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Celtic Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$245,824,000	258
Total interest expense	$62,599,000	333
Net interest income	$183,225,000	240
Provision for loan and lease losses	$8,615,000	229
Total noninterest income	$98,764,000	152
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$79,000	3,537
Trading account gains and fees	NA	NA
Additional Noninterest Income	$98,685,000	106
Total noninterest expense	$95,331,000	331
Salaries and employee benefits	$74,003,000	238
Premises and equipment expense	$3,201,000	810
Additional noninterest expense	$98,685,000	106
Pre-tax net operating income	$178,043,000	146
Securities gains (losses)	$0	988
Applicable income taxes	$46,530,000	116
Income before extraordinary items	$131,513,000	145
Extraordinary gains, net	$0	54
Net income	$131,513,000	148
Minority interest net income	$0	88
Net income of bank and minority interests.	$131,513,000	147
Net charge-offs	$5,655,000	223
Cash dividends	$12,000,000	428
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$131,513,000	153
2023-09-30 (YTD Data)		Rank
Total interest income	$174,699,000	267
Total interest expense	$43,252,000	337
Net interest income	$131,447,000	249
Provision for loan and lease losses	$7,091,000	215
Total noninterest income	$72,393,000	160
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$63,000	3,520
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,330,000	111
Total noninterest expense	$70,682,000	332
Salaries and employee benefits	$54,753,000	247
Premises and equipment expense	$2,419,000	809
Additional noninterest expense	$72,330,000	111
Pre-tax net operating income	$126,067,000	159
Securities gains (losses)	$0	849
Applicable income taxes	$32,775,000	135
Income before extraordinary items	$93,292,000	160
Extraordinary gains, net	$0	52
Net income	$93,292,000	160
Minority interest net income	$0	81
Net income of bank and minority interests.	$93,292,000	160
Net charge-offs	$1,260,000	366
Cash dividends	$9,000,000	397
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$93,292,000	165
2023-06-30 (YTD Data)		Rank
Total interest income	$110,498,000	267
Total interest expense	$27,062,000	317
Net interest income	$83,436,000	255
Provision for loan and lease losses	$2,801,000	293
Total noninterest income	$48,585,000	156
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$47,000	3,423
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,538,000	108
Total noninterest expense	$46,189,000	327
Salaries and employee benefits	$35,985,000	246
Premises and equipment expense	$1,642,000	791
Additional noninterest expense	$48,538,000	108
Pre-tax net operating income	$83,031,000	158
Securities gains (losses)	$0	938
Applicable income taxes	$21,160,000	130
Income before extraordinary items	$61,871,000	159
Extraordinary gains, net	$0	51
Net income	$61,871,000	163
Minority interest net income	$0	81
Net income of bank and minority interests.	$61,871,000	159
Net charge-offs	$314,000	545
Cash dividends	$6,000,000	389
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$61,871,000	161
2023-03-31 (YTD Data)		Rank
Total interest income	$50,630,000	292
Total interest expense	$12,307,000	309
Net interest income	$38,323,000	273
Provision for loan and lease losses	$146,000	1,086
Total noninterest income	$22,917,000	159
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$21,000	3,519
Trading account gains and fees	NA	NA
Additional Noninterest Income	$22,896,000	113
Total noninterest expense	$21,790,000	347
Salaries and employee benefits	$16,925,000	262
Premises and equipment expense	$783,000	856
Additional noninterest expense	$22,896,000	113
Pre-tax net operating income	$39,304,000	159
Securities gains (losses)	$0	950
Applicable income taxes	$10,200,000	137
Income before extraordinary items	$29,104,000	165
Extraordinary gains, net	$0	4
Net income	$29,104,000	165
Minority interest net income	$0	48
Net income of bank and minority interests.	$29,104,000	165
Net charge-offs	$2,000	1,796
Cash dividends	$3,000,000	371
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$29,104,000	167
2022-12-31 (YTD Data)		Rank
Total interest income	$127,869,000	332
Total interest expense	$27,203,000	216
Net interest income	$100,666,000	363
Provision for loan and lease losses	$831,000	920
Total noninterest income	$89,800,000	171
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$84,000	3,592
Trading account gains and fees	NA	NA
Additional Noninterest Income	$89,716,000	121
Total noninterest expense	$81,722,000	354
Salaries and employee benefits	$61,475,000	274
Premises and equipment expense	$3,195,000	812
Additional noninterest expense	$89,716,000	121
Pre-tax net operating income	$107,913,000	220
Securities gains (losses)	$0	691
Applicable income taxes	$27,550,000	196
Income before extraordinary items	$80,363,000	226
Extraordinary gains, net	$0	5
Net income	$80,363,000	226
Minority interest net income	$0	63
Net income of bank and minority interests.	$80,363,000	226
Net charge-offs	$3,848,000	186
Cash dividends	$11,009,000	441
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$80,363,000	233
2022-09-30 (YTD Data)		Rank
Total interest income	$84,912,000	352
Total interest expense	$17,792,000	174
Net interest income	$67,120,000	398
Provision for loan and lease losses	$1,519,000	476
Total noninterest income	$69,231,000	172
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$57,000	3,707
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,174,000	120
Total noninterest expense	$62,086,000	352
Salaries and employee benefits	$47,017,000	271
Premises and equipment expense	$2,405,000	805
Additional noninterest expense	$69,174,000	120
Pre-tax net operating income	$72,746,000	239
Securities gains (losses)	$0	740
Applicable income taxes	$18,550,000	215
Income before extraordinary items	$54,196,000	250
Extraordinary gains, net	$0	4
Net income	$54,196,000	250
Minority interest net income	$0	57
Net income of bank and minority interests.	$54,196,000	250
Net charge-offs	$3,869,000	147
Cash dividends	$8,000,000	420
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$54,196,000	249
2022-06-30 (YTD Data)		Rank
Total interest income	$51,809,000	356
Total interest expense	$10,194,000	148
Net interest income	$41,615,000	414
Provision for loan and lease losses	$1,129,000	389
Total noninterest income	$47,547,000	162
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$38,000	3,727
Trading account gains and fees	NA	NA
Additional Noninterest Income	$47,509,000	122
Total noninterest expense	$41,263,000	347
Salaries and employee benefits	$31,392,000	270
Premises and equipment expense	$1,632,000	782
Additional noninterest expense	$8,239,000	504
Pre-tax net operating income	$46,770,000	235
Securities gains (losses)	$0	687
Applicable income taxes	$11,450,000	219
Income before extraordinary items	$35,320,000	248
Extraordinary gains, net	$0	4
Net income	$35,320,000	248
Minority interest net income	$0	60
Net income of bank and minority interests.	$35,320,000	248
Net charge-offs	$2,212,000	159
Cash dividends	$6,000,000	380
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$35,320,000	249
2022-03-31 (YTD Data)		Rank
Total interest income	$24,089,000	372
Total interest expense	$4,883,000	135
Net interest income	$19,206,000	429
Provision for loan and lease losses	$336,000	451
Total noninterest income	$25,696,000	151
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$24,000	3,535
Trading account gains and fees	NA	NA
Additional Noninterest Income	$25,672,000	121
Total noninterest expense	$20,912,000	347
Salaries and employee benefits	$16,449,000	265
Premises and equipment expense	$849,000	762
Additional noninterest expense	$3,614,000	562
Pre-tax net operating income	$23,654,000	231
Securities gains (losses)	$0	623
Applicable income taxes	$6,150,000	202
Income before extraordinary items	$17,504,000	242
Extraordinary gains, net	$0	4
Net income	$17,504,000	243
Minority interest net income	$0	50
Net income of bank and minority interests.	$17,504,000	242
Net charge-offs	$1,126,000	151
Cash dividends	$3,000,000	350
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$17,504,000	243
2021-12-31 (YTD Data)		Rank
Total interest income	$107,643,000	342
Total interest expense	$23,939,000	137
Net interest income	$83,704,000	398
Provision for loan and lease losses	$1,961,000	296
Total noninterest income	$132,611,000	133
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$144,000	3,053
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,467,000	104
Total noninterest expense	$80,542,000	355
Salaries and employee benefits	$61,948,000	280
Premises and equipment expense	$2,615,000	964
Additional noninterest expense	$15,979,000	516
Pre-tax net operating income	$133,812,000	188
Securities gains (losses)	$0	2,062
Applicable income taxes	$34,120,000	178
Income before extraordinary items	$99,692,000	202
Extraordinary gains, net	$0	10
Net income	$99,692,000	202
Minority interest net income	$0	74
Net income of bank and minority interests.	$99,692,000	202
Net charge-offs	$5,624,000	162
Cash dividends	$11,000,000	446
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$99,692,000	198
2021-09-30 (YTD Data)		Rank
Total interest income	$81,847,000	338
Total interest expense	$18,741,000	139
Net interest income	$63,106,000	401
Provision for loan and lease losses	$1,854,000	233
Total noninterest income	$96,859,000	137
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$128,000	2,890
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,731,000	112
Total noninterest expense	$58,504,000	363
Salaries and employee benefits	$44,644,000	292
Premises and equipment expense	$1,793,000	1,039
Additional noninterest expense	$12,067,000	519
Pre-tax net operating income	$99,607,000	195
Securities gains (losses)	$0	2,015
Applicable income taxes	$25,355,000	179
Income before extraordinary items	$74,252,000	200
Extraordinary gains, net	$0	8
Net income	$74,252,000	200
Minority interest net income	$0	69
Net income of bank and minority interests.	$74,252,000	200
Net charge-offs	$4,198,000	158
Cash dividends	$8,000,000	443
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$74,252,000	199
2021-06-30 (YTD Data)		Rank
Total interest income	$54,081,000	335
Total interest expense	$13,341,000	138
Net interest income	$40,740,000	403
Provision for loan and lease losses	$1,371,000	224
Total noninterest income	$67,656,000	133
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$107,000	2,544
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,549,000	108
Total noninterest expense	$35,961,000	380
Salaries and employee benefits	$27,989,000	300
Premises and equipment expense	$1,148,000	1,075
Additional noninterest expense	$6,824,000	575
Pre-tax net operating income	$71,064,000	188
Securities gains (losses)	$0	1,818
Applicable income taxes	$18,055,000	171
Income before extraordinary items	$53,009,000	198
Extraordinary gains, net	$0	6
Net income	$53,009,000	198
Minority interest net income	$0	67
Net income of bank and minority interests.	$53,009,000	198
Net charge-offs	$948,000	277
Cash dividends	$5,000,000	441
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$53,009,000	195
2021-03-31 (YTD Data)		Rank
Total interest income	$26,612,000	338
Total interest expense	$6,763,000	146
Net interest income	$19,849,000	408
Provision for loan and lease losses	$729,000	255
Total noninterest income	$41,050,000	123
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$24,000	3,483
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,026,000	104
Total noninterest expense	$17,181,000	388
Salaries and employee benefits	$13,345,000	311
Premises and equipment expense	$611,000	1,022
Additional noninterest expense	$3,225,000	590
Pre-tax net operating income	$42,989,000	174
Securities gains (losses)	$0	1,392
Applicable income taxes	$10,960,000	155
Income before extraordinary items	$32,029,000	181
Extraordinary gains, net	$0	3
Net income	$32,029,000	181
Minority interest net income	$0	55
Net income of bank and minority interests.	$32,029,000	181
Net charge-offs	$713,000	215
Cash dividends	$2,000,000	449
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$32,029,000	179
2020-12-31 (YTD Data)		Rank
Total interest income	$84,827,000	417
Total interest expense	$23,251,000	245
Net interest income	$61,576,000	481
Provision for loan and lease losses	$33,061,000	179
Total noninterest income	$148,678,000	122
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$68,000	3,932
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,610,000	101
Total noninterest expense	$68,568,000	383
Salaries and employee benefits	$52,138,000	306
Premises and equipment expense	$2,312,000	1,045
Additional noninterest expense	$14,118,000	539
Pre-tax net operating income	$108,625,000	158
Securities gains (losses)	$0	2,675
Applicable income taxes	$27,697,000	139
Income before extraordinary items	$80,928,000	173
Extraordinary gains, net	$0	4
Net income	$80,928,000	173
Minority interest net income	$0	72
Net income of bank and minority interests.	$80,928,000	173
Net charge-offs	$2,189,000	391
Cash dividends	$3,000,000	1,116
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$80,928,000	169
2020-09-30 (YTD Data)		Rank
Total interest income	$59,358,000	441
Total interest expense	$16,544,000	271
Net interest income	$42,814,000	505
Provision for loan and lease losses	$29,558,000	183
Total noninterest income	$119,268,000	115
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$54,000	3,904
Trading account gains and fees	NA	NA
Additional Noninterest Income	$119,214,000	93
Total noninterest expense	$50,577,000	382
Salaries and employee benefits	$38,904,000	304
Premises and equipment expense	$1,706,000	1,053
Additional noninterest expense	$9,967,000	560
Pre-tax net operating income	$81,947,000	147
Securities gains (losses)	$0	2,494
Applicable income taxes	$20,117,000	124
Income before extraordinary items	$61,830,000	151
Extraordinary gains, net	$0	4
Net income	$61,830,000	151
Minority interest net income	$0	65
Net income of bank and minority interests.	$61,830,000	151
Net charge-offs	$1,587,000	378
Cash dividends	$1,000,000	1,694
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$61,830,000	150
2020-06-30 (YTD Data)		Rank
Total interest income	$36,432,000	480
Total interest expense	$9,589,000	332
Net interest income	$26,843,000	537
Provision for loan and lease losses	$25,395,000	170
Total noninterest income	$99,616,000	102
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$30,000	4,082
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,586,000	78
Total noninterest expense	$35,385,000	365
Salaries and employee benefits	$27,909,000	274
Premises and equipment expense	$1,144,000	1,046
Additional noninterest expense	$6,332,000	578
Pre-tax net operating income	$65,679,000	110
Securities gains (losses)	$0	2,249
Applicable income taxes	$16,342,000	96
Income before extraordinary items	$49,337,000	120
Extraordinary gains, net	$0	4
Net income	$49,337,000	120
Minority interest net income	$0	65
Net income of bank and minority interests.	$49,337,000	120
Net charge-offs	$1,562,000	301
Cash dividends	$1,000,000	1,313
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$49,337,000	116
2020-03-31 (YTD Data)		Rank
Total interest income	$19,329,000	464
Total interest expense	$3,976,000	436
Net interest income	$15,353,000	474
Provision for loan and lease losses	$7,051,000	222
Total noninterest income	$17,439,000	183
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$17,000	4,143
Trading account gains and fees	NA	NA
Additional Noninterest Income	$17,422,000	137
Total noninterest expense	$15,043,000	418
Salaries and employee benefits	$10,127,000	354
Premises and equipment expense	$570,000	1,067
Additional noninterest expense	$4,346,000	447
Pre-tax net operating income	$10,698,000	246
Securities gains (losses)	$0	1,705
Applicable income taxes	$2,642,000	215
Income before extraordinary items	$8,056,000	272
Extraordinary gains, net	$0	4
Net income	$8,056,000	272
Minority interest net income	$0	56
Net income of bank and minority interests.	$8,056,000	272
Net charge-offs	$1,284,000	208
Cash dividends	$1,000,000	802
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$8,056,000	269
2019-12-31 (YTD Data)		Rank
Total interest income	$73,322,000	484
Total interest expense	$17,000,000	440
Net interest income	$56,322,000	498
Provision for loan and lease losses	$6,477,000	211
Total noninterest income	$67,558,000	183
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$83,000	4,096
Trading account gains and fees	NA	NA
Additional Noninterest Income	$67,475,000	137
Total noninterest expense	$61,360,000	383
Salaries and employee benefits	$38,490,000	351
Premises and equipment expense	$2,571,000	960
Additional noninterest expense	$20,299,000	374
Pre-tax net operating income	$56,043,000	291
Securities gains (losses)	$0	2,379
Applicable income taxes	$14,011,000	267
Income before extraordinary items	$42,032,000	309
Extraordinary gains, net	$0	11
Net income	$42,032,000	310
Minority interest net income	$0	76
Net income of bank and minority interests.	$42,032,000	310
Net charge-offs	$4,468,000	235
Cash dividends	$4,000,000	959
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$42,032,000	305
2019-09-30 (YTD Data)		Rank
Total interest income	$53,760,000	497
Total interest expense	$12,762,000	445
Net interest income	$40,998,000	510
Provision for loan and lease losses	$3,975,000	240
Total noninterest income	$49,906,000	182
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$65,000	4,115
Trading account gains and fees	NA	NA
Additional Noninterest Income	$49,841,000	136
Total noninterest expense	$46,732,000	378
Salaries and employee benefits	$28,271,000	356
Premises and equipment expense	$1,971,000	951
Additional noninterest expense	$16,490,000	362
Pre-tax net operating income	$40,197,000	301
Securities gains (losses)	$0	2,167
Applicable income taxes	$10,030,000	277
Income before extraordinary items	$30,167,000	315
Extraordinary gains, net	$0	11
Net income	$30,167,000	315
Minority interest net income	$0	72
Net income of bank and minority interests.	$30,167,000	316
Net charge-offs	$2,887,000	248
Cash dividends	$3,000,000	869
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$30,167,000	310
2019-06-30 (YTD Data)		Rank
Total interest income	$35,071,000	502
Total interest expense	$8,407,000	449
Net interest income	$26,664,000	522
Provision for loan and lease losses	$2,687,000	237
Total noninterest income	$31,342,000	191
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$45,000	4,098
Trading account gains and fees	NA	NA
Additional Noninterest Income	$31,297,000	139
Total noninterest expense	$30,738,000	385
Salaries and employee benefits	$18,317,000	367
Premises and equipment expense	$1,360,000	925
Additional noninterest expense	$11,061,000	362
Pre-tax net operating income	$24,581,000	314
Securities gains (losses)	$0	1,702
Applicable income taxes	$6,145,000	293
Income before extraordinary items	$18,436,000	340
Extraordinary gains, net	$0	11
Net income	$18,436,000	341
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,436,000	341
Net charge-offs	$1,995,000	235
Cash dividends	$2,000,000	856
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$18,436,000	333
2019-03-31 (YTD Data)		Rank
Total interest income	$17,254,000	508
Total interest expense	$4,107,000	452
Net interest income	$13,147,000	526
Provision for loan and lease losses	$1,407,000	232
Total noninterest income	$13,810,000	201
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$22,000	4,147
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,788,000	146
Total noninterest expense	$15,441,000	384
Salaries and employee benefits	$8,911,000	380
Premises and equipment expense	$712,000	898
Additional noninterest expense	$5,818,000	342
Pre-tax net operating income	$10,109,000	345
Securities gains (losses)	$0	1,087
Applicable income taxes	$2,265,000	338
Income before extraordinary items	$7,844,000	361
Extraordinary gains, net	$0	5
Net income	$7,844,000	361
Minority interest net income	$0	52
Net income of bank and minority interests.	$7,844,000	361
Net charge-offs	$1,095,000	201
Cash dividends	$1,000,000	809
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$7,844,000	353
2018-12-31 (YTD Data)		Rank
Total interest income	$59,854,000	540
Total interest expense	$12,568,000	436
Net interest income	$47,286,000	580
Provision for loan and lease losses	$4,910,000	261
Total noninterest income	$59,033,000	201
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$300,000	2,741
Trading account gains and fees	NA	NA
Additional Noninterest Income	$58,733,000	150
Total noninterest expense	$51,290,000	449
Salaries and employee benefits	$34,168,000	390
Premises and equipment expense	$2,330,000	1,038
Additional noninterest expense	$14,792,000	475
Pre-tax net operating income	$50,119,000	315
Securities gains (losses)	$0	1,125
Applicable income taxes	$10,984,000	296
Income before extraordinary items	$39,135,000	315
Extraordinary gains, net	$0	6
Net income	$39,135,000	315
Minority interest net income	$0	72
Net income of bank and minority interests.	$39,135,000	315
Net charge-offs	$4,108,000	227
Cash dividends	$6,000,000	625
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$39,135,000	314
2018-09-30 (YTD Data)		Rank
Total interest income	$42,979,000	550
Total interest expense	$8,705,000	441
Net interest income	$34,274,000	591
Provision for loan and lease losses	$3,709,000	253
Total noninterest income	$42,089,000	207
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$152,000	3,326
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,937,000	157
Total noninterest expense	$36,210,000	471
Salaries and employee benefits	$24,133,000	406
Premises and equipment expense	$1,754,000	1,027
Additional noninterest expense	$10,323,000	500
Pre-tax net operating income	$36,444,000	322
Securities gains (losses)	$0	1,118
Applicable income taxes	$8,578,000	278
Income before extraordinary items	$27,866,000	334
Extraordinary gains, net	$0	5
Net income	$27,866,000	334
Minority interest net income	$0	66
Net income of bank and minority interests.	$27,866,000	334
Net charge-offs	$2,717,000	232
Cash dividends	$5,000,000	532
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$27,866,000	331
2018-06-30 (YTD Data)		Rank
Total interest income	$27,484,000	565
Total interest expense	$5,220,000	449
Net interest income	$22,264,000	600
Provision for loan and lease losses	$3,167,000	218
Total noninterest income	$29,707,000	199
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$123,000	3,047
Trading account gains and fees	NA	NA
Additional Noninterest Income	$29,584,000	154
Total noninterest expense	$23,597,000	481
Salaries and employee benefits	$15,611,000	413
Premises and equipment expense	$1,215,000	993
Additional noninterest expense	$6,771,000	503
Pre-tax net operating income	$25,207,000	307
Securities gains (losses)	$0	961
Applicable income taxes	$5,885,000	273
Income before extraordinary items	$19,322,000	314
Extraordinary gains, net	$0	6
Net income	$19,322,000	314
Minority interest net income	$0	65
Net income of bank and minority interests.	$19,322,000	314
Net charge-offs	$2,096,000	210
Cash dividends	$4,000,000	459
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$19,322,000	317
2018-03-31 (YTD Data)		Rank
Total interest income	$12,802,000	600
Total interest expense	$2,421,000	450
Net interest income	$10,381,000	651
Provision for loan and lease losses	$1,812,000	190
Total noninterest income	$15,684,000	192
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$93,000	2,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$15,591,000	145
Total noninterest expense	$11,130,000	503
Salaries and employee benefits	$7,245,000	442
Premises and equipment expense	$605,000	1,012
Additional noninterest expense	$3,280,000	520
Pre-tax net operating income	$13,123,000	291
Securities gains (losses)	$0	735
Applicable income taxes	$3,107,000	261
Income before extraordinary items	$10,016,000	299
Extraordinary gains, net	$0	7
Net income	$10,016,000	299
Minority interest net income	$0	52
Net income of bank and minority interests.	$10,016,000	299
Net charge-offs	$1,066,000	213
Cash dividends	$4,000,000	238
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$10,016,000	298
2017-12-31 (YTD Data)		Rank
Total interest income	$46,393,000	619
Total interest expense	$8,108,000	435
Net interest income	$38,285,000	667
Provision for loan and lease losses	$5,318,000	241
Total noninterest income	$60,195,000	192
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$130,000	4,038
Trading account gains and fees	NA	NA
Additional Noninterest Income	$60,065,000	146
Total noninterest expense	$46,062,000	478
Salaries and employee benefits	$30,507,000	410
Premises and equipment expense	$2,128,000	1,107
Additional noninterest expense	$13,427,000	508
Pre-tax net operating income	$47,100,000	299
Securities gains (losses)	$0	2,243
Applicable income taxes	$14,994,000	319
Income before extraordinary items	$32,106,000	286
Extraordinary gains, net	$0	9
Net income	$32,106,000	285
Minority interest net income	$0	76
Net income of bank and minority interests.	$32,106,000	286
Net charge-offs	$8,887,000	149
Cash dividends	$2,000,000	1,415
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$32,106,000	284
2017-09-30 (YTD Data)		Rank
Total interest income	$33,298,000	647
Total interest expense	$5,734,000	453
Net interest income	$27,564,000	692
Provision for loan and lease losses	$3,649,000	252
Total noninterest income	$41,814,000	205
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$95,000	4,102
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,719,000	152
Total noninterest expense	$33,238,000	496
Salaries and employee benefits	$22,107,000	433
Premises and equipment expense	$1,606,000	1,106
Additional noninterest expense	$9,525,000	531
Pre-tax net operating income	$32,491,000	322
Securities gains (losses)	$0	2,274
Applicable income taxes	$10,723,000	296
Income before extraordinary items	$21,768,000	336
Extraordinary gains, net	$0	9
Net income	$21,768,000	336
Minority interest net income	$0	71
Net income of bank and minority interests.	$21,768,000	336
Net charge-offs	$7,188,000	129
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$21,768,000	333
2017-06-30 (YTD Data)		Rank
Total interest income	$21,297,000	674
Total interest expense	$3,561,000	470
Net interest income	$17,736,000	713
Provision for loan and lease losses	$1,167,000	454
Total noninterest income	$27,507,000	205
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$65,000	4,071
Trading account gains and fees	NA	NA
Additional Noninterest Income	$27,442,000	151
Total noninterest expense	$22,668,000	497
Salaries and employee benefits	$14,982,000	430
Premises and equipment expense	$1,128,000	1,057
Additional noninterest expense	$6,558,000	525
Pre-tax net operating income	$21,408,000	323
Securities gains (losses)	$0	1,906
Applicable income taxes	$7,064,000	293
Income before extraordinary items	$14,344,000	344
Extraordinary gains, net	$0	11
Net income	$14,344,000	344
Minority interest net income	$0	71
Net income of bank and minority interests.	$14,344,000	344
Net charge-offs	$3,226,000	168
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$14,344,000	340
2017-03-31 (YTD Data)		Rank
Total interest income	$9,816,000	717
Total interest expense	$1,630,000	492
Net interest income	$8,186,000	763
Provision for loan and lease losses	$640,000	378
Total noninterest income	$13,040,000	215
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$30,000	4,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,010,000	155
Total noninterest expense	$11,425,000	495
Salaries and employee benefits	$7,566,000	431
Premises and equipment expense	$583,000	1,031
Additional noninterest expense	$3,276,000	525
Pre-tax net operating income	$9,161,000	355
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,023,000	328
Income before extraordinary items	$6,138,000	387
Extraordinary gains, net	$0	8
Net income	$6,138,000	386
Minority interest net income	$0	55
Net income of bank and minority interests.	$6,138,000	387
Net charge-offs	$1,126,000	210
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$6,138,000	383
2016-12-31 (YTD Data)		Rank
Total interest income	$34,085,000	787
Total interest expense	$5,601,000	528
Net interest income	$28,484,000	836
Provision for loan and lease losses	$4,232,000	292
Total noninterest income	$51,630,000	218
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$108,000	4,425
Trading account gains and fees	$0	170
Additional Noninterest Income	$51,522,000	157
Total noninterest expense	$39,360,000	547
Salaries and employee benefits	$23,879,000	504
Premises and equipment expense	$2,234,000	1,063
Additional noninterest expense	$13,247,000	526
Pre-tax net operating income	$36,522,000	322
Securities gains (losses)	$0	3,212
Applicable income taxes	$12,053,000	304
Income before extraordinary items	$24,469,000	351
Extraordinary gains, net	$0	5
Net income	$24,469,000	350
Minority interest net income	$0	82
Net income of bank and minority interests.	$24,469,000	350
Net charge-offs	$2,196,000	364
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$24,469,000	348
2016-09-30 (YTD Data)		Rank
Total interest income	$24,621,000	816
Total interest expense	$4,110,000	541
Net interest income	$20,511,000	866
Provision for loan and lease losses	$3,884,000	242
Total noninterest income	$36,889,000	222
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$81,000	4,450
Trading account gains and fees	$0	169
Additional Noninterest Income	$36,808,000	161
Total noninterest expense	$27,635,000	585
Salaries and employee benefits	$16,940,000	525
Premises and equipment expense	$1,730,000	1,022
Additional noninterest expense	$8,965,000	578
Pre-tax net operating income	$25,881,000	334
Securities gains (losses)	$0	3,160
Applicable income taxes	$8,704,000	310
Income before extraordinary items	$17,177,000	365
Extraordinary gains, net	$0	5
Net income	$17,177,000	365
Minority interest net income	$0	71
Net income of bank and minority interests.	$17,177,000	365
Net charge-offs	$1,893,000	312
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$17,177,000	357
2016-06-30 (YTD Data)		Rank
Total interest income	$16,062,000	833
Total interest expense	$2,666,000	551
Net interest income	$13,396,000	885
Provision for loan and lease losses	$2,432,000	242
Total noninterest income	$24,367,000	220
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$52,000	4,511
Trading account gains and fees	$0	157
Additional Noninterest Income	$24,315,000	162
Total noninterest expense	$18,669,000	580
Salaries and employee benefits	$11,121,000	531
Premises and equipment expense	$1,183,000	1,008
Additional noninterest expense	$6,365,000	548
Pre-tax net operating income	$16,662,000	339
Securities gains (losses)	$0	2,835
Applicable income taxes	$5,271,000	331
Income before extraordinary items	$11,391,000	359
Extraordinary gains, net	$0	16
Net income	$11,391,000	358
Minority interest net income	$0	71
Net income of bank and minority interests.	$11,391,000	358
Net charge-offs	$1,276,000	297
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$11,391,000	354
2016-03-31 (YTD Data)		Rank
Total interest income	$7,761,000	861
Total interest expense	$1,321,000	552
Net interest income	$6,440,000	924
Provision for loan and lease losses	$1,038,000	272
Total noninterest income	$9,906,000	249
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$28,000	4,424
Trading account gains and fees	$0	142
Additional Noninterest Income	$9,878,000	181
Total noninterest expense	$8,884,000	608
Salaries and employee benefits	$5,500,000	537
Premises and equipment expense	$429,000	1,353
Additional noninterest expense	$2,955,000	578
Pre-tax net operating income	$6,424,000	405
Securities gains (losses)	$0	2,077
Applicable income taxes	$2,126,000	372
Income before extraordinary items	$4,298,000	437
Extraordinary gains, net	$0	12
Net income	$4,298,000	437
Minority interest net income	$0	62
Net income of bank and minority interests.	$4,298,000	437
Net charge-offs	$505,000	337
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$4,298,000	426
2015-12-31 (YTD Data)		Rank
Total interest income	$29,542,000	869
Total interest expense	$4,541,000	619
Net interest income	$25,001,000	912
Provision for loan and lease losses	$4,784,000	220
Total noninterest income	$40,260,000	253
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$109,000	4,595
Trading account gains and fees	$0	159
Additional Noninterest Income	$40,151,000	179
Total noninterest expense	$31,685,000	654
Salaries and employee benefits	$20,074,000	560
Premises and equipment expense	$1,410,000	1,621
Additional noninterest expense	$10,201,000	669
Pre-tax net operating income	$28,792,000	366
Securities gains (losses)	$0	3,216
Applicable income taxes	$9,386,000	331
Income before extraordinary items	$19,406,000	401
Extraordinary gains, net	$0	23
Net income	$19,406,000	399
Minority interest net income	$0	81
Net income of bank and minority interests.	$19,406,000	401
Net charge-offs	$7,480,000	138
Cash dividends	$1,000,000	2,106
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$19,406,000	398
2015-09-30 (YTD Data)		Rank
Total interest income	$22,261,000	867
Total interest expense	$3,306,000	637
Net interest income	$18,955,000	905
Provision for loan and lease losses	$4,210,000	188
Total noninterest income	$29,386,000	258
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$58,000	5,058
Trading account gains and fees	$0	153
Additional Noninterest Income	$29,328,000	191
Total noninterest expense	$23,041,000	686
Salaries and employee benefits	$14,494,000	591
Premises and equipment expense	$979,000	1,765
Additional noninterest expense	$7,568,000	672
Pre-tax net operating income	$21,090,000	381
Securities gains (losses)	$0	3,031
Applicable income taxes	$6,974,000	344
Income before extraordinary items	$14,116,000	411
Extraordinary gains, net	$0	21
Net income	$14,116,000	410
Minority interest net income	$0	78
Net income of bank and minority interests.	$14,116,000	411
Net charge-offs	$6,971,000	123
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$14,116,000	409
2015-06-30 (YTD Data)		Rank
Total interest income	$14,947,000	862
Total interest expense	$2,190,000	643
Net interest income	$12,757,000	896
Provision for loan and lease losses	$3,815,000	152
Total noninterest income	$19,772,000	260
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$50,000	4,763
Trading account gains and fees	$0	157
Additional Noninterest Income	$19,722,000	196
Total noninterest expense	$15,356,000	688
Salaries and employee benefits	$9,556,000	591
Premises and equipment expense	$674,000	1,722
Additional noninterest expense	$5,126,000	662
Pre-tax net operating income	$13,358,000	389
Securities gains (losses)	$0	2,636
Applicable income taxes	$4,920,000	329
Income before extraordinary items	$8,438,000	444
Extraordinary gains, net	$0	22
Net income	$8,438,000	443
Minority interest net income	$0	75
Net income of bank and minority interests.	$8,438,000	444
Net charge-offs	$3,621,000	130
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$8,438,000	436
2015-03-31 (YTD Data)		Rank
Total interest income	$7,416,000	862
Total interest expense	$1,068,000	655
Net interest income	$6,348,000	886
Provision for loan and lease losses	$2,737,000	121
Total noninterest income	$10,519,000	241
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$28,000	4,610
Trading account gains and fees	$0	152
Additional Noninterest Income	$10,491,000	175
Total noninterest expense	$7,439,000	699
Salaries and employee benefits	$4,980,000	573
Premises and equipment expense	$304,000	1,907
Additional noninterest expense	$2,155,000	763
Pre-tax net operating income	$6,691,000	382
Securities gains (losses)	$0	2,027
Applicable income taxes	$2,509,000	322
Income before extraordinary items	$4,182,000	446
Extraordinary gains, net	$0	13
Net income	$4,182,000	446
Minority interest net income	$0	64
Net income of bank and minority interests.	$4,182,000	446
Net charge-offs	$1,290,000	177
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$4,182,000	433
2014-12-31 (YTD Data)		Rank
Total interest income	$23,294,000	1,103
Total interest expense	$3,991,000	730
Net interest income	$19,303,000	1,166
Provision for loan and lease losses	$4,682,000	227
Total noninterest income	$27,595,000	301
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$70,000	5,391
Trading account gains and fees	$0	180
Additional Noninterest Income	$27,525,000	220
Total noninterest expense	$23,993,000	836
Salaries and employee benefits	$16,173,000	685
Premises and equipment expense	$1,011,000	2,219
Additional noninterest expense	$6,809,000	960
Pre-tax net operating income	$18,223,000	496
Securities gains (losses)	$171,000	887
Applicable income taxes	$6,852,000	404
Income before extraordinary items	$11,542,000	593
Extraordinary gains, net	$0	17
Net income	$11,542,000	591
Minority interest net income	$0	84
Net income of bank and minority interests.	$11,542,000	593
Net charge-offs	$1,909,000	537
Cash dividends	$1,500,000	1,559
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$11,432,560	587
2014-09-30 (YTD Data)		Rank
Total interest income	$16,692,000	1,159
Total interest expense	$2,978,000	741
Net interest income	$13,714,000	1,230
Provision for loan and lease losses	$2,576,000	274
Total noninterest income	$17,224,000	338
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$49,000	5,529
Trading account gains and fees	$0	174
Additional Noninterest Income	$17,175,000	246
Total noninterest expense	$16,702,000	901
Salaries and employee benefits	$11,050,000	750
Premises and equipment expense	$727,000	2,329
Additional noninterest expense	$4,925,000	993
Pre-tax net operating income	$11,660,000	568
Securities gains (losses)	$171,000	706
Applicable income taxes	$4,435,000	440
Income before extraordinary items	$7,396,000	691
Extraordinary gains, net	$0	15
Net income	$7,396,000	688
Minority interest net income	$0	81
Net income of bank and minority interests.	$7,396,000	689
Net charge-offs	$952,000	700
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$7,286,560	683
2014-06-30 (YTD Data)		Rank
Total interest income	$10,500,000	1,212
Total interest expense	$1,972,000	749
Net interest income	$8,528,000	1,301
Provision for loan and lease losses	$1,613,000	300
Total noninterest income	$11,165,000	342
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$28,000	5,701
Trading account gains and fees	$0	172
Additional Noninterest Income	$11,137,000	245
Total noninterest expense	$10,966,000	914
Salaries and employee benefits	$7,480,000	735
Premises and equipment expense	$419,000	2,613
Additional noninterest expense	$3,067,000	1,059
Pre-tax net operating income	$7,114,000	598
Securities gains (losses)	$171,000	537
Applicable income taxes	$2,477,000	491
Income before extraordinary items	$4,808,000	682
Extraordinary gains, net	$0	20
Net income	$4,808,000	680
Minority interest net income	$0	80
Net income of bank and minority interests.	$4,808,000	682
Net charge-offs	$703,000	664
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,695,140	684
2014-03-31 (YTD Data)		Rank
Total interest income	$5,087,000	1,246
Total interest expense	$974,000	773
Net interest income	$4,113,000	1,345
Provision for loan and lease losses	$711,000	335
Total noninterest income	$5,482,000	344
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$12,000	5,863
Trading account gains and fees	$0	147
Additional Noninterest Income	$5,470,000	241
Total noninterest expense	$5,710,000	884
Salaries and employee benefits	$3,952,000	709
Premises and equipment expense	$208,000	2,688
Additional noninterest expense	$1,550,000	1,041
Pre-tax net operating income	$3,174,000	641
Securities gains (losses)	$0	1,715
Applicable income taxes	$1,189,000	488
Income before extraordinary items	$1,985,000	789
Extraordinary gains, net	$0	16
Net income	$1,985,000	790
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,985,000	790
Net charge-offs	$564,000	451
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$1,985,000	767
2013-12-31 (YTD Data)		Rank
Total interest income	$18,329,000	1,391
Total interest expense	$4,199,000	806
Net interest income	$14,130,000	1,539
Provision for loan and lease losses	$4,825,000	276
Total noninterest income	$20,957,000	397
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$41,000	6,125
Trading account gains and fees	$0	184
Additional Noninterest Income	$20,916,000	278
Total noninterest expense	$19,614,000	1,043
Salaries and employee benefits	$12,760,000	838
Premises and equipment expense	$656,000	3,090
Additional noninterest expense	$6,198,000	1,092
Pre-tax net operating income	$10,648,000	740
Securities gains (losses)	$0	3,182
Applicable income taxes	$4,192,000	515
Income before extraordinary items	$6,456,000	957
Extraordinary gains, net	$0	29
Net income	$6,456,000	960
Minority interest net income	$0	90
Net income of bank and minority interests.	$6,456,000	960
Net charge-offs	$2,050,000	734
Cash dividends	$1,000,000	1,914
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$6,456,000	931
2013-09-30 (YTD Data)		Rank
Total interest income	$13,471,000	1,423
Total interest expense	$3,169,000	822
Net interest income	$10,302,000	1,589
Provision for loan and lease losses	$3,125,000	318
Total noninterest income	$14,507,000	431
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$26,000	6,279
Trading account gains and fees	$0	180
Additional Noninterest Income	$14,481,000	307
Total noninterest expense	$14,449,000	1,063
Salaries and employee benefits	$9,573,000	848
Premises and equipment expense	$507,000	3,070
Additional noninterest expense	$4,369,000	1,154
Pre-tax net operating income	$7,235,000	810
Securities gains (losses)	$0	3,040
Applicable income taxes	$2,919,000	562
Income before extraordinary items	$4,316,000	1,082
Extraordinary gains, net	$0	25
Net income	$4,316,000	1,084
Minority interest net income	$0	84
Net income of bank and minority interests.	$4,316,000	1,084
Net charge-offs	$1,381,000	788
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,316,000	1,065
2013-06-30 (YTD Data)		Rank
Total interest income	$8,521,000	1,480
Total interest expense	$2,089,000	859
Net interest income	$6,432,000	1,672
Provision for loan and lease losses	$2,014,000	358
Total noninterest income	$8,694,000	467
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$17,000	6,321
Trading account gains and fees	$0	157
Additional Noninterest Income	$8,677,000	344
Total noninterest expense	$9,757,000	1,047
Salaries and employee benefits	$6,396,000	849
Premises and equipment expense	$337,000	3,076
Additional noninterest expense	$3,024,000	1,115
Pre-tax net operating income	$3,355,000	1,116
Securities gains (losses)	$0	2,791
Applicable income taxes	$1,258,000	767
Income before extraordinary items	$2,097,000	1,438
Extraordinary gains, net	$0	22
Net income	$2,097,000	1,441
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,097,000	1,441
Net charge-offs	$559,000	1,171
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$2,097,000	1,387
2013-03-31 (YTD Data)		Rank
Total interest income	$4,079,000	1,551
Total interest expense	$1,030,000	902
Net interest income	$3,049,000	1,765
Provision for loan and lease losses	$834,000	472
Total noninterest income	$3,305,000	566
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$8,000	6,381
Trading account gains and fees	$0	148
Additional Noninterest Income	$3,297,000	417
Total noninterest expense	$4,102,000	1,243
Salaries and employee benefits	$2,531,000	1,080
Premises and equipment expense	$167,000	3,144
Additional noninterest expense	$1,404,000	1,174
Pre-tax net operating income	$1,418,000	1,286
Securities gains (losses)	$0	1,966
Applicable income taxes	$527,000	872
Income before extraordinary items	$891,000	1,635
Extraordinary gains, net	$0	10
Net income	$891,000	1,637
Minority interest net income	$0	76
Net income of bank and minority interests.	$891,000	1,637
Net charge-offs	$286,000	1,090
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$891,000	1,583
2012-12-31 (YTD Data)		Rank
Total interest income	$18,224,000	1,458
Total interest expense	$4,367,000	1,043
Net interest income	$13,857,000	1,588
Provision for loan and lease losses	$5,464,000	477
Total noninterest income	$13,527,000	550
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$30,000	6,528
Trading account gains and fees	$0	166
Additional Noninterest Income	$13,497,000	404
Total noninterest expense	$14,891,000	1,340
Salaries and employee benefits	$8,866,000	1,192
Premises and equipment expense	$500,000	3,828
Additional noninterest expense	$5,525,000	1,233
Pre-tax net operating income	$7,029,000	1,007
Securities gains (losses)	$0	3,810
Applicable income taxes	$2,636,000	692
Income before extraordinary items	$4,393,000	1,337
Extraordinary gains, net	$0	29
Net income	$4,393,000	1,338
Minority interest net income	$0	93
Net income of bank and minority interests.	$4,393,000	1,338
Net charge-offs	$3,904,000	697
Cash dividends	$1,500,000	1,482
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$4,393,000	1,276
2012-09-30 (YTD Data)		Rank
Total interest income	$13,582,000	1,488
Total interest expense	$3,362,000	1,061
Net interest income	$10,220,000	1,631
Provision for loan and lease losses	$3,921,000	494
Total noninterest income	$9,178,000	577
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$22,000	6,619
Trading account gains and fees	$0	157
Additional Noninterest Income	$9,156,000	423
Total noninterest expense	$10,640,000	1,396
Salaries and employee benefits	$6,275,000	1,255
Premises and equipment expense	$409,000	3,666
Additional noninterest expense	$3,956,000	1,284
Pre-tax net operating income	$4,837,000	1,116
Securities gains (losses)	$0	3,575
Applicable income taxes	$1,814,000	776
Income before extraordinary items	$3,023,000	1,478
Extraordinary gains, net	$0	20
Net income	$3,023,000	1,479
Minority interest net income	$0	86
Net income of bank and minority interests.	$3,023,000	1,479
Net charge-offs	$665,000	1,871
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$3,023,000	1,390
2012-06-30 (YTD Data)		Rank
Total interest income	$9,213,000	1,478
Total interest expense	$2,305,000	1,061
Net interest income	$6,908,000	1,607
Provision for loan and lease losses	$2,504,000	537
Total noninterest income	$5,866,000	597
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$14,000	6,684
Trading account gains and fees	$0	153
Additional Noninterest Income	$5,852,000	421
Total noninterest expense	$7,041,000	1,399
Salaries and employee benefits	$3,926,000	1,316
Premises and equipment expense	$504,000	2,272
Additional noninterest expense	$2,611,000	1,302
Pre-tax net operating income	$3,229,000	1,107
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,211,000	762
Income before extraordinary items	$2,018,000	1,472
Extraordinary gains, net	$0	19
Net income	$2,018,000	1,472
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,018,000	1,472
Net charge-offs	$595,000	1,604
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$2,018,000	1,383
2012-03-31 (YTD Data)		Rank
Total interest income	$4,852,000	1,424
Total interest expense	$1,157,000	1,099
Net interest income	$3,695,000	1,516
Provision for loan and lease losses	$1,278,000	512
Total noninterest income	$2,853,000	611
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$6,000	6,762
Trading account gains and fees	$0	148
Additional Noninterest Income	$2,847,000	433
Total noninterest expense	$3,393,000	1,449
Salaries and employee benefits	$1,904,000	1,358
Premises and equipment expense	$253,000	2,281
Additional noninterest expense	$1,236,000	1,364
Pre-tax net operating income	$1,877,000	948
Securities gains (losses)	$0	2,210
Applicable income taxes	$704,000	656
Income before extraordinary items	$1,173,000	1,235
Extraordinary gains, net	$0	19
Net income	$1,173,000	1,235
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,173,000	1,236
Net charge-offs	$114,000	2,337
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$1,173,000	1,170
2011-12-31 (YTD Data)		Rank
Total interest income	$17,089,000	1,659
Total interest expense	$4,903,000	1,231
Net interest income	$12,186,000	1,824
Provision for loan and lease losses	$3,524,000	1,048
Total noninterest income	$10,908,000	568
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$37,000	6,528
Trading account gains and fees	$0	146
Additional Noninterest Income	$10,871,000	401
Total noninterest expense	$11,999,000	1,639
Salaries and employee benefits	$6,994,000	1,406
Premises and equipment expense	$533,000	3,866
Additional noninterest expense	$4,472,000	1,526
Pre-tax net operating income	$7,571,000	808
Securities gains (losses)	$0	3,838
Applicable income taxes	$2,839,000	598
Income before extraordinary items	$4,732,000	1,049
Extraordinary gains, net	$0	29
Net income	$4,732,000	1,050
Minority interest net income	$0	96
Net income of bank and minority interests.	$4,732,000	1,050
Net charge-offs	$1,886,000	1,610
Cash dividends	$1,376,000	1,316
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$4,732,000	1,012
2011-09-30 (YTD Data)		Rank
Total interest income	$12,458,000	1,721
Total interest expense	$3,729,000	1,275
Net interest income	$8,729,000	1,895
Provision for loan and lease losses	$1,330,000	1,633
Total noninterest income	$6,383,000	699
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$31,000	6,501
Trading account gains and fees	$0	145
Additional Noninterest Income	$6,352,000	486
Total noninterest expense	$8,654,000	1,678
Salaries and employee benefits	$5,160,000	1,431
Premises and equipment expense	$188,000	5,647
Additional noninterest expense	$3,306,000	1,545
Pre-tax net operating income	$5,128,000	908
Securities gains (losses)	$0	3,555
Applicable income taxes	$1,923,000	640
Income before extraordinary items	$3,205,000	1,200
Extraordinary gains, net	$0	21
Net income	$3,205,000	1,200
Minority interest net income	$0	87
Net income of bank and minority interests.	$3,205,000	1,200
Net charge-offs	$1,659,000	1,391
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$3,205,000	1,137
2011-06-30 (YTD Data)		Rank
Total interest income	$8,400,000	1,722
Total interest expense	$2,504,000	1,312
Net interest income	$5,896,000	1,878
Provision for loan and lease losses	$645,000	1,986
Total noninterest income	$3,450,000	819
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$25,000	6,372
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,425,000	566
Total noninterest expense	$5,647,000	1,728
Salaries and employee benefits	$3,371,000	1,485
Premises and equipment expense	$161,000	5,160
Additional noninterest expense	$2,115,000	1,625
Pre-tax net operating income	$3,054,000	991
Securities gains (losses)	$0	2,914
Applicable income taxes	$1,145,000	681
Income before extraordinary items	$1,909,000	1,318
Extraordinary gains, net	$0	15
Net income	$1,909,000	1,318
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,909,000	1,318
Net charge-offs	$1,527,000	1,103
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,909,000	1,251
2011-03-31 (YTD Data)		Rank
Total interest income	$3,196,000	2,243
Total interest expense	$1,290,000	1,320
Net interest income	$1,906,000	2,837
Provision for loan and lease losses	$0	5,840
Total noninterest income	$1,999,000	732
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$332,000	1,088
Trading account gains and fees	$0	158
Additional Noninterest Income	$1,667,000	580
Total noninterest expense	$2,755,000	1,786
Salaries and employee benefits	$1,650,000	1,528
Premises and equipment expense	$85,000	5,102
Additional noninterest expense	$1,020,000	1,686
Pre-tax net operating income	$1,150,000	1,261
Securities gains (losses)	$0	1,772
Applicable income taxes	$431,000	836
Income before extraordinary items	$719,000	1,633
Extraordinary gains, net	$0	9
Net income	$719,000	1,633
Minority interest net income	$0	86
Net income of bank and minority interests.	$719,000	1,633
Net charge-offs	$693,000	1,096
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$719,000	1,590
2010-12-31 (YTD Data)		Rank
Total interest income	$19,666,000	1,563
Total interest expense	$5,753,000	1,445
Net interest income	$13,913,000	1,607
Provision for loan and lease losses	$5,669,000	1,044
Total noninterest income	$9,774,000	647
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$484,000	2,706
Trading account gains and fees	$0	175
Additional Noninterest Income	$9,290,000	486
Total noninterest expense	$11,912,000	1,665
Salaries and employee benefits	$6,793,000	1,451
Premises and equipment expense	$300,000	5,402
Additional noninterest expense	$4,819,000	1,497
Pre-tax net operating income	$6,106,000	858
Securities gains (losses)	$0	3,793
Applicable income taxes	$2,290,000	665
Income before extraordinary items	$3,816,000	1,138
Extraordinary gains, net	$0	29
Net income	$3,816,000	1,140
Minority interest net income	$0	111
Net income of bank and minority interests.	$3,816,000	1,141
Net charge-offs	$6,994,000	782
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,816,000	1,093
2010-09-30 (YTD Data)		Rank
Total interest income	$17,099,000	1,367
Total interest expense	$4,442,000	1,459
Net interest income	$12,657,000	1,342
Provision for loan and lease losses	$4,500,000	948
Total noninterest income	$5,201,000	816
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$198,000	3,978
Trading account gains and fees	$0	165
Additional Noninterest Income	$5,003,000	573
Total noninterest expense	$8,773,000	1,685
Salaries and employee benefits	$5,070,000	1,459
Premises and equipment expense	$221,000	5,511
Additional noninterest expense	$3,482,000	1,518
Pre-tax net operating income	$4,585,000	905
Securities gains (losses)	$0	3,651
Applicable income taxes	$1,720,000	671
Income before extraordinary items	$2,865,000	1,178
Extraordinary gains, net	$0	23
Net income	$2,865,000	1,182
Minority interest net income	$0	110
Net income of bank and minority interests.	$2,865,000	1,182
Net charge-offs	$6,741,000	638
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,865,000	1,124
2010-06-30 (YTD Data)		Rank
Total interest income	$11,862,000	1,329
Total interest expense	$2,980,000	1,510
Net interest income	$8,882,000	1,287
Provision for loan and lease losses	$4,500,000	688
Total noninterest income	$4,188,000	695
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$61,000	5,317
Trading account gains and fees	$0	152
Additional Noninterest Income	$4,127,000	481
Total noninterest expense	$6,022,000	1,641
Salaries and employee benefits	$3,528,000	1,408
Premises and equipment expense	$146,000	5,572
Additional noninterest expense	$2,348,000	1,513
Pre-tax net operating income	$2,548,000	1,049
Securities gains (losses)	$0	3,184
Applicable income taxes	$956,000	743
Income before extraordinary items	$1,592,000	1,384
Extraordinary gains, net	$0	19
Net income	$1,592,000	1,384
Minority interest net income	$0	105
Net income of bank and minority interests.	$1,592,000	1,385
Net charge-offs	$5,900,000	509
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$1,592,000	1,334
2010-03-31 (YTD Data)		Rank
Total interest income	$6,593,000	1,240
Total interest expense	$1,466,000	1,604
Net interest income	$5,127,000	1,094
Provision for loan and lease losses	$2,500,000	628
Total noninterest income	$670,000	1,651
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$25,000	5,612
Trading account gains and fees	$0	175
Additional Noninterest Income	$645,000	1,075
Total noninterest expense	$2,295,000	2,121
Salaries and employee benefits	$955,000	2,577
Premises and equipment expense	$75,000	5,600
Additional noninterest expense	$1,265,000	1,407
Pre-tax net operating income	$1,002,000	1,302
Securities gains (losses)	$0	2,284
Applicable income taxes	$405,000	830
Income before extraordinary items	$597,000	1,836
Extraordinary gains, net	$0	16
Net income	$597,000	1,835
Minority interest net income	$0	91
Net income of bank and minority interests.	$597,000	1,837
Net charge-offs	$2,804,000	506
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$597,000	1,758
2009-12-31 (YTD Data)		Rank
Total interest income	$17,440,000	1,941
Total interest expense	$5,649,000	2,021
Net interest income	$11,791,000	1,883
Provision for loan and lease losses	$8,588,000	979
Total noninterest income	$21,998,000	369
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$58,000	6,354
Trading account gains and fees	$0	211
Additional Noninterest Income	$21,940,000	262
Total noninterest expense	$9,880,000	2,049
Salaries and employee benefits	$6,227,000	1,595
Premises and equipment expense	$313,000	5,545
Additional noninterest expense	$3,340,000	2,145
Pre-tax net operating income	$15,321,000	279
Securities gains (losses)	$0	3,754
Applicable income taxes	$5,805,000	241
Income before extraordinary items	$9,516,000	341
Extraordinary gains, net	$0	34
Net income	$9,516,000	341
Minority interest net income	$0	115
Net income of bank and minority interests.	$9,516,000	343
Net charge-offs	$4,587,000	1,226
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$9,516,000	340
2009-09-30 (YTD Data)		Rank
Total interest income	$13,983,000	1,859
Total interest expense	$4,115,000	2,170
Net interest income	$9,868,000	1,700
Provision for loan and lease losses	$6,215,000	895
Total noninterest income	$17,021,000	366
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$42,000	6,425
Trading account gains and fees	$0	212
Additional Noninterest Income	$16,979,000	258
Total noninterest expense	$7,213,000	2,087
Salaries and employee benefits	$4,514,000	1,664
Premises and equipment expense	$242,000	5,538
Additional noninterest expense	$2,457,000	2,145
Pre-tax net operating income	$13,461,000	250
Securities gains (losses)	$0	3,497
Applicable income taxes	$5,048,000	225
Income before extraordinary items	$8,413,000	308
Extraordinary gains, net	$0	27
Net income	$8,413,000	308
Minority interest net income	$0	118
Net income of bank and minority interests.	$8,413,000	309
Net charge-offs	$4,287,000	928
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$8,413,000	301
2009-06-30 (YTD Data)		Rank
Total interest income	$9,118,000	1,938
Total interest expense	$2,600,000	2,358
Net interest income	$6,518,000	1,711
Provision for loan and lease losses	$4,450,000	817
Total noninterest income	$15,285,000	291
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$29,000	6,437
Trading account gains and fees	$0	193
Additional Noninterest Income	$15,256,000	221
Total noninterest expense	$4,422,000	2,271
Salaries and employee benefits	$2,790,000	1,826
Premises and equipment expense	$165,000	5,542
Additional noninterest expense	$1,467,000	2,384
Pre-tax net operating income	$12,931,000	186
Securities gains (losses)	$0	3,136
Applicable income taxes	$4,849,000	175
Income before extraordinary items	$8,082,000	227
Extraordinary gains, net	$0	21
Net income	$8,082,000	226
Minority interest net income	$0	112
Net income of bank and minority interests.	$8,082,000	226
Net charge-offs	$1,116,000	1,558
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$8,082,000	215
2009-03-31 (YTD Data)		Rank
Total interest income	$2,531,000	3,317
Total interest expense	$1,365,000	2,334
Net interest income	$1,166,000	4,103
Provision for loan and lease losses	$950,000	1,229
Total noninterest income	$12,847,000	192
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$16,000	6,311
Trading account gains and fees	$0	171
Additional Noninterest Income	$12,831,000	155
Total noninterest expense	$1,737,000	2,761
Salaries and employee benefits	$1,034,000	2,479
Premises and equipment expense	$76,000	5,763
Additional noninterest expense	$627,000	2,469
Pre-tax net operating income	$11,326,000	137
Securities gains (losses)	$0	2,434
Applicable income taxes	$4,245,000	117
Income before extraordinary items	$7,081,000	163
Extraordinary gains, net	$0	15
Net income	$7,081,000	161
Minority interest net income	$0	102
Net income of bank and minority interests.	$7,081,000	164
Net charge-offs	$892,000	1,019
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$7,081,000	151
2008-12-31 (YTD Data)		Rank
Total interest income	$13,377,000	2,761
Total interest expense	$6,117,000	2,474
Net interest income	$7,260,000	2,948
Provision for loan and lease losses	$1,500,000	2,158
Total noninterest income	$2,163,000	2,019
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$65,000	6,421
Trading account gains and fees	$0	154
Additional Noninterest Income	$2,098,000	1,260
Total noninterest expense	$5,923,000	3,118
Salaries and employee benefits	$3,610,000	2,749
Premises and equipment expense	$335,000	5,528
Additional noninterest expense	$1,978,000	2,897
Pre-tax net operating income	$2,000,000	2,451
Securities gains (losses)	$0	3,220
Applicable income taxes	$750,000	1,456
Income before extraordinary items	$1,250,000	2,834
Extraordinary gains, net	$0	39
Net income	$1,250,000	2,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,306,000	1,690
Cash dividends	$349,000	3,903
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,250,000	2,979
2008-09-30 (YTD Data)		Rank
Total interest income	$10,202,000	2,774
Total interest expense	$4,581,000	2,570
Net interest income	$5,621,000	2,895
Provision for loan and lease losses	$1,025,000	1,794
Total noninterest income	$1,844,000	1,881
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$54,000	6,347
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,790,000	1,205
Total noninterest expense	$4,611,000	2,981
Salaries and employee benefits	$2,878,000	2,635
Premises and equipment expense	$258,000	5,494
Additional noninterest expense	$1,475,000	2,808
Pre-tax net operating income	$1,829,000	2,461
Securities gains (losses)	$0	3,106
Applicable income taxes	$686,000	1,559
Income before extraordinary items	$1,143,000	2,842
Extraordinary gains, net	$0	31
Net income	$1,143,000	2,838
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$882,000	1,411
Cash dividends	$209,000	3,834
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,143,000	2,984
2008-06-30 (YTD Data)		Rank
Total interest income	$6,669,000	2,862
Total interest expense	$3,059,000	2,663
Net interest income	$3,610,000	2,982
Provision for loan and lease losses	$350,000	2,323
Total noninterest income	$1,273,000	1,851
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$39,000	6,277
Trading account gains and fees	$0	149
Additional Noninterest Income	$1,234,000	1,220
Total noninterest expense	$3,049,000	3,015
Salaries and employee benefits	$1,946,000	2,632
Premises and equipment expense	$184,000	5,362
Additional noninterest expense	$919,000	2,961
Pre-tax net operating income	$1,484,000	2,219
Securities gains (losses)	$0	3,233
Applicable income taxes	$557,000	1,481
Income before extraordinary items	$927,000	2,740
Extraordinary gains, net	$0	21
Net income	$927,000	2,739
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$582,000	1,195
Cash dividends	$91,000	4,181
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$927,000	2,689
2008-03-31 (YTD Data)		Rank
Total interest income	$3,486,000	2,797
Total interest expense	$1,548,000	2,798
Net interest income	$1,938,000	2,780
Provision for loan and lease losses	$150,000	2,123
Total noninterest income	$920,000	1,421
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$18,000	6,345
Trading account gains and fees	$0	158
Additional Noninterest Income	$902,000	918
Total noninterest expense	$1,547,000	2,964
Salaries and employee benefits	$957,000	2,686
Premises and equipment expense	$98,000	5,215
Additional noninterest expense	$492,000	2,760
Pre-tax net operating income	$1,161,000	1,567
Securities gains (losses)	$0	2,688
Applicable income taxes	$435,000	1,125
Income before extraordinary items	$726,000	1,969
Extraordinary gains, net	$0	15
Net income	$726,000	1,972
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$47,000	2,520
Cash dividends	$55,000	3,325
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$726,000	1,903
2007-12-31 (YTD Data)		Rank
Total interest income	$13,130,000	3,043
Total interest expense	$4,874,000	3,526
Net interest income	$8,256,000	2,650
Provision for loan and lease losses	$480,000	2,381
Total noninterest income	$2,400,000	1,952
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$73,000	6,396
Trading account gains and fees	$0	178
Additional Noninterest Income	$2,327,000	1,230
Total noninterest expense	$5,810,000	3,054
Salaries and employee benefits	$3,770,000	2,631
Premises and equipment expense	$262,000	6,129
Additional noninterest expense	$1,778,000	2,964
Pre-tax net operating income	$4,366,000	1,848
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,794,000	1,235
Income before extraordinary items	$2,572,000	2,294
Extraordinary gains, net	$0	39
Net income	$2,572,000	2,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-6,000	7,873
Cash dividends	$57,000	5,559
Sale, conversion, retirement of capital stock, net	$1,000,000	432
Net operating income	$2,572,000	2,289
2007-09-30 (YTD Data)		Rank
Total interest income	$9,255,000	3,215
Total interest expense	$3,416,000	3,703
Net interest income	$5,839,000	2,806
Provision for loan and lease losses	$250,000	2,604
Total noninterest income	$1,968,000	1,810
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$62,000	6,296
Trading account gains and fees	$0	184
Additional Noninterest Income	$1,906,000	1,161
Total noninterest expense	$4,197,000	3,110
Salaries and employee benefits	$2,728,000	2,700
Premises and equipment expense	$190,000	6,196
Additional noninterest expense	$1,279,000	3,014
Pre-tax net operating income	$3,360,000	1,918
Securities gains (losses)	$0	1,655
Applicable income taxes	$1,260,000	1,396
Income before extraordinary items	$2,100,000	2,288
Extraordinary gains, net	$0	33
Net income	$2,100,000	2,287
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,048
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$1,000,000	321
Net operating income	$2,100,000	2,265
2007-06-30 (YTD Data)		Rank
Total interest income	$5,645,000	3,467
Total interest expense	$2,085,000	3,920
Net interest income	$3,560,000	3,078
Provision for loan and lease losses	$125,000	2,906
Total noninterest income	$1,278,000	1,865
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$23,000	6,894
Trading account gains and fees	$0	168
Additional Noninterest Income	$1,255,000	1,193
Total noninterest expense	$2,751,000	3,190
Salaries and employee benefits	$1,816,000	2,736
Premises and equipment expense	$123,000	6,299
Additional noninterest expense	$812,000	3,148
Pre-tax net operating income	$1,962,000	2,200
Securities gains (losses)	$0	1,444
Applicable income taxes	$732,000	1,598
Income before extraordinary items	$1,230,000	2,584
Extraordinary gains, net	$0	29
Net income	$1,230,000	2,583
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-45,000	8,261
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$500,000	295
Net operating income	$1,230,000	2,563
2007-03-31 (YTD Data)		Rank
Total interest income	$2,594,000	3,675
Total interest expense	$961,000	4,108
Net interest income	$1,633,000	3,305
Provision for loan and lease losses	$25,000	4,116
Total noninterest income	$792,000	1,592
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$8,000	7,097
Trading account gains and fees	$0	195
Additional Noninterest Income	$784,000	1,003
Total noninterest expense	$1,394,000	3,164
Salaries and employee benefits	$914,000	2,751
Premises and equipment expense	$57,000	6,519
Additional noninterest expense	$423,000	3,028
Pre-tax net operating income	$1,006,000	2,155
Securities gains (losses)	$0	1,187
Applicable income taxes	$375,000	1,590
Income before extraordinary items	$631,000	2,526
Extraordinary gains, net	$0	22
Net income	$631,000	2,528
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-47,000	8,369
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$631,000	2,502
2006-12-31 (YTD Data)		Rank
Total interest income	$8,968,000	3,877
Total interest expense	$2,953,000	4,351
Net interest income	$6,015,000	3,515
Provision for loan and lease losses	$407,000	2,235
Total noninterest income	$2,037,000	2,193
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$18,000	7,306
Trading account gains and fees	$0	130
Additional Noninterest Income	$2,019,000	1,343
Total noninterest expense	$4,517,000	3,627
Salaries and employee benefits	$3,097,000	3,047
Premises and equipment expense	$218,000	6,539
Additional noninterest expense	$1,202,000	3,926
Pre-tax net operating income	$3,128,000	2,698
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,167,000	1,983
Income before extraordinary items	$1,961,000	3,142
Extraordinary gains, net	$0	51
Net income	$1,961,000	3,141
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$180,000	2,336
Cash dividends	$189,000	5,025
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,961,000	3,129
2006-09-30 (YTD Data)		Rank
Total interest income	$6,475,000	3,958
Total interest expense	$2,049,000	4,481
Net interest income	$4,426,000	3,582
Provision for loan and lease losses	$332,000	1,981
Total noninterest income	$1,729,000	2,012
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$14,000	7,366
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,715,000	1,232
Total noninterest expense	$3,335,000	3,661
Salaries and employee benefits	$2,316,000	3,042
Premises and equipment expense	$152,000	6,728
Additional noninterest expense	$867,000	4,031
Pre-tax net operating income	$2,488,000	2,663
Securities gains (losses)	$0	1,388
Applicable income taxes	$928,000	1,982
Income before extraordinary items	$1,560,000	3,121
Extraordinary gains, net	$0	45
Net income	$1,560,000	3,122
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$218,000	1,430
Cash dividends	$189,000	4,235
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,560,000	3,113
2006-06-30 (YTD Data)		Rank
Total interest income	$3,955,000	4,165
Total interest expense	$1,230,000	4,640
Net interest income	$2,725,000	3,813
Provision for loan and lease losses	$232,000	1,886
Total noninterest income	$1,228,000	1,915
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$8,000	7,453
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,220,000	1,174
Total noninterest expense	$2,120,000	3,815
Salaries and employee benefits	$1,482,000	3,155
Premises and equipment expense	$99,000	6,792
Additional noninterest expense	$539,000	4,250
Pre-tax net operating income	$1,601,000	2,747
Securities gains (losses)	$0	1,185
Applicable income taxes	$597,000	2,060
Income before extraordinary items	$1,004,000	3,197
Extraordinary gains, net	$0	39
Net income	$1,004,000	3,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$124,000	1,504
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,004,000	3,191
2006-03-31 (YTD Data)		Rank
Total interest income	$1,766,000	4,425
Total interest expense	$512,000	5,053
Net interest income	$1,254,000	4,037
Provision for loan and lease losses	$207,000	1,108
Total noninterest income	$858,000	1,427
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$4,000	7,476
Trading account gains and fees	$0	115
Additional Noninterest Income	$854,000	920
Total noninterest expense	$1,053,000	3,850
Salaries and employee benefits	$730,000	3,220
Premises and equipment expense	$47,000	6,882
Additional noninterest expense	$276,000	4,166
Pre-tax net operating income	$852,000	2,583
Securities gains (losses)	$0	955
Applicable income taxes	$318,000	1,943
Income before extraordinary items	$534,000	3,010
Extraordinary gains, net	$0	21
Net income	$534,000	3,009
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$138,000	778
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$534,000	2,989
2005-12-31 (YTD Data)		Rank
Total interest income	$6,127,000	4,550
Total interest expense	$1,880,000	4,617
Net interest income	$4,247,000	4,443
Provision for loan and lease losses	$933,000	1,118
Total noninterest income	$2,082,000	2,153
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$25,000	7,408
Trading account gains and fees	$0	138
Additional Noninterest Income	$2,057,000	1,338
Total noninterest expense	$4,215,000	3,714
Salaries and employee benefits	$2,466,000	3,528
Premises and equipment expense	$221,000	6,513
Additional noninterest expense	$1,528,000	3,186
Pre-tax net operating income	$1,181,000	4,939
Securities gains (losses)	$0	2,296
Applicable income taxes	$440,000	3,562
Income before extraordinary items	$741,000	5,539
Extraordinary gains, net	$0	46
Net income	$741,000	5,543
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,926,000	410
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$741,000	5,506
2005-09-30 (YTD Data)		Rank
Total interest income	$4,431,000	4,613
Total interest expense	$1,393,000	4,523
Net interest income	$3,038,000	4,598
Provision for loan and lease losses	$733,000	1,020
Total noninterest income	$1,231,000	2,534
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$23,000	7,393
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,208,000	1,582
Total noninterest expense	$2,971,000	3,863
Salaries and employee benefits	$1,710,000	3,732
Premises and equipment expense	$164,000	6,507
Additional noninterest expense	$1,097,000	3,268
Pre-tax net operating income	$565,000	6,157
Securities gains (losses)	$0	2,317
Applicable income taxes	$210,000	4,337
Income before extraordinary items	$355,000	6,619
Extraordinary gains, net	$0	35
Net income	$355,000	6,619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$763,000	606
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$355,000	6,580
2005-06-30 (YTD Data)		Rank
Total interest income	$2,900,000	4,603
Total interest expense	$913,000	4,408
Net interest income	$1,987,000	4,639
Provision for loan and lease losses	$691,000	724
Total noninterest income	$707,000	2,749
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$11,000	7,506
Trading account gains and fees	$0	116
Additional Noninterest Income	$696,000	1,756
Total noninterest expense	$1,881,000	4,003
Salaries and employee benefits	$1,088,000	3,841
Premises and equipment expense	$103,000	6,639
Additional noninterest expense	$690,000	3,401
Pre-tax net operating income	$122,000	7,726
Securities gains (losses)	$0	2,146
Applicable income taxes	$45,000	5,608
Income before extraordinary items	$77,000	7,906
Extraordinary gains, net	$0	30
Net income	$77,000	7,905
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$449,000	649
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$77,000	7,865
2005-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	4,736
Total interest expense	$457,000	4,288
Net interest income	$922,000	4,881
Provision for loan and lease losses	$308,000	741
Total noninterest income	$332,000	2,831
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$3,000	7,690
Trading account gains and fees	$0	115
Additional Noninterest Income	$329,000	1,785
Total noninterest expense	$927,000	4,068
Salaries and employee benefits	$521,000	3,971
Premises and equipment expense	$53,000	6,627
Additional noninterest expense	$353,000	3,336
Pre-tax net operating income	$19,000	8,264
Securities gains (losses)	$0	1,685
Applicable income taxes	$7,000	6,248
Income before extraordinary items	$12,000	8,334
Extraordinary gains, net	$0	24
Net income	$12,000	8,333
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$394,000	416
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$12,000	8,306
2004-12-31 (YTD Data)		Rank
Total interest income	$5,667,000	4,440
Total interest expense	$1,824,000	3,934
Net interest income	$3,843,000	4,612
Provision for loan and lease losses	$1,402,000	766
Total noninterest income	$1,931,000	2,251
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$16,000	7,711
Trading account gains and fees	$0	138
Additional Noninterest Income	$1,915,000	1,364
Total noninterest expense	$3,491,000	4,187
Salaries and employee benefits	$2,350,000	3,518
Premises and equipment expense	$171,000	7,088
Additional noninterest expense	$970,000	4,456
Pre-tax net operating income	$881,000	5,546
Securities gains (losses)	$0	3,819
Applicable income taxes	$329,000	4,038
Income before extraordinary items	$552,000	6,149
Extraordinary gains, net	$0	34
Net income	$552,000	6,153
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$150,000	3,031
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$552,000	6,077
2004-09-30 (YTD Data)		Rank
Total interest income	$4,163,000	4,487
Total interest expense	$1,332,000	3,979
Net interest income	$2,831,000	4,668
Provision for loan and lease losses	$843,000	910
Total noninterest income	$1,403,000	2,315
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$13,000	7,737
Trading account gains and fees	$0	134
Additional Noninterest Income	$1,390,000	1,411
Total noninterest expense	$2,514,000	4,280
Salaries and employee benefits	$1,738,000	3,528
Premises and equipment expense	$134,000	6,969
Additional noninterest expense	$642,000	4,830
Pre-tax net operating income	$877,000	4,959
Securities gains (losses)	$0	3,710
Applicable income taxes	$306,000	3,764
Income before extraordinary items	$571,000	5,490
Extraordinary gains, net	$0	26
Net income	$571,000	5,490
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$65,000	3,451
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$571,000	5,422
2004-06-30 (YTD Data)		Rank
Total interest income	$2,772,000	4,487
Total interest expense	$850,000	4,098
Net interest income	$1,922,000	4,592
Provision for loan and lease losses	$380,000	1,283
Total noninterest income	$843,000	2,499
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$10,000	7,758
Trading account gains and fees	$0	130
Additional Noninterest Income	$833,000	1,509
Total noninterest expense	$1,646,000	4,366
Salaries and employee benefits	$1,182,000	3,497
Premises and equipment expense	$86,000	7,074
Additional noninterest expense	$378,000	5,262
Pre-tax net operating income	$739,000	4,324
Securities gains (losses)	$0	3,413
Applicable income taxes	$260,000	3,323
Income before extraordinary items	$479,000	4,845
Extraordinary gains, net	$0	21
Net income	$479,000	4,846
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$39,000	3,344
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$479,000	4,761
2004-03-31 (YTD Data)		Rank
Total interest income	$1,320,000	4,671
Total interest expense	$416,000	4,209
Net interest income	$904,000	4,812
Provision for loan and lease losses	$205,000	1,133
Total noninterest income	$486,000	2,198
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$3,000	7,856
Trading account gains and fees	$0	121
Additional Noninterest Income	$483,000	1,324
Total noninterest expense	$870,000	4,199
Salaries and employee benefits	$628,000	3,334
Premises and equipment expense	$45,000	7,009
Additional noninterest expense	$197,000	5,125
Pre-tax net operating income	$315,000	4,704
Securities gains (losses)	$0	2,934
Applicable income taxes	$104,000	3,719
Income before extraordinary items	$211,000	5,200
Extraordinary gains, net	$0	16
Net income	$211,000	5,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$211,000	5,081
2003-12-31 (YTD Data)		Rank
Total interest income	$4,235,000	5,440
Total interest expense	$1,222,000	5,505
Net interest income	$3,013,000	5,293
Provision for loan and lease losses	$318,000	3,034
Total noninterest income	$1,451,000	2,912
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$9,000	7,947
Trading account gains and fees	$0	160
Additional Noninterest Income	$1,442,000	1,873
Total noninterest expense	$2,680,000	4,967
Salaries and employee benefits	$2,055,000	3,836
Premises and equipment expense	$158,000	7,289
Additional noninterest expense	$467,000	6,742
Pre-tax net operating income	$1,466,000	4,180
Securities gains (losses)	$0	4,500
Applicable income taxes	$549,000	3,222
Income before extraordinary items	$917,000	4,884
Extraordinary gains, net	$0	54
Net income	$917,000	4,885
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	5,344
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$917,000	4,724
2003-09-30 (YTD Data)		Rank
Total interest income	$3,021,000	5,686
Total interest expense	$851,000	5,899
Net interest income	$2,170,000	5,447
Provision for loan and lease losses	$215,000	3,219
Total noninterest income	$994,000	3,156
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$6,000	8,015
Trading account gains and fees	$0	153
Additional Noninterest Income	$988,000	2,066
Total noninterest expense	$1,964,000	5,047
Salaries and employee benefits	$1,496,000	3,925
Premises and equipment expense	$123,000	7,226
Additional noninterest expense	$345,000	6,756
Pre-tax net operating income	$985,000	4,582
Securities gains (losses)	$0	4,204
Applicable income taxes	$359,000	3,596
Income before extraordinary items	$626,000	5,290
Extraordinary gains, net	$0	40
Net income	$626,000	5,289
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,569
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$626,000	5,106
2003-06-30 (YTD Data)		Rank
Total interest income	$1,821,000	6,032
Total interest expense	$549,000	6,112
Net interest income	$1,272,000	5,871
Provision for loan and lease losses	$158,000	2,928
Total noninterest income	$540,000	3,584
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$2,000	8,080
Trading account gains and fees	$0	150
Additional Noninterest Income	$538,000	2,344
Total noninterest expense	$1,277,000	5,127
Salaries and employee benefits	$960,000	4,042
Premises and equipment expense	$84,000	7,192
Additional noninterest expense	$233,000	6,732
Pre-tax net operating income	$377,000	6,006
Securities gains (losses)	$0	3,782
Applicable income taxes	$149,000	4,503
Income before extraordinary items	$228,000	6,718
Extraordinary gains, net	$0	30
Net income	$228,000	6,721
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$228,000	6,514
2003-03-31 (YTD Data)		Rank
Total interest income	$819,000	6,382
Total interest expense	$260,000	6,376
Net interest income	$559,000	6,291
Provision for loan and lease losses	$70,000	3,059
Total noninterest income	$291,000	3,313
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	8,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$290,000	2,157
Total noninterest expense	$629,000	5,186
Salaries and employee benefits	$446,000	4,270
Premises and equipment expense	$50,000	6,781
Additional noninterest expense	$133,000	6,350
Pre-tax net operating income	$151,000	6,450
Securities gains (losses)	$0	2,891
Applicable income taxes	$73,000	4,528
Income before extraordinary items	$78,000	7,334
Extraordinary gains, net	$0	21
Net income	$78,000	7,335
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$78,000	7,180
2002-12-31 (YTD Data)		Rank
Total interest income	$2,366,000	7,471
Total interest expense	$728,000	7,732
Net interest income	$1,638,000	7,207
Provision for loan and lease losses	$237,000	4,013
Total noninterest income	$1,176,000	3,114
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$1,000	8,184
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,175,000	1,961
Total noninterest expense	$2,149,000	5,608
Salaries and employee benefits	$1,523,000	4,642
Premises and equipment expense	$127,000	7,789
Additional noninterest expense	$499,000	6,501
Pre-tax net operating income	$428,000	7,036
Securities gains (losses)	$0	4,537
Applicable income taxes	$29,000	6,866
Income before extraordinary items	$399,000	6,854
Extraordinary gains, net	$0	70
Net income	$399,000	6,853
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$399,000	6,718
2001-12-31 (YTD Data)		Rank
Total interest income	$616,000	9,374
Total interest expense	$151,000	9,431
Net interest income	$465,000	9,235
Provision for loan and lease losses	$111,000	5,423
Total noninterest income	$974,000	3,407
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$0	8,399
Trading account gains and fees	$0	177
Additional Noninterest Income	$974,000	2,077
Total noninterest expense	$1,678,000	6,392
Salaries and employee benefits	$1,154,000	5,469
Premises and equipment expense	$137,000	7,739
Additional noninterest expense	$387,000	7,249
Pre-tax net operating income	$-350,000	9,073
Securities gains (losses)	$0	4,612
Applicable income taxes	$0	7,903
Income before extraordinary items	$-350,000	9,155
Extraordinary gains, net	$0	105
Net income	$-350,000	9,156
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,777
Cash dividends	$0	6,617
Sale, conversion, retirement of capital stock, net	$3,600,000	230
Net operating income	$-350,000	9,108

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.