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Chesapeake Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$65,117,000	755
Total interest expense	$17,336,000	870
Net interest income	$47,781,000	700
Provision for loan and lease losses	$940,000	869
Total noninterest income	$25,537,000	380
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,065,000	952
Trading account gains and fees	$0	123
Additional Noninterest Income	$24,472,000	279
Total noninterest expense	$57,230,000	510
Salaries and employee benefits	$24,631,000	621
Premises and equipment expense	$3,503,000	757
Additional noninterest expense	$24,472,000	279
Pre-tax net operating income	$15,148,000	853
Securities gains (losses)	$-2,884,000	4,441
Applicable income taxes	$2,193,000	925
Income before extraordinary items	$10,071,000	1,003
Extraordinary gains, net	$0	54
Net income	$10,071,000	1,016
Minority interest net income	$0	88
Net income of bank and minority interests.	$10,071,000	1,006
Net charge-offs	$980,000	539
Cash dividends	$3,500,000	1,047
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$12,435,880	853
2023-09-30 (YTD Data)		Rank
Total interest income	$46,656,000	765
Total interest expense	$11,315,000	911
Net interest income	$35,341,000	713
Provision for loan and lease losses	$705,000	822
Total noninterest income	$18,929,000	388
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$782,000	966
Trading account gains and fees	$0	125
Additional Noninterest Income	$18,147,000	283
Total noninterest expense	$41,087,000	524
Salaries and employee benefits	$17,699,000	647
Premises and equipment expense	$2,535,000	779
Additional noninterest expense	$18,147,000	283
Pre-tax net operating income	$12,478,000	817
Securities gains (losses)	$-1,837,000	4,506
Applicable income taxes	$1,827,000	875
Income before extraordinary items	$8,814,000	918
Extraordinary gains, net	$0	52
Net income	$8,814,000	923
Minority interest net income	$0	81
Net income of bank and minority interests.	$8,814,000	918
Net charge-offs	$93,000	1,201
Cash dividends	$2,750,000	941
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$10,338,710	831
2023-06-30 (YTD Data)		Rank
Total interest income	$29,798,000	770
Total interest expense	$6,169,000	961
Net interest income	$23,629,000	710
Provision for loan and lease losses	$470,000	808
Total noninterest income	$11,333,000	408
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$522,000	950
Trading account gains and fees	$0	112
Additional Noninterest Income	$10,811,000	303
Total noninterest expense	$25,848,000	538
Salaries and employee benefits	$11,136,000	676
Premises and equipment expense	$1,660,000	780
Additional noninterest expense	$10,811,000	303
Pre-tax net operating income	$8,644,000	790
Securities gains (losses)	$-1,741,000	4,557
Applicable income taxes	$1,149,000	927
Income before extraordinary items	$5,754,000	954
Extraordinary gains, net	$0	51
Net income	$5,754,000	966
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,754,000	954
Net charge-offs	$75,000	1,036
Cash dividends	$2,000,000	870
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$7,199,030	787
2023-03-31 (YTD Data)		Rank
Total interest income	$14,184,000	798
Total interest expense	$2,402,000	1,041
Net interest income	$11,782,000	717
Provision for loan and lease losses	$235,000	809
Total noninterest income	$5,311,000	429
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$265,000	960
Trading account gains and fees	$0	97
Additional Noninterest Income	$5,046,000	317
Total noninterest expense	$11,771,000	596
Salaries and employee benefits	$5,190,000	747
Premises and equipment expense	$794,000	845
Additional noninterest expense	$5,046,000	317
Pre-tax net operating income	$5,087,000	712
Securities gains (losses)	$-214,000	4,449
Applicable income taxes	$836,000	755
Income before extraordinary items	$4,037,000	736
Extraordinary gains, net	$0	4
Net income	$4,037,000	735
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,037,000	735
Net charge-offs	$35,000	923
Cash dividends	$750,000	976
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,214,620	715
2022-12-31 (YTD Data)		Rank
Total interest income	$50,407,000	736
Total interest expense	$2,374,000	1,420
Net interest income	$48,033,000	696
Provision for loan and lease losses	$940,000	855
Total noninterest income	$23,697,000	421
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,013,000	1,008
Trading account gains and fees	$0	116
Additional Noninterest Income	$22,684,000	310
Total noninterest expense	$47,637,000	570
Salaries and employee benefits	$21,741,000	684
Premises and equipment expense	$4,179,000	649
Additional noninterest expense	$22,684,000	310
Pre-tax net operating income	$23,153,000	684
Securities gains (losses)	$-3,303,000	4,606
Applicable income taxes	$2,702,000	883
Income before extraordinary items	$17,148,000	721
Extraordinary gains, net	$0	5
Net income	$17,148,000	722
Minority interest net income	$0	63
Net income of bank and minority interests.	$17,148,000	722
Net charge-offs	$-251,000	4,479
Cash dividends	$5,100,000	758
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$19,988,580	656
2022-09-30 (YTD Data)		Rank
Total interest income	$36,718,000	727
Total interest expense	$1,332,000	1,437
Net interest income	$35,386,000	697
Provision for loan and lease losses	$705,000	781
Total noninterest income	$18,723,000	417
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$740,000	1,036
Trading account gains and fees	$0	111
Additional Noninterest Income	$17,983,000	316
Total noninterest expense	$34,301,000	583
Salaries and employee benefits	$15,814,000	706
Premises and equipment expense	$3,027,000	668
Additional noninterest expense	$17,983,000	316
Pre-tax net operating income	$19,103,000	637
Securities gains (losses)	$-3,218,000	4,660
Applicable income taxes	$2,534,000	780
Income before extraordinary items	$13,351,000	697
Extraordinary gains, net	$0	4
Net income	$13,351,000	697
Minority interest net income	$0	57
Net income of bank and minority interests.	$13,351,000	697
Net charge-offs	$-243,000	4,514
Cash dividends	$3,750,000	714
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$16,054,120	623
2022-06-30 (YTD Data)		Rank
Total interest income	$23,882,000	711
Total interest expense	$810,000	1,344
Net interest income	$23,072,000	690
Provision for loan and lease losses	$470,000	718
Total noninterest income	$13,112,000	397
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$476,000	1,044
Trading account gains and fees	$0	108
Additional Noninterest Income	$12,636,000	313
Total noninterest expense	$21,988,000	600
Salaries and employee benefits	$10,345,000	712
Premises and equipment expense	$2,040,000	653
Additional noninterest expense	$9,603,000	446
Pre-tax net operating income	$13,726,000	574
Securities gains (losses)	$-3,421,000	4,697
Applicable income taxes	$1,618,000	759
Income before extraordinary items	$8,687,000	672
Extraordinary gains, net	$0	4
Net income	$8,687,000	672
Minority interest net income	$0	60
Net income of bank and minority interests.	$8,687,000	672
Net charge-offs	$-258,000	4,601
Cash dividends	$3,000,000	613
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$11,560,640	555
2022-03-31 (YTD Data)		Rank
Total interest income	$11,754,000	700
Total interest expense	$455,000	1,188
Net interest income	$11,299,000	684
Provision for loan and lease losses	$235,000	599
Total noninterest income	$7,930,000	355
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$236,000	1,042
Trading account gains and fees	$0	103
Additional Noninterest Income	$7,694,000	283
Total noninterest expense	$10,420,000	630
Salaries and employee benefits	$4,800,000	765
Premises and equipment expense	$1,057,000	638
Additional noninterest expense	$4,563,000	457
Pre-tax net operating income	$8,574,000	468
Securities gains (losses)	$-3,465,000	4,771
Applicable income taxes	$750,000	777
Income before extraordinary items	$4,359,000	647
Extraordinary gains, net	$0	4
Net income	$4,359,000	647
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,359,000	647
Net charge-offs	$-32,000	4,285
Cash dividends	$1,250,000	658
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$7,304,250	456
2021-12-31 (YTD Data)		Rank
Total interest income	$46,881,000	723
Total interest expense	$2,939,000	930
Net interest income	$43,942,000	706
Provision for loan and lease losses	$1,445,000	410
Total noninterest income	$19,719,000	518
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$806,000	1,136
Trading account gains and fees	$0	132
Additional Noninterest Income	$18,913,000	433
Total noninterest expense	$45,072,000	586
Salaries and employee benefits	$20,051,000	730
Premises and equipment expense	$4,341,000	613
Additional noninterest expense	$20,680,000	413
Pre-tax net operating income	$17,144,000	847
Securities gains (losses)	$730,000	270
Applicable income taxes	$2,442,000	970
Income before extraordinary items	$15,432,000	792
Extraordinary gains, net	$0	10
Net income	$15,432,000	793
Minority interest net income	$0	74
Net income of bank and minority interests.	$15,432,000	793
Net charge-offs	$2,441,000	257
Cash dividends	$2,400,000	1,369
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$14,804,200	804
2021-09-30 (YTD Data)		Rank
Total interest income	$35,256,000	731
Total interest expense	$2,345,000	916
Net interest income	$32,911,000	716
Provision for loan and lease losses	$915,000	487
Total noninterest income	$15,651,000	515
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$598,000	1,136
Trading account gains and fees	$0	132
Additional Noninterest Income	$15,053,000	431
Total noninterest expense	$32,779,000	602
Salaries and employee benefits	$14,176,000	780
Premises and equipment expense	$2,886,000	701
Additional noninterest expense	$15,717,000	410
Pre-tax net operating income	$14,868,000	776
Securities gains (losses)	$730,000	239
Applicable income taxes	$2,404,000	866
Income before extraordinary items	$13,194,000	738
Extraordinary gains, net	$0	8
Net income	$13,194,000	738
Minority interest net income	$0	69
Net income of bank and minority interests.	$13,194,000	738
Net charge-offs	$2,434,000	216
Cash dividends	$1,800,000	1,241
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$12,573,500	752
2021-06-30 (YTD Data)		Rank
Total interest income	$23,086,000	735
Total interest expense	$1,638,000	919
Net interest income	$21,448,000	721
Provision for loan and lease losses	$410,000	716
Total noninterest income	$10,388,000	514
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$343,000	1,230
Trading account gains and fees	$0	133
Additional Noninterest Income	$10,045,000	438
Total noninterest expense	$20,857,000	621
Salaries and employee benefits	$9,118,000	801
Premises and equipment expense	$1,934,000	695
Additional noninterest expense	$9,805,000	424
Pre-tax net operating income	$10,569,000	721
Securities gains (losses)	$730,000	198
Applicable income taxes	$2,213,000	697
Income before extraordinary items	$9,086,000	714
Extraordinary gains, net	$0	6
Net income	$9,086,000	714
Minority interest net income	$0	67
Net income of bank and minority interests.	$9,086,000	714
Net charge-offs	$-70,000	4,473
Cash dividends	$1,200,000	1,224
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$8,502,000	734
2021-03-31 (YTD Data)		Rank
Total interest income	$12,091,000	704
Total interest expense	$860,000	922
Net interest income	$11,231,000	685
Provision for loan and lease losses	$205,000	797
Total noninterest income	$4,821,000	552
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$167,000	1,255
Trading account gains and fees	$0	127
Additional Noninterest Income	$4,654,000	470
Total noninterest expense	$9,787,000	657
Salaries and employee benefits	$4,307,000	841
Premises and equipment expense	$955,000	711
Additional noninterest expense	$4,525,000	433
Pre-tax net operating income	$6,060,000	658
Securities gains (losses)	$0	1,392
Applicable income taxes	$990,000	754
Income before extraordinary items	$5,070,000	659
Extraordinary gains, net	$0	3
Net income	$5,070,000	659
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,070,000	659
Net charge-offs	$-19,000	4,315
Cash dividends	$600,000	1,054
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,070,000	645
2020-12-31 (YTD Data)		Rank
Total interest income	$41,080,000	818
Total interest expense	$4,928,000	965
Net interest income	$36,152,000	798
Provision for loan and lease losses	$2,240,000	970
Total noninterest income	$19,723,000	503
Gross Fiduciary activities income	$3,000	957
Service charges on deposit accounts	$777,000	1,159
Trading account gains and fees	$0	133
Additional Noninterest Income	$18,943,000	421
Total noninterest expense	$40,758,000	614
Salaries and employee benefits	$18,898,000	751
Premises and equipment expense	$3,783,000	696
Additional noninterest expense	$18,077,000	443
Pre-tax net operating income	$12,877,000	857
Securities gains (losses)	$1,221,000	320
Applicable income taxes	$1,901,000	964
Income before extraordinary items	$12,197,000	794
Extraordinary gains, net	$0	4
Net income	$12,197,000	794
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,197,000	794
Net charge-offs	$-280,000	4,902
Cash dividends	$5,600,000	692
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$11,134,730	829
2020-09-30 (YTD Data)		Rank
Total interest income	$30,222,000	834
Total interest expense	$3,943,000	974
Net interest income	$26,279,000	809
Provision for loan and lease losses	$1,865,000	926
Total noninterest income	$14,965,000	480
Gross Fiduciary activities income	$3,000	914
Service charges on deposit accounts	$583,000	1,157
Trading account gains and fees	$0	125
Additional Noninterest Income	$14,379,000	398
Total noninterest expense	$30,211,000	606
Salaries and employee benefits	$13,561,000	770
Premises and equipment expense	$2,787,000	689
Additional noninterest expense	$13,863,000	425
Pre-tax net operating income	$9,168,000	864
Securities gains (losses)	$1,199,000	265
Applicable income taxes	$1,445,000	929
Income before extraordinary items	$8,922,000	787
Extraordinary gains, net	$0	4
Net income	$8,922,000	787
Minority interest net income	$0	65
Net income of bank and minority interests.	$8,922,000	787
Net charge-offs	$-743,000	5,008
Cash dividends	$4,700,000	592
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$7,890,860	841
2020-06-30 (YTD Data)		Rank
Total interest income	$20,132,000	844
Total interest expense	$2,806,000	979
Net interest income	$17,326,000	819
Provision for loan and lease losses	$1,210,000	963
Total noninterest income	$9,225,000	475
Gross Fiduciary activities income	$3,000	899
Service charges on deposit accounts	$409,000	1,124
Trading account gains and fees	$0	123
Additional Noninterest Income	$8,813,000	385
Total noninterest expense	$20,194,000	600
Salaries and employee benefits	$8,975,000	771
Premises and equipment expense	$1,941,000	659
Additional noninterest expense	$9,278,000	422
Pre-tax net operating income	$5,147,000	929
Securities gains (losses)	$1,199,000	191
Applicable income taxes	$860,000	938
Income before extraordinary items	$5,486,000	776
Extraordinary gains, net	$0	4
Net income	$5,486,000	776
Minority interest net income	$0	65
Net income of bank and minority interests.	$5,486,000	776
Net charge-offs	$4,000	2,717
Cash dividends	$2,700,000	640
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$4,454,860	921
2020-03-31 (YTD Data)		Rank
Total interest income	$10,146,000	837
Total interest expense	$1,600,000	955
Net interest income	$8,546,000	807
Provision for loan and lease losses	$555,000	835
Total noninterest income	$4,800,000	435
Gross Fiduciary activities income	$3,000	856
Service charges on deposit accounts	$264,000	1,068
Trading account gains and fees	$0	106
Additional Noninterest Income	$4,533,000	337
Total noninterest expense	$10,121,000	598
Salaries and employee benefits	$4,209,000	809
Premises and equipment expense	$955,000	672
Additional noninterest expense	$4,957,000	390
Pre-tax net operating income	$2,670,000	824
Securities gains (losses)	$1,199,000	95
Applicable income taxes	$572,000	667
Income before extraordinary items	$3,297,000	594
Extraordinary gains, net	$0	4
Net income	$3,297,000	595
Minority interest net income	$0	56
Net income of bank and minority interests.	$3,297,000	594
Net charge-offs	$15,000	1,715
Cash dividends	$1,100,000	759
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,277,850	825
2019-12-31 (YTD Data)		Rank
Total interest income	$41,660,000	820
Total interest expense	$7,940,000	836
Net interest income	$33,720,000	821
Provision for loan and lease losses	$615,000	1,315
Total noninterest income	$23,647,000	383
Gross Fiduciary activities income	$122,000	721
Service charges on deposit accounts	$1,080,000	1,080
Trading account gains and fees	$0	135
Additional Noninterest Income	$22,445,000	305
Total noninterest expense	$44,600,000	516
Salaries and employee benefits	$17,859,000	748
Premises and equipment expense	$3,682,000	691
Additional noninterest expense	$23,059,000	351
Pre-tax net operating income	$12,152,000	893
Securities gains (losses)	$1,891,000	155
Applicable income taxes	$2,066,000	880
Income before extraordinary items	$11,977,000	803
Extraordinary gains, net	$0	11
Net income	$11,977,000	804
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,977,000	804
Net charge-offs	$567,000	956
Cash dividends	$3,100,000	1,158
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$10,369,650	891
2019-09-30 (YTD Data)		Rank
Total interest income	$31,233,000	821
Total interest expense	$6,078,000	820
Net interest income	$25,155,000	818
Provision for loan and lease losses	$615,000	993
Total noninterest income	$17,772,000	379
Gross Fiduciary activities income	$99,000	712
Service charges on deposit accounts	$804,000	1,092
Trading account gains and fees	$0	129
Additional Noninterest Income	$16,869,000	297
Total noninterest expense	$32,195,000	537
Salaries and employee benefits	$12,513,000	791
Premises and equipment expense	$2,745,000	697
Additional noninterest expense	$16,937,000	350
Pre-tax net operating income	$10,117,000	839
Securities gains (losses)	$1,552,000	152
Applicable income taxes	$1,628,000	885
Income before extraordinary items	$10,041,000	733
Extraordinary gains, net	$0	11
Net income	$10,041,000	735
Minority interest net income	$0	72
Net income of bank and minority interests.	$10,041,000	734
Net charge-offs	$395,000	871
Cash dividends	$2,500,000	1,002
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$8,706,280	818
2019-06-30 (YTD Data)		Rank
Total interest income	$20,627,000	827
Total interest expense	$4,039,000	804
Net interest income	$16,588,000	822
Provision for loan and lease losses	$410,000	989
Total noninterest income	$11,455,000	373
Gross Fiduciary activities income	$68,000	717
Service charges on deposit accounts	$515,000	1,109
Trading account gains and fees	$0	131
Additional Noninterest Income	$10,872,000	295
Total noninterest expense	$20,967,000	559
Salaries and employee benefits	$8,218,000	790
Premises and equipment expense	$1,795,000	719
Additional noninterest expense	$10,954,000	366
Pre-tax net operating income	$6,666,000	819
Securities gains (losses)	$889,000	158
Applicable income taxes	$1,016,000	903
Income before extraordinary items	$6,539,000	727
Extraordinary gains, net	$0	11
Net income	$6,539,000	728
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,539,000	727
Net charge-offs	$44,000	1,925
Cash dividends	$1,700,000	993
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$5,765,570	800
2019-03-31 (YTD Data)		Rank
Total interest income	$10,002,000	848
Total interest expense	$1,903,000	827
Net interest income	$8,099,000	848
Provision for loan and lease losses	$205,000	924
Total noninterest income	$5,405,000	379
Gross Fiduciary activities income	$35,000	724
Service charges on deposit accounts	$253,000	1,118
Trading account gains and fees	$0	126
Additional Noninterest Income	$5,117,000	293
Total noninterest expense	$9,768,000	595
Salaries and employee benefits	$3,717,000	858
Premises and equipment expense	$867,000	751
Additional noninterest expense	$5,184,000	373
Pre-tax net operating income	$3,531,000	766
Securities gains (losses)	$62,000	352
Applicable income taxes	$466,000	946
Income before extraordinary items	$3,127,000	746
Extraordinary gains, net	$0	5
Net income	$3,127,000	746
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,127,000	745
Net charge-offs	$33,000	1,439
Cash dividends	$600,000	1,170
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,073,060	744
2018-12-31 (YTD Data)		Rank
Total interest income	$36,634,000	862
Total interest expense	$4,788,000	964
Net interest income	$31,846,000	840
Provision for loan and lease losses	$605,000	1,268
Total noninterest income	$22,022,000	390
Gross Fiduciary activities income	$139,000	739
Service charges on deposit accounts	$1,155,000	1,028
Trading account gains and fees	$0	126
Additional Noninterest Income	$20,728,000	309
Total noninterest expense	$40,239,000	555
Salaries and employee benefits	$16,130,000	777
Premises and equipment expense	$3,680,000	683
Additional noninterest expense	$20,429,000	383
Pre-tax net operating income	$13,024,000	836
Securities gains (losses)	$235,000	197
Applicable income taxes	$1,633,000	994
Income before extraordinary items	$11,626,000	811
Extraordinary gains, net	$0	6
Net income	$11,626,000	809
Minority interest net income	$0	72
Net income of bank and minority interests.	$11,626,000	810
Net charge-offs	$104,000	2,119
Cash dividends	$2,400,000	1,291
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$11,419,200	819
2018-09-30 (YTD Data)		Rank
Total interest income	$26,876,000	865
Total interest expense	$3,174,000	1,016
Net interest income	$23,702,000	836
Provision for loan and lease losses	$555,000	1,046
Total noninterest income	$16,441,000	386
Gross Fiduciary activities income	$103,000	730
Service charges on deposit accounts	$836,000	1,066
Trading account gains and fees	$0	138
Additional Noninterest Income	$15,502,000	314
Total noninterest expense	$28,952,000	578
Salaries and employee benefits	$11,434,000	820
Premises and equipment expense	$2,673,000	710
Additional noninterest expense	$14,845,000	382
Pre-tax net operating income	$10,636,000	775
Securities gains (losses)	$349,000	151
Applicable income taxes	$1,426,000	927
Income before extraordinary items	$9,559,000	744
Extraordinary gains, net	$0	5
Net income	$9,559,000	743
Minority interest net income	$0	66
Net income of bank and minority interests.	$9,559,000	743
Net charge-offs	$83,000	1,868
Cash dividends	$1,800,000	1,160
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$9,255,370	764
2018-06-30 (YTD Data)		Rank
Total interest income	$17,557,000	873
Total interest expense	$1,959,000	1,025
Net interest income	$15,598,000	843
Provision for loan and lease losses	$410,000	959
Total noninterest income	$10,860,000	393
Gross Fiduciary activities income	$71,000	733
Service charges on deposit accounts	$552,000	1,073
Trading account gains and fees	$0	130
Additional Noninterest Income	$10,237,000	315
Total noninterest expense	$19,021,000	587
Salaries and employee benefits	$7,481,000	840
Premises and equipment expense	$1,786,000	713
Additional noninterest expense	$9,754,000	386
Pre-tax net operating income	$7,027,000	777
Securities gains (losses)	$16,000	519
Applicable income taxes	$889,000	949
Income before extraordinary items	$6,154,000	754
Extraordinary gains, net	$0	6
Net income	$6,154,000	753
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,154,000	753
Net charge-offs	$-87,000	5,162
Cash dividends	$1,200,000	1,153
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,140,080	755
2018-03-31 (YTD Data)		Rank
Total interest income	$8,700,000	874
Total interest expense	$965,000	977
Net interest income	$7,735,000	845
Provision for loan and lease losses	$205,000	924
Total noninterest income	$5,205,000	400
Gross Fiduciary activities income	$32,000	752
Service charges on deposit accounts	$279,000	1,070
Trading account gains and fees	$0	123
Additional Noninterest Income	$4,894,000	317
Total noninterest expense	$9,167,000	635
Salaries and employee benefits	$3,519,000	893
Premises and equipment expense	$834,000	767
Additional noninterest expense	$4,814,000	386
Pre-tax net operating income	$3,568,000	741
Securities gains (losses)	$1,000	666
Applicable income taxes	$451,000	933
Income before extraordinary items	$3,118,000	734
Extraordinary gains, net	$0	7
Net income	$3,118,000	734
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,118,000	734
Net charge-offs	$-68,000	5,310
Cash dividends	$600,000	1,040
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,117,130	732
2017-12-31 (YTD Data)		Rank
Total interest income	$33,616,000	851
Total interest expense	$3,640,000	907
Net interest income	$29,976,000	839
Provision for loan and lease losses	$1,070,000	846
Total noninterest income	$19,432,000	428
Gross Fiduciary activities income	$108,000	776
Service charges on deposit accounts	$1,091,000	1,101
Trading account gains and fees	$0	151
Additional Noninterest Income	$18,233,000	330
Total noninterest expense	$36,174,000	603
Salaries and employee benefits	$15,188,000	807
Premises and equipment expense	$3,641,000	694
Additional noninterest expense	$17,345,000	420
Pre-tax net operating income	$12,164,000	845
Securities gains (losses)	$73,000	740
Applicable income taxes	$2,647,000	1,055
Income before extraordinary items	$9,590,000	778
Extraordinary gains, net	$0	9
Net income	$9,590,000	778
Minority interest net income	$0	76
Net income of bank and minority interests.	$9,590,000	778
Net charge-offs	$1,367,000	552
Cash dividends	$2,400,000	1,222
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$9,533,060	771
2017-09-30 (YTD Data)		Rank
Total interest income	$24,969,000	856
Total interest expense	$2,673,000	903
Net interest income	$22,296,000	846
Provision for loan and lease losses	$915,000	749
Total noninterest income	$13,761,000	457
Gross Fiduciary activities income	$74,000	787
Service charges on deposit accounts	$818,000	1,108
Trading account gains and fees	$0	145
Additional Noninterest Income	$12,869,000	353
Total noninterest expense	$26,199,000	631
Salaries and employee benefits	$11,157,000	822
Premises and equipment expense	$2,550,000	740
Additional noninterest expense	$12,492,000	428
Pre-tax net operating income	$8,943,000	868
Securities gains (losses)	$365,000	261
Applicable income taxes	$1,854,000	963
Income before extraordinary items	$7,454,000	811
Extraordinary gains, net	$0	9
Net income	$7,454,000	811
Minority interest net income	$0	71
Net income of bank and minority interests.	$7,454,000	811
Net charge-offs	$1,390,000	394
Cash dividends	$1,800,000	1,143
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$7,162,000	829
2017-06-30 (YTD Data)		Rank
Total interest income	$16,121,000	876
Total interest expense	$1,695,000	928
Net interest income	$14,426,000	869
Provision for loan and lease losses	$710,000	654
Total noninterest income	$8,885,000	467
Gross Fiduciary activities income	$47,000	795
Service charges on deposit accounts	$551,000	1,090
Trading account gains and fees	$0	139
Additional Noninterest Income	$8,287,000	362
Total noninterest expense	$16,798,000	656
Salaries and employee benefits	$7,202,000	846
Premises and equipment expense	$1,693,000	745
Additional noninterest expense	$7,903,000	451
Pre-tax net operating income	$5,803,000	869
Securities gains (losses)	$-6,000	5,430
Applicable income taxes	$1,094,000	1,043
Income before extraordinary items	$4,703,000	842
Extraordinary gains, net	$0	11
Net income	$4,703,000	841
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,703,000	842
Net charge-offs	$1,346,000	293
Cash dividends	$1,200,000	1,138
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,707,860	828
2017-03-31 (YTD Data)		Rank
Total interest income	$7,880,000	891
Total interest expense	$817,000	941
Net interest income	$7,063,000	883
Provision for loan and lease losses	$205,000	916
Total noninterest income	$4,295,000	469
Gross Fiduciary activities income	$23,000	807
Service charges on deposit accounts	$281,000	1,062
Trading account gains and fees	$0	142
Additional Noninterest Income	$3,991,000	363
Total noninterest expense	$7,693,000	715
Salaries and employee benefits	$3,138,000	972
Premises and equipment expense	$781,000	807
Additional noninterest expense	$3,774,000	464
Pre-tax net operating income	$3,460,000	720
Securities gains (losses)	$11,000	641
Applicable income taxes	$738,000	819
Income before extraordinary items	$2,733,000	716
Extraordinary gains, net	$0	8
Net income	$2,733,000	716
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,733,000	716
Net charge-offs	$-2,000	4,280
Cash dividends	$600,000	1,052
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$2,724,310	704
2016-12-31 (YTD Data)		Rank
Total interest income	$30,969,000	869
Total interest expense	$3,327,000	880
Net interest income	$27,642,000	861
Provision for loan and lease losses	$650,000	1,237
Total noninterest income	$14,324,000	534
Gross Fiduciary activities income	$86,000	821
Service charges on deposit accounts	$1,185,000	1,030
Trading account gains and fees	$0	170
Additional Noninterest Income	$13,053,000	422
Total noninterest expense	$32,314,000	670
Salaries and employee benefits	$14,784,000	808
Premises and equipment expense	$3,297,000	753
Additional noninterest expense	$14,233,000	496
Pre-tax net operating income	$9,002,000	1,009
Securities gains (losses)	$112,000	1,263
Applicable income taxes	$1,505,000	1,259
Income before extraordinary items	$7,609,000	982
Extraordinary gains, net	$0	5
Net income	$7,609,000	981
Minority interest net income	$0	82
Net income of bank and minority interests.	$7,609,000	981
Net charge-offs	$853,000	749
Cash dividends	$1,700,000	1,582
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$7,516,040	967
2016-09-30 (YTD Data)		Rank
Total interest income	$23,211,000	864
Total interest expense	$2,515,000	866
Net interest income	$20,696,000	859
Provision for loan and lease losses	$562,000	1,066
Total noninterest income	$10,430,000	549
Gross Fiduciary activities income	$62,000	826
Service charges on deposit accounts	$894,000	1,028
Trading account gains and fees	$0	169
Additional Noninterest Income	$9,474,000	431
Total noninterest expense	$23,165,000	693
Salaries and employee benefits	$10,403,000	843
Premises and equipment expense	$2,378,000	791
Additional noninterest expense	$10,384,000	502
Pre-tax net operating income	$7,399,000	949
Securities gains (losses)	$126,000	1,105
Applicable income taxes	$1,376,000	1,151
Income before extraordinary items	$6,149,000	903
Extraordinary gains, net	$0	5
Net income	$6,149,000	902
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,149,000	903
Net charge-offs	$981,000	483
Cash dividends	$1,100,000	1,561
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$6,045,680	902
2016-06-30 (YTD Data)		Rank
Total interest income	$15,392,000	870
Total interest expense	$1,553,000	930
Net interest income	$13,839,000	853
Provision for loan and lease losses	$475,000	893
Total noninterest income	$6,413,000	578
Gross Fiduciary activities income	$41,000	836
Service charges on deposit accounts	$600,000	1,007
Trading account gains and fees	$0	157
Additional Noninterest Income	$5,772,000	449
Total noninterest expense	$14,644,000	729
Salaries and employee benefits	$6,419,000	928
Premises and equipment expense	$1,612,000	773
Additional noninterest expense	$6,613,000	529
Pre-tax net operating income	$5,133,000	913
Securities gains (losses)	$-127,000	6,018
Applicable income taxes	$902,000	1,161
Income before extraordinary items	$4,104,000	890
Extraordinary gains, net	$0	16
Net income	$4,104,000	888
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,104,000	889
Net charge-offs	$1,385,000	281
Cash dividends	$600,000	1,762
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$4,208,140	848
2016-03-31 (YTD Data)		Rank
Total interest income	$7,669,000	875
Total interest expense	$750,000	961
Net interest income	$6,919,000	850
Provision for loan and lease losses	$87,000	1,663
Total noninterest income	$2,933,000	586
Gross Fiduciary activities income	$20,000	841
Service charges on deposit accounts	$303,000	994
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,610,000	459
Total noninterest expense	$7,070,000	750
Salaries and employee benefits	$2,992,000	990
Premises and equipment expense	$834,000	757
Additional noninterest expense	$3,244,000	536
Pre-tax net operating income	$2,695,000	840
Securities gains (losses)	$-118,000	6,094
Applicable income taxes	$488,000	1,076
Income before extraordinary items	$2,089,000	852
Extraordinary gains, net	$0	12
Net income	$2,089,000	853
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,089,000	853
Net charge-offs	$430,000	380
Cash dividends	$300,000	1,591
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,184,580	805
2015-12-31 (YTD Data)		Rank
Total interest income	$29,869,000	861
Total interest expense	$3,272,000	855
Net interest income	$26,597,000	859
Provision for loan and lease losses	$466,000	1,435
Total noninterest income	$11,837,000	598
Gross Fiduciary activities income	$76,000	851
Service charges on deposit accounts	$1,320,000	951
Trading account gains and fees	$0	159
Additional Noninterest Income	$10,441,000	477
Total noninterest expense	$29,925,000	688
Salaries and employee benefits	$13,847,000	826
Premises and equipment expense	$3,267,000	750
Additional noninterest expense	$12,811,000	532
Pre-tax net operating income	$8,043,000	1,069
Securities gains (losses)	$651,000	289
Applicable income taxes	$1,376,000	1,299
Income before extraordinary items	$7,318,000	971
Extraordinary gains, net	$0	23
Net income	$7,318,000	971
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,318,000	971
Net charge-offs	$1,533,000	485
Cash dividends	$6,655,000	523
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$6,771,160	1,030
2015-09-30 (YTD Data)		Rank
Total interest income	$22,227,000	869
Total interest expense	$2,496,000	849
Net interest income	$19,731,000	869
Provision for loan and lease losses	$382,000	1,292
Total noninterest income	$8,736,000	617
Gross Fiduciary activities income	$55,000	856
Service charges on deposit accounts	$972,000	972
Trading account gains and fees	$0	153
Additional Noninterest Income	$7,709,000	497
Total noninterest expense	$21,248,000	732
Salaries and employee benefits	$9,483,000	906
Premises and equipment expense	$2,381,000	790
Additional noninterest expense	$9,384,000	545
Pre-tax net operating income	$6,837,000	979
Securities gains (losses)	$618,000	257
Applicable income taxes	$1,348,000	1,122
Income before extraordinary items	$6,107,000	885
Extraordinary gains, net	$0	21
Net income	$6,107,000	884
Minority interest net income	$0	78
Net income of bank and minority interests.	$6,107,000	885
Net charge-offs	$1,449,000	357
Cash dividends	$6,354,000	396
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$5,600,240	920
2015-06-30 (YTD Data)		Rank
Total interest income	$14,783,000	872
Total interest expense	$1,693,000	840
Net interest income	$13,090,000	866
Provision for loan and lease losses	$295,000	1,174
Total noninterest income	$5,248,000	660
Gross Fiduciary activities income	$36,000	876
Service charges on deposit accounts	$639,000	973
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,573,000	545
Total noninterest expense	$13,303,000	779
Salaries and employee benefits	$5,879,000	964
Premises and equipment expense	$1,575,000	808
Additional noninterest expense	$5,849,000	580
Pre-tax net operating income	$4,740,000	937
Securities gains (losses)	$456,000	270
Applicable income taxes	$981,000	1,043
Income before extraordinary items	$4,215,000	855
Extraordinary gains, net	$0	22
Net income	$4,215,000	855
Minority interest net income	$0	75
Net income of bank and minority interests.	$4,215,000	855
Net charge-offs	$885,000	381
Cash dividends	$6,040,000	298
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$3,845,640	894
2015-03-31 (YTD Data)		Rank
Total interest income	$7,387,000	867
Total interest expense	$800,000	894
Net interest income	$6,587,000	851
Provision for loan and lease losses	$147,000	1,167
Total noninterest income	$2,124,000	749
Gross Fiduciary activities income	$16,000	886
Service charges on deposit accounts	$311,000	980
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,797,000	622
Total noninterest expense	$6,496,000	808
Salaries and employee benefits	$3,092,000	925
Premises and equipment expense	$789,000	809
Additional noninterest expense	$2,615,000	641
Pre-tax net operating income	$2,068,000	1,029
Securities gains (losses)	$241,000	303
Applicable income taxes	$391,000	1,209
Income before extraordinary items	$1,918,000	899
Extraordinary gains, net	$0	13
Net income	$1,918,000	899
Minority interest net income	$0	64
Net income of bank and minority interests.	$1,918,000	899
Net charge-offs	$282,000	563
Cash dividends	$4,861,000	211
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$1,717,970	967
2014-12-31 (YTD Data)		Rank
Total interest income	$29,631,000	847
Total interest expense	$3,272,000	915
Net interest income	$26,359,000	841
Provision for loan and lease losses	$1,150,000	776
Total noninterest income	$8,739,000	707
Gross Fiduciary activities income	$71,000	893
Service charges on deposit accounts	$1,149,000	1,149
Trading account gains and fees	$0	180
Additional Noninterest Income	$7,519,000	561
Total noninterest expense	$26,645,000	768
Salaries and employee benefits	$12,376,000	887
Premises and equipment expense	$2,984,000	829
Additional noninterest expense	$11,285,000	598
Pre-tax net operating income	$7,303,000	1,113
Securities gains (losses)	$-193,000	6,390
Applicable income taxes	$907,000	1,646
Income before extraordinary items	$6,203,000	1,058
Extraordinary gains, net	$0	17
Net income	$6,203,000	1,056
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,203,000	1,057
Net charge-offs	$445,000	1,598
Cash dividends	$7,094,000	448
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$6,370,910	1,019
2014-09-30 (YTD Data)		Rank
Total interest income	$22,085,000	858
Total interest expense	$2,467,000	921
Net interest income	$19,618,000	845
Provision for loan and lease losses	$850,000	772
Total noninterest income	$6,503,000	712
Gross Fiduciary activities income	$54,000	887
Service charges on deposit accounts	$848,000	1,177
Trading account gains and fees	$0	174
Additional Noninterest Income	$5,601,000	572
Total noninterest expense	$19,630,000	773
Salaries and employee benefits	$9,431,000	876
Premises and equipment expense	$2,158,000	860
Additional noninterest expense	$8,041,000	617
Pre-tax net operating income	$5,641,000	1,094
Securities gains (losses)	$-216,000	6,501
Applicable income taxes	$1,102,000	1,223
Income before extraordinary items	$4,323,000	1,150
Extraordinary gains, net	$0	15
Net income	$4,323,000	1,148
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,323,000	1,149
Net charge-offs	$112,000	2,576
Cash dividends	$6,053,000	368
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$4,495,800	1,082
2014-06-30 (YTD Data)		Rank
Total interest income	$14,600,000	858
Total interest expense	$1,663,000	915
Net interest income	$12,937,000	848
Provision for loan and lease losses	$550,000	770
Total noninterest income	$4,470,000	690
Gross Fiduciary activities income	$37,000	893
Service charges on deposit accounts	$560,000	1,160
Trading account gains and fees	$0	172
Additional Noninterest Income	$3,873,000	543
Total noninterest expense	$12,668,000	798
Salaries and employee benefits	$6,180,000	884
Premises and equipment expense	$1,430,000	870
Additional noninterest expense	$5,058,000	653
Pre-tax net operating income	$4,189,000	977
Securities gains (losses)	$-113,000	6,554
Applicable income taxes	$774,000	1,161
Income before extraordinary items	$3,302,000	989
Extraordinary gains, net	$0	20
Net income	$3,302,000	990
Minority interest net income	$0	80
Net income of bank and minority interests.	$3,302,000	990
Net charge-offs	$62,000	2,595
Cash dividends	$1,651,000	764
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$3,393,530	942
2014-03-31 (YTD Data)		Rank
Total interest income	$7,328,000	853
Total interest expense	$844,000	912
Net interest income	$6,484,000	846
Provision for loan and lease losses	$300,000	685
Total noninterest income	$1,864,000	772
Gross Fiduciary activities income	$20,000	893
Service charges on deposit accounts	$278,000	1,155
Trading account gains and fees	$0	147
Additional Noninterest Income	$1,566,000	607
Total noninterest expense	$6,290,000	810
Salaries and employee benefits	$3,127,000	889
Premises and equipment expense	$752,000	841
Additional noninterest expense	$2,411,000	690
Pre-tax net operating income	$1,758,000	1,090
Securities gains (losses)	$-25,000	6,528
Applicable income taxes	$381,000	1,124
Income before extraordinary items	$1,352,000	1,144
Extraordinary gains, net	$0	16
Net income	$1,352,000	1,145
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,352,000	1,145
Net charge-offs	$-81,000	6,433
Cash dividends	$724,000	792
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,371,500	1,115
2013-12-31 (YTD Data)		Rank
Total interest income	$31,052,000	799
Total interest expense	$3,829,000	891
Net interest income	$27,223,000	784
Provision for loan and lease losses	$1,876,000	655
Total noninterest income	$10,068,000	666
Gross Fiduciary activities income	$83,000	887
Service charges on deposit accounts	$1,251,000	1,105
Trading account gains and fees	$0	184
Additional Noninterest Income	$8,734,000	530
Total noninterest expense	$26,019,000	780
Salaries and employee benefits	$12,330,000	872
Premises and equipment expense	$2,980,000	821
Additional noninterest expense	$10,709,000	650
Pre-tax net operating income	$9,396,000	814
Securities gains (losses)	$-704,000	6,726
Applicable income taxes	$1,583,000	1,087
Income before extraordinary items	$7,109,000	882
Extraordinary gains, net	$0	29
Net income	$7,109,000	884
Minority interest net income	$0	90
Net income of bank and minority interests.	$7,109,000	884
Net charge-offs	$2,355,000	664
Cash dividends	$2,346,000	1,056
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$7,686,280	806
2013-09-30 (YTD Data)		Rank
Total interest income	$23,341,000	799
Total interest expense	$2,964,000	893
Net interest income	$20,377,000	792
Provision for loan and lease losses	$1,190,000	778
Total noninterest income	$7,689,000	669
Gross Fiduciary activities income	$63,000	886
Service charges on deposit accounts	$949,000	1,094
Trading account gains and fees	$0	180
Additional Noninterest Income	$6,677,000	539
Total noninterest expense	$19,039,000	799
Salaries and employee benefits	$9,501,000	854
Premises and equipment expense	$2,245,000	821
Additional noninterest expense	$7,293,000	720
Pre-tax net operating income	$7,837,000	751
Securities gains (losses)	$-606,000	6,838
Applicable income taxes	$1,591,000	890
Income before extraordinary items	$5,640,000	847
Extraordinary gains, net	$0	25
Net income	$5,640,000	848
Minority interest net income	$0	84
Net income of bank and minority interests.	$5,640,000	849
Net charge-offs	$1,153,000	907
Cash dividends	$1,806,000	949
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$6,112,680	765
2013-06-30 (YTD Data)		Rank
Total interest income	$15,573,000	792
Total interest expense	$2,069,000	867
Net interest income	$13,504,000	784
Provision for loan and lease losses	$870,000	754
Total noninterest income	$4,951,000	699
Gross Fiduciary activities income	$42,000	894
Service charges on deposit accounts	$577,000	1,172
Trading account gains and fees	$0	157
Additional Noninterest Income	$4,332,000	552
Total noninterest expense	$12,366,000	823
Salaries and employee benefits	$6,235,000	872
Premises and equipment expense	$1,451,000	844
Additional noninterest expense	$4,680,000	733
Pre-tax net operating income	$5,219,000	743
Securities gains (losses)	$-95,000	6,835
Applicable income taxes	$1,127,000	851
Income before extraordinary items	$3,997,000	778
Extraordinary gains, net	$0	22
Net income	$3,997,000	780
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,997,000	780
Net charge-offs	$1,019,000	755
Cash dividends	$1,266,000	892
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$4,071,100	736
2013-03-31 (YTD Data)		Rank
Total interest income	$7,762,000	803
Total interest expense	$1,124,000	828
Net interest income	$6,638,000	796
Provision for loan and lease losses	$160,000	1,554
Total noninterest income	$2,405,000	714
Gross Fiduciary activities income	$22,000	898
Service charges on deposit accounts	$288,000	1,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,095,000	567
Total noninterest expense	$6,030,000	847
Salaries and employee benefits	$3,072,000	890
Premises and equipment expense	$743,000	846
Additional noninterest expense	$2,215,000	771
Pre-tax net operating income	$2,853,000	672
Securities gains (losses)	$-74,000	6,944
Applicable income taxes	$611,000	770
Income before extraordinary items	$2,168,000	726
Extraordinary gains, net	$0	10
Net income	$2,168,000	726
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,168,000	727
Net charge-offs	$635,000	658
Cash dividends	$726,000	718
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,225,720	678
2012-12-31 (YTD Data)		Rank
Total interest income	$32,120,000	817
Total interest expense	$5,080,000	890
Net interest income	$27,040,000	799
Provision for loan and lease losses	$830,000	2,013
Total noninterest income	$10,061,000	681
Gross Fiduciary activities income	$336,000	681
Service charges on deposit accounts	$1,317,000	1,082
Trading account gains and fees	$0	166
Additional Noninterest Income	$8,408,000	556
Total noninterest expense	$24,427,000	819
Salaries and employee benefits	$12,402,000	844
Premises and equipment expense	$2,824,000	854
Additional noninterest expense	$9,201,000	763
Pre-tax net operating income	$11,844,000	625
Securities gains (losses)	$-851,000	7,032
Applicable income taxes	$2,408,000	749
Income before extraordinary items	$8,585,000	694
Extraordinary gains, net	$0	29
Net income	$8,585,000	693
Minority interest net income	$0	93
Net income of bank and minority interests.	$8,585,000	694
Net charge-offs	$856,000	1,981
Cash dividends	$3,844,000	718
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$9,248,780	628
2012-09-30 (YTD Data)		Rank
Total interest income	$24,138,000	830
Total interest expense	$3,759,000	939
Net interest income	$20,379,000	804
Provision for loan and lease losses	$500,000	2,258
Total noninterest income	$7,400,000	683
Gross Fiduciary activities income	$309,000	644
Service charges on deposit accounts	$987,000	1,087
Trading account gains and fees	$0	157
Additional Noninterest Income	$6,104,000	572
Total noninterest expense	$17,499,000	854
Salaries and employee benefits	$8,849,000	889
Premises and equipment expense	$2,140,000	842
Additional noninterest expense	$6,510,000	802
Pre-tax net operating income	$9,780,000	596
Securities gains (losses)	$-542,000	7,119
Applicable income taxes	$2,125,000	667
Income before extraordinary items	$7,113,000	657
Extraordinary gains, net	$0	20
Net income	$7,113,000	655
Minority interest net income	$0	86
Net income of bank and minority interests.	$7,113,000	657
Net charge-offs	$571,000	2,028
Cash dividends	$1,806,000	853
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$7,530,340	607
2012-06-30 (YTD Data)		Rank
Total interest income	$16,132,000	832
Total interest expense	$2,583,000	947
Net interest income	$13,549,000	811
Provision for loan and lease losses	$300,000	2,388
Total noninterest income	$4,432,000	748
Gross Fiduciary activities income	$67,000	847
Service charges on deposit accounts	$659,000	1,073
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,706,000	595
Total noninterest expense	$11,454,000	868
Salaries and employee benefits	$5,846,000	894
Premises and equipment expense	$1,399,000	865
Additional noninterest expense	$4,209,000	826
Pre-tax net operating income	$6,227,000	603
Securities gains (losses)	$-456,000	7,189
Applicable income taxes	$1,327,000	707
Income before extraordinary items	$4,444,000	688
Extraordinary gains, net	$0	19
Net income	$4,444,000	687
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,444,000	688
Net charge-offs	$231,000	2,593
Cash dividends	$1,266,000	805
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$4,795,120	629
2012-03-31 (YTD Data)		Rank
Total interest income	$8,083,000	834
Total interest expense	$1,338,000	949
Net interest income	$6,745,000	812
Provision for loan and lease losses	$150,000	2,302
Total noninterest income	$2,095,000	767
Gross Fiduciary activities income	$34,000	852
Service charges on deposit accounts	$330,000	1,059
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,731,000	618
Total noninterest expense	$5,708,000	871
Salaries and employee benefits	$3,023,000	855
Premises and equipment expense	$705,000	864
Additional noninterest expense	$1,980,000	857
Pre-tax net operating income	$2,982,000	623
Securities gains (losses)	$-262,000	7,246
Applicable income taxes	$626,000	734
Income before extraordinary items	$2,094,000	724
Extraordinary gains, net	$0	19
Net income	$2,094,000	725
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,094,000	725
Net charge-offs	$71,000	2,749
Cash dividends	$726,000	631
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,295,740	646
2011-12-31 (YTD Data)		Rank
Total interest income	$33,181,000	832
Total interest expense	$6,080,000	1,002
Net interest income	$27,101,000	804
Provision for loan and lease losses	$1,309,000	2,045
Total noninterest income	$8,412,000	713
Gross Fiduciary activities income	$349,000	636
Service charges on deposit accounts	$1,438,000	1,029
Trading account gains and fees	$0	146
Additional Noninterest Income	$6,625,000	569
Total noninterest expense	$23,433,000	846
Salaries and employee benefits	$11,578,000	852
Premises and equipment expense	$2,756,000	915
Additional noninterest expense	$9,099,000	786
Pre-tax net operating income	$10,771,000	578
Securities gains (losses)	$-546,000	7,243
Applicable income taxes	$2,301,000	707
Income before extraordinary items	$7,924,000	653
Extraordinary gains, net	$0	29
Net income	$7,924,000	651
Minority interest net income	$0	96
Net income of bank and minority interests.	$7,924,000	653
Net charge-offs	$1,056,000	2,296
Cash dividends	$2,346,000	837
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$8,344,420	593
2011-09-30 (YTD Data)		Rank
Total interest income	$24,678,000	862
Total interest expense	$4,533,000	1,046
Net interest income	$20,145,000	821
Provision for loan and lease losses	$1,110,000	1,840
Total noninterest income	$6,121,000	721
Gross Fiduciary activities income	$315,000	588
Service charges on deposit accounts	$1,082,000	1,024
Trading account gains and fees	$0	145
Additional Noninterest Income	$4,724,000	595
Total noninterest expense	$16,957,000	872
Salaries and employee benefits	$8,214,000	899
Premises and equipment expense	$2,037,000	933
Additional noninterest expense	$6,706,000	795
Pre-tax net operating income	$8,199,000	590
Securities gains (losses)	$-90,000	7,213
Applicable income taxes	$1,986,000	619
Income before extraordinary items	$6,123,000	655
Extraordinary gains, net	$0	21
Net income	$6,123,000	655
Minority interest net income	$0	87
Net income of bank and minority interests.	$6,123,000	655
Net charge-offs	$470,000	2,737
Cash dividends	$1,806,000	703
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,191,400	617
2011-06-30 (YTD Data)		Rank
Total interest income	$16,434,000	872
Total interest expense	$2,983,000	1,095
Net interest income	$13,451,000	828
Provision for loan and lease losses	$910,000	1,572
Total noninterest income	$3,845,000	757
Gross Fiduciary activities income	$68,000	800
Service charges on deposit accounts	$728,000	1,003
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,049,000	610
Total noninterest expense	$11,144,000	897
Salaries and employee benefits	$5,387,000	923
Premises and equipment expense	$1,338,000	961
Additional noninterest expense	$4,419,000	817
Pre-tax net operating income	$5,242,000	603
Securities gains (losses)	$105,000	1,113
Applicable income taxes	$1,310,000	609
Income before extraordinary items	$4,037,000	644
Extraordinary gains, net	$0	15
Net income	$4,037,000	642
Minority interest net income	$0	89
Net income of bank and minority interests.	$4,037,000	644
Net charge-offs	$415,000	2,326
Cash dividends	$1,267,000	665
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$3,957,200	635
2011-03-31 (YTD Data)		Rank
Total interest income	$8,336,000	866
Total interest expense	$1,422,000	1,183
Net interest income	$6,914,000	806
Provision for loan and lease losses	$690,000	1,155
Total noninterest income	$1,950,000	757
Gross Fiduciary activities income	$34,000	818
Service charges on deposit accounts	$383,000	938
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,533,000	618
Total noninterest expense	$5,472,000	912
Salaries and employee benefits	$2,692,000	937
Premises and equipment expense	$686,000	965
Additional noninterest expense	$2,094,000	849
Pre-tax net operating income	$2,702,000	603
Securities gains (losses)	$-378,000	7,505
Applicable income taxes	$569,000	667
Income before extraordinary items	$1,755,000	735
Extraordinary gains, net	$0	9
Net income	$1,755,000	735
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,755,000	735
Net charge-offs	$5,000	4,645
Cash dividends	$726,000	526
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,042,280	627
2010-12-31 (YTD Data)		Rank
Total interest income	$33,747,000	904
Total interest expense	$7,474,000	1,109
Net interest income	$26,273,000	836
Provision for loan and lease losses	$2,737,000	1,717
Total noninterest income	$8,769,000	697
Gross Fiduciary activities income	$523,000	539
Service charges on deposit accounts	$1,566,000	965
Trading account gains and fees	$0	175
Additional Noninterest Income	$6,680,000	598
Total noninterest expense	$23,502,000	852
Salaries and employee benefits	$10,550,000	928
Premises and equipment expense	$2,695,000	952
Additional noninterest expense	$10,257,000	732
Pre-tax net operating income	$8,803,000	611
Securities gains (losses)	$-882,000	7,491
Applicable income taxes	$1,792,000	791
Income before extraordinary items	$6,129,000	730
Extraordinary gains, net	$0	29
Net income	$6,129,000	728
Minority interest net income	$0	111
Net income of bank and minority interests.	$6,129,000	731
Net charge-offs	$1,699,000	2,039
Cash dividends	$2,286,000	729
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$6,808,140	634
2010-09-30 (YTD Data)		Rank
Total interest income	$25,417,000	909
Total interest expense	$5,763,000	1,113
Net interest income	$19,654,000	839
Provision for loan and lease losses	$1,825,000	1,766
Total noninterest income	$6,419,000	690
Gross Fiduciary activities income	$472,000	505
Service charges on deposit accounts	$1,222,000	964
Trading account gains and fees	$0	165
Additional Noninterest Income	$4,725,000	597
Total noninterest expense	$16,892,000	879
Salaries and employee benefits	$7,758,000	932
Premises and equipment expense	$2,014,000	955
Additional noninterest expense	$7,120,000	763
Pre-tax net operating income	$7,356,000	583
Securities gains (losses)	$-605,000	7,605
Applicable income taxes	$1,823,000	638
Income before extraordinary items	$4,928,000	710
Extraordinary gains, net	$0	23
Net income	$4,928,000	710
Minority interest net income	$0	110
Net income of bank and minority interests.	$4,928,000	710
Net charge-offs	$1,303,000	1,912
Cash dividends	$1,560,000	691
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$5,369,650	618
2010-06-30 (YTD Data)		Rank
Total interest income	$16,963,000	917
Total interest expense	$4,014,000	1,113
Net interest income	$12,949,000	847
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$3,955,000	732
Gross Fiduciary activities income	$183,000	625
Service charges on deposit accounts	$823,000	964
Trading account gains and fees	$0	152
Additional Noninterest Income	$2,949,000	604
Total noninterest expense	$11,333,000	879
Salaries and employee benefits	$5,250,000	927
Premises and equipment expense	$1,343,000	980
Additional noninterest expense	$4,740,000	764
Pre-tax net operating income	$4,971,000	560
Securities gains (losses)	$-859,000	7,731
Applicable income taxes	$1,110,000	662
Income before extraordinary items	$3,002,000	748
Extraordinary gains, net	$0	19
Net income	$3,002,000	745
Minority interest net income	$0	105
Net income of bank and minority interests.	$3,002,000	748
Net charge-offs	$90,000	4,353
Cash dividends	$1,020,000	690
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,629,070	595
2010-03-31 (YTD Data)		Rank
Total interest income	$8,383,000	954
Total interest expense	$2,118,000	1,110
Net interest income	$6,265,000	887
Provision for loan and lease losses	$326,000	2,291
Total noninterest income	$1,787,000	785
Gross Fiduciary activities income	$91,000	635
Service charges on deposit accounts	$400,000	985
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,296,000	653
Total noninterest expense	$5,507,000	908
Salaries and employee benefits	$2,487,000	984
Premises and equipment expense	$680,000	994
Additional noninterest expense	$2,340,000	771
Pre-tax net operating income	$2,219,000	617
Securities gains (losses)	$-266,000	7,793
Applicable income taxes	$527,000	682
Income before extraordinary items	$1,426,000	778
Extraordinary gains, net	$0	16
Net income	$1,426,000	780
Minority interest net income	$0	91
Net income of bank and minority interests.	$1,426,000	782
Net charge-offs	$93,000	3,170
Cash dividends	$480,000	717
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,620,180	657
2009-12-31 (YTD Data)		Rank
Total interest income	$34,663,000	973
Total interest expense	$10,752,000	1,102
Net interest income	$23,911,000	901
Provision for loan and lease losses	$1,868,000	2,577
Total noninterest income	$8,039,000	767
Gross Fiduciary activities income	$616,000	504
Service charges on deposit accounts	$1,718,000	1,009
Trading account gains and fees	$0	211
Additional Noninterest Income	$5,705,000	646
Total noninterest expense	$21,552,000	971
Salaries and employee benefits	$9,978,000	983
Premises and equipment expense	$2,909,000	937
Additional noninterest expense	$8,665,000	908
Pre-tax net operating income	$8,530,000	505
Securities gains (losses)	$-510,000	7,595
Applicable income taxes	$1,989,000	570
Income before extraordinary items	$6,031,000	567
Extraordinary gains, net	$0	34
Net income	$6,031,000	567
Minority interest net income	$0	115
Net income of bank and minority interests.	$6,031,000	568
Net charge-offs	$1,315,000	2,530
Cash dividends	$1,300,000	1,331
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$6,413,500	539
2009-09-30 (YTD Data)		Rank
Total interest income	$25,714,000	1,005
Total interest expense	$8,559,000	1,090
Net interest income	$17,155,000	948
Provision for loan and lease losses	$920,000	2,903
Total noninterest income	$6,088,000	753
Gross Fiduciary activities income	$514,000	471
Service charges on deposit accounts	$1,285,000	1,009
Trading account gains and fees	$0	212
Additional Noninterest Income	$4,289,000	665
Total noninterest expense	$15,840,000	981
Salaries and employee benefits	$7,436,000	998
Premises and equipment expense	$2,138,000	956
Additional noninterest expense	$6,266,000	899
Pre-tax net operating income	$6,483,000	524
Securities gains (losses)	$-92,000	7,465
Applicable income taxes	$1,726,000	533
Income before extraordinary items	$4,665,000	578
Extraordinary gains, net	$0	27
Net income	$4,665,000	579
Minority interest net income	$0	118
Net income of bank and minority interests.	$4,665,000	580
Net charge-offs	$313,000	3,646
Cash dividends	$925,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,732,160	564
2009-06-30 (YTD Data)		Rank
Total interest income	$16,871,000	1,047
Total interest expense	$6,033,000	1,096
Net interest income	$10,838,000	999
Provision for loan and lease losses	$430,000	3,164
Total noninterest income	$3,844,000	794
Gross Fiduciary activities income	$203,000	594
Service charges on deposit accounts	$852,000	993
Trading account gains and fees	$0	193
Additional Noninterest Income	$2,789,000	675
Total noninterest expense	$10,539,000	1,005
Salaries and employee benefits	$4,944,000	1,027
Premises and equipment expense	$1,408,000	996
Additional noninterest expense	$4,187,000	912
Pre-tax net operating income	$3,713,000	610
Securities gains (losses)	$158,000	1,176
Applicable income taxes	$1,045,000	589
Income before extraordinary items	$2,826,000	646
Extraordinary gains, net	$0	21
Net income	$2,826,000	645
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,826,000	647
Net charge-offs	$147,000	3,802
Cash dividends	$600,000	1,412
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$2,710,660	658
2009-03-31 (YTD Data)		Rank
Total interest income	$8,313,000	1,069
Total interest expense	$3,227,000	1,071
Net interest income	$5,086,000	1,074
Provision for loan and lease losses	$239,000	2,625
Total noninterest income	$1,848,000	786
Gross Fiduciary activities income	$98,000	605
Service charges on deposit accounts	$417,000	991
Trading account gains and fees	$0	171
Additional Noninterest Income	$1,333,000	682
Total noninterest expense	$5,118,000	984
Salaries and employee benefits	$2,377,000	1,068
Premises and equipment expense	$696,000	1,028
Additional noninterest expense	$2,045,000	809
Pre-tax net operating income	$1,577,000	808
Securities gains (losses)	$256,000	571
Applicable income taxes	$495,000	680
Income before extraordinary items	$1,338,000	765
Extraordinary gains, net	$0	15
Net income	$1,338,000	765
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,338,000	767
Net charge-offs	$108,000	2,787
Cash dividends	$300,000	1,336
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,151,120	868
2008-12-31 (YTD Data)		Rank
Total interest income	$34,441,000	1,112
Total interest expense	$12,252,000	1,328
Net interest income	$22,189,000	966
Provision for loan and lease losses	$1,265,000	2,385
Total noninterest income	$7,572,000	747
Gross Fiduciary activities income	$687,000	500
Service charges on deposit accounts	$1,810,000	991
Trading account gains and fees	$0	154
Additional Noninterest Income	$5,075,000	642
Total noninterest expense	$20,475,000	971
Salaries and employee benefits	$10,008,000	998
Premises and equipment expense	$2,663,000	1,047
Additional noninterest expense	$7,804,000	841
Pre-tax net operating income	$8,021,000	696
Securities gains (losses)	$107,000	1,080
Applicable income taxes	$2,155,000	638
Income before extraordinary items	$5,973,000	681
Extraordinary gains, net	$0	39
Net income	$5,973,000	681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,035,000	1,917
Cash dividends	$1,200,000	2,027
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$5,894,890	736
2008-09-30 (YTD Data)		Rank
Total interest income	$25,729,000	1,140
Total interest expense	$9,265,000	1,374
Net interest income	$16,464,000	994
Provision for loan and lease losses	$945,000	1,890
Total noninterest income	$5,816,000	769
Gross Fiduciary activities income	$575,000	476
Service charges on deposit accounts	$1,391,000	970
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,850,000	684
Total noninterest expense	$15,256,000	975
Salaries and employee benefits	$7,484,000	1,024
Premises and equipment expense	$1,973,000	1,064
Additional noninterest expense	$5,799,000	808
Pre-tax net operating income	$6,079,000	838
Securities gains (losses)	$107,000	924
Applicable income taxes	$1,670,000	758
Income before extraordinary items	$4,516,000	816
Extraordinary gains, net	$0	31
Net income	$4,516,000	815
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,098
Cash dividends	$900,000	1,947
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,437,890	879
2008-06-30 (YTD Data)		Rank
Total interest income	$16,923,000	1,166
Total interest expense	$6,125,000	1,440
Net interest income	$10,798,000	1,010
Provision for loan and lease losses	$500,000	1,907
Total noninterest income	$3,768,000	793
Gross Fiduciary activities income	$246,000	593
Service charges on deposit accounts	$930,000	945
Trading account gains and fees	$0	149
Additional Noninterest Income	$2,592,000	691
Total noninterest expense	$10,054,000	984
Salaries and employee benefits	$4,946,000	1,042
Premises and equipment expense	$1,311,000	1,064
Additional noninterest expense	$3,797,000	797
Pre-tax net operating income	$4,012,000	879
Securities gains (losses)	$107,000	919
Applicable income taxes	$1,112,000	862
Income before extraordinary items	$3,007,000	911
Extraordinary gains, net	$0	21
Net income	$3,007,000	911
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-31,000	8,162
Cash dividends	$600,000	2,026
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$2,928,890	914
2008-03-31 (YTD Data)		Rank
Total interest income	$8,265,000	1,222
Total interest expense	$3,118,000	1,515
Net interest income	$5,147,000	1,050
Provision for loan and lease losses	$460,000	1,045
Total noninterest income	$1,958,000	768
Gross Fiduciary activities income	$126,000	604
Service charges on deposit accounts	$460,000	943
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,372,000	655
Total noninterest expense	$4,835,000	1,008
Salaries and employee benefits	$2,441,000	1,061
Premises and equipment expense	$681,000	1,022
Additional noninterest expense	$1,713,000	839
Pre-tax net operating income	$1,810,000	1,049
Securities gains (losses)	$93,000	750
Applicable income taxes	$514,000	986
Income before extraordinary items	$1,389,000	1,093
Extraordinary gains, net	$0	15
Net income	$1,389,000	1,096
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-36,000	8,271
Cash dividends	$300,000	1,850
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$1,321,110	1,104
2007-12-31 (YTD Data)		Rank
Total interest income	$31,864,000	1,341
Total interest expense	$12,020,000	1,663
Net interest income	$19,844,000	1,112
Provision for loan and lease losses	$610,000	2,022
Total noninterest income	$7,124,000	818
Gross Fiduciary activities income	$696,000	512
Service charges on deposit accounts	$1,881,000	947
Trading account gains and fees	$0	178
Additional Noninterest Income	$4,547,000	741
Total noninterest expense	$18,164,000	1,030
Salaries and employee benefits	$8,957,000	1,125
Premises and equipment expense	$2,409,000	1,103
Additional noninterest expense	$6,798,000	837
Pre-tax net operating income	$8,194,000	1,032
Securities gains (losses)	$87,000	642
Applicable income taxes	$2,421,000	957
Income before extraordinary items	$5,860,000	1,104
Extraordinary gains, net	$0	39
Net income	$5,860,000	1,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,339
Cash dividends	$1,200,000	2,329
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$5,798,230	1,095
2007-09-30 (YTD Data)		Rank
Total interest income	$23,505,000	1,371
Total interest expense	$8,882,000	1,690
Net interest income	$14,623,000	1,142
Provision for loan and lease losses	$460,000	1,671
Total noninterest income	$5,182,000	839
Gross Fiduciary activities income	$556,000	496
Service charges on deposit accounts	$1,372,000	957
Trading account gains and fees	$0	184
Additional Noninterest Income	$3,254,000	783
Total noninterest expense	$13,380,000	1,040
Salaries and employee benefits	$6,600,000	1,142
Premises and equipment expense	$1,711,000	1,160
Additional noninterest expense	$5,069,000	818
Pre-tax net operating income	$5,965,000	1,146
Securities gains (losses)	$18,000	854
Applicable income taxes	$1,496,000	1,229
Income before extraordinary items	$4,487,000	1,159
Extraordinary gains, net	$0	33
Net income	$4,487,000	1,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$90,000	2,960
Cash dividends	$900,000	2,149
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$4,473,500	1,143
2007-06-30 (YTD Data)		Rank
Total interest income	$15,291,000	1,423
Total interest expense	$5,802,000	1,728
Net interest income	$9,489,000	1,203
Provision for loan and lease losses	$360,000	1,334
Total noninterest income	$3,228,000	918
Gross Fiduciary activities income	$227,000	617
Service charges on deposit accounts	$919,000	970
Trading account gains and fees	$0	168
Additional Noninterest Income	$2,082,000	830
Total noninterest expense	$8,862,000	1,064
Salaries and employee benefits	$4,469,000	1,142
Premises and equipment expense	$1,122,000	1,191
Additional noninterest expense	$3,271,000	863
Pre-tax net operating income	$3,495,000	1,354
Securities gains (losses)	$5,000	1,010
Applicable income taxes	$875,000	1,406
Income before extraordinary items	$2,625,000	1,353
Extraordinary gains, net	$0	29
Net income	$2,625,000	1,352
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,686
Cash dividends	$600,000	2,169
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$2,621,250	1,334
2007-03-31 (YTD Data)		Rank
Total interest income	$7,382,000	1,463
Total interest expense	$2,793,000	1,775
Net interest income	$4,589,000	1,246
Provision for loan and lease losses	$195,000	1,191
Total noninterest income	$1,523,000	937
Gross Fiduciary activities income	$105,000	646
Service charges on deposit accounts	$445,000	970
Trading account gains and fees	$0	195
Additional Noninterest Income	$973,000	861
Total noninterest expense	$4,184,000	1,122
Salaries and employee benefits	$2,139,000	1,196
Premises and equipment expense	$526,000	1,283
Additional noninterest expense	$1,519,000	899
Pre-tax net operating income	$1,733,000	1,351
Securities gains (losses)	$-12,000	8,291
Applicable income taxes	$430,000	1,448
Income before extraordinary items	$1,291,000	1,365
Extraordinary gains, net	$0	22
Net income	$1,291,000	1,364
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$56,000	1,636
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$1,300,000	1,346
2006-12-31 (YTD Data)		Rank
Total interest income	$27,080,000	1,474
Total interest expense	$9,437,000	1,778
Net interest income	$17,643,000	1,286
Provision for loan and lease losses	$1,033,000	1,015
Total noninterest income	$7,024,000	834
Gross Fiduciary activities income	$645,000	526
Service charges on deposit accounts	$1,428,000	1,246
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,951,000	680
Total noninterest expense	$16,604,000	1,082
Salaries and employee benefits	$8,283,000	1,176
Premises and equipment expense	$2,163,000	1,184
Additional noninterest expense	$6,158,000	866
Pre-tax net operating income	$7,030,000	1,401
Securities gains (losses)	$69,000	616
Applicable income taxes	$1,981,000	1,349
Income before extraordinary items	$5,118,000	1,428
Extraordinary gains, net	$0	51
Net income	$5,118,000	1,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$880,000	764
Cash dividends	$1,200,000	2,241
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$5,068,320	1,418
2006-09-30 (YTD Data)		Rank
Total interest income	$19,899,000	1,494
Total interest expense	$6,715,000	1,806
Net interest income	$13,184,000	1,312
Provision for loan and lease losses	$875,000	869
Total noninterest income	$5,018,000	873
Gross Fiduciary activities income	$532,000	494
Service charges on deposit accounts	$955,000	1,407
Trading account gains and fees	$0	126
Additional Noninterest Income	$3,531,000	713
Total noninterest expense	$12,225,000	1,114
Salaries and employee benefits	$6,151,000	1,204
Premises and equipment expense	$1,629,000	1,192
Additional noninterest expense	$4,445,000	897
Pre-tax net operating income	$5,102,000	1,483
Securities gains (losses)	$-34,000	8,035
Applicable income taxes	$1,243,000	1,608
Income before extraordinary items	$3,825,000	1,465
Extraordinary gains, net	$0	45
Net income	$3,825,000	1,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$431,000	908
Cash dividends	$900,000	2,057
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$3,850,500	1,441
2006-06-30 (YTD Data)		Rank
Total interest income	$12,878,000	1,503
Total interest expense	$4,075,000	1,879
Net interest income	$8,803,000	1,307
Provision for loan and lease losses	$450,000	1,060
Total noninterest income	$2,778,000	1,015
Gross Fiduciary activities income	$217,000	620
Service charges on deposit accounts	$620,000	1,438
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,941,000	839
Total noninterest expense	$7,937,000	1,151
Salaries and employee benefits	$4,107,000	1,212
Premises and equipment expense	$1,050,000	1,229
Additional noninterest expense	$2,780,000	965
Pre-tax net operating income	$3,194,000	1,567
Securities gains (losses)	$-90,000	8,515
Applicable income taxes	$761,000	1,735
Income before extraordinary items	$2,343,000	1,574
Extraordinary gains, net	$0	39
Net income	$2,343,000	1,575
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	1,145
Cash dividends	$600,000	2,089
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$2,410,500	1,515
2006-03-31 (YTD Data)		Rank
Total interest income	$6,176,000	1,538
Total interest expense	$1,856,000	1,949
Net interest income	$4,320,000	1,328
Provision for loan and lease losses	$225,000	1,018
Total noninterest income	$1,317,000	1,035
Gross Fiduciary activities income	$110,000	625
Service charges on deposit accounts	$288,000	1,480
Trading account gains and fees	$0	115
Additional Noninterest Income	$919,000	860
Total noninterest expense	$3,915,000	1,161
Salaries and employee benefits	$2,033,000	1,223
Premises and equipment expense	$515,000	1,265
Additional noninterest expense	$1,367,000	976
Pre-tax net operating income	$1,497,000	1,632
Securities gains (losses)	$-49,000	8,567
Applicable income taxes	$355,000	1,802
Income before extraordinary items	$1,093,000	1,641
Extraordinary gains, net	$0	21
Net income	$1,093,000	1,640
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-63,000	8,547
Cash dividends	$300,000	1,914
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,129,750	1,574
2005-12-31 (YTD Data)		Rank
Total interest income	$22,931,000	1,459
Total interest expense	$5,677,000	1,980
Net interest income	$17,254,000	1,260
Provision for loan and lease losses	$1,290,000	815
Total noninterest income	$5,426,000	1,021
Gross Fiduciary activities income	$581,000	550
Service charges on deposit accounts	$1,058,000	1,642
Trading account gains and fees	$0	138
Additional Noninterest Income	$3,787,000	843
Total noninterest expense	$14,986,000	1,154
Salaries and employee benefits	$7,507,000	1,228
Premises and equipment expense	$1,951,000	1,256
Additional noninterest expense	$5,528,000	938
Pre-tax net operating income	$6,404,000	1,496
Securities gains (losses)	$111,000	666
Applicable income taxes	$1,787,000	1,489
Income before extraordinary items	$4,728,000	1,490
Extraordinary gains, net	$0	46
Net income	$4,728,000	1,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$443,000	1,284
Cash dividends	$1,200,000	2,126
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$4,646,970	1,496
2005-09-30 (YTD Data)		Rank
Total interest income	$16,870,000	1,446
Total interest expense	$4,026,000	1,984
Net interest income	$12,844,000	1,256
Provision for loan and lease losses	$1,085,000	712
Total noninterest income	$3,950,000	1,053
Gross Fiduciary activities income	$430,000	548
Service charges on deposit accounts	$772,000	1,666
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,748,000	871
Total noninterest expense	$11,137,000	1,146
Salaries and employee benefits	$5,646,000	1,220
Premises and equipment expense	$1,444,000	1,265
Additional noninterest expense	$4,047,000	947
Pre-tax net operating income	$4,572,000	1,566
Securities gains (losses)	$135,000	577
Applicable income taxes	$1,177,000	1,679
Income before extraordinary items	$3,530,000	1,504
Extraordinary gains, net	$0	35
Net income	$3,530,000	1,504
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	2,209
Cash dividends	$900,000	1,943
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$3,428,750	1,511
2005-06-30 (YTD Data)		Rank
Total interest income	$10,991,000	1,432
Total interest expense	$2,485,000	2,000
Net interest income	$8,506,000	1,254
Provision for loan and lease losses	$740,000	683
Total noninterest income	$2,382,000	1,113
Gross Fiduciary activities income	$150,000	700
Service charges on deposit accounts	$510,000	1,649
Trading account gains and fees	$0	116
Additional Noninterest Income	$1,722,000	909
Total noninterest expense	$7,190,000	1,172
Salaries and employee benefits	$3,667,000	1,244
Premises and equipment expense	$932,000	1,289
Additional noninterest expense	$2,591,000	981
Pre-tax net operating income	$2,958,000	1,575
Securities gains (losses)	$135,000	488
Applicable income taxes	$773,000	1,665
Income before extraordinary items	$2,320,000	1,492
Extraordinary gains, net	$0	30
Net income	$2,320,000	1,491
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	3,534
Cash dividends	$600,000	1,914
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,218,750	1,531
2005-03-31 (YTD Data)		Rank
Total interest income	$5,358,000	1,440
Total interest expense	$1,152,000	2,049
Net interest income	$4,206,000	1,264
Provision for loan and lease losses	$345,000	681
Total noninterest income	$1,102,000	1,159
Gross Fiduciary activities income	$77,000	698
Service charges on deposit accounts	$235,000	1,725
Trading account gains and fees	$0	115
Additional Noninterest Income	$790,000	960
Total noninterest expense	$3,534,000	1,194
Salaries and employee benefits	$1,810,000	1,275
Premises and equipment expense	$442,000	1,371
Additional noninterest expense	$1,282,000	977
Pre-tax net operating income	$1,429,000	1,586
Securities gains (losses)	$136,000	317
Applicable income taxes	$391,000	1,635
Income before extraordinary items	$1,174,000	1,445
Extraordinary gains, net	$0	24
Net income	$1,174,000	1,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-18,000	8,262
Cash dividends	$300,000	1,719
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,072,000	1,544
2004-12-31 (YTD Data)		Rank
Total interest income	$19,399,000	1,488
Total interest expense	$3,784,000	2,153
Net interest income	$15,615,000	1,293
Provision for loan and lease losses	$1,155,000	929
Total noninterest income	$4,436,000	1,182
Gross Fiduciary activities income	$524,000	558
Service charges on deposit accounts	$992,000	1,766
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,920,000	1,008
Total noninterest expense	$13,305,000	1,235
Salaries and employee benefits	$6,532,000	1,351
Premises and equipment expense	$1,668,000	1,381
Additional noninterest expense	$5,105,000	987
Pre-tax net operating income	$5,591,000	1,524
Securities gains (losses)	$315,000	613
Applicable income taxes	$1,590,000	1,538
Income before extraordinary items	$4,316,000	1,491
Extraordinary gains, net	$0	34
Net income	$4,316,000	1,492
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$382,000	1,650
Cash dividends	$1,200,000	2,033
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$4,086,050	1,541
2004-09-30 (YTD Data)		Rank
Total interest income	$14,132,000	1,518
Total interest expense	$2,748,000	2,171
Net interest income	$11,384,000	1,315
Provision for loan and lease losses	$840,000	914
Total noninterest income	$3,295,000	1,215
Gross Fiduciary activities income	$436,000	519
Service charges on deposit accounts	$738,000	1,795
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,121,000	1,034
Total noninterest expense	$9,935,000	1,230
Salaries and employee benefits	$4,838,000	1,363
Premises and equipment expense	$1,259,000	1,377
Additional noninterest expense	$3,838,000	980
Pre-tax net operating income	$3,904,000	1,649
Securities gains (losses)	$275,000	631
Applicable income taxes	$1,045,000	1,706
Income before extraordinary items	$3,134,000	1,547
Extraordinary gains, net	$0	26
Net income	$3,134,000	1,548
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$323,000	1,374
Cash dividends	$900,000	1,840
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$2,927,750	1,612
2004-06-30 (YTD Data)		Rank
Total interest income	$9,279,000	1,524
Total interest expense	$1,793,000	2,192
Net interest income	$7,486,000	1,326
Provision for loan and lease losses	$550,000	899
Total noninterest income	$1,989,000	1,295
Gross Fiduciary activities income	$161,000	676
Service charges on deposit accounts	$500,000	1,752
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,328,000	1,086
Total noninterest expense	$6,591,000	1,230
Salaries and employee benefits	$3,171,000	1,385
Premises and equipment expense	$826,000	1,402
Additional noninterest expense	$2,594,000	962
Pre-tax net operating income	$2,334,000	1,800
Securities gains (losses)	$274,000	521
Applicable income taxes	$652,000	1,803
Income before extraordinary items	$1,956,000	1,644
Extraordinary gains, net	$0	21
Net income	$1,956,000	1,645
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$143,000	1,734
Cash dividends	$600,000	1,866
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$1,750,500	1,755
2004-03-31 (YTD Data)		Rank
Total interest income	$4,642,000	1,525
Total interest expense	$903,000	2,199
Net interest income	$3,739,000	1,330
Provision for loan and lease losses	$260,000	919
Total noninterest income	$938,000	1,317
Gross Fiduciary activities income	$81,000	688
Service charges on deposit accounts	$241,000	1,770
Trading account gains and fees	$0	121
Additional Noninterest Income	$616,000	1,116
Total noninterest expense	$3,261,000	1,249
Salaries and employee benefits	$1,535,000	1,447
Premises and equipment expense	$424,000	1,375
Additional noninterest expense	$1,302,000	953
Pre-tax net operating income	$1,156,000	1,780
Securities gains (losses)	$250,000	426
Applicable income taxes	$351,000	1,720
Income before extraordinary items	$1,055,000	1,511
Extraordinary gains, net	$0	16
Net income	$1,055,000	1,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$44,000	2,070
Cash dividends	$300,000	1,707
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$867,500	1,724
2003-12-31 (YTD Data)		Rank
Total interest income	$18,122,000	1,591
Total interest expense	$4,139,000	2,149
Net interest income	$13,983,000	1,394
Provision for loan and lease losses	$1,180,000	1,017
Total noninterest income	$4,001,000	1,339
Gross Fiduciary activities income	$536,000	544
Service charges on deposit accounts	$1,004,000	1,716
Trading account gains and fees	$0	160
Additional Noninterest Income	$2,461,000	1,243
Total noninterest expense	$11,624,000	1,380
Salaries and employee benefits	$5,674,000	1,515
Premises and equipment expense	$1,658,000	1,373
Additional noninterest expense	$4,292,000	1,176
Pre-tax net operating income	$5,180,000	1,566
Securities gains (losses)	$0	4,500
Applicable income taxes	$1,320,000	1,806
Income before extraordinary items	$3,860,000	1,611
Extraordinary gains, net	$0	54
Net income	$3,860,000	1,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,897,000	579
Cash dividends	$1,200,000	2,037
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$3,860,000	1,542
2003-09-30 (YTD Data)		Rank
Total interest income	$13,733,000	1,600
Total interest expense	$3,182,000	2,181
Net interest income	$10,551,000	1,400
Provision for loan and lease losses	$940,000	946
Total noninterest income	$3,006,000	1,367
Gross Fiduciary activities income	$448,000	512
Service charges on deposit accounts	$774,000	1,667
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,784,000	1,345
Total noninterest expense	$8,533,000	1,422
Salaries and employee benefits	$4,223,000	1,533
Premises and equipment expense	$1,225,000	1,403
Additional noninterest expense	$3,085,000	1,229
Pre-tax net operating income	$4,084,000	1,551
Securities gains (losses)	$0	4,204
Applicable income taxes	$1,062,000	1,777
Income before extraordinary items	$3,022,000	1,596
Extraordinary gains, net	$0	40
Net income	$3,022,000	1,595
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,422,000	552
Cash dividends	$900,000	1,869
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,022,000	1,531
2003-06-30 (YTD Data)		Rank
Total interest income	$9,189,000	1,598
Total interest expense	$2,175,000	2,191
Net interest income	$7,014,000	1,402
Provision for loan and lease losses	$500,000	1,144
Total noninterest income	$1,782,000	1,498
Gross Fiduciary activities income	$172,000	676
Service charges on deposit accounts	$518,000	1,631
Trading account gains and fees	$0	150
Additional Noninterest Income	$1,092,000	1,419
Total noninterest expense	$5,556,000	1,449
Salaries and employee benefits	$2,721,000	1,580
Premises and equipment expense	$813,000	1,413
Additional noninterest expense	$2,022,000	1,236
Pre-tax net operating income	$2,740,000	1,537
Securities gains (losses)	$0	3,782
Applicable income taxes	$712,000	1,792
Income before extraordinary items	$2,028,000	1,602
Extraordinary gains, net	$0	30
Net income	$2,028,000	1,601
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$154,000	1,942
Cash dividends	$600,000	1,881
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,028,000	1,502
2003-03-31 (YTD Data)		Rank
Total interest income	$4,613,000	1,610
Total interest expense	$1,118,000	2,182
Net interest income	$3,495,000	1,401
Provision for loan and lease losses	$260,000	1,076
Total noninterest income	$826,000	1,542
Gross Fiduciary activities income	$79,000	711
Service charges on deposit accounts	$249,000	1,644
Trading account gains and fees	$0	134
Additional Noninterest Income	$498,000	1,494
Total noninterest expense	$2,753,000	1,443
Salaries and employee benefits	$1,306,000	1,629
Premises and equipment expense	$401,000	1,446
Additional noninterest expense	$1,046,000	1,168
Pre-tax net operating income	$1,308,000	1,609
Securities gains (losses)	$0	2,891
Applicable income taxes	$340,000	1,866
Income before extraordinary items	$968,000	1,660
Extraordinary gains, net	$0	21
Net income	$968,000	1,659
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-64,000	9,146
Cash dividends	$300,000	1,748
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$968,000	1,558
2002-12-31 (YTD Data)		Rank
Total interest income	$17,854,000	1,721
Total interest expense	$5,299,000	2,123
Net interest income	$12,555,000	1,544
Provision for loan and lease losses	$1,408,000	999
Total noninterest income	$3,478,000	1,396
Gross Fiduciary activities income	$530,000	556
Service charges on deposit accounts	$931,000	1,723
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,017,000	1,301
Total noninterest expense	$10,062,000	1,538
Salaries and employee benefits	$4,680,000	1,713
Premises and equipment expense	$1,517,000	1,459
Additional noninterest expense	$3,865,000	1,247
Pre-tax net operating income	$4,563,000	1,777
Securities gains (losses)	$-2,000	8,714
Applicable income taxes	$1,206,000	1,940
Income before extraordinary items	$3,355,000	1,788
Extraordinary gains, net	$0	70
Net income	$3,355,000	1,787
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$495,000	1,669
Cash dividends	$720,000	2,833
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,356,480	1,730
2001-12-31 (YTD Data)		Rank
Total interest income	$18,354,000	1,870
Total interest expense	$7,480,000	2,147
Net interest income	$10,874,000	1,638
Provision for loan and lease losses	$937,000	1,314
Total noninterest income	$3,926,000	1,197
Gross Fiduciary activities income	$532,000	574
Service charges on deposit accounts	$823,000	1,857
Trading account gains and fees	$0	177
Additional Noninterest Income	$2,571,000	1,048
Total noninterest expense	$9,145,000	1,602
Salaries and employee benefits	$4,383,000	1,719
Premises and equipment expense	$1,839,000	1,156
Additional noninterest expense	$2,923,000	1,586
Pre-tax net operating income	$4,718,000	1,520
Securities gains (losses)	$-2,000	9,092
Applicable income taxes	$1,003,000	2,061
Income before extraordinary items	$3,713,000	1,450
Extraordinary gains, net	$0	105
Net income	$3,713,000	1,452
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$396,000	1,831
Cash dividends	$1,850,000	1,421
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$3,714,580	1,397
2000-12-31 (YTD Data)		Rank
Total interest income	$17,130,000	2,052
Total interest expense	$7,829,000	2,175
Net interest income	$9,301,000	1,893
Provision for loan and lease losses	$596,000	1,641
Total noninterest income	$3,359,000	1,221
Gross Fiduciary activities income	$1,093,000	407
Service charges on deposit accounts	$934,000	1,463
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,332,000	1,522
Total noninterest expense	$8,875,000	1,582
Salaries and employee benefits	$3,924,000	1,835
Premises and equipment expense	$1,725,000	1,166
Additional noninterest expense	$3,226,000	1,391
Pre-tax net operating income	$3,189,000	2,266
Securities gains (losses)	$15,000	1,035
Applicable income taxes	$817,000	2,482
Income before extraordinary items	$2,387,000	2,177
Extraordinary gains, net	$0	38
Net income	$2,387,000	2,177
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$534,000	1,191
Cash dividends	$1,113,000	2,107
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,375,750	2,186
1999-12-31 (YTD Data)		Rank
Total interest income	$14,574,000	2,231
Total interest expense	$6,126,000	2,402
Net interest income	$8,448,000	2,084
Provision for loan and lease losses	$283,000	2,806
Total noninterest income	$3,244,000	1,267
Gross Fiduciary activities income	$1,057,000	457
Service charges on deposit accounts	$892,000	1,461
Trading account gains and fees	$0	173
Additional Noninterest Income	$1,295,000	1,544
Total noninterest expense	$8,331,000	1,654
Salaries and employee benefits	$3,675,000	1,902
Premises and equipment expense	$1,729,000	1,162
Additional noninterest expense	$2,927,000	1,541
Pre-tax net operating income	$3,078,000	2,354
Securities gains (losses)	$-97,000	9,945
Applicable income taxes	$755,000	2,760
Income before extraordinary items	$2,226,000	2,332
Extraordinary gains, net	$0	35
Net income	$2,226,000	2,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-19,000	9,601
Cash dividends	$953,000	2,372
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,298,750	2,249
1998-12-31 (YTD Data)		Rank
Total interest income	$13,659,000	2,385
Total interest expense	$6,104,000	2,492
Net interest income	$7,555,000	2,259
Provision for loan and lease losses	$687,000	1,335
Total noninterest income	$2,726,000	1,445
Gross Fiduciary activities income	$1,042,000	453
Service charges on deposit accounts	$714,000	1,793
Trading account gains and fees	$0	224
Additional Noninterest Income	$970,000	1,895
Total noninterest expense	$7,762,000	1,690
Salaries and employee benefits	$3,397,000	1,964
Premises and equipment expense	$1,549,000	1,238
Additional noninterest expense	$2,816,000	1,534
Pre-tax net operating income	$1,832,000	3,584
Securities gains (losses)	$0	4,449
Applicable income taxes	$352,000	4,752
Income before extraordinary items	$1,480,000	3,299
Extraordinary gains, net	$0	32
Net income	$1,480,000	3,300
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$336,000	1,712
Cash dividends	$325,000	4,383
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,480,000	3,215
1997-12-31 (YTD Data)		Rank
Total interest income	$11,875,000	2,766
Total interest expense	$5,407,000	2,768
Net interest income	$6,468,000	2,688
Provision for loan and lease losses	$75,000	5,767
Total noninterest income	$2,339,000	1,554
Gross Fiduciary activities income	$923,000	498
Service charges on deposit accounts	$726,000	1,789
Trading account gains and fees	$0	239
Additional Noninterest Income	$690,000	2,237
Total noninterest expense	$6,380,000	2,023
Salaries and employee benefits	$2,994,000	2,209
Premises and equipment expense	$1,338,000	1,460
Additional noninterest expense	$2,048,000	2,045
Pre-tax net operating income	$2,352,000	3,067
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$568,000	3,841
Income before extraordinary items	$1,782,000	2,852
Extraordinary gains, net	$0	44
Net income	$1,782,000	2,851
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-12,000	10,052
Cash dividends	$930,000	2,325
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,783,520	2,802
1996-12-31 (YTD Data)		Rank
Total interest income	$10,502,000	3,129
Total interest expense	$4,729,000	3,159
Net interest income	$5,773,000	3,064
Provision for loan and lease losses	$150,000	4,046
Total noninterest income	$2,156,000	1,727
Gross Fiduciary activities income	$819,000	568
Service charges on deposit accounts	$649,000	2,080
Trading account gains and fees	$0	262
Additional Noninterest Income	$688,000	2,325
Total noninterest expense	$5,609,000	2,451
Salaries and employee benefits	$2,760,000	2,414
Premises and equipment expense	$1,184,000	1,715
Additional noninterest expense	$1,665,000	2,860
Pre-tax net operating income	$2,170,000	3,194
Securities gains (losses)	$-2,000	9,485
Applicable income taxes	$506,000	4,109
Income before extraordinary items	$1,662,000	2,900
Extraordinary gains, net	$0	53
Net income	$1,662,000	2,901
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-40,000	10,962
Cash dividends	$1,800,000	1,377
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,663,540	2,865
1995-12-31 (YTD Data)		Rank
Total interest income	$9,789,000	3,347
Total interest expense	$4,513,000	3,298
Net interest income	$5,276,000	3,360
Provision for loan and lease losses	$84,000	4,983
Total noninterest income	$1,801,000	1,998
Gross Fiduciary activities income	$729,000	626
Service charges on deposit accounts	$506,000	2,688
Trading account gains and fees	$0	522
Additional Noninterest Income	$566,000	2,643
Total noninterest expense	$5,148,000	2,637
Salaries and employee benefits	$2,558,000	2,620
Premises and equipment expense	$858,000	2,333
Additional noninterest expense	$1,732,000	2,704
Pre-tax net operating income	$1,845,000	3,746
Securities gains (losses)	$-6,000	9,789
Applicable income taxes	$441,000	4,588
Income before extraordinary items	$1,398,000	3,473
Extraordinary gains, net	$0	65
Net income	$1,398,000	3,471
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,558
Cash dividends	$600,000	2,907
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$1,402,560	3,426
1994-12-31 (YTD Data)		Rank
Total interest income	$8,623,000	3,472
Total interest expense	$3,714,000	3,283
Net interest income	$4,909,000	3,624
Provision for loan and lease losses	$-96,000	12,132
Total noninterest income	$1,589,000	2,193
Gross Fiduciary activities income	$703,000	629
Service charges on deposit accounts	$383,000	3,530
Trading account gains and fees	$0	475
Additional Noninterest Income	$503,000	2,937
Total noninterest expense	$4,975,000	2,788
Salaries and employee benefits	$2,528,000	2,637
Premises and equipment expense	$546,000	3,540
Additional noninterest expense	$1,901,000	2,685
Pre-tax net operating income	$1,619,000	4,129
Securities gains (losses)	$-32,000	10,707
Applicable income taxes	$462,000	4,299
Income before extraordinary items	$1,125,000	4,097
Extraordinary gains, net	$0	249
Net income	$1,125,000	4,099
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-153,000	12,349
Cash dividends	$320,000	4,289
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$1,147,720	4,065
1993-12-31 (YTD Data)		Rank
Total interest income	$8,749,000	3,518
Total interest expense	$3,760,000	3,351
Net interest income	$4,989,000	3,583
Provision for loan and lease losses	$300,000	2,975
Total noninterest income	$1,463,000	2,488
Gross Fiduciary activities income	$815,000	599
Service charges on deposit accounts	$416,000	3,326
Trading account gains and fees	$0	532
Additional Noninterest Income	$232,000	5,222
Total noninterest expense	$4,757,000	2,975
Salaries and employee benefits	$2,340,000	2,823
Premises and equipment expense	$573,000	3,467
Additional noninterest expense	$1,844,000	2,925
Pre-tax net operating income	$1,395,000	4,605
Securities gains (losses)	$-4,000	12,523
Applicable income taxes	$430,000	4,741
Income before extraordinary items	$961,000	4,832
Extraordinary gains, net	$0	3,149
Net income	$961,000	4,976
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$133,000	3,932
Cash dividends	$274,000	4,652
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$963,760	4,581
1992-12-31 (YTD Data)		Rank
Total interest income	$9,157,000	3,799
Total interest expense	$4,777,000	3,447
Net interest income	$4,380,000	4,110
Provision for loan and lease losses	$1,187,000	1,655
Total noninterest income	$1,510,000	2,379
Gross Fiduciary activities income	$706,000	657
Service charges on deposit accounts	$473,000	2,949
Trading account gains and fees	$0	504
Additional Noninterest Income	$331,000	4,164
Total noninterest expense	$4,748,000	3,010
Salaries and employee benefits	$2,097,000	3,084
Premises and equipment expense	$678,000	3,002
Additional noninterest expense	$1,973,000	2,837
Pre-tax net operating income	$-45,000	12,852
Securities gains (losses)	$60,000	3,829
Applicable income taxes	$0	12,680
Income before extraordinary items	$15,000	12,802
Extraordinary gains, net	$0	1,422
Net income	$15,000	12,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,179,000	1,406
Cash dividends	$225,000	4,732
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-45,000	12,809

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.