Home > Central National Bank > Net charge- offs to loans
Central National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0997% | 4,494 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1187% | 4,531 |
| Percentage Net Loans Charged-off:Construction & development | -0.0205% | 4,338 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0909% | 4,489 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.1513% | 4,564 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0120% | 3,984 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0439% | 4,360 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0937% | 4,237 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4319% | 1,322 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4319% | 1,197 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0385% | 4,312 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0521% | 4,430 |
| Percentage Net Loans Charged-off:Construction & development | -0.0207% | 4,387 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0884% | 4,510 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0049% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1299% | 78 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0314% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1003% | 4,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6307% | 889 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6307% | 837 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0455% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 4,464 |
| Percentage Net Loans Charged-off:Construction & development | -0.0212% | 4,442 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0828% | 4,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0172% | 320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2118% | 48 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0377% | 4,329 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1119% | 4,300 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4312% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4312% | 1,055 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0513% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0677% | 4,537 |
| Percentage Net Loans Charged-off:Construction & development | -0.0195% | 4,523 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0775% | 4,568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0550% | 4,479 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 4,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0642% | 4,508 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1525% | 4,378 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7684% | 710 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7684% | 646 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0291% | 1,482 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0933% | 232 |
| Percentage Net Loans Charged-off:Construction & development | -0.0238% | 4,429 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2292% | 135 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0456% | 4,326 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0433% | 4,470 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0462% | 4,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1963% | 4,365 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2561% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2561% | 1,458 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0695% | 809 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1324% | 132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0243% | 4,467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3187% | 79 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0583% | 4,424 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0504% | 4,505 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0605% | 4,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2309% | 4,414 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0073% | 2,396 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0073% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0081% | 3,511 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 3,987 |
| Percentage Net Loans Charged-off:Construction & development | -0.0246% | 4,087 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0155% | 220 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0853% | 4,400 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0653% | 3,355 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0909% | 4,416 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0751% | 617 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0764% | 1,870 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0764% | 1,790 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0363% | 933 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0466% | 224 |
| Percentage Net Loans Charged-off:Construction & development | -0.0252% | 4,164 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1564% | 72 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0475% | 4,310 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1074% | 3,433 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0305% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2265% | 299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0217% | 1,780 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0217% | 1,692 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6636% | 33 |
| Percentage Net Loans Charged-off:Construction & development | -0.0387% | 4,141 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.3645% | 43 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0747% | 4,384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1221% | 3,461 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0633% | 4,334 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0625% | 1,083 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0265% | 2,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0265% | 2,301 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1156% | 668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2622% | 132 |
| Percentage Net Loans Charged-off:Construction & development | -0.0438% | 4,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5729% | 91 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0921% | 4,513 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1467% | 3,546 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0798% | 4,470 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1483% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0281% | 3,813 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0281% | 3,769 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1812% | 466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4120% | 82 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,255 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8633% | 62 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0805% | 4,524 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2147% | 3,594 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0520% | 4,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2580% | 463 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1999% | 4,282 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1999% | 4,244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0674% | 4,505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0254% | 4,344 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 4,306 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0253% | 4,259 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0915% | 3,575 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0121% | 4,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0394% | 4,060 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2688% | 4,323 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2688% | 4,289 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7094% | 210 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6760% | 79 |
| Percentage Net Loans Charged-off:Construction & development | -0.0386% | 4,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2507% | 94 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0317% | 4,412 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0910% | 3,591 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0192% | 4,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1396% | 4,505 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1287% | 4,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1287% | 4,482 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3208% | 491 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4141% | 136 |
| Percentage Net Loans Charged-off:Construction & development | -0.0386% | 4,341 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6521% | 128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0037% | 1,255 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1114% | 176 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0201% | 4,306 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1236% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0689% | 4,357 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0689% | 4,312 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,540 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,358 |
| Percentage Net Loans Charged-off:Construction & development | -0.0367% | 4,358 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0261% | 4,648 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0248% | 825 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2091% | 113 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0169% | 4,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2244% | 4,626 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1683% | 4,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1683% | 4,507 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0831% | 4,779 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0211% | 4,493 |
| Percentage Net Loans Charged-off:Construction & development | -0.0289% | 4,397 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 4,651 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0469% | 4,616 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1184% | 3,667 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0292% | 4,499 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3106% | 4,661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1268% | 2,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1268% | 1,918 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0428% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1092% | 4,932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0609% | 4,447 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0044% | 1,051 |
| Percentage Net Loans Charged-off: Multi-family residential | -3.7954% | 4,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0690% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6605% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0787% | 4,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3315% | 1,135 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4594% | 1,667 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4594% | 1,551 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1316% | 1,208 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 4,001 |
| Percentage Net Loans Charged-off:Construction & development | -0.0615% | 4,511 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0170% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5867% | 4,263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0861% | 639 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7628% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0826% | 4,891 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2773% | 1,015 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4598% | 1,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4597% | 1,437 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 979 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0432% | 4,830 |
| Percentage Net Loans Charged-off:Construction & development | -0.0633% | 4,563 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0447% | 4,900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0460% | 4,767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1974% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1076% | 4,984 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3064% | 825 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3364% | 1,732 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3364% | 1,615 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3842% | 404 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0429% | 4,921 |
| Percentage Net Loans Charged-off:Construction & development | -0.0832% | 4,676 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0450% | 4,997 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0570% | 4,907 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 4,971 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8564% | 5,056 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7366% | 978 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7366% | 901 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1480% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1548% | 5,191 |
| Percentage Net Loans Charged-off:Construction & development | -0.2725% | 4,774 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2221% | 383 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.6845% | 4,409 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5052% | 5,277 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7965% | 4,014 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4367% | 5,260 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.2170% | 5,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0680% | 3,082 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0680% | 2,985 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1645% | 5,267 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1597% | 5,242 |
| Percentage Net Loans Charged-off:Construction & development | -0.1904% | 4,772 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3950% | 175 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.1556% | 4,438 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6010% | 5,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8251% | 4,041 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5501% | 5,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6057% | 5,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0700% | 2,855 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0700% | 2,748 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0382% | 2,086 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1584% | 378 |
| Percentage Net Loans Charged-off:Construction & development | -0.1396% | 4,768 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6051% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0317% | 4,453 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4064% | 5,367 |
| Percentage Net Loans Charged-off: Home equity loans | -0.8977% | 4,069 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2997% | 5,330 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.2639% | 5,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2442% | 1,980 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2442% | 1,870 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 2,473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4245% | 117 |
| Percentage Net Loans Charged-off:Construction & development | -0.1227% | 4,834 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1972% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2397% | 4,459 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.6034% | 5,451 |
| Percentage Net Loans Charged-off: Home equity loans | -2.9621% | 4,138 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1034% | 5,227 |
| Percentage Net Loans Charged-off: Commercial and industrial | -5.2602% | 5,379 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1890% | 1,962 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1890% | 1,843 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0331% | 3,130 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6154% | 5,583 |
| Percentage Net Loans Charged-off:Construction & development | -0.2672% | 4,949 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0093% | 1,206 |
| Percentage Net Loans Charged-off: Multi-family residential | -12.0859% | 4,608 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4163% | 5,507 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0770% | 474 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4994% | 5,514 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9070% | 671 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4239% | 1,940 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4239% | 1,805 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2492% | 5,580 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7447% | 5,646 |
| Percentage Net Loans Charged-off:Construction & development | -0.3338% | 5,030 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0206% | 4,969 |
| Percentage Net Loans Charged-off: Multi-family residential | -15.7245% | 4,630 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1494% | 5,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1316% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1946% | 5,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6406% | 327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5207% | 1,540 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5207% | 1,397 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2899% | 701 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1411% | 5,496 |
| Percentage Net Loans Charged-off:Construction & development | -0.4125% | 5,089 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0276% | 5,114 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7112% | 4,620 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2695% | 5,560 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4093% | 4,217 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2483% | 5,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4934% | 194 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6758% | 1,185 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6758% | 1,065 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0858% | 1,492 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1757% | 5,611 |
| Percentage Net Loans Charged-off:Construction & development | -0.8220% | 5,217 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0226% | 5,217 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.4044% | 4,655 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1753% | 5,564 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7622% | 4,294 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0911% | 5,413 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1826% | 5,122 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6690% | 1,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6690% | 1,046 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0343% | 3,344 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6234% | 5,817 |
| Percentage Net Loans Charged-off:Construction & development | -5.6142% | 5,448 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0802% | 912 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.0874% | 5,795 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2549% | 4,293 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1815% | 5,795 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6708% | 858 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2678% | 2,513 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2678% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8716% | 318 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0921% | 2,031 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.4337% | 5,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0668% | 359 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0580% | 5,383 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.4092% | 5,868 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1258% | 4,245 |
| All other 1-4 family - Percent of loans charged-off, net | -1.5489% | 5,866 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0548% | 486 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1665% | 2,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1665% | 2,455 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3083% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0849% | 1,996 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.6825% | 5,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.1799% | 244 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0728% | 5,523 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -2.2597% | 5,951 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1447% | 4,305 |
| All other 1-4 family - Percent of loans charged-off, net | -2.4850% | 5,950 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1228% | 422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0389% | 2,960 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0389% | 2,818 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0706% | 266 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0550% | 5,375 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0915% | 5,640 |
| Percentage Net Loans Charged-off:Construction & development | -0.1304% | 5,155 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1823% | 5,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0288% | 5,270 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1477% | 4,331 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0159% | 5,125 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1489% | 5,255 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7631% | 1,029 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7631% | 925 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0224% | 5,177 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.3927% | 6,054 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.5373% | 6,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.5612% | 5,389 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0274% | 5,339 |
| Percentage Net Loans Charged-off: Multi-family residential | -7.4247% | 4,936 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.4367% | 6,000 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0562% | 4,266 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4680% | 5,998 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2774% | 5,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0262% | 3,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0262% | 3,487 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0259% | 5,202 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5360% | 6,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.7295% | 6,151 |
| Percentage Net Loans Charged-off:Construction & development | -0.8148% | 5,521 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1327% | 5,789 |
| Percentage Net Loans Charged-off: Multi-family residential | -9.5316% | 4,984 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5929% | 6,094 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0192% | 782 |
| All other 1-4 family - Percent of loans charged-off, net | -0.6404% | 6,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4128% | 5,668 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0611% | 5,247 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0611% | 5,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0064% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.7758% | 6,249 |
| Percentage Net Loans Charged-off: Total real estate loans | -1.0614% | 6,232 |
| Percentage Net Loans Charged-off:Construction & development | -1.2905% | 5,623 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0998% | 5,817 |
| Percentage Net Loans Charged-off: Multi-family residential | -14.2829% | 5,017 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.9431% | 6,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1477% | 4,474 |
| All other 1-4 family - Percent of loans charged-off, net | -1.0025% | 6,188 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4747% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2248% | 5,592 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2248% | 5,547 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0244% | 1,035 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.5736% | 6,260 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.8064% | 6,262 |
| Percentage Net Loans Charged-off:Construction & development | -2.5130% | 5,709 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1757% | 6,040 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.6406% | 4,985 |
| Percentage Net Loans Charged-off: 1-4 family residential | -1.8754% | 6,274 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5362% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -2.0576% | 6,274 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1655% | 5,430 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4227% | 5,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4227% | 5,747 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0642% | 739 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0130% | 5,615 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0800% | 2,583 |
| Percentage Net Loans Charged-off:Construction & development | -5.1080% | 5,919 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2673% | 6,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.2547% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0650% | 6,032 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3541% | 4,714 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0403% | 5,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8111% | 6,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2226% | 2,783 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2226% | 2,623 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0934% | 5,603 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2961% | 6,386 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2902% | 6,368 |
| Percentage Net Loans Charged-off:Construction & development | -6.7931% | 5,980 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4174% | 6,294 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4334% | 5,163 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0922% | 2,239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0682% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0943% | 2,117 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.8800% | 6,123 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2071% | 5,844 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2071% | 5,793 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0973% | 5,662 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0015% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1132% | 1,934 |
| Percentage Net Loans Charged-off:Construction & development | -2.6989% | 5,923 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3525% | 724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0675% | 2,252 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2982% | 517 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0468% | 2,312 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7908% | 6,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0580% | 3,090 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0580% | 2,947 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1270% | 5,734 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2441% | 1,345 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3964% | 718 |
| Percentage Net Loans Charged-off:Construction & development | -1.6797% | 5,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4478% | 448 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7500% | 428 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8247% | 224 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7431% | 432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9379% | 6,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6368% | 1,255 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6368% | 1,141 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0293% | 869 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0909% | 6,454 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0788% | 6,395 |
| Percentage Net Loans Charged-off:Construction & development | 16.7675% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0990% | 6,343 |
| Percentage Net Loans Charged-off: Multi-family residential | -4.8458% | 5,414 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0251% | 6,211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9901% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1139% | 6,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2819% | 6,020 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2115% | 6,173 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2115% | 6,117 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0248% | 5,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0695% | 6,405 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0727% | 6,411 |
| Percentage Net Loans Charged-off:Construction & development | 24.2616% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0251% | 6,137 |
| Percentage Net Loans Charged-off: Multi-family residential | -6.2879% | 5,454 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1065% | 6,472 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3419% | 303 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2313% | 6,589 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0414% | 5,276 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1301% | 5,950 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1301% | 5,889 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0533% | 5,749 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0156% | 4,525 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0233% | 3,524 |
| Percentage Net Loans Charged-off:Construction & development | -0.5621% | 5,967 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0377% | 6,292 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.1930% | 5,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1854% | 2,084 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0424% | 200 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 2,947 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0475% | 2,183 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3476% | 6,231 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3476% | 6,179 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0523% | 1,057 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0490% | 6,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0040% | 3,031 |
| Percentage Net Loans Charged-off:Construction & development | -0.4602% | 5,991 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4599% | 729 |
| Percentage Net Loans Charged-off: Multi-family residential | -2.0913% | 5,442 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0683% | 6,412 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6085% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2078% | 6,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5202% | 6,341 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2286% | 5,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2286% | 5,940 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0136% | 5,638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4378% | 2,485 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6347% | 1,621 |
| Percentage Net Loans Charged-off:Construction & development | -0.9978% | 6,313 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0752% | 2,794 |
| Percentage Net Loans Charged-off: Multi-family residential | 7.1103% | 114 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3395% | 2,323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0783% | 5,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 2,087 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3425% | 6,417 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1032% | 6,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1032% | 6,185 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0475% | 1,406 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2467% | 3,242 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4024% | 2,194 |
| Percentage Net Loans Charged-off:Construction & development | -13.5930% | 6,520 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2116% | 2,019 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.8796% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2810% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3347% | 5,185 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3441% | 2,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5416% | 6,593 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2780% | 6,525 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2780% | 6,466 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0619% | 1,205 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4013% | 2,420 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5196% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | -20.0968% | 6,551 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0300% | 2,326 |
| Percentage Net Loans Charged-off: Multi-family residential | 9.0736% | 92 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4202% | 1,845 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4501% | 5,213 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5139% | 1,569 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2091% | 2,215 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1996% | 6,325 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1996% | 6,253 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1002% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7221% | 1,393 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7866% | 1,150 |
| Percentage Net Loans Charged-off:Construction & development | -42.0808% | 6,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5331% | 948 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.2327% | 52 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6318% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.7725% | 5,262 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7926% | 1,012 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4555% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7961% | 1,350 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7961% | 1,212 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0060% | 5,892 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3822% | 3,497 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0846% | 4,728 |
| Percentage Net Loans Charged-off:Construction & development | 1.8242% | 1,767 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2219% | 2,656 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4517% | 769 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1661% | 7,131 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6283% | 1,115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2822% | 7,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5458% | 661 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4688% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4084% | 2,835 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0427% | 6,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3960% | 3,132 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0312% | 4,889 |
| Percentage Net Loans Charged-off:Construction & development | -2.2536% | 6,715 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3351% | 1,977 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6019% | 601 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2453% | 7,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6276% | 980 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3804% | 7,234 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.0311% | 517 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5565% | 2,392 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4692% | 2,347 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0386% | 6,077 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4909% | 2,631 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0801% | 4,084 |
| Percentage Net Loans Charged-off:Construction & development | -3.0323% | 6,763 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5213% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9015% | 445 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3259% | 7,294 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6257% | 902 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4802% | 7,305 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.1643% | 496 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2781% | 1,188 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0226% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0138% | 1,312 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1842% | 3,387 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0012% | 3,917 |
| Percentage Net Loans Charged-off:Construction & development | -3.4206% | 6,785 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0461% | 7,040 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.7991% | 234 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0273% | 6,973 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0193% | 547 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1938% | 7,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2389% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5607% | 924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1334% | 959 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0111% | 5,973 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8741% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3214% | 758 |
| Percentage Net Loans Charged-off:Construction & development | 18.0439% | 201 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2699% | 2,599 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.9001% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4785% | 473 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1110% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 2.7234% | 452 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2012% | 2,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3396% | 3,958 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6045% | 1,007 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2664% | 788 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.9052% | 493 |
| Percentage Net Loans Charged-off:Construction & development | 23.3700% | 110 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3782% | 1,979 |
| Percentage Net Loans Charged-off: Multi-family residential | 12.6611% | 110 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2157% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3302% | 653 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5749% | 274 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6403% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3304% | 3,698 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7619% | 838 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7551% | 597 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.5340% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 19.2599% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6124% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 18.7377% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0546% | 214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5836% | 899 |
| All other 1-4 family - Percent of loans charged-off, net | 4.7706% | 186 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7663% | 2,269 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2950% | 3,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9609% | 665 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4168% | 1,219 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3293% | 1,094 |
| Percentage Net Loans Charged-off:Construction & development | -0.1484% | 7,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8817% | 824 |
| Percentage Net Loans Charged-off: Multi-family residential | 13.3333% | 62 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3318% | 1,899 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1936% | 507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1440% | 2,325 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8045% | 1,146 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7369% | 2,192 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8214% | 420 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9380% | 2,517 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0544% | 1,846 |
| Percentage Net Loans Charged-off:Construction & development | 3.6159% | 1,555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5425% | 1,690 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.8656% | 713 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1595% | 1,664 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2614% | 578 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6592% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6674% | 3,560 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0300% | 2,022 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 184 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9119% | 2,144 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0679% | 1,488 |
| Percentage Net Loans Charged-off:Construction & development | 4.2182% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1342% | 2,186 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2230% | 460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2203% | 1,333 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6978% | 379 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4265% | 1,938 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5480% | 3,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0219% | 6,677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 155 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4990% | 2,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5498% | 2,027 |
| Percentage Net Loans Charged-off:Construction & development | 4.7153% | 870 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1984% | 1,543 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1190% | 2,901 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0181% | 5,836 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1514% | 2,534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1158% | 1,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1725% | 4,547 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0302% | 6,723 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 118 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7060% | 1,774 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6597% | 1,383 |
| Percentage Net Loans Charged-off:Construction & development | 4.8865% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2883% | 843 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1757% | 1,921 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0180% | 5,829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2266% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3843% | 844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2819% | 3,476 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0231% | 6,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0026% | 1,236 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2456% | 747 |
| Percentage Net Loans Charged-off:Construction & development | 4.1458% | 609 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4117% | 360 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2671% | 6,255 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2187% | 2,069 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1831% | 1,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2282% | 1,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8984% | 1,943 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2904% | 4,576 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1040% | 1,541 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1963% | 693 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4875% | 400 |
| Percentage Net Loans Charged-off:Construction & development | 4.5438% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.8003% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3416% | 6,240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1688% | 1,868 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2601% | 738 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1447% | 1,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0082% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2490% | 4,239 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1615% | 1,191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1957% | 2,764 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0477% | 2,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0014% | 7,717 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4590% | 6,207 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2706% | 1,214 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3344% | 540 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2539% | 1,166 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2070% | 914 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3077% | 3,575 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2481% | 966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 2,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0865% | 1,788 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0028% | 7,832 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4151% | 699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9632% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2812% | 803 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3478% | 1,367 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3786% | 2,808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5357% | 1,016 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1959% | 1,367 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0477% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.7016% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0308% | 2,732 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 5,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0409% | 2,414 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3971% | 371 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5173% | 3,003 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1030% | 1,380 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1111% | 3,008 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0041% | 7,617 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0179% | 1,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0159% | 7,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0196% | 7,851 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6652% | 1,250 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5170% | 2,617 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1500% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1175% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0276% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0284% | 739 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1123% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4248% | 222 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0411% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4619% | 1,299 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3505% | 2,945 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2434% | 896 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0500% | 2,965 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0400% | 1,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0145% | 485 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2349% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6171% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1450% | 706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1055% | 7,392 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1235% | 3,390 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2039% | 711 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0375% | 8,128 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 8,245 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0515% | 8,101 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1242% | 6,267 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0633% | 8,248 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1039% | 454 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1106% | 8,301 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1335% | 7,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1597% | 4,733 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0056% | 1,589 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0315% | 7,920 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0666% | 8,311 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0451% | 8,118 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1804% | 6,262 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1346% | 8,392 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0477% | 445 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1887% | 8,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0109% | 3,031 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2295% | 3,830 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0169% | 1,358 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0412% | 7,876 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0874% | 8,362 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0677% | 8,214 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2999% | 6,241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1575% | 8,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2082% | 8,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0629% | 2,229 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1178% | 4,149 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0400% | 1,101 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0519% | 2,794 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0995% | 8,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1362% | 8,319 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5965% | 6,190 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0177% | 1,205 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 1,056 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7391% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5044% | 2,150 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1037% | 767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0598% | 4,531 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0447% | 2,065 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0738% | 865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1069% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 2,601 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 2,319 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0538% | 7,413 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5044% | 3,559 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0742% | 1,344 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0663% | 3,799 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0689% | 1,417 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1671% | 518 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1422% | 104 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1171% | 8,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1586% | 8,477 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3137% | 7,905 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7073% | 2,352 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1366% | 1,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0495% | 3,897 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0205% | 1,987 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 584 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0346% | 8,200 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0469% | 8,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2424% | 7,765 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5277% | 2,755 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2278% | 784 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1247% | 8,310 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0305% | 8,229 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1063% | 344 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3127% | 8,645 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4269% | 8,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7676% | 8,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4987% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2081% | 7,413 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0338% | 8,355 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0614% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0067% | 8,196 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4034% | 6,447 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3909% | 489 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0425% | 6,023 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5352% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6950% | 8,286 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2768% | 4,993 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 7,160 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0916% | 8,524 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0328% | 8,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 8,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1631% | 8,676 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0588% | 6,003 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1968% | 8,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.6541% | 8,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2091% | 4,930 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0085% | 7,037 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0642% | 8,331 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0588% | 8,528 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0039% | 8,275 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1999% | 8,736 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2634% | 8,756 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3213% | 8,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2156% | 4,526 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0191% | 1,168 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0880% | 8,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0143% | 8,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0040% | 8,365 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0303% | 1,340 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0399% | 1,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9483% | 8,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0553% | 4,570 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1664% | 704 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2658% | 2,761 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0563% | 8,688 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0142% | 1,484 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.2328% | 6,527 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1615% | 8,837 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1164% | 390 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2210% | 8,872 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8099% | 638 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5999% | 3,770 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.2730% | 7,754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3056% | 2,107 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0605% | 8,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0203% | 1,148 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.3102% | 6,513 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1800% | 8,889 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1546% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2461% | 8,915 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2022% | 451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7798% | 2,767 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3327% | 7,788 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1826% | 2,938 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0585% | 8,744 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 760 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.4782% | 6,460 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2358% | 8,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2809% | 8,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3724% | 650 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7049% | 2,823 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4693% | 7,843 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3978% | 1,390 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1089% | 8,922 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3433% | 9,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4112% | 9,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.1775% | 244 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7243% | 2,548 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.8869% | 7,889 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1323% | 4,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 8,479 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0186% | 2,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0223% | 2,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7585% | 2,264 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6148% | 9,086 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3505% | 1,183 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0738% | 5,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0615% | 8,969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3466% | 559 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3812% | 507 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4207% | 2,883 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0348% | 8,876 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9788% | 628 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1039% | 8,014 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0080% | 8,830 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0429% | 1,402 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5332% | 30 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0677% | 358 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2245% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0545% | 376 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3199% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2746% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 977 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5181% | 157 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7853% | 793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7238% | 18 |
| Percentage Net Loans Charged-off:Construction & development | 1.3577% | 25 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5220% | 49 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.3920% | 10 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6945% | 33 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7664% | 29 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7494% | 104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3240% | 983 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3133% | 479 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3982% | 182 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4599% | 1,612 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2706% | 97 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7195% | 45 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0079% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3069% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3308% | 1,462 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7432% | 93 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2353% | 1,088 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1854% | 250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0207% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0410% | 10,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1028% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1948% | 198 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3324% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2820% | 1,463 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2937% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9682% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1828% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9732% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0815% | 296 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2861% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1370% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 471 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1052% | 182 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3188% | 128 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3255% | 113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3486% | 28 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5163% | 317 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5430% | 333 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3223% | 2,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1700% | 1,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0497% | 522 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.5136% | 1,537 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5163% | 1,535 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3067% | 140 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2345% | 297 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2099% | 3,902 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5827% | 682 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2562% | 1,532 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |