Home > Chelsea State Bank > Income and Expense
Chelsea State Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $20,022,000 | 1,889 |
| Total interest expense | $3,094,000 | 2,575 |
| Net interest income | $16,928,000 | 1,651 |
| Provision for loan and lease losses | $358,000 | 1,527 |
| Total noninterest income | $1,333,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $139,000 | 3,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,194,000 | 2,106 |
| Total noninterest expense | $9,336,000 | 2,122 |
| Salaries and employee benefits | $5,748,000 | 2,008 |
| Premises and equipment expense | $814,000 | 2,280 |
| Additional noninterest expense | $1,194,000 | 2,106 |
| Pre-tax net operating income | $8,567,000 | 1,322 |
| Securities gains (losses) | $39,000 | 460 |
| Applicable income taxes | $0 | 3,369 |
| Income before extraordinary items | $8,606,000 | 1,147 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $8,606,000 | 1,161 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $8,606,000 | 1,150 |
| Net charge-offs | $43,000 | 1,876 |
| Cash dividends | $4,747,000 | 852 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $8,567,000 | 1,166 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $14,818,000 | 1,876 |
| Total interest expense | $2,297,000 | 2,475 |
| Net interest income | $12,521,000 | 1,674 |
| Provision for loan and lease losses | $185,000 | 1,720 |
| Total noninterest income | $1,010,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $101,000 | 3,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $909,000 | 2,090 |
| Total noninterest expense | $6,807,000 | 2,154 |
| Salaries and employee benefits | $4,149,000 | 2,057 |
| Premises and equipment expense | $610,000 | 2,288 |
| Additional noninterest expense | $909,000 | 2,090 |
| Pre-tax net operating income | $6,539,000 | 1,362 |
| Securities gains (losses) | $21,000 | 442 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $6,560,000 | 1,170 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $6,560,000 | 1,178 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $6,560,000 | 1,170 |
| Net charge-offs | $-15,000 | 3,928 |
| Cash dividends | $2,136,000 | 1,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $6,539,000 | 1,193 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $9,795,000 | 1,855 |
| Total interest expense | $1,510,000 | 2,338 |
| Net interest income | $8,285,000 | 1,703 |
| Provision for loan and lease losses | $41,000 | 2,332 |
| Total noninterest income | $555,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $73,000 | 3,042 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,231 |
| Total noninterest expense | $4,507,000 | 2,151 |
| Salaries and employee benefits | $2,752,000 | 2,068 |
| Premises and equipment expense | $412,000 | 2,270 |
| Additional noninterest expense | $482,000 | 2,227 |
| Pre-tax net operating income | $4,292,000 | 1,348 |
| Securities gains (losses) | $16,000 | 492 |
| Applicable income taxes | $0 | 3,436 |
| Income before extraordinary items | $4,308,000 | 1,181 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $4,308,000 | 1,191 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $4,308,000 | 1,181 |
| Net charge-offs | $-12,000 | 3,968 |
| Cash dividends | $1,424,000 | 1,137 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $4,292,000 | 1,188 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,830,000 | 1,852 |
| Total interest expense | $739,000 | 2,180 |
| Net interest income | $4,091,000 | 1,727 |
| Provision for loan and lease losses | $-1,000 | 4,410 |
| Total noninterest income | $295,000 | 2,502 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $35,000 | 3,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $260,000 | 2,149 |
| Total noninterest expense | $2,228,000 | 2,200 |
| Salaries and employee benefits | $1,385,000 | 2,083 |
| Premises and equipment expense | $211,000 | 2,278 |
| Additional noninterest expense | $260,000 | 2,149 |
| Pre-tax net operating income | $2,159,000 | 1,385 |
| Securities gains (losses) | $10,000 | 588 |
| Applicable income taxes | $0 | 3,388 |
| Income before extraordinary items | $2,169,000 | 1,203 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,169,000 | 1,202 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,169,000 | 1,203 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $712,000 | 1,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,159,000 | 1,228 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $15,145,000 | 1,946 |
| Total interest expense | $997,000 | 2,429 |
| Net interest income | $14,148,000 | 1,861 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $1,259,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $142,000 | 3,112 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,117,000 | 2,220 |
| Total noninterest expense | $8,719,000 | 2,191 |
| Salaries and employee benefits | $5,077,000 | 2,157 |
| Premises and equipment expense | $785,000 | 2,346 |
| Additional noninterest expense | $1,117,000 | 2,220 |
| Pre-tax net operating income | $6,688,000 | 1,702 |
| Securities gains (losses) | $-6,000 | 3,342 |
| Applicable income taxes | $0 | 3,596 |
| Income before extraordinary items | $6,682,000 | 1,514 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,682,000 | 1,512 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $6,682,000 | 1,513 |
| Net charge-offs | $38,000 | 1,675 |
| Cash dividends | $3,794,000 | 970 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,688,000 | 1,531 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $10,539,000 | 2,000 |
| Total interest expense | $461,000 | 2,766 |
| Net interest income | $10,078,000 | 1,917 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $998,000 | 2,497 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $112,000 | 3,083 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $886,000 | 2,191 |
| Total noninterest expense | $6,301,000 | 2,223 |
| Salaries and employee benefits | $3,705,000 | 2,193 |
| Premises and equipment expense | $580,000 | 2,375 |
| Additional noninterest expense | $886,000 | 2,191 |
| Pre-tax net operating income | $4,775,000 | 1,749 |
| Securities gains (losses) | $-12,000 | 3,821 |
| Applicable income taxes | $0 | 3,603 |
| Income before extraordinary items | $4,763,000 | 1,547 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,763,000 | 1,546 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $4,763,000 | 1,547 |
| Net charge-offs | $64,000 | 1,107 |
| Cash dividends | $1,423,000 | 1,396 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,775,000 | 1,573 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,638,000 | 2,035 |
| Total interest expense | $231,000 | 3,027 |
| Net interest income | $6,407,000 | 1,947 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $666,000 | 2,485 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $72,000 | 3,119 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $594,000 | 2,207 |
| Total noninterest expense | $4,102,000 | 2,244 |
| Salaries and employee benefits | $2,494,000 | 2,183 |
| Premises and equipment expense | $385,000 | 2,380 |
| Additional noninterest expense | $1,223,000 | 2,277 |
| Pre-tax net operating income | $2,971,000 | 1,748 |
| Securities gains (losses) | $-13,000 | 3,992 |
| Applicable income taxes | $0 | 3,564 |
| Income before extraordinary items | $2,958,000 | 1,531 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,958,000 | 1,530 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,958,000 | 1,531 |
| Net charge-offs | $68,000 | 851 |
| Cash dividends | $948,000 | 1,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,971,000 | 1,566 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,155,000 | 2,065 |
| Total interest expense | $105,000 | 3,117 |
| Net interest income | $3,050,000 | 1,964 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $369,000 | 2,350 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $33,000 | 3,196 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 2,067 |
| Total noninterest expense | $2,067,000 | 2,228 |
| Salaries and employee benefits | $1,268,000 | 2,156 |
| Premises and equipment expense | $199,000 | 2,341 |
| Additional noninterest expense | $600,000 | 2,284 |
| Pre-tax net operating income | $1,352,000 | 1,774 |
| Securities gains (losses) | $-8,000 | 4,222 |
| Applicable income taxes | $0 | 3,450 |
| Income before extraordinary items | $1,344,000 | 1,570 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,344,000 | 1,568 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,344,000 | 1,570 |
| Net charge-offs | $-6,000 | 3,738 |
| Cash dividends | $474,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,352,000 | 1,586 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $13,308,000 | 2,042 |
| Total interest expense | $432,000 | 3,361 |
| Net interest income | $12,876,000 | 1,945 |
| Provision for loan and lease losses | $130,000 | 2,000 |
| Total noninterest income | $1,216,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $132,000 | 3,146 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,084,000 | 2,549 |
| Total noninterest expense | $7,906,000 | 2,295 |
| Salaries and employee benefits | $4,885,000 | 2,199 |
| Premises and equipment expense | $782,000 | 2,344 |
| Additional noninterest expense | $2,239,000 | 2,401 |
| Pre-tax net operating income | $6,056,000 | 1,812 |
| Securities gains (losses) | $25,000 | 1,416 |
| Applicable income taxes | $0 | 3,710 |
| Income before extraordinary items | $6,081,000 | 1,642 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $6,081,000 | 1,641 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $6,081,000 | 1,642 |
| Net charge-offs | $-41,000 | 4,063 |
| Cash dividends | $3,376,000 | 1,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $6,056,000 | 1,622 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $10,059,000 | 2,059 |
| Total interest expense | $317,000 | 3,468 |
| Net interest income | $9,742,000 | 1,959 |
| Provision for loan and lease losses | $130,000 | 1,793 |
| Total noninterest income | $890,000 | 2,838 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $97,000 | 3,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $793,000 | 2,611 |
| Total noninterest expense | $5,832,000 | 2,343 |
| Salaries and employee benefits | $3,672,000 | 2,203 |
| Premises and equipment expense | $574,000 | 2,404 |
| Additional noninterest expense | $1,586,000 | 2,486 |
| Pre-tax net operating income | $4,670,000 | 1,860 |
| Securities gains (losses) | $17,000 | 1,472 |
| Applicable income taxes | $0 | 3,719 |
| Income before extraordinary items | $4,687,000 | 1,680 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $4,687,000 | 1,679 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $4,687,000 | 1,680 |
| Net charge-offs | $-33,000 | 4,058 |
| Cash dividends | $1,481,000 | 1,420 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $4,670,000 | 1,660 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,691,000 | 2,059 |
| Total interest expense | $211,000 | 3,546 |
| Net interest income | $6,480,000 | 1,946 |
| Provision for loan and lease losses | $110,000 | 1,621 |
| Total noninterest income | $585,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $61,000 | 3,210 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $524,000 | 2,587 |
| Total noninterest expense | $3,916,000 | 2,324 |
| Salaries and employee benefits | $2,483,000 | 2,186 |
| Premises and equipment expense | $386,000 | 2,384 |
| Additional noninterest expense | $1,047,000 | 2,489 |
| Pre-tax net operating income | $3,039,000 | 1,875 |
| Securities gains (losses) | $12,000 | 1,351 |
| Applicable income taxes | $0 | 3,702 |
| Income before extraordinary items | $3,051,000 | 1,695 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,051,000 | 1,695 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,051,000 | 1,695 |
| Net charge-offs | $-31,000 | 4,206 |
| Cash dividends | $1,007,000 | 1,365 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,039,000 | 1,669 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,445,000 | 2,008 |
| Total interest expense | $105,000 | 3,625 |
| Net interest income | $3,340,000 | 1,864 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $313,000 | 2,759 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $30,000 | 3,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $283,000 | 2,512 |
| Total noninterest expense | $1,957,000 | 2,301 |
| Salaries and employee benefits | $1,246,000 | 2,166 |
| Premises and equipment expense | $201,000 | 2,348 |
| Additional noninterest expense | $510,000 | 2,500 |
| Pre-tax net operating income | $1,636,000 | 1,759 |
| Securities gains (losses) | $13,000 | 986 |
| Applicable income taxes | $0 | 3,613 |
| Income before extraordinary items | $1,649,000 | 1,616 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,649,000 | 1,616 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,649,000 | 1,616 |
| Net charge-offs | $-27,000 | 4,445 |
| Cash dividends | $592,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,636,000 | 1,584 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,280,000 | 2,201 |
| Total interest expense | $476,000 | 3,895 |
| Net interest income | $11,804,000 | 1,979 |
| Provision for loan and lease losses | $280,000 | 2,754 |
| Total noninterest income | $839,000 | 3,067 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $117,000 | 3,396 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $722,000 | 2,782 |
| Total noninterest expense | $7,644,000 | 2,339 |
| Salaries and employee benefits | $4,886,000 | 2,184 |
| Premises and equipment expense | $784,000 | 2,374 |
| Additional noninterest expense | $1,974,000 | 2,553 |
| Pre-tax net operating income | $4,719,000 | 1,855 |
| Securities gains (losses) | $-4,000 | 4,727 |
| Applicable income taxes | $0 | 3,697 |
| Income before extraordinary items | $4,715,000 | 1,704 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,715,000 | 1,705 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,715,000 | 1,704 |
| Net charge-offs | $-14,000 | 4,316 |
| Cash dividends | $2,780,000 | 1,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,719,000 | 1,667 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $8,972,000 | 2,258 |
| Total interest expense | $366,000 | 3,942 |
| Net interest income | $8,606,000 | 2,025 |
| Provision for loan and lease losses | $160,000 | 2,949 |
| Total noninterest income | $601,000 | 3,110 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $87,000 | 3,423 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $514,000 | 2,818 |
| Total noninterest expense | $5,545,000 | 2,376 |
| Salaries and employee benefits | $3,525,000 | 2,220 |
| Premises and equipment expense | $585,000 | 2,363 |
| Additional noninterest expense | $1,435,000 | 2,588 |
| Pre-tax net operating income | $3,502,000 | 1,845 |
| Securities gains (losses) | $-10,000 | 4,787 |
| Applicable income taxes | $0 | 3,696 |
| Income before extraordinary items | $3,492,000 | 1,710 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,492,000 | 1,710 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,492,000 | 1,710 |
| Net charge-offs | $-27,000 | 4,502 |
| Cash dividends | $1,124,000 | 1,592 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,502,000 | 1,655 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,916,000 | 2,315 |
| Total interest expense | $260,000 | 3,958 |
| Net interest income | $5,656,000 | 2,057 |
| Provision for loan and lease losses | $40,000 | 3,562 |
| Total noninterest income | $396,000 | 3,106 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $58,000 | 3,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $338,000 | 2,776 |
| Total noninterest expense | $3,694,000 | 2,374 |
| Salaries and employee benefits | $2,338,000 | 2,218 |
| Premises and equipment expense | $380,000 | 2,396 |
| Additional noninterest expense | $976,000 | 2,557 |
| Pre-tax net operating income | $2,318,000 | 1,797 |
| Securities gains (losses) | $-10,000 | 4,791 |
| Applicable income taxes | $0 | 3,655 |
| Income before extraordinary items | $2,308,000 | 1,634 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,308,000 | 1,635 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,308,000 | 1,635 |
| Net charge-offs | $-16,000 | 4,453 |
| Cash dividends | $769,000 | 1,566 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,318,000 | 1,585 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,824,000 | 2,366 |
| Total interest expense | $148,000 | 3,943 |
| Net interest income | $2,676,000 | 2,104 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $213,000 | 2,939 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $38,000 | 3,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 2,593 |
| Total noninterest expense | $1,923,000 | 2,320 |
| Salaries and employee benefits | $1,216,000 | 2,184 |
| Premises and equipment expense | $197,000 | 2,366 |
| Additional noninterest expense | $510,000 | 2,513 |
| Pre-tax net operating income | $966,000 | 1,881 |
| Securities gains (losses) | $-14,000 | 4,843 |
| Applicable income taxes | $0 | 3,513 |
| Income before extraordinary items | $952,000 | 1,735 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $952,000 | 1,736 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $952,000 | 1,736 |
| Net charge-offs | $-8,000 | 4,381 |
| Cash dividends | $651,000 | 1,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $966,000 | 1,680 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $11,794,000 | 2,317 |
| Total interest expense | $600,000 | 3,974 |
| Net interest income | $11,194,000 | 2,036 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $871,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $151,000 | 3,499 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $720,000 | 2,616 |
| Total noninterest expense | $7,154,000 | 2,406 |
| Salaries and employee benefits | $4,537,000 | 2,240 |
| Premises and equipment expense | $747,000 | 2,431 |
| Additional noninterest expense | $1,870,000 | 2,676 |
| Pre-tax net operating income | $4,911,000 | 1,778 |
| Securities gains (losses) | $8,000 | 1,962 |
| Applicable income taxes | $0 | 3,859 |
| Income before extraordinary items | $4,919,000 | 1,622 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,919,000 | 1,624 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,919,000 | 1,624 |
| Net charge-offs | $-393,000 | 5,086 |
| Cash dividends | $2,899,000 | 1,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $4,911,000 | 1,586 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,880,000 | 2,335 |
| Total interest expense | $458,000 | 4,000 |
| Net interest income | $8,422,000 | 2,057 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $646,000 | 3,032 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $114,000 | 3,523 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $532,000 | 2,660 |
| Total noninterest expense | $5,283,000 | 2,449 |
| Salaries and employee benefits | $3,288,000 | 2,304 |
| Premises and equipment expense | $564,000 | 2,451 |
| Additional noninterest expense | $1,431,000 | 2,644 |
| Pre-tax net operating income | $3,785,000 | 1,794 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,785,000 | 1,604 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,785,000 | 1,605 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,785,000 | 1,605 |
| Net charge-offs | $-387,000 | 5,163 |
| Cash dividends | $1,360,000 | 1,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,785,000 | 1,574 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,943,000 | 2,332 |
| Total interest expense | $312,000 | 3,974 |
| Net interest income | $5,631,000 | 2,055 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $414,000 | 3,044 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $74,000 | 3,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 2,679 |
| Total noninterest expense | $3,557,000 | 2,441 |
| Salaries and employee benefits | $2,222,000 | 2,291 |
| Premises and equipment expense | $387,000 | 2,418 |
| Additional noninterest expense | $948,000 | 2,693 |
| Pre-tax net operating income | $2,488,000 | 1,795 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,488,000 | 1,613 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,488,000 | 1,614 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,488,000 | 1,614 |
| Net charge-offs | $-67,000 | 4,979 |
| Cash dividends | $828,000 | 1,611 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,488,000 | 1,580 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,933,000 | 2,344 |
| Total interest expense | $157,000 | 3,961 |
| Net interest income | $2,776,000 | 2,090 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $198,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $35,000 | 3,627 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 2,660 |
| Total noninterest expense | $1,841,000 | 2,401 |
| Salaries and employee benefits | $1,146,000 | 2,274 |
| Premises and equipment expense | $193,000 | 2,437 |
| Additional noninterest expense | $502,000 | 2,577 |
| Pre-tax net operating income | $1,133,000 | 1,885 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,133,000 | 1,706 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,133,000 | 1,704 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,133,000 | 1,705 |
| Net charge-offs | $-70,000 | 5,141 |
| Cash dividends | $414,000 | 1,479 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,133,000 | 1,682 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,202,000 | 2,332 |
| Total interest expense | $495,000 | 3,939 |
| Net interest income | $10,707,000 | 2,127 |
| Provision for loan and lease losses | $-600,000 | 5,311 |
| Total noninterest income | $1,088,000 | 2,746 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $175,000 | 3,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $913,000 | 2,344 |
| Total noninterest expense | $7,134,000 | 2,445 |
| Salaries and employee benefits | $4,454,000 | 2,278 |
| Premises and equipment expense | $742,000 | 2,477 |
| Additional noninterest expense | $1,938,000 | 2,637 |
| Pre-tax net operating income | $5,261,000 | 1,722 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $5,261,000 | 1,522 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,261,000 | 1,521 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,261,000 | 1,521 |
| Net charge-offs | $-252,000 | 5,210 |
| Cash dividends | $3,155,000 | 1,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,261,000 | 1,514 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,290,000 | 2,342 |
| Total interest expense | $357,000 | 3,945 |
| Net interest income | $7,933,000 | 2,141 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $854,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $133,000 | 3,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $721,000 | 2,311 |
| Total noninterest expense | $5,163,000 | 2,507 |
| Salaries and employee benefits | $3,183,000 | 2,366 |
| Premises and equipment expense | $562,000 | 2,477 |
| Additional noninterest expense | $1,418,000 | 2,699 |
| Pre-tax net operating income | $3,624,000 | 1,841 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,624,000 | 1,641 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,624,000 | 1,639 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,624,000 | 1,640 |
| Net charge-offs | $-189,000 | 5,242 |
| Cash dividends | $1,361,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,624,000 | 1,626 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 2,365 |
| Total interest expense | $230,000 | 3,954 |
| Net interest income | $5,195,000 | 2,169 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $635,000 | 2,571 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $87,000 | 3,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $548,000 | 2,174 |
| Total noninterest expense | $3,436,000 | 2,525 |
| Salaries and employee benefits | $2,118,000 | 2,381 |
| Premises and equipment expense | $373,000 | 2,500 |
| Additional noninterest expense | $945,000 | 2,718 |
| Pre-tax net operating income | $2,394,000 | 1,837 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,394,000 | 1,631 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,394,000 | 1,630 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,394,000 | 1,630 |
| Net charge-offs | $-108,000 | 5,216 |
| Cash dividends | $828,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,394,000 | 1,615 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,657,000 | 2,397 |
| Total interest expense | $114,000 | 3,937 |
| Net interest income | $2,543,000 | 2,209 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $208,000 | 3,122 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $43,000 | 3,549 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $165,000 | 2,712 |
| Total noninterest expense | $1,695,000 | 2,563 |
| Salaries and employee benefits | $1,074,000 | 2,384 |
| Premises and equipment expense | $181,000 | 2,600 |
| Additional noninterest expense | $440,000 | 2,879 |
| Pre-tax net operating income | $1,056,000 | 1,966 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $1,056,000 | 1,758 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,056,000 | 1,757 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,056,000 | 1,758 |
| Net charge-offs | $-66,000 | 5,305 |
| Cash dividends | $414,000 | 1,344 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,056,000 | 1,745 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,340,000 | 2,390 |
| Total interest expense | $391,000 | 4,021 |
| Net interest income | $9,949,000 | 2,234 |
| Provision for loan and lease losses | $-600,000 | 5,547 |
| Total noninterest income | $916,000 | 3,071 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $506,000 | 2,009 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $410,000 | 3,422 |
| Total noninterest expense | $6,867,000 | 2,537 |
| Salaries and employee benefits | $4,302,000 | 2,353 |
| Premises and equipment expense | $739,000 | 2,575 |
| Additional noninterest expense | $1,826,000 | 2,825 |
| Pre-tax net operating income | $4,598,000 | 1,833 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,598,000 | 1,438 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,598,000 | 1,437 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,598,000 | 1,438 |
| Net charge-offs | $-341,000 | 5,523 |
| Cash dividends | $2,721,000 | 1,105 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $4,598,000 | 1,421 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,762,000 | 2,385 |
| Total interest expense | $292,000 | 4,047 |
| Net interest income | $7,470,000 | 2,242 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $676,000 | 3,115 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $381,000 | 2,006 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $295,000 | 3,502 |
| Total noninterest expense | $5,056,000 | 2,573 |
| Salaries and employee benefits | $3,153,000 | 2,400 |
| Premises and equipment expense | $553,000 | 2,597 |
| Additional noninterest expense | $1,350,000 | 2,849 |
| Pre-tax net operating income | $3,090,000 | 2,017 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,090,000 | 1,699 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,090,000 | 1,700 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,090,000 | 1,700 |
| Net charge-offs | $-256,000 | 5,546 |
| Cash dividends | $1,242,000 | 1,489 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $3,090,000 | 1,677 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,973,000 | 2,448 |
| Total interest expense | $194,000 | 4,053 |
| Net interest income | $4,779,000 | 2,295 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $447,000 | 3,144 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $253,000 | 2,017 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $194,000 | 3,519 |
| Total noninterest expense | $3,388,000 | 2,575 |
| Salaries and employee benefits | $2,110,000 | 2,405 |
| Premises and equipment expense | $375,000 | 2,580 |
| Additional noninterest expense | $903,000 | 2,857 |
| Pre-tax net operating income | $1,838,000 | 2,159 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,838,000 | 1,824 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,838,000 | 1,824 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,838,000 | 1,824 |
| Net charge-offs | $-130,000 | 5,496 |
| Cash dividends | $828,000 | 1,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,838,000 | 1,799 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,472,000 | 2,448 |
| Total interest expense | $96,000 | 4,077 |
| Net interest income | $2,376,000 | 2,313 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $229,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $117,000 | 2,143 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 3,306 |
| Total noninterest expense | $1,685,000 | 2,600 |
| Salaries and employee benefits | $1,065,000 | 2,413 |
| Premises and equipment expense | $181,000 | 2,671 |
| Additional noninterest expense | $439,000 | 2,920 |
| Pre-tax net operating income | $920,000 | 2,066 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $920,000 | 1,768 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $920,000 | 1,767 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $920,000 | 1,768 |
| Net charge-offs | $-66,000 | 5,531 |
| Cash dividends | $414,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $920,000 | 1,756 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,710,000 | 2,458 |
| Total interest expense | $373,000 | 4,135 |
| Net interest income | $9,337,000 | 2,314 |
| Provision for loan and lease losses | $-600,000 | 5,773 |
| Total noninterest income | $1,869,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $474,000 | 2,168 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,395,000 | 1,973 |
| Total noninterest expense | $6,889,000 | 2,589 |
| Salaries and employee benefits | $4,085,000 | 2,460 |
| Premises and equipment expense | $760,000 | 2,590 |
| Additional noninterest expense | $2,044,000 | 2,716 |
| Pre-tax net operating income | $4,917,000 | 1,649 |
| Securities gains (losses) | $3,000 | 2,978 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $4,920,000 | 1,414 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $4,920,000 | 1,412 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $4,920,000 | 1,413 |
| Net charge-offs | $-270,000 | 5,712 |
| Cash dividends | $2,958,000 | 1,043 |
| Sale, conversion, retirement of capital stock, net | $-1,014,000 | 5,873 |
| Net operating income | $4,917,000 | 1,380 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,235,000 | 2,476 |
| Total interest expense | $282,000 | 4,154 |
| Net interest income | $6,953,000 | 2,331 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $699,000 | 3,148 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $360,000 | 2,158 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $339,000 | 3,409 |
| Total noninterest expense | $5,071,000 | 2,610 |
| Salaries and employee benefits | $2,986,000 | 2,493 |
| Premises and equipment expense | $574,000 | 2,581 |
| Additional noninterest expense | $1,511,000 | 2,745 |
| Pre-tax net operating income | $2,581,000 | 2,200 |
| Securities gains (losses) | $3,000 | 2,908 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,584,000 | 1,892 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,584,000 | 1,892 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,584,000 | 1,892 |
| Net charge-offs | $-145,000 | 5,667 |
| Cash dividends | $1,065,000 | 1,594 |
| Sale, conversion, retirement of capital stock, net | $-1,014,000 | 5,944 |
| Net operating income | $2,581,000 | 1,842 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,817,000 | 2,482 |
| Total interest expense | $191,000 | 4,161 |
| Net interest income | $4,626,000 | 2,337 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $466,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $240,000 | 2,132 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $226,000 | 3,432 |
| Total noninterest expense | $3,444,000 | 2,595 |
| Salaries and employee benefits | $2,014,000 | 2,490 |
| Premises and equipment expense | $378,000 | 2,615 |
| Additional noninterest expense | $1,052,000 | 2,685 |
| Pre-tax net operating income | $1,648,000 | 2,239 |
| Securities gains (losses) | $3,000 | 2,591 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,651,000 | 1,945 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,651,000 | 1,945 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,651,000 | 1,945 |
| Net charge-offs | $-80,000 | 5,641 |
| Cash dividends | $710,000 | 1,615 |
| Sale, conversion, retirement of capital stock, net | $-1,014,000 | 6,024 |
| Net operating income | $1,648,000 | 1,892 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,403,000 | 2,484 |
| Total interest expense | $97,000 | 4,153 |
| Net interest income | $2,306,000 | 2,345 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $208,000 | 3,315 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $114,000 | 2,215 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $94,000 | 3,643 |
| Total noninterest expense | $1,779,000 | 2,537 |
| Salaries and employee benefits | $1,032,000 | 2,457 |
| Premises and equipment expense | $194,000 | 2,597 |
| Additional noninterest expense | $553,000 | 2,562 |
| Pre-tax net operating income | $735,000 | 2,399 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $735,000 | 2,131 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $735,000 | 2,131 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $735,000 | 2,131 |
| Net charge-offs | $-7,000 | 5,019 |
| Cash dividends | $355,000 | 1,465 |
| Sale, conversion, retirement of capital stock, net | $-1,014,000 | 6,098 |
| Net operating income | $735,000 | 2,073 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $9,449,000 | 2,481 |
| Total interest expense | $433,000 | 3,998 |
| Net interest income | $9,016,000 | 2,349 |
| Provision for loan and lease losses | $-600,000 | 5,972 |
| Total noninterest income | $882,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $462,000 | 2,273 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $420,000 | 3,535 |
| Total noninterest expense | $6,701,000 | 2,642 |
| Salaries and employee benefits | $3,922,000 | 2,536 |
| Premises and equipment expense | $793,000 | 2,576 |
| Additional noninterest expense | $1,986,000 | 2,810 |
| Pre-tax net operating income | $3,797,000 | 1,946 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $34,000 | 3,763 |
| Income before extraordinary items | $3,763,000 | 1,686 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,763,000 | 1,687 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,763,000 | 1,688 |
| Net charge-offs | $-638,000 | 6,038 |
| Cash dividends | $2,196,000 | 1,259 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,763,000 | 1,648 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $7,059,000 | 2,507 |
| Total interest expense | $332,000 | 4,015 |
| Net interest income | $6,727,000 | 2,375 |
| Provision for loan and lease losses | $-600,000 | 6,104 |
| Total noninterest income | $625,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $343,000 | 2,303 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $282,000 | 3,701 |
| Total noninterest expense | $4,986,000 | 2,664 |
| Salaries and employee benefits | $2,888,000 | 2,576 |
| Premises and equipment expense | $598,000 | 2,593 |
| Additional noninterest expense | $1,500,000 | 2,788 |
| Pre-tax net operating income | $2,966,000 | 1,918 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $34,000 | 3,786 |
| Income before extraordinary items | $2,932,000 | 1,662 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,932,000 | 1,664 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,932,000 | 1,664 |
| Net charge-offs | $-628,000 | 6,141 |
| Cash dividends | $1,098,000 | 1,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,932,000 | 1,621 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 2,510 |
| Total interest expense | $231,000 | 3,968 |
| Net interest income | $4,476,000 | 2,378 |
| Provision for loan and lease losses | $-600,000 | 6,219 |
| Total noninterest income | $556,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $221,000 | 2,329 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $335,000 | 2,921 |
| Total noninterest expense | $3,376,000 | 2,659 |
| Salaries and employee benefits | $1,953,000 | 2,567 |
| Premises and equipment expense | $408,000 | 2,558 |
| Additional noninterest expense | $1,015,000 | 2,772 |
| Pre-tax net operating income | $2,256,000 | 1,724 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $34,000 | 3,643 |
| Income before extraordinary items | $2,222,000 | 1,487 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $2,222,000 | 1,489 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $2,222,000 | 1,489 |
| Net charge-offs | $-622,000 | 6,246 |
| Cash dividends | $641,000 | 1,669 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $2,222,000 | 1,451 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,250,000 | 2,612 |
| Total interest expense | $118,000 | 3,970 |
| Net interest income | $2,132,000 | 2,461 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $259,000 | 2,985 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $106,000 | 2,376 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $153,000 | 2,990 |
| Total noninterest expense | $1,749,000 | 2,604 |
| Salaries and employee benefits | $1,003,000 | 2,522 |
| Premises and equipment expense | $213,000 | 2,522 |
| Additional noninterest expense | $533,000 | 2,658 |
| Pre-tax net operating income | $642,000 | 2,573 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $642,000 | 2,283 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $642,000 | 2,284 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $642,000 | 2,284 |
| Net charge-offs | $-12,000 | 5,499 |
| Cash dividends | $305,000 | 1,508 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $642,000 | 2,220 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $9,497,000 | 2,523 |
| Total interest expense | $582,000 | 3,700 |
| Net interest income | $8,915,000 | 2,381 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $930,000 | 3,221 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $497,000 | 2,298 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $433,000 | 3,484 |
| Total noninterest expense | $6,589,000 | 2,731 |
| Salaries and employee benefits | $3,898,000 | 2,559 |
| Premises and equipment expense | $783,000 | 2,706 |
| Additional noninterest expense | $1,908,000 | 2,995 |
| Pre-tax net operating income | $3,256,000 | 2,142 |
| Securities gains (losses) | $13,000 | 2,526 |
| Applicable income taxes | $3,000 | 4,369 |
| Income before extraordinary items | $3,266,000 | 1,876 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,266,000 | 1,876 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,266,000 | 1,875 |
| Net charge-offs | $453,000 | 1,570 |
| Cash dividends | $1,972,000 | 1,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,253,000 | 1,848 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,172,000 | 2,524 |
| Total interest expense | $455,000 | 3,673 |
| Net interest income | $6,717,000 | 2,379 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $700,000 | 3,245 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $371,000 | 2,313 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $329,000 | 3,505 |
| Total noninterest expense | $4,966,000 | 2,730 |
| Salaries and employee benefits | $2,958,000 | 2,528 |
| Premises and equipment expense | $587,000 | 2,734 |
| Additional noninterest expense | $1,421,000 | 3,010 |
| Pre-tax net operating income | $2,451,000 | 2,177 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $3,000 | 4,402 |
| Income before extraordinary items | $2,448,000 | 1,879 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,448,000 | 1,879 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,448,000 | 1,878 |
| Net charge-offs | $457,000 | 1,234 |
| Cash dividends | $1,118,000 | 1,434 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,448,000 | 1,842 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,811,000 | 2,502 |
| Total interest expense | $309,000 | 3,665 |
| Net interest income | $4,502,000 | 2,347 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $440,000 | 3,338 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $238,000 | 2,358 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $202,000 | 3,609 |
| Total noninterest expense | $3,287,000 | 2,764 |
| Salaries and employee benefits | $1,976,000 | 2,535 |
| Premises and equipment expense | $393,000 | 2,741 |
| Additional noninterest expense | $918,000 | 3,095 |
| Pre-tax net operating income | $1,655,000 | 2,109 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $3,000 | 4,347 |
| Income before extraordinary items | $1,652,000 | 1,820 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,652,000 | 1,824 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,652,000 | 1,823 |
| Net charge-offs | $443,000 | 962 |
| Cash dividends | $752,000 | 1,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,652,000 | 1,773 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 2,504 |
| Total interest expense | $160,000 | 3,629 |
| Net interest income | $2,238,000 | 2,351 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $179,000 | 3,663 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $114,000 | 2,408 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $65,000 | 4,219 |
| Total noninterest expense | $1,652,000 | 2,755 |
| Salaries and employee benefits | $1,010,000 | 2,485 |
| Premises and equipment expense | $205,000 | 2,713 |
| Additional noninterest expense | $437,000 | 3,201 |
| Pre-tax net operating income | $765,000 | 2,173 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $762,000 | 1,888 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $762,000 | 1,891 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $762,000 | 1,891 |
| Net charge-offs | $-19,000 | 6,020 |
| Cash dividends | $366,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $762,000 | 1,849 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 2,469 |
| Total interest expense | $755,000 | 3,574 |
| Net interest income | $9,061,000 | 2,328 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $956,000 | 3,277 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $488,000 | 2,425 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $468,000 | 3,447 |
| Total noninterest expense | $6,242,000 | 2,893 |
| Salaries and employee benefits | $3,716,000 | 2,661 |
| Premises and equipment expense | $770,000 | 2,776 |
| Additional noninterest expense | $1,756,000 | 3,263 |
| Pre-tax net operating income | $3,425,000 | 1,943 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $52,000 | 3,735 |
| Income before extraordinary items | $3,373,000 | 1,721 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,373,000 | 1,725 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,373,000 | 1,725 |
| Net charge-offs | $391,000 | 2,278 |
| Cash dividends | $1,952,000 | 1,236 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,373,000 | 1,687 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $7,387,000 | 2,478 |
| Total interest expense | $577,000 | 3,623 |
| Net interest income | $6,810,000 | 2,317 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $736,000 | 3,283 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $367,000 | 2,434 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $369,000 | 3,433 |
| Total noninterest expense | $4,743,000 | 2,874 |
| Salaries and employee benefits | $2,820,000 | 2,622 |
| Premises and equipment expense | $583,000 | 2,782 |
| Additional noninterest expense | $1,340,000 | 3,234 |
| Pre-tax net operating income | $2,453,000 | 2,094 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $52,000 | 3,706 |
| Income before extraordinary items | $2,401,000 | 1,831 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,401,000 | 1,835 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,401,000 | 1,836 |
| Net charge-offs | $555,000 | 1,489 |
| Cash dividends | $1,037,000 | 1,404 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,401,000 | 1,782 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,894,000 | 2,482 |
| Total interest expense | $394,000 | 3,627 |
| Net interest income | $4,500,000 | 2,316 |
| Provision for loan and lease losses | $300,000 | 1,629 |
| Total noninterest income | $464,000 | 3,421 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $240,000 | 2,442 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $224,000 | 3,614 |
| Total noninterest expense | $3,196,000 | 2,847 |
| Salaries and employee benefits | $1,892,000 | 2,629 |
| Premises and equipment expense | $398,000 | 2,754 |
| Additional noninterest expense | $906,000 | 3,188 |
| Pre-tax net operating income | $1,468,000 | 2,228 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $52,000 | 3,488 |
| Income before extraordinary items | $1,416,000 | 2,031 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,416,000 | 2,037 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,416,000 | 2,037 |
| Net charge-offs | $167,000 | 2,273 |
| Cash dividends | $732,000 | 1,375 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,416,000 | 1,946 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,404,000 | 2,542 |
| Total interest expense | $199,000 | 3,684 |
| Net interest income | $2,205,000 | 2,375 |
| Provision for loan and lease losses | $150,000 | 1,610 |
| Total noninterest income | $234,000 | 3,405 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $116,000 | 2,505 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $118,000 | 3,526 |
| Total noninterest expense | $1,616,000 | 2,850 |
| Salaries and employee benefits | $972,000 | 2,570 |
| Premises and equipment expense | $204,000 | 2,724 |
| Additional noninterest expense | $440,000 | 3,282 |
| Pre-tax net operating income | $673,000 | 2,341 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $7,000 | 4,068 |
| Income before extraordinary items | $666,000 | 2,075 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $666,000 | 2,078 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $666,000 | 2,077 |
| Net charge-offs | $176,000 | 1,461 |
| Cash dividends | $427,000 | 1,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $666,000 | 1,998 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $10,050,000 | 2,555 |
| Total interest expense | $975,000 | 3,665 |
| Net interest income | $9,075,000 | 2,368 |
| Provision for loan and lease losses | $1,100,000 | 1,662 |
| Total noninterest income | $1,329,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $515,000 | 2,429 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $814,000 | 2,654 |
| Total noninterest expense | $6,524,000 | 2,838 |
| Salaries and employee benefits | $3,786,000 | 2,584 |
| Premises and equipment expense | $778,000 | 2,801 |
| Additional noninterest expense | $1,960,000 | 3,144 |
| Pre-tax net operating income | $2,780,000 | 2,226 |
| Securities gains (losses) | $27,000 | 3,059 |
| Applicable income taxes | $91,000 | 3,568 |
| Income before extraordinary items | $2,716,000 | 2,028 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,716,000 | 2,027 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,716,000 | 2,029 |
| Net charge-offs | $288,000 | 3,346 |
| Cash dividends | $1,464,000 | 1,527 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,689,810 | 1,933 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,600,000 | 2,590 |
| Total interest expense | $759,000 | 3,698 |
| Net interest income | $6,841,000 | 2,397 |
| Provision for loan and lease losses | $900,000 | 1,552 |
| Total noninterest income | $996,000 | 2,804 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $381,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $615,000 | 2,642 |
| Total noninterest expense | $4,932,000 | 2,828 |
| Salaries and employee benefits | $2,818,000 | 2,620 |
| Premises and equipment expense | $580,000 | 2,849 |
| Additional noninterest expense | $1,534,000 | 3,054 |
| Pre-tax net operating income | $2,005,000 | 2,357 |
| Securities gains (losses) | $21,000 | 2,854 |
| Applicable income taxes | $91,000 | 3,435 |
| Income before extraordinary items | $1,935,000 | 2,171 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,935,000 | 2,172 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,935,000 | 2,173 |
| Net charge-offs | $348,000 | 2,650 |
| Cash dividends | $732,000 | 1,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,914,840 | 2,064 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $5,084,000 | 2,590 |
| Total interest expense | $523,000 | 3,716 |
| Net interest income | $4,561,000 | 2,396 |
| Provision for loan and lease losses | $600,000 | 1,572 |
| Total noninterest income | $628,000 | 2,855 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $252,000 | 2,462 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $376,000 | 2,730 |
| Total noninterest expense | $3,317,000 | 2,800 |
| Salaries and employee benefits | $1,898,000 | 2,603 |
| Premises and equipment expense | $383,000 | 2,857 |
| Additional noninterest expense | $1,036,000 | 3,037 |
| Pre-tax net operating income | $1,272,000 | 2,413 |
| Securities gains (losses) | $11,000 | 2,698 |
| Applicable income taxes | $73,000 | 3,299 |
| Income before extraordinary items | $1,210,000 | 2,259 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,210,000 | 2,259 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,210,000 | 2,259 |
| Net charge-offs | $312,000 | 2,273 |
| Cash dividends | $366,000 | 1,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,199,660 | 2,141 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,498,000 | 2,657 |
| Total interest expense | $271,000 | 3,734 |
| Net interest income | $2,227,000 | 2,458 |
| Provision for loan and lease losses | $300,000 | 1,500 |
| Total noninterest income | $337,000 | 2,755 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $126,000 | 2,454 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $211,000 | 2,573 |
| Total noninterest expense | $1,662,000 | 2,806 |
| Salaries and employee benefits | $960,000 | 2,580 |
| Premises and equipment expense | $199,000 | 2,803 |
| Additional noninterest expense | $503,000 | 3,079 |
| Pre-tax net operating income | $602,000 | 2,518 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $34,000 | 3,353 |
| Income before extraordinary items | $568,000 | 2,355 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $568,000 | 2,357 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $568,000 | 2,358 |
| Net charge-offs | $314,000 | 1,446 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $568,000 | 2,247 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,149,000 | 2,721 |
| Total interest expense | $1,209,000 | 3,946 |
| Net interest income | $8,940,000 | 2,455 |
| Provision for loan and lease losses | $1,300,000 | 2,049 |
| Total noninterest income | $1,109,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $492,000 | 2,614 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $617,000 | 2,821 |
| Total noninterest expense | $7,208,000 | 2,605 |
| Salaries and employee benefits | $3,612,000 | 2,671 |
| Premises and equipment expense | $772,000 | 2,993 |
| Additional noninterest expense | $2,824,000 | 2,320 |
| Pre-tax net operating income | $1,541,000 | 2,979 |
| Securities gains (losses) | $10,000 | 3,332 |
| Applicable income taxes | $132,000 | 3,197 |
| Income before extraordinary items | $1,419,000 | 2,882 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,419,000 | 2,884 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,419,000 | 2,884 |
| Net charge-offs | $1,565,000 | 1,816 |
| Cash dividends | $427,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,409,900 | 2,803 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,625,000 | 2,746 |
| Total interest expense | $925,000 | 4,022 |
| Net interest income | $6,700,000 | 2,468 |
| Provision for loan and lease losses | $900,000 | 2,078 |
| Total noninterest income | $1,000,000 | 2,624 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $359,000 | 2,679 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $641,000 | 2,334 |
| Total noninterest expense | $5,615,000 | 2,514 |
| Salaries and employee benefits | $2,868,000 | 2,508 |
| Premises and equipment expense | $575,000 | 3,026 |
| Additional noninterest expense | $2,172,000 | 2,278 |
| Pre-tax net operating income | $1,185,000 | 3,013 |
| Securities gains (losses) | $10,000 | 3,052 |
| Applicable income taxes | $94,000 | 3,249 |
| Income before extraordinary items | $1,101,000 | 2,864 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,101,000 | 2,867 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,101,000 | 2,867 |
| Net charge-offs | $998,000 | 1,891 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,091,800 | 2,795 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,110,000 | 2,756 |
| Total interest expense | $627,000 | 4,094 |
| Net interest income | $4,483,000 | 2,459 |
| Provision for loan and lease losses | $600,000 | 2,044 |
| Total noninterest income | $380,000 | 3,664 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $230,000 | 2,734 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $150,000 | 3,950 |
| Total noninterest expense | $3,789,000 | 2,505 |
| Salaries and employee benefits | $1,900,000 | 2,533 |
| Premises and equipment expense | $370,000 | 3,127 |
| Additional noninterest expense | $1,519,000 | 2,218 |
| Pre-tax net operating income | $474,000 | 3,908 |
| Securities gains (losses) | $10,000 | 2,357 |
| Applicable income taxes | $67,000 | 3,157 |
| Income before extraordinary items | $417,000 | 3,901 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $417,000 | 3,902 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $417,000 | 3,903 |
| Net charge-offs | $431,000 | 2,291 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $408,400 | 3,839 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 2,778 |
| Total interest expense | $317,000 | 4,165 |
| Net interest income | $2,241,000 | 2,455 |
| Provision for loan and lease losses | $300,000 | 1,892 |
| Total noninterest income | $285,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $110,000 | 2,792 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $175,000 | 2,657 |
| Total noninterest expense | $1,723,000 | 2,741 |
| Salaries and employee benefits | $965,000 | 2,515 |
| Premises and equipment expense | $189,000 | 3,127 |
| Additional noninterest expense | $569,000 | 2,841 |
| Pre-tax net operating income | $503,000 | 2,546 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $25,000 | 3,306 |
| Income before extraordinary items | $478,000 | 2,336 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $478,000 | 2,335 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $478,000 | 2,336 |
| Net charge-offs | $132,000 | 2,474 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $478,000 | 2,285 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,395,000 | 2,853 |
| Total interest expense | $1,476,000 | 4,309 |
| Net interest income | $8,919,000 | 2,465 |
| Provision for loan and lease losses | $1,600,000 | 2,370 |
| Total noninterest income | $1,072,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $485,000 | 2,700 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $587,000 | 2,952 |
| Total noninterest expense | $6,410,000 | 2,939 |
| Salaries and employee benefits | $3,690,000 | 2,605 |
| Premises and equipment expense | $740,000 | 3,155 |
| Additional noninterest expense | $1,980,000 | 3,283 |
| Pre-tax net operating income | $1,981,000 | 2,261 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $61,000 | 3,532 |
| Income before extraordinary items | $1,920,000 | 2,095 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,920,000 | 2,096 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,920,000 | 2,097 |
| Net charge-offs | $1,180,000 | 2,460 |
| Cash dividends | $879,000 | 1,652 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,920,000 | 2,017 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,829,000 | 2,899 |
| Total interest expense | $1,146,000 | 4,362 |
| Net interest income | $6,683,000 | 2,482 |
| Provision for loan and lease losses | $1,100,000 | 2,385 |
| Total noninterest income | $736,000 | 3,309 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $364,000 | 2,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $372,000 | 3,211 |
| Total noninterest expense | $4,687,000 | 3,004 |
| Salaries and employee benefits | $2,740,000 | 2,631 |
| Premises and equipment expense | $554,000 | 3,206 |
| Additional noninterest expense | $1,393,000 | 3,429 |
| Pre-tax net operating income | $1,632,000 | 2,226 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $1,597,000 | 2,043 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,597,000 | 2,045 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,597,000 | 2,045 |
| Net charge-offs | $704,000 | 2,629 |
| Cash dividends | $25,000 | 3,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,597,000 | 1,947 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,217,000 | 2,941 |
| Total interest expense | $801,000 | 4,346 |
| Net interest income | $4,416,000 | 2,506 |
| Provision for loan and lease losses | $800,000 | 2,179 |
| Total noninterest income | $501,000 | 3,220 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $237,000 | 2,814 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $264,000 | 3,043 |
| Total noninterest expense | $3,059,000 | 3,064 |
| Salaries and employee benefits | $1,849,000 | 2,618 |
| Premises and equipment expense | $372,000 | 3,214 |
| Additional noninterest expense | $838,000 | 3,677 |
| Pre-tax net operating income | $1,058,000 | 2,276 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $27,000 | 3,633 |
| Income before extraordinary items | $1,031,000 | 2,061 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,031,000 | 2,059 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,031,000 | 2,061 |
| Net charge-offs | $844,000 | 1,886 |
| Cash dividends | $25,000 | 3,333 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,031,000 | 1,979 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,593,000 | 3,005 |
| Total interest expense | $445,000 | 4,222 |
| Net interest income | $2,148,000 | 2,613 |
| Provision for loan and lease losses | $300,000 | 2,372 |
| Total noninterest income | $235,000 | 3,328 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $127,000 | 2,677 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $1,500,000 | 3,148 |
| Salaries and employee benefits | $927,000 | 2,647 |
| Premises and equipment expense | $195,000 | 3,188 |
| Additional noninterest expense | $378,000 | 3,945 |
| Pre-tax net operating income | $583,000 | 2,140 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $9,000 | 3,859 |
| Income before extraordinary items | $574,000 | 1,900 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $574,000 | 1,898 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $574,000 | 1,900 |
| Net charge-offs | $120,000 | 2,949 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $574,000 | 1,831 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $10,409,000 | 3,136 |
| Total interest expense | $2,482,000 | 3,907 |
| Net interest income | $7,927,000 | 2,756 |
| Provision for loan and lease losses | $3,155,000 | 1,913 |
| Total noninterest income | $1,087,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $491,000 | 2,930 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $596,000 | 2,913 |
| Total noninterest expense | $5,980,000 | 3,190 |
| Salaries and employee benefits | $3,519,000 | 2,770 |
| Premises and equipment expense | $726,000 | 3,363 |
| Additional noninterest expense | $1,735,000 | 3,705 |
| Pre-tax net operating income | $-121,000 | 5,615 |
| Securities gains (losses) | $1,000 | 3,653 |
| Applicable income taxes | $72,000 | 3,069 |
| Income before extraordinary items | $-192,000 | 5,814 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-192,000 | 5,813 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-192,000 | 5,813 |
| Net charge-offs | $1,482,000 | 2,385 |
| Cash dividends | $806,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-193,000 | 5,810 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 3,206 |
| Total interest expense | $1,944,000 | 3,923 |
| Net interest income | $5,806,000 | 2,821 |
| Provision for loan and lease losses | $2,380,000 | 1,713 |
| Total noninterest income | $798,000 | 3,263 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $349,000 | 3,050 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $449,000 | 2,999 |
| Total noninterest expense | $4,474,000 | 3,199 |
| Salaries and employee benefits | $2,790,000 | 2,642 |
| Premises and equipment expense | $548,000 | 3,394 |
| Additional noninterest expense | $1,136,000 | 4,027 |
| Pre-tax net operating income | $-250,000 | 6,081 |
| Securities gains (losses) | $1,000 | 3,393 |
| Applicable income taxes | $67,000 | 3,152 |
| Income before extraordinary items | $-316,000 | 6,260 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-316,000 | 6,261 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-316,000 | 6,260 |
| Net charge-offs | $745,000 | 2,566 |
| Cash dividends | $806,000 | 1,488 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-317,000 | 6,245 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,054,000 | 3,283 |
| Total interest expense | $1,314,000 | 4,003 |
| Net interest income | $3,740,000 | 2,884 |
| Provision for loan and lease losses | $2,130,000 | 1,346 |
| Total noninterest income | $575,000 | 3,116 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $238,000 | 2,968 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $337,000 | 2,800 |
| Total noninterest expense | $2,964,000 | 3,253 |
| Salaries and employee benefits | $1,865,000 | 2,673 |
| Premises and equipment expense | $365,000 | 3,420 |
| Additional noninterest expense | $734,000 | 4,129 |
| Pre-tax net operating income | $-779,000 | 6,880 |
| Securities gains (losses) | $1,000 | 3,011 |
| Applicable income taxes | $51,000 | 3,143 |
| Income before extraordinary items | $-829,000 | 7,037 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-829,000 | 7,036 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-829,000 | 7,037 |
| Net charge-offs | $103,000 | 4,219 |
| Cash dividends | $806,000 | 1,117 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-830,000 | 7,027 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,559,000 | 3,285 |
| Total interest expense | $673,000 | 4,062 |
| Net interest income | $1,886,000 | 2,855 |
| Provision for loan and lease losses | $1,390,000 | 973 |
| Total noninterest income | $301,000 | 3,014 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $109,000 | 3,102 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $192,000 | 2,576 |
| Total noninterest expense | $1,420,000 | 3,285 |
| Salaries and employee benefits | $928,000 | 2,724 |
| Premises and equipment expense | $192,000 | 3,337 |
| Additional noninterest expense | $300,000 | 4,412 |
| Pre-tax net operating income | $-623,000 | 7,431 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $44,000 | 2,995 |
| Income before extraordinary items | $-667,000 | 7,565 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-667,000 | 7,566 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-667,000 | 7,566 |
| Net charge-offs | $-8,000 | 7,815 |
| Cash dividends | $367,000 | 1,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-667,000 | 7,550 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,249,000 | 3,210 |
| Total interest expense | $3,314,000 | 3,980 |
| Net interest income | $7,935,000 | 2,728 |
| Provision for loan and lease losses | $1,380,000 | 2,254 |
| Total noninterest income | $1,470,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $512,000 | 2,957 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $958,000 | 2,180 |
| Total noninterest expense | $5,702,000 | 3,224 |
| Salaries and employee benefits | $3,644,000 | 2,727 |
| Premises and equipment expense | $667,000 | 3,629 |
| Additional noninterest expense | $1,391,000 | 3,825 |
| Pre-tax net operating income | $2,323,000 | 2,214 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $539,000 | 1,774 |
| Income before extraordinary items | $1,784,000 | 2,210 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,784,000 | 2,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,393,000 | 1,625 |
| Cash dividends | $2,592,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,784,000 | 2,335 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,575,000 | 3,231 |
| Total interest expense | $2,575,000 | 3,995 |
| Net interest income | $6,000,000 | 2,721 |
| Provision for loan and lease losses | $1,240,000 | 1,618 |
| Total noninterest income | $645,000 | 3,814 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $387,000 | 2,966 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $258,000 | 3,967 |
| Total noninterest expense | $4,292,000 | 3,191 |
| Salaries and employee benefits | $2,772,000 | 2,717 |
| Premises and equipment expense | $499,000 | 3,638 |
| Additional noninterest expense | $1,021,000 | 3,805 |
| Pre-tax net operating income | $1,113,000 | 3,474 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $203,000 | 2,893 |
| Income before extraordinary items | $910,000 | 3,295 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $910,000 | 3,293 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 1,290 |
| Cash dividends | $910,000 | 1,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $910,000 | 3,430 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,820,000 | 3,222 |
| Total interest expense | $1,848,000 | 3,935 |
| Net interest income | $3,972,000 | 2,720 |
| Provision for loan and lease losses | $150,000 | 3,592 |
| Total noninterest income | $490,000 | 3,556 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $254,000 | 2,965 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $236,000 | 3,459 |
| Total noninterest expense | $2,744,000 | 3,323 |
| Salaries and employee benefits | $1,834,000 | 2,764 |
| Premises and equipment expense | $329,000 | 3,692 |
| Additional noninterest expense | $581,000 | 4,284 |
| Pre-tax net operating income | $1,568,000 | 2,109 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $416,000 | 1,828 |
| Income before extraordinary items | $1,152,000 | 2,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,152,000 | 2,292 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 4,802 |
| Cash dividends | $897,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,152,000 | 2,243 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,014,000 | 3,217 |
| Total interest expense | $1,047,000 | 3,792 |
| Net interest income | $1,967,000 | 2,745 |
| Provision for loan and lease losses | $60,000 | 3,470 |
| Total noninterest income | $247,000 | 3,538 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $126,000 | 2,950 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $121,000 | 3,432 |
| Total noninterest expense | $1,327,000 | 3,420 |
| Salaries and employee benefits | $911,000 | 2,798 |
| Premises and equipment expense | $164,000 | 3,723 |
| Additional noninterest expense | $252,000 | 4,656 |
| Pre-tax net operating income | $827,000 | 2,080 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $222,000 | 1,834 |
| Income before extraordinary items | $605,000 | 2,302 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $605,000 | 2,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,845 |
| Cash dividends | $142,000 | 2,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $605,000 | 2,228 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,724,000 | 3,129 |
| Total interest expense | $4,520,000 | 3,710 |
| Net interest income | $8,204,000 | 2,667 |
| Provision for loan and lease losses | $260,000 | 3,438 |
| Total noninterest income | $922,000 | 3,697 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $531,000 | 2,917 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $391,000 | 3,778 |
| Total noninterest expense | $5,471,000 | 3,203 |
| Salaries and employee benefits | $3,553,000 | 2,765 |
| Premises and equipment expense | $672,000 | 3,538 |
| Additional noninterest expense | $1,246,000 | 3,969 |
| Pre-tax net operating income | $3,395,000 | 2,244 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $894,000 | 1,998 |
| Income before extraordinary items | $2,501,000 | 2,361 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,501,000 | 2,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,456 |
| Cash dividends | $10,943,000 | 390 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,501,000 | 2,353 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,543,000 | 3,130 |
| Total interest expense | $3,387,000 | 3,718 |
| Net interest income | $6,156,000 | 2,673 |
| Provision for loan and lease losses | $180,000 | 3,151 |
| Total noninterest income | $686,000 | 3,725 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $397,000 | 2,915 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $289,000 | 3,812 |
| Total noninterest expense | $4,091,000 | 3,190 |
| Salaries and employee benefits | $2,680,000 | 2,739 |
| Premises and equipment expense | $508,000 | 3,512 |
| Additional noninterest expense | $903,000 | 3,997 |
| Pre-tax net operating income | $2,571,000 | 2,389 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $698,000 | 2,092 |
| Income before extraordinary items | $1,873,000 | 2,515 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,873,000 | 2,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $60,000 | 3,435 |
| Cash dividends | $10,186,000 | 322 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,873,000 | 2,487 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 3,141 |
| Total interest expense | $2,164,000 | 3,813 |
| Net interest income | $4,166,000 | 2,667 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $448,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $257,000 | 2,973 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $191,000 | 3,866 |
| Total noninterest expense | $2,700,000 | 3,242 |
| Salaries and employee benefits | $1,779,000 | 2,789 |
| Premises and equipment expense | $343,000 | 3,495 |
| Additional noninterest expense | $578,000 | 4,135 |
| Pre-tax net operating income | $1,794,000 | 2,346 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $493,000 | 2,088 |
| Income before extraordinary items | $1,301,000 | 2,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,301,000 | 2,479 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 3,632 |
| Cash dividends | $10,186,000 | 249 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,301,000 | 2,464 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,141,000 | 3,151 |
| Total interest expense | $1,028,000 | 3,948 |
| Net interest income | $2,113,000 | 2,635 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $221,000 | 3,815 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $126,000 | 2,972 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $95,000 | 3,842 |
| Total noninterest expense | $1,321,000 | 3,308 |
| Salaries and employee benefits | $876,000 | 2,851 |
| Premises and equipment expense | $173,000 | 3,492 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $953,000 | 2,254 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $266,000 | 2,012 |
| Income before extraordinary items | $687,000 | 2,360 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $687,000 | 2,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $9,461,000 | 155 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $687,000 | 2,344 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $12,094,000 | 3,067 |
| Total interest expense | $3,433,000 | 3,974 |
| Net interest income | $8,661,000 | 2,604 |
| Provision for loan and lease losses | $240,000 | 3,157 |
| Total noninterest income | $849,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $508,000 | 3,023 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $341,000 | 4,051 |
| Total noninterest expense | $5,213,000 | 3,239 |
| Salaries and employee benefits | $3,396,000 | 2,803 |
| Premises and equipment expense | $643,000 | 3,575 |
| Additional noninterest expense | $1,174,000 | 3,998 |
| Pre-tax net operating income | $4,057,000 | 2,238 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,120,000 | 2,046 |
| Income before extraordinary items | $2,937,000 | 2,316 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,937,000 | 2,318 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,576 |
| Cash dividends | $1,664,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,937,000 | 2,293 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,980,000 | 3,073 |
| Total interest expense | $2,489,000 | 3,957 |
| Net interest income | $6,491,000 | 2,623 |
| Provision for loan and lease losses | $180,000 | 3,038 |
| Total noninterest income | $616,000 | 4,001 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $377,000 | 3,057 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $239,000 | 4,172 |
| Total noninterest expense | $3,948,000 | 3,208 |
| Salaries and employee benefits | $2,572,000 | 2,780 |
| Premises and equipment expense | $491,000 | 3,520 |
| Additional noninterest expense | $885,000 | 3,967 |
| Pre-tax net operating income | $2,979,000 | 2,342 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $839,000 | 2,132 |
| Income before extraordinary items | $2,140,000 | 2,438 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,140,000 | 2,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,960 |
| Cash dividends | $938,000 | 2,025 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,140,000 | 2,427 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 3,063 |
| Total interest expense | $1,602,000 | 3,948 |
| Net interest income | $4,299,000 | 2,637 |
| Provision for loan and lease losses | $120,000 | 2,983 |
| Total noninterest income | $403,000 | 4,033 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $243,000 | 3,116 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $160,000 | 4,176 |
| Total noninterest expense | $2,653,000 | 3,189 |
| Salaries and employee benefits | $1,728,000 | 2,765 |
| Premises and equipment expense | $324,000 | 3,547 |
| Additional noninterest expense | $601,000 | 3,913 |
| Pre-tax net operating income | $1,929,000 | 2,378 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $537,000 | 2,209 |
| Income before extraordinary items | $1,392,000 | 2,485 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,392,000 | 2,487 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 3,343 |
| Cash dividends | $759,000 | 1,784 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,392,000 | 2,470 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,884,000 | 3,070 |
| Total interest expense | $762,000 | 3,945 |
| Net interest income | $2,122,000 | 2,659 |
| Provision for loan and lease losses | $60,000 | 2,788 |
| Total noninterest income | $189,000 | 4,097 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $114,000 | 3,181 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $75,000 | 4,279 |
| Total noninterest expense | $1,305,000 | 3,250 |
| Salaries and employee benefits | $860,000 | 2,798 |
| Premises and equipment expense | $163,000 | 3,538 |
| Additional noninterest expense | $282,000 | 4,091 |
| Pre-tax net operating income | $946,000 | 2,379 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $261,000 | 2,205 |
| Income before extraordinary items | $685,000 | 2,482 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $685,000 | 2,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 3,331 |
| Cash dividends | $31,000 | 3,735 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $685,000 | 2,463 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $11,086,000 | 2,884 |
| Total interest expense | $2,453,000 | 3,870 |
| Net interest income | $8,633,000 | 2,523 |
| Provision for loan and lease losses | $212,000 | 3,492 |
| Total noninterest income | $812,000 | 4,007 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $487,000 | 3,104 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $325,000 | 4,166 |
| Total noninterest expense | $5,050,000 | 3,211 |
| Salaries and employee benefits | $3,250,000 | 2,764 |
| Premises and equipment expense | $649,000 | 3,428 |
| Additional noninterest expense | $1,151,000 | 3,987 |
| Pre-tax net operating income | $4,183,000 | 2,152 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,170,000 | 2,045 |
| Income before extraordinary items | $3,013,000 | 2,238 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,013,000 | 2,239 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,965 |
| Cash dividends | $2,000,000 | 1,446 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,013,000 | 2,206 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $8,195,000 | 2,878 |
| Total interest expense | $1,749,000 | 3,878 |
| Net interest income | $6,446,000 | 2,516 |
| Provision for loan and lease losses | $172,000 | 3,285 |
| Total noninterest income | $599,000 | 4,049 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $362,000 | 3,127 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $237,000 | 4,229 |
| Total noninterest expense | $3,773,000 | 3,189 |
| Salaries and employee benefits | $2,422,000 | 2,749 |
| Premises and equipment expense | $489,000 | 3,410 |
| Additional noninterest expense | $862,000 | 3,952 |
| Pre-tax net operating income | $3,100,000 | 2,177 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $863,000 | 2,098 |
| Income before extraordinary items | $2,237,000 | 2,272 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,237,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,983 |
| Cash dividends | $1,188,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,237,000 | 2,235 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,396,000 | 2,840 |
| Total interest expense | $1,108,000 | 3,846 |
| Net interest income | $4,288,000 | 2,498 |
| Provision for loan and lease losses | $112,000 | 3,201 |
| Total noninterest income | $381,000 | 4,168 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $145,000 | 4,399 |
| Total noninterest expense | $2,505,000 | 3,185 |
| Salaries and employee benefits | $1,610,000 | 2,745 |
| Premises and equipment expense | $321,000 | 3,429 |
| Additional noninterest expense | $574,000 | 3,936 |
| Pre-tax net operating income | $2,052,000 | 2,142 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $569,000 | 2,084 |
| Income before extraordinary items | $1,483,000 | 2,253 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,483,000 | 2,251 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-36,000 | 8,372 |
| Cash dividends | $704,000 | 1,736 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,483,000 | 2,219 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,648,000 | 2,855 |
| Total interest expense | $541,000 | 3,800 |
| Net interest income | $2,107,000 | 2,538 |
| Provision for loan and lease losses | $52,000 | 3,132 |
| Total noninterest income | $168,000 | 4,411 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $114,000 | 3,149 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $54,000 | 5,007 |
| Total noninterest expense | $1,246,000 | 3,215 |
| Salaries and employee benefits | $800,000 | 2,765 |
| Premises and equipment expense | $164,000 | 3,396 |
| Additional noninterest expense | $282,000 | 3,994 |
| Pre-tax net operating income | $977,000 | 2,203 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $267,000 | 2,165 |
| Income before extraordinary items | $710,000 | 2,299 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $710,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-16,000 | 8,217 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $710,000 | 2,259 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $10,057,000 | 2,813 |
| Total interest expense | $2,051,000 | 3,575 |
| Net interest income | $8,006,000 | 2,549 |
| Provision for loan and lease losses | $241,000 | 3,310 |
| Total noninterest income | $836,000 | 3,935 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $480,000 | 3,234 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $356,000 | 3,932 |
| Total noninterest expense | $4,917,000 | 3,170 |
| Salaries and employee benefits | $3,127,000 | 2,734 |
| Premises and equipment expense | $626,000 | 3,413 |
| Additional noninterest expense | $1,164,000 | 3,848 |
| Pre-tax net operating income | $3,684,000 | 2,191 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $960,000 | 2,230 |
| Income before extraordinary items | $2,724,000 | 2,246 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,724,000 | 2,247 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,059 |
| Cash dividends | $1,312,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,724,000 | 2,200 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $7,391,000 | 2,830 |
| Total interest expense | $1,508,000 | 3,583 |
| Net interest income | $5,883,000 | 2,563 |
| Provision for loan and lease losses | $126,000 | 3,901 |
| Total noninterest income | $621,000 | 3,993 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $356,000 | 3,283 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $265,000 | 3,959 |
| Total noninterest expense | $3,693,000 | 3,130 |
| Salaries and employee benefits | $2,348,000 | 2,723 |
| Premises and equipment expense | $468,000 | 3,441 |
| Additional noninterest expense | $877,000 | 3,806 |
| Pre-tax net operating income | $2,685,000 | 2,252 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $690,000 | 2,340 |
| Income before extraordinary items | $1,995,000 | 2,326 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,995,000 | 2,328 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,805 |
| Cash dividends | $640,000 | 2,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,995,000 | 2,275 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,893,000 | 2,839 |
| Total interest expense | $984,000 | 3,649 |
| Net interest income | $3,909,000 | 2,544 |
| Provision for loan and lease losses | $81,000 | 3,895 |
| Total noninterest income | $403,000 | 4,072 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $231,000 | 3,319 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $172,000 | 4,044 |
| Total noninterest expense | $2,460,000 | 3,156 |
| Salaries and employee benefits | $1,570,000 | 2,722 |
| Premises and equipment expense | $307,000 | 3,486 |
| Additional noninterest expense | $583,000 | 3,829 |
| Pre-tax net operating income | $1,771,000 | 2,261 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $450,000 | 2,363 |
| Income before extraordinary items | $1,321,000 | 2,319 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,321,000 | 2,319 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,524 |
| Cash dividends | $640,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,321,000 | 2,256 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,419,000 | 2,883 |
| Total interest expense | $499,000 | 3,651 |
| Net interest income | $1,920,000 | 2,581 |
| Provision for loan and lease losses | $36,000 | 3,870 |
| Total noninterest income | $192,000 | 4,151 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $109,000 | 3,379 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $83,000 | 4,094 |
| Total noninterest expense | $1,226,000 | 3,159 |
| Salaries and employee benefits | $781,000 | 2,751 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $291,000 | 3,838 |
| Pre-tax net operating income | $850,000 | 2,312 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $216,000 | 2,444 |
| Income before extraordinary items | $634,000 | 2,372 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $634,000 | 2,373 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,741 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $634,000 | 2,291 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $9,816,000 | 2,877 |
| Total interest expense | $2,374,000 | 3,486 |
| Net interest income | $7,442,000 | 2,598 |
| Provision for loan and lease losses | $140,000 | 4,692 |
| Total noninterest income | $1,058,000 | 3,597 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $421,000 | 3,534 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $637,000 | 3,136 |
| Total noninterest expense | $4,706,000 | 3,207 |
| Salaries and employee benefits | $2,965,000 | 2,796 |
| Premises and equipment expense | $634,000 | 3,367 |
| Additional noninterest expense | $1,107,000 | 3,960 |
| Pre-tax net operating income | $3,654,000 | 2,132 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $928,000 | 2,282 |
| Income before extraordinary items | $2,726,000 | 2,216 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,726,000 | 2,216 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,824 |
| Cash dividends | $1,248,000 | 2,003 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,726,000 | 2,119 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,413,000 | 2,896 |
| Total interest expense | $1,826,000 | 3,520 |
| Net interest income | $5,587,000 | 2,604 |
| Provision for loan and lease losses | $81,000 | 5,104 |
| Total noninterest income | $840,000 | 3,530 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $316,000 | 3,545 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 3,050 |
| Total noninterest expense | $3,514,000 | 3,217 |
| Salaries and employee benefits | $2,225,000 | 2,807 |
| Premises and equipment expense | $462,000 | 3,445 |
| Additional noninterest expense | $827,000 | 3,970 |
| Pre-tax net operating income | $2,832,000 | 2,138 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $725,000 | 2,342 |
| Income before extraordinary items | $2,107,000 | 2,221 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,107,000 | 2,219 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $180,000 | 2,335 |
| Cash dividends | $608,000 | 2,379 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,107,000 | 2,109 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $4,994,000 | 2,897 |
| Total interest expense | $1,231,000 | 3,590 |
| Net interest income | $3,763,000 | 2,575 |
| Provision for loan and lease losses | $54,000 | 5,044 |
| Total noninterest income | $561,000 | 3,502 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $208,000 | 3,524 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $353,000 | 3,000 |
| Total noninterest expense | $2,314,000 | 3,256 |
| Salaries and employee benefits | $1,488,000 | 2,799 |
| Premises and equipment expense | $296,000 | 3,534 |
| Additional noninterest expense | $530,000 | 4,050 |
| Pre-tax net operating income | $1,956,000 | 2,081 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $501,000 | 2,308 |
| Income before extraordinary items | $1,455,000 | 2,164 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,455,000 | 2,162 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 2,995 |
| Cash dividends | $608,000 | 1,865 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,455,000 | 2,047 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,494,000 | 2,924 |
| Total interest expense | $631,000 | 3,604 |
| Net interest income | $1,863,000 | 2,594 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $236,000 | 3,767 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $101,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $135,000 | 3,397 |
| Total noninterest expense | $1,166,000 | 3,241 |
| Salaries and employee benefits | $739,000 | 2,821 |
| Premises and equipment expense | $154,000 | 3,411 |
| Additional noninterest expense | $273,000 | 3,941 |
| Pre-tax net operating income | $906,000 | 2,228 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $226,000 | 2,491 |
| Income before extraordinary items | $680,000 | 2,245 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $680,000 | 2,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $680,000 | 2,127 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $10,204,000 | 2,963 |
| Total interest expense | $2,709,000 | 3,852 |
| Net interest income | $7,495,000 | 2,554 |
| Provision for loan and lease losses | $102,000 | 5,666 |
| Total noninterest income | $1,038,000 | 3,401 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $438,000 | 3,307 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $600,000 | 2,960 |
| Total noninterest expense | $4,505,000 | 3,219 |
| Salaries and employee benefits | $2,830,000 | 2,780 |
| Premises and equipment expense | $646,000 | 3,204 |
| Additional noninterest expense | $1,029,000 | 4,085 |
| Pre-tax net operating income | $3,926,000 | 2,017 |
| Securities gains (losses) | $66,000 | 2,156 |
| Applicable income taxes | $1,036,000 | 2,157 |
| Income before extraordinary items | $2,956,000 | 2,027 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,956,000 | 2,027 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,119 |
| Cash dividends | $1,184,000 | 1,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,907,160 | 1,989 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $10,723,000 | 3,124 |
| Total interest expense | $3,936,000 | 3,852 |
| Net interest income | $6,787,000 | 2,637 |
| Provision for loan and lease losses | $60,000 | 6,353 |
| Total noninterest income | $732,000 | 4,077 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $386,000 | 3,497 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $346,000 | 3,830 |
| Total noninterest expense | $4,192,000 | 3,290 |
| Salaries and employee benefits | $2,680,000 | 2,779 |
| Premises and equipment expense | $649,000 | 3,144 |
| Additional noninterest expense | $863,000 | 4,532 |
| Pre-tax net operating income | $3,267,000 | 2,092 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $819,000 | 2,382 |
| Income before extraordinary items | $2,451,000 | 2,129 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,451,000 | 2,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 5,370 |
| Cash dividends | $1,120,000 | 2,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,448,750 | 2,061 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,119,000 | 3,106 |
| Total interest expense | $4,452,000 | 3,654 |
| Net interest income | $6,667,000 | 2,668 |
| Provision for loan and lease losses | $50,000 | 6,512 |
| Total noninterest income | $475,000 | 5,042 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $93,000 | 6,699 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $382,000 | 3,460 |
| Total noninterest expense | $3,875,000 | 3,419 |
| Salaries and employee benefits | $2,411,000 | 2,931 |
| Premises and equipment expense | $594,000 | 3,301 |
| Additional noninterest expense | $870,000 | 4,458 |
| Pre-tax net operating income | $3,217,000 | 2,241 |
| Securities gains (losses) | $11,000 | 1,132 |
| Applicable income taxes | $802,000 | 2,518 |
| Income before extraordinary items | $2,426,000 | 2,134 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,426,000 | 2,134 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,934 |
| Cash dividends | $1,088,000 | 2,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,417,750 | 2,142 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,478,000 | 3,084 |
| Total interest expense | $4,117,000 | 3,507 |
| Net interest income | $6,361,000 | 2,761 |
| Provision for loan and lease losses | $40,000 | 6,849 |
| Total noninterest income | $388,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $107,000 | 6,576 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $281,000 | 4,165 |
| Total noninterest expense | $3,531,000 | 3,684 |
| Salaries and employee benefits | $2,191,000 | 3,153 |
| Premises and equipment expense | $553,000 | 3,481 |
| Additional noninterest expense | $787,000 | 4,850 |
| Pre-tax net operating income | $3,178,000 | 2,287 |
| Securities gains (losses) | $12,000 | 1,656 |
| Applicable income taxes | $807,000 | 2,622 |
| Income before extraordinary items | $2,383,000 | 2,200 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,383,000 | 2,201 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,803 |
| Cash dividends | $1,056,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,374,000 | 2,174 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,149,000 | 3,187 |
| Total interest expense | $4,143,000 | 3,564 |
| Net interest income | $6,006,000 | 2,868 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $429,000 | 5,397 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $115,000 | 6,563 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $314,000 | 3,919 |
| Total noninterest expense | $3,278,000 | 3,813 |
| Salaries and employee benefits | $2,120,000 | 3,162 |
| Premises and equipment expense | $476,000 | 3,831 |
| Additional noninterest expense | $682,000 | 5,265 |
| Pre-tax net operating income | $3,127,000 | 2,279 |
| Securities gains (losses) | $16,000 | 2,616 |
| Applicable income taxes | $773,000 | 2,815 |
| Income before extraordinary items | $2,370,000 | 2,206 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,370,000 | 2,205 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 9,689 |
| Cash dividends | $1,024,000 | 2,163 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,358,000 | 2,140 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,764,000 | 3,307 |
| Total interest expense | $3,926,000 | 3,747 |
| Net interest income | $5,838,000 | 2,991 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $416,000 | 5,599 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $128,000 | 6,606 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $288,000 | 4,024 |
| Total noninterest expense | $3,095,000 | 3,999 |
| Salaries and employee benefits | $1,950,000 | 3,394 |
| Premises and equipment expense | $519,000 | 3,585 |
| Additional noninterest expense | $626,000 | 5,644 |
| Pre-tax net operating income | $3,135,000 | 2,388 |
| Securities gains (losses) | $20,000 | 1,883 |
| Applicable income taxes | $815,000 | 2,886 |
| Income before extraordinary items | $2,340,000 | 2,249 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,340,000 | 2,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,548 |
| Cash dividends | $7,360,000 | 466 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,325,200 | 2,204 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $9,443,000 | 3,450 |
| Total interest expense | $3,511,000 | 4,190 |
| Net interest income | $5,932,000 | 2,986 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $387,000 | 6,053 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $139,000 | 6,678 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $248,000 | 4,559 |
| Total noninterest expense | $3,045,000 | 4,260 |
| Salaries and employee benefits | $1,931,000 | 3,442 |
| Premises and equipment expense | $495,000 | 3,812 |
| Additional noninterest expense | $619,000 | 6,236 |
| Pre-tax net operating income | $3,250,000 | 2,203 |
| Securities gains (losses) | $16,000 | 2,154 |
| Applicable income taxes | $845,000 | 2,711 |
| Income before extraordinary items | $2,421,000 | 2,051 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,421,000 | 2,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,891 |
| Cash dividends | $896,000 | 2,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,409,160 | 2,023 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $9,329,000 | 3,499 |
| Total interest expense | $3,462,000 | 4,197 |
| Net interest income | $5,867,000 | 3,029 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $537,000 | 4,929 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $146,000 | 6,759 |
| Trading account gains and fees | $7,000 | 448 |
| Additional Noninterest Income | $384,000 | 3,396 |
| Total noninterest expense | $3,103,000 | 4,160 |
| Salaries and employee benefits | $1,847,000 | 3,565 |
| Premises and equipment expense | $464,000 | 4,005 |
| Additional noninterest expense | $792,000 | 5,289 |
| Pre-tax net operating income | $3,277,000 | 2,251 |
| Securities gains (losses) | $20,000 | 1,915 |
| Applicable income taxes | $922,000 | 2,551 |
| Income before extraordinary items | $2,375,000 | 2,134 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,375,000 | 2,132 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $832,000 | 2,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,360,600 | 2,112 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $8,671,000 | 3,454 |
| Total interest expense | $2,950,000 | 4,022 |
| Net interest income | $5,721,000 | 3,135 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $379,000 | 6,342 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $159,000 | 6,683 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $220,000 | 4,970 |
| Total noninterest expense | $3,045,000 | 4,352 |
| Salaries and employee benefits | $1,768,000 | 3,681 |
| Premises and equipment expense | $427,000 | 4,344 |
| Additional noninterest expense | $850,000 | 5,424 |
| Pre-tax net operating income | $3,055,000 | 2,327 |
| Securities gains (losses) | $19,000 | 1,821 |
| Applicable income taxes | $727,000 | 3,009 |
| Income before extraordinary items | $2,347,000 | 2,084 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,347,000 | 2,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-26,000 | 11,449 |
| Cash dividends | $768,000 | 2,366 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,332,560 | 2,115 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $8,935,000 | 3,442 |
| Total interest expense | $3,343,000 | 3,749 |
| Net interest income | $5,592,000 | 3,228 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $388,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $166,000 | 6,698 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $222,000 | 5,355 |
| Total noninterest expense | $2,827,000 | 4,754 |
| Salaries and employee benefits | $1,636,000 | 3,946 |
| Premises and equipment expense | $306,000 | 5,744 |
| Additional noninterest expense | $885,000 | 5,450 |
| Pre-tax net operating income | $3,153,000 | 2,165 |
| Securities gains (losses) | $24,000 | 4,420 |
| Applicable income taxes | $753,000 | 2,899 |
| Income before extraordinary items | $2,424,000 | 2,066 |
| Extraordinary gains, net | $100,000 | 1,558 |
| Net income | $2,524,000 | 2,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-15,000 | 11,961 |
| Cash dividends | $736,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,405,760 | 1,950 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $9,908,000 | 3,517 |
| Total interest expense | $4,580,000 | 3,583 |
| Net interest income | $5,328,000 | 3,426 |
| Provision for loan and lease losses | $50,000 | 9,026 |
| Total noninterest income | $417,000 | 6,385 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $177,000 | 6,460 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $240,000 | 5,106 |
| Total noninterest expense | $2,577,000 | 5,167 |
| Salaries and employee benefits | $1,569,000 | 4,055 |
| Premises and equipment expense | $205,000 | 7,717 |
| Additional noninterest expense | $803,000 | 6,056 |
| Pre-tax net operating income | $3,118,000 | 1,992 |
| Securities gains (losses) | $13,000 | 6,142 |
| Applicable income taxes | $787,000 | 2,659 |
| Income before extraordinary items | $2,344,000 | 1,958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,344,000 | 1,988 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 8,449 |
| Cash dividends | $704,000 | 2,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $2,334,250 | 1,811 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.