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Central Bank, Income and Expense

2016-03-31 (YTD Data)Rank
Total interest income$13,157,000507
Total interest expense$414,0001,649
Net interest income$12,743,000472
Provision for loan and lease losses$615,000396
Total noninterest income$2,696,000631
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$525,000611
Trading account gains and fees$0142
Additional Noninterest Income$2,171,000535
Total noninterest expense$11,986,000466
Salaries and employee benefits$5,743,000516
Premises and equipment expense$831,000758
Additional noninterest expense$5,412,000350
Pre-tax net operating income$2,838,000804
Securities gains (losses)$199,000299
Applicable income taxes$1,144,000574
Income before extraordinary items$1,893,000945
Extraordinary gains, net$012
Net income$1,893,000946
Minority interest net income$062
Net income of bank and minority interests.$1,893,000946
Net charge-offs$44,0001,519
Cash dividends$1,250,000609
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,765,640988
2015-12-31 (YTD Data)Rank
Total interest income$36,920,000693
Total interest expense$1,119,0002,233
Net interest income$35,801,000636
Provision for loan and lease losses$3,182,000304
Total noninterest income$5,577,0001,039
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,259,000992
Trading account gains and fees$0159
Additional Noninterest Income$4,318,000893
Total noninterest expense$26,555,000784
Salaries and employee benefits$15,136,000759
Premises and equipment expense$2,170,0001,093
Additional noninterest expense$9,249,000716
Pre-tax net operating income$11,641,000769
Securities gains (losses)$-120,0006,087
Applicable income taxes$4,562,000565
Income before extraordinary items$6,959,0001,027
Extraordinary gains, net$023
Net income$6,959,0001,027
Minority interest net income$081
Net income of bank and minority interests.$6,959,0001,027
Net charge-offs$481,0001,200
Cash dividends$1,250,0001,852
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,035,800991
2015-09-30 (YTD Data)Rank
Total interest income$23,562,000820
Total interest expense$826,0002,286
Net interest income$22,736,000741
Provision for loan and lease losses$2,142,000315
Total noninterest income$3,155,0001,285
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$803,0001,161
Trading account gains and fees$0153
Additional Noninterest Income$2,352,0001,147
Total noninterest expense$16,085,000970
Salaries and employee benefits$8,972,000951
Premises and equipment expense$2,097,000889
Additional noninterest expense$5,016,000982
Pre-tax net operating income$7,664,000885
Securities gains (losses)$-120,0006,198
Applicable income taxes$3,000,000633
Income before extraordinary items$4,544,0001,173
Extraordinary gains, net$021
Net income$4,544,0001,172
Minority interest net income$078
Net income of bank and minority interests.$4,544,0001,173
Net charge-offs$230,0001,421
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,620,8001,118
2015-06-30 (YTD Data)Rank
Total interest income$9,858,0001,298
Total interest expense$562,0002,259
Net interest income$9,296,0001,226
Provision for loan and lease losses$451,000838
Total noninterest income$1,321,0001,777
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$305,0001,815
Trading account gains and fees$0157
Additional Noninterest Income$1,016,0001,542
Total noninterest expense$6,631,0001,481
Salaries and employee benefits$3,348,0001,588
Premises and equipment expense$859,0001,372
Additional noninterest expense$2,424,0001,305
Pre-tax net operating income$3,535,0001,191
Securities gains (losses)$-120,0006,289
Applicable income taxes$1,295,000854
Income before extraordinary items$2,120,0001,539
Extraordinary gains, net$022
Net income$2,120,0001,542
Minority interest net income$075
Net income of bank and minority interests.$2,120,0001,542
Net charge-offs$54,0002,250
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,196,8001,472
2015-03-31 (YTD Data)Rank
Total interest income$13,580,000471
Total interest expense$851,000839
Net interest income$12,729,000446
Provision for loan and lease losses$180,000957
Total noninterest income$1,792,000856
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$448,000710
Trading account gains and fees$0152
Additional Noninterest Income$1,344,000740
Total noninterest expense$8,445,000634
Salaries and employee benefits$5,771,000500
Premises and equipment expense$1,208,000541
Additional noninterest expense$1,466,0001,088
Pre-tax net operating income$5,896,000421
Securities gains (losses)$63,000752
Applicable income taxes$20,0003,527
Income before extraordinary items$5,939,000332
Extraordinary gains, net$013
Net income$5,939,000331
Minority interest net income$064
Net income of bank and minority interests.$5,939,000331
Net charge-offs$149,000875
Cash dividends$1,762,000411
Sale, conversion, retirement of capital stock, net$0697
Net operating income$5,876,000326
2014-12-31 (YTD Data)Rank
Total interest income$53,459,000464
Total interest expense$3,757,000788
Net interest income$49,702,000443
Provision for loan and lease losses$220,0002,372
Total noninterest income$6,092,000953
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,872,000739
Trading account gains and fees$0180
Additional Noninterest Income$4,220,000873
Total noninterest expense$39,786,000520
Salaries and employee benefits$22,326,000499
Premises and equipment expense$5,065,000501
Additional noninterest expense$12,395,000549
Pre-tax net operating income$15,788,000557
Securities gains (losses)$256,000677
Applicable income taxes$25,0003,948
Income before extraordinary items$16,019,000444
Extraordinary gains, net$017
Net income$16,019,000443
Minority interest net income$084
Net income of bank and minority interests.$16,019,000444
Net charge-offs$4,334,000262
Cash dividends$12,665,000282
Sale, conversion, retirement of capital stock, net$0862
Net operating income$15,763,000443
2014-09-30 (YTD Data)Rank
Total interest income$39,551,000469
Total interest expense$2,866,000779
Net interest income$36,685,000451
Provision for loan and lease losses$-462,0006,375
Total noninterest income$4,361,000981
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,377,000747
Trading account gains and fees$0174
Additional Noninterest Income$2,984,000904
Total noninterest expense$29,302,000525
Salaries and employee benefits$16,386,000510
Premises and equipment expense$3,726,000507
Additional noninterest expense$9,190,000545
Pre-tax net operating income$12,206,000551
Securities gains (losses)$256,000534
Applicable income taxes$25,0003,920
Income before extraordinary items$12,437,000434
Extraordinary gains, net$015
Net income$12,437,000432
Minority interest net income$081
Net income of bank and minority interests.$12,437,000434
Net charge-offs$3,738,000237
Cash dividends$9,165,000274
Sale, conversion, retirement of capital stock, net$0819
Net operating income$12,181,000433
2014-06-30 (YTD Data)Rank
Total interest income$25,635,000477
Total interest expense$1,926,000777
Net interest income$23,709,000461
Provision for loan and lease losses$171,0001,798
Total noninterest income$3,844,000776
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$858,000783
Trading account gains and fees$0172
Additional Noninterest Income$2,986,000654
Total noninterest expense$19,587,000522
Salaries and employee benefits$10,711,000516
Premises and equipment expense$2,502,000506
Additional noninterest expense$6,374,000532
Pre-tax net operating income$7,795,000557
Securities gains (losses)$105,000760
Applicable income taxes$24,0003,770
Income before extraordinary items$7,876,000446
Extraordinary gains, net$020
Net income$7,876,000445
Minority interest net income$080
Net income of bank and minority interests.$7,876,000446
Net charge-offs$3,248,000190
Cash dividends$5,363,000293
Sale, conversion, retirement of capital stock, net$0794
Net operating income$7,771,000440
2014-03-31 (YTD Data)Rank
Total interest income$12,296,000496
Total interest expense$964,000788
Net interest income$11,332,000475
Provision for loan and lease losses$995,000266
Total noninterest income$2,306,000654
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$379,000863
Trading account gains and fees$0147
Additional Noninterest Income$1,927,000526
Total noninterest expense$9,890,000521
Salaries and employee benefits$5,347,000514
Premises and equipment expense$1,270,000506
Additional noninterest expense$3,273,000513
Pre-tax net operating income$2,753,000733
Securities gains (losses)$01,715
Applicable income taxes$24,0003,399
Income before extraordinary items$2,729,000584
Extraordinary gains, net$016
Net income$2,729,000585
Minority interest net income$066
Net income of bank and minority interests.$2,729,000585
Net charge-offs$1,949,000179
Cash dividends$1,684,000383
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,729,000578
2013-12-31 (YTD Data)Rank
Total interest income$54,471,000451
Total interest expense$4,928,000686
Net interest income$49,543,000437
Provision for loan and lease losses$3,330,000397
Total noninterest income$10,054,000667
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,627,000854
Trading account gains and fees$0184
Additional Noninterest Income$8,427,000549
Total noninterest expense$41,581,000502
Salaries and employee benefits$23,657,000462
Premises and equipment expense$5,008,000492
Additional noninterest expense$12,916,000544
Pre-tax net operating income$14,686,000558
Securities gains (losses)$461,000484
Applicable income taxes$20,0004,107
Income before extraordinary items$15,127,000455
Extraordinary gains, net$029
Net income$15,127,000455
Minority interest net income$090
Net income of bank and minority interests.$15,127,000456
Net charge-offs$6,001,000286
Cash dividends$12,379,000282
Sale, conversion, retirement of capital stock, net$0924
Net operating income$14,666,000458
2013-09-30 (YTD Data)Rank
Total interest income$41,332,000449
Total interest expense$3,871,000654
Net interest income$37,461,000440
Provision for loan and lease losses$3,085,000326
Total noninterest income$8,021,000648
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,345,000779
Trading account gains and fees$0180
Additional Noninterest Income$6,676,000540
Total noninterest expense$30,869,000508
Salaries and employee benefits$17,483,000478
Premises and equipment expense$3,812,000485
Additional noninterest expense$9,574,000551
Pre-tax net operating income$11,528,000536
Securities gains (losses)$461,000440
Applicable income taxes$20,0004,099
Income before extraordinary items$11,969,000435
Extraordinary gains, net$025
Net income$11,969,000434
Minority interest net income$084
Net income of bank and minority interests.$11,969,000436
Net charge-offs$3,427,000375
Cash dividends$8,379,000282
Sale, conversion, retirement of capital stock, net$0868
Net operating income$11,508,000443
2013-06-30 (YTD Data)Rank
Total interest income$28,877,000433
Total interest expense$2,739,000626
Net interest income$26,138,000422
Provision for loan and lease losses$490,0001,194
Total noninterest income$3,176,000972
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$888,000777
Trading account gains and fees$0157
Additional Noninterest Income$2,288,000887
Total noninterest expense$20,738,000504
Salaries and employee benefits$11,834,000470
Premises and equipment expense$2,498,000493
Additional noninterest expense$6,406,000547
Pre-tax net operating income$8,086,000517
Securities gains (losses)$461,000396
Applicable income taxes$20,0003,949
Income before extraordinary items$8,527,000403
Extraordinary gains, net$022
Net income$8,527,000404
Minority interest net income$082
Net income of bank and minority interests.$8,527,000405
Net charge-offs$2,388,000388
Cash dividends$5,876,000258
Sale, conversion, retirement of capital stock, net$0838
Net operating income$8,066,000413
2013-03-31 (YTD Data)Rank
Total interest income$14,729,000431
Total interest expense$1,473,000594
Net interest income$13,256,000420
Provision for loan and lease losses$530,000665
Total noninterest income$2,073,000803
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$445,000770
Trading account gains and fees$0148
Additional Noninterest Income$1,628,000696
Total noninterest expense$10,799,000498
Salaries and employee benefits$6,633,000430
Premises and equipment expense$1,277,000490
Additional noninterest expense$2,889,000603
Pre-tax net operating income$4,000,000518
Securities gains (losses)$169,000521
Applicable income taxes$15,0003,753
Income before extraordinary items$4,154,000406
Extraordinary gains, net$010
Net income$4,154,000406
Minority interest net income$076
Net income of bank and minority interests.$4,154,000407
Net charge-offs$487,000783
Cash dividends$2,694,000236
Sale, conversion, retirement of capital stock, net$0789
Net operating income$3,985,000412
2012-12-31 (YTD Data)Rank
Total interest income$53,356,000491
Total interest expense$7,090,000602
Net interest income$46,266,000483
Provision for loan and lease losses$3,795,000634
Total noninterest income$17,469,000462
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,815,000783
Trading account gains and fees$0166
Additional Noninterest Income$15,654,000358
Total noninterest expense$40,894,000521
Salaries and employee benefits$23,223,000471
Premises and equipment expense$4,493,000540
Additional noninterest expense$13,178,000560
Pre-tax net operating income$19,046,000450
Securities gains (losses)$356,0001,209
Applicable income taxes$23,0004,174
Income before extraordinary items$19,379,000363
Extraordinary gains, net$029
Net income$19,379,000363
Minority interest net income$093
Net income of bank and minority interests.$19,379,000363
Net charge-offs$6,332,000485
Cash dividends$13,262,000257
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$19,023,000359
2012-09-30 (YTD Data)Rank
Total interest income$41,358,000479
Total interest expense$5,613,000594
Net interest income$35,745,000470
Provision for loan and lease losses$2,393,000735
Total noninterest income$10,546,000524
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,324,000803
Trading account gains and fees$0157
Additional Noninterest Income$9,222,000422
Total noninterest expense$28,342,000550
Salaries and employee benefits$16,440,000482
Premises and equipment expense$3,230,000560
Additional noninterest expense$8,672,000621
Pre-tax net operating income$15,556,000426
Securities gains (losses)$350,000983
Applicable income taxes$58,0003,719
Income before extraordinary items$15,848,000337
Extraordinary gains, net$020
Net income$15,848,000336
Minority interest net income$086
Net income of bank and minority interests.$15,848,000337
Net charge-offs$4,410,000508
Cash dividends$10,262,000204
Sale, conversion, retirement of capital stock, net$0952
Net operating income$15,498,000333
2012-06-30 (YTD Data)Rank
Total interest income$28,523,000467
Total interest expense$3,528,000660
Net interest income$24,995,000454
Provision for loan and lease losses$2,982,000466
Total noninterest income$5,749,000609
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$832,000837
Trading account gains and fees$0153
Additional Noninterest Income$4,917,000481
Total noninterest expense$18,445,000566
Salaries and employee benefits$10,616,000503
Premises and equipment expense$2,115,000571
Additional noninterest expense$5,714,000623
Pre-tax net operating income$9,317,000440
Securities gains (losses)$350,000760
Applicable income taxes$20,0003,998
Income before extraordinary items$9,647,000354
Extraordinary gains, net$019
Net income$9,647,000353
Minority interest net income$084
Net income of bank and minority interests.$9,647,000353
Net charge-offs$2,856,000535
Cash dividends$8,659,000164
Sale, conversion, retirement of capital stock, net$0928
Net operating income$9,297,000344
2012-03-31 (YTD Data)Rank
Total interest income$14,832,000455
Total interest expense$1,739,000688
Net interest income$13,093,000434
Provision for loan and lease losses$4,476,000180
Total noninterest income$5,873,000360
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$375,000937
Trading account gains and fees$0148
Additional Noninterest Income$5,498,000276
Total noninterest expense$9,163,000561
Salaries and employee benefits$5,402,000491
Premises and equipment expense$1,014,000596
Additional noninterest expense$2,747,000636
Pre-tax net operating income$5,327,000402
Securities gains (losses)$-3,0006,965
Applicable income taxes$20,0003,671
Income before extraordinary items$5,304,000327
Extraordinary gains, net$019
Net income$5,304,000328
Minority interest net income$078
Net income of bank and minority interests.$5,304,000328
Net charge-offs$1,110,000624
Cash dividends$4,798,000138
Sale, conversion, retirement of capital stock, net$0861
Net operating income$5,307,000309
2011-12-31 (YTD Data)Rank
Total interest income$45,918,000604
Total interest expense$7,259,000816
Net interest income$38,659,000565
Provision for loan and lease losses$15,188,000292
Total noninterest income$24,210,000323
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,541,000954
Trading account gains and fees$0146
Additional Noninterest Income$22,669,000244
Total noninterest expense$29,693,000668
Salaries and employee benefits$17,265,000561
Premises and equipment expense$3,225,000763
Additional noninterest expense$9,203,000778
Pre-tax net operating income$17,988,000397
Securities gains (losses)$620,000680
Applicable income taxes$6,0004,407
Income before extraordinary items$18,602,000319
Extraordinary gains, net$029
Net income$18,602,000318
Minority interest net income$096
Net income of bank and minority interests.$18,602,000318
Net charge-offs$6,027,000685
Cash dividends$8,371,000268
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$17,982,000315
2011-09-30 (YTD Data)Rank
Total interest income$29,801,000719
Total interest expense$5,507,000851
Net interest income$24,294,000673
Provision for loan and lease losses$6,310,000509
Total noninterest income$8,400,000568
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,029,0001,079
Trading account gains and fees$0145
Additional Noninterest Income$7,371,000430
Total noninterest expense$19,075,000783
Salaries and employee benefits$11,268,000656
Premises and equipment expense$2,307,000825
Additional noninterest expense$5,500,000968
Pre-tax net operating income$7,309,000660
Securities gains (losses)$612,000552
Applicable income taxes$6,0004,372
Income before extraordinary items$7,915,000523
Extraordinary gains, net$021
Net income$7,915,000523
Minority interest net income$087
Net income of bank and minority interests.$7,915,000523
Net charge-offs$3,617,000813
Cash dividends$5,370,000277
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$7,303,000554
2011-06-30 (YTD Data)Rank
Total interest income$20,123,000721
Total interest expense$3,762,000866
Net interest income$16,361,000667
Provision for loan and lease losses$3,980,000540
Total noninterest income$5,087,000615
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$683,0001,077
Trading account gains and fees$0153
Additional Noninterest Income$4,404,000470
Total noninterest expense$12,846,000781
Salaries and employee benefits$7,458,000659
Premises and equipment expense$1,527,000841
Additional noninterest expense$3,861,000938
Pre-tax net operating income$4,622,000682
Securities gains (losses)$509,000361
Applicable income taxes$10,0004,094
Income before extraordinary items$5,121,000524
Extraordinary gains, net$015
Net income$5,121,000523
Minority interest net income$089
Net income of bank and minority interests.$5,121,000524
Net charge-offs$2,141,000878
Cash dividends$2,722,000337
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,612,000562
2011-03-31 (YTD Data)Rank
Total interest income$9,445,000777
Total interest expense$1,951,000866
Net interest income$7,494,000738
Provision for loan and lease losses$2,520,000424
Total noninterest income$3,615,000462
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$329,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$3,286,000355
Total noninterest expense$6,411,000786
Salaries and employee benefits$3,727,000664
Premises and equipment expense$753,000876
Additional noninterest expense$1,931,000922
Pre-tax net operating income$2,178,000724
Securities gains (losses)$113,000500
Applicable income taxes$10,0003,778
Income before extraordinary items$2,281,000575
Extraordinary gains, net$09
Net income$2,281,000575
Minority interest net income$086
Net income of bank and minority interests.$2,281,000575
Net charge-offs$802,000993
Cash dividends$337,0001,036
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,168,000591
2010-12-31 (YTD Data)Rank
Total interest income$50,576,000590
Total interest expense$10,037,000812
Net interest income$40,539,000536
Provision for loan and lease losses$5,800,0001,025
Total noninterest income$4,337,0001,193
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,530,000987
Trading account gains and fees$0175
Additional Noninterest Income$2,807,0001,112
Total noninterest expense$28,054,000708
Salaries and employee benefits$16,120,000593
Premises and equipment expense$3,142,000820
Additional noninterest expense$8,792,000845
Pre-tax net operating income$11,022,000497
Securities gains (losses)$41,0002,778
Applicable income taxes$8,0004,266
Income before extraordinary items$11,055,000409
Extraordinary gains, net$029
Net income$11,055,000409
Minority interest net income$0111
Net income of bank and minority interests.$11,055,000410
Net charge-offs$5,749,000909
Cash dividends$9,406,000185
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$11,014,000399
2010-09-30 (YTD Data)Rank
Total interest income$40,698,000542
Total interest expense$7,887,000801
Net interest income$32,811,000488
Provision for loan and lease losses$2,400,0001,466
Total noninterest income$1,751,0001,866
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,179,000994
Trading account gains and fees$0165
Additional Noninterest Income$572,0002,552
Total noninterest expense$22,715,000660
Salaries and employee benefits$11,744,000604
Premises and equipment expense$3,040,000632
Additional noninterest expense$7,931,000688
Pre-tax net operating income$9,447,000451
Securities gains (losses)$41,0002,543
Applicable income taxes$5,0004,390
Income before extraordinary items$9,483,000363
Extraordinary gains, net$023
Net income$9,483,000364
Minority interest net income$0110
Net income of bank and minority interests.$9,483,000364
Net charge-offs$3,407,0001,032
Cash dividends$7,406,000158
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$9,442,000359
2010-06-30 (YTD Data)Rank
Total interest income$30,089,000495
Total interest expense$5,569,000779
Net interest income$24,520,000447
Provision for loan and lease losses$900,0002,046
Total noninterest income$-634,0007,763
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$803,000986
Trading account gains and fees$0152
Additional Noninterest Income$-1,437,0007,783
Total noninterest expense$15,202,000656
Salaries and employee benefits$7,550,000622
Premises and equipment expense$2,004,000649
Additional noninterest expense$5,648,000648
Pre-tax net operating income$7,784,000365
Securities gains (losses)$-113,0007,539
Applicable income taxes$3,0004,407
Income before extraordinary items$7,668,000293
Extraordinary gains, net$019
Net income$7,668,000291
Minority interest net income$0105
Net income of bank and minority interests.$7,668,000293
Net charge-offs$2,128,0001,082
Cash dividends$4,661,000154
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,781,000289
2010-03-31 (YTD Data)Rank
Total interest income$20,157,000394
Total interest expense$2,869,000799
Net interest income$17,288,000330
Provision for loan and lease losses$900,0001,245
Total noninterest income$-1,514,0007,917
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$412,000950
Trading account gains and fees$0175
Additional Noninterest Income$-1,926,0007,921
Total noninterest expense$9,126,000557
Salaries and employee benefits$4,065,000590
Premises and equipment expense$1,241,000531
Additional noninterest expense$3,820,000485
Pre-tax net operating income$5,748,000248
Securities gains (losses)$-161,0007,747
Applicable income taxes$2,0004,347
Income before extraordinary items$5,585,000203
Extraordinary gains, net$016
Net income$5,585,000205
Minority interest net income$091
Net income of bank and minority interests.$5,585,000205
Net charge-offs$104,0003,063
Cash dividends$1,089,000307
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$5,746,000198
2009-12-31 (YTD Data)Rank
Total interest income$28,229,0001,222
Total interest expense$8,750,0001,372
Net interest income$19,479,0001,132
Provision for loan and lease losses$13,181,000678
Total noninterest income$31,243,000287
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,204,0001,426
Trading account gains and fees$0211
Additional Noninterest Income$30,039,000218
Total noninterest expense$17,190,0001,215
Salaries and employee benefits$8,645,0001,126
Premises and equipment expense$2,142,0001,273
Additional noninterest expense$6,403,0001,201
Pre-tax net operating income$20,351,000220
Securities gains (losses)$247,0001,388
Applicable income taxes$4,0004,084
Income before extraordinary items$20,594,000179
Extraordinary gains, net$034
Net income$20,594,000180
Minority interest net income$0115
Net income of bank and minority interests.$20,594,000180
Net charge-offs$1,598,0002,301
Cash dividends$3,450,000507
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$20,347,000178
2009-09-30 (YTD Data)Rank
Total interest income$17,422,0001,508
Total interest expense$5,547,0001,674
Net interest income$11,875,0001,404
Provision for loan and lease losses$2,182,0001,802
Total noninterest income$5,915,000763
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$750,0001,687
Trading account gains and fees$0212
Additional Noninterest Income$5,165,000578
Total noninterest expense$9,265,0001,642
Salaries and employee benefits$5,427,0001,407
Premises and equipment expense$1,161,0001,766
Additional noninterest expense$2,677,0001,976
Pre-tax net operating income$6,343,000538
Securities gains (losses)$291,0001,016
Applicable income taxes$4,0004,272
Income before extraordinary items$6,630,000396
Extraordinary gains, net$027
Net income$6,630,000394
Minority interest net income$0118
Net income of bank and minority interests.$6,630,000396
Net charge-offs$535,0002,939
Cash dividends$2,449,000518
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,339,000409
2009-06-30 (YTD Data)Rank
Total interest income$10,901,0001,630
Total interest expense$3,250,0001,953
Net interest income$7,651,0001,459
Provision for loan and lease losses$432,0003,156
Total noninterest income$1,564,0001,599
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$464,0001,782
Trading account gains and fees$0193
Additional Noninterest Income$1,100,0001,339
Total noninterest expense$6,146,0001,675
Salaries and employee benefits$3,512,0001,480
Premises and equipment expense$741,0001,865
Additional noninterest expense$1,893,0001,894
Pre-tax net operating income$2,637,000866
Securities gains (losses)$271,000823
Applicable income taxes$3,0004,355
Income before extraordinary items$2,905,000628
Extraordinary gains, net$021
Net income$2,905,000627
Minority interest net income$0112
Net income of bank and minority interests.$2,905,000629
Net charge-offs$398,0002,622
Cash dividends$1,774,000502
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,634,000674
2009-03-31 (YTD Data)Rank
Total interest income$5,429,0001,657
Total interest expense$1,718,0001,927
Net interest income$3,711,0001,500
Provision for loan and lease losses$113,0003,706
Total noninterest income$615,0001,854
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$234,0001,722
Trading account gains and fees$0171
Additional Noninterest Income$381,0001,674
Total noninterest expense$2,803,0001,764
Salaries and employee benefits$1,724,0001,518
Premises and equipment expense$386,0001,829
Additional noninterest expense$693,0002,250
Pre-tax net operating income$1,410,000903
Securities gains (losses)$114,000935
Applicable income taxes$04,835
Income before extraordinary items$1,524,000670
Extraordinary gains, net$015
Net income$1,524,000669
Minority interest net income$0102
Net income of bank and minority interests.$1,524,000672
Net charge-offs$151,0002,404
Cash dividends$479,000936
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,410,000683
2008-12-31 (YTD Data)Rank
Total interest income$24,454,0001,590
Total interest expense$8,828,0001,811
Net interest income$15,626,0001,433
Provision for loan and lease losses$1,150,0002,501
Total noninterest income$2,713,0001,705
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$970,0001,805
Trading account gains and fees$0154
Additional Noninterest Income$1,743,0001,437
Total noninterest expense$10,900,0001,786
Salaries and employee benefits$6,532,0001,586
Premises and equipment expense$1,495,0001,828
Additional noninterest expense$2,873,0002,084
Pre-tax net operating income$6,289,000893
Securities gains (losses)$61,0001,468
Applicable income taxes$5,0004,660
Income before extraordinary items$6,345,000628
Extraordinary gains, net$039
Net income$6,345,000628
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,437,0001,598
Cash dividends$3,313,000814
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$6,284,000688
2008-09-30 (YTD Data)Rank
Total interest income$18,574,0001,611
Total interest expense$6,932,0001,815
Net interest income$11,642,0001,459
Provision for loan and lease losses$638,0002,385
Total noninterest income$2,088,0001,715
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$749,0001,774
Trading account gains and fees$0148
Additional Noninterest Income$1,339,0001,473
Total noninterest expense$8,009,0001,806
Salaries and employee benefits$4,754,0001,637
Premises and equipment expense$1,137,0001,799
Additional noninterest expense$2,118,0002,055
Pre-tax net operating income$5,083,000997
Securities gains (losses)$61,0001,293
Applicable income taxes$4,0005,079
Income before extraordinary items$5,140,000710
Extraordinary gains, net$031
Net income$5,140,000708
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$780,0001,516
Cash dividends$3,313,000654
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$5,079,000756
2008-06-30 (YTD Data)Rank
Total interest income$12,485,0001,619
Total interest expense$4,845,0001,814
Net interest income$7,640,0001,464
Provision for loan and lease losses$425,0002,083
Total noninterest income$1,517,0001,630
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$482,0001,806
Trading account gains and fees$0149
Additional Noninterest Income$1,035,0001,362
Total noninterest expense$5,363,0001,797
Salaries and employee benefits$3,236,0001,627
Premises and equipment expense$746,0001,836
Additional noninterest expense$1,381,0002,063
Pre-tax net operating income$3,369,0001,064
Securities gains (losses)$61,0001,301
Applicable income taxes$3,0005,335
Income before extraordinary items$3,427,000801
Extraordinary gains, net$021
Net income$3,427,000800
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$610,0001,160
Cash dividends$2,628,000618
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,366,000801
2008-03-31 (YTD Data)Rank
Total interest income$6,386,0001,629
Total interest expense$2,612,0001,806
Net interest income$3,774,0001,464
Provision for loan and lease losses$112,0002,579
Total noninterest income$810,0001,552
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$235,0001,807
Trading account gains and fees$0158
Additional Noninterest Income$575,0001,273
Total noninterest expense$2,679,0001,786
Salaries and employee benefits$1,677,0001,586
Premises and equipment expense$382,0001,796
Additional noninterest expense$620,0002,258
Pre-tax net operating income$1,793,0001,063
Securities gains (losses)$17,0001,682
Applicable income taxes$05,622
Income before extraordinary items$1,810,000830
Extraordinary gains, net$015
Net income$1,810,000832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$340,000904
Cash dividends$621,0001,144
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,793,000802
2007-12-31 (YTD Data)Rank
Total interest income$27,410,0001,571
Total interest expense$11,976,0001,671
Net interest income$15,434,0001,463
Provision for loan and lease losses$450,0002,497
Total noninterest income$2,826,0001,710
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,059,0001,688
Trading account gains and fees$0178
Additional Noninterest Income$1,767,0001,481
Total noninterest expense$10,512,0001,766
Salaries and employee benefits$6,396,0001,583
Premises and equipment expense$1,394,0001,878
Additional noninterest expense$2,722,0002,021
Pre-tax net operating income$7,298,0001,155
Securities gains (losses)$02,146
Applicable income taxes$5,0005,774
Income before extraordinary items$7,293,000881
Extraordinary gains, net$039
Net income$7,293,000879
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$627,0001,441
Cash dividends$5,356,000703
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,293,000867
2007-09-30 (YTD Data)Rank
Total interest income$20,568,0001,572
Total interest expense$9,044,0001,654
Net interest income$11,524,0001,476
Provision for loan and lease losses$100,0004,093
Total noninterest income$2,193,0001,678
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$810,0001,632
Trading account gains and fees$0184
Additional Noninterest Income$1,383,0001,456
Total noninterest expense$7,884,0001,746
Salaries and employee benefits$4,845,0001,561
Premises and equipment expense$1,041,0001,877
Additional noninterest expense$1,998,0002,006
Pre-tax net operating income$5,733,0001,194
Securities gains (losses)$01,655
Applicable income taxes$4,0005,949
Income before extraordinary items$5,729,000903
Extraordinary gains, net$033
Net income$5,729,000901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$296,0001,545
Cash dividends$5,356,000543
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,729,000888
2007-06-30 (YTD Data)Rank
Total interest income$13,647,0001,593
Total interest expense$5,997,0001,668
Net interest income$7,650,0001,500
Provision for loan and lease losses$100,0003,268
Total noninterest income$1,577,0001,615
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$549,0001,604
Trading account gains and fees$0168
Additional Noninterest Income$1,028,0001,372
Total noninterest expense$5,262,0001,755
Salaries and employee benefits$3,292,0001,557
Premises and equipment expense$698,0001,879
Additional noninterest expense$1,272,0002,110
Pre-tax net operating income$3,865,0001,225
Securities gains (losses)$01,444
Applicable income taxes$1,0006,141
Income before extraordinary items$3,864,000937
Extraordinary gains, net$029
Net income$3,864,000936
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0004,177
Cash dividends$4,507,000457
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,864,000924
2007-03-31 (YTD Data)Rank
Total interest income$6,806,0001,603
Total interest expense$3,043,0001,643
Net interest income$3,763,0001,528
Provision for loan and lease losses$05,779
Total noninterest income$723,0001,693
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$268,0001,606
Trading account gains and fees$0195
Additional Noninterest Income$455,0001,459
Total noninterest expense$2,587,0001,786
Salaries and employee benefits$1,606,0001,614
Premises and equipment expense$373,0001,791
Additional noninterest expense$608,0002,165
Pre-tax net operating income$1,899,0001,233
Securities gains (losses)$01,187
Applicable income taxes$1,0006,046
Income before extraordinary items$1,898,000932
Extraordinary gains, net$022
Net income$1,898,000931
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$2,906,000351
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,898,000919
2006-12-31 (YTD Data)Rank
Total interest income$26,300,0001,517
Total interest expense$10,474,0001,608
Net interest income$15,826,0001,436
Provision for loan and lease losses$450,0002,064
Total noninterest income$3,549,0001,421
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,002,0001,748
Trading account gains and fees$0130
Additional Noninterest Income$2,547,0001,121
Total noninterest expense$10,782,0001,649
Salaries and employee benefits$6,957,0001,412
Premises and equipment expense$1,272,0001,974
Additional noninterest expense$2,553,0002,066
Pre-tax net operating income$8,143,0001,211
Securities gains (losses)$01,687
Applicable income taxes$5,0006,317
Income before extraordinary items$8,138,000923
Extraordinary gains, net$051
Net income$8,138,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,598
Cash dividends$3,231,0001,040
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,138,000903
2006-09-30 (YTD Data)Rank
Total interest income$19,365,0001,535
Total interest expense$7,495,0001,637
Net interest income$11,870,0001,455
Provision for loan and lease losses$450,0001,514
Total noninterest income$2,561,0001,470
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$760,0001,741
Trading account gains and fees$0126
Additional Noninterest Income$1,801,0001,185
Total noninterest expense$8,025,0001,667
Salaries and employee benefits$5,201,0001,421
Premises and equipment expense$919,0002,053
Additional noninterest expense$1,905,0002,064
Pre-tax net operating income$5,956,0001,282
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$5,956,000968
Extraordinary gains, net$045
Net income$5,956,000967
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$23,0004,074
Cash dividends$3,231,000777
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,956,000953
2006-06-30 (YTD Data)Rank
Total interest income$12,539,0001,550
Total interest expense$4,649,0001,677
Net interest income$7,890,0001,459
Provision for loan and lease losses$300,0001,464
Total noninterest income$1,730,0001,448
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$512,0001,706
Trading account gains and fees$0126
Additional Noninterest Income$1,218,0001,175
Total noninterest expense$5,388,0001,661
Salaries and employee benefits$3,484,0001,419
Premises and equipment expense$604,0002,075
Additional noninterest expense$1,300,0002,022
Pre-tax net operating income$3,932,0001,283
Securities gains (losses)$01,185
Applicable income taxes$06,706
Income before extraordinary items$3,932,000981
Extraordinary gains, net$039
Net income$3,932,000982
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0007,997
Cash dividends$2,349,000721
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,932,000964
2006-03-31 (YTD Data)Rank
Total interest income$6,115,0001,550
Total interest expense$2,191,0001,685
Net interest income$3,924,0001,460
Provision for loan and lease losses$150,0001,421
Total noninterest income$916,0001,371
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$245,0001,723
Trading account gains and fees$0115
Additional Noninterest Income$671,0001,073
Total noninterest expense$2,699,0001,660
Salaries and employee benefits$1,781,0001,400
Premises and equipment expense$310,0002,031
Additional noninterest expense$608,0002,130
Pre-tax net operating income$1,991,0001,235
Securities gains (losses)$0955
Applicable income taxes$06,588
Income before extraordinary items$1,991,000953
Extraordinary gains, net$021
Net income$1,991,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,487
Cash dividends$709,0001,011
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,991,000934
2005-12-31 (YTD Data)Rank
Total interest income$21,286,0001,585
Total interest expense$6,089,0001,863
Net interest income$15,197,0001,432
Provision for loan and lease losses$1,200,000871
Total noninterest income$3,902,0001,309
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,236,0001,414
Trading account gains and fees$0138
Additional Noninterest Income$2,666,0001,109
Total noninterest expense$10,356,0001,649
Salaries and employee benefits$6,686,0001,391
Premises and equipment expense$1,149,0002,087
Additional noninterest expense$2,521,0002,004
Pre-tax net operating income$7,543,0001,259
Securities gains (losses)$02,296
Applicable income taxes$5,0006,664
Income before extraordinary items$7,538,000955
Extraordinary gains, net$046
Net income$7,538,000955
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$825,000788
Cash dividends$4,182,000784
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,538,000938
2005-09-30 (YTD Data)Rank
Total interest income$15,240,0001,626
Total interest expense$4,131,0001,929
Net interest income$11,109,0001,458
Provision for loan and lease losses$570,0001,247
Total noninterest income$2,997,0001,296
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$948,0001,373
Trading account gains and fees$0126
Additional Noninterest Income$2,049,0001,099
Total noninterest expense$7,710,0001,644
Salaries and employee benefits$4,984,0001,384
Premises and equipment expense$848,0002,102
Additional noninterest expense$1,878,0001,982
Pre-tax net operating income$5,826,0001,224
Securities gains (losses)$02,317
Applicable income taxes$4,0006,719
Income before extraordinary items$5,822,000926
Extraordinary gains, net$035
Net income$5,822,000927
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$291,0001,286
Cash dividends$3,183,000703
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,822,000909
2005-06-30 (YTD Data)Rank
Total interest income$9,597,0001,668
Total interest expense$2,425,0002,043
Net interest income$7,172,0001,484
Provision for loan and lease losses$300,0001,505
Total noninterest income$1,866,0001,340
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$639,0001,336
Trading account gains and fees$0116
Additional Noninterest Income$1,227,0001,160
Total noninterest expense$4,981,0001,676
Salaries and employee benefits$3,181,0001,448
Premises and equipment expense$554,0002,138
Additional noninterest expense$1,246,0001,968
Pre-tax net operating income$3,757,0001,239
Securities gains (losses)$02,146
Applicable income taxes$3,0006,722
Income before extraordinary items$3,754,000930
Extraordinary gains, net$030
Net income$3,754,000930
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0002,223
Cash dividends$2,259,000641
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,754,000910
2005-03-31 (YTD Data)Rank
Total interest income$4,538,0001,718
Total interest expense$1,075,0002,182
Net interest income$3,463,0001,532
Provision for loan and lease losses$150,0001,379
Total noninterest income$913,0001,347
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$298,0001,380
Trading account gains and fees$0115
Additional Noninterest Income$615,0001,155
Total noninterest expense$2,441,0001,719
Salaries and employee benefits$1,561,0001,494
Premises and equipment expense$277,0002,154
Additional noninterest expense$603,0002,031
Pre-tax net operating income$1,785,0001,284
Securities gains (losses)$01,685
Applicable income taxes$06,892
Income before extraordinary items$1,785,000974
Extraordinary gains, net$024
Net income$1,785,000975
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,869
Cash dividends$716,000895
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,785,000953
2004-12-31 (YTD Data)Rank
Total interest income$15,604,0001,833
Total interest expense$3,071,0002,581
Net interest income$12,533,0001,626
Provision for loan and lease losses$705,0001,447
Total noninterest income$3,350,0001,467
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,232,0001,426
Trading account gains and fees$0138
Additional Noninterest Income$2,118,0001,267
Total noninterest expense$9,132,0001,773
Salaries and employee benefits$5,748,0001,545
Premises and equipment expense$1,115,0002,058
Additional noninterest expense$2,269,0002,143
Pre-tax net operating income$6,046,0001,422
Securities gains (losses)$107,0001,193
Applicable income taxes$7,0006,854
Income before extraordinary items$6,146,0001,067
Extraordinary gains, net$034
Net income$6,146,0001,068
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$132,0003,234
Cash dividends$3,019,000956
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,039,0001,051
2004-09-30 (YTD Data)Rank
Total interest income$11,323,0001,874
Total interest expense$2,157,0002,679
Net interest income$9,166,0001,650
Provision for loan and lease losses$460,0001,551
Total noninterest income$2,434,0001,513
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$927,0001,436
Trading account gains and fees$0134
Additional Noninterest Income$1,507,0001,325
Total noninterest expense$6,733,0001,790
Salaries and employee benefits$4,210,0001,578
Premises and equipment expense$849,0002,034
Additional noninterest expense$1,674,0002,155
Pre-tax net operating income$4,407,0001,470
Securities gains (losses)$107,0001,125
Applicable income taxes$5,0006,948
Income before extraordinary items$4,509,0001,088
Extraordinary gains, net$026
Net income$4,509,0001,089
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0002,732
Cash dividends$2,419,000827
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,402,0001,083
2004-06-30 (YTD Data)Rank
Total interest income$7,352,0001,905
Total interest expense$1,366,0002,775
Net interest income$5,986,0001,681
Provision for loan and lease losses$340,0001,401
Total noninterest income$1,664,0001,481
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$600,0001,464
Trading account gains and fees$0130
Additional Noninterest Income$1,064,0001,263
Total noninterest expense$4,493,0001,779
Salaries and employee benefits$2,821,0001,566
Premises and equipment expense$572,0002,011
Additional noninterest expense$1,100,0002,205
Pre-tax net operating income$2,817,0001,509
Securities gains (losses)$107,000981
Applicable income taxes$4,0006,937
Income before extraordinary items$2,920,0001,123
Extraordinary gains, net$021
Net income$2,920,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0003,218
Cash dividends$1,752,000775
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,813,0001,116
2004-03-31 (YTD Data)Rank
Total interest income$3,598,0001,947
Total interest expense$676,0002,835
Net interest income$2,922,0001,704
Provision for loan and lease losses$220,0001,080
Total noninterest income$835,0001,444
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$283,0001,518
Trading account gains and fees$0121
Additional Noninterest Income$552,0001,208
Total noninterest expense$2,218,0001,818
Salaries and employee benefits$1,398,0001,600
Premises and equipment expense$281,0002,061
Additional noninterest expense$539,0002,204
Pre-tax net operating income$1,319,0001,572
Securities gains (losses)$107,000766
Applicable income taxes$3,0006,752
Income before extraordinary items$1,423,0001,154
Extraordinary gains, net$016
Net income$1,423,0001,154
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$48,0001,990
Cash dividends$545,0001,112
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,316,0001,169
2003-12-31 (YTD Data)Rank
Total interest income$14,236,0001,992
Total interest expense$2,867,0002,981
Net interest income$11,369,0001,704
Provision for loan and lease losses$600,0001,837
Total noninterest income$3,521,0001,483
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,110,0001,556
Trading account gains and fees$0160
Additional Noninterest Income$2,411,0001,265
Total noninterest expense$8,876,0001,789
Salaries and employee benefits$5,621,0001,525
Premises and equipment expense$1,185,0001,929
Additional noninterest expense$2,070,0002,330
Pre-tax net operating income$5,414,0001,515
Securities gains (losses)$04,500
Applicable income taxes$5,0007,192
Income before extraordinary items$5,409,0001,184
Extraordinary gains, net$054
Net income$5,409,0001,185
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,615
Cash dividends$2,990,0001,008
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,409,0001,121
2003-09-30 (YTD Data)Rank
Total interest income$10,675,0002,027
Total interest expense$2,210,0003,011
Net interest income$8,465,0001,737
Provision for loan and lease losses$450,0001,799
Total noninterest income$2,778,0001,459
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$823,0001,575
Trading account gains and fees$0153
Additional Noninterest Income$1,955,0001,249
Total noninterest expense$6,578,0001,815
Salaries and employee benefits$4,244,0001,525
Premises and equipment expense$862,0001,989
Additional noninterest expense$1,472,0002,440
Pre-tax net operating income$4,215,0001,506
Securities gains (losses)$04,204
Applicable income taxes$5,0007,232
Income before extraordinary items$4,210,0001,183
Extraordinary gains, net$040
Net income$4,210,0001,183
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$21,0005,323
Cash dividends$2,045,000987
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,210,0001,116
2003-06-30 (YTD Data)Rank
Total interest income$7,010,0002,078
Total interest expense$1,489,0003,065
Net interest income$5,521,0001,768
Provision for loan and lease losses$300,0001,769
Total noninterest income$1,933,0001,398
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$529,0001,598
Trading account gains and fees$0150
Additional Noninterest Income$1,404,0001,188
Total noninterest expense$4,368,0001,809
Salaries and employee benefits$2,855,0001,509
Premises and equipment expense$562,0002,040
Additional noninterest expense$951,0002,481
Pre-tax net operating income$2,786,0001,504
Securities gains (losses)$03,782
Applicable income taxes$07,529
Income before extraordinary items$2,786,0001,207
Extraordinary gains, net$030
Net income$2,786,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0004,226
Cash dividends$1,745,000846
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,786,0001,116
2003-03-31 (YTD Data)Rank
Total interest income$3,454,0002,128
Total interest expense$735,0003,174
Net interest income$2,719,0001,791
Provision for loan and lease losses$150,0001,666
Total noninterest income$847,0001,514
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$247,0001,651
Trading account gains and fees$0134
Additional Noninterest Income$600,0001,305
Total noninterest expense$2,109,0001,860
Salaries and employee benefits$1,377,0001,551
Premises and equipment expense$279,0002,047
Additional noninterest expense$453,0002,554
Pre-tax net operating income$1,307,0001,611
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$1,307,0001,267
Extraordinary gains, net$021
Net income$1,307,0001,266
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,802
Cash dividends$656,000973
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,307,0001,184
2002-12-31 (YTD Data)Rank
Total interest income$12,893,0002,389
Total interest expense$2,934,0003,593
Net interest income$9,959,0001,948
Provision for loan and lease losses$531,0002,289
Total noninterest income$2,656,0001,716
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,015,0001,593
Trading account gains and fees$0153
Additional Noninterest Income$1,641,0001,536
Total noninterest expense$7,364,0002,041
Salaries and employee benefits$4,530,0001,766
Premises and equipment expense$989,0002,205
Additional noninterest expense$1,845,0002,497
Pre-tax net operating income$4,720,0001,727
Securities gains (losses)$3,0004,139
Applicable income taxes$-10,0008,862
Income before extraordinary items$4,733,0001,327
Extraordinary gains, net$070
Net income$4,733,0001,325
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,669
Cash dividends$2,170,0001,231
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,730,0001,276
2001-12-31 (YTD Data)Rank
Total interest income$12,660,0002,692
Total interest expense$4,367,0003,549
Net interest income$8,293,0002,157
Provision for loan and lease losses$480,0002,273
Total noninterest income$1,558,0002,443
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$927,0001,624
Trading account gains and fees$0177
Additional Noninterest Income$631,0002,749
Total noninterest expense$5,572,0002,540
Salaries and employee benefits$3,020,0002,494
Premises and equipment expense$925,0002,308
Additional noninterest expense$1,627,0002,675
Pre-tax net operating income$3,799,0001,854
Securities gains (losses)$93,0001,809
Applicable income taxes$202,0005,017
Income before extraordinary items$3,690,0001,455
Extraordinary gains, net$0105
Net income$3,690,0001,458
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0002,303
Cash dividends$2,494,0001,094
Sale, conversion, retirement of capital stock, net$0922
Net operating income$3,601,6501,433
2000-12-31 (YTD Data)Rank
Total interest income$13,192,0002,638
Total interest expense$5,440,0003,075
Net interest income$7,752,0002,287
Provision for loan and lease losses$695,0001,430
Total noninterest income$1,274,0002,641
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$884,0001,547
Trading account gains and fees$0180
Additional Noninterest Income$390,0003,412
Total noninterest expense$4,742,0002,858
Salaries and employee benefits$2,398,0002,948
Premises and equipment expense$888,0002,335
Additional noninterest expense$1,456,0002,890
Pre-tax net operating income$3,589,0002,028
Securities gains (losses)$01,956
Applicable income taxes$352,0004,259
Income before extraordinary items$3,237,0001,629
Extraordinary gains, net$038
Net income$3,237,0001,629
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$700,000962
Cash dividends$2,458,0001,143
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,237,0001,621
1999-12-31 (YTD Data)Rank
Total interest income$11,202,0002,885
Total interest expense$3,785,0003,760
Net interest income$7,417,0002,376
Provision for loan and lease losses$280,0002,822
Total noninterest income$1,274,0002,583
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$831,0001,590
Trading account gains and fees$0173
Additional Noninterest Income$443,0003,196
Total noninterest expense$4,521,0002,975
Salaries and employee benefits$2,430,0002,879
Premises and equipment expense$907,0002,244
Additional noninterest expense$1,184,0003,468
Pre-tax net operating income$3,890,0001,890
Securities gains (losses)$03,155
Applicable income taxes$814,0002,607
Income before extraordinary items$3,076,0001,732
Extraordinary gains, net$035
Net income$3,076,0001,733
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$285,0001,886
Cash dividends$1,822,0001,468
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,076,0001,705
1998-12-31 (YTD Data)Rank
Total interest income$10,504,0003,076
Total interest expense$3,573,0004,043
Net interest income$6,931,0002,443
Provision for loan and lease losses$340,0002,360
Total noninterest income$1,589,0002,167
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$810,0001,563
Trading account gains and fees$0224
Additional Noninterest Income$779,0002,214
Total noninterest expense$4,704,0002,760
Salaries and employee benefits$2,600,0002,601
Premises and equipment expense$919,0002,105
Additional noninterest expense$1,185,0003,408
Pre-tax net operating income$3,476,0002,078
Securities gains (losses)$04,449
Applicable income taxes$1,391,0001,745
Income before extraordinary items$2,085,0002,467
Extraordinary gains, net$032
Net income$2,085,0002,466
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0004,298
Cash dividends$1,150,0002,015
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$2,085,0002,384
1997-12-31 (YTD Data)Rank
Total interest income$9,654,0003,347
Total interest expense$3,424,0004,216
Net interest income$6,230,0002,806
Provision for loan and lease losses$340,0002,366
Total noninterest income$1,247,0002,545
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$816,0001,593
Trading account gains and fees$0239
Additional Noninterest Income$431,0003,130
Total noninterest expense$4,268,0002,992
Salaries and employee benefits$2,246,0002,953
Premises and equipment expense$907,0002,163
Additional noninterest expense$1,115,0003,559
Pre-tax net operating income$2,869,0002,581
Securities gains (losses)$25,0001,745
Applicable income taxes$1,108,0002,231
Income before extraordinary items$1,786,0002,848
Extraordinary gains, net$044
Net income$1,786,0002,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0006,139
Cash dividends$350,0004,223
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,770,0002,825
1996-12-31 (YTD Data)Rank
Total interest income$8,668,0003,734
Total interest expense$3,060,0004,704
Net interest income$5,608,0003,151
Provision for loan and lease losses$245,0002,976
Total noninterest income$1,130,0002,821
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$715,0001,904
Trading account gains and feesNANA
Additional Noninterest Income$415,0003,335
Total noninterest expense$4,034,0003,323
Salaries and employee benefits$2,106,0003,178
Premises and equipment expense$777,0002,522
Additional noninterest expense$1,151,0003,914
Pre-tax net operating income$2,459,0002,811
Securities gains (losses)$04,148
Applicable income taxes$929,0002,503
Income before extraordinary items$1,530,0003,137
Extraordinary gains, net$053
Net income$1,530,0003,138
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$86,0004,238
Cash dividends$650,0002,880
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,530,0003,099
1995-12-31 (YTD Data)Rank
Total interest income$7,900,0004,058
Total interest expense$2,705,0005,220
Net interest income$5,195,0003,405
Provision for loan and lease losses$104,0004,516
Total noninterest income$1,029,0003,037
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$634,0002,141
Trading account gains and feesNANA
Additional Noninterest Income$395,0003,334
Total noninterest expense$4,033,0003,302
Salaries and employee benefits$1,937,0003,401
Premises and equipment expense$706,0002,783
Additional noninterest expense$1,390,0003,294
Pre-tax net operating income$2,087,0003,355
Securities gains (losses)$03,831
Applicable income taxes$783,0002,925
Income before extraordinary items$1,304,0003,674
Extraordinary gains, net$065
Net income$1,304,0003,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-42,00011,395
Cash dividends$400,0003,839
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,304,0003,648
1994-12-31 (YTD Data)Rank
Total interest income$6,215,0004,712
Total interest expense$1,789,0006,104
Net interest income$4,426,0003,976
Provision for loan and lease losses$09,146
Total noninterest income$810,0003,685
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$565,0002,411
Trading account gains and feesNANA
Additional Noninterest Income$245,0004,649
Total noninterest expense$3,460,0003,885
Salaries and employee benefits$1,712,0003,802
Premises and equipment expense$526,0003,639
Additional noninterest expense$1,222,0003,995
Pre-tax net operating income$1,776,0003,792
Securities gains (losses)$03,600
Applicable income taxes$668,0003,201
Income before extraordinary items$1,108,0004,146
Extraordinary gains, net$0249
Net income$1,108,0004,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$14,0007,099
Cash dividends$475,0003,352
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,108,0004,195
1993-12-31 (YTD Data)Rank
Total interest income$5,454,0005,371
Total interest expense$1,775,0006,406
Net interest income$3,679,0004,748
Provision for loan and lease losses$010,371
Total noninterest income$732,0004,298
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$505,0002,768
Trading account gains and feesNANA
Additional Noninterest Income$227,0005,286
Total noninterest expense$2,799,0004,794
Salaries and employee benefits$1,343,0004,741
Premises and equipment expense$481,0004,008
Additional noninterest expense$975,0005,026
Pre-tax net operating income$1,612,0004,062
Securities gains (losses)$07,477
Applicable income taxes$605,0003,574
Income before extraordinary items$1,007,0004,672
Extraordinary gains, net$03,149
Net income$1,007,0004,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$25,0007,365
Cash dividends$545,0002,882
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$1,007,0004,441
1992-12-31 (YTD Data)Rank
Total interest income$5,909,0005,563
Total interest expense$2,380,0006,227
Net interest income$3,529,0004,971
Provision for loan and lease losses$-50,00013,611
Total noninterest income$571,0005,143
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$458,0003,047
Trading account gains and feesNANA
Additional Noninterest Income$113,0007,650
Total noninterest expense$2,828,0004,773
Salaries and employee benefits$1,336,0004,704
Premises and equipment expense$494,0004,018
Additional noninterest expense$998,0005,059
Pre-tax net operating income$1,322,0004,552
Securities gains (losses)$113,0002,816
Applicable income taxes$534,0003,771
Income before extraordinary items$901,0004,929
Extraordinary gains, net$01,422
Net income$901,0004,979
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-151,00013,813
Cash dividends$375,0003,474
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$828,6804,923

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.