Home > Century Bank, a Federal Savings Bank > Income and Expense
Century Bank, a Federal Savings Bank, Income and Expense
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $27,330,000 | 945 |
| Total interest expense | $20,509,000 | 439 |
| Net interest income | $6,821,000 | 2,394 |
| Provision for loan and lease losses | $82,563,000 | 149 |
| Total noninterest income | $-1,722,000 | 8,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-1,722,000 | 8,051 |
| Total noninterest expense | $16,913,000 | 926 |
| Salaries and employee benefits | $5,895,000 | 1,271 |
| Premises and equipment expense | $1,894,000 | 1,095 |
| Additional noninterest expense | $9,124,000 | 635 |
| Pre-tax net operating income | $-94,377,000 | 8,029 |
| Securities gains (losses) | $67,000 | 2,106 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-94,310,000 | 8,028 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-94,310,000 | 8,027 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-94,310,000 | 8,027 |
| Net charge-offs | $76,526,000 | 123 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-94,377,000 | 8,030 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $19,669,000 | 886 |
| Total interest expense | $14,503,000 | 440 |
| Net interest income | $5,166,000 | 2,118 |
| Provision for loan and lease losses | $35,628,000 | 199 |
| Total noninterest income | $-788,000 | 8,124 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-788,000 | 8,112 |
| Total noninterest expense | $7,969,000 | 1,310 |
| Salaries and employee benefits | $3,949,000 | 1,294 |
| Premises and equipment expense | $1,173,000 | 1,209 |
| Additional noninterest expense | $2,847,000 | 1,304 |
| Pre-tax net operating income | $-39,219,000 | 8,083 |
| Securities gains (losses) | $43,000 | 2,002 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-39,176,000 | 8,095 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-39,176,000 | 8,093 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-39,176,000 | 8,094 |
| Net charge-offs | $29,227,000 | 179 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-39,219,000 | 8,090 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $11,007,000 | 798 |
| Total interest expense | $7,525,000 | 441 |
| Net interest income | $3,482,000 | 1,608 |
| Provision for loan and lease losses | $5,125,000 | 396 |
| Total noninterest income | $-209,000 | 8,178 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-209,000 | 8,160 |
| Total noninterest expense | $3,497,000 | 1,420 |
| Salaries and employee benefits | $1,962,000 | 1,316 |
| Premises and equipment expense | $593,000 | 1,211 |
| Additional noninterest expense | $942,000 | 1,719 |
| Pre-tax net operating income | $-5,349,000 | 8,041 |
| Securities gains (losses) | $23,000 | 1,629 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-5,326,000 | 8,066 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-5,326,000 | 8,066 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-5,326,000 | 8,066 |
| Net charge-offs | $7,013,000 | 254 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-5,349,000 | 8,068 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $56,875,000 | 649 |
| Total interest expense | $33,709,000 | 476 |
| Net interest income | $23,166,000 | 920 |
| Provision for loan and lease losses | $31,026,000 | 259 |
| Total noninterest income | $158,000 | 6,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $158,000 | 5,232 |
| Total noninterest expense | $15,742,000 | 1,245 |
| Salaries and employee benefits | $8,232,000 | 1,217 |
| Premises and equipment expense | $2,493,000 | 1,115 |
| Additional noninterest expense | $5,017,000 | 1,264 |
| Pre-tax net operating income | $-23,444,000 | 8,121 |
| Securities gains (losses) | $366,000 | 475 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-23,078,000 | 8,116 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-23,078,000 | 8,116 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,335,000 | 276 |
| Cash dividends | $1,161,000 | 2,106 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-23,444,000 | 8,139 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $43,996,000 | 656 |
| Total interest expense | $25,648,000 | 494 |
| Net interest income | $18,348,000 | 884 |
| Provision for loan and lease losses | $21,413,000 | 232 |
| Total noninterest income | $318,000 | 5,260 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $318,000 | 3,593 |
| Total noninterest expense | $11,356,000 | 1,268 |
| Salaries and employee benefits | $6,249,000 | 1,220 |
| Premises and equipment expense | $1,905,000 | 1,097 |
| Additional noninterest expense | $3,202,000 | 1,398 |
| Pre-tax net operating income | $-14,103,000 | 8,256 |
| Securities gains (losses) | $329,000 | 434 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-13,774,000 | 8,250 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-13,774,000 | 8,249 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,241,000 | 238 |
| Cash dividends | $1,161,000 | 1,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-14,103,000 | 8,274 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $29,776,000 | 650 |
| Total interest expense | $17,507,000 | 500 |
| Net interest income | $12,269,000 | 878 |
| Provision for loan and lease losses | $17,913,000 | 180 |
| Total noninterest income | $404,000 | 3,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $404,000 | 2,573 |
| Total noninterest expense | $7,159,000 | 1,339 |
| Salaries and employee benefits | $4,218,000 | 1,221 |
| Premises and equipment expense | $1,279,000 | 1,082 |
| Additional noninterest expense | $1,662,000 | 1,761 |
| Pre-tax net operating income | $-12,399,000 | 8,368 |
| Securities gains (losses) | $293,000 | 455 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-12,106,000 | 8,372 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,106,000 | 8,371 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,401,000 | 182 |
| Cash dividends | $1,161,000 | 1,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-12,399,000 | 8,372 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $15,056,000 | 664 |
| Total interest expense | $9,124,000 | 517 |
| Net interest income | $5,932,000 | 901 |
| Provision for loan and lease losses | $6,322,000 | 191 |
| Total noninterest income | $227,000 | 3,729 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $227,000 | 2,375 |
| Total noninterest expense | $3,724,000 | 1,297 |
| Salaries and employee benefits | $2,060,000 | 1,274 |
| Premises and equipment expense | $632,000 | 1,111 |
| Additional noninterest expense | $1,032,000 | 1,392 |
| Pre-tax net operating income | $-3,887,000 | 8,419 |
| Securities gains (losses) | $144,000 | 557 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-3,743,000 | 8,422 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,743,000 | 8,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,875,000 | 166 |
| Cash dividends | $696,000 | 1,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-3,887,000 | 8,422 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $67,013,000 | 628 |
| Total interest expense | $36,766,000 | 546 |
| Net interest income | $30,247,000 | 732 |
| Provision for loan and lease losses | $8,886,000 | 271 |
| Total noninterest income | $1,594,000 | 2,592 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,594,000 | 1,602 |
| Total noninterest expense | $14,551,000 | 1,273 |
| Salaries and employee benefits | $7,951,000 | 1,253 |
| Premises and equipment expense | $2,103,000 | 1,259 |
| Additional noninterest expense | $4,497,000 | 1,248 |
| Pre-tax net operating income | $8,404,000 | 1,001 |
| Securities gains (losses) | $587,000 | 249 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $8,991,000 | 727 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $8,991,000 | 725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,658,000 | 246 |
| Cash dividends | $3,984,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $8,404,000 | 760 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $50,346,000 | 624 |
| Total interest expense | $27,074,000 | 556 |
| Net interest income | $23,272,000 | 711 |
| Provision for loan and lease losses | $4,354,000 | 285 |
| Total noninterest income | $1,231,000 | 2,546 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,231,000 | 1,566 |
| Total noninterest expense | $11,010,000 | 1,261 |
| Salaries and employee benefits | $5,910,000 | 1,265 |
| Premises and equipment expense | $1,578,000 | 1,255 |
| Additional noninterest expense | $3,522,000 | 1,175 |
| Pre-tax net operating income | $9,139,000 | 754 |
| Securities gains (losses) | $447,000 | 251 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $9,586,000 | 558 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $9,586,000 | 556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,903,000 | 248 |
| Cash dividends | $2,125,000 | 1,158 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $9,139,000 | 570 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $32,521,000 | 654 |
| Total interest expense | $17,594,000 | 584 |
| Net interest income | $14,927,000 | 759 |
| Provision for loan and lease losses | $340,000 | 1,399 |
| Total noninterest income | $831,000 | 2,533 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $831,000 | 1,578 |
| Total noninterest expense | $7,744,000 | 1,223 |
| Salaries and employee benefits | $3,973,000 | 1,280 |
| Premises and equipment expense | $1,044,000 | 1,283 |
| Additional noninterest expense | $2,727,000 | 1,025 |
| Pre-tax net operating income | $7,674,000 | 650 |
| Securities gains (losses) | $333,000 | 240 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $8,007,000 | 493 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $8,007,000 | 492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,815 |
| Cash dividends | $2,125,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $7,674,000 | 502 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $16,034,000 | 653 |
| Total interest expense | $8,561,000 | 593 |
| Net interest income | $7,473,000 | 746 |
| Provision for loan and lease losses | $150,000 | 1,427 |
| Total noninterest income | $384,000 | 2,634 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $384,000 | 1,636 |
| Total noninterest expense | $4,689,000 | 1,000 |
| Salaries and employee benefits | $1,974,000 | 1,306 |
| Premises and equipment expense | $508,000 | 1,322 |
| Additional noninterest expense | $2,207,000 | 629 |
| Pre-tax net operating income | $3,018,000 | 790 |
| Securities gains (losses) | $169,000 | 231 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $3,187,000 | 584 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $3,187,000 | 584 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-100,000 | 8,507 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $3,018,000 | 594 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $51,314,000 | 745 |
| Total interest expense | $25,141,000 | 676 |
| Net interest income | $26,173,000 | 843 |
| Provision for loan and lease losses | $480,000 | 1,962 |
| Total noninterest income | $2,301,000 | 2,003 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $2,301,000 | 1,219 |
| Total noninterest expense | $11,567,000 | 1,549 |
| Salaries and employee benefits | $7,578,000 | 1,287 |
| Premises and equipment expense | $1,912,000 | 1,351 |
| Additional noninterest expense | $2,077,000 | 2,483 |
| Pre-tax net operating income | $16,427,000 | 637 |
| Securities gains (losses) | $777,000 | 200 |
| Applicable income taxes | $6,608,000 | 520 |
| Income before extraordinary items | $10,596,000 | 700 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $10,596,000 | 700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 2,779 |
| Cash dividends | $368,000 | 4,209 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $10,098,720 | 726 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $36,324,000 | 789 |
| Total interest expense | $17,292,000 | 721 |
| Net interest income | $19,032,000 | 891 |
| Provision for loan and lease losses | $360,000 | 1,848 |
| Total noninterest income | $1,801,000 | 1,949 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,801,000 | 1,185 |
| Total noninterest expense | $8,202,000 | 1,636 |
| Salaries and employee benefits | $5,181,000 | 1,426 |
| Premises and equipment expense | $1,432,000 | 1,360 |
| Additional noninterest expense | $1,589,000 | 2,423 |
| Pre-tax net operating income | $12,271,000 | 660 |
| Securities gains (losses) | $506,000 | 213 |
| Applicable income taxes | $4,906,000 | 549 |
| Income before extraordinary items | $7,871,000 | 739 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $7,871,000 | 738 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 2,180 |
| Cash dividends | $92,000 | 4,794 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $7,547,160 | 767 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $22,936,000 | 820 |
| Total interest expense | $10,645,000 | 744 |
| Net interest income | $12,291,000 | 922 |
| Provision for loan and lease losses | $240,000 | 1,809 |
| Total noninterest income | $1,404,000 | 1,728 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,404,000 | 1,060 |
| Total noninterest expense | $5,256,000 | 1,706 |
| Salaries and employee benefits | $3,414,000 | 1,448 |
| Premises and equipment expense | $950,000 | 1,363 |
| Additional noninterest expense | $892,000 | 2,842 |
| Pre-tax net operating income | $8,199,000 | 655 |
| Securities gains (losses) | $345,000 | 200 |
| Applicable income taxes | $3,282,000 | 556 |
| Income before extraordinary items | $5,262,000 | 742 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $5,262,000 | 742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 1,572 |
| Cash dividends | $92,000 | 4,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $5,041,200 | 757 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $10,704,000 | 858 |
| Total interest expense | $4,908,000 | 752 |
| Net interest income | $5,796,000 | 978 |
| Provision for loan and lease losses | $120,000 | 1,730 |
| Total noninterest income | $863,000 | 1,421 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $863,000 | 908 |
| Total noninterest expense | $2,596,000 | 1,724 |
| Salaries and employee benefits | $1,681,000 | 1,475 |
| Premises and equipment expense | $470,000 | 1,380 |
| Additional noninterest expense | $445,000 | 2,831 |
| Pre-tax net operating income | $3,943,000 | 673 |
| Securities gains (losses) | $205,000 | 179 |
| Applicable income taxes | $1,593,000 | 561 |
| Income before extraordinary items | $2,555,000 | 748 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,555,000 | 747 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 873 |
| Cash dividends | $92,000 | 3,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $2,423,800 | 774 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $34,500,000 | 951 |
| Total interest expense | $14,999,000 | 755 |
| Net interest income | $19,501,000 | 1,110 |
| Provision for loan and lease losses | $540,000 | 1,779 |
| Total noninterest income | $2,830,000 | 1,699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $2,830,000 | 1,063 |
| Total noninterest expense | $9,943,000 | 1,710 |
| Salaries and employee benefits | $6,386,000 | 1,462 |
| Premises and equipment expense | $1,704,000 | 1,435 |
| Additional noninterest expense | $1,853,000 | 2,688 |
| Pre-tax net operating income | $11,848,000 | 826 |
| Securities gains (losses) | $926,000 | 202 |
| Applicable income taxes | $4,828,000 | 664 |
| Income before extraordinary items | $7,946,000 | 911 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $7,946,000 | 911 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,619 |
| Cash dividends | $368,000 | 4,110 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $7,353,360 | 968 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $24,641,000 | 972 |
| Total interest expense | $10,618,000 | 754 |
| Net interest income | $14,023,000 | 1,142 |
| Provision for loan and lease losses | $420,000 | 1,646 |
| Total noninterest income | $2,098,000 | 1,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $2,098,000 | 1,081 |
| Total noninterest expense | $6,719,000 | 1,866 |
| Salaries and employee benefits | $4,097,000 | 1,684 |
| Premises and equipment expense | $1,243,000 | 1,464 |
| Additional noninterest expense | $1,379,000 | 2,669 |
| Pre-tax net operating income | $8,982,000 | 822 |
| Securities gains (losses) | $709,000 | 215 |
| Applicable income taxes | $3,654,000 | 657 |
| Income before extraordinary items | $6,037,000 | 888 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $6,037,000 | 889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $84,000 | 2,790 |
| Cash dividends | $276,000 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $5,583,240 | 947 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $15,870,000 | 982 |
| Total interest expense | $6,772,000 | 744 |
| Net interest income | $9,098,000 | 1,161 |
| Provision for loan and lease losses | $300,000 | 1,505 |
| Total noninterest income | $1,367,000 | 1,727 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $1,367,000 | 1,073 |
| Total noninterest expense | $4,440,000 | 1,863 |
| Salaries and employee benefits | $2,649,000 | 1,741 |
| Premises and equipment expense | $813,000 | 1,481 |
| Additional noninterest expense | $978,000 | 2,484 |
| Pre-tax net operating income | $5,725,000 | 832 |
| Securities gains (losses) | $390,000 | 268 |
| Applicable income taxes | $2,305,000 | 679 |
| Income before extraordinary items | $3,810,000 | 917 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,810,000 | 917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 2,429 |
| Cash dividends | $184,000 | 3,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,560,400 | 960 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $7,588,000 | 1,007 |
| Total interest expense | $3,276,000 | 730 |
| Net interest income | $4,312,000 | 1,226 |
| Provision for loan and lease losses | $150,000 | 1,379 |
| Total noninterest income | $517,000 | 2,089 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $517,000 | 1,306 |
| Total noninterest expense | $2,095,000 | 1,976 |
| Salaries and employee benefits | $1,304,000 | 1,772 |
| Premises and equipment expense | $401,000 | 1,508 |
| Additional noninterest expense | $390,000 | 3,088 |
| Pre-tax net operating income | $2,584,000 | 909 |
| Securities gains (losses) | $147,000 | 296 |
| Applicable income taxes | $1,030,000 | 753 |
| Income before extraordinary items | $1,701,000 | 1,024 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,701,000 | 1,024 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 1,757 |
| Cash dividends | $40,000 | 3,526 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,606,920 | 1,049 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $26,443,000 | 1,073 |
| Total interest expense | $11,431,000 | 730 |
| Net interest income | $15,012,000 | 1,350 |
| Provision for loan and lease losses | $545,000 | 1,833 |
| Total noninterest income | $3,154,000 | 1,535 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $3,154,000 | 944 |
| Total noninterest expense | $9,402,000 | 1,724 |
| Salaries and employee benefits | $5,217,000 | 1,690 |
| Premises and equipment expense | $1,776,000 | 1,296 |
| Additional noninterest expense | $2,409,000 | 2,031 |
| Pre-tax net operating income | $8,219,000 | 1,072 |
| Securities gains (losses) | $881,000 | 307 |
| Applicable income taxes | $3,433,000 | 809 |
| Income before extraordinary items | $5,667,000 | 1,153 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $5,667,000 | 1,155 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,373 |
| Cash dividends | $120,000 | 5,349 |
| Sale, conversion, retirement of capital stock, net | $2,300,000 | 327 |
| Net operating income | $5,103,160 | 1,239 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $18,266,000 | 1,145 |
| Total interest expense | $8,311,000 | 734 |
| Net interest income | $9,955,000 | 1,512 |
| Provision for loan and lease losses | $410,000 | 1,734 |
| Total noninterest income | $2,560,000 | 1,464 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,560,000 | 901 |
| Total noninterest expense | $6,982,000 | 1,730 |
| Salaries and employee benefits | $3,665,000 | 1,788 |
| Premises and equipment expense | $1,346,000 | 1,280 |
| Additional noninterest expense | $1,971,000 | 1,819 |
| Pre-tax net operating income | $5,123,000 | 1,278 |
| Securities gains (losses) | $721,000 | 331 |
| Applicable income taxes | $2,206,000 | 938 |
| Income before extraordinary items | $3,638,000 | 1,353 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,638,000 | 1,354 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $151,000 | 2,251 |
| Cash dividends | $40,000 | 5,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,176,560 | 1,487 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $11,838,000 | 1,164 |
| Total interest expense | $5,293,000 | 751 |
| Net interest income | $6,545,000 | 1,517 |
| Provision for loan and lease losses | $275,000 | 1,692 |
| Total noninterest income | $1,795,000 | 1,394 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,795,000 | 866 |
| Total noninterest expense | $4,746,000 | 1,697 |
| Salaries and employee benefits | $2,411,000 | 1,814 |
| Premises and equipment expense | $897,000 | 1,282 |
| Additional noninterest expense | $1,438,000 | 1,670 |
| Pre-tax net operating income | $3,319,000 | 1,283 |
| Securities gains (losses) | $570,000 | 332 |
| Applicable income taxes | $1,468,000 | 931 |
| Income before extraordinary items | $2,421,000 | 1,339 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,421,000 | 1,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 2,118 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,056,200 | 1,506 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $5,952,000 | 1,173 |
| Total interest expense | $2,603,000 | 778 |
| Net interest income | $3,349,000 | 1,485 |
| Provision for loan and lease losses | $140,000 | 1,616 |
| Total noninterest income | $795,000 | 1,504 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $795,000 | 931 |
| Total noninterest expense | $2,295,000 | 1,762 |
| Salaries and employee benefits | $1,223,000 | 1,810 |
| Premises and equipment expense | $450,000 | 1,297 |
| Additional noninterest expense | $622,000 | 1,897 |
| Pre-tax net operating income | $1,709,000 | 1,238 |
| Securities gains (losses) | $291,000 | 385 |
| Applicable income taxes | $755,000 | 936 |
| Income before extraordinary items | $1,245,000 | 1,300 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,245,000 | 1,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,590 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,058,760 | 1,426 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $21,262,000 | 1,330 |
| Total interest expense | $9,735,000 | 914 |
| Net interest income | $11,527,000 | 1,683 |
| Provision for loan and lease losses | $524,000 | 2,080 |
| Total noninterest income | $2,144,000 | 2,207 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $2,144,000 | 1,402 |
| Total noninterest expense | $7,759,000 | 2,037 |
| Salaries and employee benefits | $4,476,000 | 1,922 |
| Premises and equipment expense | $1,714,000 | 1,331 |
| Additional noninterest expense | $1,569,000 | 2,955 |
| Pre-tax net operating income | $5,388,000 | 1,523 |
| Securities gains (losses) | $1,233,000 | 407 |
| Applicable income taxes | $2,499,000 | 1,077 |
| Income before extraordinary items | $4,122,000 | 1,521 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,122,000 | 1,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,449 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,332,880 | 1,773 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,418,000 | 1,421 |
| Total interest expense | $7,336,000 | 951 |
| Net interest income | $8,082,000 | 1,825 |
| Provision for loan and lease losses | $390,000 | 2,061 |
| Total noninterest income | $1,583,000 | 2,272 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,583,000 | 1,478 |
| Total noninterest expense | $5,706,000 | 2,084 |
| Salaries and employee benefits | $3,230,000 | 1,992 |
| Premises and equipment expense | $1,275,000 | 1,353 |
| Additional noninterest expense | $1,201,000 | 2,882 |
| Pre-tax net operating income | $3,569,000 | 1,756 |
| Securities gains (losses) | $1,050,000 | 428 |
| Applicable income taxes | $1,742,000 | 1,182 |
| Income before extraordinary items | $2,877,000 | 1,679 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,877,000 | 1,679 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $239,000 | 1,979 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,205,000 | 2,032 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,295,000 | 1,428 |
| Total interest expense | $5,017,000 | 957 |
| Net interest income | $5,278,000 | 1,855 |
| Provision for loan and lease losses | $240,000 | 2,189 |
| Total noninterest income | $1,137,000 | 2,146 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,137,000 | 1,385 |
| Total noninterest expense | $3,747,000 | 2,103 |
| Salaries and employee benefits | $2,059,000 | 2,061 |
| Premises and equipment expense | $836,000 | 1,373 |
| Additional noninterest expense | $852,000 | 2,728 |
| Pre-tax net operating income | $2,428,000 | 1,722 |
| Securities gains (losses) | $748,000 | 450 |
| Applicable income taxes | $1,198,000 | 1,183 |
| Income before extraordinary items | $1,978,000 | 1,638 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,978,000 | 1,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,893 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,499,280 | 2,000 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,200,000 | 1,420 |
| Total interest expense | $2,531,000 | 977 |
| Net interest income | $2,669,000 | 1,833 |
| Provision for loan and lease losses | $120,000 | 2,030 |
| Total noninterest income | $449,000 | 2,479 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $449,000 | 1,594 |
| Total noninterest expense | $1,865,000 | 2,098 |
| Salaries and employee benefits | $1,013,000 | 2,084 |
| Premises and equipment expense | $399,000 | 1,456 |
| Additional noninterest expense | $453,000 | 2,554 |
| Pre-tax net operating income | $1,133,000 | 1,835 |
| Securities gains (losses) | $339,000 | 471 |
| Applicable income taxes | $555,000 | 1,249 |
| Income before extraordinary items | $917,000 | 1,737 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $917,000 | 1,736 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 1,417 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $700,040 | 2,080 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $20,830,000 | 1,478 |
| Total interest expense | $10,332,000 | 1,080 |
| Net interest income | $10,498,000 | 1,857 |
| Provision for loan and lease losses | $420,000 | 2,722 |
| Total noninterest income | $1,206,000 | 3,070 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,206,000 | 1,936 |
| Total noninterest expense | $7,297,000 | 2,061 |
| Salaries and employee benefits | $3,921,000 | 2,037 |
| Premises and equipment expense | $1,480,000 | 1,497 |
| Additional noninterest expense | $1,896,000 | 2,434 |
| Pre-tax net operating income | $3,987,000 | 1,996 |
| Securities gains (losses) | $688,000 | 534 |
| Applicable income taxes | $1,766,000 | 1,438 |
| Income before extraordinary items | $2,909,000 | 2,061 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,909,000 | 2,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-57,000 | 9,170 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,468,680 | 2,301 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $21,575,000 | 1,572 |
| Total interest expense | $13,158,000 | 1,227 |
| Net interest income | $8,417,000 | 2,119 |
| Provision for loan and lease losses | $310,000 | 3,126 |
| Total noninterest income | $1,724,000 | 2,269 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $1,724,000 | 1,380 |
| Total noninterest expense | $6,607,000 | 2,173 |
| Salaries and employee benefits | $3,757,000 | 2,000 |
| Premises and equipment expense | $1,198,000 | 1,800 |
| Additional noninterest expense | $1,652,000 | 2,644 |
| Pre-tax net operating income | $3,224,000 | 2,128 |
| Securities gains (losses) | $281,000 | 927 |
| Applicable income taxes | $1,353,000 | 1,647 |
| Income before extraordinary items | $2,152,000 | 2,376 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,152,000 | 2,380 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $131,000 | 3,597 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,972,160 | 2,486 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $20,548,000 | 1,685 |
| Total interest expense | $13,482,000 | 1,295 |
| Net interest income | $7,066,000 | 2,521 |
| Provision for loan and lease losses | $1,630,000 | 717 |
| Total noninterest income | $1,658,000 | 2,171 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,658,000 | 1,275 |
| Total noninterest expense | $5,794,000 | 2,359 |
| Salaries and employee benefits | $3,492,000 | 2,035 |
| Premises and equipment expense | $1,078,000 | 1,932 |
| Additional noninterest expense | $1,224,000 | 3,366 |
| Pre-tax net operating income | $1,300,000 | 4,502 |
| Securities gains (losses) | $176,000 | 441 |
| Applicable income taxes | $574,000 | 3,204 |
| Income before extraordinary items | $902,000 | 4,674 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $902,000 | 4,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,647 |
| Cash dividends | $187,000 | 5,244 |
| Sale, conversion, retirement of capital stock, net | $1,700,000 | 387 |
| Net operating income | $789,360 | 5,083 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $16,530,000 | 1,966 |
| Total interest expense | $10,703,000 | 1,397 |
| Net interest income | $5,827,000 | 2,997 |
| Provision for loan and lease losses | $195,000 | 3,609 |
| Total noninterest income | $1,367,000 | 2,453 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $1,367,000 | 1,490 |
| Total noninterest expense | $4,996,000 | 2,705 |
| Salaries and employee benefits | $2,914,000 | 2,406 |
| Premises and equipment expense | $939,000 | 2,177 |
| Additional noninterest expense | $1,143,000 | 3,594 |
| Pre-tax net operating income | $2,003,000 | 3,343 |
| Securities gains (losses) | $188,000 | 558 |
| Applicable income taxes | $860,000 | 2,479 |
| Income before extraordinary items | $1,331,000 | 3,572 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,331,000 | 3,572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,729 |
| Cash dividends | $180,000 | 5,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,210,680 | 3,817 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $15,760,000 | 2,080 |
| Total interest expense | $10,823,000 | 1,422 |
| Net interest income | $4,937,000 | 3,439 |
| Provision for loan and lease losses | $401,000 | 2,048 |
| Total noninterest income | $329,000 | 6,210 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $329,000 | 3,820 |
| Total noninterest expense | $4,341,000 | 2,987 |
| Salaries and employee benefits | $2,443,000 | 2,783 |
| Premises and equipment expense | $855,000 | 2,282 |
| Additional noninterest expense | $1,043,000 | 3,817 |
| Pre-tax net operating income | $524,000 | 7,253 |
| Securities gains (losses) | $439,000 | 600 |
| Applicable income taxes | $396,000 | 4,447 |
| Income before extraordinary items | $567,000 | 6,223 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $567,000 | 6,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $129,000 | 3,206 |
| Cash dividends | $239,000 | 5,058 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $286,040 | 7,916 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $15,758,000 | 2,067 |
| Total interest expense | $10,408,000 | 1,493 |
| Net interest income | $5,350,000 | 3,273 |
| Provision for loan and lease losses | $287,000 | 2,723 |
| Total noninterest income | $1,104,000 | 2,815 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $1,104,000 | 1,644 |
| Total noninterest expense | $4,219,000 | 3,020 |
| Salaries and employee benefits | $2,343,000 | 2,823 |
| Premises and equipment expense | $891,000 | 2,206 |
| Additional noninterest expense | $985,000 | 3,964 |
| Pre-tax net operating income | $1,948,000 | 3,624 |
| Securities gains (losses) | $602,000 | 386 |
| Applicable income taxes | $994,000 | 2,449 |
| Income before extraordinary items | $1,556,000 | 3,258 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,556,000 | 3,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $283,000 | 2,034 |
| Cash dividends | $240,000 | 5,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,170,720 | 4,078 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $14,249,000 | 2,347 |
| Total interest expense | $9,344,000 | 1,688 |
| Net interest income | $4,905,000 | 3,591 |
| Provision for loan and lease losses | $445,000 | 1,911 |
| Total noninterest income | $964,000 | 3,219 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $964,000 | 1,869 |
| Total noninterest expense | $5,122,000 | 2,662 |
| Salaries and employee benefits | $2,057,000 | 3,251 |
| Premises and equipment expense | $1,050,000 | 1,913 |
| Additional noninterest expense | $2,015,000 | 2,432 |
| Pre-tax net operating income | $302,000 | 9,117 |
| Securities gains (losses) | $963,000 | 260 |
| Applicable income taxes | $524,000 | 4,002 |
| Income before extraordinary items | $741,000 | 5,576 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $741,000 | 5,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $203,000 | 2,647 |
| Cash dividends | $120,000 | 6,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $124,680 | 9,956 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $12,884,000 | 2,591 |
| Total interest expense | $8,985,000 | 1,766 |
| Net interest income | $3,899,000 | 4,408 |
| Provision for loan and lease losses | $186,000 | 3,166 |
| Total noninterest income | $936,000 | 3,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $936,000 | 1,887 |
| Total noninterest expense | $4,111,000 | 3,234 |
| Salaries and employee benefits | $1,948,000 | 3,386 |
| Premises and equipment expense | $989,000 | 2,035 |
| Additional noninterest expense | $1,174,000 | 3,808 |
| Pre-tax net operating income | $538,000 | 8,227 |
| Securities gains (losses) | $2,237,000 | 119 |
| Applicable income taxes | $1,080,000 | 2,225 |
| Income before extraordinary items | $1,695,000 | 2,906 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,695,000 | 2,903 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $158,000 | 2,910 |
| Cash dividends | $153,000 | 6,013 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $263,320 | 9,267 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $10,997,000 | 2,758 |
| Total interest expense | $6,789,000 | 1,848 |
| Net interest income | $4,208,000 | 4,184 |
| Provision for loan and lease losses | $135,000 | 3,817 |
| Total noninterest income | $1,083,000 | 2,939 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $1,083,000 | 1,750 |
| Total noninterest expense | $4,418,000 | 3,115 |
| Salaries and employee benefits | $2,070,000 | 3,178 |
| Premises and equipment expense | $1,176,000 | 1,748 |
| Additional noninterest expense | $1,172,000 | 4,132 |
| Pre-tax net operating income | $738,000 | 7,199 |
| Securities gains (losses) | $994,000 | 170 |
| Applicable income taxes | $674,000 | 3,181 |
| Income before extraordinary items | $1,058,000 | 4,312 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,058,000 | 4,313 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $98,000 | 3,773 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $263,000 | 650 |
| Net operating income | $421,840 | 8,020 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $10,119,000 | 3,044 |
| Total interest expense | $6,585,000 | 1,965 |
| Net interest income | $3,534,000 | 4,917 |
| Provision for loan and lease losses | $141,000 | 4,807 |
| Total noninterest income | $1,152,000 | 3,000 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $19,000 | 381 |
| Additional Noninterest Income | $1,133,000 | 1,872 |
| Total noninterest expense | $4,533,000 | 3,096 |
| Salaries and employee benefits | $1,912,000 | 3,411 |
| Premises and equipment expense | $1,134,000 | 1,850 |
| Additional noninterest expense | $1,487,000 | 3,531 |
| Pre-tax net operating income | $12,000 | 12,343 |
| Securities gains (losses) | $1,470,000 | 399 |
| Applicable income taxes | $745,000 | 2,927 |
| Income before extraordinary items | $737,000 | 5,897 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $737,000 | 6,052 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $125,000 | 4,080 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $-203,800 | 12,681 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $11,465,000 | 3,071 |
| Total interest expense | $7,944,000 | 2,146 |
| Net interest income | $3,521,000 | 4,981 |
| Provision for loan and lease losses | $151,000 | 6,055 |
| Total noninterest income | $2,313,000 | 1,753 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,313,000 | 1,131 |
| Total noninterest expense | $3,838,000 | 3,632 |
| Salaries and employee benefits | $1,449,000 | 4,358 |
| Premises and equipment expense | $867,000 | 2,383 |
| Additional noninterest expense | $1,522,000 | 3,556 |
| Pre-tax net operating income | $1,845,000 | 3,349 |
| Securities gains (losses) | $173,000 | 2,228 |
| Applicable income taxes | $747,000 | 2,788 |
| Income before extraordinary items | $1,271,000 | 3,613 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,271,000 | 3,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 3,935 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,160,280 | 3,633 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.