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Castle Rock Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$8,647,000	3,022
Total interest expense	$3,006,000	2,616
Net interest income	$5,641,000	3,205
Provision for loan and lease losses	$480,000	1,311
Total noninterest income	$547,000	3,342
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$183,000	2,786
Trading account gains and fees	NA	NA
Additional Noninterest Income	$364,000	3,263
Total noninterest expense	$3,507,000	3,513
Salaries and employee benefits	$1,922,000	3,498
Premises and equipment expense	$389,000	3,295
Additional noninterest expense	$364,000	3,263
Pre-tax net operating income	$2,201,000	2,859
Securities gains (losses)	$-104,000	3,799
Applicable income taxes	$80,000	2,888
Income before extraordinary items	$2,017,000	2,774
Extraordinary gains, net	$0	54
Net income	$2,017,000	2,802
Minority interest net income	$0	88
Net income of bank and minority interests.	$2,017,000	2,776
Net charge-offs	$49,000	1,817
Cash dividends	$800,000	2,368
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$2,116,840	2,750
2023-09-30 (YTD Data)		Rank
Total interest income	$6,349,000	3,031
Total interest expense	$2,024,000	2,633
Net interest income	$4,325,000	3,178
Provision for loan and lease losses	$360,000	1,209
Total noninterest income	$244,000	3,734
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$140,000	2,777
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	3,873
Total noninterest expense	$2,422,000	3,588
Salaries and employee benefits	$1,342,000	3,569
Premises and equipment expense	$353,000	3,057
Additional noninterest expense	$104,000	3,871
Pre-tax net operating income	$1,787,000	2,828
Securities gains (losses)	$-104,000	4,006
Applicable income taxes	$51,000	2,994
Income before extraordinary items	$1,632,000	2,751
Extraordinary gains, net	$0	52
Net income	$1,632,000	2,781
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,632,000	2,752
Net charge-offs	$-29,000	4,087
Cash dividends	$800,000	1,867
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$1,732,880	2,708
2023-06-30 (YTD Data)		Rank
Total interest income	$4,120,000	3,049
Total interest expense	$1,167,000	2,656
Net interest income	$2,953,000	3,171
Provision for loan and lease losses	$240,000	1,213
Total noninterest income	$149,000	3,805
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$75,000	3,002
Trading account gains and fees	NA	NA
Additional Noninterest Income	$74,000	3,860
Total noninterest expense	$1,654,000	3,561
Salaries and employee benefits	$900,000	3,569
Premises and equipment expense	$279,000	2,805
Additional noninterest expense	$74,000	3,842
Pre-tax net operating income	$1,208,000	2,835
Securities gains (losses)	$-104,000	4,208
Applicable income taxes	$22,000	3,142
Income before extraordinary items	$1,082,000	2,769
Extraordinary gains, net	$0	51
Net income	$1,082,000	2,801
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,082,000	2,769
Net charge-offs	$-29,000	4,204
Cash dividends	$650,000	1,736
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$1,183,920	2,681
2023-03-31 (YTD Data)		Rank
Total interest income	$2,037,000	3,049
Total interest expense	$459,000	2,726
Net interest income	$1,578,000	3,095
Provision for loan and lease losses	$120,000	1,169
Total noninterest income	$67,000	3,897
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$29,000	3,257
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	3,848
Total noninterest expense	$795,000	3,655
Salaries and employee benefits	$414,000	3,720
Premises and equipment expense	$162,000	2,630
Additional noninterest expense	$38,000	3,848
Pre-tax net operating income	$730,000	2,656
Securities gains (losses)	$-12,000	4,052
Applicable income taxes	$0	3,388
Income before extraordinary items	$718,000	2,499
Extraordinary gains, net	$0	4
Net income	$718,000	2,500
Minority interest net income	$0	48
Net income of bank and minority interests.	$718,000	2,499
Net charge-offs	$-21,000	4,245
Cash dividends	$500,000	1,222
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$730,000	2,503
2022-12-31 (YTD Data)		Rank
Total interest income	$7,059,000	3,030
Total interest expense	$1,336,000	2,062
Net interest income	$5,723,000	3,166
Provision for loan and lease losses	$580,000	1,146
Total noninterest income	$411,000	3,673
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$265,000	2,403
Trading account gains and fees	NA	NA
Additional Noninterest Income	$146,000	3,980
Total noninterest expense	$3,058,000	3,697
Salaries and employee benefits	$1,803,000	3,607
Premises and equipment expense	$435,000	3,184
Additional noninterest expense	$146,000	3,980
Pre-tax net operating income	$2,496,000	2,859
Securities gains (losses)	$0	691
Applicable income taxes	$143,000	2,824
Income before extraordinary items	$2,353,000	2,752
Extraordinary gains, net	$0	5
Net income	$2,353,000	2,749
Minority interest net income	$0	63
Net income of bank and minority interests.	$2,353,000	2,751
Net charge-offs	$452,000	624
Cash dividends	$930,000	2,215
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$2,353,000	2,778
2022-09-30 (YTD Data)		Rank
Total interest income	$5,144,000	3,021
Total interest expense	$960,000	1,815
Net interest income	$4,184,000	3,173
Provision for loan and lease losses	$360,000	1,136
Total noninterest income	$308,000	3,699
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$194,000	2,448
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	3,987
Total noninterest expense	$2,153,000	3,763
Salaries and employee benefits	$1,243,000	3,699
Premises and equipment expense	$341,000	3,122
Additional noninterest expense	$114,000	3,987
Pre-tax net operating income	$1,979,000	2,793
Securities gains (losses)	$0	740
Applicable income taxes	$63,000	3,072
Income before extraordinary items	$1,916,000	2,646
Extraordinary gains, net	$0	4
Net income	$1,916,000	2,644
Minority interest net income	$0	57
Net income of bank and minority interests.	$1,916,000	2,645
Net charge-offs	$-121,000	4,354
Cash dividends	$750,000	1,886
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$1,916,000	2,683
2022-06-30 (YTD Data)		Rank
Total interest income	$3,268,000	3,062
Total interest expense	$613,000	1,705
Net interest income	$2,655,000	3,230
Provision for loan and lease losses	$240,000	1,056
Total noninterest income	$205,000	3,696
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$124,000	2,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	3,965
Total noninterest expense	$1,352,000	3,851
Salaries and employee benefits	$774,000	3,811
Premises and equipment expense	$230,000	3,127
Additional noninterest expense	$348,000	4,048
Pre-tax net operating income	$1,268,000	2,750
Securities gains (losses)	$0	687
Applicable income taxes	$40,000	3,027
Income before extraordinary items	$1,228,000	2,597
Extraordinary gains, net	$0	4
Net income	$1,228,000	2,597
Minority interest net income	$0	60
Net income of bank and minority interests.	$1,228,000	2,597
Net charge-offs	$-131,000	4,457
Cash dividends	$600,000	1,734
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$1,228,000	2,634
2022-03-31 (YTD Data)		Rank
Total interest income	$1,614,000	3,037
Total interest expense	$302,000	1,669
Net interest income	$1,312,000	3,202
Provision for loan and lease losses	$120,000	887
Total noninterest income	$98,000	3,711
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$56,000	2,606
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	3,909
Total noninterest expense	$687,000	3,831
Salaries and employee benefits	$387,000	3,821
Premises and equipment expense	$124,000	3,027
Additional noninterest expense	$176,000	4,034
Pre-tax net operating income	$603,000	2,708
Securities gains (losses)	$0	623
Applicable income taxes	$17,000	2,970
Income before extraordinary items	$586,000	2,565
Extraordinary gains, net	$0	4
Net income	$586,000	2,563
Minority interest net income	$0	50
Net income of bank and minority interests.	$586,000	2,565
Net charge-offs	$-127,000	4,608
Cash dividends	$475,000	1,218
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$586,000	2,588
2021-12-31 (YTD Data)		Rank
Total interest income	$7,045,000	2,986
Total interest expense	$1,397,000	1,764
Net interest income	$5,648,000	3,163
Provision for loan and lease losses	$480,000	1,083
Total noninterest income	$359,000	3,916
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$209,000	2,649
Trading account gains and fees	NA	NA
Additional Noninterest Income	$150,000	4,170
Total noninterest expense	$2,938,000	3,792
Salaries and employee benefits	$1,650,000	3,763
Premises and equipment expense	$438,000	3,201
Additional noninterest expense	$850,000	3,870
Pre-tax net operating income	$2,589,000	2,862
Securities gains (losses)	$-3,000	4,291
Applicable income taxes	$92,000	3,104
Income before extraordinary items	$2,494,000	2,751
Extraordinary gains, net	$0	10
Net income	$2,494,000	2,752
Minority interest net income	$0	74
Net income of bank and minority interests.	$2,494,000	2,752
Net charge-offs	$276,000	874
Cash dividends	$1,000,000	2,203
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$2,496,880	2,734
2021-09-30 (YTD Data)		Rank
Total interest income	$5,316,000	3,035
Total interest expense	$1,070,000	1,810
Net interest income	$4,246,000	3,210
Provision for loan and lease losses	$360,000	1,040
Total noninterest income	$269,000	3,968
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$152,000	2,683
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	4,188
Total noninterest expense	$2,208,000	3,816
Salaries and employee benefits	$1,175,000	3,858
Premises and equipment expense	$381,000	3,024
Additional noninterest expense	$652,000	3,864
Pre-tax net operating income	$1,947,000	2,964
Securities gains (losses)	$-3,000	4,477
Applicable income taxes	$42,000	3,252
Income before extraordinary items	$1,902,000	2,859
Extraordinary gains, net	$0	8
Net income	$1,902,000	2,859
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,902,000	2,859
Net charge-offs	$-55,000	4,241
Cash dividends	$800,000	1,920
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$1,904,940	2,841
2021-06-30 (YTD Data)		Rank
Total interest income	$3,631,000	3,003
Total interest expense	$714,000	1,862
Net interest income	$2,917,000	3,163
Provision for loan and lease losses	$240,000	1,058
Total noninterest income	$176,000	3,986
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$95,000	2,714
Trading account gains and fees	NA	NA
Additional Noninterest Income	$81,000	4,182
Total noninterest expense	$1,410,000	3,870
Salaries and employee benefits	$756,000	3,924
Premises and equipment expense	$266,000	2,954
Additional noninterest expense	$388,000	4,011
Pre-tax net operating income	$1,443,000	2,824
Securities gains (losses)	$-3,000	4,550
Applicable income taxes	$2,000	3,608
Income before extraordinary items	$1,438,000	2,685
Extraordinary gains, net	$0	6
Net income	$1,438,000	2,684
Minority interest net income	$0	67
Net income of bank and minority interests.	$1,438,000	2,685
Net charge-offs	$-70,000	4,473
Cash dividends	$600,000	1,779
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,441,000	2,653
2021-03-31 (YTD Data)		Rank
Total interest income	$1,847,000	2,974
Total interest expense	$361,000	1,931
Net interest income	$1,486,000	3,126
Provision for loan and lease losses	$120,000	1,135
Total noninterest income	$86,000	3,998
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$41,000	2,882
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,073
Total noninterest expense	$724,000	3,846
Salaries and employee benefits	$377,000	3,936
Premises and equipment expense	$147,000	2,807
Additional noninterest expense	$200,000	3,961
Pre-tax net operating income	$728,000	2,795
Securities gains (losses)	$0	1,392
Applicable income taxes	$2,000	3,502
Income before extraordinary items	$726,000	2,649
Extraordinary gains, net	$0	3
Net income	$726,000	2,647
Minority interest net income	$0	55
Net income of bank and minority interests.	$726,000	2,649
Net charge-offs	$-25,000	4,417
Cash dividends	$500,000	1,175
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$726,000	2,616
2020-12-31 (YTD Data)		Rank
Total interest income	$7,287,000	3,023
Total interest expense	$1,687,000	2,202
Net interest income	$5,600,000	3,157
Provision for loan and lease losses	$480,000	2,282
Total noninterest income	$308,000	4,022
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$176,000	2,927
Trading account gains and fees	NA	NA
Additional Noninterest Income	$132,000	4,231
Total noninterest expense	$2,881,000	3,870
Salaries and employee benefits	$1,741,000	3,755
Premises and equipment expense	$380,000	3,490
Additional noninterest expense	$760,000	4,025
Pre-tax net operating income	$2,547,000	2,651
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,000	3,614
Income before extraordinary items	$2,545,000	2,528
Extraordinary gains, net	$0	4
Net income	$2,545,000	2,528
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,545,000	2,528
Net charge-offs	$338,000	1,207
Cash dividends	$1,200,000	1,987
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$2,545,000	2,481
2020-09-30 (YTD Data)		Rank
Total interest income	$5,571,000	3,021
Total interest expense	$1,275,000	2,290
Net interest income	$4,296,000	3,142
Provision for loan and lease losses	$360,000	2,257
Total noninterest income	$231,000	4,025
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$129,000	2,959
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	4,208
Total noninterest expense	$2,114,000	3,886
Salaries and employee benefits	$1,273,000	3,787
Premises and equipment expense	$272,000	3,562
Additional noninterest expense	$569,000	4,029
Pre-tax net operating income	$2,053,000	2,545
Securities gains (losses)	$0	2,494
Applicable income taxes	$2,000	3,613
Income before extraordinary items	$2,051,000	2,424
Extraordinary gains, net	$0	4
Net income	$2,051,000	2,424
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,051,000	2,424
Net charge-offs	$138,000	1,468
Cash dividends	$1,060,000	1,646
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$2,051,000	2,368
2020-06-30 (YTD Data)		Rank
Total interest income	$3,799,000	3,016
Total interest expense	$855,000	2,388
Net interest income	$2,944,000	3,116
Provision for loan and lease losses	$240,000	2,242
Total noninterest income	$160,000	3,984
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$90,000	2,943
Trading account gains and fees	NA	NA
Additional Noninterest Income	$70,000	4,189
Total noninterest expense	$1,395,000	3,913
Salaries and employee benefits	$837,000	3,827
Premises and equipment expense	$183,000	3,541
Additional noninterest expense	$375,000	4,064
Pre-tax net operating income	$1,469,000	2,412
Securities gains (losses)	$0	2,249
Applicable income taxes	$2,000	3,555
Income before extraordinary items	$1,467,000	2,269
Extraordinary gains, net	$0	4
Net income	$1,467,000	2,268
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,467,000	2,269
Net charge-offs	$23,000	2,125
Cash dividends	$880,000	1,443
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$1,467,000	2,227
2020-03-31 (YTD Data)		Rank
Total interest income	$1,776,000	3,116
Total interest expense	$432,000	2,521
Net interest income	$1,344,000	3,234
Provision for loan and lease losses	$120,000	1,810
Total noninterest income	$105,000	3,754
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$59,000	2,858
Trading account gains and fees	NA	NA
Additional Noninterest Income	$46,000	3,910
Total noninterest expense	$715,000	3,919
Salaries and employee benefits	$427,000	3,823
Premises and equipment expense	$92,000	3,558
Additional noninterest expense	$196,000	4,067
Pre-tax net operating income	$614,000	2,521
Securities gains (losses)	$0	1,705
Applicable income taxes	$2,000	3,392
Income before extraordinary items	$612,000	2,376
Extraordinary gains, net	$0	4
Net income	$612,000	2,375
Minority interest net income	$0	56
Net income of bank and minority interests.	$612,000	2,376
Net charge-offs	$-30,000	4,753
Cash dividends	$700,000	1,037
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$612,000	2,340
2019-12-31 (YTD Data)		Rank
Total interest income	$7,284,000	3,117
Total interest expense	$1,660,000	2,616
Net interest income	$5,624,000	3,215
Provision for loan and lease losses	$480,000	1,514
Total noninterest income	$410,000	3,882
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$262,000	2,805
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	4,175
Total noninterest expense	$2,663,000	4,057
Salaries and employee benefits	$1,535,000	4,014
Premises and equipment expense	$393,000	3,510
Additional noninterest expense	$735,000	4,208
Pre-tax net operating income	$2,891,000	2,520
Securities gains (losses)	$-23,000	4,924
Applicable income taxes	$2,000	3,780
Income before extraordinary items	$2,866,000	2,358
Extraordinary gains, net	$0	11
Net income	$2,866,000	2,360
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,866,000	2,360
Net charge-offs	$278,000	1,408
Cash dividends	$1,440,000	1,931
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$2,889,000	2,315
2019-09-30 (YTD Data)		Rank
Total interest income	$5,458,000	3,158
Total interest expense	$1,237,000	2,653
Net interest income	$4,221,000	3,258
Provision for loan and lease losses	$360,000	1,428
Total noninterest income	$291,000	3,963
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$190,000	2,891
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	4,288
Total noninterest expense	$1,964,000	4,110
Salaries and employee benefits	$1,135,000	4,058
Premises and equipment expense	$293,000	3,541
Additional noninterest expense	$536,000	4,293
Pre-tax net operating income	$2,188,000	2,572
Securities gains (losses)	$-23,000	5,010
Applicable income taxes	$2,000	3,820
Income before extraordinary items	$2,163,000	2,414
Extraordinary gains, net	$0	11
Net income	$2,163,000	2,415
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,163,000	2,415
Net charge-offs	$63,000	2,069
Cash dividends	$1,200,000	1,625
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$2,186,000	2,367
2019-06-30 (YTD Data)		Rank
Total interest income	$3,583,000	3,193
Total interest expense	$813,000	2,649
Net interest income	$2,770,000	3,302
Provision for loan and lease losses	$240,000	1,405
Total noninterest income	$198,000	3,954
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$126,000	2,892
Trading account gains and fees	NA	NA
Additional Noninterest Income	$72,000	4,253
Total noninterest expense	$1,285,000	4,163
Salaries and employee benefits	$720,000	4,170
Premises and equipment expense	$192,000	3,592
Additional noninterest expense	$373,000	4,249
Pre-tax net operating income	$1,443,000	2,583
Securities gains (losses)	$-23,000	5,070
Applicable income taxes	$2,000	3,806
Income before extraordinary items	$1,418,000	2,405
Extraordinary gains, net	$0	11
Net income	$1,418,000	2,405
Minority interest net income	$0	69
Net income of bank and minority interests.	$1,418,000	2,405
Net charge-offs	$81,000	1,527
Cash dividends	$1,000,000	1,417
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$1,441,000	2,359
2019-03-31 (YTD Data)		Rank
Total interest income	$1,784,000	3,209
Total interest expense	$402,000	2,639
Net interest income	$1,382,000	3,337
Provision for loan and lease losses	$120,000	1,335
Total noninterest income	$115,000	3,775
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$70,000	2,744
Trading account gains and fees	NA	NA
Additional Noninterest Income	$45,000	4,073
Total noninterest expense	$645,000	4,194
Salaries and employee benefits	$383,000	4,121
Premises and equipment expense	$92,000	3,676
Additional noninterest expense	$170,000	4,402
Pre-tax net operating income	$732,000	2,509
Securities gains (losses)	$-8,000	5,069
Applicable income taxes	$2,000	3,681
Income before extraordinary items	$722,000	2,321
Extraordinary gains, net	$0	5
Net income	$722,000	2,320
Minority interest net income	$0	52
Net income of bank and minority interests.	$722,000	2,320
Net charge-offs	$-14,000	4,769
Cash dividends	$600,000	1,170
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$730,000	2,293
2018-12-31 (YTD Data)		Rank
Total interest income	$6,963,000	3,172
Total interest expense	$1,499,000	2,336
Net interest income	$5,464,000	3,327
Provision for loan and lease losses	$480,000	1,491
Total noninterest income	$476,000	3,839
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$283,000	2,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$193,000	4,108
Total noninterest expense	$2,706,000	4,148
Salaries and employee benefits	$1,571,000	4,095
Premises and equipment expense	$389,000	3,574
Additional noninterest expense	$746,000	4,322
Pre-tax net operating income	$2,754,000	2,639
Securities gains (losses)	$-9,000	4,385
Applicable income taxes	$2,000	3,892
Income before extraordinary items	$2,743,000	2,448
Extraordinary gains, net	$0	6
Net income	$2,743,000	2,446
Minority interest net income	$0	72
Net income of bank and minority interests.	$2,743,000	2,447
Net charge-offs	$317,000	1,288
Cash dividends	$960,000	2,285
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$2,752,000	2,445
2018-09-30 (YTD Data)		Rank
Total interest income	$5,164,000	3,200
Total interest expense	$1,107,000	2,292
Net interest income	$4,057,000	3,377
Provision for loan and lease losses	$360,000	1,414
Total noninterest income	$359,000	3,872
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$221,000	2,790
Trading account gains and fees	NA	NA
Additional Noninterest Income	$138,000	4,182
Total noninterest expense	$2,018,000	4,184
Salaries and employee benefits	$1,190,000	4,095
Premises and equipment expense	$307,000	3,526
Additional noninterest expense	$521,000	4,436
Pre-tax net operating income	$2,038,000	2,703
Securities gains (losses)	$-9,000	4,747
Applicable income taxes	$2,000	3,934
Income before extraordinary items	$2,027,000	2,496
Extraordinary gains, net	$0	5
Net income	$2,027,000	2,495
Minority interest net income	$0	66
Net income of bank and minority interests.	$2,027,000	2,495
Net charge-offs	$204,000	1,239
Cash dividends	$720,000	2,013
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$2,036,000	2,488
2018-06-30 (YTD Data)		Rank
Total interest income	$3,420,000	3,198
Total interest expense	$722,000	2,234
Net interest income	$2,698,000	3,373
Provision for loan and lease losses	$240,000	1,369
Total noninterest income	$246,000	3,856
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$141,000	2,862
Trading account gains and fees	NA	NA
Additional Noninterest Income	$105,000	4,085
Total noninterest expense	$1,327,000	4,229
Salaries and employee benefits	$792,000	4,133
Premises and equipment expense	$207,000	3,537
Additional noninterest expense	$328,000	4,569
Pre-tax net operating income	$1,377,000	2,655
Securities gains (losses)	$-8,000	4,955
Applicable income taxes	$2,000	3,899
Income before extraordinary items	$1,367,000	2,452
Extraordinary gains, net	$0	6
Net income	$1,367,000	2,451
Minority interest net income	$0	65
Net income of bank and minority interests.	$1,367,000	2,451
Net charge-offs	$-23,000	4,790
Cash dividends	$480,000	2,060
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$1,375,000	2,444
2018-03-31 (YTD Data)		Rank
Total interest income	$1,681,000	3,236
Total interest expense	$354,000	2,191
Net interest income	$1,327,000	3,413
Provision for loan and lease losses	$120,000	1,317
Total noninterest income	$109,000	4,004
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$68,000	2,923
Trading account gains and fees	NA	NA
Additional Noninterest Income	$41,000	4,313
Total noninterest expense	$634,000	4,347
Salaries and employee benefits	$375,000	4,271
Premises and equipment expense	$96,000	3,716
Additional noninterest expense	$163,000	4,630
Pre-tax net operating income	$682,000	2,630
Securities gains (losses)	$0	735
Applicable income taxes	$2,000	3,795
Income before extraordinary items	$680,000	2,416
Extraordinary gains, net	$0	7
Net income	$680,000	2,415
Minority interest net income	$0	52
Net income of bank and minority interests.	$680,000	2,416
Net charge-offs	$-1,000	3,770
Cash dividends	$240,000	1,782
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$680,000	2,412
2017-12-31 (YTD Data)		Rank
Total interest income	$6,759,000	3,187
Total interest expense	$1,366,000	2,062
Net interest income	$5,393,000	3,389
Provision for loan and lease losses	$610,000	1,264
Total noninterest income	$450,000	4,058
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$293,000	2,905
Trading account gains and fees	NA	NA
Additional Noninterest Income	$157,000	4,446
Total noninterest expense	$2,758,000	4,260
Salaries and employee benefits	$1,523,000	4,271
Premises and equipment expense	$382,000	3,746
Additional noninterest expense	$853,000	4,273
Pre-tax net operating income	$2,475,000	2,763
Securities gains (losses)	$0	2,243
Applicable income taxes	$3,000	4,014
Income before extraordinary items	$2,472,000	2,345
Extraordinary gains, net	$0	9
Net income	$2,472,000	2,345
Minority interest net income	$0	76
Net income of bank and minority interests.	$2,472,000	2,345
Net charge-offs	$619,000	964
Cash dividends	$960,000	2,264
Sale, conversion, retirement of capital stock, net	$0	711
Net operating income	$2,472,000	2,317
2017-09-30 (YTD Data)		Rank
Total interest income	$5,081,000	3,210
Total interest expense	$1,032,000	2,037
Net interest income	$4,049,000	3,411
Provision for loan and lease losses	$360,000	1,438
Total noninterest income	$326,000	4,153
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$231,000	2,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$95,000	4,688
Total noninterest expense	$2,034,000	4,313
Salaries and employee benefits	$1,170,000	4,240
Premises and equipment expense	$292,000	3,732
Additional noninterest expense	$572,000	4,487
Pre-tax net operating income	$1,981,000	2,724
Securities gains (losses)	$0	2,274
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$1,978,000	2,428
Extraordinary gains, net	$0	9
Net income	$1,978,000	2,427
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,978,000	2,428
Net charge-offs	$295,000	1,129
Cash dividends	$720,000	2,042
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$1,978,000	2,407
2017-06-30 (YTD Data)		Rank
Total interest income	$3,393,000	3,200
Total interest expense	$692,000	1,981
Net interest income	$2,701,000	3,407
Provision for loan and lease losses	$240,000	1,411
Total noninterest income	$212,000	4,199
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$143,000	2,957
Trading account gains and fees	NA	NA
Additional Noninterest Income	$69,000	4,623
Total noninterest expense	$1,343,000	4,351
Salaries and employee benefits	$772,000	4,290
Premises and equipment expense	$187,000	3,824
Additional noninterest expense	$384,000	4,500
Pre-tax net operating income	$1,330,000	2,684
Securities gains (losses)	$0	1,906
Applicable income taxes	$3,000	4,027
Income before extraordinary items	$1,327,000	2,361
Extraordinary gains, net	$0	11
Net income	$1,327,000	2,362
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,327,000	2,362
Net charge-offs	$212,000	1,025
Cash dividends	$480,000	2,076
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$1,327,000	2,335
2017-03-31 (YTD Data)		Rank
Total interest income	$1,704,000	3,195
Total interest expense	$354,000	1,935
Net interest income	$1,350,000	3,412
Provision for loan and lease losses	$120,000	1,315
Total noninterest income	$107,000	4,194
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$65,000	3,103
Trading account gains and fees	NA	NA
Additional Noninterest Income	$42,000	4,488
Total noninterest expense	$658,000	4,425
Salaries and employee benefits	$387,000	4,330
Premises and equipment expense	$96,000	3,817
Additional noninterest expense	$175,000	4,701
Pre-tax net operating income	$679,000	2,584
Securities gains (losses)	$0	1,153
Applicable income taxes	$3,000	3,875
Income before extraordinary items	$676,000	2,251
Extraordinary gains, net	$0	8
Net income	$676,000	2,252
Minority interest net income	$0	55
Net income of bank and minority interests.	$676,000	2,252
Net charge-offs	$-2,000	4,280
Cash dividends	$240,000	1,835
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$676,000	2,221
2016-12-31 (YTD Data)		Rank
Total interest income	$6,611,000	3,232
Total interest expense	$1,393,000	1,900
Net interest income	$5,218,000	3,488
Provision for loan and lease losses	$480,000	1,515
Total noninterest income	$409,000	4,353
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$231,000	3,384
Trading account gains and fees	$0	170
Additional Noninterest Income	$178,000	4,466
Total noninterest expense	$2,778,000	4,383
Salaries and employee benefits	$1,498,000	4,412
Premises and equipment expense	$390,000	3,815
Additional noninterest expense	$890,000	4,367
Pre-tax net operating income	$2,369,000	2,758
Securities gains (losses)	$0	3,212
Applicable income taxes	$0	4,278
Income before extraordinary items	$2,369,000	2,501
Extraordinary gains, net	$0	5
Net income	$2,369,000	2,500
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,369,000	2,501
Net charge-offs	$441,000	1,174
Cash dividends	$970,000	2,256
Sale, conversion, retirement of capital stock, net	$0	759
Net operating income	$2,369,000	2,446
2016-09-30 (YTD Data)		Rank
Total interest income	$4,961,000	3,243
Total interest expense	$1,047,000	1,906
Net interest income	$3,914,000	3,499
Provision for loan and lease losses	$360,000	1,445
Total noninterest income	$371,000	4,135
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$238,000	2,867
Trading account gains and fees	$0	169
Additional Noninterest Income	$133,000	4,534
Total noninterest expense	$2,061,000	4,420
Salaries and employee benefits	$1,159,000	4,348
Premises and equipment expense	$290,000	3,856
Additional noninterest expense	$612,000	4,552
Pre-tax net operating income	$1,864,000	2,739
Securities gains (losses)	$0	3,160
Applicable income taxes	$0	4,325
Income before extraordinary items	$1,864,000	2,457
Extraordinary gains, net	$0	5
Net income	$1,864,000	2,458
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,864,000	2,458
Net charge-offs	$-19,000	5,077
Cash dividends	$730,000	2,001
Sale, conversion, retirement of capital stock, net	$0	719
Net operating income	$1,864,000	2,404
2016-06-30 (YTD Data)		Rank
Total interest income	$3,242,000	3,303
Total interest expense	$683,000	1,942
Net interest income	$2,559,000	3,556
Provision for loan and lease losses	$240,000	1,451
Total noninterest income	$230,000	4,226
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$151,000	2,947
Trading account gains and fees	$0	157
Additional Noninterest Income	$79,000	4,654
Total noninterest expense	$1,297,000	4,556
Salaries and employee benefits	$749,000	4,450
Premises and equipment expense	$184,000	3,971
Additional noninterest expense	$364,000	4,793
Pre-tax net operating income	$1,252,000	2,701
Securities gains (losses)	$0	2,835
Applicable income taxes	$0	4,338
Income before extraordinary items	$1,252,000	2,432
Extraordinary gains, net	$0	16
Net income	$1,252,000	2,431
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,252,000	2,431
Net charge-offs	$45,000	2,224
Cash dividends	$490,000	2,035
Sale, conversion, retirement of capital stock, net	$0	705
Net operating income	$1,252,000	2,364
2016-03-31 (YTD Data)		Rank
Total interest income	$1,600,000	3,337
Total interest expense	$339,000	1,954
Net interest income	$1,261,000	3,592
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$132,000	4,032
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$74,000	2,958
Trading account gains and fees	$0	142
Additional Noninterest Income	$58,000	4,249
Total noninterest expense	$637,000	4,613
Salaries and employee benefits	$370,000	4,508
Premises and equipment expense	$93,000	3,976
Additional noninterest expense	$174,000	4,918
Pre-tax net operating income	$636,000	2,641
Securities gains (losses)	$0	2,077
Applicable income taxes	$0	4,259
Income before extraordinary items	$636,000	2,357
Extraordinary gains, net	$0	12
Net income	$636,000	2,357
Minority interest net income	$0	62
Net income of bank and minority interests.	$636,000	2,357
Net charge-offs	$3,000	2,735
Cash dividends	$250,000	1,750
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$636,000	2,304
2015-12-31 (YTD Data)		Rank
Total interest income	$6,476,000	3,286
Total interest expense	$1,290,000	1,997
Net interest income	$5,186,000	3,503
Provision for loan and lease losses	$480,000	1,398
Total noninterest income	$341,000	4,652
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$236,000	3,445
Trading account gains and fees	$0	159
Additional Noninterest Income	$105,000	5,058
Total noninterest expense	$2,614,000	4,614
Salaries and employee benefits	$1,516,000	4,481
Premises and equipment expense	$329,000	4,290
Additional noninterest expense	$769,000	4,777
Pre-tax net operating income	$2,433,000	2,684
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$0	4,402
Income before extraordinary items	$2,435,000	2,384
Extraordinary gains, net	$0	23
Net income	$2,435,000	2,385
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,435,000	2,386
Net charge-offs	$465,000	1,227
Cash dividends	$990,000	2,158
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$2,433,000	2,347
2015-09-30 (YTD Data)		Rank
Total interest income	$4,883,000	3,297
Total interest expense	$958,000	2,034
Net interest income	$3,925,000	3,515
Provision for loan and lease losses	$360,000	1,343
Total noninterest income	$331,000	4,386
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$196,000	3,296
Trading account gains and fees	$0	153
Additional Noninterest Income	$135,000	4,606
Total noninterest expense	$1,895,000	4,717
Salaries and employee benefits	$1,129,000	4,517
Premises and equipment expense	$238,000	4,406
Additional noninterest expense	$528,000	4,965
Pre-tax net operating income	$2,001,000	2,570
Securities gains (losses)	$2,000	2,829
Applicable income taxes	$0	4,489
Income before extraordinary items	$2,003,000	2,260
Extraordinary gains, net	$0	21
Net income	$2,003,000	2,261
Minority interest net income	$0	78
Net income of bank and minority interests.	$2,003,000	2,261
Net charge-offs	$-162,000	5,919
Cash dividends	$740,000	1,924
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$2,001,000	2,225
2015-06-30 (YTD Data)		Rank
Total interest income	$3,224,000	3,332
Total interest expense	$633,000	2,065
Net interest income	$2,591,000	3,552
Provision for loan and lease losses	$240,000	1,328
Total noninterest income	$209,000	4,489
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$126,000	3,349
Trading account gains and fees	$0	157
Additional Noninterest Income	$83,000	4,709
Total noninterest expense	$1,272,000	4,753
Salaries and employee benefits	$782,000	4,485
Premises and equipment expense	$159,000	4,432
Additional noninterest expense	$331,000	5,095
Pre-tax net operating income	$1,288,000	2,607
Securities gains (losses)	$2,000	2,428
Applicable income taxes	$0	4,497
Income before extraordinary items	$1,290,000	2,298
Extraordinary gains, net	$0	22
Net income	$1,290,000	2,300
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,290,000	2,300
Net charge-offs	$-132,000	5,977
Cash dividends	$490,000	1,968
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$1,288,000	2,259
2015-03-31 (YTD Data)		Rank
Total interest income	$1,603,000	3,354
Total interest expense	$316,000	2,074
Net interest income	$1,287,000	3,565
Provision for loan and lease losses	$120,000	1,278
Total noninterest income	$157,000	3,832
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$93,000	2,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$64,000	4,225
Total noninterest expense	$643,000	4,755
Salaries and employee benefits	$382,000	4,556
Premises and equipment expense	$84,000	4,375
Additional noninterest expense	$177,000	5,029
Pre-tax net operating income	$681,000	2,462
Securities gains (losses)	$0	2,027
Applicable income taxes	$0	4,400
Income before extraordinary items	$681,000	2,195
Extraordinary gains, net	$0	13
Net income	$681,000	2,196
Minority interest net income	$0	64
Net income of bank and minority interests.	$681,000	2,196
Net charge-offs	$-8,000	5,326
Cash dividends	$250,000	1,664
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$681,000	2,122
2014-12-31 (YTD Data)		Rank
Total interest income	$6,335,000	3,399
Total interest expense	$1,272,000	2,161
Net interest income	$5,063,000	3,609
Provision for loan and lease losses	$418,000	1,631
Total noninterest income	$463,000	4,399
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$343,000	2,976
Trading account gains and fees	$0	180
Additional Noninterest Income	$120,000	5,083
Total noninterest expense	$2,721,000	4,713
Salaries and employee benefits	$1,541,000	4,566
Premises and equipment expense	$298,000	4,693
Additional noninterest expense	$882,000	4,716
Pre-tax net operating income	$2,387,000	2,669
Securities gains (losses)	$1,000	3,149
Applicable income taxes	$0	4,531
Income before extraordinary items	$2,388,000	2,392
Extraordinary gains, net	$0	17
Net income	$2,388,000	2,392
Minority interest net income	$0	84
Net income of bank and minority interests.	$2,388,000	2,392
Net charge-offs	$178,000	2,597
Cash dividends	$880,000	2,191
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$2,387,000	2,347
2014-09-30 (YTD Data)		Rank
Total interest income	$4,765,000	3,424
Total interest expense	$947,000	2,202
Net interest income	$3,818,000	3,622
Provision for loan and lease losses	$330,000	1,538
Total noninterest income	$385,000	4,274
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$290,000	2,775
Trading account gains and fees	$0	174
Additional Noninterest Income	$95,000	5,103
Total noninterest expense	$1,951,000	4,846
Salaries and employee benefits	$1,137,000	4,625
Premises and equipment expense	$229,000	4,685
Additional noninterest expense	$585,000	4,998
Pre-tax net operating income	$1,922,000	2,585
Securities gains (losses)	$1,000	2,871
Applicable income taxes	$0	4,583
Income before extraordinary items	$1,923,000	2,286
Extraordinary gains, net	$0	15
Net income	$1,923,000	2,287
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,923,000	2,286
Net charge-offs	$-142,000	6,278
Cash dividends	$660,000	1,936
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,922,000	2,233
2014-06-30 (YTD Data)		Rank
Total interest income	$3,166,000	3,434
Total interest expense	$630,000	2,232
Net interest income	$2,536,000	3,635
Provision for loan and lease losses	$210,000	1,585
Total noninterest income	$240,000	4,383
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$188,000	2,816
Trading account gains and fees	$0	172
Additional Noninterest Income	$52,000	5,296
Total noninterest expense	$1,325,000	4,839
Salaries and employee benefits	$781,000	4,586
Premises and equipment expense	$147,000	4,790
Additional noninterest expense	$397,000	4,981
Pre-tax net operating income	$1,241,000	2,585
Securities gains (losses)	$1,000	2,460
Applicable income taxes	$0	4,568
Income before extraordinary items	$1,242,000	2,283
Extraordinary gains, net	$0	20
Net income	$1,242,000	2,286
Minority interest net income	$0	80
Net income of bank and minority interests.	$1,242,000	2,286
Net charge-offs	$-154,000	6,410
Cash dividends	$440,000	1,954
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$1,241,000	2,237
2014-03-31 (YTD Data)		Rank
Total interest income	$1,569,000	3,474
Total interest expense	$315,000	2,270
Net interest income	$1,254,000	3,676
Provision for loan and lease losses	$120,000	1,448
Total noninterest income	$124,000	4,301
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$88,000	2,918
Trading account gains and fees	$0	147
Additional Noninterest Income	$36,000	4,952
Total noninterest expense	$579,000	5,162
Salaries and employee benefits	$354,000	4,881
Premises and equipment expense	$75,000	4,812
Additional noninterest expense	$150,000	5,501
Pre-tax net operating income	$679,000	2,378
Securities gains (losses)	$0	1,715
Applicable income taxes	$0	4,445
Income before extraordinary items	$679,000	2,056
Extraordinary gains, net	$0	16
Net income	$679,000	2,059
Minority interest net income	$0	66
Net income of bank and minority interests.	$679,000	2,059
Net charge-offs	$-3,000	5,214
Cash dividends	$220,000	1,690
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$679,000	2,014
2013-12-31 (YTD Data)		Rank
Total interest income	$6,391,000	3,477
Total interest expense	$1,349,000	2,364
Net interest income	$5,042,000	3,684
Provision for loan and lease losses	$448,000	1,983
Total noninterest income	$471,000	4,491
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$295,000	3,386
Trading account gains and fees	$0	184
Additional Noninterest Income	$176,000	4,772
Total noninterest expense	$2,698,000	4,848
Salaries and employee benefits	$1,523,000	4,714
Premises and equipment expense	$341,000	4,573
Additional noninterest expense	$834,000	4,985
Pre-tax net operating income	$2,367,000	2,549
Securities gains (losses)	$0	3,182
Applicable income taxes	$0	4,631
Income before extraordinary items	$2,367,000	2,298
Extraordinary gains, net	$0	29
Net income	$2,367,000	2,302
Minority interest net income	$0	90
Net income of bank and minority interests.	$2,367,000	2,301
Net charge-offs	$426,000	2,188
Cash dividends	$820,000	2,174
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$2,367,000	2,245
2013-09-30 (YTD Data)		Rank
Total interest income	$4,794,000	3,499
Total interest expense	$1,021,000	2,402
Net interest income	$3,773,000	3,707
Provision for loan and lease losses	$360,000	1,890
Total noninterest income	$408,000	4,353
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$299,000	2,829
Trading account gains and fees	$0	180
Additional Noninterest Income	$109,000	5,080
Total noninterest expense	$1,991,000	4,912
Salaries and employee benefits	$1,123,000	4,779
Premises and equipment expense	$207,000	5,058
Additional noninterest expense	$661,000	4,883
Pre-tax net operating income	$1,830,000	2,595
Securities gains (losses)	$0	3,040
Applicable income taxes	$0	4,713
Income before extraordinary items	$1,830,000	2,291
Extraordinary gains, net	$0	25
Net income	$1,830,000	2,296
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,830,000	2,296
Net charge-offs	$35,000	4,100
Cash dividends	$600,000	1,911
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,830,000	2,224
2013-06-30 (YTD Data)		Rank
Total interest income	$3,188,000	3,513
Total interest expense	$683,000	2,443
Net interest income	$2,505,000	3,711
Provision for loan and lease losses	$240,000	1,905
Total noninterest income	$248,000	4,547
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$189,000	2,909
Trading account gains and fees	$0	157
Additional Noninterest Income	$59,000	5,351
Total noninterest expense	$1,232,000	5,118
Salaries and employee benefits	$772,000	4,730
Premises and equipment expense	$127,000	5,202
Additional noninterest expense	$333,000	5,437
Pre-tax net operating income	$1,281,000	2,472
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$1,281,000	2,189
Extraordinary gains, net	$0	22
Net income	$1,281,000	2,197
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,281,000	2,195
Net charge-offs	$20,000	4,007
Cash dividends	$400,000	1,902
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$1,281,000	2,099
2013-03-31 (YTD Data)		Rank
Total interest income	$1,560,000	3,597
Total interest expense	$349,000	2,458
Net interest income	$1,211,000	3,817
Provision for loan and lease losses	$120,000	1,891
Total noninterest income	$120,000	4,549
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$85,000	3,125
Trading account gains and fees	$0	148
Additional Noninterest Income	$35,000	5,143
Total noninterest expense	$591,000	5,236
Salaries and employee benefits	$366,000	4,897
Premises and equipment expense	$63,000	5,237
Additional noninterest expense	$162,000	5,557
Pre-tax net operating income	$620,000	2,500
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$620,000	2,198
Extraordinary gains, net	$0	10
Net income	$620,000	2,200
Minority interest net income	$0	76
Net income of bank and minority interests.	$620,000	2,200
Net charge-offs	$-4,000	5,794
Cash dividends	$200,000	1,609
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$620,000	2,115
2012-12-31 (YTD Data)		Rank
Total interest income	$6,505,000	3,632
Total interest expense	$1,555,000	2,634
Net interest income	$4,950,000	3,843
Provision for loan and lease losses	$480,000	2,767
Total noninterest income	$520,000	4,436
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$392,000	2,968
Trading account gains and fees	$0	166
Additional Noninterest Income	$128,000	5,098
Total noninterest expense	$2,593,000	5,094
Salaries and employee benefits	$1,519,000	4,815
Premises and equipment expense	$280,000	5,123
Additional noninterest expense	$794,000	5,274
Pre-tax net operating income	$2,397,000	2,486
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,000	4,670
Income before extraordinary items	$2,396,000	2,256
Extraordinary gains, net	$0	29
Net income	$2,396,000	2,256
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,396,000	2,258
Net charge-offs	$290,000	3,334
Cash dividends	$730,000	2,338
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$2,396,000	2,121
2012-09-30 (YTD Data)		Rank
Total interest income	$4,932,000	3,677
Total interest expense	$1,191,000	2,696
Net interest income	$3,741,000	3,884
Provision for loan and lease losses	$392,000	2,623
Total noninterest income	$395,000	4,447
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$283,000	3,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$112,000	4,976
Total noninterest expense	$1,876,000	5,212
Salaries and employee benefits	$1,100,000	4,923
Premises and equipment expense	$206,000	5,208
Additional noninterest expense	$570,000	5,428
Pre-tax net operating income	$1,868,000	2,475
Securities gains (losses)	$0	3,575
Applicable income taxes	$0	4,802
Income before extraordinary items	$1,868,000	2,240
Extraordinary gains, net	$0	20
Net income	$1,868,000	2,240
Minority interest net income	$0	86
Net income of bank and minority interests.	$1,868,000	2,240
Net charge-offs	$74,000	4,249
Cash dividends	$530,000	1,965
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$1,868,000	2,114
2012-06-30 (YTD Data)		Rank
Total interest income	$3,296,000	3,700
Total interest expense	$816,000	2,726
Net interest income	$2,480,000	3,916
Provision for loan and lease losses	$272,000	2,573
Total noninterest income	$264,000	4,464
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$186,000	3,101
Trading account gains and fees	$0	153
Additional Noninterest Income	$78,000	4,972
Total noninterest expense	$1,266,000	5,219
Salaries and employee benefits	$741,000	4,933
Premises and equipment expense	$142,000	5,167
Additional noninterest expense	$383,000	5,437
Pre-tax net operating income	$1,206,000	2,507
Securities gains (losses)	$0	3,178
Applicable income taxes	$1,000	4,644
Income before extraordinary items	$1,205,000	2,264
Extraordinary gains, net	$0	19
Net income	$1,205,000	2,264
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,205,000	2,264
Net charge-offs	$39,000	4,231
Cash dividends	$330,000	2,040
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$1,205,000	2,136
2012-03-31 (YTD Data)		Rank
Total interest income	$1,660,000	3,715
Total interest expense	$425,000	2,731
Net interest income	$1,235,000	3,943
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$129,000	4,523
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$90,000	3,159
Trading account gains and fees	$0	148
Additional Noninterest Income	$39,000	5,056
Total noninterest expense	$655,000	5,162
Salaries and employee benefits	$367,000	4,993
Premises and equipment expense	$70,000	5,222
Additional noninterest expense	$218,000	5,165
Pre-tax net operating income	$589,000	2,566
Securities gains (losses)	$0	2,210
Applicable income taxes	$1,000	4,577
Income before extraordinary items	$588,000	2,292
Extraordinary gains, net	$0	19
Net income	$588,000	2,294
Minority interest net income	$0	78
Net income of bank and minority interests.	$588,000	2,295
Net charge-offs	$-1,000	5,761
Cash dividends	$165,000	1,743
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$588,000	2,177
2011-12-31 (YTD Data)		Rank
Total interest income	$6,686,000	3,792
Total interest expense	$1,818,000	2,970
Net interest income	$4,868,000	3,976
Provision for loan and lease losses	$724,000	2,891
Total noninterest income	$489,000	4,445
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$336,000	3,373
Trading account gains and fees	$0	146
Additional Noninterest Income	$153,000	4,830
Total noninterest expense	$2,754,000	5,109
Salaries and employee benefits	$1,456,000	5,037
Premises and equipment expense	$314,000	5,132
Additional noninterest expense	$984,000	4,934
Pre-tax net operating income	$1,879,000	2,632
Securities gains (losses)	$0	3,838
Applicable income taxes	$0	4,719
Income before extraordinary items	$1,879,000	2,379
Extraordinary gains, net	$0	29
Net income	$1,879,000	2,379
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,879,000	2,380
Net charge-offs	$638,000	2,883
Cash dividends	$675,000	2,086
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$1,879,000	2,291
2011-09-30 (YTD Data)		Rank
Total interest income	$5,057,000	3,815
Total interest expense	$1,394,000	3,039
Net interest income	$3,663,000	3,989
Provision for loan and lease losses	$466,000	2,969
Total noninterest income	$376,000	4,441
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$251,000	3,389
Trading account gains and fees	$0	145
Additional Noninterest Income	$125,000	4,807
Total noninterest expense	$2,141,000	5,023
Salaries and employee benefits	$1,106,000	5,008
Premises and equipment expense	$266,000	4,901
Additional noninterest expense	$769,000	4,867
Pre-tax net operating income	$1,432,000	2,668
Securities gains (losses)	$0	3,555
Applicable income taxes	$0	4,740
Income before extraordinary items	$1,432,000	2,415
Extraordinary gains, net	$0	21
Net income	$1,432,000	2,416
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,432,000	2,416
Net charge-offs	$267,000	3,375
Cash dividends	$510,000	1,787
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$1,432,000	2,306
2011-06-30 (YTD Data)		Rank
Total interest income	$3,327,000	3,870
Total interest expense	$921,000	3,155
Net interest income	$2,406,000	4,038
Provision for loan and lease losses	$378,000	2,665
Total noninterest income	$250,000	4,471
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$163,000	3,436
Trading account gains and fees	$0	153
Additional Noninterest Income	$87,000	4,760
Total noninterest expense	$1,272,000	5,366
Salaries and employee benefits	$719,000	5,095
Premises and equipment expense	$164,000	5,129
Additional noninterest expense	$389,000	5,591
Pre-tax net operating income	$1,006,000	2,524
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$1,006,000	2,263
Extraordinary gains, net	$0	15
Net income	$1,006,000	2,263
Minority interest net income	$0	89
Net income of bank and minority interests.	$1,006,000	2,263
Net charge-offs	$23,000	4,982
Cash dividends	$340,000	1,804
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$1,006,000	2,184
2011-03-31 (YTD Data)		Rank
Total interest income	$1,690,000	3,868
Total interest expense	$458,000	3,263
Net interest income	$1,232,000	3,980
Provision for loan and lease losses	$226,000	2,260
Total noninterest income	$107,000	4,801
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$75,000	3,563
Trading account gains and fees	$0	158
Additional Noninterest Income	$32,000	5,306
Total noninterest expense	$589,000	5,596
Salaries and employee benefits	$345,000	5,264
Premises and equipment expense	$62,000	5,763
Additional noninterest expense	$182,000	5,752
Pre-tax net operating income	$524,000	2,473
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$524,000	2,168
Extraordinary gains, net	$0	9
Net income	$524,000	2,167
Minority interest net income	$0	86
Net income of bank and minority interests.	$524,000	2,168
Net charge-offs	$35,000	3,634
Cash dividends	$175,000	1,509
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$524,000	2,125
2010-12-31 (YTD Data)		Rank
Total interest income	$6,687,000	4,021
Total interest expense	$2,207,000	3,299
Net interest income	$4,480,000	4,258
Provision for loan and lease losses	$597,000	3,873
Total noninterest income	$371,000	5,080
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$338,000	3,416
Trading account gains and fees	$0	175
Additional Noninterest Income	$33,000	6,362
Total noninterest expense	$2,429,000	5,564
Salaries and employee benefits	$1,393,000	5,266
Premises and equipment expense	$250,000	5,807
Additional noninterest expense	$786,000	5,656
Pre-tax net operating income	$1,825,000	2,409
Securities gains (losses)	$0	3,793
Applicable income taxes	$0	4,655
Income before extraordinary items	$1,825,000	2,180
Extraordinary gains, net	$0	29
Net income	$1,825,000	2,182
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,825,000	2,183
Net charge-offs	$351,000	4,107
Cash dividends	$610,000	2,097
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$1,825,000	2,098
2010-09-30 (YTD Data)		Rank
Total interest income	$5,004,000	4,109
Total interest expense	$1,708,000	3,343
Net interest income	$3,296,000	4,363
Provision for loan and lease losses	$483,000	3,599
Total noninterest income	$373,000	4,653
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$251,000	3,488
Trading account gains and fees	$0	165
Additional Noninterest Income	$122,000	4,957
Total noninterest expense	$1,766,000	5,690
Salaries and employee benefits	$1,002,000	5,413
Premises and equipment expense	$206,000	5,674
Additional noninterest expense	$558,000	5,803
Pre-tax net operating income	$1,420,000	2,480
Securities gains (losses)	$0	3,651
Applicable income taxes	$0	4,726
Income before extraordinary items	$1,420,000	2,244
Extraordinary gains, net	$0	23
Net income	$1,420,000	2,244
Minority interest net income	$0	110
Net income of bank and minority interests.	$1,420,000	2,246
Net charge-offs	$155,000	4,473
Cash dividends	$460,000	1,863
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$1,420,000	2,144
2010-06-30 (YTD Data)		Rank
Total interest income	$3,329,000	4,156
Total interest expense	$1,168,000	3,375
Net interest income	$2,161,000	4,405
Provision for loan and lease losses	$304,000	3,577
Total noninterest income	$270,000	4,468
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$187,000	3,282
Trading account gains and fees	$0	152
Additional Noninterest Income	$83,000	4,929
Total noninterest expense	$1,130,000	5,809
Salaries and employee benefits	$642,000	5,566
Premises and equipment expense	$140,000	5,664
Additional noninterest expense	$348,000	5,965
Pre-tax net operating income	$997,000	2,375
Securities gains (losses)	$0	3,184
Applicable income taxes	$0	4,691
Income before extraordinary items	$997,000	2,127
Extraordinary gains, net	$0	19
Net income	$997,000	2,125
Minority interest net income	$0	105
Net income of bank and minority interests.	$997,000	2,129
Net charge-offs	$103,000	4,213
Cash dividends	$310,000	1,838
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$997,000	2,049
2010-03-31 (YTD Data)		Rank
Total interest income	$1,649,000	4,243
Total interest expense	$599,000	3,432
Net interest income	$1,050,000	4,528
Provision for loan and lease losses	$120,000	3,696
Total noninterest income	$132,000	4,538
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$88,000	3,399
Trading account gains and fees	$0	175
Additional Noninterest Income	$44,000	4,900
Total noninterest expense	$546,000	5,973
Salaries and employee benefits	$308,000	5,743
Premises and equipment expense	$80,000	5,439
Additional noninterest expense	$158,000	6,241
Pre-tax net operating income	$516,000	2,350
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$516,000	2,093
Extraordinary gains, net	$0	16
Net income	$516,000	2,092
Minority interest net income	$0	91
Net income of bank and minority interests.	$516,000	2,093
Net charge-offs	$35,000	4,021
Cash dividends	$160,000	1,552
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$516,000	2,004
2009-12-31 (YTD Data)		Rank
Total interest income	$6,667,000	4,320
Total interest expense	$2,710,000	3,687
Net interest income	$3,957,000	4,600
Provision for loan and lease losses	$256,000	5,484
Total noninterest income	$564,000	4,495
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$415,000	3,256
Trading account gains and fees	$0	211
Additional Noninterest Income	$149,000	5,099
Total noninterest expense	$2,428,000	5,755
Salaries and employee benefits	$1,355,000	5,493
Premises and equipment expense	$235,000	6,196
Additional noninterest expense	$838,000	5,707
Pre-tax net operating income	$1,837,000	2,047
Securities gains (losses)	$0	3,754
Applicable income taxes	$0	4,388
Income before extraordinary items	$1,837,000	1,810
Extraordinary gains, net	$0	34
Net income	$1,837,000	1,807
Minority interest net income	$0	115
Net income of bank and minority interests.	$1,837,000	1,809
Net charge-offs	$200,000	5,006
Cash dividends	$660,000	2,194
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$1,837,000	1,771
2009-09-30 (YTD Data)		Rank
Total interest income	$4,885,000	4,431
Total interest expense	$2,061,000	3,778
Net interest income	$2,824,000	4,751
Provision for loan and lease losses	$152,000	5,492
Total noninterest income	$439,000	4,482
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$315,000	3,254
Trading account gains and fees	$0	212
Additional Noninterest Income	$124,000	5,071
Total noninterest expense	$1,818,000	5,782
Salaries and employee benefits	$998,000	5,588
Premises and equipment expense	$175,000	6,245
Additional noninterest expense	$645,000	5,645
Pre-tax net operating income	$1,293,000	2,318
Securities gains (losses)	$0	3,497
Applicable income taxes	$0	4,592
Income before extraordinary items	$1,293,000	2,050
Extraordinary gains, net	$0	27
Net income	$1,293,000	2,049
Minority interest net income	$0	118
Net income of bank and minority interests.	$1,293,000	2,050
Net charge-offs	$17,000	6,315
Cash dividends	$500,000	1,982
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,293,000	2,009
2009-06-30 (YTD Data)		Rank
Total interest income	$3,238,000	4,493
Total interest expense	$1,367,000	3,905
Net interest income	$1,871,000	4,770
Provision for loan and lease losses	$78,000	5,607
Total noninterest income	$286,000	4,523
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$204,000	3,280
Trading account gains and fees	$0	193
Additional Noninterest Income	$82,000	5,131
Total noninterest expense	$1,219,000	5,814
Salaries and employee benefits	$647,000	5,727
Premises and equipment expense	$115,000	6,316
Additional noninterest expense	$457,000	5,488
Pre-tax net operating income	$860,000	2,381
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$860,000	2,115
Extraordinary gains, net	$0	21
Net income	$860,000	2,112
Minority interest net income	$0	112
Net income of bank and minority interests.	$860,000	2,114
Net charge-offs	$-34,000	8,052
Cash dividends	$340,000	2,070
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$860,000	2,049
2009-03-31 (YTD Data)		Rank
Total interest income	$1,594,000	4,574
Total interest expense	$681,000	4,021
Net interest income	$913,000	4,837
Provision for loan and lease losses	$54,000	4,836
Total noninterest income	$160,000	4,257
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$101,000	3,239
Trading account gains and fees	$0	171
Additional Noninterest Income	$59,000	4,537
Total noninterest expense	$568,000	5,943
Salaries and employee benefits	$344,000	5,588
Premises and equipment expense	$59,000	6,334
Additional noninterest expense	$165,000	6,080
Pre-tax net operating income	$451,000	2,567
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$451,000	2,330
Extraordinary gains, net	$0	15
Net income	$451,000	2,330
Minority interest net income	$0	102
Net income of bank and minority interests.	$451,000	2,332
Net charge-offs	$-8,000	7,815
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$451,000	2,196
2008-12-31 (YTD Data)		Rank
Total interest income	$6,687,000	4,621
Total interest expense	$2,995,000	4,259
Net interest income	$3,692,000	4,828
Provision for loan and lease losses	$326,000	4,484
Total noninterest income	$573,000	4,570
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$421,000	3,358
Trading account gains and fees	$0	154
Additional Noninterest Income	$152,000	5,289
Total noninterest expense	$2,211,000	5,968
Salaries and employee benefits	$1,318,000	5,711
Premises and equipment expense	$239,000	6,339
Additional noninterest expense	$654,000	6,005
Pre-tax net operating income	$1,728,000	2,769
Securities gains (losses)	$0	3,220
Applicable income taxes	$2,000	4,800
Income before extraordinary items	$1,726,000	2,265
Extraordinary gains, net	$0	39
Net income	$1,726,000	2,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$255,000	3,763
Cash dividends	$705,000	2,837
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$1,726,000	2,397
2008-09-30 (YTD Data)		Rank
Total interest income	$5,052,000	4,682
Total interest expense	$2,290,000	4,318
Net interest income	$2,762,000	4,859
Provision for loan and lease losses	$182,000	4,338
Total noninterest income	$467,000	4,480
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$352,000	3,171
Trading account gains and fees	$0	148
Additional Noninterest Income	$115,000	5,380
Total noninterest expense	$1,634,000	5,996
Salaries and employee benefits	$997,000	5,699
Premises and equipment expense	$181,000	6,337
Additional noninterest expense	$456,000	6,145
Pre-tax net operating income	$1,413,000	2,959
Securities gains (losses)	$0	3,106
Applicable income taxes	$1,000	5,240
Income before extraordinary items	$1,412,000	2,444
Extraordinary gains, net	$0	31
Net income	$1,412,000	2,442
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	6,089
Cash dividends	$525,000	2,663
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$1,412,000	2,554
2008-06-30 (YTD Data)		Rank
Total interest income	$3,343,000	4,757
Total interest expense	$1,554,000	4,419
Net interest income	$1,789,000	4,959
Provision for loan and lease losses	$68,000	4,798
Total noninterest income	$319,000	4,498
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$233,000	3,161
Trading account gains and fees	$0	149
Additional Noninterest Income	$86,000	5,302
Total noninterest expense	$1,061,000	6,110
Salaries and employee benefits	$649,000	5,821
Premises and equipment expense	$123,000	6,335
Additional noninterest expense	$289,000	6,277
Pre-tax net operating income	$979,000	2,995
Securities gains (losses)	$0	3,233
Applicable income taxes	$1,000	5,487
Income before extraordinary items	$978,000	2,627
Extraordinary gains, net	$0	21
Net income	$978,000	2,627
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,854
Cash dividends	$355,000	2,728
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$978,000	2,572
2008-03-31 (YTD Data)		Rank
Total interest income	$1,707,000	4,790
Total interest expense	$795,000	4,524
Net interest income	$912,000	4,909
Provision for loan and lease losses	$44,000	4,035
Total noninterest income	$155,000	4,541
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$109,000	3,281
Trading account gains and fees	$0	158
Additional Noninterest Income	$46,000	5,219
Total noninterest expense	$528,000	6,161
Salaries and employee benefits	$350,000	5,632
Premises and equipment expense	$64,000	6,286
Additional noninterest expense	$114,000	6,829
Pre-tax net operating income	$495,000	3,088
Securities gains (losses)	$0	2,688
Applicable income taxes	$0	5,622
Income before extraordinary items	$495,000	2,713
Extraordinary gains, net	$0	15
Net income	$495,000	2,715
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,217
Cash dividends	$185,000	2,418
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$495,000	2,643
2007-12-31 (YTD Data)		Rank
Total interest income	$6,647,000	4,884
Total interest expense	$2,999,000	4,798
Net interest income	$3,648,000	4,892
Provision for loan and lease losses	$284,000	3,302
Total noninterest income	$588,000	4,678
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$449,000	3,296
Trading account gains and fees	$0	178
Additional Noninterest Income	$139,000	5,697
Total noninterest expense	$2,133,000	6,045
Salaries and employee benefits	$1,280,000	5,794
Premises and equipment expense	$248,000	6,277
Additional noninterest expense	$605,000	6,101
Pre-tax net operating income	$1,819,000	3,531
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,070
Income before extraordinary items	$1,819,000	3,029
Extraordinary gains, net	$0	39
Net income	$1,819,000	3,028
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$295,000	2,312
Cash dividends	$755,000	3,066
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$1,819,000	3,028
2007-09-30 (YTD Data)		Rank
Total interest income	$4,934,000	4,937
Total interest expense	$2,214,000	4,861
Net interest income	$2,720,000	4,943
Provision for loan and lease losses	$157,000	3,413
Total noninterest income	$453,000	4,633
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$343,000	3,236
Trading account gains and fees	$0	184
Additional Noninterest Income	$110,000	5,629
Total noninterest expense	$1,609,000	6,007
Salaries and employee benefits	$965,000	5,753
Premises and equipment expense	$190,000	6,196
Additional noninterest expense	$454,000	6,078
Pre-tax net operating income	$1,407,000	3,612
Securities gains (losses)	$0	1,655
Applicable income taxes	$0	6,220
Income before extraordinary items	$1,407,000	3,112
Extraordinary gains, net	$0	33
Net income	$1,407,000	3,111
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$205,000	1,939
Cash dividends	$570,000	2,771
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$1,407,000	3,096
2007-06-30 (YTD Data)		Rank
Total interest income	$3,261,000	4,983
Total interest expense	$1,454,000	4,888
Net interest income	$1,807,000	4,980
Provision for loan and lease losses	$113,000	3,123
Total noninterest income	$317,000	4,547
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$226,000	3,240
Trading account gains and fees	$0	168
Additional Noninterest Income	$91,000	5,292
Total noninterest expense	$1,067,000	6,061
Salaries and employee benefits	$630,000	5,862
Premises and equipment expense	$127,000	6,230
Additional noninterest expense	$310,000	6,033
Pre-tax net operating income	$944,000	3,659
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$944,000	3,145
Extraordinary gains, net	$0	29
Net income	$944,000	3,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$208,000	1,305
Cash dividends	$385,000	2,830
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$944,000	3,129
2007-03-31 (YTD Data)		Rank
Total interest income	$1,605,000	5,020
Total interest expense	$718,000	4,903
Net interest income	$887,000	5,046
Provision for loan and lease losses	$24,000	4,189
Total noninterest income	$161,000	4,461
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$111,000	3,236
Trading account gains and fees	$0	195
Additional Noninterest Income	$50,000	5,113
Total noninterest expense	$521,000	6,177
Salaries and employee benefits	$340,000	5,687
Premises and equipment expense	$60,000	6,403
Additional noninterest expense	$121,000	6,672
Pre-tax net operating income	$503,000	3,516
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$503,000	3,017
Extraordinary gains, net	$0	22
Net income	$503,000	3,017
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,895
Cash dividends	$185,000	2,546
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$503,000	3,000
2006-12-31 (YTD Data)		Rank
Total interest income	$6,102,000	4,955
Total interest expense	$2,518,000	4,804
Net interest income	$3,584,000	4,974
Provision for loan and lease losses	$161,000	3,937
Total noninterest income	$528,000	5,005
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$396,000	3,556
Trading account gains and fees	$0	130
Additional Noninterest Income	$132,000	5,861
Total noninterest expense	$2,108,000	6,006
Salaries and employee benefits	$1,226,000	5,841
Premises and equipment expense	$310,000	5,659
Additional noninterest expense	$572,000	6,187
Pre-tax net operating income	$1,843,000	3,834
Securities gains (losses)	$-5,000	7,083
Applicable income taxes	$2,000	6,435
Income before extraordinary items	$1,836,000	3,296
Extraordinary gains, net	$0	51
Net income	$1,836,000	3,295
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$101,000	3,131
Cash dividends	$740,000	3,107
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$1,841,000	3,276
2006-09-30 (YTD Data)		Rank
Total interest income	$4,518,000	4,977
Total interest expense	$1,818,000	4,828
Net interest income	$2,700,000	5,006
Provision for loan and lease losses	$137,000	3,546
Total noninterest income	$406,000	4,976
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$297,000	3,591
Trading account gains and fees	$0	126
Additional Noninterest Income	$109,000	5,686
Total noninterest expense	$1,543,000	6,069
Salaries and employee benefits	$932,000	5,770
Premises and equipment expense	$188,000	6,239
Additional noninterest expense	$423,000	6,241
Pre-tax net operating income	$1,426,000	3,908
Securities gains (losses)	$-4,000	7,334
Applicable income taxes	$0	6,687
Income before extraordinary items	$1,422,000	3,321
Extraordinary gains, net	$0	45
Net income	$1,422,000	3,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-29,000	8,190
Cash dividends	$555,000	2,780
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$1,426,000	3,301
2006-06-30 (YTD Data)		Rank
Total interest income	$3,021,000	4,927
Total interest expense	$1,164,000	4,812
Net interest income	$1,857,000	4,932
Provision for loan and lease losses	$113,000	3,163
Total noninterest income	$243,000	5,212
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$170,000	3,875
Trading account gains and fees	$0	126
Additional Noninterest Income	$73,000	5,716
Total noninterest expense	$1,003,000	6,164
Salaries and employee benefits	$609,000	5,870
Premises and equipment expense	$127,000	6,211
Additional noninterest expense	$267,000	6,405
Pre-tax net operating income	$984,000	3,828
Securities gains (losses)	$-2,000	7,528
Applicable income taxes	$0	6,706
Income before extraordinary items	$982,000	3,257
Extraordinary gains, net	$0	39
Net income	$982,000	3,259
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	5,137
Cash dividends	$370,000	2,829
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$984,000	3,244
2006-03-31 (YTD Data)		Rank
Total interest income	$1,503,000	4,890
Total interest expense	$562,000	4,776
Net interest income	$941,000	4,891
Provision for loan and lease losses	$74,000	2,576
Total noninterest income	$141,000	4,826
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$86,000	3,787
Trading account gains and fees	$0	115
Additional Noninterest Income	$55,000	4,927
Total noninterest expense	$505,000	6,156
Salaries and employee benefits	$329,000	5,652
Premises and equipment expense	$59,000	6,404
Additional noninterest expense	$117,000	6,694
Pre-tax net operating income	$503,000	3,713
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$503,000	3,144
Extraordinary gains, net	$0	21
Net income	$503,000	3,143
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,000	3,605
Cash dividends	$185,000	2,512
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$503,000	3,122
2005-12-31 (YTD Data)		Rank
Total interest income	$5,560,000	4,818
Total interest expense	$1,943,000	4,521
Net interest income	$3,617,000	4,921
Provision for loan and lease losses	$201,000	3,575
Total noninterest income	$436,000	5,542
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$331,000	3,964
Trading account gains and fees	$0	138
Additional Noninterest Income	$105,000	6,333
Total noninterest expense	$1,982,000	6,144
Salaries and employee benefits	$1,216,000	5,757
Premises and equipment expense	$236,000	6,354
Additional noninterest expense	$530,000	6,411
Pre-tax net operating income	$1,870,000	3,847
Securities gains (losses)	$-1,000	6,938
Applicable income taxes	$2,000	6,781
Income before extraordinary items	$1,867,000	3,264
Extraordinary gains, net	$0	46
Net income	$1,867,000	3,266
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$122,000	3,034
Cash dividends	$740,000	2,981
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,868,000	3,230
2005-09-30 (YTD Data)		Rank
Total interest income	$4,111,000	4,834
Total interest expense	$1,413,000	4,486
Net interest income	$2,698,000	4,961
Provision for loan and lease losses	$147,000	3,532
Total noninterest income	$348,000	5,440
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$264,000	3,838
Trading account gains and fees	$0	126
Additional Noninterest Income	$84,000	6,220
Total noninterest expense	$1,476,000	6,130
Salaries and employee benefits	$921,000	5,693
Premises and equipment expense	$177,000	6,327
Additional noninterest expense	$378,000	6,525
Pre-tax net operating income	$1,423,000	3,901
Securities gains (losses)	$-1,000	7,299
Applicable income taxes	$0	6,976
Income before extraordinary items	$1,422,000	3,266
Extraordinary gains, net	$0	35
Net income	$1,422,000	3,267
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	5,033
Cash dividends	$555,000	2,627
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$1,423,000	3,230
2005-06-30 (YTD Data)		Rank
Total interest income	$2,643,000	4,885
Total interest expense	$885,000	4,485
Net interest income	$1,758,000	5,016
Provision for loan and lease losses	$48,000	4,636
Total noninterest income	$230,000	5,432
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$166,000	3,910
Trading account gains and fees	$0	116
Additional Noninterest Income	$64,000	6,019
Total noninterest expense	$967,000	6,194
Salaries and employee benefits	$603,000	5,725
Premises and equipment expense	$112,000	6,458
Additional noninterest expense	$252,000	6,506
Pre-tax net operating income	$973,000	3,784
Securities gains (losses)	$4,000	1,659
Applicable income taxes	$0	6,961
Income before extraordinary items	$977,000	3,144
Extraordinary gains, net	$0	30
Net income	$977,000	3,145
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-5,000	7,591
Cash dividends	$370,000	2,631
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$973,000	3,109
2005-03-31 (YTD Data)		Rank
Total interest income	$1,307,000	4,906
Total interest expense	$430,000	4,456
Net interest income	$877,000	5,035
Provision for loan and lease losses	$24,000	4,451
Total noninterest income	$114,000	5,400
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$75,000	4,075
Trading account gains and fees	$0	115
Additional Noninterest Income	$39,000	5,696
Total noninterest expense	$448,000	6,448
Salaries and employee benefits	$292,000	5,864
Premises and equipment expense	$53,000	6,627
Additional noninterest expense	$103,000	7,065
Pre-tax net operating income	$519,000	3,577
Securities gains (losses)	$-5,000	8,378
Applicable income taxes	$0	6,892
Income before extraordinary items	$514,000	2,990
Extraordinary gains, net	$0	24
Net income	$514,000	2,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-2,000	7,095
Cash dividends	$185,000	2,320
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$519,000	2,919
2004-12-31 (YTD Data)		Rank
Total interest income	$5,096,000	4,781
Total interest expense	$1,670,000	4,198
Net interest income	$3,426,000	4,975
Provision for loan and lease losses	$216,000	3,566
Total noninterest income	$516,000	5,182
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$388,000	3,713
Trading account gains and fees	$0	138
Additional Noninterest Income	$128,000	5,993
Total noninterest expense	$1,923,000	6,131
Salaries and employee benefits	$1,141,000	5,858
Premises and equipment expense	$292,000	5,749
Additional noninterest expense	$490,000	6,608
Pre-tax net operating income	$1,803,000	3,787
Securities gains (losses)	$-33,000	8,510
Applicable income taxes	$0	7,185
Income before extraordinary items	$1,770,000	3,224
Extraordinary gains, net	$0	34
Net income	$1,770,000	3,223
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$176,000	2,777
Cash dividends	$740,000	2,870
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$1,803,000	3,124
2004-09-30 (YTD Data)		Rank
Total interest income	$3,767,000	4,815
Total interest expense	$1,235,000	4,192
Net interest income	$2,532,000	5,018
Provision for loan and lease losses	$147,000	3,580
Total noninterest income	$390,000	5,190
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$299,000	3,683
Trading account gains and fees	$0	134
Additional Noninterest Income	$91,000	6,107
Total noninterest expense	$1,390,000	6,224
Salaries and employee benefits	$837,000	5,877
Premises and equipment expense	$195,000	6,068
Additional noninterest expense	$358,000	6,651
Pre-tax net operating income	$1,385,000	3,782
Securities gains (losses)	$7,000	2,893
Applicable income taxes	$0	7,220
Income before extraordinary items	$1,392,000	3,158
Extraordinary gains, net	$0	26
Net income	$1,392,000	3,159
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$123,000	2,513
Cash dividends	$555,000	2,532
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$1,385,000	3,091
2004-06-30 (YTD Data)		Rank
Total interest income	$2,470,000	4,879
Total interest expense	$806,000	4,266
Net interest income	$1,664,000	5,062
Provision for loan and lease losses	$48,000	4,777
Total noninterest income	$266,000	5,121
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$197,000	3,684
Trading account gains and fees	$0	130
Additional Noninterest Income	$69,000	5,871
Total noninterest expense	$910,000	6,321
Salaries and employee benefits	$572,000	5,832
Premises and equipment expense	$112,000	6,506
Additional noninterest expense	$226,000	6,840
Pre-tax net operating income	$972,000	3,602
Securities gains (losses)	$7,000	2,608
Applicable income taxes	$0	7,214
Income before extraordinary items	$979,000	2,980
Extraordinary gains, net	$0	21
Net income	$979,000	2,980
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	2,878
Cash dividends	$370,000	2,588
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$972,000	2,922
2004-03-31 (YTD Data)		Rank
Total interest income	$1,211,000	4,970
Total interest expense	$404,000	4,294
Net interest income	$807,000	5,181
Provision for loan and lease losses	$24,000	4,604
Total noninterest income	$147,000	4,822
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$101,000	3,555
Trading account gains and fees	$0	121
Additional Noninterest Income	$46,000	5,276
Total noninterest expense	$437,000	6,500
Salaries and employee benefits	$272,000	6,053
Premises and equipment expense	$57,000	6,454
Additional noninterest expense	$108,000	6,955
Pre-tax net operating income	$493,000	3,563
Securities gains (losses)	$3,000	2,499
Applicable income taxes	$0	7,103
Income before extraordinary items	$496,000	2,956
Extraordinary gains, net	$0	16
Net income	$496,000	2,956
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,582
Cash dividends	$185,000	2,281
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$493,000	2,871
2003-12-31 (YTD Data)		Rank
Total interest income	$4,865,000	4,991
Total interest expense	$1,679,000	4,555
Net interest income	$3,186,000	5,113
Provision for loan and lease losses	$121,000	4,927
Total noninterest income	$527,000	5,296
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$360,000	3,878
Trading account gains and fees	$0	160
Additional Noninterest Income	$167,000	5,630
Total noninterest expense	$1,892,000	6,173
Salaries and employee benefits	$1,113,000	5,893
Premises and equipment expense	$240,000	6,296
Additional noninterest expense	$539,000	6,317
Pre-tax net operating income	$1,700,000	3,790
Securities gains (losses)	$27,000	3,018
Applicable income taxes	$0	7,459
Income before extraordinary items	$1,727,000	3,205
Extraordinary gains, net	$0	54
Net income	$1,727,000	3,205
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$117,000	3,791
Cash dividends	$740,000	2,859
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$1,700,000	3,099
2003-09-30 (YTD Data)		Rank
Total interest income	$3,612,000	5,079
Total interest expense	$1,266,000	4,656
Net interest income	$2,346,000	5,201
Provision for loan and lease losses	$72,000	5,277
Total noninterest income	$411,000	5,235
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$290,000	3,730
Trading account gains and fees	$0	153
Additional Noninterest Income	$121,000	5,725
Total noninterest expense	$1,367,000	6,266
Salaries and employee benefits	$815,000	5,956
Premises and equipment expense	$174,000	6,404
Additional noninterest expense	$378,000	6,503
Pre-tax net operating income	$1,318,000	3,805
Securities gains (losses)	$27,000	2,773
Applicable income taxes	$5,000	7,232
Income before extraordinary items	$1,340,000	3,217
Extraordinary gains, net	$0	40
Net income	$1,340,000	3,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	3,953
Cash dividends	$555,000	2,527
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$1,313,000	3,110
2003-06-30 (YTD Data)		Rank
Total interest income	$2,386,000	5,149
Total interest expense	$849,000	4,747
Net interest income	$1,537,000	5,257
Provision for loan and lease losses	$48,000	5,200
Total noninterest income	$299,000	4,991
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$189,000	3,757
Trading account gains and fees	$0	150
Additional Noninterest Income	$110,000	5,154
Total noninterest expense	$930,000	6,214
Salaries and employee benefits	$562,000	5,831
Premises and equipment expense	$115,000	6,402
Additional noninterest expense	$253,000	6,495
Pre-tax net operating income	$858,000	3,881
Securities gains (losses)	$27,000	2,433
Applicable income taxes	$3,000	7,303
Income before extraordinary items	$882,000	3,260
Extraordinary gains, net	$0	30
Net income	$882,000	3,260
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$52,000	3,357
Cash dividends	$370,000	2,581
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$855,000	3,160
2003-03-31 (YTD Data)		Rank
Total interest income	$1,176,000	5,232
Total interest expense	$430,000	4,812
Net interest income	$746,000	5,335
Provision for loan and lease losses	$24,000	4,998
Total noninterest income	$158,000	4,761
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$95,000	3,670
Trading account gains and fees	$0	134
Additional Noninterest Income	$63,000	4,821
Total noninterest expense	$441,000	6,415
Salaries and employee benefits	$277,000	5,887
Premises and equipment expense	$52,000	6,665
Additional noninterest expense	$112,000	6,838
Pre-tax net operating income	$439,000	3,814
Securities gains (losses)	$27,000	1,749
Applicable income taxes	$0	7,403
Income before extraordinary items	$466,000	3,107
Extraordinary gains, net	$0	21
Net income	$466,000	3,105
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	2,205
Cash dividends	$185,000	2,328
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$439,000	3,076
2002-12-31 (YTD Data)		Rank
Total interest income	$4,949,000	5,211
Total interest expense	$2,075,000	4,672
Net interest income	$2,874,000	5,415
Provision for loan and lease losses	$136,000	5,113
Total noninterest income	$494,000	5,250
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$359,000	3,799
Trading account gains and fees	$0	153
Additional Noninterest Income	$135,000	5,822
Total noninterest expense	$1,763,000	6,326
Salaries and employee benefits	$1,055,000	5,939
Premises and equipment expense	$240,000	6,266
Additional noninterest expense	$468,000	6,693
Pre-tax net operating income	$1,469,000	4,179
Securities gains (losses)	$9,000	3,662
Applicable income taxes	$-9,000	8,853
Income before extraordinary items	$1,487,000	3,529
Extraordinary gains, net	$0	70
Net income	$1,487,000	3,527
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$60,000	4,987
Cash dividends	$720,000	2,833
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,478,000	3,432
2001-12-31 (YTD Data)		Rank
Total interest income	$5,261,000	5,447
Total interest expense	$2,504,000	5,397
Net interest income	$2,757,000	5,371
Provision for loan and lease losses	$114,000	5,391
Total noninterest income	$508,000	5,027
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$356,000	3,714
Trading account gains and fees	$0	177
Additional Noninterest Income	$152,000	5,527
Total noninterest expense	$1,771,000	6,197
Salaries and employee benefits	$1,022,000	5,905
Premises and equipment expense	$225,000	6,420
Additional noninterest expense	$524,000	6,289
Pre-tax net operating income	$1,380,000	4,076
Securities gains (losses)	$88,000	1,855
Applicable income taxes	$106,000	5,939
Income before extraordinary items	$1,362,000	3,474
Extraordinary gains, net	$0	105
Net income	$1,362,000	3,477
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$120,000	3,764
Cash dividends	$935,000	2,369
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$1,280,160	3,531
2000-12-31 (YTD Data)		Rank
Total interest income	$5,291,000	5,531
Total interest expense	$2,453,000	5,621
Net interest income	$2,838,000	5,359
Provision for loan and lease losses	$84,000	5,667
Total noninterest income	$442,000	5,240
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$316,000	3,907
Trading account gains and fees	NA	NA
Additional Noninterest Income	$126,000	5,884
Total noninterest expense	$1,718,000	6,235
Salaries and employee benefits	$998,000	5,924
Premises and equipment expense	$221,000	6,445
Additional noninterest expense	$499,000	6,439
Pre-tax net operating income	$1,478,000	4,106
Securities gains (losses)	$0	1,956
Applicable income taxes	$228,000	5,154
Income before extraordinary items	$1,250,000	3,755
Extraordinary gains, net	$0	38
Net income	$1,250,000	3,756
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$18,000	6,101
Cash dividends	$698,000	2,944
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$1,250,000	3,737
1999-12-31 (YTD Data)		Rank
Total interest income	$4,532,000	5,911
Total interest expense	$2,025,000	5,959
Net interest income	$2,507,000	5,793
Provision for loan and lease losses	$84,000	5,577
Total noninterest income	$414,000	5,501
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$287,000	4,107
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	6,013
Total noninterest expense	$1,529,000	6,704
Salaries and employee benefits	$867,000	6,464
Premises and equipment expense	$194,000	6,910
Additional noninterest expense	$468,000	6,758
Pre-tax net operating income	$1,308,000	4,501
Securities gains (losses)	$0	3,155
Applicable income taxes	$132,000	6,486
Income before extraordinary items	$1,176,000	3,937
Extraordinary gains, net	$0	35
Net income	$1,176,000	3,938
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$17,000	6,307
Cash dividends	$727,000	2,839
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$1,176,000	3,907
1998-12-31 (YTD Data)		Rank
Total interest income	$4,328,000	6,207
Total interest expense	$1,945,000	6,281
Net interest income	$2,383,000	6,009
Provision for loan and lease losses	$84,000	5,485
Total noninterest income	$483,000	5,041
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$302,000	3,930
Trading account gains and fees	NA	NA
Additional Noninterest Income	$181,000	5,217
Total noninterest expense	$1,464,000	6,791
Salaries and employee benefits	$820,000	6,600
Premises and equipment expense	$194,000	6,806
Additional noninterest expense	$450,000	6,802
Pre-tax net operating income	$1,318,000	4,568
Securities gains (losses)	$0	4,449
Applicable income taxes	$274,000	5,425
Income before extraordinary items	$1,044,000	4,350
Extraordinary gains, net	$0	32
Net income	$1,044,000	4,349
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	6,674
Cash dividends	$695,000	2,875
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$1,044,000	4,260
1997-12-31 (YTD Data)		Rank
Total interest income	$4,003,000	6,660
Total interest expense	$1,801,000	6,683
Net interest income	$2,202,000	6,527
Provision for loan and lease losses	$123,000	4,577
Total noninterest income	$428,000	5,495
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$324,000	3,843
Trading account gains and fees	NA	NA
Additional Noninterest Income	$104,000	6,683
Total noninterest expense	$1,415,000	6,996
Salaries and employee benefits	$794,000	6,821
Premises and equipment expense	$202,000	6,803
Additional noninterest expense	$419,000	7,201
Pre-tax net operating income	$1,092,000	5,564
Securities gains (losses)	$-10,000	10,039
Applicable income taxes	$373,000	5,108
Income before extraordinary items	$709,000	5,859
Extraordinary gains, net	$0	44
Net income	$709,000	5,861
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$115,000	3,525
Cash dividends	$205,000	5,315
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$715,600	5,790
1996-12-31 (YTD Data)		Rank
Total interest income	$3,626,000	7,243
Total interest expense	$1,633,000	7,246
Net interest income	$1,993,000	7,164
Provision for loan and lease losses	$104,000	5,004
Total noninterest income	$399,000	5,957
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$298,000	4,251
Trading account gains and fees	NA	NA
Additional Noninterest Income	$101,000	7,088
Total noninterest expense	$1,338,000	7,549
Salaries and employee benefits	$761,000	7,197
Premises and equipment expense	$202,000	6,991
Additional noninterest expense	$375,000	8,108
Pre-tax net operating income	$950,000	5,916
Securities gains (losses)	$0	4,148
Applicable income taxes	$326,000	5,553
Income before extraordinary items	$624,000	6,127
Extraordinary gains, net	$0	53
Net income	$624,000	6,130
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$61,000	4,891
Cash dividends	$25,000	7,964
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$624,000	6,073
1995-12-31 (YTD Data)		Rank
Total interest income	$3,321,000	7,774
Total interest expense	$1,414,000	7,940
Net interest income	$1,907,000	7,516
Provision for loan and lease losses	$115,000	4,295
Total noninterest income	$355,000	6,416
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$256,000	4,859
Trading account gains and fees	NA	NA
Additional Noninterest Income	$99,000	7,273
Total noninterest expense	$1,246,000	8,059
Salaries and employee benefits	$680,000	7,860
Premises and equipment expense	$190,000	7,389
Additional noninterest expense	$376,000	8,436
Pre-tax net operating income	$901,000	6,410
Securities gains (losses)	$0	3,831
Applicable income taxes	$290,000	6,141
Income before extraordinary items	$611,000	6,553
Extraordinary gains, net	$0	65
Net income	$611,000	6,551
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	4,265
Cash dividends	$10,000	8,554
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$611,000	6,536
1994-12-31 (YTD Data)		Rank
Total interest income	$2,929,000	8,172
Total interest expense	$1,125,000	8,198
Net interest income	$1,804,000	8,033
Provision for loan and lease losses	$113,000	4,290
Total noninterest income	$349,000	6,679
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$253,000	5,001
Trading account gains and fees	NA	NA
Additional Noninterest Income	$96,000	7,636
Total noninterest expense	$1,212,000	8,560
Salaries and employee benefits	$638,000	8,353
Premises and equipment expense	$190,000	7,649
Additional noninterest expense	$384,000	8,991
Pre-tax net operating income	$828,000	6,735
Securities gains (losses)	$-42,000	10,903
Applicable income taxes	$263,000	6,354
Income before extraordinary items	$523,000	7,126
Extraordinary gains, net	$0	249
Net income	$523,000	7,135
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$50,000	5,113
Cash dividends	$9,000	8,806
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$551,140	6,960
1993-12-31 (YTD Data)		Rank
Total interest income	$2,830,000	8,611
Total interest expense	$1,135,000	8,537
Net interest income	$1,695,000	8,511
Provision for loan and lease losses	$175,000	4,260
Total noninterest income	$374,000	6,756
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$268,000	4,842
Trading account gains and fees	NA	NA
Additional Noninterest Income	$106,000	7,681
Total noninterest expense	$1,152,000	9,095
Salaries and employee benefits	$594,000	8,852
Premises and equipment expense	$175,000	8,253
Additional noninterest expense	$383,000	9,447
Pre-tax net operating income	$742,000	7,134
Securities gains (losses)	$9,000	5,582
Applicable income taxes	$238,000	6,981
Income before extraordinary items	$513,000	7,437
Extraordinary gains, net	$0	3,149
Net income	$513,000	7,616
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	4,080
Cash dividends	$4,000	9,023
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$506,880	7,246
1992-12-31 (YTD Data)		Rank
Total interest income	$2,988,000	9,006
Total interest expense	$1,350,000	9,025
Net interest income	$1,638,000	8,846
Provision for loan and lease losses	$175,000	5,648
Total noninterest income	$362,000	6,943
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$260,000	4,984
Trading account gains and fees	NA	NA
Additional Noninterest Income	$102,000	7,992
Total noninterest expense	$1,124,000	9,392
Salaries and employee benefits	$565,000	9,128
Premises and equipment expense	$175,000	8,439
Additional noninterest expense	$384,000	9,770
Pre-tax net operating income	$701,000	7,088
Securities gains (losses)	$7,000	6,774
Applicable income taxes	$200,000	7,567
Income before extraordinary items	$508,000	7,252
Extraordinary gains, net	$0	1,422
Net income	$508,000	7,342
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$98,000	5,971
Cash dividends	$4,000	8,850
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$502,960	6,929

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.