Home > CHARTER WEST BANK > Income and Expense
CHARTER WEST BANK, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,857,000 | 1,668 |
| Total interest expense | $8,259,000 | 1,460 |
| Net interest income | $15,598,000 | 1,748 |
| Provision for loan and lease losses | $369,000 | 1,498 |
| Total noninterest income | $10,852,000 | 696 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $621,000 | 1,435 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,231,000 | 531 |
| Total noninterest expense | $21,134,000 | 1,162 |
| Salaries and employee benefits | $14,810,000 | 967 |
| Premises and equipment expense | $3,019,000 | 860 |
| Additional noninterest expense | $10,231,000 | 531 |
| Pre-tax net operating income | $4,947,000 | 1,928 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $145,000 | 2,613 |
| Income before extraordinary items | $4,802,000 | 1,776 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,802,000 | 1,797 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,802,000 | 1,779 |
| Net charge-offs | $6,000 | 2,549 |
| Cash dividends | $2,900,000 | 1,231 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $4,802,000 | 1,801 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $17,243,000 | 1,678 |
| Total interest expense | $5,767,000 | 1,444 |
| Net interest income | $11,476,000 | 1,786 |
| Provision for loan and lease losses | $279,000 | 1,404 |
| Total noninterest income | $8,232,000 | 695 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $460,000 | 1,442 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,772,000 | 535 |
| Total noninterest expense | $15,933,000 | 1,156 |
| Salaries and employee benefits | $11,082,000 | 975 |
| Premises and equipment expense | $2,225,000 | 885 |
| Additional noninterest expense | $7,772,000 | 535 |
| Pre-tax net operating income | $3,496,000 | 2,051 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $75,000 | 2,855 |
| Income before extraordinary items | $3,421,000 | 1,902 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,421,000 | 1,919 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,421,000 | 1,902 |
| Net charge-offs | $9,000 | 2,168 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,421,000 | 1,928 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $10,978,000 | 1,711 |
| Total interest expense | $3,634,000 | 1,374 |
| Net interest income | $7,344,000 | 1,864 |
| Provision for loan and lease losses | $185,000 | 1,388 |
| Total noninterest income | $5,340,000 | 695 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $308,000 | 1,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,032,000 | 535 |
| Total noninterest expense | $10,508,000 | 1,158 |
| Salaries and employee benefits | $7,272,000 | 987 |
| Premises and equipment expense | $1,440,000 | 900 |
| Additional noninterest expense | $5,032,000 | 535 |
| Pre-tax net operating income | $1,991,000 | 2,254 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $50,000 | 2,882 |
| Income before extraordinary items | $1,941,000 | 2,097 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,941,000 | 2,122 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,941,000 | 2,097 |
| Net charge-offs | $6,000 | 1,974 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,941,000 | 2,113 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,165,000 | 1,759 |
| Total interest expense | $1,663,000 | 1,336 |
| Net interest income | $3,502,000 | 1,953 |
| Provision for loan and lease losses | $90,000 | 1,318 |
| Total noninterest income | $2,065,000 | 815 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $130,000 | 1,592 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,935,000 | 621 |
| Total noninterest expense | $5,022,000 | 1,203 |
| Salaries and employee benefits | $3,422,000 | 1,049 |
| Premises and equipment expense | $694,000 | 954 |
| Additional noninterest expense | $1,935,000 | 621 |
| Pre-tax net operating income | $455,000 | 3,200 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $25,000 | 2,880 |
| Income before extraordinary items | $430,000 | 3,092 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $430,000 | 3,091 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $430,000 | 3,092 |
| Net charge-offs | $2,000 | 1,796 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $430,000 | 3,118 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $16,322,000 | 1,836 |
| Total interest expense | $2,290,000 | 1,461 |
| Net interest income | $14,032,000 | 1,871 |
| Provision for loan and lease losses | $2,851,000 | 411 |
| Total noninterest income | $12,158,000 | 677 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $474,000 | 1,741 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,684,000 | 501 |
| Total noninterest expense | $21,781,000 | 1,106 |
| Salaries and employee benefits | $15,667,000 | 922 |
| Premises and equipment expense | $2,788,000 | 922 |
| Additional noninterest expense | $11,684,000 | 501 |
| Pre-tax net operating income | $1,558,000 | 3,388 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $25,000 | 3,409 |
| Income before extraordinary items | $1,533,000 | 3,248 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,533,000 | 3,245 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,533,000 | 3,247 |
| Net charge-offs | $2,177,000 | 277 |
| Cash dividends | $4,900,000 | 797 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,533,000 | 3,268 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $11,370,000 | 1,881 |
| Total interest expense | $1,104,000 | 1,646 |
| Net interest income | $10,266,000 | 1,884 |
| Provision for loan and lease losses | $551,000 | 918 |
| Total noninterest income | $9,938,000 | 647 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $342,000 | 1,797 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,596,000 | 483 |
| Total noninterest expense | $16,860,000 | 1,079 |
| Salaries and employee benefits | $12,335,000 | 885 |
| Premises and equipment expense | $1,923,000 | 978 |
| Additional noninterest expense | $9,596,000 | 483 |
| Pre-tax net operating income | $2,793,000 | 2,372 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $83,000 | 2,964 |
| Income before extraordinary items | $2,710,000 | 2,200 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,710,000 | 2,199 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,710,000 | 2,199 |
| Net charge-offs | $220,000 | 663 |
| Cash dividends | $4,350,000 | 643 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,710,000 | 2,232 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,969,000 | 1,954 |
| Total interest expense | $429,000 | 2,158 |
| Net interest income | $6,540,000 | 1,921 |
| Provision for loan and lease losses | $311,000 | 898 |
| Total noninterest income | $6,794,000 | 632 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $208,000 | 1,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,586,000 | 492 |
| Total noninterest expense | $11,343,000 | 1,058 |
| Salaries and employee benefits | $8,357,000 | 859 |
| Premises and equipment expense | $1,272,000 | 979 |
| Additional noninterest expense | $1,714,000 | 1,811 |
| Pre-tax net operating income | $1,680,000 | 2,431 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $58,000 | 2,857 |
| Income before extraordinary items | $1,622,000 | 2,244 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,622,000 | 2,245 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,622,000 | 2,244 |
| Net charge-offs | $5,000 | 1,778 |
| Cash dividends | $3,575,000 | 543 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,622,000 | 2,283 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,295,000 | 1,992 |
| Total interest expense | $213,000 | 2,121 |
| Net interest income | $3,082,000 | 1,950 |
| Provision for loan and lease losses | $90,000 | 1,018 |
| Total noninterest income | $3,315,000 | 655 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $93,000 | 2,028 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,222,000 | 513 |
| Total noninterest expense | $5,595,000 | 1,075 |
| Salaries and employee benefits | $4,081,000 | 882 |
| Premises and equipment expense | $607,000 | 1,025 |
| Additional noninterest expense | $907,000 | 1,707 |
| Pre-tax net operating income | $712,000 | 2,533 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $33,000 | 2,716 |
| Income before extraordinary items | $679,000 | 2,394 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $679,000 | 2,392 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $679,000 | 2,394 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $3,000,000 | 350 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $679,000 | 2,418 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,789,000 | 2,092 |
| Total interest expense | $1,510,000 | 1,652 |
| Net interest income | $11,279,000 | 2,131 |
| Provision for loan and lease losses | $287,000 | 1,465 |
| Total noninterest income | $23,914,000 | 462 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $363,000 | 1,978 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,551,000 | 378 |
| Total noninterest expense | $25,812,000 | 965 |
| Salaries and employee benefits | $19,672,000 | 743 |
| Premises and equipment expense | $2,477,000 | 993 |
| Additional noninterest expense | $3,663,000 | 1,692 |
| Pre-tax net operating income | $9,094,000 | 1,362 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $158,000 | 2,828 |
| Income before extraordinary items | $8,936,000 | 1,248 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $8,936,000 | 1,247 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $8,936,000 | 1,248 |
| Net charge-offs | $20,000 | 2,069 |
| Cash dividends | $5,200,000 | 767 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $8,936,000 | 1,233 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,412,000 | 2,171 |
| Total interest expense | $1,258,000 | 1,599 |
| Net interest income | $8,154,000 | 2,233 |
| Provision for loan and lease losses | $180,000 | 1,539 |
| Total noninterest income | $18,505,000 | 461 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $256,000 | 2,050 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,249,000 | 376 |
| Total noninterest expense | $20,182,000 | 930 |
| Salaries and employee benefits | $15,618,000 | 714 |
| Premises and equipment expense | $1,765,000 | 1,055 |
| Additional noninterest expense | $2,799,000 | 1,676 |
| Pre-tax net operating income | $6,297,000 | 1,497 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $76,000 | 3,036 |
| Income before extraordinary items | $6,221,000 | 1,357 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $6,221,000 | 1,357 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $6,221,000 | 1,357 |
| Net charge-offs | $-9,000 | 3,624 |
| Cash dividends | $3,100,000 | 830 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $6,221,000 | 1,335 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $6,108,000 | 2,204 |
| Total interest expense | $953,000 | 1,514 |
| Net interest income | $5,155,000 | 2,307 |
| Provision for loan and lease losses | $120,000 | 1,537 |
| Total noninterest income | $11,728,000 | 477 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $152,000 | 2,115 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,576,000 | 396 |
| Total noninterest expense | $13,128,000 | 938 |
| Salaries and employee benefits | $10,276,000 | 720 |
| Premises and equipment expense | $1,107,000 | 1,105 |
| Additional noninterest expense | $1,745,000 | 1,740 |
| Pre-tax net operating income | $3,635,000 | 1,625 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $50,000 | 3,032 |
| Income before extraordinary items | $3,585,000 | 1,517 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,585,000 | 1,518 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,585,000 | 1,517 |
| Net charge-offs | $-6,000 | 3,611 |
| Cash dividends | $3,100,000 | 599 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,585,000 | 1,480 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,005,000 | 2,215 |
| Total interest expense | $527,000 | 1,461 |
| Net interest income | $2,478,000 | 2,348 |
| Provision for loan and lease losses | $60,000 | 1,591 |
| Total noninterest income | $5,766,000 | 493 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $68,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,698,000 | 410 |
| Total noninterest expense | $6,374,000 | 957 |
| Salaries and employee benefits | $5,010,000 | 732 |
| Premises and equipment expense | $503,000 | 1,213 |
| Additional noninterest expense | $861,000 | 1,735 |
| Pre-tax net operating income | $1,810,000 | 1,639 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $25,000 | 2,987 |
| Income before extraordinary items | $1,785,000 | 1,517 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,785,000 | 1,517 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,785,000 | 1,517 |
| Net charge-offs | $-6,000 | 3,842 |
| Cash dividends | $1,500,000 | 557 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,785,000 | 1,481 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $12,738,000 | 2,134 |
| Total interest expense | $3,147,000 | 1,424 |
| Net interest income | $9,591,000 | 2,327 |
| Provision for loan and lease losses | $655,000 | 1,989 |
| Total noninterest income | $27,996,000 | 392 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $375,000 | 1,967 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $27,621,000 | 321 |
| Total noninterest expense | $26,587,000 | 906 |
| Salaries and employee benefits | $20,318,000 | 706 |
| Premises and equipment expense | $2,182,000 | 1,089 |
| Additional noninterest expense | $4,087,000 | 1,511 |
| Pre-tax net operating income | $10,345,000 | 1,036 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $125,000 | 2,839 |
| Income before extraordinary items | $10,220,000 | 939 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $10,220,000 | 939 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $10,220,000 | 939 |
| Net charge-offs | $68,000 | 2,226 |
| Cash dividends | $6,450,000 | 621 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $10,220,000 | 903 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $9,650,000 | 2,136 |
| Total interest expense | $2,500,000 | 1,429 |
| Net interest income | $7,150,000 | 2,336 |
| Provision for loan and lease losses | $195,000 | 2,796 |
| Total noninterest income | $19,122,000 | 406 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $286,000 | 1,950 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,836,000 | 327 |
| Total noninterest expense | $17,372,000 | 987 |
| Salaries and employee benefits | $13,604,000 | 768 |
| Premises and equipment expense | $1,560,000 | 1,136 |
| Additional noninterest expense | $2,208,000 | 1,923 |
| Pre-tax net operating income | $8,705,000 | 900 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $75,000 | 2,930 |
| Income before extraordinary items | $8,630,000 | 809 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $8,630,000 | 809 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $8,630,000 | 809 |
| Net charge-offs | $-8,000 | 4,194 |
| Cash dividends | $3,450,000 | 747 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $8,630,000 | 781 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,406,000 | 2,164 |
| Total interest expense | $1,749,000 | 1,468 |
| Net interest income | $4,657,000 | 2,380 |
| Provision for loan and lease losses | $105,000 | 2,917 |
| Total noninterest income | $9,973,000 | 450 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $187,000 | 1,994 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,786,000 | 362 |
| Total noninterest expense | $10,160,000 | 1,082 |
| Salaries and employee benefits | $7,505,000 | 881 |
| Premises and equipment expense | $1,042,000 | 1,130 |
| Additional noninterest expense | $1,613,000 | 1,781 |
| Pre-tax net operating income | $4,365,000 | 1,086 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $50,000 | 2,896 |
| Income before extraordinary items | $4,315,000 | 978 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,315,000 | 978 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $4,315,000 | 978 |
| Net charge-offs | $-4,000 | 4,068 |
| Cash dividends | $1,050,000 | 1,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $4,315,000 | 952 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,223,000 | 2,139 |
| Total interest expense | $918,000 | 1,515 |
| Net interest income | $2,305,000 | 2,357 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $3,596,000 | 538 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $114,000 | 1,987 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,482,000 | 420 |
| Total noninterest expense | $5,136,000 | 1,082 |
| Salaries and employee benefits | $2,916,000 | 1,086 |
| Premises and equipment expense | $520,000 | 1,152 |
| Additional noninterest expense | $1,700,000 | 1,008 |
| Pre-tax net operating income | $750,000 | 2,246 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $25,000 | 2,784 |
| Income before extraordinary items | $725,000 | 2,117 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $725,000 | 2,115 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $725,000 | 2,117 |
| Net charge-offs | $-3,000 | 4,005 |
| Cash dividends | $1,050,000 | 784 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $725,000 | 2,084 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $12,991,000 | 2,153 |
| Total interest expense | $3,693,000 | 1,571 |
| Net interest income | $9,298,000 | 2,370 |
| Provision for loan and lease losses | $153,000 | 2,588 |
| Total noninterest income | $12,567,000 | 592 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $418,000 | 2,168 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $12,149,000 | 460 |
| Total noninterest expense | $16,227,000 | 1,263 |
| Salaries and employee benefits | $11,555,000 | 1,077 |
| Premises and equipment expense | $1,838,000 | 1,246 |
| Additional noninterest expense | $2,834,000 | 2,016 |
| Pre-tax net operating income | $5,485,000 | 1,644 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $110,000 | 2,976 |
| Income before extraordinary items | $5,375,000 | 1,516 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,375,000 | 1,517 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,375,000 | 1,518 |
| Net charge-offs | $77,000 | 2,378 |
| Cash dividends | $1,560,000 | 1,836 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,375,000 | 1,484 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $9,659,000 | 2,189 |
| Total interest expense | $2,716,000 | 1,598 |
| Net interest income | $6,943,000 | 2,408 |
| Provision for loan and lease losses | $114,000 | 2,494 |
| Total noninterest income | $9,143,000 | 602 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $307,000 | 2,203 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,836,000 | 467 |
| Total noninterest expense | $11,568,000 | 1,326 |
| Salaries and employee benefits | $8,207,000 | 1,125 |
| Premises and equipment expense | $1,281,000 | 1,346 |
| Additional noninterest expense | $2,080,000 | 2,057 |
| Pre-tax net operating income | $4,404,000 | 1,600 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $75,000 | 3,079 |
| Income before extraordinary items | $4,329,000 | 1,458 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $4,329,000 | 1,458 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,329,000 | 1,460 |
| Net charge-offs | $54,000 | 2,172 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $4,329,000 | 1,426 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 2,246 |
| Total interest expense | $1,710,000 | 1,639 |
| Net interest income | $4,538,000 | 2,447 |
| Provision for loan and lease losses | $87,000 | 2,359 |
| Total noninterest income | $4,883,000 | 694 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $197,000 | 2,236 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,686,000 | 533 |
| Total noninterest expense | $7,040,000 | 1,450 |
| Salaries and employee benefits | $4,873,000 | 1,233 |
| Premises and equipment expense | $851,000 | 1,348 |
| Additional noninterest expense | $1,316,000 | 2,144 |
| Pre-tax net operating income | $2,294,000 | 1,907 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $50,000 | 3,089 |
| Income before extraordinary items | $2,244,000 | 1,745 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,244,000 | 1,745 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,244,000 | 1,745 |
| Net charge-offs | $43,000 | 1,940 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,244,000 | 1,711 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,030,000 | 2,292 |
| Total interest expense | $799,000 | 1,677 |
| Net interest income | $2,231,000 | 2,493 |
| Provision for loan and lease losses | $22,000 | 2,710 |
| Total noninterest income | $1,677,000 | 881 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $98,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,579,000 | 668 |
| Total noninterest expense | $3,294,000 | 1,536 |
| Salaries and employee benefits | $2,084,000 | 1,416 |
| Premises and equipment expense | $429,000 | 1,363 |
| Additional noninterest expense | $781,000 | 1,859 |
| Pre-tax net operating income | $592,000 | 2,838 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $25,000 | 3,045 |
| Income before extraordinary items | $567,000 | 2,719 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $567,000 | 2,718 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $567,000 | 2,718 |
| Net charge-offs | $-5,000 | 4,404 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $567,000 | 2,700 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $11,092,000 | 2,348 |
| Total interest expense | $2,077,000 | 1,890 |
| Net interest income | $9,015,000 | 2,450 |
| Provision for loan and lease losses | $184,000 | 2,447 |
| Total noninterest income | $6,584,000 | 918 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $460,000 | 2,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,124,000 | 709 |
| Total noninterest expense | $12,164,000 | 1,595 |
| Salaries and employee benefits | $8,042,000 | 1,417 |
| Premises and equipment expense | $1,492,000 | 1,505 |
| Additional noninterest expense | $2,630,000 | 2,134 |
| Pre-tax net operating income | $3,251,000 | 2,388 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $85,000 | 3,167 |
| Income before extraordinary items | $3,166,000 | 2,248 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,166,000 | 2,246 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,166,000 | 2,247 |
| Net charge-offs | $87,000 | 2,247 |
| Cash dividends | $2,310,000 | 1,327 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,166,000 | 2,246 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $8,065,000 | 2,400 |
| Total interest expense | $1,385,000 | 1,966 |
| Net interest income | $6,680,000 | 2,470 |
| Provision for loan and lease losses | $123,000 | 2,440 |
| Total noninterest income | $4,673,000 | 959 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $343,000 | 2,125 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,330,000 | 742 |
| Total noninterest expense | $9,091,000 | 1,596 |
| Salaries and employee benefits | $5,922,000 | 1,436 |
| Premises and equipment expense | $1,087,000 | 1,562 |
| Additional noninterest expense | $2,082,000 | 2,051 |
| Pre-tax net operating income | $2,139,000 | 2,621 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $61,000 | 3,241 |
| Income before extraordinary items | $2,078,000 | 2,453 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,078,000 | 2,452 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,078,000 | 2,452 |
| Net charge-offs | $53,000 | 2,169 |
| Cash dividends | $910,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,078,000 | 2,449 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $5,192,000 | 2,439 |
| Total interest expense | $849,000 | 2,005 |
| Net interest income | $4,343,000 | 2,516 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $2,658,000 | 1,060 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $218,000 | 2,194 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,440,000 | 823 |
| Total noninterest expense | $5,835,000 | 1,662 |
| Salaries and employee benefits | $3,732,000 | 1,503 |
| Premises and equipment expense | $662,000 | 1,708 |
| Additional noninterest expense | $1,441,000 | 1,989 |
| Pre-tax net operating income | $1,066,000 | 3,065 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $41,000 | 3,239 |
| Income before extraordinary items | $1,025,000 | 2,913 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,025,000 | 2,912 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,025,000 | 2,912 |
| Net charge-offs | $52,000 | 1,747 |
| Cash dividends | $385,000 | 2,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,025,000 | 2,904 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,497,000 | 2,502 |
| Total interest expense | $363,000 | 2,160 |
| Net interest income | $2,134,000 | 2,545 |
| Provision for loan and lease losses | $51,000 | 2,048 |
| Total noninterest income | $1,022,000 | 1,258 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $104,000 | 2,257 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $918,000 | 983 |
| Total noninterest expense | $2,659,000 | 1,833 |
| Salaries and employee benefits | $1,760,000 | 1,628 |
| Premises and equipment expense | $315,000 | 1,798 |
| Additional noninterest expense | $584,000 | 2,336 |
| Pre-tax net operating income | $446,000 | 3,274 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $20,000 | 3,243 |
| Income before extraordinary items | $426,000 | 3,162 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $426,000 | 3,162 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $426,000 | 3,162 |
| Net charge-offs | $24,000 | 1,574 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $426,000 | 3,161 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $10,013,000 | 2,448 |
| Total interest expense | $1,370,000 | 2,056 |
| Net interest income | $8,643,000 | 2,494 |
| Provision for loan and lease losses | $167,000 | 2,563 |
| Total noninterest income | $5,811,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $433,000 | 2,269 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $5,378,000 | 776 |
| Total noninterest expense | $11,004,000 | 1,739 |
| Salaries and employee benefits | $7,328,000 | 1,515 |
| Premises and equipment expense | $1,397,000 | 1,616 |
| Additional noninterest expense | $2,279,000 | 2,415 |
| Pre-tax net operating income | $3,283,000 | 2,337 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $110,000 | 3,253 |
| Income before extraordinary items | $3,173,000 | 1,942 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,173,000 | 1,942 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,173,000 | 1,943 |
| Net charge-offs | $84,000 | 2,590 |
| Cash dividends | $1,600,000 | 1,643 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,173,000 | 1,924 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,466,000 | 2,466 |
| Total interest expense | $1,009,000 | 2,069 |
| Net interest income | $6,457,000 | 2,514 |
| Provision for loan and lease losses | $79,000 | 2,918 |
| Total noninterest income | $4,350,000 | 1,026 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $329,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $4,021,000 | 791 |
| Total noninterest expense | $8,325,000 | 1,723 |
| Salaries and employee benefits | $5,599,000 | 1,494 |
| Premises and equipment expense | $1,017,000 | 1,672 |
| Additional noninterest expense | $1,709,000 | 2,418 |
| Pre-tax net operating income | $2,403,000 | 2,420 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $61,000 | 3,386 |
| Income before extraordinary items | $2,342,000 | 2,140 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,342,000 | 2,141 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,342,000 | 2,141 |
| Net charge-offs | $12,000 | 3,191 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,342,000 | 2,114 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,888,000 | 2,483 |
| Total interest expense | $644,000 | 2,098 |
| Net interest income | $4,244,000 | 2,529 |
| Provision for loan and lease losses | $63,000 | 2,579 |
| Total noninterest income | $2,669,000 | 1,087 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $218,000 | 2,256 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,451,000 | 847 |
| Total noninterest expense | $5,410,000 | 1,781 |
| Salaries and employee benefits | $3,630,000 | 1,536 |
| Premises and equipment expense | $687,000 | 1,650 |
| Additional noninterest expense | $1,093,000 | 2,505 |
| Pre-tax net operating income | $1,440,000 | 2,558 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $41,000 | 3,390 |
| Income before extraordinary items | $1,399,000 | 2,267 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,399,000 | 2,267 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,399,000 | 2,267 |
| Net charge-offs | $24,000 | 2,491 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,399,000 | 2,235 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,370,000 | 2,533 |
| Total interest expense | $294,000 | 2,209 |
| Net interest income | $2,076,000 | 2,574 |
| Provision for loan and lease losses | $15,000 | 2,918 |
| Total noninterest income | $1,045,000 | 1,276 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $101,000 | 2,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $944,000 | 1,005 |
| Total noninterest expense | $2,633,000 | 1,838 |
| Salaries and employee benefits | $1,738,000 | 1,622 |
| Premises and equipment expense | $325,000 | 1,751 |
| Additional noninterest expense | $570,000 | 2,412 |
| Pre-tax net operating income | $473,000 | 3,172 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $21,000 | 3,336 |
| Income before extraordinary items | $452,000 | 2,928 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $452,000 | 2,928 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $452,000 | 2,928 |
| Net charge-offs | $-5,000 | 4,686 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $452,000 | 2,908 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,370,000 | 2,538 |
| Total interest expense | $949,000 | 2,510 |
| Net interest income | $8,421,000 | 2,516 |
| Provision for loan and lease losses | $533,000 | 1,409 |
| Total noninterest income | $5,954,000 | 1,016 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $443,000 | 2,288 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $5,511,000 | 782 |
| Total noninterest expense | $10,561,000 | 1,807 |
| Salaries and employee benefits | $7,167,000 | 1,507 |
| Premises and equipment expense | $1,379,000 | 1,642 |
| Additional noninterest expense | $2,015,000 | 2,746 |
| Pre-tax net operating income | $3,281,000 | 2,244 |
| Securities gains (losses) | $5,000 | 2,878 |
| Applicable income taxes | $85,000 | 3,391 |
| Income before extraordinary items | $3,201,000 | 1,996 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,201,000 | 1,995 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,201,000 | 1,995 |
| Net charge-offs | $285,000 | 1,580 |
| Cash dividends | $2,300,000 | 1,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,196,150 | 1,941 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,547 |
| Total interest expense | $699,000 | 2,539 |
| Net interest income | $6,330,000 | 2,523 |
| Provision for loan and lease losses | $365,000 | 1,429 |
| Total noninterest income | $4,383,000 | 1,023 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $333,000 | 2,281 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $4,050,000 | 789 |
| Total noninterest expense | $7,899,000 | 1,811 |
| Salaries and employee benefits | $5,253,000 | 1,541 |
| Premises and equipment expense | $1,023,000 | 1,660 |
| Additional noninterest expense | $1,623,000 | 2,620 |
| Pre-tax net operating income | $2,449,000 | 2,284 |
| Securities gains (losses) | $5,000 | 2,808 |
| Applicable income taxes | $61,000 | 3,483 |
| Income before extraordinary items | $2,393,000 | 2,013 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,393,000 | 2,013 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,393,000 | 2,013 |
| Net charge-offs | $266,000 | 1,240 |
| Cash dividends | $500,000 | 2,372 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,388,100 | 1,962 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,621,000 | 2,588 |
| Total interest expense | $461,000 | 2,564 |
| Net interest income | $4,160,000 | 2,555 |
| Provision for loan and lease losses | $290,000 | 1,316 |
| Total noninterest income | $2,712,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $211,000 | 2,352 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,501,000 | 825 |
| Total noninterest expense | $5,132,000 | 1,868 |
| Salaries and employee benefits | $3,411,000 | 1,596 |
| Premises and equipment expense | $682,000 | 1,659 |
| Additional noninterest expense | $1,039,000 | 2,705 |
| Pre-tax net operating income | $1,450,000 | 2,462 |
| Securities gains (losses) | $1,000 | 2,737 |
| Applicable income taxes | $41,000 | 3,497 |
| Income before extraordinary items | $1,410,000 | 2,230 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,410,000 | 2,229 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,410,000 | 2,229 |
| Net charge-offs | $256,000 | 964 |
| Cash dividends | $500,000 | 1,970 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,409,030 | 2,162 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,282,000 | 2,607 |
| Total interest expense | $221,000 | 2,653 |
| Net interest income | $2,061,000 | 2,569 |
| Provision for loan and lease losses | $20,000 | 2,874 |
| Total noninterest income | $1,013,000 | 1,292 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $108,000 | 2,301 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $905,000 | 1,009 |
| Total noninterest expense | $2,443,000 | 1,963 |
| Salaries and employee benefits | $1,601,000 | 1,699 |
| Premises and equipment expense | $329,000 | 1,743 |
| Additional noninterest expense | $513,000 | 2,722 |
| Pre-tax net operating income | $611,000 | 2,709 |
| Securities gains (losses) | $1,000 | 1,958 |
| Applicable income taxes | $20,000 | 3,484 |
| Income before extraordinary items | $592,000 | 2,471 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $592,000 | 2,471 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $592,000 | 2,471 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $591,030 | 2,422 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,630,000 | 2,688 |
| Total interest expense | $701,000 | 3,063 |
| Net interest income | $7,929,000 | 2,615 |
| Provision for loan and lease losses | $67,000 | 3,389 |
| Total noninterest income | $5,232,000 | 1,091 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $430,000 | 2,380 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $4,802,000 | 840 |
| Total noninterest expense | $9,989,000 | 1,895 |
| Salaries and employee benefits | $6,444,000 | 1,636 |
| Premises and equipment expense | $1,304,000 | 1,745 |
| Additional noninterest expense | $2,241,000 | 2,552 |
| Pre-tax net operating income | $3,105,000 | 2,269 |
| Securities gains (losses) | $6,000 | 2,777 |
| Applicable income taxes | $86,000 | 3,400 |
| Income before extraordinary items | $3,025,000 | 2,043 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,025,000 | 2,044 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,025,000 | 2,045 |
| Net charge-offs | $29,000 | 3,581 |
| Cash dividends | $1,925,000 | 1,408 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,019,180 | 2,007 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,434,000 | 2,717 |
| Total interest expense | $519,000 | 3,130 |
| Net interest income | $5,915,000 | 2,650 |
| Provision for loan and lease losses | $38,000 | 3,502 |
| Total noninterest income | $3,928,000 | 1,106 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $323,000 | 2,396 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $3,605,000 | 848 |
| Total noninterest expense | $7,571,000 | 1,878 |
| Salaries and employee benefits | $4,932,000 | 1,606 |
| Premises and equipment expense | $943,000 | 1,824 |
| Additional noninterest expense | $1,696,000 | 2,543 |
| Pre-tax net operating income | $2,234,000 | 2,374 |
| Securities gains (losses) | $6,000 | 2,557 |
| Applicable income taxes | $62,000 | 3,533 |
| Income before extraordinary items | $2,178,000 | 2,125 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,178,000 | 2,127 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,178,000 | 2,126 |
| Net charge-offs | $15,000 | 3,486 |
| Cash dividends | $725,000 | 1,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,172,180 | 2,078 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,300,000 | 2,713 |
| Total interest expense | $342,000 | 3,173 |
| Net interest income | $3,958,000 | 2,631 |
| Provision for loan and lease losses | $13,000 | 3,693 |
| Total noninterest income | $2,627,000 | 1,107 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $203,000 | 2,470 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,424,000 | 844 |
| Total noninterest expense | $4,995,000 | 1,910 |
| Salaries and employee benefits | $3,247,000 | 1,638 |
| Premises and equipment expense | $604,000 | 1,904 |
| Additional noninterest expense | $1,144,000 | 2,533 |
| Pre-tax net operating income | $1,577,000 | 2,253 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $41,000 | 3,553 |
| Income before extraordinary items | $1,536,000 | 2,004 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,536,000 | 2,007 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,536,000 | 2,006 |
| Net charge-offs | $5,000 | 3,478 |
| Cash dividends | $300,000 | 2,403 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,536,000 | 1,958 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,060,000 | 2,801 |
| Total interest expense | $167,000 | 3,257 |
| Net interest income | $1,893,000 | 2,720 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $1,140,000 | 1,175 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $134,000 | 1,983 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,006,000 | 918 |
| Total noninterest expense | $2,448,000 | 1,939 |
| Salaries and employee benefits | $1,561,000 | 1,712 |
| Premises and equipment expense | $305,000 | 1,898 |
| Additional noninterest expense | $582,000 | 2,487 |
| Pre-tax net operating income | $580,000 | 2,758 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $21,000 | 3,502 |
| Income before extraordinary items | $559,000 | 2,514 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $559,000 | 2,517 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $559,000 | 2,516 |
| Net charge-offs | $4,000 | 2,829 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $559,000 | 2,439 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,947,000 | 2,899 |
| Total interest expense | $717,000 | 3,261 |
| Net interest income | $7,230,000 | 2,825 |
| Provision for loan and lease losses | $228,000 | 2,336 |
| Total noninterest income | $5,377,000 | 1,043 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $600,000 | 1,962 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,777,000 | 783 |
| Total noninterest expense | $9,727,000 | 1,945 |
| Salaries and employee benefits | $6,365,000 | 1,632 |
| Premises and equipment expense | $1,241,000 | 1,865 |
| Additional noninterest expense | $2,121,000 | 2,749 |
| Pre-tax net operating income | $2,652,000 | 2,476 |
| Securities gains (losses) | $12,000 | 2,563 |
| Applicable income taxes | $81,000 | 3,505 |
| Income before extraordinary items | $2,583,000 | 2,252 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,583,000 | 2,252 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,583,000 | 2,252 |
| Net charge-offs | $217,000 | 2,375 |
| Cash dividends | $2,200,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,571,360 | 2,209 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,860,000 | 2,960 |
| Total interest expense | $544,000 | 3,297 |
| Net interest income | $5,316,000 | 2,889 |
| Provision for loan and lease losses | $152,000 | 2,359 |
| Total noninterest income | $4,216,000 | 1,006 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $453,000 | 1,963 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $3,763,000 | 754 |
| Total noninterest expense | $7,414,000 | 1,914 |
| Salaries and employee benefits | $4,878,000 | 1,598 |
| Premises and equipment expense | $886,000 | 1,958 |
| Additional noninterest expense | $1,650,000 | 2,678 |
| Pre-tax net operating income | $1,966,000 | 2,538 |
| Securities gains (losses) | $12,000 | 2,252 |
| Applicable income taxes | $54,000 | 3,632 |
| Income before extraordinary items | $1,924,000 | 2,283 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,924,000 | 2,284 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,924,000 | 2,283 |
| Net charge-offs | $144,000 | 2,331 |
| Cash dividends | $750,000 | 1,802 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,912,360 | 2,246 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,805,000 | 3,009 |
| Total interest expense | $372,000 | 3,283 |
| Net interest income | $3,433,000 | 2,967 |
| Provision for loan and lease losses | $144,000 | 1,985 |
| Total noninterest income | $2,660,000 | 1,034 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $292,000 | 1,990 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $2,368,000 | 765 |
| Total noninterest expense | $4,869,000 | 1,947 |
| Salaries and employee benefits | $3,171,000 | 1,625 |
| Premises and equipment expense | $601,000 | 1,944 |
| Additional noninterest expense | $1,097,000 | 2,679 |
| Pre-tax net operating income | $1,080,000 | 2,821 |
| Securities gains (losses) | $12,000 | 1,855 |
| Applicable income taxes | $36,000 | 3,607 |
| Income before extraordinary items | $1,056,000 | 2,547 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,056,000 | 2,550 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,056,000 | 2,551 |
| Net charge-offs | $156,000 | 1,803 |
| Cash dividends | $200,000 | 2,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,044,360 | 2,526 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,851,000 | 3,088 |
| Total interest expense | $190,000 | 3,284 |
| Net interest income | $1,661,000 | 3,032 |
| Provision for loan and lease losses | $115,000 | 1,488 |
| Total noninterest income | $1,253,000 | 1,056 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $148,000 | 1,957 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $1,105,000 | 779 |
| Total noninterest expense | $2,420,000 | 1,963 |
| Salaries and employee benefits | $1,551,000 | 1,678 |
| Premises and equipment expense | $301,000 | 1,977 |
| Additional noninterest expense | $568,000 | 2,614 |
| Pre-tax net operating income | $379,000 | 3,381 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $18,000 | 3,565 |
| Income before extraordinary items | $361,000 | 3,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $361,000 | 3,205 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $361,000 | 3,205 |
| Net charge-offs | $129,000 | 1,207 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $361,000 | 3,172 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 3,078 |
| Total interest expense | $855,000 | 3,299 |
| Net interest income | $6,666,000 | 3,007 |
| Provision for loan and lease losses | $20,000 | 4,711 |
| Total noninterest income | $6,289,000 | 962 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $625,000 | 1,995 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $5,664,000 | 735 |
| Total noninterest expense | $9,536,000 | 1,980 |
| Salaries and employee benefits | $6,174,000 | 1,657 |
| Premises and equipment expense | $1,127,000 | 2,020 |
| Additional noninterest expense | $2,235,000 | 2,738 |
| Pre-tax net operating income | $3,399,000 | 1,958 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $77,000 | 3,559 |
| Income before extraordinary items | $3,322,000 | 1,742 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,322,000 | 1,746 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $3,322,000 | 1,746 |
| Net charge-offs | $107,000 | 3,667 |
| Cash dividends | $3,275,000 | 813 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $3,322,000 | 1,710 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,629,000 | 3,106 |
| Total interest expense | $657,000 | 3,326 |
| Net interest income | $4,972,000 | 3,044 |
| Provision for loan and lease losses | $20,000 | 4,484 |
| Total noninterest income | $5,077,000 | 920 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $456,000 | 2,048 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $4,621,000 | 702 |
| Total noninterest expense | $7,452,000 | 1,917 |
| Salaries and employee benefits | $4,911,000 | 1,585 |
| Premises and equipment expense | $847,000 | 2,036 |
| Additional noninterest expense | $1,694,000 | 2,704 |
| Pre-tax net operating income | $2,577,000 | 2,004 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $54,000 | 3,681 |
| Income before extraordinary items | $2,523,000 | 1,754 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,523,000 | 1,757 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,523,000 | 1,759 |
| Net charge-offs | $105,000 | 3,214 |
| Cash dividends | $1,650,000 | 1,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,523,000 | 1,717 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,773,000 | 3,106 |
| Total interest expense | $451,000 | 3,322 |
| Net interest income | $3,322,000 | 3,044 |
| Provision for loan and lease losses | $20,000 | 4,231 |
| Total noninterest income | $3,560,000 | 893 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $284,000 | 2,134 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,276,000 | 675 |
| Total noninterest expense | $5,012,000 | 1,900 |
| Salaries and employee benefits | $3,271,000 | 1,595 |
| Premises and equipment expense | $572,000 | 2,015 |
| Additional noninterest expense | $1,169,000 | 2,602 |
| Pre-tax net operating income | $1,850,000 | 1,846 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $37,000 | 3,653 |
| Income before extraordinary items | $1,813,000 | 1,658 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,813,000 | 1,661 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,813,000 | 1,662 |
| Net charge-offs | $22,000 | 3,949 |
| Cash dividends | $650,000 | 1,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,813,000 | 1,586 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,926,000 | 3,082 |
| Total interest expense | $233,000 | 3,324 |
| Net interest income | $1,693,000 | 3,004 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $1,552,000 | 1,001 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $137,000 | 2,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,415,000 | 777 |
| Total noninterest expense | $2,405,000 | 1,993 |
| Salaries and employee benefits | $1,557,000 | 1,686 |
| Premises and equipment expense | $307,000 | 1,928 |
| Additional noninterest expense | $541,000 | 2,786 |
| Pre-tax net operating income | $840,000 | 1,970 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $19,000 | 3,634 |
| Income before extraordinary items | $821,000 | 1,731 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $821,000 | 1,733 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $821,000 | 1,733 |
| Net charge-offs | $-4,000 | 5,794 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $821,000 | 1,671 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,025,000 | 3,095 |
| Total interest expense | $1,099,000 | 3,389 |
| Net interest income | $6,926,000 | 3,000 |
| Provision for loan and lease losses | $143,000 | 4,335 |
| Total noninterest income | $7,410,000 | 844 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $642,000 | 2,044 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $6,768,000 | 644 |
| Total noninterest expense | $9,429,000 | 2,030 |
| Salaries and employee benefits | $6,188,000 | 1,637 |
| Premises and equipment expense | $914,000 | 2,455 |
| Additional noninterest expense | $2,327,000 | 2,736 |
| Pre-tax net operating income | $4,764,000 | 1,433 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $77,000 | 3,677 |
| Income before extraordinary items | $4,687,000 | 1,257 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,687,000 | 1,258 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $4,687,000 | 1,258 |
| Net charge-offs | $70,000 | 4,698 |
| Cash dividends | $3,330,000 | 803 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $4,687,000 | 1,198 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,119,000 | 3,117 |
| Total interest expense | $845,000 | 3,450 |
| Net interest income | $5,274,000 | 3,016 |
| Provision for loan and lease losses | $112,000 | 4,237 |
| Total noninterest income | $5,298,000 | 869 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $484,000 | 2,061 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $4,814,000 | 657 |
| Total noninterest expense | $6,884,000 | 2,093 |
| Salaries and employee benefits | $4,409,000 | 1,704 |
| Premises and equipment expense | $631,000 | 2,658 |
| Additional noninterest expense | $1,844,000 | 2,613 |
| Pre-tax net operating income | $3,576,000 | 1,474 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $55,000 | 3,739 |
| Income before extraordinary items | $3,521,000 | 1,283 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $3,521,000 | 1,285 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $3,521,000 | 1,284 |
| Net charge-offs | $40,000 | 4,670 |
| Cash dividends | $1,030,000 | 1,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $3,521,000 | 1,214 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,062,000 | 3,149 |
| Total interest expense | $576,000 | 3,495 |
| Net interest income | $3,486,000 | 3,047 |
| Provision for loan and lease losses | $5,000 | 5,486 |
| Total noninterest income | $3,280,000 | 914 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $318,000 | 2,057 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,962,000 | 698 |
| Total noninterest expense | $4,511,000 | 2,133 |
| Salaries and employee benefits | $2,799,000 | 1,788 |
| Premises and equipment expense | $431,000 | 2,607 |
| Additional noninterest expense | $1,281,000 | 2,523 |
| Pre-tax net operating income | $2,250,000 | 1,541 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $37,000 | 3,716 |
| Income before extraordinary items | $2,213,000 | 1,343 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $2,213,000 | 1,343 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,213,000 | 1,343 |
| Net charge-offs | $0 | 5,507 |
| Cash dividends | $380,000 | 1,906 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $2,213,000 | 1,264 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,018,000 | 3,189 |
| Total interest expense | $298,000 | 3,527 |
| Net interest income | $1,720,000 | 3,089 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $1,469,000 | 992 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $142,000 | 2,239 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,327,000 | 739 |
| Total noninterest expense | $2,218,000 | 2,152 |
| Salaries and employee benefits | $1,267,000 | 1,980 |
| Premises and equipment expense | $218,000 | 2,611 |
| Additional noninterest expense | $733,000 | 2,198 |
| Pre-tax net operating income | $971,000 | 1,731 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $20,000 | 3,671 |
| Income before extraordinary items | $951,000 | 1,541 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $951,000 | 1,542 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $951,000 | 1,542 |
| Net charge-offs | $-3,000 | 6,199 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $951,000 | 1,446 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,932,000 | 3,350 |
| Total interest expense | $1,584,000 | 3,312 |
| Net interest income | $6,348,000 | 3,321 |
| Provision for loan and lease losses | $67,000 | 5,659 |
| Total noninterest income | $4,886,000 | 1,063 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $671,000 | 2,059 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $4,215,000 | 808 |
| Total noninterest expense | $7,657,000 | 2,469 |
| Salaries and employee benefits | $4,813,000 | 2,013 |
| Premises and equipment expense | $836,000 | 2,815 |
| Additional noninterest expense | $2,008,000 | 3,136 |
| Pre-tax net operating income | $3,510,000 | 1,593 |
| Securities gains (losses) | $-3,000 | 6,779 |
| Applicable income taxes | $70,000 | 3,586 |
| Income before extraordinary items | $3,437,000 | 1,432 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,437,000 | 1,432 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,437,000 | 1,432 |
| Net charge-offs | $68,000 | 5,284 |
| Cash dividends | $3,400,000 | 591 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $3,439,940 | 1,360 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,902,000 | 3,407 |
| Total interest expense | $1,240,000 | 3,318 |
| Net interest income | $4,662,000 | 3,381 |
| Provision for loan and lease losses | $53,000 | 5,491 |
| Total noninterest income | $3,354,000 | 1,140 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $499,000 | 2,082 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $2,855,000 | 865 |
| Total noninterest expense | $5,565,000 | 2,532 |
| Salaries and employee benefits | $3,326,000 | 2,186 |
| Premises and equipment expense | $632,000 | 2,816 |
| Additional noninterest expense | $1,607,000 | 2,952 |
| Pre-tax net operating income | $2,398,000 | 1,803 |
| Securities gains (losses) | $-2,000 | 6,883 |
| Applicable income taxes | $36,000 | 3,785 |
| Income before extraordinary items | $2,360,000 | 1,608 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,360,000 | 1,608 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,360,000 | 1,608 |
| Net charge-offs | $52,000 | 4,949 |
| Cash dividends | $1,425,000 | 883 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $2,361,960 | 1,532 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,965,000 | 3,420 |
| Total interest expense | $856,000 | 3,326 |
| Net interest income | $3,109,000 | 3,385 |
| Provision for loan and lease losses | $15,000 | 5,808 |
| Total noninterest income | $1,812,000 | 1,314 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $333,000 | 2,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,479,000 | 1,025 |
| Total noninterest expense | $3,616,000 | 2,610 |
| Salaries and employee benefits | $2,117,000 | 2,285 |
| Premises and equipment expense | $416,000 | 2,863 |
| Additional noninterest expense | $1,083,000 | 2,993 |
| Pre-tax net operating income | $1,290,000 | 2,107 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $24,000 | 3,756 |
| Income before extraordinary items | $1,266,000 | 1,870 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,266,000 | 1,870 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,266,000 | 1,870 |
| Net charge-offs | $24,000 | 4,955 |
| Cash dividends | $825,000 | 954 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,266,000 | 1,800 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,976,000 | 3,445 |
| Total interest expense | $443,000 | 3,353 |
| Net interest income | $1,533,000 | 3,403 |
| Provision for loan and lease losses | $5,000 | 5,624 |
| Total noninterest income | $875,000 | 1,343 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $168,000 | 2,015 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $707,000 | 1,056 |
| Total noninterest expense | $1,854,000 | 2,572 |
| Salaries and employee benefits | $1,048,000 | 2,338 |
| Premises and equipment expense | $224,000 | 2,723 |
| Additional noninterest expense | $582,000 | 2,786 |
| Pre-tax net operating income | $549,000 | 2,395 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $12,000 | 3,703 |
| Income before extraordinary items | $537,000 | 2,127 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $537,000 | 2,126 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $537,000 | 2,127 |
| Net charge-offs | $6,000 | 4,589 |
| Cash dividends | $300,000 | 1,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $537,000 | 2,079 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 3,351 |
| Total interest expense | $2,027,000 | 3,526 |
| Net interest income | $6,565,000 | 3,244 |
| Provision for loan and lease losses | $438,000 | 4,344 |
| Total noninterest income | $4,326,000 | 1,195 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $783,000 | 1,873 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,543,000 | 946 |
| Total noninterest expense | $7,200,000 | 2,677 |
| Salaries and employee benefits | $4,389,000 | 2,204 |
| Premises and equipment expense | $790,000 | 3,008 |
| Additional noninterest expense | $2,021,000 | 3,233 |
| Pre-tax net operating income | $3,253,000 | 1,507 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $69,000 | 3,467 |
| Income before extraordinary items | $3,184,000 | 1,336 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,184,000 | 1,337 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $3,184,000 | 1,338 |
| Net charge-offs | $350,000 | 4,110 |
| Cash dividends | $3,310,000 | 497 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,184,000 | 1,284 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,400,000 | 3,445 |
| Total interest expense | $1,543,000 | 3,636 |
| Net interest income | $4,857,000 | 3,320 |
| Provision for loan and lease losses | $369,000 | 4,037 |
| Total noninterest income | $2,552,000 | 1,406 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $582,000 | 1,935 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $1,970,000 | 1,108 |
| Total noninterest expense | $5,007,000 | 2,834 |
| Salaries and employee benefits | $2,902,000 | 2,495 |
| Premises and equipment expense | $605,000 | 3,010 |
| Additional noninterest expense | $1,500,000 | 3,222 |
| Pre-tax net operating income | $2,033,000 | 1,870 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $35,000 | 3,755 |
| Income before extraordinary items | $1,998,000 | 1,660 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,998,000 | 1,663 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,998,000 | 1,663 |
| Net charge-offs | $266,000 | 3,884 |
| Cash dividends | $250,000 | 2,499 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,998,000 | 1,583 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,307,000 | 3,460 |
| Total interest expense | $1,046,000 | 3,691 |
| Net interest income | $3,261,000 | 3,307 |
| Provision for loan and lease losses | $321,000 | 3,500 |
| Total noninterest income | $1,371,000 | 1,612 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $374,000 | 1,996 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $997,000 | 1,299 |
| Total noninterest expense | $3,217,000 | 2,933 |
| Salaries and employee benefits | $1,806,000 | 2,674 |
| Premises and equipment expense | $403,000 | 3,042 |
| Additional noninterest expense | $1,008,000 | 3,186 |
| Pre-tax net operating income | $1,094,000 | 2,205 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $23,000 | 3,716 |
| Income before extraordinary items | $1,071,000 | 1,988 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,071,000 | 1,988 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,071,000 | 1,988 |
| Net charge-offs | $217,000 | 3,445 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,071,000 | 1,899 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,100,000 | 3,585 |
| Total interest expense | $541,000 | 3,718 |
| Net interest income | $1,559,000 | 3,449 |
| Provision for loan and lease losses | $120,000 | 3,696 |
| Total noninterest income | $567,000 | 1,847 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $176,000 | 2,083 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $391,000 | 1,533 |
| Total noninterest expense | $1,623,000 | 2,934 |
| Salaries and employee benefits | $869,000 | 2,814 |
| Premises and equipment expense | $202,000 | 3,090 |
| Additional noninterest expense | $552,000 | 2,911 |
| Pre-tax net operating income | $383,000 | 2,905 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $12,000 | 3,714 |
| Income before extraordinary items | $371,000 | 2,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $371,000 | 2,696 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $371,000 | 2,699 |
| Net charge-offs | $24,000 | 4,303 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $371,000 | 2,589 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,879,000 | 3,547 |
| Total interest expense | $3,332,000 | 3,165 |
| Net interest income | $5,547,000 | 3,674 |
| Provision for loan and lease losses | $1,259,000 | 3,139 |
| Total noninterest income | $3,142,000 | 1,558 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $766,000 | 2,109 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,376,000 | 1,214 |
| Total noninterest expense | $6,417,000 | 3,011 |
| Salaries and employee benefits | $3,939,000 | 2,482 |
| Premises and equipment expense | $761,000 | 3,256 |
| Additional noninterest expense | $1,717,000 | 3,722 |
| Pre-tax net operating income | $1,013,000 | 2,966 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $26,000 | 3,562 |
| Income before extraordinary items | $987,000 | 2,798 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $987,000 | 2,797 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $987,000 | 2,798 |
| Net charge-offs | $871,000 | 3,051 |
| Cash dividends | $625,000 | 2,253 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $987,000 | 2,740 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,637,000 | 3,608 |
| Total interest expense | $2,631,000 | 3,170 |
| Net interest income | $4,006,000 | 3,791 |
| Provision for loan and lease losses | $564,000 | 3,616 |
| Total noninterest income | $2,494,000 | 1,517 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $580,000 | 2,098 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,914,000 | 1,186 |
| Total noninterest expense | $4,884,000 | 2,978 |
| Salaries and employee benefits | $3,005,000 | 2,478 |
| Premises and equipment expense | $583,000 | 3,231 |
| Additional noninterest expense | $1,296,000 | 3,667 |
| Pre-tax net operating income | $1,052,000 | 2,651 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $46,000 | 3,371 |
| Income before extraordinary items | $1,006,000 | 2,474 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,006,000 | 2,472 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,006,000 | 2,475 |
| Net charge-offs | $200,000 | 4,244 |
| Cash dividends | $400,000 | 2,256 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,006,000 | 2,423 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 3,652 |
| Total interest expense | $1,848,000 | 3,154 |
| Net interest income | $2,545,000 | 3,892 |
| Provision for loan and lease losses | $504,000 | 2,954 |
| Total noninterest income | $1,653,000 | 1,538 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $379,000 | 2,111 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $1,274,000 | 1,213 |
| Total noninterest expense | $3,193,000 | 3,056 |
| Salaries and employee benefits | $2,020,000 | 2,491 |
| Premises and equipment expense | $375,000 | 3,353 |
| Additional noninterest expense | $798,000 | 3,875 |
| Pre-tax net operating income | $501,000 | 3,298 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $30,000 | 3,478 |
| Income before extraordinary items | $471,000 | 3,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $471,000 | 3,199 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $471,000 | 3,200 |
| Net charge-offs | $187,000 | 3,503 |
| Cash dividends | $220,000 | 2,569 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $471,000 | 3,089 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,379,000 | 3,468 |
| Total interest expense | $955,000 | 3,181 |
| Net interest income | $1,424,000 | 3,601 |
| Provision for loan and lease losses | $64,000 | 4,574 |
| Total noninterest income | $720,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $182,000 | 2,131 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $538,000 | 1,329 |
| Total noninterest expense | $1,525,000 | 3,098 |
| Salaries and employee benefits | $963,000 | 2,624 |
| Premises and equipment expense | $190,000 | 3,369 |
| Additional noninterest expense | $372,000 | 3,784 |
| Pre-tax net operating income | $555,000 | 2,196 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $15,000 | 3,758 |
| Income before extraordinary items | $540,000 | 1,982 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $540,000 | 1,983 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $540,000 | 1,983 |
| Net charge-offs | $1,000 | 5,564 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $540,000 | 1,872 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,355,000 | 3,438 |
| Total interest expense | $4,788,000 | 3,078 |
| Net interest income | $5,567,000 | 3,665 |
| Provision for loan and lease losses | $1,373,000 | 2,265 |
| Total noninterest income | $2,175,000 | 2,010 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $824,000 | 2,075 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,351,000 | 1,723 |
| Total noninterest expense | $5,499,000 | 3,313 |
| Salaries and employee benefits | $3,399,000 | 2,908 |
| Premises and equipment expense | $739,000 | 3,376 |
| Additional noninterest expense | $1,361,000 | 3,887 |
| Pre-tax net operating income | $870,000 | 4,022 |
| Securities gains (losses) | $326,000 | 513 |
| Applicable income taxes | $64,000 | 3,710 |
| Income before extraordinary items | $1,132,000 | 3,048 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,132,000 | 3,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $910,000 | 2,065 |
| Cash dividends | $1,999,000 | 1,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $822,300 | 3,779 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $7,892,000 | 3,455 |
| Total interest expense | $3,763,000 | 3,061 |
| Net interest income | $4,129,000 | 3,724 |
| Provision for loan and lease losses | $1,343,000 | 1,537 |
| Total noninterest income | $1,695,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $616,000 | 2,096 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,079,000 | 1,714 |
| Total noninterest expense | $4,141,000 | 3,298 |
| Salaries and employee benefits | $2,622,000 | 2,850 |
| Premises and equipment expense | $568,000 | 3,327 |
| Additional noninterest expense | $951,000 | 4,016 |
| Pre-tax net operating income | $340,000 | 5,486 |
| Securities gains (losses) | $326,000 | 437 |
| Applicable income taxes | $49,000 | 4,108 |
| Income before extraordinary items | $617,000 | 4,081 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $617,000 | 4,078 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $606,000 | 1,759 |
| Cash dividends | $999,000 | 1,839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $313,820 | 5,331 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,416,000 | 3,427 |
| Total interest expense | $2,722,000 | 2,957 |
| Net interest income | $2,694,000 | 3,782 |
| Provision for loan and lease losses | $1,311,000 | 1,033 |
| Total noninterest income | $1,088,000 | 2,103 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $406,000 | 2,086 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $682,000 | 1,832 |
| Total noninterest expense | $2,747,000 | 3,320 |
| Salaries and employee benefits | $1,742,000 | 2,892 |
| Premises and equipment expense | $387,000 | 3,303 |
| Additional noninterest expense | $618,000 | 4,093 |
| Pre-tax net operating income | $-276,000 | 7,406 |
| Securities gains (losses) | $305,000 | 442 |
| Applicable income taxes | $34,000 | 4,347 |
| Income before extraordinary items | $-5,000 | 7,034 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-5,000 | 7,034 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $553,000 | 1,235 |
| Cash dividends | $822,000 | 1,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-200,200 | 7,386 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,796,000 | 3,431 |
| Total interest expense | $1,457,000 | 2,961 |
| Net interest income | $1,339,000 | 3,786 |
| Provision for loan and lease losses | $450,000 | 1,056 |
| Total noninterest income | $525,000 | 2,169 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $197,000 | 2,103 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $328,000 | 1,863 |
| Total noninterest expense | $1,364,000 | 3,340 |
| Salaries and employee benefits | $855,000 | 2,978 |
| Premises and equipment expense | $193,000 | 3,338 |
| Additional noninterest expense | $316,000 | 3,968 |
| Pre-tax net operating income | $50,000 | 6,610 |
| Securities gains (losses) | $307,000 | 322 |
| Applicable income taxes | $18,000 | 4,432 |
| Income before extraordinary items | $339,000 | 3,550 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $339,000 | 3,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $494,000 | 719 |
| Cash dividends | $460,000 | 1,448 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $47,350 | 6,528 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $11,914,000 | 3,302 |
| Total interest expense | $6,035,000 | 2,993 |
| Net interest income | $5,879,000 | 3,552 |
| Provision for loan and lease losses | $819,000 | 1,650 |
| Total noninterest income | $1,979,000 | 2,229 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $860,000 | 2,008 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,119,000 | 2,072 |
| Total noninterest expense | $5,198,000 | 3,348 |
| Salaries and employee benefits | $3,311,000 | 2,971 |
| Premises and equipment expense | $724,000 | 3,349 |
| Additional noninterest expense | $1,163,000 | 4,166 |
| Pre-tax net operating income | $1,841,000 | 3,504 |
| Securities gains (losses) | $-10,000 | 7,563 |
| Applicable income taxes | $66,000 | 4,768 |
| Income before extraordinary items | $1,765,000 | 3,083 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,765,000 | 3,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $966,000 | 1,055 |
| Cash dividends | $1,332,000 | 2,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,774,600 | 3,062 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $8,816,000 | 3,344 |
| Total interest expense | $4,434,000 | 3,037 |
| Net interest income | $4,382,000 | 3,578 |
| Provision for loan and lease losses | $106,000 | 4,018 |
| Total noninterest income | $1,470,000 | 2,250 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $646,000 | 1,991 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $824,000 | 2,088 |
| Total noninterest expense | $3,871,000 | 3,332 |
| Salaries and employee benefits | $2,533,000 | 2,888 |
| Premises and equipment expense | $527,000 | 3,409 |
| Additional noninterest expense | $811,000 | 4,325 |
| Pre-tax net operating income | $1,875,000 | 2,974 |
| Securities gains (losses) | $-10,000 | 7,777 |
| Applicable income taxes | $45,000 | 5,015 |
| Income before extraordinary items | $1,820,000 | 2,575 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,820,000 | 2,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,353 |
| Cash dividends | $932,000 | 2,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,829,800 | 2,543 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,839,000 | 3,371 |
| Total interest expense | $2,910,000 | 3,078 |
| Net interest income | $2,929,000 | 3,602 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $941,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $397,000 | 2,131 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $544,000 | 2,123 |
| Total noninterest expense | $2,595,000 | 3,353 |
| Salaries and employee benefits | $1,688,000 | 2,924 |
| Premises and equipment expense | $353,000 | 3,421 |
| Additional noninterest expense | $554,000 | 4,257 |
| Pre-tax net operating income | $1,215,000 | 3,090 |
| Securities gains (losses) | $-10,000 | 7,993 |
| Applicable income taxes | $30,000 | 5,109 |
| Income before extraordinary items | $1,175,000 | 2,684 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,175,000 | 2,683 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $106,000 | 1,995 |
| Cash dividends | $515,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,184,800 | 2,654 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,841,000 | 3,435 |
| Total interest expense | $1,414,000 | 3,140 |
| Net interest income | $1,427,000 | 3,684 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $468,000 | 2,298 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $193,000 | 2,112 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $275,000 | 2,081 |
| Total noninterest expense | $1,315,000 | 3,321 |
| Salaries and employee benefits | $863,000 | 2,878 |
| Premises and equipment expense | $180,000 | 3,387 |
| Additional noninterest expense | $272,000 | 4,256 |
| Pre-tax net operating income | $520,000 | 3,434 |
| Securities gains (losses) | $-10,000 | 8,261 |
| Applicable income taxes | $15,000 | 5,100 |
| Income before extraordinary items | $495,000 | 3,050 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $495,000 | 3,050 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,465 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $504,700 | 2,990 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,909,000 | 3,599 |
| Total interest expense | $4,359,000 | 3,373 |
| Net interest income | $5,550,000 | 3,731 |
| Provision for loan and lease losses | $399,000 | 2,281 |
| Total noninterest income | $1,705,000 | 2,474 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $577,000 | 2,766 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,128,000 | 2,047 |
| Total noninterest expense | $4,905,000 | 3,400 |
| Salaries and employee benefits | $3,116,000 | 3,024 |
| Premises and equipment expense | $728,000 | 3,234 |
| Additional noninterest expense | $1,061,000 | 4,327 |
| Pre-tax net operating income | $1,951,000 | 3,707 |
| Securities gains (losses) | $-27,000 | 7,677 |
| Applicable income taxes | $62,000 | 5,303 |
| Income before extraordinary items | $1,862,000 | 3,253 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,862,000 | 3,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 2,408 |
| Cash dividends | $1,280,000 | 2,162 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,888,190 | 3,207 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $7,152,000 | 3,681 |
| Total interest expense | $3,012,000 | 3,504 |
| Net interest income | $4,140,000 | 3,767 |
| Provision for loan and lease losses | $243,000 | 2,494 |
| Total noninterest income | $1,220,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $429,000 | 2,806 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $791,000 | 2,142 |
| Total noninterest expense | $3,527,000 | 3,504 |
| Salaries and employee benefits | $2,254,000 | 3,114 |
| Premises and equipment expense | $541,000 | 3,260 |
| Additional noninterest expense | $732,000 | 4,563 |
| Pre-tax net operating income | $1,590,000 | 3,663 |
| Securities gains (losses) | $-16,000 | 7,758 |
| Applicable income taxes | $40,000 | 5,574 |
| Income before extraordinary items | $1,534,000 | 3,157 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,534,000 | 3,158 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 3,262 |
| Cash dividends | $940,000 | 2,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,549,520 | 3,124 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,422,000 | 3,842 |
| Total interest expense | $1,875,000 | 3,571 |
| Net interest income | $2,547,000 | 3,993 |
| Provision for loan and lease losses | $138,000 | 2,788 |
| Total noninterest income | $875,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $274,000 | 2,879 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $601,000 | 1,957 |
| Total noninterest expense | $2,263,000 | 3,625 |
| Salaries and employee benefits | $1,468,000 | 3,179 |
| Premises and equipment expense | $354,000 | 3,298 |
| Additional noninterest expense | $441,000 | 4,890 |
| Pre-tax net operating income | $1,021,000 | 3,757 |
| Securities gains (losses) | $-16,000 | 8,012 |
| Applicable income taxes | $28,000 | 5,612 |
| Income before extraordinary items | $977,000 | 3,271 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $977,000 | 3,273 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,844 |
| Cash dividends | $630,000 | 2,018 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $992,520 | 3,225 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,120,000 | 3,899 |
| Total interest expense | $874,000 | 3,617 |
| Net interest income | $1,246,000 | 4,050 |
| Provision for loan and lease losses | $50,000 | 3,099 |
| Total noninterest income | $395,000 | 2,564 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $138,000 | 2,780 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $257,000 | 2,159 |
| Total noninterest expense | $1,132,000 | 3,641 |
| Salaries and employee benefits | $740,000 | 3,188 |
| Premises and equipment expense | $166,000 | 3,475 |
| Additional noninterest expense | $226,000 | 4,786 |
| Pre-tax net operating income | $459,000 | 3,948 |
| Securities gains (losses) | $-16,000 | 8,334 |
| Applicable income taxes | $16,000 | 5,499 |
| Income before extraordinary items | $427,000 | 3,521 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $427,000 | 3,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 8,173 |
| Cash dividends | $235,000 | 2,235 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $442,360 | 3,425 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,836,000 | 4,220 |
| Total interest expense | $2,626,000 | 3,687 |
| Net interest income | $4,210,000 | 4,470 |
| Provision for loan and lease losses | $129,000 | 4,357 |
| Total noninterest income | $1,337,000 | 2,894 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $491,000 | 3,090 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $846,000 | 2,454 |
| Total noninterest expense | $4,111,000 | 3,786 |
| Salaries and employee benefits | $2,540,000 | 3,434 |
| Premises and equipment expense | $677,000 | 3,327 |
| Additional noninterest expense | $894,000 | 4,793 |
| Pre-tax net operating income | $1,307,000 | 4,711 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $45,000 | 5,931 |
| Income before extraordinary items | $1,262,000 | 4,223 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,262,000 | 4,224 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,989 |
| Cash dividends | $590,000 | 3,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,262,000 | 4,204 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,897,000 | 4,310 |
| Total interest expense | $1,838,000 | 3,732 |
| Net interest income | $3,059,000 | 4,577 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $894,000 | 3,158 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $540,000 | 2,732 |
| Total noninterest expense | $2,963,000 | 3,870 |
| Salaries and employee benefits | $1,840,000 | 3,507 |
| Premises and equipment expense | $470,000 | 3,519 |
| Additional noninterest expense | $653,000 | 4,845 |
| Pre-tax net operating income | $900,000 | 5,030 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $29,000 | 6,103 |
| Income before extraordinary items | $871,000 | 4,538 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $871,000 | 4,538 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 4,153 |
| Cash dividends | $290,000 | 3,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $871,000 | 4,498 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,133,000 | 4,371 |
| Total interest expense | $1,136,000 | 3,776 |
| Net interest income | $1,997,000 | 4,614 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $466,000 | 3,694 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $228,000 | 3,223 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $238,000 | 3,454 |
| Total noninterest expense | $1,823,000 | 4,099 |
| Salaries and employee benefits | $1,096,000 | 3,825 |
| Premises and equipment expense | $299,000 | 3,637 |
| Additional noninterest expense | $428,000 | 4,872 |
| Pre-tax net operating income | $580,000 | 5,085 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $19,000 | 6,120 |
| Income before extraordinary items | $561,000 | 4,597 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $561,000 | 4,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $561,000 | 4,544 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,514,000 | 4,457 |
| Total interest expense | $535,000 | 3,841 |
| Net interest income | $979,000 | 4,692 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $206,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $104,000 | 3,348 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $849,000 | 4,359 |
| Salaries and employee benefits | $521,000 | 3,971 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $197,000 | 5,135 |
| Pre-tax net operating income | $306,000 | 4,935 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $10,000 | 6,081 |
| Income before extraordinary items | $296,000 | 4,414 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $296,000 | 4,415 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $296,000 | 4,372 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 4,516 |
| Total interest expense | $1,811,000 | 3,957 |
| Net interest income | $3,738,000 | 4,703 |
| Provision for loan and lease losses | $65,000 | 5,573 |
| Total noninterest income | $809,000 | 4,025 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $485,000 | 3,215 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $324,000 | 4,120 |
| Total noninterest expense | $3,141,000 | 4,516 |
| Salaries and employee benefits | $1,807,000 | 4,329 |
| Premises and equipment expense | $532,000 | 3,900 |
| Additional noninterest expense | $802,000 | 5,086 |
| Pre-tax net operating income | $1,341,000 | 4,523 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $42,000 | 6,135 |
| Income before extraordinary items | $1,301,000 | 3,980 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,301,000 | 3,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $960,000 | 2,423 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,299,060 | 3,931 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,060,000 | 4,572 |
| Total interest expense | $1,291,000 | 4,057 |
| Net interest income | $2,769,000 | 4,728 |
| Provision for loan and lease losses | $20,000 | 6,311 |
| Total noninterest income | $591,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $363,000 | 3,233 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $228,000 | 4,244 |
| Total noninterest expense | $2,250,000 | 4,628 |
| Salaries and employee benefits | $1,334,000 | 4,339 |
| Premises and equipment expense | $370,000 | 4,114 |
| Additional noninterest expense | $546,000 | 5,370 |
| Pre-tax net operating income | $1,090,000 | 4,406 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $26,000 | 6,375 |
| Income before extraordinary items | $1,066,000 | 3,858 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,066,000 | 3,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,588 |
| Cash dividends | $960,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,064,040 | 3,783 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,656,000 | 4,631 |
| Total interest expense | $844,000 | 4,119 |
| Net interest income | $1,812,000 | 4,792 |
| Provision for loan and lease losses | $19,000 | 5,937 |
| Total noninterest income | $371,000 | 4,283 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $224,000 | 3,386 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $147,000 | 4,337 |
| Total noninterest expense | $1,526,000 | 4,611 |
| Salaries and employee benefits | $897,000 | 4,331 |
| Premises and equipment expense | $249,000 | 4,088 |
| Additional noninterest expense | $380,000 | 5,244 |
| Pre-tax net operating income | $638,000 | 4,679 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $17,000 | 6,384 |
| Income before extraordinary items | $623,000 | 4,143 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $623,000 | 4,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 2,947 |
| Cash dividends | $640,000 | 1,799 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $621,060 | 4,066 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,329,000 | 4,647 |
| Total interest expense | $429,000 | 4,115 |
| Net interest income | $900,000 | 4,827 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $182,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $110,000 | 3,351 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $72,000 | 4,381 |
| Total noninterest expense | $787,000 | 4,525 |
| Salaries and employee benefits | $457,000 | 4,297 |
| Premises and equipment expense | $124,000 | 4,137 |
| Additional noninterest expense | $206,000 | 4,963 |
| Pre-tax net operating income | $285,000 | 4,928 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $278,000 | 4,477 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $278,000 | 4,477 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,405 |
| Cash dividends | $320,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $278,000 | 4,347 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,642,000 | 4,481 |
| Total interest expense | $2,023,000 | 3,994 |
| Net interest income | $3,619,000 | 4,688 |
| Provision for loan and lease losses | $98,000 | 5,375 |
| Total noninterest income | $723,000 | 4,473 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $471,000 | 3,256 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $252,000 | 4,850 |
| Total noninterest expense | $2,658,000 | 4,997 |
| Salaries and employee benefits | $1,583,000 | 4,671 |
| Premises and equipment expense | $453,000 | 4,354 |
| Additional noninterest expense | $622,000 | 5,865 |
| Pre-tax net operating income | $1,586,000 | 3,979 |
| Securities gains (losses) | $31,000 | 2,904 |
| Applicable income taxes | $37,000 | 6,479 |
| Income before extraordinary items | $1,580,000 | 3,438 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,580,000 | 3,436 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $1,290,000 | 1,959 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,549,620 | 3,316 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,278,000 | 4,499 |
| Total interest expense | $1,561,000 | 4,015 |
| Net interest income | $2,717,000 | 4,706 |
| Provision for loan and lease losses | $71,000 | 5,312 |
| Total noninterest income | $550,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $355,000 | 3,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $195,000 | 4,845 |
| Total noninterest expense | $1,991,000 | 4,995 |
| Salaries and employee benefits | $1,132,000 | 4,817 |
| Premises and equipment expense | $350,000 | 4,266 |
| Additional noninterest expense | $509,000 | 5,576 |
| Pre-tax net operating income | $1,205,000 | 4,058 |
| Securities gains (losses) | $40,000 | 2,501 |
| Applicable income taxes | $15,000 | 6,924 |
| Income before extraordinary items | $1,230,000 | 3,427 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,230,000 | 3,426 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $970,000 | 1,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,190,400 | 3,359 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,894,000 | 4,492 |
| Total interest expense | $1,069,000 | 4,035 |
| Net interest income | $1,825,000 | 4,670 |
| Provision for loan and lease losses | $44,000 | 5,358 |
| Total noninterest income | $364,000 | 4,480 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $222,000 | 3,369 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $142,000 | 4,662 |
| Total noninterest expense | $1,331,000 | 4,976 |
| Salaries and employee benefits | $749,000 | 4,844 |
| Premises and equipment expense | $238,000 | 4,211 |
| Additional noninterest expense | $344,000 | 5,522 |
| Pre-tax net operating income | $814,000 | 4,008 |
| Securities gains (losses) | $40,000 | 2,170 |
| Applicable income taxes | $10,000 | 6,956 |
| Income before extraordinary items | $844,000 | 3,354 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $844,000 | 3,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $640,000 | 1,811 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $804,400 | 3,306 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 4,511 |
| Total interest expense | $552,000 | 4,036 |
| Net interest income | $898,000 | 4,709 |
| Provision for loan and lease losses | $32,000 | 4,392 |
| Total noninterest income | $169,000 | 4,577 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $103,000 | 3,472 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $66,000 | 4,730 |
| Total noninterest expense | $667,000 | 4,971 |
| Salaries and employee benefits | $381,000 | 4,785 |
| Premises and equipment expense | $105,000 | 4,559 |
| Additional noninterest expense | $181,000 | 5,325 |
| Pre-tax net operating income | $368,000 | 4,252 |
| Securities gains (losses) | $40,000 | 1,513 |
| Applicable income taxes | $4,000 | 6,977 |
| Income before extraordinary items | $404,000 | 3,426 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $404,000 | 3,424 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $320,000 | 1,696 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $364,400 | 3,523 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,991,000 | 4,565 |
| Total interest expense | $2,442,000 | 4,177 |
| Net interest income | $3,549,000 | 4,718 |
| Provision for loan and lease losses | $171,000 | 4,684 |
| Total noninterest income | $1,106,000 | 3,252 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $316,000 | 4,112 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $790,000 | 2,519 |
| Total noninterest expense | $2,740,000 | 4,760 |
| Salaries and employee benefits | $1,618,000 | 4,419 |
| Premises and equipment expense | $450,000 | 4,264 |
| Additional noninterest expense | $672,000 | 5,539 |
| Pre-tax net operating income | $1,744,000 | 3,731 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $66,000 | 6,332 |
| Income before extraordinary items | $1,678,000 | 3,218 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,678,000 | 3,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,923 |
| Cash dividends | $1,290,000 | 1,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,678,000 | 3,113 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,444,000 | 4,708 |
| Total interest expense | $3,080,000 | 4,624 |
| Net interest income | $3,364,000 | 4,678 |
| Provision for loan and lease losses | $18,000 | 7,646 |
| Total noninterest income | $879,000 | 3,626 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $310,000 | 4,076 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $569,000 | 2,920 |
| Total noninterest expense | $2,714,000 | 4,680 |
| Salaries and employee benefits | $1,561,000 | 4,369 |
| Premises and equipment expense | $429,000 | 4,383 |
| Additional noninterest expense | $724,000 | 5,161 |
| Pre-tax net operating income | $1,511,000 | 3,842 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $35,000 | 6,977 |
| Income before extraordinary items | $1,476,000 | 3,261 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,476,000 | 3,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,336 |
| Cash dividends | $1,241,000 | 1,918 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,476,000 | 3,156 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,404,000 | 4,877 |
| Total interest expense | $3,404,000 | 4,477 |
| Net interest income | $3,000,000 | 5,162 |
| Provision for loan and lease losses | $24,000 | 7,446 |
| Total noninterest income | $763,000 | 3,769 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $503,000 | 2,935 |
| Total noninterest expense | $2,466,000 | 4,907 |
| Salaries and employee benefits | $1,389,000 | 4,650 |
| Premises and equipment expense | $329,000 | 5,144 |
| Additional noninterest expense | $748,000 | 4,951 |
| Pre-tax net operating income | $1,273,000 | 4,559 |
| Securities gains (losses) | $7,000 | 1,253 |
| Applicable income taxes | $57,000 | 7,132 |
| Income before extraordinary items | $1,223,000 | 3,811 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,223,000 | 3,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 4,301 |
| Cash dividends | $550,000 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,216,280 | 3,807 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,087,000 | 6,291 |
| Total interest expense | $2,100,000 | 5,811 |
| Net interest income | $1,987,000 | 6,672 |
| Provision for loan and lease losses | $111,000 | 5,007 |
| Total noninterest income | $644,000 | 4,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $128,000 | 6,204 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $516,000 | 2,900 |
| Total noninterest expense | $1,656,000 | 6,393 |
| Salaries and employee benefits | $995,000 | 5,903 |
| Premises and equipment expense | $245,000 | 6,111 |
| Additional noninterest expense | $416,000 | 7,145 |
| Pre-tax net operating income | $864,000 | 5,710 |
| Securities gains (losses) | $9,000 | 1,806 |
| Applicable income taxes | $33,000 | 7,937 |
| Income before extraordinary items | $840,000 | 4,940 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $840,000 | 4,940 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 6,102 |
| Cash dividends | $780,000 | 2,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $831,360 | 4,938 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 6,363 |
| Total interest expense | $2,247,000 | 5,752 |
| Net interest income | $1,889,000 | 6,879 |
| Provision for loan and lease losses | $48,000 | 6,686 |
| Total noninterest income | $511,000 | 4,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $125,000 | 6,365 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $386,000 | 3,503 |
| Total noninterest expense | $1,472,000 | 6,769 |
| Salaries and employee benefits | $855,000 | 6,444 |
| Premises and equipment expense | $223,000 | 6,369 |
| Additional noninterest expense | $394,000 | 7,264 |
| Pre-tax net operating income | $880,000 | 5,808 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $131,000 | 7,092 |
| Income before extraordinary items | $749,000 | 5,400 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $749,000 | 5,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-95,000 | 10,241 |
| Cash dividends | $859,000 | 2,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $749,000 | 5,296 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,901,000 | 6,745 |
| Total interest expense | $2,152,000 | 5,983 |
| Net interest income | $1,749,000 | 7,431 |
| Provision for loan and lease losses | $157,000 | 4,035 |
| Total noninterest income | $411,000 | 5,639 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 6,882 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $296,000 | 3,959 |
| Total noninterest expense | $1,342,000 | 7,202 |
| Salaries and employee benefits | $725,000 | 7,170 |
| Premises and equipment expense | $214,000 | 6,591 |
| Additional noninterest expense | $403,000 | 7,321 |
| Pre-tax net operating income | $661,000 | 7,157 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $170,000 | 7,324 |
| Income before extraordinary items | $491,000 | 7,031 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $491,000 | 7,032 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $193,000 | 2,604 |
| Cash dividends | $245,000 | 4,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $491,000 | 6,974 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,522,000 | 7,365 |
| Total interest expense | $1,910,000 | 6,602 |
| Net interest income | $1,612,000 | 8,003 |
| Provision for loan and lease losses | $36,000 | 7,135 |
| Total noninterest income | $364,000 | 6,287 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $87,000 | 7,800 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $277,000 | 4,267 |
| Total noninterest expense | $1,161,000 | 8,106 |
| Salaries and employee benefits | $655,000 | 7,815 |
| Premises and equipment expense | $151,000 | 8,033 |
| Additional noninterest expense | $355,000 | 8,311 |
| Pre-tax net operating income | $779,000 | 6,589 |
| Securities gains (losses) | $-1,000 | 9,274 |
| Applicable income taxes | $257,000 | 6,358 |
| Income before extraordinary items | $521,000 | 6,755 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $521,000 | 6,758 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $480,000 | 3,512 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $521,670 | 6,699 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,521,000 | 7,532 |
| Total interest expense | $1,874,000 | 6,731 |
| Net interest income | $1,647,000 | 8,151 |
| Provision for loan and lease losses | $36,000 | 6,768 |
| Total noninterest income | $292,000 | 7,163 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 8,390 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $215,000 | 4,917 |
| Total noninterest expense | $1,136,000 | 8,441 |
| Salaries and employee benefits | $601,000 | 8,348 |
| Premises and equipment expense | $160,000 | 8,033 |
| Additional noninterest expense | $375,000 | 8,452 |
| Pre-tax net operating income | $767,000 | 6,972 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $236,000 | 6,858 |
| Income before extraordinary items | $531,000 | 7,022 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $531,000 | 7,021 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,036 |
| Cash dividends | $100,000 | 6,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $531,000 | 7,003 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,785,000 | 8,411 |
| Total interest expense | $1,335,000 | 7,442 |
| Net interest income | $1,450,000 | 9,009 |
| Provision for loan and lease losses | $33,000 | 6,965 |
| Total noninterest income | $256,000 | 7,861 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $78,000 | 8,747 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $178,000 | 5,658 |
| Total noninterest expense | $1,033,000 | 9,234 |
| Salaries and employee benefits | $502,000 | 9,376 |
| Premises and equipment expense | $132,000 | 9,037 |
| Additional noninterest expense | $399,000 | 8,840 |
| Pre-tax net operating income | $640,000 | 7,767 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $197,000 | 7,390 |
| Income before extraordinary items | $443,000 | 7,780 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $443,000 | 7,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 8,704 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $443,000 | 7,827 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,671,000 | 8,871 |
| Total interest expense | $1,385,000 | 7,597 |
| Net interest income | $1,286,000 | 9,782 |
| Provision for loan and lease losses | $32,000 | 8,327 |
| Total noninterest income | $247,000 | 8,407 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $72,000 | 9,272 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $175,000 | 6,069 |
| Total noninterest expense | $995,000 | 9,744 |
| Salaries and employee benefits | $485,000 | 9,823 |
| Premises and equipment expense | $111,000 | 10,087 |
| Additional noninterest expense | $399,000 | 9,275 |
| Pre-tax net operating income | $506,000 | 8,626 |
| Securities gains (losses) | $2,000 | 6,773 |
| Applicable income taxes | $152,000 | 8,594 |
| Income before extraordinary items | $356,000 | 8,868 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $356,000 | 9,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 12,335 |
| Cash dividends | $300,000 | 4,359 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $354,600 | 8,634 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,914,000 | 9,133 |
| Total interest expense | $1,653,000 | 8,041 |
| Net interest income | $1,261,000 | 10,092 |
| Provision for loan and lease losses | $48,000 | 9,164 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $83,000 | 9,060 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,287 |
| Total noninterest expense | $980,000 | 10,071 |
| Salaries and employee benefits | $456,000 | 10,245 |
| Premises and equipment expense | $151,000 | 9,075 |
| Additional noninterest expense | $373,000 | 9,907 |
| Pre-tax net operating income | $482,000 | 8,533 |
| Securities gains (losses) | $89,000 | 3,202 |
| Applicable income taxes | $158,000 | 8,431 |
| Income before extraordinary items | $413,000 | 8,078 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $413,000 | 8,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 10,608 |
| Cash dividends | $265,000 | 4,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $348,920 | 8,370 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.