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Century Savings Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$20,870,000	1,829
Total interest expense	$3,868,000	2,318
Net interest income	$17,002,000	1,642
Provision for loan and lease losses	$382,000	1,473
Total noninterest income	$1,547,000	2,282
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$387,000	1,934
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,160,000	2,138
Total noninterest expense	$12,462,000	1,765
Salaries and employee benefits	$6,996,000	1,771
Premises and equipment expense	$1,469,000	1,563
Additional noninterest expense	$1,160,000	2,138
Pre-tax net operating income	$5,705,000	1,777
Securities gains (losses)	$-1,262,000	4,338
Applicable income taxes	$945,000	1,472
Income before extraordinary items	$3,498,000	2,154
Extraordinary gains, net	$0	54
Net income	$3,498,000	2,178
Minority interest net income	$0	88
Net income of bank and minority interests.	$3,498,000	2,157
Net charge-offs	$-780,000	4,561
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$4,494,980	1,880
2023-09-30 (YTD Data)		Rank
Total interest income	$15,211,000	1,839
Total interest expense	$2,579,000	2,337
Net interest income	$12,632,000	1,664
Provision for loan and lease losses	$447,000	1,089
Total noninterest income	$1,164,000	2,259
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$286,000	1,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$878,000	2,116
Total noninterest expense	$9,284,000	1,770
Salaries and employee benefits	$5,229,000	1,774
Premises and equipment expense	$1,142,000	1,518
Additional noninterest expense	$878,000	2,116
Pre-tax net operating income	$4,065,000	1,883
Securities gains (losses)	$-824,000	4,430
Applicable income taxes	$668,000	1,561
Income before extraordinary items	$2,573,000	2,229
Extraordinary gains, net	$0	52
Net income	$2,573,000	2,251
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,573,000	2,231
Net charge-offs	$-765,000	4,586
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$3,223,960	1,992
2023-06-30 (YTD Data)		Rank
Total interest income	$9,860,000	1,844
Total interest expense	$1,336,000	2,496
Net interest income	$8,524,000	1,668
Provision for loan and lease losses	$271,000	1,131
Total noninterest income	$758,000	2,248
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$186,000	1,970
Trading account gains and fees	NA	NA
Additional Noninterest Income	$572,000	2,067
Total noninterest expense	$6,132,000	1,774
Salaries and employee benefits	$3,469,000	1,775
Premises and equipment expense	$732,000	1,570
Additional noninterest expense	$572,000	2,064
Pre-tax net operating income	$2,879,000	1,795
Securities gains (losses)	$-824,000	4,516
Applicable income taxes	$433,000	1,586
Income before extraordinary items	$1,622,000	2,313
Extraordinary gains, net	$0	51
Net income	$1,622,000	2,340
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,622,000	2,313
Net charge-offs	$-82,000	4,422
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$2,272,960	1,904
2023-03-31 (YTD Data)		Rank
Total interest income	$4,737,000	1,878
Total interest expense	$439,000	2,760
Net interest income	$4,298,000	1,670
Provision for loan and lease losses	$108,000	1,234
Total noninterest income	$375,000	2,255
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$95,000	1,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$280,000	2,077
Total noninterest expense	$3,038,000	1,814
Salaries and employee benefits	$1,714,000	1,818
Premises and equipment expense	$355,000	1,629
Additional noninterest expense	$280,000	2,077
Pre-tax net operating income	$1,527,000	1,764
Securities gains (losses)	$-824,000	4,574
Applicable income taxes	$93,000	2,191
Income before extraordinary items	$610,000	2,684
Extraordinary gains, net	$0	4
Net income	$610,000	2,684
Minority interest net income	$0	48
Net income of bank and minority interests.	$610,000	2,684
Net charge-offs	$-38,000	4,375
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$1,326,880	1,755
2022-12-31 (YTD Data)		Rank
Total interest income	$17,621,000	1,725
Total interest expense	$867,000	2,609
Net interest income	$16,754,000	1,649
Provision for loan and lease losses	$224,000	1,736
Total noninterest income	$1,651,000	2,230
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$365,000	2,043
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,286,000	2,064
Total noninterest expense	$12,739,000	1,700
Salaries and employee benefits	$7,261,000	1,693
Premises and equipment expense	$1,612,000	1,457
Additional noninterest expense	$1,286,000	2,064
Pre-tax net operating income	$5,442,000	1,941
Securities gains (losses)	$-807,000	4,420
Applicable income taxes	$1,051,000	1,509
Income before extraordinary items	$3,584,000	2,242
Extraordinary gains, net	$0	5
Net income	$3,584,000	2,241
Minority interest net income	$0	63
Net income of bank and minority interests.	$3,584,000	2,241
Net charge-offs	$-380,000	4,559
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$4,221,530	2,056
2022-09-30 (YTD Data)		Rank
Total interest income	$12,953,000	1,706
Total interest expense	$561,000	2,519
Net interest income	$12,392,000	1,645
Provision for loan and lease losses	$620,000	845
Total noninterest income	$1,084,000	2,396
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$271,000	2,084
Trading account gains and fees	NA	NA
Additional Noninterest Income	$813,000	2,282
Total noninterest expense	$9,449,000	1,702
Salaries and employee benefits	$5,388,000	1,707
Premises and equipment expense	$1,231,000	1,445
Additional noninterest expense	$813,000	2,282
Pre-tax net operating income	$3,407,000	2,128
Securities gains (losses)	$-36,000	4,059
Applicable income taxes	$649,000	1,657
Income before extraordinary items	$2,722,000	2,194
Extraordinary gains, net	$0	4
Net income	$2,722,000	2,193
Minority interest net income	$0	57
Net income of bank and minority interests.	$2,722,000	2,193
Net charge-offs	$149,000	790
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$2,751,160	2,220
2022-06-30 (YTD Data)		Rank
Total interest income	$8,542,000	1,684
Total interest expense	$346,000	2,469
Net interest income	$8,196,000	1,629
Provision for loan and lease losses	$500,000	683
Total noninterest income	$690,000	2,452
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$173,000	2,119
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	2,357
Total noninterest expense	$6,184,000	1,716
Salaries and employee benefits	$3,508,000	1,731
Premises and equipment expense	$803,000	1,460
Additional noninterest expense	$1,873,000	1,684
Pre-tax net operating income	$2,202,000	2,083
Securities gains (losses)	$-36,000	4,186
Applicable income taxes	$395,000	1,656
Income before extraordinary items	$1,771,000	2,141
Extraordinary gains, net	$0	4
Net income	$1,771,000	2,141
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,771,000	2,141
Net charge-offs	$160,000	591
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,800,520	2,162
2022-03-31 (YTD Data)		Rank
Total interest income	$4,156,000	1,679
Total interest expense	$173,000	2,429
Net interest income	$3,983,000	1,621
Provision for loan and lease losses	$120,000	887
Total noninterest income	$324,000	2,497
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$83,000	2,150
Trading account gains and fees	NA	NA
Additional Noninterest Income	$241,000	2,402
Total noninterest expense	$3,106,000	1,707
Salaries and employee benefits	$1,747,000	1,738
Premises and equipment expense	$415,000	1,421
Additional noninterest expense	$944,000	1,641
Pre-tax net operating income	$1,081,000	2,009
Securities gains (losses)	$-36,000	4,408
Applicable income taxes	$180,000	1,678
Income before extraordinary items	$865,000	2,102
Extraordinary gains, net	$0	4
Net income	$865,000	2,102
Minority interest net income	$0	50
Net income of bank and minority interests.	$865,000	2,102
Net charge-offs	$50,000	676
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$894,880	2,072
2021-12-31 (YTD Data)		Rank
Total interest income	$15,793,000	1,790
Total interest expense	$898,000	2,371
Net interest income	$14,895,000	1,732
Provision for loan and lease losses	$762,000	752
Total noninterest income	$1,745,000	2,390
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$285,000	2,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,460,000	2,242
Total noninterest expense	$12,701,000	1,672
Salaries and employee benefits	$7,529,000	1,629
Premises and equipment expense	$1,710,000	1,373
Additional noninterest expense	$3,462,000	1,776
Pre-tax net operating income	$3,177,000	2,617
Securities gains (losses)	$-70,000	4,606
Applicable income taxes	$580,000	2,000
Income before extraordinary items	$2,527,000	2,739
Extraordinary gains, net	$0	10
Net income	$2,527,000	2,740
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,527,000	2,740
Net charge-offs	$-21,000	3,848
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,583,700	2,705
2021-09-30 (YTD Data)		Rank
Total interest income	$11,705,000	1,831
Total interest expense	$677,000	2,456
Net interest income	$11,028,000	1,767
Provision for loan and lease losses	$557,000	748
Total noninterest income	$1,343,000	2,398
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$200,000	2,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,143,000	2,241
Total noninterest expense	$9,662,000	1,646
Salaries and employee benefits	$5,703,000	1,630
Premises and equipment expense	$1,288,000	1,396
Additional noninterest expense	$2,671,000	1,729
Pre-tax net operating income	$2,152,000	2,857
Securities gains (losses)	$-37,000	4,704
Applicable income taxes	$408,000	2,107
Income before extraordinary items	$1,707,000	2,995
Extraordinary gains, net	$0	8
Net income	$1,707,000	2,995
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,707,000	2,995
Net charge-offs	$-289,000	4,739
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,736,970	2,940
2021-06-30 (YTD Data)		Rank
Total interest income	$7,725,000	1,845
Total interest expense	$452,000	2,514
Net interest income	$7,273,000	1,781
Provision for loan and lease losses	$400,000	725
Total noninterest income	$1,015,000	2,223
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$126,000	2,353
Trading account gains and fees	NA	NA
Additional Noninterest Income	$889,000	2,043
Total noninterest expense	$6,427,000	1,635
Salaries and employee benefits	$3,811,000	1,619
Premises and equipment expense	$857,000	1,395
Additional noninterest expense	$1,759,000	1,726
Pre-tax net operating income	$1,461,000	2,807
Securities gains (losses)	$-22,000	4,724
Applicable income taxes	$287,000	2,052
Income before extraordinary items	$1,152,000	2,971
Extraordinary gains, net	$0	6
Net income	$1,152,000	2,970
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,152,000	2,971
Net charge-offs	$-95,000	4,575
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,169,600	2,929
2021-03-31 (YTD Data)		Rank
Total interest income	$3,740,000	1,885
Total interest expense	$230,000	2,555
Net interest income	$3,510,000	1,817
Provision for loan and lease losses	$300,000	548
Total noninterest income	$674,000	1,922
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$60,000	2,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$614,000	1,705
Total noninterest expense	$3,208,000	1,636
Salaries and employee benefits	$1,881,000	1,632
Premises and equipment expense	$438,000	1,390
Additional noninterest expense	$889,000	1,691
Pre-tax net operating income	$676,000	2,883
Securities gains (losses)	$-33,000	4,788
Applicable income taxes	$111,000	2,223
Income before extraordinary items	$532,000	3,042
Extraordinary gains, net	$0	3
Net income	$532,000	3,040
Minority interest net income	$0	55
Net income of bank and minority interests.	$532,000	3,042
Net charge-offs	$-24,000	4,405
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$559,390	2,957
2020-12-31 (YTD Data)		Rank
Total interest income	$13,474,000	2,043
Total interest expense	$1,444,000	2,442
Net interest income	$12,030,000	1,945
Provision for loan and lease losses	$1,566,000	1,226
Total noninterest income	$1,032,000	2,830
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$302,000	2,227
Trading account gains and fees	NA	NA
Additional Noninterest Income	$730,000	2,772
Total noninterest expense	$12,439,000	1,657
Salaries and employee benefits	$7,233,000	1,642
Premises and equipment expense	$1,713,000	1,372
Additional noninterest expense	$3,493,000	1,705
Pre-tax net operating income	$-943,000	4,900
Securities gains (losses)	$788,000	444
Applicable income taxes	$-367,000	4,941
Income before extraordinary items	$212,000	4,529
Extraordinary gains, net	$0	4
Net income	$212,000	4,528
Minority interest net income	$0	72
Net income of bank and minority interests.	$212,000	4,529
Net charge-offs	$1,524,000	499
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$-410,520	4,858
2020-09-30 (YTD Data)		Rank
Total interest income	$9,879,000	2,087
Total interest expense	$1,210,000	2,372
Net interest income	$8,669,000	2,017
Provision for loan and lease losses	$1,205,000	1,215
Total noninterest income	$904,000	2,636
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$233,000	2,188
Trading account gains and fees	NA	NA
Additional Noninterest Income	$671,000	2,550
Total noninterest expense	$9,165,000	1,663
Salaries and employee benefits	$5,307,000	1,658
Premises and equipment expense	$1,273,000	1,377
Additional noninterest expense	$2,585,000	1,703
Pre-tax net operating income	$-797,000	4,926
Securities gains (losses)	$790,000	362
Applicable income taxes	$-277,000	4,957
Income before extraordinary items	$270,000	4,388
Extraordinary gains, net	$0	4
Net income	$270,000	4,387
Minority interest net income	$0	65
Net income of bank and minority interests.	$270,000	4,388
Net charge-offs	$1,416,000	405
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$-354,100	4,887
2020-06-30 (YTD Data)		Rank
Total interest income	$6,722,000	2,082
Total interest expense	$844,000	2,410
Net interest income	$5,878,000	1,995
Provision for loan and lease losses	$850,000	1,190
Total noninterest income	$612,000	2,584
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$170,000	2,112
Trading account gains and fees	NA	NA
Additional Noninterest Income	$442,000	2,493
Total noninterest expense	$6,062,000	1,666
Salaries and employee benefits	$3,466,000	1,675
Premises and equipment expense	$843,000	1,378
Additional noninterest expense	$1,753,000	1,675
Pre-tax net operating income	$-422,000	4,926
Securities gains (losses)	$790,000	267
Applicable income taxes	$-115,000	4,936
Income before extraordinary items	$483,000	3,692
Extraordinary gains, net	$0	4
Net income	$483,000	3,692
Minority interest net income	$0	65
Net income of bank and minority interests.	$483,000	3,692
Net charge-offs	$1,393,000	320
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$-307,000	4,907
2020-03-31 (YTD Data)		Rank
Total interest income	$3,430,000	2,044
Total interest expense	$415,000	2,570
Net interest income	$3,015,000	1,912
Provision for loan and lease losses	$125,000	1,776
Total noninterest income	$302,000	2,512
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$84,000	2,374
Trading account gains and fees	NA	NA
Additional Noninterest Income	$218,000	2,338
Total noninterest expense	$2,943,000	1,721
Salaries and employee benefits	$1,639,000	1,764
Premises and equipment expense	$402,000	1,437
Additional noninterest expense	$902,000	1,651
Pre-tax net operating income	$249,000	3,593
Securities gains (losses)	$175,000	421
Applicable income taxes	$31,000	2,684
Income before extraordinary items	$393,000	2,951
Extraordinary gains, net	$0	4
Net income	$393,000	2,952
Minority interest net income	$0	56
Net income of bank and minority interests.	$393,000	2,952
Net charge-offs	$110,000	836
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$230,250	3,543
2019-12-31 (YTD Data)		Rank
Total interest income	$14,056,000	2,026
Total interest expense	$1,587,000	2,672
Net interest income	$12,469,000	1,869
Provision for loan and lease losses	$200,000	2,341
Total noninterest income	$1,188,000	2,589
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$323,000	2,499
Trading account gains and fees	NA	NA
Additional Noninterest Income	$865,000	2,420
Total noninterest expense	$11,682,000	1,689
Salaries and employee benefits	$6,033,000	1,834
Premises and equipment expense	$1,690,000	1,357
Additional noninterest expense	$3,959,000	1,522
Pre-tax net operating income	$1,775,000	3,183
Securities gains (losses)	$68,000	1,114
Applicable income taxes	$-57,000	5,069
Income before extraordinary items	$1,900,000	2,970
Extraordinary gains, net	$0	11
Net income	$1,900,000	2,970
Minority interest net income	$0	76
Net income of bank and minority interests.	$1,900,000	2,971
Net charge-offs	$291,000	1,375
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$1,832,000	2,982
2019-09-30 (YTD Data)		Rank
Total interest income	$10,654,000	2,031
Total interest expense	$1,168,000	2,717
Net interest income	$9,486,000	1,871
Provision for loan and lease losses	$200,000	1,960
Total noninterest income	$871,000	2,637
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$235,000	2,564
Trading account gains and fees	NA	NA
Additional Noninterest Income	$636,000	2,431
Total noninterest expense	$8,830,000	1,684
Salaries and employee benefits	$4,438,000	1,864
Premises and equipment expense	$1,269,000	1,362
Additional noninterest expense	$3,123,000	1,463
Pre-tax net operating income	$1,327,000	3,261
Securities gains (losses)	$83,000	870
Applicable income taxes	$132,000	2,781
Income before extraordinary items	$1,278,000	3,169
Extraordinary gains, net	$0	11
Net income	$1,278,000	3,168
Minority interest net income	$0	72
Net income of bank and minority interests.	$1,278,000	3,169
Net charge-offs	$265,000	1,107
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$1,202,470	3,212
2019-06-30 (YTD Data)		Rank
Total interest income	$7,191,000	2,010
Total interest expense	$790,000	2,684
Net interest income	$6,401,000	1,863
Provision for loan and lease losses	$180,000	1,640
Total noninterest income	$570,000	2,624
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$149,000	2,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$421,000	2,410
Total noninterest expense	$5,940,000	1,685
Salaries and employee benefits	$2,951,000	1,872
Premises and equipment expense	$839,000	1,369
Additional noninterest expense	$2,150,000	1,439
Pre-tax net operating income	$851,000	3,311
Securities gains (losses)	$62,000	679
Applicable income taxes	$95,000	2,711
Income before extraordinary items	$818,000	3,221
Extraordinary gains, net	$0	11
Net income	$818,000	3,218
Minority interest net income	$0	69
Net income of bank and minority interests.	$818,000	3,219
Net charge-offs	$238,000	894
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$762,200	3,295
2019-03-31 (YTD Data)		Rank
Total interest income	$3,571,000	2,022
Total interest expense	$401,000	2,642
Net interest income	$3,170,000	1,881
Provision for loan and lease losses	$110,000	1,397
Total noninterest income	$272,000	2,639
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$76,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$196,000	2,414
Total noninterest expense	$2,915,000	1,709
Salaries and employee benefits	$1,444,000	1,924
Premises and equipment expense	$429,000	1,363
Additional noninterest expense	$1,042,000	1,470
Pre-tax net operating income	$417,000	3,317
Securities gains (losses)	$32,000	486
Applicable income taxes	$66,000	2,450
Income before extraordinary items	$383,000	3,287
Extraordinary gains, net	$0	5
Net income	$383,000	3,284
Minority interest net income	$0	52
Net income of bank and minority interests.	$383,000	3,286
Net charge-offs	$186,000	650
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$355,800	3,386
2018-12-31 (YTD Data)		Rank
Total interest income	$14,195,000	1,936
Total interest expense	$1,672,000	2,179
Net interest income	$12,523,000	1,874
Provision for loan and lease losses	$952,000	923
Total noninterest income	$1,220,000	2,593
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$353,000	2,482
Trading account gains and fees	NA	NA
Additional Noninterest Income	$867,000	2,400
Total noninterest expense	$10,124,000	1,889
Salaries and employee benefits	$5,460,000	1,959
Premises and equipment expense	$1,544,000	1,461
Additional noninterest expense	$3,120,000	1,849
Pre-tax net operating income	$2,667,000	2,685
Securities gains (losses)	$-14,000	4,493
Applicable income taxes	$593,000	1,839
Income before extraordinary items	$2,060,000	2,889
Extraordinary gains, net	$0	6
Net income	$2,060,000	2,888
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,060,000	2,888
Net charge-offs	$783,000	722
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,071,060	2,878
2018-09-30 (YTD Data)		Rank
Total interest income	$10,552,000	1,940
Total interest expense	$1,210,000	2,157
Net interest income	$9,342,000	1,881
Provision for loan and lease losses	$555,000	1,046
Total noninterest income	$898,000	2,654
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$268,000	2,473
Trading account gains and fees	NA	NA
Additional Noninterest Income	$630,000	2,463
Total noninterest expense	$7,358,000	1,932
Salaries and employee benefits	$4,022,000	1,974
Premises and equipment expense	$1,159,000	1,466
Additional noninterest expense	$2,177,000	1,974
Pre-tax net operating income	$2,327,000	2,492
Securities gains (losses)	$-14,000	4,848
Applicable income taxes	$322,000	2,170
Income before extraordinary items	$1,991,000	2,527
Extraordinary gains, net	$0	5
Net income	$1,991,000	2,525
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,991,000	2,526
Net charge-offs	$290,000	1,019
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,003,040	2,508
2018-06-30 (YTD Data)		Rank
Total interest income	$6,968,000	1,943
Total interest expense	$764,000	2,152
Net interest income	$6,204,000	1,897
Provision for loan and lease losses	$505,000	807
Total noninterest income	$591,000	2,664
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$177,000	2,475
Trading account gains and fees	NA	NA
Additional Noninterest Income	$414,000	2,477
Total noninterest expense	$4,873,000	1,961
Salaries and employee benefits	$2,669,000	1,995
Premises and equipment expense	$767,000	1,495
Additional noninterest expense	$1,437,000	1,995
Pre-tax net operating income	$1,417,000	2,605
Securities gains (losses)	$-14,000	5,049
Applicable income taxes	$72,000	2,930
Income before extraordinary items	$1,331,000	2,503
Extraordinary gains, net	$0	6
Net income	$1,331,000	2,502
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,331,000	2,502
Net charge-offs	$286,000	753
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,344,300	2,474
2018-03-31 (YTD Data)		Rank
Total interest income	$3,437,000	1,954
Total interest expense	$365,000	2,153
Net interest income	$3,072,000	1,899
Provision for loan and lease losses	$100,000	1,437
Total noninterest income	$289,000	2,673
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$92,000	2,432
Trading account gains and fees	NA	NA
Additional Noninterest Income	$197,000	2,509
Total noninterest expense	$2,411,000	1,978
Salaries and employee benefits	$1,331,000	2,020
Premises and equipment expense	$384,000	1,515
Additional noninterest expense	$696,000	2,053
Pre-tax net operating income	$850,000	2,286
Securities gains (losses)	$0	735
Applicable income taxes	$86,000	2,286
Income before extraordinary items	$764,000	2,232
Extraordinary gains, net	$0	7
Net income	$764,000	2,231
Minority interest net income	$0	52
Net income of bank and minority interests.	$764,000	2,232
Net charge-offs	$7,000	2,089
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$764,000	2,222
2017-12-31 (YTD Data)		Rank
Total interest income	$13,507,000	1,922
Total interest expense	$1,494,000	1,932
Net interest income	$12,013,000	1,907
Provision for loan and lease losses	$725,000	1,124
Total noninterest income	$1,124,000	2,775
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$393,000	2,417
Trading account gains and fees	NA	NA
Additional Noninterest Income	$731,000	2,674
Total noninterest expense	$10,060,000	1,909
Salaries and employee benefits	$5,446,000	1,961
Premises and equipment expense	$1,521,000	1,504
Additional noninterest expense	$3,093,000	1,882
Pre-tax net operating income	$2,352,000	2,846
Securities gains (losses)	$69,000	759
Applicable income taxes	$1,593,000	1,483
Income before extraordinary items	$828,000	3,956
Extraordinary gains, net	$0	9
Net income	$828,000	3,956
Minority interest net income	$0	76
Net income of bank and minority interests.	$828,000	3,956
Net charge-offs	$106,000	2,372
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$783,840	4,018
2017-09-30 (YTD Data)		Rank
Total interest income	$10,081,000	1,935
Total interest expense	$1,110,000	1,914
Net interest income	$8,971,000	1,920
Provision for loan and lease losses	$570,000	1,056
Total noninterest income	$774,000	2,918
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$262,000	2,612
Trading account gains and fees	NA	NA
Additional Noninterest Income	$512,000	2,782
Total noninterest expense	$7,514,000	1,907
Salaries and employee benefits	$4,087,000	1,965
Premises and equipment expense	$1,087,000	1,564
Additional noninterest expense	$2,340,000	1,876
Pre-tax net operating income	$1,661,000	2,997
Securities gains (losses)	$72,000	730
Applicable income taxes	$309,000	2,456
Income before extraordinary items	$1,424,000	2,937
Extraordinary gains, net	$0	9
Net income	$1,424,000	2,936
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,424,000	2,937
Net charge-offs	$106,000	1,875
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,364,960	2,984
2017-06-30 (YTD Data)		Rank
Total interest income	$6,670,000	1,928
Total interest expense	$724,000	1,919
Net interest income	$5,946,000	1,928
Provision for loan and lease losses	$231,000	1,454
Total noninterest income	$500,000	2,969
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$168,000	2,680
Trading account gains and fees	NA	NA
Additional Noninterest Income	$332,000	2,818
Total noninterest expense	$5,007,000	1,905
Salaries and employee benefits	$2,723,000	1,970
Premises and equipment expense	$723,000	1,576
Additional noninterest expense	$1,561,000	1,876
Pre-tax net operating income	$1,208,000	2,829
Securities gains (losses)	$0	1,906
Applicable income taxes	$101,000	2,927
Income before extraordinary items	$1,107,000	2,657
Extraordinary gains, net	$0	11
Net income	$1,107,000	2,656
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,107,000	2,657
Net charge-offs	$-275,000	5,646
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,107,000	2,643
2017-03-31 (YTD Data)		Rank
Total interest income	$3,340,000	1,929
Total interest expense	$354,000	1,935
Net interest income	$2,986,000	1,900
Provision for loan and lease losses	$30,000	2,408
Total noninterest income	$247,000	2,978
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$85,000	2,655
Trading account gains and fees	NA	NA
Additional Noninterest Income	$162,000	2,843
Total noninterest expense	$2,497,000	1,926
Salaries and employee benefits	$1,366,000	1,999
Premises and equipment expense	$353,000	1,628
Additional noninterest expense	$778,000	1,883
Pre-tax net operating income	$706,000	2,520
Securities gains (losses)	$0	1,153
Applicable income taxes	$103,000	2,406
Income before extraordinary items	$603,000	2,440
Extraordinary gains, net	$0	8
Net income	$603,000	2,439
Minority interest net income	$0	55
Net income of bank and minority interests.	$603,000	2,440
Net charge-offs	$-276,000	5,765
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$603,000	2,421
2016-12-31 (YTD Data)		Rank
Total interest income	$12,733,000	1,973
Total interest expense	$1,538,000	1,772
Net interest income	$11,195,000	1,980
Provision for loan and lease losses	$315,000	1,940
Total noninterest income	$980,000	3,069
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$348,000	2,702
Trading account gains and fees	$0	170
Additional Noninterest Income	$632,000	2,964
Total noninterest expense	$9,602,000	1,979
Salaries and employee benefits	$5,377,000	1,975
Premises and equipment expense	$1,184,000	1,888
Additional noninterest expense	$3,041,000	1,961
Pre-tax net operating income	$2,258,000	2,853
Securities gains (losses)	$493,000	435
Applicable income taxes	$786,000	1,860
Income before extraordinary items	$1,965,000	2,829
Extraordinary gains, net	$0	5
Net income	$1,965,000	2,827
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,965,000	2,828
Net charge-offs	$294,000	1,544
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$1,614,970	3,096
2016-09-30 (YTD Data)		Rank
Total interest income	$9,672,000	1,954
Total interest expense	$1,169,000	1,755
Net interest income	$8,503,000	1,969
Provision for loan and lease losses	$225,000	1,908
Total noninterest income	$729,000	3,085
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$250,000	2,780
Trading account gains and fees	$0	169
Additional Noninterest Income	$479,000	2,950
Total noninterest expense	$7,329,000	1,952
Salaries and employee benefits	$4,055,000	1,959
Premises and equipment expense	$888,000	1,890
Additional noninterest expense	$2,386,000	1,875
Pre-tax net operating income	$1,678,000	2,923
Securities gains (losses)	$339,000	556
Applicable income taxes	$566,000	1,944
Income before extraordinary items	$1,451,000	2,869
Extraordinary gains, net	$0	5
Net income	$1,451,000	2,869
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,451,000	2,869
Net charge-offs	$278,000	1,201
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,206,920	3,135
2016-06-30 (YTD Data)		Rank
Total interest income	$6,548,000	1,932
Total interest expense	$787,000	1,726
Net interest income	$5,761,000	1,938
Provision for loan and lease losses	$70,000	2,604
Total noninterest income	$481,000	3,096
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$156,000	2,882
Trading account gains and fees	$0	157
Additional Noninterest Income	$325,000	2,925
Total noninterest expense	$4,902,000	1,948
Salaries and employee benefits	$2,717,000	1,954
Premises and equipment expense	$585,000	1,901
Additional noninterest expense	$1,600,000	1,869
Pre-tax net operating income	$1,270,000	2,669
Securities gains (losses)	$147,000	743
Applicable income taxes	$416,000	1,847
Income before extraordinary items	$1,001,000	2,798
Extraordinary gains, net	$0	16
Net income	$1,001,000	2,796
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,001,000	2,797
Net charge-offs	$274,000	919
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$896,630	2,913
2016-03-31 (YTD Data)		Rank
Total interest income	$3,320,000	1,901
Total interest expense	$404,000	1,680
Net interest income	$2,916,000	1,921
Provision for loan and lease losses	$40,000	2,355
Total noninterest income	$255,000	2,985
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$80,000	2,824
Trading account gains and fees	$0	142
Additional Noninterest Income	$175,000	2,801
Total noninterest expense	$2,455,000	1,956
Salaries and employee benefits	$1,240,000	2,117
Premises and equipment expense	$310,000	1,825
Additional noninterest expense	$905,000	1,676
Pre-tax net operating income	$676,000	2,541
Securities gains (losses)	$137,000	400
Applicable income taxes	$240,000	1,690
Income before extraordinary items	$573,000	2,512
Extraordinary gains, net	$0	12
Net income	$573,000	2,512
Minority interest net income	$0	62
Net income of bank and minority interests.	$573,000	2,512
Net charge-offs	$78,000	1,156
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$477,100	2,783
2015-12-31 (YTD Data)		Rank
Total interest income	$12,882,000	1,904
Total interest expense	$1,910,000	1,444
Net interest income	$10,972,000	1,970
Provision for loan and lease losses	$514,000	1,319
Total noninterest income	$884,000	3,287
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$282,000	3,150
Trading account gains and fees	$0	159
Additional Noninterest Income	$602,000	3,031
Total noninterest expense	$9,384,000	2,011
Salaries and employee benefits	$4,728,000	2,153
Premises and equipment expense	$1,140,000	1,966
Additional noninterest expense	$3,516,000	1,722
Pre-tax net operating income	$1,958,000	3,050
Securities gains (losses)	$301,000	552
Applicable income taxes	$613,000	2,042
Income before extraordinary items	$1,646,000	3,061
Extraordinary gains, net	$0	23
Net income	$1,646,000	3,062
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,646,000	3,063
Net charge-offs	$123,000	2,475
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$1,426,270	3,268
2015-09-30 (YTD Data)		Rank
Total interest income	$9,599,000	1,936
Total interest expense	$1,492,000	1,408
Net interest income	$8,107,000	2,008
Provision for loan and lease losses	$414,000	1,205
Total noninterest income	$635,000	3,374
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$207,000	3,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$428,000	3,121
Total noninterest expense	$7,123,000	1,993
Salaries and employee benefits	$3,569,000	2,152
Premises and equipment expense	$871,000	1,966
Additional noninterest expense	$2,683,000	1,688
Pre-tax net operating income	$1,205,000	3,451
Securities gains (losses)	$190,000	670
Applicable income taxes	$344,000	2,350
Income before extraordinary items	$1,051,000	3,416
Extraordinary gains, net	$0	21
Net income	$1,051,000	3,414
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,051,000	3,415
Net charge-offs	$68,000	2,526
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$908,500	3,619
2015-06-30 (YTD Data)		Rank
Total interest income	$6,355,000	1,940
Total interest expense	$1,043,000	1,349
Net interest income	$5,312,000	2,031
Provision for loan and lease losses	$284,000	1,194
Total noninterest income	$393,000	3,484
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$132,000	3,262
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,246
Total noninterest expense	$4,712,000	2,022
Salaries and employee benefits	$2,357,000	2,180
Premises and equipment expense	$581,000	1,970
Additional noninterest expense	$1,774,000	1,709
Pre-tax net operating income	$709,000	3,633
Securities gains (losses)	$183,000	561
Applicable income taxes	$222,000	2,378
Income before extraordinary items	$670,000	3,490
Extraordinary gains, net	$0	22
Net income	$670,000	3,490
Minority interest net income	$0	75
Net income of bank and minority interests.	$670,000	3,491
Net charge-offs	$63,000	2,134
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$532,750	3,807
2015-03-31 (YTD Data)		Rank
Total interest income	$3,205,000	1,929
Total interest expense	$530,000	1,330
Net interest income	$2,675,000	2,011
Provision for loan and lease losses	$144,000	1,182
Total noninterest income	$155,000	3,855
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$63,000	3,309
Trading account gains and fees	$0	152
Additional Noninterest Income	$92,000	3,718
Total noninterest expense	$2,320,000	2,037
Salaries and employee benefits	$1,168,000	2,214
Premises and equipment expense	$310,000	1,875
Additional noninterest expense	$842,000	1,789
Pre-tax net operating income	$366,000	3,537
Securities gains (losses)	$116,000	526
Applicable income taxes	$139,000	2,168
Income before extraordinary items	$343,000	3,405
Extraordinary gains, net	$0	13
Net income	$343,000	3,408
Minority interest net income	$0	64
Net income of bank and minority interests.	$343,000	3,408
Net charge-offs	$7,000	2,613
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$260,640	3,806
2014-12-31 (YTD Data)		Rank
Total interest income	$13,336,000	1,878
Total interest expense	$2,302,000	1,256
Net interest income	$11,034,000	1,958
Provision for loan and lease losses	$628,000	1,227
Total noninterest income	$886,000	3,303
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$276,000	3,368
Trading account gains and fees	$0	180
Additional Noninterest Income	$610,000	3,007
Total noninterest expense	$9,021,000	2,089
Salaries and employee benefits	$4,608,000	2,205
Premises and equipment expense	$1,244,000	1,861
Additional noninterest expense	$3,169,000	1,938
Pre-tax net operating income	$2,271,000	2,767
Securities gains (losses)	$567,000	353
Applicable income taxes	$889,000	1,677
Income before extraordinary items	$1,949,000	2,749
Extraordinary gains, net	$0	17
Net income	$1,949,000	2,747
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,949,000	2,749
Net charge-offs	$564,000	1,353
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,557,770	3,120
2014-09-30 (YTD Data)		Rank
Total interest income	$10,056,000	1,875
Total interest expense	$1,745,000	1,259
Net interest income	$8,311,000	1,958
Provision for loan and lease losses	$530,000	1,086
Total noninterest income	$683,000	3,283
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$205,000	3,419
Trading account gains and fees	$0	174
Additional Noninterest Income	$478,000	2,967
Total noninterest expense	$6,794,000	2,078
Salaries and employee benefits	$3,468,000	2,203
Premises and equipment expense	$930,000	1,876
Additional noninterest expense	$2,396,000	1,922
Pre-tax net operating income	$1,670,000	2,839
Securities gains (losses)	$475,000	325
Applicable income taxes	$654,000	1,722
Income before extraordinary items	$1,491,000	2,739
Extraordinary gains, net	$0	15
Net income	$1,491,000	2,739
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,491,000	2,739
Net charge-offs	$482,000	1,185
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,158,500	3,174
2014-06-30 (YTD Data)		Rank
Total interest income	$6,822,000	1,843
Total interest expense	$1,180,000	1,256
Net interest income	$5,642,000	1,919
Provision for loan and lease losses	$275,000	1,371
Total noninterest income	$442,000	3,329
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$132,000	3,468
Trading account gains and fees	$0	172
Additional Noninterest Income	$310,000	2,998
Total noninterest expense	$4,605,000	2,057
Salaries and employee benefits	$2,349,000	2,181
Premises and equipment expense	$651,000	1,821
Additional noninterest expense	$1,605,000	1,904
Pre-tax net operating income	$1,204,000	2,642
Securities gains (losses)	$188,000	505
Applicable income taxes	$424,000	1,712
Income before extraordinary items	$968,000	2,705
Extraordinary gains, net	$0	20
Net income	$968,000	2,709
Minority interest net income	$0	80
Net income of bank and minority interests.	$968,000	2,709
Net charge-offs	$74,000	2,458
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$836,400	2,942
2014-03-31 (YTD Data)		Rank
Total interest income	$3,415,000	1,833
Total interest expense	$601,000	1,256
Net interest income	$2,814,000	1,923
Provision for loan and lease losses	$107,000	1,524
Total noninterest income	$201,000	3,459
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$64,000	3,504
Trading account gains and fees	$0	147
Additional Noninterest Income	$137,000	3,097
Total noninterest expense	$2,366,000	2,015
Salaries and employee benefits	$1,223,000	2,117
Premises and equipment expense	$377,000	1,599
Additional noninterest expense	$766,000	1,979
Pre-tax net operating income	$542,000	2,752
Securities gains (losses)	$87,000	485
Applicable income taxes	$195,000	1,732
Income before extraordinary items	$434,000	2,847
Extraordinary gains, net	$0	16
Net income	$434,000	2,850
Minority interest net income	$0	66
Net income of bank and minority interests.	$434,000	2,850
Net charge-offs	$6,000	3,056
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$373,970	3,110
2013-12-31 (YTD Data)		Rank
Total interest income	$12,457,000	1,988
Total interest expense	$2,638,000	1,269
Net interest income	$9,819,000	2,126
Provision for loan and lease losses	$430,000	2,020
Total noninterest income	$938,000	3,316
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$303,000	3,338
Trading account gains and fees	$0	184
Additional Noninterest Income	$635,000	3,025
Total noninterest expense	$8,583,000	2,196
Salaries and employee benefits	$4,741,000	2,157
Premises and equipment expense	$1,133,000	2,010
Additional noninterest expense	$2,709,000	2,290
Pre-tax net operating income	$1,744,000	3,119
Securities gains (losses)	$576,000	399
Applicable income taxes	$778,000	1,706
Income before extraordinary items	$1,542,000	3,107
Extraordinary gains, net	$0	29
Net income	$1,542,000	3,109
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,542,000	3,110
Net charge-offs	$-29,000	6,331
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,161,840	3,579
2013-09-30 (YTD Data)		Rank
Total interest income	$9,081,000	2,043
Total interest expense	$2,005,000	1,298
Net interest income	$7,076,000	2,217
Provision for loan and lease losses	$320,000	2,002
Total noninterest income	$742,000	3,264
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$222,000	3,402
Trading account gains and fees	$0	180
Additional Noninterest Income	$520,000	2,954
Total noninterest expense	$6,358,000	2,226
Salaries and employee benefits	$3,529,000	2,163
Premises and equipment expense	$819,000	2,103
Additional noninterest expense	$2,010,000	2,294
Pre-tax net operating income	$1,140,000	3,456
Securities gains (losses)	$458,000	444
Applicable income taxes	$533,000	1,845
Income before extraordinary items	$1,065,000	3,303
Extraordinary gains, net	$0	25
Net income	$1,065,000	3,306
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,065,000	3,307
Net charge-offs	$-34,000	6,377
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$758,140	3,849
2013-06-30 (YTD Data)		Rank
Total interest income	$5,971,000	2,063
Total interest expense	$1,331,000	1,350
Net interest income	$4,640,000	2,249
Provision for loan and lease losses	$270,000	1,786
Total noninterest income	$425,000	3,615
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$144,000	3,411
Trading account gains and fees	$0	157
Additional Noninterest Income	$281,000	3,304
Total noninterest expense	$4,256,000	2,221
Salaries and employee benefits	$2,358,000	2,166
Premises and equipment expense	$556,000	2,062
Additional noninterest expense	$1,342,000	2,283
Pre-tax net operating income	$539,000	4,016
Securities gains (losses)	$407,000	439
Applicable income taxes	$310,000	1,979
Income before extraordinary items	$636,000	3,501
Extraordinary gains, net	$0	22
Net income	$636,000	3,503
Minority interest net income	$0	82
Net income of bank and minority interests.	$636,000	3,504
Net charge-offs	$-39,000	6,489
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$363,310	4,379
2013-03-31 (YTD Data)		Rank
Total interest income	$2,877,000	2,157
Total interest expense	$666,000	1,390
Net interest income	$2,211,000	2,371
Provision for loan and lease losses	$0	4,409
Total noninterest income	$216,000	3,526
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$73,000	3,385
Trading account gains and fees	$0	148
Additional Noninterest Income	$143,000	3,246
Total noninterest expense	$2,121,000	2,246
Salaries and employee benefits	$1,169,000	2,212
Premises and equipment expense	$276,000	2,115
Additional noninterest expense	$676,000	2,305
Pre-tax net operating income	$306,000	3,773
Securities gains (losses)	$54,000	884
Applicable income taxes	$120,000	2,219
Income before extraordinary items	$240,000	3,956
Extraordinary gains, net	$0	10
Net income	$240,000	3,958
Minority interest net income	$0	76
Net income of bank and minority interests.	$240,000	3,959
Net charge-offs	$-32,000	6,589
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$203,820	4,148
2012-12-31 (YTD Data)		Rank
Total interest income	$12,550,000	2,089
Total interest expense	$3,184,000	1,399
Net interest income	$9,366,000	2,289
Provision for loan and lease losses	$305,000	3,332
Total noninterest income	$1,253,000	2,888
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$297,000	3,504
Trading account gains and fees	$0	166
Additional Noninterest Income	$956,000	2,435
Total noninterest expense	$8,097,000	2,324
Salaries and employee benefits	$4,474,000	2,228
Premises and equipment expense	$1,067,000	2,152
Additional noninterest expense	$2,556,000	2,517
Pre-tax net operating income	$2,217,000	2,628
Securities gains (losses)	$261,000	1,473
Applicable income taxes	$834,000	1,652
Income before extraordinary items	$1,644,000	2,943
Extraordinary gains, net	$0	29
Net income	$1,644,000	2,945
Minority interest net income	$0	93
Net income of bank and minority interests.	$1,644,000	2,945
Net charge-offs	$1,139,000	1,682
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$1,471,740	3,027
2012-09-30 (YTD Data)		Rank
Total interest income	$9,425,000	2,119
Total interest expense	$2,446,000	1,426
Net interest income	$6,979,000	2,343
Provision for loan and lease losses	$305,000	2,946
Total noninterest income	$782,000	3,200
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$208,000	3,682
Trading account gains and fees	$0	157
Additional Noninterest Income	$574,000	2,739
Total noninterest expense	$6,220,000	2,294
Salaries and employee benefits	$3,381,000	2,202
Premises and equipment expense	$802,000	2,175
Additional noninterest expense	$2,037,000	2,374
Pre-tax net operating income	$1,236,000	3,252
Securities gains (losses)	$261,000	1,232
Applicable income taxes	$551,000	1,837
Income before extraordinary items	$946,000	3,532
Extraordinary gains, net	$0	20
Net income	$946,000	3,532
Minority interest net income	$0	86
Net income of bank and minority interests.	$946,000	3,534
Net charge-offs	$1,060,000	1,406
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$778,960	3,737
2012-06-30 (YTD Data)		Rank
Total interest income	$6,347,000	2,117
Total interest expense	$1,627,000	1,492
Net interest income	$4,720,000	2,311
Provision for loan and lease losses	$240,000	2,731
Total noninterest income	$569,000	3,016
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$128,000	3,835
Trading account gains and fees	$0	153
Additional Noninterest Income	$441,000	2,510
Total noninterest expense	$4,115,000	2,312
Salaries and employee benefits	$2,246,000	2,216
Premises and equipment expense	$538,000	2,147
Additional noninterest expense	$1,331,000	2,437
Pre-tax net operating income	$934,000	2,984
Securities gains (losses)	$185,000	1,157
Applicable income taxes	$409,000	1,693
Income before extraordinary items	$710,000	3,298
Extraordinary gains, net	$0	19
Net income	$710,000	3,298
Minority interest net income	$0	84
Net income of bank and minority interests.	$710,000	3,299
Net charge-offs	$951,000	1,180
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$591,600	3,489
2012-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	2,135
Total interest expense	$815,000	1,543
Net interest income	$2,350,000	2,331
Provision for loan and lease losses	$100,000	2,838
Total noninterest income	$213,000	3,531
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$63,000	3,856
Trading account gains and fees	$0	148
Additional Noninterest Income	$150,000	3,069
Total noninterest expense	$2,040,000	2,325
Salaries and employee benefits	$1,126,000	2,212
Premises and equipment expense	$274,000	2,123
Additional noninterest expense	$640,000	2,496
Pre-tax net operating income	$423,000	3,213
Securities gains (losses)	$185,000	632
Applicable income taxes	$225,000	1,594
Income before extraordinary items	$383,000	3,165
Extraordinary gains, net	$0	19
Net income	$383,000	3,169
Minority interest net income	$0	78
Net income of bank and minority interests.	$383,000	3,169
Net charge-offs	$475,000	1,134
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$264,600	3,717
2011-12-31 (YTD Data)		Rank
Total interest income	$12,958,000	2,151
Total interest expense	$3,297,000	1,791
Net interest income	$9,661,000	2,270
Provision for loan and lease losses	$561,000	3,296
Total noninterest income	$885,000	3,334
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$260,000	3,875
Trading account gains and fees	$0	146
Additional Noninterest Income	$625,000	2,798
Total noninterest expense	$7,839,000	2,419
Salaries and employee benefits	$4,384,000	2,204
Premises and equipment expense	$1,118,000	2,177
Additional noninterest expense	$2,337,000	2,734
Pre-tax net operating income	$2,146,000	2,376
Securities gains (losses)	$390,000	951
Applicable income taxes	$994,000	1,347
Income before extraordinary items	$1,542,000	2,724
Extraordinary gains, net	$0	29
Net income	$1,542,000	2,726
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,542,000	2,726
Net charge-offs	$128,000	4,750
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,292,400	2,973
2011-09-30 (YTD Data)		Rank
Total interest income	$9,812,000	2,152
Total interest expense	$2,486,000	1,859
Net interest income	$7,326,000	2,251
Provision for loan and lease losses	$481,000	2,922
Total noninterest income	$702,000	3,251
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$197,000	3,877
Trading account gains and fees	$0	145
Additional Noninterest Income	$505,000	2,685
Total noninterest expense	$5,947,000	2,399
Salaries and employee benefits	$3,272,000	2,216
Premises and equipment expense	$848,000	2,181
Additional noninterest expense	$1,827,000	2,650
Pre-tax net operating income	$1,600,000	2,464
Securities gains (losses)	$318,000	895
Applicable income taxes	$755,000	1,349
Income before extraordinary items	$1,163,000	2,777
Extraordinary gains, net	$0	21
Net income	$1,163,000	2,779
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,163,000	2,779
Net charge-offs	$170,000	3,892
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$959,480	3,031
2011-06-30 (YTD Data)		Rank
Total interest income	$6,505,000	2,193
Total interest expense	$1,665,000	1,924
Net interest income	$4,840,000	2,264
Provision for loan and lease losses	$371,000	2,688
Total noninterest income	$533,000	2,999
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$128,000	3,906
Trading account gains and fees	$0	153
Additional Noninterest Income	$405,000	2,418
Total noninterest expense	$3,999,000	2,406
Salaries and employee benefits	$2,169,000	2,244
Premises and equipment expense	$574,000	2,180
Additional noninterest expense	$1,256,000	2,636
Pre-tax net operating income	$1,003,000	2,529
Securities gains (losses)	$258,000	609
Applicable income taxes	$498,000	1,324
Income before extraordinary items	$763,000	2,753
Extraordinary gains, net	$0	15
Net income	$763,000	2,755
Minority interest net income	$0	89
Net income of bank and minority interests.	$763,000	2,755
Net charge-offs	$79,000	4,069
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$597,880	3,112
2011-03-31 (YTD Data)		Rank
Total interest income	$3,165,000	2,257
Total interest expense	$838,000	1,969
Net interest income	$2,327,000	2,347
Provision for loan and lease losses	$90,000	3,467
Total noninterest income	$367,000	2,489
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$64,000	3,860
Trading account gains and fees	$0	158
Additional Noninterest Income	$303,000	1,903
Total noninterest expense	$1,991,000	2,429
Salaries and employee benefits	$1,071,000	2,286
Premises and equipment expense	$302,000	2,123
Additional noninterest expense	$618,000	2,666
Pre-tax net operating income	$613,000	2,184
Securities gains (losses)	$12,000	1,251
Applicable income taxes	$237,000	1,331
Income before extraordinary items	$388,000	2,742
Extraordinary gains, net	$0	9
Net income	$388,000	2,741
Minority interest net income	$0	86
Net income of bank and minority interests.	$388,000	2,742
Net charge-offs	$0	5,107
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$380,320	2,709
2010-12-31 (YTD Data)		Rank
Total interest income	$12,407,000	2,425
Total interest expense	$3,386,000	2,330
Net interest income	$9,021,000	2,423
Provision for loan and lease losses	$810,000	3,386
Total noninterest income	$668,000	4,026
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$278,000	3,784
Trading account gains and fees	$0	175
Additional Noninterest Income	$390,000	3,556
Total noninterest expense	$7,457,000	2,593
Salaries and employee benefits	$4,130,000	2,330
Premises and equipment expense	$1,049,000	2,382
Additional noninterest expense	$2,278,000	2,902
Pre-tax net operating income	$1,422,000	2,801
Securities gains (losses)	$542,000	830
Applicable income taxes	$763,000	1,471
Income before extraordinary items	$1,201,000	2,914
Extraordinary gains, net	$0	29
Net income	$1,201,000	2,910
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,201,000	2,914
Net charge-offs	$150,000	5,055
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$854,120	3,387
2010-09-30 (YTD Data)		Rank
Total interest income	$9,334,000	2,472
Total interest expense	$2,530,000	2,442
Net interest income	$6,804,000	2,436
Provision for loan and lease losses	$696,000	3,047
Total noninterest income	$488,000	4,123
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$207,000	3,873
Trading account gains and fees	$0	165
Additional Noninterest Income	$281,000	3,644
Total noninterest expense	$5,596,000	2,592
Salaries and employee benefits	$3,099,000	2,342
Premises and equipment expense	$750,000	2,519
Additional noninterest expense	$1,747,000	2,789
Pre-tax net operating income	$1,000,000	3,097
Securities gains (losses)	$542,000	680
Applicable income taxes	$591,000	1,485
Income before extraordinary items	$951,000	2,983
Extraordinary gains, net	$0	23
Net income	$951,000	2,980
Minority interest net income	$0	110
Net income of bank and minority interests.	$951,000	2,983
Net charge-offs	$150,000	4,503
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$604,120	3,629
2010-06-30 (YTD Data)		Rank
Total interest income	$6,180,000	2,512
Total interest expense	$1,675,000	2,551
Net interest income	$4,505,000	2,460
Provision for loan and lease losses	$582,000	2,636
Total noninterest income	$329,000	4,071
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$141,000	3,819
Trading account gains and fees	$0	152
Additional Noninterest Income	$188,000	3,589
Total noninterest expense	$3,681,000	2,621
Salaries and employee benefits	$2,047,000	2,385
Premises and equipment expense	$484,000	2,597
Additional noninterest expense	$1,150,000	2,813
Pre-tax net operating income	$571,000	3,402
Securities gains (losses)	$542,000	441
Applicable income taxes	$426,000	1,384
Income before extraordinary items	$687,000	2,806
Extraordinary gains, net	$0	19
Net income	$687,000	2,802
Minority interest net income	$0	105
Net income of bank and minority interests.	$687,000	2,805
Net charge-offs	$150,000	3,829
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$340,120	3,945
2010-03-31 (YTD Data)		Rank
Total interest income	$3,115,000	2,554
Total interest expense	$842,000	2,655
Net interest income	$2,273,000	2,476
Provision for loan and lease losses	$411,000	2,039
Total noninterest income	$167,000	4,032
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$71,000	3,802
Trading account gains and fees	$0	175
Additional Noninterest Income	$96,000	3,585
Total noninterest expense	$1,803,000	2,691
Salaries and employee benefits	$1,014,000	2,441
Premises and equipment expense	$230,000	2,776
Additional noninterest expense	$559,000	2,889
Pre-tax net operating income	$226,000	3,859
Securities gains (losses)	$437,000	282
Applicable income taxes	$251,000	1,199
Income before extraordinary items	$412,000	2,504
Extraordinary gains, net	$0	16
Net income	$412,000	2,502
Minority interest net income	$0	91
Net income of bank and minority interests.	$412,000	2,504
Net charge-offs	$0	5,610
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$132,320	4,485
2009-12-31 (YTD Data)		Rank
Total interest income	$12,120,000	2,721
Total interest expense	$3,974,000	2,754
Net interest income	$8,146,000	2,680
Provision for loan and lease losses	$437,000	4,749
Total noninterest income	$646,000	4,226
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$268,000	4,094
Trading account gains and fees	$0	211
Additional Noninterest Income	$378,000	3,635
Total noninterest expense	$6,922,000	2,825
Salaries and employee benefits	$3,792,000	2,565
Premises and equipment expense	$939,000	2,725
Additional noninterest expense	$2,191,000	3,089
Pre-tax net operating income	$1,433,000	2,427
Securities gains (losses)	$43,000	2,714
Applicable income taxes	$526,000	1,506
Income before extraordinary items	$950,000	2,856
Extraordinary gains, net	$0	34
Net income	$950,000	2,854
Minority interest net income	$0	115
Net income of bank and minority interests.	$950,000	2,856
Net charge-offs	$0	7,246
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$922,480	2,842
2009-09-30 (YTD Data)		Rank
Total interest income	$9,021,000	2,783
Total interest expense	$3,051,000	2,823
Net interest income	$5,970,000	2,750
Provision for loan and lease losses	$311,000	4,541
Total noninterest income	$471,000	4,341
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$191,000	4,216
Trading account gains and fees	$0	212
Additional Noninterest Income	$280,000	3,725
Total noninterest expense	$5,324,000	2,766
Salaries and employee benefits	$2,812,000	2,618
Premises and equipment expense	$686,000	2,820
Additional noninterest expense	$1,826,000	2,777
Pre-tax net operating income	$806,000	3,100
Securities gains (losses)	$-85,000	7,456
Applicable income taxes	$248,000	2,106
Income before extraordinary items	$473,000	3,786
Extraordinary gains, net	$0	27
Net income	$473,000	3,784
Minority interest net income	$0	118
Net income of bank and minority interests.	$473,000	3,785
Net charge-offs	$0	6,987
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$529,100	3,505
2009-06-30 (YTD Data)		Rank
Total interest income	$5,945,000	2,856
Total interest expense	$2,081,000	2,875
Net interest income	$3,864,000	2,810
Provision for loan and lease losses	$235,000	4,121
Total noninterest income	$311,000	4,354
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$119,000	4,317
Trading account gains and fees	$0	193
Additional Noninterest Income	$192,000	3,707
Total noninterest expense	$3,521,000	2,813
Salaries and employee benefits	$1,841,000	2,705
Premises and equipment expense	$454,000	2,877
Additional noninterest expense	$1,226,000	2,762
Pre-tax net operating income	$419,000	3,610
Securities gains (losses)	$-92,000	7,674
Applicable income taxes	$117,000	2,493
Income before extraordinary items	$210,000	4,483
Extraordinary gains, net	$0	21
Net income	$210,000	4,480
Minority interest net income	$0	112
Net income of bank and minority interests.	$210,000	4,480
Net charge-offs	$0	6,628
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$268,880	4,028
2009-03-31 (YTD Data)		Rank
Total interest income	$2,961,000	2,898
Total interest expense	$1,051,000	2,941
Net interest income	$1,910,000	2,817
Provision for loan and lease losses	$30,000	5,394
Total noninterest income	$143,000	4,506
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$60,000	4,245
Trading account gains and fees	$0	171
Additional Noninterest Income	$83,000	3,952
Total noninterest expense	$1,809,000	2,662
Salaries and employee benefits	$924,000	2,737
Premises and equipment expense	$240,000	2,767
Additional noninterest expense	$645,000	2,407
Pre-tax net operating income	$214,000	3,927
Securities gains (losses)	$-92,000	7,979
Applicable income taxes	$69,000	2,563
Income before extraordinary items	$53,000	5,631
Extraordinary gains, net	$0	15
Net income	$53,000	5,634
Minority interest net income	$0	102
Net income of bank and minority interests.	$53,000	5,634
Net charge-offs	$63,000	3,324
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$111,880	4,631
2008-12-31 (YTD Data)		Rank
Total interest income	$11,788,000	3,090
Total interest expense	$4,702,000	3,131
Net interest income	$7,086,000	3,022
Provision for loan and lease losses	$202,000	5,184
Total noninterest income	$600,000	4,478
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$351,000	3,713
Trading account gains and fees	$0	154
Additional Noninterest Income	$249,000	4,446
Total noninterest expense	$6,713,000	2,776
Salaries and employee benefits	$3,397,000	2,912
Premises and equipment expense	$986,000	2,664
Additional noninterest expense	$2,330,000	2,487
Pre-tax net operating income	$771,000	4,236
Securities gains (losses)	$-767,000	7,654
Applicable income taxes	$272,000	2,512
Income before extraordinary items	$-268,000	6,544
Extraordinary gains, net	$0	39
Net income	$-268,000	6,544
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,039
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$222,880	5,549
2008-09-30 (YTD Data)		Rank
Total interest income	$8,781,000	3,173
Total interest expense	$3,553,000	3,214
Net interest income	$5,228,000	3,079
Provision for loan and lease losses	$152,000	4,602
Total noninterest income	$429,000	4,676
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$249,000	3,860
Trading account gains and fees	$0	148
Additional Noninterest Income	$180,000	4,640
Total noninterest expense	$4,897,000	2,824
Salaries and employee benefits	$2,538,000	2,940
Premises and equipment expense	$714,000	2,753
Additional noninterest expense	$1,645,000	2,557
Pre-tax net operating income	$608,000	4,622
Securities gains (losses)	$103,000	947
Applicable income taxes	$232,000	2,754
Income before extraordinary items	$479,000	4,518
Extraordinary gains, net	$0	31
Net income	$479,000	4,516
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,534
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$409,990	4,923
2008-06-30 (YTD Data)		Rank
Total interest income	$5,713,000	3,276
Total interest expense	$2,368,000	3,315
Net interest income	$3,345,000	3,196
Provision for loan and lease losses	$79,000	4,622
Total noninterest income	$276,000	4,799
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$160,000	3,937
Trading account gains and fees	$0	149
Additional Noninterest Income	$116,000	4,793
Total noninterest expense	$3,224,000	2,862
Salaries and employee benefits	$1,661,000	3,027
Premises and equipment expense	$475,000	2,762
Additional noninterest expense	$1,088,000	2,551
Pre-tax net operating income	$318,000	5,184
Securities gains (losses)	$39,000	1,619
Applicable income taxes	$110,000	3,355
Income before extraordinary items	$247,000	5,303
Extraordinary gains, net	$0	21
Net income	$247,000	5,304
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,998
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$220,090	5,407
2008-03-31 (YTD Data)		Rank
Total interest income	$2,785,000	3,439
Total interest expense	$1,154,000	3,549
Net interest income	$1,631,000	3,269
Provision for loan and lease losses	$30,000	4,346
Total noninterest income	$135,000	4,851
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$76,000	3,987
Trading account gains and fees	$0	158
Additional Noninterest Income	$59,000	4,725
Total noninterest expense	$1,622,000	2,848
Salaries and employee benefits	$867,000	2,933
Premises and equipment expense	$235,000	2,800
Additional noninterest expense	$520,000	2,626
Pre-tax net operating income	$114,000	5,844
Securities gains (losses)	$39,000	1,222
Applicable income taxes	$45,000	3,671
Income before extraordinary items	$108,000	5,735
Extraordinary gains, net	$0	15
Net income	$108,000	5,738
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$80,310	6,025
2007-12-31 (YTD Data)		Rank
Total interest income	$11,378,000	3,427
Total interest expense	$4,605,000	3,668
Net interest income	$6,773,000	3,181
Provision for loan and lease losses	$32,000	6,039
Total noninterest income	$480,000	5,101
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$247,000	4,482
Trading account gains and fees	$0	178
Additional Noninterest Income	$233,000	4,741
Total noninterest expense	$5,954,000	2,983
Salaries and employee benefits	$2,932,000	3,292
Premises and equipment expense	$834,000	2,983
Additional noninterest expense	$2,188,000	2,463
Pre-tax net operating income	$1,267,000	4,248
Securities gains (losses)	$-9,000	7,539
Applicable income taxes	$414,000	2,981
Income before extraordinary items	$844,000	4,668
Extraordinary gains, net	$0	39
Net income	$844,000	4,669
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	6,123
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$850,030	4,649
2007-09-30 (YTD Data)		Rank
Total interest income	$8,491,000	3,452
Total interest expense	$3,399,000	3,714
Net interest income	$5,092,000	3,182
Provision for loan and lease losses	$34,000	5,478
Total noninterest income	$339,000	5,283
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$175,000	4,627
Trading account gains and fees	$0	184
Additional Noninterest Income	$164,000	4,893
Total noninterest expense	$4,328,000	3,044
Salaries and employee benefits	$2,160,000	3,323
Premises and equipment expense	$590,000	3,107
Additional noninterest expense	$1,578,000	2,503
Pre-tax net operating income	$1,069,000	4,212
Securities gains (losses)	$-14,000	7,864
Applicable income taxes	$344,000	3,002
Income before extraordinary items	$711,000	4,614
Extraordinary gains, net	$0	33
Net income	$711,000	4,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	5,430
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$720,380	4,580
2007-06-30 (YTD Data)		Rank
Total interest income	$5,572,000	3,508
Total interest expense	$2,182,000	3,789
Net interest income	$3,390,000	3,209
Provision for loan and lease losses	$36,000	4,731
Total noninterest income	$221,000	5,373
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$110,000	4,742
Trading account gains and fees	$0	168
Additional Noninterest Income	$111,000	4,935
Total noninterest expense	$2,757,000	3,186
Salaries and employee benefits	$1,374,000	3,474
Premises and equipment expense	$350,000	3,448
Additional noninterest expense	$1,033,000	2,549
Pre-tax net operating income	$818,000	3,972
Securities gains (losses)	$-14,000	8,066
Applicable income taxes	$272,000	2,850
Income before extraordinary items	$532,000	4,428
Extraordinary gains, net	$0	29
Net income	$532,000	4,428
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	4,692
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$541,240	4,374
2007-03-31 (YTD Data)		Rank
Total interest income	$2,769,000	3,507
Total interest expense	$1,073,000	3,820
Net interest income	$1,696,000	3,200
Provision for loan and lease losses	$28,000	4,050
Total noninterest income	$114,000	5,237
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$55,000	4,695
Trading account gains and fees	$0	195
Additional Noninterest Income	$59,000	4,788
Total noninterest expense	$1,315,000	3,321
Salaries and employee benefits	$651,000	3,657
Premises and equipment expense	$153,000	3,821
Additional noninterest expense	$511,000	2,573
Pre-tax net operating income	$467,000	3,669
Securities gains (losses)	$0	1,187
Applicable income taxes	$160,000	2,677
Income before extraordinary items	$307,000	4,113
Extraordinary gains, net	$0	22
Net income	$307,000	4,114
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$307,000	4,088
2006-12-31 (YTD Data)		Rank
Total interest income	$10,815,000	3,371
Total interest expense	$3,955,000	3,629
Net interest income	$6,860,000	3,161
Provision for loan and lease losses	$16,000	6,407
Total noninterest income	$435,000	5,428
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$237,000	4,622
Trading account gains and fees	$0	130
Additional Noninterest Income	$198,000	5,142
Total noninterest expense	$5,076,000	3,314
Salaries and employee benefits	$2,534,000	3,577
Premises and equipment expense	$649,000	3,544
Additional noninterest expense	$1,893,000	2,697
Pre-tax net operating income	$2,203,000	3,427
Securities gains (losses)	$14,000	999
Applicable income taxes	$764,000	2,544
Income before extraordinary items	$1,453,000	3,842
Extraordinary gains, net	$0	51
Net income	$1,453,000	3,841
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-4,000	7,730
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,443,760	3,835
2006-09-30 (YTD Data)		Rank
Total interest income	$8,109,000	3,340
Total interest expense	$2,942,000	3,562
Net interest income	$5,167,000	3,170
Provision for loan and lease losses	$15,000	6,184
Total noninterest income	$331,000	5,432
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$180,000	4,637
Trading account gains and fees	$0	126
Additional Noninterest Income	$151,000	5,110
Total noninterest expense	$3,588,000	3,460
Salaries and employee benefits	$1,805,000	3,719
Premises and equipment expense	$482,000	3,573
Additional noninterest expense	$1,301,000	2,896
Pre-tax net operating income	$1,895,000	3,229
Securities gains (losses)	$11,000	877
Applicable income taxes	$657,000	2,460
Income before extraordinary items	$1,249,000	3,627
Extraordinary gains, net	$0	45
Net income	$1,249,000	3,629
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,241,740	3,632
2006-06-30 (YTD Data)		Rank
Total interest income	$5,378,000	3,307
Total interest expense	$1,903,000	3,526
Net interest income	$3,475,000	3,157
Provision for loan and lease losses	$13,000	5,851
Total noninterest income	$220,000	5,432
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$123,000	4,552
Trading account gains and fees	$0	126
Additional Noninterest Income	$97,000	5,198
Total noninterest expense	$2,410,000	3,448
Salaries and employee benefits	$1,223,000	3,691
Premises and equipment expense	$320,000	3,581
Additional noninterest expense	$867,000	2,917
Pre-tax net operating income	$1,272,000	3,227
Securities gains (losses)	$11,000	713
Applicable income taxes	$429,000	2,518
Income before extraordinary items	$854,000	3,581
Extraordinary gains, net	$0	39
Net income	$854,000	3,584
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$846,630	3,589
2006-03-31 (YTD Data)		Rank
Total interest income	$2,674,000	3,269
Total interest expense	$919,000	3,478
Net interest income	$1,755,000	3,125
Provision for loan and lease losses	$10,000	5,231
Total noninterest income	$113,000	5,345
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$62,000	4,465
Trading account gains and fees	$0	115
Additional Noninterest Income	$51,000	5,080
Total noninterest expense	$1,208,000	3,451
Salaries and employee benefits	$619,000	3,665
Premises and equipment expense	$151,000	3,771
Additional noninterest expense	$438,000	2,874
Pre-tax net operating income	$650,000	3,135
Securities gains (losses)	$-7,000	8,168
Applicable income taxes	$211,000	2,537
Income before extraordinary items	$432,000	3,497
Extraordinary gains, net	$0	21
Net income	$432,000	3,496
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$436,690	3,455
2005-12-31 (YTD Data)		Rank
Total interest income	$10,531,000	3,024
Total interest expense	$3,178,000	3,173
Net interest income	$7,353,000	2,913
Provision for loan and lease losses	$54,000	5,670
Total noninterest income	$510,000	5,202
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$250,000	4,578
Trading account gains and fees	$0	138
Additional Noninterest Income	$260,000	4,647
Total noninterest expense	$5,247,000	3,109
Salaries and employee benefits	$2,792,000	3,165
Premises and equipment expense	$566,000	3,835
Additional noninterest expense	$1,889,000	2,630
Pre-tax net operating income	$2,562,000	3,113
Securities gains (losses)	$516,000	272
Applicable income taxes	$1,350,000	1,837
Income before extraordinary items	$1,728,000	3,466
Extraordinary gains, net	$0	46
Net income	$1,728,000	3,467
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,397,760	3,927
2005-09-30 (YTD Data)		Rank
Total interest income	$7,877,000	2,972
Total interest expense	$2,302,000	3,131
Net interest income	$5,575,000	2,867
Provision for loan and lease losses	$21,000	6,120
Total noninterest income	$313,000	5,679
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$184,000	4,638
Trading account gains and fees	$0	126
Additional Noninterest Income	$129,000	5,472
Total noninterest expense	$3,800,000	3,173
Salaries and employee benefits	$1,981,000	3,302
Premises and equipment expense	$436,000	3,729
Additional noninterest expense	$1,383,000	2,661
Pre-tax net operating income	$2,067,000	2,982
Securities gains (losses)	$500,000	259
Applicable income taxes	$1,116,000	1,742
Income before extraordinary items	$1,451,000	3,208
Extraordinary gains, net	$0	35
Net income	$1,451,000	3,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,131,000	3,782
2005-06-30 (YTD Data)		Rank
Total interest income	$5,245,000	2,909
Total interest expense	$1,489,000	3,057
Net interest income	$3,756,000	2,803
Provision for loan and lease losses	$8,000	6,231
Total noninterest income	$215,000	5,574
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$122,000	4,619
Trading account gains and fees	$0	116
Additional Noninterest Income	$93,000	5,327
Total noninterest expense	$2,542,000	3,143
Salaries and employee benefits	$1,325,000	3,269
Premises and equipment expense	$298,000	3,648
Additional noninterest expense	$919,000	2,645
Pre-tax net operating income	$1,421,000	2,876
Securities gains (losses)	$465,000	236
Applicable income taxes	$803,000	1,614
Income before extraordinary items	$1,083,000	2,914
Extraordinary gains, net	$0	30
Net income	$1,083,000	2,914
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$785,400	3,627
2005-03-31 (YTD Data)		Rank
Total interest income	$2,616,000	2,881
Total interest expense	$722,000	3,041
Net interest income	$1,894,000	2,781
Provision for loan and lease losses	$8,000	5,590
Total noninterest income	$113,000	5,424
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$60,000	4,608
Trading account gains and fees	$0	115
Additional Noninterest Income	$53,000	5,055
Total noninterest expense	$1,249,000	3,210
Salaries and employee benefits	$664,000	3,263
Premises and equipment expense	$160,000	3,459
Additional noninterest expense	$425,000	2,861
Pre-tax net operating income	$750,000	2,704
Securities gains (losses)	$6,000	1,143
Applicable income taxes	$329,000	1,856
Income before extraordinary items	$427,000	3,454
Extraordinary gains, net	$0	24
Net income	$427,000	3,455
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$423,160	3,446
2004-12-31 (YTD Data)		Rank
Total interest income	$10,400,000	2,735
Total interest expense	$2,740,000	2,815
Net interest income	$7,660,000	2,639
Provision for loan and lease losses	$2,000	7,273
Total noninterest income	$485,000	5,343
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$272,000	4,546
Trading account gains and fees	$0	138
Additional Noninterest Income	$213,000	4,982
Total noninterest expense	$5,125,000	3,039
Salaries and employee benefits	$2,808,000	3,021
Premises and equipment expense	$630,000	3,395
Additional noninterest expense	$1,687,000	2,821
Pre-tax net operating income	$3,018,000	2,576
Securities gains (losses)	$163,000	944
Applicable income taxes	$1,290,000	1,808
Income before extraordinary items	$1,891,000	3,067
Extraordinary gains, net	$0	34
Net income	$1,891,000	3,067
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	6,149
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,786,680	3,143
2004-09-30 (YTD Data)		Rank
Total interest income	$7,777,000	2,706
Total interest expense	$2,030,000	2,797
Net interest income	$5,747,000	2,609
Provision for loan and lease losses	$4,000	6,985
Total noninterest income	$356,000	5,428
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$200,000	4,636
Trading account gains and fees	$0	134
Additional Noninterest Income	$156,000	5,039
Total noninterest expense	$3,685,000	3,136
Salaries and employee benefits	$1,969,000	3,176
Premises and equipment expense	$481,000	3,356
Additional noninterest expense	$1,235,000	2,853
Pre-tax net operating income	$2,414,000	2,461
Securities gains (losses)	$159,000	900
Applicable income taxes	$1,112,000	1,633
Income before extraordinary items	$1,461,000	3,017
Extraordinary gains, net	$0	26
Net income	$1,461,000	3,018
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$22,000	4,796
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,359,240	3,142
2004-06-30 (YTD Data)		Rank
Total interest income	$5,163,000	2,704
Total interest expense	$1,331,000	2,831
Net interest income	$3,832,000	2,595
Provision for loan and lease losses	$10,000	6,364
Total noninterest income	$225,000	5,566
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$127,000	4,740
Trading account gains and fees	$0	130
Additional Noninterest Income	$98,000	5,194
Total noninterest expense	$2,429,000	3,185
Salaries and employee benefits	$1,298,000	3,221
Premises and equipment expense	$310,000	3,455
Additional noninterest expense	$821,000	2,872
Pre-tax net operating income	$1,618,000	2,421
Securities gains (losses)	$64,000	1,301
Applicable income taxes	$732,000	1,641
Income before extraordinary items	$950,000	3,060
Extraordinary gains, net	$0	21
Net income	$950,000	3,060
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$909,040	3,094
2004-03-31 (YTD Data)		Rank
Total interest income	$2,615,000	2,671
Total interest expense	$669,000	2,856
Net interest income	$1,946,000	2,545
Provision for loan and lease losses	$0	6,501
Total noninterest income	$107,000	5,629
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$58,000	4,878
Trading account gains and fees	$0	121
Additional Noninterest Income	$49,000	5,162
Total noninterest expense	$1,206,000	3,215
Salaries and employee benefits	$646,000	3,241
Premises and equipment expense	$154,000	3,516
Additional noninterest expense	$406,000	2,873
Pre-tax net operating income	$847,000	2,319
Securities gains (losses)	$64,000	1,060
Applicable income taxes	$396,000	1,565
Income before extraordinary items	$515,000	2,871
Extraordinary gains, net	$0	16
Net income	$515,000	2,871
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$474,040	2,955
2003-12-31 (YTD Data)		Rank
Total interest income	$10,790,000	2,619
Total interest expense	$3,442,000	2,532
Net interest income	$7,348,000	2,634
Provision for loan and lease losses	$-15,000	8,918
Total noninterest income	$454,000	5,676
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$222,000	5,034
Trading account gains and fees	$0	160
Additional Noninterest Income	$232,000	4,987
Total noninterest expense	$4,840,000	3,132
Salaries and employee benefits	$2,747,000	3,002
Premises and equipment expense	$514,000	3,980
Additional noninterest expense	$1,579,000	2,934
Pre-tax net operating income	$2,977,000	2,523
Securities gains (losses)	$194,000	1,366
Applicable income taxes	$1,356,000	1,770
Income before extraordinary items	$1,815,000	3,084
Extraordinary gains, net	$0	54
Net income	$1,815,000	3,084
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,000	8,260
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,690,840	3,116
2003-09-30 (YTD Data)		Rank
Total interest income	$8,222,000	2,629
Total interest expense	$2,708,000	2,521
Net interest income	$5,514,000	2,647
Provision for loan and lease losses	$-22,000	9,054
Total noninterest income	$333,000	5,798
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$164,000	5,096
Trading account gains and fees	$0	153
Additional Noninterest Income	$169,000	5,111
Total noninterest expense	$3,480,000	3,249
Salaries and employee benefits	$1,941,000	3,179
Premises and equipment expense	$368,000	4,109
Additional noninterest expense	$1,171,000	2,953
Pre-tax net operating income	$2,389,000	2,478
Securities gains (losses)	$184,000	1,281
Applicable income taxes	$1,104,000	1,710
Income before extraordinary items	$1,469,000	3,015
Extraordinary gains, net	$0	40
Net income	$1,469,000	3,015
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,351,240	3,048
2003-06-30 (YTD Data)		Rank
Total interest income	$5,697,000	2,555
Total interest expense	$1,913,000	2,476
Net interest income	$3,784,000	2,560
Provision for loan and lease losses	$-20,000	9,122
Total noninterest income	$226,000	5,721
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$110,000	5,032
Trading account gains and fees	$0	150
Additional Noninterest Income	$116,000	5,059
Total noninterest expense	$2,295,000	3,288
Salaries and employee benefits	$1,296,000	3,151
Premises and equipment expense	$222,000	4,415
Additional noninterest expense	$777,000	2,942
Pre-tax net operating income	$1,735,000	2,311
Securities gains (losses)	$166,000	1,164
Applicable income taxes	$815,000	1,594
Income before extraordinary items	$1,086,000	2,798
Extraordinary gains, net	$0	30
Net income	$1,086,000	2,797
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	6,334
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$979,760	2,865
2003-03-31 (YTD Data)		Rank
Total interest income	$2,866,000	2,552
Total interest expense	$1,004,000	2,433
Net interest income	$1,862,000	2,597
Provision for loan and lease losses	$-4,000	9,165
Total noninterest income	$117,000	5,510
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$53,000	5,050
Trading account gains and fees	$0	134
Additional Noninterest Income	$64,000	4,791
Total noninterest expense	$1,154,000	3,268
Salaries and employee benefits	$642,000	3,176
Premises and equipment expense	$122,000	4,095
Additional noninterest expense	$390,000	2,918
Pre-tax net operating income	$829,000	2,401
Securities gains (losses)	$155,000	776
Applicable income taxes	$428,000	1,544
Income before extraordinary items	$556,000	2,713
Extraordinary gains, net	$0	21
Net income	$556,000	2,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,250
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$456,800	2,984
2002-12-31 (YTD Data)		Rank
Total interest income	$12,400,000	2,491
Total interest expense	$4,884,000	2,297
Net interest income	$7,516,000	2,545
Provision for loan and lease losses	$39,000	6,973
Total noninterest income	$469,000	5,395
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$188,000	5,351
Trading account gains and fees	$0	153
Additional Noninterest Income	$281,000	4,391
Total noninterest expense	$4,734,000	3,069
Salaries and employee benefits	$2,572,000	3,042
Premises and equipment expense	$454,000	4,241
Additional noninterest expense	$1,708,000	2,658
Pre-tax net operating income	$3,212,000	2,355
Securities gains (losses)	$85,000	1,891
Applicable income taxes	$1,190,000	1,955
Income before extraordinary items	$2,107,000	2,692
Extraordinary gains, net	$0	70
Net income	$2,107,000	2,692
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,052,600	2,652
2001-12-31 (YTD Data)		Rank
Total interest income	$13,235,000	2,582
Total interest expense	$6,212,000	2,577
Net interest income	$7,023,000	2,548
Provision for loan and lease losses	$28,000	7,315
Total noninterest income	$299,000	6,441
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$189,000	5,296
Trading account gains and fees	$0	177
Additional Noninterest Income	$110,000	6,201
Total noninterest expense	$4,468,000	3,109
Salaries and employee benefits	$2,451,000	2,995
Premises and equipment expense	$482,000	4,013
Additional noninterest expense	$1,535,000	2,816
Pre-tax net operating income	$2,826,000	2,405
Securities gains (losses)	$25,000	2,980
Applicable income taxes	$1,033,000	2,029
Income before extraordinary items	$1,818,000	2,767
Extraordinary gains, net	$0	105
Net income	$1,818,000	2,770
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	8,952
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,802,000	2,689
2000-12-31 (YTD Data)		Rank
Total interest income	$13,747,000	2,537
Total interest expense	$6,417,000	2,598
Net interest income	$7,330,000	2,418
Provision for loan and lease losses	$30,000	7,204
Total noninterest income	$275,000	6,521
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$164,000	5,573
Trading account gains and fees	$0	180
Additional Noninterest Income	$111,000	6,180
Total noninterest expense	$4,372,000	3,080
Salaries and employee benefits	$2,316,000	3,033
Premises and equipment expense	$528,000	3,631
Additional noninterest expense	$1,528,000	2,765
Pre-tax net operating income	$3,203,000	2,253
Securities gains (losses)	$0	1,956
Applicable income taxes	$1,122,000	1,930
Income before extraordinary items	$2,081,000	2,466
Extraordinary gains, net	$0	38
Net income	$2,081,000	2,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$33,000	5,361
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,081,000	2,469
1999-12-31 (YTD Data)		Rank
Total interest income	$13,369,000	2,446
Total interest expense	$6,190,000	2,369
Net interest income	$7,179,000	2,459
Provision for loan and lease losses	$-8,000	9,979
Total noninterest income	$276,000	6,663
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$157,000	5,727
Trading account gains and fees	$0	173
Additional Noninterest Income	$119,000	6,198
Total noninterest expense	$4,380,000	3,048
Salaries and employee benefits	$2,274,000	3,054
Premises and equipment expense	$481,000	3,897
Additional noninterest expense	$1,625,000	2,654
Pre-tax net operating income	$3,083,000	2,349
Securities gains (losses)	$-51,000	9,796
Applicable income taxes	$1,048,000	2,143
Income before extraordinary items	$1,984,000	2,613
Extraordinary gains, net	$0	35
Net income	$1,984,000	2,613
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$6,000	7,179
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$2,017,150	2,541
1998-12-31 (YTD Data)		Rank
Total interest income	$13,234,000	2,457
Total interest expense	$6,468,000	2,327
Net interest income	$6,766,000	2,509
Provision for loan and lease losses	$8,000	8,341
Total noninterest income	$291,000	6,570
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$156,000	5,821
Trading account gains and fees	$0	224
Additional Noninterest Income	$135,000	5,944
Total noninterest expense	$4,139,000	3,131
Salaries and employee benefits	$2,141,000	3,134
Premises and equipment expense	$465,000	3,906
Additional noninterest expense	$1,533,000	2,714
Pre-tax net operating income	$2,910,000	2,453
Securities gains (losses)	$0	4,449
Applicable income taxes	$1,004,000	2,308
Income before extraordinary items	$1,906,000	2,665
Extraordinary gains, net	$0	32
Net income	$1,906,000	2,665
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,386
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,906,000	2,590
1997-12-31 (YTD Data)		Rank
Total interest income	$13,320,000	2,461
Total interest expense	$6,523,000	2,301
Net interest income	$6,797,000	2,553
Provision for loan and lease losses	$37,000	7,107
Total noninterest income	$275,000	6,955
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$139,000	6,373
Trading account gains and fees	$0	239
Additional Noninterest Income	$136,000	5,951
Total noninterest expense	$3,995,000	3,183
Salaries and employee benefits	$2,094,000	3,166
Premises and equipment expense	$485,000	3,811
Additional noninterest expense	$1,416,000	2,889
Pre-tax net operating income	$3,040,000	2,468
Securities gains (losses)	$-9,000	9,978
Applicable income taxes	$1,081,000	2,280
Income before extraordinary items	$1,950,000	2,642
Extraordinary gains, net	$0	44
Net income	$1,950,000	2,641
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,513
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$1,955,760	2,590
1996-12-31 (YTD Data)		Rank
Total interest income	$13,216,000	2,529
Total interest expense	$6,534,000	2,363
Net interest income	$6,682,000	2,644
Provision for loan and lease losses	$24,000	7,740
Total noninterest income	$285,000	7,129
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$143,000	6,603
Trading account gains and fees	$0	262
Additional Noninterest Income	$142,000	6,132
Total noninterest expense	$5,108,000	2,672
Salaries and employee benefits	$2,116,000	3,163
Premises and equipment expense	$472,000	3,956
Additional noninterest expense	$2,520,000	1,995
Pre-tax net operating income	$1,835,000	3,648
Securities gains (losses)	$-17,000	10,550
Applicable income taxes	$638,000	3,403
Income before extraordinary items	$1,180,000	3,926
Extraordinary gains, net	$0	53
Net income	$1,180,000	3,927
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,805
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$1,191,050	3,849
1995-12-31 (YTD Data)		Rank
Total interest income	$12,890,000	2,589
Total interest expense	$6,063,000	2,527
Net interest income	$6,827,000	2,619
Provision for loan and lease losses	$97,000	4,705
Total noninterest income	$319,000	6,870
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	522
Additional Noninterest Income	$319,000	3,861
Total noninterest expense	$3,957,000	3,356
Salaries and employee benefits	$2,120,000	3,128
Premises and equipment expense	$488,000	3,837
Additional noninterest expense	$1,349,000	3,377
Pre-tax net operating income	$3,092,000	2,371
Securities gains (losses)	$-108,000	11,517
Applicable income taxes	$997,000	2,389
Income before extraordinary items	$1,987,000	2,531
Extraordinary gains, net	$0	65
Net income	$1,987,000	2,531
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,856
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	NA	NA
Net operating income	$2,059,360	2,412
1994-12-31 (YTD Data)		Rank
Total interest income	$12,139,000	2,497
Total interest expense	$5,386,000	2,295
Net interest income	$6,753,000	2,680
Provision for loan and lease losses	$33,000	6,965
Total noninterest income	$278,000	7,546
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	475
Additional Noninterest Income	$278,000	4,315
Total noninterest expense	$3,764,000	3,608
Salaries and employee benefits	$2,018,000	3,255
Premises and equipment expense	$494,000	3,843
Additional noninterest expense	$1,252,000	3,906
Pre-tax net operating income	$3,234,000	2,192
Securities gains (losses)	$-79,000	11,376
Applicable income taxes	$1,068,000	2,095
Income before extraordinary items	$2,087,000	2,328
Extraordinary gains, net	$0	249
Net income	$2,087,000	2,325
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,139,140	2,300
1993-12-31 (YTD Data)		Rank
Total interest income	$12,712,000	2,427
Total interest expense	$5,470,000	2,365
Net interest income	$7,242,000	2,476
Provision for loan and lease losses	$-14,000	12,543
Total noninterest income	$373,000	6,771
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	532
Additional Noninterest Income	$373,000	3,930
Total noninterest expense	$3,521,000	3,889
Salaries and employee benefits	$1,849,000	3,524
Premises and equipment expense	$490,000	3,933
Additional noninterest expense	$1,182,000	4,241
Pre-tax net operating income	$4,108,000	1,685
Securities gains (losses)	$0	7,477
Applicable income taxes	$1,286,000	1,819
Income before extraordinary items	$2,822,000	1,774
Extraordinary gains, net	$0	3,149
Net income	$2,822,000	1,843
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,822,000	1,670
1992-12-31 (YTD Data)		Rank
Total interest income	$13,799,000	2,554
Total interest expense	$7,021,000	2,401
Net interest income	$6,778,000	2,689
Provision for loan and lease losses	$-8,000	13,465
Total noninterest income	$327,000	7,381
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	NA	NA
Trading account gains and fees	$0	504
Additional Noninterest Income	$327,000	4,194
Total noninterest expense	$3,263,000	4,199
Salaries and employee benefits	$1,648,000	3,893
Premises and equipment expense	$472,000	4,174
Additional noninterest expense	$1,143,000	4,544
Pre-tax net operating income	$3,850,000	1,618
Securities gains (losses)	$0	8,369
Applicable income taxes	$1,401,000	1,529
Income before extraordinary items	$2,449,000	1,855
Extraordinary gains, net	$-3,000	13,459
Net income	$2,446,000	1,879
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	11,197
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,449,000	1,709

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.