Home > Citizens Bank & Trust Company > Income and Expense
Citizens Bank & Trust Company, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $10,232,000 | 2,812 |
| Total interest expense | $4,871,000 | 2,042 |
| Net interest income | $5,361,000 | 3,268 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $541,000 | 3,353 |
| Gross Fiduciary activities income | $5,000 | 895 |
| Service charges on deposit accounts | $143,000 | 3,035 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $393,000 | 3,184 |
| Total noninterest expense | $4,898,000 | 3,079 |
| Salaries and employee benefits | $2,728,000 | 3,073 |
| Premises and equipment expense | $246,000 | 3,776 |
| Additional noninterest expense | $393,000 | 3,184 |
| Pre-tax net operating income | $1,004,000 | 3,582 |
| Securities gains (losses) | $-104,000 | 3,799 |
| Applicable income taxes | $44,000 | 3,058 |
| Income before extraordinary items | $856,000 | 3,586 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $856,000 | 3,623 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $856,000 | 3,587 |
| Net charge-offs | $-4,000 | 3,689 |
| Cash dividends | $1,542,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $954,800 | 3,536 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $7,431,000 | 2,834 |
| Total interest expense | $3,374,000 | 2,025 |
| Net interest income | $4,057,000 | 3,275 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $359,000 | 3,453 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $107,000 | 3,058 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $252,000 | 3,323 |
| Total noninterest expense | $3,658,000 | 3,068 |
| Salaries and employee benefits | $2,085,000 | 3,020 |
| Premises and equipment expense | $188,000 | 3,762 |
| Additional noninterest expense | $252,000 | 3,322 |
| Pre-tax net operating income | $758,000 | 3,646 |
| Securities gains (losses) | $-104,000 | 4,006 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $654,000 | 3,651 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $654,000 | 3,684 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $654,000 | 3,651 |
| Net charge-offs | $-3,000 | 3,563 |
| Cash dividends | $1,050,000 | 1,640 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $758,000 | 3,552 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $4,786,000 | 2,854 |
| Total interest expense | $2,058,000 | 1,990 |
| Net interest income | $2,728,000 | 3,283 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $227,000 | 3,486 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $69,000 | 3,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $158,000 | 3,362 |
| Total noninterest expense | $2,379,000 | 3,107 |
| Salaries and employee benefits | $1,397,000 | 3,032 |
| Premises and equipment expense | $125,000 | 3,784 |
| Additional noninterest expense | $158,000 | 3,351 |
| Pre-tax net operating income | $576,000 | 3,588 |
| Securities gains (losses) | $-104,000 | 4,208 |
| Applicable income taxes | $3,000 | 3,389 |
| Income before extraordinary items | $469,000 | 3,632 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $469,000 | 3,667 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $469,000 | 3,631 |
| Net charge-offs | $-2,000 | 3,491 |
| Cash dividends | $700,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $571,960 | 3,483 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 2,888 |
| Total interest expense | $937,000 | 1,903 |
| Net interest income | $1,365,000 | 3,282 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $113,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $34,000 | 3,118 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $79,000 | 3,356 |
| Total noninterest expense | $1,167,000 | 3,170 |
| Salaries and employee benefits | $706,000 | 3,056 |
| Premises and equipment expense | $65,000 | 3,786 |
| Additional noninterest expense | $79,000 | 3,356 |
| Pre-tax net operating income | $311,000 | 3,598 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $19,000 | 2,985 |
| Income before extraordinary items | $292,000 | 3,511 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $292,000 | 3,510 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $292,000 | 3,511 |
| Net charge-offs | $-1,000 | 3,238 |
| Cash dividends | $350,000 | 1,482 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $292,000 | 3,541 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,398,000 | 2,778 |
| Total interest expense | $1,619,000 | 1,832 |
| Net interest income | $6,779,000 | 2,931 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $683,000 | 3,235 |
| Gross Fiduciary activities income | $6,000 | 923 |
| Service charges on deposit accounts | $122,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $555,000 | 2,957 |
| Total noninterest expense | $4,824,000 | 3,098 |
| Salaries and employee benefits | $2,655,000 | 3,110 |
| Premises and equipment expense | $264,000 | 3,774 |
| Additional noninterest expense | $555,000 | 2,957 |
| Pre-tax net operating income | $2,638,000 | 2,801 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $376,000 | 2,241 |
| Income before extraordinary items | $2,262,000 | 2,803 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,262,000 | 2,800 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,262,000 | 2,802 |
| Net charge-offs | $-133,000 | 4,355 |
| Cash dividends | $1,200,000 | 1,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,262,000 | 2,831 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,106,000 | 2,775 |
| Total interest expense | $937,000 | 1,850 |
| Net interest income | $5,169,000 | 2,874 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $558,000 | 3,181 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $89,000 | 3,310 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 2,867 |
| Total noninterest expense | $3,630,000 | 3,088 |
| Salaries and employee benefits | $1,988,000 | 3,103 |
| Premises and equipment expense | $210,000 | 3,727 |
| Additional noninterest expense | $469,000 | 2,867 |
| Pre-tax net operating income | $2,097,000 | 2,724 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $335,000 | 2,115 |
| Income before extraordinary items | $1,762,000 | 2,733 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,762,000 | 2,731 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,762,000 | 2,732 |
| Net charge-offs | $-127,000 | 4,364 |
| Cash dividends | $900,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,762,000 | 2,766 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,938,000 | 2,782 |
| Total interest expense | $586,000 | 1,767 |
| Net interest income | $3,352,000 | 2,895 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $275,000 | 3,463 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $55,000 | 3,411 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $220,000 | 3,224 |
| Total noninterest expense | $2,262,000 | 3,174 |
| Salaries and employee benefits | $1,345,000 | 3,092 |
| Premises and equipment expense | $142,000 | 3,742 |
| Additional noninterest expense | $775,000 | 3,052 |
| Pre-tax net operating income | $1,365,000 | 2,675 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $249,000 | 1,964 |
| Income before extraordinary items | $1,116,000 | 2,699 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,116,000 | 2,697 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,116,000 | 2,699 |
| Net charge-offs | $-127,000 | 4,450 |
| Cash dividends | $600,000 | 1,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,116,000 | 2,732 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,895,000 | 2,807 |
| Total interest expense | $293,000 | 1,710 |
| Net interest income | $1,602,000 | 2,924 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $159,000 | 3,286 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $24,000 | 3,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $135,000 | 2,985 |
| Total noninterest expense | $1,113,000 | 3,199 |
| Salaries and employee benefits | $678,000 | 3,089 |
| Premises and equipment expense | $71,000 | 3,770 |
| Additional noninterest expense | $364,000 | 3,132 |
| Pre-tax net operating income | $648,000 | 2,636 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $121,000 | 1,954 |
| Income before extraordinary items | $527,000 | 2,697 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $527,000 | 2,695 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $527,000 | 2,697 |
| Net charge-offs | $-49,000 | 4,398 |
| Cash dividends | $300,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $527,000 | 2,714 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $8,970,000 | 2,630 |
| Total interest expense | $1,423,000 | 1,735 |
| Net interest income | $7,547,000 | 2,734 |
| Provision for loan and lease losses | $-561,000 | 4,455 |
| Total noninterest income | $717,000 | 3,324 |
| Gross Fiduciary activities income | $5,000 | 902 |
| Service charges on deposit accounts | $102,000 | 3,432 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $610,000 | 3,095 |
| Total noninterest expense | $5,004,000 | 3,015 |
| Salaries and employee benefits | $2,842,000 | 3,013 |
| Premises and equipment expense | $398,000 | 3,364 |
| Additional noninterest expense | $1,764,000 | 2,808 |
| Pre-tax net operating income | $3,821,000 | 2,391 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $732,000 | 1,836 |
| Income before extraordinary items | $3,089,000 | 2,499 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $3,089,000 | 2,499 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $3,089,000 | 2,500 |
| Net charge-offs | $-149,000 | 4,468 |
| Cash dividends | $1,300,000 | 1,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $3,089,000 | 2,480 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 2,901 |
| Total interest expense | $1,091,000 | 1,790 |
| Net interest income | $4,763,000 | 3,034 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $1,749,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $76,000 | 3,458 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,673,000 | 1,854 |
| Total noninterest expense | $3,792,000 | 3,014 |
| Salaries and employee benefits | $2,114,000 | 3,038 |
| Premises and equipment expense | $289,000 | 3,446 |
| Additional noninterest expense | $1,389,000 | 2,723 |
| Pre-tax net operating income | $2,720,000 | 2,563 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $517,000 | 1,955 |
| Income before extraordinary items | $2,203,000 | 2,678 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,203,000 | 2,678 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,203,000 | 2,678 |
| Net charge-offs | $-132,000 | 4,535 |
| Cash dividends | $825,000 | 1,898 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,203,000 | 2,656 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $3,969,000 | 2,894 |
| Total interest expense | $745,000 | 1,821 |
| Net interest income | $3,224,000 | 3,020 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $1,546,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $47,000 | 3,515 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,499,000 | 1,517 |
| Total noninterest expense | $3,114,000 | 2,664 |
| Salaries and employee benefits | $1,418,000 | 3,037 |
| Premises and equipment expense | $652,000 | 1,727 |
| Additional noninterest expense | $1,044,000 | 2,495 |
| Pre-tax net operating income | $1,656,000 | 2,648 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $309,000 | 1,998 |
| Income before extraordinary items | $1,347,000 | 2,781 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,347,000 | 2,780 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,347,000 | 2,781 |
| Net charge-offs | $-115,000 | 4,622 |
| Cash dividends | $825,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,347,000 | 2,760 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,137,000 | 2,744 |
| Total interest expense | $389,000 | 1,824 |
| Net interest income | $1,748,000 | 2,875 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $732,000 | 1,825 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $27,000 | 3,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $705,000 | 1,577 |
| Total noninterest expense | $1,614,000 | 2,606 |
| Salaries and employee benefits | $700,000 | 3,037 |
| Premises and equipment expense | $462,000 | 1,321 |
| Additional noninterest expense | $452,000 | 2,728 |
| Pre-tax net operating income | $866,000 | 2,565 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $156,000 | 1,982 |
| Income before extraordinary items | $710,000 | 2,680 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $710,000 | 2,678 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $710,000 | 2,680 |
| Net charge-offs | $-41,000 | 4,554 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $710,000 | 2,644 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $8,324,000 | 2,809 |
| Total interest expense | $2,245,000 | 1,834 |
| Net interest income | $6,079,000 | 3,030 |
| Provision for loan and lease losses | $1,203,000 | 1,425 |
| Total noninterest income | $600,000 | 3,425 |
| Gross Fiduciary activities income | $6,000 | 923 |
| Service charges on deposit accounts | $128,000 | 3,289 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $466,000 | 3,220 |
| Total noninterest expense | $4,585,000 | 3,159 |
| Salaries and employee benefits | $2,637,000 | 3,140 |
| Premises and equipment expense | $308,000 | 3,783 |
| Additional noninterest expense | $1,640,000 | 2,881 |
| Pre-tax net operating income | $891,000 | 3,799 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $-170,000 | 4,913 |
| Income before extraordinary items | $1,061,000 | 3,587 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,061,000 | 3,587 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,061,000 | 3,587 |
| Net charge-offs | $833,000 | 724 |
| Cash dividends | $470,000 | 2,883 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,061,000 | 3,536 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $6,403,000 | 2,780 |
| Total interest expense | $1,728,000 | 1,880 |
| Net interest income | $4,675,000 | 3,007 |
| Provision for loan and lease losses | $1,203,000 | 1,218 |
| Total noninterest income | $284,000 | 3,858 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $101,000 | 3,244 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,793 |
| Total noninterest expense | $3,470,000 | 3,121 |
| Salaries and employee benefits | $2,132,000 | 3,005 |
| Premises and equipment expense | $203,000 | 3,962 |
| Additional noninterest expense | $1,135,000 | 3,014 |
| Pre-tax net operating income | $286,000 | 4,360 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $-286,000 | 4,961 |
| Income before extraordinary items | $572,000 | 3,902 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $572,000 | 3,902 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $572,000 | 3,902 |
| Net charge-offs | $718,000 | 609 |
| Cash dividends | $470,000 | 2,385 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $572,000 | 3,856 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 2,644 |
| Total interest expense | $1,177,000 | 1,941 |
| Net interest income | $3,559,000 | 2,812 |
| Provision for loan and lease losses | $104,000 | 2,933 |
| Total noninterest income | $185,000 | 3,878 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $73,000 | 3,174 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,834 |
| Total noninterest expense | $2,303,000 | 3,137 |
| Salaries and employee benefits | $1,447,000 | 2,995 |
| Premises and equipment expense | $114,000 | 4,147 |
| Additional noninterest expense | $742,000 | 3,046 |
| Pre-tax net operating income | $1,337,000 | 2,557 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $15,000 | 3,293 |
| Income before extraordinary items | $1,322,000 | 2,420 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,322,000 | 2,419 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,322,000 | 2,420 |
| Net charge-offs | $-10,000 | 4,318 |
| Cash dividends | $470,000 | 2,040 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,322,000 | 2,383 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,413,000 | 2,608 |
| Total interest expense | $599,000 | 2,059 |
| Net interest income | $1,814,000 | 2,756 |
| Provision for loan and lease losses | $104,000 | 1,929 |
| Total noninterest income | $94,000 | 3,860 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $44,000 | 3,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $50,000 | 3,848 |
| Total noninterest expense | $1,176,000 | 3,135 |
| Salaries and employee benefits | $749,000 | 2,958 |
| Premises and equipment expense | $57,000 | 4,183 |
| Additional noninterest expense | $370,000 | 3,078 |
| Pre-tax net operating income | $628,000 | 2,491 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $85,000 | 2,072 |
| Income before extraordinary items | $543,000 | 2,538 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $543,000 | 2,538 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $543,000 | 2,539 |
| Net charge-offs | $-2,000 | 3,865 |
| Cash dividends | $235,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $543,000 | 2,509 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,216,000 | 2,558 |
| Total interest expense | $2,499,000 | 2,045 |
| Net interest income | $7,717,000 | 2,686 |
| Provision for loan and lease losses | $461,000 | 1,561 |
| Total noninterest income | $439,000 | 3,806 |
| Gross Fiduciary activities income | $9,000 | 928 |
| Service charges on deposit accounts | $191,000 | 3,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $239,000 | 3,801 |
| Total noninterest expense | $4,573,000 | 3,184 |
| Salaries and employee benefits | $2,695,000 | 3,110 |
| Premises and equipment expense | $267,000 | 4,061 |
| Additional noninterest expense | $1,611,000 | 2,945 |
| Pre-tax net operating income | $3,122,000 | 2,395 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $470,000 | 2,039 |
| Income before extraordinary items | $2,652,000 | 2,489 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,652,000 | 2,490 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,652,000 | 2,491 |
| Net charge-offs | $454,000 | 1,101 |
| Cash dividends | $940,000 | 2,430 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,652,000 | 2,453 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,659,000 | 2,588 |
| Total interest expense | $1,840,000 | 2,084 |
| Net interest income | $5,819,000 | 2,718 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $323,000 | 3,871 |
| Gross Fiduciary activities income | $4,000 | 936 |
| Service charges on deposit accounts | $138,000 | 3,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $181,000 | 3,820 |
| Total noninterest expense | $3,412,000 | 3,196 |
| Salaries and employee benefits | $2,033,000 | 3,115 |
| Premises and equipment expense | $190,000 | 4,177 |
| Additional noninterest expense | $1,189,000 | 2,992 |
| Pre-tax net operating income | $2,730,000 | 2,239 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $431,000 | 1,929 |
| Income before extraordinary items | $2,299,000 | 2,317 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,299,000 | 2,318 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,299,000 | 2,318 |
| Net charge-offs | $-6,000 | 4,300 |
| Cash dividends | $705,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,299,000 | 2,284 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,058,000 | 2,603 |
| Total interest expense | $1,174,000 | 2,120 |
| Net interest income | $3,884,000 | 2,729 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $204,000 | 3,920 |
| Gross Fiduciary activities income | $3,000 | 932 |
| Service charges on deposit accounts | $86,000 | 3,382 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $115,000 | 3,869 |
| Total noninterest expense | $2,204,000 | 3,279 |
| Salaries and employee benefits | $1,371,000 | 3,118 |
| Premises and equipment expense | $136,000 | 4,115 |
| Additional noninterest expense | $697,000 | 3,276 |
| Pre-tax net operating income | $1,884,000 | 2,168 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $299,000 | 1,866 |
| Income before extraordinary items | $1,585,000 | 2,254 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,585,000 | 2,254 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,585,000 | 2,254 |
| Net charge-offs | $-4,000 | 4,200 |
| Cash dividends | $470,000 | 2,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,585,000 | 2,223 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,450,000 | 2,663 |
| Total interest expense | $575,000 | 2,114 |
| Net interest income | $1,875,000 | 2,802 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $98,000 | 3,952 |
| Gross Fiduciary activities income | $3,000 | 886 |
| Service charges on deposit accounts | $39,000 | 3,505 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $56,000 | 3,892 |
| Total noninterest expense | $1,079,000 | 3,345 |
| Salaries and employee benefits | $688,000 | 3,138 |
| Premises and equipment expense | $57,000 | 4,358 |
| Additional noninterest expense | $334,000 | 3,361 |
| Pre-tax net operating income | $894,000 | 2,206 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $138,000 | 1,899 |
| Income before extraordinary items | $756,000 | 2,261 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $756,000 | 2,260 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $756,000 | 2,260 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $235,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $756,000 | 2,239 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,574,000 | 2,614 |
| Total interest expense | $1,923,000 | 1,987 |
| Net interest income | $7,651,000 | 2,730 |
| Provision for loan and lease losses | $233,000 | 2,241 |
| Total noninterest income | $421,000 | 3,983 |
| Gross Fiduciary activities income | $8,000 | 965 |
| Service charges on deposit accounts | $156,000 | 3,634 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $257,000 | 3,843 |
| Total noninterest expense | $4,272,000 | 3,357 |
| Salaries and employee benefits | $2,588,000 | 3,219 |
| Premises and equipment expense | $223,000 | 4,412 |
| Additional noninterest expense | $1,461,000 | 3,220 |
| Pre-tax net operating income | $3,567,000 | 2,255 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $534,000 | 1,924 |
| Income before extraordinary items | $3,033,000 | 2,303 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,033,000 | 2,302 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,033,000 | 2,302 |
| Net charge-offs | $1,000 | 3,708 |
| Cash dividends | $800,000 | 2,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,033,000 | 2,301 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,037,000 | 2,636 |
| Total interest expense | $1,321,000 | 2,035 |
| Net interest income | $5,716,000 | 2,737 |
| Provision for loan and lease losses | $180,000 | 2,069 |
| Total noninterest income | $310,000 | 4,045 |
| Gross Fiduciary activities income | $1,000 | 1,014 |
| Service charges on deposit accounts | $113,000 | 3,701 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 3,865 |
| Total noninterest expense | $3,169,000 | 3,382 |
| Salaries and employee benefits | $1,934,000 | 3,230 |
| Premises and equipment expense | $170,000 | 4,431 |
| Additional noninterest expense | $1,065,000 | 3,278 |
| Pre-tax net operating income | $2,677,000 | 2,284 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $397,000 | 1,985 |
| Income before extraordinary items | $2,280,000 | 2,316 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,280,000 | 2,315 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,280,000 | 2,315 |
| Net charge-offs | $-5,000 | 4,302 |
| Cash dividends | $400,000 | 2,579 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,280,000 | 2,311 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,579,000 | 2,675 |
| Total interest expense | $793,000 | 2,099 |
| Net interest income | $3,786,000 | 2,764 |
| Provision for loan and lease losses | $145,000 | 1,865 |
| Total noninterest income | $203,000 | 4,079 |
| Gross Fiduciary activities income | $1,000 | 997 |
| Service charges on deposit accounts | $69,000 | 3,811 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $133,000 | 3,867 |
| Total noninterest expense | $2,106,000 | 3,408 |
| Salaries and employee benefits | $1,293,000 | 3,251 |
| Premises and equipment expense | $109,000 | 4,514 |
| Additional noninterest expense | $704,000 | 3,323 |
| Pre-tax net operating income | $1,738,000 | 2,304 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $254,000 | 2,009 |
| Income before extraordinary items | $1,484,000 | 2,327 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,484,000 | 2,326 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,484,000 | 2,326 |
| Net charge-offs | $-2,000 | 4,025 |
| Cash dividends | $200,000 | 2,795 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,484,000 | 2,328 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,255,000 | 2,703 |
| Total interest expense | $388,000 | 2,064 |
| Net interest income | $1,867,000 | 2,807 |
| Provision for loan and lease losses | $145,000 | 1,208 |
| Total noninterest income | $101,000 | 4,101 |
| Gross Fiduciary activities income | $1,000 | 957 |
| Service charges on deposit accounts | $35,000 | 3,831 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 3,899 |
| Total noninterest expense | $1,053,000 | 3,444 |
| Salaries and employee benefits | $647,000 | 3,266 |
| Premises and equipment expense | $58,000 | 4,490 |
| Additional noninterest expense | $348,000 | 3,358 |
| Pre-tax net operating income | $770,000 | 2,448 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $106,000 | 2,133 |
| Income before extraordinary items | $664,000 | 2,450 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $664,000 | 2,449 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $664,000 | 2,450 |
| Net charge-offs | $-1,000 | 3,770 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $664,000 | 2,440 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,532,000 | 2,745 |
| Total interest expense | $1,334,000 | 2,090 |
| Net interest income | $7,198,000 | 2,832 |
| Provision for loan and lease losses | $521,000 | 1,415 |
| Total noninterest income | $365,000 | 4,290 |
| Gross Fiduciary activities income | $6,000 | 1,012 |
| Service charges on deposit accounts | $163,000 | 3,731 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $196,000 | 4,232 |
| Total noninterest expense | $4,005,000 | 3,547 |
| Salaries and employee benefits | $2,437,000 | 3,377 |
| Premises and equipment expense | $226,000 | 4,579 |
| Additional noninterest expense | $1,342,000 | 3,448 |
| Pre-tax net operating income | $3,037,000 | 2,463 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $738,000 | 2,129 |
| Income before extraordinary items | $2,299,000 | 2,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,299,000 | 2,456 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,299,000 | 2,456 |
| Net charge-offs | $429,000 | 1,193 |
| Cash dividends | $800,000 | 2,449 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,299,000 | 2,440 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,269,000 | 2,794 |
| Total interest expense | $938,000 | 2,175 |
| Net interest income | $5,331,000 | 2,879 |
| Provision for loan and lease losses | $110,000 | 2,569 |
| Total noninterest income | $369,000 | 3,988 |
| Gross Fiduciary activities income | $1,000 | 1,049 |
| Service charges on deposit accounts | $127,000 | 3,702 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $241,000 | 3,755 |
| Total noninterest expense | $2,844,000 | 3,667 |
| Salaries and employee benefits | $1,762,000 | 3,456 |
| Premises and equipment expense | $152,000 | 4,741 |
| Additional noninterest expense | $930,000 | 3,617 |
| Pre-tax net operating income | $2,746,000 | 2,209 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $695,000 | 1,799 |
| Income before extraordinary items | $2,051,000 | 2,367 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,051,000 | 2,366 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,051,000 | 2,367 |
| Net charge-offs | $92,000 | 2,006 |
| Cash dividends | $400,000 | 2,612 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,051,000 | 2,345 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,091,000 | 2,821 |
| Total interest expense | $593,000 | 2,217 |
| Net interest income | $3,498,000 | 2,901 |
| Provision for loan and lease losses | $110,000 | 2,170 |
| Total noninterest income | $220,000 | 4,152 |
| Gross Fiduciary activities income | $1,000 | 1,033 |
| Service charges on deposit accounts | $83,000 | 3,734 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $136,000 | 3,973 |
| Total noninterest expense | $1,836,000 | 3,750 |
| Salaries and employee benefits | $1,168,000 | 3,490 |
| Premises and equipment expense | $105,000 | 4,722 |
| Additional noninterest expense | $563,000 | 3,840 |
| Pre-tax net operating income | $1,772,000 | 2,209 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $452,000 | 1,795 |
| Income before extraordinary items | $1,320,000 | 2,371 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,320,000 | 2,372 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,320,000 | 2,372 |
| Net charge-offs | $105,000 | 1,482 |
| Cash dividends | $200,000 | 2,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,320,000 | 2,346 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,992,000 | 2,873 |
| Total interest expense | $288,000 | 2,244 |
| Net interest income | $1,704,000 | 2,957 |
| Provision for loan and lease losses | $110,000 | 1,381 |
| Total noninterest income | $99,000 | 4,289 |
| Gross Fiduciary activities income | $1,000 | 986 |
| Service charges on deposit accounts | $38,000 | 3,866 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $60,000 | 4,107 |
| Total noninterest expense | $919,000 | 3,787 |
| Salaries and employee benefits | $579,000 | 3,547 |
| Premises and equipment expense | $54,000 | 4,739 |
| Additional noninterest expense | $286,000 | 3,831 |
| Pre-tax net operating income | $774,000 | 2,353 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $190,000 | 1,925 |
| Income before extraordinary items | $584,000 | 2,500 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $584,000 | 2,499 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $584,000 | 2,500 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $200,000 | 1,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $584,000 | 2,479 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 2,845 |
| Total interest expense | $1,200,000 | 2,131 |
| Net interest income | $6,816,000 | 2,937 |
| Provision for loan and lease losses | $368,000 | 1,774 |
| Total noninterest income | $444,000 | 4,253 |
| Gross Fiduciary activities income | $6,000 | 1,044 |
| Service charges on deposit accounts | $175,000 | 3,754 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $263,000 | 4,085 |
| Total noninterest expense | $3,686,000 | 3,803 |
| Salaries and employee benefits | $2,301,000 | 3,563 |
| Premises and equipment expense | $243,000 | 4,658 |
| Additional noninterest expense | $1,142,000 | 3,935 |
| Pre-tax net operating income | $3,206,000 | 2,287 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $798,000 | 1,846 |
| Income before extraordinary items | $2,408,000 | 2,470 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,408,000 | 2,469 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,408,000 | 2,470 |
| Net charge-offs | $44,000 | 3,225 |
| Cash dividends | $800,000 | 2,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,408,000 | 2,419 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,980,000 | 2,862 |
| Total interest expense | $914,000 | 2,111 |
| Net interest income | $5,066,000 | 2,968 |
| Provision for loan and lease losses | $325,000 | 1,538 |
| Total noninterest income | $328,000 | 4,291 |
| Gross Fiduciary activities income | $1,000 | 1,085 |
| Service charges on deposit accounts | $136,000 | 3,740 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $191,000 | 4,164 |
| Total noninterest expense | $2,648,000 | 3,922 |
| Salaries and employee benefits | $1,605,000 | 3,692 |
| Premises and equipment expense | $169,000 | 4,776 |
| Additional noninterest expense | $874,000 | 3,914 |
| Pre-tax net operating income | $2,421,000 | 2,302 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $604,000 | 1,887 |
| Income before extraordinary items | $1,817,000 | 2,498 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,817,000 | 2,499 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,817,000 | 2,499 |
| Net charge-offs | $13,000 | 3,342 |
| Cash dividends | $400,000 | 2,621 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,817,000 | 2,447 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,957,000 | 2,884 |
| Total interest expense | $635,000 | 2,040 |
| Net interest income | $3,322,000 | 3,016 |
| Provision for loan and lease losses | $250,000 | 1,404 |
| Total noninterest income | $204,000 | 4,384 |
| Gross Fiduciary activities income | $1,000 | 1,067 |
| Service charges on deposit accounts | $89,000 | 3,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,299 |
| Total noninterest expense | $1,776,000 | 3,937 |
| Salaries and employee benefits | $1,098,000 | 3,679 |
| Premises and equipment expense | $105,000 | 4,902 |
| Additional noninterest expense | $573,000 | 3,974 |
| Pre-tax net operating income | $1,500,000 | 2,396 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $364,000 | 1,955 |
| Income before extraordinary items | $1,136,000 | 2,575 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,136,000 | 2,574 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,136,000 | 2,574 |
| Net charge-offs | $15,000 | 2,919 |
| Cash dividends | $200,000 | 2,834 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,136,000 | 2,512 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 2,883 |
| Total interest expense | $355,000 | 1,895 |
| Net interest income | $1,627,000 | 3,066 |
| Provision for loan and lease losses | $200,000 | 957 |
| Total noninterest income | $100,000 | 4,390 |
| Gross Fiduciary activities income | $1,000 | 1,021 |
| Service charges on deposit accounts | $42,000 | 3,837 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $57,000 | 4,264 |
| Total noninterest expense | $848,000 | 4,067 |
| Salaries and employee benefits | $535,000 | 3,760 |
| Premises and equipment expense | $51,000 | 4,973 |
| Additional noninterest expense | $262,000 | 4,173 |
| Pre-tax net operating income | $679,000 | 2,534 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $159,000 | 2,049 |
| Income before extraordinary items | $520,000 | 2,687 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $520,000 | 2,687 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $520,000 | 2,687 |
| Net charge-offs | $11,000 | 2,283 |
| Cash dividends | $200,000 | 1,921 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $520,000 | 2,640 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,039,000 | 3,101 |
| Total interest expense | $1,011,000 | 2,400 |
| Net interest income | $6,028,000 | 3,184 |
| Provision for loan and lease losses | $150,000 | 2,613 |
| Total noninterest income | $448,000 | 4,331 |
| Gross Fiduciary activities income | $6,000 | 1,079 |
| Service charges on deposit accounts | $171,000 | 3,942 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $271,000 | 4,103 |
| Total noninterest expense | $3,255,000 | 4,142 |
| Salaries and employee benefits | $1,984,000 | 3,920 |
| Premises and equipment expense | $220,000 | 4,954 |
| Additional noninterest expense | $1,051,000 | 4,206 |
| Pre-tax net operating income | $3,071,000 | 2,287 |
| Securities gains (losses) | $68,000 | 1,431 |
| Applicable income taxes | $741,000 | 1,876 |
| Income before extraordinary items | $2,398,000 | 2,405 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,398,000 | 2,407 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,398,000 | 2,407 |
| Net charge-offs | $273,000 | 1,698 |
| Cash dividends | $600,000 | 2,723 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,346,320 | 2,404 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,177,000 | 3,166 |
| Total interest expense | $747,000 | 2,451 |
| Net interest income | $4,430,000 | 3,250 |
| Provision for loan and lease losses | $150,000 | 2,243 |
| Total noninterest income | $333,000 | 4,377 |
| Gross Fiduciary activities income | $1,000 | 1,117 |
| Service charges on deposit accounts | $125,000 | 4,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $207,000 | 4,098 |
| Total noninterest expense | $2,241,000 | 4,370 |
| Salaries and employee benefits | $1,333,000 | 4,164 |
| Premises and equipment expense | $164,000 | 5,019 |
| Additional noninterest expense | $744,000 | 4,328 |
| Pre-tax net operating income | $2,372,000 | 2,267 |
| Securities gains (losses) | $68,000 | 1,275 |
| Applicable income taxes | $587,000 | 1,864 |
| Income before extraordinary items | $1,853,000 | 2,395 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,853,000 | 2,396 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,853,000 | 2,396 |
| Net charge-offs | $270,000 | 1,279 |
| Cash dividends | $400,000 | 2,537 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,801,320 | 2,403 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,370,000 | 3,236 |
| Total interest expense | $485,000 | 2,511 |
| Net interest income | $2,885,000 | 3,304 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $196,000 | 4,562 |
| Gross Fiduciary activities income | $1,000 | 1,108 |
| Service charges on deposit accounts | $81,000 | 4,049 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $114,000 | 4,377 |
| Total noninterest expense | $1,479,000 | 4,436 |
| Salaries and employee benefits | $893,000 | 4,193 |
| Premises and equipment expense | $102,000 | 5,166 |
| Additional noninterest expense | $484,000 | 4,412 |
| Pre-tax net operating income | $1,602,000 | 2,225 |
| Securities gains (losses) | $68,000 | 1,059 |
| Applicable income taxes | $396,000 | 1,858 |
| Income before extraordinary items | $1,274,000 | 2,323 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,274,000 | 2,325 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,274,000 | 2,325 |
| Net charge-offs | $42,000 | 2,461 |
| Cash dividends | $200,000 | 2,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,222,320 | 2,354 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,644,000 | 3,301 |
| Total interest expense | $237,000 | 2,585 |
| Net interest income | $1,407,000 | 3,365 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $106,000 | 4,444 |
| Gross Fiduciary activities income | $1,000 | 1,061 |
| Service charges on deposit accounts | $42,000 | 3,976 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $63,000 | 4,252 |
| Total noninterest expense | $760,000 | 4,403 |
| Salaries and employee benefits | $472,000 | 4,103 |
| Premises and equipment expense | $53,000 | 5,153 |
| Additional noninterest expense | $235,000 | 4,491 |
| Pre-tax net operating income | $753,000 | 2,296 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $178,000 | 1,938 |
| Income before extraordinary items | $575,000 | 2,465 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $575,000 | 2,468 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $575,000 | 2,467 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $200,000 | 1,824 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $575,000 | 2,396 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,513,000 | 3,340 |
| Total interest expense | $892,000 | 2,808 |
| Net interest income | $5,621,000 | 3,390 |
| Provision for loan and lease losses | $215,000 | 2,386 |
| Total noninterest income | $387,000 | 4,674 |
| Gross Fiduciary activities income | $6,000 | 1,107 |
| Service charges on deposit accounts | $185,000 | 4,042 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $196,000 | 4,561 |
| Total noninterest expense | $3,165,000 | 4,355 |
| Salaries and employee benefits | $1,966,000 | 4,018 |
| Premises and equipment expense | $233,000 | 5,127 |
| Additional noninterest expense | $966,000 | 4,522 |
| Pre-tax net operating income | $2,628,000 | 2,492 |
| Securities gains (losses) | $-73,000 | 6,296 |
| Applicable income taxes | $555,000 | 2,100 |
| Income before extraordinary items | $2,000,000 | 2,715 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,000,000 | 2,713 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,000,000 | 2,715 |
| Net charge-offs | $144,000 | 2,822 |
| Cash dividends | $600,000 | 2,623 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,056,940 | 2,600 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $4,761,000 | 3,427 |
| Total interest expense | $653,000 | 2,906 |
| Net interest income | $4,108,000 | 3,470 |
| Provision for loan and lease losses | $115,000 | 2,666 |
| Total noninterest income | $284,000 | 4,751 |
| Gross Fiduciary activities income | $1,000 | 1,152 |
| Service charges on deposit accounts | $138,000 | 4,104 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $145,000 | 4,614 |
| Total noninterest expense | $2,212,000 | 4,544 |
| Salaries and employee benefits | $1,304,000 | 4,307 |
| Premises and equipment expense | $182,000 | 5,099 |
| Additional noninterest expense | $726,000 | 4,537 |
| Pre-tax net operating income | $2,065,000 | 2,460 |
| Securities gains (losses) | $-73,000 | 6,409 |
| Applicable income taxes | $444,000 | 2,071 |
| Income before extraordinary items | $1,548,000 | 2,671 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,548,000 | 2,671 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,548,000 | 2,671 |
| Net charge-offs | $112,000 | 2,576 |
| Cash dividends | $400,000 | 2,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,604,940 | 2,559 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 3,502 |
| Total interest expense | $419,000 | 3,032 |
| Net interest income | $2,653,000 | 3,539 |
| Provision for loan and lease losses | $75,000 | 2,610 |
| Total noninterest income | $187,000 | 4,769 |
| Gross Fiduciary activities income | $1,000 | 1,132 |
| Service charges on deposit accounts | $93,000 | 4,066 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $93,000 | 4,666 |
| Total noninterest expense | $1,458,000 | 4,613 |
| Salaries and employee benefits | $872,000 | 4,336 |
| Premises and equipment expense | $123,000 | 5,127 |
| Additional noninterest expense | $463,000 | 4,648 |
| Pre-tax net operating income | $1,307,000 | 2,490 |
| Securities gains (losses) | $-73,000 | 6,520 |
| Applicable income taxes | $272,000 | 2,115 |
| Income before extraordinary items | $962,000 | 2,719 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $962,000 | 2,723 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $962,000 | 2,723 |
| Net charge-offs | $77,000 | 2,426 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,018,940 | 2,567 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,516,000 | 3,556 |
| Total interest expense | $208,000 | 3,080 |
| Net interest income | $1,308,000 | 3,580 |
| Provision for loan and lease losses | $75,000 | 1,807 |
| Total noninterest income | $117,000 | 4,388 |
| Gross Fiduciary activities income | $1,000 | 1,081 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $74,000 | 4,014 |
| Total noninterest expense | $713,000 | 4,700 |
| Salaries and employee benefits | $435,000 | 4,386 |
| Premises and equipment expense | $62,000 | 5,177 |
| Additional noninterest expense | $216,000 | 4,826 |
| Pre-tax net operating income | $637,000 | 2,476 |
| Securities gains (losses) | $-73,000 | 6,623 |
| Applicable income taxes | $104,000 | 2,325 |
| Income before extraordinary items | $460,000 | 2,726 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $460,000 | 2,729 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $460,000 | 2,729 |
| Net charge-offs | $73,000 | 1,577 |
| Cash dividends | $200,000 | 1,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $519,860 | 2,452 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,390,000 | 3,478 |
| Total interest expense | $843,000 | 3,331 |
| Net interest income | $5,547,000 | 3,453 |
| Provision for loan and lease losses | $150,000 | 3,263 |
| Total noninterest income | $371,000 | 4,854 |
| Gross Fiduciary activities income | $7,000 | 1,143 |
| Service charges on deposit accounts | $189,000 | 4,193 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $175,000 | 4,782 |
| Total noninterest expense | $3,223,000 | 4,445 |
| Salaries and employee benefits | $1,960,000 | 4,134 |
| Premises and equipment expense | $235,000 | 5,315 |
| Additional noninterest expense | $1,028,000 | 4,525 |
| Pre-tax net operating income | $2,545,000 | 2,441 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $522,000 | 2,106 |
| Income before extraordinary items | $2,023,000 | 2,581 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,023,000 | 2,584 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,023,000 | 2,584 |
| Net charge-offs | $98,000 | 3,754 |
| Cash dividends | $500,000 | 2,742 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,023,000 | 2,518 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,736,000 | 3,532 |
| Total interest expense | $631,000 | 3,418 |
| Net interest income | $4,105,000 | 3,505 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $255,000 | 5,053 |
| Gross Fiduciary activities income | $1,000 | 1,186 |
| Service charges on deposit accounts | $137,000 | 4,280 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $117,000 | 4,996 |
| Total noninterest expense | $2,252,000 | 4,621 |
| Salaries and employee benefits | $1,343,000 | 4,346 |
| Premises and equipment expense | $172,000 | 5,392 |
| Additional noninterest expense | $737,000 | 4,648 |
| Pre-tax net operating income | $2,108,000 | 2,332 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $460,000 | 1,998 |
| Income before extraordinary items | $1,648,000 | 2,462 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,648,000 | 2,467 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,648,000 | 2,467 |
| Net charge-offs | $-17,000 | 6,236 |
| Cash dividends | $300,000 | 2,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,648,000 | 2,393 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,097,000 | 3,582 |
| Total interest expense | $413,000 | 3,524 |
| Net interest income | $2,684,000 | 3,548 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $158,000 | 5,177 |
| Gross Fiduciary activities income | $1,000 | 1,167 |
| Service charges on deposit accounts | $87,000 | 4,347 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $70,000 | 5,155 |
| Total noninterest expense | $1,508,000 | 4,635 |
| Salaries and employee benefits | $919,000 | 4,314 |
| Premises and equipment expense | $116,000 | 5,365 |
| Additional noninterest expense | $473,000 | 4,736 |
| Pre-tax net operating income | $1,334,000 | 2,404 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $282,000 | 2,078 |
| Income before extraordinary items | $1,052,000 | 2,532 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,052,000 | 2,537 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,052,000 | 2,537 |
| Net charge-offs | $-19,000 | 6,311 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,052,000 | 2,428 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 3,634 |
| Total interest expense | $209,000 | 3,575 |
| Net interest income | $1,327,000 | 3,593 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $81,000 | 5,150 |
| Gross Fiduciary activities income | $1,000 | 1,109 |
| Service charges on deposit accounts | $46,000 | 4,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $34,000 | 5,178 |
| Total noninterest expense | $755,000 | 4,669 |
| Salaries and employee benefits | $446,000 | 4,426 |
| Premises and equipment expense | $63,000 | 5,237 |
| Additional noninterest expense | $246,000 | 4,686 |
| Pre-tax net operating income | $653,000 | 2,401 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $518,000 | 2,520 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $518,000 | 2,522 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $518,000 | 2,522 |
| Net charge-offs | $-14,000 | 6,319 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $518,000 | 2,434 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,283,000 | 3,714 |
| Total interest expense | $936,000 | 3,772 |
| Net interest income | $5,347,000 | 3,644 |
| Provision for loan and lease losses | $175,000 | 4,124 |
| Total noninterest income | $329,000 | 5,082 |
| Gross Fiduciary activities income | $6,000 | 1,174 |
| Service charges on deposit accounts | $186,000 | 4,405 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $137,000 | 5,025 |
| Total noninterest expense | $3,147,000 | 4,629 |
| Salaries and employee benefits | $1,956,000 | 4,188 |
| Premises and equipment expense | $220,000 | 5,576 |
| Additional noninterest expense | $971,000 | 4,863 |
| Pre-tax net operating income | $2,354,000 | 2,520 |
| Securities gains (losses) | $-30,000 | 6,816 |
| Applicable income taxes | $435,000 | 2,319 |
| Income before extraordinary items | $1,889,000 | 2,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,889,000 | 2,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,889,000 | 2,682 |
| Net charge-offs | $167,000 | 3,952 |
| Cash dividends | $1,100,000 | 1,831 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,913,300 | 2,548 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $4,650,000 | 3,811 |
| Total interest expense | $712,000 | 3,861 |
| Net interest income | $3,938,000 | 3,748 |
| Provision for loan and lease losses | $125,000 | 4,125 |
| Total noninterest income | $237,000 | 5,207 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $141,000 | 4,438 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $96,000 | 5,171 |
| Total noninterest expense | $2,244,000 | 4,785 |
| Salaries and employee benefits | $1,347,000 | 4,425 |
| Premises and equipment expense | $180,000 | 5,477 |
| Additional noninterest expense | $717,000 | 4,940 |
| Pre-tax net operating income | $1,806,000 | 2,543 |
| Securities gains (losses) | $-30,000 | 6,934 |
| Applicable income taxes | $339,000 | 2,342 |
| Income before extraordinary items | $1,437,000 | 2,715 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,437,000 | 2,716 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,437,000 | 2,715 |
| Net charge-offs | $91,000 | 4,059 |
| Cash dividends | $500,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,461,300 | 2,557 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,020,000 | 3,913 |
| Total interest expense | $462,000 | 4,017 |
| Net interest income | $2,558,000 | 3,830 |
| Provision for loan and lease losses | $50,000 | 4,550 |
| Total noninterest income | $151,000 | 5,291 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $94,000 | 4,425 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $57,000 | 5,321 |
| Total noninterest expense | $1,473,000 | 4,856 |
| Salaries and employee benefits | $880,000 | 4,493 |
| Premises and equipment expense | $121,000 | 5,484 |
| Additional noninterest expense | $472,000 | 5,000 |
| Pre-tax net operating income | $1,186,000 | 2,534 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $227,000 | 2,328 |
| Income before extraordinary items | $959,000 | 2,692 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $959,000 | 2,692 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $959,000 | 2,692 |
| Net charge-offs | $15,000 | 4,782 |
| Cash dividends | $200,000 | 2,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $959,000 | 2,559 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,494,000 | 3,982 |
| Total interest expense | $229,000 | 4,133 |
| Net interest income | $1,265,000 | 3,880 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $73,000 | 5,382 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $45,000 | 4,489 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $28,000 | 5,423 |
| Total noninterest expense | $730,000 | 4,897 |
| Salaries and employee benefits | $433,000 | 4,572 |
| Premises and equipment expense | $65,000 | 5,356 |
| Additional noninterest expense | $232,000 | 5,036 |
| Pre-tax net operating income | $608,000 | 2,506 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $119,000 | 2,273 |
| Income before extraordinary items | $489,000 | 2,667 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $489,000 | 2,669 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $489,000 | 2,670 |
| Net charge-offs | $8,000 | 4,117 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $489,000 | 2,536 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,042,000 | 4,036 |
| Total interest expense | $1,066,000 | 4,258 |
| Net interest income | $4,976,000 | 3,918 |
| Provision for loan and lease losses | $50,000 | 5,824 |
| Total noninterest income | $344,000 | 5,000 |
| Gross Fiduciary activities income | $6,000 | 1,141 |
| Service charges on deposit accounts | $200,000 | 4,372 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $138,000 | 4,947 |
| Total noninterest expense | $3,015,000 | 4,869 |
| Salaries and employee benefits | $1,775,000 | 4,500 |
| Premises and equipment expense | $252,000 | 5,579 |
| Additional noninterest expense | $988,000 | 4,923 |
| Pre-tax net operating income | $2,255,000 | 2,288 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $427,000 | 2,183 |
| Income before extraordinary items | $1,828,000 | 2,429 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,828,000 | 2,429 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,828,000 | 2,430 |
| Net charge-offs | $31,000 | 5,726 |
| Cash dividends | $700,000 | 2,035 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,828,000 | 2,344 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $4,469,000 | 4,123 |
| Total interest expense | $830,000 | 4,280 |
| Net interest income | $3,639,000 | 4,007 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $265,000 | 5,030 |
| Gross Fiduciary activities income | $1,000 | 1,199 |
| Service charges on deposit accounts | $147,000 | 4,441 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $117,000 | 4,899 |
| Total noninterest expense | $2,099,000 | 5,071 |
| Salaries and employee benefits | $1,214,000 | 4,748 |
| Premises and equipment expense | $179,000 | 5,753 |
| Additional noninterest expense | $706,000 | 5,062 |
| Pre-tax net operating income | $1,805,000 | 2,261 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $361,000 | 2,053 |
| Income before extraordinary items | $1,444,000 | 2,398 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,444,000 | 2,399 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,444,000 | 2,399 |
| Net charge-offs | $-47,000 | 7,247 |
| Cash dividends | $400,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,444,000 | 2,289 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $2,890,000 | 4,261 |
| Total interest expense | $570,000 | 4,311 |
| Net interest income | $2,320,000 | 4,152 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $152,000 | 5,290 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $94,000 | 4,500 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $58,000 | 5,303 |
| Total noninterest expense | $1,347,000 | 5,223 |
| Salaries and employee benefits | $801,000 | 4,813 |
| Premises and equipment expense | $113,000 | 5,874 |
| Additional noninterest expense | $433,000 | 5,338 |
| Pre-tax net operating income | $1,125,000 | 2,346 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $216,000 | 2,151 |
| Income before extraordinary items | $909,000 | 2,447 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $909,000 | 2,447 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $909,000 | 2,447 |
| Net charge-offs | $17,000 | 5,136 |
| Cash dividends | $400,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $909,000 | 2,358 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,418,000 | 4,336 |
| Total interest expense | $294,000 | 4,349 |
| Net interest income | $1,124,000 | 4,240 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $72,000 | 5,434 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $43,000 | 4,615 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $29,000 | 5,437 |
| Total noninterest expense | $661,000 | 5,299 |
| Salaries and employee benefits | $401,000 | 4,859 |
| Premises and equipment expense | $56,000 | 5,948 |
| Additional noninterest expense | $204,000 | 5,485 |
| Pre-tax net operating income | $535,000 | 2,440 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $101,000 | 2,164 |
| Income before extraordinary items | $434,000 | 2,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $434,000 | 2,501 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $434,000 | 2,502 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $434,000 | 2,455 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $5,971,000 | 4,336 |
| Total interest expense | $1,390,000 | 4,449 |
| Net interest income | $4,581,000 | 4,186 |
| Provision for loan and lease losses | $100,000 | 6,012 |
| Total noninterest income | $322,000 | 5,288 |
| Gross Fiduciary activities income | $6,000 | 1,203 |
| Service charges on deposit accounts | $209,000 | 4,327 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $107,000 | 5,372 |
| Total noninterest expense | $2,909,000 | 5,102 |
| Salaries and employee benefits | $1,677,000 | 4,735 |
| Premises and equipment expense | $284,000 | 5,544 |
| Additional noninterest expense | $948,000 | 5,230 |
| Pre-tax net operating income | $1,894,000 | 2,338 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $346,000 | 2,235 |
| Income before extraordinary items | $1,548,000 | 2,461 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,548,000 | 2,458 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,548,000 | 2,463 |
| Net charge-offs | $132,000 | 5,174 |
| Cash dividends | $1,200,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,548,000 | 2,360 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $4,448,000 | 4,437 |
| Total interest expense | $1,049,000 | 4,580 |
| Net interest income | $3,399,000 | 4,286 |
| Provision for loan and lease losses | $0 | 6,977 |
| Total noninterest income | $236,000 | 5,423 |
| Gross Fiduciary activities income | $1,000 | 1,261 |
| Service charges on deposit accounts | $158,000 | 4,390 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $77,000 | 5,538 |
| Total noninterest expense | $2,086,000 | 5,245 |
| Salaries and employee benefits | $1,157,000 | 5,019 |
| Premises and equipment expense | $203,000 | 5,712 |
| Additional noninterest expense | $726,000 | 5,171 |
| Pre-tax net operating income | $1,549,000 | 2,316 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $308,000 | 2,114 |
| Income before extraordinary items | $1,241,000 | 2,483 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,241,000 | 2,480 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,241,000 | 2,484 |
| Net charge-offs | $-34,000 | 7,605 |
| Cash dividends | $700,000 | 1,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,241,000 | 2,357 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,868,000 | 4,571 |
| Total interest expense | $696,000 | 4,703 |
| Net interest income | $2,172,000 | 4,398 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $151,000 | 5,475 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $106,000 | 4,388 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $45,000 | 5,714 |
| Total noninterest expense | $1,381,000 | 5,286 |
| Salaries and employee benefits | $773,000 | 5,024 |
| Premises and equipment expense | $129,000 | 5,826 |
| Additional noninterest expense | $479,000 | 5,200 |
| Pre-tax net operating income | $942,000 | 2,488 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $175,000 | 2,260 |
| Income before extraordinary items | $767,000 | 2,580 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $767,000 | 2,577 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $767,000 | 2,580 |
| Net charge-offs | $-27,000 | 7,628 |
| Cash dividends | $200,000 | 2,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $767,000 | 2,477 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,379,000 | 4,735 |
| Total interest expense | $346,000 | 4,858 |
| Net interest income | $1,033,000 | 4,579 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $71,000 | 5,623 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $49,000 | 4,514 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $22,000 | 5,834 |
| Total noninterest expense | $701,000 | 5,296 |
| Salaries and employee benefits | $385,000 | 5,104 |
| Premises and equipment expense | $64,000 | 5,914 |
| Additional noninterest expense | $252,000 | 5,096 |
| Pre-tax net operating income | $403,000 | 2,819 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $68,000 | 2,501 |
| Income before extraordinary items | $335,000 | 2,916 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $335,000 | 2,912 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $335,000 | 2,916 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $335,000 | 2,799 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $4,554,000 | 5,390 |
| Total interest expense | $1,284,000 | 5,514 |
| Net interest income | $3,270,000 | 5,154 |
| Provision for loan and lease losses | $20,000 | 7,177 |
| Total noninterest income | $255,000 | 5,874 |
| Gross Fiduciary activities income | $6,000 | 1,232 |
| Service charges on deposit accounts | $190,000 | 4,739 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $59,000 | 6,205 |
| Total noninterest expense | $2,199,000 | 6,006 |
| Salaries and employee benefits | $1,259,000 | 5,704 |
| Premises and equipment expense | $181,000 | 6,638 |
| Additional noninterest expense | $759,000 | 5,945 |
| Pre-tax net operating income | $1,306,000 | 2,573 |
| Securities gains (losses) | $2,000 | 3,583 |
| Applicable income taxes | $212,000 | 2,330 |
| Income before extraordinary items | $1,096,000 | 2,624 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,096,000 | 2,622 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,096,000 | 2,623 |
| Net charge-offs | $-13,000 | 7,874 |
| Cash dividends | $800,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,094,320 | 2,576 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,259,000 | 6,408 |
| Total interest expense | $661,000 | 6,413 |
| Net interest income | $1,598,000 | 6,230 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $97,000 | 6,867 |
| Gross Fiduciary activities income | $1,000 | 1,297 |
| Service charges on deposit accounts | $59,000 | 6,083 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $37,000 | 6,539 |
| Total noninterest expense | $977,000 | 7,072 |
| Salaries and employee benefits | $637,000 | 6,621 |
| Premises and equipment expense | $86,000 | 7,303 |
| Additional noninterest expense | $254,000 | 7,327 |
| Pre-tax net operating income | $718,000 | 3,285 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $90,000 | 2,952 |
| Income before extraordinary items | $629,000 | 3,308 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $629,000 | 3,306 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $629,000 | 3,308 |
| Net charge-offs | $-7,000 | 7,833 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $628,130 | 3,216 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,460,000 | 6,516 |
| Total interest expense | $445,000 | 6,506 |
| Net interest income | $1,015,000 | 6,358 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $59,000 | 7,006 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $38,000 | 6,142 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $21,000 | 6,756 |
| Total noninterest expense | $623,000 | 7,194 |
| Salaries and employee benefits | $420,000 | 6,708 |
| Premises and equipment expense | $58,000 | 7,366 |
| Additional noninterest expense | $145,000 | 7,564 |
| Pre-tax net operating income | $451,000 | 3,472 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $53,000 | 3,125 |
| Income before extraordinary items | $398,000 | 3,484 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $398,000 | 3,481 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $398,000 | 3,482 |
| Net charge-offs | $7,000 | 6,140 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $398,000 | 3,369 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $712,000 | 6,620 |
| Total interest expense | $222,000 | 6,621 |
| Net interest income | $490,000 | 6,446 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $28,000 | 7,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $19,000 | 6,115 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $9,000 | 6,953 |
| Total noninterest expense | $293,000 | 7,304 |
| Salaries and employee benefits | $201,000 | 6,841 |
| Premises and equipment expense | $30,000 | 7,367 |
| Additional noninterest expense | $62,000 | 7,672 |
| Pre-tax net operating income | $225,000 | 3,841 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $27,000 | 3,369 |
| Income before extraordinary items | $198,000 | 3,885 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $198,000 | 3,887 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $198,000 | 3,886 |
| Net charge-offs | $-1,000 | 7,151 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $198,000 | 3,729 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $3,038,000 | 6,596 |
| Total interest expense | $1,125,000 | 6,572 |
| Net interest income | $1,913,000 | 6,515 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $145,000 | 6,919 |
| Gross Fiduciary activities income | $6,000 | 1,269 |
| Service charges on deposit accounts | $79,000 | 6,207 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $60,000 | 6,572 |
| Total noninterest expense | $1,258,000 | 7,201 |
| Salaries and employee benefits | $821,000 | 6,853 |
| Premises and equipment expense | $99,000 | 7,632 |
| Additional noninterest expense | $338,000 | 7,288 |
| Pre-tax net operating income | $800,000 | 4,163 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $106,000 | 3,345 |
| Income before extraordinary items | $694,000 | 3,955 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $694,000 | 3,956 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,844 |
| Cash dividends | $650,000 | 2,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $694,000 | 4,094 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 6,660 |
| Total interest expense | $878,000 | 6,606 |
| Net interest income | $1,399,000 | 6,622 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $104,000 | 7,076 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 6,722 |
| Total noninterest expense | $898,000 | 7,284 |
| Salaries and employee benefits | $597,000 | 6,919 |
| Premises and equipment expense | $63,000 | 7,817 |
| Additional noninterest expense | $238,000 | 7,390 |
| Pre-tax net operating income | $605,000 | 4,632 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $80,000 | 3,785 |
| Income before extraordinary items | $525,000 | 4,354 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $525,000 | 4,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 5,412 |
| Cash dividends | $300,000 | 3,371 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $525,000 | 4,498 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,511,000 | 6,737 |
| Total interest expense | $607,000 | 6,659 |
| Net interest income | $904,000 | 6,709 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $67,000 | 7,184 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $41,000 | 6,214 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $26,000 | 6,950 |
| Total noninterest expense | $594,000 | 7,355 |
| Salaries and employee benefits | $400,000 | 6,970 |
| Premises and equipment expense | $44,000 | 7,818 |
| Additional noninterest expense | $150,000 | 7,512 |
| Pre-tax net operating income | $377,000 | 4,892 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $47,000 | 4,114 |
| Income before extraordinary items | $330,000 | 4,847 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $330,000 | 4,849 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 4,769 |
| Cash dividends | $150,000 | 3,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $330,000 | 4,778 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $781,000 | 6,764 |
| Total interest expense | $324,000 | 6,686 |
| Net interest income | $457,000 | 6,715 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $36,000 | 7,103 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $13,000 | 6,970 |
| Total noninterest expense | $302,000 | 7,360 |
| Salaries and employee benefits | $199,000 | 7,016 |
| Premises and equipment expense | $25,000 | 7,727 |
| Additional noninterest expense | $78,000 | 7,453 |
| Pre-tax net operating income | $191,000 | 5,036 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $25,000 | 4,203 |
| Income before extraordinary items | $166,000 | 5,052 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $166,000 | 5,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,539 |
| Cash dividends | $150,000 | 2,574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $166,000 | 4,935 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $3,393,000 | 6,587 |
| Total interest expense | $1,399,000 | 6,568 |
| Net interest income | $1,994,000 | 6,509 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $161,000 | 7,032 |
| Gross Fiduciary activities income | $6,000 | 1,314 |
| Service charges on deposit accounts | $92,000 | 6,127 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $63,000 | 6,845 |
| Total noninterest expense | $1,292,000 | 7,221 |
| Salaries and employee benefits | $891,000 | 6,731 |
| Premises and equipment expense | $84,000 | 7,921 |
| Additional noninterest expense | $317,000 | 7,461 |
| Pre-tax net operating income | $863,000 | 5,031 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $150,000 | 4,132 |
| Income before extraordinary items | $715,000 | 5,009 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $715,000 | 5,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 8,165 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $713,340 | 4,999 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $2,548,000 | 6,616 |
| Total interest expense | $1,049,000 | 6,602 |
| Net interest income | $1,499,000 | 6,533 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $110,000 | 7,206 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $40,000 | 7,060 |
| Total noninterest expense | $948,000 | 7,240 |
| Salaries and employee benefits | $652,000 | 6,751 |
| Premises and equipment expense | $64,000 | 7,889 |
| Additional noninterest expense | $232,000 | 7,483 |
| Pre-tax net operating income | $661,000 | 5,237 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $118,000 | 4,282 |
| Income before extraordinary items | $545,000 | 5,218 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $545,000 | 5,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,048 |
| Cash dividends | $300,000 | 3,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $543,360 | 5,205 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,695,000 | 6,674 |
| Total interest expense | $699,000 | 6,621 |
| Net interest income | $996,000 | 6,592 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $64,000 | 7,407 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $43,000 | 6,285 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $21,000 | 7,329 |
| Total noninterest expense | $630,000 | 7,293 |
| Salaries and employee benefits | $440,000 | 6,781 |
| Premises and equipment expense | $44,000 | 7,907 |
| Additional noninterest expense | $146,000 | 7,614 |
| Pre-tax net operating income | $430,000 | 5,360 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $75,000 | 4,410 |
| Income before extraordinary items | $355,000 | 5,317 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $355,000 | 5,317 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-22,000 | 8,040 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $355,000 | 5,306 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $835,000 | 6,727 |
| Total interest expense | $340,000 | 6,698 |
| Net interest income | $495,000 | 6,633 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $27,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $18,000 | 6,477 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $9,000 | 7,488 |
| Total noninterest expense | $290,000 | 7,490 |
| Salaries and employee benefits | $214,000 | 6,882 |
| Premises and equipment expense | $19,000 | 8,063 |
| Additional noninterest expense | $57,000 | 7,938 |
| Pre-tax net operating income | $232,000 | 5,212 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $44,000 | 4,256 |
| Income before extraordinary items | $188,000 | 5,210 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $188,000 | 5,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,295 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $188,000 | 5,193 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $3,227,000 | 6,611 |
| Total interest expense | $1,238,000 | 6,532 |
| Net interest income | $1,989,000 | 6,565 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $150,000 | 7,313 |
| Gross Fiduciary activities income | $5,000 | 1,355 |
| Service charges on deposit accounts | $98,000 | 6,179 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $47,000 | 7,312 |
| Total noninterest expense | $1,260,000 | 7,290 |
| Salaries and employee benefits | $863,000 | 6,768 |
| Premises and equipment expense | $99,000 | 7,811 |
| Additional noninterest expense | $298,000 | 7,600 |
| Pre-tax net operating income | $879,000 | 5,457 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $143,000 | 4,655 |
| Income before extraordinary items | $736,000 | 5,396 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $736,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,171 |
| Cash dividends | $710,000 | 3,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $736,000 | 5,387 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $2,393,000 | 6,669 |
| Total interest expense | $901,000 | 6,557 |
| Net interest income | $1,492,000 | 6,637 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $76,000 | 6,210 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,477 |
| Total noninterest expense | $894,000 | 7,398 |
| Salaries and employee benefits | $624,000 | 6,851 |
| Premises and equipment expense | $68,000 | 7,948 |
| Additional noninterest expense | $202,000 | 7,770 |
| Pre-tax net operating income | $705,000 | 5,523 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $123,000 | 4,714 |
| Income before extraordinary items | $582,000 | 5,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $582,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 8,111 |
| Cash dividends | $380,000 | 3,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $582,000 | 5,424 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,567,000 | 6,699 |
| Total interest expense | $576,000 | 6,575 |
| Net interest income | $991,000 | 6,682 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $68,000 | 7,542 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $49,000 | 6,273 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $19,000 | 7,607 |
| Total noninterest expense | $602,000 | 7,417 |
| Salaries and employee benefits | $421,000 | 6,855 |
| Premises and equipment expense | $47,000 | 7,912 |
| Additional noninterest expense | $134,000 | 7,785 |
| Pre-tax net operating income | $457,000 | 5,614 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $74,000 | 4,861 |
| Income before extraordinary items | $383,000 | 5,480 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $383,000 | 5,482 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 7,977 |
| Cash dividends | $180,000 | 3,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $383,000 | 5,474 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $769,000 | 6,727 |
| Total interest expense | $274,000 | 6,602 |
| Net interest income | $495,000 | 6,712 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $32,000 | 7,592 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $23,000 | 6,323 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,631 |
| Total noninterest expense | $299,000 | 7,441 |
| Salaries and employee benefits | $213,000 | 6,833 |
| Premises and equipment expense | $24,000 | 7,898 |
| Additional noninterest expense | $62,000 | 7,889 |
| Pre-tax net operating income | $228,000 | 5,556 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $192,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,173 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $192,000 | 5,438 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 6,606 |
| Total interest expense | $994,000 | 6,310 |
| Net interest income | $1,987,000 | 6,652 |
| Provision for loan and lease losses | $20,000 | 6,489 |
| Total noninterest income | $166,000 | 7,346 |
| Gross Fiduciary activities income | $6,000 | 1,363 |
| Service charges on deposit accounts | $119,000 | 6,011 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $41,000 | 7,593 |
| Total noninterest expense | $1,245,000 | 7,326 |
| Salaries and employee benefits | $857,000 | 6,761 |
| Premises and equipment expense | $110,000 | 7,752 |
| Additional noninterest expense | $278,000 | 7,768 |
| Pre-tax net operating income | $888,000 | 5,661 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $128,000 | 5,157 |
| Income before extraordinary items | $760,000 | 5,471 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $760,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,318 |
| Cash dividends | $725,000 | 3,004 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $760,000 | 5,445 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,220,000 | 6,621 |
| Total interest expense | $722,000 | 6,277 |
| Net interest income | $1,498,000 | 6,680 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $122,000 | 7,395 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $91,000 | 6,020 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $31,000 | 7,617 |
| Total noninterest expense | $862,000 | 7,477 |
| Salaries and employee benefits | $589,000 | 6,975 |
| Premises and equipment expense | $80,000 | 7,786 |
| Additional noninterest expense | $193,000 | 7,883 |
| Pre-tax net operating income | $758,000 | 5,465 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $127,000 | 5,016 |
| Income before extraordinary items | $631,000 | 5,333 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $631,000 | 5,336 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,186 |
| Cash dividends | $300,000 | 3,493 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $631,000 | 5,298 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,458,000 | 6,632 |
| Total interest expense | $464,000 | 6,230 |
| Net interest income | $994,000 | 6,676 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $74,000 | 7,525 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $57,000 | 6,097 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $17,000 | 7,791 |
| Total noninterest expense | $570,000 | 7,499 |
| Salaries and employee benefits | $395,000 | 6,952 |
| Premises and equipment expense | $54,000 | 7,770 |
| Additional noninterest expense | $121,000 | 7,967 |
| Pre-tax net operating income | $498,000 | 5,497 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $81,000 | 5,065 |
| Income before extraordinary items | $417,000 | 5,339 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $417,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,119 |
| Cash dividends | $300,000 | 2,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $417,000 | 5,300 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $714,000 | 6,701 |
| Total interest expense | $224,000 | 6,246 |
| Net interest income | $490,000 | 6,763 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $38,000 | 7,492 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $29,000 | 6,046 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $283,000 | 7,572 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $29,000 | 7,764 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $245,000 | 5,488 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $40,000 | 5,043 |
| Income before extraordinary items | $205,000 | 5,351 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $205,000 | 5,352 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,322 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $205,000 | 5,322 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,738,000 | 6,668 |
| Total interest expense | $845,000 | 6,105 |
| Net interest income | $1,893,000 | 6,769 |
| Provision for loan and lease losses | $35,000 | 6,319 |
| Total noninterest income | $165,000 | 7,466 |
| Gross Fiduciary activities income | $6,000 | 1,382 |
| Service charges on deposit accounts | $113,000 | 6,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $46,000 | 7,502 |
| Total noninterest expense | $1,204,000 | 7,436 |
| Salaries and employee benefits | $765,000 | 7,057 |
| Premises and equipment expense | $132,000 | 7,558 |
| Additional noninterest expense | $307,000 | 7,660 |
| Pre-tax net operating income | $819,000 | 5,732 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $136,000 | 5,220 |
| Income before extraordinary items | $686,000 | 5,642 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $686,000 | 5,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,491 |
| Cash dividends | $650,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $683,510 | 5,590 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,028,000 | 6,713 |
| Total interest expense | $629,000 | 6,133 |
| Net interest income | $1,399,000 | 6,825 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $117,000 | 7,596 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $85,000 | 6,315 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $844,000 | 7,549 |
| Salaries and employee benefits | $546,000 | 7,140 |
| Premises and equipment expense | $98,000 | 7,564 |
| Additional noninterest expense | $200,000 | 7,906 |
| Pre-tax net operating income | $672,000 | 5,606 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $123,000 | 5,104 |
| Income before extraordinary items | $552,000 | 5,569 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $552,000 | 5,569 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $300,000 | 3,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $549,540 | 5,511 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,323,000 | 6,809 |
| Total interest expense | $415,000 | 6,190 |
| Net interest income | $908,000 | 6,930 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $70,000 | 7,781 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $52,000 | 6,467 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $18,000 | 7,850 |
| Total noninterest expense | $552,000 | 7,631 |
| Salaries and employee benefits | $363,000 | 7,206 |
| Premises and equipment expense | $65,000 | 7,603 |
| Additional noninterest expense | $124,000 | 8,044 |
| Pre-tax net operating income | $426,000 | 5,706 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $75,000 | 5,193 |
| Income before extraordinary items | $351,000 | 5,668 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $351,000 | 5,668 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $300,000 | 2,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $351,000 | 5,580 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $657,000 | 6,867 |
| Total interest expense | $204,000 | 6,297 |
| Net interest income | $453,000 | 6,958 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $8,000 | 7,967 |
| Total noninterest expense | $279,000 | 7,647 |
| Salaries and employee benefits | $183,000 | 7,218 |
| Premises and equipment expense | $34,000 | 7,562 |
| Additional noninterest expense | $62,000 | 8,094 |
| Pre-tax net operating income | $201,000 | 5,810 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $34,000 | 5,263 |
| Income before extraordinary items | $167,000 | 5,759 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $167,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,968 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $167,000 | 5,634 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $2,769,000 | 6,779 |
| Total interest expense | $926,000 | 6,325 |
| Net interest income | $1,843,000 | 6,837 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $150,000 | 7,803 |
| Gross Fiduciary activities income | $5,000 | 1,443 |
| Service charges on deposit accounts | $97,000 | 6,604 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $48,000 | 7,613 |
| Total noninterest expense | $1,133,000 | 7,611 |
| Salaries and employee benefits | $718,000 | 7,241 |
| Premises and equipment expense | $149,000 | 7,409 |
| Additional noninterest expense | $266,000 | 7,998 |
| Pre-tax net operating income | $720,000 | 5,940 |
| Securities gains (losses) | $1,000 | 4,307 |
| Applicable income taxes | $113,000 | 5,591 |
| Income before extraordinary items | $608,000 | 5,921 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $608,000 | 5,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,313 |
| Cash dividends | $600,000 | 3,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $607,160 | 5,749 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,089,000 | 6,834 |
| Total interest expense | $714,000 | 6,414 |
| Net interest income | $1,375,000 | 6,886 |
| Provision for loan and lease losses | $130,000 | 4,216 |
| Total noninterest income | $109,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $74,000 | 6,631 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 7,674 |
| Total noninterest expense | $820,000 | 7,679 |
| Salaries and employee benefits | $515,000 | 7,327 |
| Premises and equipment expense | $109,000 | 7,481 |
| Additional noninterest expense | $196,000 | 8,027 |
| Pre-tax net operating income | $534,000 | 6,146 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $83,000 | 5,769 |
| Income before extraordinary items | $451,000 | 6,091 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $451,000 | 6,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,464 |
| Cash dividends | $300,000 | 3,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $451,000 | 5,922 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,391,000 | 6,893 |
| Total interest expense | $487,000 | 6,470 |
| Net interest income | $904,000 | 6,936 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $69,000 | 7,980 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $46,000 | 6,735 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $23,000 | 7,664 |
| Total noninterest expense | $545,000 | 7,715 |
| Salaries and employee benefits | $348,000 | 7,310 |
| Premises and equipment expense | $71,000 | 7,525 |
| Additional noninterest expense | $126,000 | 8,097 |
| Pre-tax net operating income | $428,000 | 5,698 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $69,000 | 5,571 |
| Income before extraordinary items | $359,000 | 5,664 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $359,000 | 5,662 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,405 |
| Cash dividends | $300,000 | 2,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $359,000 | 5,457 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $692,000 | 6,939 |
| Total interest expense | $248,000 | 6,516 |
| Net interest income | $444,000 | 6,995 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $39,000 | 7,793 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $22,000 | 6,745 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $17,000 | 7,158 |
| Total noninterest expense | $261,000 | 7,832 |
| Salaries and employee benefits | $173,000 | 7,350 |
| Premises and equipment expense | $35,000 | 7,597 |
| Additional noninterest expense | $53,000 | 8,408 |
| Pre-tax net operating income | $222,000 | 5,581 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $43,000 | 5,304 |
| Income before extraordinary items | $180,000 | 5,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $180,000 | 5,580 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $179,190 | 5,397 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,938,000 | 6,920 |
| Total interest expense | $1,202,000 | 6,416 |
| Net interest income | $1,736,000 | 7,060 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $161,000 | 7,707 |
| Gross Fiduciary activities income | $20,000 | 1,286 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $50,000 | 7,605 |
| Total noninterest expense | $1,078,000 | 7,762 |
| Salaries and employee benefits | $652,000 | 7,494 |
| Premises and equipment expense | $164,000 | 7,257 |
| Additional noninterest expense | $262,000 | 8,086 |
| Pre-tax net operating income | $819,000 | 5,709 |
| Securities gains (losses) | $-4,000 | 8,797 |
| Applicable income taxes | $168,000 | 5,356 |
| Income before extraordinary items | $647,000 | 5,770 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $647,000 | 5,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 6,091 |
| Cash dividends | $625,000 | 3,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $650,160 | 5,615 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,444,000 | 6,808 |
| Total interest expense | $1,717,000 | 6,570 |
| Net interest income | $1,727,000 | 6,935 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $174,000 | 7,585 |
| Gross Fiduciary activities income | $6,000 | 1,512 |
| Service charges on deposit accounts | $103,000 | 6,520 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $65,000 | 7,257 |
| Total noninterest expense | $1,272,000 | 7,284 |
| Salaries and employee benefits | $755,000 | 6,963 |
| Premises and equipment expense | $135,000 | 7,770 |
| Additional noninterest expense | $382,000 | 7,291 |
| Pre-tax net operating income | $597,000 | 6,180 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $102,000 | 5,984 |
| Income before extraordinary items | $498,000 | 6,093 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $498,000 | 6,095 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,648 |
| Cash dividends | $500,000 | 3,435 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $495,510 | 5,983 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,450,000 | 6,977 |
| Total interest expense | $1,818,000 | 6,564 |
| Net interest income | $1,632,000 | 7,241 |
| Provision for loan and lease losses | $10,000 | 7,963 |
| Total noninterest income | $182,000 | 7,459 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $113,000 | 6,341 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 7,208 |
| Total noninterest expense | $1,063,000 | 7,833 |
| Salaries and employee benefits | $636,000 | 7,515 |
| Premises and equipment expense | $124,000 | 8,022 |
| Additional noninterest expense | $303,000 | 7,921 |
| Pre-tax net operating income | $741,000 | 6,070 |
| Securities gains (losses) | $-2,000 | 7,578 |
| Applicable income taxes | $156,000 | 5,851 |
| Income before extraordinary items | $583,000 | 5,926 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $583,000 | 5,924 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $300,000 | 4,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $584,580 | 5,932 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,262,000 | 7,081 |
| Total interest expense | $1,567,000 | 6,806 |
| Net interest income | $1,695,000 | 7,207 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $134,000 | 8,330 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $88,000 | 6,960 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 8,198 |
| Total noninterest expense | $1,022,000 | 8,055 |
| Salaries and employee benefits | $615,000 | 7,671 |
| Premises and equipment expense | $110,000 | 8,434 |
| Additional noninterest expense | $297,000 | 8,144 |
| Pre-tax net operating income | $627,000 | 6,614 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $118,000 | 6,683 |
| Income before extraordinary items | $508,000 | 6,384 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $508,000 | 6,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $121,000 | 3,224 |
| Cash dividends | $1,225,000 | 1,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $508,810 | 6,361 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,187,000 | 7,304 |
| Total interest expense | $1,523,000 | 7,141 |
| Net interest income | $1,664,000 | 7,353 |
| Provision for loan and lease losses | $20,000 | 7,729 |
| Total noninterest income | $130,000 | 8,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 7,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $53,000 | 8,063 |
| Total noninterest expense | $857,000 | 8,578 |
| Salaries and employee benefits | $509,000 | 8,304 |
| Premises and equipment expense | $77,000 | 9,215 |
| Additional noninterest expense | $271,000 | 8,393 |
| Pre-tax net operating income | $917,000 | 5,681 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $223,000 | 5,916 |
| Income before extraordinary items | $695,000 | 5,641 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $695,000 | 5,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 4,888 |
| Cash dividends | $300,000 | 4,531 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $694,240 | 5,530 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,090,000 | 7,644 |
| Total interest expense | $1,425,000 | 7,527 |
| Net interest income | $1,665,000 | 7,630 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $114,000 | 9,164 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $85,000 | 7,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 9,379 |
| Total noninterest expense | $808,000 | 9,005 |
| Salaries and employee benefits | $490,000 | 8,682 |
| Premises and equipment expense | $76,000 | 9,545 |
| Additional noninterest expense | $242,000 | 8,940 |
| Pre-tax net operating income | $886,000 | 6,194 |
| Securities gains (losses) | $9,000 | 2,430 |
| Applicable income taxes | $217,000 | 6,654 |
| Income before extraordinary items | $678,000 | 5,988 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $678,000 | 5,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $300,000 | 4,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $671,160 | 5,974 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 7,913 |
| Total interest expense | $1,437,000 | 7,738 |
| Net interest income | $1,628,000 | 7,955 |
| Provision for loan and lease losses | $40,000 | 6,972 |
| Total noninterest income | $102,000 | 9,859 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,081 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $25,000 | 10,117 |
| Total noninterest expense | $893,000 | 9,084 |
| Salaries and employee benefits | $557,000 | 8,425 |
| Premises and equipment expense | $82,000 | 9,755 |
| Additional noninterest expense | $254,000 | 9,355 |
| Pre-tax net operating income | $797,000 | 6,520 |
| Securities gains (losses) | $43,000 | 1,439 |
| Applicable income taxes | $203,000 | 7,091 |
| Income before extraordinary items | $637,000 | 6,055 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $637,000 | 6,057 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 6,379 |
| Cash dividends | $300,000 | 4,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $604,320 | 6,187 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,055,000 | 8,133 |
| Total interest expense | $1,341,000 | 8,146 |
| Net interest income | $1,714,000 | 7,981 |
| Provision for loan and lease losses | $25,000 | 7,325 |
| Total noninterest income | $99,000 | 10,299 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $67,000 | 8,689 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $32,000 | 10,138 |
| Total noninterest expense | $824,000 | 9,665 |
| Salaries and employee benefits | $502,000 | 9,095 |
| Premises and equipment expense | $75,000 | 10,348 |
| Additional noninterest expense | $247,000 | 9,853 |
| Pre-tax net operating income | $964,000 | 6,134 |
| Securities gains (losses) | $25,000 | 1,741 |
| Applicable income taxes | $252,000 | 6,622 |
| Income before extraordinary items | $737,000 | 5,778 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $737,000 | 5,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,500 |
| Cash dividends | $250,000 | 4,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $718,250 | 5,852 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,739,000 | 8,483 |
| Total interest expense | $1,007,000 | 8,664 |
| Net interest income | $1,732,000 | 8,220 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $86,000 | 11,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $64,000 | 9,216 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $763,000 | 10,407 |
| Salaries and employee benefits | $450,000 | 9,832 |
| Premises and equipment expense | $59,000 | 11,335 |
| Additional noninterest expense | $254,000 | 10,478 |
| Pre-tax net operating income | $1,055,000 | 5,734 |
| Securities gains (losses) | $38,000 | 1,321 |
| Applicable income taxes | $301,000 | 5,865 |
| Income before extraordinary items | $792,000 | 5,402 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $792,000 | 5,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,875 |
| Cash dividends | $200,000 | 5,405 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $764,640 | 5,604 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,642,000 | 8,923 |
| Total interest expense | $982,000 | 9,191 |
| Net interest income | $1,660,000 | 8,612 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $85,000 | 11,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 9,720 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 11,580 |
| Total noninterest expense | $765,000 | 10,846 |
| Salaries and employee benefits | $431,000 | 10,325 |
| Premises and equipment expense | $67,000 | 11,617 |
| Additional noninterest expense | $267,000 | 10,864 |
| Pre-tax net operating income | $980,000 | 5,970 |
| Securities gains (losses) | $7,000 | 5,826 |
| Applicable income taxes | $277,000 | 6,387 |
| Income before extraordinary items | $710,000 | 6,055 |
| Extraordinary gains, net | $65,000 | 1,965 |
| Net income | $775,000 | 5,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $200,000 | 5,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $704,960 | 5,816 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,817,000 | 9,291 |
| Total interest expense | $1,119,000 | 9,907 |
| Net interest income | $1,698,000 | 8,653 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $100,000 | 11,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $60,000 | 9,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 11,059 |
| Total noninterest expense | $729,000 | 11,358 |
| Salaries and employee benefits | $433,000 | 10,482 |
| Premises and equipment expense | $59,000 | 12,326 |
| Additional noninterest expense | $237,000 | 11,712 |
| Pre-tax net operating income | $1,069,000 | 5,366 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $314,000 | 5,748 |
| Income before extraordinary items | $756,000 | 5,600 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $756,000 | 5,659 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-135,000 | 13,789 |
| Cash dividends | $50,000 | 7,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $755,290 | 5,269 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.