1,138 |
| Cash dividends | $900,000 | 1,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $1,344,000 | 2,992 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,890,000 | 3,121 |
| Total interest expense | $594,000 | 3,344 |
| Net interest income | $3,296,000 | 3,019 |
| Provision for loan and lease losses | $151,000 | 1,514 |
| Total noninterest income | $555,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $188,000 | 1,963 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $367,000 | 2,546 |
| Total noninterest expense | $2,812,000 | 2,867 |
| Salaries and employee benefits | $1,704,000 | 2,751 |
| Premises and equipment expense | $265,000 | 2,877 |
| Additional noninterest expense | $367,000 | 2,541 |
| Pre-tax net operating income | $888,000 | 3,164 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $888,000 | 3,002 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $888,000 | 3,035 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $888,000 | 3,001 |
| Net charge-offs | $49,000 | 1,178 |
| Cash dividends | $700,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $888,000 | 3,022 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,873,000 | 3,176 |
| Total interest expense | $247,000 | 3,357 |
| Net interest income | $1,626,000 | 3,058 |
| Provision for loan and lease losses | $82,000 | 1,388 |
| Total noninterest income | $282,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $93,000 | 1,981 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $189,000 | 2,506 |
| Total noninterest expense | $1,443,000 | 2,865 |
| Salaries and employee benefits | $880,000 | 2,741 |
| Premises and equipment expense | $129,000 | 2,967 |
| Additional noninterest expense | $189,000 | 2,506 |
| Pre-tax net operating income | $383,000 | 3,381 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $383,000 | 3,227 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $383,000 | 3,226 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $383,000 | 3,227 |
| Net charge-offs | $11,000 | 1,336 |
| Cash dividends | $350,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $383,000 | 3,247 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $6,700,000 | 3,106 |
| Total interest expense | $319,000 | 3,705 |
| Net interest income | $6,381,000 | 3,019 |
| Provision for loan and lease losses | $141,000 | 2,005 |
| Total noninterest income | $1,074,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $348,000 | 2,099 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $726,000 | 2,670 |
| Total noninterest expense | $5,326,000 | 2,932 |
| Salaries and employee benefits | $3,221,000 | 2,834 |
| Premises and equipment expense | $555,000 | 2,850 |
| Additional noninterest expense | $726,000 | 2,670 |
| Pre-tax net operating income | $1,988,000 | 3,138 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $1,988,000 | 2,945 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,988,000 | 2,942 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,988,000 | 2,944 |
| Net charge-offs | $85,000 | 1,312 |
| Cash dividends | $850,000 | 2,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,988,000 | 2,973 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $4,899,000 | 3,093 |
| Total interest expense | $219,000 | 3,634 |
| Net interest income | $4,680,000 | 3,032 |
| Provision for loan and lease losses | $106,000 | 1,835 |
| Total noninterest income | $771,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $255,000 | 2,141 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,774 |
| Total noninterest expense | $4,039,000 | 2,918 |
| Salaries and employee benefits | $2,447,000 | 2,798 |
| Premises and equipment expense | $424,000 | 2,816 |
| Additional noninterest expense | $516,000 | 2,774 |
| Pre-tax net operating income | $1,306,000 | 3,274 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $1,306,000 | 3,081 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,306,000 | 3,079 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,306,000 | 3,080 |
| Net charge-offs | $71,000 | 1,068 |
| Cash dividends | $650,000 | 1,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,306,000 | 3,110 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,122,000 | 3,121 |
| Total interest expense | $145,000 | 3,566 |
| Net interest income | $2,977,000 | 3,057 |
| Provision for loan and lease losses | $70,000 | 1,713 |
| Total noninterest income | $528,000 | 2,774 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $166,000 | 2,165 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $362,000 | 2,750 |
| Total noninterest expense | $2,614,000 | 2,960 |
| Salaries and employee benefits | $1,580,000 | 2,859 |
| Premises and equipment expense | $273,000 | 2,887 |
| Additional noninterest expense | $761,000 | 3,076 |
| Pre-tax net operating income | $821,000 | 3,222 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $821,000 | 3,049 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $821,000 | 3,048 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $821,000 | 3,049 |
| Net charge-offs | $15,000 | 1,434 |
| Cash dividends | $400,000 | 2,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $821,000 | 3,084 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,486,000 | 3,151 |
| Total interest expense | $74,000 | 3,533 |
| Net interest income | $1,412,000 | 3,104 |
| Provision for loan and lease losses | $35,000 | 1,516 |
| Total noninterest income | $250,000 | 2,793 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $74,000 | 2,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $176,000 | 2,711 |
| Total noninterest expense | $1,337,000 | 2,913 |
| Salaries and employee benefits | $812,000 | 2,813 |
| Premises and equipment expense | $126,000 | 3,011 |
| Additional noninterest expense | $399,000 | 2,971 |
| Pre-tax net operating income | $290,000 | 3,460 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $290,000 | 3,308 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $290,000 | 3,306 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $290,000 | 3,308 |
| Net charge-offs | $14,000 | 1,083 |
| Cash dividends | $200,000 | 1,712 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $290,000 | 3,332 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $6,313,000 | 3,155 |
| Total interest expense | $383,000 | 3,489 |
| Net interest income | $5,930,000 | 3,099 |
| Provision for loan and lease losses | $90,000 | 2,262 |
| Total noninterest income | $901,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $286,000 | 2,248 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $615,000 | 3,083 |
| Total noninterest expense | $4,728,000 | 3,108 |
| Salaries and employee benefits | $2,770,000 | 3,057 |
| Premises and equipment expense | $546,000 | 2,891 |
| Additional noninterest expense | $1,412,000 | 3,196 |
| Pre-tax net operating income | $2,013,000 | 3,140 |
| Securities gains (losses) | $4,000 | 1,879 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $2,017,000 | 3,011 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,017,000 | 3,011 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,017,000 | 3,011 |
| Net charge-offs | $125,000 | 1,240 |
| Cash dividends | $900,000 | 2,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,013,000 | 2,993 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $4,777,000 | 3,201 |
| Total interest expense | $304,000 | 3,516 |
| Net interest income | $4,473,000 | 3,137 |
| Provision for loan and lease losses | $90,000 | 2,005 |
| Total noninterest income | $620,000 | 3,224 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $211,000 | 2,265 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $409,000 | 3,236 |
| Total noninterest expense | $3,556,000 | 3,122 |
| Salaries and employee benefits | $2,088,000 | 3,057 |
| Premises and equipment expense | $417,000 | 2,873 |
| Additional noninterest expense | $1,051,000 | 3,233 |
| Pre-tax net operating income | $1,447,000 | 3,304 |
| Securities gains (losses) | $4,000 | 1,798 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $1,451,000 | 3,182 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,451,000 | 3,181 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,451,000 | 3,182 |
| Net charge-offs | $64,000 | 1,263 |
| Cash dividends | $700,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,447,000 | 3,165 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,212,000 | 3,192 |
| Total interest expense | $212,000 | 3,538 |
| Net interest income | $3,000,000 | 3,122 |
| Provision for loan and lease losses | $67,000 | 1,942 |
| Total noninterest income | $399,000 | 3,239 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $138,000 | 2,238 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $261,000 | 3,258 |
| Total noninterest expense | $2,316,000 | 3,154 |
| Salaries and employee benefits | $1,336,000 | 3,118 |
| Premises and equipment expense | $274,000 | 2,907 |
| Additional noninterest expense | $706,000 | 3,203 |
| Pre-tax net operating income | $1,016,000 | 3,239 |
| Securities gains (losses) | $3,000 | 1,649 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $1,019,000 | 3,112 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,019,000 | 3,110 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,019,000 | 3,112 |
| Net charge-offs | $33,000 | 1,305 |
| Cash dividends | $400,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,016,000 | 3,087 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 3,282 |
| Total interest expense | $111,000 | 3,567 |
| Net interest income | $1,400,000 | 3,225 |
| Provision for loan and lease losses | $34,000 | 1,947 |
| Total noninterest income | $200,000 | 3,228 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $75,000 | 2,135 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $125,000 | 3,300 |
| Total noninterest expense | $1,111,000 | 3,206 |
| Salaries and employee benefits | $602,000 | 3,262 |
| Premises and equipment expense | $135,000 | 2,940 |
| Additional noninterest expense | $374,000 | 3,059 |
| Pre-tax net operating income | $455,000 | 3,332 |
| Securities gains (losses) | $2,000 | 1,277 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $457,000 | 3,217 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $457,000 | 3,218 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $457,000 | 3,217 |
| Net charge-offs | $35,000 | 950 |
| Cash dividends | $200,000 | 1,798 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $455,000 | 3,193 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $6,375,000 | 3,203 |
| Total interest expense | $736,000 | 3,378 |
| Net interest income | $5,639,000 | 3,148 |
| Provision for loan and lease losses | $107,000 | 3,490 |
| Total noninterest income | $796,000 | 3,123 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $319,000 | 2,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $477,000 | 3,193 |
| Total noninterest expense | $4,574,000 | 3,163 |
| Salaries and employee benefits | $2,669,000 | 3,114 |
| Premises and equipment expense | $527,000 | 2,964 |
| Additional noninterest expense | $1,378,000 | 3,189 |
| Pre-tax net operating income | $1,754,000 | 3,090 |
| Securities gains (losses) | $30,000 | 1,946 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $1,784,000 | 2,969 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,784,000 | 2,968 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,784,000 | 2,969 |
| Net charge-offs | $360,000 | 1,181 |
| Cash dividends | $700,000 | 2,543 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,754,000 | 2,947 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,858,000 | 3,208 |
| Total interest expense | $593,000 | 3,371 |
| Net interest income | $4,265,000 | 3,154 |
| Provision for loan and lease losses | $107,000 | 3,241 |
| Total noninterest income | $558,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $231,000 | 2,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $327,000 | 3,253 |
| Total noninterest expense | $3,375,000 | 3,179 |
| Salaries and employee benefits | $1,927,000 | 3,154 |
| Premises and equipment expense | $420,000 | 2,865 |
| Additional noninterest expense | $1,028,000 | 3,185 |
| Pre-tax net operating income | $1,341,000 | 3,099 |
| Securities gains (losses) | $30,000 | 1,765 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $1,371,000 | 2,951 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,371,000 | 2,950 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,371,000 | 2,951 |
| Net charge-offs | $307,000 | 1,004 |
| Cash dividends | $400,000 | 2,501 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,341,000 | 2,932 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 3,262 |
| Total interest expense | $426,000 | 3,357 |
| Net interest income | $2,778,000 | 3,209 |
| Provision for loan and lease losses | $92,000 | 3,056 |
| Total noninterest income | $352,000 | 3,215 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $156,000 | 2,215 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,323 |
| Total noninterest expense | $2,297,000 | 3,140 |
| Salaries and employee benefits | $1,318,000 | 3,137 |
| Premises and equipment expense | $274,000 | 2,913 |
| Additional noninterest expense | $705,000 | 3,129 |
| Pre-tax net operating income | $741,000 | 3,318 |
| Securities gains (losses) | $30,000 | 1,532 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $771,000 | 3,150 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $771,000 | 3,149 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $771,000 | 3,150 |
| Net charge-offs | $310,000 | 792 |
| Cash dividends | $200,000 | 2,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $741,000 | 3,148 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,603,000 | 3,275 |
| Total interest expense | $227,000 | 3,419 |
| Net interest income | $1,376,000 | 3,201 |
| Provision for loan and lease losses | $46,000 | 2,606 |
| Total noninterest income | $175,000 | 3,180 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $93,000 | 2,237 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 3,395 |
| Total noninterest expense | $1,107,000 | 3,231 |
| Salaries and employee benefits | $622,000 | 3,244 |
| Premises and equipment expense | $133,000 | 2,978 |
| Additional noninterest expense | $352,000 | 3,170 |
| Pre-tax net operating income | $398,000 | 3,074 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $398,000 | 2,933 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $398,000 | 2,934 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $398,000 | 2,934 |
| Net charge-offs | $306,000 | 489 |
| Cash dividends | $100,000 | 2,278 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $398,000 | 2,918 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $6,364,000 | 3,328 |
| Total interest expense | $875,000 | 3,484 |
| Net interest income | $5,489,000 | 3,253 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $749,000 | 3,178 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $409,000 | 2,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 3,451 |
| Total noninterest expense | $4,454,000 | 3,228 |
| Salaries and employee benefits | $2,605,000 | 3,164 |
| Premises and equipment expense | $488,000 | 3,144 |
| Additional noninterest expense | $1,361,000 | 3,262 |
| Pre-tax net operating income | $1,784,000 | 3,177 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $1,789,000 | 3,048 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,789,000 | 3,047 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,789,000 | 3,049 |
| Net charge-offs | $80,000 | 2,352 |
| Cash dividends | $590,000 | 2,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,784,000 | 3,020 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,763,000 | 3,373 |
| Total interest expense | $645,000 | 3,544 |
| Net interest income | $4,118,000 | 3,293 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $545,000 | 3,240 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $310,000 | 2,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 3,553 |
| Total noninterest expense | $3,306,000 | 3,259 |
| Salaries and employee benefits | $1,893,000 | 3,238 |
| Premises and equipment expense | $358,000 | 3,198 |
| Additional noninterest expense | $1,055,000 | 3,235 |
| Pre-tax net operating income | $1,357,000 | 3,230 |
| Securities gains (losses) | $5,000 | 1,837 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $1,362,000 | 3,085 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,362,000 | 3,085 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,362,000 | 3,085 |
| Net charge-offs | $77,000 | 1,933 |
| Cash dividends | $375,000 | 2,745 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,357,000 | 3,059 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 3,409 |
| Total interest expense | $410,000 | 3,602 |
| Net interest income | $2,745,000 | 3,316 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $340,000 | 3,280 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $206,000 | 2,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 3,705 |
| Total noninterest expense | $2,247,000 | 3,237 |
| Salaries and employee benefits | $1,273,000 | 3,234 |
| Premises and equipment expense | $230,000 | 3,281 |
| Additional noninterest expense | $744,000 | 3,149 |
| Pre-tax net operating income | $838,000 | 3,332 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $838,000 | 3,183 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $838,000 | 3,181 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $838,000 | 3,181 |
| Net charge-offs | $88,000 | 1,481 |
| Cash dividends | $200,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $838,000 | 3,155 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,539,000 | 3,465 |
| Total interest expense | $189,000 | 3,694 |
| Net interest income | $1,350,000 | 3,368 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $145,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $108,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $37,000 | 4,220 |
| Total noninterest expense | $1,059,000 | 3,383 |
| Salaries and employee benefits | $605,000 | 3,365 |
| Premises and equipment expense | $107,000 | 3,440 |
| Additional noninterest expense | $347,000 | 3,293 |
| Pre-tax net operating income | $436,000 | 3,256 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $436,000 | 3,093 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $436,000 | 3,090 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $436,000 | 3,092 |
| Net charge-offs | $23,000 | 1,634 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $436,000 | 3,080 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $6,147,000 | 3,387 |
| Total interest expense | $562,000 | 3,778 |
| Net interest income | $5,585,000 | 3,288 |
| Provision for loan and lease losses | $80,000 | 3,221 |
| Total noninterest income | $1,530,000 | 2,311 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $475,000 | 2,061 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,055,000 | 2,196 |
| Total noninterest expense | $5,069,000 | 3,027 |
| Salaries and employee benefits | $2,996,000 | 2,967 |
| Premises and equipment expense | $517,000 | 3,101 |
| Additional noninterest expense | $1,556,000 | 3,102 |
| Pre-tax net operating income | $1,966,000 | 3,170 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $1,966,000 | 2,961 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,966,000 | 2,960 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,966,000 | 2,960 |
| Net charge-offs | $-275,000 | 5,228 |
| Cash dividends | $1,225,000 | 1,988 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $1,966,000 | 2,957 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $4,602,000 | 3,408 |
| Total interest expense | $395,000 | 3,817 |
| Net interest income | $4,207,000 | 3,307 |
| Provision for loan and lease losses | $80,000 | 2,859 |
| Total noninterest income | $1,582,000 | 1,948 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $349,000 | 2,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,233,000 | 1,709 |
| Total noninterest expense | $3,883,000 | 3,000 |
| Salaries and employee benefits | $2,319,000 | 2,912 |
| Premises and equipment expense | $382,000 | 3,143 |
| Additional noninterest expense | $1,182,000 | 3,062 |
| Pre-tax net operating income | $1,826,000 | 2,879 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $1,826,000 | 2,671 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,826,000 | 2,670 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,826,000 | 2,670 |
| Net charge-offs | $-424,000 | 5,369 |
| Cash dividends | $825,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,826,000 | 2,662 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $3,036,000 | 3,423 |
| Total interest expense | $239,000 | 3,897 |
| Net interest income | $2,797,000 | 3,313 |
| Provision for loan and lease losses | $60,000 | 2,584 |
| Total noninterest income | $1,166,000 | 1,833 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $228,000 | 2,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $938,000 | 1,589 |
| Total noninterest expense | $2,677,000 | 2,960 |
| Salaries and employee benefits | $1,594,000 | 2,882 |
| Premises and equipment expense | $249,000 | 3,216 |
| Additional noninterest expense | $834,000 | 2,964 |
| Pre-tax net operating income | $1,226,000 | 2,842 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $1,226,000 | 2,636 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,226,000 | 2,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,226,000 | 2,635 |
| Net charge-offs | $71,000 | 1,535 |
| Cash dividends | $425,000 | 2,157 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,226,000 | 2,627 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 3,415 |
| Total interest expense | $122,000 | 3,833 |
| Net interest income | $1,400,000 | 3,334 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $321,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $115,000 | 2,113 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $206,000 | 2,443 |
| Total noninterest expense | $1,306,000 | 3,032 |
| Salaries and employee benefits | $742,000 | 3,028 |
| Premises and equipment expense | $114,000 | 3,419 |
| Additional noninterest expense | $450,000 | 2,833 |
| Pre-tax net operating income | $385,000 | 3,493 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $385,000 | 3,309 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $385,000 | 3,309 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $385,000 | 3,309 |
| Net charge-offs | $78,000 | 977 |
| Cash dividends | $250,000 | 1,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $385,000 | 3,306 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $6,230,000 | 3,337 |
| Total interest expense | $505,000 | 3,655 |
| Net interest income | $5,725,000 | 3,278 |
| Provision for loan and lease losses | $200,000 | 2,355 |
| Total noninterest income | $1,608,000 | 2,310 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $443,000 | 2,229 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,165,000 | 2,100 |
| Total noninterest expense | $5,181,000 | 3,036 |
| Salaries and employee benefits | $3,073,000 | 2,936 |
| Premises and equipment expense | $516,000 | 3,202 |
| Additional noninterest expense | $1,592,000 | 3,107 |
| Pre-tax net operating income | $1,952,000 | 3,162 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $1,952,000 | 2,734 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,952,000 | 2,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,952,000 | 2,734 |
| Net charge-offs | $123,000 | 2,256 |
| Cash dividends | $1,100,000 | 2,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,952,000 | 2,720 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,670,000 | 3,359 |
| Total interest expense | $378,000 | 3,667 |
| Net interest income | $4,292,000 | 3,291 |
| Provision for loan and lease losses | $180,000 | 2,116 |
| Total noninterest income | $1,200,000 | 2,339 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $327,000 | 2,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $873,000 | 2,131 |
| Total noninterest expense | $3,804,000 | 3,084 |
| Salaries and employee benefits | $2,236,000 | 3,020 |
| Premises and equipment expense | $376,000 | 3,303 |
| Additional noninterest expense | $1,192,000 | 3,115 |
| Pre-tax net operating income | $1,508,000 | 3,164 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $1,508,000 | 2,854 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,508,000 | 2,853 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,508,000 | 2,854 |
| Net charge-offs | $108,000 | 1,860 |
| Cash dividends | $700,000 | 2,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,508,000 | 2,835 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,000,000 | 3,424 |
| Total interest expense | $252,000 | 3,652 |
| Net interest income | $2,748,000 | 3,361 |
| Provision for loan and lease losses | $120,000 | 2,050 |
| Total noninterest income | $745,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $215,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $530,000 | 2,258 |
| Total noninterest expense | $2,570,000 | 3,079 |
| Salaries and employee benefits | $1,493,000 | 3,030 |
| Premises and equipment expense | $247,000 | 3,335 |
| Additional noninterest expense | $830,000 | 3,028 |
| Pre-tax net operating income | $803,000 | 3,446 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $803,000 | 3,161 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $803,000 | 3,160 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $803,000 | 3,161 |
| Net charge-offs | $97,000 | 1,546 |
| Cash dividends | $490,000 | 2,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $803,000 | 3,144 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 3,439 |
| Total interest expense | $125,000 | 3,649 |
| Net interest income | $1,367,000 | 3,378 |
| Provision for loan and lease losses | $60,000 | 1,878 |
| Total noninterest income | $343,000 | 2,542 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $121,000 | 2,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 2,443 |
| Total noninterest expense | $1,270,000 | 3,141 |
| Salaries and employee benefits | $722,000 | 3,141 |
| Premises and equipment expense | $113,000 | 3,535 |
| Additional noninterest expense | $435,000 | 2,942 |
| Pre-tax net operating income | $380,000 | 3,489 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $380,000 | 3,224 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $380,000 | 3,222 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $380,000 | 3,224 |
| Net charge-offs | $13,000 | 2,104 |
| Cash dividends | $300,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $380,000 | 3,203 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 3,368 |
| Total interest expense | $517,000 | 3,594 |
| Net interest income | $5,651,000 | 3,307 |
| Provision for loan and lease losses | $160,000 | 2,678 |
| Total noninterest income | $1,759,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $459,000 | 2,230 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,300,000 | 2,072 |
| Total noninterest expense | $5,262,000 | 3,079 |
| Salaries and employee benefits | $3,269,000 | 2,876 |
| Premises and equipment expense | $498,000 | 3,391 |
| Additional noninterest expense | $1,495,000 | 3,354 |
| Pre-tax net operating income | $1,988,000 | 3,069 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,988,000 | 2,807 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,988,000 | 2,805 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,988,000 | 2,806 |
| Net charge-offs | $151,000 | 2,217 |
| Cash dividends | $1,145,000 | 2,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,988,000 | 2,753 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,651,000 | 3,367 |
| Total interest expense | $388,000 | 3,602 |
| Net interest income | $4,263,000 | 3,311 |
| Provision for loan and lease losses | $100,000 | 2,703 |
| Total noninterest income | $1,345,000 | 2,248 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $358,000 | 2,171 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $987,000 | 2,066 |
| Total noninterest expense | $3,887,000 | 3,119 |
| Salaries and employee benefits | $2,386,000 | 2,923 |
| Premises and equipment expense | $377,000 | 3,382 |
| Additional noninterest expense | $1,124,000 | 3,365 |
| Pre-tax net operating income | $1,621,000 | 2,983 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $1,621,000 | 2,687 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,621,000 | 2,687 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,621,000 | 2,687 |
| Net charge-offs | $148,000 | 1,703 |
| Cash dividends | $760,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,621,000 | 2,634 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,098,000 | 3,389 |
| Total interest expense | $258,000 | 3,626 |
| Net interest income | $2,840,000 | 3,327 |
| Provision for loan and lease losses | $40,000 | 3,094 |
| Total noninterest income | $960,000 | 2,160 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $245,000 | 2,099 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $715,000 | 1,932 |
| Total noninterest expense | $2,652,000 | 3,084 |
| Salaries and employee benefits | $1,621,000 | 2,911 |
| Premises and equipment expense | $252,000 | 3,393 |
| Additional noninterest expense | $779,000 | 3,299 |
| Pre-tax net operating income | $1,108,000 | 2,894 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,108,000 | 2,630 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,108,000 | 2,629 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,108,000 | 2,629 |
| Net charge-offs | $98,000 | 1,637 |
| Cash dividends | $510,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,108,000 | 2,554 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,535,000 | 3,418 |
| Total interest expense | $127,000 | 3,681 |
| Net interest income | $1,408,000 | 3,347 |
| Provision for loan and lease losses | $15,000 | 2,996 |
| Total noninterest income | $522,000 | 2,021 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $141,000 | 1,871 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $381,000 | 1,806 |
| Total noninterest expense | $1,287,000 | 3,163 |
| Salaries and employee benefits | $815,000 | 2,913 |
| Premises and equipment expense | $110,000 | 3,683 |
| Additional noninterest expense | $362,000 | 3,464 |
| Pre-tax net operating income | $628,000 | 2,672 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $628,000 | 2,378 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $628,000 | 2,378 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $628,000 | 2,378 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $195,000 | 1,974 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $628,000 | 2,325 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $5,989,000 | 3,447 |
| Total interest expense | $518,000 | 3,657 |
| Net interest income | $5,471,000 | 3,388 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,690,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $562,000 | 1,941 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,128,000 | 2,223 |
| Total noninterest expense | $5,118,000 | 3,158 |
| Salaries and employee benefits | $3,168,000 | 2,929 |
| Premises and equipment expense | $510,000 | 3,439 |
| Additional noninterest expense | $1,440,000 | 3,489 |
| Pre-tax net operating income | $2,043,000 | 2,970 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,043,000 | 2,697 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,043,000 | 2,698 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,043,000 | 2,699 |
| Net charge-offs | $50,000 | 3,250 |
| Cash dividends | $1,178,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,043,000 | 2,645 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $4,440,000 | 3,509 |
| Total interest expense | $390,000 | 3,705 |
| Net interest income | $4,050,000 | 3,447 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,181,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $430,000 | 1,915 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $751,000 | 2,393 |
| Total noninterest expense | $3,701,000 | 3,261 |
| Salaries and employee benefits | $2,237,000 | 3,073 |
| Premises and equipment expense | $385,000 | 3,474 |
| Additional noninterest expense | $1,079,000 | 3,506 |
| Pre-tax net operating income | $1,530,000 | 3,038 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,530,000 | 2,731 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,530,000 | 2,731 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,530,000 | 2,732 |
| Net charge-offs | $34,000 | 3,052 |
| Cash dividends | $875,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,530,000 | 2,677 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,949,000 | 3,528 |
| Total interest expense | $263,000 | 3,716 |
| Net interest income | $2,686,000 | 3,475 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $723,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $284,000 | 1,898 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $439,000 | 2,565 |
| Total noninterest expense | $2,412,000 | 3,345 |
| Salaries and employee benefits | $1,417,000 | 3,191 |
| Premises and equipment expense | $250,000 | 3,551 |
| Additional noninterest expense | $745,000 | 3,439 |
| Pre-tax net operating income | $997,000 | 3,071 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $997,000 | 2,756 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $997,000 | 2,757 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $997,000 | 2,758 |
| Net charge-offs | $13,000 | 3,155 |
| Cash dividends | $580,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $997,000 | 2,701 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 3,527 |
| Total interest expense | $133,000 | 3,719 |
| Net interest income | $1,345,000 | 3,471 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $341,000 | 2,616 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $138,000 | 1,933 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $203,000 | 2,608 |
| Total noninterest expense | $1,215,000 | 3,343 |
| Salaries and employee benefits | $705,000 | 3,223 |
| Premises and equipment expense | $125,000 | 3,567 |
| Additional noninterest expense | $385,000 | 3,374 |
| Pre-tax net operating income | $471,000 | 3,117 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $471,000 | 2,836 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $471,000 | 2,839 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $471,000 | 2,839 |
| Net charge-offs | $5,000 | 2,746 |
| Cash dividends | $285,000 | 1,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $471,000 | 2,763 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,005,000 | 3,525 |
| Total interest expense | $588,000 | 3,678 |
| Net interest income | $5,417,000 | 3,469 |
| Provision for loan and lease losses | $180,000 | 2,581 |
| Total noninterest income | $1,496,000 | 2,511 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $572,000 | 2,047 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $924,000 | 2,427 |
| Total noninterest expense | $5,049,000 | 3,288 |
| Salaries and employee benefits | $3,064,000 | 3,025 |
| Premises and equipment expense | $522,000 | 3,534 |
| Additional noninterest expense | $1,463,000 | 3,606 |
| Pre-tax net operating income | $1,684,000 | 3,281 |
| Securities gains (losses) | $24,000 | 2,223 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $1,708,000 | 3,006 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,708,000 | 3,005 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,708,000 | 3,006 |
| Net charge-offs | $189,000 | 2,524 |
| Cash dividends | $785,000 | 2,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,684,000 | 2,986 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,523,000 | 3,548 |
| Total interest expense | $454,000 | 3,679 |
| Net interest income | $4,069,000 | 3,489 |
| Provision for loan and lease losses | $180,000 | 2,177 |
| Total noninterest income | $1,138,000 | 2,519 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $438,000 | 2,015 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $700,000 | 2,434 |
| Total noninterest expense | $3,670,000 | 3,386 |
| Salaries and employee benefits | $2,258,000 | 3,090 |
| Premises and equipment expense | $366,000 | 3,746 |
| Additional noninterest expense | $1,046,000 | 3,728 |
| Pre-tax net operating income | $1,357,000 | 3,224 |
| Securities gains (losses) | $24,000 | 1,926 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,381,000 | 2,897 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,381,000 | 2,898 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,381,000 | 2,898 |
| Net charge-offs | $124,000 | 2,484 |
| Cash dividends | $500,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,357,000 | 2,867 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,003,000 | 3,559 |
| Total interest expense | $314,000 | 3,610 |
| Net interest income | $2,689,000 | 3,511 |
| Provision for loan and lease losses | $120,000 | 2,134 |
| Total noninterest income | $748,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $286,000 | 2,034 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $462,000 | 2,413 |
| Total noninterest expense | $2,455,000 | 3,399 |
| Salaries and employee benefits | $1,513,000 | 3,098 |
| Premises and equipment expense | $244,000 | 3,759 |
| Additional noninterest expense | $698,000 | 3,746 |
| Pre-tax net operating income | $862,000 | 3,237 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $862,000 | 2,946 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $862,000 | 2,952 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $862,000 | 2,952 |
| Net charge-offs | $54,000 | 2,722 |
| Cash dividends | $240,000 | 2,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $862,000 | 2,888 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,483,000 | 3,608 |
| Total interest expense | $164,000 | 3,579 |
| Net interest income | $1,319,000 | 3,564 |
| Provision for loan and lease losses | $60,000 | 2,013 |
| Total noninterest income | $377,000 | 2,460 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $150,000 | 1,929 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $227,000 | 2,379 |
| Total noninterest expense | $1,233,000 | 3,404 |
| Salaries and employee benefits | $732,000 | 3,192 |
| Premises and equipment expense | $122,000 | 3,805 |
| Additional noninterest expense | $379,000 | 3,538 |
| Pre-tax net operating income | $403,000 | 3,273 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $403,000 | 2,973 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $403,000 | 2,976 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $403,000 | 2,976 |
| Net charge-offs | $39,000 | 2,040 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $403,000 | 2,938 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,000,000 | 3,623 |
| Total interest expense | $776,000 | 3,516 |
| Net interest income | $5,224,000 | 3,604 |
| Provision for loan and lease losses | $175,000 | 3,117 |
| Total noninterest income | $1,570,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $571,000 | 2,153 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $999,000 | 2,382 |
| Total noninterest expense | $5,005,000 | 3,395 |
| Salaries and employee benefits | $3,076,000 | 3,045 |
| Premises and equipment expense | $491,000 | 3,775 |
| Additional noninterest expense | $1,438,000 | 3,756 |
| Pre-tax net operating income | $1,614,000 | 3,276 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $1,614,000 | 3,026 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,614,000 | 3,028 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,614,000 | 3,029 |
| Net charge-offs | $51,000 | 4,333 |
| Cash dividends | $1,095,000 | 1,829 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,614,000 | 2,958 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,489,000 | 3,665 |
| Total interest expense | $591,000 | 3,567 |
| Net interest income | $3,898,000 | 3,633 |
| Provision for loan and lease losses | $175,000 | 2,770 |
| Total noninterest income | $1,116,000 | 2,650 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $417,000 | 2,204 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $699,000 | 2,511 |
| Total noninterest expense | $3,625,000 | 3,497 |
| Salaries and employee benefits | $2,181,000 | 3,194 |
| Premises and equipment expense | $352,000 | 3,917 |
| Additional noninterest expense | $1,092,000 | 3,727 |
| Pre-tax net operating income | $1,214,000 | 3,337 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,214,000 | 3,058 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,214,000 | 3,063 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,214,000 | 3,063 |
| Net charge-offs | $41,000 | 4,008 |
| Cash dividends | $725,000 | 1,753 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,214,000 | 2,981 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,963,000 | 3,691 |
| Total interest expense | $405,000 | 3,561 |
| Net interest income | $2,558,000 | 3,667 |
| Provision for loan and lease losses | $175,000 | 2,281 |
| Total noninterest income | $714,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $272,000 | 2,206 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $442,000 | 2,653 |
| Total noninterest expense | $2,472,000 | 3,452 |
| Salaries and employee benefits | $1,439,000 | 3,236 |
| Premises and equipment expense | $236,000 | 3,911 |
| Additional noninterest expense | $797,000 | 3,508 |
| Pre-tax net operating income | $625,000 | 3,756 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $625,000 | 3,537 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $625,000 | 3,539 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $625,000 | 3,540 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $525,000 | 1,653 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $625,000 | 3,434 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,479,000 | 3,725 |
| Total interest expense | $209,000 | 3,575 |
| Net interest income | $1,270,000 | 3,693 |
| Provision for loan and lease losses | $100,000 | 2,044 |
| Total noninterest income | $393,000 | 2,581 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $137,000 | 2,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $256,000 | 2,439 |
| Total noninterest expense | $1,238,000 | 3,481 |
| Salaries and employee benefits | $712,000 | 3,281 |
| Premises and equipment expense | $111,000 | 4,078 |
| Additional noninterest expense | $415,000 | 3,417 |
| Pre-tax net operating income | $325,000 | 3,658 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $325,000 | 3,423 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $325,000 | 3,423 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $325,000 | 3,425 |
| Net charge-offs | $35,000 | 2,690 |
| Cash dividends | $275,000 | 1,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $325,000 | 3,323 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,027,000 | 3,829 |
| Total interest expense | $1,036,000 | 3,526 |
| Net interest income | $4,991,000 | 3,820 |
| Provision for loan and lease losses | $465,000 | 2,818 |
| Total noninterest income | $1,247,000 | 2,895 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $543,000 | 2,327 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $704,000 | 2,879 |
| Total noninterest expense | $4,618,000 | 3,678 |
| Salaries and employee benefits | $2,832,000 | 3,252 |
| Premises and equipment expense | $468,000 | 3,973 |
| Additional noninterest expense | $1,318,000 | 4,115 |
| Pre-tax net operating income | $1,155,000 | 3,791 |
| Securities gains (losses) | $17,000 | 3,230 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,172,000 | 3,605 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,172,000 | 3,606 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,172,000 | 3,607 |
| Net charge-offs | $597,000 | 2,425 |
| Cash dividends | $565,000 | 2,637 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,155,000 | 3,479 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,531,000 | 3,888 |
| Total interest expense | $809,000 | 3,562 |
| Net interest income | $3,722,000 | 3,899 |
| Provision for loan and lease losses | $315,000 | 2,902 |
| Total noninterest income | $811,000 | 3,139 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $390,000 | 2,434 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $421,000 | 3,198 |
| Total noninterest expense | $3,407,000 | 3,749 |
| Salaries and employee benefits | $2,108,000 | 3,298 |
| Premises and equipment expense | $340,000 | 4,100 |
| Additional noninterest expense | $959,000 | 4,215 |
| Pre-tax net operating income | $811,000 | 4,005 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $811,000 | 3,838 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $811,000 | 3,838 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $811,000 | 3,839 |
| Net charge-offs | $486,000 | 2,226 |
| Cash dividends | $490,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $811,000 | 3,673 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 3,918 |
| Total interest expense | $559,000 | 3,565 |
| Net interest income | $2,455,000 | 3,938 |
| Provision for loan and lease losses | $215,000 | 2,884 |
| Total noninterest income | $573,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $253,000 | 2,450 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 2,985 |
| Total noninterest expense | $2,274,000 | 3,756 |
| Salaries and employee benefits | $1,392,000 | 3,337 |
| Premises and equipment expense | $218,000 | 4,191 |
| Additional noninterest expense | $664,000 | 4,137 |
| Pre-tax net operating income | $539,000 | 4,000 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $539,000 | 3,838 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $539,000 | 3,840 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $539,000 | 3,841 |
| Net charge-offs | $199,000 | 2,757 |
| Cash dividends | $340,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $539,000 | 3,654 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,502,000 | 3,970 |
| Total interest expense | $291,000 | 3,577 |
| Net interest income | $1,211,000 | 3,985 |
| Provision for loan and lease losses | $100,000 | 2,838 |
| Total noninterest income | $282,000 | 3,038 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $123,000 | 2,504 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $159,000 | 2,993 |
| Total noninterest expense | $1,097,000 | 3,853 |
| Salaries and employee benefits | $663,000 | 3,485 |
| Premises and equipment expense | $103,000 | 4,335 |
| Additional noninterest expense | $331,000 | 4,132 |
| Pre-tax net operating income | $296,000 | 3,862 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $296,000 | 3,684 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $296,000 | 3,686 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $296,000 | 3,687 |
| Net charge-offs | $92,000 | 2,508 |
| Cash dividends | $150,000 | 1,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $296,000 | 3,518 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 4,038 |
| Total interest expense | $1,446,000 | 3,538 |
| Net interest income | $4,593,000 | 4,152 |
| Provision for loan and lease losses | $400,000 | 3,737 |
| Total noninterest income | $1,289,000 | 2,667 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $603,000 | 2,224 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $686,000 | 2,664 |
| Total noninterest expense | $4,494,000 | 3,811 |
| Salaries and employee benefits | $2,667,000 | 3,395 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $1,365,000 | 4,109 |
| Pre-tax net operating income | $988,000 | 3,752 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $988,000 | 3,588 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $988,000 | 3,591 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $988,000 | 3,591 |
| Net charge-offs | $406,000 | 3,419 |
| Cash dividends | $375,000 | 2,757 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $988,000 | 3,467 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,520,000 | 4,091 |
| Total interest expense | $1,136,000 | 3,544 |
| Net interest income | $3,384,000 | 4,220 |
| Provision for loan and lease losses | $325,000 | 3,496 |
| Total noninterest income | $1,070,000 | 2,514 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $456,000 | 2,227 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $614,000 | 2,390 |
| Total noninterest expense | $3,379,000 | 3,813 |
| Salaries and employee benefits | $2,026,000 | 3,358 |
| Premises and equipment expense | $352,000 | 4,239 |
| Additional noninterest expense | $1,001,000 | 4,174 |
| Pre-tax net operating income | $750,000 | 3,837 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $750,000 | 3,626 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $750,000 | 3,627 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $750,000 | 3,627 |
| Net charge-offs | $362,000 | 3,024 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $750,000 | 3,520 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,010,000 | 4,133 |
| Total interest expense | $779,000 | 3,570 |
| Net interest income | $2,231,000 | 4,263 |
| Provision for loan and lease losses | $275,000 | 3,128 |
| Total noninterest income | $814,000 | 2,301 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $297,000 | 2,239 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $517,000 | 2,045 |
| Total noninterest expense | $2,311,000 | 3,792 |
| Salaries and employee benefits | $1,354,000 | 3,377 |
| Premises and equipment expense | $229,000 | 4,344 |
| Additional noninterest expense | $728,000 | 3,986 |
| Pre-tax net operating income | $459,000 | 3,967 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $459,000 | 3,743 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $459,000 | 3,743 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $459,000 | 3,744 |
| Net charge-offs | $158,000 | 3,344 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $459,000 | 3,637 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,493,000 | 4,173 |
| Total interest expense | $405,000 | 3,570 |
| Net interest income | $1,088,000 | 4,327 |
| Provision for loan and lease losses | $150,000 | 2,750 |
| Total noninterest income | $320,000 | 2,725 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $146,000 | 2,237 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $174,000 | 2,667 |
| Total noninterest expense | $1,089,000 | 3,961 |
| Salaries and employee benefits | $656,000 | 3,484 |
| Premises and equipment expense | $113,000 | 4,429 |
| Additional noninterest expense | $320,000 | 4,353 |
| Pre-tax net operating income | $169,000 | 4,471 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $169,000 | 4,256 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $169,000 | 4,255 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $169,000 | 4,256 |
| Net charge-offs | $165,000 | 2,273 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $169,000 | 4,200 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,191,000 | 4,228 |
| Total interest expense | $1,861,000 | 3,758 |
| Net interest income | $4,330,000 | 4,343 |
| Provision for loan and lease losses | $1,600,000 | 2,370 |
| Total noninterest income | $975,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $695,000 | 2,052 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $280,000 | 4,052 |
| Total noninterest expense | $4,472,000 | 3,916 |
| Salaries and employee benefits | $2,666,000 | 3,422 |
| Premises and equipment expense | $453,000 | 4,444 |
| Additional noninterest expense | $1,353,000 | 4,283 |
| Pre-tax net operating income | $-767,000 | 6,380 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-767,000 | 6,490 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-767,000 | 6,492 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-767,000 | 6,492 |
| Net charge-offs | $1,779,000 | 1,993 |
| Cash dividends | $250,000 | 3,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-767,000 | 6,445 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,666,000 | 4,297 |
| Total interest expense | $1,423,000 | 3,838 |
| Net interest income | $3,243,000 | 4,403 |
| Provision for loan and lease losses | $1,250,000 | 2,212 |
| Total noninterest income | $581,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $538,000 | 2,061 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $43,000 | 6,143 |
| Total noninterest expense | $3,440,000 | 3,852 |
| Salaries and employee benefits | $2,078,000 | 3,350 |
| Premises and equipment expense | $358,000 | 4,369 |
| Additional noninterest expense | $1,004,000 | 4,294 |
| Pre-tax net operating income | $-866,000 | 6,733 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-866,000 | 6,848 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-866,000 | 6,848 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-866,000 | 6,848 |
| Net charge-offs | $1,374,000 | 1,853 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-866,000 | 6,796 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,121,000 | 4,332 |
| Total interest expense | $962,000 | 3,911 |
| Net interest income | $2,159,000 | 4,409 |
| Provision for loan and lease losses | $600,000 | 2,565 |
| Total noninterest income | $1,016,000 | 2,029 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $354,000 | 2,082 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $662,000 | 1,746 |
| Total noninterest expense | $2,369,000 | 3,774 |
| Salaries and employee benefits | $1,439,000 | 3,261 |
| Premises and equipment expense | $231,000 | 4,483 |
| Additional noninterest expense | $699,000 | 4,178 |
| Pre-tax net operating income | $206,000 | 4,908 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $206,000 | 4,855 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $206,000 | 4,856 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $206,000 | 4,855 |
| Net charge-offs | $566,000 | 2,306 |
| Cash dividends | $250,000 | 2,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $206,000 | 4,709 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,555,000 | 4,391 |
| Total interest expense | $491,000 | 3,986 |
| Net interest income | $1,064,000 | 4,484 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $430,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $159,000 | 2,241 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $271,000 | 1,971 |
| Total noninterest expense | $1,148,000 | 3,874 |
| Salaries and employee benefits | $701,000 | 3,394 |
| Premises and equipment expense | $123,000 | 4,408 |
| Additional noninterest expense | $324,000 | 4,382 |
| Pre-tax net operating income | $46,000 | 5,703 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $46,000 | 5,757 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $46,000 | 5,758 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $46,000 | 5,757 |
| Net charge-offs | $314,000 | 1,989 |
| Cash dividends | $250,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $46,000 | 5,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,707,000 | 4,292 |
| Total interest expense | $2,438,000 | 3,962 |
| Net interest income | $4,269,000 | 4,380 |
| Provision for loan and lease losses | $780,000 | 3,876 |
| Total noninterest income | $1,805,000 | 2,274 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $709,000 | 2,228 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $1,096,000 | 2,041 |
| Total noninterest expense | $4,523,000 | 3,987 |
| Salaries and employee benefits | $2,551,000 | 3,631 |
| Premises and equipment expense | $488,000 | 4,442 |
| Additional noninterest expense | $1,484,000 | 4,098 |
| Pre-tax net operating income | $771,000 | 3,404 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $771,000 | 3,198 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $771,000 | 3,197 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $771,000 | 3,197 |
| Net charge-offs | $582,000 | 3,601 |
| Cash dividends | $785,000 | 1,963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $771,000 | 3,140 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 4,340 |
| Total interest expense | $1,911,000 | 3,967 |
| Net interest income | $3,130,000 | 4,459 |
| Provision for loan and lease losses | $425,000 | 4,088 |
| Total noninterest income | $1,356,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $531,000 | 2,242 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $825,000 | 2,085 |
| Total noninterest expense | $3,399,000 | 3,985 |
| Salaries and employee benefits | $1,938,000 | 3,636 |
| Premises and equipment expense | $332,000 | 4,756 |
| Additional noninterest expense | $1,129,000 | 4,042 |
| Pre-tax net operating income | $662,000 | 3,436 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $662,000 | 3,218 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $662,000 | 3,215 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $662,000 | 3,218 |
| Net charge-offs | $206,000 | 4,218 |
| Cash dividends | $535,000 | 1,929 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $662,000 | 3,131 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,364,000 | 4,381 |
| Total interest expense | $1,306,000 | 4,014 |
| Net interest income | $2,058,000 | 4,498 |
| Provision for loan and lease losses | $275,000 | 3,863 |
| Total noninterest income | $832,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $339,000 | 2,291 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $493,000 | 2,250 |
| Total noninterest expense | $2,286,000 | 3,985 |
| Salaries and employee benefits | $1,210,000 | 3,875 |
| Premises and equipment expense | $222,000 | 4,786 |
| Additional noninterest expense | $854,000 | 3,699 |
| Pre-tax net operating income | $329,000 | 4,015 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $329,000 | 3,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $329,000 | 3,809 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $329,000 | 3,809 |
| Net charge-offs | $128,000 | 3,966 |
| Cash dividends | $450,000 | 1,730 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $329,000 | 3,689 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 4,372 |
| Total interest expense | $679,000 | 4,032 |
| Net interest income | $1,028,000 | 4,502 |
| Provision for loan and lease losses | $125,000 | 3,535 |
| Total noninterest income | $359,000 | 2,684 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $159,000 | 2,345 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $200,000 | 2,518 |
| Total noninterest expense | $1,066,000 | 4,115 |
| Salaries and employee benefits | $631,000 | 3,770 |
| Premises and equipment expense | $112,000 | 4,803 |
| Additional noninterest expense | $323,000 | 4,176 |
| Pre-tax net operating income | $196,000 | 4,076 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $196,000 | 3,900 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $196,000 | 3,902 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $196,000 | 3,902 |
| Net charge-offs | $40,000 | 3,753 |
| Cash dividends | $300,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $196,000 | 3,746 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,536,000 | 4,290 |
| Total interest expense | $3,240,000 | 4,026 |
| Net interest income | $4,296,000 | 4,353 |
| Provision for loan and lease losses | $380,000 | 4,218 |
| Total noninterest income | $1,633,000 | 2,466 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $718,000 | 2,308 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $915,000 | 2,263 |
| Total noninterest expense | $4,356,000 | 3,980 |
| Salaries and employee benefits | $2,463,000 | 3,820 |
| Premises and equipment expense | $519,000 | 4,361 |
| Additional noninterest expense | $1,374,000 | 3,861 |
| Pre-tax net operating income | $1,193,000 | 3,418 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,193,000 | 2,934 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,193,000 | 2,933 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $482,000 | 2,845 |
| Cash dividends | $997,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,193,000 | 3,070 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 4,327 |
| Total interest expense | $2,503,000 | 4,073 |
| Net interest income | $3,220,000 | 4,390 |
| Provision for loan and lease losses | $280,000 | 3,666 |
| Total noninterest income | $1,225,000 | 2,540 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $545,000 | 2,299 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $680,000 | 2,362 |
| Total noninterest expense | $3,056,000 | 4,163 |
| Salaries and employee benefits | $1,820,000 | 3,889 |
| Premises and equipment expense | $344,000 | 4,715 |
| Additional noninterest expense | $892,000 | 4,237 |
| Pre-tax net operating income | $1,109,000 | 3,482 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,109,000 | 2,900 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,109,000 | 2,896 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $257,000 | 2,737 |
| Cash dividends | $679,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,109,000 | 3,049 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 4,342 |
| Total interest expense | $1,757,000 | 4,082 |
| Net interest income | $2,115,000 | 4,431 |
| Provision for loan and lease losses | $205,000 | 3,111 |
| Total noninterest income | $760,000 | 2,696 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $346,000 | 2,373 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $414,000 | 2,536 |
| Total noninterest expense | $2,031,000 | 4,188 |
| Salaries and employee benefits | $1,196,000 | 3,964 |
| Premises and equipment expense | $229,000 | 4,749 |
| Additional noninterest expense | $606,000 | 4,160 |
| Pre-tax net operating income | $639,000 | 3,878 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $639,000 | 3,497 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $639,000 | 3,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $221,000 | 2,127 |
| Cash dividends | $445,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $639,000 | 3,448 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,986,000 | 4,352 |
| Total interest expense | $921,000 | 4,124 |
| Net interest income | $1,065,000 | 4,410 |
| Provision for loan and lease losses | $80,000 | 3,055 |
| Total noninterest income | $375,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $169,000 | 2,380 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $206,000 | 2,524 |
| Total noninterest expense | $1,011,000 | 4,203 |
| Salaries and employee benefits | $588,000 | 4,030 |
| Premises and equipment expense | $115,000 | 4,754 |
| Additional noninterest expense | $308,000 | 4,033 |
| Pre-tax net operating income | $349,000 | 3,829 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $349,000 | 3,487 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $349,000 | 3,490 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $215,000 | 2,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $349,000 | 3,388 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,278,000 | 4,281 |
| Total interest expense | $3,719,000 | 4,194 |
| Net interest income | $4,559,000 | 4,260 |
| Provision for loan and lease losses | $210,000 | 3,778 |
| Total noninterest income | $1,723,000 | 2,464 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $723,000 | 2,312 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,000,000 | 2,218 |
| Total noninterest expense | $4,028,000 | 4,106 |
| Salaries and employee benefits | $2,412,000 | 3,828 |
| Premises and equipment expense | $454,000 | 4,641 |
| Additional noninterest expense | $1,162,000 | 4,168 |
| Pre-tax net operating income | $2,044,000 | 3,270 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,044,000 | 2,769 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,044,000 | 2,768 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 3,328 |
| Cash dividends | $1,147,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,044,000 | 2,749 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,157,000 | 4,314 |
| Total interest expense | $2,746,000 | 4,240 |
| Net interest income | $3,411,000 | 4,288 |
| Provision for loan and lease losses | $140,000 | 3,581 |
| Total noninterest income | $1,291,000 | 2,459 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $546,000 | 2,277 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $745,000 | 2,221 |
| Total noninterest expense | $2,971,000 | 4,129 |
| Salaries and employee benefits | $1,798,000 | 3,827 |
| Premises and equipment expense | $332,000 | 4,709 |
| Additional noninterest expense | $841,000 | 4,227 |
| Pre-tax net operating income | $1,591,000 | 3,341 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,591,000 | 2,846 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,591,000 | 2,845 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $810,000 | 2,279 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,591,000 | 2,834 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,018,000 | 4,381 |
| Total interest expense | $1,758,000 | 4,357 |
| Net interest income | $2,260,000 | 4,335 |
| Provision for loan and lease losses | $65,000 | 3,914 |
| Total noninterest income | $828,000 | 2,546 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $364,000 | 2,281 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $464,000 | 2,360 |
| Total noninterest expense | $1,935,000 | 4,216 |
| Salaries and employee benefits | $1,143,000 | 3,991 |
| Premises and equipment expense | $217,000 | 4,776 |
| Additional noninterest expense | $575,000 | 4,142 |
| Pre-tax net operating income | $1,088,000 | 3,343 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,088,000 | 2,854 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,088,000 | 2,853 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,346 |
| Cash dividends | $485,000 | 2,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,088,000 | 2,835 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,946,000 | 4,469 |
| Total interest expense | $830,000 | 4,475 |
| Net interest income | $1,116,000 | 4,373 |
| Provision for loan and lease losses | $49,000 | 3,140 |
| Total noninterest income | $372,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $180,000 | 2,252 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $192,000 | 2,603 |
| Total noninterest expense | $972,000 | 4,223 |
| Salaries and employee benefits | $560,000 | 4,073 |
| Premises and equipment expense | $105,000 | 4,900 |
| Additional noninterest expense | $307,000 | 3,906 |
| Pre-tax net operating income | $467,000 | 3,669 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $467,000 | 3,168 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $467,000 | 3,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,345 |
| Cash dividends | $235,000 | 2,250 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $467,000 | 3,144 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,192,000 | 4,492 |
| Total interest expense | $2,597,000 | 4,722 |
| Net interest income | $4,595,000 | 4,288 |
| Provision for loan and lease losses | $195,000 | 3,582 |
| Total noninterest income | $1,455,000 | 2,758 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $674,000 | 2,454 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $781,000 | 2,614 |
| Total noninterest expense | $3,837,000 | 4,108 |
| Salaries and employee benefits | $1,837,000 | 4,555 |
| Premises and equipment expense | $408,000 | 4,860 |
| Additional noninterest expense | $1,592,000 | 3,138 |
| Pre-tax net operating income | $2,018,000 | 3,621 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,018,000 | 3,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,018,000 | 3,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 2,766 |
| Cash dividends | $1,095,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,018,000 | 3,074 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,288,000 | 4,543 |
| Total interest expense | $1,841,000 | 4,784 |
| Net interest income | $3,447,000 | 4,295 |
| Provision for loan and lease losses | $175,000 | 3,146 |
| Total noninterest income | $1,087,000 | 2,769 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $480,000 | 2,567 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $607,000 | 2,547 |
| Total noninterest expense | $2,765,000 | 4,217 |
| Salaries and employee benefits | $1,337,000 | 4,624 |
| Premises and equipment expense | $288,000 | 5,085 |
| Additional noninterest expense | $1,140,000 | 3,260 |
| Pre-tax net operating income | $1,594,000 | 3,655 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,594,000 | 3,074 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,594,000 | 3,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 2,342 |
| Cash dividends | $745,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,594,000 | 3,062 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,461,000 | 4,548 |
| Total interest expense | $1,166,000 | 4,807 |
| Net interest income | $2,295,000 | 4,297 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $706,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $310,000 | 2,600 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $396,000 | 2,575 |
| Total noninterest expense | $1,839,000 | 4,234 |
| Salaries and employee benefits | $896,000 | 4,626 |
| Premises and equipment expense | $195,000 | 5,016 |
| Additional noninterest expense | $748,000 | 3,305 |
| Pre-tax net operating income | $1,012,000 | 3,773 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,012,000 | 3,181 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,012,000 | 3,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 1,911 |
| Cash dividends | $495,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,012,000 | 3,173 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,681,000 | 4,583 |
| Total interest expense | $562,000 | 4,776 |
| Net interest income | $1,119,000 | 4,376 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $357,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $149,000 | 2,615 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $208,000 | 2,431 |
| Total noninterest expense | $901,000 | 4,317 |
| Salaries and employee benefits | $434,000 | 4,762 |
| Premises and equipment expense | $97,000 | 5,056 |
| Additional noninterest expense | $370,000 | 3,327 |
| Pre-tax net operating income | $500,000 | 3,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $500,000 | 3,158 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $500,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 1,641 |
| Cash dividends | $250,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $500,000 | 3,137 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 4,630 |
| Total interest expense | $1,757,000 | 4,814 |
| Net interest income | $4,170,000 | 4,490 |
| Provision for loan and lease losses | $215,000 | 3,469 |
| Total noninterest income | $1,346,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $691,000 | 2,373 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $655,000 | 2,895 |
| Total noninterest expense | $3,678,000 | 4,131 |
| Salaries and employee benefits | $1,760,000 | 4,548 |
| Premises and equipment expense | $370,000 | 5,101 |
| Additional noninterest expense | $1,548,000 | 3,145 |
| Pre-tax net operating income | $1,623,000 | 4,199 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,623,000 | 3,601 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,623,000 | 3,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 3,509 |
| Cash dividends | $885,000 | 2,688 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,623,000 | 3,576 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,298,000 | 4,700 |
| Total interest expense | $1,223,000 | 4,886 |
| Net interest income | $3,075,000 | 4,557 |
| Provision for loan and lease losses | $185,000 | 3,084 |
| Total noninterest income | $1,013,000 | 2,883 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $518,000 | 2,370 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $495,000 | 2,905 |
| Total noninterest expense | $2,631,000 | 4,248 |
| Salaries and employee benefits | $1,282,000 | 4,616 |
| Premises and equipment expense | $247,000 | 5,466 |
| Additional noninterest expense | $1,102,000 | 3,256 |
| Pre-tax net operating income | $1,272,000 | 4,171 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,272,000 | 3,524 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,272,000 | 3,525 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 2,801 |
| Cash dividends | $640,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,272,000 | 3,488 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,781,000 | 4,736 |
| Total interest expense | $770,000 | 4,885 |
| Net interest income | $2,011,000 | 4,595 |
| Provision for loan and lease losses | $125,000 | 2,939 |
| Total noninterest income | $706,000 | 2,754 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $352,000 | 2,297 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $354,000 | 2,747 |
| Total noninterest expense | $1,705,000 | 4,329 |
| Salaries and employee benefits | $828,000 | 4,703 |
| Premises and equipment expense | $163,000 | 5,467 |
| Additional noninterest expense | $714,000 | 3,316 |
| Pre-tax net operating income | $887,000 | 4,029 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $887,000 | 3,395 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $887,000 | 3,396 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 2,487 |
| Cash dividends | $416,000 | 2,478 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $887,000 | 3,345 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,371,000 | 4,760 |
| Total interest expense | $367,000 | 4,924 |
| Net interest income | $1,004,000 | 4,612 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $364,000 | 2,658 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $169,000 | 2,318 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $195,000 | 2,514 |
| Total noninterest expense | $843,000 | 4,389 |
| Salaries and employee benefits | $411,000 | 4,739 |
| Premises and equipment expense | $73,000 | 5,831 |
| Additional noninterest expense | $359,000 | 3,299 |
| Pre-tax net operating income | $455,000 | 3,928 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $455,000 | 3,281 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $455,000 | 3,282 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $170,000 | 2,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $455,000 | 3,240 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,221,000 | 4,704 |
| Total interest expense | $1,460,000 | 4,594 |
| Net interest income | $3,761,000 | 4,687 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $1,319,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $717,000 | 2,326 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $602,000 | 2,985 |
| Total noninterest expense | $3,555,000 | 4,122 |
| Salaries and employee benefits | $1,742,000 | 4,443 |
| Premises and equipment expense | $364,000 | 5,073 |
| Additional noninterest expense | $1,449,000 | 3,208 |
| Pre-tax net operating income | $1,195,000 | 4,808 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,195,000 | 4,218 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,195,000 | 4,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $290,000 | 2,041 |
| Cash dividends | $625,000 | 3,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,195,000 | 4,150 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,843,000 | 4,748 |
| Total interest expense | $1,097,000 | 4,546 |
| Net interest income | $2,746,000 | 4,746 |
| Provision for loan and lease losses | $240,000 | 2,636 |
| Total noninterest income | $981,000 | 2,975 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $529,000 | 2,379 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $452,000 | 2,977 |
| Total noninterest expense | $2,600,000 | 4,180 |
| Salaries and employee benefits | $1,286,000 | 4,449 |
| Premises and equipment expense | $258,000 | 5,245 |
| Additional noninterest expense | $1,056,000 | 3,263 |
| Pre-tax net operating income | $887,000 | 4,920 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $887,000 | 4,317 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $887,000 | 4,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $209,000 | 1,850 |
| Cash dividends | $465,000 | 2,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $887,000 | 4,241 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,530,000 | 4,804 |
| Total interest expense | $730,000 | 4,561 |
| Net interest income | $1,800,000 | 4,808 |
| Provision for loan and lease losses | $165,000 | 2,550 |
| Total noninterest income | $646,000 | 3,008 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $341,000 | 2,452 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $305,000 | 2,958 |
| Total noninterest expense | $1,728,000 | 4,206 |
| Salaries and employee benefits | $848,000 | 4,521 |
| Premises and equipment expense | $173,000 | 5,252 |
| Additional noninterest expense | $707,000 | 3,279 |
| Pre-tax net operating income | $553,000 | 5,053 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $553,000 | 4,467 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $553,000 | 4,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $147,000 | 1,694 |
| Cash dividends | $340,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $553,000 | 4,378 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,261,000 | 4,834 |
| Total interest expense | $365,000 | 4,596 |
| Net interest income | $896,000 | 4,840 |
| Provision for loan and lease losses | $85,000 | 2,404 |
| Total noninterest income | $341,000 | 2,834 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $178,000 | 2,302 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $163,000 | 2,793 |
| Total noninterest expense | $844,000 | 4,315 |
| Salaries and employee benefits | $401,000 | 4,728 |
| Premises and equipment expense | $92,000 | 5,093 |
| Additional noninterest expense | $351,000 | 3,280 |
| Pre-tax net operating income | $308,000 | 4,750 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $308,000 | 4,197 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $308,000 | 4,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 1,730 |
| Cash dividends | $170,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $308,000 | 4,077 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 4,530 |
| Total interest expense | $1,844,000 | 4,272 |
| Net interest income | $3,712,000 | 4,612 |
| Provision for loan and lease losses | $475,000 | 2,273 |
| Total noninterest income | $1,333,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $742,000 | 2,250 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $591,000 | 3,289 |
| Total noninterest expense | $3,382,000 | 4,239 |
| Salaries and employee benefits | $1,585,000 | 4,668 |
| Premises and equipment expense | $330,000 | 5,362 |
| Additional noninterest expense | $1,467,000 | 3,149 |
| Pre-tax net operating income | $1,188,000 | 4,711 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,188,000 | 4,163 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,188,000 | 4,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $430,000 | 1,802 |
| Cash dividends | $635,000 | 3,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,188,000 | 3,998 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,260,000 | 4,520 |
| Total interest expense | $1,459,000 | 4,235 |
| Net interest income | $2,801,000 | 4,601 |
| Provision for loan and lease losses | $385,000 | 2,081 |
| Total noninterest income | $1,024,000 | 3,083 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $553,000 | 2,272 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $471,000 | 3,235 |
| Total noninterest expense | $2,489,000 | 4,285 |
| Salaries and employee benefits | $1,163,000 | 4,738 |
| Premises and equipment expense | $248,000 | 5,360 |
| Additional noninterest expense | $1,078,000 | 3,186 |
| Pre-tax net operating income | $951,000 | 4,687 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $951,000 | 4,116 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $951,000 | 4,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $254,000 | 1,907 |
| Cash dividends | $460,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $951,000 | 3,936 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 4,512 |
| Total interest expense | $1,024,000 | 4,174 |
| Net interest income | $1,856,000 | 4,617 |
| Provision for loan and lease losses | $305,000 | 1,755 |
| Total noninterest income | $690,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $363,000 | 2,273 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $327,000 | 3,134 |
| Total noninterest expense | $1,628,000 | 4,340 |
| Salaries and employee benefits | $753,000 | 4,832 |
| Premises and equipment expense | $177,000 | 5,101 |
| Additional noninterest expense | $698,000 | 3,239 |
| Pre-tax net operating income | $613,000 | 4,774 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $613,000 | 4,230 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $613,000 | 4,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $215,000 | 1,576 |
| Cash dividends | $285,000 | 2,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $613,000 | 4,026 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 4,500 |
| Total interest expense | $539,000 | 4,113 |
| Net interest income | $919,000 | 4,644 |
| Provision for loan and lease losses | $165,000 | 1,575 |
| Total noninterest income | $222,000 | 3,913 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $175,000 | 2,269 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $47,000 | 5,386 |
| Total noninterest expense | $731,000 | 4,659 |
| Salaries and employee benefits | $360,000 | 4,981 |
| Premises and equipment expense | $88,000 | 5,119 |
| Additional noninterest expense | $283,000 | 3,827 |
| Pre-tax net operating income | $245,000 | 5,336 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $245,000 | 4,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $245,000 | 4,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $130,000 | 2,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $245,000 | 4,577 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 4,318 |
| Total interest expense | $2,722,000 | 3,835 |
| Net interest income | $3,742,000 | 4,543 |
| Provision for loan and lease losses | $625,000 | 1,990 |
| Total noninterest income | $1,161,000 | 3,142 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $677,000 | 2,309 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $484,000 | 3,343 |
| Total noninterest expense | $3,268,000 | 4,167 |
| Salaries and employee benefits | $1,550,000 | 4,571 |
| Premises and equipment expense | $374,000 | 4,870 |
| Additional noninterest expense | $1,344,000 | 3,268 |
| Pre-tax net operating income | $1,010,000 | 5,182 |
| Securities gains (losses) | $71,000 | 2,079 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,081,000 | 4,377 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,081,000 | 4,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $566,000 | 1,508 |
| Cash dividends | $696,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,010,000 | 4,444 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,826,000 | 4,512 |
| Total interest expense | $3,529,000 | 4,180 |
| Net interest income | $3,297,000 | 4,755 |
| Provision for loan and lease losses | $490,000 | 2,245 |
| Total noninterest income | $1,268,000 | 2,826 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $702,000 | 2,137 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $566,000 | 2,931 |
| Total noninterest expense | $3,088,000 | 4,235 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $384,000 | 4,725 |
| Additional noninterest expense | $1,349,000 | 3,157 |
| Pre-tax net operating income | $987,000 | 4,930 |
| Securities gains (losses) | $2,000 | 4,242 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $989,000 | 4,316 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $989,000 | 4,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $274,000 | 2,375 |
| Cash dividends | $625,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $987,000 | 4,202 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,484,000 | 4,843 |
| Total interest expense | $3,107,000 | 4,786 |
| Net interest income | $3,377,000 | 4,734 |
| Provision for loan and lease losses | $296,000 | 2,916 |
| Total noninterest income | $1,090,000 | 2,961 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $563,000 | 2,427 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $527,000 | 2,866 |
| Total noninterest expense | $2,888,000 | 4,357 |
| Salaries and employee benefits | $1,263,000 | 4,993 |
| Premises and equipment expense | $401,000 | 4,502 |
| Additional noninterest expense | $1,224,000 | 3,366 |
| Pre-tax net operating income | $1,283,000 | 4,535 |
| Securities gains (losses) | $5,000 | 1,371 |
| Applicable income taxes | $74,000 | 6,870 |
| Income before extraordinary items | $1,214,000 | 3,831 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,214,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $292,000 | 1,848 |
| Cash dividends | $555,000 | 3,364 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,209,300 | 3,832 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $5,863,000 | 5,030 |
| Total interest expense | $2,812,000 | 4,838 |
| Net interest income | $3,051,000 | 5,107 |
| Provision for loan and lease losses | $300,000 | 2,624 |
| Total noninterest income | $1,013,000 | 3,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $518,000 | 2,545 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $495,000 | 2,968 |
| Total noninterest expense | $2,666,000 | 4,637 |
| Salaries and employee benefits | $1,172,000 | 5,254 |
| Premises and equipment expense | $310,000 | 5,372 |
| Additional noninterest expense | $1,184,000 | 3,468 |
| Pre-tax net operating income | $1,098,000 | 5,031 |
| Securities gains (losses) | $2,000 | 2,566 |
| Applicable income taxes | $410,000 | 4,096 |
| Income before extraordinary items | $690,000 | 5,500 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $690,000 | 5,497 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $389,000 | 1,489 |
| Cash dividends | $187,000 | 5,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $688,720 | 5,474 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,401,000 | 5,378 |
| Total interest expense | $2,501,000 | 5,365 |
| Net interest income | $2,900,000 | 5,259 |
| Provision for loan and lease losses | $277,000 | 2,801 |
| Total noninterest income | $665,000 | 4,121 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $550,000 | 2,343 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 6,303 |
| Total noninterest expense | $2,135,000 | 5,334 |
| Salaries and employee benefits | $1,055,000 | 5,570 |
| Premises and equipment expense | $311,000 | 5,278 |
| Additional noninterest expense | $769,000 | 4,808 |
| Pre-tax net operating income | $1,153,000 | 5,004 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $424,000 | 4,270 |
| Income before extraordinary items | $730,000 | 5,482 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $730,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $189,000 | 2,541 |
| Cash dividends | $329,000 | 4,370 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $729,360 | 5,376 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,025,000 | 5,788 |
| Total interest expense | $2,214,000 | 5,851 |
| Net interest income | $2,811,000 | 5,559 |
| Provision for loan and lease losses | $202,000 | 3,414 |
| Total noninterest income | $610,000 | 4,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $497,000 | 2,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,436 |
| Total noninterest expense | $1,878,000 | 5,902 |
| Salaries and employee benefits | $996,000 | 5,887 |
| Premises and equipment expense | $288,000 | 5,564 |
| Additional noninterest expense | $594,000 | 5,849 |
| Pre-tax net operating income | $1,341,000 | 4,855 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $484,000 | 4,309 |
| Income before extraordinary items | $857,000 | 5,233 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $857,000 | 5,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $200,000 | 2,552 |
| Cash dividends | $299,000 | 4,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $857,000 | 5,174 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $4,212,000 | 6,660 |
| Total interest expense | $1,893,000 | 6,639 |
| Net interest income | $2,319,000 | 6,530 |
| Provision for loan and lease losses | $120,000 | 4,568 |
| Total noninterest income | $748,000 | 3,883 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $500,000 | 2,726 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $1,743,000 | 6,516 |
| Salaries and employee benefits | $962,000 | 6,167 |
| Premises and equipment expense | $280,000 | 5,838 |
| Additional noninterest expense | $501,000 | 7,047 |
| Pre-tax net operating income | $1,204,000 | 5,111 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $434,000 | 4,632 |
| Income before extraordinary items | $770,000 | 5,432 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $770,000 | 5,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,913 |
| Cash dividends | $112,000 | 6,500 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $770,000 | 5,386 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,695,000 | 7,310 |
| Total interest expense | $1,645,000 | 7,286 |
| Net interest income | $2,050,000 | 7,193 |
| Provision for loan and lease losses | $120,000 | 4,090 |
| Total noninterest income | $693,000 | 4,119 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $445,000 | 3,038 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $248,000 | 4,504 |
| Total noninterest expense | $1,641,000 | 6,863 |
| Salaries and employee benefits | $836,000 | 6,920 |
| Premises and equipment expense | $294,000 | 5,716 |
| Additional noninterest expense | $511,000 | 7,168 |
| Pre-tax net operating income | $982,000 | 6,071 |
| Securities gains (losses) | $-4,000 | 9,551 |
| Applicable income taxes | $335,000 | 5,600 |
| Income before extraordinary items | $643,000 | 6,355 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $643,000 | 6,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 4,506 |
| Cash dividends | $111,000 | 6,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $645,640 | 6,327 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,204,000 | 7,753 |
| Total interest expense | $1,290,000 | 7,582 |
| Net interest income | $1,914,000 | 7,769 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $632,000 | 4,473 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $408,000 | 3,324 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $224,000 | 4,900 |
| Total noninterest expense | $1,549,000 | 7,441 |
| Salaries and employee benefits | $802,000 | 7,203 |
| Premises and equipment expense | $265,000 | 6,269 |
| Additional noninterest expense | $482,000 | 8,033 |
| Pre-tax net operating income | $877,000 | 6,505 |
| Securities gains (losses) | $5,000 | 2,624 |
| Applicable income taxes | $290,000 | 5,998 |
| Income before extraordinary items | $592,000 | 6,598 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $592,000 | 6,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,456 |
| Cash dividends | $198,000 | 5,558 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $588,650 | 6,688 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 8,293 |
| Total interest expense | $1,179,000 | 8,349 |
| Net interest income | $1,848,000 | 8,105 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $420,000 | 6,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $336,000 | 4,020 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,451 |
| Total noninterest expense | $1,550,000 | 7,649 |
| Salaries and employee benefits | $807,000 | 7,280 |
| Premises and equipment expense | $275,000 | 6,263 |
| Additional noninterest expense | $468,000 | 8,536 |
| Pre-tax net operating income | $598,000 | 7,958 |
| Securities gains (losses) | $25,000 | 4,353 |
| Applicable income taxes | $163,000 | 8,358 |
| Income before extraordinary items | $460,000 | 7,885 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $460,000 | 8,064 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $148,000 | 6,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $441,500 | 7,778 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,858,000 | 9,223 |
| Total interest expense | $1,303,000 | 9,220 |
| Net interest income | $1,555,000 | 9,092 |
| Provision for loan and lease losses | $158,000 | 5,947 |
| Total noninterest income | $402,000 | 6,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $313,000 | 4,295 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 8,478 |
| Total noninterest expense | $1,410,000 | 8,244 |
| Salaries and employee benefits | $736,000 | 7,723 |
| Premises and equipment expense | $279,000 | 6,297 |
| Additional noninterest expense | $395,000 | 9,613 |
| Pre-tax net operating income | $389,000 | 9,339 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $83,000 | 10,366 |
| Income before extraordinary items | $306,000 | 9,233 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $306,000 | 9,366 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 5,577 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $306,000 | 8,863 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.