Home > Central Carolina Bank and Trust Company > Net charge- offs to loans
Central Carolina Bank and Trust Company, Net charge- offs to loans
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1021% | 4,579 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0062% | 1,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.0052% | 254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0165% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 282 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0324% | 1,463 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3179% | 586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8542% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0933% | 301 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0020% | 1,271 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0970% | 4,894 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0129% | 799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0013% | 249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0275% | 676 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0164% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0306% | 614 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0076% | 1,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7973% | 565 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2334% | 494 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0433% | 362 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1378% | 4,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0087% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0035% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0153% | 734 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0012% | 384 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 639 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0314% | 895 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0270% | 475 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4743% | 508 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0282% | 377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1634% | 4,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 871 |
| Percentage Net Loans Charged-off:Construction & development | -0.0025% | 1,216 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0166% | 798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0070% | 388 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0192% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1336% | 663 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0710% | 511 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9778% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0150% | 1,190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1450% | 4,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0155% | 838 |
| Percentage Net Loans Charged-off:Construction & development | -0.0044% | 1,281 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0291% | 667 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0305% | 358 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0288% | 634 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0488% | 788 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9111% | 584 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0085% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0529% | 370 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1666% | 4,380 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0267% | 794 |
| Percentage Net Loans Charged-off:Construction & development | 0.0860% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0170% | 812 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0131% | 377 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0178% | 763 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0007% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9776% | 386 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7909% | 574 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0450% | 363 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2226% | 3,738 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0753% | 648 |
| Percentage Net Loans Charged-off:Construction & development | -0.0219% | 1,249 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 509 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0356% | 324 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0764% | 478 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0037% | 754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9217% | 334 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4216% | 591 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0050% | 365 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2409% | 4,893 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0637% | 862 |
| Percentage Net Loans Charged-off:Construction & development | 0.1818% | 395 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0535% | 670 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0582% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0520% | 656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 870 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9182% | 438 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3535% | 669 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1071% | 314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3153% | 5,888 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0871% | 968 |
| Percentage Net Loans Charged-off:Construction & development | 0.1411% | 564 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 575 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0358% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2890% | 918 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0306% | 561 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4446% | 766 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0252% | 1,172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |