Home > Charlevoix State Bank > Net charge- offs to loans
Charlevoix State Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0798% | 1,064 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0392% | 451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1116% | 241 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 740 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0322% | 2,672 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3885% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0258% | 1,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0525% | 306 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 162 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,560 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0387% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0790% | 175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2242% | 102 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 481 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 2,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1581% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4469% | 52 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0316% | 1,438 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0331% | 4,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 506 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0649% | 4,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0805% | 4,482 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,408 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3491% | 1,288 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3934% | 417 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3452% | 1,229 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0170% | 3,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0443% | 4,393 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 378 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0876% | 4,513 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1089% | 4,558 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,111 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3407% | 1,187 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3712% | 1,059 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0270% | 1,177 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 698 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 521 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 925 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4847% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5292% | 787 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0534% | 755 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 527 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9843% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0751% | 416 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3290% | 4,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4309% | 4,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0386% | 4,391 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.8586% | 4,712 |
| Percentage Net Loans Charged-off: Home equity loans | -4.0377% | 3,632 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0136% | 3,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0674% | 2,166 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2177% | 448 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0548% | 2,119 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.4287% | 4,829 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5539% | 4,823 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 4,115 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.1450% | 4,789 |
| Percentage Net Loans Charged-off: Home equity loans | -5.2809% | 3,684 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 3,860 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0674% | 1,961 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0729% | 1,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.6375% | 4,880 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8259% | 4,873 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,253 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.7011% | 4,833 |
| Percentage Net Loans Charged-off: Home equity loans | -7.8283% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0164% | 4,045 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1019% | 1,615 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1102% | 1,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -1.2655% | 4,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.6306% | 4,905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -3.3486% | 4,868 |
| Percentage Net Loans Charged-off: Home equity loans | -15.6310% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,226 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,342 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0236% | 4,451 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0415% | 4,487 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1004% | 3,605 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 4,375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,989 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2219% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0188% | 4,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0180% | 4,383 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0246% | 4,480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 4,386 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0440% | 4,540 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1069% | 3,633 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0277% | 4,424 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,840 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0232% | 4,203 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 526 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0253% | 4,168 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0179% | 4,374 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 4,539 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,416 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,577 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1031% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0315% | 4,476 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,576 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0358% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0392% | 4,204 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0138% | 4,192 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0209% | 4,484 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0115% | 4,560 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0341% | 4,523 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0824% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0215% | 4,400 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,292 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 422 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,206 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0406% | 2,578 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0446% | 1,199 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0932% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1014% | 3,712 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1461% | 475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0403% | 4,575 |
| Percentage Net Loans Charged-off: Credit card loans | -0.1944% | 919 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0225% | 4,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0012% | 3,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0015% | 1,877 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0075% | 4,481 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0087% | 1,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0940% | 3,750 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0368% | 951 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,875 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0818% | 4,637 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5200% | 940 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0304% | 4,453 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0110% | 2,742 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0132% | 1,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,534 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0304% | 938 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1010% | 3,787 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0664% | 635 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,571 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1265% | 4,678 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7772% | 946 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0473% | 4,442 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0484% | 1,591 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 671 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0114% | 4,775 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0951% | 447 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1210% | 3,851 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1541% | 331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0111% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,585 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,520 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0321% | 4,759 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0917% | 3,829 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0140% | 4,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 619 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,286 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0159% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0193% | 4,581 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 4,608 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0314% | 4,766 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0724% | 3,828 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,906 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0319% | 4,574 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2544% | 976 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,032 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0146% | 4,450 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0154% | 4,506 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,623 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0257% | 4,702 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0534% | 3,827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0493% | 4,597 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3755% | 995 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,753 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0182% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0219% | 4,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 4,911 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0694% | 3,919 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0231% | 4,803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,294 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0091% | 4,766 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0205% | 4,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0080% | 4,748 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 5,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0789% | 4,013 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0179% | 4,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0555% | 2,049 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0487% | 3,432 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5776% | 577 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0279% | 4,823 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0073% | 4,547 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0186% | 4,783 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 4,644 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0347% | 5,039 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0726% | 4,024 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0200% | 4,903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0765% | 1,598 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,384 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2598% | 617 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0368% | 4,795 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0018% | 3,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0213% | 4,862 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,767 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0390% | 5,088 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0764% | 4,043 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 4,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2133% | 1,008 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,058 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3859% | 529 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0554% | 4,786 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0255% | 2,246 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0214% | 4,956 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0106% | 5,043 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0345% | 5,099 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0898% | 4,124 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,775 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4334% | 546 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0988% | 2,312 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7859% | 388 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0095% | 4,931 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0179% | 4,967 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0027% | 4,758 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0354% | 5,263 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0799% | 4,170 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0167% | 5,086 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0308% | 4,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1180% | 3,139 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9664% | 514 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,583 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1948% | 974 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0064% | 4,663 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0181% | 4,938 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0382% | 5,299 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0853% | 4,200 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0182% | 5,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0276% | 4,493 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1871% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5362% | 368 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,251 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1927% | 835 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0077% | 4,626 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,980 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0386% | 5,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0803% | 4,225 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 5,160 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0208% | 4,391 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4654% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7999% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,935 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4825% | 5,435 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0351% | 5,132 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0231% | 5,130 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0492% | 5,475 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0981% | 4,268 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 5,307 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7978% | 5,473 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0448% | 3,318 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 2,426 |
| Percentage Net Loans Charged-off:Construction & development | -0.1332% | 5,089 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0632% | 1,180 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 2,335 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0409% | 4,228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0928% | 1,782 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0844% | 5,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3445% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2173% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0568% | 3,302 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2353% | 799 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 2,864 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0520% | 2,045 |
| Percentage Net Loans Charged-off:Construction & development | -0.1782% | 5,224 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0842% | 926 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0651% | 1,945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0872% | 4,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1348% | 1,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0848% | 5,036 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4018% | 1,729 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1696% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0387% | 5,058 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1001% | 2,011 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0876% | 1,520 |
| Percentage Net Loans Charged-off:Construction & development | -0.2649% | 5,362 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1261% | 716 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1187% | 1,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0817% | 4,403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2111% | 957 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0866% | 5,080 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8559% | 839 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2908% | 102 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2930% | 1,791 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0162% | 2,845 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0335% | 1,653 |
| Percentage Net Loans Charged-off:Construction & development | -0.7107% | 5,595 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2576% | 375 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0414% | 5,675 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0653% | 4,418 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0303% | 5,604 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0443% | 4,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2046% | 5,475 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7435% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3559% | 5,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0104% | 5,570 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 5,677 |
| Percentage Net Loans Charged-off:Construction & development | 0.0461% | 1,028 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0521% | 5,990 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0928% | 4,573 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0325% | 5,886 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0242% | 4,906 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1889% | 2,916 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7225% | 598 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1087% | 3,210 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0209% | 5,625 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0230% | 5,715 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0519% | 6,026 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0906% | 4,604 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0331% | 5,912 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0165% | 4,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,617 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4779% | 630 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0713% | 5,435 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 5,525 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0247% | 5,776 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0561% | 6,091 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0865% | 4,621 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0415% | 6,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 4,789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0953% | 2,906 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3569% | 604 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0550% | 2,960 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0553% | 5,846 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0950% | 6,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2159% | 6,410 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0713% | 4,612 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2835% | 6,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0507% | 5,079 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6925% | 1,189 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7957% | 968 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4641% | 1,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4641% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,642 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7942% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2435% | 1,986 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0855% | 4,797 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3959% | 1,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1873% | 2,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1313% | 1,021 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4189% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0838% | 956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1564% | 986 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5366% | 1,189 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5642% | 947 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,483 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0502% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2101% | 2,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0901% | 4,835 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3490% | 1,406 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2702% | 1,800 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6101% | 1,629 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8711% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3963% | 2,011 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2145% | 832 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7699% | 825 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8294% | 664 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5604% | 352 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2961% | 1,605 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0852% | 4,823 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4676% | 1,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3880% | 1,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5171% | 1,744 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0292% | 492 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4262% | 1,815 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1066% | 902 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2361% | 464 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4175% | 333 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0838% | 169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0946% | 2,085 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1045% | 4,846 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1806% | 1,639 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 5,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2064% | 645 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4012% | 2,652 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4146% | 2,241 |
| Percentage Net Loans Charged-off:Construction & development | 0.4797% | 1,805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4386% | 1,668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3940% | 2,140 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0903% | 5,061 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5855% | 1,493 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0994% | 6,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1037% | 1,260 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7358% | 726 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1633% | 1,084 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0490% | 6,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 3,243 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2273% | 2,924 |
| Percentage Net Loans Charged-off:Construction & development | 0.4188% | 1,728 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3142% | 1,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1054% | 3,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0971% | 5,094 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1843% | 2,741 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0908% | 6,014 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3621% | 951 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2479% | 782 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5390% | 741 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0662% | 6,094 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0077% | 5,371 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0197% | 6,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0232% | 5,976 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0383% | 2,295 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0811% | 6,843 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0917% | 5,103 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0770% | 6,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1011% | 6,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8607% | 1,410 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3708% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9381% | 1,187 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0928% | 6,131 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1270% | 6,871 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0785% | 6,879 |
| Percentage Net Loans Charged-off:Construction & development | -0.0451% | 6,064 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1719% | 6,964 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1116% | 5,138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1945% | 6,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0682% | 5,811 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3979% | 6,975 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | -1.6117% | 6,950 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0270% | 1,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1721% | 1,369 |
| Percentage Net Loans Charged-off:Construction & development | 0.2471% | 2,643 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3472% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2367% | 996 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1044% | 5,311 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7349% | 697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2298% | 6,652 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3040% | 3,519 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5661% | 426 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 4,804 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.6630% | 6,402 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2626% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4167% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.2558% | 2,352 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5035% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6358% | 659 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1017% | 5,322 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2819% | 440 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0942% | 3,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3403% | 3,127 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6767% | 403 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0315% | 4,320 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.9146% | 6,466 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4091% | 1,074 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.6010% | 859 |
| Percentage Net Loans Charged-off:Construction & development | 0.1955% | 2,121 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1525% | 489 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3618% | 863 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0961% | 5,333 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8994% | 589 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2063% | 2,693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0462% | 3,994 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0706% | 273 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4060% | 6,998 |
| Percentage Net Loans Charged-off: All other loans and lease | -1.5212% | 6,518 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.0600% | 617 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3697% | 456 |
| Percentage Net Loans Charged-off:Construction & development | 0.2485% | 1,512 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.6152% | 331 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.6541% | 370 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1166% | 5,363 |
| All other 1-4 family - Percent of loans charged-off, net | 3.6616% | 248 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4128% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2797% | 6,649 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2508% | 270 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6753% | 7,120 |
| Percentage Net Loans Charged-off: All other loans and lease | -3.3430% | 6,557 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5746% | 3,325 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5282% | 2,902 |
| Percentage Net Loans Charged-off:Construction & development | 1.5197% | 2,262 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0533% | 3,387 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8520% | 1,583 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0502% | 5,523 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1530% | 1,222 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6013% | 3,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2836% | 1,730 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4359% | 995 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0057% | 786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5233% | 3,207 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5815% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 1.3849% | 2,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,182 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0536% | 1,195 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 5,536 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4095% | 901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,319 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1147% | 4,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5943% | 896 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3628% | 1,089 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7121% | 2,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7913% | 1,894 |
| Percentage Net Loans Charged-off:Construction & development | 2.1183% | 1,594 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3982% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,414 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8593% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,819 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1704% | 4,000 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9023% | 777 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5274% | 857 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8084% | 1,922 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9087% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 3.4442% | 974 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4285% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9015% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,838 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1678% | 3,459 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8476% | 569 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2121% | 886 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7887% | 2,854 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7573% | 2,310 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 3,404 |
| Percentage Net Loans Charged-off: Multi-family residential | 15.6212% | 84 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3274% | 1,010 |
| Percentage Net Loans Charged-off: Home equity loans | 5.1742% | 180 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1792% | 3,218 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6511% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3675% | 4,546 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1261% | 993 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1846% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2474% | 4,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2708% | 3,239 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,101 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 20.3190% | 44 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1768% | 2,953 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2287% | 2,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0371% | 7,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2789% | 4,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0861% | 1,613 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2919% | 3,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3281% | 2,593 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,667 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 29.3405% | 28 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0993% | 3,010 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1276% | 2,664 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0273% | 7,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1502% | 4,628 |
| Percentage Net Loans Charged-off: Credit card loans | -4.1253% | 1,683 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1425% | 1,302 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4709% | 2,268 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5568% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 54.7190% | 11 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0189% | 7,701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0242% | 7,715 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1091% | 7,281 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0745% | 7,022 |
| Percentage Net Loans Charged-off: Credit card loans | -8.2949% | 1,685 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1374% | 1,069 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3331% | 2,185 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1201% | 1,670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5993% | 1,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7468% | 798 |
| Percentage Net Loans Charged-off: Commercial and industrial | 11.2192% | 110 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 4,947 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3033% | 631 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3510% | 1,163 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2342% | 3,025 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2553% | 1,858 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1620% | 1,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3970% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4922% | 863 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0497% | 3,564 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1313% | 4,828 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2507% | 1,070 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3733% | 971 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1464% | 3,272 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1671% | 1,889 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2462% | 670 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1386% | 1,707 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1709% | 1,461 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,159 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0324% | 4,822 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1414% | 1,091 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 7,336 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0221% | 7,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0462% | 8,001 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0568% | 8,008 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1647% | 3,010 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2142% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4389% | 616 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5377% | 488 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3319% | 7,829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1186% | 5,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2058% | 1,194 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0114% | 5,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0540% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1098% | 1,350 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1346% | 1,128 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4400% | 7,848 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0194% | 7,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5597% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0802% | 8,060 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 7,775 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0227% | 7,906 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0278% | 7,929 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6266% | 7,926 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3465% | 7,887 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4280% | 1,837 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0191% | 7,243 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 8,013 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0541% | 8,109 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0662% | 8,118 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0570% | 3,668 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7680% | 541 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 2,766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1098% | 1,227 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2128% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2609% | 636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4391% | 1,742 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4658% | 3,039 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5357% | 463 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -5.8824% | 7,590 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0802% | 8,278 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0603% | 8,278 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1165% | 8,372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1429% | 8,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0761% | 7,342 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3605% | 3,151 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2307% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -9.8840% | 7,639 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1664% | 8,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0906% | 8,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1762% | 8,431 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2165% | 8,427 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1143% | 7,429 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1421% | 7,504 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4826% | 302 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -15.9945% | 7,629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3273% | 8,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2273% | 8,524 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4485% | 8,541 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5515% | 8,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0945% | 7,314 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2290% | 3,020 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0302% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -34.6604% | 7,597 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 2,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1073% | 1,219 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0611% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1629% | 992 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2054% | 848 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0405% | 3,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4556% | 3,771 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0334% | 566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8281% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1128% | 2,937 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1094% | 1,058 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2755% | 399 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0733% | 2,916 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2087% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0317% | 721 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0079% | 5,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1668% | 7,621 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2858% | 3,743 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1305% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 6,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0123% | 3,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0434% | 1,232 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0099% | 8,087 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0127% | 8,115 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2161% | 3,025 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3327% | 8,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0318% | 8,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0181% | 2,679 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0582% | 894 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 8,070 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0128% | 8,103 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1715% | 7,809 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4804% | 8,564 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0481% | 8,203 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0301% | 2,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0884% | 658 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0103% | 8,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0132% | 8,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2520% | 7,918 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7508% | 8,653 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0086% | 7,163 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,978 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0106% | 8,192 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0134% | 8,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0563% | 7,317 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2740% | 2,692 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1944% | 1,139 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4032% | 565 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4936% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2987% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0154% | 2,315 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8484% | 1,578 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2320% | 2,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2630% | 723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5479% | 333 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6654% | 291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0295% | 7,584 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 4,948 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3844% | 1,677 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0181% | 5,832 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0431% | 7,619 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2451% | 4,739 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0185% | 7,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0439% | 7,524 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1446% | 8,086 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,632 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 8,811 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1059% | 8,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2305% | 3,681 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0854% | 6,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3177% | 1,910 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0277% | 6,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2145% | 5,902 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3429% | 8,223 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0402% | 6,069 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 6,267 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1195% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8235% | 787 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0736% | 6,354 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,856 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 8,921 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |