Home > Catskill Hudson Bank > Income and Expense
Catskill Hudson Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $23,600,000 | 1,681 |
| Total interest expense | $8,841,000 | 1,412 |
| Net interest income | $14,759,000 | 1,831 |
| Provision for loan and lease losses | $-5,000 | 4,183 |
| Total noninterest income | $773,000 | 3,023 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $186,000 | 2,765 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $587,000 | 2,817 |
| Total noninterest expense | $14,946,000 | 1,537 |
| Salaries and employee benefits | $8,337,000 | 1,545 |
| Premises and equipment expense | $2,410,000 | 1,030 |
| Additional noninterest expense | $587,000 | 2,817 |
| Pre-tax net operating income | $591,000 | 3,875 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $48,000 | 3,037 |
| Income before extraordinary items | $543,000 | 3,844 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $543,000 | 3,883 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $543,000 | 3,845 |
| Net charge-offs | $44,000 | 1,858 |
| Cash dividends | $970,000 | 2,216 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $543,000 | 3,869 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $-129,000 | 4,621 |
| Total interest expense | $10,000 | 4,506 |
| Net interest income | $41,730,000 | 627 |
| Provision for loan and lease losses | NA | NA |
| Total noninterest income | $1,531 | 4,565 |
| Gross Fiduciary activities income | $20 | 942 |
| Service charges on deposit accounts | $174 | 4,436 |
| Trading account gains and fees | $2 | 123 |
| Additional Noninterest Income | $0 | 4,497 |
| Total noninterest expense | NA | NA |
| Salaries and employee benefits | NA | NA |
| Premises and equipment expense | $0 | 4,553 |
| Additional noninterest expense | $7,177 | 4,456 |
| Pre-tax net operating income | NA | NA |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $0 | 3,407 |
| Income before extraordinary items | $13,000 | 4,350 |
| Extraordinary gains, net | $33,859,000 | 9 |
| Net income | $546,000 | 3,807 |
| Minority interest net income | $3,342,000 | 14 |
| Net income of bank and minority interests. | $0 | 4,357 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $6,451,000 | 498 |
| Sale, conversion, retirement of capital stock, net | $-6 | 4,560 |
| Net operating income | $0 | 4,379 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $11,524,000 | 1,652 |
| Total interest expense | $3,433,000 | 1,434 |
| Net interest income | $8,091,000 | 1,725 |
| Provision for loan and lease losses | $-30,000 | 4,384 |
| Total noninterest income | $355,000 | 3,084 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $101,000 | 2,675 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 2,919 |
| Total noninterest expense | $7,489,000 | 1,501 |
| Salaries and employee benefits | $4,215,000 | 1,530 |
| Premises and equipment expense | $1,218,000 | 1,018 |
| Additional noninterest expense | $254,000 | 2,912 |
| Pre-tax net operating income | $987,000 | 3,052 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $171,000 | 2,226 |
| Income before extraordinary items | $816,000 | 3,095 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $816,000 | 3,128 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $816,000 | 3,094 |
| Net charge-offs | $-167,000 | 4,515 |
| Cash dividends | $414,000 | 2,093 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $816,000 | 3,108 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $5,688,000 | 1,650 |
| Total interest expense | $1,425,000 | 1,475 |
| Net interest income | $4,263,000 | 1,682 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $177,000 | 3,086 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $53,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 2,938 |
| Total noninterest expense | $3,845,000 | 1,489 |
| Salaries and employee benefits | $2,147,000 | 1,535 |
| Premises and equipment expense | $659,000 | 986 |
| Additional noninterest expense | $124,000 | 2,938 |
| Pre-tax net operating income | $595,000 | 2,908 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $97,000 | 2,161 |
| Income before extraordinary items | $498,000 | 2,934 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $498,000 | 2,933 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $498,000 | 2,934 |
| Net charge-offs | $-40,000 | 4,393 |
| Cash dividends | $364,000 | 1,469 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $498,000 | 2,953 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $18,320,000 | 1,685 |
| Total interest expense | $1,766,000 | 1,738 |
| Net interest income | $16,554,000 | 1,664 |
| Provision for loan and lease losses | $495,000 | 1,235 |
| Total noninterest income | $913,000 | 2,916 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $219,000 | 2,633 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $694,000 | 2,729 |
| Total noninterest expense | $14,475,000 | 1,534 |
| Salaries and employee benefits | $7,902,000 | 1,596 |
| Premises and equipment expense | $2,551,000 | 994 |
| Additional noninterest expense | $694,000 | 2,729 |
| Pre-tax net operating income | $2,497,000 | 2,858 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $440,000 | 2,117 |
| Income before extraordinary items | $2,057,000 | 2,913 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,057,000 | 2,910 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,057,000 | 2,912 |
| Net charge-offs | $850,000 | 459 |
| Cash dividends | $455,000 | 2,764 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,057,000 | 2,939 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $12,734,000 | 1,721 |
| Total interest expense | $882,000 | 1,927 |
| Net interest income | $11,852,000 | 1,705 |
| Provision for loan and lease losses | $75,000 | 2,065 |
| Total noninterest income | $690,000 | 2,935 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $167,000 | 2,641 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $523,000 | 2,748 |
| Total noninterest expense | $10,793,000 | 1,534 |
| Salaries and employee benefits | $5,953,000 | 1,590 |
| Premises and equipment expense | $1,868,000 | 999 |
| Additional noninterest expense | $523,000 | 2,748 |
| Pre-tax net operating income | $1,674,000 | 2,983 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $250,000 | 2,353 |
| Income before extraordinary items | $1,424,000 | 2,980 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,424,000 | 2,978 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,424,000 | 2,979 |
| Net charge-offs | $-9,000 | 3,567 |
| Cash dividends | $340,000 | 2,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,424,000 | 3,010 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $8,032,000 | 1,748 |
| Total interest expense | $546,000 | 1,846 |
| Net interest income | $7,486,000 | 1,746 |
| Provision for loan and lease losses | $75,000 | 1,677 |
| Total noninterest income | $405,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $116,000 | 2,589 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $289,000 | 2,964 |
| Total noninterest expense | $7,118,000 | 1,526 |
| Salaries and employee benefits | $3,921,000 | 1,594 |
| Premises and equipment expense | $1,267,000 | 985 |
| Additional noninterest expense | $1,930,000 | 1,646 |
| Pre-tax net operating income | $698,000 | 3,398 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $100,000 | 2,569 |
| Income before extraordinary items | $598,000 | 3,377 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $598,000 | 3,376 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $598,000 | 3,377 |
| Net charge-offs | $-8,000 | 3,588 |
| Cash dividends | $25,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $598,000 | 3,410 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $3,895,000 | 1,756 |
| Total interest expense | $278,000 | 1,770 |
| Net interest income | $3,617,000 | 1,750 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $195,000 | 3,079 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $58,000 | 2,560 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $137,000 | 2,976 |
| Total noninterest expense | $3,491,000 | 1,546 |
| Salaries and employee benefits | $1,924,000 | 1,618 |
| Premises and equipment expense | $639,000 | 991 |
| Additional noninterest expense | $928,000 | 1,672 |
| Pre-tax net operating income | $321,000 | 3,350 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $55,000 | 2,451 |
| Income before extraordinary items | $266,000 | 3,384 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $266,000 | 3,383 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $266,000 | 3,384 |
| Net charge-offs | $-8,000 | 3,837 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $266,000 | 3,410 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $15,576,000 | 1,812 |
| Total interest expense | $1,424,000 | 1,734 |
| Net interest income | $14,152,000 | 1,801 |
| Provision for loan and lease losses | $338,000 | 1,325 |
| Total noninterest income | $2,153,000 | 2,138 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $220,000 | 2,575 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,933,000 | 1,942 |
| Total noninterest expense | $12,933,000 | 1,640 |
| Salaries and employee benefits | $7,123,000 | 1,689 |
| Premises and equipment expense | $2,324,000 | 1,051 |
| Additional noninterest expense | $3,486,000 | 1,757 |
| Pre-tax net operating income | $3,034,000 | 2,674 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $525,000 | 2,058 |
| Income before extraordinary items | $2,509,000 | 2,744 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,509,000 | 2,745 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,509,000 | 2,745 |
| Net charge-offs | $-163,000 | 4,492 |
| Cash dividends | $730,000 | 2,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,509,000 | 2,728 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $11,671,000 | 1,837 |
| Total interest expense | $1,117,000 | 1,756 |
| Net interest income | $10,554,000 | 1,839 |
| Provision for loan and lease losses | $198,000 | 1,499 |
| Total noninterest income | $664,000 | 3,140 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $168,000 | 2,535 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $496,000 | 3,076 |
| Total noninterest expense | $9,551,000 | 1,659 |
| Salaries and employee benefits | $5,220,000 | 1,726 |
| Premises and equipment expense | $1,729,000 | 1,076 |
| Additional noninterest expense | $2,602,000 | 1,762 |
| Pre-tax net operating income | $1,469,000 | 3,283 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $256,000 | 2,418 |
| Income before extraordinary items | $1,213,000 | 3,392 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,213,000 | 3,392 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,213,000 | 3,392 |
| Net charge-offs | $-64,000 | 4,303 |
| Cash dividends | $730,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,213,000 | 3,363 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $7,856,000 | 1,814 |
| Total interest expense | $805,000 | 1,717 |
| Net interest income | $7,051,000 | 1,816 |
| Provision for loan and lease losses | $148,000 | 1,446 |
| Total noninterest income | $448,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $111,000 | 2,494 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $337,000 | 3,036 |
| Total noninterest expense | $6,310,000 | 1,671 |
| Salaries and employee benefits | $3,467,000 | 1,728 |
| Premises and equipment expense | $1,128,000 | 1,094 |
| Additional noninterest expense | $1,715,000 | 1,765 |
| Pre-tax net operating income | $1,041,000 | 3,211 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $191,000 | 2,325 |
| Income before extraordinary items | $850,000 | 3,325 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $850,000 | 3,324 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $850,000 | 3,325 |
| Net charge-offs | $-59,000 | 4,411 |
| Cash dividends | $480,000 | 2,001 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $850,000 | 3,300 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 1,804 |
| Total interest expense | $447,000 | 1,643 |
| Net interest income | $3,545,000 | 1,804 |
| Provision for loan and lease losses | $73,000 | 1,530 |
| Total noninterest income | $229,000 | 3,080 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $55,000 | 2,509 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $174,000 | 2,980 |
| Total noninterest expense | $3,190,000 | 1,645 |
| Salaries and employee benefits | $1,780,000 | 1,682 |
| Premises and equipment expense | $565,000 | 1,102 |
| Additional noninterest expense | $845,000 | 1,755 |
| Pre-tax net operating income | $511,000 | 3,211 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $140,000 | 2,057 |
| Income before extraordinary items | $371,000 | 3,454 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $371,000 | 3,455 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $371,000 | 3,454 |
| Net charge-offs | $122,000 | 564 |
| Cash dividends | $250,000 | 1,678 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $371,000 | 3,430 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $16,283,000 | 1,766 |
| Total interest expense | $2,908,000 | 1,521 |
| Net interest income | $13,375,000 | 1,809 |
| Provision for loan and lease losses | $675,000 | 1,964 |
| Total noninterest income | $1,357,000 | 2,544 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $227,000 | 2,601 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,130,000 | 2,354 |
| Total noninterest expense | $12,277,000 | 1,676 |
| Salaries and employee benefits | $6,453,000 | 1,784 |
| Premises and equipment expense | $2,326,000 | 1,041 |
| Additional noninterest expense | $3,498,000 | 1,703 |
| Pre-tax net operating income | $1,780,000 | 3,073 |
| Securities gains (losses) | $427,000 | 666 |
| Applicable income taxes | $357,000 | 2,184 |
| Income before extraordinary items | $1,850,000 | 2,918 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,850,000 | 2,916 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,850,000 | 2,918 |
| Net charge-offs | $712,000 | 798 |
| Cash dividends | $1,017,000 | 2,174 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,491,320 | 3,134 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $12,697,000 | 1,724 |
| Total interest expense | $2,361,000 | 1,507 |
| Net interest income | $10,336,000 | 1,764 |
| Provision for loan and lease losses | $100,000 | 3,277 |
| Total noninterest income | $620,000 | 3,069 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $165,000 | 2,652 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $455,000 | 2,920 |
| Total noninterest expense | $9,327,000 | 1,637 |
| Salaries and employee benefits | $4,948,000 | 1,740 |
| Premises and equipment expense | $1,755,000 | 1,028 |
| Additional noninterest expense | $2,624,000 | 1,679 |
| Pre-tax net operating income | $1,529,000 | 2,926 |
| Securities gains (losses) | $427,000 | 549 |
| Applicable income taxes | $340,000 | 2,000 |
| Income before extraordinary items | $1,616,000 | 2,734 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,616,000 | 2,732 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,616,000 | 2,734 |
| Net charge-offs | $-27,000 | 4,502 |
| Cash dividends | $765,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,261,590 | 2,998 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $8,909,000 | 1,672 |
| Total interest expense | $1,707,000 | 1,493 |
| Net interest income | $7,202,000 | 1,699 |
| Provision for loan and lease losses | $100,000 | 2,943 |
| Total noninterest income | $428,000 | 2,996 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $123,000 | 2,532 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $305,000 | 2,898 |
| Total noninterest expense | $6,277,000 | 1,615 |
| Salaries and employee benefits | $3,343,000 | 1,721 |
| Premises and equipment expense | $1,205,000 | 1,002 |
| Additional noninterest expense | $1,729,000 | 1,700 |
| Pre-tax net operating income | $1,253,000 | 2,631 |
| Securities gains (losses) | $427,000 | 404 |
| Applicable income taxes | $308,000 | 1,726 |
| Income before extraordinary items | $1,372,000 | 2,365 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,372,000 | 2,365 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,372,000 | 2,365 |
| Net charge-offs | $24,000 | 2,109 |
| Cash dividends | $538,000 | 1,893 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,021,860 | 2,733 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $4,470,000 | 1,658 |
| Total interest expense | $921,000 | 1,510 |
| Net interest income | $3,549,000 | 1,687 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $286,000 | 2,578 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $107,000 | 2,048 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 2,566 |
| Total noninterest expense | $3,311,000 | 1,548 |
| Salaries and employee benefits | $1,866,000 | 1,592 |
| Premises and equipment expense | $635,000 | 984 |
| Additional noninterest expense | $810,000 | 1,804 |
| Pre-tax net operating income | $524,000 | 2,724 |
| Securities gains (losses) | $427,000 | 212 |
| Applicable income taxes | $182,000 | 1,468 |
| Income before extraordinary items | $769,000 | 2,036 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $769,000 | 2,035 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $769,000 | 2,036 |
| Net charge-offs | $-5,000 | 4,210 |
| Cash dividends | $280,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $423,130 | 2,836 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $18,536,000 | 1,616 |
| Total interest expense | $3,610,000 | 1,604 |
| Net interest income | $14,926,000 | 1,599 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,061,000 | 2,744 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $432,000 | 2,126 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $629,000 | 2,787 |
| Total noninterest expense | $12,863,000 | 1,551 |
| Salaries and employee benefits | $7,471,000 | 1,547 |
| Premises and equipment expense | $2,411,000 | 1,010 |
| Additional noninterest expense | $2,981,000 | 1,935 |
| Pre-tax net operating income | $3,124,000 | 2,393 |
| Securities gains (losses) | $35,000 | 1,392 |
| Applicable income taxes | $556,000 | 1,903 |
| Income before extraordinary items | $2,603,000 | 2,519 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,603,000 | 2,520 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,603,000 | 2,521 |
| Net charge-offs | $579,000 | 943 |
| Cash dividends | $979,000 | 2,382 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,574,300 | 2,497 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $13,715,000 | 1,653 |
| Total interest expense | $2,618,000 | 1,644 |
| Net interest income | $11,097,000 | 1,640 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $765,000 | 2,816 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $296,000 | 2,247 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $469,000 | 2,799 |
| Total noninterest expense | $9,759,000 | 1,538 |
| Salaries and employee benefits | $5,668,000 | 1,529 |
| Premises and equipment expense | $1,813,000 | 1,007 |
| Additional noninterest expense | $2,278,000 | 1,893 |
| Pre-tax net operating income | $2,103,000 | 2,634 |
| Securities gains (losses) | $35,000 | 1,215 |
| Applicable income taxes | $374,000 | 2,059 |
| Income before extraordinary items | $1,764,000 | 2,719 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,764,000 | 2,720 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,764,000 | 2,720 |
| Net charge-offs | $219,000 | 1,227 |
| Cash dividends | $704,000 | 2,168 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,734,950 | 2,714 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $9,159,000 | 1,653 |
| Total interest expense | $1,675,000 | 1,664 |
| Net interest income | $7,484,000 | 1,617 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $495,000 | 2,824 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $195,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $300,000 | 2,807 |
| Total noninterest expense | $6,500,000 | 1,545 |
| Salaries and employee benefits | $3,768,000 | 1,538 |
| Premises and equipment expense | $1,216,000 | 1,008 |
| Additional noninterest expense | $1,516,000 | 1,920 |
| Pre-tax net operating income | $1,479,000 | 2,526 |
| Securities gains (losses) | $35,000 | 849 |
| Applicable income taxes | $268,000 | 1,956 |
| Income before extraordinary items | $1,246,000 | 2,610 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,246,000 | 2,609 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,246,000 | 2,609 |
| Net charge-offs | $190,000 | 1,020 |
| Cash dividends | $494,000 | 2,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,217,300 | 2,618 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $4,589,000 | 1,650 |
| Total interest expense | $788,000 | 1,697 |
| Net interest income | $3,801,000 | 1,604 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $251,000 | 2,750 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $104,000 | 2,152 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $147,000 | 2,769 |
| Total noninterest expense | $3,259,000 | 1,549 |
| Salaries and employee benefits | $1,890,000 | 1,540 |
| Premises and equipment expense | $636,000 | 969 |
| Additional noninterest expense | $733,000 | 1,960 |
| Pre-tax net operating income | $793,000 | 2,374 |
| Securities gains (losses) | $35,000 | 458 |
| Applicable income taxes | $143,000 | 1,874 |
| Income before extraordinary items | $685,000 | 2,393 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $685,000 | 2,392 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $685,000 | 2,392 |
| Net charge-offs | $200,000 | 623 |
| Cash dividends | $239,000 | 1,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $655,950 | 2,444 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $16,814,000 | 1,687 |
| Total interest expense | $2,287,000 | 1,766 |
| Net interest income | $14,527,000 | 1,660 |
| Provision for loan and lease losses | $0 | 4,082 |
| Total noninterest income | $761,000 | 3,208 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $405,000 | 2,278 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,485 |
| Total noninterest expense | $12,167,000 | 1,594 |
| Salaries and employee benefits | $6,824,000 | 1,640 |
| Premises and equipment expense | $2,522,000 | 967 |
| Additional noninterest expense | $2,821,000 | 2,028 |
| Pre-tax net operating income | $3,121,000 | 2,442 |
| Securities gains (losses) | $12,000 | 676 |
| Applicable income taxes | $535,000 | 1,922 |
| Income before extraordinary items | $2,598,000 | 2,537 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,598,000 | 2,536 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,598,000 | 2,536 |
| Net charge-offs | $379,000 | 1,148 |
| Cash dividends | $949,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $2,588,040 | 2,533 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $12,259,000 | 1,712 |
| Total interest expense | $1,605,000 | 1,772 |
| Net interest income | $10,654,000 | 1,688 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $513,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $330,000 | 2,186 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $183,000 | 3,927 |
| Total noninterest expense | $9,154,000 | 1,584 |
| Salaries and employee benefits | $5,109,000 | 1,635 |
| Premises and equipment expense | $1,862,000 | 973 |
| Additional noninterest expense | $2,183,000 | 1,967 |
| Pre-tax net operating income | $2,013,000 | 2,724 |
| Securities gains (losses) | $12,000 | 667 |
| Applicable income taxes | $331,000 | 2,140 |
| Income before extraordinary items | $1,694,000 | 2,802 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,694,000 | 2,801 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,694,000 | 2,801 |
| Net charge-offs | $152,000 | 1,422 |
| Cash dividends | $690,000 | 2,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,683,920 | 2,800 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $8,021,000 | 1,721 |
| Total interest expense | $961,000 | 1,837 |
| Net interest income | $7,060,000 | 1,694 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $444,000 | 3,055 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $211,000 | 2,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $233,000 | 3,183 |
| Total noninterest expense | $6,049,000 | 1,605 |
| Salaries and employee benefits | $3,355,000 | 1,674 |
| Premises and equipment expense | $1,232,000 | 978 |
| Additional noninterest expense | $1,462,000 | 1,968 |
| Pre-tax net operating income | $1,455,000 | 2,570 |
| Securities gains (losses) | $12,000 | 565 |
| Applicable income taxes | $243,000 | 2,047 |
| Income before extraordinary items | $1,224,000 | 2,642 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,224,000 | 2,641 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,224,000 | 2,641 |
| Net charge-offs | $167,000 | 1,019 |
| Cash dividends | $213,000 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,214,040 | 2,643 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,949,000 | 1,732 |
| Total interest expense | $460,000 | 1,818 |
| Net interest income | $3,489,000 | 1,702 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $212,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $106,000 | 2,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $106,000 | 3,266 |
| Total noninterest expense | $3,022,000 | 1,624 |
| Salaries and employee benefits | $1,677,000 | 1,697 |
| Premises and equipment expense | $612,000 | 999 |
| Additional noninterest expense | $733,000 | 1,956 |
| Pre-tax net operating income | $679,000 | 2,633 |
| Securities gains (losses) | $12,000 | 418 |
| Applicable income taxes | $109,000 | 2,105 |
| Income before extraordinary items | $582,000 | 2,661 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $582,000 | 2,661 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $582,000 | 2,661 |
| Net charge-offs | $128,000 | 741 |
| Cash dividends | $213,000 | 1,849 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $571,920 | 2,682 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $15,365,000 | 1,725 |
| Total interest expense | $1,673,000 | 1,756 |
| Net interest income | $13,692,000 | 1,698 |
| Provision for loan and lease losses | $255,000 | 2,125 |
| Total noninterest income | $859,000 | 3,179 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $481,000 | 2,092 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $378,000 | 3,519 |
| Total noninterest expense | $10,902,000 | 1,763 |
| Salaries and employee benefits | $6,046,000 | 1,812 |
| Premises and equipment expense | $2,073,000 | 1,130 |
| Additional noninterest expense | $2,783,000 | 2,059 |
| Pre-tax net operating income | $3,394,000 | 2,280 |
| Securities gains (losses) | $113,000 | 580 |
| Applicable income taxes | $1,381,000 | 1,602 |
| Income before extraordinary items | $2,126,000 | 2,588 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,126,000 | 2,588 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,126,000 | 2,588 |
| Net charge-offs | $473,000 | 1,131 |
| Cash dividends | $539,000 | 2,888 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $2,053,680 | 2,637 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $11,417,000 | 1,732 |
| Total interest expense | $1,217,000 | 1,786 |
| Net interest income | $10,200,000 | 1,711 |
| Provision for loan and lease losses | $175,000 | 2,174 |
| Total noninterest income | $670,000 | 3,130 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $363,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,447 |
| Total noninterest expense | $8,115,000 | 1,781 |
| Salaries and employee benefits | $4,507,000 | 1,825 |
| Premises and equipment expense | $1,551,000 | 1,145 |
| Additional noninterest expense | $2,057,000 | 2,065 |
| Pre-tax net operating income | $2,580,000 | 2,318 |
| Securities gains (losses) | $51,000 | 871 |
| Applicable income taxes | $786,000 | 1,686 |
| Income before extraordinary items | $1,845,000 | 2,536 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,845,000 | 2,536 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,845,000 | 2,536 |
| Net charge-offs | $357,000 | 1,006 |
| Cash dividends | $346,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,809,300 | 2,556 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,538,000 | 1,733 |
| Total interest expense | $776,000 | 1,812 |
| Net interest income | $6,762,000 | 1,710 |
| Provision for loan and lease losses | $125,000 | 1,998 |
| Total noninterest income | $473,000 | 3,050 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $245,000 | 2,063 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $228,000 | 3,303 |
| Total noninterest expense | $5,397,000 | 1,788 |
| Salaries and employee benefits | $3,010,000 | 1,826 |
| Premises and equipment expense | $1,052,000 | 1,126 |
| Additional noninterest expense | $1,335,000 | 2,109 |
| Pre-tax net operating income | $1,713,000 | 2,259 |
| Securities gains (losses) | $42,000 | 707 |
| Applicable income taxes | $525,000 | 1,655 |
| Income before extraordinary items | $1,230,000 | 2,482 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,230,000 | 2,481 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,230,000 | 2,482 |
| Net charge-offs | $257,000 | 916 |
| Cash dividends | $131,000 | 3,066 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,200,600 | 2,509 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,706,000 | 1,754 |
| Total interest expense | $365,000 | 1,887 |
| Net interest income | $3,341,000 | 1,724 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $235,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $119,000 | 2,109 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 3,264 |
| Total noninterest expense | $2,714,000 | 1,789 |
| Salaries and employee benefits | $1,508,000 | 1,845 |
| Premises and equipment expense | $546,000 | 1,093 |
| Additional noninterest expense | $660,000 | 2,139 |
| Pre-tax net operating income | $862,000 | 2,170 |
| Securities gains (losses) | $19,000 | 530 |
| Applicable income taxes | $257,000 | 1,637 |
| Income before extraordinary items | $624,000 | 2,373 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $624,000 | 2,372 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $624,000 | 2,373 |
| Net charge-offs | $48,000 | 1,364 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $610,510 | 2,398 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,961,000 | 1,687 |
| Total interest expense | $1,492,000 | 1,808 |
| Net interest income | $13,469,000 | 1,665 |
| Provision for loan and lease losses | $339,000 | 1,881 |
| Total noninterest income | $908,000 | 3,193 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $456,000 | 2,237 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $452,000 | 3,387 |
| Total noninterest expense | $11,189,000 | 1,715 |
| Salaries and employee benefits | $5,734,000 | 1,866 |
| Premises and equipment expense | $2,301,000 | 1,028 |
| Additional noninterest expense | $3,154,000 | 1,894 |
| Pre-tax net operating income | $2,849,000 | 2,475 |
| Securities gains (losses) | $215,000 | 835 |
| Applicable income taxes | $910,000 | 1,742 |
| Income before extraordinary items | $2,154,000 | 2,662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,154,000 | 2,660 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,154,000 | 2,661 |
| Net charge-offs | $1,302,000 | 543 |
| Cash dividends | $1,059,000 | 2,127 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,003,500 | 2,742 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,121,000 | 1,713 |
| Total interest expense | $1,117,000 | 1,820 |
| Net interest income | $10,004,000 | 1,689 |
| Provision for loan and lease losses | $339,000 | 1,510 |
| Total noninterest income | $688,000 | 3,177 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $342,000 | 2,247 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $346,000 | 3,382 |
| Total noninterest expense | $8,450,000 | 1,711 |
| Salaries and employee benefits | $4,309,000 | 1,845 |
| Premises and equipment expense | $1,721,000 | 1,028 |
| Additional noninterest expense | $2,420,000 | 1,850 |
| Pre-tax net operating income | $1,903,000 | 2,705 |
| Securities gains (losses) | $214,000 | 763 |
| Applicable income taxes | $635,000 | 1,844 |
| Income before extraordinary items | $1,482,000 | 2,843 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,482,000 | 2,843 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,482,000 | 2,843 |
| Net charge-offs | $250,000 | 1,290 |
| Cash dividends | $815,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $1,332,200 | 2,965 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,467,000 | 1,703 |
| Total interest expense | $739,000 | 1,836 |
| Net interest income | $6,728,000 | 1,671 |
| Provision for loan and lease losses | $308,000 | 1,211 |
| Total noninterest income | $447,000 | 3,223 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $224,000 | 2,246 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $223,000 | 3,451 |
| Total noninterest expense | $5,591,000 | 1,726 |
| Salaries and employee benefits | $2,828,000 | 1,887 |
| Premises and equipment expense | $1,140,000 | 1,043 |
| Additional noninterest expense | $1,623,000 | 1,847 |
| Pre-tax net operating income | $1,276,000 | 2,661 |
| Securities gains (losses) | $150,000 | 733 |
| Applicable income taxes | $435,000 | 1,802 |
| Income before extraordinary items | $991,000 | 2,813 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $991,000 | 2,811 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $991,000 | 2,812 |
| Net charge-offs | $204,000 | 1,110 |
| Cash dividends | $559,000 | 1,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $887,500 | 2,931 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 1,675 |
| Total interest expense | $359,000 | 1,878 |
| Net interest income | $3,429,000 | 1,646 |
| Provision for loan and lease losses | $91,000 | 1,584 |
| Total noninterest income | $210,000 | 3,288 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $105,000 | 2,349 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $105,000 | 3,484 |
| Total noninterest expense | $2,688,000 | 1,786 |
| Salaries and employee benefits | $1,387,000 | 1,927 |
| Premises and equipment expense | $570,000 | 1,051 |
| Additional noninterest expense | $731,000 | 1,995 |
| Pre-tax net operating income | $860,000 | 2,160 |
| Securities gains (losses) | $96,000 | 552 |
| Applicable income taxes | $313,000 | 1,434 |
| Income before extraordinary items | $643,000 | 2,336 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $643,000 | 2,336 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $643,000 | 2,336 |
| Net charge-offs | $83,000 | 1,118 |
| Cash dividends | $260,000 | 1,725 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $578,680 | 2,454 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $14,721,000 | 1,681 |
| Total interest expense | $1,472,000 | 1,806 |
| Net interest income | $13,249,000 | 1,657 |
| Provision for loan and lease losses | $1,850,000 | 485 |
| Total noninterest income | $868,000 | 3,314 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $376,000 | 2,624 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $492,000 | 3,304 |
| Total noninterest expense | $10,495,000 | 1,802 |
| Salaries and employee benefits | $5,440,000 | 1,913 |
| Premises and equipment expense | $2,157,000 | 1,102 |
| Additional noninterest expense | $2,898,000 | 2,071 |
| Pre-tax net operating income | $1,772,000 | 3,226 |
| Securities gains (losses) | $218,000 | 695 |
| Applicable income taxes | $505,000 | 2,215 |
| Income before extraordinary items | $1,485,000 | 3,245 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,485,000 | 3,246 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,485,000 | 3,247 |
| Net charge-offs | $2,260,000 | 339 |
| Cash dividends | $384,000 | 3,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,321,500 | 3,410 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $10,908,000 | 1,712 |
| Total interest expense | $1,097,000 | 1,830 |
| Net interest income | $9,811,000 | 1,689 |
| Provision for loan and lease losses | $2,022,000 | 334 |
| Total noninterest income | $662,000 | 3,305 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $289,000 | 2,597 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $373,000 | 3,317 |
| Total noninterest expense | $7,888,000 | 1,810 |
| Salaries and employee benefits | $3,959,000 | 1,967 |
| Premises and equipment expense | $1,615,000 | 1,120 |
| Additional noninterest expense | $2,314,000 | 1,937 |
| Pre-tax net operating income | $563,000 | 4,590 |
| Securities gains (losses) | $201,000 | 644 |
| Applicable income taxes | $81,000 | 3,390 |
| Income before extraordinary items | $683,000 | 4,151 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $683,000 | 4,151 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $683,000 | 4,154 |
| Net charge-offs | $1,744,000 | 308 |
| Cash dividends | $313,000 | 2,756 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $504,110 | 4,489 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,283,000 | 1,711 |
| Total interest expense | $745,000 | 1,805 |
| Net interest income | $6,538,000 | 1,695 |
| Provision for loan and lease losses | $1,488,000 | 313 |
| Total noninterest income | $435,000 | 3,325 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $189,000 | 2,598 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,327 |
| Total noninterest expense | $5,283,000 | 1,808 |
| Salaries and employee benefits | $2,660,000 | 1,970 |
| Premises and equipment expense | $1,099,000 | 1,097 |
| Additional noninterest expense | $1,524,000 | 1,971 |
| Pre-tax net operating income | $202,000 | 5,225 |
| Securities gains (losses) | $99,000 | 859 |
| Applicable income taxes | $-28,000 | 6,191 |
| Income before extraordinary items | $329,000 | 4,581 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $329,000 | 4,582 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $329,000 | 4,583 |
| Net charge-offs | $1,238,000 | 304 |
| Cash dividends | $235,000 | 2,642 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $230,000 | 4,940 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,632,000 | 1,722 |
| Total interest expense | $386,000 | 1,773 |
| Net interest income | $3,246,000 | 1,700 |
| Provision for loan and lease losses | $740,000 | 290 |
| Total noninterest income | $198,000 | 3,445 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $78,000 | 2,920 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $120,000 | 3,327 |
| Total noninterest expense | $2,649,000 | 1,802 |
| Salaries and employee benefits | $1,367,000 | 1,919 |
| Premises and equipment expense | $569,000 | 1,068 |
| Additional noninterest expense | $713,000 | 2,072 |
| Pre-tax net operating income | $55,000 | 5,584 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-49,000 | 6,329 |
| Income before extraordinary items | $104,000 | 5,095 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $104,000 | 5,097 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $104,000 | 5,099 |
| Net charge-offs | $256,000 | 605 |
| Cash dividends | $95,000 | 2,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $104,000 | 5,029 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,452,000 | 1,731 |
| Total interest expense | $1,547,000 | 1,842 |
| Net interest income | $12,905,000 | 1,703 |
| Provision for loan and lease losses | $4,300,000 | 239 |
| Total noninterest income | $805,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $358,000 | 2,907 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $447,000 | 3,436 |
| Total noninterest expense | $10,733,000 | 1,780 |
| Salaries and employee benefits | $5,682,000 | 1,812 |
| Premises and equipment expense | $2,097,000 | 1,140 |
| Additional noninterest expense | $2,954,000 | 2,063 |
| Pre-tax net operating income | $-1,323,000 | 6,385 |
| Securities gains (losses) | $1,637,000 | 127 |
| Applicable income taxes | $-267,000 | 6,331 |
| Income before extraordinary items | $581,000 | 4,739 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $581,000 | 4,739 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $581,000 | 4,739 |
| Net charge-offs | $6,077,000 | 202 |
| Cash dividends | $420,000 | 3,057 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-1,056,000 | 6,375 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,655,000 | 1,782 |
| Total interest expense | $1,133,000 | 1,900 |
| Net interest income | $9,522,000 | 1,739 |
| Provision for loan and lease losses | $2,909,000 | 255 |
| Total noninterest income | $642,000 | 3,411 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $282,000 | 2,826 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $360,000 | 3,358 |
| Total noninterest expense | $8,124,000 | 1,764 |
| Salaries and employee benefits | $4,337,000 | 1,783 |
| Premises and equipment expense | $1,550,000 | 1,164 |
| Additional noninterest expense | $2,237,000 | 2,037 |
| Pre-tax net operating income | $-869,000 | 6,457 |
| Securities gains (losses) | $1,450,000 | 108 |
| Applicable income taxes | $-73,000 | 6,401 |
| Income before extraordinary items | $654,000 | 4,232 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $654,000 | 4,234 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $654,000 | 4,233 |
| Net charge-offs | $2,989,000 | 268 |
| Cash dividends | $420,000 | 2,415 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-796,000 | 6,447 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,181,000 | 1,745 |
| Total interest expense | $752,000 | 1,934 |
| Net interest income | $6,429,000 | 1,712 |
| Provision for loan and lease losses | $1,819,000 | 270 |
| Total noninterest income | $433,000 | 3,370 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $200,000 | 2,705 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $233,000 | 3,404 |
| Total noninterest expense | $5,367,000 | 1,770 |
| Salaries and employee benefits | $2,875,000 | 1,794 |
| Premises and equipment expense | $1,038,000 | 1,176 |
| Additional noninterest expense | $1,454,000 | 2,078 |
| Pre-tax net operating income | $-324,000 | 6,449 |
| Securities gains (losses) | $1,356,000 | 87 |
| Applicable income taxes | $176,000 | 2,525 |
| Income before extraordinary items | $856,000 | 2,960 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $856,000 | 2,966 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $856,000 | 2,966 |
| Net charge-offs | $2,769,000 | 220 |
| Cash dividends | $327,000 | 2,247 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-269,480 | 6,438 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,628,000 | 1,714 |
| Total interest expense | $376,000 | 1,972 |
| Net interest income | $3,252,000 | 1,680 |
| Provision for loan and lease losses | $740,000 | 327 |
| Total noninterest income | $220,000 | 3,297 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $105,000 | 2,571 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $115,000 | 3,363 |
| Total noninterest expense | $2,661,000 | 1,784 |
| Salaries and employee benefits | $1,442,000 | 1,792 |
| Premises and equipment expense | $520,000 | 1,189 |
| Additional noninterest expense | $699,000 | 2,150 |
| Pre-tax net operating income | $71,000 | 5,549 |
| Securities gains (losses) | $564,000 | 121 |
| Applicable income taxes | $121,000 | 2,185 |
| Income before extraordinary items | $514,000 | 2,513 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $514,000 | 2,516 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $514,000 | 2,516 |
| Net charge-offs | $-2,000 | 5,011 |
| Cash dividends | $246,000 | 1,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $57,160 | 5,600 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $14,650,000 | 1,698 |
| Total interest expense | $1,589,000 | 2,057 |
| Net interest income | $13,061,000 | 1,652 |
| Provision for loan and lease losses | $3,000,000 | 434 |
| Total noninterest income | $905,000 | 3,395 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $444,000 | 2,608 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $461,000 | 3,472 |
| Total noninterest expense | $9,664,000 | 1,960 |
| Salaries and employee benefits | $5,334,000 | 1,906 |
| Premises and equipment expense | $1,714,000 | 1,387 |
| Additional noninterest expense | $2,616,000 | 2,360 |
| Pre-tax net operating income | $1,302,000 | 3,630 |
| Securities gains (losses) | $1,484,000 | 167 |
| Applicable income taxes | $298,000 | 2,642 |
| Income before extraordinary items | $2,488,000 | 2,202 |
| Extraordinary gains, net | $-319,000 | 6,802 |
| Net income | $2,169,000 | 2,465 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,169,000 | 2,464 |
| Net charge-offs | $1,609,000 | 897 |
| Cash dividends | $323,000 | 3,220 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,167,240 | 3,571 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $10,954,000 | 1,708 |
| Total interest expense | $1,188,000 | 2,120 |
| Net interest income | $9,766,000 | 1,665 |
| Provision for loan and lease losses | $1,496,000 | 647 |
| Total noninterest income | $686,000 | 3,420 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $337,000 | 2,607 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $349,000 | 3,518 |
| Total noninterest expense | $7,079,000 | 2,002 |
| Salaries and employee benefits | $3,885,000 | 1,973 |
| Premises and equipment expense | $1,289,000 | 1,391 |
| Additional noninterest expense | $1,905,000 | 2,407 |
| Pre-tax net operating income | $1,877,000 | 2,539 |
| Securities gains (losses) | $519,000 | 397 |
| Applicable income taxes | $427,000 | 2,071 |
| Income before extraordinary items | $1,969,000 | 2,159 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,969,000 | 2,166 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,969,000 | 2,166 |
| Net charge-offs | $924,000 | 1,061 |
| Cash dividends | $247,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,543,420 | 2,518 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,352,000 | 1,702 |
| Total interest expense | $790,000 | 2,164 |
| Net interest income | $6,562,000 | 1,642 |
| Provision for loan and lease losses | $992,000 | 687 |
| Total noninterest income | $449,000 | 3,495 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $225,000 | 2,570 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $224,000 | 3,614 |
| Total noninterest expense | $4,708,000 | 2,013 |
| Salaries and employee benefits | $2,578,000 | 1,997 |
| Premises and equipment expense | $874,000 | 1,374 |
| Additional noninterest expense | $1,256,000 | 2,435 |
| Pre-tax net operating income | $1,311,000 | 2,434 |
| Securities gains (losses) | $472,000 | 387 |
| Applicable income taxes | $351,000 | 1,868 |
| Income before extraordinary items | $1,432,000 | 2,013 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,432,000 | 2,020 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,432,000 | 2,019 |
| Net charge-offs | $747,000 | 948 |
| Cash dividends | $162,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,054,400 | 2,424 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 1,702 |
| Total interest expense | $395,000 | 2,224 |
| Net interest income | $3,313,000 | 1,630 |
| Provision for loan and lease losses | $493,000 | 712 |
| Total noninterest income | $222,000 | 3,483 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $114,000 | 2,549 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 3,643 |
| Total noninterest expense | $2,331,000 | 2,052 |
| Salaries and employee benefits | $1,262,000 | 2,060 |
| Premises and equipment expense | $444,000 | 1,373 |
| Additional noninterest expense | $625,000 | 2,452 |
| Pre-tax net operating income | $711,000 | 2,245 |
| Securities gains (losses) | $88,000 | 722 |
| Applicable income taxes | $135,000 | 2,103 |
| Income before extraordinary items | $664,000 | 2,079 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $664,000 | 2,082 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $664,000 | 2,081 |
| Net charge-offs | $67,000 | 2,204 |
| Cash dividends | $70,000 | 2,238 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $590,960 | 2,200 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $15,140,000 | 1,749 |
| Total interest expense | $1,657,000 | 2,520 |
| Net interest income | $13,483,000 | 1,636 |
| Provision for loan and lease losses | $3,294,000 | 711 |
| Total noninterest income | $807,000 | 3,631 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $439,000 | 2,745 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $368,000 | 3,741 |
| Total noninterest expense | $9,012,000 | 2,119 |
| Salaries and employee benefits | $4,853,000 | 2,065 |
| Premises and equipment expense | $1,701,000 | 1,400 |
| Additional noninterest expense | $2,458,000 | 2,610 |
| Pre-tax net operating income | $1,984,000 | 2,823 |
| Securities gains (losses) | $294,000 | 1,379 |
| Applicable income taxes | $206,000 | 2,987 |
| Income before extraordinary items | $2,072,000 | 2,517 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,072,000 | 2,519 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,072,000 | 2,518 |
| Net charge-offs | $1,862,000 | 1,225 |
| Cash dividends | $532,000 | 2,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,804,460 | 2,659 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $11,394,000 | 1,772 |
| Total interest expense | $1,241,000 | 2,615 |
| Net interest income | $10,153,000 | 1,644 |
| Provision for loan and lease losses | $2,466,000 | 718 |
| Total noninterest income | $598,000 | 3,690 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $331,000 | 2,771 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $267,000 | 3,847 |
| Total noninterest expense | $6,732,000 | 2,138 |
| Salaries and employee benefits | $3,563,000 | 2,100 |
| Premises and equipment expense | $1,273,000 | 1,416 |
| Additional noninterest expense | $1,896,000 | 2,546 |
| Pre-tax net operating income | $1,553,000 | 2,820 |
| Securities gains (losses) | $292,000 | 1,145 |
| Applicable income taxes | $213,000 | 2,775 |
| Income before extraordinary items | $1,632,000 | 2,496 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,632,000 | 2,497 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,632,000 | 2,497 |
| Net charge-offs | $1,030,000 | 1,430 |
| Cash dividends | $457,000 | 2,119 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,375,040 | 2,663 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 1,774 |
| Total interest expense | $840,000 | 2,663 |
| Net interest income | $6,789,000 | 1,627 |
| Provision for loan and lease losses | $1,638,000 | 753 |
| Total noninterest income | $381,000 | 3,753 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $223,000 | 2,727 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $158,000 | 3,989 |
| Total noninterest expense | $4,475,000 | 2,154 |
| Salaries and employee benefits | $2,356,000 | 2,108 |
| Premises and equipment expense | $847,000 | 1,403 |
| Additional noninterest expense | $1,272,000 | 2,540 |
| Pre-tax net operating income | $1,057,000 | 2,740 |
| Securities gains (losses) | $238,000 | 995 |
| Applicable income taxes | $179,000 | 2,555 |
| Income before extraordinary items | $1,116,000 | 2,403 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,116,000 | 2,403 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,116,000 | 2,403 |
| Net charge-offs | $793,000 | 1,335 |
| Cash dividends | $377,000 | 1,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $911,320 | 2,647 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,797,000 | 1,795 |
| Total interest expense | $427,000 | 2,725 |
| Net interest income | $3,370,000 | 1,649 |
| Provision for loan and lease losses | $819,000 | 722 |
| Total noninterest income | $199,000 | 3,659 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $103,000 | 2,869 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $96,000 | 3,766 |
| Total noninterest expense | $2,187,000 | 2,180 |
| Salaries and employee benefits | $1,173,000 | 2,129 |
| Premises and equipment expense | $405,000 | 1,469 |
| Additional noninterest expense | $609,000 | 2,629 |
| Pre-tax net operating income | $563,000 | 2,643 |
| Securities gains (losses) | $-3,000 | 6,965 |
| Applicable income taxes | $59,000 | 2,917 |
| Income before extraordinary items | $501,000 | 2,601 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $501,000 | 2,603 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $501,000 | 2,604 |
| Net charge-offs | $90,000 | 2,538 |
| Cash dividends | $90,000 | 2,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $503,670 | 2,470 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $15,419,000 | 1,826 |
| Total interest expense | $2,418,000 | 2,387 |
| Net interest income | $13,001,000 | 1,716 |
| Provision for loan and lease losses | $3,328,000 | 1,090 |
| Total noninterest income | $709,000 | 3,761 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $481,000 | 2,652 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $228,000 | 4,270 |
| Total noninterest expense | $8,516,000 | 2,228 |
| Salaries and employee benefits | $4,519,000 | 2,144 |
| Premises and equipment expense | $1,521,000 | 1,630 |
| Additional noninterest expense | $2,476,000 | 2,607 |
| Pre-tax net operating income | $1,866,000 | 2,641 |
| Securities gains (losses) | $397,000 | 933 |
| Applicable income taxes | $325,000 | 2,459 |
| Income before extraordinary items | $1,938,000 | 2,313 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,938,000 | 2,314 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $1,938,000 | 2,314 |
| Net charge-offs | $2,463,000 | 1,364 |
| Cash dividends | $416,000 | 2,619 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $1,596,580 | 2,575 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $11,583,000 | 1,840 |
| Total interest expense | $1,937,000 | 2,335 |
| Net interest income | $9,646,000 | 1,745 |
| Provision for loan and lease losses | $1,836,000 | 1,314 |
| Total noninterest income | $566,000 | 3,645 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $375,000 | 2,586 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $191,000 | 4,153 |
| Total noninterest expense | $6,645,000 | 2,169 |
| Salaries and employee benefits | $3,481,000 | 2,082 |
| Premises and equipment expense | $1,128,000 | 1,670 |
| Additional noninterest expense | $2,036,000 | 2,420 |
| Pre-tax net operating income | $1,731,000 | 2,331 |
| Securities gains (losses) | $397,000 | 755 |
| Applicable income taxes | $425,000 | 1,888 |
| Income before extraordinary items | $1,703,000 | 2,092 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,703,000 | 2,091 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,703,000 | 2,092 |
| Net charge-offs | $1,039,000 | 1,848 |
| Cash dividends | $416,000 | 1,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,385,400 | 2,370 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $7,749,000 | 1,850 |
| Total interest expense | $1,395,000 | 2,243 |
| Net interest income | $6,354,000 | 1,761 |
| Provision for loan and lease losses | $1,069,000 | 1,438 |
| Total noninterest income | $365,000 | 3,743 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $256,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $109,000 | 4,421 |
| Total noninterest expense | $4,523,000 | 2,139 |
| Salaries and employee benefits | $2,366,000 | 2,056 |
| Premises and equipment expense | $762,000 | 1,661 |
| Additional noninterest expense | $1,395,000 | 2,406 |
| Pre-tax net operating income | $1,127,000 | 2,345 |
| Securities gains (losses) | $255,000 | 615 |
| Applicable income taxes | $275,000 | 1,893 |
| Income before extraordinary items | $1,107,000 | 2,088 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,107,000 | 2,088 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,107,000 | 2,088 |
| Net charge-offs | $943,000 | 1,522 |
| Cash dividends | $281,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $903,000 | 2,373 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 1,860 |
| Total interest expense | $724,000 | 2,246 |
| Net interest income | $3,143,000 | 1,780 |
| Provision for loan and lease losses | $457,000 | 1,499 |
| Total noninterest income | $159,000 | 4,044 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $134,000 | 2,396 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $25,000 | 5,598 |
| Total noninterest expense | $2,306,000 | 2,099 |
| Salaries and employee benefits | $1,204,000 | 2,029 |
| Premises and equipment expense | $380,000 | 1,696 |
| Additional noninterest expense | $722,000 | 2,299 |
| Pre-tax net operating income | $539,000 | 2,418 |
| Securities gains (losses) | $43,000 | 812 |
| Applicable income taxes | $99,000 | 2,192 |
| Income before extraordinary items | $483,000 | 2,316 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $483,000 | 2,315 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $483,000 | 2,316 |
| Net charge-offs | $445,000 | 1,433 |
| Cash dividends | $132,000 | 1,713 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $447,310 | 2,403 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $15,042,000 | 2,008 |
| Total interest expense | $3,217,000 | 2,445 |
| Net interest income | $11,825,000 | 1,859 |
| Provision for loan and lease losses | $1,850,000 | 2,181 |
| Total noninterest income | $718,000 | 3,890 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $581,000 | 2,347 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $137,000 | 5,077 |
| Total noninterest expense | $8,234,000 | 2,346 |
| Salaries and employee benefits | $4,186,000 | 2,302 |
| Premises and equipment expense | $1,440,000 | 1,774 |
| Additional noninterest expense | $2,608,000 | 2,580 |
| Pre-tax net operating income | $2,459,000 | 1,914 |
| Securities gains (losses) | $76,000 | 2,385 |
| Applicable income taxes | $609,000 | 1,711 |
| Income before extraordinary items | $1,926,000 | 2,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,926,000 | 2,091 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,926,000 | 2,092 |
| Net charge-offs | $787,000 | 3,014 |
| Cash dividends | $548,000 | 2,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,868,240 | 2,060 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $11,163,000 | 2,070 |
| Total interest expense | $2,456,000 | 2,518 |
| Net interest income | $8,707,000 | 1,913 |
| Provision for loan and lease losses | $1,337,000 | 2,145 |
| Total noninterest income | $709,000 | 3,364 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $436,000 | 2,410 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $273,000 | 3,693 |
| Total noninterest expense | $6,080,000 | 2,384 |
| Salaries and employee benefits | $3,098,000 | 2,345 |
| Premises and equipment expense | $1,073,000 | 1,804 |
| Additional noninterest expense | $1,909,000 | 2,590 |
| Pre-tax net operating income | $1,999,000 | 1,900 |
| Securities gains (losses) | $73,000 | 2,191 |
| Applicable income taxes | $546,000 | 1,587 |
| Income before extraordinary items | $1,526,000 | 2,111 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,526,000 | 2,113 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,526,000 | 2,114 |
| Net charge-offs | $344,000 | 3,548 |
| Cash dividends | $416,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,471,980 | 2,085 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 2,102 |
| Total interest expense | $1,677,000 | 2,547 |
| Net interest income | $5,730,000 | 1,947 |
| Provision for loan and lease losses | $908,000 | 2,039 |
| Total noninterest income | $470,000 | 3,333 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $297,000 | 2,374 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $173,000 | 3,752 |
| Total noninterest expense | $3,965,000 | 2,447 |
| Salaries and employee benefits | $2,004,000 | 2,434 |
| Premises and equipment expense | $700,000 | 1,867 |
| Additional noninterest expense | $1,261,000 | 2,605 |
| Pre-tax net operating income | $1,327,000 | 1,891 |
| Securities gains (losses) | $45,000 | 1,953 |
| Applicable income taxes | $382,000 | 1,484 |
| Income before extraordinary items | $990,000 | 2,142 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $990,000 | 2,140 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $990,000 | 2,144 |
| Net charge-offs | $216,000 | 3,453 |
| Cash dividends | $279,000 | 1,981 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $957,600 | 2,115 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,657,000 | 2,183 |
| Total interest expense | $821,000 | 2,702 |
| Net interest income | $2,836,000 | 1,989 |
| Provision for loan and lease losses | $484,000 | 1,866 |
| Total noninterest income | $219,000 | 3,461 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $135,000 | 2,545 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $84,000 | 3,821 |
| Total noninterest expense | $1,952,000 | 2,502 |
| Salaries and employee benefits | $997,000 | 2,474 |
| Premises and equipment expense | $350,000 | 1,922 |
| Additional noninterest expense | $605,000 | 2,687 |
| Pre-tax net operating income | $619,000 | 2,051 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $165,000 | 1,636 |
| Income before extraordinary items | $454,000 | 2,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $454,000 | 2,309 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $454,000 | 2,310 |
| Net charge-offs | $189,000 | 2,495 |
| Cash dividends | $137,000 | 1,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $454,000 | 2,229 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $13,355,000 | 2,502 |
| Total interest expense | $3,754,000 | 2,879 |
| Net interest income | $9,601,000 | 2,278 |
| Provision for loan and lease losses | $1,595,000 | 2,798 |
| Total noninterest income | $881,000 | 3,571 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $555,000 | 2,677 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $326,000 | 3,864 |
| Total noninterest expense | $7,467,000 | 2,636 |
| Salaries and employee benefits | $3,817,000 | 2,551 |
| Premises and equipment expense | $1,306,000 | 2,041 |
| Additional noninterest expense | $2,344,000 | 2,898 |
| Pre-tax net operating income | $1,420,000 | 2,438 |
| Securities gains (losses) | $327,000 | 1,164 |
| Applicable income taxes | $396,000 | 1,773 |
| Income before extraordinary items | $1,351,000 | 2,277 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,351,000 | 2,274 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,351,000 | 2,275 |
| Net charge-offs | $1,369,000 | 2,489 |
| Cash dividends | $362,000 | 2,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,099,210 | 2,572 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,866,000 | 2,562 |
| Total interest expense | $2,933,000 | 2,906 |
| Net interest income | $6,933,000 | 2,347 |
| Provision for loan and lease losses | $877,000 | 2,977 |
| Total noninterest income | $649,000 | 3,687 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $402,000 | 2,752 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $247,000 | 3,929 |
| Total noninterest expense | $5,747,000 | 2,579 |
| Salaries and employee benefits | $2,860,000 | 2,575 |
| Premises and equipment expense | $975,000 | 2,072 |
| Additional noninterest expense | $1,912,000 | 2,657 |
| Pre-tax net operating income | $958,000 | 2,806 |
| Securities gains (losses) | $298,000 | 999 |
| Applicable income taxes | $289,000 | 1,959 |
| Income before extraordinary items | $967,000 | 2,536 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $967,000 | 2,534 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $967,000 | 2,537 |
| Net charge-offs | $814,000 | 2,450 |
| Cash dividends | $282,000 | 2,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $737,540 | 2,935 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,454,000 | 2,639 |
| Total interest expense | $2,034,000 | 2,925 |
| Net interest income | $4,420,000 | 2,443 |
| Provision for loan and lease losses | $355,000 | 3,455 |
| Total noninterest income | $423,000 | 3,740 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $262,000 | 2,759 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $161,000 | 3,981 |
| Total noninterest expense | $3,801,000 | 2,630 |
| Salaries and employee benefits | $1,935,000 | 2,577 |
| Premises and equipment expense | $655,000 | 2,092 |
| Additional noninterest expense | $1,211,000 | 2,800 |
| Pre-tax net operating income | $687,000 | 2,806 |
| Securities gains (losses) | $114,000 | 1,396 |
| Applicable income taxes | $188,000 | 2,026 |
| Income before extraordinary items | $613,000 | 2,734 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $613,000 | 2,732 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $613,000 | 2,734 |
| Net charge-offs | $340,000 | 2,787 |
| Cash dividends | $200,000 | 2,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $525,220 | 2,898 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,112,000 | 2,760 |
| Total interest expense | $1,056,000 | 2,933 |
| Net interest income | $2,056,000 | 2,639 |
| Provision for loan and lease losses | $135,000 | 3,447 |
| Total noninterest income | $210,000 | 3,708 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $131,000 | 2,726 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $79,000 | 4,030 |
| Total noninterest expense | $1,785,000 | 2,701 |
| Salaries and employee benefits | $942,000 | 2,679 |
| Premises and equipment expense | $335,000 | 2,079 |
| Additional noninterest expense | $508,000 | 2,968 |
| Pre-tax net operating income | $346,000 | 3,095 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $77,000 | 2,438 |
| Income before extraordinary items | $269,000 | 3,316 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $269,000 | 3,316 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $269,000 | 3,317 |
| Net charge-offs | $18,000 | 4,403 |
| Cash dividends | $97,000 | 2,313 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $269,000 | 3,173 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $11,146,000 | 3,236 |
| Total interest expense | $4,238,000 | 3,368 |
| Net interest income | $6,908,000 | 3,091 |
| Provision for loan and lease losses | $445,000 | 3,986 |
| Total noninterest income | $819,000 | 3,831 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $512,000 | 2,957 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $307,000 | 4,057 |
| Total noninterest expense | $6,399,000 | 2,894 |
| Salaries and employee benefits | $3,297,000 | 2,990 |
| Premises and equipment expense | $1,254,000 | 2,152 |
| Additional noninterest expense | $1,848,000 | 3,071 |
| Pre-tax net operating income | $883,000 | 3,987 |
| Securities gains (losses) | $4,000 | 2,823 |
| Applicable income taxes | $220,000 | 2,718 |
| Income before extraordinary items | $667,000 | 4,006 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $667,000 | 4,007 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $139,000 | 4,577 |
| Cash dividends | $239,000 | 4,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $664,000 | 4,169 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $8,143,000 | 3,376 |
| Total interest expense | $3,066,000 | 3,570 |
| Net interest income | $5,077,000 | 3,165 |
| Provision for loan and lease losses | $311,000 | 3,486 |
| Total noninterest income | $612,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $380,000 | 3,009 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $232,000 | 4,157 |
| Total noninterest expense | $4,659,000 | 2,953 |
| Salaries and employee benefits | $2,402,000 | 3,095 |
| Premises and equipment expense | $916,000 | 2,212 |
| Additional noninterest expense | $1,341,000 | 3,054 |
| Pre-tax net operating income | $719,000 | 4,287 |
| Securities gains (losses) | $4,000 | 2,700 |
| Applicable income taxes | $195,000 | 2,939 |
| Income before extraordinary items | $528,000 | 4,346 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $528,000 | 4,344 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,098 |
| Cash dividends | $177,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $525,080 | 4,497 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $5,316,000 | 3,481 |
| Total interest expense | $2,084,000 | 3,640 |
| Net interest income | $3,232,000 | 3,295 |
| Provision for loan and lease losses | $196,000 | 3,194 |
| Total noninterest income | $384,000 | 4,098 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $245,000 | 3,060 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $139,000 | 4,437 |
| Total noninterest expense | $3,019,000 | 3,036 |
| Salaries and employee benefits | $1,544,000 | 3,251 |
| Premises and equipment expense | $610,000 | 2,221 |
| Additional noninterest expense | $865,000 | 3,116 |
| Pre-tax net operating income | $401,000 | 4,792 |
| Securities gains (losses) | $4,000 | 2,798 |
| Applicable income taxes | $101,000 | 3,449 |
| Income before extraordinary items | $304,000 | 4,971 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $304,000 | 4,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 4,369 |
| Cash dividends | $118,000 | 3,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $301,000 | 4,934 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,673,000 | 3,551 |
| Total interest expense | $1,135,000 | 3,588 |
| Net interest income | $1,538,000 | 3,426 |
| Provision for loan and lease losses | $91,000 | 2,842 |
| Total noninterest income | $187,000 | 4,129 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $67,000 | 4,495 |
| Total noninterest expense | $1,504,000 | 3,052 |
| Salaries and employee benefits | $784,000 | 3,225 |
| Premises and equipment expense | $303,000 | 2,244 |
| Additional noninterest expense | $417,000 | 3,192 |
| Pre-tax net operating income | $130,000 | 5,661 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $21,000 | 4,341 |
| Income before extraordinary items | $109,000 | 5,722 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $109,000 | 5,725 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $39,000 | 3,471 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $109,000 | 5,629 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $10,351,000 | 3,692 |
| Total interest expense | $4,659,000 | 3,631 |
| Net interest income | $5,692,000 | 3,643 |
| Provision for loan and lease losses | $335,000 | 2,995 |
| Total noninterest income | $703,000 | 4,288 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $463,000 | 3,221 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $240,000 | 4,677 |
| Total noninterest expense | $5,163,000 | 3,363 |
| Salaries and employee benefits | $2,686,000 | 3,526 |
| Premises and equipment expense | $982,000 | 2,619 |
| Additional noninterest expense | $1,495,000 | 3,427 |
| Pre-tax net operating income | $897,000 | 4,955 |
| Securities gains (losses) | $-3,000 | 7,272 |
| Applicable income taxes | $236,000 | 3,676 |
| Income before extraordinary items | $658,000 | 5,177 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $658,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 2,423 |
| Cash dividends | $309,000 | 4,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $660,220 | 5,154 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,572,000 | 3,753 |
| Total interest expense | $3,363,000 | 3,733 |
| Net interest income | $4,209,000 | 3,685 |
| Provision for loan and lease losses | $195,000 | 3,051 |
| Total noninterest income | $512,000 | 4,360 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $339,000 | 3,277 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $173,000 | 4,781 |
| Total noninterest expense | $3,718,000 | 3,443 |
| Salaries and employee benefits | $1,936,000 | 3,619 |
| Premises and equipment expense | $704,000 | 2,700 |
| Additional noninterest expense | $1,078,000 | 3,493 |
| Pre-tax net operating income | $808,000 | 4,815 |
| Securities gains (losses) | $-3,000 | 7,511 |
| Applicable income taxes | $230,000 | 3,536 |
| Income before extraordinary items | $575,000 | 5,091 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $575,000 | 5,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,396 |
| Cash dividends | $244,000 | 3,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $577,130 | 5,081 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,900,000 | 3,840 |
| Total interest expense | $2,183,000 | 3,788 |
| Net interest income | $2,717,000 | 3,800 |
| Provision for loan and lease losses | $120,000 | 2,960 |
| Total noninterest income | $336,000 | 4,425 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $224,000 | 3,266 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $112,000 | 4,907 |
| Total noninterest expense | $2,434,000 | 3,520 |
| Salaries and employee benefits | $1,256,000 | 3,729 |
| Premises and equipment expense | $465,000 | 2,735 |
| Additional noninterest expense | $713,000 | 3,511 |
| Pre-tax net operating income | $499,000 | 5,040 |
| Securities gains (losses) | $-3,000 | 7,770 |
| Applicable income taxes | $138,000 | 3,744 |
| Income before extraordinary items | $358,000 | 5,306 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $358,000 | 5,306 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $174,000 | 3,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $360,160 | 5,287 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,373,000 | 3,921 |
| Total interest expense | $1,045,000 | 3,893 |
| Net interest income | $1,328,000 | 3,861 |
| Provision for loan and lease losses | $40,000 | 3,421 |
| Total noninterest income | $152,000 | 4,613 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $49,000 | 4,927 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $103,000 | 3,716 |
| Total noninterest expense | $1,190,000 | 3,593 |
| Salaries and employee benefits | $620,000 | 3,802 |
| Premises and equipment expense | $228,000 | 2,805 |
| Additional noninterest expense | $342,000 | 3,600 |
| Pre-tax net operating income | $250,000 | 5,050 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $67,000 | 3,794 |
| Income before extraordinary items | $183,000 | 5,257 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $183,000 | 5,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $114,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $183,000 | 5,239 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,820,000 | 4,257 |
| Total interest expense | $3,035,000 | 4,292 |
| Net interest income | $4,785,000 | 4,140 |
| Provision for loan and lease losses | $359,000 | 2,481 |
| Total noninterest income | $632,000 | 4,599 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $446,000 | 3,311 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $186,000 | 5,252 |
| Total noninterest expense | $3,983,000 | 4,014 |
| Salaries and employee benefits | $2,039,000 | 4,202 |
| Premises and equipment expense | $735,000 | 3,207 |
| Additional noninterest expense | $1,209,000 | 3,907 |
| Pre-tax net operating income | $1,075,000 | 5,034 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $339,000 | 3,632 |
| Income before extraordinary items | $736,000 | 5,396 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $736,000 | 5,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 5,438 |
| Cash dividends | $214,000 | 4,862 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 1,172 |
| Net operating income | $736,000 | 5,387 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,433,000 | 4,450 |
| Total interest expense | $1,981,000 | 4,573 |
| Net interest income | $3,452,000 | 4,288 |
| Provision for loan and lease losses | $250,000 | 2,440 |
| Total noninterest income | $477,000 | 4,608 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $137,000 | 5,292 |
| Total noninterest expense | $2,927,000 | 4,047 |
| Salaries and employee benefits | $1,501,000 | 4,230 |
| Premises and equipment expense | $535,000 | 3,285 |
| Additional noninterest expense | $891,000 | 3,948 |
| Pre-tax net operating income | $752,000 | 5,352 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $238,000 | 3,915 |
| Income before extraordinary items | $514,000 | 5,696 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $514,000 | 5,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 4,856 |
| Cash dividends | $122,000 | 4,613 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 971 |
| Net operating income | $514,000 | 5,689 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,368,000 | 4,625 |
| Total interest expense | $1,194,000 | 4,731 |
| Net interest income | $2,174,000 | 4,482 |
| Provision for loan and lease losses | $150,000 | 2,563 |
| Total noninterest income | $305,000 | 4,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 3,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $87,000 | 5,421 |
| Total noninterest expense | $1,937,000 | 4,086 |
| Salaries and employee benefits | $1,009,000 | 4,229 |
| Premises and equipment expense | $346,000 | 3,355 |
| Additional noninterest expense | $582,000 | 4,002 |
| Pre-tax net operating income | $392,000 | 5,940 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $117,000 | 4,338 |
| Income before extraordinary items | $275,000 | 6,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $275,000 | 6,187 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 3,712 |
| Cash dividends | $59,000 | 4,721 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 808 |
| Net operating income | $275,000 | 6,193 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,576,000 | 4,752 |
| Total interest expense | $537,000 | 4,915 |
| Net interest income | $1,039,000 | 4,596 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $129,000 | 5,033 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $48,000 | 5,036 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $81,000 | 4,122 |
| Total noninterest expense | $935,000 | 4,197 |
| Salaries and employee benefits | $484,000 | 4,377 |
| Premises and equipment expense | $164,000 | 3,516 |
| Additional noninterest expense | $287,000 | 4,039 |
| Pre-tax net operating income | $158,000 | 6,308 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $66,000 | 4,128 |
| Income before extraordinary items | $92,000 | 6,859 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 6,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,550 |
| Cash dividends | $30,000 | 3,739 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 564 |
| Net operating income | $92,000 | 6,856 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,955,000 | 5,176 |
| Total interest expense | $1,146,000 | 5,944 |
| Net interest income | $3,809,000 | 4,770 |
| Provision for loan and lease losses | $42,000 | 5,929 |
| Total noninterest income | $438,000 | 5,525 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $304,000 | 4,149 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $134,000 | 5,917 |
| Total noninterest expense | $3,034,000 | 4,734 |
| Salaries and employee benefits | $1,491,000 | 5,069 |
| Premises and equipment expense | $551,000 | 3,897 |
| Additional noninterest expense | $992,000 | 4,443 |
| Pre-tax net operating income | $1,171,000 | 4,956 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $427,000 | 3,597 |
| Income before extraordinary items | $744,000 | 5,523 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $744,000 | 5,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,815 |
| Cash dividends | $117,000 | 5,395 |
| Sale, conversion, retirement of capital stock, net | $147,000 | 677 |
| Net operating income | $744,000 | 5,491 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 5,313 |
| Total interest expense | $752,000 | 6,170 |
| Net interest income | $2,787,000 | 4,853 |
| Provision for loan and lease losses | $42,000 | 5,513 |
| Total noninterest income | $328,000 | 5,573 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $226,000 | 4,193 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $102,000 | 5,914 |
| Total noninterest expense | $2,216,000 | 4,787 |
| Salaries and employee benefits | $1,099,000 | 5,101 |
| Premises and equipment expense | $387,000 | 4,062 |
| Additional noninterest expense | $730,000 | 4,499 |
| Pre-tax net operating income | $857,000 | 5,149 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $340,000 | 3,569 |
| Income before extraordinary items | $517,000 | 5,821 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $517,000 | 5,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,559 |
| Cash dividends | $87,000 | 4,788 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 582 |
| Net operating income | $517,000 | 5,790 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,186,000 | 5,475 |
| Total interest expense | $414,000 | 6,519 |
| Net interest income | $1,772,000 | 4,985 |
| Provision for loan and lease losses | $42,000 | 4,804 |
| Total noninterest income | $220,000 | 5,523 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $149,000 | 4,166 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $71,000 | 5,855 |
| Total noninterest expense | $1,426,000 | 4,900 |
| Salaries and employee benefits | $720,000 | 5,152 |
| Premises and equipment expense | $247,000 | 4,188 |
| Additional noninterest expense | $459,000 | 4,663 |
| Pre-tax net operating income | $524,000 | 5,362 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $203,000 | 3,760 |
| Income before extraordinary items | $321,000 | 5,970 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $321,000 | 5,974 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,238 |
| Cash dividends | $58,000 | 4,668 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 530 |
| Net operating income | $321,000 | 5,917 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,034,000 | 5,629 |
| Total interest expense | $181,000 | 6,779 |
| Net interest income | $853,000 | 5,130 |
| Provision for loan and lease losses | $21,000 | 4,581 |
| Total noninterest income | $102,000 | 5,632 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $73,000 | 4,143 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $29,000 | 6,226 |
| Total noninterest expense | $711,000 | 4,939 |
| Salaries and employee benefits | $370,000 | 5,097 |
| Premises and equipment expense | $121,000 | 4,285 |
| Additional noninterest expense | $220,000 | 4,754 |
| Pre-tax net operating income | $223,000 | 5,711 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $98,000 | 3,788 |
| Income before extraordinary items | $125,000 | 6,483 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $125,000 | 6,484 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $29,000 | 3,643 |
| Sale, conversion, retirement of capital stock, net | $33,000 | 351 |
| Net operating income | $125,000 | 6,442 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $3,679,000 | 5,830 |
| Total interest expense | $519,000 | 7,239 |
| Net interest income | $3,160,000 | 5,262 |
| Provision for loan and lease losses | $72,000 | 5,454 |
| Total noninterest income | $411,000 | 5,726 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $296,000 | 4,347 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $115,000 | 6,174 |
| Total noninterest expense | $2,499,000 | 5,315 |
| Salaries and employee benefits | $1,294,000 | 5,449 |
| Premises and equipment expense | $416,000 | 4,638 |
| Additional noninterest expense | $789,000 | 5,142 |
| Pre-tax net operating income | $1,000,000 | 5,242 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $347,000 | 3,950 |
| Income before extraordinary items | $653,000 | 5,769 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $653,000 | 5,771 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 4,468 |
| Cash dividends | $87,000 | 5,600 |
| Sale, conversion, retirement of capital stock, net | $91,000 | 672 |
| Net operating income | $653,000 | 5,697 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,674,000 | 5,907 |
| Total interest expense | $357,000 | 7,417 |
| Net interest income | $2,317,000 | 5,317 |
| Provision for loan and lease losses | $51,000 | 5,354 |
| Total noninterest income | $300,000 | 5,812 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $217,000 | 4,428 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $83,000 | 6,238 |
| Total noninterest expense | $1,868,000 | 5,275 |
| Salaries and employee benefits | $975,000 | 5,403 |
| Premises and equipment expense | $307,000 | 4,685 |
| Additional noninterest expense | $586,000 | 5,114 |
| Pre-tax net operating income | $698,000 | 5,527 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $251,000 | 4,086 |
| Income before extraordinary items | $447,000 | 6,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $447,000 | 6,073 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,793 |
| Cash dividends | $87,000 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 565 |
| Net operating income | $447,000 | 5,992 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,715,000 | 6,040 |
| Total interest expense | $208,000 | 7,706 |
| Net interest income | $1,507,000 | 5,383 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $200,000 | 5,820 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $144,000 | 4,417 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $56,000 | 6,240 |
| Total noninterest expense | $1,244,000 | 5,307 |
| Salaries and employee benefits | $653,000 | 5,429 |
| Premises and equipment expense | $208,000 | 4,647 |
| Additional noninterest expense | $383,000 | 5,216 |
| Pre-tax net operating income | $433,000 | 5,673 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $152,000 | 4,229 |
| Income before extraordinary items | $281,000 | 6,180 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $281,000 | 6,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,038 |
| Cash dividends | $87,000 | 4,325 |
| Sale, conversion, retirement of capital stock, net | $65,000 | 449 |
| Net operating income | $281,000 | 6,103 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $841,000 | 6,116 |
| Total interest expense | $101,000 | 7,836 |
| Net interest income | $740,000 | 5,453 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $96,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $66,000 | 4,552 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $30,000 | 6,109 |
| Total noninterest expense | $621,000 | 5,332 |
| Salaries and employee benefits | $320,000 | 5,527 |
| Premises and equipment expense | $102,000 | 4,723 |
| Additional noninterest expense | $199,000 | 5,092 |
| Pre-tax net operating income | $200,000 | 5,819 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $60,000 | 4,582 |
| Income before extraordinary items | $140,000 | 6,167 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $140,000 | 6,167 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 1,954 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $26,000 | 355 |
| Net operating income | $140,000 | 6,059 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,270,000 | 6,234 |
| Total interest expense | $420,000 | 8,042 |
| Net interest income | $2,850,000 | 5,466 |
| Provision for loan and lease losses | $148,000 | 4,620 |
| Total noninterest income | $378,000 | 6,082 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $269,000 | 4,572 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $109,000 | 6,381 |
| Total noninterest expense | $2,318,000 | 5,491 |
| Salaries and employee benefits | $1,216,000 | 5,599 |
| Premises and equipment expense | $385,000 | 4,860 |
| Additional noninterest expense | $717,000 | 5,426 |
| Pre-tax net operating income | $762,000 | 5,815 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $277,000 | 4,399 |
| Income before extraordinary items | $485,000 | 6,402 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $485,000 | 6,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,902 |
| Cash dividends | $57,000 | 5,871 |
| Sale, conversion, retirement of capital stock, net | $12,000 | 814 |
| Net operating income | $485,000 | 6,246 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,398,000 | 6,392 |
| Total interest expense | $318,000 | 8,165 |
| Net interest income | $2,080,000 | 5,594 |
| Provision for loan and lease losses | $139,000 | 4,047 |
| Total noninterest income | $282,000 | 6,147 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $203,000 | 4,584 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 6,483 |
| Total noninterest expense | $1,726,000 | 5,497 |
| Salaries and employee benefits | $910,000 | 5,562 |
| Premises and equipment expense | $289,000 | 4,843 |
| Additional noninterest expense | $527,000 | 5,470 |
| Pre-tax net operating income | $497,000 | 6,299 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $185,000 | 4,776 |
| Income before extraordinary items | $312,000 | 6,886 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $312,000 | 6,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,905 |
| Cash dividends | $57,000 | 5,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $312,000 | 6,712 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,584,000 | 6,460 |
| Total interest expense | $215,000 | 8,232 |
| Net interest income | $1,369,000 | 5,622 |
| Provision for loan and lease losses | $93,000 | 3,993 |
| Total noninterest income | $181,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $131,000 | 4,632 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $50,000 | 6,576 |
| Total noninterest expense | $1,132,000 | 5,541 |
| Salaries and employee benefits | $600,000 | 5,613 |
| Premises and equipment expense | $192,000 | 4,823 |
| Additional noninterest expense | $340,000 | 5,569 |
| Pre-tax net operating income | $325,000 | 6,328 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $119,000 | 4,879 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 8,111 |
| Cash dividends | $57,000 | 4,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $783,000 | 6,531 |
| Total interest expense | $108,000 | 8,326 |
| Net interest income | $675,000 | 5,658 |
| Provision for loan and lease losses | $46,000 | 3,791 |
| Total noninterest income | $95,000 | 6,020 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $65,000 | 4,539 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $30,000 | 6,231 |
| Total noninterest expense | $566,000 | 5,543 |
| Salaries and employee benefits | $301,000 | 5,616 |
| Premises and equipment expense | $96,000 | 4,835 |
| Additional noninterest expense | $169,000 | 5,559 |
| Pre-tax net operating income | $158,000 | 6,363 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $60,000 | 4,823 |
| Income before extraordinary items | $98,000 | 6,936 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $98,000 | 6,938 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-8,000 | 8,455 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $98,000 | 6,777 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $3,325,000 | 6,506 |
| Total interest expense | $699,000 | 7,824 |
| Net interest income | $2,626,000 | 5,747 |
| Provision for loan and lease losses | $171,000 | 4,684 |
| Total noninterest income | $352,000 | 6,087 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $258,000 | 4,619 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $94,000 | 6,565 |
| Total noninterest expense | $2,269,000 | 5,439 |
| Salaries and employee benefits | $1,179,000 | 5,542 |
| Premises and equipment expense | $379,000 | 4,832 |
| Additional noninterest expense | $711,000 | 5,360 |
| Pre-tax net operating income | $538,000 | 6,619 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $219,000 | 4,983 |
| Income before extraordinary items | $319,000 | 7,223 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $319,000 | 7,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $140,000 | 3,629 |
| Cash dividends | $28,000 | 6,150 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 810 |
| Net operating income | $319,000 | 7,125 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 6,675 |
| Total interest expense | $1,380,000 | 7,227 |
| Net interest income | $2,222,000 | 6,099 |
| Provision for loan and lease losses | $234,000 | 3,814 |
| Total noninterest income | $301,000 | 6,422 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $81,000 | 6,961 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $220,000 | 4,737 |
| Total noninterest expense | $2,070,000 | 5,610 |
| Salaries and employee benefits | $1,007,000 | 5,948 |
| Premises and equipment expense | $330,000 | 5,224 |
| Additional noninterest expense | $733,000 | 5,101 |
| Pre-tax net operating income | $219,000 | 7,795 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $82,000 | 6,235 |
| Income before extraordinary items | $137,000 | 8,111 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $137,000 | 8,112 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 4,500 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $137,000 | 7,998 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $3,598,000 | 6,827 |
| Total interest expense | $1,384,000 | 7,382 |
| Net interest income | $2,214,000 | 6,243 |
| Provision for loan and lease losses | $153,000 | 4,362 |
| Total noninterest income | $255,000 | 6,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $75,000 | 7,101 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 5,028 |
| Total noninterest expense | $1,806,000 | 6,047 |
| Salaries and employee benefits | $872,000 | 6,409 |
| Premises and equipment expense | $280,000 | 5,651 |
| Additional noninterest expense | $654,000 | 5,443 |
| Pre-tax net operating income | $510,000 | 6,944 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $106,000 | 6,441 |
| Income before extraordinary items | $404,000 | 6,827 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $404,000 | 6,825 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $144,000 | 2,935 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 779 |
| Net operating income | $404,000 | 6,837 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $3,072,000 | 7,288 |
| Total interest expense | $1,220,000 | 7,595 |
| Net interest income | $1,852,000 | 6,908 |
| Provision for loan and lease losses | $84,000 | 5,577 |
| Total noninterest income | $193,000 | 7,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $70,000 | 7,352 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,110 |
| Total noninterest expense | $1,701,000 | 6,293 |
| Salaries and employee benefits | $799,000 | 6,758 |
| Premises and equipment expense | $301,000 | 5,454 |
| Additional noninterest expense | $601,000 | 5,820 |
| Pre-tax net operating income | $260,000 | 8,289 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-408,000 | 10,120 |
| Income before extraordinary items | $668,000 | 5,599 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $668,000 | 5,596 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,765 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 970 |
| Net operating income | $668,000 | 5,564 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,880,000 | 7,666 |
| Total interest expense | $1,305,000 | 7,655 |
| Net interest income | $1,575,000 | 7,523 |
| Provision for loan and lease losses | $82,000 | 5,540 |
| Total noninterest income | $136,000 | 8,456 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 7,838 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,242 |
| Total noninterest expense | $1,526,000 | 6,613 |
| Salaries and employee benefits | $754,000 | 6,895 |
| Premises and equipment expense | $273,000 | 5,658 |
| Additional noninterest expense | $499,000 | 6,447 |
| Pre-tax net operating income | $103,000 | 9,404 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $0 | 9,340 |
| Income before extraordinary items | $103,000 | 9,320 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $103,000 | 9,320 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,077 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $103,000 | 9,250 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,399,000 | 8,512 |
| Total interest expense | $1,083,000 | 8,454 |
| Net interest income | $1,316,000 | 8,435 |
| Provision for loan and lease losses | $84,000 | 5,567 |
| Total noninterest income | $120,000 | 9,068 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 8,444 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $71,000 | 7,666 |
| Total noninterest expense | $1,309,000 | 7,309 |
| Salaries and employee benefits | $654,000 | 7,580 |
| Premises and equipment expense | $213,000 | 6,604 |
| Additional noninterest expense | $442,000 | 6,996 |
| Pre-tax net operating income | $43,000 | 10,266 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $0 | 10,065 |
| Income before extraordinary items | $43,000 | 10,274 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $43,000 | 10,275 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,643 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $43,000 | 10,236 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,837,000 | 9,595 |
| Total interest expense | $773,000 | 9,730 |
| Net interest income | $1,064,000 | 9,378 |
| Provision for loan and lease losses | $72,000 | 5,782 |
| Total noninterest income | $126,000 | 9,423 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $102,000 | 7,439 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $24,000 | 10,174 |
| Total noninterest expense | $1,117,000 | 8,269 |
| Salaries and employee benefits | $555,000 | 8,447 |
| Premises and equipment expense | $179,000 | 7,451 |
| Additional noninterest expense | $383,000 | 8,025 |
| Pre-tax net operating income | $1,000 | 10,769 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $0 | 10,572 |
| Income before extraordinary items | $1,000 | 10,812 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,000 | 10,807 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 7,912 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,000 | 10,763 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,252,000 | 10,913 |
| Total interest expense | $488,000 | 11,065 |
| Net interest income | $764,000 | 10,645 |
| Provision for loan and lease losses | $69,000 | 5,466 |
| Total noninterest income | $77,000 | 10,796 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $66,000 | 8,717 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 11,437 |
| Total noninterest expense | $1,049,000 | 8,764 |
| Salaries and employee benefits | $533,000 | 8,829 |
| Premises and equipment expense | $167,000 | 7,878 |
| Additional noninterest expense | $349,000 | 8,699 |
| Pre-tax net operating income | $-277,000 | 11,718 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-277,000 | 11,724 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-277,000 | 11,721 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 6,709 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-277,000 | 11,715 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 12,328 |
| Total interest expense | $218,000 | 12,295 |
| Net interest income | $375,000 | 12,278 |
| Provision for loan and lease losses | $60,000 | 5,594 |
| Total noninterest income | $55,000 | 11,823 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 10,239 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $22,000 | 11,301 |
| Total noninterest expense | $1,641,000 | 7,162 |
| Salaries and employee benefits | $494,000 | 9,442 |
| Premises and equipment expense | $137,000 | 8,902 |
| Additional noninterest expense | $1,010,000 | 4,672 |
| Pre-tax net operating income | $-1,271,000 | 12,483 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $-1,271,000 | 12,451 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-1,271,000 | 12,445 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $585,000 | 521 |
| Net operating income | $-1,271,000 | 12,452 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $117,000 | 13,247 |
| Total interest expense | $2,000 | 13,257 |
| Net interest income | $115,000 | 13,195 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $0 | 13,225 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $0 | 13,212 |
| Total noninterest expense | $244,000 | 13,112 |
| Salaries and employee benefits | $70,000 | 13,232 |
| Premises and equipment expense | $29,000 | 12,876 |
| Additional noninterest expense | $145,000 | 12,490 |
| Pre-tax net operating income | $-129,000 | 12,626 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $0 | 12,141 |
| Income before extraordinary items | $-129,000 | 12,688 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $-129,000 | 12,706 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 9,922 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $5,001,000 | 196 |
| Net operating income | $-129,000 | 12,592 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.