Home > CB&S Bank, Inc. > Net charge- offs to loans
CB&S Bank, Inc., Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0002% | 2,912 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0749% | 4,468 |
| Percentage Net Loans Charged-off:Construction & development | -0.3290% | 4,510 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 3,950 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0201% | 421 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0312% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0180% | 425 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5064% | 541 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0505% | 670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9016% | 120 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7087% | 807 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0613% | 4,415 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0987% | 4,516 |
| Percentage Net Loans Charged-off:Construction & development | -0.4137% | 4,547 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0278% | 311 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0432% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0249% | 321 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0325% | 1,150 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0829% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6557% | 59 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6858% | 773 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1353% | 4,552 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1793% | 4,603 |
| Percentage Net Loans Charged-off:Construction & development | -0.6864% | 4,595 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0004% | 4,052 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0119% | 4,037 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0715% | 4,481 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0010% | 3,580 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 4,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9036% | 635 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2234% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5222% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0325% | 4,242 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0575% | 4,519 |
| Percentage Net Loans Charged-off:Construction & development | -0.2225% | 4,645 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0009% | 4,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 372 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 332 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0977% | 4,282 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9707% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0407% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7809% | 632 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0519% | 4,423 |
| Percentage Net Loans Charged-off:Construction & development | -0.2779% | 4,642 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 3,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0014% | 3,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0016% | 3,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0365% | 1,114 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8270% | 645 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8624% | 77 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5736% | 835 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0344% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0089% | 608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0634% | 4,582 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0006% | 3,931 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0161% | 429 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0189% | 394 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0220% | 964 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5854% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7525% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4910% | 860 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0269% | 1,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0160% | 448 |
| Percentage Net Loans Charged-off:Construction & development | -0.0920% | 4,223 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 3,880 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1550% | 119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8472% | 17 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0323% | 286 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0362% | 740 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3844% | 1,047 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9006% | 166 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2682% | 1,194 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0145% | 3,747 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0430% | 4,377 |
| Percentage Net Loans Charged-off:Construction & development | -0.1841% | 4,291 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0010% | 4,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 390 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0069% | 3,363 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8455% | 578 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3392% | 128 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7355% | 593 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 16 |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1979% | 487 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1362% | 285 |
| Percentage Net Loans Charged-off:Construction & development | -0.1551% | 4,288 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4067% | 144 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0209% | 3,931 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0197% | 204 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0274% | 4,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0044% | 3,335 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4550% | 922 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1255% | 155 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3472% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1572% | 533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0584% | 478 |
| Percentage Net Loans Charged-off:Construction & development | 0.0009% | 193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1546% | 251 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0279% | 4,119 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0263% | 168 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0364% | 4,247 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0035% | 3,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3523% | 1,007 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6655% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2711% | 1,083 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1172% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0274% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0026% | 152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0767% | 319 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0183% | 4,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0456% | 135 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0282% | 4,208 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0136% | 1,009 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2157% | 1,250 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3550% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1471% | 1,338 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1876% | 429 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0021% | 3,548 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0013% | 4,218 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0051% | 3,769 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0058% | 3,842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0690% | 607 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1881% | 1,244 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9492% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0830% | 1,385 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0109% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0434% | 4,613 |
| Percentage Net Loans Charged-off:Construction & development | -0.1032% | 4,413 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0870% | 4,717 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0421% | 876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0214% | 331 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0456% | 806 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0990% | 1,457 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7389% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5096% | 216 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6461% | 889 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 41 |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0346% | 4,572 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0675% | 4,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.1389% | 4,472 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1341% | 4,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0516% | 668 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0406% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0535% | 631 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0028% | 1,826 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6241% | 973 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6084% | 209 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5235% | 1,038 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 4,497 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0589% | 4,737 |
| Percentage Net Loans Charged-off:Construction & development | -0.2083% | 4,526 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0529% | 4,741 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 1,088 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0609% | 202 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0052% | 3,981 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0090% | 1,524 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6265% | 1,044 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6467% | 319 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5756% | 1,012 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0223% | 4,368 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0337% | 4,644 |
| Percentage Net Loans Charged-off:Construction & development | -0.0030% | 4,238 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0986% | 4,854 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0337% | 619 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1324% | 111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0167% | 674 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0591% | 4,232 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3879% | 1,426 |
| Percentage Net Loans Charged-off: Credit card loans | 1.7404% | 279 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3200% | 1,469 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1570% | 1,281 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1433% | 545 |
| Percentage Net Loans Charged-off:Construction & development | 0.5335% | 108 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0279% | 872 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1362% | 519 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1817% | 183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1273% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0764% | 1,843 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9413% | 869 |
| Percentage Net Loans Charged-off: Credit card loans | 1.8792% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8932% | 834 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1785% | 950 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 378 |
| Percentage Net Loans Charged-off:Construction & development | 0.7389% | 60 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0403% | 630 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1197% | 500 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2663% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0900% | 609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0354% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8885% | 875 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2539% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8190% | 857 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 1,434 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0813% | 633 |
| Percentage Net Loans Charged-off:Construction & development | -0.0019% | 4,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0687% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1750% | 347 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4138% | 75 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1250% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0182% | 1,475 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7085% | 1,045 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7054% | 225 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6043% | 1,094 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1005% | 1,138 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0775% | 519 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1491% | 216 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0460% | 655 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3623% | 71 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0202% | 4,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0373% | 998 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9309% | 810 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0546% | 193 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8229% | 826 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1880% | 1,024 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1660% | 440 |
| Percentage Net Loans Charged-off:Construction & development | 0.7684% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0851% | 619 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0511% | 1,209 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 3,555 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0632% | 1,048 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0381% | 4,330 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5389% | 459 |
| Percentage Net Loans Charged-off: Credit card loans | 6.0956% | 68 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3319% | 495 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0904% | 1,598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0514% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0706% | 516 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0700% | 881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0083% | 3,566 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0856% | 771 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0517% | 4,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4390% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5650% | 340 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4334% | 426 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0935% | 1,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0718% | 710 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1124% | 334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0785% | 742 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0125% | 3,640 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0965% | 642 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0747% | 4,568 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1964% | 582 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6741% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1751% | 523 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0981% | 1,199 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0828% | 540 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0915% | 259 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1393% | 445 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0127% | 3,716 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1691% | 381 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0127% | 1,068 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7814% | 977 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1400% | 178 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6813% | 999 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2718% | 958 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2693% | 370 |
| Percentage Net Loans Charged-off:Construction & development | 0.7937% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2353% | 443 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2057% | 557 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2264% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2017% | 586 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0318% | 2,174 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4095% | 563 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3184% | 118 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.2895% | 570 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2005% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1942% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 1.0631% | 92 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0218% | 857 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1542% | 701 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3086% | 174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1242% | 820 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0403% | 1,764 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0837% | 750 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0201% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0863% | 655 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3199% | 635 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3477% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 2.0451% | 50 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0384% | 622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2270% | 472 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4727% | 120 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1786% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0628% | 1,423 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0099% | 784 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4992% | 246 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9486% | 755 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0148% | 1,301 |
| Percentage Net Loans Charged-off:Construction & development | -0.0189% | 4,739 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0159% | 5,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0648% | 903 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3980% | 128 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 4,517 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1477% | 789 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8696% | 953 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5173% | 163 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7601% | 954 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0694% | 2,703 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0272% | 5,117 |
| Percentage Net Loans Charged-off:Construction & development | 0.0736% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1334% | 5,504 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0473% | 1,940 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0105% | 3,933 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0580% | 1,687 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3412% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1354% | 783 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5709% | 611 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1554% | 698 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0044% | 4,942 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0048% | 3,743 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0494% | 5,329 |
| Percentage Net Loans Charged-off:Construction & development | 0.1083% | 328 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1821% | 5,613 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 1,915 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0096% | 3,942 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0385% | 1,732 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0053% | 4,172 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0679% | 758 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3152% | 1,114 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1152% | 648 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 4,792 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0715% | 5,495 |
| Percentage Net Loans Charged-off:Construction & development | 0.1746% | 247 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2232% | 5,723 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 4,667 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0071% | 3,949 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,020 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 4,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0488% | 744 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2448% | 1,090 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0918% | 635 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0950% | 5,612 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1576% | 5,804 |
| Percentage Net Loans Charged-off:Construction & development | 0.3383% | 138 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4663% | 5,881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0109% | 4,946 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0129% | 5,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,202 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7593% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5028% | 473 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7676% | 919 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3400% | 874 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2979% | 617 |
| Percentage Net Loans Charged-off:Construction & development | -0.0159% | 4,731 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5844% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1593% | 1,308 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3463% | 370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1221% | 1,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1241% | 1,811 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5051% | 465 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7916% | 573 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5273% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5680% | 549 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4217% | 607 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3954% | 411 |
| Percentage Net Loans Charged-off:Construction & development | -0.0132% | 4,791 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7873% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1989% | 1,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3512% | 328 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1679% | 1,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1123% | 1,565 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4453% | 444 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5346% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4733% | 384 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7802% | 432 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4292% | 598 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4027% | 432 |
| Percentage Net Loans Charged-off:Construction & development | -0.0080% | 4,808 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7866% | 239 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2132% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5221% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1493% | 1,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3094% | 934 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1378% | 627 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5415% | 500 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1561% | 555 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5414% | 474 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2377% | 1,001 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1447% | 966 |
| Percentage Net Loans Charged-off:Construction & development | 0.0081% | 356 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0783% | 575 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2868% | 661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7857% | 159 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1808% | 876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6460% | 473 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0669% | 693 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0804% | 362 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0665% | 633 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3668% | 1,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3084% | 1,016 |
| Percentage Net Loans Charged-off:Construction & development | 0.6067% | 539 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3927% | 812 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0685% | 5,020 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2090% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0817% | 958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2384% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4927% | 1,212 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3381% | 666 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5085% | 658 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3649% | 587 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0120% | 1,446 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3825% | 1,043 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2963% | 994 |
| Percentage Net Loans Charged-off:Construction & development | 0.7904% | 416 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2911% | 853 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0904% | 5,087 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 1,389 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1080% | 829 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2472% | 1,235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7307% | 817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3188% | 629 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3620% | 543 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0077% | 1,353 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5976% | 672 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4883% | 634 |
| Percentage Net Loans Charged-off:Construction & development | 1.1475% | 334 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6091% | 502 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1357% | 5,131 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2771% | 1,167 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1604% | 650 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3049% | 1,037 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2681% | 544 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3119% | 655 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2535% | 622 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3464% | 576 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6548% | 564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3633% | 771 |
| Percentage Net Loans Charged-off:Construction & development | -0.0064% | 5,195 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8433% | 306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0803% | 1,678 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3174% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0234% | 1,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5737% | 247 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5550% | 570 |
| Percentage Net Loans Charged-off: Credit card loans | -0.4963% | 1,196 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6235% | 483 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3830% | 1,760 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3717% | 1,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.7266% | 955 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4009% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9953% | 282 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 2,460 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0034% | 1,417 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2062% | 2,134 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0150% | 3,023 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9410% | 518 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6418% | 651 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.9876% | 449 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0887% | 5,789 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3264% | 1,911 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3124% | 1,652 |
| Percentage Net Loans Charged-off:Construction & development | 0.3681% | 1,054 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4057% | 1,083 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3642% | 208 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0898% | 2,864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0473% | 1,189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0996% | 2,644 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0183% | 5,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7787% | 556 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6884% | 597 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.8189% | 491 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2362% | 2,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2110% | 2,064 |
| Percentage Net Loans Charged-off:Construction & development | 0.5669% | 855 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1551% | 1,438 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1885% | 2,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0754% | 995 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2140% | 1,846 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0375% | 5,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7326% | 566 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0517% | 488 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.7591% | 505 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2077% | 2,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2114% | 1,745 |
| Percentage Net Loans Charged-off:Construction & development | 0.8019% | 600 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0089% | 6,128 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 1,434 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1486% | 672 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3152% | 1,286 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0262% | 5,071 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9860% | 1,017 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5748% | 381 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9630% | 929 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1873% | 3,882 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1449% | 3,643 |
| Percentage Net Loans Charged-off:Construction & development | 0.2276% | 2,055 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0977% | 2,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1991% | 3,004 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1449% | 1,518 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2115% | 2,788 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1525% | 2,929 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3603% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6827% | 744 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3854% | 879 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2014% | 3,522 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1692% | 3,286 |
| Percentage Net Loans Charged-off:Construction & development | 0.5044% | 1,655 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0721% | 2,498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1665% | 2,977 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1637% | 1,323 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1671% | 2,834 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2056% | 2,478 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0501% | 1,221 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5478% | 716 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0686% | 1,082 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1871% | 3,459 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1345% | 3,323 |
| Percentage Net Loans Charged-off:Construction & development | 0.2502% | 1,677 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0712% | 2,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1859% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2458% | 1,070 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1724% | 2,603 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3064% | 2,016 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0724% | 1,171 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1029% | 552 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0713% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1695% | 3,072 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1776% | 2,578 |
| Percentage Net Loans Charged-off:Construction & development | 0.3146% | 1,215 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1279% | 1,401 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2164% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2648% | 1,856 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0226% | 5,433 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7978% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | -3.3566% | 1,341 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9475% | 1,069 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6558% | 2,510 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7019% | 2,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.8677% | 2,206 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1906% | 1,056 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2949% | 2,948 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5015% | 1,232 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2493% | 3,067 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3431% | 3,062 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4996% | 1,110 |
| Percentage Net Loans Charged-off: Credit card loans | 2.5279% | 432 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3751% | 1,049 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0893% | 6,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7853% | 1,986 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8725% | 1,666 |
| Percentage Net Loans Charged-off:Construction & development | 0.9691% | 1,912 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.5554% | 702 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3443% | 2,482 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6633% | 959 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2740% | 2,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3713% | 2,648 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2782% | 1,216 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9232% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0616% | 1,215 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1165% | 6,238 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5660% | 2,412 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5423% | 2,177 |
| Percentage Net Loans Charged-off:Construction & development | 0.9011% | 1,718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5587% | 1,439 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4716% | 1,987 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9912% | 719 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3575% | 2,161 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4810% | 2,205 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9503% | 778 |
| Percentage Net Loans Charged-off: Credit card loans | 7.0221% | 140 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5961% | 756 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0282% | 6,043 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1868% | 3,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1528% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.1081% | 1,609 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0413% | 1,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3171% | 1,927 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 5,242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3898% | 1,653 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0097% | 5,762 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8504% | 800 |
| Percentage Net Loans Charged-off: Credit card loans | 14.8433% | 69 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1839% | 921 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0363% | 6,058 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7338% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9951% | 936 |
| Percentage Net Loans Charged-off:Construction & development | 8.5281% | 718 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1997% | 2,819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3841% | 2,660 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6302% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3303% | 2,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4723% | 3,384 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5280% | 823 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9338% | 901 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7817% | 901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1943% | 823 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5664% | 610 |
| Percentage Net Loans Charged-off:Construction & development | 10.8391% | 471 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2450% | 2,313 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4481% | 2,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8368% | 881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3631% | 2,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6337% | 2,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3712% | 854 |
| Percentage Net Loans Charged-off: Credit card loans | 1.0873% | 804 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9970% | 742 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4898% | 691 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.0472% | 472 |
| Percentage Net Loans Charged-off:Construction & development | 13.0630% | 351 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1048% | 2,265 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3839% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3159% | 1,107 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3987% | 2,043 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4600% | 2,700 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3974% | 1,402 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3587% | 707 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0557% | 638 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7371% | 584 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.3326% | 407 |
| Percentage Net Loans Charged-off:Construction & development | 13.9692% | 290 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2103% | 1,432 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1978% | 2,278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4788% | 729 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1368% | 2,347 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6674% | 1,817 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2705% | 1,514 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.2587% | 502 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 3.3614% | 595 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9866% | 390 |
| Percentage Net Loans Charged-off:Construction & development | 13.7849% | 387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4573% | 1,821 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0289% | 6,129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5131% | 2,049 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2718% | 1,512 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5665% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1902% | 4,512 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5796% | 990 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.7595% | 495 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7126% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7928% | 940 |
| Percentage Net Loans Charged-off:Construction & development | 5.9135% | 851 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3859% | 1,540 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0387% | 6,135 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1990% | 2,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1598% | 1,397 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2077% | 2,633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2485% | 3,738 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4100% | 1,027 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6637% | 360 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4195% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3609% | 2,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.7490% | 1,930 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3753% | 1,204 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0586% | 6,139 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1150% | 2,934 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1220% | 1,171 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1135% | 2,744 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2140% | 3,258 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3356% | 1,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,008 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5834% | 921 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4673% | 2,276 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3742% | 1,882 |
| Percentage Net Loans Charged-off:Construction & development | 1.1457% | 1,180 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0048% | 7,681 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1183% | 6,119 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1601% | 1,981 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1331% | 752 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1662% | 1,808 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1868% | 2,308 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4733% | 594 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5945% | 725 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0687% | 1,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5003% | 1,689 |
| Percentage Net Loans Charged-off:Construction & development | 0.9927% | 1,574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5700% | 791 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1519% | 2,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1398% | 1,131 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1546% | 2,295 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6476% | 782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8921% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 8.7593% | 221 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1240% | 754 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4550% | 1,255 |
| Percentage Net Loans Charged-off:Construction & development | 1.3394% | 926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1839% | 990 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0560% | 2,758 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0684% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0081% | 485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,434 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 12.6452% | 135 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2007% | 2,725 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0052% | 7,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0363% | 7,619 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0229% | 2,585 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0280% | 2,339 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2092% | 2,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,890 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.7650% | 187 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1560% | 2,458 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0500% | 1,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0610% | 1,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0230% | 6,896 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,977 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.1613% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5125% | 1,071 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1648% | 1,562 |
| Percentage Net Loans Charged-off:Construction & development | 0.6067% | 605 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0390% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 2,101 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2840% | 466 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0384% | 2,445 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3689% | 2,201 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5593% | 111 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0321% | 6,966 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5872% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1954% | 926 |
| Percentage Net Loans Charged-off:Construction & development | 0.8403% | 274 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0545% | 869 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0433% | 1,966 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2283% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0077% | 2,356 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4123% | 1,654 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.1533% | 80 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0455% | 7,025 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4167% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0098% | 2,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0958% | 529 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1336% | 381 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0262% | 7,919 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5278% | 1,214 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.4578% | 91 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0761% | 7,096 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1726% | 1,566 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0064% | 1,751 |
| Percentage Net Loans Charged-off:Construction & development | 0.0049% | 436 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0404% | 1,181 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3041% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0029% | 7,668 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1888% | 7,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0265% | 318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1048% | 807 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2791% | 1,456 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1137% | 1,187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0559% | 599 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1374% | 680 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1470% | 1,069 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0339% | 6,051 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 956 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0349% | 3,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1258% | 269 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0833% | 7,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2811% | 1,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0917% | 1,140 |
| Percentage Net Loans Charged-off:Construction & development | 0.0057% | 586 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2317% | 409 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0496% | 1,629 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0226% | 6,016 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0565% | 1,475 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2753% | 1,751 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9404% | 277 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1184% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2413% | 1,289 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0339% | 1,662 |
| Percentage Net Loans Charged-off:Construction & development | 0.0098% | 421 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0306% | 674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0521% | 1,379 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0514% | 350 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0522% | 1,309 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3351% | 1,405 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8754% | 290 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1815% | 7,306 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1600% | 1,542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0451% | 1,054 |
| Percentage Net Loans Charged-off:Construction & development | 0.0243% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0303% | 8,169 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1088% | 749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2440% | 153 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0946% | 750 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0709% | 7,187 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1538% | 538 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.4111% | 7,377 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3445% | 1,326 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1267% | 1,076 |
| Percentage Net Loans Charged-off:Construction & development | 0.0354% | 538 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1948% | 579 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5182% | 89 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0929% | 1,496 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1001% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0877% | 3,397 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.1447% | 289 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5444% | 991 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9034% | 620 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3607% | 1,084 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1489% | 833 |
| Percentage Net Loans Charged-off:Construction & development | 0.0521% | 386 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2144% | 453 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6832% | 63 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1066% | 1,193 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1143% | 1,127 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1265% | 2,632 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8943% | 326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5190% | 1,200 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1556% | 488 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2974% | 1,302 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1278% | 870 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0916% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.0490% | 41 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1221% | 991 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1292% | 938 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2737% | 1,801 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3736% | 469 |
| Percentage Net Loans Charged-off: Credit card loans | -1.9219% | 2,119 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0975% | 7,263 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2422% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1518% | 635 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1310% | 317 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1434% | 15 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0495% | 1,146 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0526% | 1,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0296% | 7,013 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9281% | 713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5137% | 688 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0664% | 7,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7370% | 660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3086% | 587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0808% | 1,058 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5247% | 351 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1333% | 6,069 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5677% | 326 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5670% | 1,984 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2741% | 335 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2199% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1573% | 171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8224% | 511 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4003% | 376 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1109% | 752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6636% | 242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1753% | 6,044 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7192% | 229 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2974% | 2,268 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9058% | 372 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4207% | 282 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 6.4635% | 124 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9535% | 445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3886% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1716% | 524 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6236% | 255 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2598% | 6,027 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6830% | 237 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4597% | 1,656 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7400% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 5.6833% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 9.1474% | 90 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5230% | 879 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5079% | 276 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3536% | 254 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7459% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5290% | 5,986 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8302% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0689% | 1,931 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5852% | 1,163 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2654% | 236 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0370% | 7,217 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4724% | 1,551 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2503% | 904 |
| Percentage Net Loans Charged-off:Construction & development | 0.1151% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0730% | 1,194 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3931% | 584 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5994% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3233% | 761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8190% | 1,956 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3118% | 665 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2407% | 390 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1022% | 1,529 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5538% | 1,141 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2822% | 678 |
| Percentage Net Loans Charged-off:Construction & development | 0.1525% | 414 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0993% | 889 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4303% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4901% | 52 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3712% | 559 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9681% | 1,450 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7625% | 466 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4054% | 371 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1342% | 1,270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5538% | 1,110 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2268% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3924% | 501 |
| Percentage Net Loans Charged-off: Home equity loans | 2.3140% | 37 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2902% | 649 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2983% | 1,081 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9063% | 450 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9681% | 332 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1718% | 1,070 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4077% | 1,350 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0780% | 1,212 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1328% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1399% | 854 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5540% | 1,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0193% | 495 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.3440% | 679 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2727% | 507 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3084% | 722 |
| Percentage Net Loans Charged-off:Construction & development | 0.4080% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4687% | 462 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6533% | 126 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4590% | 487 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6378% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.2915% | 87 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1289% | 1,560 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7848% | 971 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1716% | 1,129 |
| Percentage Net Loans Charged-off:Construction & development | 0.0115% | 794 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0112% | 8,783 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2741% | 708 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2891% | 668 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3370% | 843 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4766% | 574 |
| Percentage Net Loans Charged-off: Credit card loans | 5.8118% | 353 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4093% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5500% | 1,172 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1366% | 187 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0708% | 217 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.0618% | 7 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0672% | 360 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2972% | 103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0547% | 375 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8621% | 123 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1251% | 355 |
| Percentage Net Loans Charged-off: Credit card loans | 4.6417% | 160 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5463% | 1,224 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0770% | 332 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0281% | 1,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0982% | 301 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1032% | 275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1889% | 168 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5339% | 256 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3599% | 184 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 4,014 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1635% | 4,320 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1938% | 4,160 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2334% | 3,493 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4308% | 2,115 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3689% | 3,565 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4291% | 4,808 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |