Home > Central Bank & Trust Company > Net charge- offs to loans
Central Bank & Trust Company, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1543% | 673 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0135% | 718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,198 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0398% | 305 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2890% | 54 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0094% | 3,955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1845% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5451% | 280 |
| Percentage Net Loans Charged-off: Credit card loans | 4.1835% | 142 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4349% | 219 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1573% | 535 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0192% | 520 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 4,245 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0005% | 3,988 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 206 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3946% | 39 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0107% | 4,004 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2315% | 667 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2770% | 255 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7443% | 105 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.1807% | 244 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1311% | 505 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,657 |
| Percentage Net Loans Charged-off:Construction & development | -0.0026% | 4,425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0042% | 3,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0255% | 4,502 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0117% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5328% | 236 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1637% | 181 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.5567% | 207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1390% | 581 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0052% | 843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0081% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0052% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0149% | 4,354 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0089% | 574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0121% | 1,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9880% | 239 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0807% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0354% | 217 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1360% | 473 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0033% | 720 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0112% | 298 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0027% | 3,506 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0163% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0002% | 3,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0086% | 3,465 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9078% | 232 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9887% | 290 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9533% | 208 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1494% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0076% | 546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0172% | 213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0145% | 115 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0004% | 3,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0187% | 3,484 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9764% | 225 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1273% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.0167% | 201 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3368% | 193 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0202% | 4,144 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0471% | 4,465 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 3,590 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0042% | 3,242 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0031% | 3,636 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0190% | 571 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4382% | 94 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5408% | 288 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.6096% | 77 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0968% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0278% | 759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0060% | 672 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0644% | 369 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0154% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0742% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0053% | 1,454 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1070% | 379 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6080% | 212 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0843% | 344 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0846% | 838 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 639 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0080% | 569 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 297 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0301% | 161 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0908% | 271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0123% | 1,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8433% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2925% | 261 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8226% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0678% | 949 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0427% | 555 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0120% | 466 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 264 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0628% | 118 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1056% | 253 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0188% | 3,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6549% | 573 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9459% | 191 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5931% | 556 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0515% | 991 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 535 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0244% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0253% | 384 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0367% | 324 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0475% | 4,132 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8044% | 554 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2581% | 258 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7817% | 494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0775% | 1,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0124% | 4,236 |
| Percentage Net Loans Charged-off:Construction & development | -0.0230% | 4,236 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0011% | 4,205 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0228% | 4,309 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0341% | 3,477 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0197% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1844% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8491% | 740 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8267% | 111 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6667% | 863 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0741% | 1,571 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0145% | 4,306 |
| Percentage Net Loans Charged-off:Construction & development | -0.0300% | 4,314 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 822 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0263% | 4,395 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0253% | 3,479 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 4,409 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2497% | 882 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6321% | 958 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0969% | 168 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4755% | 1,110 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0983% | 1,285 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0201% | 4,461 |
| Percentage Net Loans Charged-off:Construction & development | -0.0422% | 4,377 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0358% | 4,499 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0211% | 3,490 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0400% | 4,543 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3964% | 657 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8541% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8029% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7228% | 840 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0651% | 1,369 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0394% | 4,672 |
| Percentage Net Loans Charged-off:Construction & development | -0.0838% | 4,497 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0698% | 4,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0384% | 3,567 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0789% | 4,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2864% | 611 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2328% | 636 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2133% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0879% | 640 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1797% | 1,120 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0136% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | -0.0348% | 4,382 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0070% | 1,017 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0462% | 1,071 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0760% | 315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0374% | 1,137 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9720% | 521 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7576% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1636% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5782% | 1,292 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2076% | 846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0097% | 1,594 |
| Percentage Net Loans Charged-off:Construction & development | -0.0277% | 4,417 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0099% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0282% | 1,105 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1153% | 219 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0025% | 1,460 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3155% | 329 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6028% | 1,280 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3753% | 170 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3987% | 1,581 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0949% | 1,413 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0171% | 1,222 |
| Percentage Net Loans Charged-off:Construction & development | -0.0431% | 4,517 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0147% | 594 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2038% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0037% | 1,210 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2049% | 1,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6450% | 1,136 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7102% | 151 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4197% | 1,410 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0758% | 1,313 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0256% | 850 |
| Percentage Net Loans Charged-off:Construction & development | -0.0901% | 4,689 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0297% | 338 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0737% | 518 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3087% | 81 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0028% | 906 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0173% | 3,989 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6455% | 1,096 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9658% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3975% | 1,363 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1192% | 1,549 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0767% | 932 |
| Percentage Net Loans Charged-off:Construction & development | -0.0583% | 4,542 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1091% | 568 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 1,288 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 3,686 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0689% | 996 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1142% | 1,574 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7421% | 1,120 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4210% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6883% | 1,098 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1015% | 1,477 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0744% | 765 |
| Percentage Net Loans Charged-off:Construction & development | -0.0442% | 4,545 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1502% | 362 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0144% | 1,526 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0274% | 3,705 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0267% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,873 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7542% | 1,006 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0340% | 418 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7319% | 931 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0345% | 2,159 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0073% | 4,219 |
| Percentage Net Loans Charged-off:Construction & development | -0.0550% | 4,629 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0662% | 5,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0265% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0190% | 3,694 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0400% | 987 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0216% | 1,488 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6875% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0194% | 401 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6604% | 972 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0509% | 1,588 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0365% | 4,958 |
| Percentage Net Loans Charged-off:Construction & development | -0.1086% | 4,813 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0532% | 5,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0015% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0019% | 1,028 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1350% | 781 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1079% | 705 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3132% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0909% | 637 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1275% | 1,773 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0758% | 1,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.0138% | 467 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1604% | 565 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0164% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0648% | 3,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0402% | 1,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0939% | 1,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9781% | 910 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2271% | 121 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6971% | 1,207 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0853% | 1,948 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0362% | 1,491 |
| Percentage Net Loans Charged-off:Construction & development | -0.0271% | 4,607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0762% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0189% | 1,790 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0639% | 4,004 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0429% | 1,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0241% | 1,865 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8799% | 935 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6625% | 150 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6390% | 1,178 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0791% | 1,833 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0209% | 1,569 |
| Percentage Net Loans Charged-off:Construction & development | -0.0380% | 4,704 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0350% | 639 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0283% | 1,472 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0720% | 4,032 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0575% | 1,149 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 1,497 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0069% | 787 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6074% | 100 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6823% | 1,060 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1399% | 1,099 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0623% | 849 |
| Percentage Net Loans Charged-off:Construction & development | -0.0849% | 4,950 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0739% | 336 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0516% | 304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1270% | 646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1870% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1455% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2361% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8656% | 852 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3572% | 767 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3716% | 336 |
| Percentage Net Loans Charged-off:Construction & development | 2.0933% | 69 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1974% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0086% | 203 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0949% | 1,405 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5015% | 166 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 5,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0693% | 2,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0130% | 905 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1388% | 285 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8985% | 940 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2221% | 931 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1427% | 1,559 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1159% | 966 |
| Percentage Net Loans Charged-off:Construction & development | -0.2033% | 5,108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2657% | 411 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,572 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0344% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2789% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0357% | 5,291 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0172% | 1,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7596% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5197% | 376 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6816% | 1,136 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2221% | 793 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1018% | 1,813 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0879% | 1,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.1891% | 240 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1793% | 454 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 4,604 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0844% | 5,586 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3449% | 235 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2071% | 5,767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1092% | 5,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7100% | 1,134 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8680% | 477 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6933% | 1,051 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1945% | 717 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 1,753 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0627% | 1,071 |
| Percentage Net Loans Charged-off:Construction & development | 0.0975% | 198 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3833% | 227 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0044% | 4,646 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2974% | 5,883 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4792% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5201% | 5,932 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2292% | 5,422 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7399% | 1,055 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7813% | 421 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7354% | 949 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2400% | 534 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1523% | 1,846 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0833% | 1,794 |
| Percentage Net Loans Charged-off:Construction & development | 0.4344% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0795% | 1,108 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0034% | 4,690 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0120% | 2,877 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2428% | 465 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0551% | 5,650 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2248% | 1,489 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0711% | 729 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5609% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9033% | 823 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1435% | 937 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1329% | 1,808 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0592% | 1,938 |
| Percentage Net Loans Charged-off:Construction & development | -0.0135% | 4,795 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1278% | 795 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0032% | 4,733 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 2,491 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3449% | 334 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0710% | 5,757 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2459% | 1,189 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0115% | 703 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9943% | 187 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7898% | 873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1148% | 900 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0671% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0281% | 5,385 |
| Percentage Net Loans Charged-off:Construction & development | -0.0200% | 4,916 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0962% | 5,807 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0052% | 4,784 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0354% | 2,104 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4604% | 281 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0885% | 5,861 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1707% | 1,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2372% | 576 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2011% | 161 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0169% | 631 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0861% | 855 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0251% | 2,662 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1064% | 5,924 |
| Percentage Net Loans Charged-off:Construction & development | -0.0033% | 4,918 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1698% | 6,036 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0962% | 5,921 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4152% | 233 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2463% | 6,110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2968% | 692 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1924% | 632 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6147% | 306 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1439% | 590 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0863% | 692 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2369% | 1,783 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0781% | 2,615 |
| Percentage Net Loans Charged-off:Construction & development | 0.5999% | 542 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0804% | 5,959 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0064% | 4,921 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0845% | 2,535 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0937% | 934 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0818% | 2,457 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0414% | 741 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3130% | 2,375 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0480% | 513 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2263% | 2,609 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3172% | 750 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2281% | 1,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0962% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 0.5392% | 508 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0623% | 5,949 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1582% | 1,761 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1333% | 783 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1656% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8461% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3006% | 2,241 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6364% | 593 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2611% | 2,235 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3836% | 629 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3064% | 1,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1531% | 1,625 |
| Percentage Net Loans Charged-off:Construction & development | 0.8682% | 399 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0456% | 5,935 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1815% | 1,544 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1033% | 726 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2047% | 1,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2596% | 545 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5198% | 1,483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5189% | 372 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4015% | 1,625 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1108% | 875 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5131% | 720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3030% | 903 |
| Percentage Net Loans Charged-off:Construction & development | 1.8099% | 207 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1058% | 776 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1189% | 1,490 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1898% | 467 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0977% | 1,503 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9782% | 297 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4655% | 1,538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3238% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4822% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1745% | 616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7567% | 835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7323% | 732 |
| Percentage Net Loans Charged-off:Construction & development | 0.0929% | 1,452 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5917% | 349 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1532% | 480 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1483% | 2,625 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0654% | 1,294 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1739% | 2,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1856% | 892 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1070% | 1,040 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1002% | 334 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0102% | 1,033 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1504% | 997 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5084% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4876% | 1,104 |
| Percentage Net Loans Charged-off:Construction & development | 0.1251% | 1,283 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9152% | 602 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8092% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1245% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0768% | 1,145 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1393% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6277% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0810% | 957 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7806% | 387 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0157% | 933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1331% | 955 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6528% | 1,005 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6204% | 909 |
| Percentage Net Loans Charged-off:Construction & development | 0.1878% | 1,074 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1679% | 465 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.2023% | 184 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1113% | 2,478 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1145% | 946 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1103% | 2,344 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9923% | 874 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1821% | 855 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1334% | 330 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0965% | 838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0977% | 924 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2073% | 2,176 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1323% | 2,085 |
| Percentage Net Loans Charged-off:Construction & development | 0.3799% | 711 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0672% | 1,228 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0578% | 263 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 1,914 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1251% | 693 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1414% | 1,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1680% | 1,315 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3279% | 782 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9115% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3643% | 688 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0749% | 813 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8247% | 1,414 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4265% | 2,195 |
| Percentage Net Loans Charged-off:Construction & development | 0.3467% | 1,935 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5374% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0347% | 5,474 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4453% | 1,961 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7524% | 806 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3425% | 2,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0850% | 537 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5388% | 874 |
| Percentage Net Loans Charged-off: Credit card loans | 1.4772% | 539 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5434% | 790 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1935% | 1,054 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7093% | 1,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1815% | 3,201 |
| Percentage Net Loans Charged-off:Construction & development | 0.0323% | 2,127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 6,364 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0423% | 5,512 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4943% | 1,755 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6646% | 799 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4365% | 1,817 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.5997% | 433 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4172% | 913 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2837% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4268% | 813 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1298% | 1,052 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3295% | 2,713 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2321% | 2,759 |
| Percentage Net Loans Charged-off:Construction & development | 0.0518% | 1,866 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0165% | 6,552 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0468% | 5,521 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6410% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8127% | 652 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5818% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4219% | 1,834 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2793% | 992 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1514% | 545 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2884% | 888 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1452% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1727% | 3,056 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0798% | 3,107 |
| Percentage Net Loans Charged-off:Construction & development | 0.0745% | 1,351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0276% | 1,638 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0293% | 5,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1627% | 2,302 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6123% | 637 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0057% | 2,816 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0436% | 1,908 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2017% | 971 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4775% | 1,273 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3197% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1888% | 677 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5826% | 2,698 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5380% | 2,532 |
| Percentage Net Loans Charged-off:Construction & development | 1.8572% | 1,755 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0192% | 6,865 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2107% | 879 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7708% | 1,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4412% | 1,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8852% | 1,372 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3940% | 2,953 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6368% | 1,000 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8337% | 393 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3310% | 1,092 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2026% | 1,128 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6173% | 2,398 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6161% | 2,113 |
| Percentage Net Loans Charged-off:Construction & development | 2.0454% | 1,506 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0207% | 6,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3214% | 688 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8996% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5105% | 1,077 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0344% | 1,130 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2857% | 2,835 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5590% | 988 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2234% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1976% | 1,070 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2187% | 1,010 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6141% | 2,292 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5646% | 2,123 |
| Percentage Net Loans Charged-off:Construction & development | 0.6828% | 1,805 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0307% | 6,960 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5118% | 517 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2501% | 955 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6172% | 905 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4673% | 794 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3997% | 2,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7441% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6827% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2651% | 964 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2052% | 919 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3547% | 2,646 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2111% | 2,701 |
| Percentage Net Loans Charged-off:Construction & development | 0.1449% | 1,581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0600% | 7,080 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0513% | 279 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4536% | 1,651 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3674% | 810 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4830% | 1,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1218% | 2,126 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9726% | 765 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3695% | 320 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3328% | 832 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2052% | 709 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8799% | 2,433 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6721% | 2,511 |
| Percentage Net Loans Charged-off:Construction & development | 0.8714% | 2,599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0681% | 3,323 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.0858% | 272 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7399% | 1,758 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0042% | 869 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6509% | 1,887 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8692% | 1,730 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3797% | 1,619 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6263% | 267 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3103% | 1,241 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8879% | 2,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5812% | 2,499 |
| Percentage Net Loans Charged-off:Construction & development | 0.1108% | 2,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 2,807 |
| Percentage Net Loans Charged-off: Multi-family residential | 6.5292% | 201 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5883% | 1,881 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3257% | 656 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3428% | 2,483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3140% | 1,311 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3783% | 1,509 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6306% | 329 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3443% | 1,105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7009% | 2,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2529% | 3,298 |
| Percentage Net Loans Charged-off:Construction & development | 0.0371% | 2,648 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1409% | 2,168 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2419% | 615 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4961% | 1,912 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7264% | 834 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4194% | 1,986 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7319% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2111% | 1,613 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9151% | 404 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1670% | 1,149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3443% | 3,031 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2962% | 2,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0833% | 1,947 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0021% | 7,288 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5188% | 347 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7265% | 1,270 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6530% | 662 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7512% | 1,183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1879% | 2,431 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0155% | 1,775 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5304% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2096% | 888 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5662% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4163% | 3,163 |
| Percentage Net Loans Charged-off:Construction & development | 1.2336% | 2,434 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1198% | 2,771 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1592% | 820 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3724% | 2,476 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8714% | 928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2026% | 3,098 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4467% | 3,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8206% | 1,494 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6474% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2590% | 1,506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6754% | 2,667 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5197% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 1.6118% | 1,883 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1638% | 2,084 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0356% | 681 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4002% | 2,047 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9279% | 745 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2196% | 2,572 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5201% | 3,109 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0066% | 1,245 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6864% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2979% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4335% | 3,075 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1730% | 3,294 |
| Percentage Net Loans Charged-off:Construction & development | 0.1006% | 2,509 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3714% | 1,891 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1155% | 557 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1157% | 2,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2995% | 3,051 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1775% | 1,093 |
| Percentage Net Loans Charged-off: Credit card loans | 10.1556% | 147 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3632% | 1,066 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4094% | 2,465 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0518% | 3,272 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1446% | 2,043 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2071% | 716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1230% | 1,949 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5416% | 1,815 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2605% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4184% | 167 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5351% | 754 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4245% | 2,696 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3057% | 2,301 |
| Percentage Net Loans Charged-off:Construction & development | 0.8669% | 1,668 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1708% | 1,487 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2000% | 2,166 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0906% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2353% | 1,902 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2880% | 3,266 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2333% | 1,828 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5536% | 234 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4369% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3326% | 2,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2227% | 2,033 |
| Percentage Net Loans Charged-off:Construction & development | 0.2460% | 1,722 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2343% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2488% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1406% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2831% | 1,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3131% | 2,480 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9481% | 1,975 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1225% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3516% | 987 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3642% | 1,823 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2682% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.3312% | 1,149 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3617% | 550 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 1,419 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0650% | 817 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2494% | 1,184 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3297% | 1,972 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9612% | 1,779 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5973% | 272 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2807% | 930 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3888% | 1,328 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2974% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7370% | 219 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1236% | 1,300 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2658% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0805% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5223% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8002% | 1,836 |
| Percentage Net Loans Charged-off: Credit card loans | 5.3453% | 207 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.2081% | 796 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3757% | 1,488 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2733% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 1.0428% | 419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1778% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2599% | 490 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1519% | 1,443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4439% | 2,005 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7913% | 2,095 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8072% | 295 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3400% | 1,011 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2349% | 1,706 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0910% | 1,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0473% | 880 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2240% | 841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2715% | 345 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2089% | 843 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3875% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6963% | 2,047 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1466% | 373 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3134% | 898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3214% | 1,127 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1419% | 965 |
| Percentage Net Loans Charged-off:Construction & development | 0.0750% | 566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3094% | 567 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4095% | 228 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2770% | 605 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5630% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8063% | 1,632 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2454% | 226 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4488% | 737 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3198% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0657% | 1,092 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1770% | 677 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7163% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6351% | 785 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0326% | 1,225 |
| Percentage Net Loans Charged-off: Credit card loans | 6.4004% | 159 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3973% | 586 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1669% | 2,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0349% | 2,285 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0924% | 1,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3187% | 227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0097% | 2,496 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1028% | 2,915 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6583% | 2,301 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4611% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5634% | 748 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1517% | 2,027 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0308% | 1,984 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0816% | 1,324 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2668% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0125% | 2,030 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0257% | 2,917 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6335% | 2,100 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6707% | 623 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7551% | 580 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1835% | 1,625 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0422% | 1,530 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1114% | 982 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3565% | 136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 1,612 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1595% | 1,836 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6545% | 1,917 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6939% | 583 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8383% | 505 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1782% | 1,429 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0663% | 905 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1736% | 564 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5296% | 92 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0381% | 958 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 6,779 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6892% | 1,748 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1785% | 652 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6445% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1970% | 2,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0167% | 2,816 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 7,975 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0471% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0185% | 623 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0584% | 1,815 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1982% | 2,790 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7079% | 2,689 |
| Percentage Net Loans Charged-off: Credit card loans | 3.4804% | 469 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7758% | 670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1659% | 2,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0056% | 2,829 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 7,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0208% | 2,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0290% | 1,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2002% | 2,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5833% | 2,798 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1773% | 474 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6178% | 651 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1454% | 2,323 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0193% | 2,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 7,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0492% | 1,510 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0863% | 305 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0344% | 1,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1760% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4675% | 2,978 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5436% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1978% | 817 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2283% | 1,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0008% | 1,808 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,524 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0065% | 321 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5741% | 947 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5180% | 2,523 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7715% | 634 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2097% | 2,659 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0410% | 2,497 |
| Percentage Net Loans Charged-off:Construction & development | 0.0800% | 532 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0481% | 2,210 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1056% | 398 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,437 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1215% | 3,477 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6371% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9182% | 471 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1917% | 2,425 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0282% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 1,698 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1478% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0370% | 1,936 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1119% | 2,948 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5910% | 3,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.9863% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1668% | 2,539 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0326% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0738% | 1,416 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2520% | 186 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0190% | 1,843 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0156% | 6,949 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6077% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 3.2945% | 588 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1563% | 2,280 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0122% | 1,761 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0273% | 1,361 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 5,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0379% | 1,209 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1831% | 7,773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7756% | 2,254 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0453% | 751 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4008% | 1,870 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0147% | 3,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0295% | 2,714 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0131% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0403% | 2,423 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7693% | 2,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7354% | 3,221 |
| Percentage Net Loans Charged-off: Credit card loans | 4.5489% | 487 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2735% | 2,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 8,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0134% | 8,377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0716% | 5,998 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0009% | 2,768 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2687% | 2,868 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7673% | 2,805 |
| Percentage Net Loans Charged-off: Credit card loans | 5.1292% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3328% | 1,865 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0077% | 8,214 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0146% | 8,409 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0815% | 5,971 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0013% | 2,278 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4097% | 2,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8444% | 2,445 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1028% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2279% | 2,149 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0114% | 8,384 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0213% | 8,556 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1204% | 5,917 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 1,531 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2423% | 1,802 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6140% | 2,836 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8317% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4270% | 1,944 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0965% | 1,855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0376% | 1,302 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1564% | 1,257 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5447% | 152 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0641% | 2,047 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5461% | 2,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8934% | 2,692 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5945% | 405 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4590% | 1,785 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,769 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0086% | 3,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0454% | 498 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1111% | 1,653 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8590% | 2,690 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8945% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3322% | 2,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0119% | 1,322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0169% | 678 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 1,331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0270% | 546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7738% | 315 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7084% | 593 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2387% | 443 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2907% | 2,373 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0120% | 1,338 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0259% | 1,287 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0092% | 1,383 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0039% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0104% | 1,390 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3477% | 504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8075% | 560 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3916% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3084% | 2,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0724% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2662% | 139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 1,247 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0484% | 1,274 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0100% | 733 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1701% | 672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7902% | 621 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3306% | 540 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7851% | 845 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 1,202 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0038% | 1,282 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1294% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0385% | 1,403 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8549% | 48 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0818% | 504 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8133% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0253% | 1,199 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4429% | 1,994 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1817% | 293 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1370% | 322 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2711% | 142 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1897% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2873% | 134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0186% | 848 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0753% | 477 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6883% | 722 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0361% | 70 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3175% | 2,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0024% | 1,247 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0163% | 1,226 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0064% | 937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0783% | 260 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 1,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1854% | 535 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9047% | 425 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3333% | 718 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3905% | 2,349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0589% | 702 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0796% | 1,336 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 330 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0118% | 1,218 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1557% | 304 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6768% | 294 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8370% | 368 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2426% | 647 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0176% | 1,102 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8132% | 1,635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1513% | 640 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3183% | 501 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1837% | 1,303 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1425% | 408 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0839% | 210 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4208% | 284 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4873% | 380 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1568% | 1,200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6641% | 3,296 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1395% | 856 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2647% | 694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1075% | 580 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9903% | 47 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0155% | 1,494 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8134% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8537% | 667 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1618% | 592 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |