Home > Catskill Savings Bank > Assets and Liabilities
Catskill Savings Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 75 | 2,334 |
| Assets and Liabilities | ||
| Total Assets: | $342,452,000 | 1,385 |
| Cash and due from depository institutions | $5,138,000 | 2,334 |
| Interest-bearing balances | $117,000 | 4,479 |
| Securities | $155,418,000 | 767 |
| Federal funds sold & reverse repurchase agreements | $0 | 6,825 |
| Net loans & leases | $157,358,000 | 1,904 |
| Loan loss allowance | $2,140,000 | 1,712 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,793,000 | 2,288 |
| Other real estate owned | $107,000 | 2,334 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $20,638,000 | 579 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $342,452,000 | 1,385 |
| Total liabilities | $295,091,000 | 1,441 |
| Total deposits | $223,915,000 | 1,686 |
| Interest-bearing deposits | $210,874,000 | 1,544 |
| Deposits held in domestic offices | $223,915,000 | 1,684 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $69,444,000 | 608 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $1,732,000 | 2,118 |
| Total equity capital | $47,361,000 | 950 |
| Total bank equity capital | $47,361,000 | 950 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $57,000 | 8,502 |
| Surplus | $28,253,000 | 707 |
| Undivided profits | $19,051,000 | 1,332 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $539,000 | 3,492 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $953,000 | 2,386 |
| Earning assets | $312,893,000 | 1,377 |
| Long-term assets (5+ years) | $0 | 8,976 |
| Average Assets, year-to-date | $330,678,200 | 1,375 |
| Average Assets, quarterly | $339,910,000 | 1,381 |
| Volatile liabilities | $93,232,000 | 1,018 |
| Insider loans | $107,000 | 7,928 |
| FHLB advances | $65,350,000 | 173 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $6,838,000 | 4,655 |
| Tier 1 (core) risk-based capital | $51,971,000 | 854 |
| Tier 2 risk-based capital | $2,140,000 | 1,587 |
| Total risk weighted assets | $176,005,000 | 1,744 |
| Total unused commitments | $6,838,000 | 4,660 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 66 | 2,692 |
| Assets and Liabilities | ||
| Total Assets: | $321,124,000 | 1,416 |
| Cash and due from depository institutions | $4,176,000 | 2,692 |
| Interest-bearing balances | $265,000 | 4,077 |
| Securities | $156,514,000 | 765 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $142,543,000 | 1,964 |
| Loan loss allowance | $1,984,000 | 1,784 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,561,000 | 3,156 |
| Other real estate owned | $62,000 | 2,692 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $15,268,000 | 649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $321,124,000 | 1,416 |
| Total liabilities | $263,366,000 | 1,564 |
| Total deposits | $221,720,000 | 1,696 |
| Interest-bearing deposits | $208,118,000 | 1,541 |
| Deposits held in domestic offices | $221,720,000 | 1,690 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $39,056,000 | 703 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,590,000 | 1,595 |
| Total equity capital | $57,758,000 | 797 |
| Total bank equity capital | $57,758,000 | 797 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $57,000 | 8,692 |
| Surplus | $27,920,000 | 670 |
| Undivided profits | $29,781,000 | 873 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $506,000 | 3,940 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $876,000 | 2,567 |
| Earning assets | $299,322,000 | 1,398 |
| Long-term assets (5+ years) | $0 | 9,173 |
| Average Assets, year-to-date | $305,565,400 | 1,415 |
| Average Assets, quarterly | $317,348,500 | 1,414 |
| Volatile liabilities | $60,790,000 | 1,196 |
| Insider loans | $112,000 | 7,955 |
| FHLB advances | $34,825,000 | 221 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,948,000 | 4,528 |
| Tier 1 (core) risk-based capital | $56,229,000 | 763 |
| Tier 2 risk-based capital | $1,694,000 | 1,878 |
| Total risk weighted assets | $135,242,000 | 2,104 |
| Total unused commitments | $6,948,000 | 4,534 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 70 | 2,570 |
| Assets and Liabilities | ||
| Total Assets: | $291,630,000 | 1,562 |
| Cash and due from depository institutions | $3,897,000 | 2,570 |
| Interest-bearing balances | $65,000 | 5,189 |
| Securities | $155,090,000 | 772 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $125,095,000 | 2,232 |
| Loan loss allowance | $1,890,000 | 1,879 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,395,000 | 3,278 |
| Other real estate owned | $239,000 | 2,570 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $4,914,000 | 1,563 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $291,630,000 | 1,562 |
| Total liabilities | $230,456,000 | 1,782 |
| Total deposits | $207,568,000 | 1,810 |
| Interest-bearing deposits | $197,726,000 | 1,632 |
| Deposits held in domestic offices | $207,568,000 | 1,803 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $20,959,000 | 937 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,929,000 | 2,086 |
| Total equity capital | $61,174,000 | 775 |
| Total bank equity capital | $61,174,000 | 775 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $57,000 | 9,081 |
| Surplus | $27,619,000 | 689 |
| Undivided profits | $33,498,000 | 772 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $784,000 | 3,002 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $821,000 | 2,815 |
| Earning assets | $280,250,000 | 1,502 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $281,187,600 | 1,531 |
| Average Assets, quarterly | $288,859,000 | 1,549 |
| Volatile liabilities | $42,557,000 | 1,616 |
| Insider loans | $105,000 | 8,369 |
| FHLB advances | $16,600,000 | 340 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $4,391,000 | 5,531 |
| Tier 1 (core) risk-based capital | $59,969,000 | 719 |
| Tier 2 risk-based capital | $1,143,000 | 2,590 |
| Total risk weighted assets | $100,169,000 | 2,752 |
| Total unused commitments | $4,391,000 | 5,536 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 60 | 3,153 |
| Assets and Liabilities | ||
| Total Assets: | $275,800,000 | 1,683 |
| Cash and due from depository institutions | $4,096,000 | 3,153 |
| Interest-bearing balances | $1,111,000 | 2,228 |
| Securities | $129,586,000 | 948 |
| Federal funds sold & reverse repurchase agreements | $12,200,000 | 1,073 |
| Net loans & leases | $123,803,000 | 2,280 |
| Loan loss allowance | $1,826,000 | 2,059 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,056,000 | 3,702 |
| Other real estate owned | $467,000 | 3,153 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,592,000 | 2,102 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $275,800,000 | 1,683 |
| Total liabilities | $219,552,000 | 1,917 |
| Total deposits | $213,866,000 | 1,802 |
| Interest-bearing deposits | $190,683,000 | 1,750 |
| Deposits held in domestic offices | $213,866,000 | 1,792 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $4,479,000 | 1,965 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $1,207,000 | 3,056 |
| Total equity capital | $56,248,000 | 836 |
| Total bank equity capital | $56,248,000 | 836 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $57,000 | 9,531 |
| Surplus | $27,410,000 | 710 |
| Undivided profits | $28,781,000 | 893 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $829,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $810,000 | 2,819 |
| Earning assets | $266,700,000 | 1,613 |
| Long-term assets (5+ years) | $0 | 9,965 |
| Average Assets, year-to-date | $279,832,400 | 1,602 |
| Average Assets, quarterly | $268,978,000 | 1,705 |
| Volatile liabilities | $37,071,000 | 1,747 |
| Insider loans | $80,000 | 9,061 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $2,861,000 | 6,561 |
| Tier 1 (core) risk-based capital | $55,966,000 | 799 |
| Tier 2 risk-based capital | $1,196,000 | 2,527 |
| Total risk weighted assets | $95,067,000 | 2,923 |
| Total unused commitments | $3,861,000 | 5,756 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 56 | 3,475 |
| Assets and Liabilities | ||
| Total Assets: | $231,165,000 | 2,039 |
| Cash and due from depository institutions | $4,337,000 | 3,475 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $63,503,000 | 1,964 |
| Federal funds sold & reverse repurchase agreements | $38,000,000 | 419 |
| Net loans & leases | $119,545,000 | 2,316 |
| Loan loss allowance | $1,975,000 | 1,963 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,699,000 | 4,250 |
| Other real estate owned | $540,000 | 3,475 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $3,541,000 | 2,194 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $231,165,000 | 2,039 |
| Total liabilities | $201,699,000 | 2,115 |
| Total deposits | $201,382,000 | 1,952 |
| Interest-bearing deposits | $196,799,000 | 1,725 |
| Deposits held in domestic offices | $201,382,000 | 1,942 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $317,000 | 8,074 |
| Total equity capital | $29,466,000 | 1,538 |
| Total bank equity capital | $29,466,000 | 1,538 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $0 | 10,908 |
| Surplus | $6,907,000 | 2,211 |
| Undivided profits | $22,559,000 | 1,157 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,142,000 | 2,375 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $4,000 | 1,671 |
| Income earned, not collected on loans | $751,000 | 3,128 |
| Earning assets | $221,048,000 | 1,952 |
| Long-term assets (5+ years) | $74,769,000 | 867 |
| Average Assets, year-to-date | $227,541,600 | 1,978 |
| Average Assets, quarterly | $230,642,500 | 2,018 |
| Volatile liabilities | $7,432,000 | 5,565 |
| Insider loans | $223,000 | 7,772 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $2,936,000 | 6,424 |
| Tier 1 (core) risk-based capital | $29,204,000 | 1,477 |
| Tier 2 risk-based capital | $1,294,100 | 2,308 |
| Total risk weighted assets | $102,846,900 | 2,662 |
| Total unused commitments | $2,936,000 | 6,439 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 59 | 3,421 |
| Assets and Liabilities | ||
| Total Assets: | $226,120,000 | 2,048 |
| Cash and due from depository institutions | $5,342,000 | 3,421 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $78,388,000 | 1,667 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 565 |
| Net loans & leases | $120,736,000 | 2,262 |
| Loan loss allowance | $1,853,000 | 2,113 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,551,000 | 4,488 |
| Other real estate owned | $237,000 | 3,421 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,866,000 | 4,091 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $226,120,000 | 2,048 |
| Total liabilities | $198,598,000 | 2,114 |
| Total deposits | $198,209,000 | 1,935 |
| Interest-bearing deposits | $194,330,000 | 1,701 |
| Deposits held in domestic offices | $198,209,000 | 1,924 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $389,000 | 6,211 |
| Total equity capital | $27,522,000 | 1,495 |
| Total bank equity capital | $27,522,000 | 1,495 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $0 | 11,459 |
| Surplus | $6,907,000 | 2,134 |
| Undivided profits | $20,615,000 | 1,149 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $686,000 | 3,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $10,000 | 1,515 |
| Income earned, not collected on loans | $725,000 | 2,807 |
| Earning assets | $217,124,000 | 1,937 |
| Long-term assets (5+ years) | $72,587,000 | 864 |
| Average Assets, year-to-date | $230,285,000 | 1,936 |
| Average Assets, quarterly | $228,332,000 | 2,004 |
| Volatile liabilities | $3,408,000 | 8,060 |
| Insider loans | $235,000 | 7,790 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $3,105,000 | 6,261 |
| Tier 1 (core) risk-based capital | $27,515,000 | 1,498 |
| Tier 2 risk-based capital | $1,242,170 | 2,384 |
| Total risk weighted assets | $98,762,970 | 2,677 |
| Total unused commitments | $3,105,000 | 6,272 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 58 | 3,600 |
| Assets and Liabilities | ||
| Total Assets: | $229,790,000 | 2,020 |
| Cash and due from depository institutions | $6,824,000 | 3,600 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $73,102,000 | 1,898 |
| Federal funds sold & reverse repurchase agreements | $30,000,000 | 451 |
| Net loans & leases | $116,516,000 | 2,280 |
| Loan loss allowance | $1,398,000 | 2,801 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,591,000 | 4,448 |
| Other real estate owned | $58,000 | 3,600 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $1,699,000 | 3,981 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $229,790,000 | 2,020 |
| Total liabilities | $204,487,000 | 2,082 |
| Total deposits | $204,261,000 | 1,930 |
| Interest-bearing deposits | $200,886,000 | 1,723 |
| Deposits held in domestic offices | $204,261,000 | 1,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $226,000 | 8,749 |
| Total equity capital | $25,303,000 | 1,623 |
| Total bank equity capital | $25,303,000 | 1,623 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $0 | 11,979 |
| Surplus | $6,798,000 | 2,065 |
| Undivided profits | $18,505,000 | 1,281 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $484,000 | 4,998 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $747,000 | 2,396 |
| Earning assets | $219,618,000 | 1,942 |
| Long-term assets (5+ years) | $63,769,000 | 1,001 |
| Average Assets, year-to-date | $219,681,800 | 2,056 |
| Average Assets, quarterly | $228,311,000 | 2,019 |
| Volatile liabilities | $3,548,000 | 7,794 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $3,033,000 | 6,358 |
| Tier 1 (core) risk-based capital | $25,303,000 | 1,579 |
| Tier 2 risk-based capital | $1,293,060 | 2,277 |
| Total risk weighted assets | $103,339,760 | 2,526 |
| Total unused commitments | $3,033,000 | 6,379 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 56 | 3,791 |
| Assets and Liabilities | ||
| Total Assets: | $210,874,000 | 2,242 |
| Cash and due from depository institutions | $6,243,000 | 3,791 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $60,019,000 | 2,244 |
| Federal funds sold & reverse repurchase agreements | $16,300,000 | 1,031 |
| Net loans & leases | $124,376,000 | 2,219 |
| Loan loss allowance | $1,011,000 | 3,679 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,501,000 | 4,655 |
| Other real estate owned | $103,000 | 3,791 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,332,000 | 3,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $210,874,000 | 2,242 |
| Total liabilities | $187,625,000 | 2,323 |
| Total deposits | $187,511,000 | 2,197 |
| Interest-bearing deposits | $184,547,000 | 1,948 |
| Deposits held in domestic offices | $187,511,000 | 2,187 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $114,000 | 11,994 |
| Total equity capital | $23,249,000 | 1,670 |
| Total bank equity capital | $23,249,000 | 1,670 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $0 | 12,472 |
| Surplus | $6,593,000 | 2,037 |
| Undivided profits | $16,656,000 | 1,308 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,290,000 | 3,058 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $1,055,000 | 1,850 |
| Earning assets | $200,695,000 | 2,156 |
| Long-term assets (5+ years) | $63,159,000 | 948 |
| Average Assets, year-to-date | $208,753,000 | 2,217 |
| Average Assets, quarterly | $209,630,500 | 2,239 |
| Volatile liabilities | $3,269,000 | 8,230 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $2,395,000 | 6,787 |
| Tier 1 (core) risk-based capital | $23,249,000 | 1,632 |
| Tier 2 risk-based capital | $1,011,000 | 2,879 |
| Total risk weighted assets | $107,859,300 | 2,510 |
| Total unused commitments | $2,395,000 | 6,816 |
| Derivatives | $0 | 651 |