Home > Citizens Bank > Income and Expense

Citizens Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$9,680,0002,889
Total interest expense$2,783,0002,709
Net interest income$6,897,0002,913
Provision for loan and lease losses$20,0003,063
Total noninterest income$1,271,0002,476
Gross Fiduciary activities income$0981
Service charges on deposit accounts$270,0002,328
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0002,272
Total noninterest expense$6,015,0002,777
Salaries and employee benefits$3,207,0002,859
Premises and equipment expense$679,0002,533
Additional noninterest expense$1,001,0002,272
Pre-tax net operating income$2,133,0002,892
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$2,133,0002,711
Extraordinary gains, net$054
Net income$2,133,0002,739
Minority interest net income$088
Net income of bank and minority interests.$2,133,0002,713
Net charge-offs$51,0001,795
Cash dividends$1,253,0001,932
Sale, conversion, retirement of capital stock, net$0540
Net operating income$2,133,0002,739
2023-09-30 (YTD Data)Rank
Total interest income$7,059,0002,901
Total interest expense$1,876,0002,721
Net interest income$5,183,0002,927
Provision for loan and lease losses$20,0002,810
Total noninterest income$875,0002,560
Gross Fiduciary activities income$0950
Service charges on deposit accounts$206,0002,313
Trading account gains and feesNANA
Additional Noninterest Income$669,0002,373
Total noninterest expense$4,444,0002,793
Salaries and employee benefits$2,404,0002,837
Premises and equipment expense$471,0002,645
Additional noninterest expense$669,0002,372
Pre-tax net operating income$1,594,0002,952
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$1,594,0002,782
Extraordinary gains, net$052
Net income$1,594,0002,812
Minority interest net income$081
Net income of bank and minority interests.$1,594,0002,783
Net charge-offs$50,0001,480
Cash dividends$428,0002,353
Sale, conversion, retirement of capital stock, net$0507
Net operating income$1,594,0002,806
2023-06-30 (YTD Data)Rank
Total interest income$4,536,0002,921
Total interest expense$1,104,0002,714
Net interest income$3,432,0002,960
Provision for loan and lease losses$20,0002,598
Total noninterest income$563,0002,558
Gross Fiduciary activities income$0931
Service charges on deposit accounts$139,0002,291
Trading account gains and feesNANA
Additional Noninterest Income$424,0002,373
Total noninterest expense$2,953,0002,798
Salaries and employee benefits$1,602,0002,834
Premises and equipment expense$306,0002,683
Additional noninterest expense$424,0002,369
Pre-tax net operating income$1,022,0003,012
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$1,022,0002,837
Extraordinary gains, net$051
Net income$1,022,0002,867
Minority interest net income$081
Net income of bank and minority interests.$1,022,0002,836
Net charge-offs$24,0001,463
Cash dividends$362,0002,199
Sale, conversion, retirement of capital stock, net$0486
Net operating income$1,022,0002,859
2023-03-31 (YTD Data)Rank
Total interest income$2,164,0002,977
Total interest expense$489,0002,664
Net interest income$1,675,0002,996
Provision for loan and lease losses$20,0002,126
Total noninterest income$272,0002,598
Gross Fiduciary activities income$0913
Service charges on deposit accounts$52,0002,660
Trading account gains and feesNANA
Additional Noninterest Income$220,0002,329
Total noninterest expense$1,462,0002,843
Salaries and employee benefits$794,0002,892
Premises and equipment expense$147,0002,785
Additional noninterest expense$220,0002,329
Pre-tax net operating income$465,0003,176
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$465,0003,017
Extraordinary gains, net$04
Net income$465,0003,016
Minority interest net income$048
Net income of bank and minority interests.$465,0003,017
Net charge-offs$36,000909
Cash dividends$260,0001,663
Sale, conversion, retirement of capital stock, net$0430
Net operating income$465,0003,040
2022-12-31 (YTD Data)Rank
Total interest income$7,334,0002,973
Total interest expense$1,076,0002,320
Net interest income$6,258,0003,034
Provision for loan and lease losses$03,012
Total noninterest income$1,168,0002,626
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$249,0002,487
Trading account gains and feesNANA
Additional Noninterest Income$919,0002,414
Total noninterest expense$5,501,0002,890
Salaries and employee benefits$2,999,0002,941
Premises and equipment expense$605,0002,701
Additional noninterest expense$919,0002,414
Pre-tax net operating income$1,925,0003,168
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$1,925,0002,972
Extraordinary gains, net$05
Net income$1,925,0002,969
Minority interest net income$063
Net income of bank and minority interests.$1,925,0002,971
Net charge-offs$58,0001,466
Cash dividends$1,451,0001,786
Sale, conversion, retirement of capital stock, net$0568
Net operating income$1,925,0003,006
2022-09-30 (YTD Data)Rank
Total interest income$5,301,0002,971
Total interest expense$740,0002,136
Net interest income$4,561,0003,055
Provision for loan and lease losses$02,835
Total noninterest income$926,0002,584
Gross Fiduciary activities income$0968
Service charges on deposit accounts$190,0002,479
Trading account gains and feesNANA
Additional Noninterest Income$736,0002,388
Total noninterest expense$4,118,0002,883
Salaries and employee benefits$2,238,0002,939
Premises and equipment expense$443,0002,730
Additional noninterest expense$736,0002,388
Pre-tax net operating income$1,369,0003,214
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$1,369,0003,019
Extraordinary gains, net$04
Net income$1,369,0003,017
Minority interest net income$057
Net income of bank and minority interests.$1,369,0003,018
Net charge-offs$23,0001,551
Cash dividends$626,0002,027
Sale, conversion, retirement of capital stock, net$0519
Net operating income$1,369,0003,047
2022-06-30 (YTD Data)Rank
Total interest income$3,422,0002,988
Total interest expense$472,0002,026
Net interest income$2,950,0003,069
Provision for loan and lease losses$02,599
Total noninterest income$668,0002,480
Gross Fiduciary activities income$0925
Service charges on deposit accounts$134,0002,388
Trading account gains and feesNANA
Additional Noninterest Income$534,0002,325
Total noninterest expense$2,717,0002,887
Salaries and employee benefits$1,499,0002,932
Premises and equipment expense$285,0002,807
Additional noninterest expense$933,0002,730
Pre-tax net operating income$901,0003,118
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$901,0002,940
Extraordinary gains, net$04
Net income$901,0002,939
Minority interest net income$060
Net income of bank and minority interests.$901,0002,940
Net charge-offs$6,0001,731
Cash dividends$476,0001,934
Sale, conversion, retirement of capital stock, net$0494
Net operating income$901,0002,974
2022-03-31 (YTD Data)Rank
Total interest income$1,634,0003,027
Total interest expense$215,0002,104
Net interest income$1,419,0003,095
Provision for loan and lease losses$02,285
Total noninterest income$345,0002,433
Gross Fiduciary activities income$0892
Service charges on deposit accounts$51,0002,721
Trading account gains and feesNANA
Additional Noninterest Income$294,0002,208
Total noninterest expense$1,353,0002,894
Salaries and employee benefits$752,0002,927
Premises and equipment expense$138,0002,877
Additional noninterest expense$463,0002,734
Pre-tax net operating income$411,0003,104
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$411,0002,950
Extraordinary gains, net$04
Net income$411,0002,948
Minority interest net income$050
Net income of bank and minority interests.$411,0002,950
Net charge-offs$13,0001,108
Cash dividends$191,0001,763
Sale, conversion, retirement of capital stock, net$0453
Net operating income$411,0002,977
2021-12-31 (YTD Data)Rank
Total interest income$7,249,0002,952
Total interest expense$972,0002,253
Net interest income$6,277,0003,009
Provision for loan and lease losses$100,0002,175
Total noninterest income$1,829,0002,329
Gross Fiduciary activities income$0994
Service charges on deposit accounts$213,0002,620
Trading account gains and feesNANA
Additional Noninterest Income$1,616,0002,136
Total noninterest expense$5,387,0002,899
Salaries and employee benefits$2,985,0002,941
Premises and equipment expense$556,0002,859
Additional noninterest expense$1,846,0002,737
Pre-tax net operating income$2,619,0002,846
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$2,619,0002,702
Extraordinary gains, net$010
Net income$2,619,0002,703
Minority interest net income$074
Net income of bank and minority interests.$2,619,0002,703
Net charge-offs$-68,0004,231
Cash dividends$1,798,0001,646
Sale, conversion, retirement of capital stock, net$0582
Net operating income$2,619,0002,686
2021-09-30 (YTD Data)Rank
Total interest income$5,524,0002,979
Total interest expense$753,0002,296
Net interest income$4,771,0003,031
Provision for loan and lease losses$02,963
Total noninterest income$1,439,0002,318
Gross Fiduciary activities income$0957
Service charges on deposit accounts$163,0002,585
Trading account gains and feesNANA
Additional Noninterest Income$1,276,0002,127
Total noninterest expense$3,791,0003,015
Salaries and employee benefits$1,987,0003,128
Premises and equipment expense$414,0002,894
Additional noninterest expense$1,390,0002,722
Pre-tax net operating income$2,419,0002,708
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,419,0002,551
Extraordinary gains, net$08
Net income$2,419,0002,551
Minority interest net income$069
Net income of bank and minority interests.$2,419,0002,551
Net charge-offs$-62,0004,292
Cash dividends$748,0001,999
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,419,0002,522
2021-06-30 (YTD Data)Rank
Total interest income$3,500,0003,065
Total interest expense$518,0002,328
Net interest income$2,982,0003,134
Provision for loan and lease losses$02,862
Total noninterest income$1,043,0002,195
Gross Fiduciary activities income$0951
Service charges on deposit accounts$112,0002,484
Trading account gains and feesNANA
Additional Noninterest Income$931,0001,984
Total noninterest expense$2,476,0003,039
Salaries and employee benefits$1,274,0003,186
Premises and equipment expense$281,0002,866
Additional noninterest expense$921,0002,731
Pre-tax net operating income$1,549,0002,736
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,549,0002,574
Extraordinary gains, net$06
Net income$1,549,0002,573
Minority interest net income$067
Net income of bank and minority interests.$1,549,0002,574
Net charge-offs$-64,0004,436
Cash dividends$485,0001,997
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,549,0002,544
2021-03-31 (YTD Data)Rank
Total interest income$1,726,0003,082
Total interest expense$271,0002,325
Net interest income$1,455,0003,159
Provision for loan and lease losses$02,741
Total noninterest income$598,0002,034
Gross Fiduciary activities income$0922
Service charges on deposit accounts$47,0002,722
Trading account gains and feesNANA
Additional Noninterest Income$551,0001,821
Total noninterest expense$1,232,0003,041
Salaries and employee benefits$640,0003,177
Premises and equipment expense$145,0002,828
Additional noninterest expense$447,0002,751
Pre-tax net operating income$821,0002,632
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$821,0002,480
Extraordinary gains, net$03
Net income$821,0002,478
Minority interest net income$055
Net income of bank and minority interests.$821,0002,480
Net charge-offs$-1,0003,038
Cash dividends$184,0001,867
Sale, conversion, retirement of capital stock, net$0482
Net operating income$821,0002,442
2020-12-31 (YTD Data)Rank
Total interest income$7,893,0002,901
Total interest expense$1,338,0002,541
Net interest income$6,555,0002,917
Provision for loan and lease losses$640,0002,010
Total noninterest income$988,0002,877
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$241,0002,505
Trading account gains and feesNANA
Additional Noninterest Income$747,0002,749
Total noninterest expense$5,236,0002,916
Salaries and employee benefits$2,714,0003,095
Premises and equipment expense$572,0002,834
Additional noninterest expense$1,950,0002,573
Pre-tax net operating income$1,667,0003,162
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$1,667,0003,069
Extraordinary gains, net$04
Net income$1,667,0003,068
Minority interest net income$072
Net income of bank and minority interests.$1,667,0003,069
Net charge-offs$100,0002,002
Cash dividends$1,344,0001,896
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,667,0003,011
2020-09-30 (YTD Data)Rank
Total interest income$5,881,0002,932
Total interest expense$1,035,0002,582
Net interest income$4,846,0002,952
Provision for loan and lease losses$180,0002,853
Total noninterest income$764,0002,817
Gross Fiduciary activities income$0981
Service charges on deposit accounts$190,0002,450
Trading account gains and feesNANA
Additional Noninterest Income$574,0002,696
Total noninterest expense$3,834,0002,960
Salaries and employee benefits$1,908,0003,179
Premises and equipment expense$434,0002,812
Additional noninterest expense$1,492,0002,515
Pre-tax net operating income$1,596,0002,877
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$1,596,0002,757
Extraordinary gains, net$04
Net income$1,596,0002,756
Minority interest net income$065
Net income of bank and minority interests.$1,596,0002,757
Net charge-offs$-17,0004,382
Cash dividends$344,0002,625
Sale, conversion, retirement of capital stock, net$0532
Net operating income$1,596,0002,701
2020-06-30 (YTD Data)Rank
Total interest income$3,871,0002,989
Total interest expense$705,0002,646
Net interest income$3,166,0002,997
Provision for loan and lease losses$120,0002,806
Total noninterest income$560,0002,688
Gross Fiduciary activities income$0970
Service charges on deposit accounts$146,0002,312
Trading account gains and feesNANA
Additional Noninterest Income$414,0002,579
Total noninterest expense$2,551,0002,966
Salaries and employee benefits$1,270,0003,186
Premises and equipment expense$293,0002,796
Additional noninterest expense$988,0002,530
Pre-tax net operating income$1,055,0002,871
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,055,0002,740
Extraordinary gains, net$04
Net income$1,055,0002,739
Minority interest net income$065
Net income of bank and minority interests.$1,055,0002,740
Net charge-offs$-15,0004,435
Cash dividends$190,0002,705
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,055,0002,690
2020-03-31 (YTD Data)Rank
Total interest income$1,759,0003,127
Total interest expense$358,0002,757
Net interest income$1,401,0003,180
Provision for loan and lease losses$60,0002,352
Total noninterest income$295,0002,543
Gross Fiduciary activities income$0941
Service charges on deposit accounts$82,0002,405
Trading account gains and feesNANA
Additional Noninterest Income$213,0002,367
Total noninterest expense$1,280,0002,982
Salaries and employee benefits$636,0003,216
Premises and equipment expense$149,0002,792
Additional noninterest expense$495,0002,553
Pre-tax net operating income$356,0003,206
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$356,0003,074
Extraordinary gains, net$04
Net income$356,0003,074
Minority interest net income$056
Net income of bank and minority interests.$356,0003,075
Net charge-offs$-26,0004,723
Cash dividends$25,0002,576
Sale, conversion, retirement of capital stock, net$0482
Net operating income$356,0003,049
2019-12-31 (YTD Data)Rank
Total interest income$6,967,0003,193
Total interest expense$1,313,0002,925
Net interest income$5,654,0003,204
Provision for loan and lease losses$290,0002,012
Total noninterest income$1,085,0002,709
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$333,0002,446
Trading account gains and feesNANA
Additional Noninterest Income$752,0002,565
Total noninterest expense$5,077,0002,980
Salaries and employee benefits$2,526,0003,219
Premises and equipment expense$554,0002,941
Additional noninterest expense$1,997,0002,562
Pre-tax net operating income$1,372,0003,502
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$1,372,0003,371
Extraordinary gains, net$011
Net income$1,372,0003,372
Minority interest net income$076
Net income of bank and minority interests.$1,372,0003,372
Net charge-offs$394,0001,199
Cash dividends$1,053,0002,269
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,372,0003,347
2019-09-30 (YTD Data)Rank
Total interest income$5,192,0003,244
Total interest expense$963,0002,980
Net interest income$4,229,0003,257
Provision for loan and lease losses$200,0001,960
Total noninterest income$837,0002,681
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$250,0002,472
Trading account gains and feesNANA
Additional Noninterest Income$587,0002,531
Total noninterest expense$3,908,0002,953
Salaries and employee benefits$1,911,0003,222
Premises and equipment expense$433,0002,875
Additional noninterest expense$1,564,0002,487
Pre-tax net operating income$958,0003,685
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$958,0003,566
Extraordinary gains, net$011
Net income$958,0003,566
Minority interest net income$072
Net income of bank and minority interests.$958,0003,566
Net charge-offs$213,0001,250
Cash dividends$303,0002,864
Sale, conversion, retirement of capital stock, net$0590
Net operating income$958,0003,533
2019-06-30 (YTD Data)Rank
Total interest income$3,401,0003,276
Total interest expense$620,0003,017
Net interest income$2,781,0003,300
Provision for loan and lease losses$120,0002,025
Total noninterest income$580,0002,603
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$172,0002,425
Trading account gains and feesNANA
Additional Noninterest Income$408,0002,459
Total noninterest expense$2,634,0002,943
Salaries and employee benefits$1,280,0003,226
Premises and equipment expense$285,0002,907
Additional noninterest expense$1,069,0002,466
Pre-tax net operating income$607,0003,756
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$607,0003,629
Extraordinary gains, net$011
Net income$607,0003,628
Minority interest net income$069
Net income of bank and minority interests.$607,0003,628
Net charge-offs$159,0001,132
Cash dividends$243,0002,751
Sale, conversion, retirement of capital stock, net$0573
Net operating income$607,0003,604
2019-03-31 (YTD Data)Rank
Total interest income$1,650,0003,340
Total interest expense$295,0003,063
Net interest income$1,355,0003,361
Provision for loan and lease losses$60,0001,874
Total noninterest income$290,0002,561
Gross Fiduciary activities income$0972
Service charges on deposit accounts$78,0002,562
Trading account gains and feesNANA
Additional Noninterest Income$212,0002,340
Total noninterest expense$1,302,0002,990
Salaries and employee benefits$646,0003,254
Premises and equipment expense$141,0002,959
Additional noninterest expense$515,0002,528
Pre-tax net operating income$283,0003,863
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$283,0003,717
Extraordinary gains, net$05
Net income$283,0003,716
Minority interest net income$052
Net income of bank and minority interests.$283,0003,716
Net charge-offs$61,0001,113
Cash dividends$55,0002,606
Sale, conversion, retirement of capital stock, net$0529
Net operating income$283,0003,706
2018-12-31 (YTD Data)Rank
Total interest income$6,420,0003,324
Total interest expense$968,0002,982
Net interest income$5,452,0003,335
Provision for loan and lease losses$140,0002,702
Total noninterest income$1,159,0002,656
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$385,0002,342
Trading account gains and feesNANA
Additional Noninterest Income$774,0002,528
Total noninterest expense$5,162,0002,993
Salaries and employee benefits$2,504,0003,282
Premises and equipment expense$631,0002,743
Additional noninterest expense$2,027,0002,572
Pre-tax net operating income$1,309,0003,715
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$1,309,0003,552
Extraordinary gains, net$06
Net income$1,309,0003,549
Minority interest net income$072
Net income of bank and minority interests.$1,309,0003,551
Net charge-offs$139,0001,914
Cash dividends$1,190,0002,042
Sale, conversion, retirement of capital stock, net$0671
Net operating income$1,309,0003,562
2018-09-30 (YTD Data)Rank
Total interest income$4,751,0003,352
Total interest expense$697,0002,970
Net interest income$4,054,0003,379
Provision for loan and lease losses$140,0002,318
Total noninterest income$911,0002,632
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$298,0002,306
Trading account gains and feesNANA
Additional Noninterest Income$613,0002,494
Total noninterest expense$3,898,0002,996
Salaries and employee benefits$1,880,0003,274
Premises and equipment expense$486,0002,724
Additional noninterest expense$1,532,0002,568
Pre-tax net operating income$927,0003,855
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$927,0003,689
Extraordinary gains, net$05
Net income$927,0003,688
Minority interest net income$066
Net income of bank and minority interests.$927,0003,688
Net charge-offs$62,0002,052
Cash dividends$389,0002,642
Sale, conversion, retirement of capital stock, net$0633
Net operating income$927,0003,692
2018-06-30 (YTD Data)Rank
Total interest income$3,130,0003,370
Total interest expense$459,0002,918
Net interest income$2,671,0003,391
Provision for loan and lease losses$120,0002,009
Total noninterest income$652,0002,540
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$207,0002,257
Trading account gains and feesNANA
Additional Noninterest Income$445,0002,388
Total noninterest expense$2,581,0003,029
Salaries and employee benefits$1,254,0003,297
Premises and equipment expense$311,0002,804
Additional noninterest expense$1,016,0002,585
Pre-tax net operating income$622,0003,854
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$622,0003,674
Extraordinary gains, net$06
Net income$622,0003,672
Minority interest net income$065
Net income of bank and minority interests.$622,0003,673
Net charge-offs$42,0001,863
Cash dividends$323,0002,413
Sale, conversion, retirement of capital stock, net$0620
Net operating income$622,0003,676
2018-03-31 (YTD Data)Rank
Total interest income$1,550,0003,378
Total interest expense$223,0002,918
Net interest income$1,327,0003,413
Provision for loan and lease losses$60,0001,880
Total noninterest income$327,0002,495
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$98,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$229,0002,326
Total noninterest expense$1,259,0003,089
Salaries and employee benefits$611,0003,377
Premises and equipment expense$164,0002,753
Additional noninterest expense$484,0002,696
Pre-tax net operating income$335,0003,699
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$335,0003,521
Extraordinary gains, net$07
Net income$335,0003,520
Minority interest net income$052
Net income of bank and minority interests.$335,0003,521
Net charge-offs$28,0001,485
Cash dividends$156,0002,070
Sale, conversion, retirement of capital stock, net$0580
Net operating income$335,0003,521
2017-12-31 (YTD Data)Rank
Total interest income$6,392,0003,294
Total interest expense$925,0002,688
Net interest income$5,467,0003,354
Provision for loan and lease losses$200,0002,355
Total noninterest income$1,118,0002,784
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$370,0002,498
Trading account gains and feesNANA
Additional Noninterest Income$748,0002,642
Total noninterest expense$5,041,0003,076
Salaries and employee benefits$2,398,0003,410
Premises and equipment expense$619,0002,874
Additional noninterest expense$2,024,0002,628
Pre-tax net operating income$1,344,0003,698
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$1,344,0003,314
Extraordinary gains, net$09
Net income$1,344,0003,313
Minority interest net income$076
Net income of bank and minority interests.$1,344,0003,314
Net charge-offs$197,0001,847
Cash dividends$1,108,0002,068
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,344,0003,289
2017-09-30 (YTD Data)Rank
Total interest income$4,772,0003,317
Total interest expense$710,0002,612
Net interest income$4,062,0003,403
Provision for loan and lease losses$160,0002,233
Total noninterest income$875,0002,755
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$277,0002,520
Trading account gains and feesNANA
Additional Noninterest Income$598,0002,589
Total noninterest expense$3,844,0003,068
Salaries and employee benefits$1,819,0003,399
Premises and equipment expense$484,0002,820
Additional noninterest expense$1,541,0002,617
Pre-tax net operating income$933,0003,868
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$933,0003,652
Extraordinary gains, net$09
Net income$933,0003,652
Minority interest net income$071
Net income of bank and minority interests.$933,0003,652
Net charge-offs$68,0002,224
Cash dividends$408,0002,598
Sale, conversion, retirement of capital stock, net$0677
Net operating income$933,0003,624
2017-06-30 (YTD Data)Rank
Total interest income$3,195,0003,302
Total interest expense$474,0002,576
Net interest income$2,721,0003,391
Provision for loan and lease losses$120,0002,050
Total noninterest income$615,0002,682
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$189,0002,477
Trading account gains and feesNANA
Additional Noninterest Income$426,0002,513
Total noninterest expense$2,546,0003,097
Salaries and employee benefits$1,190,0003,463
Premises and equipment expense$324,0002,814
Additional noninterest expense$1,032,0002,606
Pre-tax net operating income$670,0003,725
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$670,0003,483
Extraordinary gains, net$011
Net income$670,0003,482
Minority interest net income$071
Net income of bank and minority interests.$670,0003,483
Net charge-offs$25,0002,462
Cash dividends$283,0002,565
Sale, conversion, retirement of capital stock, net$0659
Net operating income$670,0003,460
2017-03-31 (YTD Data)Rank
Total interest income$1,592,0003,320
Total interest expense$237,0002,549
Net interest income$1,355,0003,401
Provision for loan and lease losses$60,0001,878
Total noninterest income$327,0002,603
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$85,0002,655
Trading account gains and feesNANA
Additional Noninterest Income$242,0002,352
Total noninterest expense$1,255,0003,155
Salaries and employee benefits$595,0003,506
Premises and equipment expense$156,0002,921
Additional noninterest expense$504,0002,656
Pre-tax net operating income$367,0003,537
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$367,0003,283
Extraordinary gains, net$08
Net income$367,0003,282
Minority interest net income$055
Net income of bank and minority interests.$367,0003,283
Net charge-offs$22,0001,835
Cash dividends$122,0002,277
Sale, conversion, retirement of capital stock, net$0632
Net operating income$367,0003,257
2016-12-31 (YTD Data)Rank
Total interest income$6,582,0003,238
Total interest expense$1,027,0002,381
Net interest income$5,555,0003,344
Provision for loan and lease losses$220,0002,330
Total noninterest income$1,119,0002,855
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$432,0002,335
Trading account gains and fees$0170
Additional Noninterest Income$687,0002,856
Total noninterest expense$5,153,0003,128
Salaries and employee benefits$2,426,0003,457
Premises and equipment expense$675,0002,801
Additional noninterest expense$2,052,0002,708
Pre-tax net operating income$1,301,0003,701
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$1,301,0003,504
Extraordinary gains, net$05
Net income$1,301,0003,502
Minority interest net income$082
Net income of bank and minority interests.$1,301,0003,503
Net charge-offs$219,0001,841
Cash dividends$1,051,0002,131
Sale, conversion, retirement of capital stock, net$0759
Net operating income$1,301,0003,450
2016-09-30 (YTD Data)Rank
Total interest income$4,933,0003,254
Total interest expense$781,0002,351
Net interest income$4,152,0003,363
Provision for loan and lease losses$180,0002,135
Total noninterest income$835,0002,881
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$333,0002,281
Trading account gains and fees$0169
Additional Noninterest Income$502,0002,898
Total noninterest expense$3,863,0003,135
Salaries and employee benefits$1,811,0003,466
Premises and equipment expense$510,0002,797
Additional noninterest expense$1,542,0002,714
Pre-tax net operating income$944,0003,801
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$944,0003,588
Extraordinary gains, net$05
Net income$944,0003,586
Minority interest net income$071
Net income of bank and minority interests.$944,0003,588
Net charge-offs$81,0002,236
Cash dividends$351,0002,740
Sale, conversion, retirement of capital stock, net$0719
Net operating income$944,0003,526
2016-06-30 (YTD Data)Rank
Total interest income$3,269,0003,279
Total interest expense$525,0002,346
Net interest income$2,744,0003,401
Provision for loan and lease losses$120,0002,108
Total noninterest income$556,0002,864
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$223,0002,254
Trading account gains and fees$0157
Additional Noninterest Income$333,0002,893
Total noninterest expense$2,555,0003,161
Salaries and employee benefits$1,200,0003,502
Premises and equipment expense$332,0002,850
Additional noninterest expense$1,023,0002,727
Pre-tax net operating income$625,0003,818
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$625,0003,609
Extraordinary gains, net$016
Net income$625,0003,605
Minority interest net income$071
Net income of bank and minority interests.$625,0003,607
Net charge-offs$83,0001,785
Cash dividends$251,0002,664
Sale, conversion, retirement of capital stock, net$0705
Net operating income$625,0003,536
2016-03-31 (YTD Data)Rank
Total interest income$1,632,0003,295
Total interest expense$266,0002,342
Net interest income$1,366,0003,418
Provision for loan and lease losses$60,0001,948
Total noninterest income$258,0002,966
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$94,0002,518
Trading account gains and fees$0142
Additional Noninterest Income$164,0002,875
Total noninterest expense$1,255,0003,212
Salaries and employee benefits$598,0003,536
Premises and equipment expense$159,0002,961
Additional noninterest expense$498,0002,784
Pre-tax net operating income$309,0003,812
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$309,0003,574
Extraordinary gains, net$012
Net income$309,0003,570
Minority interest net income$062
Net income of bank and minority interests.$309,0003,572
Net charge-offs$45,0001,498
Cash dividends$96,0002,435
Sale, conversion, retirement of capital stock, net$0659
Net operating income$309,0003,515
2015-12-31 (YTD Data)Rank
Total interest income$6,504,0003,273
Total interest expense$1,111,0002,245
Net interest income$5,393,0003,418
Provision for loan and lease losses$195,0002,364
Total noninterest income$1,191,0002,798
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$463,0002,267
Trading account gains and fees$0159
Additional Noninterest Income$728,0002,780
Total noninterest expense$5,089,0003,173
Salaries and employee benefits$2,291,0003,624
Premises and equipment expense$658,0002,930
Additional noninterest expense$2,140,0002,658
Pre-tax net operating income$1,300,0003,725
Securities gains (losses)$03,216
Applicable income taxes$04,402
Income before extraordinary items$1,300,0003,473
Extraordinary gains, net$023
Net income$1,300,0003,471
Minority interest net income$081
Net income of bank and minority interests.$1,300,0003,473
Net charge-offs$191,0002,025
Cash dividends$1,232,0001,876
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,300,0003,433
2015-09-30 (YTD Data)Rank
Total interest income$4,916,0003,285
Total interest expense$836,0002,264
Net interest income$4,080,0003,424
Provision for loan and lease losses$185,0002,029
Total noninterest income$907,0002,795
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$346,0002,286
Trading account gains and fees$0153
Additional Noninterest Income$561,0002,767
Total noninterest expense$3,811,0003,198
Salaries and employee benefits$1,753,0003,576
Premises and equipment expense$508,0002,919
Additional noninterest expense$1,550,0002,721
Pre-tax net operating income$991,0003,759
Securities gains (losses)$03,031
Applicable income taxes$04,489
Income before extraordinary items$991,0003,515
Extraordinary gains, net$021
Net income$991,0003,513
Minority interest net income$078
Net income of bank and minority interests.$991,0003,514
Net charge-offs$190,0001,597
Cash dividends$432,0002,470
Sale, conversion, retirement of capital stock, net$0773
Net operating income$991,0003,460
2015-06-30 (YTD Data)Rank
Total interest income$3,232,0003,325
Total interest expense$561,0002,263
Net interest income$2,671,0003,487
Provision for loan and lease losses$150,0001,756
Total noninterest income$641,0002,747
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$234,0002,224
Trading account gains and fees$0157
Additional Noninterest Income$407,0002,652
Total noninterest expense$2,566,0003,210
Salaries and employee benefits$1,189,0003,562
Premises and equipment expense$342,0002,904
Additional noninterest expense$1,035,0002,735
Pre-tax net operating income$596,0003,899
Securities gains (losses)$02,636
Applicable income taxes$04,497
Income before extraordinary items$596,0003,680
Extraordinary gains, net$022
Net income$596,0003,681
Minority interest net income$075
Net income of bank and minority interests.$596,0003,682
Net charge-offs$141,0001,422
Cash dividends$292,0002,463
Sale, conversion, retirement of capital stock, net$0751
Net operating income$596,0003,621
2015-03-31 (YTD Data)Rank
Total interest income$1,583,0003,379
Total interest expense$279,0002,291
Net interest income$1,304,0003,534
Provision for loan and lease losses$60,0001,893
Total noninterest income$334,0002,645
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$106,0002,376
Trading account gains and fees$0152
Additional Noninterest Income$228,0002,461
Total noninterest expense$1,261,0003,265
Salaries and employee benefits$593,0003,597
Premises and equipment expense$165,0003,008
Additional noninterest expense$503,0002,782
Pre-tax net operating income$317,0003,793
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$317,0003,550
Extraordinary gains, net$013
Net income$317,0003,553
Minority interest net income$064
Net income of bank and minority interests.$317,0003,553
Net charge-offs$57,0001,460
Cash dividends$172,0001,969
Sale, conversion, retirement of capital stock, net$0697
Net operating income$317,0003,462
2014-12-31 (YTD Data)Rank
Total interest income$6,691,0003,289
Total interest expense$1,153,0002,332
Net interest income$5,538,0003,418
Provision for loan and lease losses$290,0002,043
Total noninterest income$1,204,0002,836
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$502,0002,277
Trading account gains and fees$0180
Additional Noninterest Income$702,0002,818
Total noninterest expense$5,097,0003,266
Salaries and employee benefits$2,405,0003,566
Premises and equipment expense$603,0003,219
Additional noninterest expense$2,089,0002,786
Pre-tax net operating income$1,355,0003,646
Securities gains (losses)$03,259
Applicable income taxes$04,531
Income before extraordinary items$1,355,0003,413
Extraordinary gains, net$017
Net income$1,355,0003,415
Minority interest net income$084
Net income of bank and minority interests.$1,355,0003,415
Net charge-offs$407,0001,702
Cash dividends$960,0002,096
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,355,0003,366
2014-09-30 (YTD Data)Rank
Total interest income$5,002,0003,322
Total interest expense$866,0002,373
Net interest income$4,136,0003,455
Provision for loan and lease losses$230,0001,907
Total noninterest income$919,0002,826
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$378,0002,286
Trading account gains and fees$0174
Additional Noninterest Income$541,0002,803
Total noninterest expense$3,885,0003,253
Salaries and employee benefits$1,855,0003,513
Premises and equipment expense$453,0003,267
Additional noninterest expense$1,577,0002,767
Pre-tax net operating income$940,0003,860
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$940,0003,608
Extraordinary gains, net$015
Net income$940,0003,609
Minority interest net income$081
Net income of bank and minority interests.$940,0003,610
Net charge-offs$312,0001,570
Cash dividends$230,0002,965
Sale, conversion, retirement of capital stock, net$0819
Net operating income$940,0003,566
2014-06-30 (YTD Data)Rank
Total interest income$3,337,0003,330
Total interest expense$579,0002,387
Net interest income$2,758,0003,452
Provision for loan and lease losses$120,0002,134
Total noninterest income$634,0002,747
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$251,0002,260
Trading account gains and fees$0172
Additional Noninterest Income$383,0002,693
Total noninterest expense$2,618,0003,240
Salaries and employee benefits$1,261,0003,487
Premises and equipment expense$306,0003,244
Additional noninterest expense$1,051,0002,765
Pre-tax net operating income$654,0003,711
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$654,0003,462
Extraordinary gains, net$020
Net income$654,0003,468
Minority interest net income$080
Net income of bank and minority interests.$654,0003,468
Net charge-offs$201,0001,580
Cash dividends$130,0003,012
Sale, conversion, retirement of capital stock, net$0794
Net operating income$654,0003,416
2014-03-31 (YTD Data)Rank
Total interest income$1,647,0003,373
Total interest expense$289,0002,424
Net interest income$1,358,0003,502
Provision for loan and lease losses$60,0002,013
Total noninterest income$315,0002,732
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$109,0002,492
Trading account gains and fees$0147
Additional Noninterest Income$206,0002,522
Total noninterest expense$1,305,0003,275
Salaries and employee benefits$637,0003,502
Premises and equipment expense$151,0003,330
Additional noninterest expense$517,0002,815
Pre-tax net operating income$308,0003,774
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$308,0003,500
Extraordinary gains, net$016
Net income$308,0003,503
Minority interest net income$066
Net income of bank and minority interests.$308,0003,503
Net charge-offs$44,0001,967
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$308,0003,456
2013-12-31 (YTD Data)Rank
Total interest income$6,680,0003,382
Total interest expense$1,158,0002,636
Net interest income$5,522,0003,464
Provision for loan and lease losses$635,0001,577
Total noninterest income$1,220,0002,887
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$555,0002,205
Trading account gains and fees$0184
Additional Noninterest Income$665,0002,947
Total noninterest expense$5,257,0003,288
Salaries and employee benefits$2,470,0003,574
Premises and equipment expense$624,0003,220
Additional noninterest expense$2,163,0002,808
Pre-tax net operating income$850,0004,322
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$850,0004,180
Extraordinary gains, net$029
Net income$850,0004,182
Minority interest net income$090
Net income of bank and minority interests.$850,0004,183
Net charge-offs$1,005,0001,264
Cash dividends$834,0002,160
Sale, conversion, retirement of capital stock, net$0924
Net operating income$850,0004,127
2013-09-30 (YTD Data)Rank
Total interest income$5,005,0003,411
Total interest expense$864,0002,734
Net interest income$4,141,0003,480
Provision for loan and lease losses$425,0001,706
Total noninterest income$933,0002,916
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$419,0002,196
Trading account gains and fees$0180
Additional Noninterest Income$514,0002,969
Total noninterest expense$4,017,0003,247
Salaries and employee benefits$1,848,0003,602
Premises and equipment expense$483,0003,176
Additional noninterest expense$1,686,0002,716
Pre-tax net operating income$632,0004,419
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$632,0004,224
Extraordinary gains, net$025
Net income$632,0004,226
Minority interest net income$084
Net income of bank and minority interests.$632,0004,228
Net charge-offs$651,0001,353
Cash dividends$249,0002,794
Sale, conversion, retirement of capital stock, net$0868
Net operating income$632,0004,152
2013-06-30 (YTD Data)Rank
Total interest income$3,343,0003,413
Total interest expense$572,0002,811
Net interest income$2,771,0003,475
Provision for loan and lease losses$295,0001,721
Total noninterest income$635,0002,922
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$274,0002,198
Trading account gains and fees$0157
Additional Noninterest Income$361,0002,940
Total noninterest expense$2,683,0003,247
Salaries and employee benefits$1,226,0003,629
Premises and equipment expense$321,0003,207
Additional noninterest expense$1,136,0002,663
Pre-tax net operating income$428,0004,381
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$428,0004,201
Extraordinary gains, net$022
Net income$428,0004,203
Minority interest net income$082
Net income of bank and minority interests.$428,0004,204
Net charge-offs$607,0001,089
Cash dividends$230,0002,460
Sale, conversion, retirement of capital stock, net$0838
Net operating income$428,0004,092
2013-03-31 (YTD Data)Rank
Total interest income$1,672,0003,440
Total interest expense$288,0002,868
Net interest income$1,384,0003,493
Provision for loan and lease losses$90,0002,172
Total noninterest income$330,0002,869
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$126,0002,338
Trading account gains and fees$0148
Additional Noninterest Income$204,0002,752
Total noninterest expense$1,374,0003,211
Salaries and employee benefits$592,0003,750
Premises and equipment expense$159,0003,251
Additional noninterest expense$623,0002,462
Pre-tax net operating income$250,0004,119
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$250,0003,888
Extraordinary gains, net$010
Net income$250,0003,887
Minority interest net income$076
Net income of bank and minority interests.$250,0003,890
Net charge-offs$38,0002,621
Cash dividends$163,0001,760
Sale, conversion, retirement of capital stock, net$0789
Net operating income$250,0003,783
2012-12-31 (YTD Data)Rank
Total interest income$6,946,0003,463
Total interest expense$1,427,0002,829
Net interest income$5,519,0003,574
Provision for loan and lease losses$510,0002,693
Total noninterest income$944,0003,343
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$515,0002,429
Trading account gains and fees$0166
Additional Noninterest Income$429,0003,548
Total noninterest expense$4,718,0003,631
Salaries and employee benefits$2,234,0003,858
Premises and equipment expense$539,0003,638
Additional noninterest expense$1,945,0003,161
Pre-tax net operating income$1,235,0003,664
Securities gains (losses)$03,810
Applicable income taxes$04,751
Income before extraordinary items$1,235,0003,475
Extraordinary gains, net$029
Net income$1,235,0003,477
Minority interest net income$093
Net income of bank and minority interests.$1,235,0003,478
Net charge-offs$428,0002,856
Cash dividends$929,0002,058
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$1,235,0003,337
2012-09-30 (YTD Data)Rank
Total interest income$5,177,0003,540
Total interest expense$1,115,0002,838
Net interest income$4,062,0003,672
Provision for loan and lease losses$480,0002,323
Total noninterest income$731,0003,329
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$377,0002,498
Trading account gains and fees$0157
Additional Noninterest Income$354,0003,451
Total noninterest expense$3,494,0003,682
Salaries and employee benefits$1,663,0003,877
Premises and equipment expense$376,0003,854
Additional noninterest expense$1,455,0003,191
Pre-tax net operating income$819,0003,988
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$819,0003,820
Extraordinary gains, net$020
Net income$819,0003,820
Minority interest net income$086
Net income of bank and minority interests.$819,0003,821
Net charge-offs$329,0002,719
Cash dividends$179,0002,992
Sale, conversion, retirement of capital stock, net$0952
Net operating income$819,0003,654
2012-06-30 (YTD Data)Rank
Total interest income$3,469,0003,551
Total interest expense$761,0002,874
Net interest income$2,708,0003,691
Provision for loan and lease losses$420,0002,011
Total noninterest income$316,0004,108
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$249,0002,491
Trading account gains and fees$0153
Additional Noninterest Income$67,0005,156
Total noninterest expense$2,326,0003,702
Salaries and employee benefits$1,105,0003,913
Premises and equipment expense$246,0003,912
Additional noninterest expense$975,0003,195
Pre-tax net operating income$278,0004,933
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$278,0004,924
Extraordinary gains, net$019
Net income$278,0004,927
Minority interest net income$084
Net income of bank and minority interests.$278,0004,927
Net charge-offs$247,0002,514
Cash dividends$70,0003,198
Sale, conversion, retirement of capital stock, net$0928
Net operating income$278,0004,732
2012-03-31 (YTD Data)Rank
Total interest income$1,756,0003,558
Total interest expense$389,0002,916
Net interest income$1,367,0003,683
Provision for loan and lease losses$210,0001,952
Total noninterest income$187,0003,781
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$102,0002,891
Trading account gains and fees$0148
Additional Noninterest Income$85,0003,939
Total noninterest expense$1,192,0003,652
Salaries and employee benefits$551,0003,945
Premises and equipment expense$128,0003,830
Additional noninterest expense$513,0003,033
Pre-tax net operating income$152,0004,914
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$152,0004,826
Extraordinary gains, net$019
Net income$152,0004,829
Minority interest net income$078
Net income of bank and minority interests.$152,0004,830
Net charge-offs$191,0001,890
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$152,0004,687
2011-12-31 (YTD Data)Rank
Total interest income$7,369,0003,550
Total interest expense$1,766,0003,045
Net interest income$5,603,0003,645
Provision for loan and lease losses$1,180,0002,196
Total noninterest income$781,0003,570
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$440,0002,844
Trading account gains and fees$0146
Additional Noninterest Income$341,0003,666
Total noninterest expense$4,566,0003,764
Salaries and employee benefits$2,143,0003,981
Premises and equipment expense$540,0003,844
Additional noninterest expense$1,883,0003,302
Pre-tax net operating income$638,0004,426
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$638,0004,298
Extraordinary gains, net$029
Net income$638,0004,300
Minority interest net income$096
Net income of bank and minority interests.$638,0004,300
Net charge-offs$1,758,0001,686
Cash dividends$546,0002,332
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$638,0004,174
2011-09-30 (YTD Data)Rank
Total interest income$5,518,0003,590
Total interest expense$1,360,0003,096
Net interest income$4,158,0003,684
Provision for loan and lease losses$1,030,0001,922
Total noninterest income$591,0003,563
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$331,0002,837
Trading account gains and fees$0145
Additional Noninterest Income$260,0003,681
Total noninterest expense$3,509,0003,719
Salaries and employee benefits$1,651,0003,904
Premises and equipment expense$427,0003,760
Additional noninterest expense$1,431,0003,272
Pre-tax net operating income$210,0005,428
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$210,0005,456
Extraordinary gains, net$021
Net income$210,0005,456
Minority interest net income$087
Net income of bank and minority interests.$210,0005,456
Net charge-offs$1,739,0001,347
Cash dividends$345,0002,207
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$210,0005,312
2011-06-30 (YTD Data)Rank
Total interest income$3,677,0003,622
Total interest expense$931,0003,137
Net interest income$2,746,0003,707
Provision for loan and lease losses$880,0001,629
Total noninterest income$405,0003,529
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$228,0002,756
Trading account gains and fees$0153
Additional Noninterest Income$177,0003,686
Total noninterest expense$2,338,0003,749
Salaries and employee benefits$1,096,0003,959
Premises and equipment expense$284,0003,790
Additional noninterest expense$958,0003,312
Pre-tax net operating income$-67,0006,362
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-67,0006,454
Extraordinary gains, net$015
Net income$-67,0006,454
Minority interest net income$089
Net income of bank and minority interests.$-67,0006,454
Net charge-offs$232,0002,961
Cash dividends$345,0001,796
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-67,0006,405
2011-03-31 (YTD Data)Rank
Total interest income$1,830,0003,647
Total interest expense$480,0003,151
Net interest income$1,350,0003,750
Provision for loan and lease losses$140,0002,956
Total noninterest income$192,0003,673
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$106,0002,857
Trading account gains and fees$0158
Additional Noninterest Income$86,0003,793
Total noninterest expense$1,165,0003,782
Salaries and employee benefits$543,0004,007
Premises and equipment expense$152,0003,667
Additional noninterest expense$470,0003,339
Pre-tax net operating income$237,0003,937
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$237,0003,674
Extraordinary gains, net$09
Net income$237,0003,674
Minority interest net income$086
Net income of bank and minority interests.$237,0003,673
Net charge-offs$49,0003,367
Cash dividends$230,0001,313
Sale, conversion, retirement of capital stock, net$0925
Net operating income$237,0003,614
2010-12-31 (YTD Data)Rank
Total interest income$8,062,0003,531
Total interest expense$2,160,0003,354
Net interest income$5,902,0003,511
Provision for loan and lease losses$840,0003,340
Total noninterest income$843,0003,546
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$528,0002,544
Trading account gains and fees$0175
Additional Noninterest Income$315,0003,876
Total noninterest expense$4,497,0003,894
Salaries and employee benefits$2,114,0004,078
Premises and equipment expense$463,0004,386
Additional noninterest expense$1,920,0003,364
Pre-tax net operating income$1,408,0002,814
Securities gains (losses)$03,793
Applicable income taxes$04,655
Income before extraordinary items$1,408,0002,613
Extraordinary gains, net$029
Net income$1,408,0002,609
Minority interest net income$0111
Net income of bank and minority interests.$1,408,0002,615
Net charge-offs$261,0004,479
Cash dividends$1,458,0001,113
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$1,408,0002,515
2010-09-30 (YTD Data)Rank
Total interest income$6,059,0003,589
Total interest expense$1,642,0003,458
Net interest income$4,417,0003,564
Provision for loan and lease losses$630,0003,172
Total noninterest income$658,0003,518
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$418,0002,505
Trading account gains and fees$0165
Additional Noninterest Income$240,0003,894
Total noninterest expense$3,454,0003,834
Salaries and employee benefits$1,675,0003,950
Premises and equipment expense$354,0004,398
Additional noninterest expense$1,425,0003,375
Pre-tax net operating income$991,0003,110
Securities gains (losses)$03,651
Applicable income taxes$04,726
Income before extraordinary items$991,0002,902
Extraordinary gains, net$023
Net income$991,0002,897
Minority interest net income$0110
Net income of bank and minority interests.$991,0002,901
Net charge-offs$183,0004,322
Cash dividends$618,0001,519
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$991,0002,767
2010-06-30 (YTD Data)Rank
Total interest income$4,037,0003,625
Total interest expense$1,105,0003,534
Net interest income$2,932,0003,576
Provision for loan and lease losses$420,0003,121
Total noninterest income$443,0003,451
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$286,0002,454
Trading account gains and fees$0152
Additional Noninterest Income$157,0003,904
Total noninterest expense$2,308,0003,834
Salaries and employee benefits$1,114,0003,976
Premises and equipment expense$237,0004,403
Additional noninterest expense$957,0003,319
Pre-tax net operating income$647,0003,174
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$647,0002,913
Extraordinary gains, net$019
Net income$647,0002,906
Minority interest net income$0105
Net income of bank and minority interests.$647,0002,911
Net charge-offs$98,0004,281
Cash dividends$439,0001,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$647,0002,807
2010-03-31 (YTD Data)Rank
Total interest income$2,003,0003,708
Total interest expense$561,0003,618
Net interest income$1,442,0003,667
Provision for loan and lease losses$210,0002,919
Total noninterest income$208,0003,569
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$130,0002,631
Trading account gains and fees$0175
Additional Noninterest Income$78,0003,960
Total noninterest expense$1,155,0003,862
Salaries and employee benefits$556,0004,038
Premises and equipment expense$116,0004,561
Additional noninterest expense$483,0003,280
Pre-tax net operating income$285,0003,442
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$285,0003,232
Extraordinary gains, net$016
Net income$285,0003,229
Minority interest net income$091
Net income of bank and minority interests.$285,0003,232
Net charge-offs$35,0004,021
Cash dividends$133,0001,684
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$285,0003,119
2009-12-31 (YTD Data)Rank
Total interest income$8,131,0003,771
Total interest expense$2,568,0003,821
Net interest income$5,563,0003,668
Provision for loan and lease losses$840,0003,782
Total noninterest income$942,0003,461
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$640,0002,426
Trading account gains and fees$0211
Additional Noninterest Income$302,0003,974
Total noninterest expense$4,516,0003,996
Salaries and employee benefits$2,155,0004,128
Premises and equipment expense$444,0004,721
Additional noninterest expense$1,917,0003,422
Pre-tax net operating income$1,149,0002,777
Securities gains (losses)$03,754
Applicable income taxes$04,388
Income before extraordinary items$1,149,0002,538
Extraordinary gains, net$034
Net income$1,149,0002,536
Minority interest net income$0115
Net income of bank and minority interests.$1,149,0002,537
Net charge-offs$815,0003,156
Cash dividends$1,137,0001,492
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$1,149,0002,494
2009-09-30 (YTD Data)Rank
Total interest income$6,083,0003,829
Total interest expense$1,960,0003,895
Net interest income$4,123,0003,718
Provision for loan and lease losses$630,0003,453
Total noninterest income$719,0003,487
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$491,0002,397
Trading account gains and fees$0212
Additional Noninterest Income$228,0004,064
Total noninterest expense$3,401,0003,982
Salaries and employee benefits$1,608,0004,169
Premises and equipment expense$330,0004,778
Additional noninterest expense$1,463,0003,342
Pre-tax net operating income$811,0003,088
Securities gains (losses)$03,497
Applicable income taxes$04,592
Income before extraordinary items$811,0002,835
Extraordinary gains, net$027
Net income$811,0002,832
Minority interest net income$0118
Net income of bank and minority interests.$811,0002,835
Net charge-offs$691,0002,645
Cash dividends$537,0001,926
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$811,0002,788
2009-06-30 (YTD Data)Rank
Total interest income$4,067,0003,856
Total interest expense$1,328,0003,973
Net interest income$2,739,0003,712
Provision for loan and lease losses$420,0003,197
Total noninterest income$447,0003,638
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$317,0002,436
Trading account gains and fees$0193
Additional Noninterest Income$130,0004,354
Total noninterest expense$2,267,0004,007
Salaries and employee benefits$1,066,0004,247
Premises and equipment expense$224,0004,754
Additional noninterest expense$977,0003,348
Pre-tax net operating income$499,0003,304
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$499,0003,095
Extraordinary gains, net$021
Net income$499,0003,093
Minority interest net income$0112
Net income of bank and minority interests.$499,0003,094
Net charge-offs$496,0002,369
Cash dividends$432,0001,796
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$499,0002,994
2009-03-31 (YTD Data)Rank
Total interest income$2,061,0003,850
Total interest expense$678,0004,035
Net interest income$1,383,0003,677
Provision for loan and lease losses$210,0002,775
Total noninterest income$196,0003,851
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$138,0002,632
Trading account gains and fees$0171
Additional Noninterest Income$58,0004,572
Total noninterest expense$1,111,0004,000
Salaries and employee benefits$537,0004,228
Premises and equipment expense$116,0004,722
Additional noninterest expense$458,0003,230
Pre-tax net operating income$258,0003,583
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$258,0003,384
Extraordinary gains, net$015
Net income$258,0003,384
Minority interest net income$0102
Net income of bank and minority interests.$258,0003,385
Net charge-offs$462,0001,417
Cash dividends$323,0001,295
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$258,0003,233
2008-12-31 (YTD Data)Rank
Total interest income$8,516,0003,955
Total interest expense$3,379,0003,929
Net interest income$5,137,0003,878
Provision for loan and lease losses$691,0003,273
Total noninterest income$1,003,0003,392
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$678,0002,405
Trading account gains and fees$0154
Additional Noninterest Income$325,0003,958
Total noninterest expense$4,227,0004,070
Salaries and employee benefits$2,084,0004,314
Premises and equipment expense$433,0004,865
Additional noninterest expense$1,710,0003,284
Pre-tax net operating income$1,222,0003,386
Securities gains (losses)$1,0003,084
Applicable income taxes$04,979
Income before extraordinary items$1,223,0002,874
Extraordinary gains, net$039
Net income$1,223,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$532,0002,717
Cash dividends$1,088,0002,184
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,222,0003,026
2008-09-30 (YTD Data)Rank
Total interest income$6,405,0004,011
Total interest expense$2,624,0003,958
Net interest income$3,781,0003,949
Provision for loan and lease losses$225,0004,003
Total noninterest income$750,0003,488
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$509,0002,422
Trading account gains and fees$0148
Additional Noninterest Income$241,0004,093
Total noninterest expense$3,189,0004,033
Salaries and employee benefits$1,608,0004,244
Premises and equipment expense$312,0004,994
Additional noninterest expense$1,269,0003,222
Pre-tax net operating income$1,117,0003,466
Securities gains (losses)$1,0002,971
Applicable income taxes$05,372
Income before extraordinary items$1,118,0002,877
Extraordinary gains, net$031
Net income$1,118,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$212,0002,983
Cash dividends$288,0003,474
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,117,0003,027
2008-06-30 (YTD Data)Rank
Total interest income$4,263,0004,071
Total interest expense$1,826,0003,969
Net interest income$2,437,0004,046
Provision for loan and lease losses$150,0003,592
Total noninterest income$499,0003,505
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$334,0002,436
Trading account gains and fees$0149
Additional Noninterest Income$165,0004,147
Total noninterest expense$2,108,0004,089
Salaries and employee benefits$1,070,0004,294
Premises and equipment expense$202,0005,114
Additional noninterest expense$836,0003,233
Pre-tax net operating income$678,0003,754
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$678,0003,380
Extraordinary gains, net$021
Net income$678,0003,381
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$100,0003,032
Cash dividends$166,0003,632
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$678,0003,329
2008-03-31 (YTD Data)Rank
Total interest income$2,164,0004,114
Total interest expense$959,0004,004
Net interest income$1,205,0004,093
Provision for loan and lease losses$75,0003,123
Total noninterest income$241,0003,600
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$160,0002,478
Trading account gains and fees$0158
Additional Noninterest Income$81,0004,169
Total noninterest expense$1,055,0004,081
Salaries and employee benefits$534,0004,321
Premises and equipment expense$103,0005,082
Additional noninterest expense$418,0003,184
Pre-tax net operating income$316,0004,026
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$316,0003,679
Extraordinary gains, net$015
Net income$316,0003,683
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$30,0002,966
Cash dividends$6,0003,662
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$316,0003,595
2007-12-31 (YTD Data)Rank
Total interest income$8,137,0004,317
Total interest expense$3,524,0004,319
Net interest income$4,613,0004,221
Provision for loan and lease losses$757,0001,732
Total noninterest income$1,005,0003,527
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$691,0002,390
Trading account gains and fees$0178
Additional Noninterest Income$314,0004,154
Total noninterest expense$4,263,0003,922
Salaries and employee benefits$2,055,0004,307
Premises and equipment expense$427,0004,829
Additional noninterest expense$1,781,0002,959
Pre-tax net operating income$598,0005,699
Securities gains (losses)$02,146
Applicable income taxes$253,0003,598
Income before extraordinary items$345,0006,258
Extraordinary gains, net$039
Net income$345,0006,256
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$641,0001,416
Cash dividends$960,0002,703
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$345,0006,241
2007-09-30 (YTD Data)Rank
Total interest income$5,948,0004,397
Total interest expense$2,531,0004,445
Net interest income$3,417,0004,281
Provision for loan and lease losses$255,0002,573
Total noninterest income$789,0003,424
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$533,0002,325
Trading account gains and fees$0184
Additional Noninterest Income$256,0004,045
Total noninterest expense$3,228,0003,882
Salaries and employee benefits$1,543,0004,285
Premises and equipment expense$307,0004,949
Additional noninterest expense$1,378,0002,816
Pre-tax net operating income$723,0005,057
Securities gains (losses)$01,655
Applicable income taxes$194,0003,753
Income before extraordinary items$529,0005,269
Extraordinary gains, net$033
Net income$529,0005,269
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$183,0002,083
Cash dividends$20,0005,090
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$529,0005,251
2007-06-30 (YTD Data)Rank
Total interest income$3,869,0004,494
Total interest expense$1,623,0004,550
Net interest income$2,246,0004,354
Provision for loan and lease losses$150,0002,579
Total noninterest income$575,0003,252
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$370,0002,256
Trading account gains and fees$0168
Additional Noninterest Income$205,0003,734
Total noninterest expense$2,195,0003,841
Salaries and employee benefits$1,029,0004,334
Premises and equipment expense$203,0004,994
Additional noninterest expense$963,0002,720
Pre-tax net operating income$476,0005,144
Securities gains (losses)$01,444
Applicable income taxes$126,0003,865
Income before extraordinary items$350,0005,344
Extraordinary gains, net$029
Net income$350,0005,344
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$178,0001,444
Cash dividends$20,0004,870
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$350,0005,332
2007-03-31 (YTD Data)Rank
Total interest income$1,897,0004,550
Total interest expense$782,0004,634
Net interest income$1,115,0004,376
Provision for loan and lease losses$60,0002,747
Total noninterest income$276,0003,301
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$180,0002,252
Trading account gains and fees$0195
Additional Noninterest Income$96,0003,829
Total noninterest expense$1,064,0003,947
Salaries and employee benefits$501,0004,432
Premises and equipment expense$99,0005,082
Additional noninterest expense$464,0002,775
Pre-tax net operating income$267,0004,909
Securities gains (losses)$01,187
Applicable income taxes$73,0003,698
Income before extraordinary items$194,0005,135
Extraordinary gains, net$022
Net income$194,0005,135
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$122,0001,024
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$194,0005,124
2006-12-31 (YTD Data)Rank
Total interest income$7,568,0004,346
Total interest expense$2,682,0004,613
Net interest income$4,886,0004,074
Provision for loan and lease losses$453,0002,053
Total noninterest income$1,312,0002,952
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$755,0002,226
Trading account gains and fees$0130
Additional Noninterest Income$557,0003,154
Total noninterest expense$4,273,0003,791
Salaries and employee benefits$1,926,0004,397
Premises and equipment expense$401,0004,905
Additional noninterest expense$1,946,0002,633
Pre-tax net operating income$1,472,0004,325
Securities gains (losses)$1,0001,542
Applicable income taxes$348,0003,597
Income before extraordinary items$1,125,0004,429
Extraordinary gains, net$051
Net income$1,125,0004,429
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$487,0001,196
Cash dividends$966,0002,638
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,124,2404,415
2006-09-30 (YTD Data)Rank
Total interest income$5,646,0004,341
Total interest expense$1,910,0004,687
Net interest income$3,736,0004,046
Provision for loan and lease losses$408,0001,671
Total noninterest income$1,048,0002,839
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$569,0002,228
Trading account gains and fees$0126
Additional Noninterest Income$479,0002,918
Total noninterest expense$3,236,0003,750
Salaries and employee benefits$1,417,0004,436
Premises and equipment expense$309,0004,829
Additional noninterest expense$1,510,0002,547
Pre-tax net operating income$1,140,0004,432
Securities gains (losses)$1,0001,261
Applicable income taxes$268,0003,737
Income before extraordinary items$873,0004,493
Extraordinary gains, net$045
Net income$873,0004,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$390,000964
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$872,2304,482
2006-06-30 (YTD Data)Rank
Total interest income$3,720,0004,329
Total interest expense$1,207,0004,699
Net interest income$2,513,0004,029
Provision for loan and lease losses$324,0001,378
Total noninterest income$786,0002,624
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$375,0002,219
Trading account gains and fees$0126
Additional Noninterest Income$411,0002,520
Total noninterest expense$2,235,0003,661
Salaries and employee benefits$940,0004,466
Premises and equipment expense$207,0004,829
Additional noninterest expense$1,088,0002,376
Pre-tax net operating income$740,0004,497
Securities gains (losses)$1,0001,053
Applicable income taxes$149,0004,017
Income before extraordinary items$592,0004,474
Extraordinary gains, net$039
Net income$592,0004,478
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$309,000818
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$591,2004,471
2006-03-31 (YTD Data)Rank
Total interest income$1,855,0004,292
Total interest expense$579,0004,673
Net interest income$1,276,0003,989
Provision for loan and lease losses$162,0001,343
Total noninterest income$253,0003,436
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$174,0002,295
Trading account gains and fees$0115
Additional Noninterest Income$79,0004,177
Total noninterest expense$1,022,0003,965
Salaries and employee benefits$468,0004,493
Premises and equipment expense$104,0004,836
Additional noninterest expense$450,0002,808
Pre-tax net operating income$345,0004,626
Securities gains (losses)$0955
Applicable income taxes$99,0003,605
Income before extraordinary items$246,0004,888
Extraordinary gains, net$021
Net income$246,0004,888
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$156,000717
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$246,0004,872
2005-12-31 (YTD Data)Rank
Total interest income$7,497,0003,950
Total interest expense$2,095,0004,296
Net interest income$5,402,0003,733
Provision for loan and lease losses$658,0001,514
Total noninterest income$1,095,0003,343
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$735,0002,258
Trading account gains and fees$0138
Additional Noninterest Income$360,0003,959
Total noninterest expense$4,189,0003,731
Salaries and employee benefits$1,898,0004,286
Premises and equipment expense$425,0004,668
Additional noninterest expense$1,866,0002,666
Pre-tax net operating income$1,650,0004,155
Securities gains (losses)$1,0002,117
Applicable income taxes$469,0003,469
Income before extraordinary items$1,182,0004,387
Extraordinary gains, net$046
Net income$1,182,0004,388
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$606,000989
Cash dividends$548,0003,494
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,181,2804,351
2005-09-30 (YTD Data)Rank
Total interest income$5,589,0003,909
Total interest expense$1,518,0004,251
Net interest income$4,071,0003,711
Provision for loan and lease losses$496,0001,419
Total noninterest income$848,0003,280
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$553,0002,248
Trading account gains and fees$0126
Additional Noninterest Income$295,0003,833
Total noninterest expense$3,059,0003,784
Salaries and employee benefits$1,408,0004,293
Premises and equipment expense$315,0004,674
Additional noninterest expense$1,336,0002,755
Pre-tax net operating income$1,364,0003,997
Securities gains (losses)$02,317
Applicable income taxes$411,0003,275
Income before extraordinary items$953,0004,301
Extraordinary gains, net$035
Net income$953,0004,302
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$346,0001,134
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$953,0004,250
2005-06-30 (YTD Data)Rank
Total interest income$3,672,0003,895
Total interest expense$980,0004,195
Net interest income$2,692,0003,700
Provision for loan and lease losses$334,0001,389
Total noninterest income$538,0003,344
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$359,0002,252
Trading account gains and fees$0116
Additional Noninterest Income$179,0003,951
Total noninterest expense$1,968,0003,855
Salaries and employee benefits$898,0004,431
Premises and equipment expense$208,0004,682
Additional noninterest expense$862,0002,820
Pre-tax net operating income$928,0003,910
Securities gains (losses)$02,146
Applicable income taxes$282,0003,208
Income before extraordinary items$646,0004,224
Extraordinary gains, net$030
Net income$646,0004,225
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$204,0001,188
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$646,0004,175
2005-03-31 (YTD Data)Rank
Total interest income$1,833,0003,855
Total interest expense$477,0004,154
Net interest income$1,356,0003,702
Provision for loan and lease losses$172,0001,275
Total noninterest income$225,0003,709
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$148,0002,585
Trading account gains and fees$0115
Additional Noninterest Income$77,0004,262
Total noninterest expense$973,0003,919
Salaries and employee benefits$446,0004,475
Premises and equipment expense$98,0004,931
Additional noninterest expense$429,0002,836
Pre-tax net operating income$436,0004,050
Securities gains (losses)$01,685
Applicable income taxes$148,0003,123
Income before extraordinary items$288,0004,485
Extraordinary gains, net$024
Net income$288,0004,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$123,000977
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$288,0004,442
2004-12-31 (YTD Data)Rank
Total interest income$7,555,0003,566
Total interest expense$2,090,0003,519
Net interest income$5,465,0003,550
Provision for loan and lease losses$921,0001,129
Total noninterest income$947,0003,681
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$654,0002,528
Trading account gains and fees$0138
Additional Noninterest Income$293,0004,312
Total noninterest expense$4,104,0003,657
Salaries and employee benefits$1,835,0004,274
Premises and equipment expense$437,0004,509
Additional noninterest expense$1,832,0002,612
Pre-tax net operating income$1,387,0004,456
Securities gains (losses)$-11,0008,257
Applicable income taxes$371,0003,845
Income before extraordinary items$1,005,0004,688
Extraordinary gains, net$034
Net income$1,005,0004,689
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,055,000742
Cash dividends$510,0003,489
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,013,0304,592
2004-09-30 (YTD Data)Rank
Total interest income$5,739,0003,513
Total interest expense$1,585,0003,449
Net interest income$4,154,0003,487
Provision for loan and lease losses$779,000978
Total noninterest income$720,0003,663
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$505,0002,478
Trading account gains and fees$0134
Additional Noninterest Income$215,0004,362
Total noninterest expense$2,917,0003,799
Salaries and employee benefits$1,308,0004,404
Premises and equipment expense$318,0004,582
Additional noninterest expense$1,291,0002,721
Pre-tax net operating income$1,178,0004,202
Securities gains (losses)$-12,0008,545
Applicable income taxes$334,0003,596
Income before extraordinary items$832,0004,509
Extraordinary gains, net$026
Net income$832,0004,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$631,000794
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$840,5204,402
2004-06-30 (YTD Data)Rank
Total interest income$3,867,0003,465
Total interest expense$1,070,0003,397
Net interest income$2,797,0003,450
Provision for loan and lease losses$503,000982
Total noninterest income$517,0003,488
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$354,0002,367
Trading account gains and fees$0130
Additional Noninterest Income$163,0004,148
Total noninterest expense$1,947,0003,822
Salaries and employee benefits$823,0004,620
Premises and equipment expense$204,0004,697
Additional noninterest expense$920,0002,571
Pre-tax net operating income$864,0003,912
Securities gains (losses)$-11,0008,702
Applicable income taxes$246,0003,415
Income before extraordinary items$607,0004,222
Extraordinary gains, net$021
Net income$607,0004,223
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$404,000836
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$614,8104,094
2004-03-31 (YTD Data)Rank
Total interest income$1,975,0003,422
Total interest expense$542,0003,398
Net interest income$1,433,0003,381
Provision for loan and lease losses$143,0001,598
Total noninterest income$249,0003,539
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$171,0002,391
Trading account gains and fees$0121
Additional Noninterest Income$78,0004,224
Total noninterest expense$950,0003,921
Salaries and employee benefits$402,0004,720
Premises and equipment expense$98,0004,857
Additional noninterest expense$450,0002,610
Pre-tax net operating income$589,0003,119
Securities gains (losses)$-11,0008,921
Applicable income taxes$172,0002,827
Income before extraordinary items$406,0003,457
Extraordinary gains, net$016
Net income$406,0003,456
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0001,358
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$413,7003,308
2003-12-31 (YTD Data)Rank
Total interest income$8,398,0003,299
Total interest expense$2,636,0003,211
Net interest income$5,762,0003,286
Provision for loan and lease losses$740,0001,553
Total noninterest income$886,0003,986
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$676,0002,431
Trading account gains and fees$0160
Additional Noninterest Income$210,0005,193
Total noninterest expense$3,690,0003,939
Salaries and employee benefits$1,682,0004,472
Premises and equipment expense$416,0004,606
Additional noninterest expense$1,592,0002,916
Pre-tax net operating income$2,218,0003,146
Securities gains (losses)$98,0001,917
Applicable income taxes$710,0002,770
Income before extraordinary items$1,606,0003,396
Extraordinary gains, net$054
Net income$1,606,0003,396
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$737,0001,170
Cash dividends$585,0003,272
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,538,3803,330
2003-09-30 (YTD Data)Rank
Total interest income$6,407,0003,285
Total interest expense$2,059,0003,213
Net interest income$4,348,0003,294
Provision for loan and lease losses$605,0001,395
Total noninterest income$653,0004,079
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$501,0002,470
Trading account gains and fees$0153
Additional Noninterest Income$152,0005,316
Total noninterest expense$2,726,0003,971
Salaries and employee benefits$1,246,0004,490
Premises and equipment expense$313,0004,584
Additional noninterest expense$1,167,0002,964
Pre-tax net operating income$1,670,0003,257
Securities gains (losses)$98,0001,769
Applicable income taxes$561,0002,803
Income before extraordinary items$1,207,0003,486
Extraordinary gains, net$040
Net income$1,207,0003,486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$513,0001,139
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,140,3603,470
2003-06-30 (YTD Data)Rank
Total interest income$4,347,0003,266
Total interest expense$1,446,0003,160
Net interest income$2,901,0003,292
Provision for loan and lease losses$470,0001,215
Total noninterest income$425,0004,103
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$327,0002,480
Trading account gains and fees$0150
Additional Noninterest Income$98,0005,351
Total noninterest expense$1,804,0003,992
Salaries and employee benefits$815,0004,551
Premises and equipment expense$210,0004,570
Additional noninterest expense$779,0002,929
Pre-tax net operating income$1,052,0003,394
Securities gains (losses)$125,0001,343
Applicable income taxes$372,0002,833
Income before extraordinary items$805,0003,497
Extraordinary gains, net$030
Net income$805,0003,497
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$479,000869
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$720,0003,592
2003-03-31 (YTD Data)Rank
Total interest income$2,178,0003,270
Total interest expense$742,0003,150
Net interest income$1,436,0003,293
Provision for loan and lease losses$135,0001,910
Total noninterest income$218,0003,951
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$157,0002,491
Trading account gains and fees$0134
Additional Noninterest Income$61,0004,883
Total noninterest expense$910,0003,963
Salaries and employee benefits$423,0004,448
Premises and equipment expense$103,0004,610
Additional noninterest expense$384,0002,959
Pre-tax net operating income$609,0003,047
Securities gains (losses)$02,891
Applicable income taxes$191,0002,777
Income before extraordinary items$418,0003,356
Extraordinary gains, net$021
Net income$418,0003,353
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0001,125
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$418,0003,188
2002-12-31 (YTD Data)Rank
Total interest income$9,049,0003,283
Total interest expense$3,635,0002,992
Net interest income$5,414,0003,415
Provision for loan and lease losses$610,0002,028
Total noninterest income$794,0004,025
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$605,0002,552
Trading account gains and fees$0153
Additional Noninterest Income$189,0005,140
Total noninterest expense$3,316,0004,133
Salaries and employee benefits$1,507,0004,679
Premises and equipment expense$394,0004,704
Additional noninterest expense$1,415,0003,096
Pre-tax net operating income$2,282,0003,092
Securities gains (losses)$04,537
Applicable income taxes$716,0002,800
Income before extraordinary items$1,566,0003,388
Extraordinary gains, net$070
Net income$1,566,0003,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,610
Cash dividends$525,0003,362
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,566,0003,279
2001-12-31 (YTD Data)Rank
Total interest income$9,343,0003,513
Total interest expense$4,643,0003,369
Net interest income$4,700,0003,617
Provision for loan and lease losses$620,0001,848
Total noninterest income$1,047,0003,232
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$624,0002,361
Trading account gains and fees$0177
Additional Noninterest Income$423,0003,431
Total noninterest expense$3,278,0004,041
Salaries and employee benefits$1,489,0004,542
Premises and equipment expense$374,0004,810
Additional noninterest expense$1,415,0003,027
Pre-tax net operating income$1,849,0003,362
Securities gains (losses)$22,0003,077
Applicable income taxes$568,0003,064
Income before extraordinary items$1,303,0003,577
Extraordinary gains, net$0105
Net income$1,303,0003,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$453,0001,665
Cash dividends$472,0003,580
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,287,6003,511
2000-12-31 (YTD Data)Rank
Total interest income$8,746,0003,823
Total interest expense$4,280,0003,767
Net interest income$4,466,0003,819
Provision for loan and lease losses$360,0002,489
Total noninterest income$684,0004,063
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$410,0003,180
Trading account gains and feesNANA
Additional Noninterest Income$274,0004,111
Total noninterest expense$2,982,0004,254
Salaries and employee benefits$1,373,0004,691
Premises and equipment expense$295,0005,479
Additional noninterest expense$1,314,0003,153
Pre-tax net operating income$1,808,0003,560
Securities gains (losses)$01,956
Applicable income taxes$539,0003,322
Income before extraordinary items$1,269,0003,705
Extraordinary gains, net$038
Net income$1,269,0003,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,062
Cash dividends$435,0003,807
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,269,0003,693
1999-12-31 (YTD Data)Rank
Total interest income$7,653,0004,093
Total interest expense$3,567,0003,978
Net interest income$4,086,0004,104
Provision for loan and lease losses$352,0002,341
Total noninterest income$769,0003,726
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$448,0002,904
Trading account gains and feesNANA
Additional Noninterest Income$321,0003,866
Total noninterest expense$2,808,0004,459
Salaries and employee benefits$1,303,0004,863
Premises and equipment expense$249,0006,055
Additional noninterest expense$1,256,0003,294
Pre-tax net operating income$1,695,0003,779
Securities gains (losses)$03,155
Applicable income taxes$490,0003,686
Income before extraordinary items$1,205,0003,862
Extraordinary gains, net$035
Net income$1,205,0003,863
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,666
Cash dividends$398,0003,998
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,205,0003,830
1998-12-31 (YTD Data)Rank
Total interest income$6,965,0004,414
Total interest expense$3,352,0004,310
Net interest income$3,613,0004,464
Provision for loan and lease losses$222,0003,296
Total noninterest income$713,0003,920
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$386,0003,230
Trading account gains and feesNANA
Additional Noninterest Income$327,0003,829
Total noninterest expense$2,614,0004,619
Salaries and employee benefits$1,169,0005,175
Premises and equipment expense$230,0006,261
Additional noninterest expense$1,215,0003,333
Pre-tax net operating income$1,490,0004,207
Securities gains (losses)$2,0003,909
Applicable income taxes$404,0004,388
Income before extraordinary items$1,088,0004,222
Extraordinary gains, net$032
Net income$1,088,0004,221
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$149,0002,932
Cash dividends$353,0004,235
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,086,5404,131
1997-12-31 (YTD Data)Rank
Total interest income$6,100,0005,001
Total interest expense$2,857,0004,922
Net interest income$3,243,0005,007
Provision for loan and lease losses$208,0003,367
Total noninterest income$707,0003,946
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$342,0003,686
Trading account gains and feesNANA
Additional Noninterest Income$365,0003,496
Total noninterest expense$2,286,0005,124
Salaries and employee benefits$1,077,0005,566
Premises and equipment expense$185,0007,111
Additional noninterest expense$1,024,0003,819
Pre-tax net operating income$1,456,0004,602
Securities gains (losses)$03,944
Applicable income taxes$407,0004,832
Income before extraordinary items$1,049,0004,522
Extraordinary gains, net$044
Net income$1,049,0004,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,457
Cash dividends$330,0004,349
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,049,0004,468
1996-12-31 (YTD Data)Rank
Total interest income$5,232,0005,744
Total interest expense$2,502,0005,513
Net interest income$2,730,0005,833
Provision for loan and lease losses$274,0002,781
Total noninterest income$471,0005,369
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$301,0004,214
Trading account gains and feesNANA
Additional Noninterest Income$170,0005,600
Total noninterest expense$1,760,0006,474
Salaries and employee benefits$820,0006,884
Premises and equipment expense$180,0007,427
Additional noninterest expense$760,0005,402
Pre-tax net operating income$1,167,0005,215
Securities gains (losses)$04,148
Applicable income taxes$301,0005,818
Income before extraordinary items$866,0005,001
Extraordinary gains, net$053
Net income$866,0005,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0003,474
Cash dividends$300,0004,471
Sale, conversion, retirement of capital stock, net$0953
Net operating income$866,0004,950
1995-12-31 (YTD Data)Rank
Total interest income$4,564,0006,392
Total interest expense$2,165,0006,145
Net interest income$2,399,0006,478
Provision for loan and lease losses$130,0003,931
Total noninterest income$350,0006,484
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$295,0004,351
Trading account gains and feesNANA
Additional Noninterest Income$55,0008,981
Total noninterest expense$1,489,0007,305
Salaries and employee benefits$688,0007,793
Premises and equipment expense$124,0008,943
Additional noninterest expense$677,0006,012
Pre-tax net operating income$1,130,0005,489
Securities gains (losses)$03,831
Applicable income taxes$262,0006,486
Income before extraordinary items$868,0005,130
Extraordinary gains, net$065
Net income$868,0005,128
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$96,0003,855
Cash dividends$298,0004,607
Sale, conversion, retirement of capital stock, net$0809
Net operating income$868,0005,116
1994-12-31 (YTD Data)Rank
Total interest income$4,053,0006,628
Total interest expense$1,669,0006,421
Net interest income$2,384,0006,688
Provision for loan and lease losses$160,0003,463
Total noninterest income$298,0007,275
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$267,0004,793
Trading account gains and feesNANA
Additional Noninterest Income$31,00010,719
Total noninterest expense$1,456,0007,747
Salaries and employee benefits$648,0008,284
Premises and equipment expense$109,0009,741
Additional noninterest expense$699,0006,322
Pre-tax net operating income$1,066,0005,692
Securities gains (losses)$03,600
Applicable income taxes$237,0006,725
Income before extraordinary items$829,0005,222
Extraordinary gains, net$0249
Net income$829,0005,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$146,0003,018
Cash dividends$240,0005,038
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$829,0005,276
1993-12-31 (YTD Data)Rank
Total interest income$4,006,0006,870
Total interest expense$1,723,0006,554
Net interest income$2,283,0006,961
Provision for loan and lease losses$180,0004,132
Total noninterest income$289,0007,815
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$255,0005,032
Trading account gains and feesNANA
Additional Noninterest Income$34,00011,040
Total noninterest expense$1,349,0008,338
Salaries and employee benefits$592,0008,868
Premises and equipment expense$121,0009,761
Additional noninterest expense$636,0007,036
Pre-tax net operating income$1,043,0005,726
Securities gains (losses)$07,477
Applicable income taxes$243,0006,914
Income before extraordinary items$800,0005,571
Extraordinary gains, net$03,149
Net income$800,0005,708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$174,0003,398
Cash dividends$225,0005,134
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$800,0005,336
1992-12-31 (YTD Data)Rank
Total interest income$4,219,0007,215
Total interest expense$2,188,0006,642
Net interest income$2,031,0007,662
Provision for loan and lease losses$167,0005,802
Total noninterest income$272,0008,140
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$233,0005,383
Trading account gains and feesNANA
Additional Noninterest Income$39,00011,113
Total noninterest expense$1,275,0008,740
Salaries and employee benefits$529,0009,493
Premises and equipment expense$113,00010,290
Additional noninterest expense$633,0007,232
Pre-tax net operating income$861,0006,283
Securities gains (losses)$21,0005,524
Applicable income taxes$196,0007,643
Income before extraordinary items$686,0006,009
Extraordinary gains, net$01,422
Net income$686,0006,082
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0005,743
Cash dividends$202,0004,963
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$669,6205,759

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.