Home > Century Bank and Trust > Income and Expense

Century Bank and Trust, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$15,096,0002,273
Total interest expense$3,161,0002,548
Net interest income$11,935,0002,120
Provision for loan and lease losses$240,0001,853
Total noninterest income$2,056,0001,974
Gross Fiduciary activities income$597,000574
Service charges on deposit accounts$350,0002,027
Trading account gains and feesNANA
Additional Noninterest Income$1,109,0002,182
Total noninterest expense$7,827,0002,365
Salaries and employee benefits$4,145,0002,464
Premises and equipment expense$807,0002,298
Additional noninterest expense$1,109,0002,182
Pre-tax net operating income$5,924,0001,732
Securities gains (losses)$-43,0003,614
Applicable income taxes$1,176,0001,329
Income before extraordinary items$4,705,0001,798
Extraordinary gains, net$054
Net income$4,705,0001,820
Minority interest net income$088
Net income of bank and minority interests.$4,705,0001,801
Net charge-offs$-66,0004,245
Cash dividends$1,250,0001,934
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,739,4001,814
2023-09-30 (YTD Data)Rank
Total interest income$11,047,0002,283
Total interest expense$1,961,0002,666
Net interest income$9,086,0002,114
Provision for loan and lease losses$180,0001,734
Total noninterest income$1,526,0001,995
Gross Fiduciary activities income$432,000578
Service charges on deposit accounts$257,0002,061
Trading account gains and feesNANA
Additional Noninterest Income$837,0002,173
Total noninterest expense$5,875,0002,352
Salaries and employee benefits$3,127,0002,454
Premises and equipment expense$595,0002,314
Additional noninterest expense$837,0002,173
Pre-tax net operating income$4,557,0001,763
Securities gains (losses)$-43,0003,785
Applicable income taxes$909,0001,347
Income before extraordinary items$3,605,0001,839
Extraordinary gains, net$052
Net income$3,605,0001,857
Minority interest net income$081
Net income of bank and minority interests.$3,605,0001,839
Net charge-offs$-68,0004,278
Cash dividends$1,250,0001,507
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,639,4001,852
2023-06-30 (YTD Data)Rank
Total interest income$7,281,0002,268
Total interest expense$1,145,0002,677
Net interest income$6,136,0002,114
Provision for loan and lease losses$120,0001,688
Total noninterest income$1,041,0001,908
Gross Fiduciary activities income$288,000571
Service charges on deposit accounts$168,0002,071
Trading account gains and feesNANA
Additional Noninterest Income$585,0002,036
Total noninterest expense$3,953,0002,324
Salaries and employee benefits$2,088,0002,451
Premises and equipment expense$399,0002,309
Additional noninterest expense$585,0002,033
Pre-tax net operating income$3,104,0001,718
Securities gains (losses)$-43,0004,044
Applicable income taxes$628,0001,332
Income before extraordinary items$2,433,0001,809
Extraordinary gains, net$051
Net income$2,433,0001,829
Minority interest net income$081
Net income of bank and minority interests.$2,433,0001,809
Net charge-offs$-15,0004,032
Cash dividends$1,250,0001,226
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,466,9701,809
2023-03-31 (YTD Data)Rank
Total interest income$3,594,0002,258
Total interest expense$425,0002,791
Net interest income$3,169,0002,086
Provision for loan and lease losses$60,0001,563
Total noninterest income$542,0001,858
Gross Fiduciary activities income$145,000590
Service charges on deposit accounts$89,0002,036
Trading account gains and feesNANA
Additional Noninterest Income$308,0001,979
Total noninterest expense$2,012,0002,336
Salaries and employee benefits$1,075,0002,441
Premises and equipment expense$212,0002,267
Additional noninterest expense$308,0001,979
Pre-tax net operating income$1,639,0001,684
Securities gains (losses)$-43,0004,227
Applicable income taxes$335,0001,298
Income before extraordinary items$1,261,0001,789
Extraordinary gains, net$04
Net income$1,261,0001,790
Minority interest net income$048
Net income of bank and minority interests.$1,261,0001,789
Net charge-offs$2,0001,796
Cash dividends$1,250,000689
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,294,9701,785
2022-12-31 (YTD Data)Rank
Total interest income$11,950,0002,289
Total interest expense$923,0002,525
Net interest income$11,027,0002,230
Provision for loan and lease losses$120,0002,097
Total noninterest income$2,686,0001,741
Gross Fiduciary activities income$728,000570
Service charges on deposit accounts$363,0002,055
Trading account gains and feesNANA
Additional Noninterest Income$1,595,0001,844
Total noninterest expense$7,872,0002,320
Salaries and employee benefits$4,294,0002,388
Premises and equipment expense$804,0002,302
Additional noninterest expense$1,595,0001,844
Pre-tax net operating income$5,721,0001,883
Securities gains (losses)$0691
Applicable income taxes$1,164,0001,437
Income before extraordinary items$4,557,0001,940
Extraordinary gains, net$05
Net income$4,557,0001,939
Minority interest net income$063
Net income of bank and minority interests.$4,557,0001,939
Net charge-offs$6,0002,274
Cash dividends$03,475
Sale, conversion, retirement of capital stock, net$0568
Net operating income$4,557,0001,978
2022-09-30 (YTD Data)Rank
Total interest income$8,496,0002,308
Total interest expense$615,0002,377
Net interest income$7,881,0002,272
Provision for loan and lease losses$90,0001,934
Total noninterest income$2,117,0001,714
Gross Fiduciary activities income$561,000566
Service charges on deposit accounts$271,0002,084
Trading account gains and feesNANA
Additional Noninterest Income$1,285,0001,804
Total noninterest expense$5,784,0002,346
Salaries and employee benefits$3,126,0002,429
Premises and equipment expense$604,0002,314
Additional noninterest expense$1,285,0001,804
Pre-tax net operating income$4,124,0001,897
Securities gains (losses)$0740
Applicable income taxes$818,0001,484
Income before extraordinary items$3,306,0001,969
Extraordinary gains, net$04
Net income$3,306,0001,968
Minority interest net income$057
Net income of bank and minority interests.$3,306,0001,968
Net charge-offs$3,0002,106
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$3,306,0002,003
2022-06-30 (YTD Data)Rank
Total interest income$5,354,0002,342
Total interest expense$423,0002,175
Net interest income$4,931,0002,328
Provision for loan and lease losses$60,0001,769
Total noninterest income$1,420,0001,707
Gross Fiduciary activities income$420,000512
Service charges on deposit accounts$174,0002,111
Trading account gains and feesNANA
Additional Noninterest Income$826,0001,880
Total noninterest expense$3,805,0002,358
Salaries and employee benefits$2,048,0002,456
Premises and equipment expense$411,0002,291
Additional noninterest expense$1,346,0002,140
Pre-tax net operating income$2,486,0001,934
Securities gains (losses)$0687
Applicable income taxes$491,0001,494
Income before extraordinary items$1,995,0001,998
Extraordinary gains, net$04
Net income$1,995,0001,998
Minority interest net income$060
Net income of bank and minority interests.$1,995,0001,998
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,995,0002,041
2022-03-31 (YTD Data)Rank
Total interest income$2,508,0002,394
Total interest expense$216,0002,099
Net interest income$2,292,0002,391
Provision for loan and lease losses$30,0001,548
Total noninterest income$700,0001,720
Gross Fiduciary activities income$214,000507
Service charges on deposit accounts$88,0002,090
Trading account gains and feesNANA
Additional Noninterest Income$398,0001,915
Total noninterest expense$1,880,0002,388
Salaries and employee benefits$996,0002,515
Premises and equipment expense$196,0002,365
Additional noninterest expense$688,0002,117
Pre-tax net operating income$1,082,0002,007
Securities gains (losses)$0623
Applicable income taxes$211,0001,575
Income before extraordinary items$871,0002,090
Extraordinary gains, net$04
Net income$871,0002,089
Minority interest net income$050
Net income of bank and minority interests.$871,0002,090
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$871,0002,110
2021-12-31 (YTD Data)Rank
Total interest income$10,777,0002,363
Total interest expense$1,176,0001,981
Net interest income$9,601,0002,387
Provision for loan and lease losses$120,0002,036
Total noninterest income$3,115,0001,759
Gross Fiduciary activities income$660,000544
Service charges on deposit accounts$330,0002,080
Trading account gains and feesNANA
Additional Noninterest Income$2,125,0001,849
Total noninterest expense$7,533,0002,368
Salaries and employee benefits$3,981,0002,506
Premises and equipment expense$781,0002,347
Additional noninterest expense$2,771,0002,091
Pre-tax net operating income$5,063,0002,039
Securities gains (losses)$8,0001,760
Applicable income taxes$1,029,0001,581
Income before extraordinary items$4,042,0002,145
Extraordinary gains, net$010
Net income$4,042,0002,146
Minority interest net income$074
Net income of bank and minority interests.$4,042,0002,146
Net charge-offs$-6,0003,525
Cash dividends$1,761,0001,658
Sale, conversion, retirement of capital stock, net$0582
Net operating income$4,035,6002,119
2021-09-30 (YTD Data)Rank
Total interest income$8,084,0002,411
Total interest expense$934,0001,992
Net interest income$7,150,0002,443
Provision for loan and lease losses$90,0002,005
Total noninterest income$2,485,0001,736
Gross Fiduciary activities income$464,000546
Service charges on deposit accounts$237,0002,127
Trading account gains and feesNANA
Additional Noninterest Income$1,784,0001,795
Total noninterest expense$5,576,0002,400
Salaries and employee benefits$2,942,0002,542
Premises and equipment expense$586,0002,382
Additional noninterest expense$2,048,0002,124
Pre-tax net operating income$3,969,0002,064
Securities gains (losses)$8,0001,675
Applicable income taxes$804,0001,633
Income before extraordinary items$3,173,0002,177
Extraordinary gains, net$08
Net income$3,173,0002,176
Minority interest net income$069
Net income of bank and minority interests.$3,173,0002,177
Net charge-offs$-6,0003,495
Cash dividends$1,761,0001,264
Sale, conversion, retirement of capital stock, net$0543
Net operating income$3,166,6002,150
2021-06-30 (YTD Data)Rank
Total interest income$5,157,0002,468
Total interest expense$651,0001,992
Net interest income$4,506,0002,508
Provision for loan and lease losses$60,0001,979
Total noninterest income$1,148,0002,084
Gross Fiduciary activities income$303,000547
Service charges on deposit accounts$145,0002,184
Trading account gains and feesNANA
Additional Noninterest Income$700,0002,301
Total noninterest expense$3,728,0002,392
Salaries and employee benefits$1,947,0002,551
Premises and equipment expense$396,0002,347
Additional noninterest expense$1,385,0002,081
Pre-tax net operating income$1,866,0002,490
Securities gains (losses)$8,0001,476
Applicable income taxes$370,0001,890
Income before extraordinary items$1,504,0002,628
Extraordinary gains, net$06
Net income$1,504,0002,628
Minority interest net income$067
Net income of bank and minority interests.$1,504,0002,628
Net charge-offs$-7,0003,675
Cash dividends$1,761,000949
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,497,6002,604
2021-03-31 (YTD Data)Rank
Total interest income$2,550,0002,470
Total interest expense$320,0002,087
Net interest income$2,230,0002,507
Provision for loan and lease losses$30,0001,982
Total noninterest income$567,0002,104
Gross Fiduciary activities income$146,000557
Service charges on deposit accounts$75,0002,135
Trading account gains and feesNANA
Additional Noninterest Income$346,0002,300
Total noninterest expense$1,832,0002,394
Salaries and employee benefits$947,0002,589
Premises and equipment expense$199,0002,360
Additional noninterest expense$686,0002,063
Pre-tax net operating income$935,0002,462
Securities gains (losses)$01,392
Applicable income taxes$182,0001,871
Income before extraordinary items$753,0002,598
Extraordinary gains, net$03
Net income$753,0002,596
Minority interest net income$055
Net income of bank and minority interests.$753,0002,598
Net charge-offs$-6,0003,842
Cash dividends$1,761,000510
Sale, conversion, retirement of capital stock, net$0482
Net operating income$753,0002,565
2020-12-31 (YTD Data)Rank
Total interest income$10,804,0002,403
Total interest expense$1,444,0002,442
Net interest income$9,360,0002,370
Provision for loan and lease losses$04,319
Total noninterest income$2,280,0001,984
Gross Fiduciary activities income$522,000569
Service charges on deposit accounts$324,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$1,434,0002,114
Total noninterest expense$7,344,0002,399
Salaries and employee benefits$4,111,0002,441
Premises and equipment expense$733,0002,462
Additional noninterest expense$2,500,0002,196
Pre-tax net operating income$4,296,0001,978
Securities gains (losses)$13,0002,243
Applicable income taxes$787,0001,628
Income before extraordinary items$3,522,0002,080
Extraordinary gains, net$04
Net income$3,522,0002,080
Minority interest net income$072
Net income of bank and minority interests.$3,522,0002,080
Net charge-offs$232,0001,458
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$3,511,3402,034
2020-09-30 (YTD Data)Rank
Total interest income$8,173,0002,400
Total interest expense$1,112,0002,502
Net interest income$7,061,0002,350
Provision for loan and lease losses$04,239
Total noninterest income$1,720,0001,939
Gross Fiduciary activities income$385,000567
Service charges on deposit accounts$241,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$1,094,0002,066
Total noninterest expense$5,512,0002,381
Salaries and employee benefits$3,075,0002,429
Premises and equipment expense$549,0002,458
Additional noninterest expense$1,888,0002,156
Pre-tax net operating income$3,269,0001,936
Securities gains (losses)$13,0002,050
Applicable income taxes$652,0001,521
Income before extraordinary items$2,630,0002,073
Extraordinary gains, net$04
Net income$2,630,0002,074
Minority interest net income$065
Net income of bank and minority interests.$2,630,0002,074
Net charge-offs$279,0001,060
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,619,6002,025
2020-06-30 (YTD Data)Rank
Total interest income$5,578,0002,398
Total interest expense$765,0002,555
Net interest income$4,813,0002,331
Provision for loan and lease losses$04,134
Total noninterest income$1,097,0001,921
Gross Fiduciary activities income$253,000573
Service charges on deposit accounts$170,0002,112
Trading account gains and feesNANA
Additional Noninterest Income$674,0002,056
Total noninterest expense$3,695,0002,373
Salaries and employee benefits$2,086,0002,402
Premises and equipment expense$366,0002,446
Additional noninterest expense$1,243,0002,179
Pre-tax net operating income$2,215,0001,861
Securities gains (losses)$6,0001,983
Applicable income taxes$461,0001,408
Income before extraordinary items$1,760,0002,014
Extraordinary gains, net$04
Net income$1,760,0002,015
Minority interest net income$065
Net income of bank and minority interests.$1,760,0002,015
Net charge-offs$6,0002,607
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,755,2601,974
2020-03-31 (YTD Data)Rank
Total interest income$2,805,0002,374
Total interest expense$408,0002,594
Net interest income$2,397,0002,291
Provision for loan and lease losses$03,711
Total noninterest income$578,0001,785
Gross Fiduciary activities income$130,000568
Service charges on deposit accounts$106,0002,054
Trading account gains and feesNANA
Additional Noninterest Income$342,0001,867
Total noninterest expense$1,795,0002,425
Salaries and employee benefits$1,019,0002,453
Premises and equipment expense$179,0002,500
Additional noninterest expense$597,0002,262
Pre-tax net operating income$1,180,0001,607
Securities gains (losses)$6,0001,418
Applicable income taxes$252,0001,217
Income before extraordinary items$934,0001,761
Extraordinary gains, net$04
Net income$934,0001,761
Minority interest net income$056
Net income of bank and minority interests.$934,0001,761
Net charge-offs$6,0002,039
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$929,2601,726
2019-12-31 (YTD Data)Rank
Total interest income$11,651,0002,338
Total interest expense$1,662,0002,613
Net interest income$9,989,0002,242
Provision for loan and lease losses$03,973
Total noninterest income$2,117,0001,913
Gross Fiduciary activities income$537,000568
Service charges on deposit accounts$392,0002,237
Trading account gains and feesNANA
Additional Noninterest Income$1,188,0002,063
Total noninterest expense$7,262,0002,384
Salaries and employee benefits$4,135,0002,378
Premises and equipment expense$756,0002,421
Additional noninterest expense$2,371,0002,292
Pre-tax net operating income$4,844,0001,802
Securities gains (losses)$13,0001,808
Applicable income taxes$1,044,0001,401
Income before extraordinary items$3,813,0001,949
Extraordinary gains, net$011
Net income$3,813,0001,950
Minority interest net income$076
Net income of bank and minority interests.$3,813,0001,951
Net charge-offs$2,0003,605
Cash dividends$1,626,0001,788
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,802,7301,922
2019-09-30 (YTD Data)Rank
Total interest income$8,784,0002,360
Total interest expense$1,225,0002,664
Net interest income$7,559,0002,259
Provision for loan and lease losses$03,836
Total noninterest income$1,491,0001,981
Gross Fiduciary activities income$393,000572
Service charges on deposit accounts$280,0002,318
Trading account gains and feesNANA
Additional Noninterest Income$818,0002,144
Total noninterest expense$5,370,0002,418
Salaries and employee benefits$3,069,0002,409
Premises and equipment expense$570,0002,434
Additional noninterest expense$1,731,0002,326
Pre-tax net operating income$3,680,0001,825
Securities gains (losses)$1,0002,065
Applicable income taxes$787,0001,432
Income before extraordinary items$2,894,0001,989
Extraordinary gains, net$011
Net income$2,894,0001,989
Minority interest net income$072
Net income of bank and minority interests.$2,894,0001,990
Net charge-offs$3,0003,249
Cash dividends$1,626,0001,383
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,893,2101,960
2019-06-30 (YTD Data)Rank
Total interest income$5,811,0002,367
Total interest expense$786,0002,690
Net interest income$5,025,0002,271
Provision for loan and lease losses$03,685
Total noninterest income$1,023,0001,935
Gross Fiduciary activities income$266,000569
Service charges on deposit accounts$182,0002,337
Trading account gains and feesNANA
Additional Noninterest Income$575,0002,054
Total noninterest expense$3,704,0002,381
Salaries and employee benefits$2,164,0002,336
Premises and equipment expense$383,0002,427
Additional noninterest expense$1,157,0002,341
Pre-tax net operating income$2,344,0001,874
Securities gains (losses)$1,0001,602
Applicable income taxes$497,0001,447
Income before extraordinary items$1,848,0002,029
Extraordinary gains, net$011
Net income$1,848,0002,027
Minority interest net income$069
Net income of bank and minority interests.$1,848,0002,029
Net charge-offs$3,0002,936
Cash dividends$1,626,0001,033
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,847,2102,007
2019-03-31 (YTD Data)Rank
Total interest income$2,855,0002,397
Total interest expense$396,0002,656
Net interest income$2,459,0002,305
Provision for loan and lease losses$03,406
Total noninterest income$501,0001,923
Gross Fiduciary activities income$144,000559
Service charges on deposit accounts$94,0002,297
Trading account gains and feesNANA
Additional Noninterest Income$263,0002,096
Total noninterest expense$1,831,0002,413
Salaries and employee benefits$1,056,0002,393
Premises and equipment expense$190,0002,456
Additional noninterest expense$585,0002,315
Pre-tax net operating income$1,129,0001,895
Securities gains (losses)$01,087
Applicable income taxes$241,0001,433
Income before extraordinary items$888,0002,044
Extraordinary gains, net$05
Net income$888,0002,043
Minority interest net income$052
Net income of bank and minority interests.$888,0002,043
Net charge-offs$4,0002,286
Cash dividends$1,626,000588
Sale, conversion, retirement of capital stock, net$0529
Net operating income$888,0002,027
2018-12-31 (YTD Data)Rank
Total interest income$10,522,0002,439
Total interest expense$1,264,0002,595
Net interest income$9,258,0002,394
Provision for loan and lease losses$04,082
Total noninterest income$2,018,0001,974
Gross Fiduciary activities income$494,000594
Service charges on deposit accounts$382,0002,348
Trading account gains and feesNANA
Additional Noninterest Income$1,142,0002,091
Total noninterest expense$7,195,0002,431
Salaries and employee benefits$4,164,0002,390
Premises and equipment expense$732,0002,494
Additional noninterest expense$2,299,0002,364
Pre-tax net operating income$4,081,0002,080
Securities gains (losses)$1,0001,025
Applicable income taxes$830,0001,555
Income before extraordinary items$3,252,0002,205
Extraordinary gains, net$06
Net income$3,252,0002,203
Minority interest net income$072
Net income of bank and minority interests.$3,252,0002,204
Net charge-offs$196,0001,665
Cash dividends$1,102,0002,098
Sale, conversion, retirement of capital stock, net$0671
Net operating income$3,251,2002,201
2018-09-30 (YTD Data)Rank
Total interest income$7,699,0002,473
Total interest expense$882,0002,626
Net interest income$6,817,0002,436
Provision for loan and lease losses$03,948
Total noninterest income$1,528,0001,982
Gross Fiduciary activities income$380,000587
Service charges on deposit accounts$282,0002,392
Trading account gains and feesNANA
Additional Noninterest Income$866,0002,104
Total noninterest expense$5,395,0002,429
Salaries and employee benefits$3,139,0002,385
Premises and equipment expense$553,0002,508
Additional noninterest expense$1,703,0002,379
Pre-tax net operating income$2,950,0002,148
Securities gains (losses)$01,118
Applicable income taxes$578,0001,659
Income before extraordinary items$2,372,0002,253
Extraordinary gains, net$05
Net income$2,372,0002,252
Minority interest net income$066
Net income of bank and minority interests.$2,372,0002,252
Net charge-offs$200,0001,250
Cash dividends$1,102,0001,579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$2,372,0002,257
2018-06-30 (YTD Data)Rank
Total interest income$5,032,0002,490
Total interest expense$546,0002,661
Net interest income$4,486,0002,457
Provision for loan and lease losses$03,782
Total noninterest income$1,022,0001,990
Gross Fiduciary activities income$253,000596
Service charges on deposit accounts$186,0002,407
Trading account gains and feesNANA
Additional Noninterest Income$583,0002,098
Total noninterest expense$3,656,0002,408
Salaries and employee benefits$2,125,0002,372
Premises and equipment expense$370,0002,516
Additional noninterest expense$1,161,0002,356
Pre-tax net operating income$1,852,0002,202
Securities gains (losses)$0961
Applicable income taxes$354,0001,721
Income before extraordinary items$1,498,0002,313
Extraordinary gains, net$06
Net income$1,498,0002,311
Minority interest net income$065
Net income of bank and minority interests.$1,498,0002,312
Net charge-offs$196,000946
Cash dividends$1,102,0001,216
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,498,0002,314
2018-03-31 (YTD Data)Rank
Total interest income$2,487,0002,509
Total interest expense$269,0002,623
Net interest income$2,218,0002,472
Provision for loan and lease losses$03,508
Total noninterest income$495,0002,006
Gross Fiduciary activities income$128,000598
Service charges on deposit accounts$98,0002,334
Trading account gains and feesNANA
Additional Noninterest Income$269,0002,141
Total noninterest expense$1,811,0002,452
Salaries and employee benefits$1,043,0002,427
Premises and equipment expense$185,0002,560
Additional noninterest expense$583,0002,340
Pre-tax net operating income$902,0002,180
Securities gains (losses)$0735
Applicable income taxes$172,0001,716
Income before extraordinary items$730,0002,317
Extraordinary gains, net$07
Net income$730,0002,315
Minority interest net income$052
Net income of bank and minority interests.$730,0002,317
Net charge-offs$248,000493
Cash dividends$1,102,000656
Sale, conversion, retirement of capital stock, net$0580
Net operating income$730,0002,305
2017-12-31 (YTD Data)Rank
Total interest income$9,761,0002,488
Total interest expense$1,022,0002,509
Net interest income$8,739,0002,470
Provision for loan and lease losses$04,227
Total noninterest income$2,038,0002,006
Gross Fiduciary activities income$494,000589
Service charges on deposit accounts$442,0002,239
Trading account gains and feesNANA
Additional Noninterest Income$1,102,0002,178
Total noninterest expense$7,188,0002,468
Salaries and employee benefits$4,271,0002,364
Premises and equipment expense$749,0002,552
Additional noninterest expense$2,168,0002,515
Pre-tax net operating income$3,589,0002,201
Securities gains (losses)$-1,0004,786
Applicable income taxes$1,385,0001,598
Income before extraordinary items$2,203,0002,523
Extraordinary gains, net$09
Net income$2,203,0002,523
Minority interest net income$076
Net income of bank and minority interests.$2,203,0002,523
Net charge-offs$7,0003,779
Cash dividends$3,173,000981
Sale, conversion, retirement of capital stock, net$0711
Net operating income$2,203,6402,507
2017-09-30 (YTD Data)Rank
Total interest income$7,259,0002,518
Total interest expense$759,0002,510
Net interest income$6,500,0002,499
Provision for loan and lease losses$04,088
Total noninterest income$1,538,0002,025
Gross Fiduciary activities income$370,000591
Service charges on deposit accounts$327,0002,266
Trading account gains and feesNANA
Additional Noninterest Income$841,0002,177
Total noninterest expense$5,398,0002,480
Salaries and employee benefits$3,209,0002,364
Premises and equipment expense$557,0002,584
Additional noninterest expense$1,632,0002,512
Pre-tax net operating income$2,640,0002,267
Securities gains (losses)$4,0001,878
Applicable income taxes$761,0001,715
Income before extraordinary items$1,883,0002,507
Extraordinary gains, net$09
Net income$1,883,0002,507
Minority interest net income$071
Net income of bank and minority interests.$1,883,0002,507
Net charge-offs$30,0002,778
Cash dividends$1,173,0001,551
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,880,1602,491
2017-06-30 (YTD Data)Rank
Total interest income$4,795,0002,518
Total interest expense$503,0002,481
Net interest income$4,292,0002,502
Provision for loan and lease losses$03,871
Total noninterest income$975,0002,086
Gross Fiduciary activities income$247,000595
Service charges on deposit accounts$212,0002,298
Trading account gains and feesNANA
Additional Noninterest Income$516,0002,285
Total noninterest expense$3,638,0002,463
Salaries and employee benefits$2,169,0002,366
Premises and equipment expense$374,0002,586
Additional noninterest expense$1,095,0002,502
Pre-tax net operating income$1,629,0002,355
Securities gains (losses)$4,0001,497
Applicable income taxes$467,0001,757
Income before extraordinary items$1,166,0002,579
Extraordinary gains, net$011
Net income$1,166,0002,578
Minority interest net income$071
Net income of bank and minority interests.$1,166,0002,579
Net charge-offs$15,0002,739
Cash dividends$1,173,0001,175
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,163,1602,559
2017-03-31 (YTD Data)Rank
Total interest income$2,382,0002,524
Total interest expense$249,0002,467
Net interest income$2,133,0002,509
Provision for loan and lease losses$03,537
Total noninterest income$502,0002,043
Gross Fiduciary activities income$128,000600
Service charges on deposit accounts$111,0002,234
Trading account gains and feesNANA
Additional Noninterest Income$263,0002,259
Total noninterest expense$1,806,0002,496
Salaries and employee benefits$1,067,0002,409
Premises and equipment expense$189,0002,606
Additional noninterest expense$550,0002,486
Pre-tax net operating income$829,0002,233
Securities gains (losses)$01,153
Applicable income taxes$242,0001,686
Income before extraordinary items$587,0002,489
Extraordinary gains, net$08
Net income$587,0002,488
Minority interest net income$055
Net income of bank and minority interests.$587,0002,489
Net charge-offs$-6,0004,769
Cash dividends$1,173,000645
Sale, conversion, retirement of capital stock, net$0632
Net operating income$587,0002,470
2016-12-31 (YTD Data)Rank
Total interest income$9,549,0002,499
Total interest expense$962,0002,489
Net interest income$8,587,0002,476
Provision for loan and lease losses$04,332
Total noninterest income$2,030,0002,095
Gross Fiduciary activities income$606,000553
Service charges on deposit accounts$423,0002,361
Trading account gains and fees$0170
Additional Noninterest Income$1,001,0002,402
Total noninterest expense$7,270,0002,480
Salaries and employee benefits$4,255,0002,385
Premises and equipment expense$777,0002,550
Additional noninterest expense$2,238,0002,542
Pre-tax net operating income$3,347,0002,206
Securities gains (losses)$3,0002,978
Applicable income taxes$1,005,0001,638
Income before extraordinary items$2,345,0002,519
Extraordinary gains, net$05
Net income$2,345,0002,518
Minority interest net income$082
Net income of bank and minority interests.$2,345,0002,519
Net charge-offs$175,0002,071
Cash dividends$1,008,0002,183
Sale, conversion, retirement of capital stock, net$9,000711
Net operating income$2,342,9002,468
2016-09-30 (YTD Data)Rank
Total interest income$7,129,0002,511
Total interest expense$718,0002,498
Net interest income$6,411,0002,492
Provision for loan and lease losses$04,186
Total noninterest income$1,559,0002,081
Gross Fiduciary activities income$473,000543
Service charges on deposit accounts$315,0002,381
Trading account gains and fees$0169
Additional Noninterest Income$771,0002,368
Total noninterest expense$5,492,0002,464
Salaries and employee benefits$3,204,0002,365
Premises and equipment expense$586,0002,546
Additional noninterest expense$1,702,0002,514
Pre-tax net operating income$2,478,0002,265
Securities gains (losses)$3,0002,908
Applicable income taxes$741,0001,695
Income before extraordinary items$1,740,0002,569
Extraordinary gains, net$05
Net income$1,740,0002,570
Minority interest net income$071
Net income of bank and minority interests.$1,740,0002,570
Net charge-offs$94,0002,112
Cash dividends$1,008,0001,645
Sale, conversion, retirement of capital stock, net$9,000650
Net operating income$1,737,9002,513
2016-06-30 (YTD Data)Rank
Total interest income$4,753,0002,509
Total interest expense$479,0002,503
Net interest income$4,274,0002,498
Provision for loan and lease losses$04,017
Total noninterest income$1,045,0002,048
Gross Fiduciary activities income$339,000533
Service charges on deposit accounts$207,0002,382
Trading account gains and fees$0157
Additional Noninterest Income$499,0002,374
Total noninterest expense$3,709,0002,451
Salaries and employee benefits$2,132,0002,380
Premises and equipment expense$396,0002,525
Additional noninterest expense$1,181,0002,435
Pre-tax net operating income$1,610,0002,280
Securities gains (losses)$02,835
Applicable income taxes$483,0001,691
Income before extraordinary items$1,127,0002,591
Extraordinary gains, net$016
Net income$1,127,0002,590
Minority interest net income$071
Net income of bank and minority interests.$1,127,0002,590
Net charge-offs$140,0001,368
Cash dividends$1,008,0001,292
Sale, conversion, retirement of capital stock, net$8,000621
Net operating income$1,127,0002,524
2016-03-31 (YTD Data)Rank
Total interest income$2,378,0002,508
Total interest expense$237,0002,522
Net interest income$2,141,0002,491
Provision for loan and lease losses$03,656
Total noninterest income$551,0001,938
Gross Fiduciary activities income$187,000513
Service charges on deposit accounts$105,0002,349
Trading account gains and fees$0142
Additional Noninterest Income$259,0002,289
Total noninterest expense$1,892,0002,418
Salaries and employee benefits$1,100,0002,328
Premises and equipment expense$202,0002,526
Additional noninterest expense$590,0002,433
Pre-tax net operating income$800,0002,279
Securities gains (losses)$02,077
Applicable income taxes$238,0001,697
Income before extraordinary items$562,0002,550
Extraordinary gains, net$012
Net income$562,0002,550
Minority interest net income$062
Net income of bank and minority interests.$562,0002,550
Net charge-offs$-2,0004,420
Cash dividends$1,008,000718
Sale, conversion, retirement of capital stock, net$4,000584
Net operating income$562,0002,507
2015-12-31 (YTD Data)Rank
Total interest income$9,454,0002,480
Total interest expense$976,0002,457
Net interest income$8,478,0002,458
Provision for loan and lease losses$252,0002,078
Total noninterest income$1,968,0002,136
Gross Fiduciary activities income$610,000556
Service charges on deposit accounts$412,0002,467
Trading account gains and fees$0159
Additional Noninterest Income$946,0002,452
Total noninterest expense$7,304,0002,480
Salaries and employee benefits$4,125,0002,433
Premises and equipment expense$820,0002,511
Additional noninterest expense$2,359,0002,456
Pre-tax net operating income$2,890,0002,378
Securities gains (losses)$03,216
Applicable income taxes$873,0001,718
Income before extraordinary items$2,017,0002,721
Extraordinary gains, net$023
Net income$2,017,0002,722
Minority interest net income$081
Net income of bank and minority interests.$2,017,0002,723
Net charge-offs$-225,0005,881
Cash dividends$1,245,0001,867
Sale, conversion, retirement of capital stock, net$9,000742
Net operating income$2,017,0002,668
2015-09-30 (YTD Data)Rank
Total interest income$7,052,0002,510
Total interest expense$735,0002,480
Net interest income$6,317,0002,486
Provision for loan and lease losses$222,0001,867
Total noninterest income$1,443,0002,179
Gross Fiduciary activities income$449,000563
Service charges on deposit accounts$302,0002,517
Trading account gains and fees$0153
Additional Noninterest Income$692,0002,493
Total noninterest expense$5,546,0002,465
Salaries and employee benefits$3,171,0002,366
Premises and equipment expense$610,0002,555
Additional noninterest expense$1,765,0002,453
Pre-tax net operating income$1,992,0002,574
Securities gains (losses)$03,031
Applicable income taxes$593,0001,853
Income before extraordinary items$1,399,0002,895
Extraordinary gains, net$021
Net income$1,399,0002,894
Minority interest net income$078
Net income of bank and minority interests.$1,399,0002,896
Net charge-offs$-192,0005,953
Cash dividends$1,245,0001,386
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,399,0002,846
2015-06-30 (YTD Data)Rank
Total interest income$4,639,0002,541
Total interest expense$490,0002,494
Net interest income$4,149,0002,526
Provision for loan and lease losses$192,0001,558
Total noninterest income$910,0002,249
Gross Fiduciary activities income$314,000565
Service charges on deposit accounts$208,0002,433
Trading account gains and fees$0157
Additional Noninterest Income$388,0002,715
Total noninterest expense$3,639,0002,507
Salaries and employee benefits$2,070,0002,436
Premises and equipment expense$405,0002,569
Additional noninterest expense$1,164,0002,496
Pre-tax net operating income$1,228,0002,696
Securities gains (losses)$02,636
Applicable income taxes$374,0001,911
Income before extraordinary items$854,0003,056
Extraordinary gains, net$022
Net income$854,0003,057
Minority interest net income$075
Net income of bank and minority interests.$854,0003,058
Net charge-offs$34,0002,614
Cash dividends$1,245,0001,039
Sale, conversion, retirement of capital stock, net$0751
Net operating income$854,0002,994
2015-03-31 (YTD Data)Rank
Total interest income$2,310,0002,547
Total interest expense$244,0002,528
Net interest income$2,066,0002,527
Provision for loan and lease losses$30,0002,461
Total noninterest income$507,0002,077
Gross Fiduciary activities income$166,000558
Service charges on deposit accounts$100,0002,472
Trading account gains and fees$0152
Additional Noninterest Income$241,0002,404
Total noninterest expense$1,866,0002,460
Salaries and employee benefits$1,071,0002,365
Premises and equipment expense$202,0002,632
Additional noninterest expense$593,0002,444
Pre-tax net operating income$677,0002,477
Securities gains (losses)$02,027
Applicable income taxes$202,0001,810
Income before extraordinary items$475,0002,816
Extraordinary gains, net$013
Net income$475,0002,819
Minority interest net income$064
Net income of bank and minority interests.$475,0002,819
Net charge-offs$27,0001,951
Cash dividends$1,245,000556
Sale, conversion, retirement of capital stock, net$0697
Net operating income$475,0002,743
2014-12-31 (YTD Data)Rank
Total interest income$9,699,0002,468
Total interest expense$1,006,0002,564
Net interest income$8,693,0002,436
Provision for loan and lease losses$75,0003,450
Total noninterest income$1,986,0002,113
Gross Fiduciary activities income$648,000561
Service charges on deposit accounts$486,0002,329
Trading account gains and fees$0180
Additional Noninterest Income$852,0002,556
Total noninterest expense$7,129,0002,584
Salaries and employee benefits$4,201,0002,392
Premises and equipment expense$765,0002,749
Additional noninterest expense$2,163,0002,715
Pre-tax net operating income$3,475,0002,037
Securities gains (losses)$103,0001,234
Applicable income taxes$1,087,0001,471
Income before extraordinary items$2,491,0002,318
Extraordinary gains, net$017
Net income$2,491,0002,318
Minority interest net income$084
Net income of bank and minority interests.$2,491,0002,318
Net charge-offs$441,0001,610
Cash dividends$1,270,0001,738
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,418,9002,320
2014-09-30 (YTD Data)Rank
Total interest income$7,281,0002,473
Total interest expense$757,0002,595
Net interest income$6,524,0002,451
Provision for loan and lease losses$75,0003,094
Total noninterest income$1,474,0002,139
Gross Fiduciary activities income$496,000556
Service charges on deposit accounts$364,0002,343
Trading account gains and fees$0174
Additional Noninterest Income$614,0002,614
Total noninterest expense$5,381,0002,566
Salaries and employee benefits$3,230,0002,344
Premises and equipment expense$551,0002,851
Additional noninterest expense$1,600,0002,744
Pre-tax net operating income$2,542,0002,116
Securities gains (losses)$99,0001,005
Applicable income taxes$808,0001,503
Income before extraordinary items$1,833,0002,374
Extraordinary gains, net$015
Net income$1,833,0002,374
Minority interest net income$081
Net income of bank and minority interests.$1,833,0002,373
Net charge-offs$95,0002,737
Cash dividends$1,270,0001,304
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,764,6902,390
2014-06-30 (YTD Data)Rank
Total interest income$4,846,0002,490
Total interest expense$508,0002,608
Net interest income$4,338,0002,451
Provision for loan and lease losses$75,0002,610
Total noninterest income$977,0002,125
Gross Fiduciary activities income$332,000557
Service charges on deposit accounts$235,0002,378
Trading account gains and fees$0172
Additional Noninterest Income$410,0002,593
Total noninterest expense$3,618,0002,552
Salaries and employee benefits$2,162,0002,334
Premises and equipment expense$356,0002,923
Additional noninterest expense$1,100,0002,672
Pre-tax net operating income$1,622,0002,147
Securities gains (losses)$98,000801
Applicable income taxes$515,0001,516
Income before extraordinary items$1,205,0002,335
Extraordinary gains, net$020
Net income$1,205,0002,339
Minority interest net income$080
Net income of bank and minority interests.$1,205,0002,339
Net charge-offs$107,0002,123
Cash dividends$1,270,000964
Sale, conversion, retirement of capital stock, net$0794
Net operating income$1,136,4002,382
2014-03-31 (YTD Data)Rank
Total interest income$2,408,0002,491
Total interest expense$256,0002,629
Net interest income$2,152,0002,459
Provision for loan and lease losses$75,0001,807
Total noninterest income$466,0002,137
Gross Fiduciary activities income$162,000558
Service charges on deposit accounts$118,0002,341
Trading account gains and fees$0147
Additional Noninterest Income$186,0002,660
Total noninterest expense$1,846,0002,511
Salaries and employee benefits$1,107,0002,294
Premises and equipment expense$170,0003,072
Additional noninterest expense$569,0002,610
Pre-tax net operating income$697,0002,328
Securities gains (losses)$48,000664
Applicable income taxes$219,0001,629
Income before extraordinary items$526,0002,483
Extraordinary gains, net$016
Net income$526,0002,486
Minority interest net income$066
Net income of bank and minority interests.$526,0002,486
Net charge-offs$47,0001,917
Cash dividends$1,270,000496
Sale, conversion, retirement of capital stock, net$0747
Net operating income$491,9202,556
2013-12-31 (YTD Data)Rank
Total interest income$9,902,0002,452
Total interest expense$1,109,0002,722
Net interest income$8,793,0002,387
Provision for loan and lease losses$50,0004,250
Total noninterest income$1,770,0002,322
Gross Fiduciary activities income$544,000584
Service charges on deposit accounts$485,0002,441
Trading account gains and fees$0184
Additional Noninterest Income$741,0002,787
Total noninterest expense$7,130,0002,591
Salaries and employee benefits$4,219,0002,362
Premises and equipment expense$690,0002,994
Additional noninterest expense$2,221,0002,748
Pre-tax net operating income$3,383,0001,964
Securities gains (losses)$238,000804
Applicable income taxes$1,080,0001,399
Income before extraordinary items$2,541,0002,163
Extraordinary gains, net$029
Net income$2,541,0002,168
Minority interest net income$090
Net income of bank and minority interests.$2,541,0002,167
Net charge-offs$86,0003,905
Cash dividends$854,0002,127
Sale, conversion, retirement of capital stock, net$5,000879
Net operating income$2,374,4002,241
2013-09-30 (YTD Data)Rank
Total interest income$7,421,0002,468
Total interest expense$845,0002,785
Net interest income$6,576,0002,405
Provision for loan and lease losses$50,0003,936
Total noninterest income$1,301,0002,401
Gross Fiduciary activities income$405,000586
Service charges on deposit accounts$356,0002,497
Trading account gains and fees$0180
Additional Noninterest Income$540,0002,898
Total noninterest expense$5,358,0002,594
Salaries and employee benefits$3,174,0002,370
Premises and equipment expense$506,0003,076
Additional noninterest expense$1,678,0002,727
Pre-tax net operating income$2,469,0002,079
Securities gains (losses)$03,040
Applicable income taxes$725,0001,541
Income before extraordinary items$1,744,0002,361
Extraordinary gains, net$025
Net income$1,744,0002,366
Minority interest net income$084
Net income of bank and minority interests.$1,744,0002,366
Net charge-offs$55,0003,781
Cash dividends$854,0001,601
Sale, conversion, retirement of capital stock, net$5,000810
Net operating income$1,744,0002,295
2013-06-30 (YTD Data)Rank
Total interest income$4,935,0002,462
Total interest expense$575,0002,794
Net interest income$4,360,0002,410
Provision for loan and lease losses$50,0003,593
Total noninterest income$891,0002,385
Gross Fiduciary activities income$278,000582
Service charges on deposit accounts$228,0002,545
Trading account gains and fees$0157
Additional Noninterest Income$385,0002,852
Total noninterest expense$3,563,0002,600
Salaries and employee benefits$2,112,0002,383
Premises and equipment expense$333,0003,121
Additional noninterest expense$1,118,0002,702
Pre-tax net operating income$1,638,0002,052
Securities gains (losses)$02,791
Applicable income taxes$494,0001,525
Income before extraordinary items$1,144,0002,375
Extraordinary gains, net$022
Net income$1,144,0002,385
Minority interest net income$082
Net income of bank and minority interests.$1,144,0002,383
Net charge-offs$-217,0006,817
Cash dividends$854,0001,223
Sale, conversion, retirement of capital stock, net$5,000767
Net operating income$1,144,0002,289
2013-03-31 (YTD Data)Rank
Total interest income$2,421,0002,517
Total interest expense$292,0002,838
Net interest income$2,129,0002,468
Provision for loan and lease losses$50,0002,783
Total noninterest income$492,0002,251
Gross Fiduciary activities income$137,000591
Service charges on deposit accounts$117,0002,482
Trading account gains and fees$0148
Additional Noninterest Income$238,0002,526
Total noninterest expense$1,785,0002,625
Salaries and employee benefits$1,079,0002,354
Premises and equipment expense$163,0003,192
Additional noninterest expense$543,0002,772
Pre-tax net operating income$786,0002,066
Securities gains (losses)$01,966
Applicable income taxes$231,0001,572
Income before extraordinary items$555,0002,394
Extraordinary gains, net$010
Net income$555,0002,396
Minority interest net income$076
Net income of bank and minority interests.$555,0002,396
Net charge-offs$-227,0006,927
Cash dividends$854,000633
Sale, conversion, retirement of capital stock, net$5,000663
Net operating income$555,0002,298
2012-12-31 (YTD Data)Rank
Total interest income$9,977,0002,577
Total interest expense$1,488,0002,737
Net interest income$8,489,0002,527
Provision for loan and lease losses$950,0001,829
Total noninterest income$1,577,0002,531
Gross Fiduciary activities income$497,000599
Service charges on deposit accounts$532,0002,364
Trading account gains and fees$0166
Additional Noninterest Income$548,0003,224
Total noninterest expense$6,926,0002,679
Salaries and employee benefits$3,989,0002,457
Premises and equipment expense$689,0003,065
Additional noninterest expense$2,248,0002,816
Pre-tax net operating income$2,190,0002,646
Securities gains (losses)$153,0001,927
Applicable income taxes$635,0001,943
Income before extraordinary items$1,708,0002,890
Extraordinary gains, net$029
Net income$1,708,0002,893
Minority interest net income$093
Net income of bank and minority interests.$1,708,0002,892
Net charge-offs$761,0002,115
Cash dividends$492,0002,808
Sale, conversion, retirement of capital stock, net$21,000830
Net operating income$1,596,3102,871
2012-09-30 (YTD Data)Rank
Total interest income$7,497,0002,611
Total interest expense$1,163,0002,747
Net interest income$6,334,0002,579
Provision for loan and lease losses$950,0001,488
Total noninterest income$1,128,0002,613
Gross Fiduciary activities income$367,000601
Service charges on deposit accounts$399,0002,388
Trading account gains and fees$0157
Additional Noninterest Income$362,0003,413
Total noninterest expense$5,183,0002,690
Salaries and employee benefits$3,017,0002,443
Premises and equipment expense$526,0003,051
Additional noninterest expense$1,640,0002,887
Pre-tax net operating income$1,329,0003,119
Securities gains (losses)$03,575
Applicable income taxes$353,0002,305
Income before extraordinary items$976,0003,480
Extraordinary gains, net$020
Net income$976,0003,480
Minority interest net income$086
Net income of bank and minority interests.$976,0003,482
Net charge-offs$669,0001,864
Cash dividends$492,0002,064
Sale, conversion, retirement of capital stock, net$16,000794
Net operating income$976,0003,319
2012-06-30 (YTD Data)Rank
Total interest income$5,017,0002,624
Total interest expense$798,0002,784
Net interest income$4,219,0002,582
Provision for loan and lease losses$800,0001,285
Total noninterest income$650,0002,793
Gross Fiduciary activities income$243,000619
Service charges on deposit accounts$271,0002,338
Trading account gains and fees$0153
Additional Noninterest Income$136,0004,217
Total noninterest expense$3,462,0002,702
Salaries and employee benefits$1,997,0002,452
Premises and equipment expense$362,0002,987
Additional noninterest expense$1,103,0002,883
Pre-tax net operating income$607,0003,779
Securities gains (losses)$03,178
Applicable income taxes$176,0002,566
Income before extraordinary items$431,0004,243
Extraordinary gains, net$019
Net income$431,0004,247
Minority interest net income$084
Net income of bank and minority interests.$431,0004,246
Net charge-offs$665,0001,503
Cash dividends$492,0001,636
Sale, conversion, retirement of capital stock, net$10,000775
Net operating income$431,0004,064
2012-03-31 (YTD Data)Rank
Total interest income$2,504,0002,651
Total interest expense$409,0002,822
Net interest income$2,095,0002,605
Provision for loan and lease losses$500,0001,039
Total noninterest income$382,0002,549
Gross Fiduciary activities income$119,000619
Service charges on deposit accounts$144,0002,209
Trading account gains and fees$0148
Additional Noninterest Income$119,0003,430
Total noninterest expense$1,769,0002,646
Salaries and employee benefits$1,020,0002,428
Premises and equipment expense$175,0003,083
Additional noninterest expense$574,0002,756
Pre-tax net operating income$208,0004,457
Securities gains (losses)$02,210
Applicable income taxes$52,0003,038
Income before extraordinary items$156,0004,782
Extraordinary gains, net$019
Net income$156,0004,785
Minority interest net income$078
Net income of bank and minority interests.$156,0004,786
Net charge-offs$656,000917
Cash dividends$492,000912
Sale, conversion, retirement of capital stock, net$5,000713
Net operating income$156,0004,643
2011-12-31 (YTD Data)Rank
Total interest income$10,084,0002,738
Total interest expense$2,066,0002,710
Net interest income$8,018,0002,727
Provision for loan and lease losses$1,961,0001,595
Total noninterest income$1,256,0002,723
Gross Fiduciary activities income$596,000524
Service charges on deposit accounts$650,0002,106
Trading account gains and fees$0146
Additional Noninterest Income$10,0006,530
Total noninterest expense$6,517,0002,847
Salaries and employee benefits$3,637,0002,652
Premises and equipment expense$691,0003,233
Additional noninterest expense$2,189,0002,879
Pre-tax net operating income$796,0004,098
Securities gains (losses)$03,838
Applicable income taxes$46,0003,796
Income before extraordinary items$750,0004,044
Extraordinary gains, net$029
Net income$750,0004,049
Minority interest net income$096
Net income of bank and minority interests.$750,0004,048
Net charge-offs$1,500,0001,871
Cash dividends$705,0002,027
Sale, conversion, retirement of capital stock, net$29,000897
Net operating income$750,0003,910
2011-09-30 (YTD Data)Rank
Total interest income$7,532,0002,778
Total interest expense$1,618,0002,706
Net interest income$5,914,0002,784
Provision for loan and lease losses$1,305,0001,654
Total noninterest income$1,106,0002,470
Gross Fiduciary activities income$474,000513
Service charges on deposit accounts$494,0002,094
Trading account gains and fees$0145
Additional Noninterest Income$138,0004,653
Total noninterest expense$4,994,0002,777
Salaries and employee benefits$2,800,0002,568
Premises and equipment expense$531,0003,217
Additional noninterest expense$1,663,0002,863
Pre-tax net operating income$721,0003,910
Securities gains (losses)$03,555
Applicable income taxes$158,0002,864
Income before extraordinary items$563,0004,132
Extraordinary gains, net$021
Net income$563,0004,134
Minority interest net income$087
Net income of bank and minority interests.$563,0004,134
Net charge-offs$566,0002,534
Cash dividends$705,0001,468
Sale, conversion, retirement of capital stock, net$21,000849
Net operating income$563,0004,015
2011-06-30 (YTD Data)Rank
Total interest income$4,951,0002,831
Total interest expense$1,124,0002,700
Net interest income$3,827,0002,846
Provision for loan and lease losses$605,0002,035
Total noninterest income$728,0002,473
Gross Fiduciary activities income$306,000527
Service charges on deposit accounts$341,0002,018
Trading account gains and fees$0153
Additional Noninterest Income$81,0004,876
Total noninterest expense$3,335,0002,803
Salaries and employee benefits$1,852,0002,602
Premises and equipment expense$347,0003,271
Additional noninterest expense$1,136,0002,864
Pre-tax net operating income$615,0003,430
Securities gains (losses)$02,914
Applicable income taxes$186,0002,292
Income before extraordinary items$429,0003,857
Extraordinary gains, net$015
Net income$429,0003,858
Minority interest net income$089
Net income of bank and minority interests.$429,0003,859
Net charge-offs$144,0003,458
Cash dividends$705,0001,108
Sale, conversion, retirement of capital stock, net$14,000801
Net operating income$429,0003,749
2011-03-31 (YTD Data)Rank
Total interest income$2,449,0002,874
Total interest expense$576,0002,720
Net interest income$1,873,0002,885
Provision for loan and lease losses$225,0002,264
Total noninterest income$462,0002,134
Gross Fiduciary activities income$143,000539
Service charges on deposit accounts$180,0001,898
Trading account gains and fees$0158
Additional Noninterest Income$139,0003,036
Total noninterest expense$1,663,0002,819
Salaries and employee benefits$904,0002,683
Premises and equipment expense$176,0003,290
Additional noninterest expense$583,0002,782
Pre-tax net operating income$447,0002,763
Securities gains (losses)$01,772
Applicable income taxes$129,0001,922
Income before extraordinary items$318,0003,097
Extraordinary gains, net$09
Net income$318,0003,095
Minority interest net income$086
Net income of bank and minority interests.$318,0003,097
Net charge-offs$-12,0007,063
Cash dividends$705,000538
Sale, conversion, retirement of capital stock, net$7,000742
Net operating income$318,0003,046
2010-12-31 (YTD Data)Rank
Total interest income$9,826,0002,999
Total interest expense$2,807,0002,748
Net interest income$7,019,0003,071
Provision for loan and lease losses$705,0003,587
Total noninterest income$2,144,0001,989
Gross Fiduciary activities income$577,000524
Service charges on deposit accounts$881,0001,678
Trading account gains and fees$0175
Additional Noninterest Income$686,0002,717
Total noninterest expense$6,464,0002,917
Salaries and employee benefits$3,499,0002,731
Premises and equipment expense$692,0003,329
Additional noninterest expense$2,273,0002,910
Pre-tax net operating income$1,994,0002,245
Securities gains (losses)$-75,0007,196
Applicable income taxes$510,0001,866
Income before extraordinary items$1,409,0002,610
Extraordinary gains, net$029
Net income$1,409,0002,606
Minority interest net income$0111
Net income of bank and minority interests.$1,409,0002,612
Net charge-offs$762,0003,059
Cash dividends$316,0002,861
Sale, conversion, retirement of capital stock, net$29,0001,046
Net operating income$1,463,7502,456
2010-09-30 (YTD Data)Rank
Total interest income$7,360,0003,060
Total interest expense$2,150,0002,804
Net interest income$5,210,0003,130
Provision for loan and lease losses$450,0003,704
Total noninterest income$1,619,0001,977
Gross Fiduciary activities income$473,000504
Service charges on deposit accounts$656,0001,741
Trading account gains and fees$0165
Additional Noninterest Income$490,0002,786
Total noninterest expense$4,883,0002,898
Salaries and employee benefits$2,668,0002,697
Premises and equipment expense$521,0003,356
Additional noninterest expense$1,694,0002,864
Pre-tax net operating income$1,496,0002,377
Securities gains (losses)$-76,0007,372
Applicable income taxes$387,0001,908
Income before extraordinary items$1,033,0002,834
Extraordinary gains, net$023
Net income$1,033,0002,828
Minority interest net income$0110
Net income of bank and minority interests.$1,033,0002,833
Net charge-offs$538,0002,975
Cash dividends$316,0002,272
Sale, conversion, retirement of capital stock, net$21,000986
Net operating income$1,088,4802,607
2010-06-30 (YTD Data)Rank
Total interest income$4,824,0003,136
Total interest expense$1,457,0002,858
Net interest income$3,367,0003,199
Provision for loan and lease losses$300,0003,591
Total noninterest income$1,076,0001,947
Gross Fiduciary activities income$342,000486
Service charges on deposit accounts$429,0001,772
Trading account gains and fees$0152
Additional Noninterest Income$305,0002,818
Total noninterest expense$3,247,0002,908
Salaries and employee benefits$1,792,0002,699
Premises and equipment expense$357,0003,313
Additional noninterest expense$1,098,0002,950
Pre-tax net operating income$896,0002,590
Securities gains (losses)$03,184
Applicable income taxes$259,0001,878
Income before extraordinary items$637,0002,950
Extraordinary gains, net$019
Net income$637,0002,944
Minority interest net income$0105
Net income of bank and minority interests.$637,0002,949
Net charge-offs$506,0002,430
Cash dividends$316,0001,826
Sale, conversion, retirement of capital stock, net$14,000914
Net operating income$637,0002,839
2010-03-31 (YTD Data)Rank
Total interest income$2,365,0003,235
Total interest expense$728,0002,972
Net interest income$1,637,0003,309
Provision for loan and lease losses$150,0003,336
Total noninterest income$543,0001,905
Gross Fiduciary activities income$179,000482
Service charges on deposit accounts$203,0001,853
Trading account gains and fees$0175
Additional Noninterest Income$161,0002,722
Total noninterest expense$1,584,0003,002
Salaries and employee benefits$878,0002,793
Premises and equipment expense$173,0003,490
Additional noninterest expense$533,0002,998
Pre-tax net operating income$446,0002,630
Securities gains (losses)$02,284
Applicable income taxes$131,0001,861
Income before extraordinary items$315,0003,045
Extraordinary gains, net$016
Net income$315,0003,041
Minority interest net income$091
Net income of bank and minority interests.$315,0003,045
Net charge-offs$62,0003,547
Cash dividends$316,0001,028
Sale, conversion, retirement of capital stock, net$7,000864
Net operating income$315,0002,940
2009-12-31 (YTD Data)Rank
Total interest income$9,310,0003,409
Total interest expense$3,004,0003,405
Net interest income$6,306,0003,312
Provision for loan and lease losses$600,0004,252
Total noninterest income$2,016,0002,119
Gross Fiduciary activities income$450,000572
Service charges on deposit accounts$967,0001,738
Trading account gains and fees$0211
Additional Noninterest Income$599,0002,905
Total noninterest expense$6,733,0002,890
Salaries and employee benefits$3,350,0002,904
Premises and equipment expense$699,0003,458
Additional noninterest expense$2,684,0002,583
Pre-tax net operating income$989,0003,005
Securities gains (losses)$-136,0007,343
Applicable income taxes$221,0002,294
Income before extraordinary items$632,0003,526
Extraordinary gains, net$034
Net income$632,0003,526
Minority interest net income$0115
Net income of bank and minority interests.$632,0003,525
Net charge-offs$367,0004,219
Cash dividends$539,0002,446
Sale, conversion, retirement of capital stock, net$50,0001,063
Net operating income$732,6403,226
2009-09-30 (YTD Data)Rank
Total interest income$6,930,0003,481
Total interest expense$2,176,0003,637
Net interest income$4,754,0003,304
Provision for loan and lease losses$450,0003,968
Total noninterest income$1,498,0002,175
Gross Fiduciary activities income$331,000565
Service charges on deposit accounts$738,0001,717
Trading account gains and fees$0212
Additional Noninterest Income$429,0003,057
Total noninterest expense$5,328,0002,764
Salaries and employee benefits$2,598,0002,836
Premises and equipment expense$528,0003,483
Additional noninterest expense$2,202,0002,366
Pre-tax net operating income$474,0003,968
Securities gains (losses)$-136,0007,523
Applicable income taxes$70,0003,121
Income before extraordinary items$268,0004,558
Extraordinary gains, net$027
Net income$268,0004,557
Minority interest net income$0118
Net income of bank and minority interests.$268,0004,559
Net charge-offs$297,0003,714
Cash dividends$539,0001,924
Sale, conversion, retirement of capital stock, net$25,0001,057
Net operating income$375,4404,051
2009-06-30 (YTD Data)Rank
Total interest income$4,598,0003,530
Total interest expense$1,435,0003,780
Net interest income$3,163,0003,309
Provision for loan and lease losses$300,0003,683
Total noninterest income$1,035,0002,125
Gross Fiduciary activities income$207,000587
Service charges on deposit accounts$565,0001,486
Trading account gains and fees$0193
Additional Noninterest Income$263,0003,214
Total noninterest expense$3,781,0002,643
Salaries and employee benefits$1,742,0002,857
Premises and equipment expense$354,0003,503
Additional noninterest expense$1,685,0002,101
Pre-tax net operating income$117,0005,109
Securities gains (losses)$-136,0007,734
Applicable income taxes$-19,0006,860
Income before extraordinary items$05,915
Extraordinary gains, net$021
Net income$05,913
Minority interest net income$0112
Net income of bank and minority interests.$05,913
Net charge-offs$268,0003,064
Cash dividends$539,0001,552
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$87,0405,219
2009-03-31 (YTD Data)Rank
Total interest income$2,268,0003,599
Total interest expense$725,0003,850
Net interest income$1,543,0003,367
Provision for loan and lease losses$150,0003,210
Total noninterest income$538,0002,019
Gross Fiduciary activities income$99,000599
Service charges on deposit accounts$290,0001,424
Trading account gains and fees$0171
Additional Noninterest Income$149,0002,970
Total noninterest expense$1,771,0002,717
Salaries and employee benefits$833,0002,999
Premises and equipment expense$163,0003,735
Additional noninterest expense$775,0002,045
Pre-tax net operating income$160,0004,398
Securities gains (losses)$02,434
Applicable income taxes$23,0003,465
Income before extraordinary items$137,0004,500
Extraordinary gains, net$015
Net income$137,0004,504
Minority interest net income$0102
Net income of bank and minority interests.$137,0004,504
Net charge-offs$97,0002,899
Cash dividends$539,000804
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$137,0004,336
2008-12-31 (YTD Data)Rank
Total interest income$9,072,0003,784
Total interest expense$3,217,0004,048
Net interest income$5,855,0003,537
Provision for loan and lease losses$200,0005,196
Total noninterest income$2,190,0002,001
Gross Fiduciary activities income$519,000564
Service charges on deposit accounts$1,131,0001,580
Trading account gains and fees$0154
Additional Noninterest Income$540,0003,056
Total noninterest expense$5,392,0003,359
Salaries and employee benefits$2,838,0003,408
Premises and equipment expense$673,0003,603
Additional noninterest expense$1,881,0003,023
Pre-tax net operating income$2,453,0002,130
Securities gains (losses)$-922,0007,710
Applicable income taxes$452,0001,941
Income before extraordinary items$1,079,0003,142
Extraordinary gains, net$039
Net income$1,079,0003,142
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$121,0004,738
Cash dividends$1,225,0002,006
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,724,4002,402
2008-09-30 (YTD Data)Rank
Total interest income$6,706,0003,878
Total interest expense$2,408,0004,184
Net interest income$4,298,0003,621
Provision for loan and lease losses$50,0005,872
Total noninterest income$1,625,0002,085
Gross Fiduciary activities income$428,000546
Service charges on deposit accounts$807,0001,656
Trading account gains and fees$0148
Additional Noninterest Income$390,0003,227
Total noninterest expense$3,845,0003,475
Salaries and employee benefits$2,009,0003,604
Premises and equipment expense$505,0003,607
Additional noninterest expense$1,331,0003,076
Pre-tax net operating income$2,028,0002,293
Securities gains (losses)$-922,0007,896
Applicable income taxes$681,0001,566
Income before extraordinary items$425,0004,698
Extraordinary gains, net$031
Net income$425,0004,696
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,609
Cash dividends$1,225,0001,564
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,015,0803,228
2008-06-30 (YTD Data)Rank
Total interest income$4,429,0003,959
Total interest expense$1,612,0004,304
Net interest income$2,817,0003,665
Provision for loan and lease losses$06,671
Total noninterest income$1,118,0002,063
Gross Fiduciary activities income$317,000531
Service charges on deposit accounts$519,0001,698
Trading account gains and fees$0149
Additional Noninterest Income$282,0003,135
Total noninterest expense$2,466,0003,602
Salaries and employee benefits$1,273,0003,791
Premises and equipment expense$327,0003,706
Additional noninterest expense$866,0003,111
Pre-tax net operating income$1,469,0002,235
Securities gains (losses)$03,233
Applicable income taxes$482,0001,647
Income before extraordinary items$987,0002,600
Extraordinary gains, net$021
Net income$987,0002,600
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,943
Cash dividends$1,225,0001,187
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$987,0002,552
2008-03-31 (YTD Data)Rank
Total interest income$2,228,0004,034
Total interest expense$814,0004,463
Net interest income$1,414,0003,638
Provision for loan and lease losses$06,080
Total noninterest income$556,0002,074
Gross Fiduciary activities income$168,000528
Service charges on deposit accounts$256,0001,696
Trading account gains and fees$0158
Additional Noninterest Income$132,0003,267
Total noninterest expense$1,104,0003,944
Salaries and employee benefits$558,0004,187
Premises and equipment expense$153,0003,924
Additional noninterest expense$393,0003,362
Pre-tax net operating income$866,0002,020
Securities gains (losses)$02,688
Applicable income taxes$293,0001,506
Income before extraordinary items$573,0002,402
Extraordinary gains, net$015
Net income$573,0002,404
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0003,915
Cash dividends$1,225,000623
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$573,0002,329
2007-12-31 (YTD Data)Rank
Total interest income$9,333,0003,946
Total interest expense$3,274,0004,525
Net interest income$6,059,0003,477
Provision for loan and lease losses$43,0005,808
Total noninterest income$2,163,0002,103
Gross Fiduciary activities income$558,000566
Service charges on deposit accounts$1,097,0001,632
Trading account gains and fees$0178
Additional Noninterest Income$508,0003,287
Total noninterest expense$4,458,0003,786
Salaries and employee benefits$2,248,0004,020
Premises and equipment expense$656,0003,608
Additional noninterest expense$1,554,0003,315
Pre-tax net operating income$3,721,0002,099
Securities gains (losses)$3,0001,730
Applicable income taxes$1,273,0001,585
Income before extraordinary items$2,451,0002,418
Extraordinary gains, net$039
Net income$2,451,0002,417
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$58,0004,456
Cash dividends$2,207,0001,503
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,449,0202,408
2007-09-30 (YTD Data)Rank
Total interest income$7,021,0003,959
Total interest expense$2,437,0004,559
Net interest income$4,584,0003,466
Provision for loan and lease losses$43,0005,270
Total noninterest income$1,625,0002,095
Gross Fiduciary activities income$417,000568
Service charges on deposit accounts$805,0001,640
Trading account gains and fees$0184
Additional Noninterest Income$403,0003,190
Total noninterest expense$3,255,0003,861
Salaries and employee benefits$1,561,0004,253
Premises and equipment expense$476,0003,682
Additional noninterest expense$1,218,0003,154
Pre-tax net operating income$2,911,0002,161
Securities gains (losses)$01,655
Applicable income taxes$1,005,0001,638
Income before extraordinary items$1,906,0002,475
Extraordinary gains, net$033
Net income$1,906,0002,473
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0003,856
Cash dividends$2,207,0001,135
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,906,0002,445
2007-06-30 (YTD Data)Rank
Total interest income$4,643,0003,990
Total interest expense$1,580,0004,625
Net interest income$3,063,0003,473
Provision for loan and lease losses$43,0004,574
Total noninterest income$1,080,0002,117
Gross Fiduciary activities income$273,000579
Service charges on deposit accounts$531,0001,664
Trading account gains and fees$0168
Additional Noninterest Income$276,0003,163
Total noninterest expense$2,149,0003,909
Salaries and employee benefits$1,041,0004,288
Premises and equipment expense$306,0003,801
Additional noninterest expense$802,0003,185
Pre-tax net operating income$1,951,0002,210
Securities gains (losses)$01,444
Applicable income taxes$679,0001,705
Income before extraordinary items$1,272,0002,519
Extraordinary gains, net$029
Net income$1,272,0002,518
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,631
Cash dividends$1,206,0001,325
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,272,0002,501
2007-03-31 (YTD Data)Rank
Total interest income$2,266,0004,051
Total interest expense$758,0004,749
Net interest income$1,508,0003,523
Provision for loan and lease losses$22,0004,272
Total noninterest income$537,0002,110
Gross Fiduciary activities income$134,000595
Service charges on deposit accounts$262,0001,639
Trading account gains and fees$0195
Additional Noninterest Income$141,0003,128
Total noninterest expense$1,063,0003,948
Salaries and employee benefits$511,0004,365
Premises and equipment expense$150,0003,863
Additional noninterest expense$402,0003,159
Pre-tax net operating income$960,0002,245
Securities gains (losses)$01,187
Applicable income taxes$335,0001,723
Income before extraordinary items$625,0002,548
Extraordinary gains, net$022
Net income$625,0002,550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,116
Cash dividends$1,206,000685
Sale, conversion, retirement of capital stock, net$0885
Net operating income$625,0002,523
2006-12-31 (YTD Data)Rank
Total interest income$9,038,0003,854
Total interest expense$2,696,0004,597
Net interest income$6,342,0003,378
Provision for loan and lease losses$283,0002,898
Total noninterest income$1,815,0002,379
Gross Fiduciary activities income$456,000605
Service charges on deposit accounts$863,0001,990
Trading account gains and fees$0130
Additional Noninterest Income$496,0003,355
Total noninterest expense$4,157,0003,875
Salaries and employee benefits$2,080,0004,148
Premises and equipment expense$579,0003,871
Additional noninterest expense$1,498,0003,289
Pre-tax net operating income$3,717,0002,373
Securities gains (losses)$5,0001,264
Applicable income taxes$1,309,0001,854
Income before extraordinary items$2,413,0002,688
Extraordinary gains, net$051
Net income$2,413,0002,690
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0004,423
Cash dividends$1,055,0002,477
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,409,7502,679
2006-09-30 (YTD Data)Rank
Total interest income$6,715,0003,849
Total interest expense$1,947,0004,623
Net interest income$4,768,0003,399
Provision for loan and lease losses$146,0003,462
Total noninterest income$1,273,0002,495
Gross Fiduciary activities income$337,000603
Service charges on deposit accounts$565,0002,236
Trading account gains and fees$0126
Additional Noninterest Income$371,0003,331
Total noninterest expense$3,197,0003,783
Salaries and employee benefits$1,496,0004,240
Premises and equipment expense$442,0003,833
Additional noninterest expense$1,259,0002,992
Pre-tax net operating income$2,698,0002,502
Securities gains (losses)$5,0001,041
Applicable income taxes$948,0001,953
Income before extraordinary items$1,755,0002,845
Extraordinary gains, net$045
Net income$1,755,0002,846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0003,854
Cash dividends$1,055,0001,850
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,751,7502,839
2006-06-30 (YTD Data)Rank
Total interest income$4,400,0003,864
Total interest expense$1,256,0004,585
Net interest income$3,144,0003,436
Provision for loan and lease losses$87,0003,632
Total noninterest income$785,0002,628
Gross Fiduciary activities income$226,000613
Service charges on deposit accounts$306,0002,617
Trading account gains and fees$0126
Additional Noninterest Income$253,0003,310
Total noninterest expense$2,128,0003,801
Salaries and employee benefits$1,000,0004,258
Premises and equipment expense$287,0003,901
Additional noninterest expense$841,0002,992
Pre-tax net operating income$1,714,0002,601
Securities gains (losses)$5,000842
Applicable income taxes$602,0002,050
Income before extraordinary items$1,117,0002,952
Extraordinary gains, net$039
Net income$1,117,0002,954
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,668
Cash dividends$1,055,0001,366
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,113,7502,947
2006-03-31 (YTD Data)Rank
Total interest income$2,132,0003,887
Total interest expense$607,0004,550
Net interest income$1,525,0003,501
Provision for loan and lease losses$41,0003,507
Total noninterest income$399,0002,546
Gross Fiduciary activities income$115,000616
Service charges on deposit accounts$148,0002,627
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,052,0003,852
Salaries and employee benefits$484,0004,377
Premises and equipment expense$133,0004,114
Additional noninterest expense$435,0002,892
Pre-tax net operating income$831,0002,628
Securities gains (losses)$0955
Applicable income taxes$291,0002,065
Income before extraordinary items$540,0002,978
Extraordinary gains, net$021
Net income$540,0002,977
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0002,694
Cash dividends$1,055,000714
Sale, conversion, retirement of capital stock, net$0648
Net operating income$540,0002,960
2005-12-31 (YTD Data)Rank
Total interest income$7,970,0003,768
Total interest expense$2,166,0004,205
Net interest income$5,804,0003,520
Provision for loan and lease losses$307,0002,769
Total noninterest income$1,662,0002,519
Gross Fiduciary activities income$514,000578
Service charges on deposit accounts$655,0002,474
Trading account gains and fees$0138
Additional Noninterest Income$493,0003,388
Total noninterest expense$3,884,0003,945
Salaries and employee benefits$1,978,0004,151
Premises and equipment expense$517,0004,078
Additional noninterest expense$1,389,0003,436
Pre-tax net operating income$3,275,0002,575
Securities gains (losses)$02,296
Applicable income taxes$1,165,0002,048
Income before extraordinary items$2,110,0002,958
Extraordinary gains, net$046
Net income$2,110,0002,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$130,0002,923
Cash dividends$904,0002,645
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,110,0002,927
2005-09-30 (YTD Data)Rank
Total interest income$5,880,0003,775
Total interest expense$1,575,0004,158
Net interest income$4,305,0003,542
Provision for loan and lease losses$181,0003,121
Total noninterest income$1,249,0002,510
Gross Fiduciary activities income$389,000563
Service charges on deposit accounts$490,0002,481
Trading account gains and fees$0126
Additional Noninterest Income$370,0003,418
Total noninterest expense$3,090,0003,754
Salaries and employee benefits$1,430,0004,241
Premises and equipment expense$382,0004,105
Additional noninterest expense$1,278,0002,871
Pre-tax net operating income$2,283,0002,755
Securities gains (losses)$02,317
Applicable income taxes$812,0002,179
Income before extraordinary items$1,471,0003,175
Extraordinary gains, net$035
Net income$1,471,0003,176
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$72,0002,996
Cash dividends$904,0001,939
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,471,0003,137
2005-06-30 (YTD Data)Rank
Total interest income$3,848,0003,753
Total interest expense$1,028,0004,059
Net interest income$2,820,0003,580
Provision for loan and lease losses$100,0003,338
Total noninterest income$810,0002,518
Gross Fiduciary activities income$264,000567
Service charges on deposit accounts$315,0002,523
Trading account gains and fees$0116
Additional Noninterest Income$231,0003,507
Total noninterest expense$2,029,0003,772
Salaries and employee benefits$925,0004,321
Premises and equipment expense$247,0004,188
Additional noninterest expense$857,0002,835
Pre-tax net operating income$1,501,0002,752
Securities gains (losses)$02,146
Applicable income taxes$533,0002,172
Income before extraordinary items$968,0003,166
Extraordinary gains, net$030
Net income$968,0003,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$62,0002,464
Cash dividends$904,0001,431
Sale, conversion, retirement of capital stock, net$0643
Net operating income$968,0003,117
2005-03-31 (YTD Data)Rank
Total interest income$1,885,0003,772
Total interest expense$508,0003,983
Net interest income$1,377,0003,656
Provision for loan and lease losses$37,0003,710
Total noninterest income$424,0002,403
Gross Fiduciary activities income$134,000580
Service charges on deposit accounts$154,0002,504
Trading account gains and fees$0115
Additional Noninterest Income$136,0003,156
Total noninterest expense$1,019,0003,793
Salaries and employee benefits$465,0004,323
Premises and equipment expense$121,0004,285
Additional noninterest expense$433,0002,804
Pre-tax net operating income$745,0002,719
Securities gains (losses)$01,685
Applicable income taxes$265,0002,176
Income before extraordinary items$480,0003,140
Extraordinary gains, net$024
Net income$480,0003,141
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-30,0008,477
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$480,0003,100
2004-12-31 (YTD Data)Rank
Total interest income$6,906,0003,851
Total interest expense$2,017,0003,629
Net interest income$4,889,0003,866
Provision for loan and lease losses$58,0005,810
Total noninterest income$1,614,0002,550
Gross Fiduciary activities income$464,000595
Service charges on deposit accounts$709,0002,350
Trading account gains and fees$0138
Additional Noninterest Income$441,0003,541
Total noninterest expense$4,373,0003,495
Salaries and employee benefits$2,517,0003,326
Premises and equipment expense$504,0004,066
Additional noninterest expense$1,352,0003,408
Pre-tax net operating income$2,072,0003,418
Securities gains (losses)$4,0003,277
Applicable income taxes$721,0002,710
Income before extraordinary items$1,355,0003,890
Extraordinary gains, net$034
Net income$1,355,0003,891
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$155,0002,991
Cash dividends$915,0002,486
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,352,4003,833
2004-09-30 (YTD Data)Rank
Total interest income$5,108,0003,870
Total interest expense$1,509,0003,580
Net interest income$3,599,0003,908
Provision for loan and lease losses$9,0006,765
Total noninterest income$1,205,0002,569
Gross Fiduciary activities income$338,000600
Service charges on deposit accounts$531,0002,369
Trading account gains and fees$0134
Additional Noninterest Income$336,0003,518
Total noninterest expense$2,774,0003,956
Salaries and employee benefits$1,371,0004,263
Premises and equipment expense$377,0004,052
Additional noninterest expense$1,026,0003,354
Pre-tax net operating income$2,021,0002,853
Securities gains (losses)$4,0003,145
Applicable income taxes$696,0002,329
Income before extraordinary items$1,329,0003,286
Extraordinary gains, net$026
Net income$1,329,0003,287
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0002,796
Cash dividends$915,0001,826
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,326,3603,213
2004-06-30 (YTD Data)Rank
Total interest income$3,349,0003,911
Total interest expense$1,009,0003,570
Net interest income$2,340,0003,984
Provision for loan and lease losses$6,0006,548
Total noninterest income$810,0002,576
Gross Fiduciary activities income$219,000614
Service charges on deposit accounts$358,0002,347
Trading account gains and fees$0130
Additional Noninterest Income$233,0003,446
Total noninterest expense$1,832,0004,025
Salaries and employee benefits$914,0004,262
Premises and equipment expense$245,0004,135
Additional noninterest expense$673,0003,412
Pre-tax net operating income$1,312,0002,890
Securities gains (losses)$4,0002,826
Applicable income taxes$454,0002,350
Income before extraordinary items$862,0003,330
Extraordinary gains, net$021
Net income$862,0003,330
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$94,0002,235
Cash dividends$915,0001,385
Sale, conversion, retirement of capital stock, net$0638
Net operating income$859,3603,237
2004-03-31 (YTD Data)Rank
Total interest income$1,650,0003,955
Total interest expense$498,0003,655
Net interest income$1,152,0004,023
Provision for loan and lease losses$3,0006,219
Total noninterest income$410,0002,491
Gross Fiduciary activities income$108,000627
Service charges on deposit accounts$181,0002,276
Trading account gains and fees$0121
Additional Noninterest Income$121,0003,332
Total noninterest expense$906,0004,073
Salaries and employee benefits$467,0004,231
Premises and equipment expense$120,0004,238
Additional noninterest expense$319,0003,560
Pre-tax net operating income$653,0002,864
Securities gains (losses)$4,0002,410
Applicable income taxes$227,0002,365
Income before extraordinary items$430,0003,316
Extraordinary gains, net$016
Net income$430,0003,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0003,144
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$427,4003,214
2003-12-31 (YTD Data)Rank
Total interest income$6,941,0003,854
Total interest expense$2,133,0003,826
Net interest income$4,808,0003,790
Provision for loan and lease losses$48,0006,339
Total noninterest income$1,565,0002,759
Gross Fiduciary activities income$477,000581
Service charges on deposit accounts$712,0002,323
Trading account gains and fees$0160
Additional Noninterest Income$376,0004,086
Total noninterest expense$3,499,0004,120
Salaries and employee benefits$1,718,0004,405
Premises and equipment expense$507,0004,016
Additional noninterest expense$1,274,0003,557
Pre-tax net operating income$2,826,0002,632
Securities gains (losses)$04,500
Applicable income taxes$996,0002,178
Income before extraordinary items$1,830,0003,064
Extraordinary gains, net$054
Net income$1,830,0003,063
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$41,0005,313
Cash dividends$889,0002,528
Sale, conversion, retirement of capital stock, net$0868
Net operating income$1,830,0002,929
2003-09-30 (YTD Data)Rank
Total interest income$5,220,0003,886
Total interest expense$1,622,0003,904
Net interest income$3,598,0003,823
Provision for loan and lease losses$36,0006,222
Total noninterest income$1,156,0002,858
Gross Fiduciary activities income$328,000610
Service charges on deposit accounts$525,0002,365
Trading account gains and fees$0153
Additional Noninterest Income$303,0004,029
Total noninterest expense$2,577,0004,160
Salaries and employee benefits$1,262,0004,452
Premises and equipment expense$369,0004,098
Additional noninterest expense$946,0003,559
Pre-tax net operating income$2,141,0002,704
Securities gains (losses)$04,204
Applicable income taxes$758,0002,277
Income before extraordinary items$1,383,0003,150
Extraordinary gains, net$040
Net income$1,383,0003,149
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$46,0004,377
Cash dividends$889,0001,897
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,383,0002,992
2003-06-30 (YTD Data)Rank
Total interest income$3,486,0003,916
Total interest expense$1,099,0003,959
Net interest income$2,387,0003,844
Provision for loan and lease losses$24,0006,151
Total noninterest income$783,0002,799
Gross Fiduciary activities income$227,000602
Service charges on deposit accounts$346,0002,367
Trading account gains and fees$0150
Additional Noninterest Income$210,0003,950
Total noninterest expense$1,687,0004,221
Salaries and employee benefits$824,0004,519
Premises and equipment expense$241,0004,161
Additional noninterest expense$622,0003,609
Pre-tax net operating income$1,459,0002,656
Securities gains (losses)$03,782
Applicable income taxes$519,0002,261
Income before extraordinary items$940,0003,107
Extraordinary gains, net$030
Net income$940,0003,106
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$31,0004,051
Cash dividends$889,0001,465
Sale, conversion, retirement of capital stock, net$0589
Net operating income$940,0002,946
2003-03-31 (YTD Data)Rank
Total interest income$1,759,0003,900
Total interest expense$562,0003,978
Net interest income$1,197,0003,830
Provision for loan and lease losses$12,0005,906
Total noninterest income$399,0002,692
Gross Fiduciary activities income$110,000615
Service charges on deposit accounts$170,0002,334
Trading account gains and fees$0134
Additional Noninterest Income$119,0003,615
Total noninterest expense$849,0004,182
Salaries and employee benefits$420,0004,472
Premises and equipment expense$120,0004,153
Additional noninterest expense$309,0003,577
Pre-tax net operating income$735,0002,643
Securities gains (losses)$02,891
Applicable income taxes$262,0002,257
Income before extraordinary items$473,0003,068
Extraordinary gains, net$021
Net income$473,0003,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,949
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$473,0002,912
2002-12-31 (YTD Data)Rank
Total interest income$7,023,0004,036
Total interest expense$2,502,0004,098
Net interest income$4,521,0003,974
Provision for loan and lease losses$08,089
Total noninterest income$1,541,0002,567
Gross Fiduciary activities income$450,000608
Service charges on deposit accounts$709,0002,230
Trading account gains and fees$0153
Additional Noninterest Income$382,0003,792
Total noninterest expense$3,344,0004,111
Salaries and employee benefits$1,594,0004,467
Premises and equipment expense$503,0003,922
Additional noninterest expense$1,247,0003,505
Pre-tax net operating income$2,718,0002,706
Securities gains (losses)$04,537
Applicable income taxes$941,0002,314
Income before extraordinary items$1,777,0003,073
Extraordinary gains, net$070
Net income$1,777,0003,072
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$52,0005,179
Cash dividends$946,0002,363
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,777,0002,975
2001-12-31 (YTD Data)Rank
Total interest income$8,367,0003,872
Total interest expense$3,698,0004,041
Net interest income$4,669,0003,630
Provision for loan and lease losses$08,228
Total noninterest income$1,569,0002,429
Gross Fiduciary activities income$390,000665
Service charges on deposit accounts$729,0002,068
Trading account gains and fees$0177
Additional Noninterest Income$450,0003,311
Total noninterest expense$3,376,0003,939
Salaries and employee benefits$1,607,0004,292
Premises and equipment expense$521,0003,743
Additional noninterest expense$1,248,0003,377
Pre-tax net operating income$2,862,0002,374
Securities gains (losses)$04,612
Applicable income taxes$970,0002,115
Income before extraordinary items$1,892,0002,669
Extraordinary gains, net$0105
Net income$1,892,0002,674
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,098
Cash dividends$1,041,0002,170
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,892,0002,584
2000-12-31 (YTD Data)Rank
Total interest income$8,757,0003,820
Total interest expense$3,862,0004,084
Net interest income$4,895,0003,547
Provision for loan and lease losses$70,0005,970
Total noninterest income$1,607,0002,234
Gross Fiduciary activities income$653,000520
Service charges on deposit accounts$734,0001,888
Trading account gains and fees$0180
Additional Noninterest Income$220,0004,567
Total noninterest expense$3,367,0003,849
Salaries and employee benefits$1,643,0004,065
Premises and equipment expense$507,0003,745
Additional noninterest expense$1,217,0003,391
Pre-tax net operating income$3,065,0002,350
Securities gains (losses)$01,956
Applicable income taxes$982,0002,159
Income before extraordinary items$2,083,0002,464
Extraordinary gains, net$038
Net income$2,083,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0004,928
Cash dividends$970,0002,359
Sale, conversion, retirement of capital stock, net$0969
Net operating income$2,083,0002,466
1999-12-31 (YTD Data)Rank
Total interest income$8,372,0003,749
Total interest expense$3,635,0003,910
Net interest income$4,737,0003,626
Provision for loan and lease losses$90,0005,432
Total noninterest income$1,339,0002,483
Gross Fiduciary activities income$432,000683
Service charges on deposit accounts$677,0001,966
Trading account gains and fees$0173
Additional Noninterest Income$230,0004,617
Total noninterest expense$3,164,0004,040
Salaries and employee benefits$1,489,0004,372
Premises and equipment expense$513,0003,683
Additional noninterest expense$1,162,0003,539
Pre-tax net operating income$2,822,0002,534
Securities gains (losses)$03,155
Applicable income taxes$881,0002,428
Income before extraordinary items$1,941,0002,657
Extraordinary gains, net$035
Net income$1,941,0002,657
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0005,387
Cash dividends$934,0002,408
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,941,0002,628
1998-12-31 (YTD Data)Rank
Total interest income$8,046,0003,919
Total interest expense$3,484,0004,148
Net interest income$4,562,0003,689
Provision for loan and lease losses$87,0005,436
Total noninterest income$1,302,0002,522
Gross Fiduciary activities income$398,000706
Service charges on deposit accounts$673,0001,899
Trading account gains and fees$0224
Additional Noninterest Income$231,0004,605
Total noninterest expense$3,071,0004,032
Salaries and employee benefits$1,488,0004,270
Premises and equipment expense$539,0003,487
Additional noninterest expense$1,044,0003,814
Pre-tax net operating income$2,706,0002,603
Securities gains (losses)$04,449
Applicable income taxes$832,0002,651
Income before extraordinary items$1,874,0002,711
Extraordinary gains, net$032
Net income$1,874,0002,712
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,453
Cash dividends$912,0002,376
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,874,0002,636
1997-12-31 (YTD Data)Rank
Total interest income$8,160,0003,907
Total interest expense$3,621,0004,029
Net interest income$4,539,0003,800
Provision for loan and lease losses$172,0003,837
Total noninterest income$1,282,0002,482
Gross Fiduciary activities income$324,000792
Service charges on deposit accounts$736,0001,762
Trading account gains and fees$0239
Additional Noninterest Income$222,0004,710
Total noninterest expense$3,026,0004,067
Salaries and employee benefits$1,495,0004,269
Premises and equipment expense$539,0003,463
Additional noninterest expense$992,0003,940
Pre-tax net operating income$2,623,0002,799
Securities gains (losses)$6,0002,665
Applicable income taxes$770,0003,012
Income before extraordinary items$1,859,0002,753
Extraordinary gains, net$044
Net income$1,859,0002,752
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$120,0003,443
Cash dividends$5,612,000576
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,854,7402,710
1996-12-31 (YTD Data)Rank
Total interest income$7,747,0004,157
Total interest expense$3,476,0004,219
Net interest income$4,271,0004,063
Provision for loan and lease losses$40,0006,972
Total noninterest income$1,141,0002,797
Gross Fiduciary activities income$218,000943
Service charges on deposit accounts$694,0001,959
Trading account gains and fees$0262
Additional Noninterest Income$229,0004,804
Total noninterest expense$2,948,0004,358
Salaries and employee benefits$1,436,0004,489
Premises and equipment expense$542,0003,526
Additional noninterest expense$970,0004,518
Pre-tax net operating income$2,424,0002,849
Securities gains (losses)$04,148
Applicable income taxes$698,0003,186
Income before extraordinary items$1,726,0002,814
Extraordinary gains, net$053
Net income$1,726,0002,816
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,00010,223
Cash dividends$838,0002,415
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,726,0002,778
1995-12-31 (YTD Data)Rank
Total interest income$7,678,0004,169
Total interest expense$3,358,0004,315
Net interest income$4,320,0004,051
Provision for loan and lease losses$94,0004,768
Total noninterest income$1,106,0002,879
Gross Fiduciary activities income$204,0001,001
Service charges on deposit accounts$657,0002,067
Trading account gains and fees$0522
Additional Noninterest Income$245,0004,540
Total noninterest expense$3,068,0004,201
Salaries and employee benefits$1,464,0004,378
Premises and equipment expense$529,0003,581
Additional noninterest expense$1,075,0004,105
Pre-tax net operating income$2,264,0003,133
Securities gains (losses)$03,831
Applicable income taxes$589,0003,707
Income before extraordinary items$1,675,0002,935
Extraordinary gains, net$065
Net income$1,675,0002,932
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$57,0004,894
Cash dividends$795,0002,452
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,675,0002,898
1994-12-31 (YTD Data)Rank
Total interest income$7,299,0004,070
Total interest expense$3,015,0003,943
Net interest income$4,284,0004,103
Provision for loan and lease losses$130,0003,886
Total noninterest income$1,039,0003,025
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$601,0002,271
Trading account gains and feesNANA
Additional Noninterest Income$438,0003,221
Total noninterest expense$3,073,0004,321
Salaries and employee benefits$1,536,0004,203
Premises and equipment expense$474,0003,978
Additional noninterest expense$1,063,0004,476
Pre-tax net operating income$2,120,0003,269
Securities gains (losses)$-1,0008,790
Applicable income taxes$530,0003,886
Income before extraordinary items$1,589,0003,026
Extraordinary gains, net$0249
Net income$1,589,0003,036
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0004,263
Cash dividends$750,0002,388
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,589,7503,038
1993-12-31 (YTD Data)Rank
Total interest income$7,288,0004,157
Total interest expense$3,123,0003,984
Net interest income$4,165,0004,243
Provision for loan and lease losses$403,0002,447
Total noninterest income$1,171,0002,955
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$654,0002,091
Trading account gains and feesNANA
Additional Noninterest Income$517,0003,197
Total noninterest expense$3,115,0004,371
Salaries and employee benefits$1,588,0004,052
Premises and equipment expense$481,0004,008
Additional noninterest expense$1,046,0004,735
Pre-tax net operating income$1,818,0003,642
Securities gains (losses)$189,0001,763
Applicable income taxes$503,0004,162
Income before extraordinary items$1,504,0003,244
Extraordinary gains, net$03,149
Net income$1,504,0003,343
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$397,0002,060
Cash dividends$797,0002,177
Sale, conversion, retirement of capital stock, net$14,0001,115
Net operating income$1,362,2503,354
1992-12-31 (YTD Data)Rank
Total interest income$7,699,0004,440
Total interest expense$3,830,0004,225
Net interest income$3,869,0004,586
Provision for loan and lease losses$266,0004,443
Total noninterest income$1,184,0002,897
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$649,0002,100
Trading account gains and feesNANA
Additional Noninterest Income$535,0003,048
Total noninterest expense$2,997,0004,543
Salaries and employee benefits$1,543,0004,123
Premises and equipment expense$399,0004,802
Additional noninterest expense$1,055,0004,840
Pre-tax net operating income$1,790,0003,454
Securities gains (losses)$164,0002,298
Applicable income taxes$479,0004,133
Income before extraordinary items$1,475,0003,126
Extraordinary gains, net$01,422
Net income$1,475,0003,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0003,404
Cash dividends$387,0003,427
Sale, conversion, retirement of capital stock, net$25,000994
Net operating income$1,352,0003,151

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.