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CB&S Bank, Inc., Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$111,890,000	491
Total interest expense	$34,869,000	507
Net interest income	$77,021,000	479
Provision for loan and lease losses	$100,000	2,434
Total noninterest income	$19,908,000	454
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$5,619,000	246
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,289,000	420
Total noninterest expense	$69,649,000	424
Salaries and employee benefits	$37,574,000	424
Premises and equipment expense	$9,457,000	310
Additional noninterest expense	$14,289,000	420
Pre-tax net operating income	$27,180,000	546
Securities gains (losses)	$-47,000	3,637
Applicable income taxes	$4,714,000	555
Income before extraordinary items	$22,419,000	539
Extraordinary gains, net	$0	54
Net income	$22,419,000	545
Minority interest net income	$0	88
Net income of bank and minority interests.	$22,419,000	541
Net charge-offs	$2,000	2,745
Cash dividends	$2,262,000	1,420
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$22,458,010	550
2023-09-30 (YTD Data)		Rank
Total interest income	$82,344,000	492
Total interest expense	$23,799,000	511
Net interest income	$58,545,000	476
Provision for loan and lease losses	$100,000	2,122
Total noninterest income	$13,963,000	480
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$4,004,000	256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,959,000	450
Total noninterest expense	$52,274,000	421
Salaries and employee benefits	$28,382,000	424
Premises and equipment expense	$6,832,000	324
Additional noninterest expense	$9,959,000	450
Pre-tax net operating income	$20,134,000	561
Securities gains (losses)	$-47,000	3,808
Applicable income taxes	$3,615,000	573
Income before extraordinary items	$16,472,000	562
Extraordinary gains, net	$0	52
Net income	$16,472,000	566
Minority interest net income	$0	81
Net income of bank and minority interests.	$16,472,000	562
Net charge-offs	$-544,000	4,565
Cash dividends	$1,516,000	1,351
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$16,510,540	563
2023-06-30 (YTD Data)		Rank
Total interest income	$54,090,000	475
Total interest expense	$13,827,000	521
Net interest income	$40,263,000	456
Provision for loan and lease losses	$100,000	1,805
Total noninterest income	$8,961,000	489
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$2,509,000	267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,452,000	449
Total noninterest expense	$34,717,000	409
Salaries and employee benefits	$19,083,000	410
Premises and equipment expense	$4,486,000	321
Additional noninterest expense	$6,452,000	449
Pre-tax net operating income	$14,407,000	530
Securities gains (losses)	$-47,000	4,069
Applicable income taxes	$2,581,000	550
Income before extraordinary items	$11,779,000	531
Extraordinary gains, net	$0	51
Net income	$11,779,000	539
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,779,000	530
Net charge-offs	$-799,000	4,624
Cash dividends	$707,000	1,667
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$11,817,540	533
2023-03-31 (YTD Data)		Rank
Total interest income	$26,969,000	477
Total interest expense	$6,027,000	523
Net interest income	$20,942,000	450
Provision for loan and lease losses	$100,000	1,277
Total noninterest income	$4,366,000	494
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$1,233,000	273
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,133,000	451
Total noninterest expense	$17,317,000	422
Salaries and employee benefits	$9,476,000	425
Premises and equipment expense	$2,260,000	331
Additional noninterest expense	$3,133,000	451
Pre-tax net operating income	$7,891,000	514
Securities gains (losses)	$0	950
Applicable income taxes	$1,739,000	465
Income before extraordinary items	$6,152,000	528
Extraordinary gains, net	$0	4
Net income	$6,152,000	529
Minority interest net income	$0	48
Net income of bank and minority interests.	$6,152,000	529
Net charge-offs	$-96,000	4,544
Cash dividends	$424,000	1,360
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$6,152,000	533
2022-12-31 (YTD Data)		Rank
Total interest income	$89,803,000	457
Total interest expense	$7,973,000	545
Net interest income	$81,830,000	444
Provision for loan and lease losses	$2,150,000	492
Total noninterest income	$18,329,000	506
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$5,241,000	267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,088,000	460
Total noninterest expense	$64,256,000	436
Salaries and employee benefits	$34,873,000	443
Premises and equipment expense	$8,810,000	332
Additional noninterest expense	$13,088,000	460
Pre-tax net operating income	$33,753,000	520
Securities gains (losses)	$0	691
Applicable income taxes	$6,179,000	532
Income before extraordinary items	$27,574,000	500
Extraordinary gains, net	$0	5
Net income	$27,574,000	501
Minority interest net income	$0	63
Net income of bank and minority interests.	$27,574,000	501
Net charge-offs	$42,000	1,632
Cash dividends	$1,439,000	1,797
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$27,574,000	512
2022-09-30 (YTD Data)		Rank
Total interest income	$65,114,000	450
Total interest expense	$4,891,000	467
Net interest income	$60,223,000	439
Provision for loan and lease losses	$1,550,000	469
Total noninterest income	$13,813,000	507
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$3,900,000	274
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,913,000	474
Total noninterest expense	$47,952,000	436
Salaries and employee benefits	$26,035,000	438
Premises and equipment expense	$6,642,000	333
Additional noninterest expense	$9,913,000	474
Pre-tax net operating income	$24,534,000	521
Securities gains (losses)	$0	740
Applicable income taxes	$4,503,000	543
Income before extraordinary items	$20,031,000	510
Extraordinary gains, net	$0	4
Net income	$20,031,000	509
Minority interest net income	$0	57
Net income of bank and minority interests.	$20,031,000	510
Net charge-offs	$276,000	600
Cash dividends	$283,000	2,557
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$20,031,000	519
2022-06-30 (YTD Data)		Rank
Total interest income	$41,772,000	441
Total interest expense	$2,842,000	430
Net interest income	$38,930,000	437
Provision for loan and lease losses	$1,150,000	382
Total noninterest income	$8,883,000	514
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$2,476,000	278
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,407,000	499
Total noninterest expense	$31,667,000	432
Salaries and employee benefits	$17,173,000	431
Premises and equipment expense	$4,391,000	327
Additional noninterest expense	$10,103,000	425
Pre-tax net operating income	$14,996,000	534
Securities gains (losses)	$0	687
Applicable income taxes	$2,722,000	545
Income before extraordinary items	$12,274,000	521
Extraordinary gains, net	$0	4
Net income	$12,274,000	521
Minority interest net income	$0	60
Net income of bank and minority interests.	$12,274,000	521
Net charge-offs	$141,000	621
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$12,274,000	529
2022-03-31 (YTD Data)		Rank
Total interest income	$19,894,000	449
Total interest expense	$1,338,000	422
Net interest income	$18,556,000	447
Provision for loan and lease losses	$325,000	460
Total noninterest income	$4,136,000	555
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$1,245,000	279
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,891,000	544
Total noninterest expense	$15,707,000	437
Salaries and employee benefits	$8,556,000	438
Premises and equipment expense	$2,172,000	330
Additional noninterest expense	$4,979,000	424
Pre-tax net operating income	$6,660,000	564
Securities gains (losses)	$0	623
Applicable income taxes	$1,182,000	576
Income before extraordinary items	$5,478,000	551
Extraordinary gains, net	$0	4
Net income	$5,478,000	551
Minority interest net income	$0	50
Net income of bank and minority interests.	$5,478,000	551
Net charge-offs	$-37,000	4,324
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$5,478,000	557
2021-12-31 (YTD Data)		Rank
Total interest income	$76,521,000	471
Total interest expense	$7,101,000	385
Net interest income	$69,420,000	465
Provision for loan and lease losses	$3,055,000	189
Total noninterest income	$18,955,000	530
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$4,458,000	292
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,497,000	522
Total noninterest expense	$58,399,000	455
Salaries and employee benefits	$31,934,000	471
Premises and equipment expense	$8,417,000	339
Additional noninterest expense	$18,048,000	460
Pre-tax net operating income	$26,921,000	594
Securities gains (losses)	$3,654,000	97
Applicable income taxes	$5,485,000	586
Income before extraordinary items	$25,090,000	546
Extraordinary gains, net	$0	10
Net income	$25,090,000	546
Minority interest net income	$0	74
Net income of bank and minority interests.	$25,090,000	547
Net charge-offs	$1,867,000	305
Cash dividends	$683,000	2,584
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$22,093,720	586
2021-09-30 (YTD Data)		Rank
Total interest income	$56,207,000	476
Total interest expense	$5,616,000	387
Net interest income	$50,591,000	478
Provision for loan and lease losses	$1,385,000	317
Total noninterest income	$14,229,000	547
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$3,181,000	299
Trading account gains and fees	NA	NA
Additional Noninterest Income	$11,048,000	538
Total noninterest expense	$43,650,000	458
Salaries and employee benefits	$23,775,000	472
Premises and equipment expense	$6,308,000	342
Additional noninterest expense	$13,567,000	459
Pre-tax net operating income	$19,785,000	625
Securities gains (losses)	$3,654,000	83
Applicable income taxes	$4,509,000	572
Income before extraordinary items	$18,930,000	552
Extraordinary gains, net	$0	8
Net income	$18,930,000	551
Minority interest net income	$0	69
Net income of bank and minority interests.	$18,930,000	552
Net charge-offs	$1,097,000	314
Cash dividends	$150,000	2,929
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$15,970,260	620
2021-06-30 (YTD Data)		Rank
Total interest income	$37,002,000	481
Total interest expense	$3,894,000	394
Net interest income	$33,108,000	484
Provision for loan and lease losses	$410,000	716
Total noninterest income	$8,738,000	583
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$1,982,000	303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,756,000	580
Total noninterest expense	$28,598,000	457
Salaries and employee benefits	$15,600,000	479
Premises and equipment expense	$4,131,000	347
Additional noninterest expense	$8,867,000	458
Pre-tax net operating income	$12,838,000	624
Securities gains (losses)	$1,914,000	104
Applicable income taxes	$2,717,000	603
Income before extraordinary items	$12,035,000	575
Extraordinary gains, net	$0	6
Net income	$12,035,000	575
Minority interest net income	$0	67
Net income of bank and minority interests.	$12,035,000	575
Net charge-offs	$542,000	380
Cash dividends	$150,000	2,703
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$10,465,520	630
2021-03-31 (YTD Data)		Rank
Total interest income	$18,253,000	484
Total interest expense	$2,053,000	393
Net interest income	$16,200,000	488
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$4,360,000	591
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$1,008,000	291
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,352,000	582
Total noninterest expense	$14,149,000	464
Salaries and employee benefits	$7,707,000	485
Premises and equipment expense	$2,077,000	356
Additional noninterest expense	$4,365,000	448
Pre-tax net operating income	$6,311,000	634
Securities gains (losses)	$885,000	125
Applicable income taxes	$1,338,000	613
Income before extraordinary items	$5,858,000	584
Extraordinary gains, net	$0	3
Net income	$5,858,000	584
Minority interest net income	$0	55
Net income of bank and minority interests.	$5,858,000	584
Net charge-offs	$433,000	286
Cash dividends	$150,000	1,941
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$5,141,150	635
2020-12-31 (YTD Data)		Rank
Total interest income	$74,041,000	474
Total interest expense	$10,343,000	484
Net interest income	$63,698,000	469
Provision for loan and lease losses	$3,332,000	740
Total noninterest income	$17,631,000	546
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$4,507,000	267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$13,124,000	539
Total noninterest expense	$54,942,000	470
Salaries and employee benefits	$29,522,000	477
Premises and equipment expense	$8,231,000	354
Additional noninterest expense	$17,189,000	465
Pre-tax net operating income	$23,055,000	529
Securities gains (losses)	$1,603,000	256
Applicable income taxes	$4,055,000	566
Income before extraordinary items	$20,603,000	506
Extraordinary gains, net	$0	4
Net income	$20,603,000	506
Minority interest net income	$0	72
Net income of bank and minority interests.	$20,603,000	506
Net charge-offs	$103,000	1,985
Cash dividends	$3,128,000	1,085
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$19,256,480	518
2020-09-30 (YTD Data)		Rank
Total interest income	$55,383,000	470
Total interest expense	$8,069,000	503
Net interest income	$47,314,000	464
Provision for loan and lease losses	$2,946,000	708
Total noninterest income	$12,666,000	543
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$3,377,000	267
Trading account gains and fees	NA	NA
Additional Noninterest Income	$9,289,000	538
Total noninterest expense	$41,007,000	461
Salaries and employee benefits	$22,016,000	468
Premises and equipment expense	$6,184,000	349
Additional noninterest expense	$12,807,000	455
Pre-tax net operating income	$16,027,000	533
Securities gains (losses)	$1,181,000	270
Applicable income taxes	$2,969,000	557
Income before extraordinary items	$14,239,000	514
Extraordinary gains, net	$0	4
Net income	$14,239,000	513
Minority interest net income	$0	65
Net income of bank and minority interests.	$14,239,000	514
Net charge-offs	$-245,000	4,929
Cash dividends	$2,590,000	888
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$13,258,770	527
2020-06-30 (YTD Data)		Rank
Total interest income	$37,266,000	470
Total interest expense	$5,614,000	521
Net interest income	$31,652,000	465
Provision for loan and lease losses	$2,591,000	607
Total noninterest income	$8,195,000	526
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$2,367,000	253
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,828,000	516
Total noninterest expense	$27,261,000	453
Salaries and employee benefits	$14,669,000	465
Premises and equipment expense	$4,124,000	345
Additional noninterest expense	$8,468,000	451
Pre-tax net operating income	$9,995,000	513
Securities gains (losses)	$1,181,000	194
Applicable income taxes	$1,937,000	511
Income before extraordinary items	$9,239,000	476
Extraordinary gains, net	$0	4
Net income	$9,239,000	473
Minority interest net income	$0	65
Net income of bank and minority interests.	$9,239,000	476
Net charge-offs	$-125,000	4,919
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$8,258,770	504
2020-03-31 (YTD Data)		Rank
Total interest income	$18,784,000	474
Total interest expense	$3,081,000	533
Net interest income	$15,703,000	463
Provision for loan and lease losses	$591,000	812
Total noninterest income	$3,947,000	503
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$1,519,000	241
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,428,000	510
Total noninterest expense	$13,933,000	450
Salaries and employee benefits	$7,435,000	459
Premises and equipment expense	$2,137,000	339
Additional noninterest expense	$4,361,000	445
Pre-tax net operating income	$5,126,000	461
Securities gains (losses)	$352,000	248
Applicable income taxes	$908,000	496
Income before extraordinary items	$4,570,000	438
Extraordinary gains, net	$0	4
Net income	$4,570,000	438
Minority interest net income	$0	56
Net income of bank and minority interests.	$4,570,000	438
Net charge-offs	$-52,000	4,867
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$4,277,840	456
2019-12-31 (YTD Data)		Rank
Total interest income	$69,214,000	508
Total interest expense	$11,587,000	612
Net interest income	$57,627,000	486
Provision for loan and lease losses	$2,576,000	431
Total noninterest income	$16,428,000	491
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$6,390,000	238
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,038,000	517
Total noninterest expense	$51,351,000	459
Salaries and employee benefits	$27,028,000	479
Premises and equipment expense	$8,174,000	347
Additional noninterest expense	$16,149,000	452
Pre-tax net operating income	$20,128,000	610
Securities gains (losses)	$465,000	377
Applicable income taxes	$2,965,000	700
Income before extraordinary items	$17,628,000	591
Extraordinary gains, net	$0	11
Net income	$17,628,000	590
Minority interest net income	$0	76
Net income of bank and minority interests.	$17,628,000	592
Net charge-offs	$1,339,000	546
Cash dividends	$35,300,000	213
Sale, conversion, retirement of capital stock, net	$36,888,000	21
Net operating income	$17,228,100	592
2019-09-30 (YTD Data)		Rank
Total interest income	$50,354,000	523
Total interest expense	$8,303,000	635
Net interest income	$42,051,000	500
Provision for loan and lease losses	$2,176,000	380
Total noninterest income	$12,304,000	490
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$4,730,000	241
Trading account gains and fees	$0	129
Additional Noninterest Income	$7,574,000	515
Total noninterest expense	$38,568,000	456
Salaries and employee benefits	$20,260,000	476
Premises and equipment expense	$6,081,000	350
Additional noninterest expense	$12,227,000	446
Pre-tax net operating income	$13,611,000	663
Securities gains (losses)	$375,000	363
Applicable income taxes	$1,942,000	783
Income before extraordinary items	$12,044,000	640
Extraordinary gains, net	$0	11
Net income	$12,044,000	642
Minority interest net income	$0	72
Net income of bank and minority interests.	$12,044,000	641
Net charge-offs	$1,112,000	467
Cash dividends	$35,000,000	176
Sale, conversion, retirement of capital stock, net	$36,888,000	14
Net operating income	$11,721,500	641
2019-06-30 (YTD Data)		Rank
Total interest income	$32,172,000	551
Total interest expense	$5,128,000	666
Net interest income	$27,044,000	517
Provision for loan and lease losses	$1,116,000	444
Total noninterest income	$7,999,000	493
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$3,024,000	246
Trading account gains and fees	$0	131
Additional Noninterest Income	$4,975,000	517
Total noninterest expense	$25,234,000	460
Salaries and employee benefits	$13,315,000	481
Premises and equipment expense	$3,966,000	358
Additional noninterest expense	$7,953,000	462
Pre-tax net operating income	$8,693,000	669
Securities gains (losses)	$227,000	351
Applicable income taxes	$1,168,000	822
Income before extraordinary items	$7,752,000	635
Extraordinary gains, net	$0	11
Net income	$7,752,000	635
Minority interest net income	$0	69
Net income of bank and minority interests.	$7,752,000	635
Net charge-offs	$363,000	694
Cash dividends	$2,000,000	856
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$7,554,510	640
2019-03-31 (YTD Data)		Rank
Total interest income	$16,024,000	545
Total interest expense	$2,539,000	664
Net interest income	$13,485,000	516
Provision for loan and lease losses	$575,000	428
Total noninterest income	$3,827,000	495
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$1,498,000	246
Trading account gains and fees	$0	126
Additional Noninterest Income	$2,329,000	508
Total noninterest expense	$12,609,000	464
Salaries and employee benefits	$6,699,000	473
Premises and equipment expense	$1,995,000	360
Additional noninterest expense	$3,915,000	459
Pre-tax net operating income	$4,128,000	671
Securities gains (losses)	$32,000	486
Applicable income taxes	$477,000	931
Income before extraordinary items	$3,683,000	653
Extraordinary gains, net	$0	5
Net income	$3,683,000	653
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,683,000	652
Net charge-offs	$193,000	636
Cash dividends	$2,000,000	496
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$3,654,520	651
2018-12-31 (YTD Data)		Rank
Total interest income	$60,075,000	539
Total interest expense	$8,144,000	629
Net interest income	$51,931,000	525
Provision for loan and lease losses	$1,867,000	535
Total noninterest income	$15,408,000	501
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$6,330,000	245
Trading account gains and fees	$0	126
Additional Noninterest Income	$9,078,000	534
Total noninterest expense	$48,389,000	470
Salaries and employee benefits	$25,622,000	481
Premises and equipment expense	$7,709,000	363
Additional noninterest expense	$15,058,000	467
Pre-tax net operating income	$17,083,000	668
Securities gains (losses)	$-377,000	5,233
Applicable income taxes	$1,890,000	905
Income before extraordinary items	$14,816,000	650
Extraordinary gains, net	$0	6
Net income	$14,816,000	649
Minority interest net income	$0	72
Net income of bank and minority interests.	$14,816,000	649
Net charge-offs	$1,421,000	449
Cash dividends	$1,300,000	1,905
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$15,151,530	637
2018-09-30 (YTD Data)		Rank
Total interest income	$44,413,000	538
Total interest expense	$5,802,000	617
Net interest income	$38,611,000	521
Provision for loan and lease losses	$1,202,000	563
Total noninterest income	$11,334,000	513
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$4,703,000	247
Trading account gains and fees	$0	138
Additional Noninterest Income	$6,631,000	551
Total noninterest expense	$36,385,000	468
Salaries and employee benefits	$19,096,000	485
Premises and equipment expense	$5,668,000	371
Additional noninterest expense	$11,621,000	459
Pre-tax net operating income	$12,358,000	692
Securities gains (losses)	$3,000	888
Applicable income taxes	$1,505,000	883
Income before extraordinary items	$10,856,000	659
Extraordinary gains, net	$0	5
Net income	$10,856,000	658
Minority interest net income	$0	66
Net income of bank and minority interests.	$10,856,000	658
Net charge-offs	$512,000	704
Cash dividends	$1,000,000	1,656
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$10,853,360	658
2018-06-30 (YTD Data)		Rank
Total interest income	$29,145,000	539
Total interest expense	$3,639,000	609
Net interest income	$25,506,000	523
Provision for loan and lease losses	$935,000	496
Total noninterest income	$7,416,000	522
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$3,064,000	250
Trading account gains and fees	$0	130
Additional Noninterest Income	$4,352,000	563
Total noninterest expense	$24,233,000	472
Salaries and employee benefits	$12,562,000	488
Premises and equipment expense	$3,761,000	370
Additional noninterest expense	$7,910,000	453
Pre-tax net operating income	$7,754,000	718
Securities gains (losses)	$3,000	768
Applicable income taxes	$845,000	984
Income before extraordinary items	$6,912,000	696
Extraordinary gains, net	$0	6
Net income	$6,912,000	695
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,912,000	695
Net charge-offs	$349,000	668
Cash dividends	$1,000,000	1,291
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$6,909,330	690
2018-03-31 (YTD Data)		Rank
Total interest income	$14,340,000	540
Total interest expense	$1,673,000	619
Net interest income	$12,667,000	524
Provision for loan and lease losses	$600,000	396
Total noninterest income	$3,680,000	519
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$1,565,000	249
Trading account gains and fees	$0	123
Additional Noninterest Income	$2,115,000	558
Total noninterest expense	$11,966,000	477
Salaries and employee benefits	$6,226,000	497
Premises and equipment expense	$1,873,000	374
Additional noninterest expense	$3,867,000	456
Pre-tax net operating income	$3,781,000	711
Securities gains (losses)	$3,000	584
Applicable income taxes	$395,000	1,012
Income before extraordinary items	$3,389,000	686
Extraordinary gains, net	$0	7
Net income	$3,389,000	685
Minority interest net income	$0	52
Net income of bank and minority interests.	$3,389,000	686
Net charge-offs	$181,000	611
Cash dividends	$1,000,000	704
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$3,386,300	682
2017-12-31 (YTD Data)		Rank
Total interest income	$55,813,000	515
Total interest expense	$7,326,000	485
Net interest income	$48,487,000	526
Provision for loan and lease losses	$2,901,000	376
Total noninterest income	$15,960,000	501
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$6,497,000	234
Trading account gains and fees	$0	151
Additional Noninterest Income	$9,463,000	532
Total noninterest expense	$47,423,000	467
Salaries and employee benefits	$24,757,000	480
Premises and equipment expense	$7,991,000	351
Additional noninterest expense	$14,675,000	471
Pre-tax net operating income	$14,123,000	727
Securities gains (losses)	$497,000	221
Applicable income taxes	$3,459,000	867
Income before extraordinary items	$11,161,000	674
Extraordinary gains, net	$0	9
Net income	$11,161,000	674
Minority interest net income	$0	76
Net income of bank and minority interests.	$11,161,000	674
Net charge-offs	$1,864,000	431
Cash dividends	$1,300,000	1,872
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$10,783,280	686
2017-09-30 (YTD Data)		Rank
Total interest income	$41,686,000	519
Total interest expense	$5,657,000	459
Net interest income	$36,029,000	530
Provision for loan and lease losses	$2,036,000	393
Total noninterest income	$12,039,000	504
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$4,850,000	236
Trading account gains and fees	$0	145
Additional Noninterest Income	$7,189,000	535
Total noninterest expense	$35,938,000	468
Salaries and employee benefits	$18,598,000	487
Premises and equipment expense	$6,141,000	345
Additional noninterest expense	$11,199,000	464
Pre-tax net operating income	$10,094,000	762
Securities gains (losses)	$497,000	203
Applicable income taxes	$1,065,000	1,416
Income before extraordinary items	$9,526,000	661
Extraordinary gains, net	$0	9
Net income	$9,526,000	661
Minority interest net income	$0	71
Net income of bank and minority interests.	$9,526,000	661
Net charge-offs	$1,019,000	489
Cash dividends	$1,000,000	1,672
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$9,078,700	670
2017-06-30 (YTD Data)		Rank
Total interest income	$27,488,000	517
Total interest expense	$3,839,000	439
Net interest income	$23,649,000	535
Provision for loan and lease losses	$1,510,000	348
Total noninterest income	$8,182,000	495
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$3,183,000	236
Trading account gains and fees	$0	139
Additional Noninterest Income	$4,999,000	526
Total noninterest expense	$23,696,000	480
Salaries and employee benefits	$12,316,000	487
Premises and equipment expense	$4,070,000	349
Additional noninterest expense	$7,310,000	474
Pre-tax net operating income	$6,625,000	751
Securities gains (losses)	$100,000	433
Applicable income taxes	$675,000	1,440
Income before extraordinary items	$6,050,000	674
Extraordinary gains, net	$0	11
Net income	$6,050,000	674
Minority interest net income	$0	71
Net income of bank and minority interests.	$6,050,000	674
Net charge-offs	$1,068,000	341
Cash dividends	$1,000,000	1,294
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$5,960,000	668
2017-03-31 (YTD Data)		Rank
Total interest income	$13,144,000	540
Total interest expense	$1,791,000	455
Net interest income	$11,353,000	548
Provision for loan and lease losses	$260,000	765
Total noninterest income	$4,138,000	480
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$1,594,000	240
Trading account gains and fees	$0	142
Additional Noninterest Income	$2,544,000	505
Total noninterest expense	$11,846,000	484
Salaries and employee benefits	$6,143,000	500
Premises and equipment expense	$2,026,000	354
Additional noninterest expense	$3,677,000	476
Pre-tax net operating income	$3,385,000	734
Securities gains (losses)	$61,000	306
Applicable income taxes	$378,000	1,295
Income before extraordinary items	$3,068,000	646
Extraordinary gains, net	$0	8
Net income	$3,068,000	646
Minority interest net income	$0	55
Net income of bank and minority interests.	$3,068,000	646
Net charge-offs	$110,000	888
Cash dividends	$1,000,000	712
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$3,013,710	645
2016-12-31 (YTD Data)		Rank
Total interest income	$53,034,000	510
Total interest expense	$7,121,000	427
Net interest income	$45,913,000	522
Provision for loan and lease losses	$1,002,000	887
Total noninterest income	$14,601,000	523
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$6,800,000	222
Trading account gains and fees	$0	170
Additional Noninterest Income	$7,801,000	614
Total noninterest expense	$45,166,000	488
Salaries and employee benefits	$23,329,000	509
Premises and equipment expense	$7,726,000	357
Additional noninterest expense	$14,111,000	500
Pre-tax net operating income	$14,346,000	666
Securities gains (losses)	$170,000	961
Applicable income taxes	$1,486,000	1,273
Income before extraordinary items	$13,030,000	595
Extraordinary gains, net	$0	5
Net income	$13,030,000	594
Minority interest net income	$0	82
Net income of bank and minority interests.	$13,030,000	594
Net charge-offs	$429,000	1,193
Cash dividends	$1,300,000	1,860
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$12,877,000	592
2016-09-30 (YTD Data)		Rank
Total interest income	$39,091,000	513
Total interest expense	$5,333,000	415
Net interest income	$33,758,000	527
Provision for loan and lease losses	$701,000	906
Total noninterest income	$11,253,000	516
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$5,059,000	219
Trading account gains and fees	$0	169
Additional Noninterest Income	$6,194,000	591
Total noninterest expense	$34,581,000	487
Salaries and employee benefits	$17,579,000	510
Premises and equipment expense	$5,721,000	362
Additional noninterest expense	$11,281,000	462
Pre-tax net operating income	$9,729,000	728
Securities gains (losses)	$170,000	891
Applicable income taxes	$1,089,000	1,329
Income before extraordinary items	$8,810,000	666
Extraordinary gains, net	$0	5
Net income	$8,810,000	666
Minority interest net income	$0	71
Net income of bank and minority interests.	$8,810,000	666
Net charge-offs	$22,000	3,105
Cash dividends	$1,000,000	1,652
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$8,658,700	654
2016-06-30 (YTD Data)		Rank
Total interest income	$25,640,000	522
Total interest expense	$3,544,000	415
Net interest income	$22,096,000	540
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$7,248,000	523
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$3,249,000	229
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,999,000	595
Total noninterest expense	$22,931,000	492
Salaries and employee benefits	$11,712,000	510
Premises and equipment expense	$3,781,000	362
Additional noninterest expense	$7,438,000	468
Pre-tax net operating income	$6,213,000	750
Securities gains (losses)	$170,000	665
Applicable income taxes	$714,000	1,335
Income before extraordinary items	$5,669,000	673
Extraordinary gains, net	$0	16
Net income	$5,669,000	671
Minority interest net income	$0	71
Net income of bank and minority interests.	$5,669,000	672
Net charge-offs	$-40,000	5,435
Cash dividends	$1,000,000	1,296
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$5,517,700	669
2016-03-31 (YTD Data)		Rank
Total interest income	$12,671,000	523
Total interest expense	$1,774,000	409
Net interest income	$10,897,000	548
Provision for loan and lease losses	$25,000	2,733
Total noninterest income	$3,272,000	545
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$1,622,000	228
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,650,000	660
Total noninterest expense	$11,517,000	484
Salaries and employee benefits	$5,905,000	506
Premises and equipment expense	$1,944,000	357
Additional noninterest expense	$3,668,000	467
Pre-tax net operating income	$2,627,000	862
Securities gains (losses)	$150,000	375
Applicable income taxes	$292,000	1,509
Income before extraordinary items	$2,485,000	739
Extraordinary gains, net	$0	12
Net income	$2,485,000	738
Minority interest net income	$0	62
Net income of bank and minority interests.	$2,485,000	738
Net charge-offs	$-141,000	5,938
Cash dividends	$1,000,000	720
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$2,351,500	757
2015-12-31 (YTD Data)		Rank
Total interest income	$51,866,000	487
Total interest expense	$7,247,000	380
Net interest income	$44,619,000	510
Provision for loan and lease losses	$2,333,000	397
Total noninterest income	$14,815,000	506
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$6,968,000	219
Trading account gains and fees	$0	159
Additional Noninterest Income	$7,847,000	596
Total noninterest expense	$45,989,000	473
Salaries and employee benefits	$23,066,000	497
Premises and equipment expense	$7,697,000	352
Additional noninterest expense	$15,226,000	455
Pre-tax net operating income	$11,112,000	803
Securities gains (losses)	$1,607,000	127
Applicable income taxes	$1,229,000	1,400
Income before extraordinary items	$11,490,000	642
Extraordinary gains, net	$0	23
Net income	$11,490,000	640
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,490,000	643
Net charge-offs	$1,938,000	382
Cash dividends	$2,515,000	1,127
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$10,043,700	719
2015-09-30 (YTD Data)		Rank
Total interest income	$38,806,000	492
Total interest expense	$5,473,000	376
Net interest income	$33,333,000	515
Provision for loan and lease losses	$2,087,000	327
Total noninterest income	$11,315,000	510
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$5,202,000	225
Trading account gains and fees	$0	153
Additional Noninterest Income	$6,113,000	586
Total noninterest expense	$34,582,000	479
Salaries and employee benefits	$17,197,000	501
Premises and equipment expense	$5,786,000	359
Additional noninterest expense	$11,599,000	452
Pre-tax net operating income	$7,979,000	842
Securities gains (losses)	$1,490,000	124
Applicable income taxes	$1,076,000	1,301
Income before extraordinary items	$8,393,000	662
Extraordinary gains, net	$0	21
Net income	$8,393,000	660
Minority interest net income	$0	78
Net income of bank and minority interests.	$8,393,000	662
Net charge-offs	$1,787,000	303
Cash dividends	$1,000,000	1,586
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$7,066,900	765
2015-06-30 (YTD Data)		Rank
Total interest income	$25,400,000	496
Total interest expense	$3,657,000	373
Net interest income	$21,743,000	526
Provision for loan and lease losses	$1,375,000	332
Total noninterest income	$7,330,000	516
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$3,371,000	226
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,959,000	603
Total noninterest expense	$22,659,000	483
Salaries and employee benefits	$11,383,000	502
Premises and equipment expense	$3,835,000	362
Additional noninterest expense	$7,441,000	469
Pre-tax net operating income	$5,039,000	885
Securities gains (losses)	$1,341,000	109
Applicable income taxes	$715,000	1,312
Income before extraordinary items	$5,665,000	653
Extraordinary gains, net	$0	22
Net income	$5,665,000	650
Minority interest net income	$0	75
Net income of bank and minority interests.	$5,665,000	653
Net charge-offs	$1,198,000	313
Cash dividends	$1,000,000	1,209
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$4,471,510	793
2015-03-31 (YTD Data)		Rank
Total interest income	$12,583,000	503
Total interest expense	$1,831,000	378
Net interest income	$10,752,000	528
Provision for loan and lease losses	$275,000	697
Total noninterest income	$3,551,000	514
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$1,654,000	230
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,897,000	595
Total noninterest expense	$11,361,000	479
Salaries and employee benefits	$5,790,000	498
Premises and equipment expense	$1,927,000	364
Additional noninterest expense	$3,644,000	464
Pre-tax net operating income	$2,667,000	816
Securities gains (losses)	$237,000	307
Applicable income taxes	$262,000	1,571
Income before extraordinary items	$2,642,000	680
Extraordinary gains, net	$0	13
Net income	$2,642,000	677
Minority interest net income	$0	64
Net income of bank and minority interests.	$2,642,000	680
Net charge-offs	$328,000	507
Cash dividends	$1,000,000	643
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$2,426,330	707
2014-12-31 (YTD Data)		Rank
Total interest income	$52,333,000	473
Total interest expense	$8,112,000	346
Net interest income	$44,221,000	494
Provision for loan and lease losses	$225,000	2,344
Total noninterest income	$14,825,000	486
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$6,756,000	237
Trading account gains and fees	$0	180
Additional Noninterest Income	$8,069,000	536
Total noninterest expense	$45,543,000	468
Salaries and employee benefits	$22,154,000	505
Premises and equipment expense	$7,791,000	346
Additional noninterest expense	$15,598,000	449
Pre-tax net operating income	$13,278,000	637
Securities gains (losses)	$3,076,000	79
Applicable income taxes	$1,729,000	1,091
Income before extraordinary items	$14,625,000	480
Extraordinary gains, net	$0	17
Net income	$14,625,000	478
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,625,000	479
Net charge-offs	$2,069,000	498
Cash dividends	$5,675,000	547
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$11,887,360	560
2014-09-30 (YTD Data)		Rank
Total interest income	$39,626,000	468
Total interest expense	$6,219,000	333
Net interest income	$33,407,000	490
Provision for loan and lease losses	$0	4,401
Total noninterest income	$11,074,000	480
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$5,035,000	237
Trading account gains and fees	$0	174
Additional Noninterest Income	$6,039,000	530
Total noninterest expense	$35,694,000	452
Salaries and employee benefits	$17,791,000	468
Premises and equipment expense	$5,822,000	347
Additional noninterest expense	$12,081,000	430
Pre-tax net operating income	$8,787,000	723
Securities gains (losses)	$2,778,000	70
Applicable income taxes	$375,000	2,251
Income before extraordinary items	$11,190,000	463
Extraordinary gains, net	$0	15
Net income	$11,190,000	462
Minority interest net income	$0	81
Net income of bank and minority interests.	$11,190,000	463
Net charge-offs	$1,626,000	460
Cash dividends	$5,175,000	428
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$8,495,340	590
2014-06-30 (YTD Data)		Rank
Total interest income	$26,571,000	464
Total interest expense	$4,259,000	322
Net interest income	$22,312,000	486
Provision for loan and lease losses	$0	4,196
Total noninterest income	$7,265,000	486
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$3,221,000	246
Trading account gains and fees	$0	172
Additional Noninterest Income	$4,044,000	526
Total noninterest expense	$24,772,000	436
Salaries and employee benefits	$12,686,000	443
Premises and equipment expense	$3,912,000	347
Additional noninterest expense	$8,174,000	421
Pre-tax net operating income	$4,805,000	846
Securities gains (losses)	$2,278,000	60
Applicable income taxes	$0	4,568
Income before extraordinary items	$7,083,000	476
Extraordinary gains, net	$0	20
Net income	$7,083,000	475
Minority interest net income	$0	80
Net income of bank and minority interests.	$7,083,000	476
Net charge-offs	$1,700,000	328
Cash dividends	$5,175,000	303
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$4,805,000	665
2014-03-31 (YTD Data)		Rank
Total interest income	$13,377,000	461
Total interest expense	$2,170,000	321
Net interest income	$11,207,000	479
Provision for loan and lease losses	$0	3,817
Total noninterest income	$3,642,000	464
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$1,542,000	251
Trading account gains and fees	$0	147
Additional Noninterest Income	$2,100,000	487
Total noninterest expense	$12,443,000	444
Salaries and employee benefits	$6,345,000	448
Premises and equipment expense	$1,933,000	358
Additional noninterest expense	$4,165,000	420
Pre-tax net operating income	$2,406,000	821
Securities gains (losses)	$1,068,000	78
Applicable income taxes	$0	4,445
Income before extraordinary items	$3,474,000	470
Extraordinary gains, net	$0	16
Net income	$3,474,000	469
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,474,000	470
Net charge-offs	$938,000	312
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$2,406,000	648
2013-12-31 (YTD Data)		Rank
Total interest income	$48,496,000	509
Total interest expense	$8,910,000	347
Net interest income	$39,586,000	543
Provision for loan and lease losses	$1,000,000	1,089
Total noninterest income	$18,781,000	427
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$6,309,000	259
Trading account gains and fees	$0	184
Additional Noninterest Income	$12,472,000	409
Total noninterest expense	$43,459,000	479
Salaries and employee benefits	$19,120,000	560
Premises and equipment expense	$7,005,000	373
Additional noninterest expense	$17,334,000	421
Pre-tax net operating income	$13,908,000	583
Securities gains (losses)	$1,282,000	183
Applicable income taxes	$-3,850,000	6,756
Income before extraordinary items	$19,040,000	377
Extraordinary gains, net	$0	29
Net income	$19,040,000	376
Minority interest net income	$0	90
Net income of bank and minority interests.	$19,040,000	377
Net charge-offs	$2,082,000	722
Cash dividends	$680,000	2,395
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$17,758,000	396
2013-09-30 (YTD Data)		Rank
Total interest income	$34,642,000	533
Total interest expense	$6,675,000	355
Net interest income	$27,967,000	576
Provision for loan and lease losses	$200,000	2,567
Total noninterest income	$14,266,000	435
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$4,597,000	264
Trading account gains and fees	$0	180
Additional Noninterest Income	$9,669,000	413
Total noninterest expense	$32,261,000	487
Salaries and employee benefits	$13,696,000	594
Premises and equipment expense	$5,089,000	386
Additional noninterest expense	$13,476,000	410
Pre-tax net operating income	$9,772,000	623
Securities gains (losses)	$1,278,000	165
Applicable income taxes	$-3,850,000	6,857
Income before extraordinary items	$14,900,000	363
Extraordinary gains, net	$0	25
Net income	$14,900,000	364
Minority interest net income	$0	84
Net income of bank and minority interests.	$14,900,000	364
Net charge-offs	$1,309,000	820
Cash dividends	$180,000	2,998
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$13,622,000	384
2013-06-30 (YTD Data)		Rank
Total interest income	$22,895,000	534
Total interest expense	$4,465,000	361
Net interest income	$18,430,000	577
Provision for loan and lease losses	$0	4,788
Total noninterest income	$2,525,000	1,153
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$2,893,000	274
Trading account gains and fees	$0	157
Additional Noninterest Income	$-368,000	6,882
Total noninterest expense	$19,623,000	534
Salaries and employee benefits	$8,874,000	613
Premises and equipment expense	$3,315,000	390
Additional noninterest expense	$7,434,000	480
Pre-tax net operating income	$1,332,000	2,407
Securities gains (losses)	$799,000	233
Applicable income taxes	$-3,850,000	6,918
Income before extraordinary items	$5,981,000	567
Extraordinary gains, net	$0	22
Net income	$5,981,000	567
Minority interest net income	$0	82
Net income of bank and minority interests.	$5,981,000	569
Net charge-offs	$617,000	1,082
Cash dividends	$180,000	2,639
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$5,182,000	609
2013-03-31 (YTD Data)		Rank
Total interest income	$11,477,000	541
Total interest expense	$2,315,000	361
Net interest income	$9,162,000	585
Provision for loan and lease losses	$0	4,409
Total noninterest income	$3,336,000	561
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$1,439,000	275
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,897,000	607
Total noninterest expense	$9,807,000	542
Salaries and employee benefits	$4,444,000	619
Premises and equipment expense	$1,675,000	385
Additional noninterest expense	$3,688,000	488
Pre-tax net operating income	$2,691,000	716
Securities gains (losses)	$71,000	783
Applicable income taxes	$0	4,602
Income before extraordinary items	$2,762,000	597
Extraordinary gains, net	$0	10
Net income	$2,762,000	595
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,762,000	598
Net charge-offs	$273,000	1,129
Cash dividends	$180,000	1,695
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$2,691,000	578
2012-12-31 (YTD Data)		Rank
Total interest income	$49,042,000	529
Total interest expense	$10,718,000	377
Net interest income	$38,324,000	568
Provision for loan and lease losses	$0	5,905
Total noninterest income	$10,808,000	645
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$5,982,000	267
Trading account gains and fees	$0	166
Additional Noninterest Income	$4,826,000	835
Total noninterest expense	$37,986,000	550
Salaries and employee benefits	$17,086,000	616
Premises and equipment expense	$6,225,000	400
Additional noninterest expense	$14,675,000	506
Pre-tax net operating income	$11,146,000	659
Securities gains (losses)	$1,034,000	504
Applicable income taxes	$0	4,751
Income before extraordinary items	$12,180,000	542
Extraordinary gains, net	$0	29
Net income	$12,180,000	540
Minority interest net income	$0	93
Net income of bank and minority interests.	$12,180,000	542
Net charge-offs	$1,007,000	1,807
Cash dividends	$23,445,000	177
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$11,146,000	556
2012-09-30 (YTD Data)		Rank
Total interest income	$37,115,000	532
Total interest expense	$8,296,000	381
Net interest income	$28,819,000	571
Provision for loan and lease losses	$0	5,790
Total noninterest income	$8,093,000	647
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$4,441,000	270
Trading account gains and fees	$0	157
Additional Noninterest Income	$3,652,000	802
Total noninterest expense	$28,442,000	549
Salaries and employee benefits	$12,707,000	614
Premises and equipment expense	$4,612,000	406
Additional noninterest expense	$11,123,000	498
Pre-tax net operating income	$8,470,000	662
Securities gains (losses)	$575,000	672
Applicable income taxes	$0	4,802
Income before extraordinary items	$9,045,000	551
Extraordinary gains, net	$0	20
Net income	$9,045,000	550
Minority interest net income	$0	86
Net income of bank and minority interests.	$9,045,000	551
Net charge-offs	$816,000	1,652
Cash dividends	$23,118,000	126
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$8,470,000	556
2012-06-30 (YTD Data)		Rank
Total interest income	$25,147,000	530
Total interest expense	$5,643,000	387
Net interest income	$19,504,000	566
Provision for loan and lease losses	$0	5,619
Total noninterest income	$5,293,000	653
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$2,866,000	274
Trading account gains and fees	$0	153
Additional Noninterest Income	$2,427,000	808
Total noninterest expense	$19,026,000	548
Salaries and employee benefits	$8,407,000	615
Premises and equipment expense	$3,139,000	403
Additional noninterest expense	$7,480,000	489
Pre-tax net operating income	$5,771,000	643
Securities gains (losses)	$301,000	855
Applicable income taxes	$0	4,770
Income before extraordinary items	$6,072,000	533
Extraordinary gains, net	$0	19
Net income	$6,072,000	533
Minority interest net income	$0	84
Net income of bank and minority interests.	$6,072,000	533
Net charge-offs	$508,000	1,751
Cash dividends	$662,000	1,332
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$5,771,000	539
2012-03-31 (YTD Data)		Rank
Total interest income	$12,569,000	532
Total interest expense	$2,896,000	385
Net interest income	$9,673,000	575
Provision for loan and lease losses	$0	5,254
Total noninterest income	$2,710,000	638
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$1,385,000	277
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,325,000	741
Total noninterest expense	$9,447,000	549
Salaries and employee benefits	$4,199,000	613
Premises and equipment expense	$1,607,000	395
Additional noninterest expense	$3,641,000	498
Pre-tax net operating income	$2,936,000	634
Securities gains (losses)	$143,000	739
Applicable income taxes	$0	4,704
Income before extraordinary items	$3,079,000	521
Extraordinary gains, net	$0	19
Net income	$3,079,000	522
Minority interest net income	$0	78
Net income of bank and minority interests.	$3,079,000	522
Net charge-offs	$231,000	1,720
Cash dividends	$331,000	1,201
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$2,936,000	524
2011-12-31 (YTD Data)		Rank
Total interest income	$53,778,000	503
Total interest expense	$14,024,000	395
Net interest income	$39,754,000	552
Provision for loan and lease losses	$2,200,000	1,467
Total noninterest income	$8,839,000	685
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$5,270,000	304
Trading account gains and fees	$0	146
Additional Noninterest Income	$3,569,000	920
Total noninterest expense	$38,045,000	536
Salaries and employee benefits	$16,222,000	598
Premises and equipment expense	$6,336,000	415
Additional noninterest expense	$15,487,000	487
Pre-tax net operating income	$8,348,000	735
Securities gains (losses)	$2,796,000	172
Applicable income taxes	$0	4,719
Income before extraordinary items	$11,144,000	488
Extraordinary gains, net	$0	29
Net income	$11,144,000	489
Minority interest net income	$0	96
Net income of bank and minority interests.	$11,144,000	489
Net charge-offs	$3,745,000	1,025
Cash dividends	$2,054,000	934
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$8,348,000	592
2011-09-30 (YTD Data)		Rank
Total interest income	$41,058,000	496
Total interest expense	$10,921,000	404
Net interest income	$30,137,000	548
Provision for loan and lease losses	$1,700,000	1,386
Total noninterest income	$6,813,000	666
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$3,902,000	308
Trading account gains and fees	$0	145
Additional Noninterest Income	$2,911,000	851
Total noninterest expense	$28,579,000	536
Salaries and employee benefits	$12,145,000	592
Premises and equipment expense	$4,764,000	415
Additional noninterest expense	$11,670,000	481
Pre-tax net operating income	$6,671,000	710
Securities gains (losses)	$2,420,000	162
Applicable income taxes	$0	4,740
Income before extraordinary items	$9,091,000	451
Extraordinary gains, net	$0	21
Net income	$9,091,000	450
Minority interest net income	$0	87
Net income of bank and minority interests.	$9,091,000	451
Net charge-offs	$3,392,000	858
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$6,671,000	590
2011-06-30 (YTD Data)		Rank
Total interest income	$27,723,000	503
Total interest expense	$7,445,000	417
Net interest income	$20,278,000	548
Provision for loan and lease losses	$800,000	1,713
Total noninterest income	$4,088,000	720
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$2,541,000	312
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,547,000	993
Total noninterest expense	$18,999,000	541
Salaries and employee benefits	$8,027,000	607
Premises and equipment expense	$3,136,000	426
Additional noninterest expense	$7,836,000	483
Pre-tax net operating income	$4,567,000	686
Securities gains (losses)	$1,625,000	132
Applicable income taxes	$0	4,697
Income before extraordinary items	$6,192,000	437
Extraordinary gains, net	$0	15
Net income	$6,192,000	436
Minority interest net income	$0	89
Net income of bank and minority interests.	$6,192,000	437
Net charge-offs	$1,643,000	1,044
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$4,567,000	566
2011-03-31 (YTD Data)		Rank
Total interest income	$14,012,000	501
Total interest expense	$3,832,000	422
Net interest income	$10,180,000	542
Provision for loan and lease losses	$400,000	1,629
Total noninterest income	$2,248,000	671
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$1,269,000	313
Trading account gains and fees	$0	158
Additional Noninterest Income	$979,000	841
Total noninterest expense	$9,698,000	530
Salaries and employee benefits	$4,073,000	608
Premises and equipment expense	$1,563,000	435
Additional noninterest expense	$4,062,000	463
Pre-tax net operating income	$2,330,000	685
Securities gains (losses)	$629,000	135
Applicable income taxes	$0	4,545
Income before extraordinary items	$2,959,000	451
Extraordinary gains, net	$0	9
Net income	$2,959,000	451
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,959,000	451
Net charge-offs	$273,000	1,833
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$2,330,000	551
2010-12-31 (YTD Data)		Rank
Total interest income	$56,999,000	521
Total interest expense	$18,342,000	431
Net interest income	$38,657,000	562
Provision for loan and lease losses	$6,650,000	913
Total noninterest income	$9,250,000	673
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$5,622,000	278
Trading account gains and fees	$0	175
Additional Noninterest Income	$3,628,000	925
Total noninterest expense	$37,378,000	550
Salaries and employee benefits	$15,594,000	614
Premises and equipment expense	$6,124,000	431
Additional noninterest expense	$15,660,000	502
Pre-tax net operating income	$3,879,000	1,292
Securities gains (losses)	$3,704,000	142
Applicable income taxes	$0	4,655
Income before extraordinary items	$7,583,000	589
Extraordinary gains, net	$0	29
Net income	$7,583,000	587
Minority interest net income	$0	111
Net income of bank and minority interests.	$7,583,000	589
Net charge-offs	$10,634,000	579
Cash dividends	$504,000	2,338
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$3,879,000	1,071
2010-09-30 (YTD Data)		Rank
Total interest income	$43,466,000	509
Total interest expense	$14,244,000	436
Net interest income	$29,222,000	554
Provision for loan and lease losses	$6,000,000	762
Total noninterest income	$7,710,000	601
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$4,189,000	281
Trading account gains and fees	$0	165
Additional Noninterest Income	$3,521,000	728
Total noninterest expense	$28,231,000	545
Salaries and employee benefits	$11,974,000	590
Premises and equipment expense	$4,604,000	427
Additional noninterest expense	$11,653,000	490
Pre-tax net operating income	$2,701,000	1,450
Securities gains (losses)	$3,363,000	127
Applicable income taxes	$0	4,726
Income before extraordinary items	$6,064,000	570
Extraordinary gains, net	$0	23
Net income	$6,064,000	569
Minority interest net income	$0	110
Net income of bank and minority interests.	$6,064,000	570
Net charge-offs	$10,199,000	454
Cash dividends	$504,000	1,746
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$2,701,000	1,190
2010-06-30 (YTD Data)		Rank
Total interest income	$29,540,000	507
Total interest expense	$10,016,000	421
Net interest income	$19,524,000	550
Provision for loan and lease losses	$4,500,000	688
Total noninterest income	$6,181,000	535
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$2,715,000	286
Trading account gains and fees	$0	152
Additional Noninterest Income	$3,466,000	541
Total noninterest expense	$18,202,000	559
Salaries and employee benefits	$8,105,000	577
Premises and equipment expense	$3,046,000	430
Additional noninterest expense	$7,051,000	520
Pre-tax net operating income	$3,003,000	908
Securities gains (losses)	$1,218,000	215
Applicable income taxes	$0	4,691
Income before extraordinary items	$4,221,000	518
Extraordinary gains, net	$0	19
Net income	$4,221,000	520
Minority interest net income	$0	105
Net income of bank and minority interests.	$4,221,000	520
Net charge-offs	$7,801,000	399
Cash dividends	$504,000	1,309
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$3,003,000	721
2010-03-31 (YTD Data)		Rank
Total interest income	$15,184,000	507
Total interest expense	$5,224,000	425
Net interest income	$9,960,000	547
Provision for loan and lease losses	$3,000,000	548
Total noninterest income	$3,700,000	461
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$1,308,000	301
Trading account gains and fees	$0	175
Additional Noninterest Income	$2,392,000	425
Total noninterest expense	$9,056,000	562
Salaries and employee benefits	$4,544,000	538
Premises and equipment expense	$1,556,000	437
Additional noninterest expense	$2,956,000	619
Pre-tax net operating income	$1,604,000	832
Securities gains (losses)	$575,000	219
Applicable income taxes	$0	4,611
Income before extraordinary items	$2,179,000	509
Extraordinary gains, net	$0	16
Net income	$2,179,000	511
Minority interest net income	$0	91
Net income of bank and minority interests.	$2,179,000	511
Net charge-offs	$4,354,000	380
Cash dividends	$504,000	651
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$1,604,000	663
2009-12-31 (YTD Data)		Rank
Total interest income	$68,473,000	473
Total interest expense	$27,730,000	401
Net interest income	$40,743,000	527
Provision for loan and lease losses	$30,372,000	369
Total noninterest income	$8,360,000	740
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$6,145,000	287
Trading account gains and fees	$0	211
Additional Noninterest Income	$2,215,000	1,276
Total noninterest expense	$37,293,000	569
Salaries and employee benefits	$17,882,000	538
Premises and equipment expense	$6,268,000	430
Additional noninterest expense	$13,143,000	616
Pre-tax net operating income	$-18,562,000	7,688
Securities gains (losses)	$5,892,000	103
Applicable income taxes	$-1,315,000	7,378
Income before extraordinary items	$-11,355,000	7,598
Extraordinary gains, net	$0	34
Net income	$-11,355,000	7,597
Minority interest net income	$0	115
Net income of bank and minority interests.	$-11,355,000	7,597
Net charge-offs	$22,925,000	369
Cash dividends	$0	4,670
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-16,657,800	7,696
2009-09-30 (YTD Data)		Rank
Total interest income	$52,212,000	486
Total interest expense	$21,519,000	419
Net interest income	$30,693,000	532
Provision for loan and lease losses	$22,830,000	357
Total noninterest income	$6,165,000	742
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$4,661,000	283
Trading account gains and fees	$0	212
Additional Noninterest Income	$1,504,000	1,394
Total noninterest expense	$28,976,000	558
Salaries and employee benefits	$14,050,000	527
Premises and equipment expense	$4,643,000	452
Additional noninterest expense	$10,283,000	573
Pre-tax net operating income	$-14,948,000	7,827
Securities gains (losses)	$3,504,000	138
Applicable income taxes	$-1,315,000	7,629
Income before extraordinary items	$-10,129,000	7,784
Extraordinary gains, net	$0	27
Net income	$-10,129,000	7,782
Minority interest net income	$0	118
Net income of bank and minority interests.	$-10,129,000	7,783
Net charge-offs	$8,873,000	556
Cash dividends	$0	4,191
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-13,247,560	7,841
2009-06-30 (YTD Data)		Rank
Total interest income	$34,749,000	502
Total interest expense	$14,521,000	439
Net interest income	$20,228,000	543
Provision for loan and lease losses	$4,775,000	768
Total noninterest income	$4,433,000	718
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$2,994,000	295
Trading account gains and fees	$0	193
Additional Noninterest Income	$1,439,000	1,136
Total noninterest expense	$19,847,000	553
Salaries and employee benefits	$8,751,000	566
Premises and equipment expense	$3,055,000	462
Additional noninterest expense	$8,041,000	500
Pre-tax net operating income	$39,000	5,576
Securities gains (losses)	$3,059,000	124
Applicable income taxes	$302,000	1,522
Income before extraordinary items	$2,796,000	653
Extraordinary gains, net	$0	21
Net income	$2,796,000	652
Minority interest net income	$0	112
Net income of bank and minority interests.	$2,796,000	654
Net charge-offs	$1,460,000	1,361
Cash dividends	$0	3,983
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$42,900	5,550
2009-03-31 (YTD Data)		Rank
Total interest income	$17,377,000	511
Total interest expense	$7,187,000	458
Net interest income	$10,190,000	531
Provision for loan and lease losses	$3,650,000	496
Total noninterest income	$2,145,000	712
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$1,461,000	289
Trading account gains and fees	$0	171
Additional Noninterest Income	$684,000	1,135
Total noninterest expense	$9,028,000	566
Salaries and employee benefits	$4,200,000	588
Premises and equipment expense	$1,514,000	466
Additional noninterest expense	$3,314,000	531
Pre-tax net operating income	$-343,000	7,129
Securities gains (losses)	$1,486,000	140
Applicable income taxes	$104,000	2,138
Income before extraordinary items	$1,039,000	1,039
Extraordinary gains, net	$0	15
Net income	$1,039,000	1,039
Minority interest net income	$0	102
Net income of bank and minority interests.	$1,039,000	1,041
Net charge-offs	$819,000	1,065
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-313,260	7,175
2008-12-31 (YTD Data)		Rank
Total interest income	$75,012,000	506
Total interest expense	$33,737,000	475
Net interest income	$41,275,000	530
Provision for loan and lease losses	$9,479,000	625
Total noninterest income	$10,371,000	570
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$8,429,000	228
Trading account gains and fees	$0	154
Additional Noninterest Income	$1,942,000	1,324
Total noninterest expense	$35,073,000	562
Salaries and employee benefits	$17,057,000	567
Premises and equipment expense	$5,414,000	509
Additional noninterest expense	$12,602,000	553
Pre-tax net operating income	$7,094,000	778
Securities gains (losses)	$539,000	351
Applicable income taxes	$370,000	2,163
Income before extraordinary items	$7,263,000	538
Extraordinary gains, net	$0	39
Net income	$7,263,000	538
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$7,030,000	531
Cash dividends	$2,825,000	975
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$6,750,950	626
2008-09-30 (YTD Data)		Rank
Total interest income	$56,815,000	518
Total interest expense	$26,068,000	487
Net interest income	$30,747,000	551
Provision for loan and lease losses	$5,878,000	576
Total noninterest income	$7,855,000	600
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$6,246,000	237
Trading account gains and fees	$0	148
Additional Noninterest Income	$1,609,000	1,295
Total noninterest expense	$26,214,000	560
Salaries and employee benefits	$12,891,000	577
Premises and equipment expense	$4,012,000	519
Additional noninterest expense	$9,311,000	526
Pre-tax net operating income	$6,510,000	777
Securities gains (losses)	$144,000	769
Applicable income taxes	$1,725,000	737
Income before extraordinary items	$4,929,000	741
Extraordinary gains, net	$0	31
Net income	$4,929,000	740
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,440,000	417
Cash dividends	$2,825,000	750
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$4,822,440	796
2008-06-30 (YTD Data)		Rank
Total interest income	$38,005,000	522
Total interest expense	$17,869,000	489
Net interest income	$20,136,000	554
Provision for loan and lease losses	$1,550,000	927
Total noninterest income	$4,996,000	638
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$4,034,000	235
Trading account gains and fees	$0	149
Additional Noninterest Income	$962,000	1,442
Total noninterest expense	$17,276,000	568
Salaries and employee benefits	$8,708,000	572
Premises and equipment expense	$2,580,000	532
Additional noninterest expense	$5,988,000	532
Pre-tax net operating income	$6,306,000	559
Securities gains (losses)	$21,000	2,006
Applicable income taxes	$1,450,000	685
Income before extraordinary items	$4,877,000	566
Extraordinary gains, net	$0	21
Net income	$4,877,000	565
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$629,000	1,142
Cash dividends	$2,625,000	619
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$4,860,830	554
2008-03-31 (YTD Data)		Rank
Total interest income	$19,151,000	530
Total interest expense	$9,434,000	501
Net interest income	$9,717,000	572
Provision for loan and lease losses	$452,000	1,053
Total noninterest income	$2,331,000	671
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$1,900,000	243
Trading account gains and fees	$0	158
Additional Noninterest Income	$431,000	1,561
Total noninterest expense	$8,467,000	572
Salaries and employee benefits	$4,352,000	579
Premises and equipment expense	$1,254,000	554
Additional noninterest expense	$2,861,000	525
Pre-tax net operating income	$3,129,000	625
Securities gains (losses)	$20,000	1,596
Applicable income taxes	$700,000	780
Income before extraordinary items	$2,449,000	618
Extraordinary gains, net	$0	15
Net income	$2,449,000	619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$239,000	1,138
Cash dividends	$625,000	1,129
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$2,433,400	598
2007-12-31 (YTD Data)		Rank
Total interest income	$75,404,000	560
Total interest expense	$39,780,000	508
Net interest income	$35,624,000	620
Provision for loan and lease losses	$1,399,000	1,113
Total noninterest income	$9,434,000	639
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$8,197,000	227
Trading account gains and fees	$0	178
Additional Noninterest Income	$1,237,000	1,921
Total noninterest expense	$29,118,000	642
Salaries and employee benefits	$14,008,000	690
Premises and equipment expense	$4,530,000	583
Additional noninterest expense	$10,580,000	553
Pre-tax net operating income	$14,541,000	610
Securities gains (losses)	$71,000	696
Applicable income taxes	$3,030,000	812
Income before extraordinary items	$11,582,000	562
Extraordinary gains, net	$0	39
Net income	$11,582,000	560
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,692,000	503
Cash dividends	$5,450,000	689
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$11,525,910	557
2007-09-30 (YTD Data)		Rank
Total interest income	$55,650,000	563
Total interest expense	$29,157,000	522
Net interest income	$26,493,000	628
Provision for loan and lease losses	$1,046,000	872
Total noninterest income	$7,009,000	645
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$6,052,000	223
Trading account gains and fees	$0	184
Additional Noninterest Income	$957,000	1,885
Total noninterest expense	$21,325,000	653
Salaries and employee benefits	$10,284,000	708
Premises and equipment expense	$3,112,000	636
Additional noninterest expense	$7,929,000	540
Pre-tax net operating income	$11,131,000	639
Securities gains (losses)	$10,000	1,001
Applicable income taxes	$2,355,000	838
Income before extraordinary items	$8,786,000	604
Extraordinary gains, net	$0	33
Net income	$8,786,000	602
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,231,000	371
Cash dividends	$4,750,000	600
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$8,778,100	599
2007-06-30 (YTD Data)		Rank
Total interest income	$36,233,000	585
Total interest expense	$18,641,000	551
Net interest income	$17,592,000	650
Provision for loan and lease losses	$594,000	898
Total noninterest income	$4,595,000	676
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$3,939,000	230
Trading account gains and fees	$0	168
Additional Noninterest Income	$656,000	1,860
Total noninterest expense	$14,069,000	671
Salaries and employee benefits	$6,692,000	747
Premises and equipment expense	$1,977,000	691
Additional noninterest expense	$5,400,000	545
Pre-tax net operating income	$7,524,000	659
Securities gains (losses)	$0	1,444
Applicable income taxes	$1,530,000	906
Income before extraordinary items	$5,994,000	620
Extraordinary gains, net	$0	29
Net income	$5,994,000	619
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,021,000	446
Cash dividends	$3,500,000	566
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$5,994,000	609
2007-03-31 (YTD Data)		Rank
Total interest income	$17,495,000	606
Total interest expense	$8,947,000	564
Net interest income	$8,548,000	654
Provision for loan and lease losses	$262,000	925
Total noninterest income	$2,155,000	712
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$1,786,000	241
Trading account gains and fees	$0	195
Additional Noninterest Income	$369,000	1,694
Total noninterest expense	$6,953,000	675
Salaries and employee benefits	$3,186,000	797
Premises and equipment expense	$1,045,000	646
Additional noninterest expense	$2,722,000	525
Pre-tax net operating income	$3,488,000	703
Securities gains (losses)	$0	1,187
Applicable income taxes	$685,000	998
Income before extraordinary items	$2,803,000	649
Extraordinary gains, net	$0	22
Net income	$2,803,000	648
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$204,000	732
Cash dividends	$700,000	1,071
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$2,803,000	637
2006-12-31 (YTD Data)		Rank
Total interest income	$50,680,000	758
Total interest expense	$24,486,000	695
Net interest income	$26,194,000	842
Provision for loan and lease losses	$1,042,000	1,008
Total noninterest income	$6,716,000	863
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$5,343,000	335
Trading account gains and fees	$0	130
Additional Noninterest Income	$1,373,000	1,778
Total noninterest expense	$20,447,000	861
Salaries and employee benefits	$9,829,000	979
Premises and equipment expense	$3,155,000	789
Additional noninterest expense	$7,463,000	724
Pre-tax net operating income	$11,421,000	872
Securities gains (losses)	$254,000	346
Applicable income taxes	$2,739,000	1,025
Income before extraordinary items	$8,936,000	832
Extraordinary gains, net	$0	51
Net income	$8,936,000	831
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,072,000	643
Cash dividends	$13,625,000	312
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$8,740,420	844
2006-09-30 (YTD Data)		Rank
Total interest income	$36,506,000	783
Total interest expense	$17,318,000	719
Net interest income	$19,188,000	885
Provision for loan and lease losses	$785,000	963
Total noninterest income	$5,000,000	875
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$3,932,000	345
Trading account gains and fees	$0	126
Additional Noninterest Income	$1,068,000	1,741
Total noninterest expense	$14,887,000	902
Salaries and employee benefits	$7,029,000	1,035
Premises and equipment expense	$2,298,000	833
Additional noninterest expense	$5,560,000	736
Pre-tax net operating income	$8,516,000	915
Securities gains (losses)	$254,000	298
Applicable income taxes	$2,164,000	1,034
Income before extraordinary items	$6,606,000	885
Extraordinary gains, net	$0	45
Net income	$6,606,000	884
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$782,000	562
Cash dividends	$13,300,000	252
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$6,415,500	895
2006-06-30 (YTD Data)		Rank
Total interest income	$23,284,000	806
Total interest expense	$10,693,000	740
Net interest income	$12,591,000	896
Provision for loan and lease losses	$524,000	942
Total noninterest income	$3,026,000	945
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$2,479,000	356
Trading account gains and fees	$0	126
Additional Noninterest Income	$547,000	2,098
Total noninterest expense	$9,863,000	909
Salaries and employee benefits	$4,603,000	1,065
Premises and equipment expense	$1,487,000	859
Additional noninterest expense	$3,773,000	727
Pre-tax net operating income	$5,230,000	983
Securities gains (losses)	$256,000	232
Applicable income taxes	$1,319,000	1,112
Income before extraordinary items	$4,167,000	932
Extraordinary gains, net	$0	39
Net income	$4,167,000	933
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$426,000	644
Cash dividends	$12,600,000	187
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$3,972,440	951
2006-03-31 (YTD Data)		Rank
Total interest income	$10,971,000	835
Total interest expense	$4,960,000	744
Net interest income	$6,011,000	938
Provision for loan and lease losses	$261,000	886
Total noninterest income	$1,386,000	997
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$1,118,000	372
Trading account gains and fees	$0	115
Additional Noninterest Income	$268,000	2,103
Total noninterest expense	$4,532,000	993
Salaries and employee benefits	$2,159,000	1,152
Premises and equipment expense	$744,000	859
Additional noninterest expense	$1,629,000	822
Pre-tax net operating income	$2,604,000	963
Securities gains (losses)	$196,000	186
Applicable income taxes	$714,000	1,035
Income before extraordinary items	$2,086,000	907
Extraordinary gains, net	$0	21
Net income	$2,086,000	906
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$129,000	805
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$1,940,960	964
2005-12-31 (YTD Data)		Rank
Total interest income	$36,779,000	891
Total interest expense	$15,998,000	709
Net interest income	$20,781,000	1,033
Provision for loan and lease losses	$1,172,000	909
Total noninterest income	$4,986,000	1,089
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$4,102,000	412
Trading account gains and fees	$0	138
Additional Noninterest Income	$884,000	2,393
Total noninterest expense	$15,639,000	1,090
Salaries and employee benefits	$7,589,000	1,220
Premises and equipment expense	$2,150,000	1,132
Additional noninterest expense	$5,900,000	872
Pre-tax net operating income	$8,956,000	1,077
Securities gains (losses)	$410,000	329
Applicable income taxes	$2,036,000	1,342
Income before extraordinary items	$7,330,000	988
Extraordinary gains, net	$0	46
Net income	$7,330,000	988
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$984,000	685
Cash dividends	$255,000	4,625
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$7,010,200	1,016
2005-09-30 (YTD Data)		Rank
Total interest income	$26,114,000	922
Total interest expense	$11,057,000	718
Net interest income	$15,057,000	1,060
Provision for loan and lease losses	$905,000	822
Total noninterest income	$3,561,000	1,133
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$2,844,000	445
Trading account gains and fees	$0	126
Additional Noninterest Income	$717,000	2,288
Total noninterest expense	$11,253,000	1,134
Salaries and employee benefits	$5,394,000	1,285
Premises and equipment expense	$1,539,000	1,178
Additional noninterest expense	$4,320,000	879
Pre-tax net operating income	$6,460,000	1,110
Securities gains (losses)	$386,000	318
Applicable income taxes	$1,619,000	1,298
Income before extraordinary items	$5,227,000	1,032
Extraordinary gains, net	$0	35
Net income	$5,227,000	1,032
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$753,000	610
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$4,933,640	1,073
2005-06-30 (YTD Data)		Rank
Total interest income	$15,715,000	988
Total interest expense	$6,602,000	760
Net interest income	$9,113,000	1,157
Provision for loan and lease losses	$622,000	798
Total noninterest income	$2,092,000	1,224
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$1,584,000	523
Trading account gains and fees	$0	116
Additional Noninterest Income	$508,000	2,154
Total noninterest expense	$6,581,000	1,292
Salaries and employee benefits	$3,190,000	1,444
Premises and equipment expense	$892,000	1,356
Additional noninterest expense	$2,499,000	1,010
Pre-tax net operating income	$4,002,000	1,163
Securities gains (losses)	$243,000	368
Applicable income taxes	$1,075,000	1,286
Income before extraordinary items	$3,170,000	1,108
Extraordinary gains, net	$0	30
Net income	$3,170,000	1,108
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$407,000	710
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$2,987,750	1,149
2005-03-31 (YTD Data)		Rank
Total interest income	$7,419,000	1,025
Total interest expense	$3,116,000	772
Net interest income	$4,303,000	1,230
Provision for loan and lease losses	$316,000	731
Total noninterest income	$937,000	1,312
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$719,000	553
Trading account gains and fees	$0	115
Additional Noninterest Income	$218,000	2,358
Total noninterest expense	$3,038,000	1,390
Salaries and employee benefits	$1,584,000	1,466
Premises and equipment expense	$407,000	1,488
Additional noninterest expense	$1,047,000	1,175
Pre-tax net operating income	$1,886,000	1,211
Securities gains (losses)	$228,000	228
Applicable income taxes	$531,000	1,283
Income before extraordinary items	$1,583,000	1,085
Extraordinary gains, net	$0	24
Net income	$1,583,000	1,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$146,000	857
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$1,412,000	1,201
2004-12-31 (YTD Data)		Rank
Total interest income	$28,208,000	1,006
Total interest expense	$10,588,000	779
Net interest income	$17,620,000	1,143
Provision for loan and lease losses	$1,402,000	766
Total noninterest income	$4,123,000	1,245
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$3,189,000	543
Trading account gains and fees	$0	138
Additional Noninterest Income	$934,000	2,247
Total noninterest expense	$12,141,000	1,351
Salaries and employee benefits	$6,766,000	1,295
Premises and equipment expense	$1,476,000	1,577
Additional noninterest expense	$3,899,000	1,272
Pre-tax net operating income	$8,200,000	1,076
Securities gains (losses)	$211,000	800
Applicable income taxes	$2,138,000	1,194
Income before extraordinary items	$6,273,000	1,047
Extraordinary gains, net	$0	34
Net income	$6,273,000	1,049
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,730,000	515
Cash dividends	$2,050,000	1,310
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$6,114,750	1,035
2004-09-30 (YTD Data)		Rank
Total interest income	$20,804,000	1,006
Total interest expense	$7,679,000	783
Net interest income	$13,125,000	1,135
Provision for loan and lease losses	$1,081,000	731
Total noninterest income	$2,980,000	1,314
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$2,344,000	561
Trading account gains and fees	$0	134
Additional Noninterest Income	$636,000	2,419
Total noninterest expense	$9,091,000	1,344
Salaries and employee benefits	$5,038,000	1,307
Premises and equipment expense	$1,077,000	1,622
Additional noninterest expense	$2,976,000	1,234
Pre-tax net operating income	$5,933,000	1,113
Securities gains (losses)	$207,000	753
Applicable income taxes	$1,609,000	1,214
Income before extraordinary items	$4,531,000	1,084
Extraordinary gains, net	$0	26
Net income	$4,531,000	1,085
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,438,000	437
Cash dividends	$1,800,000	1,080
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$4,377,820	1,088
2004-06-30 (YTD Data)		Rank
Total interest income	$13,692,000	1,003
Total interest expense	$4,945,000	794
Net interest income	$8,747,000	1,125
Provision for loan and lease losses	$728,000	702
Total noninterest income	$1,885,000	1,345
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$1,486,000	585
Trading account gains and fees	$0	130
Additional Noninterest Income	$399,000	2,519
Total noninterest expense	$5,991,000	1,362
Salaries and employee benefits	$3,340,000	1,304
Premises and equipment expense	$709,000	1,628
Additional noninterest expense	$1,942,000	1,246
Pre-tax net operating income	$3,913,000	1,105
Securities gains (losses)	$131,000	869
Applicable income taxes	$1,086,000	1,198
Income before extraordinary items	$2,958,000	1,110
Extraordinary gains, net	$0	21
Net income	$2,958,000	1,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,103,000	397
Cash dividends	$800,000	1,514
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$2,862,370	1,100
2004-03-31 (YTD Data)		Rank
Total interest income	$6,737,000	1,028
Total interest expense	$2,457,000	817
Net interest income	$4,280,000	1,153
Provision for loan and lease losses	$375,000	665
Total noninterest income	$896,000	1,373
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$674,000	637
Trading account gains and fees	$0	121
Additional Noninterest Income	$222,000	2,301
Total noninterest expense	$3,048,000	1,348
Salaries and employee benefits	$1,658,000	1,331
Premises and equipment expense	$367,000	1,604
Additional noninterest expense	$1,023,000	1,176
Pre-tax net operating income	$1,753,000	1,199
Securities gains (losses)	$107,000	766
Applicable income taxes	$477,000	1,346
Income before extraordinary items	$1,383,000	1,181
Extraordinary gains, net	$0	16
Net income	$1,383,000	1,181
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$302,000	613
Cash dividends	$200,000	2,144
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$1,303,820	1,180
2003-12-31 (YTD Data)		Rank
Total interest income	$26,478,000	1,067
Total interest expense	$10,047,000	881
Net interest income	$16,431,000	1,179
Provision for loan and lease losses	$1,777,000	715
Total noninterest income	$3,396,000	1,524
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$2,717,000	631
Trading account gains and fees	$0	160
Additional Noninterest Income	$679,000	3,026
Total noninterest expense	$11,396,000	1,414
Salaries and employee benefits	$6,177,000	1,390
Premises and equipment expense	$1,413,000	1,611
Additional noninterest expense	$3,806,000	1,303
Pre-tax net operating income	$6,654,000	1,253
Securities gains (losses)	$282,000	1,092
Applicable income taxes	$1,744,000	1,419
Income before extraordinary items	$5,192,000	1,236
Extraordinary gains, net	$0	54
Net income	$5,192,000	1,238
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,078,000	873
Cash dividends	$3,240,000	930
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$4,980,500	1,215
2003-09-30 (YTD Data)		Rank
Total interest income	$19,747,000	1,099
Total interest expense	$7,664,000	907
Net interest income	$12,083,000	1,208
Provision for loan and lease losses	$1,283,000	728
Total noninterest income	$2,498,000	1,586
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$1,996,000	650
Trading account gains and fees	$0	153
Additional Noninterest Income	$502,000	3,131
Total noninterest expense	$8,509,000	1,426
Salaries and employee benefits	$4,648,000	1,395
Premises and equipment expense	$1,202,000	1,427
Additional noninterest expense	$2,659,000	1,385
Pre-tax net operating income	$4,789,000	1,352
Securities gains (losses)	$238,000	1,123
Applicable income taxes	$1,288,000	1,513
Income before extraordinary items	$3,739,000	1,327
Extraordinary gains, net	$0	40
Net income	$3,739,000	1,327
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$946,000	724
Cash dividends	$2,000,000	1,001
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$3,562,880	1,322
2003-06-30 (YTD Data)		Rank
Total interest income	$13,123,000	1,110
Total interest expense	$5,155,000	931
Net interest income	$7,968,000	1,226
Provision for loan and lease losses	$836,000	741
Total noninterest income	$1,659,000	1,583
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$1,272,000	670
Trading account gains and fees	$0	150
Additional Noninterest Income	$387,000	2,846
Total noninterest expense	$5,633,000	1,431
Salaries and employee benefits	$3,078,000	1,407
Premises and equipment expense	$817,000	1,407
Additional noninterest expense	$1,738,000	1,424
Pre-tax net operating income	$3,158,000	1,357
Securities gains (losses)	$224,000	972
Applicable income taxes	$858,000	1,530
Income before extraordinary items	$2,524,000	1,306
Extraordinary gains, net	$0	30
Net income	$2,524,000	1,306
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$629,000	730
Cash dividends	$2,000,000	736
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$2,356,000	1,310
2003-03-31 (YTD Data)		Rank
Total interest income	$6,465,000	1,137
Total interest expense	$2,667,000	920
Net interest income	$3,798,000	1,288
Provision for loan and lease losses	$492,000	627
Total noninterest income	$870,000	1,478
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$603,000	686
Trading account gains and fees	$0	134
Additional Noninterest Income	$267,000	2,268
Total noninterest expense	$2,804,000	1,426
Salaries and employee benefits	$1,535,000	1,408
Premises and equipment expense	$408,000	1,426
Additional noninterest expense	$861,000	1,401
Pre-tax net operating income	$1,372,000	1,533
Securities gains (losses)	$224,000	616
Applicable income taxes	$343,000	1,851
Income before extraordinary items	$1,253,000	1,316
Extraordinary gains, net	$0	21
Net income	$1,253,000	1,314
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$230,000	862
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$1,076,040	1,415
2002-12-31 (YTD Data)		Rank
Total interest income	$28,191,000	1,093
Total interest expense	$11,674,000	956
Net interest income	$16,517,000	1,175
Provision for loan and lease losses	$2,829,000	574
Total noninterest income	$2,780,000	1,643
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$2,396,000	679
Trading account gains and fees	$0	153
Additional Noninterest Income	$384,000	3,784
Total noninterest expense	$10,450,000	1,468
Salaries and employee benefits	$5,689,000	1,433
Premises and equipment expense	$1,503,000	1,482
Additional noninterest expense	$3,258,000	1,459
Pre-tax net operating income	$6,018,000	1,399
Securities gains (losses)	$472,000	679
Applicable income taxes	$1,617,000	1,548
Income before extraordinary items	$4,873,000	1,295
Extraordinary gains, net	$0	70
Net income	$4,873,000	1,293
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,900,000	449
Cash dividends	$225,000	4,750
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$4,519,000	1,329
2001-12-31 (YTD Data)		Rank
Total interest income	$32,556,000	1,048
Total interest expense	$18,082,000	909
Net interest income	$14,474,000	1,233
Provision for loan and lease losses	$2,955,000	519
Total noninterest income	$2,370,000	1,766
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$2,076,000	721
Trading account gains and fees	$0	177
Additional Noninterest Income	$294,000	4,159
Total noninterest expense	$10,603,000	1,389
Salaries and employee benefits	$5,543,000	1,353
Premises and equipment expense	$1,505,000	1,424
Additional noninterest expense	$3,555,000	1,314
Pre-tax net operating income	$3,286,000	2,085
Securities gains (losses)	$487,000	622
Applicable income taxes	$512,000	3,290
Income before extraordinary items	$3,261,000	1,625
Extraordinary gains, net	$0	105
Net income	$3,261,000	1,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,724,000	632
Cash dividends	$222,000	4,863
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$2,842,180	1,782
2000-12-31 (YTD Data)		Rank
Total interest income	$26,349,000	1,338
Total interest expense	$16,154,000	1,085
Net interest income	$10,195,000	1,730
Provision for loan and lease losses	$717,000	1,387
Total noninterest income	$1,579,000	2,264
Gross Fiduciary activities income	$0	1,332
Service charges on deposit accounts	$1,212,000	1,121
Trading account gains and fees	$0	180
Additional Noninterest Income	$367,000	3,544
Total noninterest expense	$7,869,000	1,771
Salaries and employee benefits	$4,189,000	1,709
Premises and equipment expense	$1,198,000	1,746
Additional noninterest expense	$2,482,000	1,786
Pre-tax net operating income	$3,188,000	2,268
Securities gains (losses)	$155,000	466
Applicable income taxes	$603,000	3,099
Income before extraordinary items	$2,740,000	1,897
Extraordinary gains, net	$0	38
Net income	$2,740,000	1,897
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,076,000	711
Cash dividends	$216,000	5,008
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$2,612,900	2,003
1999-12-31 (YTD Data)		Rank
Total interest income	$21,935,000	1,491
Total interest expense	$11,182,000	1,338
Net interest income	$10,753,000	1,619
Provision for loan and lease losses	$1,236,000	819
Total noninterest income	$1,282,000	2,574
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$973,000	1,345
Trading account gains and fees	$0	173
Additional Noninterest Income	$309,000	3,958
Total noninterest expense	$6,767,000	2,017
Salaries and employee benefits	$3,751,000	1,858
Premises and equipment expense	$1,071,000	1,915
Additional noninterest expense	$1,945,000	2,250
Pre-tax net operating income	$4,032,000	1,830
Securities gains (losses)	$13,000	1,614
Applicable income taxes	$860,000	2,479
Income before extraordinary items	$3,185,000	1,675
Extraordinary gains, net	$0	35
Net income	$3,185,000	1,676
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$933,000	740
Cash dividends	$210,000	5,136
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$3,174,730	1,652
1998-12-31 (YTD Data)		Rank
Total interest income	$20,909,000	1,543
Total interest expense	$11,017,000	1,401
Net interest income	$9,892,000	1,730
Provision for loan and lease losses	$541,000	1,623
Total noninterest income	$985,000	3,115
Gross Fiduciary activities income	$0	1,398
Service charges on deposit accounts	$798,000	1,589
Trading account gains and fees	$0	224
Additional Noninterest Income	$187,000	5,137
Total noninterest expense	$5,741,000	2,275
Salaries and employee benefits	$3,419,000	1,948
Premises and equipment expense	$744,000	2,611
Additional noninterest expense	$1,578,000	2,648
Pre-tax net operating income	$4,595,000	1,609
Securities gains (losses)	$-252,000	10,423
Applicable income taxes	$1,080,000	2,166
Income before extraordinary items	$3,263,000	1,613
Extraordinary gains, net	$0	32
Net income	$3,263,000	1,614
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$251,000	2,100
Cash dividends	$195,000	5,445
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$3,452,000	1,465
1997-12-31 (YTD Data)		Rank
Total interest income	$18,763,000	1,765
Total interest expense	$9,878,000	1,570
Net interest income	$8,885,000	1,956
Provision for loan and lease losses	$319,000	2,475
Total noninterest income	$1,026,000	2,986
Gross Fiduciary activities income	$0	1,450
Service charges on deposit accounts	$803,000	1,617
Trading account gains and fees	$0	239
Additional Noninterest Income	$223,000	4,697
Total noninterest expense	$5,266,000	2,447
Salaries and employee benefits	$3,097,000	2,135
Premises and equipment expense	$723,000	2,658
Additional noninterest expense	$1,446,000	2,826
Pre-tax net operating income	$4,326,000	1,764
Securities gains (losses)	$104,000	969
Applicable income taxes	$1,025,000	2,384
Income before extraordinary items	$3,405,000	1,584
Extraordinary gains, net	$0	44
Net income	$3,405,000	1,585
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$215,000	2,431
Cash dividends	$180,000	5,601
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$3,324,920	1,589
1996-12-31 (YTD Data)		Rank
Total interest income	$17,262,000	1,958
Total interest expense	$9,151,000	1,727
Net interest income	$8,111,000	2,217
Provision for loan and lease losses	$421,000	2,002
Total noninterest income	$1,203,000	2,680
Gross Fiduciary activities income	$0	1,526
Service charges on deposit accounts	$724,000	1,874
Trading account gains and fees	$0	262
Additional Noninterest Income	$479,000	3,016
Total noninterest expense	$4,949,000	2,762
Salaries and employee benefits	$3,035,000	2,204
Premises and equipment expense	$582,000	3,304
Additional noninterest expense	$1,332,000	3,454
Pre-tax net operating income	$3,944,000	1,820
Securities gains (losses)	$82,000	1,052
Applicable income taxes	$981,000	2,395
Income before extraordinary items	$3,045,000	1,638
Extraordinary gains, net	$0	53
Net income	$3,045,000	1,639
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$221,000	2,518
Cash dividends	$150,000	5,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$2,982,680	1,640
1995-12-31 (YTD Data)		Rank
Total interest income	$15,033,000	2,244
Total interest expense	$7,958,000	1,967
Net interest income	$7,075,000	2,536
Provision for loan and lease losses	$363,000	1,998
Total noninterest income	$1,009,000	3,078
Gross Fiduciary activities income	$0	1,590
Service charges on deposit accounts	$659,000	2,059
Trading account gains and fees	$0	522
Additional Noninterest Income	$350,000	3,615
Total noninterest expense	$4,726,000	2,854
Salaries and employee benefits	$2,728,000	2,444
Premises and equipment expense	$527,000	3,590
Additional noninterest expense	$1,471,000	3,138
Pre-tax net operating income	$2,995,000	2,440
Securities gains (losses)	$357,000	453
Applicable income taxes	$858,000	2,710
Income before extraordinary items	$2,494,000	2,028
Extraordinary gains, net	$0	65
Net income	$2,494,000	2,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$231,000	2,284
Cash dividends	$120,000	6,469
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$2,229,820	2,232
1994-12-31 (YTD Data)		Rank
Total interest income	$12,996,000	2,344
Total interest expense	$5,672,000	2,196
Net interest income	$7,324,000	2,467
Provision for loan and lease losses	$457,000	1,653
Total noninterest income	$919,000	3,306
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$588,000	2,314
Trading account gains and fees	$0	475
Additional Noninterest Income	$331,000	3,845
Total noninterest expense	$4,529,000	3,042
Salaries and employee benefits	$2,429,000	2,738
Premises and equipment expense	$505,000	3,773
Additional noninterest expense	$1,595,000	3,136
Pre-tax net operating income	$3,257,000	2,184
Securities gains (losses)	$559,000	251
Applicable income taxes	$985,000	2,273
Income before extraordinary items	$2,831,000	1,738
Extraordinary gains, net	$0	249
Net income	$2,831,000	1,737
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$398,000	1,604
Cash dividends	$105,000	6,763
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$2,417,340	2,035
1993-12-31 (YTD Data)		Rank
Total interest income	$12,491,000	2,470
Total interest expense	$5,315,000	2,430
Net interest income	$7,176,000	2,501
Provision for loan and lease losses	$395,000	2,491
Total noninterest income	$858,000	3,773
Gross Fiduciary activities income	$0	1,630
Service charges on deposit accounts	$552,000	2,511
Trading account gains and fees	$0	532
Additional Noninterest Income	$306,000	4,417
Total noninterest expense	$4,366,000	3,205
Salaries and employee benefits	$2,341,000	2,821
Premises and equipment expense	$422,000	4,499
Additional noninterest expense	$1,603,000	3,306
Pre-tax net operating income	$3,273,000	2,079
Securities gains (losses)	$157,000	1,942
Applicable income taxes	$904,000	2,511
Income before extraordinary items	$2,526,000	1,978
Extraordinary gains, net	$0	3,149
Net income	$2,526,000	2,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$303,000	2,463
Cash dividends	$1,131,000	1,581
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$2,409,820	1,946
1992-12-31 (YTD Data)		Rank
Total interest income	$11,747,000	2,989
Total interest expense	$5,605,000	2,969
Net interest income	$6,142,000	2,969
Provision for loan and lease losses	$685,000	2,409
Total noninterest income	$750,000	4,170
Gross Fiduciary activities income	$0	1,658
Service charges on deposit accounts	$466,000	2,999
Trading account gains and fees	$0	504
Additional Noninterest Income	$284,000	4,582
Total noninterest expense	$3,285,000	4,173
Salaries and employee benefits	$1,823,000	3,507
Premises and equipment expense	$266,000	6,505
Additional noninterest expense	$1,196,000	4,354
Pre-tax net operating income	$2,922,000	2,131
Securities gains (losses)	$43,000	4,369
Applicable income taxes	$898,000	2,330
Income before extraordinary items	$2,067,000	2,214
Extraordinary gains, net	$0	1,422
Net income	$2,067,000	2,244
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$296,000	3,359
Cash dividends	$90,000	6,821
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$2,036,900	2,068

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.