Home > Citizens' Bank > Assets and Liabilities
Citizens' Bank, Assets and Liabilities
1997-12-31 | Rank | |
# of Employees: | 32 | 5,269 |
Assets and Liabilities | ||
Total Assets: | $66,440,000 | 5,930 |
Cash and due from depository institutions | $10,565,000 | 5,269 |
Interest-bearing balances | $6,028,000 | 758 |
Securities | $17,625,000 | 5,382 |
Federal funds sold & reverse repurchase agreements | $3,200,000 | 3,774 |
Net loans & leases | $32,182,000 | 6,603 |
Loan loss allowance | $478,000 | 5,884 |
Trading account assets | $0 | 203 |
Bank premises and fixed assets | $1,604,000 | 4,500 |
Other real estate owned | $0 | 5,269 |
Goodwill and other intangibles | $78,000 | 2,722 |
All other assets | $1,186,000 | 5,360 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $66,440,000 | 5,930 |
Total liabilities | $62,070,000 | 5,763 |
Total deposits | $61,857,000 | 5,538 |
Interest-bearing deposits | $48,993,000 | 5,846 |
Deposits held in domestic offices | $61,857,000 | 5,532 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,723 |
Trading liabilities | $0 | 80 |
Other borrowed funds | $0 | 5,103 |
Subordinated debt | $0 | 260 |
All other liabilities | $213,000 | 8,812 |
Total equity capital | $4,370,000 | 7,722 |
Total bank equity capital | $4,370,000 | 7,722 |
Perpetual preferred stock | $0 | 223 |
Common stock | $150,000 | 7,662 |
Surplus | $1,200,000 | 6,886 |
Undivided profits | $3,020,000 | 6,002 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $30,000 | 9,029 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
Income earned, not collected on loans | $299,000 | 6,843 |
Earning assets | $59,035,000 | 6,053 |
Long-term assets (5+ years) | $7,956,000 | 4,888 |
Average Assets, year-to-date | $57,708,600 | 6,316 |
Average Assets, quarterly | $61,587,500 | 6,184 |
Volatile liabilities | $10,189,000 | 4,949 |
Insider loans | $3,948,000 | 1,054 |
FHLB advances | $0 | 780 |
Loans and leases held for sale | $0 | 1,579 |
Unused loan commitments | $5,950,000 | 4,761 |
Tier 1 (core) risk-based capital | $4,293,000 | 7,664 |
Tier 2 risk-based capital | $478,000 | 5,333 |
Total risk weighted assets | $39,624,700 | 5,976 |
Total unused commitments | $5,950,000 | 4,765 |
Derivatives | $0 | 533 |
1996-12-31 | Rank | |
# of Employees: | 32 | 5,523 |
Assets and Liabilities | ||
Total Assets: | $52,486,000 | 7,060 |
Cash and due from depository institutions | $3,021,000 | 5,523 |
Interest-bearing balances | $3,000 | 6,497 |
Securities | $19,271,000 | 5,440 |
Federal funds sold & reverse repurchase agreements | $200,000 | 8,062 |
Net loans & leases | $27,827,000 | 7,256 |
Loan loss allowance | $288,000 | 8,009 |
Trading account assets | $0 | 240 |
Bank premises and fixed assets | $1,509,000 | 4,684 |
Other real estate owned | $32,000 | 5,523 |
Goodwill and other intangibles | $88,000 | 2,574 |
All other assets | $539,000 | 8,589 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $52,486,000 | 7,060 |
Total liabilities | $48,407,000 | 6,945 |
Total deposits | $48,255,000 | 6,763 |
Interest-bearing deposits | $37,517,000 | 7,153 |
Deposits held in domestic offices | $48,255,000 | 6,755 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,907 |
Trading liabilities | $0 | 97 |
Other borrowed funds | $0 | 5,299 |
Subordinated debt | $0 | 298 |
All other liabilities | $152,000 | 9,924 |
Total equity capital | $4,079,000 | 8,114 |
Total bank equity capital | $4,079,000 | 8,114 |
Perpetual preferred stock | $0 | 250 |
Common stock | $150,000 | 8,068 |
Surplus | $1,200,000 | 7,091 |
Undivided profits | $2,728,000 | 6,348 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $86,000 | 8,372 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
Income earned, not collected on loans | $250,000 | 7,653 |
Earning assets | $47,301,000 | 7,125 |
Long-term assets (5+ years) | $6,231,000 | 5,341 |
Average Assets, year-to-date | $51,991,600 | 6,923 |
Average Assets, quarterly | $54,264,000 | 6,884 |
Volatile liabilities | $7,881,000 | 5,656 |
Insider loans | $2,996,000 | 1,448 |
FHLB advances | $0 | 882 |
Loans and leases held for sale | $0 | 1,560 |
Unused loan commitments | $6,422,000 | 4,446 |
Tier 1 (core) risk-based capital | $4,077,000 | 8,017 |
Tier 2 risk-based capital | $288,000 | 7,385 |
Total risk weighted assets | $32,546,200 | 6,792 |
Total unused commitments | $6,422,000 | 4,460 |
Derivatives | $0 | 549 |
1995-12-31 | Rank | |
# of Employees: | 30 | 5,997 |
Assets and Liabilities | ||
Total Assets: | $49,667,000 | 7,432 |
Cash and due from depository institutions | $2,561,000 | 5,997 |
Interest-bearing balances | $5,000 | 6,618 |
Securities | $16,451,000 | 6,335 |
Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
Net loans & leases | $28,708,000 | 7,183 |
Loan loss allowance | $243,000 | 8,853 |
Trading account assets | $0 | 261 |
Bank premises and fixed assets | $1,272,000 | 5,202 |
Other real estate owned | $0 | 5,997 |
Goodwill and other intangibles | $118,000 | 2,275 |
All other assets | $556,000 | 8,774 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $49,667,000 | 7,432 |
Total liabilities | $45,738,000 | 7,317 |
Total deposits | $45,513,000 | 7,162 |
Interest-bearing deposits | $34,414,000 | 7,688 |
Deposits held in domestic offices | $45,513,000 | 7,158 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,736 |
Trading liabilities | $0 | 110 |
Other borrowed funds | $0 | 5,136 |
Subordinated debt | $0 | 337 |
All other liabilities | $226,000 | 9,339 |
Total equity capital | $3,929,000 | 8,427 |
Total bank equity capital | $3,929,000 | 8,427 |
Perpetual preferred stock | $0 | 288 |
Common stock | $150,000 | 8,467 |
Surplus | $1,200,000 | 7,212 |
Undivided profits | $2,578,000 | 6,695 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $46,000 | 9,406 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
Income earned, not collected on loans | $315,000 | 6,903 |
Earning assets | $45,164,000 | 7,459 |
Long-term assets (5+ years) | $1,260,000 | 8,693 |
Average Assets, year-to-date | $47,979,000 | 7,389 |
Average Assets, quarterly | $50,026,000 | 7,359 |
Volatile liabilities | $5,805,000 | 6,412 |
Insider loans | $3,124,000 | 1,389 |
FHLB advances | $0 | 855 |
Loans and leases held for sale | $0 | 1,606 |
Unused loan commitments | $6,108,000 | 4,451 |
Tier 1 (core) risk-based capital | $3,798,000 | 8,453 |
Tier 2 risk-based capital | $243,000 | 8,174 |
Total risk weighted assets | $32,547,800 | 6,854 |
Total unused commitments | $6,108,000 | 4,463 |
Derivatives | $0 | 628 |
1994-12-31 | Rank | |
# of Employees: | 28 | 6,490 |
Assets and Liabilities | ||
Total Assets: | $45,037,000 | 7,974 |
Cash and due from depository institutions | $1,510,000 | 6,490 |
Interest-bearing balances | $25,000 | 6,396 |
Securities | $18,328,000 | 6,258 |
Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
Net loans & leases | $23,088,000 | 8,146 |
Loan loss allowance | $222,000 | 9,493 |
Trading account assets | $0 | 286 |
Bank premises and fixed assets | $1,280,000 | 5,195 |
Other real estate owned | $59,000 | 6,490 |
Goodwill and other intangibles | $143,000 | 2,096 |
All other assets | $629,000 | 8,707 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $45,037,000 | 7,974 |
Total liabilities | $41,560,000 | 7,870 |
Total deposits | $40,252,000 | 7,795 |
Interest-bearing deposits | $31,914,000 | 8,157 |
Deposits held in domestic offices | $40,252,000 | 7,786 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,200,000 | 3,161 |
Trading liabilities | $0 | 87 |
Other borrowed funds | $0 | 5,375 |
Subordinated debt | $0 | 372 |
All other liabilities | $108,000 | 10,944 |
Total equity capital | $3,477,000 | 8,834 |
Total bank equity capital | $3,477,000 | 8,834 |
Perpetual preferred stock | $0 | 310 |
Common stock | $150,000 | 8,932 |
Surplus | $1,200,000 | 7,357 |
Undivided profits | $2,127,000 | 6,972 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $23,000 | 10,473 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
Income earned, not collected on loans | $259,000 | 7,305 |
Earning assets | $41,441,000 | 7,934 |
Long-term assets (5+ years) | $1,575,000 | 8,748 |
Average Assets, year-to-date | $43,327,200 | 8,051 |
Average Assets, quarterly | $45,325,500 | 7,914 |
Volatile liabilities | $6,776,000 | 5,666 |
Insider loans | $2,292,000 | 1,824 |
FHLB advances | $0 | 993 |
Loans and leases held for sale | $0 | 1,430 |
Unused loan commitments | $4,175,000 | 5,424 |
Tier 1 (core) risk-based capital | $3,567,000 | 8,825 |
Tier 2 risk-based capital | $222,000 | 8,728 |
Total risk weighted assets | $27,540,500 | 7,619 |
Total unused commitments | $4,175,000 | 5,432 |
Derivatives | $0 | 687 |
1993-12-31 | Rank | |
# of Employees: | 27 | 6,938 |
Assets and Liabilities | ||
Total Assets: | $40,482,000 | 8,765 |
Cash and due from depository institutions | $1,575,000 | 6,938 |
Interest-bearing balances | $0 | 7,655 |
Securities | $12,866,000 | 8,064 |
Federal funds sold & reverse repurchase agreements | $1,600,000 | 6,473 |
Net loans & leases | $22,252,000 | 8,373 |
Loan loss allowance | $197,000 | 10,317 |
Trading account assets | $0 | 330 |
Bank premises and fixed assets | $1,176,000 | 5,537 |
Other real estate owned | $618,000 | 6,938 |
Goodwill and other intangibles | $62,000 | 2,415 |
All other assets | $333,000 | 10,940 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $40,482,000 | 8,765 |
Total liabilities | $36,975,000 | 8,709 |
Total deposits | $36,910,000 | 8,551 |
Interest-bearing deposits | $27,999,000 | 9,137 |
Deposits held in domestic offices | $36,910,000 | 8,545 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $0 | 3,944 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,027 |
Subordinated debt | $0 | 413 |
All other liabilities | $65,000 | 12,410 |
Total equity capital | $3,507,000 | 9,055 |
Total bank equity capital | $3,507,000 | 9,055 |
Perpetual preferred stock | $0 | 343 |
Common stock | $150,000 | 9,374 |
Surplus | $1,200,000 | 7,431 |
Undivided profits | $2,157,000 | 7,266 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $18,000 | 11,447 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
Income earned, not collected on loans | $189,000 | 8,426 |
Earning assets | $36,718,000 | 8,798 |
Long-term assets (5+ years) | $3,095,000 | 7,725 |
Average Assets, year-to-date | $38,969,400 | 8,816 |
Average Assets, quarterly | $39,516,000 | 8,840 |
Volatile liabilities | $3,239,000 | 8,124 |
Insider loans | $3,010,000 | 1,382 |
FHLB advances | $0 | 821 |
Loans and leases held for sale | $0 | 1,681 |
Unused loan commitments | $3,146,000 | 6,242 |
Tier 1 (core) risk-based capital | $3,445,000 | 9,074 |
Tier 2 risk-based capital | $197,000 | 9,436 |
Total risk weighted assets | $26,881,800 | 7,777 |
Total unused commitments | $3,146,000 | 6,263 |
Derivatives | $0 | 714 |
1992-12-31 | Rank | |
# of Employees: | 26 | 7,249 |
Assets and Liabilities | ||
Total Assets: | $37,409,000 | 9,357 |
Cash and due from depository institutions | $2,117,000 | 7,249 |
Interest-bearing balances | $0 | 8,059 |
Securities | $12,373,000 | 8,247 |
Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
Net loans & leases | $20,886,000 | 8,724 |
Loan loss allowance | $222,000 | 10,106 |
Trading account assets | $0 | 344 |
Bank premises and fixed assets | $1,151,000 | 5,648 |
Other real estate owned | $440,000 | 7,249 |
Goodwill and other intangibles | $0 | 3,106 |
All other assets | $442,000 | 10,260 |
Life insurance assets | $0 | 1 |
Total liabilities and capital | $37,409,000 | 9,357 |
Total liabilities | $34,153,000 | 9,322 |
Total deposits | $32,120,000 | 9,448 |
Interest-bearing deposits | $24,829,000 | 9,958 |
Deposits held in domestic offices | $32,120,000 | 9,443 |
% insured | 0.00% | 1 |
Federal funds purchased & repurchase agreements | $1,900,000 | 2,098 |
Trading liabilities | $0 | 1 |
Other borrowed funds | $0 | 5,085 |
Subordinated debt | $0 | 482 |
All other liabilities | $133,000 | 11,552 |
Total equity capital | $3,256,000 | 9,315 |
Total bank equity capital | $3,256,000 | 9,315 |
Perpetual preferred stock | $0 | 346 |
Common stock | $150,000 | 9,817 |
Surplus | $1,200,000 | 7,411 |
Undivided profits | $1,906,000 | 7,582 |
Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
Memoranda | ||
Noncurrent loans and leases | $273,000 | 7,501 |
Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
Income earned, not collected on loans | $246,000 | 7,615 |
Earning assets | $33,259,000 | 9,438 |
Long-term assets (5+ years) | $3,004,000 | 7,988 |
Average Assets, year-to-date | $35,988,400 | 9,396 |
Average Assets, quarterly | $36,979,500 | 9,340 |
Volatile liabilities | $5,920,000 | 5,933 |
Insider loans | $0 | 9,493 |
FHLB advances | $0 | 832 |
Loans and leases held for sale | $0 | 1,207 |
Unused loan commitments | $3,882,000 | 5,341 |
Tier 1 (core) risk-based capital | $3,256,000 | 9,245 |
Tier 2 risk-based capital | $222,000 | 9,014 |
Total risk weighted assets | $24,162,200 | 8,431 |
Total unused commitments | $3,882,000 | 5,370 |
Derivatives | $0 | 651 |