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Charles River Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$11,994,000	2,595
Total interest expense	$2,580,000	2,796
Net interest income	$9,414,000	2,462
Provision for loan and lease losses	$60,000	2,699
Total noninterest income	$1,434,000	2,345
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$276,000	2,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,158,000	2,142
Total noninterest expense	$9,464,000	2,109
Salaries and employee benefits	$5,365,000	2,101
Premises and equipment expense	$874,000	2,179
Additional noninterest expense	$1,158,000	2,142
Pre-tax net operating income	$1,324,000	3,361
Securities gains (losses)	$-538,000	4,201
Applicable income taxes	$172,000	2,522
Income before extraordinary items	$614,000	3,775
Extraordinary gains, net	$0	54
Net income	$614,000	3,813
Minority interest net income	$0	88
Net income of bank and minority interests.	$614,000	3,776
Net charge-offs	$30,000	2,026
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$1,039,020	3,462
2023-09-30 (YTD Data)		Rank
Total interest income	$8,890,000	2,586
Total interest expense	$1,705,000	2,806
Net interest income	$7,185,000	2,461
Provision for loan and lease losses	$60,000	2,398
Total noninterest income	$1,099,000	2,319
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$201,000	2,343
Trading account gains and fees	NA	NA
Additional Noninterest Income	$898,000	2,099
Total noninterest expense	$7,157,000	2,096
Salaries and employee benefits	$4,107,000	2,069
Premises and equipment expense	$663,000	2,174
Additional noninterest expense	$898,000	2,099
Pre-tax net operating income	$1,067,000	3,385
Securities gains (losses)	$0	849
Applicable income taxes	$237,000	2,250
Income before extraordinary items	$830,000	3,458
Extraordinary gains, net	$0	52
Net income	$830,000	3,490
Minority interest net income	$0	81
Net income of bank and minority interests.	$830,000	3,458
Net charge-offs	$30,000	1,716
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$830,000	3,483
2023-06-30 (YTD Data)		Rank
Total interest income	$5,831,000	2,578
Total interest expense	$950,000	2,856
Net interest income	$4,881,000	2,456
Provision for loan and lease losses	$60,000	2,092
Total noninterest income	$784,000	2,214
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$134,000	2,332
Trading account gains and fees	NA	NA
Additional Noninterest Income	$650,000	1,933
Total noninterest expense	$4,728,000	2,101
Salaries and employee benefits	$2,700,000	2,079
Premises and equipment expense	$455,000	2,131
Additional noninterest expense	$650,000	1,930
Pre-tax net operating income	$877,000	3,184
Securities gains (losses)	$0	938
Applicable income taxes	$198,000	2,142
Income before extraordinary items	$679,000	3,316
Extraordinary gains, net	$0	51
Net income	$679,000	3,349
Minority interest net income	$0	81
Net income of bank and minority interests.	$679,000	3,315
Net charge-offs	$23,000	1,480
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$679,000	3,323
2023-03-31 (YTD Data)		Rank
Total interest income	$2,825,000	2,603
Total interest expense	$367,000	2,954
Net interest income	$2,458,000	2,457
Provision for loan and lease losses	$15,000	2,190
Total noninterest income	$482,000	1,995
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$67,000	2,340
Trading account gains and fees	NA	NA
Additional Noninterest Income	$415,000	1,683
Total noninterest expense	$2,357,000	2,133
Salaries and employee benefits	$1,371,000	2,097
Premises and equipment expense	$236,000	2,123
Additional noninterest expense	$415,000	1,683
Pre-tax net operating income	$568,000	2,958
Securities gains (losses)	$0	950
Applicable income taxes	$145,000	1,898
Income before extraordinary items	$423,000	3,113
Extraordinary gains, net	$0	4
Net income	$423,000	3,112
Minority interest net income	$0	48
Net income of bank and minority interests.	$423,000	3,113
Net charge-offs	$22,000	1,082
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$423,000	3,138
2022-12-31 (YTD Data)		Rank
Total interest income	$10,531,000	2,451
Total interest expense	$771,000	2,733
Net interest income	$9,760,000	2,401
Provision for loan and lease losses	$120,000	2,097
Total noninterest income	$1,183,000	2,614
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$247,000	2,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$936,000	2,395
Total noninterest expense	$9,018,000	2,145
Salaries and employee benefits	$4,992,000	2,187
Premises and equipment expense	$855,000	2,213
Additional noninterest expense	$936,000	2,395
Pre-tax net operating income	$1,805,000	3,243
Securities gains (losses)	$-296,000	4,205
Applicable income taxes	$362,000	2,269
Income before extraordinary items	$1,147,000	3,532
Extraordinary gains, net	$0	5
Net income	$1,147,000	3,530
Minority interest net income	$0	63
Net income of bank and minority interests.	$1,147,000	3,531
Net charge-offs	$2,000	2,471
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$1,380,840	3,372
2022-09-30 (YTD Data)		Rank
Total interest income	$7,717,000	2,438
Total interest expense	$475,000	2,728
Net interest income	$7,242,000	2,396
Provision for loan and lease losses	$90,000	1,934
Total noninterest income	$904,000	2,613
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$194,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$710,000	2,418
Total noninterest expense	$6,749,000	2,141
Salaries and employee benefits	$3,745,000	2,182
Premises and equipment expense	$655,000	2,197
Additional noninterest expense	$710,000	2,418
Pre-tax net operating income	$1,307,000	3,271
Securities gains (losses)	$0	740
Applicable income taxes	$307,000	2,191
Income before extraordinary items	$1,000,000	3,379
Extraordinary gains, net	$0	4
Net income	$1,000,000	3,377
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,000,000	3,378
Net charge-offs	$2,000	2,177
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,000,000	3,404
2022-06-30 (YTD Data)		Rank
Total interest income	$4,950,000	2,448
Total interest expense	$305,000	2,636
Net interest income	$4,645,000	2,420
Provision for loan and lease losses	$45,000	1,959
Total noninterest income	$595,000	2,628
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$124,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$471,000	2,452
Total noninterest expense	$4,454,000	2,136
Salaries and employee benefits	$2,468,000	2,200
Premises and equipment expense	$441,000	2,191
Additional noninterest expense	$1,545,000	1,953
Pre-tax net operating income	$741,000	3,321
Securities gains (losses)	$0	687
Applicable income taxes	$160,000	2,296
Income before extraordinary items	$581,000	3,406
Extraordinary gains, net	$0	4
Net income	$581,000	3,405
Minority interest net income	$0	60
Net income of bank and minority interests.	$581,000	3,406
Net charge-offs	$0	2,156
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$581,000	3,438
2022-03-31 (YTD Data)		Rank
Total interest income	$2,435,000	2,427
Total interest expense	$171,000	2,449
Net interest income	$2,264,000	2,417
Provision for loan and lease losses	$45,000	1,393
Total noninterest income	$293,000	2,621
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$61,000	2,492
Trading account gains and fees	NA	NA
Additional Noninterest Income	$232,000	2,431
Total noninterest expense	$2,221,000	2,144
Salaries and employee benefits	$1,227,000	2,203
Premises and equipment expense	$236,000	2,105
Additional noninterest expense	$758,000	1,955
Pre-tax net operating income	$291,000	3,454
Securities gains (losses)	$0	623
Applicable income taxes	$69,000	2,314
Income before extraordinary items	$222,000	3,545
Extraordinary gains, net	$0	4
Net income	$222,000	3,544
Minority interest net income	$0	50
Net income of bank and minority interests.	$222,000	3,545
Net charge-offs	$0	1,838
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$222,000	3,573
2021-12-31 (YTD Data)		Rank
Total interest income	$9,242,000	2,575
Total interest expense	$1,010,000	2,201
Net interest income	$8,232,000	2,603
Provision for loan and lease losses	$150,000	1,910
Total noninterest income	$1,810,000	2,342
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$235,000	2,477
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,575,000	2,165
Total noninterest expense	$8,544,000	2,194
Salaries and employee benefits	$4,575,000	2,285
Premises and equipment expense	$1,019,000	2,005
Additional noninterest expense	$2,950,000	2,014
Pre-tax net operating income	$1,348,000	3,578
Securities gains (losses)	$0	2,062
Applicable income taxes	$329,000	2,406
Income before extraordinary items	$1,019,000	3,741
Extraordinary gains, net	$0	10
Net income	$1,019,000	3,741
Minority interest net income	$0	74
Net income of bank and minority interests.	$1,019,000	3,741
Net charge-offs	$-1,000	3,238
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$1,019,000	3,725
2021-09-30 (YTD Data)		Rank
Total interest income	$6,919,000	2,629
Total interest expense	$788,000	2,228
Net interest income	$6,131,000	2,656
Provision for loan and lease losses	$95,000	1,986
Total noninterest income	$1,407,000	2,347
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$173,000	2,491
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,234,000	2,154
Total noninterest expense	$6,150,000	2,257
Salaries and employee benefits	$3,268,000	2,371
Premises and equipment expense	$708,000	2,125
Additional noninterest expense	$2,174,000	2,040
Pre-tax net operating income	$1,293,000	3,443
Securities gains (losses)	$0	2,015
Applicable income taxes	$327,000	2,254
Income before extraordinary items	$966,000	3,652
Extraordinary gains, net	$0	8
Net income	$966,000	3,652
Minority interest net income	$0	69
Net income of bank and minority interests.	$966,000	3,652
Net charge-offs	$2,000	2,301
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$966,000	3,629
2021-06-30 (YTD Data)		Rank
Total interest income	$4,635,000	2,625
Total interest expense	$549,000	2,222
Net interest income	$4,086,000	2,660
Provision for loan and lease losses	$50,000	2,139
Total noninterest income	$1,026,000	2,211
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$109,000	2,521
Trading account gains and fees	NA	NA
Additional Noninterest Income	$917,000	1,997
Total noninterest expense	$4,088,000	2,259
Salaries and employee benefits	$2,156,000	2,385
Premises and equipment expense	$462,000	2,147
Additional noninterest expense	$1,470,000	1,999
Pre-tax net operating income	$974,000	3,284
Securities gains (losses)	$0	1,818
Applicable income taxes	$250,000	2,154
Income before extraordinary items	$724,000	3,521
Extraordinary gains, net	$0	6
Net income	$724,000	3,520
Minority interest net income	$0	67
Net income of bank and minority interests.	$724,000	3,521
Net charge-offs	$2,000	2,060
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$724,000	3,494
2021-03-31 (YTD Data)		Rank
Total interest income	$2,321,000	2,620
Total interest expense	$286,000	2,242
Net interest income	$2,035,000	2,645
Provision for loan and lease losses	$25,000	2,154
Total noninterest income	$483,000	2,267
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$52,000	2,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$431,000	2,071
Total noninterest expense	$2,055,000	2,230
Salaries and employee benefits	$1,103,000	2,337
Premises and equipment expense	$244,000	2,095
Additional noninterest expense	$708,000	2,022
Pre-tax net operating income	$438,000	3,384
Securities gains (losses)	$0	1,392
Applicable income taxes	$110,000	2,227
Income before extraordinary items	$328,000	3,604
Extraordinary gains, net	$0	3
Net income	$328,000	3,604
Minority interest net income	$0	55
Net income of bank and minority interests.	$328,000	3,604
Net charge-offs	$3,000	1,645
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$328,000	3,580
2020-12-31 (YTD Data)		Rank
Total interest income	$9,234,000	2,636
Total interest expense	$1,756,000	2,139
Net interest income	$7,478,000	2,717
Provision for loan and lease losses	$110,000	3,468
Total noninterest income	$2,189,000	2,021
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$223,000	2,630
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,966,000	1,803
Total noninterest expense	$7,918,000	2,290
Salaries and employee benefits	$4,080,000	2,453
Premises and equipment expense	$890,000	2,185
Additional noninterest expense	$2,948,000	1,937
Pre-tax net operating income	$1,639,000	3,184
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$423,000	2,063
Income before extraordinary items	$1,201,000	3,463
Extraordinary gains, net	$0	4
Net income	$1,201,000	3,463
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,201,000	3,463
Net charge-offs	$4,000	3,213
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$1,212,850	3,396
2020-09-30 (YTD Data)		Rank
Total interest income	$6,945,000	2,653
Total interest expense	$1,391,000	2,146
Net interest income	$5,554,000	2,735
Provision for loan and lease losses	$58,000	3,648
Total noninterest income	$1,652,000	1,968
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$159,000	2,708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,493,000	1,742
Total noninterest expense	$5,837,000	2,294
Salaries and employee benefits	$3,150,000	2,388
Premises and equipment expense	$643,000	2,234
Additional noninterest expense	$2,044,000	2,044
Pre-tax net operating income	$1,311,000	3,133
Securities gains (losses)	$-15,000	4,829
Applicable income taxes	$337,000	2,009
Income before extraordinary items	$959,000	3,406
Extraordinary gains, net	$0	4
Net income	$959,000	3,405
Minority interest net income	$0	65
Net income of bank and minority interests.	$959,000	3,406
Net charge-offs	$4,000	2,970
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$970,850	3,332
2020-06-30 (YTD Data)		Rank
Total interest income	$4,671,000	2,670
Total interest expense	$941,000	2,231
Net interest income	$3,730,000	2,748
Provision for loan and lease losses	$15,000	3,909
Total noninterest income	$918,000	2,119
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$108,000	2,716
Trading account gains and fees	NA	NA
Additional Noninterest Income	$810,000	1,889
Total noninterest expense	$3,811,000	2,325
Salaries and employee benefits	$2,049,000	2,431
Premises and equipment expense	$412,000	2,291
Additional noninterest expense	$1,350,000	2,052
Pre-tax net operating income	$822,000	3,198
Securities gains (losses)	$-15,000	4,830
Applicable income taxes	$213,000	2,007
Income before extraordinary items	$594,000	3,470
Extraordinary gains, net	$0	4
Net income	$594,000	3,470
Minority interest net income	$0	65
Net income of bank and minority interests.	$594,000	3,470
Net charge-offs	$-1,000	3,744
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$605,850	3,391
2020-03-31 (YTD Data)		Rank
Total interest income	$2,386,000	2,630
Total interest expense	$492,000	2,311
Net interest income	$1,894,000	2,688
Provision for loan and lease losses	$8,000	3,475
Total noninterest income	$340,000	2,360
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$73,000	2,558
Trading account gains and fees	NA	NA
Additional Noninterest Income	$267,000	2,126
Total noninterest expense	$1,886,000	2,354
Salaries and employee benefits	$1,049,000	2,401
Premises and equipment expense	$199,000	2,357
Additional noninterest expense	$638,000	2,149
Pre-tax net operating income	$340,000	3,264
Securities gains (losses)	$-15,000	4,851
Applicable income taxes	$77,000	2,133
Income before extraordinary items	$248,000	3,494
Extraordinary gains, net	$0	4
Net income	$248,000	3,495
Minority interest net income	$0	56
Net income of bank and minority interests.	$248,000	3,495
Net charge-offs	$0	2,581
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$259,850	3,429
2019-12-31 (YTD Data)		Rank
Total interest income	$9,128,000	2,735
Total interest expense	$1,980,000	2,355
Net interest income	$7,148,000	2,807
Provision for loan and lease losses	$49,000	3,415
Total noninterest income	$1,437,000	2,361
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$329,000	2,466
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,108,000	2,137
Total noninterest expense	$7,591,000	2,323
Salaries and employee benefits	$4,116,000	2,385
Premises and equipment expense	$911,000	2,165
Additional noninterest expense	$2,564,000	2,180
Pre-tax net operating income	$945,000	3,928
Securities gains (losses)	$0	2,379
Applicable income taxes	$207,000	2,607
Income before extraordinary items	$738,000	4,067
Extraordinary gains, net	$0	11
Net income	$738,000	4,069
Minority interest net income	$0	76
Net income of bank and minority interests.	$738,000	4,069
Net charge-offs	$21,000	3,107
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$738,000	4,030
2019-09-30 (YTD Data)		Rank
Total interest income	$6,834,000	2,769
Total interest expense	$1,456,000	2,400
Net interest income	$5,378,000	2,837
Provision for loan and lease losses	$34,000	3,333
Total noninterest income	$1,029,000	2,419
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$242,000	2,525
Trading account gains and fees	NA	NA
Additional Noninterest Income	$787,000	2,190
Total noninterest expense	$5,602,000	2,361
Salaries and employee benefits	$3,067,000	2,410
Premises and equipment expense	$680,000	2,184
Additional noninterest expense	$1,855,000	2,236
Pre-tax net operating income	$771,000	3,930
Securities gains (losses)	$0	2,167
Applicable income taxes	$171,000	2,599
Income before extraordinary items	$600,000	4,093
Extraordinary gains, net	$0	11
Net income	$600,000	4,093
Minority interest net income	$0	72
Net income of bank and minority interests.	$600,000	4,093
Net charge-offs	$16,000	2,802
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$600,000	4,073
2019-06-30 (YTD Data)		Rank
Total interest income	$4,558,000	2,775
Total interest expense	$946,000	2,419
Net interest income	$3,612,000	2,842
Provision for loan and lease losses	$19,000	3,315
Total noninterest income	$616,000	2,521
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$155,000	2,569
Trading account gains and fees	NA	NA
Additional Noninterest Income	$461,000	2,299
Total noninterest expense	$3,719,000	2,372
Salaries and employee benefits	$2,031,000	2,437
Premises and equipment expense	$454,000	2,187
Additional noninterest expense	$1,234,000	2,242
Pre-tax net operating income	$490,000	4,003
Securities gains (losses)	$0	1,702
Applicable income taxes	$106,000	2,634
Income before extraordinary items	$384,000	4,141
Extraordinary gains, net	$0	11
Net income	$384,000	4,139
Minority interest net income	$0	69
Net income of bank and minority interests.	$384,000	4,140
Net charge-offs	$13,000	2,505
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$384,000	4,131
2019-03-31 (YTD Data)		Rank
Total interest income	$2,227,000	2,835
Total interest expense	$462,000	2,422
Net interest income	$1,765,000	2,901
Provision for loan and lease losses	$12,000	3,026
Total noninterest income	$288,000	2,567
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$77,000	2,583
Trading account gains and fees	NA	NA
Additional Noninterest Income	$211,000	2,346
Total noninterest expense	$1,865,000	2,381
Salaries and employee benefits	$1,024,000	2,447
Premises and equipment expense	$240,000	2,142
Additional noninterest expense	$601,000	2,273
Pre-tax net operating income	$176,000	4,319
Securities gains (losses)	$0	1,087
Applicable income taxes	$30,000	2,960
Income before extraordinary items	$146,000	4,372
Extraordinary gains, net	$0	5
Net income	$146,000	4,371
Minority interest net income	$0	52
Net income of bank and minority interests.	$146,000	4,371
Net charge-offs	$6,000	2,153
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$146,000	4,360
2018-12-31 (YTD Data)		Rank
Total interest income	$8,443,000	2,834
Total interest expense	$1,525,000	2,308
Net interest income	$6,918,000	2,926
Provision for loan and lease losses	$38,000	3,620
Total noninterest income	$1,272,000	2,534
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$318,000	2,666
Trading account gains and fees	NA	NA
Additional Noninterest Income	$954,000	2,301
Total noninterest expense	$7,535,000	2,352
Salaries and employee benefits	$4,069,000	2,428
Premises and equipment expense	$873,000	2,244
Additional noninterest expense	$2,593,000	2,164
Pre-tax net operating income	$617,000	4,491
Securities gains (losses)	$-19,000	4,583
Applicable income taxes	$106,000	3,061
Income before extraordinary items	$492,000	4,553
Extraordinary gains, net	$0	6
Net income	$492,000	4,552
Minority interest net income	$0	72
Net income of bank and minority interests.	$492,000	4,552
Net charge-offs	$33,000	2,857
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$507,580	4,546
2018-09-30 (YTD Data)		Rank
Total interest income	$6,298,000	2,844
Total interest expense	$1,103,000	2,298
Net interest income	$5,195,000	2,927
Provision for loan and lease losses	$31,000	3,447
Total noninterest income	$959,000	2,568
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$238,000	2,670
Trading account gains and fees	NA	NA
Additional Noninterest Income	$721,000	2,311
Total noninterest expense	$5,588,000	2,369
Salaries and employee benefits	$3,033,000	2,438
Premises and equipment expense	$639,000	2,285
Additional noninterest expense	$1,916,000	2,179
Pre-tax net operating income	$535,000	4,449
Securities gains (losses)	$-19,000	4,918
Applicable income taxes	$95,000	3,035
Income before extraordinary items	$421,000	4,550
Extraordinary gains, net	$0	5
Net income	$421,000	4,548
Minority interest net income	$0	66
Net income of bank and minority interests.	$421,000	4,549
Net charge-offs	$9,000	3,032
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$436,580	4,521
2018-06-30 (YTD Data)		Rank
Total interest income	$4,112,000	2,870
Total interest expense	$707,000	2,271
Net interest income	$3,405,000	2,964
Provision for loan and lease losses	$16,000	3,429
Total noninterest income	$612,000	2,616
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$153,000	2,732
Trading account gains and fees	NA	NA
Additional Noninterest Income	$459,000	2,341
Total noninterest expense	$3,702,000	2,389
Salaries and employee benefits	$2,025,000	2,446
Premises and equipment expense	$421,000	2,323
Additional noninterest expense	$1,256,000	2,219
Pre-tax net operating income	$299,000	4,627
Securities gains (losses)	$-19,000	5,101
Applicable income taxes	$42,000	3,225
Income before extraordinary items	$238,000	4,683
Extraordinary gains, net	$0	6
Net income	$238,000	4,682
Minority interest net income	$0	65
Net income of bank and minority interests.	$238,000	4,682
Net charge-offs	$7,000	2,719
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$254,150	4,646
2018-03-31 (YTD Data)		Rank
Total interest income	$2,014,000	2,912
Total interest expense	$332,000	2,286
Net interest income	$1,682,000	2,998
Provision for loan and lease losses	$8,000	3,217
Total noninterest income	$303,000	2,612
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$78,000	2,712
Trading account gains and fees	NA	NA
Additional Noninterest Income	$225,000	2,344
Total noninterest expense	$1,849,000	2,411
Salaries and employee benefits	$1,022,000	2,466
Premises and equipment expense	$217,000	2,317
Additional noninterest expense	$610,000	2,250
Pre-tax net operating income	$128,000	4,738
Securities gains (losses)	$-19,000	5,305
Applicable income taxes	$6,000	3,629
Income before extraordinary items	$103,000	4,780
Extraordinary gains, net	$0	7
Net income	$103,000	4,779
Minority interest net income	$0	52
Net income of bank and minority interests.	$103,000	4,780
Net charge-offs	$1,000	2,559
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$120,860	4,679
2017-12-31 (YTD Data)		Rank
Total interest income	$7,969,000	2,873
Total interest expense	$1,165,000	2,286
Net interest income	$6,804,000	2,945
Provision for loan and lease losses	$46,000	3,615
Total noninterest income	$1,345,000	2,537
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$320,000	2,754
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,025,000	2,262
Total noninterest expense	$7,145,000	2,479
Salaries and employee benefits	$3,866,000	2,524
Premises and equipment expense	$819,000	2,423
Additional noninterest expense	$2,460,000	2,285
Pre-tax net operating income	$958,000	4,111
Securities gains (losses)	$51,000	892
Applicable income taxes	$620,000	2,261
Income before extraordinary items	$389,000	4,682
Extraordinary gains, net	$0	9
Net income	$389,000	4,682
Minority interest net income	$0	76
Net income of bank and minority interests.	$389,000	4,682
Net charge-offs	$2,000	3,998
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$356,360	4,734
2017-09-30 (YTD Data)		Rank
Total interest income	$5,981,000	2,897
Total interest expense	$889,000	2,243
Net interest income	$5,092,000	2,970
Provision for loan and lease losses	$45,000	3,301
Total noninterest income	$1,048,000	2,509
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$239,000	2,779
Trading account gains and fees	NA	NA
Additional Noninterest Income	$809,000	2,240
Total noninterest expense	$5,410,000	2,475
Salaries and employee benefits	$2,944,000	2,511
Premises and equipment expense	$640,000	2,350
Additional noninterest expense	$1,826,000	2,301
Pre-tax net operating income	$685,000	4,252
Securities gains (losses)	$17,000	1,393
Applicable income taxes	$217,000	2,712
Income before extraordinary items	$485,000	4,441
Extraordinary gains, net	$0	9
Net income	$485,000	4,440
Minority interest net income	$0	71
Net income of bank and minority interests.	$485,000	4,441
Net charge-offs	$1,000	3,697
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$473,270	4,453
2017-06-30 (YTD Data)		Rank
Total interest income	$3,967,000	2,886
Total interest expense	$607,000	2,189
Net interest income	$3,360,000	2,980
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$677,000	2,551
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$151,000	2,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$526,000	2,266
Total noninterest expense	$3,577,000	2,496
Salaries and employee benefits	$1,974,000	2,516
Premises and equipment expense	$420,000	2,386
Additional noninterest expense	$1,183,000	2,354
Pre-tax net operating income	$430,000	4,303
Securities gains (losses)	$13,000	1,152
Applicable income taxes	$133,000	2,754
Income before extraordinary items	$310,000	4,466
Extraordinary gains, net	$0	11
Net income	$310,000	4,465
Minority interest net income	$0	71
Net income of bank and minority interests.	$310,000	4,466
Net charge-offs	$1,000	3,381
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$300,900	4,494
2017-03-31 (YTD Data)		Rank
Total interest income	$1,966,000	2,898
Total interest expense	$305,000	2,145
Net interest income	$1,661,000	3,006
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$354,000	2,499
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$70,000	2,995
Trading account gains and fees	NA	NA
Additional Noninterest Income	$284,000	2,170
Total noninterest expense	$1,791,000	2,519
Salaries and employee benefits	$990,000	2,533
Premises and equipment expense	$214,000	2,398
Additional noninterest expense	$587,000	2,358
Pre-tax net operating income	$209,000	4,294
Securities gains (losses)	$13,000	600
Applicable income taxes	$65,000	2,723
Income before extraordinary items	$157,000	4,443
Extraordinary gains, net	$0	8
Net income	$157,000	4,443
Minority interest net income	$0	55
Net income of bank and minority interests.	$157,000	4,443
Net charge-offs	$0	2,943
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$147,770	4,494
2016-12-31 (YTD Data)		Rank
Total interest income	$7,648,000	2,941
Total interest expense	$1,179,000	2,168
Net interest income	$6,469,000	3,043
Provision for loan and lease losses	$38,000	3,805
Total noninterest income	$1,514,000	2,478
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$318,000	2,858
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,196,000	2,189
Total noninterest expense	$7,031,000	2,546
Salaries and employee benefits	$3,815,000	2,586
Premises and equipment expense	$845,000	2,398
Additional noninterest expense	$2,371,000	2,411
Pre-tax net operating income	$914,000	4,177
Securities gains (losses)	$18,000	2,427
Applicable income taxes	$285,000	2,692
Income before extraordinary items	$647,000	4,461
Extraordinary gains, net	$0	5
Net income	$647,000	4,459
Minority interest net income	$0	82
Net income of bank and minority interests.	$647,000	4,460
Net charge-offs	$2,000	4,145
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$634,580	4,425
2016-09-30 (YTD Data)		Rank
Total interest income	$5,635,000	2,987
Total interest expense	$877,000	2,178
Net interest income	$4,758,000	3,083
Provision for loan and lease losses	$3,000	4,141
Total noninterest income	$1,223,000	2,378
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$248,000	2,792
Trading account gains and fees	$0	169
Additional Noninterest Income	$975,000	2,080
Total noninterest expense	$5,230,000	2,550
Salaries and employee benefits	$2,838,000	2,596
Premises and equipment expense	$649,000	2,377
Additional noninterest expense	$1,743,000	2,455
Pre-tax net operating income	$748,000	4,137
Securities gains (losses)	$24,000	2,223
Applicable income taxes	$241,000	2,664
Income before extraordinary items	$531,000	4,420
Extraordinary gains, net	$0	5
Net income	$531,000	4,418
Minority interest net income	$0	71
Net income of bank and minority interests.	$531,000	4,420
Net charge-offs	$1,000	3,867
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$514,440	4,382
2016-06-30 (YTD Data)		Rank
Total interest income	$3,745,000	3,002
Total interest expense	$578,000	2,204
Net interest income	$3,167,000	3,108
Provision for loan and lease losses	$0	4,017
Total noninterest income	$846,000	2,314
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$165,000	2,782
Trading account gains and fees	$0	157
Additional Noninterest Income	$681,000	1,991
Total noninterest expense	$3,533,000	2,540
Salaries and employee benefits	$1,925,000	2,575
Premises and equipment expense	$442,000	2,341
Additional noninterest expense	$1,166,000	2,457
Pre-tax net operating income	$480,000	4,213
Securities gains (losses)	$0	2,835
Applicable income taxes	$148,000	2,718
Income before extraordinary items	$332,000	4,519
Extraordinary gains, net	$0	16
Net income	$332,000	4,515
Minority interest net income	$0	71
Net income of bank and minority interests.	$332,000	4,517
Net charge-offs	$-1,000	4,332
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$332,000	4,449
2016-03-31 (YTD Data)		Rank
Total interest income	$1,853,000	3,038
Total interest expense	$279,000	2,259
Net interest income	$1,574,000	3,123
Provision for loan and lease losses	$0	3,656
Total noninterest income	$460,000	2,180
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$83,000	2,745
Trading account gains and fees	$0	142
Additional Noninterest Income	$377,000	1,817
Total noninterest expense	$1,753,000	2,564
Salaries and employee benefits	$955,000	2,599
Premises and equipment expense	$218,000	2,388
Additional noninterest expense	$580,000	2,467
Pre-tax net operating income	$281,000	3,962
Securities gains (losses)	$0	2,077
Applicable income taxes	$89,000	2,545
Income before extraordinary items	$192,000	4,292
Extraordinary gains, net	$0	12
Net income	$192,000	4,289
Minority interest net income	$0	62
Net income of bank and minority interests.	$192,000	4,291
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$192,000	4,244
2015-12-31 (YTD Data)		Rank
Total interest income	$7,255,000	3,035
Total interest expense	$1,191,000	2,132
Net interest income	$6,064,000	3,169
Provision for loan and lease losses	$82,000	3,242
Total noninterest income	$1,949,000	2,151
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$318,000	2,919
Trading account gains and fees	$0	159
Additional Noninterest Income	$1,631,000	1,751
Total noninterest expense	$7,229,000	2,503
Salaries and employee benefits	$3,782,000	2,588
Premises and equipment expense	$886,000	2,382
Additional noninterest expense	$2,561,000	2,290
Pre-tax net operating income	$702,000	4,564
Securities gains (losses)	$33,000	1,928
Applicable income taxes	$218,000	2,888
Income before extraordinary items	$517,000	4,784
Extraordinary gains, net	$0	23
Net income	$517,000	4,785
Minority interest net income	$0	81
Net income of bank and minority interests.	$517,000	4,785
Net charge-offs	$172,000	2,130
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$493,900	4,776
2015-09-30 (YTD Data)		Rank
Total interest income	$5,417,000	3,065
Total interest expense	$897,000	2,138
Net interest income	$4,520,000	3,202
Provision for loan and lease losses	$82,000	2,894
Total noninterest income	$1,605,000	2,043
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$238,000	2,945
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,367,000	1,653
Total noninterest expense	$5,409,000	2,518
Salaries and employee benefits	$2,827,000	2,603
Premises and equipment expense	$647,000	2,447
Additional noninterest expense	$1,935,000	2,269
Pre-tax net operating income	$634,000	4,428
Securities gains (losses)	$26,000	1,874
Applicable income taxes	$199,000	2,827
Income before extraordinary items	$461,000	4,674
Extraordinary gains, net	$0	21
Net income	$461,000	4,677
Minority interest net income	$0	78
Net income of bank and minority interests.	$461,000	4,678
Net charge-offs	$170,000	1,690
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$442,800	4,666
2015-06-30 (YTD Data)		Rank
Total interest income	$3,586,000	3,084
Total interest expense	$597,000	2,161
Net interest income	$2,989,000	3,227
Provision for loan and lease losses	$2,000	4,009
Total noninterest income	$694,000	2,630
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$150,000	3,023
Trading account gains and fees	$0	157
Additional Noninterest Income	$544,000	2,322
Total noninterest expense	$3,592,000	2,541
Salaries and employee benefits	$1,890,000	2,621
Premises and equipment expense	$435,000	2,439
Additional noninterest expense	$1,267,000	2,327
Pre-tax net operating income	$89,000	5,671
Securities gains (losses)	$130,000	710
Applicable income taxes	$27,000	3,734
Income before extraordinary items	$192,000	5,158
Extraordinary gains, net	$0	22
Net income	$192,000	5,160
Minority interest net income	$0	75
Net income of bank and minority interests.	$192,000	5,162
Net charge-offs	$111,000	1,640
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$77,600	5,680
2015-03-31 (YTD Data)		Rank
Total interest income	$1,807,000	3,084
Total interest expense	$297,000	2,193
Net interest income	$1,510,000	3,206
Provision for loan and lease losses	$1,000	3,650
Total noninterest income	$329,000	2,665
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$73,000	3,050
Trading account gains and fees	$0	152
Additional Noninterest Income	$256,000	2,322
Total noninterest expense	$1,790,000	2,551
Salaries and employee benefits	$953,000	2,622
Premises and equipment expense	$243,000	2,295
Additional noninterest expense	$594,000	2,438
Pre-tax net operating income	$48,000	5,632
Securities gains (losses)	$0	2,027
Applicable income taxes	$-6,000	6,226
Income before extraordinary items	$54,000	5,573
Extraordinary gains, net	$0	13
Net income	$54,000	5,574
Minority interest net income	$0	64
Net income of bank and minority interests.	$54,000	5,574
Net charge-offs	$0	3,288
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$54,000	5,517
2014-12-31 (YTD Data)		Rank
Total interest income	$7,295,000	3,088
Total interest expense	$1,189,000	2,281
Net interest income	$6,106,000	3,207
Provision for loan and lease losses	$48,000	3,835
Total noninterest income	$1,378,000	2,638
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$340,000	2,989
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,038,000	2,281
Total noninterest expense	$7,288,000	2,521
Salaries and employee benefits	$3,850,000	2,577
Premises and equipment expense	$921,000	2,398
Additional noninterest expense	$2,517,000	2,406
Pre-tax net operating income	$148,000	5,779
Securities gains (losses)	$425,000	466
Applicable income taxes	$104,000	3,371
Income before extraordinary items	$469,000	5,001
Extraordinary gains, net	$0	17
Net income	$469,000	5,000
Minority interest net income	$0	84
Net income of bank and minority interests.	$469,000	5,001
Net charge-offs	$4,000	4,772
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$120,500	5,808
2014-09-30 (YTD Data)		Rank
Total interest income	$5,471,000	3,112
Total interest expense	$883,000	2,338
Net interest income	$4,588,000	3,227
Provision for loan and lease losses	$47,000	3,449
Total noninterest income	$1,060,000	2,628
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$255,000	3,016
Trading account gains and fees	$0	174
Additional Noninterest Income	$805,000	2,252
Total noninterest expense	$5,376,000	2,567
Salaries and employee benefits	$2,845,000	2,611
Premises and equipment expense	$668,000	2,486
Additional noninterest expense	$1,863,000	2,413
Pre-tax net operating income	$225,000	5,569
Securities gains (losses)	$407,000	375
Applicable income taxes	$148,000	3,035
Income before extraordinary items	$484,000	4,665
Extraordinary gains, net	$0	15
Net income	$484,000	4,665
Minority interest net income	$0	81
Net income of bank and minority interests.	$484,000	4,666
Net charge-offs	$2,000	4,524
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$170,610	5,621
2014-06-30 (YTD Data)		Rank
Total interest income	$3,625,000	3,120
Total interest expense	$582,000	2,379
Net interest income	$3,043,000	3,238
Provision for loan and lease losses	$32,000	3,292
Total noninterest income	$663,000	2,685
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$162,000	3,073
Trading account gains and fees	$0	172
Additional Noninterest Income	$501,000	2,311
Total noninterest expense	$3,514,000	2,606
Salaries and employee benefits	$1,873,000	2,651
Premises and equipment expense	$432,000	2,558
Additional noninterest expense	$1,209,000	2,470
Pre-tax net operating income	$160,000	5,504
Securities gains (losses)	$295,000	366
Applicable income taxes	$109,000	2,954
Income before extraordinary items	$346,000	4,525
Extraordinary gains, net	$0	20
Net income	$346,000	4,530
Minority interest net income	$0	80
Net income of bank and minority interests.	$346,000	4,530
Net charge-offs	$1,000	4,238
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$121,800	5,593
2014-03-31 (YTD Data)		Rank
Total interest income	$1,795,000	3,157
Total interest expense	$283,000	2,459
Net interest income	$1,512,000	3,248
Provision for loan and lease losses	$17,000	3,054
Total noninterest income	$319,000	2,718
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$82,000	3,040
Trading account gains and fees	$0	147
Additional Noninterest Income	$237,000	2,319
Total noninterest expense	$1,716,000	2,669
Salaries and employee benefits	$920,000	2,707
Premises and equipment expense	$218,000	2,584
Additional noninterest expense	$578,000	2,569
Pre-tax net operating income	$98,000	5,292
Securities gains (losses)	$161,000	311
Applicable income taxes	$70,000	2,675
Income before extraordinary items	$189,000	4,350
Extraordinary gains, net	$0	16
Net income	$189,000	4,351
Minority interest net income	$0	66
Net income of bank and minority interests.	$189,000	4,352
Net charge-offs	$3,000	3,257
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$71,470	5,436
2013-12-31 (YTD Data)		Rank
Total interest income	$7,205,000	3,180
Total interest expense	$1,180,000	2,598
Net interest income	$6,025,000	3,270
Provision for loan and lease losses	$97,000	3,746
Total noninterest income	$1,571,000	2,502
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$379,000	2,934
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,192,000	2,148
Total noninterest expense	$6,821,000	2,690
Salaries and employee benefits	$3,600,000	2,730
Premises and equipment expense	$797,000	2,712
Additional noninterest expense	$2,424,000	2,533
Pre-tax net operating income	$678,000	4,642
Securities gains (losses)	$264,000	748
Applicable income taxes	$237,000	2,823
Income before extraordinary items	$705,000	4,455
Extraordinary gains, net	$0	29
Net income	$705,000	4,459
Minority interest net income	$0	90
Net income of bank and minority interests.	$705,000	4,459
Net charge-offs	$41,000	4,492
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$507,000	4,820
2013-09-30 (YTD Data)		Rank
Total interest income	$5,354,000	3,231
Total interest expense	$857,000	2,755
Net interest income	$4,497,000	3,298
Provision for loan and lease losses	$82,000	3,576
Total noninterest income	$1,130,000	2,629
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$277,000	3,006
Trading account gains and fees	$0	180
Additional Noninterest Income	$853,000	2,267
Total noninterest expense	$5,014,000	2,736
Salaries and employee benefits	$2,627,000	2,810
Premises and equipment expense	$585,000	2,775
Additional noninterest expense	$1,802,000	2,538
Pre-tax net operating income	$531,000	4,691
Securities gains (losses)	$236,000	753
Applicable income taxes	$201,000	2,786
Income before extraordinary items	$566,000	4,406
Extraordinary gains, net	$0	25
Net income	$566,000	4,409
Minority interest net income	$0	84
Net income of bank and minority interests.	$566,000	4,410
Net charge-offs	$1,000	5,139
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$391,360	4,850
2013-06-30 (YTD Data)		Rank
Total interest income	$3,546,000	3,250
Total interest expense	$573,000	2,805
Net interest income	$2,973,000	3,306
Provision for loan and lease losses	$30,000	3,938
Total noninterest income	$700,000	2,764
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$175,000	3,069
Trading account gains and fees	$0	157
Additional Noninterest Income	$525,000	2,410
Total noninterest expense	$3,296,000	2,773
Salaries and employee benefits	$1,706,000	2,882
Premises and equipment expense	$411,000	2,686
Additional noninterest expense	$1,179,000	2,581
Pre-tax net operating income	$347,000	4,683
Securities gains (losses)	$11,000	2,258
Applicable income taxes	$67,000	3,297
Income before extraordinary items	$291,000	4,804
Extraordinary gains, net	$0	22
Net income	$291,000	4,807
Minority interest net income	$0	82
Net income of bank and minority interests.	$291,000	4,808
Net charge-offs	$0	4,909
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$282,090	4,725
2013-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	3,261
Total interest expense	$286,000	2,887
Net interest income	$1,498,000	3,300
Provision for loan and lease losses	$15,000	3,721
Total noninterest income	$325,000	2,894
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$84,000	3,147
Trading account gains and fees	$0	148
Additional Noninterest Income	$241,000	2,517
Total noninterest expense	$1,620,000	2,845
Salaries and employee benefits	$833,000	2,946
Premises and equipment expense	$208,000	2,685
Additional noninterest expense	$579,000	2,627
Pre-tax net operating income	$188,000	4,561
Securities gains (losses)	$0	1,966
Applicable income taxes	$40,000	3,151
Income before extraordinary items	$148,000	4,749
Extraordinary gains, net	$0	10
Net income	$148,000	4,750
Minority interest net income	$0	76
Net income of bank and minority interests.	$148,000	4,751
Net charge-offs	$-1,000	5,189
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$148,000	4,648
2012-12-31 (YTD Data)		Rank
Total interest income	$7,226,000	3,370
Total interest expense	$1,303,000	3,024
Net interest income	$5,923,000	3,403
Provision for loan and lease losses	$146,000	4,312
Total noninterest income	$2,289,000	1,997
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$360,000	3,129
Trading account gains and fees	$0	166
Additional Noninterest Income	$1,929,000	1,558
Total noninterest expense	$6,478,000	2,855
Salaries and employee benefits	$3,408,000	2,857
Premises and equipment expense	$817,000	2,691
Additional noninterest expense	$2,253,000	2,810
Pre-tax net operating income	$1,588,000	3,237
Securities gains (losses)	$240,000	1,541
Applicable income taxes	$605,000	1,989
Income before extraordinary items	$1,223,000	3,499
Extraordinary gains, net	$0	29
Net income	$1,223,000	3,501
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,223,000	3,502
Net charge-offs	$65,000	4,749
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,062,200	3,620
2012-09-30 (YTD Data)		Rank
Total interest income	$5,471,000	3,400
Total interest expense	$1,004,000	3,075
Net interest income	$4,467,000	3,447
Provision for loan and lease losses	$101,000	4,323
Total noninterest income	$1,598,000	2,097
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$270,000	3,177
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,328,000	1,651
Total noninterest expense	$4,757,000	2,913
Salaries and employee benefits	$2,514,000	2,905
Premises and equipment expense	$612,000	2,733
Additional noninterest expense	$1,631,000	2,900
Pre-tax net operating income	$1,207,000	3,304
Securities gains (losses)	$219,000	1,364
Applicable income taxes	$477,000	1,998
Income before extraordinary items	$949,000	3,526
Extraordinary gains, net	$0	20
Net income	$949,000	3,526
Minority interest net income	$0	86
Net income of bank and minority interests.	$949,000	3,528
Net charge-offs	$102,000	3,951
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$802,270	3,688
2012-06-30 (YTD Data)		Rank
Total interest income	$3,645,000	3,429
Total interest expense	$689,000	3,089
Net interest income	$2,956,000	3,472
Provision for loan and lease losses	$56,000	4,489
Total noninterest income	$900,000	2,320
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$168,000	3,289
Trading account gains and fees	$0	153
Additional Noninterest Income	$732,000	1,863
Total noninterest expense	$3,089,000	2,986
Salaries and employee benefits	$1,646,000	2,960
Premises and equipment expense	$411,000	2,721
Additional noninterest expense	$1,032,000	3,047
Pre-tax net operating income	$711,000	3,501
Securities gains (losses)	$214,000	1,056
Applicable income taxes	$315,000	2,004
Income before extraordinary items	$610,000	3,612
Extraordinary gains, net	$0	19
Net income	$610,000	3,613
Minority interest net income	$0	84
Net income of bank and minority interests.	$610,000	3,614
Net charge-offs	$98,000	3,440
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$468,760	3,902
2012-03-31 (YTD Data)		Rank
Total interest income	$1,796,000	3,500
Total interest expense	$354,000	3,118
Net interest income	$1,442,000	3,558
Provision for loan and lease losses	$15,000	4,598
Total noninterest income	$497,000	2,157
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$87,000	3,218
Trading account gains and fees	$0	148
Additional Noninterest Income	$410,000	1,727
Total noninterest expense	$1,531,000	2,998
Salaries and employee benefits	$832,000	2,940
Premises and equipment expense	$208,000	2,721
Additional noninterest expense	$491,000	3,132
Pre-tax net operating income	$393,000	3,333
Securities gains (losses)	$206,000	594
Applicable income taxes	$222,000	1,612
Income before extraordinary items	$377,000	3,194
Extraordinary gains, net	$0	19
Net income	$377,000	3,198
Minority interest net income	$0	78
Net income of bank and minority interests.	$377,000	3,198
Net charge-offs	$2,000	4,518
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$245,160	3,863
2011-12-31 (YTD Data)		Rank
Total interest income	$7,593,000	3,470
Total interest expense	$1,563,000	3,346
Net interest income	$6,030,000	3,449
Provision for loan and lease losses	$64,000	5,685
Total noninterest income	$1,383,000	2,579
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$394,000	3,061
Trading account gains and fees	$0	146
Additional Noninterest Income	$989,000	2,150
Total noninterest expense	$6,080,000	3,028
Salaries and employee benefits	$3,178,000	2,971
Premises and equipment expense	$832,000	2,826
Additional noninterest expense	$2,070,000	3,042
Pre-tax net operating income	$1,269,000	3,306
Securities gains (losses)	$166,000	1,608
Applicable income taxes	$424,000	2,193
Income before extraordinary items	$1,011,000	3,546
Extraordinary gains, net	$0	29
Net income	$1,011,000	3,547
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,011,000	3,549
Net charge-offs	$4,000	6,264
Cash dividends	$1,000	4,206
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$894,800	3,637
2011-09-30 (YTD Data)		Rank
Total interest income	$5,747,000	3,482
Total interest expense	$1,194,000	3,422
Net interest income	$4,553,000	3,444
Provision for loan and lease losses	$46,000	5,581
Total noninterest income	$827,000	2,942
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$282,000	3,162
Trading account gains and fees	$0	145
Additional Noninterest Income	$545,000	2,572
Total noninterest expense	$4,426,000	3,100
Salaries and employee benefits	$2,315,000	3,053
Premises and equipment expense	$633,000	2,810
Additional noninterest expense	$1,478,000	3,194
Pre-tax net operating income	$908,000	3,489
Securities gains (losses)	$162,000	1,364
Applicable income taxes	$318,000	2,207
Income before extraordinary items	$752,000	3,621
Extraordinary gains, net	$0	21
Net income	$752,000	3,622
Minority interest net income	$0	87
Net income of bank and minority interests.	$752,000	3,622
Net charge-offs	$3,000	6,024
Cash dividends	$1,000	3,614
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$638,600	3,805
2011-06-30 (YTD Data)		Rank
Total interest income	$3,842,000	3,503
Total interest expense	$818,000	3,454
Net interest income	$3,024,000	3,457
Provision for loan and lease losses	$28,000	5,552
Total noninterest income	$551,000	2,949
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$178,000	3,242
Trading account gains and fees	$0	153
Additional Noninterest Income	$373,000	2,540
Total noninterest expense	$2,961,000	3,130
Salaries and employee benefits	$1,528,000	3,104
Premises and equipment expense	$417,000	2,853
Additional noninterest expense	$1,016,000	3,170
Pre-tax net operating income	$586,000	3,513
Securities gains (losses)	$111,000	1,066
Applicable income taxes	$201,000	2,224
Income before extraordinary items	$496,000	3,601
Extraordinary gains, net	$0	15
Net income	$496,000	3,603
Minority interest net income	$0	89
Net income of bank and minority interests.	$496,000	3,602
Net charge-offs	$1,000	5,777
Cash dividends	$1,000	3,370
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$417,190	3,796
2011-03-31 (YTD Data)		Rank
Total interest income	$1,913,000	3,532
Total interest expense	$416,000	3,506
Net interest income	$1,497,000	3,469
Provision for loan and lease losses	$11,000	5,352
Total noninterest income	$292,000	2,875
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$83,000	3,354
Trading account gains and fees	$0	158
Additional Noninterest Income	$209,000	2,409
Total noninterest expense	$1,438,000	3,212
Salaries and employee benefits	$726,000	3,230
Premises and equipment expense	$204,000	2,935
Additional noninterest expense	$508,000	3,139
Pre-tax net operating income	$340,000	3,292
Securities gains (losses)	$63,000	680
Applicable income taxes	$118,000	2,012
Income before extraordinary items	$285,000	3,340
Extraordinary gains, net	$0	9
Net income	$285,000	3,337
Minority interest net income	$0	86
Net income of bank and minority interests.	$285,000	3,338
Net charge-offs	$1,000	4,979
Cash dividends	$1,000	2,572
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$240,270	3,597
2010-12-31 (YTD Data)		Rank
Total interest income	$8,159,000	3,500
Total interest expense	$2,060,000	3,478
Net interest income	$6,099,000	3,431
Provision for loan and lease losses	$105,000	5,988
Total noninterest income	$1,031,000	3,176
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$351,000	3,328
Trading account gains and fees	$0	175
Additional Noninterest Income	$680,000	2,733
Total noninterest expense	$5,791,000	3,202
Salaries and employee benefits	$2,994,000	3,128
Premises and equipment expense	$802,000	2,986
Additional noninterest expense	$1,995,000	3,262
Pre-tax net operating income	$1,234,000	3,045
Securities gains (losses)	$160,000	1,780
Applicable income taxes	$385,000	2,126
Income before extraordinary items	$1,009,000	3,212
Extraordinary gains, net	$0	29
Net income	$1,009,000	3,209
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,009,000	3,212
Net charge-offs	$48,000	5,935
Cash dividends	$101,000	3,684
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$893,800	3,314
2010-09-30 (YTD Data)		Rank
Total interest income	$6,097,000	3,574
Total interest expense	$1,616,000	3,505
Net interest income	$4,481,000	3,528
Provision for loan and lease losses	$54,000	6,187
Total noninterest income	$537,000	3,929
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$258,000	3,442
Trading account gains and fees	$0	165
Additional Noninterest Income	$279,000	3,653
Total noninterest expense	$4,235,000	3,269
Salaries and employee benefits	$2,198,000	3,202
Premises and equipment expense	$591,000	3,060
Additional noninterest expense	$1,446,000	3,332
Pre-tax net operating income	$729,000	3,629
Securities gains (losses)	$152,000	1,589
Applicable income taxes	$216,000	2,471
Income before extraordinary items	$665,000	3,594
Extraordinary gains, net	$0	23
Net income	$665,000	3,592
Minority interest net income	$0	110
Net income of bank and minority interests.	$665,000	3,594
Net charge-offs	$49,000	5,513
Cash dividends	$101,000	3,167
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$551,000	3,788
2010-06-30 (YTD Data)		Rank
Total interest income	$4,074,000	3,608
Total interest expense	$1,122,000	3,485
Net interest income	$2,952,000	3,559
Provision for loan and lease losses	$4,000	6,793
Total noninterest income	$369,000	3,803
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$168,000	3,485
Trading account gains and fees	$0	152
Additional Noninterest Income	$201,000	3,501
Total noninterest expense	$2,785,000	3,305
Salaries and employee benefits	$1,441,000	3,258
Premises and equipment expense	$387,000	3,136
Additional noninterest expense	$957,000	3,319
Pre-tax net operating income	$532,000	3,523
Securities gains (losses)	$31,000	2,160
Applicable income taxes	$121,000	2,616
Income before extraordinary items	$442,000	3,620
Extraordinary gains, net	$0	19
Net income	$442,000	3,617
Minority interest net income	$0	105
Net income of bank and minority interests.	$442,000	3,619
Net charge-offs	$47,000	4,944
Cash dividends	$101,000	2,807
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$417,510	3,612
2010-03-31 (YTD Data)		Rank
Total interest income	$2,022,000	3,683
Total interest expense	$598,000	3,438
Net interest income	$1,424,000	3,697
Provision for loan and lease losses	$1,000	6,529
Total noninterest income	$181,000	3,874
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$79,000	3,603
Trading account gains and fees	$0	175
Additional Noninterest Income	$102,000	3,485
Total noninterest expense	$1,315,000	3,514
Salaries and employee benefits	$679,000	3,470
Premises and equipment expense	$174,000	3,469
Additional noninterest expense	$462,000	3,396
Pre-tax net operating income	$289,000	3,414
Securities gains (losses)	$0	2,284
Applicable income taxes	$76,000	2,391
Income before extraordinary items	$213,000	3,767
Extraordinary gains, net	$0	16
Net income	$213,000	3,764
Minority interest net income	$0	91
Net income of bank and minority interests.	$213,000	3,766
Net charge-offs	$2,000	5,375
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$213,000	3,645
2009-12-31 (YTD Data)		Rank
Total interest income	$8,465,000	3,674
Total interest expense	$3,427,000	3,100
Net interest income	$5,038,000	3,934
Provision for loan and lease losses	$103,000	6,391
Total noninterest income	$1,244,000	2,902
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$337,000	3,663
Trading account gains and fees	$0	211
Additional Noninterest Income	$907,000	2,273
Total noninterest expense	$5,592,000	3,365
Salaries and employee benefits	$2,809,000	3,381
Premises and equipment expense	$578,000	3,973
Additional noninterest expense	$2,205,000	3,071
Pre-tax net operating income	$587,000	3,800
Securities gains (losses)	$526,000	852
Applicable income taxes	$290,000	2,056
Income before extraordinary items	$823,000	3,106
Extraordinary gains, net	$0	34
Net income	$823,000	3,106
Minority interest net income	$0	115
Net income of bank and minority interests.	$823,000	3,106
Net charge-offs	$51,000	6,205
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$433,760	3,996
2009-09-30 (YTD Data)		Rank
Total interest income	$6,372,000	3,711
Total interest expense	$2,673,000	3,134
Net interest income	$3,699,000	3,983
Provision for loan and lease losses	$3,000	7,243
Total noninterest income	$946,000	2,923
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$260,000	3,613
Trading account gains and fees	$0	212
Additional Noninterest Income	$686,000	2,316
Total noninterest expense	$3,948,000	3,525
Salaries and employee benefits	$2,085,000	3,424
Premises and equipment expense	$419,000	4,118
Additional noninterest expense	$1,444,000	3,380
Pre-tax net operating income	$694,000	3,353
Securities gains (losses)	$375,000	849
Applicable income taxes	$301,000	1,919
Income before extraordinary items	$768,000	2,938
Extraordinary gains, net	$0	27
Net income	$768,000	2,936
Minority interest net income	$0	118
Net income of bank and minority interests.	$768,000	2,939
Net charge-offs	$50,000	5,674
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$498,000	3,606
2009-06-30 (YTD Data)		Rank
Total interest income	$4,263,000	3,732
Total interest expense	$1,821,000	3,191
Net interest income	$2,442,000	3,997
Provision for loan and lease losses	$2,000	7,120
Total noninterest income	$676,000	2,804
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$172,000	3,606
Trading account gains and fees	$0	193
Additional Noninterest Income	$504,000	2,210
Total noninterest expense	$2,566,000	3,649
Salaries and employee benefits	$1,356,000	3,540
Premises and equipment expense	$250,000	4,454
Additional noninterest expense	$960,000	3,390
Pre-tax net operating income	$550,000	3,149
Securities gains (losses)	$375,000	633
Applicable income taxes	$280,000	1,611
Income before extraordinary items	$645,000	2,643
Extraordinary gains, net	$0	21
Net income	$645,000	2,640
Minority interest net income	$0	112
Net income of bank and minority interests.	$645,000	2,642
Net charge-offs	$49,000	4,935
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$382,500	3,441
2009-03-31 (YTD Data)		Rank
Total interest income	$2,147,000	3,748
Total interest expense	$920,000	3,280
Net interest income	$1,227,000	3,997
Provision for loan and lease losses	$1,000	6,705
Total noninterest income	$302,000	3,007
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$72,000	3,908
Trading account gains and fees	$0	171
Additional Noninterest Income	$230,000	2,321
Total noninterest expense	$1,126,000	3,956
Salaries and employee benefits	$617,000	3,842
Premises and equipment expense	$100,000	5,111
Additional noninterest expense	$409,000	3,508
Pre-tax net operating income	$402,000	2,794
Securities gains (losses)	$219,000	629
Applicable income taxes	$200,000	1,454
Income before extraordinary items	$421,000	2,459
Extraordinary gains, net	$0	15
Net income	$421,000	2,459
Minority interest net income	$0	102
Net income of bank and minority interests.	$421,000	2,461
Net charge-offs	$3,000	5,319
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$272,080	3,153
2008-12-31 (YTD Data)		Rank
Total interest income	$8,202,000	4,075
Total interest expense	$3,963,000	3,531
Net interest income	$4,239,000	4,397
Provision for loan and lease losses	$102,000	6,005
Total noninterest income	$684,000	4,184
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$352,000	3,711
Trading account gains and fees	$0	154
Additional Noninterest Income	$332,000	3,918
Total noninterest expense	$4,080,000	4,173
Salaries and employee benefits	$2,224,000	4,109
Premises and equipment expense	$372,000	5,286
Additional noninterest expense	$1,484,000	3,642
Pre-tax net operating income	$741,000	4,302
Securities gains (losses)	$-1,780,000	7,860
Applicable income taxes	$-576,000	7,543
Income before extraordinary items	$-463,000	6,687
Extraordinary gains, net	$0	39
Net income	$-463,000	6,687
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,960
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$676,200	4,141
2008-09-30 (YTD Data)		Rank
Total interest income	$6,097,000	4,156
Total interest expense	$2,992,000	3,634
Net interest income	$3,105,000	4,518
Provision for loan and lease losses	$0	6,991
Total noninterest income	$528,000	4,219
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$262,000	3,753
Trading account gains and fees	$0	148
Additional Noninterest Income	$266,000	3,907
Total noninterest expense	$3,050,000	4,172
Salaries and employee benefits	$1,716,000	4,052
Premises and equipment expense	$276,000	5,327
Additional noninterest expense	$1,058,000	3,717
Pre-tax net operating income	$583,000	4,689
Securities gains (losses)	$-1,376,000	7,980
Applicable income taxes	$-355,000	7,795
Income before extraordinary items	$-438,000	7,141
Extraordinary gains, net	$0	31
Net income	$-438,000	7,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$442,640	4,792
2008-06-30 (YTD Data)		Rank
Total interest income	$4,005,000	4,245
Total interest expense	$1,990,000	3,760
Net interest income	$2,015,000	4,601
Provision for loan and lease losses	$0	6,671
Total noninterest income	$360,000	4,229
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$174,000	3,763
Trading account gains and fees	$0	149
Additional Noninterest Income	$186,000	3,904
Total noninterest expense	$2,010,000	4,219
Salaries and employee benefits	$1,128,000	4,133
Premises and equipment expense	$180,000	5,427
Additional noninterest expense	$702,000	3,716
Pre-tax net operating income	$365,000	4,945
Securities gains (losses)	$0	3,233
Applicable income taxes	$58,000	3,944
Income before extraordinary items	$307,000	4,955
Extraordinary gains, net	$0	21
Net income	$307,000	4,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	7,297
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$307,000	4,897
2008-03-31 (YTD Data)		Rank
Total interest income	$1,987,000	4,346
Total interest expense	$1,004,000	3,910
Net interest income	$983,000	4,680
Provision for loan and lease losses	$0	6,080
Total noninterest income	$190,000	4,101
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$87,000	3,733
Trading account gains and fees	$0	158
Additional Noninterest Income	$103,000	3,719
Total noninterest expense	$978,000	4,304
Salaries and employee benefits	$538,000	4,294
Premises and equipment expense	$90,000	5,469
Additional noninterest expense	$350,000	3,671
Pre-tax net operating income	$195,000	5,002
Securities gains (losses)	$0	2,688
Applicable income taxes	$37,000	3,853
Income before extraordinary items	$158,000	5,131
Extraordinary gains, net	$0	15
Net income	$158,000	5,134
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$158,000	5,024
2007-12-31 (YTD Data)		Rank
Total interest income	$7,762,000	4,445
Total interest expense	$4,083,000	3,962
Net interest income	$3,679,000	4,864
Provision for loan and lease losses	$0	6,851
Total noninterest income	$632,000	4,529
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$329,000	3,899
Trading account gains and fees	$0	178
Additional Noninterest Income	$303,000	4,222
Total noninterest expense	$3,795,000	4,291
Salaries and employee benefits	$1,952,000	4,463
Premises and equipment expense	$382,000	5,169
Additional noninterest expense	$1,461,000	3,494
Pre-tax net operating income	$516,000	5,936
Securities gains (losses)	$3,000	1,730
Applicable income taxes	$43,000	5,009
Income before extraordinary items	$476,000	5,765
Extraordinary gains, net	$0	39
Net income	$476,000	5,763
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	6,321
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$473,240	5,768
2007-09-30 (YTD Data)		Rank
Total interest income	$5,834,000	4,462
Total interest expense	$3,092,000	3,937
Net interest income	$2,742,000	4,912
Provision for loan and lease losses	$0	6,528
Total noninterest income	$471,000	4,550
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$245,000	3,900
Trading account gains and fees	$0	184
Additional Noninterest Income	$226,000	4,262
Total noninterest expense	$2,828,000	4,266
Salaries and employee benefits	$1,470,000	4,434
Premises and equipment expense	$279,000	5,223
Additional noninterest expense	$1,079,000	3,488
Pre-tax net operating income	$385,000	6,217
Securities gains (losses)	$3,000	1,317
Applicable income taxes	$27,000	5,314
Income before extraordinary items	$361,000	6,007
Extraordinary gains, net	$0	33
Net income	$361,000	6,005
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,700
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$358,210	6,009
2007-06-30 (YTD Data)		Rank
Total interest income	$3,944,000	4,431
Total interest expense	$2,118,000	3,885
Net interest income	$1,826,000	4,940
Provision for loan and lease losses	$0	6,209
Total noninterest income	$306,000	4,616
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$163,000	3,923
Trading account gains and fees	$0	168
Additional Noninterest Income	$143,000	4,411
Total noninterest expense	$1,884,000	4,312
Salaries and employee benefits	$964,000	4,528
Premises and equipment expense	$184,000	5,276
Additional noninterest expense	$736,000	3,415
Pre-tax net operating income	$248,000	6,368
Securities gains (losses)	$0	1,444
Applicable income taxes	$10,000	5,665
Income before extraordinary items	$238,000	6,098
Extraordinary gains, net	$0	29
Net income	$238,000	6,097
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	4,997
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$238,000	6,088
2007-03-31 (YTD Data)		Rank
Total interest income	$1,964,000	4,447
Total interest expense	$1,090,000	3,781
Net interest income	$874,000	5,086
Provision for loan and lease losses	$0	5,779
Total noninterest income	$148,000	4,668
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$87,000	3,734
Trading account gains and fees	$0	195
Additional Noninterest Income	$61,000	4,714
Total noninterest expense	$910,000	4,412
Salaries and employee benefits	$467,000	4,658
Premises and equipment expense	$92,000	5,299
Additional noninterest expense	$351,000	3,526
Pre-tax net operating income	$112,000	6,520
Securities gains (losses)	$0	1,187
Applicable income taxes	$-3,000	8,197
Income before extraordinary items	$115,000	6,160
Extraordinary gains, net	$0	22
Net income	$115,000	6,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	3,890
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$115,000	6,145
2006-12-31 (YTD Data)		Rank
Total interest income	$7,089,000	4,530
Total interest expense	$3,345,000	4,039
Net interest income	$3,744,000	4,855
Provision for loan and lease losses	$2,000	6,810
Total noninterest income	$576,000	4,830
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$359,000	3,764
Trading account gains and fees	$0	130
Additional Noninterest Income	$217,000	4,957
Total noninterest expense	$3,598,000	4,311
Salaries and employee benefits	$1,800,000	4,611
Premises and equipment expense	$346,000	5,361
Additional noninterest expense	$1,452,000	3,378
Pre-tax net operating income	$720,000	5,868
Securities gains (losses)	$0	1,687
Applicable income taxes	$132,000	4,748
Income before extraordinary items	$588,000	5,864
Extraordinary gains, net	$0	51
Net income	$588,000	5,865
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,238
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$588,000	5,854
2006-09-30 (YTD Data)		Rank
Total interest income	$5,154,000	4,605
Total interest expense	$2,278,000	4,190
Net interest income	$2,876,000	4,825
Provision for loan and lease losses	$0	6,685
Total noninterest income	$421,000	4,897
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$268,000	3,797
Trading account gains and fees	$0	126
Additional Noninterest Income	$153,000	5,083
Total noninterest expense	$2,604,000	4,412
Salaries and employee benefits	$1,315,000	4,671
Premises and equipment expense	$255,000	5,419
Additional noninterest expense	$1,034,000	3,522
Pre-tax net operating income	$693,000	5,554
Securities gains (losses)	$0	1,388
Applicable income taxes	$167,000	4,367
Income before extraordinary items	$526,000	5,650
Extraordinary gains, net	$0	45
Net income	$526,000	5,652
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$526,000	5,646
2006-06-30 (YTD Data)		Rank
Total interest income	$3,314,000	4,667
Total interest expense	$1,387,000	4,320
Net interest income	$1,927,000	4,828
Provision for loan and lease losses	$0	6,419
Total noninterest income	$282,000	4,882
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$179,000	3,778
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,064
Total noninterest expense	$1,742,000	4,415
Salaries and employee benefits	$865,000	4,750
Premises and equipment expense	$163,000	5,551
Additional noninterest expense	$714,000	3,416
Pre-tax net operating income	$467,000	5,563
Securities gains (losses)	$0	1,185
Applicable income taxes	$118,000	4,330
Income before extraordinary items	$349,000	5,694
Extraordinary gains, net	$0	39
Net income	$349,000	5,695
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$349,000	5,689
2006-03-31 (YTD Data)		Rank
Total interest income	$1,622,000	4,677
Total interest expense	$661,000	4,325
Net interest income	$961,000	4,824
Provision for loan and lease losses	$0	6,013
Total noninterest income	$142,000	4,809
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$90,000	3,696
Trading account gains and fees	$0	115
Additional Noninterest Income	$52,000	5,040
Total noninterest expense	$871,000	4,420
Salaries and employee benefits	$429,000	4,790
Premises and equipment expense	$84,000	5,502
Additional noninterest expense	$358,000	3,406
Pre-tax net operating income	$232,000	5,524
Securities gains (losses)	$0	955
Applicable income taxes	$63,000	4,198
Income before extraordinary items	$169,000	5,696
Extraordinary gains, net	$0	21
Net income	$169,000	5,697
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$169,000	5,692
2005-12-31 (YTD Data)		Rank
Total interest income	$6,076,000	4,568
Total interest expense	$2,177,000	4,189
Net interest income	$3,899,000	4,697
Provision for loan and lease losses	$7,000	6,907
Total noninterest income	$558,000	4,980
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$307,000	4,117
Trading account gains and fees	$0	138
Additional Noninterest Income	$251,000	4,717
Total noninterest expense	$3,207,000	4,565
Salaries and employee benefits	$1,566,000	4,913
Premises and equipment expense	$317,000	5,577
Additional noninterest expense	$1,324,000	3,561
Pre-tax net operating income	$1,243,000	4,827
Securities gains (losses)	$0	2,296
Applicable income taxes	$369,000	3,827
Income before extraordinary items	$874,000	5,149
Extraordinary gains, net	$0	46
Net income	$874,000	5,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,118
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$874,000	5,119
2005-09-30 (YTD Data)		Rank
Total interest income	$4,498,000	4,572
Total interest expense	$1,538,000	4,212
Net interest income	$2,960,000	4,691
Provision for loan and lease losses	$5,000	6,713
Total noninterest income	$392,000	5,165
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$216,000	4,292
Trading account gains and fees	$0	126
Additional Noninterest Income	$176,000	4,883
Total noninterest expense	$2,414,000	4,534
Salaries and employee benefits	$1,210,000	4,801
Premises and equipment expense	$238,000	5,580
Additional noninterest expense	$966,000	3,595
Pre-tax net operating income	$933,000	4,948
Securities gains (losses)	$0	2,317
Applicable income taxes	$292,000	3,846
Income before extraordinary items	$641,000	5,295
Extraordinary gains, net	$0	35
Net income	$641,000	5,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	5,742
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$641,000	5,260
2005-06-30 (YTD Data)		Rank
Total interest income	$2,952,000	4,555
Total interest expense	$956,000	4,260
Net interest income	$1,996,000	4,616
Provision for loan and lease losses	$2,000	6,551
Total noninterest income	$252,000	5,199
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$130,000	4,473
Trading account gains and fees	$0	116
Additional Noninterest Income	$122,000	4,775
Total noninterest expense	$1,597,000	4,537
Salaries and employee benefits	$809,000	4,773
Premises and equipment expense	$160,000	5,527
Additional noninterest expense	$628,000	3,662
Pre-tax net operating income	$649,000	4,804
Securities gains (losses)	$0	2,146
Applicable income taxes	$210,000	3,706
Income before extraordinary items	$439,000	5,214
Extraordinary gains, net	$0	30
Net income	$439,000	5,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$439,000	5,162
2005-03-31 (YTD Data)		Rank
Total interest income	$1,448,000	4,593
Total interest expense	$463,000	4,245
Net interest income	$985,000	4,667
Provision for loan and lease losses	$0	6,226
Total noninterest income	$100,000	5,685
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$43,000	5,318
Trading account gains and fees	$0	115
Additional Noninterest Income	$57,000	4,893
Total noninterest expense	$793,000	4,583
Salaries and employee benefits	$405,000	4,795
Premises and equipment expense	$83,000	5,458
Additional noninterest expense	$305,000	3,751
Pre-tax net operating income	$292,000	5,061
Securities gains (losses)	$0	1,685
Applicable income taxes	$96,000	3,827
Income before extraordinary items	$196,000	5,468
Extraordinary gains, net	$0	24
Net income	$196,000	5,469
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$196,000	5,434
2004-12-31 (YTD Data)		Rank
Total interest income	$5,607,000	4,480
Total interest expense	$1,854,000	3,877
Net interest income	$3,753,000	4,691
Provision for loan and lease losses	$0	7,314
Total noninterest income	$390,000	5,850
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$160,000	5,656
Trading account gains and fees	$0	138
Additional Noninterest Income	$230,000	4,807
Total noninterest expense	$3,061,000	4,599
Salaries and employee benefits	$1,565,000	4,789
Premises and equipment expense	$355,000	5,156
Additional noninterest expense	$1,141,000	3,906
Pre-tax net operating income	$1,082,000	5,032
Securities gains (losses)	$26,000	2,233
Applicable income taxes	$360,000	3,887
Income before extraordinary items	$748,000	5,425
Extraordinary gains, net	$0	34
Net income	$748,000	5,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$730,320	5,394
2004-09-30 (YTD Data)		Rank
Total interest income	$4,139,000	4,507
Total interest expense	$1,387,000	3,840
Net interest income	$2,752,000	4,742
Provision for loan and lease losses	$0	7,100
Total noninterest income	$296,000	5,853
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$120,000	5,707
Trading account gains and fees	$0	134
Additional Noninterest Income	$176,000	4,774
Total noninterest expense	$2,259,000	4,618
Salaries and employee benefits	$1,134,000	4,864
Premises and equipment expense	$247,000	5,378
Additional noninterest expense	$878,000	3,802
Pre-tax net operating income	$789,000	5,223
Securities gains (losses)	$37,000	1,884
Applicable income taxes	$269,000	3,952
Income before extraordinary items	$557,000	5,545
Extraordinary gains, net	$0	26
Net income	$557,000	5,545
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$532,210	5,589
2004-06-30 (YTD Data)		Rank
Total interest income	$2,717,000	4,566
Total interest expense	$931,000	3,818
Net interest income	$1,786,000	4,829
Provision for loan and lease losses	$0	6,885
Total noninterest income	$198,000	5,838
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$80,000	5,723
Trading account gains and fees	$0	130
Additional Noninterest Income	$118,000	4,818
Total noninterest expense	$1,487,000	4,695
Salaries and employee benefits	$750,000	4,928
Premises and equipment expense	$168,000	5,352
Additional noninterest expense	$569,000	3,905
Pre-tax net operating income	$497,000	5,320
Securities gains (losses)	$37,000	1,654
Applicable income taxes	$174,000	4,006
Income before extraordinary items	$360,000	5,598
Extraordinary gains, net	$0	21
Net income	$360,000	5,598
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$335,210	5,696
2004-03-31 (YTD Data)		Rank
Total interest income	$1,305,000	4,710
Total interest expense	$455,000	3,935
Net interest income	$850,000	4,996
Provision for loan and lease losses	$0	6,501
Total noninterest income	$101,000	5,747
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$38,000	5,782
Trading account gains and fees	$0	121
Additional Noninterest Income	$63,000	4,647
Total noninterest expense	$711,000	4,867
Salaries and employee benefits	$355,000	5,140
Premises and equipment expense	$94,000	5,013
Additional noninterest expense	$262,000	4,155
Pre-tax net operating income	$240,000	5,385
Securities gains (losses)	$27,000	1,550
Applicable income taxes	$87,000	4,008
Income before extraordinary items	$180,000	5,590
Extraordinary gains, net	$0	16
Net income	$180,000	5,591
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$161,910	5,718
2003-12-31 (YTD Data)		Rank
Total interest income	$5,533,000	4,547
Total interest expense	$1,937,000	4,123
Net interest income	$3,596,000	4,705
Provision for loan and lease losses	$0	7,651
Total noninterest income	$753,000	4,371
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$143,000	5,948
Trading account gains and fees	$0	160
Additional Noninterest Income	$610,000	3,219
Total noninterest expense	$2,744,000	4,898
Salaries and employee benefits	$1,240,000	5,518
Premises and equipment expense	$337,000	5,297
Additional noninterest expense	$1,167,000	3,801
Pre-tax net operating income	$1,605,000	3,954
Securities gains (losses)	$27,000	3,018
Applicable income taxes	$606,000	3,044
Income before extraordinary items	$1,026,000	4,577
Extraordinary gains, net	$0	54
Net income	$1,026,000	4,578
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,008,720	4,456
2003-09-30 (YTD Data)		Rank
Total interest income	$4,171,000	4,589
Total interest expense	$1,459,000	4,235
Net interest income	$2,712,000	4,714
Provision for loan and lease losses	$0	7,481
Total noninterest income	$570,000	4,386
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$106,000	6,016
Trading account gains and fees	$0	153
Additional Noninterest Income	$464,000	3,263
Total noninterest expense	$1,990,000	4,996
Salaries and employee benefits	$878,000	5,690
Premises and equipment expense	$248,000	5,360
Additional noninterest expense	$864,000	3,834
Pre-tax net operating income	$1,292,000	3,869
Securities gains (losses)	$27,000	2,773
Applicable income taxes	$496,000	3,045
Income before extraordinary items	$823,000	4,520
Extraordinary gains, net	$0	40
Net income	$823,000	4,520
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$805,720	4,404
2003-06-30 (YTD Data)		Rank
Total interest income	$2,741,000	4,673
Total interest expense	$983,000	4,296
Net interest income	$1,758,000	4,787
Provision for loan and lease losses	$0	7,324
Total noninterest income	$324,000	4,786
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$65,000	6,162
Trading account gains and fees	$0	150
Additional Noninterest Income	$259,000	3,561
Total noninterest expense	$1,305,000	5,041
Salaries and employee benefits	$604,000	5,594
Premises and equipment expense	$177,000	5,101
Additional noninterest expense	$524,000	4,094
Pre-tax net operating income	$777,000	4,133
Securities gains (losses)	$27,000	2,433
Applicable income taxes	$307,000	3,206
Income before extraordinary items	$497,000	4,815
Extraordinary gains, net	$0	30
Net income	$497,000	4,814
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$479,720	4,696
2003-03-31 (YTD Data)		Rank
Total interest income	$1,353,000	4,741
Total interest expense	$506,000	4,308
Net interest income	$847,000	4,886
Provision for loan and lease losses	$0	6,934
Total noninterest income	$119,000	5,479
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$31,000	6,193
Trading account gains and fees	$0	134
Additional Noninterest Income	$88,000	4,169
Total noninterest expense	$622,000	5,218
Salaries and employee benefits	$277,000	5,887
Premises and equipment expense	$83,000	5,318
Additional noninterest expense	$262,000	4,067
Pre-tax net operating income	$344,000	4,434
Securities gains (losses)	$0	2,891
Applicable income taxes	$132,000	3,455
Income before extraordinary items	$212,000	5,170
Extraordinary gains, net	$0	21
Net income	$212,000	5,169
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$212,000	4,976
2002-12-31 (YTD Data)		Rank
Total interest income	$5,908,000	4,613
Total interest expense	$2,232,000	4,475
Net interest income	$3,676,000	4,607
Provision for loan and lease losses	$0	8,089
Total noninterest income	$330,000	6,244
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$116,000	6,311
Trading account gains and fees	$0	153
Additional Noninterest Income	$214,000	4,880
Total noninterest expense	$2,559,000	5,009
Salaries and employee benefits	$1,139,000	5,672
Premises and equipment expense	$357,000	5,034
Additional noninterest expense	$1,063,000	3,979
Pre-tax net operating income	$1,447,000	4,209
Securities gains (losses)	$0	4,537
Applicable income taxes	$579,000	3,176
Income before extraordinary items	$868,000	4,978
Extraordinary gains, net	$0	70
Net income	$868,000	4,979
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$868,000	4,849
2001-12-31 (YTD Data)		Rank
Total interest income	$6,149,000	4,870
Total interest expense	$3,236,000	4,457
Net interest income	$2,913,000	5,174
Provision for loan and lease losses	$0	8,228
Total noninterest income	$226,000	7,055
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$92,000	6,725
Trading account gains and fees	$0	177
Additional Noninterest Income	$134,000	5,754
Total noninterest expense	$2,516,000	4,922
Salaries and employee benefits	$997,000	5,994
Premises and equipment expense	$420,000	4,441
Additional noninterest expense	$1,099,000	3,762
Pre-tax net operating income	$623,000	6,090
Securities gains (losses)	$0	4,612
Applicable income taxes	$252,000	4,594
Income before extraordinary items	$371,000	6,730
Extraordinary gains, net	$0	105
Net income	$371,000	6,731
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	7,648
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$371,000	6,600
2000-12-31 (YTD Data)		Rank
Total interest income	$5,992,000	5,087
Total interest expense	$3,208,000	4,677
Net interest income	$2,784,000	5,423
Provision for loan and lease losses	$203,000	3,716
Total noninterest income	$172,000	7,583
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$67,000	7,255
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	6,317
Total noninterest expense	$2,057,000	5,571
Salaries and employee benefits	$913,000	6,269
Premises and equipment expense	$350,000	4,931
Additional noninterest expense	$794,000	4,771
Pre-tax net operating income	$696,000	6,239
Securities gains (losses)	$0	1,956
Applicable income taxes	$283,000	4,706
Income before extraordinary items	$413,000	6,776
Extraordinary gains, net	$0	38
Net income	$413,000	6,775
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,408
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$413,000	6,782
1999-12-31 (YTD Data)		Rank
Total interest income	$5,411,000	5,299
Total interest expense	$2,889,000	4,732
Net interest income	$2,522,000	5,773
Provision for loan and lease losses	$55,000	6,383
Total noninterest income	$125,000	8,461
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	7,711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	7,430
Total noninterest expense	$1,835,000	6,011
Salaries and employee benefits	$777,000	6,854
Premises and equipment expense	$349,000	4,971
Additional noninterest expense	$709,000	5,201
Pre-tax net operating income	$757,000	6,103
Securities gains (losses)	$2,000	2,566
Applicable income taxes	$311,000	4,736
Income before extraordinary items	$448,000	6,711
Extraordinary gains, net	$0	35
Net income	$448,000	6,709
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	9,010
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$446,720	6,696
1998-12-31 (YTD Data)		Rank
Total interest income	$5,101,000	5,611
Total interest expense	$2,817,000	4,948
Net interest income	$2,284,000	6,154
Provision for loan and lease losses	$40,000	6,927
Total noninterest income	$140,000	8,387
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$57,000	7,866
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,095
Total noninterest expense	$1,690,000	6,249
Salaries and employee benefits	$696,000	7,207
Premises and equipment expense	$295,000	5,428
Additional noninterest expense	$699,000	5,169
Pre-tax net operating income	$694,000	6,506
Securities gains (losses)	$0	4,449
Applicable income taxes	$301,000	5,159
Income before extraordinary items	$393,000	7,263
Extraordinary gains, net	$0	32
Net income	$393,000	7,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,132
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$393,000	7,173
1997-12-31 (YTD Data)		Rank
Total interest income	$4,651,000	6,087
Total interest expense	$2,507,000	5,399
Net interest income	$2,144,000	6,638
Provision for loan and lease losses	$30,000	7,369
Total noninterest income	$168,000	8,315
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$85,000	7,533
Trading account gains and fees	NA	NA
Additional Noninterest Income	$83,000	7,280
Total noninterest expense	$1,275,000	7,426
Salaries and employee benefits	$572,000	8,108
Premises and equipment expense	$116,000	8,589
Additional noninterest expense	$587,000	5,887
Pre-tax net operating income	$1,007,000	5,814
Securities gains (losses)	$0	3,944
Applicable income taxes	$408,000	4,822
Income before extraordinary items	$599,000	6,383
Extraordinary gains, net	$0	44
Net income	$599,000	6,383
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$599,000	6,321
1996-12-31 (YTD Data)		Rank
Total interest income	$4,386,000	6,494
Total interest expense	$2,362,000	5,733
Net interest income	$2,024,000	7,096
Provision for loan and lease losses	$0	9,041
Total noninterest income	$136,000	9,243
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$78,000	8,049
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	8,550
Total noninterest expense	$1,016,000	8,621
Salaries and employee benefits	$493,000	8,944
Premises and equipment expense	$96,000	9,398
Additional noninterest expense	$427,000	7,658
Pre-tax net operating income	$1,144,000	5,279
Securities gains (losses)	$0	4,148
Applicable income taxes	$463,000	4,408
Income before extraordinary items	$681,000	5,845
Extraordinary gains, net	$0	53
Net income	$681,000	5,847
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$681,000	5,787
1995-12-31 (YTD Data)		Rank
Total interest income	$4,096,000	6,881
Total interest expense	$2,087,000	6,288
Net interest income	$2,009,000	7,287
Provision for loan and lease losses	$60,000	5,704
Total noninterest income	$124,000	9,779
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$70,000	8,614
Trading account gains and fees	NA	NA
Additional Noninterest Income	$54,000	9,034
Total noninterest expense	$1,045,000	8,776
Salaries and employee benefits	$476,000	9,318
Premises and equipment expense	$85,000	10,060
Additional noninterest expense	$484,000	7,392
Pre-tax net operating income	$1,028,000	5,879
Securities gains (losses)	$0	3,831
Applicable income taxes	$445,000	4,561
Income before extraordinary items	$583,000	6,713
Extraordinary gains, net	$0	65
Net income	$583,000	6,711
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	8,178
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$583,000	6,700
1994-12-31 (YTD Data)		Rank
Total interest income	$3,586,000	7,216
Total interest expense	$1,554,000	6,744
Net interest income	$2,032,000	7,491
Provision for loan and lease losses	$70,000	5,310
Total noninterest income	$79,000	11,271
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$52,000	9,629
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	10,986
Total noninterest expense	$1,046,000	9,187
Salaries and employee benefits	$457,000	9,770
Premises and equipment expense	$94,000	10,216
Additional noninterest expense	$495,000	7,892
Pre-tax net operating income	$995,000	5,974
Securities gains (losses)	$0	3,600
Applicable income taxes	$422,000	4,574
Income before extraordinary items	$573,000	6,744
Extraordinary gains, net	$0	249
Net income	$573,000	6,757
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$64,000	4,622
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$573,000	6,799
1993-12-31 (YTD Data)		Rank
Total interest income	$3,653,000	7,332
Total interest expense	$1,612,000	6,846
Net interest income	$2,041,000	7,550
Provision for loan and lease losses	$106,000	5,611
Total noninterest income	$99,000	11,344
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$41,000	10,371
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,000	9,638
Total noninterest expense	$968,000	9,885
Salaries and employee benefits	$399,000	10,642
Premises and equipment expense	$91,000	10,750
Additional noninterest expense	$478,000	8,448
Pre-tax net operating income	$1,066,000	5,632
Securities gains (losses)	$0	7,477
Applicable income taxes	$411,000	4,914
Income before extraordinary items	$655,000	6,398
Extraordinary gains, net	$66,000	1,954
Net income	$721,000	6,138
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$171,000	3,442
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$655,000	6,156
1992-12-31 (YTD Data)		Rank
Total interest income	$3,741,000	7,850
Total interest expense	$1,906,000	7,338
Net interest income	$1,835,000	8,237
Provision for loan and lease losses	$278,000	4,325
Total noninterest income	$85,000	12,134
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$35,000	10,873
Trading account gains and fees	NA	NA
Additional Noninterest Income	$50,000	10,399
Total noninterest expense	$898,000	10,493
Salaries and employee benefits	$376,000	11,146
Premises and equipment expense	$76,000	11,645
Additional noninterest expense	$446,000	9,020
Pre-tax net operating income	$744,000	6,861
Securities gains (losses)	$102,000	2,973
Applicable income taxes	$406,000	4,734
Income before extraordinary items	$440,000	7,830
Extraordinary gains, net	$0	1,422
Net income	$440,000	7,949
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$119,000	5,459
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$374,720	8,104

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.