Home > Citizens Bank & Trust Company > Income and Expense

Citizens Bank & Trust Company, Income and Expense

Basic Info Reviews History Routing Number Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$19,767,000	1,904
Total interest expense	$5,221,000	1,969
Net interest income	$14,546,000	1,855
Provision for loan and lease losses	$600,000	1,141
Total noninterest income	$1,747,000	2,156
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$719,000	1,295
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,028,000	2,256
Total noninterest expense	$10,905,000	1,932
Salaries and employee benefits	$5,937,000	1,983
Premises and equipment expense	$1,259,000	1,746
Additional noninterest expense	$1,028,000	2,256
Pre-tax net operating income	$4,788,000	1,968
Securities gains (losses)	$0	988
Applicable income taxes	$963,000	1,464
Income before extraordinary items	$3,825,000	2,039
Extraordinary gains, net	$0	54
Net income	$3,825,000	2,064
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,825,000	2,042
Net charge-offs	$330,000	925
Cash dividends	$710,000	2,481
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$3,825,000	2,071
2023-09-30 (YTD Data)		Rank
Total interest income	$14,441,000	1,909
Total interest expense	$3,306,000	2,058
Net interest income	$11,135,000	1,840
Provision for loan and lease losses	$450,000	1,058
Total noninterest income	$1,113,000	2,307
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$535,000	1,299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$578,000	2,545
Total noninterest expense	$7,624,000	2,017
Salaries and employee benefits	$4,026,000	2,091
Premises and equipment expense	$921,000	1,786
Additional noninterest expense	$578,000	2,544
Pre-tax net operating income	$4,174,000	1,856
Securities gains (losses)	$0	849
Applicable income taxes	$1,063,000	1,244
Income before extraordinary items	$3,111,000	2,018
Extraordinary gains, net	$0	52
Net income	$3,111,000	2,037
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,111,000	2,018
Net charge-offs	$250,000	790
Cash dividends	$710,000	1,979
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,111,000	2,037
2023-06-30 (YTD Data)		Rank
Total interest income	$9,363,000	1,924
Total interest expense	$1,727,000	2,181
Net interest income	$7,636,000	1,804
Provision for loan and lease losses	$300,000	1,014
Total noninterest income	$735,000	2,275
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$354,000	1,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$381,000	2,513
Total noninterest expense	$5,267,000	1,974
Salaries and employee benefits	$2,940,000	1,988
Premises and equipment expense	$597,000	1,810
Additional noninterest expense	$381,000	2,508
Pre-tax net operating income	$2,804,000	1,828
Securities gains (losses)	$0	938
Applicable income taxes	$738,000	1,222
Income before extraordinary items	$2,066,000	2,026
Extraordinary gains, net	$0	51
Net income	$2,066,000	2,050
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,066,000	2,026
Net charge-offs	$14,000	1,687
Cash dividends	$500,000	1,943
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,066,000	2,036
2023-03-31 (YTD Data)		Rank
Total interest income	$4,631,000	1,915
Total interest expense	$720,000	2,205
Net interest income	$3,911,000	1,786
Provision for loan and lease losses	$150,000	1,007
Total noninterest income	$383,000	2,228
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$176,000	1,308
Trading account gains and fees	NA	NA
Additional Noninterest Income	$207,000	2,396
Total noninterest expense	$2,583,000	2,020
Salaries and employee benefits	$1,372,000	2,095
Premises and equipment expense	$275,000	1,929
Additional noninterest expense	$207,000	2,396
Pre-tax net operating income	$1,561,000	1,737
Securities gains (losses)	$0	950
Applicable income taxes	$382,000	1,192
Income before extraordinary items	$1,179,000	1,885
Extraordinary gains, net	$0	4
Net income	$1,179,000	1,885
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,179,000	1,885
Net charge-offs	$20,000	1,117
Cash dividends	$300,000	1,564
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,179,000	1,905
2022-12-31 (YTD Data)		Rank
Total interest income	$15,714,000	1,880
Total interest expense	$1,188,000	2,196
Net interest income	$14,526,000	1,830
Provision for loan and lease losses	$600,000	1,102
Total noninterest income	$1,609,000	2,265
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$702,000	1,342
Trading account gains and fees	NA	NA
Additional Noninterest Income	$907,000	2,432
Total noninterest expense	$10,233,000	1,980
Salaries and employee benefits	$5,658,000	2,022
Premises and equipment expense	$1,246,000	1,760
Additional noninterest expense	$907,000	2,432
Pre-tax net operating income	$5,302,000	1,971
Securities gains (losses)	$0	691
Applicable income taxes	$1,064,000	1,500
Income before extraordinary items	$4,238,000	2,029
Extraordinary gains, net	$0	5
Net income	$4,238,000	2,028
Minority interest net income	$0	63
Net income of bank and minority interests.	$4,238,000	2,028
Net charge-offs	$577,000	548
Cash dividends	$810,000	2,320
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,238,000	2,052
2022-09-30 (YTD Data)		Rank
Total interest income	$11,205,000	1,901
Total interest expense	$701,000	2,192
Net interest income	$10,504,000	1,851
Provision for loan and lease losses	$450,000	1,008
Total noninterest income	$1,045,000	2,438
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$173,000	2,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$872,000	2,212
Total noninterest expense	$7,349,000	2,028
Salaries and employee benefits	$4,050,000	2,075
Premises and equipment expense	$922,000	1,795
Additional noninterest expense	$872,000	2,212
Pre-tax net operating income	$3,750,000	2,011
Securities gains (losses)	$0	740
Applicable income taxes	$805,000	1,498
Income before extraordinary items	$2,945,000	2,110
Extraordinary gains, net	$0	4
Net income	$2,945,000	2,110
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,945,000	2,109
Net charge-offs	$229,000	656
Cash dividends	$810,000	1,831
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,945,000	2,137
2022-06-30 (YTD Data)		Rank
Total interest income	$7,019,000	1,941
Total interest expense	$353,000	2,441
Net interest income	$6,666,000	1,884
Provision for loan and lease losses	$300,000	908
Total noninterest income	$669,000	2,479
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$114,000	2,617
Trading account gains and fees	NA	NA
Additional Noninterest Income	$555,000	2,279
Total noninterest expense	$4,887,000	2,022
Salaries and employee benefits	$2,753,000	2,050
Premises and equipment expense	$593,000	1,838
Additional noninterest expense	$1,541,000	1,957
Pre-tax net operating income	$2,148,000	2,111
Securities gains (losses)	$0	687
Applicable income taxes	$577,000	1,381
Income before extraordinary items	$1,571,000	2,287
Extraordinary gains, net	$0	4
Net income	$1,571,000	2,287
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,571,000	2,287
Net charge-offs	$81,000	797
Cash dividends	$500,000	1,877
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,571,000	2,322
2022-03-31 (YTD Data)		Rank
Total interest income	$3,511,000	1,886
Total interest expense	$157,000	2,568
Net interest income	$3,354,000	1,835
Provision for loan and lease losses	$150,000	763
Total noninterest income	$321,000	2,507
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$57,000	2,586
Trading account gains and fees	NA	NA
Additional Noninterest Income	$264,000	2,318
Total noninterest expense	$2,496,000	1,983
Salaries and employee benefits	$1,440,000	1,990
Premises and equipment expense	$287,000	1,896
Additional noninterest expense	$769,000	1,934
Pre-tax net operating income	$1,029,000	2,066
Securities gains (losses)	$0	623
Applicable income taxes	$349,000	1,195
Income before extraordinary items	$680,000	2,390
Extraordinary gains, net	$0	4
Net income	$680,000	2,388
Minority interest net income	$0	50
Net income of bank and minority interests.	$680,000	2,390
Net charge-offs	$-6,000	3,738
Cash dividends	$200,000	1,712
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$680,000	2,413
2021-12-31 (YTD Data)		Rank
Total interest income	$14,811,000	1,885
Total interest expense	$787,000	2,542
Net interest income	$14,024,000	1,820
Provision for loan and lease losses	$900,000	663
Total noninterest income	$1,467,000	2,563
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$581,000	1,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	2,729
Total noninterest expense	$9,383,000	2,057
Salaries and employee benefits	$5,309,000	2,097
Premises and equipment expense	$1,120,000	1,904
Additional noninterest expense	$2,954,000	2,010
Pre-tax net operating income	$5,208,000	1,998
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,182,000	1,485
Income before extraordinary items	$4,026,000	2,149
Extraordinary gains, net	$0	10
Net income	$4,026,000	2,150
Minority interest net income	$0	74
Net income of bank and minority interests.	$4,026,000	2,150
Net charge-offs	$13,000	2,203
Cash dividends	$1,867,000	1,614
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$4,026,000	2,120
2021-09-30 (YTD Data)		Rank
Total interest income	$11,300,000	1,891
Total interest expense	$632,000	2,537
Net interest income	$10,668,000	1,821
Provision for loan and lease losses	$675,000	630
Total noninterest income	$956,000	2,762
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$421,000	1,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$535,000	3,002
Total noninterest expense	$6,773,000	2,126
Salaries and employee benefits	$3,814,000	2,158
Premises and equipment expense	$833,000	1,939
Additional noninterest expense	$2,126,000	2,073
Pre-tax net operating income	$4,176,000	2,001
Securities gains (losses)	$0	2,015
Applicable income taxes	$994,000	1,459
Income before extraordinary items	$3,182,000	2,174
Extraordinary gains, net	$0	8
Net income	$3,182,000	2,173
Minority interest net income	$0	69
Net income of bank and minority interests.	$3,182,000	2,174
Net charge-offs	$-21,000	3,900
Cash dividends	$1,267,000	1,534
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$3,182,000	2,143
2021-06-30 (YTD Data)		Rank
Total interest income	$7,506,000	1,897
Total interest expense	$456,000	2,503
Net interest income	$7,050,000	1,817
Provision for loan and lease losses	$450,000	658
Total noninterest income	$633,000	2,732
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$269,000	1,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	2,959
Total noninterest expense	$4,477,000	2,130
Salaries and employee benefits	$2,532,000	2,158
Premises and equipment expense	$576,000	1,890
Additional noninterest expense	$1,369,000	2,092
Pre-tax net operating income	$2,756,000	1,984
Securities gains (losses)	$0	1,818
Applicable income taxes	$655,000	1,469
Income before extraordinary items	$2,101,000	2,156
Extraordinary gains, net	$0	6
Net income	$2,101,000	2,156
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,101,000	2,156
Net charge-offs	$-4,000	3,475
Cash dividends	$757,000	1,605
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,101,000	2,126
2021-03-31 (YTD Data)		Rank
Total interest income	$3,957,000	1,812
Total interest expense	$243,000	2,486
Net interest income	$3,714,000	1,742
Provision for loan and lease losses	$225,000	730
Total noninterest income	$328,000	2,694
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$139,000	1,424
Trading account gains and fees	NA	NA
Additional Noninterest Income	$189,000	2,897
Total noninterest expense	$2,224,000	2,120
Salaries and employee benefits	$1,288,000	2,123
Premises and equipment expense	$261,000	2,021
Additional noninterest expense	$675,000	2,076
Pre-tax net operating income	$1,593,000	1,807
Securities gains (losses)	$0	1,392
Applicable income taxes	$366,000	1,376
Income before extraordinary items	$1,227,000	1,966
Extraordinary gains, net	$0	3
Net income	$1,227,000	1,966
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,227,000	1,966
Net charge-offs	$14,000	1,259
Cash dividends	$757,000	916
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,227,000	1,930
2020-12-31 (YTD Data)		Rank
Total interest income	$14,014,000	1,983
Total interest expense	$1,727,000	2,165
Net interest income	$12,287,000	1,913
Provision for loan and lease losses	$825,000	1,802
Total noninterest income	$1,352,000	2,550
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$613,000	1,388
Trading account gains and fees	NA	NA
Additional Noninterest Income	$739,000	2,762
Total noninterest expense	$8,877,000	2,120
Salaries and employee benefits	$5,133,000	2,118
Premises and equipment expense	$1,131,000	1,872
Additional noninterest expense	$2,613,000	2,138
Pre-tax net operating income	$3,937,000	2,089
Securities gains (losses)	$0	2,675
Applicable income taxes	$801,000	1,606
Income before extraordinary items	$3,136,000	2,247
Extraordinary gains, net	$0	4
Net income	$3,136,000	2,247
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,136,000	2,247
Net charge-offs	$705,000	805
Cash dividends	$916,000	2,314
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$3,136,000	2,189
2020-09-30 (YTD Data)		Rank
Total interest income	$10,370,000	2,011
Total interest expense	$1,422,000	2,108
Net interest income	$8,948,000	1,959
Provision for loan and lease losses	$600,000	1,810
Total noninterest income	$947,000	2,588
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$459,000	1,377
Trading account gains and fees	NA	NA
Additional Noninterest Income	$488,000	2,866
Total noninterest expense	$6,650,000	2,106
Salaries and employee benefits	$3,829,000	2,097
Premises and equipment expense	$853,000	1,860
Additional noninterest expense	$1,968,000	2,097
Pre-tax net operating income	$2,645,000	2,218
Securities gains (losses)	$0	2,494
Applicable income taxes	$588,000	1,614
Income before extraordinary items	$2,057,000	2,418
Extraordinary gains, net	$0	4
Net income	$2,057,000	2,418
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,057,000	2,418
Net charge-offs	$268,000	1,085
Cash dividends	$716,000	2,006
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,057,000	2,361
2020-06-30 (YTD Data)		Rank
Total interest income	$6,913,000	2,031
Total interest expense	$1,044,000	2,089
Net interest income	$5,869,000	2,001
Provision for loan and lease losses	$375,000	1,842
Total noninterest income	$646,000	2,511
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$314,000	1,358
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,798
Total noninterest expense	$4,483,000	2,083
Salaries and employee benefits	$2,547,000	2,108
Premises and equipment expense	$555,000	1,883
Additional noninterest expense	$1,381,000	2,015
Pre-tax net operating income	$1,657,000	2,261
Securities gains (losses)	$0	2,249
Applicable income taxes	$407,000	1,516
Income before extraordinary items	$1,250,000	2,493
Extraordinary gains, net	$0	4
Net income	$1,250,000	2,492
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,250,000	2,493
Net charge-offs	$87,000	1,432
Cash dividends	$406,000	2,147
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,250,000	2,458
2020-03-31 (YTD Data)		Rank
Total interest income	$3,547,000	1,992
Total interest expense	$587,000	2,081
Net interest income	$2,960,000	1,934
Provision for loan and lease losses	$150,000	1,627
Total noninterest income	$381,000	2,236
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$191,000	1,339
Trading account gains and fees	NA	NA
Additional Noninterest Income	$190,000	2,494
Total noninterest expense	$2,161,000	2,159
Salaries and employee benefits	$1,289,000	2,102
Premises and equipment expense	$266,000	1,966
Additional noninterest expense	$606,000	2,234
Pre-tax net operating income	$1,030,000	1,794
Securities gains (losses)	$0	1,705
Applicable income taxes	$237,000	1,256
Income before extraordinary items	$793,000	1,994
Extraordinary gains, net	$0	4
Net income	$793,000	1,994
Minority interest net income	$0	56
Net income of bank and minority interests.	$793,000	1,994
Net charge-offs	$-6,000	4,282
Cash dividends	$306,000	1,625
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$793,000	1,960
2019-12-31 (YTD Data)		Rank
Total interest income	$14,247,000	2,007
Total interest expense	$2,492,000	2,048
Net interest income	$11,755,000	1,954
Provision for loan and lease losses	$600,000	1,331
Total noninterest income	$1,879,000	2,032
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,023,000	1,124
Trading account gains and fees	NA	NA
Additional Noninterest Income	$856,000	2,434
Total noninterest expense	$8,885,000	2,094
Salaries and employee benefits	$5,119,000	2,076
Premises and equipment expense	$1,075,000	1,945
Additional noninterest expense	$2,691,000	2,097
Pre-tax net operating income	$4,149,000	2,004
Securities gains (losses)	$0	2,379
Applicable income taxes	$800,000	1,599
Income before extraordinary items	$3,349,000	2,140
Extraordinary gains, net	$0	11
Net income	$3,349,000	2,142
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,349,000	2,142
Net charge-offs	$285,000	1,391
Cash dividends	$517,000	2,954
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$3,349,000	2,103
2019-09-30 (YTD Data)		Rank
Total interest income	$10,687,000	2,023
Total interest expense	$1,875,000	2,058
Net interest income	$8,812,000	1,982
Provision for loan and lease losses	$450,000	1,249
Total noninterest income	$1,341,000	2,086
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$778,000	1,118
Trading account gains and fees	NA	NA
Additional Noninterest Income	$563,000	2,593
Total noninterest expense	$6,457,000	2,139
Salaries and employee benefits	$3,662,000	2,155
Premises and equipment expense	$820,000	1,929
Additional noninterest expense	$1,975,000	2,135
Pre-tax net operating income	$3,246,000	2,013
Securities gains (losses)	$0	2,167
Applicable income taxes	$743,000	1,481
Income before extraordinary items	$2,503,000	2,197
Extraordinary gains, net	$0	11
Net income	$2,503,000	2,197
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,503,000	2,198
Net charge-offs	$65,000	2,050
Cash dividends	$517,000	2,451
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,503,000	2,161
2019-06-30 (YTD Data)		Rank
Total interest income	$7,035,000	2,041
Total interest expense	$1,220,000	2,074
Net interest income	$5,815,000	2,002
Provision for loan and lease losses	$300,000	1,195
Total noninterest income	$835,000	2,153
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$496,000	1,142
Trading account gains and fees	NA	NA
Additional Noninterest Income	$339,000	2,686
Total noninterest expense	$4,308,000	2,150
Salaries and employee benefits	$2,464,000	2,139
Premises and equipment expense	$533,000	1,962
Additional noninterest expense	$1,311,000	2,153
Pre-tax net operating income	$2,042,000	2,066
Securities gains (losses)	$0	1,702
Applicable income taxes	$467,000	1,503
Income before extraordinary items	$1,575,000	2,261
Extraordinary gains, net	$0	11
Net income	$1,575,000	2,261
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,575,000	2,261
Net charge-offs	$52,000	1,798
Cash dividends	$257,000	2,688
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,575,000	2,230
2019-03-31 (YTD Data)		Rank
Total interest income	$3,485,000	2,055
Total interest expense	$602,000	2,051
Net interest income	$2,883,000	2,017
Provision for loan and lease losses	$150,000	1,133
Total noninterest income	$396,000	2,177
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$215,000	1,242
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	2,525
Total noninterest expense	$2,183,000	2,142
Salaries and employee benefits	$1,262,000	2,118
Premises and equipment expense	$271,000	1,977
Additional noninterest expense	$650,000	2,156
Pre-tax net operating income	$946,000	2,126
Securities gains (losses)	$0	1,087
Applicable income taxes	$211,000	1,540
Income before extraordinary items	$735,000	2,294
Extraordinary gains, net	$0	5
Net income	$735,000	2,293
Minority interest net income	$0	52
Net income of bank and minority interests.	$735,000	2,293
Net charge-offs	$-26,000	4,931
Cash dividends	$257,000	1,845
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$735,000	2,274
2018-12-31 (YTD Data)		Rank
Total interest income	$12,975,000	2,082
Total interest expense	$1,681,000	2,165
Net interest income	$11,294,000	2,039
Provision for loan and lease losses	$360,000	1,765
Total noninterest income	$1,597,000	2,260
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$795,000	1,379
Trading account gains and fees	NA	NA
Additional Noninterest Income	$802,000	2,495
Total noninterest expense	$8,617,000	2,131
Salaries and employee benefits	$4,842,000	2,154
Premises and equipment expense	$1,087,000	1,933
Additional noninterest expense	$2,688,000	2,102
Pre-tax net operating income	$3,914,000	2,139
Securities gains (losses)	$0	1,125
Applicable income taxes	$779,000	1,605
Income before extraordinary items	$3,135,000	2,257
Extraordinary gains, net	$0	6
Net income	$3,135,000	2,255
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,135,000	2,256
Net charge-offs	$116,000	2,045
Cash dividends	$567,000	2,860
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,135,000	2,255
2018-09-30 (YTD Data)		Rank
Total interest income	$9,521,000	2,101
Total interest expense	$1,153,000	2,230
Net interest income	$8,368,000	2,063
Provision for loan and lease losses	$270,000	1,667
Total noninterest income	$1,095,000	2,378
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$608,000	1,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$487,000	2,792
Total noninterest expense	$6,330,000	2,159
Salaries and employee benefits	$3,521,000	2,198
Premises and equipment expense	$797,000	1,976
Additional noninterest expense	$2,012,000	2,110
Pre-tax net operating income	$2,863,000	2,191
Securities gains (losses)	$0	1,118
Applicable income taxes	$618,000	1,605
Income before extraordinary items	$2,245,000	2,336
Extraordinary gains, net	$0	5
Net income	$2,245,000	2,335
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,245,000	2,335
Net charge-offs	$65,000	2,020
Cash dividends	$567,000	2,263
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,245,000	2,333
2018-06-30 (YTD Data)		Rank
Total interest income	$6,234,000	2,119
Total interest expense	$695,000	2,300
Net interest income	$5,539,000	2,081
Provision for loan and lease losses	$180,000	1,601
Total noninterest income	$752,000	2,348
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$404,000	1,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$348,000	2,711
Total noninterest expense	$4,293,000	2,148
Salaries and employee benefits	$2,366,000	2,202
Premises and equipment expense	$526,000	2,000
Additional noninterest expense	$1,401,000	2,048
Pre-tax net operating income	$1,818,000	2,229
Securities gains (losses)	$0	961
Applicable income taxes	$395,000	1,629
Income before extraordinary items	$1,423,000	2,386
Extraordinary gains, net	$0	6
Net income	$1,423,000	2,385
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,423,000	2,385
Net charge-offs	$15,000	2,411
Cash dividends	$310,000	2,446
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,423,000	2,380
2018-03-31 (YTD Data)		Rank
Total interest income	$3,066,000	2,130
Total interest expense	$321,000	2,347
Net interest income	$2,745,000	2,098
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$407,000	2,234
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$207,000	1,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$200,000	2,489
Total noninterest expense	$2,180,000	2,138
Salaries and employee benefits	$1,211,000	2,178
Premises and equipment expense	$273,000	1,990
Additional noninterest expense	$696,000	2,053
Pre-tax net operating income	$882,000	2,221
Securities gains (losses)	$0	735
Applicable income taxes	$177,000	1,688
Income before extraordinary items	$705,000	2,363
Extraordinary gains, net	$0	7
Net income	$705,000	2,362
Minority interest net income	$0	52
Net income of bank and minority interests.	$705,000	2,363
Net charge-offs	$20,000	1,662
Cash dividends	$310,000	1,564
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$705,000	2,355
2017-12-31 (YTD Data)		Rank
Total interest income	$11,119,000	2,255
Total interest expense	$849,000	2,841
Net interest income	$10,270,000	2,178
Provision for loan and lease losses	$390,000	1,681
Total noninterest income	$1,678,000	2,255
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$793,000	1,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$885,000	2,435
Total noninterest expense	$8,269,000	2,206
Salaries and employee benefits	$4,726,000	2,172
Premises and equipment expense	$1,070,000	2,013
Additional noninterest expense	$2,473,000	2,278
Pre-tax net operating income	$3,289,000	2,332
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,626,000	1,466
Income before extraordinary items	$1,663,000	2,975
Extraordinary gains, net	$0	9
Net income	$1,663,000	2,974
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,663,000	2,975
Net charge-offs	$66,000	2,776
Cash dividends	$470,000	3,034
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$1,663,000	2,957
2017-09-30 (YTD Data)		Rank
Total interest income	$8,118,000	2,297
Total interest expense	$570,000	2,998
Net interest income	$7,548,000	2,226
Provision for loan and lease losses	$200,000	2,013
Total noninterest income	$1,135,000	2,407
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$578,000	1,469
Trading account gains and fees	NA	NA
Additional Noninterest Income	$557,000	2,682
Total noninterest expense	$6,047,000	2,269
Salaries and employee benefits	$3,490,000	2,211
Premises and equipment expense	$793,000	2,029
Additional noninterest expense	$1,764,000	2,365
Pre-tax net operating income	$2,436,000	2,405
Securities gains (losses)	$0	2,274
Applicable income taxes	$818,000	1,644
Income before extraordinary items	$1,618,000	2,730
Extraordinary gains, net	$0	9
Net income	$1,618,000	2,729
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,618,000	2,730
Net charge-offs	$27,000	2,833
Cash dividends	$470,000	2,479
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,618,000	2,713
2017-06-30 (YTD Data)		Rank
Total interest income	$5,282,000	2,322
Total interest expense	$360,000	3,054
Net interest income	$4,922,000	2,248
Provision for loan and lease losses	$120,000	2,050
Total noninterest income	$766,000	2,406
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$370,000	1,507
Trading account gains and fees	NA	NA
Additional Noninterest Income	$396,000	2,593
Total noninterest expense	$4,070,000	2,253
Salaries and employee benefits	$2,370,000	2,184
Premises and equipment expense	$526,000	2,036
Additional noninterest expense	$1,174,000	2,368
Pre-tax net operating income	$1,498,000	2,490
Securities gains (losses)	$0	1,906
Applicable income taxes	$494,000	1,709
Income before extraordinary items	$1,004,000	2,810
Extraordinary gains, net	$0	11
Net income	$1,004,000	2,810
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,004,000	2,810
Net charge-offs	$11,000	2,863
Cash dividends	$210,000	2,791
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,004,000	2,797
2017-03-31 (YTD Data)		Rank
Total interest income	$2,551,000	2,388
Total interest expense	$169,000	3,157
Net interest income	$2,382,000	2,305
Provision for loan and lease losses	$60,000	1,878
Total noninterest income	$410,000	2,310
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$185,000	1,498
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	2,423
Total noninterest expense	$2,055,000	2,257
Salaries and employee benefits	$1,224,000	2,168
Premises and equipment expense	$255,000	2,115
Additional noninterest expense	$576,000	2,395
Pre-tax net operating income	$677,000	2,591
Securities gains (losses)	$0	1,153
Applicable income taxes	$217,000	1,792
Income before extraordinary items	$460,000	2,890
Extraordinary gains, net	$0	8
Net income	$460,000	2,890
Minority interest net income	$0	55
Net income of bank and minority interests.	$460,000	2,890
Net charge-offs	$-4,000	4,579
Cash dividends	$210,000	1,915
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$460,000	2,873
2016-12-31 (YTD Data)		Rank
Total interest income	$9,928,000	2,412
Total interest expense	$598,000	3,342
Net interest income	$9,330,000	2,315
Provision for loan and lease losses	$240,000	2,221
Total noninterest income	$1,759,000	2,270
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$735,000	1,553
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,024,000	2,380
Total noninterest expense	$8,090,000	2,266
Salaries and employee benefits	$4,621,000	2,224
Premises and equipment expense	$1,078,000	2,018
Additional noninterest expense	$2,391,000	2,397
Pre-tax net operating income	$2,759,000	2,520
Securities gains (losses)	$0	3,212
Applicable income taxes	$857,000	1,788
Income before extraordinary items	$1,902,000	2,879
Extraordinary gains, net	$0	5
Net income	$1,902,000	2,878
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,902,000	2,878
Net charge-offs	$104,000	2,581
Cash dividends	$720,000	2,566
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,902,000	2,832
2016-09-30 (YTD Data)		Rank
Total interest income	$7,396,000	2,428
Total interest expense	$436,000	3,393
Net interest income	$6,960,000	2,326
Provision for loan and lease losses	$180,000	2,135
Total noninterest income	$1,244,000	2,351
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$558,000	1,532
Trading account gains and fees	$0	169
Additional Noninterest Income	$686,000	2,514
Total noninterest expense	$5,944,000	2,309
Salaries and employee benefits	$3,419,000	2,242
Premises and equipment expense	$813,000	2,018
Additional noninterest expense	$1,712,000	2,493
Pre-tax net operating income	$2,080,000	2,550
Securities gains (losses)	$0	3,160
Applicable income taxes	$703,000	1,752
Income before extraordinary items	$1,377,000	2,951
Extraordinary gains, net	$0	5
Net income	$1,377,000	2,951
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,377,000	2,951
Net charge-offs	$26,000	2,997
Cash dividends	$720,000	2,021
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,377,000	2,900
2016-06-30 (YTD Data)		Rank
Total interest income	$4,878,000	2,460
Total interest expense	$286,000	3,441
Net interest income	$4,592,000	2,352
Provision for loan and lease losses	$120,000	2,108
Total noninterest income	$779,000	2,424
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$380,000	1,491
Trading account gains and fees	$0	157
Additional Noninterest Income	$399,000	2,667
Total noninterest expense	$3,962,000	2,319
Salaries and employee benefits	$2,287,000	2,246
Premises and equipment expense	$547,000	2,000
Additional noninterest expense	$1,128,000	2,524
Pre-tax net operating income	$1,289,000	2,640
Securities gains (losses)	$0	2,835
Applicable income taxes	$437,000	1,797
Income before extraordinary items	$852,000	3,067
Extraordinary gains, net	$0	16
Net income	$852,000	3,065
Minority interest net income	$0	71
Net income of bank and minority interests.	$852,000	3,066
Net charge-offs	$79,000	1,834
Cash dividends	$510,000	1,943
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$852,000	3,004
2016-03-31 (YTD Data)		Rank
Total interest income	$2,418,000	2,466
Total interest expense	$139,000	3,525
Net interest income	$2,279,000	2,371
Provision for loan and lease losses	$60,000	1,948
Total noninterest income	$425,000	2,282
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$200,000	1,426
Trading account gains and fees	$0	142
Additional Noninterest Income	$225,000	2,479
Total noninterest expense	$1,932,000	2,372
Salaries and employee benefits	$1,129,000	2,272
Premises and equipment expense	$346,000	1,654
Additional noninterest expense	$457,000	2,947
Pre-tax net operating income	$712,000	2,463
Securities gains (losses)	$0	2,077
Applicable income taxes	$236,000	1,702
Income before extraordinary items	$476,000	2,833
Extraordinary gains, net	$0	12
Net income	$476,000	2,832
Minority interest net income	$0	62
Net income of bank and minority interests.	$476,000	2,833
Net charge-offs	$-139,000	5,933
Cash dividends	$210,000	1,893
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$476,000	2,788
2015-12-31 (YTD Data)		Rank
Total interest income	$9,521,000	2,465
Total interest expense	$488,000	3,764
Net interest income	$9,033,000	2,344
Provision for loan and lease losses	$360,000	1,703
Total noninterest income	$1,607,000	2,396
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$792,000	1,493
Trading account gains and fees	$0	159
Additional Noninterest Income	$815,000	2,625
Total noninterest expense	$7,622,000	2,402
Salaries and employee benefits	$4,183,000	2,392
Premises and equipment expense	$1,516,000	1,520
Additional noninterest expense	$1,923,000	2,869
Pre-tax net operating income	$2,658,000	2,525
Securities gains (losses)	$0	3,216
Applicable income taxes	$771,000	1,839
Income before extraordinary items	$1,887,000	2,833
Extraordinary gains, net	$0	23
Net income	$1,887,000	2,835
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,887,000	2,836
Net charge-offs	$276,000	1,687
Cash dividends	$518,000	2,883
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,887,000	2,788
2015-09-30 (YTD Data)		Rank
Total interest income	$7,125,000	2,491
Total interest expense	$359,000	3,861
Net interest income	$6,766,000	2,359
Provision for loan and lease losses	$270,000	1,610
Total noninterest income	$1,122,000	2,507
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$587,000	1,523
Trading account gains and fees	$0	153
Additional Noninterest Income	$535,000	2,821
Total noninterest expense	$5,552,000	2,462
Salaries and employee benefits	$3,072,000	2,447
Premises and equipment expense	$1,068,000	1,616
Additional noninterest expense	$1,412,000	2,923
Pre-tax net operating income	$2,066,000	2,515
Securities gains (losses)	$0	3,031
Applicable income taxes	$733,000	1,659
Income before extraordinary items	$1,333,000	2,996
Extraordinary gains, net	$0	21
Net income	$1,333,000	2,996
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,333,000	2,997
Net charge-offs	$-14,000	5,255
Cash dividends	$518,000	2,272
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$1,333,000	2,935
2015-06-30 (YTD Data)		Rank
Total interest income	$4,684,000	2,522
Total interest expense	$234,000	3,945
Net interest income	$4,450,000	2,386
Provision for loan and lease losses	$180,000	1,603
Total noninterest income	$758,000	2,500
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$388,000	1,510
Trading account gains and fees	$0	157
Additional Noninterest Income	$370,000	2,777
Total noninterest expense	$3,682,000	2,479
Salaries and employee benefits	$2,048,000	2,464
Premises and equipment expense	$697,000	1,668
Additional noninterest expense	$937,000	2,951
Pre-tax net operating income	$1,346,000	2,527
Securities gains (losses)	$0	2,636
Applicable income taxes	$480,000	1,669
Income before extraordinary items	$866,000	3,024
Extraordinary gains, net	$0	22
Net income	$866,000	3,024
Minority interest net income	$0	75
Net income of bank and minority interests.	$866,000	3,026
Net charge-offs	$-4,000	4,963
Cash dividends	$208,000	2,739
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$866,000	2,961
2015-03-31 (YTD Data)		Rank
Total interest income	$2,329,000	2,540
Total interest expense	$118,000	3,970
Net interest income	$2,211,000	2,402
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$407,000	2,378
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$192,000	1,495
Trading account gains and fees	$0	152
Additional Noninterest Income	$215,000	2,537
Total noninterest expense	$1,853,000	2,477
Salaries and employee benefits	$1,040,000	2,436
Premises and equipment expense	$349,000	1,687
Additional noninterest expense	$464,000	2,954
Pre-tax net operating income	$675,000	2,485
Securities gains (losses)	$0	2,027
Applicable income taxes	$232,000	1,668
Income before extraordinary items	$443,000	2,945
Extraordinary gains, net	$0	13
Net income	$443,000	2,948
Minority interest net income	$0	64
Net income of bank and minority interests.	$443,000	2,948
Net charge-offs	$-5,000	5,132
Cash dividends	$208,000	1,814
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$443,000	2,869
2014-12-31 (YTD Data)		Rank
Total interest income	$9,427,000	2,539
Total interest expense	$511,000	3,973
Net interest income	$8,916,000	2,379
Provision for loan and lease losses	$240,000	2,251
Total noninterest income	$1,527,000	2,480
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$770,000	1,627
Trading account gains and fees	$0	180
Additional Noninterest Income	$757,000	2,714
Total noninterest expense	$7,093,000	2,590
Salaries and employee benefits	$3,762,000	2,628
Premises and equipment expense	$1,417,000	1,648
Additional noninterest expense	$1,914,000	2,987
Pre-tax net operating income	$3,110,000	2,216
Securities gains (losses)	$0	3,259
Applicable income taxes	$927,000	1,623
Income before extraordinary items	$2,183,000	2,537
Extraordinary gains, net	$0	17
Net income	$2,183,000	2,537
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,183,000	2,537
Net charge-offs	$263,000	2,166
Cash dividends	$410,000	3,084
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,183,000	2,502
2014-09-30 (YTD Data)		Rank
Total interest income	$7,077,000	2,548
Total interest expense	$392,000	3,996
Net interest income	$6,685,000	2,391
Provision for loan and lease losses	$180,000	2,177
Total noninterest income	$1,032,000	2,661
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$576,000	1,643
Trading account gains and fees	$0	174
Additional Noninterest Income	$456,000	3,034
Total noninterest expense	$5,217,000	2,630
Salaries and employee benefits	$2,800,000	2,641
Premises and equipment expense	$1,042,000	1,702
Additional noninterest expense	$1,375,000	3,082
Pre-tax net operating income	$2,320,000	2,263
Securities gains (losses)	$0	2,980
Applicable income taxes	$817,000	1,492
Income before extraordinary items	$1,503,000	2,719
Extraordinary gains, net	$0	15
Net income	$1,503,000	2,719
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,503,000	2,719
Net charge-offs	$245,000	1,784
Cash dividends	$410,000	2,430
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,503,000	2,677
2014-06-30 (YTD Data)		Rank
Total interest income	$4,682,000	2,567
Total interest expense	$270,000	3,965
Net interest income	$4,412,000	2,405
Provision for loan and lease losses	$120,000	2,134
Total noninterest income	$699,000	2,600
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$384,000	1,622
Trading account gains and fees	$0	172
Additional Noninterest Income	$315,000	2,973
Total noninterest expense	$3,454,000	2,647
Salaries and employee benefits	$1,873,000	2,651
Premises and equipment expense	$673,000	1,764
Additional noninterest expense	$908,000	3,118
Pre-tax net operating income	$1,537,000	2,234
Securities gains (losses)	$0	2,580
Applicable income taxes	$541,000	1,471
Income before extraordinary items	$996,000	2,647
Extraordinary gains, net	$0	20
Net income	$996,000	2,651
Minority interest net income	$0	80
Net income of bank and minority interests.	$996,000	2,651
Net charge-offs	$-42,000	6,106
Cash dividends	$210,000	2,663
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$996,000	2,603
2014-03-31 (YTD Data)		Rank
Total interest income	$2,302,000	2,595
Total interest expense	$141,000	3,923
Net interest income	$2,161,000	2,444
Provision for loan and lease losses	$60,000	2,013
Total noninterest income	$376,000	2,468
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$197,000	1,569
Trading account gains and fees	$0	147
Additional Noninterest Income	$179,000	2,720
Total noninterest expense	$1,729,000	2,651
Salaries and employee benefits	$938,000	2,669
Premises and equipment expense	$329,000	1,827
Additional noninterest expense	$462,000	3,073
Pre-tax net operating income	$748,000	2,212
Securities gains (losses)	$0	1,715
Applicable income taxes	$247,000	1,518
Income before extraordinary items	$501,000	2,567
Extraordinary gains, net	$0	16
Net income	$501,000	2,570
Minority interest net income	$0	66
Net income of bank and minority interests.	$501,000	2,570
Net charge-offs	$-29,000	6,160
Cash dividends	$210,000	1,712
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$501,000	2,518
2013-12-31 (YTD Data)		Rank
Total interest income	$9,802,000	2,472
Total interest expense	$739,000	3,622
Net interest income	$9,063,000	2,326
Provision for loan and lease losses	$812,000	1,307
Total noninterest income	$1,675,000	2,410
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$845,000	1,574
Trading account gains and fees	$0	184
Additional Noninterest Income	$830,000	2,628
Total noninterest expense	$7,031,000	2,621
Salaries and employee benefits	$3,810,000	2,586
Premises and equipment expense	$1,372,000	1,705
Additional noninterest expense	$1,849,000	3,149
Pre-tax net operating income	$2,895,000	2,217
Securities gains (losses)	$0	3,182
Applicable income taxes	$1,032,000	1,439
Income before extraordinary items	$1,863,000	2,746
Extraordinary gains, net	$0	29
Net income	$1,863,000	2,749
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,863,000	2,749
Net charge-offs	$175,000	3,169
Cash dividends	$415,000	2,950
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,863,000	2,688
2013-09-30 (YTD Data)		Rank
Total interest income	$7,180,000	2,540
Total interest expense	$578,000	3,613
Net interest income	$6,602,000	2,395
Provision for loan and lease losses	$621,000	1,291
Total noninterest income	$1,163,000	2,583
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$638,000	1,569
Trading account gains and fees	$0	180
Additional Noninterest Income	$525,000	2,944
Total noninterest expense	$5,398,000	2,574
Salaries and employee benefits	$2,834,000	2,612
Premises and equipment expense	$1,040,000	1,702
Additional noninterest expense	$1,524,000	2,951
Pre-tax net operating income	$1,746,000	2,666
Securities gains (losses)	$0	3,040
Applicable income taxes	$637,000	1,665
Income before extraordinary items	$1,109,000	3,219
Extraordinary gains, net	$0	25
Net income	$1,109,000	3,222
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,109,000	3,223
Net charge-offs	$483,000	1,624
Cash dividends	$415,000	2,281
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,109,000	3,153
2013-06-30 (YTD Data)		Rank
Total interest income	$4,865,000	2,499
Total interest expense	$398,000	3,599
Net interest income	$4,467,000	2,343
Provision for loan and lease losses	$413,000	1,348
Total noninterest income	$766,000	2,614
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$419,000	1,563
Trading account gains and fees	$0	157
Additional Noninterest Income	$347,000	3,000
Total noninterest expense	$3,651,000	2,542
Salaries and employee benefits	$1,922,000	2,580
Premises and equipment expense	$681,000	1,730
Additional noninterest expense	$1,048,000	2,858
Pre-tax net operating income	$1,169,000	2,635
Securities gains (losses)	$0	2,791
Applicable income taxes	$519,000	1,476
Income before extraordinary items	$650,000	3,459
Extraordinary gains, net	$0	22
Net income	$650,000	3,460
Minority interest net income	$0	82
Net income of bank and minority interests.	$650,000	3,462
Net charge-offs	$-31,000	6,434
Cash dividends	$205,000	2,530
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$650,000	3,367
2013-03-31 (YTD Data)		Rank
Total interest income	$2,388,000	2,560
Total interest expense	$202,000	3,646
Net interest income	$2,186,000	2,404
Provision for loan and lease losses	$180,000	1,441
Total noninterest income	$366,000	2,692
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$201,000	1,613
Trading account gains and fees	$0	148
Additional Noninterest Income	$165,000	3,043
Total noninterest expense	$1,879,000	2,500
Salaries and employee benefits	$990,000	2,535
Premises and equipment expense	$343,000	1,744
Additional noninterest expense	$546,000	2,761
Pre-tax net operating income	$493,000	2,894
Securities gains (losses)	$0	1,966
Applicable income taxes	$205,000	1,687
Income before extraordinary items	$288,000	3,643
Extraordinary gains, net	$0	10
Net income	$288,000	3,643
Minority interest net income	$0	76
Net income of bank and minority interests.	$288,000	3,645
Net charge-offs	$0	4,145
Cash dividends	$205,000	1,603
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$288,000	3,545
2012-12-31 (YTD Data)		Rank
Total interest income	$9,562,000	2,669
Total interest expense	$923,000	3,808
Net interest income	$8,639,000	2,480
Provision for loan and lease losses	$916,000	1,872
Total noninterest income	$1,833,000	2,320
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$837,000	1,634
Trading account gains and fees	$0	166
Additional Noninterest Income	$996,000	2,371
Total noninterest expense	$7,093,000	2,625
Salaries and employee benefits	$3,840,000	2,552
Premises and equipment expense	$1,330,000	1,779
Additional noninterest expense	$1,923,000	3,187
Pre-tax net operating income	$2,463,000	2,430
Securities gains (losses)	$0	3,810
Applicable income taxes	$803,000	1,692
Income before extraordinary items	$1,660,000	2,926
Extraordinary gains, net	$0	29
Net income	$1,660,000	2,928
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,660,000	2,928
Net charge-offs	$549,000	2,532
Cash dividends	$405,000	2,996
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,660,000	2,805
2012-09-30 (YTD Data)		Rank
Total interest income	$7,174,000	2,727
Total interest expense	$714,000	3,851
Net interest income	$6,460,000	2,526
Provision for loan and lease losses	$736,000	1,808
Total noninterest income	$1,350,000	2,344
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$631,000	1,647
Trading account gains and fees	$0	157
Additional Noninterest Income	$719,000	2,419
Total noninterest expense	$5,221,000	2,675
Salaries and employee benefits	$2,843,000	2,598
Premises and equipment expense	$958,000	1,862
Additional noninterest expense	$1,420,000	3,248
Pre-tax net operating income	$1,853,000	2,494
Securities gains (losses)	$0	3,575
Applicable income taxes	$743,000	1,516
Income before extraordinary items	$1,110,000	3,225
Extraordinary gains, net	$0	20
Net income	$1,110,000	3,226
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,110,000	3,225
Net charge-offs	$138,000	3,681
Cash dividends	$405,000	2,259
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,110,000	3,082
2012-06-30 (YTD Data)		Rank
Total interest income	$4,748,000	2,776
Total interest expense	$495,000	3,852
Net interest income	$4,253,000	2,562
Provision for loan and lease losses	$556,000	1,692
Total noninterest income	$988,000	2,174
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$416,000	1,647
Trading account gains and fees	$0	153
Additional Noninterest Income	$572,000	2,159
Total noninterest expense	$3,493,000	2,680
Salaries and employee benefits	$1,910,000	2,580
Premises and equipment expense	$632,000	1,878
Additional noninterest expense	$951,000	3,256
Pre-tax net operating income	$1,192,000	2,526
Securities gains (losses)	$0	3,178
Applicable income taxes	$504,000	1,481
Income before extraordinary items	$688,000	3,361
Extraordinary gains, net	$0	19
Net income	$688,000	3,361
Minority interest net income	$0	84
Net income of bank and minority interests.	$688,000	3,362
Net charge-offs	$72,000	3,720
Cash dividends	$200,000	2,506
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$688,000	3,186
2012-03-31 (YTD Data)		Rank
Total interest income	$2,400,000	2,773
Total interest expense	$259,000	3,856
Net interest income	$2,141,000	2,553
Provision for loan and lease losses	$285,000	1,646
Total noninterest income	$498,000	2,153
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$207,000	1,634
Trading account gains and fees	$0	148
Additional Noninterest Income	$291,000	2,142
Total noninterest expense	$1,766,000	2,653
Salaries and employee benefits	$974,000	2,538
Premises and equipment expense	$323,000	1,840
Additional noninterest expense	$469,000	3,247
Pre-tax net operating income	$588,000	2,568
Securities gains (losses)	$0	2,210
Applicable income taxes	$247,000	1,500
Income before extraordinary items	$341,000	3,397
Extraordinary gains, net	$0	19
Net income	$341,000	3,400
Minority interest net income	$0	78
Net income of bank and minority interests.	$341,000	3,400
Net charge-offs	$-12,000	6,715
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$341,000	3,231
2011-12-31 (YTD Data)		Rank
Total interest income	$9,753,000	2,810
Total interest expense	$1,204,000	3,955
Net interest income	$8,549,000	2,561
Provision for loan and lease losses	$660,000	3,033
Total noninterest income	$1,498,000	2,451
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$925,000	1,574
Trading account gains and fees	$0	146
Additional Noninterest Income	$573,000	2,931
Total noninterest expense	$7,164,000	2,618
Salaries and employee benefits	$3,789,000	2,530
Premises and equipment expense	$1,205,000	2,056
Additional noninterest expense	$2,170,000	2,909
Pre-tax net operating income	$2,223,000	2,320
Securities gains (losses)	$0	3,838
Applicable income taxes	$670,000	1,727
Income before extraordinary items	$1,553,000	2,708
Extraordinary gains, net	$0	29
Net income	$1,553,000	2,709
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,553,000	2,709
Net charge-offs	$826,000	2,590
Cash dividends	$411,000	2,632
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,553,000	2,624
2011-09-30 (YTD Data)		Rank
Total interest income	$7,332,000	2,843
Total interest expense	$925,000	4,022
Net interest income	$6,407,000	2,578
Provision for loan and lease losses	$540,000	2,764
Total noninterest income	$1,156,000	2,399
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$688,000	1,595
Trading account gains and fees	$0	145
Additional Noninterest Income	$468,000	2,798
Total noninterest expense	$5,406,000	2,598
Salaries and employee benefits	$2,814,000	2,554
Premises and equipment expense	$879,000	2,123
Additional noninterest expense	$1,713,000	2,796
Pre-tax net operating income	$1,617,000	2,443
Securities gains (losses)	$0	3,555
Applicable income taxes	$618,000	1,546
Income before extraordinary items	$999,000	3,068
Extraordinary gains, net	$0	21
Net income	$999,000	3,070
Minority interest net income	$0	87
Net income of bank and minority interests.	$999,000	3,070
Net charge-offs	$699,000	2,286
Cash dividends	$411,000	1,998
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$999,000	2,967
2011-06-30 (YTD Data)		Rank
Total interest income	$4,864,000	2,876
Total interest expense	$626,000	4,101
Net interest income	$4,238,000	2,602
Provision for loan and lease losses	$360,000	2,724
Total noninterest income	$796,000	2,329
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$456,000	1,579
Trading account gains and fees	$0	153
Additional Noninterest Income	$340,000	2,698
Total noninterest expense	$3,498,000	2,691
Salaries and employee benefits	$1,873,000	2,568
Premises and equipment expense	$555,000	2,233
Additional noninterest expense	$1,070,000	3,026
Pre-tax net operating income	$1,176,000	2,269
Securities gains (losses)	$0	2,914
Applicable income taxes	$475,000	1,371
Income before extraordinary items	$701,000	2,913
Extraordinary gains, net	$0	15
Net income	$701,000	2,915
Minority interest net income	$0	89
Net income of bank and minority interests.	$701,000	2,915
Net charge-offs	$457,000	2,241
Cash dividends	$205,000	2,255
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$701,000	2,846
2011-03-31 (YTD Data)		Rank
Total interest income	$2,428,000	2,895
Total interest expense	$324,000	4,109
Net interest income	$2,104,000	2,613
Provision for loan and lease losses	$180,000	2,550
Total noninterest income	$396,000	2,360
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$222,000	1,596
Trading account gains and fees	$0	158
Additional Noninterest Income	$174,000	2,667
Total noninterest expense	$1,702,000	2,769
Salaries and employee benefits	$945,000	2,567
Premises and equipment expense	$261,000	2,397
Additional noninterest expense	$496,000	3,203
Pre-tax net operating income	$618,000	2,168
Securities gains (losses)	$0	1,772
Applicable income taxes	$266,000	1,231
Income before extraordinary items	$352,000	2,917
Extraordinary gains, net	$0	9
Net income	$352,000	2,916
Minority interest net income	$0	86
Net income of bank and minority interests.	$352,000	2,917
Net charge-offs	$14,000	4,237
Cash dividends	$205,000	1,375
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$352,000	2,865
2010-12-31 (YTD Data)		Rank
Total interest income	$10,036,000	2,951
Total interest expense	$1,606,000	4,100
Net interest income	$8,430,000	2,602
Provision for loan and lease losses	$870,000	3,274
Total noninterest income	$1,757,000	2,271
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$978,000	1,530
Trading account gains and fees	$0	175
Additional Noninterest Income	$779,000	2,533
Total noninterest expense	$6,675,000	2,840
Salaries and employee benefits	$3,539,000	2,700
Premises and equipment expense	$1,105,000	2,271
Additional noninterest expense	$2,031,000	3,211
Pre-tax net operating income	$2,642,000	1,813
Securities gains (losses)	$0	3,793
Applicable income taxes	$837,000	1,400
Income before extraordinary items	$1,805,000	2,198
Extraordinary gains, net	$0	29
Net income	$1,805,000	2,200
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,805,000	2,201
Net charge-offs	$874,000	2,875
Cash dividends	$420,000	2,558
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,805,000	2,113
2010-09-30 (YTD Data)		Rank
Total interest income	$7,570,000	2,998
Total interest expense	$1,247,000	4,164
Net interest income	$6,323,000	2,626
Provision for loan and lease losses	$540,000	3,413
Total noninterest income	$1,192,000	2,433
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$741,000	1,565
Trading account gains and fees	$0	165
Additional Noninterest Income	$451,000	2,921
Total noninterest expense	$4,968,000	2,857
Salaries and employee benefits	$2,637,000	2,727
Premises and equipment expense	$842,000	2,285
Additional noninterest expense	$1,489,000	3,247
Pre-tax net operating income	$2,007,000	1,890
Securities gains (losses)	$0	3,651
Applicable income taxes	$783,000	1,225
Income before extraordinary items	$1,224,000	2,513
Extraordinary gains, net	$0	23
Net income	$1,224,000	2,510
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,224,000	2,514
Net charge-offs	$354,000	3,512
Cash dividends	$420,000	1,964
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,224,000	2,381
2010-06-30 (YTD Data)		Rank
Total interest income	$5,018,000	3,036
Total interest expense	$856,000	4,189
Net interest income	$4,162,000	2,658
Provision for loan and lease losses	$360,000	3,339
Total noninterest income	$810,000	2,358
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$494,000	1,583
Trading account gains and fees	$0	152
Additional Noninterest Income	$316,000	2,766
Total noninterest expense	$3,320,000	2,854
Salaries and employee benefits	$1,771,000	2,730
Premises and equipment expense	$562,000	2,292
Additional noninterest expense	$987,000	3,240
Pre-tax net operating income	$1,292,000	1,931
Securities gains (losses)	$0	3,184
Applicable income taxes	$504,000	1,208
Income before extraordinary items	$788,000	2,530
Extraordinary gains, net	$0	19
Net income	$788,000	2,527
Minority interest net income	$0	105
Net income of bank and minority interests.	$788,000	2,530
Net charge-offs	$31,000	5,251
Cash dividends	$220,000	2,238
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$788,000	2,435
2010-03-31 (YTD Data)		Rank
Total interest income	$2,512,000	3,094
Total interest expense	$416,000	4,371
Net interest income	$2,096,000	2,658
Provision for loan and lease losses	$180,000	3,129
Total noninterest income	$378,000	2,470
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$241,000	1,612
Trading account gains and fees	$0	175
Additional Noninterest Income	$137,000	2,999
Total noninterest expense	$1,710,000	2,818
Salaries and employee benefits	$907,000	2,700
Premises and equipment expense	$288,000	2,284
Additional noninterest expense	$515,000	3,094
Pre-tax net operating income	$584,000	2,139
Securities gains (losses)	$0	2,284
Applicable income taxes	$230,000	1,293
Income before extraordinary items	$354,000	2,794
Extraordinary gains, net	$0	16
Net income	$354,000	2,791
Minority interest net income	$0	91
Net income of bank and minority interests.	$354,000	2,794
Net charge-offs	$72,000	3,409
Cash dividends	$220,000	1,321
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$354,000	2,682
2009-12-31 (YTD Data)		Rank
Total interest income	$10,583,000	3,089
Total interest expense	$1,783,000	4,761
Net interest income	$8,800,000	2,467
Provision for loan and lease losses	$732,000	3,969
Total noninterest income	$1,678,000	2,386
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$1,011,000	1,670
Trading account gains and fees	$0	211
Additional Noninterest Income	$667,000	2,740
Total noninterest expense	$6,903,000	2,831
Salaries and employee benefits	$3,752,000	2,592
Premises and equipment expense	$1,195,000	2,223
Additional noninterest expense	$1,956,000	3,368
Pre-tax net operating income	$2,843,000	1,411
Securities gains (losses)	$3,000	3,532
Applicable income taxes	$945,000	1,008
Income before extraordinary items	$1,901,000	1,764
Extraordinary gains, net	$0	34
Net income	$1,901,000	1,763
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,901,000	1,764
Net charge-offs	$408,000	4,059
Cash dividends	$430,000	2,743
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,898,990	1,718
2009-09-30 (YTD Data)		Rank
Total interest income	$8,003,000	3,113
Total interest expense	$1,392,000	4,790
Net interest income	$6,611,000	2,463
Provision for loan and lease losses	$552,000	3,651
Total noninterest income	$1,131,000	2,596
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$749,000	1,690
Trading account gains and fees	$0	212
Additional Noninterest Income	$382,000	3,265
Total noninterest expense	$5,078,000	2,868
Salaries and employee benefits	$2,587,000	2,850
Premises and equipment expense	$901,000	2,237
Additional noninterest expense	$1,590,000	3,134
Pre-tax net operating income	$2,112,000	1,539
Securities gains (losses)	$3,000	3,260
Applicable income taxes	$807,000	1,004
Income before extraordinary items	$1,308,000	2,028
Extraordinary gains, net	$0	27
Net income	$1,308,000	2,027
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,308,000	2,028
Net charge-offs	$-17,000	7,923
Cash dividends	$430,000	2,186
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,306,080	1,993
2009-06-30 (YTD Data)		Rank
Total interest income	$5,318,000	3,143
Total interest expense	$945,000	4,871
Net interest income	$4,373,000	2,470
Provision for loan and lease losses	$364,000	3,422
Total noninterest income	$732,000	2,668
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$471,000	1,759
Trading account gains and fees	$0	193
Additional Noninterest Income	$261,000	3,233
Total noninterest expense	$3,395,000	2,892
Salaries and employee benefits	$1,734,000	2,866
Premises and equipment expense	$602,000	2,263
Additional noninterest expense	$1,059,000	3,158
Pre-tax net operating income	$1,346,000	1,674
Securities gains (losses)	$0	3,136
Applicable income taxes	$511,000	1,069
Income before extraordinary items	$835,000	2,170
Extraordinary gains, net	$0	21
Net income	$835,000	2,168
Minority interest net income	$0	112
Net income of bank and minority interests.	$835,000	2,169
Net charge-offs	$-8,000	7,866
Cash dividends	$220,000	2,569
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$835,000	2,102
2009-03-31 (YTD Data)		Rank
Total interest income	$2,646,000	3,186
Total interest expense	$485,000	4,909
Net interest income	$2,161,000	2,496
Provision for loan and lease losses	$160,000	3,128
Total noninterest income	$358,000	2,690
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$226,000	1,776
Trading account gains and fees	$0	171
Additional Noninterest Income	$132,000	3,186
Total noninterest expense	$1,619,000	2,932
Salaries and employee benefits	$872,000	2,878
Premises and equipment expense	$294,000	2,339
Additional noninterest expense	$453,000	3,260
Pre-tax net operating income	$740,000	1,720
Securities gains (losses)	$0	2,434
Applicable income taxes	$274,000	1,145
Income before extraordinary items	$466,000	2,264
Extraordinary gains, net	$0	15
Net income	$466,000	2,264
Minority interest net income	$0	102
Net income of bank and minority interests.	$466,000	2,266
Net charge-offs	$-8,000	7,815
Cash dividends	$220,000	1,636
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$466,000	2,133
2008-12-31 (YTD Data)		Rank
Total interest income	$10,566,000	3,383
Total interest expense	$2,426,000	4,818
Net interest income	$8,140,000	2,659
Provision for loan and lease losses	$615,000	3,455
Total noninterest income	$1,870,000	2,248
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$964,000	1,816
Trading account gains and fees	$0	154
Additional Noninterest Income	$906,000	2,275
Total noninterest expense	$6,447,000	2,882
Salaries and employee benefits	$3,336,000	2,957
Premises and equipment expense	$1,211,000	2,222
Additional noninterest expense	$1,900,000	2,990
Pre-tax net operating income	$2,948,000	1,832
Securities gains (losses)	$0	3,220
Applicable income taxes	$998,000	1,200
Income before extraordinary items	$1,950,000	2,035
Extraordinary gains, net	$0	39
Net income	$1,950,000	2,037
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$182,000	4,217
Cash dividends	$430,000	3,577
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,950,000	2,158
2008-09-30 (YTD Data)		Rank
Total interest income	$7,827,000	3,482
Total interest expense	$1,821,000	4,943
Net interest income	$6,006,000	2,720
Provision for loan and lease losses	$345,000	3,316
Total noninterest income	$1,276,000	2,476
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$726,000	1,816
Trading account gains and fees	$0	148
Additional Noninterest Income	$550,000	2,662
Total noninterest expense	$4,804,000	2,873
Salaries and employee benefits	$2,555,000	2,923
Premises and equipment expense	$882,000	2,296
Additional noninterest expense	$1,367,000	3,001
Pre-tax net operating income	$2,133,000	2,204
Securities gains (losses)	$0	3,106
Applicable income taxes	$816,000	1,354
Income before extraordinary items	$1,317,000	2,573
Extraordinary gains, net	$0	31
Net income	$1,317,000	2,570
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	5,374
Cash dividends	$430,000	2,947
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,317,000	2,699
2008-06-30 (YTD Data)		Rank
Total interest income	$5,149,000	3,566
Total interest expense	$1,153,000	5,224
Net interest income	$3,996,000	2,704
Provision for loan and lease losses	$240,000	2,857
Total noninterest income	$848,000	2,510
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$485,000	1,801
Trading account gains and fees	$0	149
Additional Noninterest Income	$363,000	2,723
Total noninterest expense	$3,170,000	2,910
Salaries and employee benefits	$1,672,000	3,005
Premises and equipment expense	$580,000	2,335
Additional noninterest expense	$918,000	2,964
Pre-tax net operating income	$1,434,000	2,296
Securities gains (losses)	$0	3,233
Applicable income taxes	$545,000	1,495
Income before extraordinary items	$889,000	2,831
Extraordinary gains, net	$0	21
Net income	$889,000	2,831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	3,916
Cash dividends	$220,000	3,315
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$889,000	2,775
2008-03-31 (YTD Data)		Rank
Total interest income	$2,585,000	3,633
Total interest expense	$566,000	5,446
Net interest income	$2,019,000	2,689
Provision for loan and lease losses	$120,000	2,457
Total noninterest income	$419,000	2,518
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$229,000	1,851
Trading account gains and fees	$0	158
Additional Noninterest Income	$190,000	2,656
Total noninterest expense	$1,622,000	2,848
Salaries and employee benefits	$846,000	3,008
Premises and equipment expense	$294,000	2,307
Additional noninterest expense	$482,000	2,814
Pre-tax net operating income	$696,000	2,426
Securities gains (losses)	$0	2,688
Applicable income taxes	$260,000	1,642
Income before extraordinary items	$436,000	3,002
Extraordinary gains, net	$0	15
Net income	$436,000	3,004
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	2,428
Cash dividends	$220,000	2,223
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$436,000	2,915
2007-12-31 (YTD Data)		Rank
Total interest income	$10,594,000	3,629
Total interest expense	$2,982,000	4,817
Net interest income	$7,612,000	2,867
Provision for loan and lease losses	$480,000	2,381
Total noninterest income	$1,958,000	2,245
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,097,000	1,632
Trading account gains and fees	$0	178
Additional Noninterest Income	$861,000	2,447
Total noninterest expense	$6,197,000	2,881
Salaries and employee benefits	$3,210,000	3,059
Premises and equipment expense	$1,212,000	2,141
Additional noninterest expense	$1,775,000	2,969
Pre-tax net operating income	$2,893,000	2,544
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,019,000	1,841
Income before extraordinary items	$1,874,000	2,963
Extraordinary gains, net	$0	39
Net income	$1,874,000	2,962
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,000	6,055
Cash dividends	$406,000	4,015
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,874,000	2,956
2007-09-30 (YTD Data)		Rank
Total interest income	$7,891,000	3,649
Total interest expense	$2,273,000	4,774
Net interest income	$5,618,000	2,916
Provision for loan and lease losses	$360,000	2,007
Total noninterest income	$1,350,000	2,378
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$828,000	1,595
Trading account gains and fees	$0	184
Additional Noninterest Income	$522,000	2,777
Total noninterest expense	$4,490,000	2,952
Salaries and employee benefits	$2,339,000	3,102
Premises and equipment expense	$869,000	2,230
Additional noninterest expense	$1,282,000	3,012
Pre-tax net operating income	$2,118,000	2,725
Securities gains (losses)	$0	1,655
Applicable income taxes	$698,000	2,092
Income before extraordinary items	$1,420,000	3,094
Extraordinary gains, net	$0	33
Net income	$1,420,000	3,093
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,048
Cash dividends	$406,000	3,208
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,420,000	3,077
2007-06-30 (YTD Data)		Rank
Total interest income	$5,147,000	3,713
Total interest expense	$1,468,000	4,861
Net interest income	$3,679,000	2,986
Provision for loan and lease losses	$240,000	1,865
Total noninterest income	$913,000	2,370
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$552,000	1,591
Trading account gains and fees	$0	168
Additional Noninterest Income	$361,000	2,723
Total noninterest expense	$2,974,000	2,989
Salaries and employee benefits	$1,548,000	3,161
Premises and equipment expense	$561,000	2,312
Additional noninterest expense	$865,000	2,982
Pre-tax net operating income	$1,378,000	2,828
Securities gains (losses)	$0	1,444
Applicable income taxes	$455,000	2,197
Income before extraordinary items	$923,000	3,190
Extraordinary gains, net	$0	29
Net income	$923,000	3,189
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-7,000	7,631
Cash dividends	$200,000	3,613
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$923,000	3,174
2007-03-31 (YTD Data)		Rank
Total interest income	$2,500,000	3,780
Total interest expense	$676,000	5,066
Net interest income	$1,824,000	3,011
Provision for loan and lease losses	$120,000	1,752
Total noninterest income	$468,000	2,298
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$274,000	1,562
Trading account gains and fees	$0	195
Additional Noninterest Income	$194,000	2,590
Total noninterest expense	$1,489,000	3,002
Salaries and employee benefits	$772,000	3,179
Premises and equipment expense	$283,000	2,307
Additional noninterest expense	$434,000	2,955
Pre-tax net operating income	$683,000	2,848
Securities gains (losses)	$0	1,187
Applicable income taxes	$207,000	2,356
Income before extraordinary items	$476,000	3,140
Extraordinary gains, net	$0	22
Net income	$476,000	3,140
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,238
Cash dividends	$200,000	2,393
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$476,000	3,114
2006-12-31 (YTD Data)		Rank
Total interest income	$9,427,000	3,740
Total interest expense	$2,408,000	4,918
Net interest income	$7,019,000	3,097
Provision for loan and lease losses	$382,000	2,367
Total noninterest income	$2,120,000	2,135
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$1,204,000	1,485
Trading account gains and fees	$0	130
Additional Noninterest Income	$916,000	2,359
Total noninterest expense	$6,202,000	2,795
Salaries and employee benefits	$3,152,000	2,997
Premises and equipment expense	$1,148,000	2,148
Additional noninterest expense	$1,902,000	2,688
Pre-tax net operating income	$2,555,000	3,088
Securities gains (losses)	$0	1,687
Applicable income taxes	$792,000	2,491
Income before extraordinary items	$1,763,000	3,401
Extraordinary gains, net	$0	51
Net income	$1,763,000	3,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$223,000	2,043
Cash dividends	$250,000	4,686
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,763,000	3,388
2006-09-30 (YTD Data)		Rank
Total interest income	$6,991,000	3,747
Total interest expense	$1,779,000	4,886
Net interest income	$5,212,000	3,151
Provision for loan and lease losses	$260,000	2,394
Total noninterest income	$1,504,000	2,218
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$911,000	1,480
Trading account gains and fees	$0	126
Additional Noninterest Income	$593,000	2,586
Total noninterest expense	$4,495,000	2,873
Salaries and employee benefits	$2,268,000	3,094
Premises and equipment expense	$857,000	2,181
Additional noninterest expense	$1,370,000	2,766
Pre-tax net operating income	$1,961,000	3,157
Securities gains (losses)	$0	1,388
Applicable income taxes	$627,000	2,523
Income before extraordinary items	$1,334,000	3,471
Extraordinary gains, net	$0	45
Net income	$1,334,000	3,473
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,827
Cash dividends	$250,000	3,894
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,334,000	3,457
2006-06-30 (YTD Data)		Rank
Total interest income	$4,554,000	3,770
Total interest expense	$1,138,000	4,889
Net interest income	$3,416,000	3,198
Provision for loan and lease losses	$110,000	3,192
Total noninterest income	$1,022,000	2,184
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$599,000	1,485
Trading account gains and fees	$0	126
Additional Noninterest Income	$423,000	2,476
Total noninterest expense	$2,971,000	2,898
Salaries and employee benefits	$1,519,000	3,085
Premises and equipment expense	$555,000	2,241
Additional noninterest expense	$897,000	2,822
Pre-tax net operating income	$1,357,000	3,091
Securities gains (losses)	$0	1,185
Applicable income taxes	$437,000	2,491
Income before extraordinary items	$920,000	3,402
Extraordinary gains, net	$0	39
Net income	$920,000	3,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,703
Cash dividends	$50,000	4,764
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$920,000	3,392
2006-03-31 (YTD Data)		Rank
Total interest income	$2,191,000	3,821
Total interest expense	$534,000	4,933
Net interest income	$1,657,000	3,267
Provision for loan and lease losses	$30,000	3,822
Total noninterest income	$519,000	2,143
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$296,000	1,443
Trading account gains and fees	$0	115
Additional Noninterest Income	$223,000	2,332
Total noninterest expense	$1,490,000	2,889
Salaries and employee benefits	$788,000	3,011
Premises and equipment expense	$280,000	2,232
Additional noninterest expense	$422,000	2,973
Pre-tax net operating income	$656,000	3,115
Securities gains (losses)	$0	955
Applicable income taxes	$211,000	2,537
Income before extraordinary items	$445,000	3,435
Extraordinary gains, net	$0	21
Net income	$445,000	3,434
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	1,701
Cash dividends	$50,000	3,539
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$445,000	3,413
2005-12-31 (YTD Data)		Rank
Total interest income	$7,621,000	3,890
Total interest expense	$1,570,000	5,118
Net interest income	$6,051,000	3,395
Provision for loan and lease losses	$135,000	4,293
Total noninterest income	$2,194,000	2,068
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$1,181,000	1,482
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,013,000	2,195
Total noninterest expense	$6,171,000	2,678
Salaries and employee benefits	$2,987,000	2,968
Premises and equipment expense	$1,137,000	2,111
Additional noninterest expense	$2,047,000	2,432
Pre-tax net operating income	$1,939,000	3,765
Securities gains (losses)	$0	2,296
Applicable income taxes	$594,000	3,087
Income before extraordinary items	$1,345,000	4,058
Extraordinary gains, net	$0	46
Net income	$1,345,000	4,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	4,365
Cash dividends	$400,000	3,975
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,345,000	4,023
2005-09-30 (YTD Data)		Rank
Total interest income	$5,544,000	3,938
Total interest expense	$1,131,000	5,103
Net interest income	$4,413,000	3,468
Provision for loan and lease losses	$90,000	4,305
Total noninterest income	$1,507,000	2,195
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$909,000	1,421
Trading account gains and fees	$0	126
Additional Noninterest Income	$598,000	2,555
Total noninterest expense	$4,549,000	2,693
Salaries and employee benefits	$2,167,000	3,032
Premises and equipment expense	$833,000	2,148
Additional noninterest expense	$1,549,000	2,367
Pre-tax net operating income	$1,281,000	4,155
Securities gains (losses)	$0	2,317
Applicable income taxes	$388,000	3,378
Income before extraordinary items	$893,000	4,474
Extraordinary gains, net	$0	35
Net income	$893,000	4,474
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$14,000	4,845
Cash dividends	$400,000	3,122
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$893,000	4,436
2005-06-30 (YTD Data)		Rank
Total interest income	$3,586,000	3,972
Total interest expense	$723,000	5,046
Net interest income	$2,863,000	3,527
Provision for loan and lease losses	$60,000	4,115
Total noninterest income	$1,037,000	2,117
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$607,000	1,397
Trading account gains and fees	$0	116
Additional Noninterest Income	$430,000	2,421
Total noninterest expense	$3,086,000	2,625
Salaries and employee benefits	$1,433,000	3,045
Premises and equipment expense	$556,000	2,122
Additional noninterest expense	$1,097,000	2,232
Pre-tax net operating income	$754,000	4,427
Securities gains (losses)	$0	2,146
Applicable income taxes	$233,000	3,526
Income before extraordinary items	$521,000	4,796
Extraordinary gains, net	$0	30
Net income	$521,000	4,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	7,863
Cash dividends	$200,000	3,480
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$521,000	4,739
2005-03-31 (YTD Data)		Rank
Total interest income	$1,755,000	3,994
Total interest expense	$332,000	5,208
Net interest income	$1,423,000	3,554
Provision for loan and lease losses	$30,000	3,913
Total noninterest income	$543,000	2,023
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$284,000	1,448
Trading account gains and fees	$0	115
Additional Noninterest Income	$259,000	2,098
Total noninterest expense	$1,558,000	2,615
Salaries and employee benefits	$709,000	3,094
Premises and equipment expense	$272,000	2,187
Additional noninterest expense	$577,000	2,127
Pre-tax net operating income	$378,000	4,419
Securities gains (losses)	$0	1,685
Applicable income taxes	$110,000	3,619
Income before extraordinary items	$268,000	4,682
Extraordinary gains, net	$0	24
Net income	$268,000	4,683
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,262
Cash dividends	$200,000	2,181
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$268,000	4,641
2004-12-31 (YTD Data)		Rank
Total interest income	$6,567,000	3,991
Total interest expense	$928,000	5,872
Net interest income	$5,639,000	3,472
Provision for loan and lease losses	$480,000	2,016
Total noninterest income	$2,059,000	2,156
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$957,000	1,832
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,102,000	2,031
Total noninterest expense	$5,764,000	2,755
Salaries and employee benefits	$2,799,000	3,032
Premises and equipment expense	$1,049,000	2,185
Additional noninterest expense	$1,916,000	2,519
Pre-tax net operating income	$1,454,000	4,320
Securities gains (losses)	$0	3,819
Applicable income taxes	$503,000	3,341
Income before extraordinary items	$951,000	4,827
Extraordinary gains, net	$0	34
Net income	$951,000	4,827
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,670
Cash dividends	$390,000	3,963
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$951,000	4,757
2004-09-30 (YTD Data)		Rank
Total interest income	$4,874,000	4,008
Total interest expense	$666,000	5,962
Net interest income	$4,208,000	3,454
Provision for loan and lease losses	$360,000	1,934
Total noninterest income	$1,493,000	2,220
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$695,000	1,903
Trading account gains and fees	$0	134
Additional Noninterest Income	$798,000	2,075
Total noninterest expense	$4,194,000	2,798
Salaries and employee benefits	$2,029,000	3,085
Premises and equipment expense	$792,000	2,166
Additional noninterest expense	$1,373,000	2,588
Pre-tax net operating income	$1,147,000	4,267
Securities gains (losses)	$0	3,710
Applicable income taxes	$337,000	3,583
Income before extraordinary items	$810,000	4,600
Extraordinary gains, net	$0	26
Net income	$810,000	4,600
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	5,993
Cash dividends	$390,000	3,072
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$810,000	4,507
2004-06-30 (YTD Data)		Rank
Total interest income	$3,202,000	4,053
Total interest expense	$422,000	6,132
Net interest income	$2,780,000	3,467
Provision for loan and lease losses	$240,000	1,886
Total noninterest income	$842,000	2,502
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$452,000	1,918
Trading account gains and fees	$0	130
Additional Noninterest Income	$390,000	2,551
Total noninterest expense	$2,760,000	2,833
Salaries and employee benefits	$1,346,000	3,124
Premises and equipment expense	$514,000	2,222
Additional noninterest expense	$900,000	2,620
Pre-tax net operating income	$622,000	4,740
Securities gains (losses)	$0	3,413
Applicable income taxes	$179,000	3,973
Income before extraordinary items	$443,000	5,044
Extraordinary gains, net	$0	21
Net income	$443,000	5,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-28,000	8,550
Cash dividends	$200,000	3,418
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$443,000	4,953
2004-03-31 (YTD Data)		Rank
Total interest income	$1,626,000	4,015
Total interest expense	$208,000	6,240
Net interest income	$1,418,000	3,408
Provision for loan and lease losses	$120,000	1,785
Total noninterest income	$391,000	2,577
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$224,000	1,881
Trading account gains and fees	$0	121
Additional Noninterest Income	$167,000	2,748
Total noninterest expense	$1,349,000	2,895
Salaries and employee benefits	$676,000	3,126
Premises and equipment expense	$251,000	2,295
Additional noninterest expense	$422,000	2,763
Pre-tax net operating income	$340,000	4,516
Securities gains (losses)	$0	2,934
Applicable income taxes	$99,000	3,795
Income before extraordinary items	$241,000	4,850
Extraordinary gains, net	$0	16
Net income	$241,000	4,849
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,661
Cash dividends	$200,000	2,144
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$241,000	4,726
2003-12-31 (YTD Data)		Rank
Total interest income	$6,790,000	3,918
Total interest expense	$1,101,000	5,840
Net interest income	$5,689,000	3,322
Provision for loan and lease losses	$535,000	2,046
Total noninterest income	$1,794,000	2,499
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$915,000	1,888
Trading account gains and fees	$0	160
Additional Noninterest Income	$879,000	2,579
Total noninterest expense	$5,459,000	2,834
Salaries and employee benefits	$2,654,000	3,104
Premises and equipment expense	$953,000	2,364
Additional noninterest expense	$1,852,000	2,564
Pre-tax net operating income	$1,489,000	4,140
Securities gains (losses)	$0	4,500
Applicable income taxes	$371,000	3,928
Income before extraordinary items	$1,118,000	4,316
Extraordinary gains, net	$0	54
Net income	$1,118,000	4,318
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$642,000	1,314
Cash dividends	$355,000	4,122
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,118,000	4,149
2003-09-30 (YTD Data)		Rank
Total interest income	$5,160,000	3,925
Total interest expense	$877,000	5,798
Net interest income	$4,283,000	3,334
Provision for loan and lease losses	$415,000	1,969
Total noninterest income	$1,353,000	2,542
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$683,000	1,893
Trading account gains and fees	$0	153
Additional Noninterest Income	$670,000	2,644
Total noninterest expense	$4,157,000	2,799
Salaries and employee benefits	$1,965,000	3,145
Premises and equipment expense	$734,000	2,304
Additional noninterest expense	$1,458,000	2,463
Pre-tax net operating income	$1,064,000	4,395
Securities gains (losses)	$0	4,204
Applicable income taxes	$265,000	4,156
Income before extraordinary items	$799,000	4,603
Extraordinary gains, net	$0	40
Net income	$799,000	4,603
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$427,000	1,326
Cash dividends	$355,000	3,217
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$799,000	4,427
2003-06-30 (YTD Data)		Rank
Total interest income	$3,463,000	3,934
Total interest expense	$628,000	5,684
Net interest income	$2,835,000	3,343
Provision for loan and lease losses	$295,000	1,893
Total noninterest income	$906,000	2,516
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$448,000	1,895
Trading account gains and fees	$0	150
Additional Noninterest Income	$458,000	2,579
Total noninterest expense	$2,724,000	2,839
Salaries and employee benefits	$1,291,000	3,174
Premises and equipment expense	$497,000	2,269
Additional noninterest expense	$936,000	2,522
Pre-tax net operating income	$722,000	4,346
Securities gains (losses)	$0	3,782
Applicable income taxes	$196,000	4,017
Income before extraordinary items	$526,000	4,661
Extraordinary gains, net	$0	30
Net income	$526,000	4,661
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$403,000	989
Cash dividends	$175,000	3,672
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$526,000	4,456
2003-03-31 (YTD Data)		Rank
Total interest income	$1,755,000	3,912
Total interest expense	$337,000	5,560
Net interest income	$1,418,000	3,324
Provision for loan and lease losses	$175,000	1,516
Total noninterest income	$452,000	2,469
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$213,000	1,922
Trading account gains and fees	$0	134
Additional Noninterest Income	$239,000	2,426
Total noninterest expense	$1,330,000	2,883
Salaries and employee benefits	$643,000	3,171
Premises and equipment expense	$245,000	2,285
Additional noninterest expense	$442,000	2,611
Pre-tax net operating income	$365,000	4,274
Securities gains (losses)	$0	2,891
Applicable income taxes	$99,000	3,958
Income before extraordinary items	$266,000	4,566
Extraordinary gains, net	$0	21
Net income	$266,000	4,566
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$415,000	569
Cash dividends	$175,000	2,374
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$266,000	4,354
2002-12-31 (YTD Data)		Rank
Total interest income	$7,757,000	3,742
Total interest expense	$1,880,000	5,017
Net interest income	$5,877,000	3,198
Provision for loan and lease losses	$2,065,000	715
Total noninterest income	$1,983,000	2,143
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$936,000	1,714
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,047,000	2,112
Total noninterest expense	$5,218,000	2,815
Salaries and employee benefits	$2,419,000	3,201
Premises and equipment expense	$960,000	2,276
Additional noninterest expense	$1,839,000	2,503
Pre-tax net operating income	$577,000	6,500
Securities gains (losses)	$0	4,537
Applicable income taxes	$38,000	6,713
Income before extraordinary items	$539,000	6,219
Extraordinary gains, net	$0	70
Net income	$539,000	6,218
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,143,000	544
Cash dividends	$360,000	4,015
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$539,000	6,067
2001-12-31 (YTD Data)		Rank
Total interest income	$8,653,000	3,757
Total interest expense	$2,932,000	4,819
Net interest income	$5,721,000	3,074
Provision for loan and lease losses	$500,000	2,196
Total noninterest income	$1,871,000	2,121
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$977,000	1,518
Trading account gains and fees	$0	177
Additional Noninterest Income	$894,000	2,213
Total noninterest expense	$5,169,000	2,749
Salaries and employee benefits	$2,436,000	3,015
Premises and equipment expense	$934,000	2,285
Additional noninterest expense	$1,799,000	2,476
Pre-tax net operating income	$1,923,000	3,270
Securities gains (losses)	$0	4,612
Applicable income taxes	$612,000	2,935
Income before extraordinary items	$1,311,000	3,562
Extraordinary gains, net	$0	105
Net income	$1,311,000	3,563
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$375,000	1,911
Cash dividends	$330,000	4,229
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,311,000	3,469
2000-12-31 (YTD Data)		Rank
Total interest income	$8,654,000	3,871
Total interest expense	$3,169,000	4,716
Net interest income	$5,485,000	3,213
Provision for loan and lease losses	$200,000	3,731
Total noninterest income	$1,694,000	2,135
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$888,000	1,544
Trading account gains and fees	$0	180
Additional Noninterest Income	$806,000	2,140
Total noninterest expense	$4,984,000	2,728
Salaries and employee benefits	$2,401,000	2,945
Premises and equipment expense	$916,000	2,249
Additional noninterest expense	$1,667,000	2,555
Pre-tax net operating income	$1,995,000	3,331
Securities gains (losses)	$0	1,956
Applicable income taxes	$590,000	3,138
Income before extraordinary items	$1,405,000	3,424
Extraordinary gains, net	$0	38
Net income	$1,405,000	3,422
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$213,000	2,304
Cash dividends	$280,000	4,620
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,405,000	3,414
1999-12-31 (YTD Data)		Rank
Total interest income	$7,962,000	3,920
Total interest expense	$2,893,000	4,724
Net interest income	$5,069,000	3,421
Provision for loan and lease losses	$40,000	6,849
Total noninterest income	$1,862,000	1,951
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$808,000	1,641
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,054,000	1,797
Total noninterest expense	$4,991,000	2,710
Salaries and employee benefits	$2,359,000	2,973
Premises and equipment expense	$868,000	2,338
Additional noninterest expense	$1,764,000	2,462
Pre-tax net operating income	$1,900,000	3,470
Securities gains (losses)	$0	3,155
Applicable income taxes	$581,000	3,285
Income before extraordinary items	$1,319,000	3,603
Extraordinary gains, net	$0	35
Net income	$1,319,000	3,604
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$37,000	5,310
Cash dividends	$270,000	4,742
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,319,000	3,564
1998-12-31 (YTD Data)		Rank
Total interest income	$7,481,000	4,164
Total interest expense	$2,866,000	4,886
Net interest income	$4,615,000	3,654
Provision for loan and lease losses	$0	8,652
Total noninterest income	$1,659,000	2,102
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$760,000	1,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$899,000	2,011
Total noninterest expense	$4,503,000	2,890
Salaries and employee benefits	$2,188,000	3,067
Premises and equipment expense	$795,000	2,464
Additional noninterest expense	$1,520,000	2,736
Pre-tax net operating income	$1,771,000	3,681
Securities gains (losses)	$0	4,449
Applicable income taxes	$537,000	3,673
Income before extraordinary items	$1,234,000	3,841
Extraordinary gains, net	$0	32
Net income	$1,234,000	3,839
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$12,000	6,871
Cash dividends	$265,000	4,849
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,234,000	3,750
1997-12-31 (YTD Data)		Rank
Total interest income	$7,035,000	4,480
Total interest expense	$2,868,000	4,903
Net interest income	$4,167,000	4,087
Provision for loan and lease losses	$20,000	7,880
Total noninterest income	$1,507,000	2,189
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$738,000	1,758
Trading account gains and fees	NA	NA
Additional Noninterest Income	$769,000	2,081
Total noninterest expense	$4,078,000	3,115
Salaries and employee benefits	$2,054,000	3,226
Premises and equipment expense	$697,000	2,749
Additional noninterest expense	$1,327,000	3,049
Pre-tax net operating income	$1,576,000	4,290
Securities gains (losses)	$0	3,944
Applicable income taxes	$482,000	4,323
Income before extraordinary items	$1,094,000	4,388
Extraordinary gains, net	$0	44
Net income	$1,094,000	4,389
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$74,000	4,391
Cash dividends	$160,000	5,769
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,094,000	4,318
1996-12-31 (YTD Data)		Rank
Total interest income	$6,937,000	4,610
Total interest expense	$3,104,000	4,637
Net interest income	$3,833,000	4,488
Provision for loan and lease losses	$0	9,041
Total noninterest income	$1,339,000	2,491
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$650,000	2,078
Trading account gains and fees	NA	NA
Additional Noninterest Income	$689,000	2,323
Total noninterest expense	$4,231,000	3,169
Salaries and employee benefits	$1,983,000	3,358
Premises and equipment expense	$692,000	2,839
Additional noninterest expense	$1,556,000	3,023
Pre-tax net operating income	$941,000	5,951
Securities gains (losses)	$0	4,148
Applicable income taxes	$294,000	5,902
Income before extraordinary items	$647,000	6,008
Extraordinary gains, net	$0	53
Net income	$647,000	6,010
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-67,000	11,124
Cash dividends	$200,000	5,388
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$647,000	5,947
1995-12-31 (YTD Data)		Rank
Total interest income	$6,848,000	4,656
Total interest expense	$3,093,000	4,625
Net interest income	$3,755,000	4,563
Provision for loan and lease losses	$0	8,958
Total noninterest income	$1,240,000	2,642
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$572,000	2,369
Trading account gains and fees	NA	NA
Additional Noninterest Income	$668,000	2,370
Total noninterest expense	$4,047,000	3,291
Salaries and employee benefits	$1,936,000	3,404
Premises and equipment expense	$665,000	2,940
Additional noninterest expense	$1,446,000	3,186
Pre-tax net operating income	$948,000	6,200
Securities gains (losses)	$0	3,831
Applicable income taxes	$282,000	6,229
Income before extraordinary items	$666,000	6,198
Extraordinary gains, net	$0	65
Net income	$666,000	6,196
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	8,036
Cash dividends	$250,000	4,947
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$666,000	6,179
1994-12-31 (YTD Data)		Rank
Total interest income	$6,404,000	4,579
Total interest expense	$2,369,000	4,861
Net interest income	$4,035,000	4,342
Provision for loan and lease losses	$0	9,146
Total noninterest income	$1,162,000	2,791
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$555,000	2,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$607,000	2,564
Total noninterest expense	$3,672,000	3,682
Salaries and employee benefits	$1,826,000	3,574
Premises and equipment expense	$567,000	3,435
Additional noninterest expense	$1,279,000	3,837
Pre-tax net operating income	$1,525,000	4,359
Securities gains (losses)	$1,000	3,293
Applicable income taxes	$517,000	3,952
Income before extraordinary items	$1,009,000	4,516
Extraordinary gains, net	$0	249
Net income	$1,009,000	4,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-39,000	11,735
Cash dividends	$300,000	4,418
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,008,340	4,557
1993-12-31 (YTD Data)		Rank
Total interest income	$6,601,000	4,555
Total interest expense	$2,638,000	4,599
Net interest income	$3,963,000	4,445
Provision for loan and lease losses	$47,000	7,653
Total noninterest income	$1,144,000	3,023
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$584,000	2,349
Trading account gains and fees	NA	NA
Additional Noninterest Income	$560,000	3,014
Total noninterest expense	$3,465,000	3,939
Salaries and employee benefits	$1,776,000	3,656
Premises and equipment expense	$534,000	3,664
Additional noninterest expense	$1,155,000	4,335
Pre-tax net operating income	$1,595,000	4,096
Securities gains (losses)	$11,000	5,374
Applicable income taxes	$540,000	3,924
Income before extraordinary items	$1,066,000	4,434
Extraordinary gains, net	$0	3,149
Net income	$1,066,000	4,562
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	7,896
Cash dividends	$300,000	4,359
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$1,058,740	4,235
1992-12-31 (YTD Data)		Rank
Total interest income	$7,494,000	4,554
Total interest expense	$3,456,000	4,583
Net interest income	$4,038,000	4,400
Provision for loan and lease losses	$180,000	5,503
Total noninterest income	$1,207,000	2,854
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$547,000	2,518
Trading account gains and fees	NA	NA
Additional Noninterest Income	$660,000	2,649
Total noninterest expense	$3,621,000	3,819
Salaries and employee benefits	$1,819,000	3,517
Premises and equipment expense	$531,000	3,771
Additional noninterest expense	$1,271,000	4,127
Pre-tax net operating income	$1,444,000	4,183
Securities gains (losses)	$18,000	5,726
Applicable income taxes	$422,000	4,599
Income before extraordinary items	$1,040,000	4,340
Extraordinary gains, net	$0	1,422
Net income	$1,040,000	4,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	7,201
Cash dividends	$300,000	3,979
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$1,027,220	4,076

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.