Home > Centennial Bank > Income and Expense

Centennial Bank, Income and Expense

Basic Info Reviews History Routing Numbers Locations

2023-12-31 (YTD Data)		Rank
Total interest income	$39,822,000	1,124
Total interest expense	$9,622,000	1,328
Net interest income	$30,200,000	1,037
Provision for loan and lease losses	$1,226,000	740
Total noninterest income	$10,498,000	710
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,435,000	759
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,063,000	571
Total noninterest expense	$20,904,000	1,173
Salaries and employee benefits	$12,101,000	1,149
Premises and equipment expense	$2,012,000	1,212
Additional noninterest expense	$9,063,000	571
Pre-tax net operating income	$18,568,000	725
Securities gains (losses)	$0	988
Applicable income taxes	$3,485,000	682
Income before extraordinary items	$15,083,000	738
Extraordinary gains, net	$0	54
Net income	$15,083,000	749
Minority interest net income	$0	88
Net income of bank and minority interests.	$15,083,000	741
Net charge-offs	$469,000	781
Cash dividends	$7,150,000	616
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$15,083,000	744
2023-09-30 (YTD Data)		Rank
Total interest income	$28,754,000	1,136
Total interest expense	$6,274,000	1,367
Net interest income	$22,480,000	1,046
Provision for loan and lease losses	$923,000	688
Total noninterest income	$9,123,000	659
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$1,092,000	749
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,031,000	521
Total noninterest expense	$15,174,000	1,193
Salaries and employee benefits	$8,607,000	1,210
Premises and equipment expense	$1,619,000	1,140
Additional noninterest expense	$8,031,000	521
Pre-tax net operating income	$15,506,000	691
Securities gains (losses)	$0	849
Applicable income taxes	$3,608,000	574
Income before extraordinary items	$11,898,000	724
Extraordinary gains, net	$0	52
Net income	$11,898,000	728
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,898,000	724
Net charge-offs	$416,000	633
Cash dividends	$4,750,000	636
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$11,898,000	738
2023-06-30 (YTD Data)		Rank
Total interest income	$18,338,000	1,151
Total interest expense	$3,297,000	1,473
Net interest income	$15,041,000	1,053
Provision for loan and lease losses	$606,000	681
Total noninterest income	$2,583,000	1,109
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$725,000	744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,858,000	1,026
Total noninterest expense	$9,802,000	1,214
Salaries and employee benefits	$5,737,000	1,203
Premises and equipment expense	$1,075,000	1,141
Additional noninterest expense	$1,858,000	1,025
Pre-tax net operating income	$7,216,000	925
Securities gains (losses)	$0	938
Applicable income taxes	$1,819,000	701
Income before extraordinary items	$5,397,000	999
Extraordinary gains, net	$0	51
Net income	$5,397,000	1,012
Minority interest net income	$0	81
Net income of bank and minority interests.	$5,397,000	999
Net charge-offs	$336,000	527
Cash dividends	$2,750,000	686
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$5,397,000	1,004
2023-03-31 (YTD Data)		Rank
Total interest income	$8,769,000	1,176
Total interest expense	$1,369,000	1,528
Net interest income	$7,400,000	1,068
Provision for loan and lease losses	$303,000	658
Total noninterest income	$889,000	1,396
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$364,000	752
Trading account gains and fees	NA	NA
Additional Noninterest Income	$525,000	1,481
Total noninterest expense	$4,849,000	1,237
Salaries and employee benefits	$2,844,000	1,231
Premises and equipment expense	$532,000	1,179
Additional noninterest expense	$525,000	1,481
Pre-tax net operating income	$3,137,000	1,043
Securities gains (losses)	$0	950
Applicable income taxes	$880,000	728
Income before extraordinary items	$2,257,000	1,166
Extraordinary gains, net	$0	4
Net income	$2,257,000	1,165
Minority interest net income	$0	48
Net income of bank and minority interests.	$2,257,000	1,165
Net charge-offs	$45,000	839
Cash dividends	$1,250,000	689
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$2,257,000	1,184
2022-12-31 (YTD Data)		Rank
Total interest income	$30,327,000	1,139
Total interest expense	$2,933,000	1,206
Net interest income	$27,394,000	1,115
Provision for loan and lease losses	$1,800,000	557
Total noninterest income	$3,288,000	1,548
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$1,462,000	757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,826,000	1,709
Total noninterest expense	$18,413,000	1,267
Salaries and employee benefits	$10,777,000	1,251
Premises and equipment expense	$1,771,000	1,354
Additional noninterest expense	$1,826,000	1,709
Pre-tax net operating income	$10,469,000	1,242
Securities gains (losses)	$-1,000	3,144
Applicable income taxes	$2,724,000	881
Income before extraordinary items	$7,744,000	1,340
Extraordinary gains, net	$0	5
Net income	$7,744,000	1,340
Minority interest net income	$0	63
Net income of bank and minority interests.	$7,744,000	1,340
Net charge-offs	$134,000	1,105
Cash dividends	$4,650,000	833
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$7,744,790	1,358
2022-09-30 (YTD Data)		Rank
Total interest income	$21,788,000	1,131
Total interest expense	$2,106,000	973
Net interest income	$19,682,000	1,134
Provision for loan and lease losses	$1,350,000	510
Total noninterest income	$2,426,000	1,582
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$1,088,000	770
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,338,000	1,754
Total noninterest expense	$13,431,000	1,287
Salaries and employee benefits	$7,777,000	1,277
Premises and equipment expense	$1,394,000	1,297
Additional noninterest expense	$1,338,000	1,754
Pre-tax net operating income	$7,327,000	1,287
Securities gains (losses)	$-1,000	3,505
Applicable income taxes	$2,785,000	727
Income before extraordinary items	$4,541,000	1,596
Extraordinary gains, net	$0	4
Net income	$4,541,000	1,596
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,541,000	1,596
Net charge-offs	$164,000	756
Cash dividends	$3,000,000	841
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$4,541,790	1,628
2022-06-30 (YTD Data)		Rank
Total interest income	$14,056,000	1,122
Total interest expense	$1,368,000	841
Net interest income	$12,688,000	1,140
Provision for loan and lease losses	$900,000	457
Total noninterest income	$1,591,000	1,583
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$705,000	784
Trading account gains and fees	NA	NA
Additional Noninterest Income	$886,000	1,796
Total noninterest expense	$8,941,000	1,281
Salaries and employee benefits	$5,094,000	1,290
Premises and equipment expense	$954,000	1,264
Additional noninterest expense	$2,893,000	1,192
Pre-tax net operating income	$4,438,000	1,307
Securities gains (losses)	$0	687
Applicable income taxes	$1,707,000	736
Income before extraordinary items	$2,731,000	1,615
Extraordinary gains, net	$0	4
Net income	$2,731,000	1,614
Minority interest net income	$0	60
Net income of bank and minority interests.	$2,731,000	1,615
Net charge-offs	$-126,000	4,448
Cash dividends	$2,000,000	829
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$2,731,000	1,654
2022-03-31 (YTD Data)		Rank
Total interest income	$6,936,000	1,104
Total interest expense	$712,000	769
Net interest income	$6,224,000	1,126
Provision for loan and lease losses	$450,000	361
Total noninterest income	$713,000	1,700
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$336,000	805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	1,965
Total noninterest expense	$4,392,000	1,292
Salaries and employee benefits	$2,562,000	1,290
Premises and equipment expense	$481,000	1,262
Additional noninterest expense	$1,349,000	1,247
Pre-tax net operating income	$2,095,000	1,302
Securities gains (losses)	$0	623
Applicable income taxes	$826,000	727
Income before extraordinary items	$1,269,000	1,640
Extraordinary gains, net	$0	4
Net income	$1,269,000	1,639
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,269,000	1,640
Net charge-offs	$-151,000	4,641
Cash dividends	$1,000,000	760
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$1,269,000	1,661
2021-12-31 (YTD Data)		Rank
Total interest income	$28,530,000	1,105
Total interest expense	$3,748,000	722
Net interest income	$24,782,000	1,140
Provision for loan and lease losses	$2,400,000	232
Total noninterest income	$3,286,000	1,697
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$1,319,000	774
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,967,000	1,920
Total noninterest expense	$17,480,000	1,297
Salaries and employee benefits	$10,562,000	1,245
Premises and equipment expense	$1,770,000	1,337
Additional noninterest expense	$5,148,000	1,297
Pre-tax net operating income	$8,188,000	1,461
Securities gains (losses)	$2,096,000	132
Applicable income taxes	$3,170,000	821
Income before extraordinary items	$7,114,000	1,487
Extraordinary gains, net	$0	10
Net income	$7,114,000	1,486
Minority interest net income	$0	74
Net income of bank and minority interests.	$7,114,000	1,487
Net charge-offs	$551,000	598
Cash dividends	$4,400,000	874
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$5,458,160	1,744
2021-09-30 (YTD Data)		Rank
Total interest income	$21,390,000	1,129
Total interest expense	$2,935,000	736
Net interest income	$18,455,000	1,169
Provision for loan and lease losses	$1,800,000	241
Total noninterest income	$2,432,000	1,770
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$960,000	795
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,472,000	1,978
Total noninterest expense	$12,999,000	1,304
Salaries and employee benefits	$7,747,000	1,277
Premises and equipment expense	$1,451,000	1,255
Additional noninterest expense	$3,801,000	1,314
Pre-tax net operating income	$6,088,000	1,534
Securities gains (losses)	$143,000	682
Applicable income taxes	$1,893,000	999
Income before extraordinary items	$4,338,000	1,769
Extraordinary gains, net	$0	8
Net income	$4,338,000	1,768
Minority interest net income	$0	69
Net income of bank and minority interests.	$4,338,000	1,769
Net charge-offs	$469,000	524
Cash dividends	$3,000,000	846
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$4,225,030	1,780
2021-06-30 (YTD Data)		Rank
Total interest income	$13,705,000	1,157
Total interest expense	$2,052,000	729
Net interest income	$11,653,000	1,213
Provision for loan and lease losses	$1,200,000	252
Total noninterest income	$1,650,000	1,704
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$626,000	780
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,024,000	1,879
Total noninterest expense	$8,613,000	1,303
Salaries and employee benefits	$5,180,000	1,266
Premises and equipment expense	$952,000	1,271
Additional noninterest expense	$2,481,000	1,322
Pre-tax net operating income	$3,490,000	1,677
Securities gains (losses)	$95,000	683
Applicable income taxes	$1,040,000	1,118
Income before extraordinary items	$2,545,000	1,916
Extraordinary gains, net	$0	6
Net income	$2,545,000	1,915
Minority interest net income	$0	67
Net income of bank and minority interests.	$2,545,000	1,916
Net charge-offs	$269,000	550
Cash dividends	$2,000,000	837
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$2,469,950	1,925
2021-03-31 (YTD Data)		Rank
Total interest income	$6,846,000	1,161
Total interest expense	$1,080,000	738
Net interest income	$5,766,000	1,218
Provision for loan and lease losses	$600,000	309
Total noninterest income	$689,000	1,896
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$315,000	756
Trading account gains and fees	NA	NA
Additional Noninterest Income	$374,000	2,221
Total noninterest expense	$4,279,000	1,293
Salaries and employee benefits	$2,596,000	1,253
Premises and equipment expense	$469,000	1,300
Additional noninterest expense	$1,214,000	1,313
Pre-tax net operating income	$1,576,000	1,821
Securities gains (losses)	$46,000	680
Applicable income taxes	$447,000	1,221
Income before extraordinary items	$1,175,000	2,019
Extraordinary gains, net	$0	3
Net income	$1,175,000	2,019
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,175,000	2,019
Net charge-offs	$254,000	373
Cash dividends	$1,000,000	738
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,138,660	2,017
2020-12-31 (YTD Data)		Rank
Total interest income	$29,075,000	1,093
Total interest expense	$5,213,000	913
Net interest income	$23,862,000	1,118
Provision for loan and lease losses	$3,072,000	787
Total noninterest income	$2,867,000	1,769
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$1,450,000	686
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,417,000	2,121
Total noninterest expense	$16,861,000	1,272
Salaries and employee benefits	$10,265,000	1,230
Premises and equipment expense	$1,815,000	1,288
Additional noninterest expense	$4,781,000	1,331
Pre-tax net operating income	$6,796,000	1,403
Securities gains (losses)	$211,000	1,006
Applicable income taxes	$1,800,000	998
Income before extraordinary items	$5,207,000	1,585
Extraordinary gains, net	$0	4
Net income	$5,207,000	1,585
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,207,000	1,585
Net charge-offs	$2,336,000	371
Cash dividends	$4,150,000	875
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$5,040,310	1,582
2020-09-30 (YTD Data)		Rank
Total interest income	$21,753,000	1,094
Total interest expense	$4,027,000	952
Net interest income	$17,726,000	1,114
Provision for loan and lease losses	$2,304,000	819
Total noninterest income	$1,969,000	1,809
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$1,088,000	681
Trading account gains and fees	NA	NA
Additional Noninterest Income	$881,000	2,275
Total noninterest expense	$12,710,000	1,249
Salaries and employee benefits	$7,565,000	1,235
Premises and equipment expense	$1,472,000	1,199
Additional noninterest expense	$3,673,000	1,281
Pre-tax net operating income	$4,681,000	1,477
Securities gains (losses)	$164,000	989
Applicable income taxes	$1,344,000	967
Income before extraordinary items	$3,501,000	1,707
Extraordinary gains, net	$0	4
Net income	$3,501,000	1,707
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,501,000	1,707
Net charge-offs	$1,606,000	376
Cash dividends	$2,750,000	857
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$3,371,440	1,704
2020-06-30 (YTD Data)		Rank
Total interest income	$14,618,000	1,096
Total interest expense	$2,755,000	996
Net interest income	$11,863,000	1,103
Provision for loan and lease losses	$1,536,000	844
Total noninterest income	$1,213,000	1,825
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$734,000	679
Trading account gains and fees	NA	NA
Additional Noninterest Income	$479,000	2,408
Total noninterest expense	$8,497,000	1,232
Salaries and employee benefits	$5,075,000	1,219
Premises and equipment expense	$972,000	1,212
Additional noninterest expense	$2,450,000	1,268
Pre-tax net operating income	$3,043,000	1,427
Securities gains (losses)	$27,000	1,568
Applicable income taxes	$837,000	957
Income before extraordinary items	$2,233,000	1,688
Extraordinary gains, net	$0	4
Net income	$2,233,000	1,689
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,233,000	1,689
Net charge-offs	$1,329,000	329
Cash dividends	$1,750,000	894
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,211,670	1,650
2020-03-31 (YTD Data)		Rank
Total interest income	$7,394,000	1,081
Total interest expense	$1,433,000	1,046
Net interest income	$5,961,000	1,085
Provision for loan and lease losses	$768,000	704
Total noninterest income	$671,000	1,646
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$423,000	708
Trading account gains and fees	NA	NA
Additional Noninterest Income	$248,000	2,197
Total noninterest expense	$4,374,000	1,222
Salaries and employee benefits	$2,524,000	1,229
Premises and equipment expense	$511,000	1,173
Additional noninterest expense	$1,339,000	1,191
Pre-tax net operating income	$1,490,000	1,325
Securities gains (losses)	$22,000	1,107
Applicable income taxes	$442,000	810
Income before extraordinary items	$1,070,000	1,577
Extraordinary gains, net	$0	4
Net income	$1,070,000	1,576
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,070,000	1,577
Net charge-offs	$805,000	280
Cash dividends	$750,000	993
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$1,052,620	1,571
2019-12-31 (YTD Data)		Rank
Total interest income	$28,241,000	1,134
Total interest expense	$5,481,000	1,155
Net interest income	$22,760,000	1,121
Provision for loan and lease losses	$2,749,000	406
Total noninterest income	$4,060,000	1,302
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$1,763,000	711
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,297,000	1,419
Total noninterest expense	$16,309,000	1,259
Salaries and employee benefits	$9,391,000	1,266
Premises and equipment expense	$1,726,000	1,324
Additional noninterest expense	$5,192,000	1,195
Pre-tax net operating income	$7,762,000	1,253
Securities gains (losses)	$1,000	2,288
Applicable income taxes	$1,961,000	912
Income before extraordinary items	$5,802,000	1,418
Extraordinary gains, net	$0	11
Net income	$5,802,000	1,420
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,802,000	1,420
Net charge-offs	$3,060,000	310
Cash dividends	$8,025,000	556
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,801,210	1,389
2019-09-30 (YTD Data)		Rank
Total interest income	$20,594,000	1,171
Total interest expense	$3,968,000	1,194
Net interest income	$16,626,000	1,155
Provision for loan and lease losses	$2,246,000	372
Total noninterest income	$3,264,000	1,224
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$1,271,000	729
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,993,000	1,287
Total noninterest expense	$11,870,000	1,300
Salaries and employee benefits	$6,674,000	1,332
Premises and equipment expense	$1,357,000	1,277
Additional noninterest expense	$3,839,000	1,212
Pre-tax net operating income	$5,774,000	1,298
Securities gains (losses)	$1,000	2,065
Applicable income taxes	$1,593,000	900
Income before extraordinary items	$4,182,000	1,496
Extraordinary gains, net	$0	11
Net income	$4,182,000	1,497
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,182,000	1,498
Net charge-offs	$1,955,000	318
Cash dividends	$6,875,000	476
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,181,210	1,462
2019-06-30 (YTD Data)		Rank
Total interest income	$12,762,000	1,237
Total interest expense	$2,470,000	1,233
Net interest income	$10,292,000	1,238
Provision for loan and lease losses	$982,000	497
Total noninterest income	$1,627,000	1,467
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$734,000	812
Trading account gains and fees	NA	NA
Additional Noninterest Income	$893,000	1,596
Total noninterest expense	$7,243,000	1,409
Salaries and employee benefits	$4,196,000	1,407
Premises and equipment expense	$859,000	1,336
Additional noninterest expense	$2,188,000	1,420
Pre-tax net operating income	$3,694,000	1,316
Securities gains (losses)	$0	1,702
Applicable income taxes	$1,025,000	897
Income before extraordinary items	$2,669,000	1,522
Extraordinary gains, net	$0	11
Net income	$2,669,000	1,522
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,669,000	1,522
Net charge-offs	$533,000	550
Cash dividends	$1,250,000	1,245
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,669,000	1,488
2019-03-31 (YTD Data)		Rank
Total interest income	$6,262,000	1,252
Total interest expense	$1,202,000	1,230
Net interest income	$5,060,000	1,251
Provision for loan and lease losses	$491,000	480
Total noninterest income	$788,000	1,447
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$354,000	826
Trading account gains and fees	NA	NA
Additional Noninterest Income	$434,000	1,593
Total noninterest expense	$3,644,000	1,408
Salaries and employee benefits	$2,065,000	1,426
Premises and equipment expense	$429,000	1,363
Additional noninterest expense	$1,150,000	1,346
Pre-tax net operating income	$1,713,000	1,365
Securities gains (losses)	$0	1,087
Applicable income taxes	$510,000	898
Income before extraordinary items	$1,203,000	1,619
Extraordinary gains, net	$0	5
Net income	$1,203,000	1,617
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,203,000	1,618
Net charge-offs	$148,000	742
Cash dividends	$500,000	1,319
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,203,000	1,601
2018-12-31 (YTD Data)		Rank
Total interest income	$24,080,000	1,222
Total interest expense	$3,471,000	1,273
Net interest income	$20,609,000	1,209
Provision for loan and lease losses	$1,608,000	594
Total noninterest income	$3,416,000	1,413
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$1,425,000	860
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,991,000	1,502
Total noninterest expense	$15,152,000	1,339
Salaries and employee benefits	$8,243,000	1,383
Premises and equipment expense	$1,658,000	1,361
Additional noninterest expense	$5,251,000	1,199
Pre-tax net operating income	$7,265,000	1,313
Securities gains (losses)	$-19,000	4,583
Applicable income taxes	$1,896,000	904
Income before extraordinary items	$5,350,000	1,493
Extraordinary gains, net	$0	6
Net income	$5,350,000	1,492
Minority interest net income	$0	72
Net income of bank and minority interests.	$5,350,000	1,492
Net charge-offs	$1,182,000	506
Cash dividends	$4,400,000	813
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$5,365,010	1,483
2018-09-30 (YTD Data)		Rank
Total interest income	$17,658,000	1,232
Total interest expense	$2,400,000	1,287
Net interest income	$15,258,000	1,224
Provision for loan and lease losses	$1,191,000	575
Total noninterest income	$3,205,000	1,214
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$1,029,000	887
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,176,000	1,185
Total noninterest expense	$11,221,000	1,351
Salaries and employee benefits	$5,943,000	1,434
Premises and equipment expense	$1,303,000	1,330
Additional noninterest expense	$3,975,000	1,189
Pre-tax net operating income	$6,051,000	1,226
Securities gains (losses)	$-19,000	4,918
Applicable income taxes	$1,645,000	838
Income before extraordinary items	$4,387,000	1,385
Extraordinary gains, net	$0	5
Net income	$4,387,000	1,384
Minority interest net income	$0	66
Net income of bank and minority interests.	$4,387,000	1,384
Net charge-offs	$1,044,000	426
Cash dividends	$3,500,000	710
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$4,402,010	1,369
2018-06-30 (YTD Data)		Rank
Total interest income	$11,304,000	1,275
Total interest expense	$1,506,000	1,277
Net interest income	$9,798,000	1,263
Provision for loan and lease losses	$789,000	568
Total noninterest income	$2,781,000	1,027
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$686,000	881
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,095,000	909
Total noninterest expense	$7,458,000	1,364
Salaries and employee benefits	$3,778,000	1,484
Premises and equipment expense	$839,000	1,386
Additional noninterest expense	$2,841,000	1,124
Pre-tax net operating income	$4,332,000	1,143
Securities gains (losses)	$0	961
Applicable income taxes	$1,170,000	785
Income before extraordinary items	$3,162,000	1,306
Extraordinary gains, net	$0	6
Net income	$3,162,000	1,305
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,162,000	1,305
Net charge-offs	$655,000	440
Cash dividends	$3,000,000	565
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$3,162,000	1,296
2018-03-31 (YTD Data)		Rank
Total interest income	$5,131,000	1,368
Total interest expense	$681,000	1,339
Net interest income	$4,450,000	1,353
Provision for loan and lease losses	$388,000	569
Total noninterest income	$464,000	2,067
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$309,000	963
Trading account gains and fees	NA	NA
Additional Noninterest Income	$155,000	2,801
Total noninterest expense	$3,025,000	1,623
Salaries and employee benefits	$1,703,000	1,677
Premises and equipment expense	$375,000	1,551
Additional noninterest expense	$947,000	1,587
Pre-tax net operating income	$1,501,000	1,483
Securities gains (losses)	$0	735
Applicable income taxes	$393,000	1,016
Income before extraordinary items	$1,108,000	1,695
Extraordinary gains, net	$0	7
Net income	$1,108,000	1,695
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,108,000	1,695
Net charge-offs	$213,000	556
Cash dividends	$500,000	1,167
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$1,108,000	1,680
2017-12-31 (YTD Data)		Rank
Total interest income	$20,289,000	1,331
Total interest expense	$2,697,000	1,199
Net interest income	$17,592,000	1,342
Provision for loan and lease losses	$1,550,000	628
Total noninterest income	$1,926,000	2,073
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$1,337,000	916
Trading account gains and fees	NA	NA
Additional Noninterest Income	$589,000	2,956
Total noninterest expense	$12,151,000	1,608
Salaries and employee benefits	$6,881,000	1,614
Premises and equipment expense	$1,404,000	1,608
Additional noninterest expense	$3,866,000	1,568
Pre-tax net operating income	$5,817,000	1,503
Securities gains (losses)	$0	2,243
Applicable income taxes	$2,770,000	1,018
Income before extraordinary items	$3,047,000	2,010
Extraordinary gains, net	$0	9
Net income	$3,047,000	2,008
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,047,000	2,010
Net charge-offs	$1,887,000	420
Cash dividends	$2,400,000	1,222
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$3,047,000	1,995
2017-09-30 (YTD Data)		Rank
Total interest income	$15,088,000	1,346
Total interest expense	$2,001,000	1,189
Net interest income	$13,087,000	1,357
Provision for loan and lease losses	$1,163,000	612
Total noninterest income	$1,355,000	2,182
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$1,012,000	911
Trading account gains and fees	NA	NA
Additional Noninterest Income	$343,000	3,291
Total noninterest expense	$8,952,000	1,641
Salaries and employee benefits	$4,990,000	1,666
Premises and equipment expense	$1,068,000	1,588
Additional noninterest expense	$2,894,000	1,559
Pre-tax net operating income	$4,327,000	1,521
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,582,000	1,075
Income before extraordinary items	$2,745,000	1,867
Extraordinary gains, net	$0	9
Net income	$2,745,000	1,867
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,745,000	1,867
Net charge-offs	$1,162,000	449
Cash dividends	$1,500,000	1,286
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$2,745,000	1,839
2017-06-30 (YTD Data)		Rank
Total interest income	$9,926,000	1,349
Total interest expense	$1,302,000	1,169
Net interest income	$8,624,000	1,370
Provision for loan and lease losses	$775,000	599
Total noninterest income	$800,000	2,357
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$637,000	947
Trading account gains and fees	NA	NA
Additional Noninterest Income	$163,000	3,754
Total noninterest expense	$6,001,000	1,639
Salaries and employee benefits	$3,382,000	1,655
Premises and equipment expense	$710,000	1,599
Additional noninterest expense	$1,909,000	1,570
Pre-tax net operating income	$2,648,000	1,623
Securities gains (losses)	$0	1,906
Applicable income taxes	$925,000	1,166
Income before extraordinary items	$1,723,000	1,924
Extraordinary gains, net	$0	11
Net income	$1,723,000	1,924
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,723,000	1,924
Net charge-offs	$413,000	666
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,723,000	1,898
2017-03-31 (YTD Data)		Rank
Total interest income	$4,909,000	1,353
Total interest expense	$632,000	1,178
Net interest income	$4,277,000	1,375
Provision for loan and lease losses	$388,000	552
Total noninterest income	$434,000	2,215
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$312,000	965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$122,000	3,199
Total noninterest expense	$3,000,000	1,657
Salaries and employee benefits	$1,698,000	1,657
Premises and equipment expense	$354,000	1,624
Additional noninterest expense	$948,000	1,581
Pre-tax net operating income	$1,323,000	1,581
Securities gains (losses)	$0	1,153
Applicable income taxes	$462,000	1,138
Income before extraordinary items	$861,000	1,866
Extraordinary gains, net	$0	8
Net income	$861,000	1,866
Minority interest net income	$0	55
Net income of bank and minority interests.	$861,000	1,866
Net charge-offs	$-4,000	4,579
Cash dividends	$500,000	1,199
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$861,000	1,852
2016-12-31 (YTD Data)		Rank
Total interest income	$19,931,000	1,300
Total interest expense	$2,568,000	1,120
Net interest income	$17,363,000	1,320
Provision for loan and lease losses	$1,635,000	607
Total noninterest income	$1,912,000	2,174
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$1,415,000	889
Trading account gains and fees	$0	170
Additional Noninterest Income	$497,000	3,282
Total noninterest expense	$11,930,000	1,625
Salaries and employee benefits	$6,700,000	1,621
Premises and equipment expense	$1,445,000	1,575
Additional noninterest expense	$3,785,000	1,610
Pre-tax net operating income	$5,710,000	1,456
Securities gains (losses)	$15,000	2,508
Applicable income taxes	$2,219,000	962
Income before extraordinary items	$3,506,000	1,838
Extraordinary gains, net	$0	5
Net income	$3,506,000	1,837
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,506,000	1,837
Net charge-offs	$1,088,000	614
Cash dividends	$3,900,000	838
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$3,496,400	1,808
2016-09-30 (YTD Data)		Rank
Total interest income	$14,916,000	1,313
Total interest expense	$1,920,000	1,121
Net interest income	$12,996,000	1,330
Provision for loan and lease losses	$1,245,000	593
Total noninterest income	$1,482,000	2,134
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$1,061,000	889
Trading account gains and fees	$0	169
Additional Noninterest Income	$421,000	3,107
Total noninterest expense	$8,862,000	1,634
Salaries and employee benefits	$4,892,000	1,654
Premises and equipment expense	$1,087,000	1,577
Additional noninterest expense	$2,883,000	1,596
Pre-tax net operating income	$4,371,000	1,455
Securities gains (losses)	$15,000	2,436
Applicable income taxes	$1,662,000	1,002
Income before extraordinary items	$2,724,000	1,819
Extraordinary gains, net	$0	5
Net income	$2,724,000	1,819
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,724,000	1,819
Net charge-offs	$170,000	1,588
Cash dividends	$3,000,000	756
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$2,714,400	1,770
2016-06-30 (YTD Data)		Rank
Total interest income	$9,759,000	1,337
Total interest expense	$1,280,000	1,122
Net interest income	$8,479,000	1,352
Provision for loan and lease losses	$855,000	574
Total noninterest income	$1,003,000	2,101
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$669,000	922
Trading account gains and fees	$0	157
Additional Noninterest Income	$334,000	2,888
Total noninterest expense	$5,913,000	1,642
Salaries and employee benefits	$3,245,000	1,673
Premises and equipment expense	$709,000	1,604
Additional noninterest expense	$1,959,000	1,564
Pre-tax net operating income	$2,714,000	1,528
Securities gains (losses)	$14,000	2,123
Applicable income taxes	$996,000	1,086
Income before extraordinary items	$1,732,000	1,874
Extraordinary gains, net	$0	16
Net income	$1,732,000	1,873
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,732,000	1,873
Net charge-offs	$98,000	1,637
Cash dividends	$2,500,000	640
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,723,040	1,828
2016-03-31 (YTD Data)		Rank
Total interest income	$4,781,000	1,347
Total interest expense	$641,000	1,119
Net interest income	$4,140,000	1,381
Provision for loan and lease losses	$465,000	490
Total noninterest income	$453,000	2,201
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$298,000	1,006
Trading account gains and fees	$0	142
Additional Noninterest Income	$155,000	2,944
Total noninterest expense	$3,020,000	1,611
Salaries and employee benefits	$1,629,000	1,677
Premises and equipment expense	$351,000	1,628
Additional noninterest expense	$1,040,000	1,468
Pre-tax net operating income	$1,108,000	1,787
Securities gains (losses)	$1,000	1,958
Applicable income taxes	$434,000	1,170
Income before extraordinary items	$675,000	2,257
Extraordinary gains, net	$0	12
Net income	$675,000	2,257
Minority interest net income	$0	62
Net income of bank and minority interests.	$675,000	2,257
Net charge-offs	$85,000	1,105
Cash dividends	$2,000,000	420
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$674,360	2,202
2015-12-31 (YTD Data)		Rank
Total interest income	$17,747,000	1,399
Total interest expense	$2,267,000	1,219
Net interest income	$15,480,000	1,431
Provision for loan and lease losses	$1,500,000	568
Total noninterest income	$1,643,000	2,370
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$1,235,000	1,007
Trading account gains and fees	$0	159
Additional Noninterest Income	$408,000	3,568
Total noninterest expense	$10,608,000	1,786
Salaries and employee benefits	$6,015,000	1,740
Premises and equipment expense	$1,230,000	1,846
Additional noninterest expense	$3,363,000	1,801
Pre-tax net operating income	$5,015,000	1,566
Securities gains (losses)	$8,000	2,689
Applicable income taxes	$1,945,000	1,028
Income before extraordinary items	$3,078,000	2,012
Extraordinary gains, net	$0	23
Net income	$3,078,000	2,013
Minority interest net income	$0	81
Net income of bank and minority interests.	$3,078,000	2,014
Net charge-offs	$547,000	1,092
Cash dividends	$2,000,000	1,332
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$3,072,880	1,975
2015-09-30 (YTD Data)		Rank
Total interest income	$13,228,000	1,423
Total interest expense	$1,664,000	1,264
Net interest income	$11,564,000	1,446
Provision for loan and lease losses	$1,125,000	534
Total noninterest income	$1,183,000	2,444
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$917,000	1,019
Trading account gains and fees	$0	153
Additional Noninterest Income	$266,000	3,778
Total noninterest expense	$7,757,000	1,837
Salaries and employee benefits	$4,359,000	1,795
Premises and equipment expense	$966,000	1,789
Additional noninterest expense	$2,432,000	1,860
Pre-tax net operating income	$3,865,000	1,563
Securities gains (losses)	$9,000	2,412
Applicable income taxes	$1,411,000	1,077
Income before extraordinary items	$2,463,000	1,919
Extraordinary gains, net	$0	21
Net income	$2,463,000	1,921
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,463,000	1,921
Net charge-offs	$474,000	898
Cash dividends	$1,500,000	1,198
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,457,240	1,881
2015-06-30 (YTD Data)		Rank
Total interest income	$8,681,000	1,447
Total interest expense	$1,082,000	1,298
Net interest income	$7,599,000	1,471
Provision for loan and lease losses	$750,000	537
Total noninterest income	$759,000	2,499
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$545,000	1,125
Trading account gains and fees	$0	157
Additional Noninterest Income	$214,000	3,532
Total noninterest expense	$5,185,000	1,840
Salaries and employee benefits	$2,918,000	1,801
Premises and equipment expense	$635,000	1,814
Additional noninterest expense	$1,632,000	1,852
Pre-tax net operating income	$2,423,000	1,618
Securities gains (losses)	$9,000	2,056
Applicable income taxes	$865,000	1,131
Income before extraordinary items	$1,567,000	1,972
Extraordinary gains, net	$0	22
Net income	$1,567,000	1,974
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,567,000	1,974
Net charge-offs	$400,000	769
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,561,240	1,928
2015-03-31 (YTD Data)		Rank
Total interest income	$4,324,000	1,449
Total interest expense	$538,000	1,311
Net interest income	$3,786,000	1,473
Provision for loan and lease losses	$375,000	519
Total noninterest income	$374,000	2,483
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$256,000	1,168
Trading account gains and fees	$0	152
Additional Noninterest Income	$118,000	3,353
Total noninterest expense	$2,578,000	1,850
Salaries and employee benefits	$1,439,000	1,836
Premises and equipment expense	$318,000	1,836
Additional noninterest expense	$821,000	1,827
Pre-tax net operating income	$1,207,000	1,587
Securities gains (losses)	$0	2,027
Applicable income taxes	$426,000	1,139
Income before extraordinary items	$781,000	1,961
Extraordinary gains, net	$0	13
Net income	$781,000	1,964
Minority interest net income	$0	64
Net income of bank and minority interests.	$781,000	1,963
Net charge-offs	$11,000	2,441
Cash dividends	$500,000	1,094
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$781,000	1,903
2014-12-31 (YTD Data)		Rank
Total interest income	$17,450,000	1,443
Total interest expense	$2,139,000	1,366
Net interest income	$15,311,000	1,448
Provision for loan and lease losses	$1,500,000	609
Total noninterest income	$1,650,000	2,380
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$1,092,000	1,200
Trading account gains and fees	$0	180
Additional Noninterest Income	$558,000	3,120
Total noninterest expense	$9,871,000	1,916
Salaries and employee benefits	$5,634,000	1,828
Premises and equipment expense	$1,168,000	1,963
Additional noninterest expense	$3,069,000	2,001
Pre-tax net operating income	$5,590,000	1,382
Securities gains (losses)	$24,000	2,223
Applicable income taxes	$2,148,000	934
Income before extraordinary items	$3,466,000	1,781
Extraordinary gains, net	$0	17
Net income	$3,466,000	1,781
Minority interest net income	$0	84
Net income of bank and minority interests.	$3,466,000	1,780
Net charge-offs	$1,370,000	696
Cash dividends	$1,900,000	1,340
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$3,450,640	1,755
2014-09-30 (YTD Data)		Rank
Total interest income	$12,933,000	1,467
Total interest expense	$1,592,000	1,397
Net interest income	$11,341,000	1,471
Provision for loan and lease losses	$1,125,000	597
Total noninterest income	$1,178,000	2,465
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$824,000	1,205
Trading account gains and fees	$0	174
Additional Noninterest Income	$354,000	3,385
Total noninterest expense	$7,357,000	1,933
Salaries and employee benefits	$4,203,000	1,842
Premises and equipment expense	$928,000	1,882
Additional noninterest expense	$2,226,000	2,050
Pre-tax net operating income	$4,037,000	1,446
Securities gains (losses)	$0	2,980
Applicable income taxes	$1,537,000	977
Income before extraordinary items	$2,500,000	1,850
Extraordinary gains, net	$0	15
Net income	$2,500,000	1,850
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,500,000	1,849
Net charge-offs	$1,063,000	639
Cash dividends	$1,400,000	1,217
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$2,500,000	1,809
2014-06-30 (YTD Data)		Rank
Total interest income	$8,493,000	1,477
Total interest expense	$1,054,000	1,419
Net interest income	$7,439,000	1,483
Provision for loan and lease losses	$750,000	594
Total noninterest income	$764,000	2,472
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$512,000	1,251
Trading account gains and fees	$0	172
Additional Noninterest Income	$252,000	3,280
Total noninterest expense	$4,868,000	1,948
Salaries and employee benefits	$2,819,000	1,829
Premises and equipment expense	$596,000	1,957
Additional noninterest expense	$1,453,000	2,080
Pre-tax net operating income	$2,585,000	1,450
Securities gains (losses)	$0	2,580
Applicable income taxes	$988,000	976
Income before extraordinary items	$1,597,000	1,880
Extraordinary gains, net	$0	20
Net income	$1,597,000	1,885
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,597,000	1,883
Net charge-offs	$629,000	721
Cash dividends	$900,000	1,252
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,597,000	1,829
2014-03-31 (YTD Data)		Rank
Total interest income	$4,176,000	1,498
Total interest expense	$527,000	1,437
Net interest income	$3,649,000	1,495
Provision for loan and lease losses	$375,000	572
Total noninterest income	$340,000	2,625
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$259,000	1,232
Trading account gains and fees	$0	147
Additional Noninterest Income	$81,000	3,873
Total noninterest expense	$2,477,000	1,913
Salaries and employee benefits	$1,418,000	1,830
Premises and equipment expense	$306,000	1,947
Additional noninterest expense	$753,000	2,002
Pre-tax net operating income	$1,137,000	1,583
Securities gains (losses)	$0	1,715
Applicable income taxes	$434,000	1,030
Income before extraordinary items	$703,000	1,989
Extraordinary gains, net	$0	16
Net income	$703,000	1,992
Minority interest net income	$0	66
Net income of bank and minority interests.	$703,000	1,992
Net charge-offs	$185,000	995
Cash dividends	$500,000	1,008
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$703,000	1,954
2013-12-31 (YTD Data)		Rank
Total interest income	$17,397,000	1,458
Total interest expense	$2,211,000	1,542
Net interest income	$15,186,000	1,428
Provision for loan and lease losses	$1,810,000	673
Total noninterest income	$1,622,000	2,461
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$1,044,000	1,297
Trading account gains and fees	$0	184
Additional Noninterest Income	$578,000	3,168
Total noninterest expense	$9,442,000	2,002
Salaries and employee benefits	$5,500,000	1,857
Premises and equipment expense	$1,086,000	2,092
Additional noninterest expense	$2,856,000	2,187
Pre-tax net operating income	$5,556,000	1,321
Securities gains (losses)	$0	3,182
Applicable income taxes	$2,080,000	874
Income before extraordinary items	$3,476,000	1,688
Extraordinary gains, net	$0	29
Net income	$3,476,000	1,692
Minority interest net income	$0	90
Net income of bank and minority interests.	$3,476,000	1,692
Net charge-offs	$1,525,000	927
Cash dividends	$2,250,000	1,093
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$3,476,000	1,649
2013-09-30 (YTD Data)		Rank
Total interest income	$13,022,000	1,457
Total interest expense	$1,666,000	1,579
Net interest income	$11,356,000	1,429
Provision for loan and lease losses	$1,381,000	686
Total noninterest income	$1,231,000	2,489
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$775,000	1,316
Trading account gains and fees	$0	180
Additional Noninterest Income	$456,000	3,160
Total noninterest expense	$7,176,000	1,972
Salaries and employee benefits	$4,184,000	1,837
Premises and equipment expense	$823,000	2,096
Additional noninterest expense	$2,169,000	2,143
Pre-tax net operating income	$4,030,000	1,372
Securities gains (losses)	$0	3,040
Applicable income taxes	$1,681,000	860
Income before extraordinary items	$2,349,000	1,871
Extraordinary gains, net	$0	25
Net income	$2,349,000	1,876
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,349,000	1,876
Net charge-offs	$1,283,000	836
Cash dividends	$1,600,000	1,044
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$2,349,000	1,815
2013-06-30 (YTD Data)		Rank
Total interest income	$8,581,000	1,471
Total interest expense	$1,108,000	1,609
Net interest income	$7,473,000	1,435
Provision for loan and lease losses	$907,000	730
Total noninterest income	$833,000	2,489
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$509,000	1,315
Trading account gains and fees	$0	157
Additional Noninterest Income	$324,000	3,103
Total noninterest expense	$4,756,000	1,994
Salaries and employee benefits	$2,809,000	1,830
Premises and equipment expense	$524,000	2,185
Additional noninterest expense	$1,423,000	2,181
Pre-tax net operating income	$2,643,000	1,374
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,104,000	869
Income before extraordinary items	$1,539,000	1,889
Extraordinary gains, net	$0	22
Net income	$1,539,000	1,896
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,539,000	1,895
Net charge-offs	$548,000	1,187
Cash dividends	$1,200,000	926
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,539,000	1,819
2013-03-31 (YTD Data)		Rank
Total interest income	$4,214,000	1,507
Total interest expense	$560,000	1,654
Net interest income	$3,654,000	1,474
Provision for loan and lease losses	$450,000	738
Total noninterest income	$274,000	3,121
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$241,000	1,375
Trading account gains and fees	$0	148
Additional Noninterest Income	$33,000	5,215
Total noninterest expense	$2,330,000	2,055
Salaries and employee benefits	$1,344,000	1,934
Premises and equipment expense	$267,000	2,189
Additional noninterest expense	$719,000	2,165
Pre-tax net operating income	$1,148,000	1,525
Securities gains (losses)	$0	1,966
Applicable income taxes	$451,000	998
Income before extraordinary items	$697,000	2,002
Extraordinary gains, net	$0	10
Net income	$697,000	2,002
Minority interest net income	$0	76
Net income of bank and minority interests.	$697,000	2,004
Net charge-offs	$263,000	1,158
Cash dividends	$350,000	1,201
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$697,000	1,923
2012-12-31 (YTD Data)		Rank
Total interest income	$16,687,000	1,597
Total interest expense	$2,527,000	1,731
Net interest income	$14,160,000	1,557
Provision for loan and lease losses	$1,809,000	1,156
Total noninterest income	$1,479,000	2,642
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$1,112,000	1,283
Trading account gains and fees	$0	166
Additional Noninterest Income	$367,000	3,748
Total noninterest expense	$8,845,000	2,152
Salaries and employee benefits	$4,562,000	2,194
Premises and equipment expense	$1,045,000	2,195
Additional noninterest expense	$3,238,000	2,016
Pre-tax net operating income	$4,985,000	1,375
Securities gains (losses)	$62,000	2,589
Applicable income taxes	$1,887,000	920
Income before extraordinary items	$3,160,000	1,773
Extraordinary gains, net	$0	29
Net income	$3,160,000	1,772
Minority interest net income	$0	93
Net income of bank and minority interests.	$3,160,000	1,773
Net charge-offs	$799,000	2,058
Cash dividends	$1,275,000	1,668
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$3,120,320	1,690
2012-09-30 (YTD Data)		Rank
Total interest income	$12,396,000	1,640
Total interest expense	$1,930,000	1,773
Net interest income	$10,466,000	1,592
Provision for loan and lease losses	$1,379,000	1,155
Total noninterest income	$1,092,000	2,667
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$831,000	1,291
Trading account gains and fees	$0	157
Additional Noninterest Income	$261,000	3,888
Total noninterest expense	$6,583,000	2,180
Salaries and employee benefits	$3,404,000	2,190
Premises and equipment expense	$791,000	2,204
Additional noninterest expense	$2,388,000	2,048
Pre-tax net operating income	$3,596,000	1,465
Securities gains (losses)	$62,000	2,306
Applicable income taxes	$1,472,000	927
Income before extraordinary items	$2,186,000	1,947
Extraordinary gains, net	$0	20
Net income	$2,186,000	1,946
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,186,000	1,948
Net charge-offs	$509,000	2,163
Cash dividends	$925,000	1,408
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$2,146,320	1,860
2012-06-30 (YTD Data)		Rank
Total interest income	$8,068,000	1,686
Total interest expense	$1,306,000	1,797
Net interest income	$6,762,000	1,632
Provision for loan and lease losses	$951,000	1,142
Total noninterest income	$667,000	2,746
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$532,000	1,340
Trading account gains and fees	$0	153
Additional Noninterest Income	$135,000	4,232
Total noninterest expense	$4,307,000	2,222
Salaries and employee benefits	$2,191,000	2,265
Premises and equipment expense	$528,000	2,183
Additional noninterest expense	$1,588,000	2,056
Pre-tax net operating income	$2,171,000	1,585
Securities gains (losses)	$60,000	1,926
Applicable income taxes	$812,000	1,051
Income before extraordinary items	$1,419,000	1,975
Extraordinary gains, net	$0	19
Net income	$1,419,000	1,972
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,419,000	1,975
Net charge-offs	$274,000	2,413
Cash dividends	$575,000	1,470
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,380,600	1,924
2012-03-31 (YTD Data)		Rank
Total interest income	$3,933,000	1,733
Total interest expense	$672,000	1,822
Net interest income	$3,261,000	1,710
Provision for loan and lease losses	$518,000	1,023
Total noninterest income	$368,000	2,607
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$252,000	1,397
Trading account gains and fees	$0	148
Additional Noninterest Income	$116,000	3,479
Total noninterest expense	$2,155,000	2,210
Salaries and employee benefits	$1,091,000	2,281
Premises and equipment expense	$257,000	2,249
Additional noninterest expense	$807,000	2,015
Pre-tax net operating income	$956,000	1,751
Securities gains (losses)	$58,000	1,159
Applicable income taxes	$356,000	1,167
Income before extraordinary items	$658,000	2,106
Extraordinary gains, net	$0	19
Net income	$658,000	2,106
Minority interest net income	$0	78
Net income of bank and minority interests.	$658,000	2,108
Net charge-offs	$172,000	1,978
Cash dividends	$250,000	1,398
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$620,300	2,093
2011-12-31 (YTD Data)		Rank
Total interest income	$15,276,000	1,843
Total interest expense	$3,375,000	1,753
Net interest income	$11,901,000	1,859
Provision for loan and lease losses	$1,598,000	1,816
Total noninterest income	$951,000	3,207
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$1,024,000	1,451
Trading account gains and fees	$0	146
Additional Noninterest Income	$-73,000	6,858
Total noninterest expense	$8,424,000	2,261
Salaries and employee benefits	$4,159,000	2,318
Premises and equipment expense	$1,076,000	2,254
Additional noninterest expense	$3,189,000	2,088
Pre-tax net operating income	$2,830,000	1,943
Securities gains (losses)	$114,000	1,957
Applicable income taxes	$1,080,000	1,276
Income before extraordinary items	$1,864,000	2,390
Extraordinary gains, net	$0	29
Net income	$1,864,000	2,390
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,864,000	2,391
Net charge-offs	$1,299,000	2,059
Cash dividends	$850,000	1,806
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,791,040	2,384
2011-09-30 (YTD Data)		Rank
Total interest income	$11,342,000	1,879
Total interest expense	$2,635,000	1,756
Net interest income	$8,707,000	1,898
Provision for loan and lease losses	$1,270,000	1,690
Total noninterest income	$686,000	3,283
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$759,000	1,475
Trading account gains and fees	$0	145
Additional Noninterest Income	$-73,000	7,040
Total noninterest expense	$6,292,000	2,274
Salaries and employee benefits	$3,150,000	2,292
Premises and equipment expense	$796,000	2,321
Additional noninterest expense	$2,346,000	2,132
Pre-tax net operating income	$1,831,000	2,234
Securities gains (losses)	$115,000	1,658
Applicable income taxes	$626,000	1,532
Income before extraordinary items	$1,320,000	2,550
Extraordinary gains, net	$0	21
Net income	$1,320,000	2,552
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,320,000	2,552
Net charge-offs	$915,000	1,997
Cash dividends	$600,000	1,607
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,241,800	2,565
2011-06-30 (YTD Data)		Rank
Total interest income	$7,335,000	1,962
Total interest expense	$1,811,000	1,767
Net interest income	$5,524,000	1,988
Provision for loan and lease losses	$765,000	1,781
Total noninterest income	$567,000	2,895
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$484,000	1,504
Trading account gains and fees	$0	153
Additional Noninterest Income	$83,000	4,836
Total noninterest expense	$4,196,000	2,288
Salaries and employee benefits	$2,105,000	2,302
Premises and equipment expense	$532,000	2,332
Additional noninterest expense	$1,559,000	2,179
Pre-tax net operating income	$1,130,000	2,336
Securities gains (losses)	$15,000	2,213
Applicable income taxes	$351,000	1,637
Income before extraordinary items	$794,000	2,688
Extraordinary gains, net	$0	15
Net income	$794,000	2,688
Minority interest net income	$0	89
Net income of bank and minority interests.	$794,000	2,688
Net charge-offs	$662,000	1,849
Cash dividends	$400,000	1,605
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$783,650	2,627
2011-03-31 (YTD Data)		Rank
Total interest income	$3,534,000	2,028
Total interest expense	$929,000	1,779
Net interest income	$2,605,000	2,087
Provision for loan and lease losses	$383,000	1,680
Total noninterest income	$345,000	2,592
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$239,000	1,498
Trading account gains and fees	$0	158
Additional Noninterest Income	$106,000	3,467
Total noninterest expense	$2,151,000	2,240
Salaries and employee benefits	$1,056,000	2,316
Premises and equipment expense	$286,000	2,228
Additional noninterest expense	$809,000	2,084
Pre-tax net operating income	$416,000	2,892
Securities gains (losses)	$10,000	1,304
Applicable income taxes	$127,000	1,939
Income before extraordinary items	$299,000	3,249
Extraordinary gains, net	$0	9
Net income	$299,000	3,247
Minority interest net income	$0	86
Net income of bank and minority interests.	$299,000	3,248
Net charge-offs	$445,000	1,433
Cash dividends	$200,000	1,383
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$292,000	3,245
2010-12-31 (YTD Data)		Rank
Total interest income	$12,825,000	2,343
Total interest expense	$3,894,000	2,048
Net interest income	$8,931,000	2,461
Provision for loan and lease losses	$1,615,000	2,361
Total noninterest income	$1,102,000	3,060
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$845,000	1,739
Trading account gains and fees	$0	175
Additional Noninterest Income	$257,000	4,205
Total noninterest expense	$6,658,000	2,847
Salaries and employee benefits	$3,388,000	2,811
Premises and equipment expense	$1,150,000	2,201
Additional noninterest expense	$2,120,000	3,100
Pre-tax net operating income	$1,760,000	2,466
Securities gains (losses)	$2,000	3,620
Applicable income taxes	$558,000	1,777
Income before extraordinary items	$1,204,000	2,906
Extraordinary gains, net	$0	29
Net income	$1,204,000	2,902
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,204,000	2,906
Net charge-offs	$1,222,000	2,421
Cash dividends	$800,000	1,753
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,202,640	2,794
2010-09-30 (YTD Data)		Rank
Total interest income	$9,506,000	2,427
Total interest expense	$2,944,000	2,111
Net interest income	$6,562,000	2,541
Provision for loan and lease losses	$1,015,000	2,482
Total noninterest income	$805,000	3,138
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$629,000	1,804
Trading account gains and fees	$0	165
Additional Noninterest Income	$176,000	4,396
Total noninterest expense	$4,888,000	2,895
Salaries and employee benefits	$2,541,000	2,815
Premises and equipment expense	$839,000	2,294
Additional noninterest expense	$1,508,000	3,205
Pre-tax net operating income	$1,464,000	2,414
Securities gains (losses)	$2,000	3,465
Applicable income taxes	$464,000	1,744
Income before extraordinary items	$1,002,000	2,881
Extraordinary gains, net	$0	23
Net income	$1,002,000	2,876
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,002,000	2,880
Net charge-offs	$828,000	2,416
Cash dividends	$600,000	1,540
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,000,640	2,743
2010-06-30 (YTD Data)		Rank
Total interest income	$6,201,000	2,505
Total interest expense	$1,955,000	2,206
Net interest income	$4,246,000	2,611
Provision for loan and lease losses	$600,000	2,565
Total noninterest income	$517,000	3,150
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$404,000	1,870
Trading account gains and fees	$0	152
Additional Noninterest Income	$113,000	4,429
Total noninterest expense	$3,223,000	2,928
Salaries and employee benefits	$1,684,000	2,833
Premises and equipment expense	$545,000	2,360
Additional noninterest expense	$994,000	3,220
Pre-tax net operating income	$940,000	2,493
Securities gains (losses)	$2,000	2,979
Applicable income taxes	$315,000	1,696
Income before extraordinary items	$627,000	2,981
Extraordinary gains, net	$0	19
Net income	$627,000	2,976
Minority interest net income	$0	105
Net income of bank and minority interests.	$627,000	2,980
Net charge-offs	$444,000	2,584
Cash dividends	$400,000	1,555
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$625,660	2,871
2010-03-31 (YTD Data)		Rank
Total interest income	$3,024,000	2,619
Total interest expense	$969,000	2,322
Net interest income	$2,055,000	2,712
Provision for loan and lease losses	$300,000	2,372
Total noninterest income	$270,000	3,069
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$202,000	1,863
Trading account gains and fees	$0	175
Additional Noninterest Income	$68,000	4,171
Total noninterest expense	$1,581,000	3,012
Salaries and employee benefits	$844,000	2,871
Premises and equipment expense	$263,000	2,481
Additional noninterest expense	$474,000	3,331
Pre-tax net operating income	$444,000	2,643
Securities gains (losses)	$0	2,284
Applicable income taxes	$145,000	1,769
Income before extraordinary items	$299,000	3,134
Extraordinary gains, net	$0	16
Net income	$299,000	3,131
Minority interest net income	$0	91
Net income of bank and minority interests.	$299,000	3,134
Net charge-offs	$283,000	2,090
Cash dividends	$200,000	1,369
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$299,000	3,021
2009-12-31 (YTD Data)		Rank
Total interest income	$11,831,000	2,793
Total interest expense	$4,171,000	2,644
Net interest income	$7,660,000	2,834
Provision for loan and lease losses	$1,408,000	2,978
Total noninterest income	$1,273,000	2,856
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$996,000	1,701
Trading account gains and fees	$0	211
Additional Noninterest Income	$277,000	4,090
Total noninterest expense	$6,253,000	3,077
Salaries and employee benefits	$3,260,000	2,972
Premises and equipment expense	$1,038,000	2,494
Additional noninterest expense	$1,955,000	3,369
Pre-tax net operating income	$1,272,000	2,615
Securities gains (losses)	$-7,000	6,978
Applicable income taxes	$406,000	1,747
Income before extraordinary items	$859,000	3,020
Extraordinary gains, net	$0	34
Net income	$859,000	3,019
Minority interest net income	$0	115
Net income of bank and minority interests.	$859,000	3,019
Net charge-offs	$1,342,000	2,510
Cash dividends	$772,000	1,989
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$863,760	2,955
2009-09-30 (YTD Data)		Rank
Total interest income	$8,756,000	2,869
Total interest expense	$3,159,000	2,729
Net interest income	$5,597,000	2,896
Provision for loan and lease losses	$960,000	2,841
Total noninterest income	$979,000	2,860
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$744,000	1,701
Trading account gains and fees	$0	212
Additional Noninterest Income	$235,000	4,004
Total noninterest expense	$4,763,000	3,045
Salaries and employee benefits	$2,531,000	2,916
Premises and equipment expense	$807,000	2,455
Additional noninterest expense	$1,425,000	3,412
Pre-tax net operating income	$853,000	3,012
Securities gains (losses)	$-10,000	7,228
Applicable income taxes	$251,000	2,095
Income before extraordinary items	$592,000	3,414
Extraordinary gains, net	$0	27
Net income	$592,000	3,412
Minority interest net income	$0	118
Net income of bank and minority interests.	$592,000	3,414
Net charge-offs	$1,075,000	2,128
Cash dividends	$572,000	1,856
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$599,000	3,299
2009-06-30 (YTD Data)		Rank
Total interest income	$5,674,000	2,966
Total interest expense	$2,094,000	2,861
Net interest income	$3,580,000	2,984
Provision for loan and lease losses	$764,000	2,386
Total noninterest income	$649,000	2,884
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$491,000	1,697
Trading account gains and fees	$0	193
Additional Noninterest Income	$158,000	4,010
Total noninterest expense	$3,179,000	3,066
Salaries and employee benefits	$1,704,000	2,915
Premises and equipment expense	$528,000	2,526
Additional noninterest expense	$947,000	3,417
Pre-tax net operating income	$286,000	4,200
Securities gains (losses)	$-10,000	7,471
Applicable income taxes	$87,000	2,738
Income before extraordinary items	$189,000	4,603
Extraordinary gains, net	$0	21
Net income	$189,000	4,600
Minority interest net income	$0	112
Net income of bank and minority interests.	$189,000	4,600
Net charge-offs	$726,000	1,947
Cash dividends	$372,000	1,980
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$195,800	4,479
2009-03-31 (YTD Data)		Rank
Total interest income	$2,790,000	3,048
Total interest expense	$1,043,000	2,956
Net interest income	$1,747,000	3,046
Provision for loan and lease losses	$117,000	3,678
Total noninterest income	$279,000	3,152
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$242,000	1,666
Trading account gains and fees	$0	171
Additional Noninterest Income	$37,000	5,310
Total noninterest expense	$1,557,000	3,041
Salaries and employee benefits	$860,000	2,916
Premises and equipment expense	$265,000	2,561
Additional noninterest expense	$432,000	3,365
Pre-tax net operating income	$352,000	3,060
Securities gains (losses)	$0	2,434
Applicable income taxes	$128,000	1,930
Income before extraordinary items	$224,000	3,671
Extraordinary gains, net	$0	15
Net income	$224,000	3,671
Minority interest net income	$0	102
Net income of bank and minority interests.	$224,000	3,672
Net charge-offs	$369,000	1,615
Cash dividends	$172,000	1,841
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$224,000	3,522
2008-12-31 (YTD Data)		Rank
Total interest income	$11,910,000	3,070
Total interest expense	$4,830,000	3,052
Net interest income	$7,080,000	3,029
Provision for loan and lease losses	$689,000	3,275
Total noninterest income	$1,181,000	3,066
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$1,003,000	1,756
Trading account gains and fees	$0	154
Additional Noninterest Income	$178,000	5,035
Total noninterest expense	$7,049,000	2,680
Salaries and employee benefits	$3,232,000	3,048
Premises and equipment expense	$988,000	2,659
Additional noninterest expense	$2,829,000	2,115
Pre-tax net operating income	$523,000	4,802
Securities gains (losses)	$-185,000	7,333
Applicable income taxes	$670,000	1,565
Income before extraordinary items	$-332,000	6,597
Extraordinary gains, net	$0	39
Net income	$-332,000	6,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$746,000	2,284
Cash dividends	$777,000	2,692
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$-213,600	6,642
2008-09-30 (YTD Data)		Rank
Total interest income	$9,029,000	3,095
Total interest expense	$3,673,000	3,117
Net interest income	$5,356,000	3,018
Provision for loan and lease losses	$589,000	2,507
Total noninterest income	$866,000	3,177
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$767,000	1,747
Trading account gains and fees	$0	148
Additional Noninterest Income	$99,000	5,644
Total noninterest expense	$4,443,000	3,087
Salaries and employee benefits	$2,515,000	2,964
Premises and equipment expense	$767,000	2,587
Additional noninterest expense	$1,161,000	3,474
Pre-tax net operating income	$1,190,000	3,332
Securities gains (losses)	$-185,000	7,594
Applicable income taxes	$435,000	2,065
Income before extraordinary items	$570,000	4,212
Extraordinary gains, net	$0	31
Net income	$570,000	4,209
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$624,000	1,719
Cash dividends	$417,000	2,978
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$688,400	3,994
2008-06-30 (YTD Data)		Rank
Total interest income	$6,046,000	3,128
Total interest expense	$2,480,000	3,210
Net interest income	$3,566,000	3,013
Provision for loan and lease losses	$489,000	1,946
Total noninterest income	$582,000	3,190
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$518,000	1,701
Trading account gains and fees	$0	149
Additional Noninterest Income	$64,000	5,772
Total noninterest expense	$2,932,000	3,128
Salaries and employee benefits	$1,684,000	2,982
Premises and equipment expense	$503,000	2,627
Additional noninterest expense	$745,000	3,540
Pre-tax net operating income	$727,000	3,633
Securities gains (losses)	$5,000	2,725
Applicable income taxes	$268,000	2,346
Income before extraordinary items	$464,000	4,166
Extraordinary gains, net	$0	21
Net income	$464,000	4,167
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$169,000	2,402
Cash dividends	$297,000	3,014
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$460,800	4,133
2008-03-31 (YTD Data)		Rank
Total interest income	$3,110,000	3,122
Total interest expense	$1,280,000	3,293
Net interest income	$1,830,000	2,935
Provision for loan and lease losses	$100,000	2,696
Total noninterest income	$316,000	3,020
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$245,000	1,755
Trading account gains and fees	$0	158
Additional Noninterest Income	$71,000	4,403
Total noninterest expense	$1,445,000	3,171
Salaries and employee benefits	$834,000	3,053
Premises and equipment expense	$230,000	2,853
Additional noninterest expense	$381,000	3,439
Pre-tax net operating income	$601,000	2,698
Securities gains (losses)	$5,000	2,232
Applicable income taxes	$222,000	1,834
Income before extraordinary items	$384,000	3,277
Extraordinary gains, net	$0	15
Net income	$384,000	3,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,732
Cash dividends	$172,000	2,481
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$380,800	3,209
2007-12-31 (YTD Data)		Rank
Total interest income	$12,910,000	3,085
Total interest expense	$5,814,000	3,081
Net interest income	$7,096,000	3,069
Provision for loan and lease losses	$312,000	3,118
Total noninterest income	$1,362,000	2,879
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$1,097,000	1,632
Trading account gains and fees	$0	178
Additional Noninterest Income	$265,000	4,467
Total noninterest expense	$6,216,000	2,869
Salaries and employee benefits	$3,232,000	3,037
Premises and equipment expense	$1,196,000	2,170
Additional noninterest expense	$1,788,000	2,944
Pre-tax net operating income	$1,930,000	3,383
Securities gains (losses)	$0	2,146
Applicable income taxes	$583,000	2,546
Income before extraordinary items	$1,347,000	3,680
Extraordinary gains, net	$0	39
Net income	$1,347,000	3,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$328,000	2,178
Cash dividends	$184,000	4,987
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,347,000	3,666
2007-09-30 (YTD Data)		Rank
Total interest income	$9,570,000	3,116
Total interest expense	$4,375,000	3,073
Net interest income	$5,195,000	3,137
Provision for loan and lease losses	$225,000	2,782
Total noninterest income	$1,025,000	2,861
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$816,000	1,619
Trading account gains and fees	$0	184
Additional Noninterest Income	$209,000	4,404
Total noninterest expense	$4,693,000	2,829
Salaries and employee benefits	$2,384,000	3,052
Premises and equipment expense	$889,000	2,172
Additional noninterest expense	$1,420,000	2,743
Pre-tax net operating income	$1,302,000	3,775
Securities gains (losses)	$0	1,655
Applicable income taxes	$199,000	3,723
Income before extraordinary items	$1,103,000	3,663
Extraordinary gains, net	$0	33
Net income	$1,103,000	3,662
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$114,000	2,664
Cash dividends	$84,000	4,769
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,103,000	3,647
2007-06-30 (YTD Data)		Rank
Total interest income	$5,220,000	3,679
Total interest expense	$2,414,000	3,551
Net interest income	$2,806,000	3,717
Provision for loan and lease losses	$120,000	2,960
Total noninterest income	$502,000	3,553
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$373,000	2,232
Trading account gains and fees	$0	168
Additional Noninterest Income	$129,000	4,601
Total noninterest expense	$2,416,000	3,540
Salaries and employee benefits	$1,335,000	3,560
Premises and equipment expense	$491,000	2,629
Additional noninterest expense	$590,000	4,065
Pre-tax net operating income	$772,000	4,095
Securities gains (losses)	$0	1,444
Applicable income taxes	$184,000	3,374
Income before extraordinary items	$588,000	4,205
Extraordinary gains, net	$0	29
Net income	$588,000	4,206
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$36,000	3,180
Cash dividends	$84,000	4,451
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$588,000	4,193
2007-03-31 (YTD Data)		Rank
Total interest income	$2,544,000	3,737
Total interest expense	$1,173,000	3,592
Net interest income	$1,371,000	3,782
Provision for loan and lease losses	$60,000	2,747
Total noninterest income	$229,000	3,734
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$182,000	2,232
Trading account gains and fees	$0	195
Additional Noninterest Income	$47,000	5,236
Total noninterest expense	$1,149,000	3,691
Salaries and employee benefits	$662,000	3,611
Premises and equipment expense	$202,000	3,085
Additional noninterest expense	$285,000	4,118
Pre-tax net operating income	$391,000	4,042
Securities gains (losses)	$0	1,187
Applicable income taxes	$69,000	3,766
Income before extraordinary items	$322,000	4,008
Extraordinary gains, net	$0	22
Net income	$322,000	4,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,225
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$322,000	3,989
2006-12-31 (YTD Data)		Rank
Total interest income	$9,193,000	3,803
Total interest expense	$3,849,000	3,685
Net interest income	$5,344,000	3,832
Provision for loan and lease losses	$180,000	3,697
Total noninterest income	$1,055,000	3,420
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$698,000	2,377
Trading account gains and fees	$0	130
Additional Noninterest Income	$357,000	3,956
Total noninterest expense	$4,254,000	3,810
Salaries and employee benefits	$2,329,000	3,818
Premises and equipment expense	$728,000	3,234
Additional noninterest expense	$1,197,000	3,943
Pre-tax net operating income	$1,965,000	3,685
Securities gains (losses)	$1,000	1,542
Applicable income taxes	$634,000	2,808
Income before extraordinary items	$1,332,000	4,034
Extraordinary gains, net	$0	51
Net income	$1,332,000	4,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$144,000	2,639
Cash dividends	$2,500,000	1,287
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,331,320	4,016
2006-09-30 (YTD Data)		Rank
Total interest income	$6,690,000	3,863
Total interest expense	$2,692,000	3,775
Net interest income	$3,998,000	3,852
Provision for loan and lease losses	$135,000	3,558
Total noninterest income	$846,000	3,277
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$531,000	2,358
Trading account gains and fees	$0	126
Additional Noninterest Income	$315,000	3,658
Total noninterest expense	$3,090,000	3,897
Salaries and employee benefits	$1,724,000	3,849
Premises and equipment expense	$468,000	3,659
Additional noninterest expense	$898,000	3,929
Pre-tax net operating income	$1,619,000	3,611
Securities gains (losses)	$0	1,388
Applicable income taxes	$455,000	2,986
Income before extraordinary items	$1,164,000	3,813
Extraordinary gains, net	$0	45
Net income	$1,164,000	3,816
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$66,000	2,845
Cash dividends	$2,360,000	1,004
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,164,000	3,793
2006-06-30 (YTD Data)		Rank
Total interest income	$4,234,000	3,963
Total interest expense	$1,647,000	3,883
Net interest income	$2,587,000	3,947
Provision for loan and lease losses	$90,000	3,463
Total noninterest income	$625,000	3,040
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$344,000	2,386
Trading account gains and fees	$0	126
Additional Noninterest Income	$281,000	3,131
Total noninterest expense	$2,036,000	3,960
Salaries and employee benefits	$1,131,000	3,915
Premises and equipment expense	$314,000	3,631
Additional noninterest expense	$591,000	3,966
Pre-tax net operating income	$1,086,000	3,600
Securities gains (losses)	$0	1,185
Applicable income taxes	$281,000	3,141
Income before extraordinary items	$805,000	3,736
Extraordinary gains, net	$0	39
Net income	$805,000	3,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,556
Cash dividends	$85,000	4,502
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$805,000	3,730
2006-03-31 (YTD Data)		Rank
Total interest income	$2,019,000	4,057
Total interest expense	$759,000	3,959
Net interest income	$1,260,000	4,026
Provision for loan and lease losses	$45,000	3,261
Total noninterest income	$184,000	4,160
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$154,000	2,544
Trading account gains and fees	$0	115
Additional Noninterest Income	$30,000	6,069
Total noninterest expense	$987,000	4,053
Salaries and employee benefits	$552,000	3,991
Premises and equipment expense	$155,000	3,684
Additional noninterest expense	$280,000	4,112
Pre-tax net operating income	$412,000	4,208
Securities gains (losses)	$0	955
Applicable income taxes	$133,000	3,205
Income before extraordinary items	$279,000	4,599
Extraordinary gains, net	$0	21
Net income	$279,000	4,599
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	1,365
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$279,000	4,584
2005-12-31 (YTD Data)		Rank
Total interest income	$7,013,000	4,139
Total interest expense	$2,293,000	4,046
Net interest income	$4,720,000	4,125
Provision for loan and lease losses	$297,000	2,890
Total noninterest income	$728,000	4,271
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$664,000	2,446
Trading account gains and fees	$0	138
Additional Noninterest Income	$64,000	7,088
Total noninterest expense	$3,744,000	4,067
Salaries and employee benefits	$2,164,000	3,898
Premises and equipment expense	$595,000	3,685
Additional noninterest expense	$985,000	4,466
Pre-tax net operating income	$1,407,000	4,530
Securities gains (losses)	$3,000	1,899
Applicable income taxes	$521,000	3,301
Income before extraordinary items	$889,000	5,110
Extraordinary gains, net	$0	46
Net income	$889,000	5,112
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$188,000	2,379
Cash dividends	$437,000	3,869
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$887,080	5,075
2005-09-30 (YTD Data)		Rank
Total interest income	$5,080,000	4,192
Total interest expense	$1,587,000	4,138
Net interest income	$3,493,000	4,158
Provision for loan and lease losses	$243,000	2,595
Total noninterest income	$553,000	4,254
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$500,000	2,455
Trading account gains and fees	$0	126
Additional Noninterest Income	$53,000	6,977
Total noninterest expense	$2,815,000	4,031
Salaries and employee benefits	$1,641,000	3,839
Premises and equipment expense	$431,000	3,763
Additional noninterest expense	$743,000	4,439
Pre-tax net operating income	$988,000	4,807
Securities gains (losses)	$3,000	1,906
Applicable income taxes	$331,000	3,629
Income before extraordinary items	$660,000	5,227
Extraordinary gains, net	$0	35
Net income	$660,000	5,230
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$145,000	2,063
Cash dividends	$287,000	3,626
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$657,990	5,200
2005-06-30 (YTD Data)		Rank
Total interest income	$3,240,000	4,258
Total interest expense	$963,000	4,240
Net interest income	$2,277,000	4,212
Provision for loan and lease losses	$162,000	2,506
Total noninterest income	$317,000	4,647
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$313,000	2,536
Trading account gains and fees	$0	116
Additional Noninterest Income	$4,000	8,501
Total noninterest expense	$1,890,000	3,991
Salaries and employee benefits	$1,103,000	3,799
Premises and equipment expense	$289,000	3,725
Additional noninterest expense	$498,000	4,387
Pre-tax net operating income	$542,000	5,269
Securities gains (losses)	$3,000	1,754
Applicable income taxes	$180,000	3,968
Income before extraordinary items	$365,000	5,678
Extraordinary gains, net	$0	30
Net income	$365,000	5,681
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$77,000	2,209
Cash dividends	$125,000	4,058
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$362,990	5,654
2005-03-31 (YTD Data)		Rank
Total interest income	$1,554,000	4,367
Total interest expense	$445,000	4,363
Net interest income	$1,109,000	4,297
Provision for loan and lease losses	$81,000	2,384
Total noninterest income	$125,000	5,157
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$135,000	2,769
Trading account gains and fees	$0	115
Additional Noninterest Income	$-10,000	8,913
Total noninterest expense	$921,000	4,084
Salaries and employee benefits	$537,000	3,874
Premises and equipment expense	$137,000	3,911
Additional noninterest expense	$247,000	4,407
Pre-tax net operating income	$232,000	5,622
Securities gains (losses)	$3,000	1,324
Applicable income taxes	$77,000	4,168
Income before extraordinary items	$158,000	5,988
Extraordinary gains, net	$0	24
Net income	$158,000	5,989
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	1,673
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$155,990	5,987
2004-12-31 (YTD Data)		Rank
Total interest income	$5,776,000	4,383
Total interest expense	$1,466,000	4,581
Net interest income	$4,310,000	4,258
Provision for loan and lease losses	$320,000	2,785
Total noninterest income	$768,000	4,158
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$559,000	2,873
Trading account gains and fees	$0	138
Additional Noninterest Income	$209,000	5,020
Total noninterest expense	$3,490,000	4,189
Salaries and employee benefits	$1,833,000	4,278
Premises and equipment expense	$512,000	4,015
Additional noninterest expense	$1,145,000	3,894
Pre-tax net operating income	$1,268,000	4,653
Securities gains (losses)	$1,000	3,645
Applicable income taxes	$426,000	3,617
Income before extraordinary items	$843,000	5,145
Extraordinary gains, net	$0	34
Net income	$843,000	5,147
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$516,000	1,306
Cash dividends	$370,000	4,036
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$842,340	5,076
2004-09-30 (YTD Data)		Rank
Total interest income	$4,233,000	4,432
Total interest expense	$1,051,000	4,659
Net interest income	$3,182,000	4,300
Provision for loan and lease losses	$238,000	2,666
Total noninterest income	$559,000	4,258
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$416,000	2,910
Trading account gains and fees	$0	134
Additional Noninterest Income	$143,000	5,219
Total noninterest expense	$2,478,000	4,320
Salaries and employee benefits	$1,298,000	4,424
Premises and equipment expense	$342,000	4,352
Additional noninterest expense	$838,000	3,945
Pre-tax net operating income	$1,025,000	4,545
Securities gains (losses)	$1,000	3,538
Applicable income taxes	$340,000	3,563
Income before extraordinary items	$686,000	5,003
Extraordinary gains, net	$0	26
Net income	$686,000	5,003
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$367,000	1,243
Cash dividends	$280,000	3,548
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$685,330	4,922
2004-06-30 (YTD Data)		Rank
Total interest income	$2,734,000	4,543
Total interest expense	$684,000	4,738
Net interest income	$2,050,000	4,401
Provision for loan and lease losses	$155,000	2,649
Total noninterest income	$345,000	4,462
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$257,000	3,077
Trading account gains and fees	$0	130
Additional Noninterest Income	$88,000	5,416
Total noninterest expense	$1,633,000	4,398
Salaries and employee benefits	$849,000	4,516
Premises and equipment expense	$217,000	4,509
Additional noninterest expense	$567,000	3,914
Pre-tax net operating income	$607,000	4,803
Securities gains (losses)	$1,000	3,212
Applicable income taxes	$199,000	3,794
Income before extraordinary items	$409,000	5,264
Extraordinary gains, net	$0	21
Net income	$409,000	5,264
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$210,000	1,324
Cash dividends	$130,000	3,942
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$408,330	5,190
2004-03-31 (YTD Data)		Rank
Total interest income	$1,372,000	4,555
Total interest expense	$338,000	4,810
Net interest income	$1,034,000	4,381
Provision for loan and lease losses	$75,000	2,550
Total noninterest income	$189,000	4,180
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$118,000	3,186
Trading account gains and fees	$0	121
Additional Noninterest Income	$71,000	4,413
Total noninterest expense	$801,000	4,476
Salaries and employee benefits	$403,000	4,712
Premises and equipment expense	$93,000	5,051
Additional noninterest expense	$305,000	3,703
Pre-tax net operating income	$347,000	4,460
Securities gains (losses)	$1,000	2,756
Applicable income taxes	$124,000	3,441
Income before extraordinary items	$224,000	5,040
Extraordinary gains, net	$0	16
Net income	$224,000	5,039
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$121,000	1,140
Cash dividends	$80,000	3,058
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$223,360	4,920
2003-12-31 (YTD Data)		Rank
Total interest income	$5,588,000	4,511
Total interest expense	$1,594,000	4,696
Net interest income	$3,994,000	4,370
Provision for loan and lease losses	$325,000	2,991
Total noninterest income	$691,000	4,592
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$451,000	3,369
Trading account gains and fees	$0	160
Additional Noninterest Income	$240,000	4,926
Total noninterest expense	$3,012,000	4,595
Salaries and employee benefits	$1,628,000	4,576
Premises and equipment expense	$351,000	5,156
Additional noninterest expense	$1,033,000	4,167
Pre-tax net operating income	$1,348,000	4,393
Securities gains (losses)	$6,000	3,841
Applicable income taxes	$480,000	3,444
Income before extraordinary items	$874,000	5,009
Extraordinary gains, net	$0	54
Net income	$874,000	5,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$244,000	2,545
Cash dividends	$160,000	5,143
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$870,100	4,861
2003-09-30 (YTD Data)		Rank
Total interest income	$4,196,000	4,574
Total interest expense	$1,238,000	4,715
Net interest income	$2,958,000	4,426
Provision for loan and lease losses	$250,000	2,846
Total noninterest income	$411,000	5,235
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$327,000	3,451
Trading account gains and fees	$0	153
Additional Noninterest Income	$84,000	6,382
Total noninterest expense	$2,136,000	4,765
Salaries and employee benefits	$1,159,000	4,748
Premises and equipment expense	$259,000	5,208
Additional noninterest expense	$718,000	4,397
Pre-tax net operating income	$983,000	4,589
Securities gains (losses)	$6,000	3,549
Applicable income taxes	$348,000	3,650
Income before extraordinary items	$641,000	5,219
Extraordinary gains, net	$0	40
Net income	$641,000	5,219
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$192,000	2,248
Cash dividends	$60,000	5,017
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$637,100	5,063
2003-06-30 (YTD Data)		Rank
Total interest income	$2,786,000	4,622
Total interest expense	$847,000	4,753
Net interest income	$1,939,000	4,486
Provision for loan and lease losses	$175,000	2,769
Total noninterest income	$259,000	5,369
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$220,000	3,392
Trading account gains and fees	$0	150
Additional Noninterest Income	$39,000	6,988
Total noninterest expense	$1,428,000	4,738
Salaries and employee benefits	$773,000	4,729
Premises and equipment expense	$175,000	5,140
Additional noninterest expense	$480,000	4,376
Pre-tax net operating income	$595,000	4,852
Securities gains (losses)	$5,000	3,210
Applicable income taxes	$214,000	3,830
Income before extraordinary items	$386,000	5,502
Extraordinary gains, net	$0	30
Net income	$386,000	5,502
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	3,193
Cash dividends	$60,000	4,634
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$382,800	5,315
2003-03-31 (YTD Data)		Rank
Total interest income	$1,393,000	4,645
Total interest expense	$428,000	4,828
Net interest income	$965,000	4,500
Provision for loan and lease losses	$100,000	2,353
Total noninterest income	$100,000	5,923
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$104,000	3,444
Trading account gains and fees	$0	134
Additional Noninterest Income	$-4,000	9,269
Total noninterest expense	$742,000	4,606
Salaries and employee benefits	$373,000	4,868
Premises and equipment expense	$92,000	4,977
Additional noninterest expense	$277,000	3,893
Pre-tax net operating income	$223,000	5,566
Securities gains (losses)	$0	2,891
Applicable income taxes	$95,000	4,029
Income before extraordinary items	$128,000	6,406
Extraordinary gains, net	$0	21
Net income	$128,000	6,405
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-10,000	8,558
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$128,000	6,226
2002-12-31 (YTD Data)		Rank
Total interest income	$5,984,000	4,573
Total interest expense	$2,282,000	4,397
Net interest income	$3,702,000	4,583
Provision for loan and lease losses	$927,000	1,445
Total noninterest income	$326,000	6,270
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$408,000	3,489
Trading account gains and fees	$0	153
Additional Noninterest Income	$-82,000	9,324
Total noninterest expense	$2,780,000	4,704
Salaries and employee benefits	$1,357,000	5,049
Premises and equipment expense	$368,000	4,940
Additional noninterest expense	$1,055,000	4,001
Pre-tax net operating income	$322,000	7,464
Securities gains (losses)	$44,000	2,517
Applicable income taxes	$137,000	5,625
Income before extraordinary items	$228,000	7,686
Extraordinary gains, net	$0	70
Net income	$228,000	7,685
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,161,000	836
Cash dividends	$82,000	5,708
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$199,840	7,740
2001-12-31 (YTD Data)		Rank
Total interest income	$7,525,000	4,218
Total interest expense	$4,086,000	3,727
Net interest income	$3,439,000	4,615
Provision for loan and lease losses	$639,000	1,807
Total noninterest income	$472,000	5,223
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$437,000	3,171
Trading account gains and fees	$0	177
Additional Noninterest Income	$35,000	8,190
Total noninterest expense	$2,047,000	5,641
Salaries and employee benefits	$1,199,000	5,327
Premises and equipment expense	$275,000	5,808
Additional noninterest expense	$573,000	6,011
Pre-tax net operating income	$1,225,000	4,376
Securities gains (losses)	$1,000	4,410
Applicable income taxes	$478,000	3,395
Income before extraordinary items	$748,000	5,055
Extraordinary gains, net	$0	105
Net income	$748,000	5,059
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$950,000	977
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$747,360	4,948
2000-12-31 (YTD Data)		Rank
Total interest income	$7,373,000	4,395
Total interest expense	$3,848,000	4,104
Net interest income	$3,525,000	4,587
Provision for loan and lease losses	$2,676,000	498
Total noninterest income	$532,000	4,732
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$387,000	3,330
Trading account gains and fees	NA	NA
Additional Noninterest Income	$145,000	5,553
Total noninterest expense	$2,021,000	5,648
Salaries and employee benefits	$1,222,000	5,140
Premises and equipment expense	$278,000	5,670
Additional noninterest expense	$521,000	6,272
Pre-tax net operating income	$-640,000	9,614
Securities gains (losses)	$-22,000	8,788
Applicable income taxes	$-268,000	9,731
Income before extraordinary items	$-394,000	9,511
Extraordinary gains, net	$0	38
Net income	$-394,000	9,511
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,432,000	586
Cash dividends	$0	6,853
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$-379,920	9,507
1999-12-31 (YTD Data)		Rank
Total interest income	$5,748,000	5,097
Total interest expense	$2,812,000	4,838
Net interest income	$2,936,000	5,244
Provision for loan and lease losses	$529,000	1,689
Total noninterest income	$469,000	5,155
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$354,000	3,538
Trading account gains and fees	NA	NA
Additional Noninterest Income	$115,000	6,295
Total noninterest expense	$1,703,000	6,292
Salaries and employee benefits	$1,009,000	5,852
Premises and equipment expense	$271,000	5,787
Additional noninterest expense	$423,000	7,095
Pre-tax net operating income	$1,173,000	4,828
Securities gains (losses)	$1,000	2,805
Applicable income taxes	$425,000	4,001
Income before extraordinary items	$749,000	5,283
Extraordinary gains, net	$0	35
Net income	$749,000	5,281
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$234,000	2,166
Cash dividends	$0	7,131
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$748,360	5,249
1998-12-31 (YTD Data)		Rank
Total interest income	$4,119,000	6,381
Total interest expense	$2,144,000	5,934
Net interest income	$1,975,000	6,714
Provision for loan and lease losses	$186,000	3,656
Total noninterest income	$276,000	6,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$204,000	5,100
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	7,421
Total noninterest expense	$1,445,000	6,839
Salaries and employee benefits	$854,000	6,450
Premises and equipment expense	$230,000	6,261
Additional noninterest expense	$361,000	7,560
Pre-tax net operating income	$620,000	6,812
Securities gains (losses)	$3,000	3,720
Applicable income taxes	$206,000	6,123
Income before extraordinary items	$417,000	7,109
Extraordinary gains, net	$0	32
Net income	$417,000	7,107
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$86,000	3,910
Cash dividends	$0	7,473
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$414,990	7,026
1997-12-31 (YTD Data)		Rank
Total interest income	$3,042,000	7,709
Total interest expense	$1,486,000	7,382
Net interest income	$1,556,000	7,861
Provision for loan and lease losses	$48,000	6,747
Total noninterest income	$186,000	8,032
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$149,000	6,183
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	8,993
Total noninterest expense	$1,171,000	7,778
Salaries and employee benefits	$679,000	7,442
Premises and equipment expense	$169,000	7,402
Additional noninterest expense	$323,000	8,096
Pre-tax net operating income	$523,000	7,794
Securities gains (losses)	$-2,000	9,246
Applicable income taxes	$191,000	7,004
Income before extraordinary items	$330,000	8,153
Extraordinary gains, net	$0	44
Net income	$330,000	8,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,126
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$331,280	8,094
1996-12-31 (YTD Data)		Rank
Total interest income	$2,272,000	9,006
Total interest expense	$1,055,000	8,840
Net interest income	$1,217,000	8,994
Provision for loan and lease losses	$42,000	6,906
Total noninterest income	$128,000	9,387
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$103,000	7,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,000	10,117
Total noninterest expense	$1,031,000	8,561
Salaries and employee benefits	$617,000	8,022
Premises and equipment expense	$147,000	8,133
Additional noninterest expense	$267,000	9,216
Pre-tax net operating income	$272,000	9,316
Securities gains (losses)	$0	4,148
Applicable income taxes	$95,000	8,825
Income before extraordinary items	$177,000	9,516
Extraordinary gains, net	$0	53
Net income	$177,000	9,517
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-8,000	10,310
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$177,000	9,462
1995-12-31 (YTD Data)		Rank
Total interest income	$1,732,000	10,116
Total interest expense	$798,000	9,953
Net interest income	$934,000	10,141
Provision for loan and lease losses	$14,000	8,034
Total noninterest income	$96,000	10,362
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$59,000	8,952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$37,000	9,867
Total noninterest expense	$757,000	9,962
Salaries and employee benefits	$411,000	9,860
Premises and equipment expense	$114,000	9,208
Additional noninterest expense	$232,000	10,043
Pre-tax net operating income	$259,000	10,050
Securities gains (losses)	$11,000	2,318
Applicable income taxes	$79,000	9,610
Income before extraordinary items	$191,000	10,031
Extraordinary gains, net	$0	65
Net income	$191,000	10,034
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	6,109
Cash dividends	$20,000	8,373
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$183,190	10,101
1994-12-31 (YTD Data)		Rank
Total interest income	$1,430,000	10,872
Total interest expense	$567,000	10,760
Net interest income	$863,000	10,843
Provision for loan and lease losses	$12,000	8,270
Total noninterest income	$97,000	10,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$48,000	9,761
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,000	9,662
Total noninterest expense	$690,000	10,739
Salaries and employee benefits	$369,000	10,558
Premises and equipment expense	$99,000	10,067
Additional noninterest expense	$222,000	10,867
Pre-tax net operating income	$258,000	10,432
Securities gains (losses)	$0	3,600
Applicable income taxes	$66,000	10,095
Income before extraordinary items	$192,000	10,368
Extraordinary gains, net	$0	249
Net income	$192,000	10,372
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$3,000	8,352
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$192,000	10,420
1993-12-31 (YTD Data)		Rank
Total interest income	$1,332,000	11,612
Total interest expense	$480,000	11,776
Net interest income	$852,000	11,335
Provision for loan and lease losses	$12,000	9,545
Total noninterest income	$102,000	11,289
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$55,000	9,867
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,000	10,262
Total noninterest expense	$773,000	10,805
Salaries and employee benefits	$371,000	10,927
Premises and equipment expense	$92,000	10,712
Additional noninterest expense	$310,000	10,318
Pre-tax net operating income	$169,000	11,324
Securities gains (losses)	$8,000	5,699
Applicable income taxes	$61,000	10,680
Income before extraordinary items	$116,000	11,627
Extraordinary gains, net	$0	3,149
Net income	$116,000	11,679
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	9,293
Cash dividends	$20,000	8,663
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$110,720	11,497
1992-12-31 (YTD Data)		Rank
Total interest income	$1,386,000	12,213
Total interest expense	$542,000	12,562
Net interest income	$844,000	11,731
Provision for loan and lease losses	$22,000	10,490
Total noninterest income	$118,000	11,242
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$91,000	8,794
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,000	12,017
Total noninterest expense	$631,000	11,875
Salaries and employee benefits	$330,000	11,663
Premises and equipment expense	$88,000	11,176
Additional noninterest expense	$213,000	12,053
Pre-tax net operating income	$309,000	10,053
Securities gains (losses)	$3,000	7,429
Applicable income taxes	$114,000	9,543
Income before extraordinary items	$198,000	10,625
Extraordinary gains, net	$0	1,422
Net income	$198,000	10,753
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-23,000	13,151
Cash dividends	$0	8,912
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$196,080	10,313

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.