Home > Central Bank & Trust Company > Income and Expense

Central Bank & Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$155,481,000367
Total interest expense$30,219,000583
Net interest income$125,262,000313
Provision for loan and lease losses$6,458,000272
Total noninterest income$43,778,000272
Gross Fiduciary activities income$10,261,000170
Service charges on deposit accounts$5,911,000242
Trading account gains and fees$0123
Additional Noninterest Income$27,606,000255
Total noninterest expense$119,891,000274
Salaries and employee benefits$57,046,000293
Premises and equipment expense$17,503,000184
Additional noninterest expense$27,606,000255
Pre-tax net operating income$42,691,000392
Securities gains (losses)$-915,0004,281
Applicable income taxes$7,558,000419
Income before extraordinary items$34,218,000379
Extraordinary gains, net$054
Net income$34,218,000385
Minority interest net income$088
Net income of bank and minority interests.$34,218,000382
Net charge-offs$3,876,000267
Cash dividends$2,800,0001,262
Sale, conversion, retirement of capital stock, net$0540
Net operating income$34,968,300387
2023-09-30 (YTD Data)Rank
Total interest income$114,361,000367
Total interest expense$19,574,000621
Net interest income$94,787,000315
Provision for loan and lease losses$4,878,000270
Total noninterest income$32,679,000274
Gross Fiduciary activities income$7,611,000172
Service charges on deposit accounts$4,425,000242
Trading account gains and fees$0125
Additional Noninterest Income$20,643,000256
Total noninterest expense$90,098,000273
Salaries and employee benefits$43,128,000301
Premises and equipment expense$13,307,000183
Additional noninterest expense$20,643,000256
Pre-tax net operating income$32,490,000404
Securities gains (losses)$-36,0003,748
Applicable income taxes$5,961,000420
Income before extraordinary items$26,493,000380
Extraordinary gains, net$052
Net income$26,493,000384
Minority interest net income$081
Net income of bank and minority interests.$26,493,000380
Net charge-offs$2,911,000241
Cash dividends$2,100,0001,134
Sale, conversion, retirement of capital stock, net$0507
Net operating income$26,522,520392
2023-03-31 (YTD Data)Rank
Total interest income$36,913,000363
Total interest expense$4,425,000677
Net interest income$32,488,000312
Provision for loan and lease losses$2,396,000213
Total noninterest income$11,046,000258
Gross Fiduciary activities income$2,426,000175
Service charges on deposit accounts$1,492,000241
Trading account gains and fees$097
Additional Noninterest Income$7,128,000247
Total noninterest expense$30,275,000277
Salaries and employee benefits$14,462,000298
Premises and equipment expense$4,391,000187
Additional noninterest expense$7,128,000247
Pre-tax net operating income$10,863,000413
Securities gains (losses)$0950
Applicable income taxes$2,005,000428
Income before extraordinary items$8,858,000397
Extraordinary gains, net$04
Net income$8,858,000398
Minority interest net income$048
Net income of bank and minority interests.$8,858,000398
Net charge-offs$781,000222
Cash dividends$700,0001,029
Sale, conversion, retirement of capital stock, net$0430
Net operating income$8,858,000408
2022-12-31 (YTD Data)Rank
Total interest income$112,912,000375
Total interest expense$8,242,000532
Net interest income$104,670,000350
Provision for loan and lease losses$5,290,000268
Total noninterest income$42,621,000284
Gross Fiduciary activities income$9,691,000181
Service charges on deposit accounts$6,131,000239
Trading account gains and fees$0116
Additional Noninterest Income$26,799,000276
Total noninterest expense$117,056,000278
Salaries and employee benefits$56,421,000296
Premises and equipment expense$18,181,000178
Additional noninterest expense$26,799,000276
Pre-tax net operating income$24,945,000646
Securities gains (losses)$0691
Applicable income taxes$3,521,000747
Income before extraordinary items$21,424,000615
Extraordinary gains, net$05
Net income$21,424,000616
Minority interest net income$063
Net income of bank and minority interests.$21,424,000616
Net charge-offs$3,018,000221
Cash dividends$2,800,0001,210
Sale, conversion, retirement of capital stock, net$0568
Net operating income$21,424,000628
2022-09-30 (YTD Data)Rank
Total interest income$79,061,000373
Total interest expense$4,750,000484
Net interest income$74,311,000355
Provision for loan and lease losses$3,315,000289
Total noninterest income$32,214,000286
Gross Fiduciary activities income$7,428,000181
Service charges on deposit accounts$4,592,000245
Trading account gains and fees$0111
Additional Noninterest Income$20,194,000283
Total noninterest expense$86,443,000277
Salaries and employee benefits$41,889,000303
Premises and equipment expense$13,173,000185
Additional noninterest expense$20,194,000283
Pre-tax net operating income$16,767,000694
Securities gains (losses)$0740
Applicable income taxes$2,162,000860
Income before extraordinary items$14,605,000657
Extraordinary gains, net$04
Net income$14,605,000656
Minority interest net income$057
Net income of bank and minority interests.$14,605,000657
Net charge-offs$2,168,000212
Cash dividends$2,100,0001,089
Sale, conversion, retirement of capital stock, net$0519
Net operating income$14,605,000663
2022-06-30 (YTD Data)Rank
Total interest income$48,739,000380
Total interest expense$2,519,000475
Net interest income$46,220,000373
Provision for loan and lease losses$1,475,000320
Total noninterest income$21,261,000286
Gross Fiduciary activities income$5,008,000150
Service charges on deposit accounts$2,963,000248
Trading account gains and fees$0108
Additional Noninterest Income$13,290,000297
Total noninterest expense$56,953,000271
Salaries and employee benefits$27,363,000303
Premises and equipment expense$8,959,000183
Additional noninterest expense$20,631,000249
Pre-tax net operating income$9,053,000778
Securities gains (losses)$0687
Applicable income taxes$915,0001,077
Income before extraordinary items$8,138,000707
Extraordinary gains, net$04
Net income$8,138,000707
Minority interest net income$060
Net income of bank and minority interests.$8,138,000707
Net charge-offs$1,562,000187
Cash dividends$1,400,0001,108
Sale, conversion, retirement of capital stock, net$0494
Net operating income$8,138,000718
2022-03-31 (YTD Data)Rank
Total interest income$23,290,000383
Total interest expense$1,054,000533
Net interest income$22,236,000379
Provision for loan and lease losses$1,300,000173
Total noninterest income$10,831,000289
Gross Fiduciary activities income$2,581,000153
Service charges on deposit accounts$1,438,000254
Trading account gains and fees$0103
Additional Noninterest Income$6,812,000312
Total noninterest expense$28,120,000275
Salaries and employee benefits$13,314,000310
Premises and equipment expense$4,177,000194
Additional noninterest expense$10,629,000244
Pre-tax net operating income$3,647,000885
Securities gains (losses)$0623
Applicable income taxes$295,0001,322
Income before extraordinary items$3,352,000809
Extraordinary gains, net$04
Net income$3,352,000808
Minority interest net income$050
Net income of bank and minority interests.$3,352,000809
Net charge-offs$1,750,000124
Cash dividends$700,000971
Sale, conversion, retirement of capital stock, net$0453
Net operating income$3,352,000817
2021-12-31 (YTD Data)Rank
Total interest income$106,562,000346
Total interest expense$3,860,000701
Net interest income$102,702,000328
Provision for loan and lease losses$1,017,000585
Total noninterest income$47,092,000288
Gross Fiduciary activities income$10,083,000157
Service charges on deposit accounts$5,621,000245
Trading account gains and fees$0132
Additional Noninterest Income$31,388,000304
Total noninterest expense$110,749,000278
Salaries and employee benefits$55,068,000301
Premises and equipment expense$16,635,000196
Additional noninterest expense$39,046,000259
Pre-tax net operating income$38,028,000461
Securities gains (losses)$02,062
Applicable income taxes$6,658,000521
Income before extraordinary items$31,370,000465
Extraordinary gains, net$010
Net income$31,370,000464
Minority interest net income$074
Net income of bank and minority interests.$31,370,000466
Net charge-offs$2,208,000270
Cash dividends$2,800,0001,235
Sale, conversion, retirement of capital stock, net$0582
Net operating income$31,370,000455
2021-09-30 (YTD Data)Rank
Total interest income$81,787,000339
Total interest expense$2,917,000740
Net interest income$78,870,000324
Provision for loan and lease losses$727,000604
Total noninterest income$35,162,000290
Gross Fiduciary activities income$7,432,000158
Service charges on deposit accounts$4,157,000245
Trading account gains and fees$0132
Additional Noninterest Income$23,573,000308
Total noninterest expense$82,359,000276
Salaries and employee benefits$41,624,000304
Premises and equipment expense$12,036,000204
Additional noninterest expense$28,699,000262
Pre-tax net operating income$30,946,000445
Securities gains (losses)$02,015
Applicable income taxes$5,228,000511
Income before extraordinary items$25,718,000444
Extraordinary gains, net$08
Net income$25,718,000443
Minority interest net income$069
Net income of bank and minority interests.$25,718,000444
Net charge-offs$1,479,000276
Cash dividends$2,100,0001,121
Sale, conversion, retirement of capital stock, net$0543
Net operating income$25,718,000438
2021-06-30 (YTD Data)Rank
Total interest income$53,910,000339
Total interest expense$1,974,000768
Net interest income$51,936,000319
Provision for loan and lease losses$727,000423
Total noninterest income$22,723,000302
Gross Fiduciary activities income$4,886,000156
Service charges on deposit accounts$2,705,000242
Trading account gains and fees$0133
Additional Noninterest Income$15,132,000322
Total noninterest expense$53,834,000284
Salaries and employee benefits$27,143,000305
Premises and equipment expense$8,001,000204
Additional noninterest expense$18,690,000263
Pre-tax net operating income$20,098,000457
Securities gains (losses)$01,818
Applicable income taxes$3,207,000540
Income before extraordinary items$16,891,000445
Extraordinary gains, net$06
Net income$16,891,000444
Minority interest net income$067
Net income of bank and minority interests.$16,891,000445
Net charge-offs$809,000302
Cash dividends$1,400,0001,107
Sale, conversion, retirement of capital stock, net$0517
Net operating income$16,891,000439
2021-03-31 (YTD Data)Rank
Total interest income$27,049,000332
Total interest expense$1,017,000799
Net interest income$26,032,000316
Provision for loan and lease losses$495,000387
Total noninterest income$11,412,000311
Gross Fiduciary activities income$2,395,000156
Service charges on deposit accounts$1,363,000234
Trading account gains and fees$0127
Additional Noninterest Income$7,654,000330
Total noninterest expense$26,524,000280
Salaries and employee benefits$13,277,000313
Premises and equipment expense$4,085,000205
Additional noninterest expense$9,162,000257
Pre-tax net operating income$10,425,000445
Securities gains (losses)$01,392
Applicable income taxes$1,457,000581
Income before extraordinary items$8,968,000433
Extraordinary gains, net$03
Net income$8,968,000431
Minority interest net income$055
Net income of bank and minority interests.$8,968,000433
Net charge-offs$307,000339
Cash dividends$700,000968
Sale, conversion, retirement of capital stock, net$0482
Net operating income$8,968,000423
2020-12-31 (YTD Data)Rank
Total interest income$108,517,000336
Total interest expense$6,569,000725
Net interest income$101,948,000316
Provision for loan and lease losses$7,812,000422
Total noninterest income$41,164,000309
Gross Fiduciary activities income$8,471,000161
Service charges on deposit accounts$5,834,000227
Trading account gains and fees$0133
Additional Noninterest Income$26,859,000327
Total noninterest expense$118,626,000250
Salaries and employee benefits$66,671,000246
Premises and equipment expense$13,950,000223
Additional noninterest expense$38,005,000253
Pre-tax net operating income$16,674,000678
Securities gains (losses)$02,675
Applicable income taxes$1,232,0001,286
Income before extraordinary items$15,442,000648
Extraordinary gains, net$04
Net income$15,442,000648
Minority interest net income$072
Net income of bank and minority interests.$15,442,000648
Net charge-offs$1,732,000456
Cash dividends$3,500,000993
Sale, conversion, retirement of capital stock, net$0566
Net operating income$15,442,000622
2020-09-30 (YTD Data)Rank
Total interest income$81,300,000333
Total interest expense$5,497,000699
Net interest income$75,803,000316
Provision for loan and lease losses$5,667,000459
Total noninterest income$29,167,000311
Gross Fiduciary activities income$6,287,000161
Service charges on deposit accounts$4,380,000223
Trading account gains and fees$0125
Additional Noninterest Income$18,500,000332
Total noninterest expense$80,343,000262
Salaries and employee benefits$42,440,000281
Premises and equipment expense$11,662,000207
Additional noninterest expense$26,241,000268
Pre-tax net operating income$18,960,000462
Securities gains (losses)$02,494
Applicable income taxes$2,254,000663
Income before extraordinary items$16,706,000458
Extraordinary gains, net$04
Net income$16,706,000458
Minority interest net income$065
Net income of bank and minority interests.$16,706,000458
Net charge-offs$1,227,000451
Cash dividends$2,800,000840
Sale, conversion, retirement of capital stock, net$0532
Net operating income$16,706,000449
2020-06-30 (YTD Data)Rank
Total interest income$54,313,000339
Total interest expense$4,339,000657
Net interest income$49,974,000318
Provision for loan and lease losses$3,327,000526
Total noninterest income$18,463,000309
Gross Fiduciary activities income$4,144,000160
Service charges on deposit accounts$2,981,000223
Trading account gains and fees$0123
Additional Noninterest Income$11,338,000324
Total noninterest expense$53,852,000263
Salaries and employee benefits$28,949,000264
Premises and equipment expense$7,742,000208
Additional noninterest expense$17,161,000265
Pre-tax net operating income$11,258,000457
Securities gains (losses)$02,249
Applicable income taxes$928,000880
Income before extraordinary items$10,330,000429
Extraordinary gains, net$04
Net income$10,330,000428
Minority interest net income$065
Net income of bank and minority interests.$10,330,000429
Net charge-offs$1,059,000381
Cash dividends$1,400,0001,055
Sale, conversion, retirement of capital stock, net$0504
Net operating income$10,330,000414
2020-03-31 (YTD Data)Rank
Total interest income$27,292,000348
Total interest expense$3,013,000547
Net interest income$24,279,000325
Provision for loan and lease losses$765,000705
Total noninterest income$9,540,000279
Gross Fiduciary activities income$2,160,000159
Service charges on deposit accounts$1,732,000224
Trading account gains and fees$0106
Additional Noninterest Income$5,648,000290
Total noninterest expense$26,343,000267
Salaries and employee benefits$13,498,000279
Premises and equipment expense$3,371,000231
Additional noninterest expense$9,474,000239
Pre-tax net operating income$6,711,000357
Securities gains (losses)$01,705
Applicable income taxes$702,000584
Income before extraordinary items$6,009,000344
Extraordinary gains, net$04
Net income$6,009,000344
Minority interest net income$056
Net income of bank and minority interests.$6,009,000344
Net charge-offs$332,000472
Cash dividends$700,0001,037
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,009,000338
2019-12-31 (YTD Data)Rank
Total interest income$116,904,000326
Total interest expense$15,483,000468
Net interest income$101,421,000310
Provision for loan and lease losses$2,672,000415
Total noninterest income$38,954,000283
Gross Fiduciary activities income$8,225,000162
Service charges on deposit accounts$7,253,000217
Trading account gains and fees$0135
Additional Noninterest Income$23,476,000295
Total noninterest expense$101,593,000264
Salaries and employee benefits$53,218,000275
Premises and equipment expense$13,138,000231
Additional noninterest expense$35,237,000250
Pre-tax net operating income$36,110,000391
Securities gains (losses)$02,379
Applicable income taxes$5,053,000508
Income before extraordinary items$31,057,000376
Extraordinary gains, net$011
Net income$31,057,000376
Minority interest net income$076
Net income of bank and minority interests.$31,057,000377
Net charge-offs$3,750,000260
Cash dividends$2,800,0001,245
Sale, conversion, retirement of capital stock, net$0626
Net operating income$31,057,000370
2019-09-30 (YTD Data)Rank
Total interest income$88,237,000333
Total interest expense$11,943,000468
Net interest income$76,294,000315
Provision for loan and lease losses$2,672,000328
Total noninterest income$29,159,000281
Gross Fiduciary activities income$6,116,000161
Service charges on deposit accounts$5,442,000220
Trading account gains and fees$0129
Additional Noninterest Income$17,601,000290
Total noninterest expense$75,231,000272
Salaries and employee benefits$39,927,000279
Premises and equipment expense$9,733,000236
Additional noninterest expense$25,571,000252
Pre-tax net operating income$27,550,000393
Securities gains (losses)$02,167
Applicable income taxes$3,641,000528
Income before extraordinary items$23,909,000367
Extraordinary gains, net$011
Net income$23,909,000368
Minority interest net income$072
Net income of bank and minority interests.$23,909,000368
Net charge-offs$3,263,000221
Cash dividends$2,100,0001,149
Sale, conversion, retirement of capital stock, net$0590
Net operating income$23,909,000362
2019-06-30 (YTD Data)Rank
Total interest income$58,337,000334
Total interest expense$7,902,000465
Net interest income$50,435,000318
Provision for loan and lease losses$2,061,000283
Total noninterest income$18,959,000280
Gross Fiduciary activities income$4,033,000160
Service charges on deposit accounts$3,551,000222
Trading account gains and fees$0131
Additional Noninterest Income$11,375,000285
Total noninterest expense$49,462,000276
Salaries and employee benefits$25,919,000285
Premises and equipment expense$6,757,000234
Additional noninterest expense$16,786,000265
Pre-tax net operating income$17,871,000390
Securities gains (losses)$01,702
Applicable income taxes$1,988,000572
Income before extraordinary items$15,883,000366
Extraordinary gains, net$011
Net income$15,883,000367
Minority interest net income$069
Net income of bank and minority interests.$15,883,000367
Net charge-offs$997,000342
Cash dividends$1,400,0001,149
Sale, conversion, retirement of capital stock, net$0573
Net operating income$15,883,000360
2019-03-31 (YTD Data)Rank
Total interest income$28,784,000335
Total interest expense$3,779,000471
Net interest income$25,005,000318
Provision for loan and lease losses$691,000371
Total noninterest income$9,611,000254
Gross Fiduciary activities income$1,994,000159
Service charges on deposit accounts$1,749,000226
Trading account gains and fees$0126
Additional Noninterest Income$5,868,000266
Total noninterest expense$24,164,000284
Salaries and employee benefits$12,508,000284
Premises and equipment expense$3,345,000234
Additional noninterest expense$8,311,000264
Pre-tax net operating income$9,761,000355
Securities gains (losses)$01,087
Applicable income taxes$697,000707
Income before extraordinary items$9,064,000337
Extraordinary gains, net$05
Net income$9,064,000337
Minority interest net income$052
Net income of bank and minority interests.$9,064,000337
Net charge-offs$395,000395
Cash dividends$700,0001,069
Sale, conversion, retirement of capital stock, net$0529
Net operating income$9,064,000326
2018-12-31 (YTD Data)Rank
Total interest income$105,927,000342
Total interest expense$10,939,000481
Net interest income$94,988,000328
Provision for loan and lease losses$2,120,000480
Total noninterest income$36,076,000288
Gross Fiduciary activities income$7,878,000163
Service charges on deposit accounts$7,261,000219
Trading account gains and fees$0126
Additional Noninterest Income$20,937,000306
Total noninterest expense$95,469,000283
Salaries and employee benefits$49,233,000290
Premises and equipment expense$13,479,000231
Additional noninterest expense$32,757,000273
Pre-tax net operating income$33,475,000407
Securities gains (losses)$01,125
Applicable income taxes$4,807,000488
Income before extraordinary items$28,668,000393
Extraordinary gains, net$06
Net income$28,668,000393
Minority interest net income$072
Net income of bank and minority interests.$28,668,000393
Net charge-offs$2,422,000319
Cash dividends$2,800,0001,147
Sale, conversion, retirement of capital stock, net$0671
Net operating income$28,668,000392
2018-09-30 (YTD Data)Rank
Total interest income$77,792,000346
Total interest expense$7,409,000487
Net interest income$70,383,000331
Provision for loan and lease losses$1,752,000430
Total noninterest income$27,151,000287
Gross Fiduciary activities income$5,933,000163
Service charges on deposit accounts$5,434,000217
Trading account gains and fees$0138
Additional Noninterest Income$15,784,000308
Total noninterest expense$70,982,000283
Salaries and employee benefits$37,082,000287
Premises and equipment expense$9,986,000238
Additional noninterest expense$23,914,000272
Pre-tax net operating income$24,800,000415
Securities gains (losses)$01,118
Applicable income taxes$3,551,000503
Income before extraordinary items$21,249,000398
Extraordinary gains, net$05
Net income$21,249,000397
Minority interest net income$066
Net income of bank and minority interests.$21,249,000397
Net charge-offs$1,537,000331
Cash dividends$2,100,0001,025
Sale, conversion, retirement of capital stock, net$0633
Net operating income$21,249,000396
2018-06-30 (YTD Data)Rank
Total interest income$50,920,000347
Total interest expense$4,457,000503
Net interest income$46,463,000333
Provision for loan and lease losses$1,047,000457
Total noninterest income$17,817,000287
Gross Fiduciary activities income$3,942,000164
Service charges on deposit accounts$3,589,000215
Trading account gains and fees$0130
Additional Noninterest Income$10,286,000313
Total noninterest expense$47,083,000284
Salaries and employee benefits$24,728,000289
Premises and equipment expense$6,569,000238
Additional noninterest expense$15,786,000276
Pre-tax net operating income$16,150,000416
Securities gains (losses)$0961
Applicable income taxes$2,284,000516
Income before extraordinary items$13,866,000396
Extraordinary gains, net$06
Net income$13,866,000395
Minority interest net income$065
Net income of bank and minority interests.$13,866,000396
Net charge-offs$348,000670
Cash dividends$1,400,0001,009
Sale, conversion, retirement of capital stock, net$0620
Net operating income$13,866,000394
2018-03-31 (YTD Data)Rank
Total interest income$24,741,000351
Total interest expense$1,909,000551
Net interest income$22,832,000336
Provision for loan and lease losses$715,000355
Total noninterest income$9,309,000277
Gross Fiduciary activities income$1,970,000165
Service charges on deposit accounts$1,844,000215
Trading account gains and fees$0123
Additional Noninterest Income$5,495,000293
Total noninterest expense$23,230,000282
Salaries and employee benefits$12,223,000290
Premises and equipment expense$3,243,000237
Additional noninterest expense$7,764,000274
Pre-tax net operating income$8,196,000403
Securities gains (losses)$0735
Applicable income taxes$1,246,000481
Income before extraordinary items$6,950,000393
Extraordinary gains, net$07
Net income$6,950,000393
Minority interest net income$052
Net income of bank and minority interests.$6,950,000393
Net charge-offs$255,000474
Cash dividends$700,000939
Sale, conversion, retirement of capital stock, net$0580
Net operating income$6,950,000393
2017-12-31 (YTD Data)Rank
Total interest income$92,478,000352
Total interest expense$5,611,000614
Net interest income$86,867,000335
Provision for loan and lease losses$2,310,000465
Total noninterest income$36,646,000276
Gross Fiduciary activities income$7,193,000168
Service charges on deposit accounts$7,725,000199
Trading account gains and fees$0151
Additional Noninterest Income$21,728,000291
Total noninterest expense$92,154,000277
Salaries and employee benefits$46,847,000285
Premises and equipment expense$13,214,000223
Additional noninterest expense$32,093,000263
Pre-tax net operating income$29,049,000407
Securities gains (losses)$02,243
Applicable income taxes$11,335,000373
Income before extraordinary items$17,714,000448
Extraordinary gains, net$09
Net income$17,714,000445
Minority interest net income$076
Net income of bank and minority interests.$17,714,000448
Net charge-offs$2,407,000354
Cash dividends$2,100,0001,362
Sale, conversion, retirement of capital stock, net$0711
Net operating income$17,714,000444
2017-09-30 (YTD Data)Rank
Total interest income$68,164,000356
Total interest expense$3,890,000644
Net interest income$64,274,000340
Provision for loan and lease losses$2,310,000349
Total noninterest income$25,939,000291
Gross Fiduciary activities income$5,311,000169
Service charges on deposit accounts$5,763,000202
Trading account gains and fees$0145
Additional Noninterest Income$14,865,000316
Total noninterest expense$68,336,000275
Salaries and employee benefits$35,130,000286
Premises and equipment expense$9,863,000222
Additional noninterest expense$23,343,000264
Pre-tax net operating income$19,567,000451
Securities gains (losses)$02,274
Applicable income taxes$4,637,000522
Income before extraordinary items$14,930,000440
Extraordinary gains, net$09
Net income$14,930,000440
Minority interest net income$071
Net income of bank and minority interests.$14,930,000440
Net charge-offs$1,190,000439
Cash dividends$2,100,0001,008
Sale, conversion, retirement of capital stock, net$0677
Net operating income$14,930,000436
2017-06-30 (YTD Data)Rank
Total interest income$44,557,000358
Total interest expense$2,363,000676
Net interest income$42,194,000345
Provision for loan and lease losses$1,845,000302
Total noninterest income$17,539,000289
Gross Fiduciary activities income$3,476,000167
Service charges on deposit accounts$3,824,000202
Trading account gains and fees$0139
Additional Noninterest Income$10,239,000311
Total noninterest expense$45,964,000278
Salaries and employee benefits$23,626,000284
Premises and equipment expense$6,524,000225
Additional noninterest expense$15,814,000266
Pre-tax net operating income$11,924,000480
Securities gains (losses)$01,906
Applicable income taxes$2,664,000558
Income before extraordinary items$9,260,000462
Extraordinary gains, net$011
Net income$9,260,000462
Minority interest net income$071
Net income of bank and minority interests.$9,260,000462
Net charge-offs$725,000438
Cash dividends$1,400,0001,010
Sale, conversion, retirement of capital stock, net$24,993,00013
Net operating income$9,260,000459
2017-03-31 (YTD Data)Rank
Total interest income$20,135,000384
Total interest expense$994,000787
Net interest income$19,141,000365
Provision for loan and lease losses$1,131,000246
Total noninterest income$8,527,000288
Gross Fiduciary activities income$1,738,000167
Service charges on deposit accounts$1,844,000207
Trading account gains and fees$0142
Additional Noninterest Income$4,945,000317
Total noninterest expense$21,355,000295
Salaries and employee benefits$11,041,000308
Premises and equipment expense$3,087,000237
Additional noninterest expense$7,227,000281
Pre-tax net operating income$5,182,000512
Securities gains (losses)$01,153
Applicable income taxes$1,119,000609
Income before extraordinary items$4,063,000510
Extraordinary gains, net$08
Net income$4,063,000510
Minority interest net income$055
Net income of bank and minority interests.$4,063,000510
Net charge-offs$587,000302
Cash dividends$700,000950
Sale, conversion, retirement of capital stock, net$0632
Net operating income$4,063,000498
2016-12-31 (YTD Data)Rank
Total interest income$76,723,000378
Total interest expense$3,831,000767
Net interest income$72,892,000367
Provision for loan and lease losses$4,464,000281
Total noninterest income$35,571,000278
Gross Fiduciary activities income$6,755,000164
Service charges on deposit accounts$7,867,000197
Trading account gains and fees$0170
Additional Noninterest Income$20,949,000302
Total noninterest expense$84,136,000300
Salaries and employee benefits$42,690,000309
Premises and equipment expense$13,674,000212
Additional noninterest expense$27,772,000292
Pre-tax net operating income$19,863,000513
Securities gains (losses)$03,212
Applicable income taxes$3,575,000690
Income before extraordinary items$16,288,000484
Extraordinary gains, net$05
Net income$16,288,000481
Minority interest net income$082
Net income of bank and minority interests.$16,288,000483
Net charge-offs$5,680,000188
Cash dividends$3,850,000852
Sale, conversion, retirement of capital stock, net$0759
Net operating income$16,288,000476
2016-09-30 (YTD Data)Rank
Total interest income$57,096,000381
Total interest expense$2,889,000764
Net interest income$54,207,000369
Provision for loan and lease losses$1,197,000616
Total noninterest income$26,745,000278
Gross Fiduciary activities income$5,078,000161
Service charges on deposit accounts$5,856,000196
Trading account gains and fees$0169
Additional Noninterest Income$15,811,000304
Total noninterest expense$62,744,000302
Salaries and employee benefits$31,855,000307
Premises and equipment expense$10,158,000210
Additional noninterest expense$20,731,000297
Pre-tax net operating income$17,011,000463
Securities gains (losses)$03,160
Applicable income taxes$3,484,000592
Income before extraordinary items$13,527,000448
Extraordinary gains, net$05
Net income$13,527,000445
Minority interest net income$071
Net income of bank and minority interests.$13,527,000448
Net charge-offs$1,683,000338
Cash dividends$2,800,000810
Sale, conversion, retirement of capital stock, net$0719
Net operating income$13,527,000441
2016-06-30 (YTD Data)Rank
Total interest income$37,690,000383
Total interest expense$1,942,000745
Net interest income$35,748,000371
Provision for loan and lease losses$497,000866
Total noninterest income$17,125,000283
Gross Fiduciary activities income$3,375,000164
Service charges on deposit accounts$3,856,000200
Trading account gains and fees$0157
Additional Noninterest Income$9,894,000314
Total noninterest expense$41,120,000302
Salaries and employee benefits$21,077,000311
Premises and equipment expense$6,690,000211
Additional noninterest expense$13,353,000301
Pre-tax net operating income$11,256,000463
Securities gains (losses)$02,835
Applicable income taxes$2,307,000587
Income before extraordinary items$8,949,000442
Extraordinary gains, net$016
Net income$8,949,000441
Minority interest net income$071
Net income of bank and minority interests.$8,949,000441
Net charge-offs$795,000425
Cash dividends$2,100,000721
Sale, conversion, retirement of capital stock, net$0705
Net operating income$8,949,000429
2016-03-31 (YTD Data)Rank
Total interest income$18,827,000382
Total interest expense$978,000745
Net interest income$17,849,000369
Provision for loan and lease losses$03,656
Total noninterest income$8,650,000266
Gross Fiduciary activities income$1,702,000159
Service charges on deposit accounts$1,881,000201
Trading account gains and fees$0142
Additional Noninterest Income$5,067,000293
Total noninterest expense$20,460,000299
Salaries and employee benefits$10,480,000310
Premises and equipment expense$3,364,000214
Additional noninterest expense$6,616,000296
Pre-tax net operating income$6,039,000419
Securities gains (losses)$02,077
Applicable income taxes$1,304,000527
Income before extraordinary items$4,735,000399
Extraordinary gains, net$012
Net income$4,735,000399
Minority interest net income$062
Net income of bank and minority interests.$4,735,000399
Net charge-offs$283,000510
Cash dividends$1,750,000485
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,735,000389
2015-12-31 (YTD Data)Rank
Total interest income$72,237,000377
Total interest expense$4,255,000660
Net interest income$67,982,000370
Provision for loan and lease losses$938,000863
Total noninterest income$32,440,000292
Gross Fiduciary activities income$6,560,000169
Service charges on deposit accounts$8,230,000184
Trading account gains and fees$0159
Additional Noninterest Income$17,650,000325
Total noninterest expense$79,491,000300
Salaries and employee benefits$40,440,000303
Premises and equipment expense$13,122,000213
Additional noninterest expense$25,929,000302
Pre-tax net operating income$19,993,000487
Securities gains (losses)$03,216
Applicable income taxes$3,039,000744
Income before extraordinary items$16,954,000442
Extraordinary gains, net$023
Net income$16,954,000442
Minority interest net income$081
Net income of bank and minority interests.$16,954,000443
Net charge-offs$2,301,000333
Cash dividends$4,900,000681
Sale, conversion, retirement of capital stock, net$0804
Net operating income$16,954,000433
2015-09-30 (YTD Data)Rank
Total interest income$53,992,000375
Total interest expense$3,259,000648
Net interest income$50,733,000371
Provision for loan and lease losses$04,232
Total noninterest income$23,973,000294
Gross Fiduciary activities income$4,903,000169
Service charges on deposit accounts$6,158,000191
Trading account gains and fees$0153
Additional Noninterest Income$12,912,000341
Total noninterest expense$58,593,000311
Salaries and employee benefits$29,910,000319
Premises and equipment expense$9,704,000220
Additional noninterest expense$18,979,000314
Pre-tax net operating income$16,113,000467
Securities gains (losses)$03,031
Applicable income taxes$2,707,000687
Income before extraordinary items$13,406,000430
Extraordinary gains, net$021
Net income$13,406,000429
Minority interest net income$078
Net income of bank and minority interests.$13,406,000430
Net charge-offs$1,493,000347
Cash dividends$3,500,000636
Sale, conversion, retirement of capital stock, net$0773
Net operating income$13,406,000423
2015-06-30 (YTD Data)Rank
Total interest income$35,890,000377
Total interest expense$2,212,000638
Net interest income$33,678,000371
Provision for loan and lease losses$04,069
Total noninterest income$15,446,000306
Gross Fiduciary activities income$3,213,000174
Service charges on deposit accounts$4,064,000189
Trading account gains and fees$0157
Additional Noninterest Income$8,169,000360
Total noninterest expense$38,576,000316
Salaries and employee benefits$19,794,000316
Premises and equipment expense$6,408,000222
Additional noninterest expense$12,374,000322
Pre-tax net operating income$10,548,000479
Securities gains (losses)$02,636
Applicable income taxes$1,710,000714
Income before extraordinary items$8,838,000434
Extraordinary gains, net$022
Net income$8,838,000434
Minority interest net income$075
Net income of bank and minority interests.$8,838,000434
Net charge-offs$501,000641
Cash dividends$2,100,000671
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,838,000426
2015-03-31 (YTD Data)Rank
Total interest income$17,994,000379
Total interest expense$1,121,000622
Net interest income$16,873,000370
Provision for loan and lease losses$03,703
Total noninterest income$7,435,000306
Gross Fiduciary activities income$1,574,000176
Service charges on deposit accounts$1,924,000199
Trading account gains and fees$0152
Additional Noninterest Income$3,937,000357
Total noninterest expense$19,063,000320
Salaries and employee benefits$9,755,000327
Premises and equipment expense$3,226,000221
Additional noninterest expense$6,082,000312
Pre-tax net operating income$5,245,000465
Securities gains (losses)$02,027
Applicable income taxes$818,000721
Income before extraordinary items$4,427,000421
Extraordinary gains, net$013
Net income$4,427,000421
Minority interest net income$064
Net income of bank and minority interests.$4,427,000421
Net charge-offs$94,0001,160
Cash dividends$1,050,000625
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,427,000413
2014-12-31 (YTD Data)Rank
Total interest income$74,634,000366
Total interest expense$4,782,000596
Net interest income$69,852,000350
Provision for loan and lease losses$3,136,000316
Total noninterest income$28,384,000291
Gross Fiduciary activities income$5,802,000180
Service charges on deposit accounts$8,463,000198
Trading account gains and fees$0180
Additional Noninterest Income$14,119,000349
Total noninterest expense$76,313,000312
Salaries and employee benefits$37,817,000316
Premises and equipment expense$12,970,000212
Additional noninterest expense$25,526,000313
Pre-tax net operating income$18,787,000476
Securities gains (losses)$26,0002,177
Applicable income taxes$2,346,000868
Income before extraordinary items$16,467,000438
Extraordinary gains, net$017
Net income$16,467,000437
Minority interest net income$084
Net income of bank and minority interests.$16,467,000438
Net charge-offs$3,567,000304
Cash dividends$4,550,000657
Sale, conversion, retirement of capital stock, net$0862
Net operating income$16,444,120433
2014-09-30 (YTD Data)Rank
Total interest income$56,019,000364
Total interest expense$3,613,000599
Net interest income$52,406,000348
Provision for loan and lease losses$2,911,000254
Total noninterest income$20,882,000295
Gross Fiduciary activities income$4,339,000179
Service charges on deposit accounts$6,302,000197
Trading account gains and fees$0174
Additional Noninterest Income$10,241,000354
Total noninterest expense$56,542,000311
Salaries and employee benefits$28,135,000313
Premises and equipment expense$9,534,000211
Additional noninterest expense$18,873,000307
Pre-tax net operating income$13,835,000491
Securities gains (losses)$26,0001,868
Applicable income taxes$1,760,000884
Income before extraordinary items$12,101,000443
Extraordinary gains, net$015
Net income$12,101,000442
Minority interest net income$081
Net income of bank and minority interests.$12,101,000443
Net charge-offs$2,571,000305
Cash dividends$3,150,000643
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,078,380435
2014-06-30 (YTD Data)Rank
Total interest income$37,061,000362
Total interest expense$2,429,000597
Net interest income$34,632,000347
Provision for loan and lease losses$2,749,000196
Total noninterest income$14,445,000282
Gross Fiduciary activities income$2,847,000180
Service charges on deposit accounts$4,124,000198
Trading account gains and fees$0172
Additional Noninterest Income$7,474,000329
Total noninterest expense$37,641,000306
Salaries and employee benefits$18,769,000314
Premises and equipment expense$6,342,000212
Additional noninterest expense$12,530,000306
Pre-tax net operating income$8,687,000502
Securities gains (losses)$02,580
Applicable income taxes$988,000976
Income before extraordinary items$7,699,000454
Extraordinary gains, net$020
Net income$7,699,000453
Minority interest net income$080
Net income of bank and minority interests.$7,699,000454
Net charge-offs$2,288,000257
Cash dividends$2,100,000618
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,699,000445
2014-03-31 (YTD Data)Rank
Total interest income$18,381,000362
Total interest expense$1,236,000600
Net interest income$17,145,000350
Provision for loan and lease losses$1,726,000164
Total noninterest income$7,279,000280
Gross Fiduciary activities income$1,359,000184
Service charges on deposit accounts$1,995,000201
Trading account gains and fees$0147
Additional Noninterest Income$3,925,000313
Total noninterest expense$18,808,000307
Salaries and employee benefits$9,362,000308
Premises and equipment expense$3,212,000214
Additional noninterest expense$6,234,000307
Pre-tax net operating income$3,890,000535
Securities gains (losses)$01,715
Applicable income taxes$334,0001,243
Income before extraordinary items$3,556,000459
Extraordinary gains, net$016
Net income$3,556,000458
Minority interest net income$066
Net income of bank and minority interests.$3,556,000459
Net charge-offs$1,910,000180
Cash dividends$1,050,000579
Sale, conversion, retirement of capital stock, net$0747
Net operating income$3,556,000445
2013-12-31 (YTD Data)Rank
Total interest income$74,908,000350
Total interest expense$7,185,000441
Net interest income$67,723,000346
Provision for loan and lease losses$8,528,000185
Total noninterest income$31,757,000285
Gross Fiduciary activities income$5,363,000172
Service charges on deposit accounts$8,704,000193
Trading account gains and fees$0184
Additional Noninterest Income$17,690,000316
Total noninterest expense$76,782,000303
Salaries and employee benefits$38,215,000299
Premises and equipment expense$12,688,000202
Additional noninterest expense$25,879,000303
Pre-tax net operating income$14,170,000575
Securities gains (losses)$26,0002,209
Applicable income taxes$1,005,0001,459
Income before extraordinary items$13,191,000509
Extraordinary gains, net$029
Net income$13,191,000509
Minority interest net income$090
Net income of bank and minority interests.$13,191,000510
Net charge-offs$11,072,000163
Cash dividends$4,550,000614
Sale, conversion, retirement of capital stock, net$0924
Net operating income$13,166,820501
2013-09-30 (YTD Data)Rank
Total interest income$55,849,000354
Total interest expense$5,835,000414
Net interest income$50,014,000357
Provision for loan and lease losses$6,187,000186
Total noninterest income$24,588,000286
Gross Fiduciary activities income$3,982,000169
Service charges on deposit accounts$6,503,000192
Trading account gains and fees$0180
Additional Noninterest Income$14,103,000317
Total noninterest expense$57,477,000299
Salaries and employee benefits$28,425,000305
Premises and equipment expense$9,456,000202
Additional noninterest expense$19,596,000295
Pre-tax net operating income$10,938,000563
Securities gains (losses)$26,0002,077
Applicable income taxes$962,0001,289
Income before extraordinary items$10,002,000519
Extraordinary gains, net$025
Net income$10,002,000517
Minority interest net income$084
Net income of bank and minority interests.$10,002,000521
Net charge-offs$5,554,000235
Cash dividends$3,500,000567
Sale, conversion, retirement of capital stock, net$0868
Net operating income$9,978,340506
2013-06-30 (YTD Data)Rank
Total interest income$37,244,000347
Total interest expense$4,208,000384
Net interest income$33,036,000352
Provision for loan and lease losses$4,056,000194
Total noninterest income$16,447,000292
Gross Fiduciary activities income$2,577,000173
Service charges on deposit accounts$4,283,000189
Trading account gains and fees$0157
Additional Noninterest Income$9,587,000314
Total noninterest expense$37,986,000306
Salaries and employee benefits$18,904,000304
Premises and equipment expense$6,688,000199
Additional noninterest expense$12,394,000315
Pre-tax net operating income$7,441,000548
Securities gains (losses)$02,791
Applicable income taxes$702,0001,194
Income before extraordinary items$6,739,000508
Extraordinary gains, net$022
Net income$6,739,000507
Minority interest net income$082
Net income of bank and minority interests.$6,739,000510
Net charge-offs$4,756,000210
Cash dividends$2,450,000531
Sale, conversion, retirement of capital stock, net$0838
Net operating income$6,739,000488
2013-03-31 (YTD Data)Rank
Total interest income$18,598,000354
Total interest expense$2,210,000379
Net interest income$16,388,000357
Provision for loan and lease losses$2,015,000203
Total noninterest income$7,976,000293
Gross Fiduciary activities income$1,251,000176
Service charges on deposit accounts$2,123,000186
Trading account gains and fees$0148
Additional Noninterest Income$4,602,000321
Total noninterest expense$18,799,000311
Salaries and employee benefits$9,479,000310
Premises and equipment expense$3,325,000200
Additional noninterest expense$5,995,000328
Pre-tax net operating income$3,550,000574
Securities gains (losses)$01,966
Applicable income taxes$304,0001,312
Income before extraordinary items$3,246,000516
Extraordinary gains, net$010
Net income$3,246,000514
Minority interest net income$076
Net income of bank and minority interests.$3,246,000517
Net charge-offs$757,000577
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,246,000494
2012-12-31 (YTD Data)Rank
Total interest income$77,795,000350
Total interest expense$10,315,000388
Net interest income$67,480,000349
Provision for loan and lease losses$10,888,000252
Total noninterest income$31,270,000311
Gross Fiduciary activities income$4,838,000178
Service charges on deposit accounts$8,871,000190
Trading account gains and fees$0166
Additional Noninterest Income$17,561,000325
Total noninterest expense$73,984,000309
Salaries and employee benefits$35,003,000313
Premises and equipment expense$13,306,000193
Additional noninterest expense$25,675,000327
Pre-tax net operating income$13,878,000554
Securities gains (losses)$26,0003,070
Applicable income taxes$447,0002,291
Income before extraordinary items$13,457,000497
Extraordinary gains, net$029
Net income$13,457,000494
Minority interest net income$093
Net income of bank and minority interests.$13,457,000497
Net charge-offs$12,137,000271
Cash dividends$2,100,0001,168
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$13,431,780485
2012-09-30 (YTD Data)Rank
Total interest income$58,563,000353
Total interest expense$7,848,000403
Net interest income$50,715,000348
Provision for loan and lease losses$8,278,000261
Total noninterest income$23,301,000304
Gross Fiduciary activities income$3,609,000172
Service charges on deposit accounts$6,690,000190
Trading account gains and fees$0157
Additional Noninterest Income$13,002,000322
Total noninterest expense$54,951,000307
Salaries and employee benefits$26,215,000316
Premises and equipment expense$9,938,000194
Additional noninterest expense$18,798,000329
Pre-tax net operating income$10,787,000548
Securities gains (losses)$26,0002,770
Applicable income taxes$513,0001,914
Income before extraordinary items$10,300,000492
Extraordinary gains, net$020
Net income$10,300,000490
Minority interest net income$086
Net income of bank and minority interests.$10,300,000492
Net charge-offs$7,818,000315
Cash dividends$2,100,000738
Sale, conversion, retirement of capital stock, net$0952
Net operating income$10,275,300474
2012-06-30 (YTD Data)Rank
Total interest income$39,145,000355
Total interest expense$5,295,000417
Net interest income$33,850,000348
Provision for loan and lease losses$4,967,000299
Total noninterest income$15,068,000310
Gross Fiduciary activities income$2,366,000176
Service charges on deposit accounts$4,437,000191
Trading account gains and fees$0153
Additional Noninterest Income$8,265,000325
Total noninterest expense$36,961,000303
Salaries and employee benefits$17,654,000310
Premises and equipment expense$6,608,000193
Additional noninterest expense$12,699,000327
Pre-tax net operating income$6,990,000557
Securities gains (losses)$03,178
Applicable income taxes$333,0001,944
Income before extraordinary items$6,657,000490
Extraordinary gains, net$019
Net income$6,657,000490
Minority interest net income$084
Net income of bank and minority interests.$6,657,000490
Net charge-offs$2,419,000598
Cash dividends$2,100,000500
Sale, conversion, retirement of capital stock, net$0928
Net operating income$6,657,000470
2012-03-31 (YTD Data)Rank
Total interest income$19,674,000355
Total interest expense$2,721,000420
Net interest income$16,953,000343
Provision for loan and lease losses$2,522,000289
Total noninterest income$7,393,000310
Gross Fiduciary activities income$1,145,000180
Service charges on deposit accounts$2,197,000189
Trading account gains and fees$0148
Additional Noninterest Income$4,051,000327
Total noninterest expense$18,236,000306
Salaries and employee benefits$8,787,000308
Premises and equipment expense$3,264,000194
Additional noninterest expense$6,185,000320
Pre-tax net operating income$3,588,000544
Securities gains (losses)$02,210
Applicable income taxes$278,0001,369
Income before extraordinary items$3,310,000484
Extraordinary gains, net$019
Net income$3,310,000485
Minority interest net income$078
Net income of bank and minority interests.$3,310,000485
Net charge-offs$633,000938
Cash dividends$1,050,000444
Sale, conversion, retirement of capital stock, net$0861
Net operating income$3,310,000473
2011-12-31 (YTD Data)Rank
Total interest income$83,479,000341
Total interest expense$13,464,000418
Net interest income$70,015,000330
Provision for loan and lease losses$14,477,000305
Total noninterest income$29,842,000274
Gross Fiduciary activities income$4,423,000150
Service charges on deposit accounts$10,122,000172
Trading account gains and fees$0146
Additional Noninterest Income$15,297,000323
Total noninterest expense$73,698,000296
Salaries and employee benefits$34,914,000286
Premises and equipment expense$13,255,000201
Additional noninterest expense$25,529,000327
Pre-tax net operating income$11,682,000538
Securities gains (losses)$26,0002,967
Applicable income taxes$-169,0006,896
Income before extraordinary items$11,877,000465
Extraordinary gains, net$029
Net income$11,877,000466
Minority interest net income$096
Net income of bank and minority interests.$11,877,000466
Net charge-offs$8,745,000530
Cash dividends$4,200,000496
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$11,851,000454
2011-09-30 (YTD Data)Rank
Total interest income$63,179,000343
Total interest expense$10,493,000421
Net interest income$52,686,000332
Provision for loan and lease losses$11,683,000283
Total noninterest income$22,972,000270
Gross Fiduciary activities income$3,315,000151
Service charges on deposit accounts$7,749,000164
Trading account gains and fees$0145
Additional Noninterest Income$11,908,000311
Total noninterest expense$54,826,000294
Salaries and employee benefits$26,296,000285
Premises and equipment expense$9,807,000199
Additional noninterest expense$18,723,000324
Pre-tax net operating income$9,149,000535
Securities gains (losses)$26,0002,700
Applicable income taxes$480,0001,769
Income before extraordinary items$8,695,000473
Extraordinary gains, net$021
Net income$8,695,000473
Minority interest net income$087
Net income of bank and minority interests.$8,695,000473
Net charge-offs$6,986,000471
Cash dividends$3,150,000432
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$8,670,300460
2011-06-30 (YTD Data)Rank
Total interest income$42,715,000343
Total interest expense$7,231,000431
Net interest income$35,484,000331
Provision for loan and lease losses$6,247,000345
Total noninterest income$14,190,000289
Gross Fiduciary activities income$2,162,000157
Service charges on deposit accounts$5,231,000163
Trading account gains and fees$0153
Additional Noninterest Income$6,797,000349
Total noninterest expense$37,109,000295
Salaries and employee benefits$17,817,000279
Premises and equipment expense$6,494,000209
Additional noninterest expense$12,798,000317
Pre-tax net operating income$6,318,000522
Securities gains (losses)$02,914
Applicable income taxes$360,0001,623
Income before extraordinary items$5,958,000455
Extraordinary gains, net$015
Net income$5,958,000455
Minority interest net income$089
Net income of bank and minority interests.$5,958,000455
Net charge-offs$4,668,000495
Cash dividends$2,100,000404
Sale, conversion, retirement of capital stock, net$0986
Net operating income$5,958,000438
2011-03-31 (YTD Data)Rank
Total interest income$21,808,000339
Total interest expense$3,788,000430
Net interest income$18,020,000324
Provision for loan and lease losses$3,562,000320
Total noninterest income$6,885,000294
Gross Fiduciary activities income$1,048,000161
Service charges on deposit accounts$3,235,000146
Trading account gains and fees$0158
Additional Noninterest Income$2,602,000424
Total noninterest expense$18,573,000293
Salaries and employee benefits$8,978,000282
Premises and equipment expense$3,165,000218
Additional noninterest expense$6,430,000310
Pre-tax net operating income$2,770,000589
Securities gains (losses)$01,772
Applicable income taxes$70,0002,549
Income before extraordinary items$2,700,000502
Extraordinary gains, net$09
Net income$2,700,000501
Minority interest net income$086
Net income of bank and minority interests.$2,700,000502
Net charge-offs$1,359,000695
Cash dividends$1,050,000364
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,700,000488
2010-12-31 (YTD Data)Rank
Total interest income$80,389,000382
Total interest expense$17,212,000459
Net interest income$63,177,000358
Provision for loan and lease losses$13,751,000510
Total noninterest income$23,498,000345
Gross Fiduciary activities income$3,715,000170
Service charges on deposit accounts$12,163,000146
Trading account gains and fees$0175
Additional Noninterest Income$7,620,000554
Total noninterest expense$66,352,000329
Salaries and employee benefits$30,920,000317
Premises and equipment expense$12,098,000220
Additional noninterest expense$23,334,000358
Pre-tax net operating income$6,572,000809
Securities gains (losses)$26,0002,991
Applicable income taxes$-2,035,0007,457
Income before extraordinary items$8,633,000524
Extraordinary gains, net$029
Net income$8,633,000524
Minority interest net income$0111
Net income of bank and minority interests.$8,633,000526
Net charge-offs$12,360,000510
Cash dividends$507,0002,324
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,607,000499
2010-09-30 (YTD Data)Rank
Total interest income$60,107,000384
Total interest expense$13,040,000474
Net interest income$47,067,000354
Provision for loan and lease losses$11,301,000456
Total noninterest income$17,310,000348
Gross Fiduciary activities income$2,679,000175
Service charges on deposit accounts$9,201,000144
Trading account gains and fees$0165
Additional Noninterest Income$5,430,000543
Total noninterest expense$49,822,000320
Salaries and employee benefits$24,103,000304
Premises and equipment expense$9,066,000221
Additional noninterest expense$16,653,000354
Pre-tax net operating income$3,254,0001,214
Securities gains (losses)$26,0002,782
Applicable income taxes$-1,474,0007,559
Income before extraordinary items$4,754,000731
Extraordinary gains, net$023
Net income$4,754,000730
Minority interest net income$0110
Net income of bank and minority interests.$4,754,000731
Net charge-offs$9,358,000480
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,728,000697
2010-06-30 (YTD Data)Rank
Total interest income$39,865,000387
Total interest expense$8,692,000489
Net interest income$31,173,000356
Provision for loan and lease losses$5,608,000585
Total noninterest income$11,727,000336
Gross Fiduciary activities income$1,760,000176
Service charges on deposit accounts$6,139,000149
Trading account gains and fees$0152
Additional Noninterest Income$3,828,000507
Total noninterest expense$33,568,000317
Salaries and employee benefits$16,455,000296
Premises and equipment expense$6,033,000221
Additional noninterest expense$11,080,000353
Pre-tax net operating income$3,724,000740
Securities gains (losses)$03,184
Applicable income taxes$-264,0007,374
Income before extraordinary items$3,988,000557
Extraordinary gains, net$019
Net income$3,988,000557
Minority interest net income$0105
Net income of bank and minority interests.$3,988,000558
Net charge-offs$4,906,000583
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,988,000532
2010-03-31 (YTD Data)Rank
Total interest income$19,707,000404
Total interest expense$4,413,000505
Net interest income$15,294,000372
Provision for loan and lease losses$2,927,000568
Total noninterest income$5,184,000365
Gross Fiduciary activities income$819,000191
Service charges on deposit accounts$2,895,000155
Trading account gains and fees$0175
Additional Noninterest Income$1,470,000603
Total noninterest expense$16,349,000330
Salaries and employee benefits$8,040,000307
Premises and equipment expense$3,056,000223
Additional noninterest expense$5,253,000363
Pre-tax net operating income$1,202,0001,099
Securities gains (losses)$02,284
Applicable income taxes$-248,0007,598
Income before extraordinary items$1,450,000763
Extraordinary gains, net$016
Net income$1,450,000765
Minority interest net income$091
Net income of bank and minority interests.$1,450,000767
Net charge-offs$1,196,000917
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,450,000728
2009-12-31 (YTD Data)Rank
Total interest income$75,636,000444
Total interest expense$20,838,000548
Net interest income$54,798,000398
Provision for loan and lease losses$6,884,0001,141
Total noninterest income$21,218,000375
Gross Fiduciary activities income$3,134,000191
Service charges on deposit accounts$11,657,000165
Trading account gains and fees$0211
Additional Noninterest Income$6,427,000593
Total noninterest expense$66,220,000345
Salaries and employee benefits$31,508,000308
Premises and equipment expense$12,603,000216
Additional noninterest expense$22,109,000406
Pre-tax net operating income$2,912,0001,376
Securities gains (losses)$03,754
Applicable income taxes$-1,761,0007,480
Income before extraordinary items$4,673,000731
Extraordinary gains, net$034
Net income$4,673,000730
Minority interest net income$0115
Net income of bank and minority interests.$4,673,000731
Net charge-offs$7,316,000861
Cash dividends$613,0002,286
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$4,673,000725
2009-09-30 (YTD Data)Rank
Total interest income$55,816,000464
Total interest expense$16,042,000566
Net interest income$39,774,000415
Provision for loan and lease losses$5,170,0001,018
Total noninterest income$17,969,000354
Gross Fiduciary activities income$2,312,000191
Service charges on deposit accounts$8,446,000173
Trading account gains and fees$0212
Additional Noninterest Income$7,211,000461
Total noninterest expense$49,687,000345
Salaries and employee benefits$23,437,000320
Premises and equipment expense$9,551,000215
Additional noninterest expense$16,699,000397
Pre-tax net operating income$2,886,0001,135
Securities gains (losses)$03,497
Applicable income taxes$-654,0007,418
Income before extraordinary items$3,540,000766
Extraordinary gains, net$027
Net income$3,540,000764
Minority interest net income$0118
Net income of bank and minority interests.$3,540,000767
Net charge-offs$6,421,000692
Cash dividends$612,0001,768
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,540,000755
2009-06-30 (YTD Data)Rank
Total interest income$36,661,000483
Total interest expense$10,825,000588
Net interest income$25,836,000428
Provision for loan and lease losses$3,474,000991
Total noninterest income$12,585,000346
Gross Fiduciary activities income$1,512,000197
Service charges on deposit accounts$5,287,000182
Trading account gains and fees$0193
Additional Noninterest Income$5,786,000415
Total noninterest expense$32,820,000356
Salaries and employee benefits$15,683,000324
Premises and equipment expense$6,433,000215
Additional noninterest expense$10,704,000410
Pre-tax net operating income$2,127,0001,058
Securities gains (losses)$03,136
Applicable income taxes$-356,0007,480
Income before extraordinary items$2,483,000744
Extraordinary gains, net$021
Net income$2,483,000740
Minority interest net income$0112
Net income of bank and minority interests.$2,483,000744
Net charge-offs$2,712,000924
Cash dividends$612,0001,399
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,483,000722
2009-03-31 (YTD Data)Rank
Total interest income$18,194,000495
Total interest expense$5,366,000622
Net interest income$12,828,000429
Provision for loan and lease losses$1,796,000810
Total noninterest income$5,853,000331
Gross Fiduciary activities income$700,000206
Service charges on deposit accounts$2,333,000198
Trading account gains and fees$0171
Additional Noninterest Income$2,820,000388
Total noninterest expense$15,554,000356
Salaries and employee benefits$7,763,000331
Premises and equipment expense$3,226,000222
Additional noninterest expense$4,565,000402
Pre-tax net operating income$1,331,000952
Securities gains (losses)$02,434
Applicable income taxes$-4,0007,115
Income before extraordinary items$1,335,000767
Extraordinary gains, net$015
Net income$1,335,000767
Minority interest net income$0102
Net income of bank and minority interests.$1,335,000769
Net charge-offs$1,264,000833
Cash dividends$612,000706
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,335,000716
2008-12-31 (YTD Data)Rank
Total interest income$79,309,000482
Total interest expense$27,341,000575
Net interest income$51,968,000429
Provision for loan and lease losses$6,082,000875
Total noninterest income$24,769,000303
Gross Fiduciary activities income$3,749,000184
Service charges on deposit accounts$10,480,000186
Trading account gains and fees$0154
Additional Noninterest Income$10,540,000378
Total noninterest expense$59,559,000370
Salaries and employee benefits$30,348,000325
Premises and equipment expense$11,777,000237
Additional noninterest expense$17,434,000433
Pre-tax net operating income$11,096,000483
Securities gains (losses)$03,220
Applicable income taxes$620,0001,632
Income before extraordinary items$10,476,000372
Extraordinary gains, net$039
Net income$10,476,000372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$5,031,000686
Cash dividends$7,263,000392
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$10,476,000393
2008-09-30 (YTD Data)Rank
Total interest income$60,346,000494
Total interest expense$21,152,000590
Net interest income$39,194,000444
Provision for loan and lease losses$3,254,000855
Total noninterest income$19,159,000319
Gross Fiduciary activities income$2,980,000184
Service charges on deposit accounts$7,918,000192
Trading account gains and fees$0148
Additional Noninterest Income$8,261,000391
Total noninterest expense$44,309,000364
Salaries and employee benefits$22,876,000333
Premises and equipment expense$9,442,000221
Additional noninterest expense$11,991,000429
Pre-tax net operating income$10,790,000472
Securities gains (losses)$03,106
Applicable income taxes$2,128,000620
Income before extraordinary items$8,662,000420
Extraordinary gains, net$031
Net income$8,662,000419
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,930,000650
Cash dividends$5,250,000437
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$8,662,000442
2008-06-30 (YTD Data)Rank
Total interest income$41,063,000494
Total interest expense$14,590,000594
Net interest income$26,473,000437
Provision for loan and lease losses$2,078,000763
Total noninterest income$13,268,000319
Gross Fiduciary activities income$1,929,000189
Service charges on deposit accounts$5,219,000189
Trading account gains and fees$0149
Additional Noninterest Income$6,120,000378
Total noninterest expense$29,131,000370
Salaries and employee benefits$15,159,000340
Premises and equipment expense$6,167,000230
Additional noninterest expense$7,805,000429
Pre-tax net operating income$8,532,000430
Securities gains (losses)$03,233
Applicable income taxes$1,889,000542
Income before extraordinary items$6,643,000422
Extraordinary gains, net$021
Net income$6,643,000421
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,131,000536
Cash dividends$4,025,000403
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$6,643,000409
2008-03-31 (YTD Data)Rank
Total interest income$21,263,000493
Total interest expense$8,109,000578
Net interest income$13,154,000442
Provision for loan and lease losses$978,000629
Total noninterest income$7,079,000303
Gross Fiduciary activities income$953,000192
Service charges on deposit accounts$2,539,000192
Trading account gains and fees$0158
Additional Noninterest Income$3,587,000334
Total noninterest expense$14,489,000366
Salaries and employee benefits$7,753,000336
Premises and equipment expense$3,017,000232
Additional noninterest expense$3,719,000431
Pre-tax net operating income$4,766,000425
Securities gains (losses)$02,688
Applicable income taxes$1,106,000537
Income before extraordinary items$3,660,000401
Extraordinary gains, net$015
Net income$3,660,000402
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,135,000425
Cash dividends$2,012,000411
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$3,660,000388
2007-12-31 (YTD Data)Rank
Total interest income$92,249,000474
Total interest expense$41,357,000494
Net interest income$50,892,000454
Provision for loan and lease losses$6,812,000321
Total noninterest income$22,714,000342
Gross Fiduciary activities income$4,039,000180
Service charges on deposit accounts$9,795,000199
Trading account gains and fees$0178
Additional Noninterest Income$8,880,000444
Total noninterest expense$55,438,000364
Salaries and employee benefits$29,610,000335
Premises and equipment expense$11,041,000244
Additional noninterest expense$14,787,000430
Pre-tax net operating income$11,356,000748
Securities gains (losses)$02,146
Applicable income taxes$1,848,0001,200
Income before extraordinary items$9,508,000688
Extraordinary gains, net$039
Net income$9,508,000686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,246,000350
Cash dividends$6,037,000627
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$9,508,000683
2007-09-30 (YTD Data)Rank
Total interest income$68,892,000478
Total interest expense$31,237,000492
Net interest income$37,655,000460
Provision for loan and lease losses$1,603,000618
Total noninterest income$17,343,000344
Gross Fiduciary activities income$2,894,000183
Service charges on deposit accounts$7,258,000199
Trading account gains and fees$0184
Additional Noninterest Income$7,191,000427
Total noninterest expense$40,221,000378
Salaries and employee benefits$21,551,000352
Premises and equipment expense$8,142,000247
Additional noninterest expense$10,528,000433
Pre-tax net operating income$13,174,000553
Securities gains (losses)$01,655
Applicable income taxes$3,515,000610
Income before extraordinary items$9,659,000552
Extraordinary gains, net$033
Net income$9,659,000550
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,975,000408
Cash dividends$3,675,000738
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$9,659,000546
2007-06-30 (YTD Data)Rank
Total interest income$45,029,000501
Total interest expense$20,376,000507
Net interest income$24,653,000477
Provision for loan and lease losses$1,111,000539
Total noninterest income$11,568,000363
Gross Fiduciary activities income$1,783,000198
Service charges on deposit accounts$4,704,000207
Trading account gains and fees$0168
Additional Noninterest Income$5,081,000431
Total noninterest expense$26,824,000381
Salaries and employee benefits$14,403,000358
Premises and equipment expense$5,365,000257
Additional noninterest expense$7,056,000443
Pre-tax net operating income$8,286,000607
Securities gains (losses)$01,444
Applicable income taxes$2,173,000686
Income before extraordinary items$6,113,000608
Extraordinary gains, net$029
Net income$6,113,000607
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,794,000299
Cash dividends$1,837,000960
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$6,113,000598
2007-03-31 (YTD Data)Rank
Total interest income$22,134,000503
Total interest expense$9,946,000509
Net interest income$12,188,000480
Provision for loan and lease losses$398,000631
Total noninterest income$5,566,000363
Gross Fiduciary activities income$871,000200
Service charges on deposit accounts$2,186,000209
Trading account gains and fees$0195
Additional Noninterest Income$2,509,000428
Total noninterest expense$13,345,000379
Salaries and employee benefits$7,158,000370
Premises and equipment expense$2,670,000263
Additional noninterest expense$3,517,000431
Pre-tax net operating income$4,011,000615
Securities gains (losses)$01,187
Applicable income taxes$1,023,000722
Income before extraordinary items$2,988,000611
Extraordinary gains, net$022
Net income$2,988,000610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$879,000263
Cash dividends$1,837,000497
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,988,000601
2006-12-31 (YTD Data)Rank
Total interest income$82,821,000503
Total interest expense$35,088,000498
Net interest income$47,733,000483
Provision for loan and lease losses$1,545,000694
Total noninterest income$21,547,000355
Gross Fiduciary activities income$3,318,000193
Service charges on deposit accounts$9,566,000195
Trading account gains and fees$0130
Additional Noninterest Income$8,663,000460
Total noninterest expense$46,215,000420
Salaries and employee benefits$26,527,000371
Premises and equipment expense$8,686,000303
Additional noninterest expense$11,002,000515
Pre-tax net operating income$21,520,000510
Securities gains (losses)$-1,0006,756
Applicable income taxes$6,458,000528
Income before extraordinary items$15,061,000522
Extraordinary gains, net$051
Net income$15,061,000520
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,704,000449
Cash dividends$7,350,000509
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$15,061,700517
2006-09-30 (YTD Data)Rank
Total interest income$60,825,000510
Total interest expense$25,417,000510
Net interest income$35,408,000507
Provision for loan and lease losses$1,270,000619
Total noninterest income$16,203,000371
Gross Fiduciary activities income$2,492,000201
Service charges on deposit accounts$7,245,000197
Trading account gains and fees$0126
Additional Noninterest Income$6,466,000475
Total noninterest expense$33,958,000435
Salaries and employee benefits$19,777,000386
Premises and equipment expense$6,363,000320
Additional noninterest expense$7,818,000542
Pre-tax net operating income$16,383,000524
Securities gains (losses)$-1,0007,100
Applicable income taxes$5,239,000521
Income before extraordinary items$11,143,000554
Extraordinary gains, net$045
Net income$11,143,000554
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,143,000416
Cash dividends$5,512,000477
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$11,143,680542
2006-06-30 (YTD Data)Rank
Total interest income$39,811,000512
Total interest expense$16,238,000510
Net interest income$23,573,000509
Provision for loan and lease losses$860,000599
Total noninterest income$10,649,000380
Gross Fiduciary activities income$1,569,000212
Service charges on deposit accounts$4,788,000196
Trading account gains and fees$0126
Additional Noninterest Income$4,292,000479
Total noninterest expense$22,317,000448
Salaries and employee benefits$12,989,000392
Premises and equipment expense$4,127,000332
Additional noninterest expense$5,201,000539
Pre-tax net operating income$11,045,000525
Securities gains (losses)$01,185
Applicable income taxes$3,543,000518
Income before extraordinary items$7,502,000546
Extraordinary gains, net$039
Net income$7,502,000544
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$912,000366
Cash dividends$3,675,000488
Sale, conversion, retirement of capital stock, net$0887
Net operating income$7,502,000532
2006-03-31 (YTD Data)Rank
Total interest income$19,390,000504
Total interest expense$7,794,000498
Net interest income$11,596,000508
Provision for loan and lease losses$440,000567
Total noninterest income$5,149,000380
Gross Fiduciary activities income$781,000214
Service charges on deposit accounts$2,309,000193
Trading account gains and fees$0115
Additional Noninterest Income$2,059,000488
Total noninterest expense$10,976,000457
Salaries and employee benefits$6,345,000405
Premises and equipment expense$2,029,000337
Additional noninterest expense$2,602,000539
Pre-tax net operating income$5,329,000529
Securities gains (losses)$0955
Applicable income taxes$1,677,000533
Income before extraordinary items$3,652,000550
Extraordinary gains, net$021
Net income$3,652,000549
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$438,000359
Cash dividends$1,837,000455
Sale, conversion, retirement of capital stock, net$0648
Net operating income$3,652,000539
2005-12-31 (YTD Data)Rank
Total interest income$67,149,000521
Total interest expense$22,493,000530
Net interest income$44,656,000501
Provision for loan and lease losses$1,808,000589
Total noninterest income$20,773,000388
Gross Fiduciary activities income$2,660,000222
Service charges on deposit accounts$9,703,000186
Trading account gains and fees$0138
Additional Noninterest Income$8,410,000478
Total noninterest expense$39,728,000471
Salaries and employee benefits$23,002,000416
Premises and equipment expense$7,023,000362
Additional noninterest expense$9,703,000577
Pre-tax net operating income$23,893,000466
Securities gains (losses)$-246,0008,615
Applicable income taxes$7,582,000472
Income before extraordinary items$16,065,000486
Extraordinary gains, net$046
Net income$16,065,000486
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,851,000428
Cash dividends$6,388,000532
Sale, conversion, retirement of capital stock, net$0934
Net operating income$16,232,280472
2005-09-30 (YTD Data)Rank
Total interest income$48,390,000524
Total interest expense$15,466,000542
Net interest income$32,924,000497
Provision for loan and lease losses$1,723,000440
Total noninterest income$15,652,000387
Gross Fiduciary activities income$1,921,000223
Service charges on deposit accounts$7,290,000183
Trading account gains and fees$0126
Additional Noninterest Income$6,441,000477
Total noninterest expense$29,547,000474
Salaries and employee benefits$16,992,000419
Premises and equipment expense$5,413,000347
Additional noninterest expense$7,142,000580
Pre-tax net operating income$17,306,000477
Securities gains (losses)$-246,0008,738
Applicable income taxes$5,491,000488
Income before extraordinary items$11,569,000503
Extraordinary gains, net$035
Net income$11,569,000503
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,161,000445
Cash dividends$4,725,000506
Sale, conversion, retirement of capital stock, net$0769
Net operating income$11,736,280486
2005-06-30 (YTD Data)Rank
Total interest income$31,217,000525
Total interest expense$9,478,000547
Net interest income$21,739,000499
Provision for loan and lease losses$1,723,000296
Total noninterest income$10,137,000394
Gross Fiduciary activities income$1,103,000249
Service charges on deposit accounts$4,780,000178
Trading account gains and fees$0116
Additional Noninterest Income$4,254,000470
Total noninterest expense$19,507,000470
Salaries and employee benefits$11,196,000420
Premises and equipment expense$3,598,000344
Additional noninterest expense$4,713,000585
Pre-tax net operating income$10,646,000504
Securities gains (losses)$-256,0008,782
Applicable income taxes$3,315,000522
Income before extraordinary items$7,075,000536
Extraordinary gains, net$030
Net income$7,075,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$670,000489
Cash dividends$2,800,000542
Sale, conversion, retirement of capital stock, net$0643
Net operating income$7,249,080509
2005-03-31 (YTD Data)Rank
Total interest income$14,991,000534
Total interest expense$4,335,000561
Net interest income$10,656,000502
Provision for loan and lease losses$910,000278
Total noninterest income$4,468,000416
Gross Fiduciary activities income$376,000318
Service charges on deposit accounts$2,274,000186
Trading account gains and fees$0115
Additional Noninterest Income$1,818,000506
Total noninterest expense$9,534,000469
Salaries and employee benefits$5,446,000421
Premises and equipment expense$1,744,000361
Additional noninterest expense$2,344,000580
Pre-tax net operating income$4,680,000549
Securities gains (losses)$-256,0008,876
Applicable income taxes$1,383,000596
Income before extraordinary items$3,041,000601
Extraordinary gains, net$024
Net income$3,041,000601
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$522,000340
Cash dividends$1,225,000544
Sale, conversion, retirement of capital stock, net$0491
Net operating income$3,217,640555
2004-12-31 (YTD Data)Rank
Total interest income$54,120,000546
Total interest expense$12,976,000634
Net interest income$41,144,000499
Provision for loan and lease losses$3,304,000352
Total noninterest income$19,768,000388
Gross Fiduciary activities income$2,839,000212
Service charges on deposit accounts$9,832,000191
Trading account gains and fees$0138
Additional Noninterest Income$7,097,000515
Total noninterest expense$37,255,000481
Salaries and employee benefits$20,110,000449
Premises and equipment expense$6,840,000344
Additional noninterest expense$10,305,000530
Pre-tax net operating income$20,353,000487
Securities gains (losses)$03,819
Applicable income taxes$6,365,000508
Income before extraordinary items$13,988,000509
Extraordinary gains, net$034
Net income$13,988,000510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,862,000485
Cash dividends$6,038,000517
Sale, conversion, retirement of capital stock, net$0872
Net operating income$13,988,000493
2004-09-30 (YTD Data)Rank
Total interest income$39,757,000547
Total interest expense$9,229,000653
Net interest income$30,528,000502
Provision for loan and lease losses$2,992,000315
Total noninterest income$14,993,000398
Gross Fiduciary activities income$2,209,000209
Service charges on deposit accounts$7,373,000189
Trading account gains and fees$0134
Additional Noninterest Income$5,411,000517
Total noninterest expense$27,558,000480
Salaries and employee benefits$14,751,000463
Premises and equipment expense$5,160,000344
Additional noninterest expense$7,647,000530
Pre-tax net operating income$14,971,000487
Securities gains (losses)$03,710
Applicable income taxes$4,763,000500
Income before extraordinary items$10,208,000514
Extraordinary gains, net$026
Net income$10,208,000515
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,268,000483
Cash dividends$4,725,000487
Sale, conversion, retirement of capital stock, net$0738
Net operating income$10,208,000493
2004-06-30 (YTD Data)Rank
Total interest income$26,160,000540
Total interest expense$6,089,000646
Net interest income$20,071,000506
Provision for loan and lease losses$2,011,000313
Total noninterest income$9,874,000397
Gross Fiduciary activities income$1,415,000216
Service charges on deposit accounts$4,861,000189
Trading account gains and fees$0130
Additional Noninterest Income$3,598,000527
Total noninterest expense$18,305,000479
Salaries and employee benefits$9,768,000464
Premises and equipment expense$3,471,000336
Additional noninterest expense$5,066,000533
Pre-tax net operating income$9,629,000500
Securities gains (losses)$03,413
Applicable income taxes$3,046,000517
Income before extraordinary items$6,583,000537
Extraordinary gains, net$021
Net income$6,583,000536
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$732,000543
Cash dividends$3,150,000481
Sale, conversion, retirement of capital stock, net$0638
Net operating income$6,583,000513
2004-03-31 (YTD Data)Rank
Total interest income$12,965,000548
Total interest expense$3,068,000661
Net interest income$9,897,000517
Provision for loan and lease losses$981,000318
Total noninterest income$4,657,000413
Gross Fiduciary activities income$634,000229
Service charges on deposit accounts$2,362,000189
Trading account gains and fees$0121
Additional Noninterest Income$1,661,000553
Total noninterest expense$9,057,000486
Salaries and employee benefits$4,806,000473
Premises and equipment expense$1,747,000348
Additional noninterest expense$2,504,000532
Pre-tax net operating income$4,516,000524
Securities gains (losses)$02,934
Applicable income taxes$1,408,000562
Income before extraordinary items$3,108,000568
Extraordinary gains, net$016
Net income$3,108,000567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000558
Cash dividends$1,575,000441
Sale, conversion, retirement of capital stock, net$0464
Net operating income$3,108,000529
2003-12-31 (YTD Data)Rank
Total interest income$51,798,000548
Total interest expense$13,168,000672
Net interest income$38,630,000505
Provision for loan and lease losses$3,863,000394
Total noninterest income$19,869,000396
Gross Fiduciary activities income$2,549,000226
Service charges on deposit accounts$9,229,000201
Trading account gains and fees$0160
Additional Noninterest Income$8,091,000523
Total noninterest expense$36,001,000501
Salaries and employee benefits$19,384,000465
Premises and equipment expense$6,807,000359
Additional noninterest expense$9,810,000562
Pre-tax net operating income$18,635,000510
Securities gains (losses)$-256,0009,096
Applicable income taxes$5,525,000574
Income before extraordinary items$12,854,000547
Extraordinary gains, net$054
Net income$12,854,000547
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,221,000382
Cash dividends$6,650,000502
Sale, conversion, retirement of capital stock, net$0868
Net operating income$13,033,200505
2003-09-30 (YTD Data)Rank
Total interest income$38,756,000569
Total interest expense$10,025,000695
Net interest income$28,731,000520
Provision for loan and lease losses$2,952,000397
Total noninterest income$14,891,000419
Gross Fiduciary activities income$1,855,000237
Service charges on deposit accounts$6,816,000208
Trading account gains and fees$0153
Additional Noninterest Income$6,220,000545
Total noninterest expense$26,737,000517
Salaries and employee benefits$14,379,000477
Premises and equipment expense$4,999,000371
Additional noninterest expense$7,359,000569
Pre-tax net operating income$13,933,000519
Securities gains (losses)$04,204
Applicable income taxes$4,328,000578
Income before extraordinary items$9,605,000565
Extraordinary gains, net$040
Net income$9,605,000564
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,618,000514
Cash dividends$4,988,000494
Sale, conversion, retirement of capital stock, net$0722
Net operating income$9,605,000520
2003-06-30 (YTD Data)Rank
Total interest income$25,906,000572
Total interest expense$6,845,000700
Net interest income$19,061,000525
Provision for loan and lease losses$1,976,000396
Total noninterest income$9,531,000435
Gross Fiduciary activities income$1,040,000272
Service charges on deposit accounts$4,458,000210
Trading account gains and fees$0150
Additional Noninterest Income$4,033,000543
Total noninterest expense$17,692,000516
Salaries and employee benefits$9,475,000482
Premises and equipment expense$3,304,000378
Additional noninterest expense$4,913,000566
Pre-tax net operating income$8,924,000531
Securities gains (losses)$03,782
Applicable income taxes$2,796,000576
Income before extraordinary items$6,128,000583
Extraordinary gains, net$030
Net income$6,128,000582
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,285,000444
Cash dividends$3,325,000475
Sale, conversion, retirement of capital stock, net$0589
Net operating income$6,128,000536
2003-03-31 (YTD Data)Rank
Total interest income$12,863,000584
Total interest expense$3,408,000715
Net interest income$9,455,000534
Provision for loan and lease losses$988,000385
Total noninterest income$4,547,000452
Gross Fiduciary activities income$539,000271
Service charges on deposit accounts$2,128,000219
Trading account gains and fees$0134
Additional Noninterest Income$1,880,000565
Total noninterest expense$8,686,000522
Salaries and employee benefits$4,609,000493
Premises and equipment expense$1,663,000379
Additional noninterest expense$2,414,000578
Pre-tax net operating income$4,328,000551
Securities gains (losses)$02,891
Applicable income taxes$1,350,000609
Income before extraordinary items$2,978,000592
Extraordinary gains, net$021
Net income$2,978,000590
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$429,000552
Cash dividends$1,663,000437
Sale, conversion, retirement of capital stock, net$0419
Net operating income$2,978,000555
2002-12-31 (YTD Data)Rank
Total interest income$52,718,000590
Total interest expense$13,869,000812
Net interest income$38,849,000518
Provision for loan and lease losses$4,184,000436
Total noninterest income$15,576,000471
Gross Fiduciary activities income$2,242,000268
Service charges on deposit accounts$8,153,000220
Trading account gains and fees$0153
Additional Noninterest Income$5,181,000671
Total noninterest expense$31,796,000541
Salaries and employee benefits$16,307,000520
Premises and equipment expense$6,144,000396
Additional noninterest expense$9,345,000584
Pre-tax net operating income$18,445,000499
Securities gains (losses)$04,537
Applicable income taxes$5,218,000573
Income before extraordinary items$13,227,000514
Extraordinary gains, net$070
Net income$13,227,000517
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,956,000442
Cash dividends$6,475,000504
Sale, conversion, retirement of capital stock, net$0862
Net operating income$13,227,000489
2001-12-31 (YTD Data)Rank
Total interest income$62,045,000579
Total interest expense$25,465,000663
Net interest income$36,580,000518
Provision for loan and lease losses$4,294,000395
Total noninterest income$14,181,000475
Gross Fiduciary activities income$1,971,000294
Service charges on deposit accounts$7,510,000223
Trading account gains and fees$0177
Additional Noninterest Income$4,700,000689
Total noninterest expense$29,508,000571
Salaries and employee benefits$14,824,000531
Premises and equipment expense$5,289,000442
Additional noninterest expense$9,395,000602
Pre-tax net operating income$16,959,000494
Securities gains (losses)$04,612
Applicable income taxes$4,755,000566
Income before extraordinary items$12,204,000497
Extraordinary gains, net$0105
Net income$12,204,000498
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,954,000436
Cash dividends$7,250,000464
Sale, conversion, retirement of capital stock, net$0922
Net operating income$12,204,000473
2000-12-31 (YTD Data)Rank
Total interest income$62,315,000606
Total interest expense$30,488,000617
Net interest income$31,827,000588
Provision for loan and lease losses$2,400,000534
Total noninterest income$11,773,000526
Gross Fiduciary activities income$1,934,000289
Service charges on deposit accounts$6,011,000251
Trading account gains and fees$0180
Additional Noninterest Income$3,828,000738
Total noninterest expense$26,065,000607
Salaries and employee benefits$12,844,000561
Premises and equipment expense$4,842,000477
Additional noninterest expense$8,379,000658
Pre-tax net operating income$15,135,000553
Securities gains (losses)$01,956
Applicable income taxes$4,321,000610
Income before extraordinary items$10,814,000538
Extraordinary gains, net$038
Net income$10,814,000539
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,866,000494
Cash dividends$5,600,000568
Sale, conversion, retirement of capital stock, net$0969
Net operating income$10,814,000536
1999-12-31 (YTD Data)Rank
Total interest income$53,591,000650
Total interest expense$23,934,000683
Net interest income$29,657,000641
Provision for loan and lease losses$2,025,000559
Total noninterest income$9,572,000637
Gross Fiduciary activities income$1,623,000363
Service charges on deposit accounts$4,039,000345
Trading account gains and fees$0173
Additional Noninterest Income$3,910,000756
Total noninterest expense$23,486,000671
Salaries and employee benefits$11,707,000614
Premises and equipment expense$4,309,000523
Additional noninterest expense$7,470,000742
Pre-tax net operating income$13,718,000640
Securities gains (losses)$03,155
Applicable income taxes$4,214,000674
Income before extraordinary items$9,504,000646
Extraordinary gains, net$035
Net income$9,504,000647
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,381,000575
Cash dividends$5,075,000648
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$9,504,000636
1998-12-31 (YTD Data)Rank
Total interest income$48,076,000702
Total interest expense$21,338,000766
Net interest income$26,738,000672
Provision for loan and lease losses$2,145,000548
Total noninterest income$9,015,000640
Gross Fiduciary activities income$1,426,000383
Service charges on deposit accounts$3,634,000367
Trading account gains and fees$0224
Additional Noninterest Income$3,955,000753
Total noninterest expense$20,613,000723
Salaries and employee benefits$10,403,000673
Premises and equipment expense$3,339,000642
Additional noninterest expense$6,871,000777
Pre-tax net operating income$12,995,000637
Securities gains (losses)$04,449
Applicable income taxes$3,946,000697
Income before extraordinary items$9,049,000639
Extraordinary gains, net$032
Net income$9,049,000638
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,271,000629
Cash dividends$6,098,000546
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$9,049,000608
1997-12-31 (YTD Data)Rank
Total interest income$42,709,000802
Total interest expense$18,977,000866
Net interest income$23,732,000766
Provision for loan and lease losses$2,439,000502
Total noninterest income$7,365,000707
Gross Fiduciary activities income$1,188,000425
Service charges on deposit accounts$3,468,000384
Trading account gains and fees$0239
Additional Noninterest Income$2,709,000898
Total noninterest expense$18,202,000799
Salaries and employee benefits$9,035,000762
Premises and equipment expense$3,260,000641
Additional noninterest expense$5,907,000860
Pre-tax net operating income$10,456,000787
Securities gains (losses)$03,944
Applicable income taxes$3,128,000894
Income before extraordinary items$7,328,000769
Extraordinary gains, net$044
Net income$7,328,000771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,844,000398
Cash dividends$2,100,0001,243
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$7,328,000753
1996-12-31 (YTD Data)Rank
Total interest income$38,832,000901
Total interest expense$16,995,000975
Net interest income$21,837,000849
Provision for loan and lease losses$1,477,000763
Total noninterest income$6,773,000762
Gross Fiduciary activities income$1,080,000485
Service charges on deposit accounts$3,217,000450
Trading account gains and fees$0262
Additional Noninterest Income$2,476,0001,006
Total noninterest expense$17,966,000861
Salaries and employee benefits$8,958,000781
Premises and equipment expense$3,213,000698
Additional noninterest expense$5,795,0001,009
Pre-tax net operating income$9,167,000844
Securities gains (losses)$04,148
Applicable income taxes$2,780,000930
Income before extraordinary items$6,387,000845
Extraordinary gains, net$053
Net income$6,387,000846
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,471,000697
Cash dividends$1,680,0001,456
Sale, conversion, retirement of capital stock, net$0953
Net operating income$6,387,000823
1995-12-31 (YTD Data)Rank
Total interest income$35,775,000997
Total interest expense$14,670,0001,143
Net interest income$21,105,000891
Provision for loan and lease losses$1,550,000695
Total noninterest income$6,293,000815
Gross Fiduciary activities income$993,000536
Service charges on deposit accounts$3,164,000468
Trading account gains and fees$0522
Additional Noninterest Income$2,136,0001,089
Total noninterest expense$18,137,000862
Salaries and employee benefits$8,662,000812
Premises and equipment expense$3,155,000725
Additional noninterest expense$6,320,000935
Pre-tax net operating income$7,711,0001,012
Securities gains (losses)$03,831
Applicable income taxes$2,416,0001,074
Income before extraordinary items$5,295,0001,006
Extraordinary gains, net$065
Net income$5,295,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,012,000879
Cash dividends$1,295,0001,677
Sale, conversion, retirement of capital stock, net$0809
Net operating income$5,295,000994
1994-12-31 (YTD Data)Rank
Total interest income$30,276,0001,045
Total interest expense$10,162,0001,299
Net interest income$20,114,000923
Provision for loan and lease losses$2,326,000517
Total noninterest income$6,112,000804
Gross Fiduciary activities income$927,000543
Service charges on deposit accounts$3,100,000467
Trading account gains and fees$0475
Additional Noninterest Income$2,085,0001,101
Total noninterest expense$17,517,000893
Salaries and employee benefits$8,159,000837
Premises and equipment expense$3,009,000761
Additional noninterest expense$6,349,000972
Pre-tax net operating income$6,383,0001,178
Securities gains (losses)$03,600
Applicable income taxes$1,956,0001,230
Income before extraordinary items$4,427,0001,145
Extraordinary gains, net$0249
Net income$4,427,0001,144
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,150,000792
Cash dividends$938,0002,025
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$4,427,0001,156
1993-12-31 (YTD Data)Rank
Total interest income$28,262,0001,130
Total interest expense$9,557,0001,405
Net interest income$18,705,000983
Provision for loan and lease losses$2,368,000726
Total noninterest income$6,178,000843
Gross Fiduciary activities income$781,000619
Service charges on deposit accounts$2,954,000484
Trading account gains and fees$0532
Additional Noninterest Income$2,443,0001,108
Total noninterest expense$17,687,000934
Salaries and employee benefits$7,641,000895
Premises and equipment expense$3,110,000744
Additional noninterest expense$6,936,000989
Pre-tax net operating income$4,828,0001,450
Securities gains (losses)$07,477
Applicable income taxes$1,371,0001,700
Income before extraordinary items$3,457,0001,471
Extraordinary gains, net$1,145,000205
Net income$4,602,0001,167
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,168,000697
Cash dividends$788,0002,189
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,457,0001,384
1992-12-31 (YTD Data)Rank
Total interest income$28,641,0001,276
Total interest expense$11,547,0001,528
Net interest income$17,094,0001,086
Provision for loan and lease losses$2,537,000960
Total noninterest income$5,214,000946
Gross Fiduciary activities income$724,000646
Service charges on deposit accounts$2,609,000530
Trading account gains and fees$0504
Additional Noninterest Income$1,881,0001,295
Total noninterest expense$16,167,0001,008
Salaries and employee benefits$7,033,000973
Premises and equipment expense$3,037,000793
Additional noninterest expense$6,097,0001,123
Pre-tax net operating income$3,604,0001,709
Securities gains (losses)$269,0001,637
Applicable income taxes$760,0002,736
Income before extraordinary items$3,113,0001,495
Extraordinary gains, net$01,422
Net income$3,113,0001,505
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,637,0001,125
Cash dividends$525,0002,663
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$2,897,8001,488

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.