Home > Central Savings Bank > Income and Expense
Central Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $18,150,000 | 2,020 |
| Total interest expense | $3,792,000 | 2,338 |
| Net interest income | $14,358,000 | 1,877 |
| Provision for loan and lease losses | $0 | 3,275 |
| Total noninterest income | $2,295,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $958,000 | 1,029 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $1,337,000 | 1,992 |
| Total noninterest expense | $9,710,000 | 2,079 |
| Salaries and employee benefits | $4,749,000 | 2,263 |
| Premises and equipment expense | $767,000 | 2,366 |
| Additional noninterest expense | $1,337,000 | 1,992 |
| Pre-tax net operating income | $6,943,000 | 1,554 |
| Securities gains (losses) | $-948,000 | 4,285 |
| Applicable income taxes | $1,120,000 | 1,367 |
| Income before extraordinary items | $4,875,000 | 1,757 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,875,000 | 1,778 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $4,875,000 | 1,760 |
| Net charge-offs | $121,000 | 1,387 |
| Cash dividends | $3,003,000 | 1,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $5,642,880 | 1,617 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $13,022,000 | 2,047 |
| Total interest expense | $2,688,000 | 2,288 |
| Net interest income | $10,334,000 | 1,956 |
| Provision for loan and lease losses | $0 | 3,085 |
| Total noninterest income | $1,804,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $716,000 | 1,030 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $1,088,000 | 1,908 |
| Total noninterest expense | $7,138,000 | 2,098 |
| Salaries and employee benefits | $3,524,000 | 2,272 |
| Premises and equipment expense | $574,000 | 2,366 |
| Additional noninterest expense | $1,088,000 | 1,908 |
| Pre-tax net operating income | $5,000,000 | 1,659 |
| Securities gains (losses) | $-27,000 | 3,689 |
| Applicable income taxes | $1,004,000 | 1,287 |
| Income before extraordinary items | $3,969,000 | 1,721 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $3,969,000 | 1,735 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,969,000 | 1,721 |
| Net charge-offs | $120,000 | 1,101 |
| Cash dividends | $413,000 | 2,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $3,990,600 | 1,744 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $8,425,000 | 2,052 |
| Total interest expense | $1,686,000 | 2,207 |
| Net interest income | $6,739,000 | 1,996 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,269,000 | 1,721 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $463,000 | 1,036 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $806,000 | 1,743 |
| Total noninterest expense | $4,680,000 | 2,107 |
| Salaries and employee benefits | $2,326,000 | 2,284 |
| Premises and equipment expense | $405,000 | 2,297 |
| Additional noninterest expense | $806,000 | 1,741 |
| Pre-tax net operating income | $3,328,000 | 1,642 |
| Securities gains (losses) | $-107,000 | 4,214 |
| Applicable income taxes | $670,000 | 1,276 |
| Income before extraordinary items | $2,551,000 | 1,758 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,551,000 | 1,779 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,551,000 | 1,758 |
| Net charge-offs | $34,000 | 1,324 |
| Cash dividends | $413,000 | 2,094 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,635,530 | 1,734 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $4,183,000 | 2,049 |
| Total interest expense | $793,000 | 2,116 |
| Net interest income | $3,390,000 | 1,994 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $683,000 | 1,643 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $225,000 | 1,079 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $458,000 | 1,597 |
| Total noninterest expense | $2,285,000 | 2,171 |
| Salaries and employee benefits | $1,161,000 | 2,323 |
| Premises and equipment expense | $206,000 | 2,305 |
| Additional noninterest expense | $458,000 | 1,597 |
| Pre-tax net operating income | $1,788,000 | 1,588 |
| Securities gains (losses) | $-73,000 | 4,313 |
| Applicable income taxes | $339,000 | 1,288 |
| Income before extraordinary items | $1,376,000 | 1,695 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,376,000 | 1,694 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,376,000 | 1,695 |
| Net charge-offs | $10,000 | 1,369 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,434,400 | 1,667 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $13,938,000 | 2,062 |
| Total interest expense | $1,024,000 | 2,394 |
| Net interest income | $12,914,000 | 2,005 |
| Provision for loan and lease losses | $136,000 | 2,026 |
| Total noninterest income | $2,912,000 | 1,664 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $827,000 | 1,178 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $2,085,000 | 1,587 |
| Total noninterest expense | $8,311,000 | 2,249 |
| Salaries and employee benefits | $4,331,000 | 2,369 |
| Premises and equipment expense | $794,000 | 2,321 |
| Additional noninterest expense | $2,085,000 | 1,587 |
| Pre-tax net operating income | $7,379,000 | 1,574 |
| Securities gains (losses) | $-931,000 | 4,441 |
| Applicable income taxes | $1,182,000 | 1,426 |
| Income before extraordinary items | $5,266,000 | 1,752 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,266,000 | 1,749 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $5,266,000 | 1,751 |
| Net charge-offs | $101,000 | 1,217 |
| Cash dividends | $3,026,000 | 1,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,029,420 | 1,655 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 2,078 |
| Total interest expense | $593,000 | 2,431 |
| Net interest income | $9,339,000 | 2,037 |
| Provision for loan and lease losses | $136,000 | 1,694 |
| Total noninterest income | $2,294,000 | 1,634 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $590,000 | 1,234 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $1,704,000 | 1,528 |
| Total noninterest expense | $6,195,000 | 2,247 |
| Salaries and employee benefits | $3,277,000 | 2,360 |
| Premises and equipment expense | $592,000 | 2,347 |
| Additional noninterest expense | $1,704,000 | 1,528 |
| Pre-tax net operating income | $5,302,000 | 1,625 |
| Securities gains (losses) | $-268,000 | 4,395 |
| Applicable income taxes | $1,043,000 | 1,317 |
| Income before extraordinary items | $3,991,000 | 1,730 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,991,000 | 1,728 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $3,991,000 | 1,729 |
| Net charge-offs | $-17,000 | 3,768 |
| Cash dividends | $416,000 | 2,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $4,202,720 | 1,704 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $6,367,000 | 2,088 |
| Total interest expense | $345,000 | 2,472 |
| Net interest income | $6,022,000 | 2,042 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $1,454,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $376,000 | 1,255 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $1,078,000 | 1,599 |
| Total noninterest expense | $4,072,000 | 2,254 |
| Salaries and employee benefits | $2,180,000 | 2,373 |
| Premises and equipment expense | $385,000 | 2,380 |
| Additional noninterest expense | $1,507,000 | 2,001 |
| Pre-tax net operating income | $3,404,000 | 1,586 |
| Securities gains (losses) | $-310,000 | 4,525 |
| Applicable income taxes | $643,000 | 1,303 |
| Income before extraordinary items | $2,451,000 | 1,739 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,451,000 | 1,739 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $2,451,000 | 1,739 |
| Net charge-offs | $-13,000 | 3,749 |
| Cash dividends | $416,000 | 2,021 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $2,695,900 | 1,668 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,195,000 | 2,046 |
| Total interest expense | $168,000 | 2,473 |
| Net interest income | $3,027,000 | 1,987 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $785,000 | 1,598 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $176,000 | 1,309 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $609,000 | 1,493 |
| Total noninterest expense | $1,987,000 | 2,295 |
| Salaries and employee benefits | $1,070,000 | 2,405 |
| Premises and equipment expense | $193,000 | 2,389 |
| Additional noninterest expense | $724,000 | 2,050 |
| Pre-tax net operating income | $1,825,000 | 1,437 |
| Securities gains (losses) | $-184,000 | 4,595 |
| Applicable income taxes | $331,000 | 1,234 |
| Income before extraordinary items | $1,310,000 | 1,601 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,310,000 | 1,600 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,310,000 | 1,601 |
| Net charge-offs | $-12,000 | 3,981 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,457,200 | 1,498 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $12,382,000 | 2,152 |
| Total interest expense | $790,000 | 2,538 |
| Net interest income | $11,592,000 | 2,079 |
| Provision for loan and lease losses | $929,000 | 639 |
| Total noninterest income | $3,160,000 | 1,745 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $628,000 | 1,359 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,532,000 | 1,664 |
| Total noninterest expense | $8,223,000 | 2,244 |
| Salaries and employee benefits | $4,389,000 | 2,351 |
| Premises and equipment expense | $783,000 | 2,341 |
| Additional noninterest expense | $3,051,000 | 1,951 |
| Pre-tax net operating income | $5,600,000 | 1,913 |
| Securities gains (losses) | $9,000 | 1,734 |
| Applicable income taxes | $862,000 | 1,706 |
| Income before extraordinary items | $4,747,000 | 1,953 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $4,747,000 | 1,953 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $4,747,000 | 1,954 |
| Net charge-offs | $-51,000 | 4,134 |
| Cash dividends | $4,132,000 | 920 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $4,739,350 | 1,928 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $9,167,000 | 2,215 |
| Total interest expense | $612,000 | 2,576 |
| Net interest income | $8,555,000 | 2,142 |
| Provision for loan and lease losses | $747,000 | 590 |
| Total noninterest income | $2,571,000 | 1,696 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $460,000 | 1,380 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $2,111,000 | 1,612 |
| Total noninterest expense | $6,119,000 | 2,263 |
| Salaries and employee benefits | $3,305,000 | 2,355 |
| Premises and equipment expense | $576,000 | 2,400 |
| Additional noninterest expense | $2,238,000 | 1,992 |
| Pre-tax net operating income | $4,260,000 | 1,977 |
| Securities gains (losses) | $2,000 | 1,903 |
| Applicable income taxes | $889,000 | 1,560 |
| Income before extraordinary items | $3,373,000 | 2,096 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $3,373,000 | 2,097 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $3,373,000 | 2,097 |
| Net charge-offs | $-36,000 | 4,090 |
| Cash dividends | $319,000 | 2,616 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $3,371,420 | 2,071 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $5,906,000 | 2,267 |
| Total interest expense | $412,000 | 2,631 |
| Net interest income | $5,494,000 | 2,195 |
| Provision for loan and lease losses | $463,000 | 651 |
| Total noninterest income | $1,683,000 | 1,685 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $292,000 | 1,383 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,391,000 | 1,579 |
| Total noninterest expense | $4,100,000 | 2,247 |
| Salaries and employee benefits | $2,211,000 | 2,343 |
| Premises and equipment expense | $384,000 | 2,390 |
| Additional noninterest expense | $1,505,000 | 1,959 |
| Pre-tax net operating income | $2,614,000 | 2,049 |
| Securities gains (losses) | $-11,000 | 4,655 |
| Applicable income taxes | $550,000 | 1,599 |
| Income before extraordinary items | $2,053,000 | 2,189 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,053,000 | 2,188 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $2,053,000 | 2,189 |
| Net charge-offs | $-31,000 | 4,206 |
| Cash dividends | $319,000 | 2,314 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $2,061,690 | 2,149 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,958,000 | 2,241 |
| Total interest expense | $214,000 | 2,651 |
| Net interest income | $2,744,000 | 2,165 |
| Provision for loan and lease losses | $155,000 | 926 |
| Total noninterest income | $799,000 | 1,733 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $142,000 | 1,399 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $657,000 | 1,644 |
| Total noninterest expense | $2,092,000 | 2,204 |
| Salaries and employee benefits | $1,130,000 | 2,306 |
| Premises and equipment expense | $189,000 | 2,429 |
| Additional noninterest expense | $773,000 | 1,882 |
| Pre-tax net operating income | $1,296,000 | 2,050 |
| Securities gains (losses) | $-46,000 | 4,834 |
| Applicable income taxes | $252,000 | 1,639 |
| Income before extraordinary items | $998,000 | 2,223 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $998,000 | 2,223 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $998,000 | 2,223 |
| Net charge-offs | $-22,000 | 4,378 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,034,800 | 2,134 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $11,031,000 | 2,374 |
| Total interest expense | $1,039,000 | 2,865 |
| Net interest income | $9,992,000 | 2,260 |
| Provision for loan and lease losses | $1,599,000 | 1,213 |
| Total noninterest income | $2,840,000 | 1,775 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $510,000 | 1,597 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,330,000 | 1,649 |
| Total noninterest expense | $7,351,000 | 2,398 |
| Salaries and employee benefits | $4,095,000 | 2,447 |
| Premises and equipment expense | $826,000 | 2,296 |
| Additional noninterest expense | $2,430,000 | 2,244 |
| Pre-tax net operating income | $3,882,000 | 2,109 |
| Securities gains (losses) | $106,000 | 1,351 |
| Applicable income taxes | $826,000 | 1,584 |
| Income before extraordinary items | $3,162,000 | 2,235 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,162,000 | 2,235 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,162,000 | 2,235 |
| Net charge-offs | $176,000 | 1,636 |
| Cash dividends | $4,666,000 | 804 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,078,260 | 2,225 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $7,989,000 | 2,437 |
| Total interest expense | $802,000 | 2,924 |
| Net interest income | $7,187,000 | 2,328 |
| Provision for loan and lease losses | $640,000 | 1,749 |
| Total noninterest income | $2,125,000 | 1,750 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $378,000 | 1,610 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,747,000 | 1,607 |
| Total noninterest expense | $5,563,000 | 2,372 |
| Salaries and employee benefits | $3,082,000 | 2,422 |
| Premises and equipment expense | $618,000 | 2,292 |
| Additional noninterest expense | $1,863,000 | 2,180 |
| Pre-tax net operating income | $3,109,000 | 2,001 |
| Securities gains (losses) | $4,000 | 2,295 |
| Applicable income taxes | $637,000 | 1,544 |
| Income before extraordinary items | $2,476,000 | 2,162 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,476,000 | 2,162 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,476,000 | 2,162 |
| Net charge-offs | $-5,000 | 4,085 |
| Cash dividends | $229,000 | 2,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $2,472,800 | 2,104 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $5,162,000 | 2,516 |
| Total interest expense | $565,000 | 2,959 |
| Net interest income | $4,597,000 | 2,404 |
| Provision for loan and lease losses | $232,000 | 2,275 |
| Total noninterest income | $1,332,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $245,000 | 1,658 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,087,000 | 1,584 |
| Total noninterest expense | $3,642,000 | 2,394 |
| Salaries and employee benefits | $2,038,000 | 2,436 |
| Premises and equipment expense | $420,000 | 2,257 |
| Additional noninterest expense | $1,184,000 | 2,235 |
| Pre-tax net operating income | $2,055,000 | 1,967 |
| Securities gains (losses) | $-113,000 | 4,956 |
| Applicable income taxes | $406,000 | 1,519 |
| Income before extraordinary items | $1,536,000 | 2,206 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,536,000 | 2,206 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,536,000 | 2,206 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $229,000 | 2,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,625,270 | 2,085 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $2,566,000 | 2,512 |
| Total interest expense | $323,000 | 2,908 |
| Net interest income | $2,243,000 | 2,411 |
| Provision for loan and lease losses | $85,000 | 2,108 |
| Total noninterest income | $537,000 | 1,874 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $131,000 | 1,794 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $406,000 | 1,714 |
| Total noninterest expense | $1,761,000 | 2,451 |
| Salaries and employee benefits | $1,019,000 | 2,453 |
| Premises and equipment expense | $204,000 | 2,319 |
| Additional noninterest expense | $538,000 | 2,408 |
| Pre-tax net operating income | $934,000 | 1,932 |
| Securities gains (losses) | $-162,000 | 4,994 |
| Applicable income taxes | $153,000 | 1,616 |
| Income before extraordinary items | $619,000 | 2,359 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $619,000 | 2,358 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $619,000 | 2,359 |
| Net charge-offs | $-9,000 | 4,422 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $748,600 | 2,037 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $10,525,000 | 2,498 |
| Total interest expense | $1,335,000 | 2,899 |
| Net interest income | $9,190,000 | 2,394 |
| Provision for loan and lease losses | $267,000 | 2,079 |
| Total noninterest income | $2,535,000 | 1,734 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $559,000 | 1,767 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $1,976,000 | 1,550 |
| Total noninterest expense | $7,273,000 | 2,380 |
| Salaries and employee benefits | $3,865,000 | 2,514 |
| Premises and equipment expense | $811,000 | 2,324 |
| Additional noninterest expense | $2,597,000 | 2,163 |
| Pre-tax net operating income | $4,185,000 | 1,987 |
| Securities gains (losses) | $5,000 | 2,084 |
| Applicable income taxes | $803,000 | 1,596 |
| Income before extraordinary items | $3,387,000 | 2,123 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,387,000 | 2,125 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,387,000 | 2,125 |
| Net charge-offs | $469,000 | 1,081 |
| Cash dividends | $3,420,000 | 1,089 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,382,950 | 2,089 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $7,905,000 | 2,529 |
| Total interest expense | $999,000 | 2,926 |
| Net interest income | $6,906,000 | 2,419 |
| Provision for loan and lease losses | $12,000 | 3,667 |
| Total noninterest income | $1,656,000 | 1,877 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $414,000 | 1,787 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $1,242,000 | 1,708 |
| Total noninterest expense | $5,492,000 | 2,383 |
| Salaries and employee benefits | $2,914,000 | 2,505 |
| Premises and equipment expense | $589,000 | 2,390 |
| Additional noninterest expense | $1,989,000 | 2,129 |
| Pre-tax net operating income | $3,058,000 | 2,085 |
| Securities gains (losses) | $4,000 | 1,882 |
| Applicable income taxes | $611,000 | 1,640 |
| Income before extraordinary items | $2,451,000 | 2,229 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,451,000 | 2,229 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,451,000 | 2,230 |
| Net charge-offs | $164,000 | 1,426 |
| Cash dividends | $228,000 | 3,042 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,447,800 | 2,194 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,147,000 | 2,573 |
| Total interest expense | $644,000 | 2,955 |
| Net interest income | $4,503,000 | 2,456 |
| Provision for loan and lease losses | $8,000 | 3,538 |
| Total noninterest income | $1,061,000 | 1,906 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $268,000 | 1,814 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $793,000 | 1,724 |
| Total noninterest expense | $3,604,000 | 2,417 |
| Salaries and employee benefits | $1,916,000 | 2,543 |
| Premises and equipment expense | $394,000 | 2,393 |
| Additional noninterest expense | $1,294,000 | 2,170 |
| Pre-tax net operating income | $1,952,000 | 2,128 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $389,000 | 1,644 |
| Income before extraordinary items | $1,563,000 | 2,274 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,563,000 | 2,274 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,563,000 | 2,274 |
| Net charge-offs | $-11,000 | 4,508 |
| Cash dividends | $228,000 | 2,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,563,000 | 2,242 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 2,587 |
| Total interest expense | $316,000 | 2,962 |
| Net interest income | $2,241,000 | 2,481 |
| Provision for loan and lease losses | $4,000 | 3,295 |
| Total noninterest income | $544,000 | 1,842 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $128,000 | 1,868 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $416,000 | 1,632 |
| Total noninterest expense | $1,768,000 | 2,461 |
| Salaries and employee benefits | $957,000 | 2,561 |
| Premises and equipment expense | $199,000 | 2,405 |
| Additional noninterest expense | $612,000 | 2,248 |
| Pre-tax net operating income | $1,013,000 | 2,037 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $210,000 | 1,548 |
| Income before extraordinary items | $803,000 | 2,187 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $803,000 | 2,186 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $803,000 | 2,186 |
| Net charge-offs | $6,000 | 2,153 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $803,000 | 2,175 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,954,000 | 2,532 |
| Total interest expense | $1,103,000 | 2,788 |
| Net interest income | $8,851,000 | 2,478 |
| Provision for loan and lease losses | $334,000 | 1,855 |
| Total noninterest income | $2,198,000 | 1,883 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $540,000 | 1,868 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $1,658,000 | 1,688 |
| Total noninterest expense | $6,912,000 | 2,489 |
| Salaries and employee benefits | $3,658,000 | 2,599 |
| Premises and equipment expense | $714,000 | 2,537 |
| Additional noninterest expense | $2,540,000 | 2,196 |
| Pre-tax net operating income | $3,803,000 | 2,172 |
| Securities gains (losses) | $4,000 | 861 |
| Applicable income taxes | $617,000 | 1,807 |
| Income before extraordinary items | $3,190,000 | 2,240 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,190,000 | 2,238 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,190,000 | 2,239 |
| Net charge-offs | $54,000 | 2,581 |
| Cash dividends | $1,434,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $3,186,640 | 2,237 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $7,562,000 | 2,511 |
| Total interest expense | $809,000 | 2,749 |
| Net interest income | $6,753,000 | 2,454 |
| Provision for loan and lease losses | $288,000 | 1,615 |
| Total noninterest income | $1,718,000 | 1,862 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $404,000 | 1,894 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,314,000 | 1,643 |
| Total noninterest expense | $5,405,000 | 2,424 |
| Salaries and employee benefits | $2,785,000 | 2,574 |
| Premises and equipment expense | $511,000 | 2,640 |
| Additional noninterest expense | $2,109,000 | 2,024 |
| Pre-tax net operating income | $2,778,000 | 2,226 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $551,000 | 1,711 |
| Income before extraordinary items | $2,227,000 | 2,351 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,227,000 | 2,350 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $2,227,000 | 2,350 |
| Net charge-offs | $-57,000 | 4,967 |
| Cash dividends | $181,000 | 3,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $2,227,000 | 2,345 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,812,000 | 2,571 |
| Total interest expense | $531,000 | 2,719 |
| Net interest income | $4,281,000 | 2,542 |
| Provision for loan and lease losses | $208,000 | 1,486 |
| Total noninterest income | $1,162,000 | 1,836 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $262,000 | 1,922 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $900,000 | 1,628 |
| Total noninterest expense | $3,546,000 | 2,468 |
| Salaries and employee benefits | $1,874,000 | 2,575 |
| Premises and equipment expense | $316,000 | 2,779 |
| Additional noninterest expense | $1,356,000 | 2,108 |
| Pre-tax net operating income | $1,689,000 | 2,342 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $342,000 | 1,747 |
| Income before extraordinary items | $1,347,000 | 2,474 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,347,000 | 2,473 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,347,000 | 2,473 |
| Net charge-offs | $-26,000 | 4,826 |
| Cash dividends | $181,000 | 2,881 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,347,000 | 2,471 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 2,608 |
| Total interest expense | $262,000 | 2,665 |
| Net interest income | $2,090,000 | 2,591 |
| Provision for loan and lease losses | $128,000 | 1,274 |
| Total noninterest income | $658,000 | 1,690 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $126,000 | 1,971 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $532,000 | 1,431 |
| Total noninterest expense | $1,757,000 | 2,505 |
| Salaries and employee benefits | $947,000 | 2,589 |
| Premises and equipment expense | $154,000 | 2,870 |
| Additional noninterest expense | $656,000 | 2,141 |
| Pre-tax net operating income | $863,000 | 2,262 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $185,000 | 1,644 |
| Income before extraordinary items | $678,000 | 2,422 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $678,000 | 2,421 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $678,000 | 2,422 |
| Net charge-offs | $-12,000 | 4,814 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $678,000 | 2,415 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $9,454,000 | 2,559 |
| Total interest expense | $1,014,000 | 2,524 |
| Net interest income | $8,440,000 | 2,537 |
| Provision for loan and lease losses | $354,000 | 1,807 |
| Total noninterest income | $1,648,000 | 2,275 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $522,000 | 1,968 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $1,126,000 | 2,146 |
| Total noninterest expense | $6,435,000 | 2,651 |
| Salaries and employee benefits | $3,449,000 | 2,736 |
| Premises and equipment expense | $677,000 | 2,705 |
| Additional noninterest expense | $2,309,000 | 2,383 |
| Pre-tax net operating income | $3,299,000 | 2,328 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,346,000 | 1,624 |
| Income before extraordinary items | $1,953,000 | 2,733 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,953,000 | 2,732 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,953,000 | 2,733 |
| Net charge-offs | $236,000 | 1,681 |
| Cash dividends | $1,306,000 | 1,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $1,953,000 | 2,719 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $7,001,000 | 2,589 |
| Total interest expense | $756,000 | 2,515 |
| Net interest income | $6,245,000 | 2,576 |
| Provision for loan and lease losses | $227,000 | 1,891 |
| Total noninterest income | $1,491,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $389,000 | 1,988 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,102,000 | 1,866 |
| Total noninterest expense | $5,123,000 | 2,549 |
| Salaries and employee benefits | $2,711,000 | 2,669 |
| Premises and equipment expense | $514,000 | 2,717 |
| Additional noninterest expense | $1,898,000 | 2,235 |
| Pre-tax net operating income | $2,386,000 | 2,436 |
| Securities gains (losses) | $1,000 | 2,145 |
| Applicable income taxes | $566,000 | 1,973 |
| Income before extraordinary items | $1,821,000 | 2,554 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,821,000 | 2,554 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,821,000 | 2,554 |
| Net charge-offs | $24,000 | 2,901 |
| Cash dividends | $164,000 | 3,222 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,820,240 | 2,547 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,605,000 | 2,604 |
| Total interest expense | $498,000 | 2,492 |
| Net interest income | $4,107,000 | 2,594 |
| Provision for loan and lease losses | $151,000 | 1,804 |
| Total noninterest income | $1,138,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $262,000 | 1,967 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $876,000 | 1,674 |
| Total noninterest expense | $3,483,000 | 2,524 |
| Salaries and employee benefits | $1,814,000 | 2,681 |
| Premises and equipment expense | $353,000 | 2,667 |
| Additional noninterest expense | $1,316,000 | 2,148 |
| Pre-tax net operating income | $1,611,000 | 2,373 |
| Securities gains (losses) | $1,000 | 1,756 |
| Applicable income taxes | $384,000 | 1,938 |
| Income before extraordinary items | $1,228,000 | 2,484 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,228,000 | 2,483 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,228,000 | 2,484 |
| Net charge-offs | $48,000 | 2,028 |
| Cash dividends | $165,000 | 2,938 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,227,240 | 2,464 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 2,649 |
| Total interest expense | $251,000 | 2,450 |
| Net interest income | $1,983,000 | 2,662 |
| Provision for loan and lease losses | $75,000 | 1,685 |
| Total noninterest income | $629,000 | 1,764 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $126,000 | 2,021 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $503,000 | 1,519 |
| Total noninterest expense | $1,687,000 | 2,599 |
| Salaries and employee benefits | $893,000 | 2,736 |
| Premises and equipment expense | $188,000 | 2,615 |
| Additional noninterest expense | $606,000 | 2,303 |
| Pre-tax net operating income | $850,000 | 2,187 |
| Securities gains (losses) | $5,000 | 811 |
| Applicable income taxes | $196,000 | 1,893 |
| Income before extraordinary items | $659,000 | 2,290 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $659,000 | 2,289 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $659,000 | 2,290 |
| Net charge-offs | $32,000 | 1,622 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $655,150 | 2,274 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $9,051,000 | 2,615 |
| Total interest expense | $1,072,000 | 2,298 |
| Net interest income | $7,979,000 | 2,629 |
| Provision for loan and lease losses | $414,000 | 1,654 |
| Total noninterest income | $1,872,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $506,000 | 2,064 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,366,000 | 2,010 |
| Total noninterest expense | $6,877,000 | 2,596 |
| Salaries and employee benefits | $3,398,000 | 2,808 |
| Premises and equipment expense | $668,000 | 2,831 |
| Additional noninterest expense | $2,811,000 | 2,086 |
| Pre-tax net operating income | $2,560,000 | 2,639 |
| Securities gains (losses) | $117,000 | 1,238 |
| Applicable income taxes | $591,000 | 2,120 |
| Income before extraordinary items | $2,086,000 | 2,714 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,086,000 | 2,711 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,086,000 | 2,713 |
| Net charge-offs | $678,000 | 881 |
| Cash dividends | $706,000 | 2,591 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,994,740 | 2,748 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $6,764,000 | 2,629 |
| Total interest expense | $807,000 | 2,301 |
| Net interest income | $5,957,000 | 2,643 |
| Provision for loan and lease losses | $183,000 | 2,126 |
| Total noninterest income | $1,580,000 | 2,058 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $381,000 | 2,072 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,199,000 | 1,816 |
| Total noninterest expense | $5,469,000 | 2,469 |
| Salaries and employee benefits | $2,647,000 | 2,735 |
| Premises and equipment expense | $506,000 | 2,809 |
| Additional noninterest expense | $2,316,000 | 1,922 |
| Pre-tax net operating income | $1,885,000 | 2,718 |
| Securities gains (losses) | $91,000 | 1,328 |
| Applicable income taxes | $428,000 | 2,180 |
| Income before extraordinary items | $1,548,000 | 2,777 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,548,000 | 2,777 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,548,000 | 2,777 |
| Net charge-offs | $127,000 | 1,849 |
| Cash dividends | $143,000 | 3,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,477,020 | 2,790 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $4,480,000 | 2,644 |
| Total interest expense | $539,000 | 2,309 |
| Net interest income | $3,941,000 | 2,662 |
| Provision for loan and lease losses | $121,000 | 2,099 |
| Total noninterest income | $1,044,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $249,000 | 2,074 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $795,000 | 1,796 |
| Total noninterest expense | $3,718,000 | 2,448 |
| Salaries and employee benefits | $1,786,000 | 2,737 |
| Premises and equipment expense | $356,000 | 2,726 |
| Additional noninterest expense | $1,576,000 | 1,892 |
| Pre-tax net operating income | $1,146,000 | 2,835 |
| Securities gains (losses) | $86,000 | 1,061 |
| Applicable income taxes | $262,000 | 2,255 |
| Income before extraordinary items | $970,000 | 2,866 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $970,000 | 2,864 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $970,000 | 2,865 |
| Net charge-offs | $104,000 | 1,579 |
| Cash dividends | $143,000 | 3,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $902,060 | 2,897 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,182,000 | 2,699 |
| Total interest expense | $275,000 | 2,278 |
| Net interest income | $1,907,000 | 2,721 |
| Provision for loan and lease losses | $61,000 | 1,943 |
| Total noninterest income | $585,000 | 1,872 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $120,000 | 2,125 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $465,000 | 1,586 |
| Total noninterest expense | $1,798,000 | 2,520 |
| Salaries and employee benefits | $913,000 | 2,692 |
| Premises and equipment expense | $188,000 | 2,659 |
| Additional noninterest expense | $697,000 | 2,096 |
| Pre-tax net operating income | $633,000 | 2,651 |
| Securities gains (losses) | $46,000 | 869 |
| Applicable income taxes | $132,000 | 2,215 |
| Income before extraordinary items | $547,000 | 2,605 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $547,000 | 2,605 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $547,000 | 2,605 |
| Net charge-offs | $93,000 | 1,061 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $509,740 | 2,670 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $8,675,000 | 2,670 |
| Total interest expense | $1,200,000 | 2,118 |
| Net interest income | $7,475,000 | 2,731 |
| Provision for loan and lease losses | $243,000 | 2,123 |
| Total noninterest income | $1,846,000 | 2,218 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $511,000 | 2,104 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,335,000 | 2,005 |
| Total noninterest expense | $6,655,000 | 2,653 |
| Salaries and employee benefits | $3,350,000 | 2,822 |
| Premises and equipment expense | $733,000 | 2,729 |
| Additional noninterest expense | $2,572,000 | 2,282 |
| Pre-tax net operating income | $2,423,000 | 2,690 |
| Securities gains (losses) | $40,000 | 1,793 |
| Applicable income taxes | $490,000 | 2,234 |
| Income before extraordinary items | $1,973,000 | 2,762 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,973,000 | 2,763 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,973,000 | 2,764 |
| Net charge-offs | $760,000 | 844 |
| Cash dividends | $1,480,000 | 1,665 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,941,000 | 2,735 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $6,436,000 | 2,713 |
| Total interest expense | $902,000 | 2,134 |
| Net interest income | $5,534,000 | 2,777 |
| Provision for loan and lease losses | $132,000 | 2,420 |
| Total noninterest income | $1,485,000 | 2,142 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $380,000 | 2,126 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,105,000 | 1,896 |
| Total noninterest expense | $5,144,000 | 2,608 |
| Salaries and employee benefits | $2,576,000 | 2,780 |
| Premises and equipment expense | $544,000 | 2,799 |
| Additional noninterest expense | $2,024,000 | 2,183 |
| Pre-tax net operating income | $1,743,000 | 2,820 |
| Securities gains (losses) | $36,000 | 1,686 |
| Applicable income taxes | $384,000 | 2,243 |
| Income before extraordinary items | $1,395,000 | 2,900 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,395,000 | 2,899 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,395,000 | 2,901 |
| Net charge-offs | $381,000 | 1,048 |
| Cash dividends | $1,170,000 | 1,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,366,920 | 2,896 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 2,722 |
| Total interest expense | $597,000 | 2,161 |
| Net interest income | $3,680,000 | 2,788 |
| Provision for loan and lease losses | $71,000 | 2,565 |
| Total noninterest income | $1,002,000 | 2,139 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $248,000 | 2,118 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $754,000 | 1,872 |
| Total noninterest expense | $3,445,000 | 2,630 |
| Salaries and employee benefits | $1,741,000 | 2,775 |
| Premises and equipment expense | $370,000 | 2,760 |
| Additional noninterest expense | $1,334,000 | 2,203 |
| Pre-tax net operating income | $1,166,000 | 2,789 |
| Securities gains (losses) | $23,000 | 1,643 |
| Applicable income taxes | $233,000 | 2,329 |
| Income before extraordinary items | $956,000 | 2,828 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $956,000 | 2,828 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $956,000 | 2,830 |
| Net charge-offs | $189,000 | 1,220 |
| Cash dividends | $1,170,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $937,600 | 2,811 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,113,000 | 2,741 |
| Total interest expense | $303,000 | 2,150 |
| Net interest income | $1,810,000 | 2,813 |
| Provision for loan and lease losses | $31,000 | 2,448 |
| Total noninterest income | $499,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $117,000 | 2,215 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $382,000 | 1,829 |
| Total noninterest expense | $1,705,000 | 2,649 |
| Salaries and employee benefits | $857,000 | 2,826 |
| Premises and equipment expense | $188,000 | 2,766 |
| Additional noninterest expense | $660,000 | 2,213 |
| Pre-tax net operating income | $573,000 | 2,779 |
| Securities gains (losses) | $1,000 | 1,909 |
| Applicable income taxes | $116,000 | 2,322 |
| Income before extraordinary items | $458,000 | 2,885 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $458,000 | 2,888 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $458,000 | 2,888 |
| Net charge-offs | $1,000 | 3,128 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $457,200 | 2,815 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $8,608,000 | 2,738 |
| Total interest expense | $1,346,000 | 2,071 |
| Net interest income | $7,262,000 | 2,817 |
| Provision for loan and lease losses | $81,000 | 3,402 |
| Total noninterest income | $1,767,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $502,000 | 2,277 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,265,000 | 2,003 |
| Total noninterest expense | $6,632,000 | 2,721 |
| Salaries and employee benefits | $3,302,000 | 2,883 |
| Premises and equipment expense | $738,000 | 2,809 |
| Additional noninterest expense | $2,592,000 | 2,336 |
| Pre-tax net operating income | $2,316,000 | 2,731 |
| Securities gains (losses) | $4,000 | 2,934 |
| Applicable income taxes | $436,000 | 2,334 |
| Income before extraordinary items | $1,884,000 | 2,826 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,884,000 | 2,824 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,884,000 | 2,826 |
| Net charge-offs | $768,000 | 1,095 |
| Cash dividends | $426,000 | 3,041 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,880,760 | 2,774 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $6,464,000 | 2,750 |
| Total interest expense | $1,032,000 | 2,071 |
| Net interest income | $5,432,000 | 2,840 |
| Provision for loan and lease losses | $51,000 | 3,370 |
| Total noninterest income | $1,223,000 | 2,410 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $378,000 | 2,286 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $845,000 | 2,176 |
| Total noninterest expense | $5,108,000 | 2,672 |
| Salaries and employee benefits | $2,551,000 | 2,824 |
| Premises and equipment expense | $549,000 | 2,859 |
| Additional noninterest expense | $2,008,000 | 2,236 |
| Pre-tax net operating income | $1,496,000 | 3,039 |
| Securities gains (losses) | $2,000 | 2,770 |
| Applicable income taxes | $214,000 | 2,745 |
| Income before extraordinary items | $1,284,000 | 3,009 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,284,000 | 3,010 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,284,000 | 3,011 |
| Net charge-offs | $587,000 | 1,026 |
| Cash dividends | $112,000 | 3,401 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,282,280 | 2,966 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,227,000 | 2,797 |
| Total interest expense | $722,000 | 1,997 |
| Net interest income | $3,505,000 | 2,915 |
| Provision for loan and lease losses | $20,000 | 3,628 |
| Total noninterest income | $772,000 | 2,458 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $251,000 | 2,260 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $521,000 | 2,261 |
| Total noninterest expense | $3,383,000 | 2,698 |
| Salaries and employee benefits | $1,698,000 | 2,845 |
| Premises and equipment expense | $370,000 | 2,861 |
| Additional noninterest expense | $1,315,000 | 2,267 |
| Pre-tax net operating income | $874,000 | 3,204 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $100,000 | 3,006 |
| Income before extraordinary items | $773,000 | 3,150 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $773,000 | 3,156 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $773,000 | 3,156 |
| Net charge-offs | $569,000 | 789 |
| Cash dividends | $112,000 | 3,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $773,890 | 3,115 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,093,000 | 2,825 |
| Total interest expense | $384,000 | 1,937 |
| Net interest income | $1,709,000 | 2,981 |
| Provision for loan and lease losses | $20,000 | 2,958 |
| Total noninterest income | $421,000 | 2,294 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $119,000 | 2,323 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $302,000 | 1,994 |
| Total noninterest expense | $1,699,000 | 2,688 |
| Salaries and employee benefits | $847,000 | 2,871 |
| Premises and equipment expense | $191,000 | 2,846 |
| Additional noninterest expense | $661,000 | 2,265 |
| Pre-tax net operating income | $411,000 | 3,245 |
| Securities gains (losses) | $7,000 | 1,257 |
| Applicable income taxes | $46,000 | 3,014 |
| Income before extraordinary items | $372,000 | 3,154 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $372,000 | 3,156 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $372,000 | 3,157 |
| Net charge-offs | $46,000 | 1,931 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $365,770 | 3,159 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,783,000 | 2,723 |
| Total interest expense | $1,720,000 | 1,953 |
| Net interest income | $7,063,000 | 2,884 |
| Provision for loan and lease losses | $198,000 | 2,993 |
| Total noninterest income | $1,754,000 | 2,342 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $518,000 | 2,304 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,236,000 | 2,095 |
| Total noninterest expense | $6,576,000 | 2,774 |
| Salaries and employee benefits | $3,291,000 | 2,920 |
| Premises and equipment expense | $723,000 | 2,903 |
| Additional noninterest expense | $2,562,000 | 2,402 |
| Pre-tax net operating income | $2,043,000 | 2,815 |
| Securities gains (losses) | $148,000 | 1,073 |
| Applicable income taxes | $331,000 | 2,538 |
| Income before extraordinary items | $1,860,000 | 2,750 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,860,000 | 2,753 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,860,000 | 2,753 |
| Net charge-offs | $728,000 | 1,595 |
| Cash dividends | $402,000 | 2,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,734,200 | 2,816 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,603,000 | 2,738 |
| Total interest expense | $1,312,000 | 1,970 |
| Net interest income | $5,291,000 | 2,907 |
| Provision for loan and lease losses | $157,000 | 2,885 |
| Total noninterest income | $1,359,000 | 2,331 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $383,000 | 2,349 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $976,000 | 2,069 |
| Total noninterest expense | $5,080,000 | 2,707 |
| Salaries and employee benefits | $2,538,000 | 2,880 |
| Premises and equipment expense | $535,000 | 2,957 |
| Additional noninterest expense | $2,007,000 | 2,300 |
| Pre-tax net operating income | $1,413,000 | 3,025 |
| Securities gains (losses) | $125,000 | 1,071 |
| Applicable income taxes | $223,000 | 2,692 |
| Income before extraordinary items | $1,315,000 | 2,893 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,315,000 | 2,897 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,315,000 | 2,897 |
| Net charge-offs | $330,000 | 2,028 |
| Cash dividends | $112,000 | 3,274 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,207,500 | 2,997 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,393,000 | 2,742 |
| Total interest expense | $889,000 | 1,965 |
| Net interest income | $3,504,000 | 2,913 |
| Provision for loan and lease losses | $96,000 | 2,987 |
| Total noninterest income | $952,000 | 2,283 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $251,000 | 2,357 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $701,000 | 2,011 |
| Total noninterest expense | $3,357,000 | 2,723 |
| Salaries and employee benefits | $1,704,000 | 2,883 |
| Premises and equipment expense | $356,000 | 2,954 |
| Additional noninterest expense | $1,297,000 | 2,359 |
| Pre-tax net operating income | $1,003,000 | 2,901 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $141,000 | 2,752 |
| Income before extraordinary items | $862,000 | 2,921 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $862,000 | 2,924 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $862,000 | 2,924 |
| Net charge-offs | $287,000 | 1,737 |
| Cash dividends | $112,000 | 2,927 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $862,000 | 2,832 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 2,760 |
| Total interest expense | $463,000 | 1,954 |
| Net interest income | $1,732,000 | 2,941 |
| Provision for loan and lease losses | $45,000 | 2,886 |
| Total noninterest income | $467,000 | 2,327 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $124,000 | 2,367 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $343,000 | 2,041 |
| Total noninterest expense | $1,640,000 | 2,809 |
| Salaries and employee benefits | $850,000 | 2,899 |
| Premises and equipment expense | $182,000 | 2,935 |
| Additional noninterest expense | $608,000 | 2,512 |
| Pre-tax net operating income | $514,000 | 2,817 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $73,000 | 2,694 |
| Income before extraordinary items | $441,000 | 2,836 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $441,000 | 2,838 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $441,000 | 2,838 |
| Net charge-offs | $282,000 | 1,103 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $441,000 | 2,738 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $9,520,000 | 2,683 |
| Total interest expense | $2,180,000 | 1,991 |
| Net interest income | $7,340,000 | 2,873 |
| Provision for loan and lease losses | $318,000 | 3,296 |
| Total noninterest income | $2,151,000 | 2,086 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $496,000 | 2,508 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,655,000 | 1,746 |
| Total noninterest expense | $6,910,000 | 2,683 |
| Salaries and employee benefits | $3,315,000 | 2,917 |
| Premises and equipment expense | $681,000 | 3,088 |
| Additional noninterest expense | $2,914,000 | 2,230 |
| Pre-tax net operating income | $2,263,000 | 2,596 |
| Securities gains (losses) | $-105,000 | 6,898 |
| Applicable income taxes | $269,000 | 2,758 |
| Income before extraordinary items | $1,889,000 | 2,680 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,889,000 | 2,684 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,889,000 | 2,682 |
| Net charge-offs | $393,000 | 2,957 |
| Cash dividends | $396,000 | 3,055 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,981,400 | 2,478 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $7,245,000 | 2,704 |
| Total interest expense | $1,662,000 | 2,049 |
| Net interest income | $5,583,000 | 2,874 |
| Provision for loan and lease losses | $197,000 | 3,551 |
| Total noninterest income | $1,598,000 | 2,097 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $371,000 | 2,540 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,227,000 | 1,755 |
| Total noninterest expense | $5,255,000 | 2,664 |
| Salaries and employee benefits | $2,548,000 | 2,869 |
| Premises and equipment expense | $515,000 | 3,102 |
| Additional noninterest expense | $2,192,000 | 2,205 |
| Pre-tax net operating income | $1,729,000 | 2,625 |
| Securities gains (losses) | $-104,000 | 7,020 |
| Applicable income taxes | $261,000 | 2,597 |
| Income before extraordinary items | $1,364,000 | 2,816 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,364,000 | 2,817 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,364,000 | 2,816 |
| Net charge-offs | $145,000 | 3,634 |
| Cash dividends | $116,000 | 3,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,451,360 | 2,570 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,841,000 | 2,701 |
| Total interest expense | $1,131,000 | 2,072 |
| Net interest income | $3,710,000 | 2,889 |
| Provision for loan and lease losses | $131,000 | 3,518 |
| Total noninterest income | $969,000 | 2,202 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $248,000 | 2,505 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $721,000 | 1,884 |
| Total noninterest expense | $3,499,000 | 2,674 |
| Salaries and employee benefits | $1,691,000 | 2,882 |
| Premises and equipment expense | $355,000 | 3,027 |
| Additional noninterest expense | $1,453,000 | 2,232 |
| Pre-tax net operating income | $1,049,000 | 2,758 |
| Securities gains (losses) | $-119,000 | 7,112 |
| Applicable income taxes | $121,000 | 2,902 |
| Income before extraordinary items | $809,000 | 3,013 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $809,000 | 3,013 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $809,000 | 3,013 |
| Net charge-offs | $143,000 | 3,097 |
| Cash dividends | $116,000 | 2,901 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $912,530 | 2,645 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,484,000 | 2,674 |
| Total interest expense | $581,000 | 2,093 |
| Net interest income | $1,903,000 | 2,837 |
| Provision for loan and lease losses | $46,000 | 3,763 |
| Total noninterest income | $440,000 | 2,344 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $126,000 | 2,454 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $314,000 | 2,043 |
| Total noninterest expense | $1,754,000 | 2,673 |
| Salaries and employee benefits | $844,000 | 2,898 |
| Premises and equipment expense | $196,000 | 2,822 |
| Additional noninterest expense | $714,000 | 2,243 |
| Pre-tax net operating income | $543,000 | 2,717 |
| Securities gains (losses) | $-102,000 | 7,206 |
| Applicable income taxes | $53,000 | 3,025 |
| Income before extraordinary items | $388,000 | 3,137 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $388,000 | 3,141 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $388,000 | 3,141 |
| Net charge-offs | $4,000 | 4,348 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $477,760 | 2,572 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $10,065,000 | 2,742 |
| Total interest expense | $2,384,000 | 2,415 |
| Net interest income | $7,681,000 | 2,840 |
| Provision for loan and lease losses | $287,000 | 4,192 |
| Total noninterest income | $1,811,000 | 2,167 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $559,000 | 2,359 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,252,000 | 1,846 |
| Total noninterest expense | $6,618,000 | 2,798 |
| Salaries and employee benefits | $3,142,000 | 2,997 |
| Premises and equipment expense | $667,000 | 3,306 |
| Additional noninterest expense | $2,809,000 | 2,335 |
| Pre-tax net operating income | $2,587,000 | 2,076 |
| Securities gains (losses) | $-437,000 | 7,224 |
| Applicable income taxes | $237,000 | 2,745 |
| Income before extraordinary items | $1,913,000 | 2,340 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,913,000 | 2,341 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,913,000 | 2,341 |
| Net charge-offs | $616,000 | 2,924 |
| Cash dividends | $390,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,301,930 | 1,919 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,594,000 | 2,757 |
| Total interest expense | $1,791,000 | 2,499 |
| Net interest income | $5,803,000 | 2,829 |
| Provision for loan and lease losses | $141,000 | 4,567 |
| Total noninterest income | $1,408,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $432,000 | 2,323 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $976,000 | 1,797 |
| Total noninterest expense | $5,288,000 | 2,659 |
| Salaries and employee benefits | $2,441,000 | 2,911 |
| Premises and equipment expense | $547,000 | 3,139 |
| Additional noninterest expense | $2,300,000 | 2,174 |
| Pre-tax net operating income | $1,782,000 | 2,281 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $353,000 | 2,082 |
| Income before extraordinary items | $1,429,000 | 2,418 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,429,000 | 2,419 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,429,000 | 2,419 |
| Net charge-offs | $116,000 | 4,285 |
| Cash dividends | $111,000 | 3,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,429,000 | 2,308 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 2,780 |
| Total interest expense | $1,195,000 | 2,580 |
| Net interest income | $3,858,000 | 2,826 |
| Provision for loan and lease losses | $60,000 | 4,872 |
| Total noninterest income | $866,000 | 2,206 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $285,000 | 2,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $581,000 | 1,910 |
| Total noninterest expense | $3,580,000 | 2,640 |
| Salaries and employee benefits | $1,610,000 | 2,959 |
| Premises and equipment expense | $406,000 | 2,932 |
| Additional noninterest expense | $1,564,000 | 2,171 |
| Pre-tax net operating income | $1,084,000 | 2,406 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $183,000 | 2,310 |
| Income before extraordinary items | $901,000 | 2,459 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $901,000 | 2,459 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $901,000 | 2,459 |
| Net charge-offs | $-7,000 | 6,933 |
| Cash dividends | $111,000 | 2,729 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $901,000 | 2,375 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,487,000 | 2,841 |
| Total interest expense | $598,000 | 2,646 |
| Net interest income | $1,889,000 | 2,859 |
| Provision for loan and lease losses | $30,000 | 4,582 |
| Total noninterest income | $421,000 | 2,269 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $135,000 | 2,385 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $286,000 | 1,966 |
| Total noninterest expense | $1,770,000 | 2,681 |
| Salaries and employee benefits | $800,000 | 3,000 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $761,000 | 2,201 |
| Pre-tax net operating income | $510,000 | 2,519 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $76,000 | 2,483 |
| Income before extraordinary items | $434,000 | 2,502 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $434,000 | 2,501 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $434,000 | 2,502 |
| Net charge-offs | $-3,000 | 6,584 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $434,000 | 2,455 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $10,343,000 | 2,870 |
| Total interest expense | $2,759,000 | 2,775 |
| Net interest income | $7,584,000 | 2,863 |
| Provision for loan and lease losses | $462,000 | 4,257 |
| Total noninterest income | $1,838,000 | 2,189 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $554,000 | 2,454 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,284,000 | 1,874 |
| Total noninterest expense | $6,883,000 | 2,760 |
| Salaries and employee benefits | $2,975,000 | 3,141 |
| Premises and equipment expense | $687,000 | 3,351 |
| Additional noninterest expense | $3,221,000 | 2,160 |
| Pre-tax net operating income | $2,077,000 | 2,170 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $262,000 | 2,487 |
| Income before extraordinary items | $1,815,000 | 2,190 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,815,000 | 2,192 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,815,000 | 2,193 |
| Net charge-offs | $1,116,000 | 2,537 |
| Cash dividends | $278,000 | 2,991 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,815,000 | 2,104 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $7,758,000 | 2,933 |
| Total interest expense | $2,127,000 | 2,828 |
| Net interest income | $5,631,000 | 2,929 |
| Provision for loan and lease losses | $431,000 | 3,796 |
| Total noninterest income | $1,361,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $413,000 | 2,524 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $948,000 | 1,861 |
| Total noninterest expense | $5,342,000 | 2,681 |
| Salaries and employee benefits | $2,306,000 | 3,068 |
| Premises and equipment expense | $571,000 | 3,143 |
| Additional noninterest expense | $2,465,000 | 2,094 |
| Pre-tax net operating income | $1,219,000 | 2,747 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $109,000 | 3,056 |
| Income before extraordinary items | $1,110,000 | 2,704 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,110,000 | 2,700 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,110,000 | 2,705 |
| Net charge-offs | $877,000 | 2,342 |
| Cash dividends | $56,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,110,000 | 2,575 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $5,122,000 | 2,987 |
| Total interest expense | $1,473,000 | 2,841 |
| Net interest income | $3,649,000 | 3,014 |
| Provision for loan and lease losses | $400,000 | 3,175 |
| Total noninterest income | $861,000 | 2,259 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $274,000 | 2,536 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $587,000 | 1,889 |
| Total noninterest expense | $3,484,000 | 2,740 |
| Salaries and employee benefits | $1,546,000 | 3,069 |
| Premises and equipment expense | $387,000 | 3,136 |
| Additional noninterest expense | $1,551,000 | 2,191 |
| Pre-tax net operating income | $626,000 | 3,222 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $626,000 | 2,984 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $626,000 | 2,980 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $626,000 | 2,983 |
| Net charge-offs | $876,000 | 1,861 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $626,000 | 2,865 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,505,000 | 3,102 |
| Total interest expense | $768,000 | 2,852 |
| Net interest income | $1,737,000 | 3,154 |
| Provision for loan and lease losses | $30,000 | 5,300 |
| Total noninterest income | $438,000 | 2,226 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $133,000 | 2,584 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $305,000 | 1,824 |
| Total noninterest expense | $1,743,000 | 2,773 |
| Salaries and employee benefits | $776,000 | 3,088 |
| Premises and equipment expense | $197,000 | 3,163 |
| Additional noninterest expense | $770,000 | 2,207 |
| Pre-tax net operating income | $402,000 | 2,828 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $37,000 | 3,017 |
| Income before extraordinary items | $365,000 | 2,721 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $365,000 | 2,719 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $365,000 | 2,721 |
| Net charge-offs | $7,000 | 5,008 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $365,000 | 2,612 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,348,000 | 2,895 |
| Total interest expense | $3,583,000 | 2,998 |
| Net interest income | $7,765,000 | 2,796 |
| Provision for loan and lease losses | $1,039,000 | 3,443 |
| Total noninterest income | $2,857,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $595,000 | 2,551 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $2,262,000 | 1,256 |
| Total noninterest expense | $7,582,000 | 2,597 |
| Salaries and employee benefits | $2,955,000 | 3,219 |
| Premises and equipment expense | $807,000 | 3,109 |
| Additional noninterest expense | $3,820,000 | 1,923 |
| Pre-tax net operating income | $2,001,000 | 1,909 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $-22,000 | 6,331 |
| Income before extraordinary items | $2,023,000 | 1,658 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,023,000 | 1,656 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,023,000 | 1,657 |
| Net charge-offs | $290,000 | 4,536 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,023,000 | 1,603 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,810,000 | 2,851 |
| Total interest expense | $2,780,000 | 3,031 |
| Net interest income | $6,030,000 | 2,714 |
| Provision for loan and lease losses | $913,000 | 2,911 |
| Total noninterest income | $2,180,000 | 1,676 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $440,000 | 2,585 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $1,740,000 | 1,266 |
| Total noninterest expense | $5,698,000 | 2,603 |
| Salaries and employee benefits | $2,344,000 | 3,082 |
| Premises and equipment expense | $653,000 | 2,934 |
| Additional noninterest expense | $2,701,000 | 1,953 |
| Pre-tax net operating income | $1,599,000 | 1,940 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $59,000 | 3,234 |
| Income before extraordinary items | $1,540,000 | 1,734 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,540,000 | 1,734 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,540,000 | 1,734 |
| Net charge-offs | $156,000 | 4,556 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,540,000 | 1,693 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,026,000 | 2,810 |
| Total interest expense | $1,914,000 | 3,069 |
| Net interest income | $4,112,000 | 2,640 |
| Provision for loan and lease losses | $822,000 | 2,303 |
| Total noninterest income | $1,141,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $288,000 | 2,597 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $853,000 | 1,568 |
| Total noninterest expense | $3,314,000 | 2,957 |
| Salaries and employee benefits | $1,532,000 | 3,182 |
| Premises and equipment expense | $442,000 | 2,938 |
| Additional noninterest expense | $1,340,000 | 2,575 |
| Pre-tax net operating income | $1,117,000 | 1,936 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-46,000 | 6,998 |
| Income before extraordinary items | $1,163,000 | 1,604 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,163,000 | 1,600 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,163,000 | 1,603 |
| Net charge-offs | $135,000 | 3,896 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,163,000 | 1,580 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,980,000 | 2,880 |
| Total interest expense | $985,000 | 3,087 |
| Net interest income | $1,995,000 | 2,713 |
| Provision for loan and lease losses | $58,000 | 4,777 |
| Total noninterest income | $512,000 | 2,104 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $143,000 | 2,568 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $369,000 | 1,701 |
| Total noninterest expense | $1,616,000 | 2,935 |
| Salaries and employee benefits | $760,000 | 3,240 |
| Premises and equipment expense | $231,000 | 2,868 |
| Additional noninterest expense | $625,000 | 2,478 |
| Pre-tax net operating income | $833,000 | 1,538 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $44,000 | 2,995 |
| Income before extraordinary items | $789,000 | 1,394 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $789,000 | 1,394 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $789,000 | 1,396 |
| Net charge-offs | $46,000 | 3,656 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $789,000 | 1,314 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,697,000 | 2,879 |
| Total interest expense | $4,572,000 | 3,196 |
| Net interest income | $8,125,000 | 2,662 |
| Provision for loan and lease losses | $1,847,000 | 1,900 |
| Total noninterest income | $1,642,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $602,000 | 2,644 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,040,000 | 2,068 |
| Total noninterest expense | $6,093,000 | 3,032 |
| Salaries and employee benefits | $2,846,000 | 3,401 |
| Premises and equipment expense | $854,000 | 3,018 |
| Additional noninterest expense | $2,393,000 | 2,435 |
| Pre-tax net operating income | $1,827,000 | 2,641 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $430,000 | 1,999 |
| Income before extraordinary items | $1,397,000 | 2,639 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,397,000 | 2,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 3,574 |
| Cash dividends | $1,968,000 | 1,386 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,397,000 | 2,792 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,542,000 | 2,937 |
| Total interest expense | $3,493,000 | 3,249 |
| Net interest income | $6,049,000 | 2,705 |
| Provision for loan and lease losses | $204,000 | 4,180 |
| Total noninterest income | $1,209,000 | 2,567 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $449,000 | 2,670 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $760,000 | 2,184 |
| Total noninterest expense | $4,613,000 | 2,979 |
| Salaries and employee benefits | $2,177,000 | 3,394 |
| Premises and equipment expense | $670,000 | 2,916 |
| Additional noninterest expense | $1,766,000 | 2,398 |
| Pre-tax net operating income | $2,441,000 | 1,970 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $561,000 | 1,756 |
| Income before extraordinary items | $1,880,000 | 1,883 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,880,000 | 1,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,581 |
| Cash dividends | $1,311,000 | 1,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,880,000 | 1,981 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,353,000 | 2,978 |
| Total interest expense | $2,367,000 | 3,316 |
| Net interest income | $3,986,000 | 2,709 |
| Provision for loan and lease losses | $176,000 | 3,363 |
| Total noninterest income | $744,000 | 2,742 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $284,000 | 2,750 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $460,000 | 2,372 |
| Total noninterest expense | $3,023,000 | 3,032 |
| Salaries and employee benefits | $1,444,000 | 3,439 |
| Premises and equipment expense | $456,000 | 2,875 |
| Additional noninterest expense | $1,123,000 | 2,477 |
| Pre-tax net operating income | $1,531,000 | 2,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $340,000 | 2,052 |
| Income before extraordinary items | $1,191,000 | 2,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,191,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $80,000 | 3,288 |
| Cash dividends | $1,305,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,191,000 | 2,164 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,206,000 | 3,034 |
| Total interest expense | $1,255,000 | 3,338 |
| Net interest income | $1,951,000 | 2,761 |
| Provision for loan and lease losses | $134,000 | 2,329 |
| Total noninterest income | $358,000 | 2,800 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $129,000 | 2,906 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $229,000 | 2,362 |
| Total noninterest expense | $1,519,000 | 3,020 |
| Salaries and employee benefits | $726,000 | 3,454 |
| Premises and equipment expense | $232,000 | 2,828 |
| Additional noninterest expense | $561,000 | 2,456 |
| Pre-tax net operating income | $656,000 | 2,541 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $134,000 | 2,460 |
| Income before extraordinary items | $522,000 | 2,595 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $522,000 | 2,597 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $1,125,000 | 664 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $522,000 | 2,524 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,309,000 | 3,216 |
| Total interest expense | $5,027,000 | 3,457 |
| Net interest income | $7,282,000 | 2,987 |
| Provision for loan and lease losses | $108,000 | 4,801 |
| Total noninterest income | $1,744,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $577,000 | 2,756 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,167,000 | 2,003 |
| Total noninterest expense | $5,946,000 | 2,985 |
| Salaries and employee benefits | $2,962,000 | 3,253 |
| Premises and equipment expense | $869,000 | 2,886 |
| Additional noninterest expense | $2,115,000 | 2,532 |
| Pre-tax net operating income | $2,972,000 | 2,491 |
| Securities gains (losses) | $15,000 | 1,192 |
| Applicable income taxes | $798,000 | 2,143 |
| Income before extraordinary items | $2,189,000 | 2,643 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,189,000 | 2,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $91,000 | 3,898 |
| Cash dividends | $767,000 | 3,045 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,178,050 | 2,645 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,052,000 | 3,280 |
| Total interest expense | $3,663,000 | 3,524 |
| Net interest income | $5,389,000 | 3,025 |
| Provision for loan and lease losses | $45,000 | 5,124 |
| Total noninterest income | $1,346,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $425,000 | 2,778 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $921,000 | 1,936 |
| Total noninterest expense | $4,577,000 | 2,904 |
| Salaries and employee benefits | $2,260,000 | 3,199 |
| Premises and equipment expense | $650,000 | 2,870 |
| Additional noninterest expense | $1,667,000 | 2,374 |
| Pre-tax net operating income | $2,113,000 | 2,732 |
| Securities gains (losses) | $2,000 | 1,394 |
| Applicable income taxes | $479,000 | 2,591 |
| Income before extraordinary items | $1,636,000 | 2,800 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,636,000 | 2,798 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $180,000 | 4,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,634,460 | 2,783 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,832,000 | 3,374 |
| Total interest expense | $2,340,000 | 3,627 |
| Net interest income | $3,492,000 | 3,130 |
| Provision for loan and lease losses | $22,000 | 5,270 |
| Total noninterest income | $892,000 | 2,403 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $281,000 | 2,791 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $611,000 | 1,955 |
| Total noninterest expense | $3,065,000 | 2,920 |
| Salaries and employee benefits | $1,562,000 | 3,132 |
| Premises and equipment expense | $439,000 | 2,870 |
| Additional noninterest expense | $1,064,000 | 2,490 |
| Pre-tax net operating income | $1,297,000 | 2,949 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $285,000 | 2,794 |
| Income before extraordinary items | $1,014,000 | 3,012 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,014,000 | 3,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 2,952 |
| Cash dividends | $180,000 | 3,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,012,440 | 2,998 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,846,000 | 3,424 |
| Total interest expense | $1,117,000 | 3,722 |
| Net interest income | $1,729,000 | 3,145 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $350,000 | 2,803 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $131,000 | 2,892 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $219,000 | 2,412 |
| Total noninterest expense | $1,448,000 | 3,074 |
| Salaries and employee benefits | $705,000 | 3,436 |
| Premises and equipment expense | $218,000 | 2,906 |
| Additional noninterest expense | $525,000 | 2,507 |
| Pre-tax net operating income | $631,000 | 3,007 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $137,000 | 2,850 |
| Income before extraordinary items | $494,000 | 3,060 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $494,000 | 3,060 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,660 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $494,000 | 3,040 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,870,000 | 3,356 |
| Total interest expense | $4,036,000 | 3,574 |
| Net interest income | $6,834,000 | 3,172 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $1,503,000 | 2,699 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $528,000 | 2,946 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $975,000 | 2,267 |
| Total noninterest expense | $5,747,000 | 2,976 |
| Salaries and employee benefits | $2,815,000 | 3,305 |
| Premises and equipment expense | $840,000 | 2,876 |
| Additional noninterest expense | $2,092,000 | 2,461 |
| Pre-tax net operating income | $2,590,000 | 3,056 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $545,000 | 3,026 |
| Income before extraordinary items | $2,045,000 | 3,053 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,045,000 | 3,054 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,644 |
| Cash dividends | $796,000 | 2,987 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,045,000 | 3,046 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,016,000 | 3,372 |
| Total interest expense | $2,910,000 | 3,591 |
| Net interest income | $5,106,000 | 3,210 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $1,098,000 | 2,745 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $393,000 | 2,984 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $705,000 | 2,311 |
| Total noninterest expense | $4,428,000 | 2,902 |
| Salaries and employee benefits | $2,167,000 | 3,238 |
| Premises and equipment expense | $638,000 | 2,860 |
| Additional noninterest expense | $1,623,000 | 2,380 |
| Pre-tax net operating income | $1,776,000 | 3,376 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $372,000 | 3,272 |
| Income before extraordinary items | $1,404,000 | 3,346 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,404,000 | 3,348 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $152,000 | 4,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,404,000 | 3,334 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,129,000 | 3,443 |
| Total interest expense | $1,796,000 | 3,661 |
| Net interest income | $3,333,000 | 3,270 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $686,000 | 2,858 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $251,000 | 3,050 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $435,000 | 2,420 |
| Total noninterest expense | $2,928,000 | 2,938 |
| Salaries and employee benefits | $1,444,000 | 3,240 |
| Premises and equipment expense | $432,000 | 2,804 |
| Additional noninterest expense | $1,052,000 | 2,446 |
| Pre-tax net operating income | $1,091,000 | 3,583 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $218,000 | 3,498 |
| Income before extraordinary items | $873,000 | 3,527 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $873,000 | 3,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 7,722 |
| Cash dividends | $152,000 | 3,967 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $873,000 | 3,516 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,492,000 | 3,450 |
| Total interest expense | $849,000 | 3,673 |
| Net interest income | $1,643,000 | 3,292 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $340,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $120,000 | 3,078 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $220,000 | 2,353 |
| Total noninterest expense | $1,483,000 | 2,901 |
| Salaries and employee benefits | $725,000 | 3,234 |
| Premises and equipment expense | $226,000 | 2,708 |
| Additional noninterest expense | $532,000 | 2,411 |
| Pre-tax net operating income | $500,000 | 3,728 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $92,000 | 3,707 |
| Income before extraordinary items | $408,000 | 3,659 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $408,000 | 3,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 7,292 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $408,000 | 3,640 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $9,696,000 | 3,227 |
| Total interest expense | $2,960,000 | 3,366 |
| Net interest income | $6,736,000 | 3,135 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,522,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $501,000 | 3,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,021,000 | 2,184 |
| Total noninterest expense | $5,628,000 | 2,911 |
| Salaries and employee benefits | $2,759,000 | 3,196 |
| Premises and equipment expense | $852,000 | 2,729 |
| Additional noninterest expense | $2,017,000 | 2,469 |
| Pre-tax net operating income | $2,630,000 | 3,064 |
| Securities gains (losses) | $2,000 | 1,993 |
| Applicable income taxes | $598,000 | 3,080 |
| Income before extraordinary items | $2,034,000 | 3,063 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,034,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,345 |
| Cash dividends | $2,968,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,032,460 | 3,026 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,196,000 | 3,201 |
| Total interest expense | $2,159,000 | 3,285 |
| Net interest income | $5,037,000 | 3,129 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $1,164,000 | 2,637 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $369,000 | 3,080 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $795,000 | 2,130 |
| Total noninterest expense | $4,176,000 | 2,912 |
| Salaries and employee benefits | $2,019,000 | 3,249 |
| Premises and equipment expense | $643,000 | 2,698 |
| Additional noninterest expense | $1,514,000 | 2,430 |
| Pre-tax net operating income | $2,025,000 | 3,025 |
| Securities gains (losses) | $2,000 | 2,008 |
| Applicable income taxes | $487,000 | 2,998 |
| Income before extraordinary items | $1,540,000 | 3,064 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,540,000 | 3,065 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,360 |
| Cash dividends | $2,081,000 | 1,022 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,538,480 | 3,030 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,664,000 | 3,214 |
| Total interest expense | $1,378,000 | 3,265 |
| Net interest income | $3,286,000 | 3,159 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $699,000 | 2,772 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $236,000 | 3,145 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $463,000 | 2,304 |
| Total noninterest expense | $2,724,000 | 2,960 |
| Salaries and employee benefits | $1,316,000 | 3,295 |
| Premises and equipment expense | $432,000 | 2,650 |
| Additional noninterest expense | $976,000 | 2,490 |
| Pre-tax net operating income | $1,261,000 | 3,134 |
| Securities gains (losses) | $2,000 | 1,855 |
| Applicable income taxes | $301,000 | 3,104 |
| Income before extraordinary items | $962,000 | 3,180 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $962,000 | 3,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-35,000 | 8,359 |
| Cash dividends | $1,851,000 | 783 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $960,480 | 3,133 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,286,000 | 3,243 |
| Total interest expense | $666,000 | 3,245 |
| Net interest income | $1,620,000 | 3,190 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $336,000 | 2,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $111,000 | 3,214 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $225,000 | 2,301 |
| Total noninterest expense | $1,344,000 | 2,996 |
| Salaries and employee benefits | $652,000 | 3,312 |
| Premises and equipment expense | $220,000 | 2,640 |
| Additional noninterest expense | $472,000 | 2,573 |
| Pre-tax net operating income | $612,000 | 3,178 |
| Securities gains (losses) | $2,000 | 1,406 |
| Applicable income taxes | $148,000 | 3,123 |
| Income before extraordinary items | $466,000 | 3,217 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $466,000 | 3,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,610 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $464,480 | 3,191 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $8,976,000 | 3,106 |
| Total interest expense | $2,704,000 | 2,862 |
| Net interest income | $6,272,000 | 3,177 |
| Provision for loan and lease losses | $330,000 | 2,726 |
| Total noninterest income | $1,362,000 | 2,869 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $459,000 | 3,329 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $903,000 | 2,296 |
| Total noninterest expense | $5,391,000 | 2,911 |
| Salaries and employee benefits | $2,724,000 | 3,118 |
| Premises and equipment expense | $797,000 | 2,796 |
| Additional noninterest expense | $1,870,000 | 2,570 |
| Pre-tax net operating income | $1,913,000 | 3,602 |
| Securities gains (losses) | $3,000 | 3,369 |
| Applicable income taxes | $362,000 | 3,882 |
| Income before extraordinary items | $1,554,000 | 3,546 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,554,000 | 3,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 4,883 |
| Cash dividends | $716,000 | 2,920 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,551,570 | 3,484 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,697,000 | 3,097 |
| Total interest expense | $2,031,000 | 2,795 |
| Net interest income | $4,666,000 | 3,181 |
| Provision for loan and lease losses | $253,000 | 2,556 |
| Total noninterest income | $1,004,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $337,000 | 3,399 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $667,000 | 2,338 |
| Total noninterest expense | $4,031,000 | 2,892 |
| Salaries and employee benefits | $2,042,000 | 3,075 |
| Premises and equipment expense | $595,000 | 2,804 |
| Additional noninterest expense | $1,394,000 | 2,542 |
| Pre-tax net operating income | $1,386,000 | 3,779 |
| Securities gains (losses) | $3,000 | 3,253 |
| Applicable income taxes | $311,000 | 3,734 |
| Income before extraordinary items | $1,078,000 | 3,831 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,078,000 | 3,831 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 8,054 |
| Cash dividends | $164,000 | 4,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,075,660 | 3,754 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,427,000 | 3,105 |
| Total interest expense | $1,376,000 | 2,760 |
| Net interest income | $3,051,000 | 3,240 |
| Provision for loan and lease losses | $160,000 | 2,593 |
| Total noninterest income | $611,000 | 3,126 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $214,000 | 3,491 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $397,000 | 2,526 |
| Total noninterest expense | $2,643,000 | 2,941 |
| Salaries and employee benefits | $1,346,000 | 3,124 |
| Premises and equipment expense | $400,000 | 2,787 |
| Additional noninterest expense | $897,000 | 2,629 |
| Pre-tax net operating income | $859,000 | 3,926 |
| Securities gains (losses) | $3,000 | 2,926 |
| Applicable income taxes | $187,000 | 3,900 |
| Income before extraordinary items | $675,000 | 3,935 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $675,000 | 3,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-19,000 | 8,411 |
| Cash dividends | $164,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $672,660 | 3,868 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,225,000 | 3,095 |
| Total interest expense | $727,000 | 2,667 |
| Net interest income | $1,498,000 | 3,263 |
| Provision for loan and lease losses | $90,000 | 2,254 |
| Total noninterest income | $313,000 | 3,017 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $104,000 | 3,485 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $209,000 | 2,406 |
| Total noninterest expense | $1,317,000 | 2,947 |
| Salaries and employee benefits | $670,000 | 3,150 |
| Premises and equipment expense | $206,000 | 2,742 |
| Additional noninterest expense | $441,000 | 2,654 |
| Pre-tax net operating income | $404,000 | 4,058 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $83,000 | 4,079 |
| Income before extraordinary items | $321,000 | 4,090 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $321,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,486 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $321,000 | 3,947 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $10,231,000 | 2,773 |
| Total interest expense | $3,566,000 | 2,464 |
| Net interest income | $6,665,000 | 2,883 |
| Provision for loan and lease losses | $429,000 | 2,448 |
| Total noninterest income | $2,272,000 | 2,112 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $429,000 | 3,493 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,843,000 | 1,558 |
| Total noninterest expense | $5,384,000 | 2,873 |
| Salaries and employee benefits | $2,765,000 | 2,982 |
| Premises and equipment expense | $742,000 | 2,935 |
| Additional noninterest expense | $1,877,000 | 2,540 |
| Pre-tax net operating income | $3,124,000 | 2,420 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $848,000 | 2,429 |
| Income before extraordinary items | $2,276,000 | 2,583 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,276,000 | 2,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,575 |
| Cash dividends | $713,000 | 2,915 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,276,000 | 2,462 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $7,904,000 | 2,726 |
| Total interest expense | $2,781,000 | 2,462 |
| Net interest income | $5,123,000 | 2,831 |
| Provision for loan and lease losses | $349,000 | 2,267 |
| Total noninterest income | $1,946,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $320,000 | 3,516 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,626,000 | 1,450 |
| Total noninterest expense | $4,092,000 | 2,840 |
| Salaries and employee benefits | $2,117,000 | 2,933 |
| Premises and equipment expense | $565,000 | 2,904 |
| Additional noninterest expense | $1,410,000 | 2,540 |
| Pre-tax net operating income | $2,628,000 | 2,281 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $741,000 | 2,313 |
| Income before extraordinary items | $1,887,000 | 2,449 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,887,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 4,747 |
| Cash dividends | $164,000 | 4,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,887,000 | 2,330 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $5,395,000 | 2,688 |
| Total interest expense | $1,950,000 | 2,430 |
| Net interest income | $3,445,000 | 2,804 |
| Provision for loan and lease losses | $182,000 | 2,663 |
| Total noninterest income | $1,333,000 | 1,881 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $212,000 | 3,487 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $1,121,000 | 1,395 |
| Total noninterest expense | $2,656,000 | 2,911 |
| Salaries and employee benefits | $1,384,000 | 2,993 |
| Premises and equipment expense | $373,000 | 2,933 |
| Additional noninterest expense | $899,000 | 2,619 |
| Pre-tax net operating income | $1,940,000 | 2,095 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $557,000 | 2,161 |
| Income before extraordinary items | $1,383,000 | 2,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,383,000 | 2,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 4,544 |
| Cash dividends | $164,000 | 3,744 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,383,000 | 2,137 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $2,792,000 | 2,637 |
| Total interest expense | $1,006,000 | 2,426 |
| Net interest income | $1,786,000 | 2,709 |
| Provision for loan and lease losses | $90,000 | 2,494 |
| Total noninterest income | $328,000 | 3,053 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $102,000 | 3,492 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $226,000 | 2,503 |
| Total noninterest expense | $1,288,000 | 2,963 |
| Salaries and employee benefits | $685,000 | 3,013 |
| Premises and equipment expense | $188,000 | 2,908 |
| Additional noninterest expense | $415,000 | 2,767 |
| Pre-tax net operating income | $736,000 | 2,641 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $198,000 | 2,716 |
| Income before extraordinary items | $538,000 | 2,790 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $538,000 | 2,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 8,300 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $538,000 | 2,649 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $11,813,000 | 2,595 |
| Total interest expense | $4,415,000 | 2,522 |
| Net interest income | $7,398,000 | 2,585 |
| Provision for loan and lease losses | $454,000 | 2,559 |
| Total noninterest income | $1,303,000 | 2,907 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $420,000 | 3,412 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $883,000 | 2,352 |
| Total noninterest expense | $5,234,000 | 2,805 |
| Salaries and employee benefits | $2,827,000 | 2,782 |
| Premises and equipment expense | $631,000 | 3,260 |
| Additional noninterest expense | $1,776,000 | 2,569 |
| Pre-tax net operating income | $3,013,000 | 2,495 |
| Securities gains (losses) | $29,000 | 2,860 |
| Applicable income taxes | $739,000 | 2,734 |
| Income before extraordinary items | $2,303,000 | 2,512 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,303,000 | 2,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $118,000 | 3,898 |
| Cash dividends | $713,000 | 2,856 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,280,960 | 2,443 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $11,894,000 | 2,857 |
| Total interest expense | $5,355,000 | 2,970 |
| Net interest income | $6,539,000 | 2,729 |
| Provision for loan and lease losses | $213,000 | 3,992 |
| Total noninterest income | $981,000 | 3,381 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $397,000 | 3,421 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $584,000 | 2,876 |
| Total noninterest expense | $4,569,000 | 3,048 |
| Salaries and employee benefits | $2,222,000 | 3,293 |
| Premises and equipment expense | $501,000 | 3,857 |
| Additional noninterest expense | $1,846,000 | 2,419 |
| Pre-tax net operating income | $2,738,000 | 2,467 |
| Securities gains (losses) | $16,000 | 3,318 |
| Applicable income taxes | $783,000 | 2,470 |
| Income before extraordinary items | $1,971,000 | 2,570 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,971,000 | 2,576 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,943 |
| Cash dividends | $649,000 | 3,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,959,480 | 2,504 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $11,532,000 | 2,991 |
| Total interest expense | $5,527,000 | 3,014 |
| Net interest income | $6,005,000 | 2,943 |
| Provision for loan and lease losses | $367,000 | 2,442 |
| Total noninterest income | $876,000 | 3,452 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $311,000 | 3,954 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $565,000 | 2,733 |
| Total noninterest expense | $4,029,000 | 3,311 |
| Salaries and employee benefits | $2,087,000 | 3,352 |
| Premises and equipment expense | $447,000 | 4,161 |
| Additional noninterest expense | $1,495,000 | 2,833 |
| Pre-tax net operating income | $2,485,000 | 2,773 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $727,000 | 2,709 |
| Income before extraordinary items | $1,758,000 | 2,852 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,758,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $205,000 | 2,367 |
| Cash dividends | $582,000 | 3,287 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,758,000 | 2,850 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,399,000 | 3,108 |
| Total interest expense | $4,592,000 | 3,158 |
| Net interest income | $5,807,000 | 3,008 |
| Provision for loan and lease losses | $374,000 | 2,217 |
| Total noninterest income | $810,000 | 3,587 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 4,569 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $564,000 | 2,735 |
| Total noninterest expense | $3,953,000 | 3,342 |
| Salaries and employee benefits | $1,866,000 | 3,641 |
| Premises and equipment expense | $391,000 | 4,622 |
| Additional noninterest expense | $1,696,000 | 2,548 |
| Pre-tax net operating income | $2,290,000 | 2,992 |
| Securities gains (losses) | $7,000 | 1,949 |
| Applicable income taxes | $669,000 | 2,993 |
| Income before extraordinary items | $1,628,000 | 3,047 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,628,000 | 3,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $308,000 | 1,778 |
| Cash dividends | $552,000 | 3,307 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,623,030 | 3,017 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $9,488,000 | 3,383 |
| Total interest expense | $4,061,000 | 3,638 |
| Net interest income | $5,427,000 | 3,167 |
| Provision for loan and lease losses | $302,000 | 2,556 |
| Total noninterest income | $830,000 | 3,522 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $222,000 | 4,846 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $608,000 | 2,630 |
| Total noninterest expense | $3,445,000 | 3,666 |
| Salaries and employee benefits | $1,704,000 | 3,830 |
| Premises and equipment expense | $370,000 | 4,705 |
| Additional noninterest expense | $1,371,000 | 3,001 |
| Pre-tax net operating income | $2,510,000 | 2,776 |
| Securities gains (losses) | $1,000 | 4,151 |
| Applicable income taxes | $800,000 | 2,746 |
| Income before extraordinary items | $1,711,000 | 2,911 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,711,000 | 2,912 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,185 |
| Cash dividends | $552,000 | 3,299 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,710,320 | 2,826 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,582,000 | 3,727 |
| Total interest expense | $3,682,000 | 3,963 |
| Net interest income | $4,900,000 | 3,554 |
| Provision for loan and lease losses | $201,000 | 3,418 |
| Total noninterest income | $526,000 | 4,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $318,000 | 3,801 |
| Total noninterest expense | $3,226,000 | 3,868 |
| Salaries and employee benefits | $1,579,000 | 4,062 |
| Premises and equipment expense | $383,000 | 4,595 |
| Additional noninterest expense | $1,264,000 | 3,200 |
| Pre-tax net operating income | $1,999,000 | 3,534 |
| Securities gains (losses) | $1,000 | 3,559 |
| Applicable income taxes | $611,000 | 3,613 |
| Income before extraordinary items | $1,389,000 | 3,594 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,389,000 | 3,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,597 |
| Cash dividends | $455,000 | 3,673 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,388,310 | 3,513 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,161,000 | 3,962 |
| Total interest expense | $3,576,000 | 4,107 |
| Net interest income | $4,585,000 | 3,831 |
| Provision for loan and lease losses | $145,000 | 4,158 |
| Total noninterest income | $533,000 | 4,947 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $223,000 | 5,192 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $310,000 | 3,995 |
| Total noninterest expense | $3,180,000 | 4,108 |
| Salaries and employee benefits | $1,602,000 | 4,063 |
| Premises and equipment expense | $419,000 | 4,367 |
| Additional noninterest expense | $1,159,000 | 3,896 |
| Pre-tax net operating income | $1,793,000 | 3,743 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $541,000 | 3,896 |
| Income before extraordinary items | $1,252,000 | 3,735 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,252,000 | 3,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,197 |
| Cash dividends | $368,000 | 4,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,252,000 | 3,682 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,441,000 | 4,313 |
| Total interest expense | $3,085,000 | 4,634 |
| Net interest income | $4,356,000 | 4,017 |
| Provision for loan and lease losses | $188,000 | 3,145 |
| Total noninterest income | $510,000 | 5,117 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $298,000 | 4,015 |
| Total noninterest expense | $3,068,000 | 4,201 |
| Salaries and employee benefits | $1,491,000 | 4,302 |
| Premises and equipment expense | $418,000 | 4,359 |
| Additional noninterest expense | $1,159,000 | 3,859 |
| Pre-tax net operating income | $1,610,000 | 4,205 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $496,000 | 4,219 |
| Income before extraordinary items | $1,113,000 | 4,211 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,113,000 | 4,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,084 |
| Cash dividends | $338,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,113,690 | 4,188 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,257,000 | 4,681 |
| Total interest expense | $2,510,000 | 4,635 |
| Net interest income | $3,747,000 | 4,642 |
| Provision for loan and lease losses | $183,000 | 3,178 |
| Total noninterest income | $466,000 | 5,543 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $212,000 | 5,636 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,551 |
| Total noninterest expense | $2,904,000 | 4,540 |
| Salaries and employee benefits | $1,376,000 | 4,641 |
| Premises and equipment expense | $394,000 | 4,638 |
| Additional noninterest expense | $1,134,000 | 4,258 |
| Pre-tax net operating income | $1,126,000 | 5,474 |
| Securities gains (losses) | $14,000 | 2,006 |
| Applicable income taxes | $310,000 | 5,758 |
| Income before extraordinary items | $830,000 | 5,217 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $830,000 | 5,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $206,000 | 2,455 |
| Cash dividends | $736,000 | 2,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $819,780 | 5,325 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,060,000 | 4,906 |
| Total interest expense | $2,829,000 | 4,338 |
| Net interest income | $3,231,000 | 5,306 |
| Provision for loan and lease losses | $274,000 | 3,207 |
| Total noninterest income | $499,000 | 5,608 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $226,000 | 5,496 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $273,000 | 4,734 |
| Total noninterest expense | $2,851,000 | 4,713 |
| Salaries and employee benefits | $1,426,000 | 4,468 |
| Premises and equipment expense | $361,000 | 5,108 |
| Additional noninterest expense | $1,064,000 | 4,670 |
| Pre-tax net operating income | $605,000 | 7,916 |
| Securities gains (losses) | $4,000 | 6,316 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $503,000 | 7,526 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $503,000 | 7,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $279,000 | 2,575 |
| Cash dividends | $124,000 | 6,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $499,680 | 7,306 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,922,000 | 4,872 |
| Total interest expense | $3,531,000 | 4,516 |
| Net interest income | $3,391,000 | 5,151 |
| Provision for loan and lease losses | $120,000 | 6,707 |
| Total noninterest income | $571,000 | 5,143 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $231,000 | 5,417 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $340,000 | 4,104 |
| Total noninterest expense | $2,919,000 | 4,652 |
| Salaries and employee benefits | $1,456,000 | 4,339 |
| Premises and equipment expense | $367,000 | 5,151 |
| Additional noninterest expense | $1,096,000 | 4,700 |
| Pre-tax net operating income | $923,000 | 5,977 |
| Securities gains (losses) | $14,000 | 6,053 |
| Applicable income taxes | $224,000 | 7,109 |
| Income before extraordinary items | $713,000 | 5,839 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $713,000 | 5,906 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 9,186 |
| Cash dividends | $113,000 | 6,338 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $702,360 | 5,560 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.