Home > Central Carolina Bank and Trust Company > Income and Expense
Central Carolina Bank and Trust Company, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $698,275,000 | 103 |
| Total interest expense | $354,857,000 | 109 |
| Net interest income | $343,418,000 | 101 |
| Provision for loan and lease losses | $12,307,000 | 178 |
| Total noninterest income | $116,406,000 | 143 |
| Gross Fiduciary activities income | $15,531,000 | 87 |
| Service charges on deposit accounts | $69,299,000 | 52 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $31,576,000 | 217 |
| Total noninterest expense | $328,181,000 | 102 |
| Salaries and employee benefits | $119,304,000 | 101 |
| Premises and equipment expense | $38,447,000 | 101 |
| Additional noninterest expense | $170,430,000 | 101 |
| Pre-tax net operating income | $119,336,000 | 135 |
| Securities gains (losses) | $6,021,000 | 46 |
| Applicable income taxes | $49,221,000 | 115 |
| Income before extraordinary items | $76,136,000 | 137 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $76,136,000 | 136 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,543,000 | 239 |
| Cash dividends | $92,300,000 | 92 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $72,282,560 | 146 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $493,846,000 | 117 |
| Total interest expense | $221,363,000 | 123 |
| Net interest income | $272,483,000 | 112 |
| Provision for loan and lease losses | $10,443,000 | 194 |
| Total noninterest income | $114,859,000 | 149 |
| Gross Fiduciary activities income | $12,106,000 | 125 |
| Service charges on deposit accounts | $43,670,000 | 70 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $59,083,000 | 165 |
| Total noninterest expense | $204,376,000 | 140 |
| Salaries and employee benefits | $112,302,000 | 103 |
| Premises and equipment expense | $29,015,000 | 124 |
| Additional noninterest expense | $63,059,000 | 178 |
| Pre-tax net operating income | $172,523,000 | 104 |
| Securities gains (losses) | $648,000 | 292 |
| Applicable income taxes | $59,061,000 | 111 |
| Income before extraordinary items | $114,110,000 | 106 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $114,110,000 | 107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,660,000 | 277 |
| Cash dividends | $57,000,000 | 137 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $113,682,320 | 104 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $474,461,000 | 123 |
| Total interest expense | $218,340,000 | 126 |
| Net interest income | $256,121,000 | 122 |
| Provision for loan and lease losses | $12,732,000 | 191 |
| Total noninterest income | $89,200,000 | 176 |
| Gross Fiduciary activities income | $9,808,000 | 139 |
| Service charges on deposit accounts | $38,186,000 | 75 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $41,206,000 | 196 |
| Total noninterest expense | $189,883,000 | 155 |
| Salaries and employee benefits | $101,415,000 | 109 |
| Premises and equipment expense | $24,777,000 | 130 |
| Additional noninterest expense | $63,691,000 | 186 |
| Pre-tax net operating income | $142,706,000 | 112 |
| Securities gains (losses) | $1,639,000 | 271 |
| Applicable income taxes | $50,555,000 | 116 |
| Income before extraordinary items | $93,790,000 | 121 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $93,790,000 | 122 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,087,000 | 252 |
| Cash dividends | $117,000,000 | 75 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $92,724,650 | 111 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $441,791,000 | 136 |
| Total interest expense | $205,753,000 | 140 |
| Net interest income | $236,038,000 | 126 |
| Provision for loan and lease losses | $9,040,000 | 220 |
| Total noninterest income | $69,097,000 | 181 |
| Gross Fiduciary activities income | $8,342,000 | 151 |
| Service charges on deposit accounts | $32,339,000 | 81 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $28,416,000 | 225 |
| Total noninterest expense | $168,872,000 | 153 |
| Salaries and employee benefits | $92,819,000 | 111 |
| Premises and equipment expense | $22,207,000 | 141 |
| Additional noninterest expense | $53,846,000 | 201 |
| Pre-tax net operating income | $127,223,000 | 118 |
| Securities gains (losses) | $327,000 | 542 |
| Applicable income taxes | $44,127,000 | 129 |
| Income before extraordinary items | $83,423,000 | 124 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $83,423,000 | 124 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,491,000 | 246 |
| Cash dividends | $27,500,000 | 181 |
| Sale, conversion, retirement of capital stock, net | $287,000 | 619 |
| Net operating income | $83,210,450 | 119 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $390,469,000 | 162 |
| Total interest expense | $180,746,000 | 165 |
| Net interest income | $209,723,000 | 150 |
| Provision for loan and lease losses | $10,010,000 | 203 |
| Total noninterest income | $58,799,000 | 210 |
| Gross Fiduciary activities income | $6,736,000 | 186 |
| Service charges on deposit accounts | $29,045,000 | 101 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $23,018,000 | 270 |
| Total noninterest expense | $156,564,000 | 176 |
| Salaries and employee benefits | $80,712,000 | 132 |
| Premises and equipment expense | $21,112,000 | 163 |
| Additional noninterest expense | $54,740,000 | 225 |
| Pre-tax net operating income | $101,948,000 | 143 |
| Securities gains (losses) | $505,000 | 417 |
| Applicable income taxes | $32,910,000 | 158 |
| Income before extraordinary items | $69,543,000 | 145 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $69,543,000 | 144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,101,000 | 335 |
| Cash dividends | $30,000,000 | 212 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,199,600 | 141 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $373,450,000 | 167 |
| Total interest expense | $175,324,000 | 177 |
| Net interest income | $198,126,000 | 161 |
| Provision for loan and lease losses | $6,380,000 | 272 |
| Total noninterest income | $48,585,000 | 234 |
| Gross Fiduciary activities income | $6,344,000 | 212 |
| Service charges on deposit accounts | $25,523,000 | 114 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $16,718,000 | 327 |
| Total noninterest expense | $150,462,000 | 177 |
| Salaries and employee benefits | $75,952,000 | 136 |
| Premises and equipment expense | $20,655,000 | 170 |
| Additional noninterest expense | $53,855,000 | 230 |
| Pre-tax net operating income | $89,869,000 | 163 |
| Securities gains (losses) | $-977,000 | 11,868 |
| Applicable income taxes | $29,823,000 | 173 |
| Income before extraordinary items | $59,069,000 | 165 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $59,069,000 | 164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,266,000 | 299 |
| Cash dividends | $26,075,000 | 206 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $59,713,820 | 165 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $215,341,000 | 234 |
| Total interest expense | $87,265,000 | 244 |
| Net interest income | $128,076,000 | 228 |
| Provision for loan and lease losses | $8,836,000 | 206 |
| Total noninterest income | $34,783,000 | 281 |
| Gross Fiduciary activities income | $6,852,000 | 190 |
| Service charges on deposit accounts | $19,071,000 | 136 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $8,860,000 | 448 |
| Total noninterest expense | $106,984,000 | 230 |
| Salaries and employee benefits | $52,106,000 | 184 |
| Premises and equipment expense | $16,880,000 | 191 |
| Additional noninterest expense | $37,998,000 | 282 |
| Pre-tax net operating income | $47,039,000 | 257 |
| Securities gains (losses) | $54,000 | 1,106 |
| Applicable income taxes | $16,270,000 | 243 |
| Income before extraordinary items | $30,823,000 | 258 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $30,823,000 | 255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,545,000 | 315 |
| Cash dividends | $8,500,000 | 389 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $30,787,900 | 262 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $182,490,000 | 250 |
| Total interest expense | $69,215,000 | 279 |
| Net interest income | $113,275,000 | 240 |
| Provision for loan and lease losses | $6,250,000 | 370 |
| Total noninterest income | $32,398,000 | 286 |
| Gross Fiduciary activities income | $6,433,000 | 194 |
| Service charges on deposit accounts | $18,139,000 | 138 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $7,826,000 | 501 |
| Total noninterest expense | $101,000,000 | 240 |
| Salaries and employee benefits | $51,961,000 | 179 |
| Premises and equipment expense | $16,279,000 | 196 |
| Additional noninterest expense | $32,760,000 | 331 |
| Pre-tax net operating income | $38,423,000 | 256 |
| Securities gains (losses) | $2,652,000 | 257 |
| Applicable income taxes | $14,043,000 | 238 |
| Income before extraordinary items | $27,032,000 | 255 |
| Extraordinary gains, net | $-1,371,000 | 13,218 |
| Net income | $25,661,000 | 276 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,112,000 | 461 |
| Cash dividends | $9,700,000 | 295 |
| Sale, conversion, retirement of capital stock, net | $13,000,000 | 101 |
| Net operating income | $25,281,680 | 258 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $171,336,000 | 292 |
| Total interest expense | $70,662,000 | 331 |
| Net interest income | $100,674,000 | 254 |
| Provision for loan and lease losses | $5,983,000 | 535 |
| Total noninterest income | $29,692,000 | 299 |
| Gross Fiduciary activities income | $5,862,000 | 199 |
| Service charges on deposit accounts | $16,624,000 | 137 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $7,206,000 | 524 |
| Total noninterest expense | $89,160,000 | 268 |
| Salaries and employee benefits | $47,198,000 | 185 |
| Premises and equipment expense | $15,222,000 | 204 |
| Additional noninterest expense | $26,740,000 | 383 |
| Pre-tax net operating income | $35,223,000 | 216 |
| Securities gains (losses) | $2,065,000 | 403 |
| Applicable income taxes | $11,966,000 | 233 |
| Income before extraordinary items | $25,322,000 | 229 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $25,322,000 | 231 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,698,000 | 550 |
| Cash dividends | $6,900,000 | 285 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $23,917,800 | 213 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.