Cedar Rapids Bank and Trust Company, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$108,113,000506
Total interest expense$40,701,000460
Net interest income$67,412,000531
Provision for loan and lease losses$2,139,000538
Total noninterest income$93,222,000162
Gross Fiduciary activities income$3,593,000311
Service charges on deposit accounts$2,334,000487
Trading account gains and fees$0123
Additional Noninterest Income$87,295,000118
Total noninterest expense$72,017,000412
Salaries and employee benefits$50,662,000321
Premises and equipment expense$5,219,000524
Additional noninterest expense$87,295,000118
Pre-tax net operating income$86,478,000227
Securities gains (losses)$-243,0004,014
Applicable income taxes$13,857,000268
Income before extraordinary items$72,378,000215
Extraordinary gains, net$054
Net income$72,378,000218
Minority interest net income$088
Net income of bank and minority interests.$72,378,000217
Net charge-offs$627,000672
Cash dividends$03,459
Sale, conversion, retirement of capital stock, net$0540
Net operating income$72,582,120225
2023-09-30 (YTD Data)Rank
Total interest income$79,065,000509
Total interest expense$28,811,000450
Net interest income$50,254,000536
Provision for loan and lease losses$2,499,000404
Total noninterest income$58,968,000185
Gross Fiduciary activities income$2,562,000316
Service charges on deposit accounts$1,714,000494
Trading account gains and fees$0125
Additional Noninterest Income$54,692,000140
Total noninterest expense$48,969,000452
Salaries and employee benefits$33,311,000356
Premises and equipment expense$3,895,000532
Additional noninterest expense$54,692,000140
Pre-tax net operating income$57,754,000260
Securities gains (losses)$-217,0004,212
Applicable income taxes$8,611,000325
Income before extraordinary items$48,926,000243
Extraordinary gains, net$052
Net income$48,926,000245
Minority interest net income$081
Net income of bank and minority interests.$48,926,000244
Net charge-offs$620,000519
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$49,110,450245
2023-06-30 (YTD Data)Rank
Total interest income$50,838,000503
Total interest expense$17,437,000439
Net interest income$33,401,000535
Provision for loan and lease losses$1,996,000359
Total noninterest income$43,861,000168
Gross Fiduciary activities income$1,698,000308
Service charges on deposit accounts$1,121,000491
Trading account gains and fees$0112
Additional Noninterest Income$41,042,000126
Total noninterest expense$32,633,000440
Salaries and employee benefits$22,413,000347
Premises and equipment expense$2,581,000523
Additional noninterest expense$41,042,000126
Pre-tax net operating income$42,633,000243
Securities gains (losses)$-217,0004,353
Applicable income taxes$6,664,000298
Income before extraordinary items$35,752,000230
Extraordinary gains, net$051
Net income$35,752,000234
Minority interest net income$081
Net income of bank and minority interests.$35,752,000230
Net charge-offs$641,000382
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$35,934,280232
2023-03-31 (YTD Data)Rank
Total interest income$24,462,000523
Total interest expense$7,284,000453
Net interest income$17,178,000532
Provision for loan and lease losses$1,516,000276
Total noninterest income$18,902,000178
Gross Fiduciary activities income$850,000319
Service charges on deposit accounts$555,000503
Trading account gains and fees$097
Additional Noninterest Income$17,497,000136
Total noninterest expense$15,584,000473
Salaries and employee benefits$10,665,000381
Premises and equipment expense$1,373,000514
Additional noninterest expense$17,497,000136
Pre-tax net operating income$18,980,000265
Securities gains (losses)$-187,0004,424
Applicable income taxes$2,392,000386
Income before extraordinary items$16,401,000246
Extraordinary gains, net$04
Net income$16,401,000246
Minority interest net income$048
Net income of bank and minority interests.$16,401,000246
Net charge-offs$639,000241
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$16,563,690251
2022-12-31 (YTD Data)Rank
Total interest income$75,412,000527
Total interest expense$10,020,000453
Net interest income$65,392,000541
Provision for loan and lease losses$-962,0004,605
Total noninterest income$52,250,000243
Gross Fiduciary activities income$2,975,000347
Service charges on deposit accounts$2,249,000516
Trading account gains and fees$0116
Additional Noninterest Income$47,026,000187
Total noninterest expense$53,847,000514
Salaries and employee benefits$35,324,000437
Premises and equipment expense$5,133,000524
Additional noninterest expense$47,026,000187
Pre-tax net operating income$64,757,000318
Securities gains (losses)$4,000540
Applicable income taxes$11,185,000345
Income before extraordinary items$53,576,000300
Extraordinary gains, net$05
Net income$53,576,000300
Minority interest net income$063
Net income of bank and minority interests.$53,576,000300
Net charge-offs$-64,0004,163
Cash dividends$26,000,000253
Sale, conversion, retirement of capital stock, net$0568
Net operating income$53,572,680307
2022-09-30 (YTD Data)Rank
Total interest income$52,141,000535
Total interest expense$5,564,000426
Net interest income$46,577,000551
Provision for loan and lease losses$-971,0004,649
Total noninterest income$38,620,000247
Gross Fiduciary activities income$2,197,000346
Service charges on deposit accounts$1,663,000525
Trading account gains and fees$0111
Additional Noninterest Income$34,760,000194
Total noninterest expense$39,246,000522
Salaries and employee benefits$25,522,000450
Premises and equipment expense$3,791,000540
Additional noninterest expense$34,760,000194
Pre-tax net operating income$46,922,000326
Securities gains (losses)$-82,0004,180
Applicable income taxes$7,979,000362
Income before extraordinary items$38,861,000308
Extraordinary gains, net$04
Net income$38,861,000308
Minority interest net income$057
Net income of bank and minority interests.$38,861,000308
Net charge-offs$-117,0004,345
Cash dividends$26,000,000198
Sale, conversion, retirement of capital stock, net$0519
Net operating income$38,929,060316
2022-06-30 (YTD Data)Rank
Total interest income$31,909,000549
Total interest expense$2,493,000479
Net interest income$29,416,000554
Provision for loan and lease losses$-936,0004,660
Total noninterest income$25,086,000253
Gross Fiduciary activities income$1,449,000308
Service charges on deposit accounts$1,080,000534
Trading account gains and fees$0108
Additional Noninterest Income$22,557,000205
Total noninterest expense$25,974,000518
Salaries and employee benefits$16,904,000439
Premises and equipment expense$2,539,000533
Additional noninterest expense$6,531,000612
Pre-tax net operating income$29,464,000326
Securities gains (losses)$-68,0004,297
Applicable income taxes$5,011,000359
Income before extraordinary items$24,385,000310
Extraordinary gains, net$04
Net income$24,385,000310
Minority interest net income$060
Net income of bank and minority interests.$24,385,000310
Net charge-offs$-131,0004,457
Cash dividends$26,000,000155
Sale, conversion, retirement of capital stock, net$0494
Net operating income$24,441,440321
2022-03-31 (YTD Data)Rank
Total interest income$15,241,000558
Total interest expense$919,000606
Net interest income$14,322,000553
Provision for loan and lease losses$-770,0004,666
Total noninterest income$10,079,000300
Gross Fiduciary activities income$770,000306
Service charges on deposit accounts$508,000557
Trading account gains and fees$0103
Additional Noninterest Income$8,801,000262
Total noninterest expense$11,746,000562
Salaries and employee benefits$7,644,000488
Premises and equipment expense$1,221,000565
Additional noninterest expense$2,881,000672
Pre-tax net operating income$13,425,000340
Securities gains (losses)$-99,0004,531
Applicable income taxes$2,197,000386
Income before extraordinary items$11,129,000323
Extraordinary gains, net$04
Net income$11,129,000323
Minority interest net income$050
Net income of bank and minority interests.$11,129,000323
Net charge-offs$-125,0004,606
Cash dividends$20,000,000111
Sale, conversion, retirement of capital stock, net$0453
Net operating income$11,212,160325
2021-12-31 (YTD Data)Rank
Total interest income$61,089,000564
Total interest expense$3,737,000725
Net interest income$57,352,000554
Provision for loan and lease losses$-697,0004,477
Total noninterest income$68,692,000229
Gross Fiduciary activities income$3,134,000297
Service charges on deposit accounts$1,977,000545
Trading account gains and fees$0132
Additional Noninterest Income$63,581,000190
Total noninterest expense$56,076,000473
Salaries and employee benefits$39,029,000390
Premises and equipment expense$4,711,000562
Additional noninterest expense$12,336,000645
Pre-tax net operating income$70,665,000293
Securities gains (losses)$-96,0004,647
Applicable income taxes$15,158,000294
Income before extraordinary items$55,411,000304
Extraordinary gains, net$010
Net income$55,411,000304
Minority interest net income$074
Net income of bank and minority interests.$55,411,000304
Net charge-offs$1,517,000336
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$55,486,840294
2021-09-30 (YTD Data)Rank
Total interest income$45,167,000580
Total interest expense$2,772,000789
Net interest income$42,395,000569
Provision for loan and lease losses$760,000574
Total noninterest income$54,011,000221
Gross Fiduciary activities income$2,331,000297
Service charges on deposit accounts$1,430,000558
Trading account gains and fees$0132
Additional Noninterest Income$50,250,000189
Total noninterest expense$42,024,000471
Salaries and employee benefits$29,720,000391
Premises and equipment expense$3,574,000560
Additional noninterest expense$8,730,000677
Pre-tax net operating income$53,622,000298
Securities gains (losses)$-96,0004,793
Applicable income taxes$11,256,000305
Income before extraordinary items$42,270,000306
Extraordinary gains, net$08
Net income$42,270,000306
Minority interest net income$069
Net income of bank and minority interests.$42,270,000306
Net charge-offs$1,504,000274
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$42,345,840297
2021-06-30 (YTD Data)Rank
Total interest income$29,443,000591
Total interest expense$1,831,000833
Net interest income$27,612,000572
Provision for loan and lease losses$1,493,000208
Total noninterest income$27,501,000267
Gross Fiduciary activities income$1,535,000296
Service charges on deposit accounts$929,000556
Trading account gains and fees$0133
Additional Noninterest Income$25,037,000223
Total noninterest expense$25,406,000521
Salaries and employee benefits$17,397,000438
Premises and equipment expense$2,299,000582
Additional noninterest expense$5,710,000678
Pre-tax net operating income$28,214,000357
Securities gains (losses)$-88,0004,850
Applicable income taxes$5,585,000373
Income before extraordinary items$22,541,000361
Extraordinary gains, net$06
Net income$22,541,000360
Minority interest net income$067
Net income of bank and minority interests.$22,541,000361
Net charge-offs$1,554,000216
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$22,611,400352
2021-03-31 (YTD Data)Rank
Total interest income$14,567,000591
Total interest expense$961,000842
Net interest income$13,606,000576
Provision for loan and lease losses$2,184,00083
Total noninterest income$15,791,000248
Gross Fiduciary activities income$750,000295
Service charges on deposit accounts$453,000560
Trading account gains and fees$0127
Additional Noninterest Income$14,588,000206
Total noninterest expense$13,034,000505
Salaries and employee benefits$9,218,000414
Premises and equipment expense$1,166,000580
Additional noninterest expense$2,650,000717
Pre-tax net operating income$14,179,000354
Securities gains (losses)$01,392
Applicable income taxes$2,783,000376
Income before extraordinary items$11,396,000364
Extraordinary gains, net$03
Net income$11,396,000361
Minority interest net income$055
Net income of bank and minority interests.$11,396,000364
Net charge-offs$-113,0004,787
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$11,396,000357
2020-12-31 (YTD Data)Rank
Total interest income$61,564,000561
Total interest expense$8,707,000561
Net interest income$52,857,000556
Provision for loan and lease losses$19,438,000228
Total noninterest income$62,679,000232
Gross Fiduciary activities income$2,694,000300
Service charges on deposit accounts$1,882,000553
Trading account gains and fees$0133
Additional Noninterest Income$58,103,000202
Total noninterest expense$55,312,000467
Salaries and employee benefits$37,784,000390
Premises and equipment expense$4,508,000576
Additional noninterest expense$13,020,000585
Pre-tax net operating income$40,786,000346
Securities gains (losses)$1,178,000329
Applicable income taxes$8,074,000354
Income before extraordinary items$33,890,000342
Extraordinary gains, net$04
Net income$33,890,000341
Minority interest net income$072
Net income of bank and minority interests.$33,890,000342
Net charge-offs$804,000740
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$32,935,820346
2020-09-30 (YTD Data)Rank
Total interest income$45,986,000560
Total interest expense$6,907,000566
Net interest income$39,079,000555
Provision for loan and lease losses$18,288,000220
Total noninterest income$55,375,000208
Gross Fiduciary activities income$1,990,000301
Service charges on deposit accounts$1,719,000467
Trading account gains and fees$0125
Additional Noninterest Income$51,666,000172
Total noninterest expense$37,608,000499
Salaries and employee benefits$26,508,000403
Premises and equipment expense$3,028,000639
Additional noninterest expense$8,072,000678
Pre-tax net operating income$38,558,000267
Securities gains (losses)$560,000459
Applicable income taxes$8,177,000263
Income before extraordinary items$30,941,000271
Extraordinary gains, net$04
Net income$30,941,000269
Minority interest net income$065
Net income of bank and minority interests.$30,941,000271
Net charge-offs$823,000559
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$30,498,600267
2020-06-30 (YTD Data)Rank
Total interest income$29,966,000581
Total interest expense$5,537,000528
Net interest income$24,429,000584
Provision for loan and lease losses$9,410,000270
Total noninterest income$28,194,000231
Gross Fiduciary activities income$1,320,000300
Service charges on deposit accounts$921,000554
Trading account gains and fees$0123
Additional Noninterest Income$25,953,000195
Total noninterest expense$21,312,000578
Salaries and employee benefits$14,370,000475
Premises and equipment expense$2,025,000636
Additional noninterest expense$4,917,000729
Pre-tax net operating income$21,901,000266
Securities gains (losses)$02,249
Applicable income taxes$4,397,000277
Income before extraordinary items$17,504,000276
Extraordinary gains, net$04
Net income$17,504,000275
Minority interest net income$065
Net income of bank and minority interests.$17,504,000276
Net charge-offs$449,000637
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$17,504,000267
2020-03-31 (YTD Data)Rank
Total interest income$14,981,000580
Total interest expense$3,599,000470
Net interest income$11,382,000623
Provision for loan and lease losses$2,250,000374
Total noninterest income$7,898,000306
Gross Fiduciary activities income$644,000305
Service charges on deposit accounts$479,000630
Trading account gains and fees$0106
Additional Noninterest Income$6,775,000255
Total noninterest expense$9,125,000669
Salaries and employee benefits$5,609,000618
Premises and equipment expense$1,151,000569
Additional noninterest expense$2,365,000763
Pre-tax net operating income$7,905,000324
Securities gains (losses)$01,705
Applicable income taxes$1,444,000340
Income before extraordinary items$6,461,000324
Extraordinary gains, net$04
Net income$6,461,000323
Minority interest net income$056
Net income of bank and minority interests.$6,461,000324
Net charge-offs$-6,0004,282
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$6,461,000319
2019-12-31 (YTD Data)Rank
Total interest income$62,065,000565
Total interest expense$17,764,000426
Net interest income$44,301,000626
Provision for loan and lease losses$1,080,000865
Total noninterest income$34,567,000296
Gross Fiduciary activities income$2,578,000305
Service charges on deposit accounts$2,031,000619
Trading account gains and fees$0135
Additional Noninterest Income$29,958,000247
Total noninterest expense$42,661,000552
Salaries and employee benefits$27,905,000467
Premises and equipment expense$4,292,000592
Additional noninterest expense$10,464,000679
Pre-tax net operating income$35,127,000397
Securities gains (losses)$-43,0004,994
Applicable income taxes$7,367,000388
Income before extraordinary items$27,717,000411
Extraordinary gains, net$011
Net income$27,717,000411
Minority interest net income$076
Net income of bank and minority interests.$27,717,000411
Net charge-offs$20,0003,121
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$27,750,970405
2019-09-30 (YTD Data)Rank
Total interest income$46,399,000571
Total interest expense$13,728,000426
Net interest income$32,671,000635
Provision for loan and lease losses$875,000772
Total noninterest income$24,724,000306
Gross Fiduciary activities income$1,904,000306
Service charges on deposit accounts$1,497,000627
Trading account gains and fees$0129
Additional Noninterest Income$21,323,000248
Total noninterest expense$30,597,000573
Salaries and employee benefits$20,229,000479
Premises and equipment expense$3,182,000598
Additional noninterest expense$7,186,000735
Pre-tax net operating income$25,923,000408
Securities gains (losses)$-43,0005,084
Applicable income taxes$5,415,000395
Income before extraordinary items$20,465,000425
Extraordinary gains, net$011
Net income$20,465,000424
Minority interest net income$072
Net income of bank and minority interests.$20,465,000425
Net charge-offs$-203,0005,077
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$20,498,970420
2019-06-30 (YTD Data)Rank
Total interest income$30,121,000578
Total interest expense$8,928,000434
Net interest income$21,193,000655
Provision for loan and lease losses$725,000635
Total noninterest income$14,408,000322
Gross Fiduciary activities income$1,278,000307
Service charges on deposit accounts$964,000642
Trading account gains and fees$0131
Additional Noninterest Income$12,166,000272
Total noninterest expense$19,267,000605
Salaries and employee benefits$12,540,000517
Premises and equipment expense$2,104,000607
Additional noninterest expense$4,623,000762
Pre-tax net operating income$15,609,000427
Securities gains (losses)$01,702
Applicable income taxes$3,211,000420
Income before extraordinary items$12,398,000449
Extraordinary gains, net$011
Net income$12,398,000449
Minority interest net income$069
Net income of bank and minority interests.$12,398,000449
Net charge-offs$-117,0005,079
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$12,398,000439
2019-03-31 (YTD Data)Rank
Total interest income$14,699,000587
Total interest expense$4,292,000441
Net interest income$10,407,000663
Provision for loan and lease losses$425,000530
Total noninterest income$5,434,000375
Gross Fiduciary activities income$663,000300
Service charges on deposit accounts$474,000646
Trading account gains and fees$0126
Additional Noninterest Income$4,297,000322
Total noninterest expense$8,810,000668
Salaries and employee benefits$5,550,000592
Premises and equipment expense$1,065,000600
Additional noninterest expense$2,195,000780
Pre-tax net operating income$6,606,000483
Securities gains (losses)$01,087
Applicable income taxes$1,289,000496
Income before extraordinary items$5,317,000500
Extraordinary gains, net$05
Net income$5,317,000499
Minority interest net income$052
Net income of bank and minority interests.$5,317,000499
Net charge-offs$-88,0005,176
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$5,317,000488
2018-12-31 (YTD Data)Rank
Total interest income$55,500,000580
Total interest expense$12,462,000440
Net interest income$43,038,000639
Provision for loan and lease losses$1,833,000546
Total noninterest income$17,528,000465
Gross Fiduciary activities income$2,377,000314
Service charges on deposit accounts$1,945,000648
Trading account gains and fees$0126
Additional Noninterest Income$13,206,000415
Total noninterest expense$33,027,000695
Salaries and employee benefits$19,394,000645
Premises and equipment expense$3,764,000672
Additional noninterest expense$9,869,000712
Pre-tax net operating income$25,706,000484
Securities gains (losses)$01,125
Applicable income taxes$5,026,000474
Income before extraordinary items$20,680,000500
Extraordinary gains, net$06
Net income$20,680,000499
Minority interest net income$072
Net income of bank and minority interests.$20,680,000499
Net charge-offs$1,414,000450
Cash dividends$14,000,000325
Sale, conversion, retirement of capital stock, net$0671
Net operating income$20,680,000497
2018-09-30 (YTD Data)Rank
Total interest income$41,030,000581
Total interest expense$8,880,000436
Net interest income$32,150,000644
Provision for loan and lease losses$1,682,000440
Total noninterest income$10,675,000536
Gross Fiduciary activities income$1,799,000315
Service charges on deposit accounts$1,448,000649
Trading account gains and fees$0138
Additional Noninterest Income$7,428,000513
Total noninterest expense$23,042,000732
Salaries and employee benefits$13,206,000722
Premises and equipment expense$2,862,000667
Additional noninterest expense$6,974,000735
Pre-tax net operating income$18,101,000513
Securities gains (losses)$01,118
Applicable income taxes$3,457,000511
Income before extraordinary items$14,644,000524
Extraordinary gains, net$05
Net income$14,644,000522
Minority interest net income$066
Net income of bank and minority interests.$14,644,000523
Net charge-offs$346,000906
Cash dividends$10,000,000314
Sale, conversion, retirement of capital stock, net$0633
Net operating income$14,644,000522
2018-06-30 (YTD Data)Rank
Total interest income$26,820,000581
Total interest expense$5,503,000432
Net interest income$21,317,000639
Provision for loan and lease losses$1,230,000407
Total noninterest income$7,281,000527
Gross Fiduciary activities income$1,182,000315
Service charges on deposit accounts$945,000662
Trading account gains and fees$0130
Additional Noninterest Income$5,154,000499
Total noninterest expense$15,474,000729
Salaries and employee benefits$8,944,000715
Premises and equipment expense$1,917,000669
Additional noninterest expense$4,613,000736
Pre-tax net operating income$11,894,000520
Securities gains (losses)$0961
Applicable income taxes$2,278,000518
Income before extraordinary items$9,616,000531
Extraordinary gains, net$06
Net income$9,616,000530
Minority interest net income$065
Net income of bank and minority interests.$9,616,000530
Net charge-offs$-90,0005,175
Cash dividends$6,500,000310
Sale, conversion, retirement of capital stock, net$0620
Net operating income$9,616,000530
2018-03-31 (YTD Data)Rank
Total interest income$13,365,000574
Total interest expense$2,529,000432
Net interest income$10,836,000619
Provision for loan and lease losses$602,000395
Total noninterest income$3,380,000549
Gross Fiduciary activities income$591,000319
Service charges on deposit accounts$450,000695
Trading account gains and fees$0123
Additional Noninterest Income$2,339,000518
Total noninterest expense$7,757,000730
Salaries and employee benefits$4,499,000712
Premises and equipment expense$942,000679
Additional noninterest expense$2,316,000724
Pre-tax net operating income$5,857,000517
Securities gains (losses)$0735
Applicable income taxes$1,113,000511
Income before extraordinary items$4,744,000519
Extraordinary gains, net$07
Net income$4,744,000519
Minority interest net income$052
Net income of bank and minority interests.$4,744,000519
Net charge-offs$-34,0005,135
Cash dividends$2,000,000411
Sale, conversion, retirement of capital stock, net$0580
Net operating income$4,744,000522
2017-12-31 (YTD Data)Rank
Total interest income$37,481,000763
Total interest expense$6,439,000542
Net interest income$31,042,000811
Provision for loan and lease losses$1,050,000851
Total noninterest income$10,313,000667
Gross Fiduciary activities income$1,642,000374
Service charges on deposit accounts$1,579,000785
Trading account gains and fees$0151
Additional Noninterest Income$7,092,000658
Total noninterest expense$23,049,000933
Salaries and employee benefits$13,217,000915
Premises and equipment expense$2,646,000917
Additional noninterest expense$7,186,000916
Pre-tax net operating income$17,256,000615
Securities gains (losses)$38,0001,020
Applicable income taxes$6,151,000581
Income before extraordinary items$11,143,000676
Extraordinary gains, net$09
Net income$11,143,000676
Minority interest net income$076
Net income of bank and minority interests.$11,143,000676
Net charge-offs$56,0002,895
Cash dividends$3,000,0001,019
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,118,680673
2017-09-30 (YTD Data)Rank
Total interest income$26,610,000802
Total interest expense$4,501,000566
Net interest income$22,109,000854
Provision for loan and lease losses$750,000870
Total noninterest income$6,555,000773
Gross Fiduciary activities income$1,156,000383
Service charges on deposit accounts$1,176,000792
Trading account gains and feesNANA
Additional Noninterest Income$4,223,000765
Total noninterest expense$16,080,000999
Salaries and employee benefits$9,248,000973
Premises and equipment expense$1,809,000992
Additional noninterest expense$5,023,000970
Pre-tax net operating income$11,834,000669
Securities gains (losses)$38,0001,005
Applicable income taxes$2,714,000745
Income before extraordinary items$9,158,000683
Extraordinary gains, net$09
Net income$9,158,000683
Minority interest net income$071
Net income of bank and minority interests.$9,158,000683
Net charge-offs$-40,0005,117
Cash dividends$3,000,000755
Sale, conversion, retirement of capital stock, net$0677
Net operating income$9,128,740667
2017-06-30 (YTD Data)Rank
Total interest income$16,941,000836
Total interest expense$2,735,000604
Net interest income$14,206,000881
Provision for loan and lease losses$550,000796
Total noninterest income$4,672,000730
Gross Fiduciary activities income$759,000388
Service charges on deposit accounts$771,000793
Trading account gains and feesNANA
Additional Noninterest Income$3,142,000711
Total noninterest expense$10,809,000997
Salaries and employee benefits$6,246,000969
Premises and equipment expense$1,255,000963
Additional noninterest expense$3,308,000982
Pre-tax net operating income$7,519,000680
Securities gains (losses)$38,000745
Applicable income taxes$1,665,000759
Income before extraordinary items$5,892,000688
Extraordinary gains, net$011
Net income$5,892,000688
Minority interest net income$071
Net income of bank and minority interests.$5,892,000688
Net charge-offs$-31,0005,142
Cash dividends$3,000,000535
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,862,360675
2017-03-31 (YTD Data)Rank
Total interest income$8,251,000852
Total interest expense$1,279,000614
Net interest income$6,972,000894
Provision for loan and lease losses$250,000786
Total noninterest income$2,722,000640
Gross Fiduciary activities income$373,000391
Service charges on deposit accounts$381,000803
Trading account gains and feesNANA
Additional Noninterest Income$1,968,000598
Total noninterest expense$5,556,000975
Salaries and employee benefits$3,347,000913
Premises and equipment expense$587,0001,026
Additional noninterest expense$1,622,000993
Pre-tax net operating income$3,888,000645
Securities gains (losses)$01,153
Applicable income taxes$922,000697
Income before extraordinary items$2,966,000670
Extraordinary gains, net$08
Net income$2,966,000670
Minority interest net income$055
Net income of bank and minority interests.$2,966,000670
Net charge-offs$-26,0005,346
Cash dividends$2,000,000391
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,966,000660
2016-12-31 (YTD Data)Rank
Total interest income$33,697,000803
Total interest expense$4,492,000659
Net interest income$29,205,000816
Provision for loan and lease losses$950,000944
Total noninterest income$10,051,000693
Gross Fiduciary activities income$1,427,000393
Service charges on deposit accounts$1,637,000771
Trading account gains and fees$1,130,00077
Additional Noninterest Income$5,857,000742
Total noninterest expense$21,648,000986
Salaries and employee benefits$12,717,000943
Premises and equipment expense$2,150,0001,105
Additional noninterest expense$6,781,000965
Pre-tax net operating income$16,658,000595
Securities gains (losses)$155,0001,036
Applicable income taxes$4,084,000636
Income before extraordinary items$12,729,000613
Extraordinary gains, net$05
Net income$12,729,000612
Minority interest net income$082
Net income of bank and minority interests.$12,729,000612
Net charge-offs$-37,0005,290
Cash dividends$12,500,000309
Sale, conversion, retirement of capital stock, net$0759
Net operating income$12,611,200603
2016-09-30 (YTD Data)Rank
Total interest income$25,056,000804
Total interest expense$3,301,000671
Net interest income$21,755,000811
Provision for loan and lease losses$700,000907
Total noninterest income$7,743,000678
Gross Fiduciary activities income$1,073,000393
Service charges on deposit accounts$1,238,000773
Trading account gains and fees$797,00080
Additional Noninterest Income$4,635,000727
Total noninterest expense$16,115,000986
Salaries and employee benefits$9,355,000949
Premises and equipment expense$1,605,0001,110
Additional noninterest expense$5,155,000957
Pre-tax net operating income$12,683,000593
Securities gains (losses)$155,000955
Applicable income taxes$3,162,000630
Income before extraordinary items$9,676,000611
Extraordinary gains, net$05
Net income$9,676,000611
Minority interest net income$071
Net income of bank and minority interests.$9,676,000611
Net charge-offs$-103,0005,581
Cash dividends$11,500,000250
Sale, conversion, retirement of capital stock, net$0719
Net operating income$9,559,750599
2016-06-30 (YTD Data)Rank
Total interest income$16,342,000822
Total interest expense$2,181,000675
Net interest income$14,161,000827
Provision for loan and lease losses$700,000651
Total noninterest income$5,870,000610
Gross Fiduciary activities income$718,000395
Service charges on deposit accounts$800,000786
Trading account gains and fees$797,00066
Additional Noninterest Income$3,555,000649
Total noninterest expense$11,111,000951
Salaries and employee benefits$6,415,000929
Premises and equipment expense$1,081,0001,099
Additional noninterest expense$3,615,000918
Pre-tax net operating income$8,220,000596
Securities gains (losses)$155,000715
Applicable income taxes$2,077,000633
Income before extraordinary items$6,298,000614
Extraordinary gains, net$016
Net income$6,298,000612
Minority interest net income$071
Net income of bank and minority interests.$6,298,000613
Net charge-offs$-75,0005,623
Cash dividends$2,000,000749
Sale, conversion, retirement of capital stock, net$0705
Net operating income$6,181,750606
2016-03-31 (YTD Data)Rank
Total interest income$8,104,000827
Total interest expense$1,079,000680
Net interest income$7,025,000834
Provision for loan and lease losses$550,000430
Total noninterest income$3,147,000556
Gross Fiduciary activities income$369,000388
Service charges on deposit accounts$394,000788
Trading account gains and fees$767,00057
Additional Noninterest Income$1,617,000672
Total noninterest expense$5,720,000921
Salaries and employee benefits$3,155,000943
Premises and equipment expense$526,0001,135
Additional noninterest expense$2,039,000802
Pre-tax net operating income$3,902,000600
Securities gains (losses)$137,000400
Applicable income taxes$987,000648
Income before extraordinary items$3,052,000605
Extraordinary gains, net$012
Net income$3,052,000602
Minority interest net income$062
Net income of bank and minority interests.$3,052,000605
Net charge-offs$03,094
Cash dividends$2,000,000420
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,947,880611
2015-12-31 (YTD Data)Rank
Total interest income$31,577,000815
Total interest expense$4,941,000566
Net interest income$26,636,000855
Provision for loan and lease losses$1,750,000509
Total noninterest income$8,722,000754
Gross Fiduciary activities income$1,457,000395
Service charges on deposit accounts$1,624,000793
Trading account gains and fees$752,00082
Additional Noninterest Income$4,889,000830
Total noninterest expense$24,192,000857
Salaries and employee benefits$12,369,000923
Premises and equipment expense$2,034,0001,159
Additional noninterest expense$9,789,000688
Pre-tax net operating income$9,416,000936
Securities gains (losses)$56,0001,567
Applicable income taxes$1,364,0001,304
Income before extraordinary items$8,108,000874
Extraordinary gains, net$023
Net income$8,108,000875
Minority interest net income$081
Net income of bank and minority interests.$8,108,000874
Net charge-offs$-271,0005,912
Cash dividends$4,850,000687
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,059,840868
2015-09-30 (YTD Data)Rank
Total interest income$23,625,000815
Total interest expense$3,787,000547
Net interest income$19,838,000865
Provision for loan and lease losses$1,650,000389
Total noninterest income$6,647,000748
Gross Fiduciary activities income$1,132,000390
Service charges on deposit accounts$1,199,000808
Trading account gains and fees$658,00080
Additional Noninterest Income$3,658,000845
Total noninterest expense$19,534,000800
Salaries and employee benefits$8,976,000950
Premises and equipment expense$1,840,000993
Additional noninterest expense$8,718,000580
Pre-tax net operating income$5,301,0001,206
Securities gains (losses)$56,0001,395
Applicable income taxes$385,0002,241
Income before extraordinary items$4,972,0001,075
Extraordinary gains, net$021
Net income$4,972,0001,073
Minority interest net income$078
Net income of bank and minority interests.$4,972,0001,075
Net charge-offs$-310,0006,037
Cash dividends$4,000,000564
Sale, conversion, retirement of capital stock, net$0773
Net operating income$4,919,9201,061
2015-06-30 (YTD Data)Rank
Total interest income$15,576,000823
Total interest expense$2,696,000514
Net interest income$12,880,000883
Provision for loan and lease losses$1,100,000394
Total noninterest income$3,762,000861
Gross Fiduciary activities income$772,000389
Service charges on deposit accounts$769,000830
Trading account gains and fees$658,00079
Additional Noninterest Income$1,563,0001,151
Total noninterest expense$14,306,000729
Salaries and employee benefits$5,876,000966
Premises and equipment expense$1,254,000982
Additional noninterest expense$7,176,000485
Pre-tax net operating income$1,236,0002,684
Securities gains (losses)$56,0001,170
Applicable income taxes$-663,0006,312
Income before extraordinary items$1,955,0001,641
Extraordinary gains, net$022
Net income$1,955,0001,644
Minority interest net income$075
Net income of bank and minority interests.$1,955,0001,644
Net charge-offs$-345,0006,161
Cash dividends$2,500,000589
Sale, conversion, retirement of capital stock, net$0751
Net operating income$1,899,0001,637
2015-03-31 (YTD Data)Rank
Total interest income$7,793,000820
Total interest expense$1,435,000473
Net interest income$6,358,000884
Provision for loan and lease losses$600,000341
Total noninterest income$2,204,000734
Gross Fiduciary activities income$384,000392
Service charges on deposit accounts$369,000838
Trading account gains and fees$658,00063
Additional Noninterest Income$793,0001,100
Total noninterest expense$5,416,000957
Salaries and employee benefits$3,023,000943
Premises and equipment expense$633,000976
Additional noninterest expense$1,760,000903
Pre-tax net operating income$2,546,000849
Securities gains (losses)$56,000801
Applicable income taxes$434,0001,119
Income before extraordinary items$2,168,000808
Extraordinary gains, net$013
Net income$2,168,000806
Minority interest net income$064
Net income of bank and minority interests.$2,168,000808
Net charge-offs$26,0001,976
Cash dividends$1,000,000643
Sale, conversion, retirement of capital stock, net$0697
Net operating income$2,121,520798
2014-12-31 (YTD Data)Rank
Total interest income$30,035,000836
Total interest expense$5,818,000479
Net interest income$24,217,000908
Provision for loan and lease losses$1,856,000504
Total noninterest income$8,021,000770
Gross Fiduciary activities income$1,574,000381
Service charges on deposit accounts$1,645,000815
Trading account gains and fees$155,000124
Additional Noninterest Income$4,647,000804
Total noninterest expense$21,048,000962
Salaries and employee benefits$11,953,000915
Premises and equipment expense$2,614,000930
Additional noninterest expense$6,481,0001,016
Pre-tax net operating income$9,334,000894
Securities gains (losses)$64,0001,567
Applicable income taxes$1,392,0001,258
Income before extraordinary items$8,006,000822
Extraordinary gains, net$017
Net income$8,006,000821
Minority interest net income$084
Net income of bank and minority interests.$8,006,000821
Net charge-offs$2,240,000456
Cash dividends$7,000,000454
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,951,600815
2014-09-30 (YTD Data)Rank
Total interest income$22,169,000855
Total interest expense$4,348,000482
Net interest income$17,821,000934
Provision for loan and lease losses$882,000751
Total noninterest income$5,441,000841
Gross Fiduciary activities income$1,187,000384
Service charges on deposit accounts$1,255,000811
Trading account gains and fees$62,000132
Additional Noninterest Income$2,937,000913
Total noninterest expense$15,514,000979
Salaries and employee benefits$8,826,000928
Premises and equipment expense$1,964,000929
Additional noninterest expense$4,724,0001,040
Pre-tax net operating income$6,866,000922
Securities gains (losses)$12,0002,252
Applicable income taxes$974,0001,335
Income before extraordinary items$5,904,000841
Extraordinary gains, net$015
Net income$5,904,000840
Minority interest net income$081
Net income of bank and minority interests.$5,904,000840
Net charge-offs$682,000910
Cash dividends$6,000,000371
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,893,680825
2014-06-30 (YTD Data)Rank
Total interest income$14,495,000861
Total interest expense$2,854,000492
Net interest income$11,641,000943
Provision for loan and lease losses$550,000770
Total noninterest income$3,713,000804
Gross Fiduciary activities income$802,000378
Service charges on deposit accounts$826,000812
Trading account gains and fees$62,000132
Additional Noninterest Income$2,023,000882
Total noninterest expense$10,359,000968
Salaries and employee benefits$5,896,000923
Premises and equipment expense$1,325,000931
Additional noninterest expense$3,138,0001,034
Pre-tax net operating income$4,445,000924
Securities gains (losses)$02,580
Applicable income taxes$516,0001,513
Income before extraordinary items$3,929,000831
Extraordinary gains, net$020
Net income$3,929,000831
Minority interest net income$080
Net income of bank and minority interests.$3,929,000831
Net charge-offs$-1,0005,059
Cash dividends$4,500,000343
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,929,000812
2014-03-31 (YTD Data)Rank
Total interest income$7,314,000856
Total interest expense$1,412,000500
Net interest income$5,902,000934
Provision for loan and lease losses$300,000685
Total noninterest income$1,590,000867
Gross Fiduciary activities income$408,000370
Service charges on deposit accounts$399,000814
Trading account gains and fees$62,000108
Additional Noninterest Income$721,0001,100
Total noninterest expense$5,143,000993
Salaries and employee benefits$2,954,000935
Premises and equipment expense$683,000923
Additional noninterest expense$1,506,0001,072
Pre-tax net operating income$2,049,000955
Securities gains (losses)$01,715
Applicable income taxes$-8,0006,443
Income before extraordinary items$2,057,000759
Extraordinary gains, net$016
Net income$2,057,000760
Minority interest net income$066
Net income of bank and minority interests.$2,057,000760
Net charge-offs$-120,0006,505
Cash dividends$1,000,000600
Sale, conversion, retirement of capital stock, net$0747
Net operating income$2,057,000742
2013-12-31 (YTD Data)Rank
Total interest income$23,105,0001,105
Total interest expense$5,642,000571
Net interest income$17,463,0001,263
Provision for loan and lease losses$836,0001,281
Total noninterest income$6,430,000948
Gross Fiduciary activities income$701,000534
Service charges on deposit accounts$1,440,000960
Trading account gains and fees$105,000140
Additional Noninterest Income$4,184,000915
Total noninterest expense$14,297,0001,386
Salaries and employee benefits$8,240,0001,291
Premises and equipment expense$1,573,0001,516
Additional noninterest expense$4,484,0001,476
Pre-tax net operating income$8,760,000881
Securities gains (losses)$-1,0006,053
Applicable income taxes$2,023,000896
Income before extraordinary items$6,736,000925
Extraordinary gains, net$029
Net income$6,736,000926
Minority interest net income$090
Net income of bank and minority interests.$6,736,000927
Net charge-offs$807,0001,478
Cash dividends$4,000,000686
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,736,770901
2013-09-30 (YTD Data)Rank
Total interest income$16,112,0001,193
Total interest expense$4,215,000583
Net interest income$11,897,0001,366
Provision for loan and lease losses$400,0001,764
Total noninterest income$4,767,000970
Gross Fiduciary activities income$372,000606
Service charges on deposit accounts$1,026,0001,009
Trading account gains and fees$51,000144
Additional Noninterest Income$3,318,000913
Total noninterest expense$9,541,0001,524
Salaries and employee benefits$5,692,0001,388
Premises and equipment expense$1,067,0001,670
Additional noninterest expense$2,782,0001,705
Pre-tax net operating income$6,723,000878
Securities gains (losses)$-1,0006,307
Applicable income taxes$1,627,000874
Income before extraordinary items$5,095,000918
Extraordinary gains, net$025
Net income$5,095,000920
Minority interest net income$084
Net income of bank and minority interests.$5,095,000920
Net charge-offs$93,0003,327
Cash dividends$3,000,000641
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,095,760898
2013-06-30 (YTD Data)Rank
Total interest income$10,628,0001,199
Total interest expense$2,831,000595
Net interest income$7,797,0001,374
Provision for loan and lease losses$400,0001,362
Total noninterest income$3,340,000937
Gross Fiduciary activities income$245,000610
Service charges on deposit accounts$673,0001,005
Trading account gains and fees$7,000146
Additional Noninterest Income$2,415,000858
Total noninterest expense$6,168,0001,565
Salaries and employee benefits$3,665,0001,439
Premises and equipment expense$710,0001,666
Additional noninterest expense$1,793,0001,760
Pre-tax net operating income$4,569,000839
Securities gains (losses)$02,791
Applicable income taxes$1,134,000846
Income before extraordinary items$3,435,000897
Extraordinary gains, net$022
Net income$3,435,000897
Minority interest net income$082
Net income of bank and minority interests.$3,435,000899
Net charge-offs$300,0001,690
Cash dividends$3,000,000448
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,435,000864
2013-03-31 (YTD Data)Rank
Total interest income$5,271,0001,217
Total interest expense$1,426,000614
Net interest income$3,845,0001,396
Provision for loan and lease losses$300,000980
Total noninterest income$1,935,000842
Gross Fiduciary activities income$121,000626
Service charges on deposit accounts$329,0001,019
Trading account gains and fees$7,000132
Additional Noninterest Income$1,478,000760
Total noninterest expense$3,118,0001,569
Salaries and employee benefits$1,882,0001,413
Premises and equipment expense$361,0001,675
Additional noninterest expense$875,0001,810
Pre-tax net operating income$2,362,000796
Securities gains (losses)$01,966
Applicable income taxes$599,000780
Income before extraordinary items$1,763,000867
Extraordinary gains, net$010
Net income$1,763,000868
Minority interest net income$076
Net income of bank and minority interests.$1,763,000869
Net charge-offs$-57,0006,741
Cash dividends$1,000,000526
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,763,000827
2012-12-31 (YTD Data)Rank
Total interest income$22,109,0001,205
Total interest expense$6,392,000666
Net interest income$15,717,0001,392
Provision for loan and lease losses$1,275,0001,488
Total noninterest income$5,540,0001,069
Gross Fiduciary activities income$418,000644
Service charges on deposit accounts$1,319,0001,080
Trading account gains and fees$616,00077
Additional Noninterest Income$3,187,0001,111
Total noninterest expense$12,188,0001,589
Salaries and employee benefits$7,214,0001,412
Premises and equipment expense$1,330,0001,779
Additional noninterest expense$3,644,0001,808
Pre-tax net operating income$7,794,000906
Securities gains (losses)$03,810
Applicable income taxes$1,913,000913
Income before extraordinary items$5,881,0001,021
Extraordinary gains, net$029
Net income$5,881,0001,021
Minority interest net income$093
Net income of bank and minority interests.$5,881,0001,021
Net charge-offs$519,0002,604
Cash dividends$7,000,000420
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$5,881,000972
2012-09-30 (YTD Data)Rank
Total interest income$16,559,0001,230
Total interest expense$4,867,000689
Net interest income$11,692,0001,423
Provision for loan and lease losses$875,0001,611
Total noninterest income$3,970,0001,094
Gross Fiduciary activities income$306,000649
Service charges on deposit accounts$992,0001,082
Trading account gains and fees$300,00087
Additional Noninterest Income$2,372,0001,117
Total noninterest expense$9,100,0001,605
Salaries and employee benefits$5,386,0001,417
Premises and equipment expense$1,003,0001,774
Additional noninterest expense$2,711,0001,826
Pre-tax net operating income$5,687,000954
Securities gains (losses)$03,575
Applicable income taxes$1,403,000957
Income before extraordinary items$4,284,0001,065
Extraordinary gains, net$020
Net income$4,284,0001,065
Minority interest net income$086
Net income of bank and minority interests.$4,284,0001,065
Net charge-offs$593,0001,989
Cash dividends$7,000,000274
Sale, conversion, retirement of capital stock, net$0952
Net operating income$4,284,0001,007
2012-06-30 (YTD Data)Rank
Total interest income$10,988,0001,251
Total interest expense$3,324,000696
Net interest income$7,664,0001,444
Provision for loan and lease losses$575,0001,661
Total noninterest income$2,603,0001,096
Gross Fiduciary activities income$199,000659
Service charges on deposit accounts$657,0001,078
Trading account gains and fees$207,00087
Additional Noninterest Income$1,540,0001,120
Total noninterest expense$6,042,0001,615
Salaries and employee benefits$3,593,0001,429
Premises and equipment expense$675,0001,743
Additional noninterest expense$1,774,0001,873
Pre-tax net operating income$3,650,000976
Securities gains (losses)$03,178
Applicable income taxes$923,000949
Income before extraordinary items$2,727,0001,106
Extraordinary gains, net$019
Net income$2,727,0001,106
Minority interest net income$084
Net income of bank and minority interests.$2,727,0001,106
Net charge-offs$844,0001,289
Cash dividends$6,000,000218
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,727,0001,035
2012-03-31 (YTD Data)Rank
Total interest income$5,463,0001,261
Total interest expense$1,695,000714
Net interest income$3,768,0001,475
Provision for loan and lease losses$350,0001,357
Total noninterest income$1,365,0001,043
Gross Fiduciary activities income$82,000702
Service charges on deposit accounts$321,0001,089
Trading account gains and fees$207,00081
Additional Noninterest Income$755,0001,123
Total noninterest expense$3,075,0001,585
Salaries and employee benefits$1,800,0001,435
Premises and equipment expense$341,0001,736
Additional noninterest expense$934,0001,778
Pre-tax net operating income$1,708,0001,028
Securities gains (losses)$02,210
Applicable income taxes$427,0001,018
Income before extraordinary items$1,281,0001,153
Extraordinary gains, net$019
Net income$1,281,0001,153
Minority interest net income$078
Net income of bank and minority interests.$1,281,0001,153
Net charge-offs$283,0001,544
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,281,0001,089
2011-12-31 (YTD Data)Rank
Total interest income$23,378,0001,222
Total interest expense$7,521,000787
Net interest income$15,857,0001,403
Provision for loan and lease losses$1,655,0001,771
Total noninterest income$5,736,000934
Gross Fiduciary activities income$350,000635
Service charges on deposit accounts$1,325,0001,112
Trading account gains and fees$39,000115
Additional Noninterest Income$4,022,000837
Total noninterest expense$12,640,0001,546
Salaries and employee benefits$7,426,0001,334
Premises and equipment expense$1,019,0002,378
Additional noninterest expense$4,195,0001,631
Pre-tax net operating income$7,298,000827
Securities gains (losses)$03,838
Applicable income taxes$2,098,000753
Income before extraordinary items$5,200,000965
Extraordinary gains, net$029
Net income$5,200,000963
Minority interest net income$096
Net income of bank and minority interests.$5,200,000965
Net charge-offs$3,084,0001,173
Cash dividends$4,250,000489
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$5,200,000935
2011-09-30 (YTD Data)Rank
Total interest income$17,572,0001,238
Total interest expense$5,713,000817
Net interest income$11,859,0001,418
Provision for loan and lease losses$1,035,0001,918
Total noninterest income$4,423,000925
Gross Fiduciary activities income$275,000618
Service charges on deposit accounts$993,0001,122
Trading account gains and fees$-9,0007,366
Additional Noninterest Income$3,164,000801
Total noninterest expense$9,576,0001,531
Salaries and employee benefits$5,622,0001,323
Premises and equipment expense$814,0002,260
Additional noninterest expense$3,140,0001,623
Pre-tax net operating income$5,671,000823
Securities gains (losses)$03,555
Applicable income taxes$1,652,000725
Income before extraordinary items$4,019,000958
Extraordinary gains, net$021
Net income$4,019,000955
Minority interest net income$087
Net income of bank and minority interests.$4,019,000958
Net charge-offs$2,024,0001,214
Cash dividends$2,750,000488
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$4,019,000909
2011-06-30 (YTD Data)Rank
Total interest income$11,788,0001,232
Total interest expense$3,802,000857
Net interest income$7,986,0001,397
Provision for loan and lease losses$785,0001,753
Total noninterest income$2,987,000928
Gross Fiduciary activities income$213,000593
Service charges on deposit accounts$662,0001,113
Trading account gains and fees$0153
Additional Noninterest Income$2,112,000800
Total noninterest expense$6,288,0001,566
Salaries and employee benefits$3,692,0001,354
Premises and equipment expense$596,0002,122
Additional noninterest expense$2,000,0001,717
Pre-tax net operating income$3,900,000789
Securities gains (losses)$02,914
Applicable income taxes$1,261,000634
Income before extraordinary items$2,639,000935
Extraordinary gains, net$015
Net income$2,639,000933
Minority interest net income$089
Net income of bank and minority interests.$2,639,000935
Net charge-offs$1,663,0001,036
Cash dividends$1,750,000485
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,639,000908
2011-03-31 (YTD Data)Rank
Total interest income$5,651,0001,293
Total interest expense$1,889,000896
Net interest income$3,762,0001,484
Provision for loan and lease losses$375,0001,701
Total noninterest income$1,529,000894
Gross Fiduciary activities income$101,000609
Service charges on deposit accounts$327,0001,112
Trading account gains and fees$0158
Additional Noninterest Income$1,101,000775
Total noninterest expense$3,034,0001,636
Salaries and employee benefits$1,894,0001,327
Premises and equipment expense$300,0002,137
Additional noninterest expense$840,0002,014
Pre-tax net operating income$1,882,000808
Securities gains (losses)$01,772
Applicable income taxes$613,000625
Income before extraordinary items$1,269,000954
Extraordinary gains, net$09
Net income$1,269,000954
Minority interest net income$086
Net income of bank and minority interests.$1,269,000954
Net charge-offs$-28,0007,251
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,269,000933
2010-12-31 (YTD Data)Rank
Total interest income$24,037,0001,281
Total interest expense$8,468,000983
Net interest income$15,569,0001,436
Provision for loan and lease losses$4,200,0001,297
Total noninterest income$5,993,000931
Gross Fiduciary activities income$398,000603
Service charges on deposit accounts$1,321,0001,136
Trading account gains and fees$812,00081
Additional Noninterest Income$3,462,000963
Total noninterest expense$12,218,0001,626
Salaries and employee benefits$6,830,0001,444
Premises and equipment expense$1,218,0002,074
Additional noninterest expense$4,170,0001,728
Pre-tax net operating income$5,144,0001,007
Securities gains (losses)$03,793
Applicable income taxes$1,571,000877
Income before extraordinary items$3,573,0001,202
Extraordinary gains, net$029
Net income$3,573,0001,202
Minority interest net income$0111
Net income of bank and minority interests.$3,573,0001,204
Net charge-offs$3,312,0001,383
Cash dividends$1,200,0001,289
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,573,0001,155
2010-09-30 (YTD Data)Rank
Total interest income$18,221,0001,287
Total interest expense$6,434,0001,005
Net interest income$11,787,0001,445
Provision for loan and lease losses$2,900,0001,293
Total noninterest income$4,005,000998
Gross Fiduciary activities income$281,000614
Service charges on deposit accounts$973,0001,202
Trading account gains and fees$518,00087
Additional Noninterest Income$2,233,0001,023
Total noninterest expense$9,310,0001,585
Salaries and employee benefits$5,050,0001,464
Premises and equipment expense$932,0002,062
Additional noninterest expense$3,328,0001,598
Pre-tax net operating income$3,582,0001,130
Securities gains (losses)$03,651
Applicable income taxes$1,069,000950
Income before extraordinary items$2,513,0001,323
Extraordinary gains, net$023
Net income$2,513,0001,327
Minority interest net income$0110
Net income of bank and minority interests.$2,513,0001,327
Net charge-offs$2,738,0001,226
Cash dividends$1,200,000898
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,513,0001,283
2010-06-30 (YTD Data)Rank
Total interest income$12,315,0001,290
Total interest expense$4,291,0001,044
Net interest income$8,024,0001,415
Provision for loan and lease losses$1,950,0001,299
Total noninterest income$2,262,0001,124
Gross Fiduciary activities income$198,000610
Service charges on deposit accounts$644,0001,218
Trading account gains and fees$152,00096
Additional Noninterest Income$1,268,0001,102
Total noninterest expense$5,927,0001,662
Salaries and employee benefits$3,268,0001,519
Premises and equipment expense$616,0002,102
Additional noninterest expense$2,043,0001,727
Pre-tax net operating income$2,409,0001,107
Securities gains (losses)$03,184
Applicable income taxes$720,000919
Income before extraordinary items$1,689,0001,307
Extraordinary gains, net$019
Net income$1,689,0001,308
Minority interest net income$0105
Net income of bank and minority interests.$1,689,0001,308
Net charge-offs$1,459,0001,385
Cash dividends$1,200,000577
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,689,0001,260
2010-03-31 (YTD Data)Rank
Total interest income$6,122,0001,315
Total interest expense$2,154,0001,090
Net interest income$3,968,0001,443
Provision for loan and lease losses$900,0001,245
Total noninterest income$945,0001,289
Gross Fiduciary activities income$106,000596
Service charges on deposit accounts$311,0001,255
Trading account gains and fees$25,000123
Additional Noninterest Income$503,0001,294
Total noninterest expense$2,891,0001,726
Salaries and employee benefits$1,603,0001,555
Premises and equipment expense$304,0002,177
Additional noninterest expense$984,0001,767
Pre-tax net operating income$1,122,0001,167
Securities gains (losses)$02,284
Applicable income taxes$330,000969
Income before extraordinary items$792,0001,389
Extraordinary gains, net$016
Net income$792,0001,391
Minority interest net income$091
Net income of bank and minority interests.$792,0001,391
Net charge-offs$583,0001,467
Cash dividends$500,000654
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$792,0001,340
2009-12-31 (YTD Data)Rank
Total interest income$25,282,0001,351
Total interest expense$9,888,0001,204
Net interest income$15,394,0001,450
Provision for loan and lease losses$4,750,0001,476
Total noninterest income$3,858,0001,337
Gross Fiduciary activities income$312,000660
Service charges on deposit accounts$1,285,0001,341
Trading account gains and fees$0211
Additional Noninterest Income$2,261,0001,257
Total noninterest expense$11,691,0001,751
Salaries and employee benefits$6,291,0001,578
Premises and equipment expense$1,169,0002,268
Additional noninterest expense$4,231,0001,767
Pre-tax net operating income$2,811,0001,425
Securities gains (losses)$396,0001,029
Applicable income taxes$868,0001,066
Income before extraordinary items$2,339,0001,426
Extraordinary gains, net$034
Net income$2,339,0001,424
Minority interest net income$0115
Net income of bank and minority interests.$2,339,0001,425
Net charge-offs$2,527,0001,784
Cash dividends$2,000,000905
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$2,049,9201,581
2009-09-30 (YTD Data)Rank
Total interest income$18,891,0001,383
Total interest expense$7,539,0001,247
Net interest income$11,352,0001,476
Provision for loan and lease losses$3,700,0001,299
Total noninterest income$2,945,0001,339
Gross Fiduciary activities income$220,000671
Service charges on deposit accounts$947,0001,363
Trading account gains and fees$0212
Additional Noninterest Income$1,778,0001,244
Total noninterest expense$8,934,0001,694
Salaries and employee benefits$4,823,0001,564
Premises and equipment expense$868,0002,306
Additional noninterest expense$3,243,0001,670
Pre-tax net operating income$1,663,0001,874
Securities gains (losses)$228,0001,201
Applicable income taxes$446,0001,522
Income before extraordinary items$1,445,0001,842
Extraordinary gains, net$027
Net income$1,445,0001,841
Minority interest net income$0118
Net income of bank and minority interests.$1,445,0001,842
Net charge-offs$1,901,0001,550
Cash dividends$500,0001,982
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,271,7202,035
2009-06-30 (YTD Data)Rank
Total interest income$12,494,0001,423
Total interest expense$5,040,0001,307
Net interest income$7,454,0001,503
Provision for loan and lease losses$2,500,0001,222
Total noninterest income$2,031,0001,318
Gross Fiduciary activities income$158,000662
Service charges on deposit accounts$628,0001,349
Trading account gains and fees$0193
Additional Noninterest Income$1,245,0001,234
Total noninterest expense$5,848,0001,756
Salaries and employee benefits$3,216,0001,596
Premises and equipment expense$579,0002,330
Additional noninterest expense$2,053,0001,775
Pre-tax net operating income$1,137,0001,910
Securities gains (losses)$2,0002,937
Applicable income taxes$256,0001,701
Income before extraordinary items$883,0002,062
Extraordinary gains, net$021
Net income$883,0002,059
Minority interest net income$0112
Net income of bank and minority interests.$883,0002,061
Net charge-offs$877,0001,742
Cash dividends$500,0001,607
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$881,4401,999
2009-03-31 (YTD Data)Rank
Total interest income$6,120,0001,478
Total interest expense$2,525,0001,360
Net interest income$3,595,0001,547
Provision for loan and lease losses$1,150,0001,087
Total noninterest income$855,0001,471
Gross Fiduciary activities income$87,000631
Service charges on deposit accounts$313,0001,315
Trading account gains and fees$0171
Additional Noninterest Income$455,0001,483
Total noninterest expense$2,721,0001,824
Salaries and employee benefits$1,556,0001,661
Premises and equipment expense$310,0002,240
Additional noninterest expense$855,0001,883
Pre-tax net operating income$579,0002,105
Securities gains (losses)$02,434
Applicable income taxes$138,0001,847
Income before extraordinary items$441,0002,369
Extraordinary gains, net$015
Net income$441,0002,369
Minority interest net income$0102
Net income of bank and minority interests.$441,0002,371
Net charge-offs$185,0002,202
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$441,0002,230
2008-12-31 (YTD Data)Rank
Total interest income$24,062,0001,607
Total interest expense$11,082,0001,464
Net interest income$12,980,0001,713
Provision for loan and lease losses$1,870,0001,889
Total noninterest income$3,626,0001,367
Gross Fiduciary activities income$367,000634
Service charges on deposit accounts$1,209,0001,476
Trading account gains and fees$0154
Additional Noninterest Income$2,050,0001,278
Total noninterest expense$10,118,0001,907
Salaries and employee benefits$5,957,0001,717
Premises and equipment expense$1,094,0002,425
Additional noninterest expense$3,067,0001,972
Pre-tax net operating income$4,618,0001,178
Securities gains (losses)$3,0002,883
Applicable income taxes$1,508,000866
Income before extraordinary items$3,113,0001,309
Extraordinary gains, net$039
Net income$3,113,0001,310
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$702,0002,363
Cash dividends$1,500,0001,715
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,110,9901,411
2008-09-30 (YTD Data)Rank
Total interest income$17,787,0001,666
Total interest expense$8,355,0001,512
Net interest income$9,432,0001,787
Provision for loan and lease losses$915,0001,933
Total noninterest income$2,463,0001,518
Gross Fiduciary activities income$279,000635
Service charges on deposit accounts$895,0001,512
Trading account gains and fees$0148
Additional Noninterest Income$1,289,0001,510
Total noninterest expense$7,359,0001,951
Salaries and employee benefits$4,357,0001,778
Premises and equipment expense$825,0002,423
Additional noninterest expense$2,177,0002,000
Pre-tax net operating income$3,621,0001,363
Securities gains (losses)$3,0002,756
Applicable income taxes$1,201,0001,006
Income before extraordinary items$2,423,0001,506
Extraordinary gains, net$031
Net income$2,423,0001,504
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$280,0002,636
Cash dividends$1,500,0001,298
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,420,9901,592
2008-06-30 (YTD Data)Rank
Total interest income$11,683,0001,722
Total interest expense$5,710,0001,536
Net interest income$5,973,0001,873
Provision for loan and lease losses$443,0002,033
Total noninterest income$1,665,0001,526
Gross Fiduciary activities income$194,000639
Service charges on deposit accounts$608,0001,458
Trading account gains and fees$0149
Additional Noninterest Income$863,0001,560
Total noninterest expense$4,850,0001,976
Salaries and employee benefits$2,862,0001,826
Premises and equipment expense$540,0002,469
Additional noninterest expense$1,448,0001,986
Pre-tax net operating income$2,345,0001,466
Securities gains (losses)$03,233
Applicable income taxes$775,0001,143
Income before extraordinary items$1,570,0001,724
Extraordinary gains, net$021
Net income$1,570,0001,725
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-43,0008,233
Cash dividends$1,500,000983
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,570,0001,695
2008-03-31 (YTD Data)Rank
Total interest income$5,828,0001,762
Total interest expense$3,031,0001,548
Net interest income$2,797,0001,988
Provision for loan and lease losses$193,0001,860
Total noninterest income$790,0001,578
Gross Fiduciary activities income$80,000696
Service charges on deposit accounts$308,0001,420
Trading account gains and fees$0158
Additional Noninterest Income$402,0001,624
Total noninterest expense$2,454,0001,950
Salaries and employee benefits$1,436,0001,829
Premises and equipment expense$278,0002,426
Additional noninterest expense$740,0001,904
Pre-tax net operating income$940,0001,894
Securities gains (losses)$02,688
Applicable income taxes$298,0001,485
Income before extraordinary items$642,0002,175
Extraordinary gains, net$015
Net income$642,0002,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,082
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$642,0002,107
2007-12-31 (YTD Data)Rank
Total interest income$22,439,0001,890
Total interest expense$12,579,0001,597
Net interest income$9,860,0002,269
Provision for loan and lease losses$818,0001,651
Total noninterest income$2,906,0001,684
Gross Fiduciary activities income$226,000779
Service charges on deposit accounts$1,206,0001,488
Trading account gains and fees$0178
Additional Noninterest Income$1,474,0001,690
Total noninterest expense$8,407,0002,185
Salaries and employee benefits$5,065,0001,983
Premises and equipment expense$984,0002,611
Additional noninterest expense$2,358,0002,294
Pre-tax net operating income$3,541,0002,176
Securities gains (losses)$02,146
Applicable income taxes$1,156,0001,688
Income before extraordinary items$2,385,0002,472
Extraordinary gains, net$039
Net income$2,385,0002,471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$244,0002,571
Cash dividends$600,0003,413
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,385,0002,466
2007-09-30 (YTD Data)Rank
Total interest income$16,544,0001,921
Total interest expense$9,376,0001,604
Net interest income$7,168,0002,340
Provision for loan and lease losses$533,0001,482
Total noninterest income$2,163,0001,696
Gross Fiduciary activities income$151,000796
Service charges on deposit accounts$904,0001,456
Trading account gains and fees$0184
Additional Noninterest Income$1,108,0001,691
Total noninterest expense$6,172,0002,201
Salaries and employee benefits$3,737,0002,003
Premises and equipment expense$731,0002,618
Additional noninterest expense$1,704,0002,328
Pre-tax net operating income$2,626,0002,344
Securities gains (losses)$01,655
Applicable income taxes$851,0001,820
Income before extraordinary items$1,775,0002,621
Extraordinary gains, net$033
Net income$1,775,0002,619
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-48,0008,244
Cash dividends$600,0002,668
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,775,0002,601
2007-06-30 (YTD Data)Rank
Total interest income$10,802,0001,972
Total interest expense$6,139,0001,642
Net interest income$4,663,0002,424
Provision for loan and lease losses$351,0001,361
Total noninterest income$1,446,0001,715
Gross Fiduciary activities income$97,000824
Service charges on deposit accounts$604,0001,464
Trading account gains and fees$0168
Additional Noninterest Income$745,0001,693
Total noninterest expense$4,023,0002,266
Salaries and employee benefits$2,458,0002,080
Premises and equipment expense$490,0002,634
Additional noninterest expense$1,075,0002,459
Pre-tax net operating income$1,735,0002,411
Securities gains (losses)$01,444
Applicable income taxes$565,0001,911
Income before extraordinary items$1,170,0002,689
Extraordinary gains, net$029
Net income$1,170,0002,688
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0007,873
Cash dividends$600,0002,169
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,170,0002,674
2007-03-31 (YTD Data)Rank
Total interest income$5,288,0002,006
Total interest expense$3,020,0001,655
Net interest income$2,268,0002,484
Provision for loan and lease losses$173,0001,301
Total noninterest income$655,0001,817
Gross Fiduciary activities income$48,000824
Service charges on deposit accounts$282,0001,520
Trading account gains and fees$0195
Additional Noninterest Income$325,0001,854
Total noninterest expense$1,957,0002,332
Salaries and employee benefits$1,186,0002,166
Premises and equipment expense$244,0002,650
Additional noninterest expense$527,0002,495
Pre-tax net operating income$793,0002,574
Securities gains (losses)$01,187
Applicable income taxes$255,0002,063
Income before extraordinary items$538,0002,860
Extraordinary gains, net$022
Net income$538,0002,861
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-7,0007,660
Cash dividends$600,0001,214
Sale, conversion, retirement of capital stock, net$0885
Net operating income$538,0002,847
2006-12-31 (YTD Data)Rank
Total interest income$18,538,0002,129
Total interest expense$9,908,0001,689
Net interest income$8,630,0002,613
Provision for loan and lease losses$954,0001,080
Total noninterest income$2,117,0002,139
Gross Fiduciary activities income$130,000890
Service charges on deposit accounts$833,0002,051
Trading account gains and fees$0130
Additional Noninterest Income$1,154,0002,023
Total noninterest expense$7,430,0002,385
Salaries and employee benefits$4,467,0002,190
Premises and equipment expense$1,051,0002,347
Additional noninterest expense$1,912,0002,675
Pre-tax net operating income$2,363,0003,266
Securities gains (losses)$01,687
Applicable income taxes$727,0002,617
Income before extraordinary items$1,636,0003,572
Extraordinary gains, net$051
Net income$1,636,0003,572
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$334,0001,536
Cash dividends$1,900,0001,614
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$1,636,0003,553
2006-09-30 (YTD Data)Rank
Total interest income$13,468,0002,172
Total interest expense$7,087,0001,723
Net interest income$6,381,0002,664
Provision for loan and lease losses$719,0001,032
Total noninterest income$1,542,0002,189
Gross Fiduciary activities income$86,000903
Service charges on deposit accounts$615,0002,075
Trading account gains and fees$0126
Additional Noninterest Income$841,0002,060
Total noninterest expense$5,505,0002,402
Salaries and employee benefits$3,301,0002,226
Premises and equipment expense$839,0002,222
Additional noninterest expense$1,365,0002,773
Pre-tax net operating income$1,699,0003,492
Securities gains (losses)$01,388
Applicable income taxes$530,0002,782
Income before extraordinary items$1,169,0003,805
Extraordinary gains, net$045
Net income$1,169,0003,808
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,572
Cash dividends$1,400,0001,526
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,169,0003,784
2006-06-30 (YTD Data)Rank
Total interest income$8,625,0002,218
Total interest expense$4,455,0001,736
Net interest income$4,170,0002,705
Provision for loan and lease losses$501,000975
Total noninterest income$1,026,0002,175
Gross Fiduciary activities income$53,000936
Service charges on deposit accounts$411,0002,055
Trading account gains and fees$0126
Additional Noninterest Income$562,0002,052
Total noninterest expense$3,602,0002,455
Salaries and employee benefits$2,122,0002,312
Premises and equipment expense$561,0002,219
Additional noninterest expense$919,0002,766
Pre-tax net operating income$1,093,0003,575
Securities gains (losses)$01,185
Applicable income taxes$339,0002,874
Income before extraordinary items$754,0003,878
Extraordinary gains, net$039
Net income$754,0003,881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-5,0007,463
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$754,0003,865
2006-03-31 (YTD Data)Rank
Total interest income$4,141,0002,260
Total interest expense$2,121,0001,729
Net interest income$2,020,0002,757
Provision for loan and lease losses$259,000895
Total noninterest income$483,0002,234
Gross Fiduciary activities income$18,0001,004
Service charges on deposit accounts$199,0002,055
Trading account gains and fees$0115
Additional Noninterest Income$266,0002,115
Total noninterest expense$1,682,0002,615
Salaries and employee benefits$967,0002,523
Premises and equipment expense$283,0002,205
Additional noninterest expense$432,0002,910
Pre-tax net operating income$562,0003,486
Securities gains (losses)$0955
Applicable income taxes$174,0002,811
Income before extraordinary items$388,0003,774
Extraordinary gains, net$021
Net income$388,0003,773
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,131
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$388,0003,759
2005-12-31 (YTD Data)Rank
Total interest income$13,130,0002,511
Total interest expense$5,928,0001,903
Net interest income$7,202,0002,976
Provision for loan and lease losses$646,0001,543
Total noninterest income$1,258,0003,034
Gross Fiduciary activities income$49,0001,047
Service charges on deposit accounts$523,0002,966
Trading account gains and fees$0138
Additional Noninterest Income$686,0002,811
Total noninterest expense$6,207,0002,666
Salaries and employee benefits$3,691,0002,478
Premises and equipment expense$790,0002,927
Additional noninterest expense$1,726,0002,876
Pre-tax net operating income$1,607,0004,220
Securities gains (losses)$02,296
Applicable income taxes$530,0003,275
Income before extraordinary items$1,077,0004,641
Extraordinary gains, net$046
Net income$1,077,0004,642
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$460,0001,244
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$1,077,0004,598
2005-09-30 (YTD Data)Rank
Total interest income$9,319,0002,583
Total interest expense$4,109,0001,942
Net interest income$5,210,0003,047
Provision for loan and lease losses$386,0001,775
Total noninterest income$842,0003,297
Gross Fiduciary activities income$31,0001,060
Service charges on deposit accounts$369,0003,080
Trading account gains and fees$0126
Additional Noninterest Income$442,0003,101
Total noninterest expense$4,559,0002,688
Salaries and employee benefits$2,741,0002,461
Premises and equipment expense$515,0003,282
Additional noninterest expense$1,303,0002,821
Pre-tax net operating income$1,107,0004,520
Securities gains (losses)$02,317
Applicable income taxes$369,0003,450
Income before extraordinary items$738,0004,955
Extraordinary gains, net$035
Net income$738,0004,956
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0003,251
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$738,0004,912
2005-06-30 (YTD Data)Rank
Total interest income$5,949,0002,621
Total interest expense$2,544,0001,960
Net interest income$3,405,0003,061
Provision for loan and lease losses$228,0001,939
Total noninterest income$745,0002,669
Gross Fiduciary activities income$17,0001,086
Service charges on deposit accounts$240,0003,092
Trading account gains and fees$0116
Additional Noninterest Income$488,0002,226
Total noninterest expense$2,811,0002,873
Salaries and employee benefits$1,784,0002,500
Premises and equipment expense$260,0004,027
Additional noninterest expense$767,0003,129
Pre-tax net operating income$1,111,0003,435
Securities gains (losses)$02,146
Applicable income taxes$384,0002,676
Income before extraordinary items$727,0003,884
Extraordinary gains, net$030
Net income$727,0003,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,529
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$727,0003,827
2005-03-31 (YTD Data)Rank
Total interest income$2,857,0002,688
Total interest expense$1,210,0001,957
Net interest income$1,647,0003,142
Provision for loan and lease losses$163,0001,317
Total noninterest income$412,0002,450
Gross Fiduciary activities income$6,0001,124
Service charges on deposit accounts$107,0003,293
Trading account gains and fees$0115
Additional Noninterest Income$299,0001,896
Total noninterest expense$1,400,0002,880
Salaries and employee benefits$867,0002,580
Premises and equipment expense$124,0004,218
Additional noninterest expense$409,0002,963
Pre-tax net operating income$496,0003,700
Securities gains (losses)$01,685
Applicable income taxes$169,0002,881
Income before extraordinary items$327,0004,131
Extraordinary gains, net$024
Net income$327,0004,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$327,0004,088
2004-12-31 (YTD Data)Rank
Total interest income$8,843,0003,143
Total interest expense$3,358,0002,385
Net interest income$5,485,0003,542
Provision for loan and lease losses$608,0001,627
Total noninterest income$1,088,0003,345
Gross Fiduciary activities income$29,0001,143
Service charges on deposit accounts$382,0003,748
Trading account gains and fees$0138
Additional Noninterest Income$677,0002,760
Total noninterest expense$4,831,0003,217
Salaries and employee benefits$3,019,0002,820
Premises and equipment expense$504,0004,066
Additional noninterest expense$1,308,0003,511
Pre-tax net operating income$1,134,0004,935
Securities gains (losses)$03,819
Applicable income taxes$366,0003,863
Income before extraordinary items$768,0005,358
Extraordinary gains, net$034
Net income$768,0005,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$49,0004,670
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$768,0005,278
2004-09-30 (YTD Data)Rank
Total interest income$6,175,0003,310
Total interest expense$2,266,0002,571
Net interest income$3,909,0003,666
Provision for loan and lease losses$452,0001,571
Total noninterest income$786,0003,448
Gross Fiduciary activities income$23,0001,121
Service charges on deposit accounts$279,0003,832
Trading account gains and fees$0134
Additional Noninterest Income$484,0002,861
Total noninterest expense$3,416,0003,359
Salaries and employee benefits$2,094,0003,003
Premises and equipment expense$367,0004,143
Additional noninterest expense$955,0003,555
Pre-tax net operating income$827,0005,102
Securities gains (losses)$03,710
Applicable income taxes$264,0003,987
Income before extraordinary items$563,0005,526
Extraordinary gains, net$026
Net income$563,0005,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$563,0005,454
2004-06-30 (YTD Data)Rank
Total interest income$3,872,0003,460
Total interest expense$1,399,0002,727
Net interest income$2,473,0003,814
Provision for loan and lease losses$340,0001,401
Total noninterest income$497,0003,587
Gross Fiduciary activities income$18,0001,108
Service charges on deposit accounts$176,0003,970
Trading account gains and fees$0130
Additional Noninterest Income$303,0002,968
Total noninterest expense$2,146,0003,534
Salaries and employee benefits$1,304,0003,206
Premises and equipment expense$228,0004,370
Additional noninterest expense$614,0003,681
Pre-tax net operating income$484,0005,389
Securities gains (losses)$03,413
Applicable income taxes$155,0004,200
Income before extraordinary items$329,0005,832
Extraordinary gains, net$021
Net income$329,0005,832
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$329,0005,749
2004-03-31 (YTD Data)Rank
Total interest income$1,828,0003,661
Total interest expense$678,0002,825
Net interest income$1,150,0004,031
Provision for loan and lease losses$191,0001,197
Total noninterest income$220,0003,831
Gross Fiduciary activities income$9,0001,110
Service charges on deposit accounts$77,0004,207
Trading account gains and fees$0121
Additional Noninterest Income$134,0003,139
Total noninterest expense$1,019,0003,697
Salaries and employee benefits$618,0003,370
Premises and equipment expense$106,0004,616
Additional noninterest expense$295,0003,787
Pre-tax net operating income$160,0006,310
Securities gains (losses)$02,934
Applicable income taxes$46,0004,955
Income before extraordinary items$114,0006,628
Extraordinary gains, net$016
Net income$114,0006,627
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$114,0006,509
2003-12-31 (YTD Data)Rank
Total interest income$6,101,0004,271
Total interest expense$2,269,0003,611
Net interest income$3,832,0004,500
Provision for loan and lease losses$714,0001,600
Total noninterest income$844,0004,104
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$242,0004,826
Trading account gains and fees$0160
Additional Noninterest Income$602,0003,246
Total noninterest expense$3,696,0003,934
Salaries and employee benefits$2,339,0003,452
Premises and equipment expense$362,0005,061
Additional noninterest expense$995,0004,293
Pre-tax net operating income$266,0007,569
Securities gains (losses)$04,500
Applicable income taxes$74,0005,995
Income before extraordinary items$192,0007,799
Extraordinary gains, net$054
Net income$192,0007,801
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$192,0007,672
2003-09-30 (YTD Data)Rank
Total interest income$4,412,0004,410
Total interest expense$1,675,0003,791
Net interest income$2,737,0004,674
Provision for loan and lease losses$556,0001,512
Total noninterest income$674,0004,025
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$174,0004,953
Trading account gains and fees$0153
Additional Noninterest Income$500,0003,138
Total noninterest expense$2,652,0004,056
Salaries and employee benefits$1,693,0003,532
Premises and equipment expense$262,0005,168
Additional noninterest expense$697,0004,482
Pre-tax net operating income$203,0007,712
Securities gains (losses)$04,204
Applicable income taxes$56,0006,125
Income before extraordinary items$147,0007,923
Extraordinary gains, net$040
Net income$147,0007,924
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$147,0007,775
2003-06-30 (YTD Data)Rank
Total interest income$2,734,0004,685
Total interest expense$1,075,0004,017
Net interest income$1,659,0004,973
Provision for loan and lease losses$362,0001,530
Total noninterest income$446,0004,000
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$110,0005,032
Trading account gains and fees$0150
Additional Noninterest Income$336,0003,095
Total noninterest expense$1,721,0004,151
Salaries and employee benefits$1,103,0003,592
Premises and equipment expense$167,0005,295
Additional noninterest expense$451,0004,590
Pre-tax net operating income$22,0008,550
Securities gains (losses)$03,782
Applicable income taxes$7,0007,084
Income before extraordinary items$15,0008,677
Extraordinary gains, net$030
Net income$15,0008,678
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$15,0008,557
2003-03-31 (YTD Data)Rank
Total interest income$1,255,0004,996
Total interest expense$506,0004,308
Net interest income$749,0005,318
Provision for loan and lease losses$219,0001,278
Total noninterest income$198,0004,189
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$46,0005,391
Trading account gains and fees$0134
Additional Noninterest Income$152,0003,188
Total noninterest expense$811,0004,323
Salaries and employee benefits$522,0003,774
Premises and equipment expense$82,0005,357
Additional noninterest expense$207,0004,839
Pre-tax net operating income$-83,0008,946
Securities gains (losses)$02,891
Applicable income taxes$-30,0009,136
Income before extraordinary items$-53,0008,962
Extraordinary gains, net$021
Net income$-53,0008,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-53,0008,872
2002-12-31 (YTD Data)Rank
Total interest income$3,497,0006,343
Total interest expense$1,453,0005,834
Net interest income$2,044,0006,559
Provision for loan and lease losses$741,0001,745
Total noninterest income$420,0005,653
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$94,0006,675
Trading account gains and fees$0153
Additional Noninterest Income$326,0004,077
Total noninterest expense$2,912,0004,557
Salaries and employee benefits$1,892,0003,931
Premises and equipment expense$312,0005,443
Additional noninterest expense$708,0005,371
Pre-tax net operating income$-1,189,0009,163
Securities gains (losses)$04,537
Applicable income taxes$-436,0009,231
Income before extraordinary items$-753,0009,125
Extraordinary gains, net$070
Net income$-753,0009,121
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$-753,0009,084
2001-12-31 (YTD Data)Rank
Total interest income$379,0009,477
Total interest expense$89,0009,473
Net interest income$290,0009,425
Provision for loan and lease losses$276,0003,394
Total noninterest income$68,0008,936
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,0008,372
Trading account gains and fees$0177
Additional Noninterest Income$67,0007,208
Total noninterest expense$742,0008,586
Salaries and employee benefits$456,0008,372
Premises and equipment expense$90,0008,459
Additional noninterest expense$196,0008,692
Pre-tax net operating income$-660,0009,231
Securities gains (losses)$04,612
Applicable income taxes$-245,0009,395
Income before extraordinary items$-415,0009,188
Extraordinary gains, net$0105
Net income$-415,0009,189
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,777
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$-415,0009,148

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.