Home > Chelsea Groton Bank > Net charge- offs to loans
Chelsea Groton Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0503% | 1,361 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3181% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,498 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0028% | 4,209 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 1,295 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0912% | 2,366 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0912% | 2,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 1,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0579% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4420% | 78 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,512 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0037% | 4,260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0009% | 3,541 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0160% | 1,264 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1161% | 2,069 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1161% | 2,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1052% | 657 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1027% | 151 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6913% | 44 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0163% | 329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0171% | 299 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0102% | 3,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1799% | 402 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1806% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3940% | 20 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0010% | 3,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0011% | 3,743 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0348% | 1,384 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 489 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2285% | 137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0020% | 3,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0169% | 4,370 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,517 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0187% | 4,121 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0187% | 4,115 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0470% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0432% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3063% | 86 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 3,397 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,486 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0089% | 3,471 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0248% | 4,076 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0248% | 4,078 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0688% | 749 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0672% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4633% | 64 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,329 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,415 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 3,284 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0365% | 3,886 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0365% | 3,854 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1386% | 124 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9288% | 28 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 3,472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 3,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0319% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0296% | 734 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0493% | 458 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0289% | 562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2986% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0140% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0152% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0710% | 2,151 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0710% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0560% | 1,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 433 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2601% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3992% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0164% | 603 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0826% | 4,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1630% | 1,528 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1630% | 1,417 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1006% | 736 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1080% | 312 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4077% | 126 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0555% | 371 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6068% | 32 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0253% | 498 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0289% | 920 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2761% | 1,113 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2761% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1233% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1407% | 216 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6973% | 63 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0334% | 354 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0353% | 330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,464 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0084% | 3,032 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,767 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,042 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0077% | 1,364 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0082% | 1,280 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0020% | 3,749 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0692% | 4,395 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0692% | 4,357 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0043% | 3,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0018% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0040% | 777 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0016% | 1,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,715 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0701% | 4,364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0701% | 4,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0071% | 2,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 1,376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0108% | 581 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0030% | 1,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0024% | 3,683 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0738% | 4,356 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0738% | 4,305 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0074% | 2,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0030% | 1,043 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0251% | 351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 3,820 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0014% | 3,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0065% | 3,702 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0778% | 4,351 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0778% | 4,320 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0517% | 2,376 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0092% | 4,246 |
| Percentage Net Loans Charged-off:Construction & development | 0.0555% | 270 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0693% | 4,812 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,999 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,042 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6674% | 717 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1800% | 2,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1800% | 2,402 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0047% | 3,230 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0099% | 4,525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0028% | 3,989 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 4,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0100% | 3,900 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2344% | 2,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2344% | 2,047 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0031% | 3,057 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 3,981 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,642 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 3,942 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 3,988 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0690% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0690% | 2,460 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0029% | 2,642 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 4,095 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0133% | 4,804 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 4,052 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0022% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0059% | 3,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2052% | 1,871 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2052% | 1,761 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0314% | 2,770 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0280% | 1,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1132% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0130% | 1,785 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 568 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0139% | 1,695 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0081% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0325% | 4,640 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0325% | 4,593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0340% | 2,403 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1113% | 420 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0182% | 1,459 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0194% | 1,389 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,874 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0857% | 4,747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0857% | 4,707 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0489% | 1,910 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0498% | 872 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1729% | 272 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0285% | 1,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 391 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0304% | 1,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0067% | 3,904 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0953% | 4,728 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0953% | 4,685 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0354% | 1,816 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0358% | 814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0645% | 5,238 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0597% | 696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0638% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0070% | 3,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1239% | 4,756 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1239% | 4,724 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 3,967 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0170% | 2,128 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0436% | 959 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3738% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0069% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 638 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0064% | 2,162 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2281% | 5,072 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0485% | 3,433 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0485% | 3,300 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 4,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0196% | 1,805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0615% | 673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5043% | 55 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0043% | 2,023 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0194% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0032% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3562% | 5,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0872% | 3,017 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0872% | 2,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0399% | 5,074 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 4,400 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 5,057 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 4,401 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 486 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0032% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5360% | 5,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2381% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2381% | 2,050 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0853% | 5,397 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0100% | 4,636 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0380% | 5,333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 4,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 4,547 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.0717% | 5,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0737% | 4,860 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0737% | 4,803 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0812% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0812% | 1,414 |
| Percentage Net Loans Charged-off:Construction & development | 0.9500% | 144 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1752% | 646 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0423% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,448 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0562% | 4,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1378% | 3,036 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1378% | 2,887 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8921% | 316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0557% | 2,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0536% | 1,479 |
| Percentage Net Loans Charged-off:Construction & development | 1.2674% | 105 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0043% | 4,838 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0042% | 2,353 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0041% | 3,908 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0048% | 2,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0688% | 4,842 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 2,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1567% | 2,513 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8289% | 239 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0839% | 2,008 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0792% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 1.8976% | 75 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 4,933 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0048% | 2,046 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0051% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2618% | 2,108 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2618% | 1,958 |
| Percentage Net Loans Charged-off: All other loans and lease | 10.9423% | 106 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1566% | 1,188 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1631% | 621 |
| Percentage Net Loans Charged-off:Construction & development | 3.6759% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 5,013 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0129% | 1,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0138% | 1,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0650% | 2,354 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0650% | 2,208 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9364% | 109 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1045% | 2,357 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0564% | 2,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.2582% | 457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0775% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0397% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0035% | 4,080 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0424% | 2,350 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6401% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0587% | 5,286 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0587% | 5,228 |
| Percentage Net Loans Charged-off: All other loans and lease | 8.0376% | 136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,891 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1162% | 828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0540% | 2,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 830 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0573% | 1,974 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3964% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0575% | 5,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0575% | 5,157 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3640% | 155 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1206% | 1,806 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,570 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1311% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0757% | 1,715 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0804% | 1,606 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5946% | 649 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0562% | 5,102 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0562% | 5,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.6497% | 128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1504% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1583% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2706% | 365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1421% | 1,044 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1508% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0556% | 5,079 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0556% | 5,018 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.9548% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0965% | 3,125 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 2,560 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3197% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0330% | 3,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,143 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0349% | 2,967 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 2,256 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1334% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1334% | 3,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.4888% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1046% | 2,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0939% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3045% | 829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0529% | 2,612 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,025 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0559% | 2,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0581% | 2,058 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0472% | 5,401 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0472% | 5,333 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.3513% | 201 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1442% | 2,230 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1382% | 1,736 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4657% | 605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0743% | 2,195 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 855 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0784% | 2,069 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0913% | 1,652 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 5,426 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0689% | 5,352 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3648% | 223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0707% | 2,443 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0649% | 1,860 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1193% | 750 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0581% | 1,810 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0612% | 1,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0455% | 5,280 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0455% | 5,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8832% | 235 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1705% | 3,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1914% | 2,378 |
| Percentage Net Loans Charged-off:Construction & development | 2.2045% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1599% | 1,841 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0842% | 3,140 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,420 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0883% | 2,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3402% | 6,078 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0414% | 4,032 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0414% | 3,895 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6676% | 565 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 2,982 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1529% | 2,501 |
| Percentage Net Loans Charged-off:Construction & development | 1.3648% | 668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1053% | 1,796 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0984% | 2,778 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,261 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1031% | 2,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2935% | 1,750 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0814% | 3,499 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0814% | 3,355 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1526% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2096% | 2,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2026% | 2,094 |
| Percentage Net Loans Charged-off:Construction & development | 2.4170% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0042% | 2,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1277% | 2,378 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1336% | 2,220 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4051% | 1,390 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1608% | 2,826 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1608% | 2,682 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3074% | 664 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2494% | 1,961 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2324% | 1,664 |
| Percentage Net Loans Charged-off:Construction & development | 3.4133% | 292 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1914% | 6,636 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1575% | 1,834 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1646% | 1,702 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8281% | 757 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0398% | 5,472 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0398% | 5,407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3674% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2591% | 3,388 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2690% | 2,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0718% | 2,237 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6117% | 1,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7513% | 343 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1792% | 3,137 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6830% | 862 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1553% | 3,133 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1106% | 3,098 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0104% | 5,919 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0104% | 5,846 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5038% | 771 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3035% | 2,920 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3199% | 2,493 |
| Percentage Net Loans Charged-off:Construction & development | 0.0888% | 2,043 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7703% | 1,028 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8009% | 431 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2179% | 2,733 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9076% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1845% | 2,738 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0135% | 3,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0139% | 4,162 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0139% | 3,977 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5067% | 694 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3685% | 2,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3830% | 2,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.1775% | 1,746 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8448% | 892 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.1910% | 318 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2703% | 2,324 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3680% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2165% | 2,417 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1709% | 2,296 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0423% | 3,657 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0423% | 3,475 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3620% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2568% | 2,641 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2583% | 2,284 |
| Percentage Net Loans Charged-off:Construction & development | 0.3702% | 1,191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0482% | 1,577 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3078% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 2.6240% | 234 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1940% | 2,073 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3415% | 1,433 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0431% | 5,685 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0431% | 5,599 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4847% | 507 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3224% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3306% | 3,262 |
| Percentage Net Loans Charged-off:Construction & development | 2.0034% | 1,697 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8169% | 1,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1122% | 3,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1179% | 3,811 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1011% | 3,785 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2513% | 3,759 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2488% | 3,492 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1322% | 551 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2605% | 3,804 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2611% | 3,289 |
| Percentage Net Loans Charged-off:Construction & development | 0.5407% | 2,148 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8457% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1016% | 3,734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1068% | 3,553 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1526% | 3,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3537% | 3,075 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3492% | 2,773 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2718% | 464 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2452% | 3,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2388% | 3,169 |
| Percentage Net Loans Charged-off:Construction & development | 0.8065% | 1,752 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6409% | 1,337 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1048% | 3,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1102% | 3,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2724% | 2,557 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5268% | 2,369 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5173% | 2,042 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4800% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0304% | 4,671 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 3,807 |
| Percentage Net Loans Charged-off:Construction & development | 0.3314% | 1,457 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 6,713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 6,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0684% | 6,215 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0391% | 1,320 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0090% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6441% | 478 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8384% | 2,535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6955% | 2,455 |
| Percentage Net Loans Charged-off:Construction & development | 9.2013% | 665 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2259% | 2,731 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0208% | 5,883 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1094% | 4,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,940 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1151% | 3,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7387% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3410% | 1,661 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.0375% | 112 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4066% | 3,665 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3746% | 3,098 |
| Percentage Net Loans Charged-off:Construction & development | 4.1573% | 1,305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2958% | 2,168 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0278% | 5,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0590% | 4,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0621% | 3,893 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0454% | 2,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1901% | 4,285 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 30.1608% | 81 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4219% | 3,311 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4195% | 2,685 |
| Percentage Net Loans Charged-off:Construction & development | 5.6319% | 910 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0420% | 5,920 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0299% | 3,881 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 3,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4645% | 2,690 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1868% | 3,929 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 17.6467% | 110 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0753% | 4,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0158% | 3,974 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0219% | 3,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0230% | 2,845 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1079% | 1,490 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3335% | 2,974 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.5128% | 91 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2176% | 5,263 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0379% | 5,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.1830% | 3,248 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0189% | 6,123 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0313% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0328% | 4,386 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8508% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2651% | 4,928 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 21.2400% | 146 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2187% | 4,666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 5,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.1023% | 2,939 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0245% | 6,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0070% | 4,383 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0074% | 4,148 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.3168% | 731 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2805% | 4,532 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.9333% | 121 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3159% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0111% | 4,740 |
| Percentage Net Loans Charged-off:Construction & development | 0.1535% | 2,449 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,589 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0027% | 7,571 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.2767% | 446 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4483% | 3,647 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 22.4112% | 108 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5112% | 2,183 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0039% | 7,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0054% | 7,575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0056% | 7,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.1695% | 203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7069% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.6718% | 107 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1222% | 3,467 |
| Percentage Net Loans Charged-off:Construction & development | 1.0952% | 1,516 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0981% | 7,940 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0187% | 6,230 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0554% | 3,375 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0578% | 3,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0502% | 4,306 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2414% | 4,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.0636% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1752% | 3,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1698% | 2,328 |
| Percentage Net Loans Charged-off:Construction & development | 1.3467% | 924 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0255% | 6,219 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0630% | 2,679 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0656% | 2,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 3,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0385% | 5,326 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 28.1598% | 73 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0737% | 4,227 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0680% | 2,711 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0953% | 1,959 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0992% | 1,792 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0161% | 6,888 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0193% | 4,867 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 26.5403% | 76 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0587% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0538% | 2,081 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0752% | 1,506 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0783% | 1,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 6,831 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0380% | 3,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 20.0913% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0175% | 5,902 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 7,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1818% | 6,254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0673% | 3,447 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1364% | 4,946 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.6120% | 48 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0123% | 5,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0029% | 7,564 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2403% | 6,211 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0113% | 6,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1567% | 4,347 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 36.2447% | 47 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 5,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0044% | 7,582 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3556% | 6,196 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0171% | 6,824 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,675 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 38.6207% | 44 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0065% | 4,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.7037% | 54 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0050% | 6,073 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0066% | 7,818 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0172% | 6,247 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0091% | 7,870 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0083% | 6,901 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0174% | 7,449 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 19.2698% | 83 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0025% | 5,696 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0088% | 7,813 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0227% | 6,239 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0117% | 7,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0122% | 7,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0110% | 6,771 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0229% | 7,193 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 16.6007% | 82 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0055% | 5,028 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0005% | 7,427 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0006% | 7,666 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0007% | 7,679 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0084% | 6,638 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0336% | 7,030 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.6438% | 96 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 4,064 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0013% | 7,784 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 6,723 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0332% | 3,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 14.8976% | 63 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0284% | 5,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 2,702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1238% | 708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0274% | 6,341 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0134% | 7,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0880% | 5,758 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4651% | 2,108 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4268% | 324 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 4,733 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0311% | 2,077 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1690% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0174% | 6,306 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0035% | 2,558 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 2,376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0181% | 6,961 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0316% | 5,629 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5062% | 2,074 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2127% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0445% | 4,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0471% | 1,549 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2598% | 368 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0250% | 6,254 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0053% | 2,074 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0055% | 1,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0272% | 6,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 5,151 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6036% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 4,693 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 7,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0624% | 4,117 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4654% | 482 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1410% | 8,699 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 8,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.8427% | 6,457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 7,865 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3366% | 2,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0831% | 6,125 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8297% | 706 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -61.2023% | 7,877 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0166% | 7,945 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0520% | 8,515 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.3395% | 6,409 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0019% | 7,862 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0020% | 7,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4678% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0502% | 5,894 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9153% | 921 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2251% | 151 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0293% | 8,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0789% | 8,605 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.3881% | 6,379 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0022% | 7,924 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0023% | 7,945 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7010% | 1,346 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1049% | 5,126 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4816% | 551 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.2166% | 87 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0784% | 3,173 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0045% | 7,943 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0919% | 6,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0030% | 8,065 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 8,099 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3650% | 679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2374% | 3,811 |
| Percentage Net Loans Charged-off: Credit card loans | 6.8966% | 248 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7151% | 141 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0011% | 7,388 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0102% | 8,254 |
| Percentage Net Loans Charged-off:Construction & development | 0.0047% | 816 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,356 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1150% | 6,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0089% | 8,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 8,320 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1668% | 8,134 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0268% | 8,337 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8343% | 1,585 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 43.4783% | 35 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0046% | 8,040 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0043% | 8,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.0065% | 643 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,384 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1092% | 6,496 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,133 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 8,158 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0316% | 7,602 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0526% | 8,264 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7521% | 1,554 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1093% | 138 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 7,738 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0035% | 8,044 |
| Percentage Net Loans Charged-off:Construction & development | 0.0095% | 501 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1004% | 6,437 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 8,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 8,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 7,567 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0264% | 7,994 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1040% | 1,318 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 11.3741% | 98 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 5,510 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0023% | 8,090 |
| Percentage Net Loans Charged-off:Construction & development | 0.0184% | 305 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0805% | 6,364 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0015% | 8,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 8,335 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0500% | 7,569 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0532% | 7,788 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1136% | 876 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 23.1047% | 60 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0385% | 6,421 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 8,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.0993% | 642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0708% | 8,777 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1189% | 6,576 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 8,281 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0018% | 8,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6150% | 2,559 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5256% | 4,185 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5459% | 1,841 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0248% | 9,013 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0318% | 8,923 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0581% | 8,962 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1184% | 6,647 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0258% | 8,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 8,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 4,196 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0150% | 7,214 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2758% | 2,055 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0038% | 8,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0643% | 1,503 |
| Percentage Net Loans Charged-off:Construction & development | -0.8377% | 1,466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2664% | 1,497 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.2146% | 1,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0287% | 560 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0291% | 525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3793% | 173 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2911% | 1,011 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2877% | 431 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1701% | 9,914 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1834% | 1,509 |
| Percentage Net Loans Charged-off:Construction & development | -0.2257% | 1,422 |
| Percentage Net Loans Charged-off: Commercial real estate | -1.4143% | 1,501 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2582% | 1,397 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0380% | 585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 558 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0810% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0115% | 1,364 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3235% | 709 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0746% | 5,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 354 |
| Percentage Net Loans Charged-off:Construction & development | -0.0645% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0880% | 264 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3397% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0302% | 614 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 563 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0266% | 1,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0634% | 1,265 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5467% | 905 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 7,266 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 1,250 |
| Percentage Net Loans Charged-off:Construction & development | -0.0400% | 1,268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4879% | 1,405 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2069% | 35 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0063% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0064% | 1,303 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8462% | 217 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4225% | 964 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9053% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0374% | 10,394 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0497% | 1,416 |
| Percentage Net Loans Charged-off:Construction & development | -0.4088% | 1,411 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4542% | 1,451 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5000% | 1,413 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0200% | 759 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0201% | 722 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2502% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2249% | 1,169 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2618% | 823 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 3,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2106% | 310 |
| Percentage Net Loans Charged-off:Construction & development | 0.6236% | 128 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3361% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9095% | 115 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0224% | 748 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0225% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3226% | 1,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4469% | 819 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4316% | 683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8345% | 962 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8898% | 109 |
| Percentage Net Loans Charged-off:Construction & development | 2.1903% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8473% | 96 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.2037% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4236% | 130 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4236% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0265% | 1,404 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6821% | 512 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6363% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6612% | 265 |
| Percentage Net Loans Charged-off:Construction & development | -0.0148% | 1,318 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4262% | 450 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.7160% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2430% | 281 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 0.2430% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0210% | 137 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0131% | 1,447 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9048% | 521 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8368% | 878 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9206% | 105 |
| Percentage Net Loans Charged-off:Construction & development | 7.6196% | 104 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.0526% | 214 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.9994% | 53 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2025% | 43 |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | 1.2784% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 6.9571% | 91 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6082% | 862 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6906% | 949 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |