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Cass Commercial Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$68,375,000720
Total interest expense$22,267,000731
Net interest income$46,108,000717
Provision for loan and lease losses$-965,0004,506
Total noninterest income$9,698,000751
Gross Fiduciary activities income$0981
Service charges on deposit accounts$5,454,000255
Trading account gains and feesNANA
Additional Noninterest Income$4,244,000981
Total noninterest expense$22,612,0001,092
Salaries and employee benefits$9,933,0001,350
Premises and equipment expense$735,0002,427
Additional noninterest expense$4,244,000981
Pre-tax net operating income$34,159,000469
Securities gains (losses)$-111,0003,814
Applicable income taxes$7,291,000433
Income before extraordinary items$26,757,000461
Extraordinary gains, net$054
Net income$26,757,000464
Minority interest net income$088
Net income of bank and minority interests.$26,757,000462
Net charge-offs$02,884
Cash dividends$7,500,000590
Sale, conversion, retirement of capital stock, net$0540
Net operating income$26,844,690475
2023-09-30 (YTD Data)Rank
Total interest income$50,097,000720
Total interest expense$15,590,000722
Net interest income$34,507,000724
Provision for loan and lease losses$-805,0004,531
Total noninterest income$7,057,000778
Gross Fiduciary activities income$0950
Service charges on deposit accounts$3,918,000263
Trading account gains and feesNANA
Additional Noninterest Income$3,139,0001,001
Total noninterest expense$17,101,0001,088
Salaries and employee benefits$7,439,0001,345
Premises and equipment expense$557,0002,416
Additional noninterest expense$3,139,0001,001
Pre-tax net operating income$25,268,000482
Securities gains (losses)$-111,0004,023
Applicable income taxes$5,378,000449
Income before extraordinary items$19,779,000489
Extraordinary gains, net$052
Net income$19,779,000491
Minority interest net income$081
Net income of bank and minority interests.$19,779,000488
Net charge-offs$02,641
Cash dividends$7,500,000443
Sale, conversion, retirement of capital stock, net$0507
Net operating income$19,866,690493
2023-06-30 (YTD Data)Rank
Total interest income$32,306,000716
Total interest expense$9,176,000730
Net interest income$23,130,000722
Provision for loan and lease losses$-890,0004,574
Total noninterest income$4,473,000787
Gross Fiduciary activities income$0931
Service charges on deposit accounts$2,530,000263
Trading account gains and feesNANA
Additional Noninterest Income$1,943,000996
Total noninterest expense$11,371,0001,075
Salaries and employee benefits$4,979,0001,339
Premises and equipment expense$377,0002,388
Additional noninterest expense$1,943,000995
Pre-tax net operating income$17,122,000475
Securities gains (losses)$0938
Applicable income taxes$3,670,000441
Income before extraordinary items$13,452,000481
Extraordinary gains, net$051
Net income$13,452,000488
Minority interest net income$081
Net income of bank and minority interests.$13,452,000480
Net charge-offs$02,431
Cash dividends$7,500,000338
Sale, conversion, retirement of capital stock, net$0486
Net operating income$13,452,000483
2023-03-31 (YTD Data)Rank
Total interest income$16,117,000719
Total interest expense$4,258,000696
Net interest income$11,859,000711
Provision for loan and lease losses$-760,0004,640
Total noninterest income$2,226,000774
Gross Fiduciary activities income$0913
Service charges on deposit accounts$1,194,000283
Trading account gains and feesNANA
Additional Noninterest Income$1,032,000940
Total noninterest expense$5,850,0001,072
Salaries and employee benefits$2,553,0001,338
Premises and equipment expense$196,0002,377
Additional noninterest expense$1,032,000940
Pre-tax net operating income$8,995,000469
Securities gains (losses)$0950
Applicable income taxes$1,960,000436
Income before extraordinary items$7,035,000477
Extraordinary gains, net$04
Net income$7,035,000478
Minority interest net income$048
Net income of bank and minority interests.$7,035,000478
Net charge-offs$02,062
Cash dividends$7,500,000212
Sale, conversion, retirement of capital stock, net$0430
Net operating income$7,035,000489
2022-12-31 (YTD Data)Rank
Total interest income$49,405,000751
Total interest expense$4,045,000923
Net interest income$45,360,000732
Provision for loan and lease losses$1,600,000598
Total noninterest income$8,672,000836
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$6,098,000243
Trading account gains and feesNANA
Additional Noninterest Income$2,574,0001,388
Total noninterest expense$20,809,0001,150
Salaries and employee benefits$9,154,0001,416
Premises and equipment expense$722,0002,451
Additional noninterest expense$2,574,0001,388
Pre-tax net operating income$31,623,000547
Securities gains (losses)$0691
Applicable income taxes$6,805,000496
Income before extraordinary items$24,818,000554
Extraordinary gains, net$05
Net income$24,818,000555
Minority interest net income$063
Net income of bank and minority interests.$24,818,000555
Net charge-offs$-13,0003,702
Cash dividends$15,000,000345
Sale, conversion, retirement of capital stock, net$0568
Net operating income$24,818,000562
2022-09-30 (YTD Data)Rank
Total interest income$33,471,000796
Total interest expense$1,343,0001,425
Net interest income$32,128,000758
Provision for loan and lease losses$1,060,000597
Total noninterest income$6,497,000850
Gross Fiduciary activities income$0968
Service charges on deposit accounts$4,611,000242
Trading account gains and feesNANA
Additional Noninterest Income$1,886,0001,434
Total noninterest expense$15,300,0001,171
Salaries and employee benefits$6,812,0001,421
Premises and equipment expense$524,0002,494
Additional noninterest expense$1,886,0001,434
Pre-tax net operating income$22,265,000566
Securities gains (losses)$0740
Applicable income taxes$4,761,000532
Income before extraordinary items$17,504,000577
Extraordinary gains, net$04
Net income$17,504,000577
Minority interest net income$057
Net income of bank and minority interests.$17,504,000577
Net charge-offs$-13,0003,680
Cash dividends$10,000,000352
Sale, conversion, retirement of capital stock, net$0519
Net operating income$17,504,000585
2022-06-30 (YTD Data)Rank
Total interest income$19,849,000838
Total interest expense$562,0001,810
Net interest income$19,287,000813
Provision for loan and lease losses$400,000782
Total noninterest income$4,226,000855
Gross Fiduciary activities income$0925
Service charges on deposit accounts$2,290,000295
Trading account gains and feesNANA
Additional Noninterest Income$1,936,0001,115
Total noninterest expense$10,078,0001,166
Salaries and employee benefits$4,468,0001,439
Premises and equipment expense$340,0002,546
Additional noninterest expense$5,270,000739
Pre-tax net operating income$13,035,000597
Securities gains (losses)$0687
Applicable income taxes$2,822,000528
Income before extraordinary items$10,213,000600
Extraordinary gains, net$04
Net income$10,213,000599
Minority interest net income$060
Net income of bank and minority interests.$10,213,000600
Net charge-offs$-13,0003,749
Cash dividends$5,000,000418
Sale, conversion, retirement of capital stock, net$0494
Net operating income$10,213,000610
2022-03-31 (YTD Data)Rank
Total interest income$9,011,000887
Total interest expense$223,0002,061
Net interest income$8,788,000852
Provision for loan and lease losses$290,000521
Total noninterest income$2,148,000848
Gross Fiduciary activities income$0892
Service charges on deposit accounts$1,136,000298
Trading account gains and feesNANA
Additional Noninterest Income$1,012,0001,080
Total noninterest expense$4,954,0001,179
Salaries and employee benefits$2,270,0001,415
Premises and equipment expense$165,0002,587
Additional noninterest expense$2,519,000756
Pre-tax net operating income$5,692,000623
Securities gains (losses)$0623
Applicable income taxes$1,256,000563
Income before extraordinary items$4,436,000639
Extraordinary gains, net$04
Net income$4,436,000639
Minority interest net income$050
Net income of bank and minority interests.$4,436,000639
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,436,000643
2021-12-31 (YTD Data)Rank
Total interest income$34,113,000944
Total interest expense$1,171,0001,990
Net interest income$32,942,000901
Provision for loan and lease losses$175,0001,845
Total noninterest income$5,861,0001,184
Gross Fiduciary activities income$0994
Service charges on deposit accounts$4,451,000293
Trading account gains and feesNANA
Additional Noninterest Income$1,410,0002,284
Total noninterest expense$17,372,0001,303
Salaries and employee benefits$8,609,0001,469
Premises and equipment expense$636,0002,665
Additional noninterest expense$8,127,000919
Pre-tax net operating income$21,256,000704
Securities gains (losses)$02,062
Applicable income taxes$4,526,000671
Income before extraordinary items$16,730,000749
Extraordinary gains, net$010
Net income$16,730,000750
Minority interest net income$074
Net income of bank and minority interests.$16,730,000750
Net charge-offs$-27,0003,929
Cash dividends$15,000,000359
Sale, conversion, retirement of capital stock, net$0582
Net operating income$16,730,000723
2021-09-30 (YTD Data)Rank
Total interest income$25,236,000974
Total interest expense$915,0002,024
Net interest income$24,321,000920
Provision for loan and lease losses$-460,0004,537
Total noninterest income$4,053,0001,272
Gross Fiduciary activities income$0957
Service charges on deposit accounts$3,061,000307
Trading account gains and feesNANA
Additional Noninterest Income$992,0002,397
Total noninterest expense$12,528,0001,344
Salaries and employee benefits$6,407,0001,482
Premises and equipment expense$518,0002,553
Additional noninterest expense$5,603,000983
Pre-tax net operating income$16,306,000712
Securities gains (losses)$02,015
Applicable income taxes$3,512,000676
Income before extraordinary items$12,794,000754
Extraordinary gains, net$08
Net income$12,794,000754
Minority interest net income$069
Net income of bank and minority interests.$12,794,000754
Net charge-offs$-28,0004,009
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$12,794,000735
2021-06-30 (YTD Data)Rank
Total interest income$16,500,000974
Total interest expense$628,0002,043
Net interest income$15,872,000930
Provision for loan and lease losses$-910,0004,666
Total noninterest income$2,564,0001,304
Gross Fiduciary activities income$0951
Service charges on deposit accounts$1,896,000315
Trading account gains and feesNANA
Additional Noninterest Income$668,0002,347
Total noninterest expense$8,008,0001,382
Salaries and employee benefits$4,194,0001,502
Premises and equipment expense$341,0002,560
Additional noninterest expense$3,473,0001,028
Pre-tax net operating income$11,338,000692
Securities gains (losses)$01,818
Applicable income taxes$2,443,000651
Income before extraordinary items$8,895,000722
Extraordinary gains, net$06
Net income$8,895,000722
Minority interest net income$067
Net income of bank and minority interests.$8,895,000722
Net charge-offs$-17,0003,996
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$8,895,000703
2021-03-31 (YTD Data)Rank
Total interest income$8,233,000969
Total interest expense$331,0002,036
Net interest income$7,902,000919
Provision for loan and lease losses$-360,0004,734
Total noninterest income$1,239,0001,335
Gross Fiduciary activities income$0922
Service charges on deposit accounts$913,000322
Trading account gains and feesNANA
Additional Noninterest Income$326,0002,358
Total noninterest expense$3,776,0001,436
Salaries and employee benefits$2,147,0001,457
Premises and equipment expense$168,0002,600
Additional noninterest expense$1,461,0001,123
Pre-tax net operating income$5,725,000689
Securities gains (losses)$01,392
Applicable income taxes$1,234,000649
Income before extraordinary items$4,491,000737
Extraordinary gains, net$03
Net income$4,491,000737
Minority interest net income$055
Net income of bank and minority interests.$4,491,000737
Net charge-offs$-17,0004,270
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$4,491,000719
2020-12-31 (YTD Data)Rank
Total interest income$36,231,000911
Total interest expense$2,359,0001,783
Net interest income$33,872,000844
Provision for loan and lease losses$725,0001,902
Total noninterest income$4,395,0001,370
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$3,345,000351
Trading account gains and feesNANA
Additional Noninterest Income$1,050,0002,434
Total noninterest expense$15,169,0001,398
Salaries and employee benefits$8,049,0001,508
Premises and equipment expense$674,0002,583
Additional noninterest expense$6,446,0001,041
Pre-tax net operating income$22,373,000543
Securities gains (losses)$02,675
Applicable income taxes$4,762,000511
Income before extraordinary items$17,611,000579
Extraordinary gains, net$04
Net income$17,611,000578
Minority interest net income$072
Net income of bank and minority interests.$17,611,000579
Net charge-offs$-20,0004,387
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$17,611,000559
2020-09-30 (YTD Data)Rank
Total interest income$26,307,000930
Total interest expense$1,909,0001,757
Net interest income$24,398,000868
Provision for loan and lease losses$725,0001,637
Total noninterest income$3,219,0001,359
Gross Fiduciary activities income$0981
Service charges on deposit accounts$2,434,000351
Trading account gains and feesNANA
Additional Noninterest Income$785,0002,395
Total noninterest expense$11,328,0001,383
Salaries and employee benefits$6,063,0001,485
Premises and equipment expense$507,0002,585
Additional noninterest expense$4,758,0001,046
Pre-tax net operating income$15,564,000548
Securities gains (losses)$02,494
Applicable income taxes$3,311,000501
Income before extraordinary items$12,253,000590
Extraordinary gains, net$04
Net income$12,253,000589
Minority interest net income$065
Net income of bank and minority interests.$12,253,000590
Net charge-offs$-17,0004,382
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$12,253,000566
2020-06-30 (YTD Data)Rank
Total interest income$17,663,000935
Total interest expense$1,444,0001,697
Net interest income$16,219,000870
Provision for loan and lease losses$725,0001,301
Total noninterest income$2,095,0001,318
Gross Fiduciary activities income$0970
Service charges on deposit accounts$1,576,000360
Trading account gains and feesNANA
Additional Noninterest Income$519,0002,342
Total noninterest expense$7,370,0001,409
Salaries and employee benefits$3,846,0001,535
Premises and equipment expense$347,0002,530
Additional noninterest expense$3,177,0001,040
Pre-tax net operating income$10,219,000504
Securities gains (losses)$02,249
Applicable income taxes$2,184,000460
Income before extraordinary items$8,035,000545
Extraordinary gains, net$04
Net income$8,035,000544
Minority interest net income$065
Net income of bank and minority interests.$8,035,000545
Net charge-offs$-11,0004,346
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$8,035,000522
2020-03-31 (YTD Data)Rank
Total interest income$8,809,000944
Total interest expense$964,0001,467
Net interest income$7,845,000877
Provision for loan and lease losses$325,0001,133
Total noninterest income$1,035,0001,253
Gross Fiduciary activities income$0941
Service charges on deposit accounts$755,000419
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,077
Total noninterest expense$3,919,0001,345
Salaries and employee benefits$2,109,0001,430
Premises and equipment expense$162,0002,658
Additional noninterest expense$1,648,0001,031
Pre-tax net operating income$4,636,000509
Securities gains (losses)$01,705
Applicable income taxes$936,000487
Income before extraordinary items$3,700,000531
Extraordinary gains, net$04
Net income$3,700,000532
Minority interest net income$056
Net income of bank and minority interests.$3,700,000531
Net charge-offs$-8,0004,381
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,700,000516
2019-12-31 (YTD Data)Rank
Total interest income$36,803,000915
Total interest expense$5,192,0001,202
Net interest income$31,611,000862
Provision for loan and lease losses$400,0001,682
Total noninterest income$3,927,0001,331
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$3,020,000421
Trading account gains and feesNANA
Additional Noninterest Income$907,0002,369
Total noninterest expense$15,334,0001,331
Salaries and employee benefits$7,556,0001,529
Premises and equipment expense$685,0002,578
Additional noninterest expense$7,093,000957
Pre-tax net operating income$19,804,000618
Securities gains (losses)$02,379
Applicable income taxes$4,169,000570
Income before extraordinary items$15,635,000647
Extraordinary gains, net$011
Net income$15,635,000649
Minority interest net income$076
Net income of bank and minority interests.$15,635,000648
Net charge-offs$-81,0004,862
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$15,635,000634
2019-09-30 (YTD Data)Rank
Total interest income$27,808,000916
Total interest expense$3,987,0001,190
Net interest income$23,821,000862
Provision for loan and lease losses$150,0002,250
Total noninterest income$2,942,0001,318
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$2,262,000421
Trading account gains and feesNANA
Additional Noninterest Income$680,0002,357
Total noninterest expense$11,210,0001,369
Salaries and employee benefits$5,687,0001,525
Premises and equipment expense$520,0002,565
Additional noninterest expense$5,003,0001,003
Pre-tax net operating income$15,403,000607
Securities gains (losses)$02,167
Applicable income taxes$3,242,000560
Income before extraordinary items$12,161,000633
Extraordinary gains, net$011
Net income$12,161,000635
Minority interest net income$072
Net income of bank and minority interests.$12,161,000634
Net charge-offs$-34,0004,735
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$12,161,000619
2019-06-30 (YTD Data)Rank
Total interest income$18,285,000921
Total interest expense$2,595,0001,186
Net interest income$15,690,000866
Provision for loan and lease losses$150,0001,792
Total noninterest income$2,033,0001,260
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$1,503,000427
Trading account gains and feesNANA
Additional Noninterest Income$530,0002,151
Total noninterest expense$7,351,0001,391
Salaries and employee benefits$3,802,0001,527
Premises and equipment expense$344,0002,583
Additional noninterest expense$3,205,0001,040
Pre-tax net operating income$10,222,000587
Securities gains (losses)$01,702
Applicable income taxes$2,190,000545
Income before extraordinary items$8,032,000623
Extraordinary gains, net$011
Net income$8,032,000623
Minority interest net income$069
Net income of bank and minority interests.$8,032,000623
Net charge-offs$-31,0004,789
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$8,032,000610
2019-03-31 (YTD Data)Rank
Total interest income$9,006,000930
Total interest expense$1,290,0001,161
Net interest income$7,716,000876
Provision for loan and lease losses$50,0002,037
Total noninterest income$996,0001,237
Gross Fiduciary activities income$0972
Service charges on deposit accounts$745,000415
Trading account gains and feesNANA
Additional Noninterest Income$251,0002,143
Total noninterest expense$3,606,0001,423
Salaries and employee benefits$1,911,0001,527
Premises and equipment expense$170,0002,634
Additional noninterest expense$1,525,0001,058
Pre-tax net operating income$5,056,000587
Securities gains (losses)$01,087
Applicable income taxes$1,059,000553
Income before extraordinary items$3,997,000616
Extraordinary gains, net$05
Net income$3,997,000616
Minority interest net income$052
Net income of bank and minority interests.$3,997,000615
Net charge-offs$-11,0004,688
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$3,997,000600
2018-12-31 (YTD Data)Rank
Total interest income$33,610,000935
Total interest expense$3,736,0001,201
Net interest income$29,874,000881
Provision for loan and lease losses$04,082
Total noninterest income$3,516,0001,382
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$2,804,000458
Trading account gains and feesNANA
Additional Noninterest Income$712,0002,630
Total noninterest expense$13,693,0001,450
Salaries and employee benefits$6,554,0001,692
Premises and equipment expense$684,0002,613
Additional noninterest expense$6,455,0001,028
Pre-tax net operating income$19,697,000598
Securities gains (losses)$01,125
Applicable income taxes$4,263,000530
Income before extraordinary items$15,434,000632
Extraordinary gains, net$06
Net income$15,434,000631
Minority interest net income$072
Net income of bank and minority interests.$15,434,000631
Net charge-offs$-20,0004,676
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$15,434,000631
2018-09-30 (YTD Data)Rank
Total interest income$24,517,000944
Total interest expense$2,502,0001,253
Net interest income$22,015,000892
Provision for loan and lease losses$03,948
Total noninterest income$2,613,0001,405
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$2,111,000458
Trading account gains and feesNANA
Additional Noninterest Income$502,0002,742
Total noninterest expense$9,999,0001,487
Salaries and employee benefits$4,828,0001,716
Premises and equipment expense$515,0002,626
Additional noninterest expense$4,656,0001,051
Pre-tax net operating income$14,629,000600
Securities gains (losses)$01,118
Applicable income taxes$3,168,000540
Income before extraordinary items$11,461,000634
Extraordinary gains, net$05
Net income$11,461,000632
Minority interest net income$066
Net income of bank and minority interests.$11,461,000633
Net charge-offs$-16,0004,600
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$11,461,000631
2018-06-30 (YTD Data)Rank
Total interest income$15,757,000961
Total interest expense$1,473,0001,306
Net interest income$14,284,000916
Provision for loan and lease losses$03,782
Total noninterest income$1,801,0001,378
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$1,443,000441
Trading account gains and feesNANA
Additional Noninterest Income$358,0002,675
Total noninterest expense$6,431,0001,530
Salaries and employee benefits$3,109,0001,781
Premises and equipment expense$345,0002,630
Additional noninterest expense$2,977,0001,082
Pre-tax net operating income$9,654,000608
Securities gains (losses)$0961
Applicable income taxes$2,106,000541
Income before extraordinary items$7,548,000638
Extraordinary gains, net$06
Net income$7,548,000636
Minority interest net income$065
Net income of bank and minority interests.$7,548,000637
Net charge-offs$-9,0004,493
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$7,548,000633
2018-03-31 (YTD Data)Rank
Total interest income$7,737,000969
Total interest expense$679,0001,344
Net interest income$7,058,000923
Provision for loan and lease losses$03,508
Total noninterest income$915,0001,346
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$710,000450
Trading account gains and feesNANA
Additional Noninterest Income$205,0002,447
Total noninterest expense$3,001,0001,634
Salaries and employee benefits$1,445,0001,901
Premises and equipment expense$172,0002,684
Additional noninterest expense$1,384,0001,136
Pre-tax net operating income$4,972,000576
Securities gains (losses)$0735
Applicable income taxes$1,094,000519
Income before extraordinary items$3,878,000617
Extraordinary gains, net$07
Net income$3,878,000617
Minority interest net income$052
Net income of bank and minority interests.$3,878,000617
Net charge-offs$-5,0004,469
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$3,878,000616
2017-12-31 (YTD Data)Rank
Total interest income$28,577,0001,007
Total interest expense$2,187,0001,427
Net interest income$26,390,000952
Provision for loan and lease losses$04,227
Total noninterest income$3,253,0001,496
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$2,252,000570
Trading account gains and feesNANA
Additional Noninterest Income$1,001,0002,291
Total noninterest expense$12,667,0001,555
Salaries and employee benefits$6,287,0001,747
Premises and equipment expense$738,0002,577
Additional noninterest expense$5,642,0001,136
Pre-tax net operating income$16,976,000625
Securities gains (losses)$02,243
Applicable income taxes$5,559,000620
Income before extraordinary items$11,417,000662
Extraordinary gains, net$09
Net income$11,417,000662
Minority interest net income$076
Net income of bank and minority interests.$11,417,000662
Net charge-offs$-30,0005,034
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$11,417,000656
2017-09-30 (YTD Data)Rank
Total interest income$21,023,0001,022
Total interest expense$1,521,0001,500
Net interest income$19,502,000967
Provision for loan and lease losses$04,088
Total noninterest income$2,201,0001,634
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$1,624,000589
Trading account gains and feesNANA
Additional Noninterest Income$577,0002,637
Total noninterest expense$9,496,0001,565
Salaries and employee benefits$4,673,0001,765
Premises and equipment expense$561,0002,571
Additional noninterest expense$4,262,0001,130
Pre-tax net operating income$12,207,000653
Securities gains (losses)$02,274
Applicable income taxes$4,516,000530
Income before extraordinary items$7,691,000788
Extraordinary gains, net$09
Net income$7,691,000788
Minority interest net income$071
Net income of bank and minority interests.$7,691,000788
Net charge-offs$-27,0005,009
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$7,691,000776
2017-06-30 (YTD Data)Rank
Total interest income$13,753,0001,028
Total interest expense$949,0001,542
Net interest income$12,804,000981
Provision for loan and lease losses$03,871
Total noninterest income$1,496,0001,605
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$1,055,000590
Trading account gains and feesNANA
Additional Noninterest Income$441,0002,475
Total noninterest expense$6,251,0001,578
Salaries and employee benefits$3,168,0001,738
Premises and equipment expense$385,0002,543
Additional noninterest expense$2,698,0001,168
Pre-tax net operating income$8,049,000642
Securities gains (losses)$01,906
Applicable income taxes$2,985,000526
Income before extraordinary items$5,064,000793
Extraordinary gains, net$011
Net income$5,064,000793
Minority interest net income$071
Net income of bank and minority interests.$5,064,000793
Net charge-offs$-21,0005,034
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$5,064,000776
2017-03-31 (YTD Data)Rank
Total interest income$6,765,0001,037
Total interest expense$479,0001,513
Net interest income$6,286,000997
Provision for loan and lease losses$03,537
Total noninterest income$720,0001,634
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$510,000609
Trading account gains and feesNANA
Additional Noninterest Income$210,0002,520
Total noninterest expense$3,026,0001,638
Salaries and employee benefits$1,587,0001,758
Premises and equipment expense$197,0002,535
Additional noninterest expense$1,242,0001,252
Pre-tax net operating income$3,980,000637
Securities gains (losses)$01,153
Applicable income taxes$1,496,000513
Income before extraordinary items$2,484,000777
Extraordinary gains, net$08
Net income$2,484,000777
Minority interest net income$055
Net income of bank and minority interests.$2,484,000777
Net charge-offs$-16,0005,175
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$2,484,000766
2016-12-31 (YTD Data)Rank
Total interest income$26,809,0001,013
Total interest expense$2,030,0001,401
Net interest income$24,779,000980
Provision for loan and lease losses$-800,0005,801
Total noninterest income$3,099,0001,603
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,927,000676
Trading account gains and fees$0170
Additional Noninterest Income$1,172,0002,213
Total noninterest expense$12,140,0001,599
Salaries and employee benefits$6,008,0001,785
Premises and equipment expense$765,0002,578
Additional noninterest expense$5,367,0001,189
Pre-tax net operating income$16,538,000598
Securities gains (losses)$03,212
Applicable income taxes$6,238,000479
Income before extraordinary items$10,300,000750
Extraordinary gains, net$05
Net income$10,300,000749
Minority interest net income$082
Net income of bank and minority interests.$10,300,000749
Net charge-offs$-40,0005,315
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$10,300,000734
2016-09-30 (YTD Data)Rank
Total interest income$19,822,0001,019
Total interest expense$1,524,0001,396
Net interest income$18,298,000993
Provision for loan and lease losses$-800,0005,898
Total noninterest income$2,372,0001,588
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$1,414,000691
Trading account gains and fees$0169
Additional Noninterest Income$958,0002,100
Total noninterest expense$9,095,0001,599
Salaries and employee benefits$4,501,0001,780
Premises and equipment expense$575,0002,578
Additional noninterest expense$4,019,0001,201
Pre-tax net operating income$12,375,000601
Securities gains (losses)$03,160
Applicable income taxes$4,682,000484
Income before extraordinary items$7,693,000750
Extraordinary gains, net$05
Net income$7,693,000750
Minority interest net income$071
Net income of bank and minority interests.$7,693,000750
Net charge-offs$-38,0005,290
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$7,693,000728
2016-06-30 (YTD Data)Rank
Total interest income$13,063,0001,032
Total interest expense$1,019,0001,398
Net interest income$12,044,0001,008
Provision for loan and lease losses$-800,0006,001
Total noninterest income$1,671,0001,503
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$901,000705
Trading account gains and fees$0157
Additional Noninterest Income$770,0001,832
Total noninterest expense$6,012,0001,612
Salaries and employee benefits$3,003,0001,782
Premises and equipment expense$383,0002,594
Additional noninterest expense$2,626,0001,221
Pre-tax net operating income$8,503,000579
Securities gains (losses)$02,835
Applicable income taxes$3,226,000470
Income before extraordinary items$5,277,000717
Extraordinary gains, net$016
Net income$5,277,000716
Minority interest net income$071
Net income of bank and minority interests.$5,277,000716
Net charge-offs$-37,0005,410
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$5,277,000697
2016-03-31 (YTD Data)Rank
Total interest income$6,398,0001,048
Total interest expense$514,0001,385
Net interest income$5,884,0001,022
Provision for loan and lease losses$-800,0006,095
Total noninterest income$902,0001,407
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$435,000721
Trading account gains and fees$0142
Additional Noninterest Income$467,0001,578
Total noninterest expense$2,899,0001,677
Salaries and employee benefits$1,496,0001,800
Premises and equipment expense$189,0002,647
Additional noninterest expense$1,214,0001,293
Pre-tax net operating income$4,687,000514
Securities gains (losses)$02,077
Applicable income taxes$1,801,000418
Income before extraordinary items$2,886,000635
Extraordinary gains, net$012
Net income$2,886,000634
Minority interest net income$062
Net income of bank and minority interests.$2,886,000635
Net charge-offs$-2,0004,420
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,886,000622
2015-12-31 (YTD Data)Rank
Total interest income$24,461,0001,061
Total interest expense$2,123,0001,307
Net interest income$22,338,0001,031
Provision for loan and lease losses$-500,0005,943
Total noninterest income$2,860,0001,657
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,727,000763
Trading account gains and fees$0159
Additional Noninterest Income$1,133,0002,215
Total noninterest expense$12,117,0001,585
Salaries and employee benefits$6,318,0001,673
Premises and equipment expense$793,0002,576
Additional noninterest expense$5,006,0001,268
Pre-tax net operating income$13,581,000670
Securities gains (losses)$03,216
Applicable income taxes$5,160,000508
Income before extraordinary items$8,421,000848
Extraordinary gains, net$023
Net income$8,421,000850
Minority interest net income$081
Net income of bank and minority interests.$8,421,000848
Net charge-offs$-586,0006,028
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$8,421,000831
2015-09-30 (YTD Data)Rank
Total interest income$18,191,0001,077
Total interest expense$1,621,0001,298
Net interest income$16,570,0001,042
Provision for loan and lease losses$100,0002,641
Total noninterest income$2,174,0001,654
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$1,310,000765
Trading account gains and fees$0153
Additional Noninterest Income$864,0002,207
Total noninterest expense$9,617,0001,523
Salaries and employee benefits$4,786,0001,652
Premises and equipment expense$594,0002,609
Additional noninterest expense$4,237,0001,149
Pre-tax net operating income$9,027,000765
Securities gains (losses)$03,031
Applicable income taxes$3,428,000580
Income before extraordinary items$5,599,000950
Extraordinary gains, net$021
Net income$5,599,000950
Minority interest net income$078
Net income of bank and minority interests.$5,599,000950
Net charge-offs$18,0003,406
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,599,000921
2015-06-30 (YTD Data)Rank
Total interest income$12,099,0001,073
Total interest expense$1,122,0001,250
Net interest income$10,977,0001,047
Provision for loan and lease losses$100,0002,201
Total noninterest income$1,457,0001,649
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$857,000764
Trading account gains and fees$0157
Additional Noninterest Income$600,0002,184
Total noninterest expense$6,387,0001,534
Salaries and employee benefits$3,145,0001,687
Premises and equipment expense$399,0002,607
Additional noninterest expense$2,843,0001,138
Pre-tax net operating income$5,947,000772
Securities gains (losses)$02,636
Applicable income taxes$2,267,000596
Income before extraordinary items$3,680,000963
Extraordinary gains, net$022
Net income$3,680,000963
Minority interest net income$075
Net income of bank and minority interests.$3,680,000963
Net charge-offs$-8,0005,189
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,680,000935
2015-03-31 (YTD Data)Rank
Total interest income$5,909,0001,097
Total interest expense$596,0001,183
Net interest income$5,313,0001,072
Provision for loan and lease losses$100,0001,425
Total noninterest income$724,0001,615
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$418,000757
Trading account gains and fees$0152
Additional Noninterest Income$306,0002,100
Total noninterest expense$3,133,0001,551
Salaries and employee benefits$1,577,0001,695
Premises and equipment expense$200,0002,646
Additional noninterest expense$1,356,0001,169
Pre-tax net operating income$2,804,000788
Securities gains (losses)$02,027
Applicable income taxes$1,081,000597
Income before extraordinary items$1,723,000996
Extraordinary gains, net$013
Net income$1,723,000996
Minority interest net income$064
Net income of bank and minority interests.$1,723,000997
Net charge-offs$-4,0005,028
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,723,000963
2014-12-31 (YTD Data)Rank
Total interest income$24,481,0001,046
Total interest expense$2,472,0001,178
Net interest income$22,009,0001,023
Provision for loan and lease losses$400,0001,663
Total noninterest income$2,627,0001,732
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,524,000877
Trading account gains and fees$0180
Additional Noninterest Income$1,103,0002,190
Total noninterest expense$11,829,0001,621
Salaries and employee benefits$5,721,0001,801
Premises and equipment expense$882,0002,481
Additional noninterest expense$5,226,0001,245
Pre-tax net operating income$12,407,000681
Securities gains (losses)$03,259
Applicable income taxes$4,753,000519
Income before extraordinary items$7,654,000864
Extraordinary gains, net$017
Net income$7,654,000863
Minority interest net income$084
Net income of bank and minority interests.$7,654,000863
Net charge-offs$-185,0006,236
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,654,000845
2014-09-30 (YTD Data)Rank
Total interest income$18,259,0001,060
Total interest expense$1,864,0001,187
Net interest income$16,395,0001,040
Provision for loan and lease losses$400,0001,373
Total noninterest income$1,929,0001,753
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$1,120,000899
Trading account gains and fees$0174
Additional Noninterest Income$809,0002,244
Total noninterest expense$8,947,0001,605
Salaries and employee benefits$4,298,0001,801
Premises and equipment expense$673,0002,471
Additional noninterest expense$3,976,0001,237
Pre-tax net operating income$8,977,000703
Securities gains (losses)$02,980
Applicable income taxes$3,502,000533
Income before extraordinary items$5,475,000909
Extraordinary gains, net$015
Net income$5,475,000908
Minority interest net income$081
Net income of bank and minority interests.$5,475,000908
Net charge-offs$-150,0006,289
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,475,000890
2014-06-30 (YTD Data)Rank
Total interest income$12,064,0001,062
Total interest expense$1,259,0001,181
Net interest income$10,805,0001,045
Provision for loan and lease losses$300,0001,222
Total noninterest income$1,282,0001,743
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$730,000901
Trading account gains and fees$0172
Additional Noninterest Income$552,0002,185
Total noninterest expense$6,055,0001,577
Salaries and employee benefits$2,881,0001,788
Premises and equipment expense$459,0002,446
Additional noninterest expense$2,715,0001,193
Pre-tax net operating income$5,732,000719
Securities gains (losses)$02,580
Applicable income taxes$2,266,000526
Income before extraordinary items$3,466,000939
Extraordinary gains, net$020
Net income$3,466,000939
Minority interest net income$080
Net income of bank and minority interests.$3,466,000939
Net charge-offs$-144,0006,390
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,466,000918
2014-03-31 (YTD Data)Rank
Total interest income$5,946,0001,076
Total interest expense$628,0001,204
Net interest income$5,318,0001,060
Provision for loan and lease losses$100,0001,586
Total noninterest income$640,0001,707
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$353,000917
Trading account gains and fees$0147
Additional Noninterest Income$287,0002,054
Total noninterest expense$3,010,0001,602
Salaries and employee benefits$1,436,0001,808
Premises and equipment expense$225,0002,527
Additional noninterest expense$1,349,0001,182
Pre-tax net operating income$2,848,000706
Securities gains (losses)$01,715
Applicable income taxes$1,137,000510
Income before extraordinary items$1,711,000917
Extraordinary gains, net$016
Net income$1,711,000918
Minority interest net income$066
Net income of bank and minority interests.$1,711,000918
Net charge-offs$-135,0006,527
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,711,000894
2013-12-31 (YTD Data)Rank
Total interest income$25,591,000993
Total interest expense$2,844,0001,192
Net interest income$22,747,000949
Provision for loan and lease losses$500,0001,831
Total noninterest income$2,669,0001,763
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,455,000947
Trading account gains and fees$0184
Additional Noninterest Income$1,214,0002,123
Total noninterest expense$11,749,0001,636
Salaries and employee benefits$6,120,0001,670
Premises and equipment expense$841,0002,604
Additional noninterest expense$4,788,0001,393
Pre-tax net operating income$13,167,000601
Securities gains (losses)$-31,0006,387
Applicable income taxes$5,003,000460
Income before extraordinary items$8,133,000777
Extraordinary gains, net$029
Net income$8,133,000776
Minority interest net income$090
Net income of bank and minority interests.$8,133,000778
Net charge-offs$1,383,000994
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$8,152,840759
2013-09-30 (YTD Data)Rank
Total interest income$19,406,000988
Total interest expense$2,111,0001,245
Net interest income$17,295,000936
Provision for loan and lease losses$500,0001,496
Total noninterest income$2,003,0001,786
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$1,080,000959
Trading account gains and fees$0180
Additional Noninterest Income$923,0002,164
Total noninterest expense$8,866,0001,636
Salaries and employee benefits$4,620,0001,676
Premises and equipment expense$660,0002,538
Additional noninterest expense$3,586,0001,395
Pre-tax net operating income$9,932,000611
Securities gains (losses)$-31,0006,618
Applicable income taxes$3,766,000473
Income before extraordinary items$6,135,000787
Extraordinary gains, net$025
Net income$6,135,000788
Minority interest net income$084
Net income of bank and minority interests.$6,135,000789
Net charge-offs$1,399,000781
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$6,154,840762
2013-06-30 (YTD Data)Rank
Total interest income$13,134,000964
Total interest expense$1,386,0001,290
Net interest income$11,748,000910
Provision for loan and lease losses$500,0001,162
Total noninterest income$1,366,0001,774
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$714,000939
Trading account gains and fees$0157
Additional Noninterest Income$652,0002,117
Total noninterest expense$5,844,0001,643
Salaries and employee benefits$3,146,0001,651
Premises and equipment expense$437,0002,557
Additional noninterest expense$2,261,0001,442
Pre-tax net operating income$6,770,000588
Securities gains (losses)$-31,0006,762
Applicable income taxes$2,619,000454
Income before extraordinary items$4,120,000756
Extraordinary gains, net$022
Net income$4,120,000758
Minority interest net income$082
Net income of bank and minority interests.$4,120,000758
Net charge-offs$1,422,000588
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$4,139,840722
2013-03-31 (YTD Data)Rank
Total interest income$6,556,000966
Total interest expense$689,0001,347
Net interest income$5,867,000912
Provision for loan and lease losses$200,0001,346
Total noninterest income$686,0001,760
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$353,000939
Trading account gains and fees$0148
Additional Noninterest Income$333,0002,084
Total noninterest expense$2,763,0001,752
Salaries and employee benefits$1,558,0001,685
Premises and equipment expense$192,0002,838
Additional noninterest expense$1,013,0001,601
Pre-tax net operating income$3,590,000571
Securities gains (losses)$01,966
Applicable income taxes$1,339,000450
Income before extraordinary items$2,251,000701
Extraordinary gains, net$010
Net income$2,251,000700
Minority interest net income$076
Net income of bank and minority interests.$2,251,000702
Net charge-offs$1,442,000343
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$2,251,000670
2012-12-31 (YTD Data)Rank
Total interest income$26,748,000983
Total interest expense$3,172,0001,406
Net interest income$23,576,000920
Provision for loan and lease losses$1,800,0001,159
Total noninterest income$2,935,0001,656
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,495,000959
Trading account gains and fees$0166
Additional Noninterest Income$1,440,0001,899
Total noninterest expense$11,612,0001,663
Salaries and employee benefits$5,987,0001,683
Premises and equipment expense$1,016,0002,255
Additional noninterest expense$4,609,0001,463
Pre-tax net operating income$13,099,000582
Securities gains (losses)$03,810
Applicable income taxes$5,085,000429
Income before extraordinary items$8,014,000747
Extraordinary gains, net$029
Net income$8,014,000744
Minority interest net income$093
Net income of bank and minority interests.$8,014,000747
Net charge-offs$1,959,0001,180
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,014,000705
2012-09-30 (YTD Data)Rank
Total interest income$19,978,0001,003
Total interest expense$2,404,0001,451
Net interest income$17,574,000937
Provision for loan and lease losses$200,0003,508
Total noninterest income$2,180,0001,680
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,131,000953
Trading account gains and fees$0157
Additional Noninterest Income$1,049,0001,932
Total noninterest expense$8,787,0001,653
Salaries and employee benefits$4,479,0001,679
Premises and equipment expense$756,0002,292
Additional noninterest expense$3,552,0001,432
Pre-tax net operating income$10,767,000550
Securities gains (losses)$03,575
Applicable income taxes$4,156,000414
Income before extraordinary items$6,611,000702
Extraordinary gains, net$020
Net income$6,611,000701
Minority interest net income$086
Net income of bank and minority interests.$6,611,000702
Net charge-offs$395,0002,469
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,611,000674
2012-06-30 (YTD Data)Rank
Total interest income$13,309,0001,011
Total interest expense$1,614,0001,501
Net interest income$11,695,000935
Provision for loan and lease losses$200,0002,964
Total noninterest income$1,468,0001,652
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$760,000934
Trading account gains and fees$0153
Additional Noninterest Income$708,0001,901
Total noninterest expense$5,911,0001,641
Salaries and employee benefits$2,996,0001,670
Premises and equipment expense$545,0002,120
Additional noninterest expense$2,370,0001,437
Pre-tax net operating income$7,052,000551
Securities gains (losses)$03,178
Applicable income taxes$2,808,000408
Income before extraordinary items$4,244,000715
Extraordinary gains, net$019
Net income$4,244,000714
Minority interest net income$084
Net income of bank and minority interests.$4,244,000715
Net charge-offs$94,0003,478
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,244,000683
2012-03-31 (YTD Data)Rank
Total interest income$6,626,0001,028
Total interest expense$840,0001,499
Net interest income$5,786,000945
Provision for loan and lease losses$200,0001,993
Total noninterest income$728,0001,642
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$380,000916
Trading account gains and fees$0148
Additional Noninterest Income$348,0001,931
Total noninterest expense$2,929,0001,652
Salaries and employee benefits$1,505,0001,671
Premises and equipment expense$271,0002,137
Additional noninterest expense$1,153,0001,457
Pre-tax net operating income$3,385,000566
Securities gains (losses)$02,210
Applicable income taxes$1,354,000417
Income before extraordinary items$2,031,000743
Extraordinary gains, net$019
Net income$2,031,000744
Minority interest net income$078
Net income of bank and minority interests.$2,031,000744
Net charge-offs$153,0002,065
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$2,031,000700
2011-12-31 (YTD Data)Rank
Total interest income$28,506,000977
Total interest expense$4,392,0001,383
Net interest income$24,114,000901
Provision for loan and lease losses$1,450,0001,938
Total noninterest income$3,213,0001,423
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,577,000935
Trading account gains and fees$0146
Additional Noninterest Income$1,636,0001,548
Total noninterest expense$12,116,0001,620
Salaries and employee benefits$5,884,0001,659
Premises and equipment expense$1,246,0001,986
Additional noninterest expense$4,986,0001,385
Pre-tax net operating income$13,761,000484
Securities gains (losses)$03,838
Applicable income taxes$5,468,000388
Income before extraordinary items$8,293,000617
Extraordinary gains, net$029
Net income$8,293,000617
Minority interest net income$096
Net income of bank and minority interests.$8,293,000618
Net charge-offs$1,087,0002,262
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,293,000596
2011-09-30 (YTD Data)Rank
Total interest income$21,668,000975
Total interest expense$3,406,0001,393
Net interest income$18,262,000907
Provision for loan and lease losses$1,250,0001,706
Total noninterest income$2,459,0001,395
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,191,000935
Trading account gains and fees$0145
Additional Noninterest Income$1,268,0001,503
Total noninterest expense$8,980,0001,627
Salaries and employee benefits$4,388,0001,674
Premises and equipment expense$919,0002,036
Additional noninterest expense$3,673,0001,407
Pre-tax net operating income$10,491,000488
Securities gains (losses)$03,555
Applicable income taxes$4,204,000378
Income before extraordinary items$6,287,000640
Extraordinary gains, net$021
Net income$6,287,000639
Minority interest net income$087
Net income of bank and minority interests.$6,287,000640
Net charge-offs$731,0002,239
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,287,000610
2011-06-30 (YTD Data)Rank
Total interest income$14,644,000978
Total interest expense$2,343,0001,403
Net interest income$12,301,000904
Provision for loan and lease losses$900,0001,580
Total noninterest income$1,689,0001,370
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$797,000914
Trading account gains and fees$0153
Additional Noninterest Income$892,0001,453
Total noninterest expense$6,100,0001,609
Salaries and employee benefits$2,959,0001,672
Premises and equipment expense$610,0002,067
Additional noninterest expense$2,531,0001,384
Pre-tax net operating income$6,990,000485
Securities gains (losses)$02,914
Applicable income taxes$2,794,000372
Income before extraordinary items$4,196,000623
Extraordinary gains, net$015
Net income$4,196,000622
Minority interest net income$089
Net income of bank and minority interests.$4,196,000623
Net charge-offs$-37,0007,273
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,196,000601
2011-03-31 (YTD Data)Rank
Total interest income$7,387,000979
Total interest expense$1,215,0001,400
Net interest income$6,172,000897
Provision for loan and lease losses$300,0001,892
Total noninterest income$819,0001,399
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$392,000914
Trading account gains and fees$0158
Additional Noninterest Income$427,0001,499
Total noninterest expense$3,089,0001,606
Salaries and employee benefits$1,488,0001,673
Premises and equipment expense$307,0002,084
Additional noninterest expense$1,294,0001,361
Pre-tax net operating income$3,602,000477
Securities gains (losses)$01,772
Applicable income taxes$1,435,000356
Income before extraordinary items$2,167,000607
Extraordinary gains, net$09
Net income$2,167,000604
Minority interest net income$086
Net income of bank and minority interests.$2,167,000607
Net charge-offs$-36,0007,315
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,167,000592
2010-12-31 (YTD Data)Rank
Total interest income$28,091,0001,104
Total interest expense$4,899,0001,683
Net interest income$23,192,000951
Provision for loan and lease losses$2,525,0001,794
Total noninterest income$3,071,0001,525
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,526,000993
Trading account gains and fees$0175
Additional Noninterest Income$1,545,0001,662
Total noninterest expense$11,979,0001,658
Salaries and employee benefits$5,770,0001,685
Premises and equipment expense$1,250,0002,028
Additional noninterest expense$4,959,0001,459
Pre-tax net operating income$11,759,000469
Securities gains (losses)$03,793
Applicable income taxes$4,669,000383
Income before extraordinary items$7,090,000640
Extraordinary gains, net$029
Net income$7,090,000637
Minority interest net income$0111
Net income of bank and minority interests.$7,090,000641
Net charge-offs$-62,0007,584
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$7,090,000602
2010-09-30 (YTD Data)Rank
Total interest income$20,744,0001,130
Total interest expense$3,638,0001,759
Net interest income$17,106,000967
Provision for loan and lease losses$1,725,0001,818
Total noninterest income$2,233,0001,552
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,129,0001,039
Trading account gains and fees$0165
Additional Noninterest Income$1,104,0001,694
Total noninterest expense$9,020,0001,634
Salaries and employee benefits$4,323,0001,695
Premises and equipment expense$938,0002,051
Additional noninterest expense$3,759,0001,411
Pre-tax net operating income$8,594,000500
Securities gains (losses)$03,651
Applicable income taxes$3,397,000389
Income before extraordinary items$5,197,000671
Extraordinary gains, net$023
Net income$5,197,000669
Minority interest net income$0110
Net income of bank and minority interests.$5,197,000671
Net charge-offs$-29,0007,586
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$5,197,000638
2010-06-30 (YTD Data)Rank
Total interest income$13,631,0001,168
Total interest expense$2,381,0001,844
Net interest income$11,250,000980
Provision for loan and lease losses$1,150,0001,796
Total noninterest income$1,441,0001,546
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$746,0001,054
Trading account gains and fees$0152
Additional Noninterest Income$695,0001,687
Total noninterest expense$5,882,0001,673
Salaries and employee benefits$2,911,0001,699
Premises and equipment expense$604,0002,142
Additional noninterest expense$2,367,0001,499
Pre-tax net operating income$5,659,000485
Securities gains (losses)$03,184
Applicable income taxes$2,266,000365
Income before extraordinary items$3,393,000665
Extraordinary gains, net$019
Net income$3,393,000665
Minority interest net income$0105
Net income of bank and minority interests.$3,393,000665
Net charge-offs$-27,0007,628
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$3,393,000642
2010-03-31 (YTD Data)Rank
Total interest income$6,780,0001,191
Total interest expense$1,179,0001,939
Net interest income$5,601,0001,003
Provision for loan and lease losses$400,0002,061
Total noninterest income$727,0001,548
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$370,0001,060
Trading account gains and fees$0175
Additional Noninterest Income$357,0001,634
Total noninterest expense$2,923,0001,711
Salaries and employee benefits$1,488,0001,680
Premises and equipment expense$303,0002,184
Additional noninterest expense$1,132,0001,561
Pre-tax net operating income$3,005,000448
Securities gains (losses)$02,284
Applicable income taxes$1,160,000345
Income before extraordinary items$1,845,000609
Extraordinary gains, net$016
Net income$1,845,000613
Minority interest net income$091
Net income of bank and minority interests.$1,845,000613
Net charge-offs$-15,0007,585
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,845,000589
2009-12-31 (YTD Data)Rank
Total interest income$24,229,0001,425
Total interest expense$5,062,0002,238
Net interest income$19,167,0001,157
Provision for loan and lease losses$1,800,0002,620
Total noninterest income$2,956,0001,633
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,574,0001,100
Trading account gains and fees$0211
Additional Noninterest Income$1,382,0001,742
Total noninterest expense$11,994,0001,695
Salaries and employee benefits$5,442,0001,819
Premises and equipment expense$1,242,0002,146
Additional noninterest expense$5,310,0001,397
Pre-tax net operating income$8,329,000520
Securities gains (losses)$03,754
Applicable income taxes$3,247,000372
Income before extraordinary items$5,082,000672
Extraordinary gains, net$034
Net income$5,082,000671
Minority interest net income$0115
Net income of bank and minority interests.$5,082,000672
Net charge-offs$217,0004,897
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,082,000668
2009-09-30 (YTD Data)Rank
Total interest income$17,441,0001,503
Total interest expense$3,678,0002,398
Net interest income$13,763,0001,217
Provision for loan and lease losses$1,000,0002,773
Total noninterest income$2,291,0001,603
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,192,0001,088
Trading account gains and fees$0212
Additional Noninterest Income$1,099,0001,717
Total noninterest expense$8,865,0001,704
Salaries and employee benefits$4,073,0001,837
Premises and equipment expense$933,0002,159
Additional noninterest expense$3,859,0001,406
Pre-tax net operating income$6,189,000554
Securities gains (losses)$03,497
Applicable income taxes$2,412,000394
Income before extraordinary items$3,777,000714
Extraordinary gains, net$027
Net income$3,777,000714
Minority interest net income$0118
Net income of bank and minority interests.$3,777,000715
Net charge-offs$319,0003,630
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,777,000710
2009-06-30 (YTD Data)Rank
Total interest income$11,187,0001,583
Total interest expense$2,303,0002,639
Net interest income$8,884,0001,254
Provision for loan and lease losses$650,0002,587
Total noninterest income$1,583,0001,581
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$802,0001,069
Trading account gains and fees$0193
Additional Noninterest Income$781,0001,681
Total noninterest expense$6,059,0001,701
Salaries and employee benefits$2,745,0001,847
Premises and equipment expense$639,0002,134
Additional noninterest expense$2,675,0001,390
Pre-tax net operating income$3,758,000605
Securities gains (losses)$03,136
Applicable income taxes$1,439,000437
Income before extraordinary items$2,319,000805
Extraordinary gains, net$021
Net income$2,319,000803
Minority interest net income$0112
Net income of bank and minority interests.$2,319,000805
Net charge-offs$176,0003,588
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,319,000776
2009-03-31 (YTD Data)Rank
Total interest income$5,283,0001,697
Total interest expense$1,029,0002,981
Net interest income$4,254,0001,303
Provision for loan and lease losses$400,0001,987
Total noninterest income$824,0001,515
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$402,0001,024
Trading account gains and fees$0171
Additional Noninterest Income$422,0001,565
Total noninterest expense$2,896,0001,714
Salaries and employee benefits$1,363,0001,887
Premises and equipment expense$331,0002,102
Additional noninterest expense$1,202,0001,357
Pre-tax net operating income$1,782,000702
Securities gains (losses)$02,434
Applicable income taxes$693,000475
Income before extraordinary items$1,089,000985
Extraordinary gains, net$015
Net income$1,089,000985
Minority interest net income$0102
Net income of bank and minority interests.$1,089,000987
Net charge-offs$219,0002,071
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,089,000925
2008-12-31 (YTD Data)Rank
Total interest income$18,753,0002,030
Total interest expense$4,129,0003,440
Net interest income$14,624,0001,528
Provision for loan and lease losses$1,700,0001,999
Total noninterest income$3,161,0001,502
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,430,0001,259
Trading account gains and fees$0154
Additional Noninterest Income$1,731,0001,445
Total noninterest expense$10,904,0001,785
Salaries and employee benefits$4,955,0002,053
Premises and equipment expense$1,242,0002,170
Additional noninterest expense$4,707,0001,340
Pre-tax net operating income$5,181,0001,070
Securities gains (losses)$03,220
Applicable income taxes$2,034,000672
Income before extraordinary items$3,147,0001,296
Extraordinary gains, net$039
Net income$3,147,0001,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,029,0001,275
Cash dividends$1,192,0002,074
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$3,147,0001,395
2008-09-30 (YTD Data)Rank
Total interest income$13,797,0002,120
Total interest expense$3,233,0003,432
Net interest income$10,564,0001,602
Provision for loan and lease losses$1,200,0001,651
Total noninterest income$2,379,0001,548
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,026,0001,329
Trading account gains and fees$0148
Additional Noninterest Income$1,353,0001,463
Total noninterest expense$8,234,0001,757
Salaries and employee benefits$3,716,0002,069
Premises and equipment expense$939,0002,170
Additional noninterest expense$3,579,0001,274
Pre-tax net operating income$3,509,0001,404
Securities gains (losses)$03,106
Applicable income taxes$1,443,000864
Income before extraordinary items$2,066,0001,728
Extraordinary gains, net$031
Net income$2,066,0001,727
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,611,000964
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,066,0001,825
2008-06-30 (YTD Data)Rank
Total interest income$9,077,0002,170
Total interest expense$2,306,0003,386
Net interest income$6,771,0001,661
Provision for loan and lease losses$800,0001,417
Total noninterest income$1,555,0001,601
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$658,0001,361
Trading account gains and fees$0149
Additional Noninterest Income$897,0001,515
Total noninterest expense$5,461,0001,768
Salaries and employee benefits$2,504,0002,075
Premises and equipment expense$600,0002,255
Additional noninterest expense$2,357,0001,265
Pre-tax net operating income$2,065,0001,643
Securities gains (losses)$03,233
Applicable income taxes$849,0001,072
Income before extraordinary items$1,216,0002,169
Extraordinary gains, net$021
Net income$1,216,0002,169
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,290,000740
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,216,0002,125
2008-03-31 (YTD Data)Rank
Total interest income$4,618,0002,188
Total interest expense$1,397,0003,066
Net interest income$3,221,0001,727
Provision for loan and lease losses$300,0001,372
Total noninterest income$747,0001,652
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$304,0001,439
Trading account gains and fees$0158
Additional Noninterest Income$443,0001,527
Total noninterest expense$2,707,0001,769
Salaries and employee benefits$1,271,0002,066
Premises and equipment expense$305,0002,229
Additional noninterest expense$1,131,0001,270
Pre-tax net operating income$961,0001,847
Securities gains (losses)$02,688
Applicable income taxes$399,0001,195
Income before extraordinary items$562,0002,448
Extraordinary gains, net$015
Net income$562,0002,450
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$473,000738
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$562,0002,372
2007-12-31 (YTD Data)Rank
Total interest income$21,707,0001,946
Total interest expense$8,081,0002,299
Net interest income$13,626,0001,655
Provision for loan and lease losses$525,0002,254
Total noninterest income$3,454,0001,470
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,229,0001,467
Trading account gains and fees$0178
Additional Noninterest Income$2,225,0001,276
Total noninterest expense$10,827,0001,708
Salaries and employee benefits$5,120,0001,969
Premises and equipment expense$1,246,0002,087
Additional noninterest expense$4,461,0001,260
Pre-tax net operating income$5,728,0001,453
Securities gains (losses)$02,146
Applicable income taxes$2,296,0001,009
Income before extraordinary items$3,432,0001,824
Extraordinary gains, net$039
Net income$3,432,0001,823
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$338,0002,135
Cash dividends$4,117,000885
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,432,0001,818
2007-09-30 (YTD Data)Rank
Total interest income$16,459,0001,926
Total interest expense$6,162,0002,274
Net interest income$10,297,0001,650
Provision for loan and lease losses$300,0002,302
Total noninterest income$2,603,0001,467
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$913,0001,444
Trading account gains and fees$0184
Additional Noninterest Income$1,690,0001,272
Total noninterest expense$8,117,0001,698
Salaries and employee benefits$3,888,0001,937
Premises and equipment expense$948,0002,045
Additional noninterest expense$3,281,0001,251
Pre-tax net operating income$4,483,0001,511
Securities gains (losses)$01,655
Applicable income taxes$1,799,0001,042
Income before extraordinary items$2,684,0001,882
Extraordinary gains, net$033
Net income$2,684,0001,880
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$348,0001,374
Cash dividends$3,012,000854
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,684,0001,870
2007-06-30 (YTD Data)Rank
Total interest income$11,029,0001,936
Total interest expense$4,101,0002,281
Net interest income$6,928,0001,662
Provision for loan and lease losses$300,0001,528
Total noninterest income$1,740,0001,484
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$607,0001,459
Trading account gains and fees$0168
Additional Noninterest Income$1,133,0001,286
Total noninterest expense$5,458,0001,692
Salaries and employee benefits$2,655,0001,923
Premises and equipment expense$632,0002,055
Additional noninterest expense$2,171,0001,271
Pre-tax net operating income$2,910,0001,588
Securities gains (losses)$01,444
Applicable income taxes$1,165,0001,134
Income before extraordinary items$1,745,0001,971
Extraordinary gains, net$029
Net income$1,745,0001,971
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0001,343
Cash dividends$2,008,000869
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,745,0001,953
2007-03-31 (YTD Data)Rank
Total interest income$5,526,0001,925
Total interest expense$2,050,0002,273
Net interest income$3,476,0001,649
Provision for loan and lease losses$75,0002,404
Total noninterest income$828,0001,521
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$315,0001,361
Trading account gains and fees$0195
Additional Noninterest Income$513,0001,337
Total noninterest expense$2,573,0001,793
Salaries and employee benefits$1,279,0002,010
Premises and equipment expense$310,0002,104
Additional noninterest expense$984,0001,353
Pre-tax net operating income$1,656,0001,407
Securities gains (losses)$01,187
Applicable income taxes$664,0001,023
Income before extraordinary items$992,0001,723
Extraordinary gains, net$022
Net income$992,0001,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,345
Cash dividends$1,004,000779
Sale, conversion, retirement of capital stock, net$0885
Net operating income$992,0001,710
2006-12-31 (YTD Data)Rank
Total interest income$21,527,0001,866
Total interest expense$6,844,0002,330
Net interest income$14,683,0001,562
Provision for loan and lease losses$550,0001,750
Total noninterest income$3,381,0001,465
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,123,0001,578
Trading account gains and fees$0130
Additional Noninterest Income$2,258,0001,239
Total noninterest expense$10,943,0001,619
Salaries and employee benefits$5,197,0001,870
Premises and equipment expense$1,233,0002,027
Additional noninterest expense$4,513,0001,184
Pre-tax net operating income$6,571,0001,476
Securities gains (losses)$01,687
Applicable income taxes$2,656,0001,046
Income before extraordinary items$3,915,0001,823
Extraordinary gains, net$051
Net income$3,915,0001,825
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$349,0001,495
Cash dividends$3,655,000935
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,915,0001,801
2006-09-30 (YTD Data)Rank
Total interest income$15,834,0001,888
Total interest expense$4,807,0002,397
Net interest income$11,027,0001,577
Provision for loan and lease losses$250,0002,440
Total noninterest income$2,606,0001,453
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$829,0001,604
Trading account gains and fees$0126
Additional Noninterest Income$1,777,0001,197
Total noninterest expense$8,162,0001,640
Salaries and employee benefits$3,942,0001,850
Premises and equipment expense$922,0002,048
Additional noninterest expense$3,298,0001,222
Pre-tax net operating income$5,221,0001,452
Securities gains (losses)$01,388
Applicable income taxes$2,118,0001,047
Income before extraordinary items$3,103,0001,782
Extraordinary gains, net$045
Net income$3,103,0001,784
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$362,0001,013
Cash dividends$2,656,000912
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$3,103,0001,763
2006-06-30 (YTD Data)Rank
Total interest income$10,218,0001,910
Total interest expense$2,926,0002,490
Net interest income$7,292,0001,589
Provision for loan and lease losses$250,0001,756
Total noninterest income$1,814,0001,406
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$554,0001,590
Trading account gains and fees$0126
Additional Noninterest Income$1,260,0001,146
Total noninterest expense$5,391,0001,658
Salaries and employee benefits$2,638,0001,860
Premises and equipment expense$603,0002,079
Additional noninterest expense$2,150,0001,257
Pre-tax net operating income$3,465,0001,455
Securities gains (losses)$01,185
Applicable income taxes$1,409,0001,064
Income before extraordinary items$2,056,0001,773
Extraordinary gains, net$039
Net income$2,056,0001,774
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$272,000895
Cash dividends$1,768,000914
Sale, conversion, retirement of capital stock, net$0887
Net operating income$2,056,0001,761
2006-03-31 (YTD Data)Rank
Total interest income$4,974,0001,918
Total interest expense$1,357,0002,532
Net interest income$3,617,0001,582
Provision for loan and lease losses$150,0001,421
Total noninterest income$1,019,0001,264
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$284,0001,507
Trading account gains and fees$0115
Additional Noninterest Income$735,0001,008
Total noninterest expense$2,470,0001,792
Salaries and employee benefits$1,336,0001,846
Premises and equipment expense$296,0002,129
Additional noninterest expense$838,0001,557
Pre-tax net operating income$2,016,0001,222
Securities gains (losses)$0955
Applicable income taxes$825,000911
Income before extraordinary items$1,191,0001,523
Extraordinary gains, net$021
Net income$1,191,0001,522
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$221,000574
Cash dividends$880,000841
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,191,0001,503
2005-12-31 (YTD Data)Rank
Total interest income$18,476,0001,819
Total interest expense$4,688,0002,340
Net interest income$13,788,0001,594
Provision for loan and lease losses$600,0001,622
Total noninterest income$10,601,000598
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,417,0001,247
Trading account gains and fees$0138
Additional Noninterest Income$9,184,000454
Total noninterest expense$16,418,0001,038
Salaries and employee benefits$9,286,000984
Premises and equipment expense$1,936,0001,268
Additional noninterest expense$5,196,0001,007
Pre-tax net operating income$7,371,0001,300
Securities gains (losses)$02,296
Applicable income taxes$2,924,000972
Income before extraordinary items$4,447,0001,579
Extraordinary gains, net$046
Net income$4,447,0001,578
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$528,0001,129
Cash dividends$3,200,000974
Sale, conversion, retirement of capital stock, net$0934
Net operating income$4,447,0001,555
2005-09-30 (YTD Data)Rank
Total interest income$13,442,0001,831
Total interest expense$3,397,0002,287
Net interest income$10,045,0001,624
Provision for loan and lease losses$450,0001,533
Total noninterest income$7,079,000649
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,385,000943
Trading account gains and fees$0126
Additional Noninterest Income$5,694,000514
Total noninterest expense$12,184,0001,041
Salaries and employee benefits$6,940,000985
Premises and equipment expense$1,341,0001,362
Additional noninterest expense$3,903,000986
Pre-tax net operating income$4,490,0001,589
Securities gains (losses)$02,317
Applicable income taxes$1,818,0001,173
Income before extraordinary items$2,672,0001,961
Extraordinary gains, net$035
Net income$2,672,0001,960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$425,000947
Cash dividends$2,318,000935
Sale, conversion, retirement of capital stock, net$0769
Net operating income$2,672,0001,925
2005-06-30 (YTD Data)Rank
Total interest income$8,727,0001,826
Total interest expense$2,170,0002,260
Net interest income$6,557,0001,640
Provision for loan and lease losses$300,0001,505
Total noninterest income$4,713,000649
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$898,000945
Trading account gains and fees$0116
Additional Noninterest Income$3,815,000504
Total noninterest expense$7,978,0001,047
Salaries and employee benefits$4,634,000966
Premises and equipment expense$938,0001,280
Additional noninterest expense$2,406,0001,044
Pre-tax net operating income$2,992,0001,552
Securities gains (losses)$02,146
Applicable income taxes$1,204,0001,166
Income before extraordinary items$1,788,0001,913
Extraordinary gains, net$030
Net income$1,788,0001,913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$427,000680
Cash dividends$1,545,000909
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,788,0001,873
2005-03-31 (YTD Data)Rank
Total interest income$4,216,0001,849
Total interest expense$976,0002,391
Net interest income$3,240,0001,652
Provision for loan and lease losses$150,0001,379
Total noninterest income$2,141,000673
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$434,000941
Trading account gains and fees$0115
Additional Noninterest Income$1,707,000526
Total noninterest expense$3,867,0001,077
Salaries and employee benefits$2,326,000961
Premises and equipment expense$448,0001,350
Additional noninterest expense$1,093,0001,127
Pre-tax net operating income$1,364,0001,681
Securities gains (losses)$01,685
Applicable income taxes$555,0001,227
Income before extraordinary items$809,0002,057
Extraordinary gains, net$024
Net income$809,0002,058
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$430,000388
Cash dividends$772,000832
Sale, conversion, retirement of capital stock, net$0491
Net operating income$809,0002,023
2004-12-31 (YTD Data)Rank
Total interest income$15,192,0001,877
Total interest expense$3,100,0002,555
Net interest income$12,092,0001,680
Provision for loan and lease losses$717,0001,434
Total noninterest income$7,697,000743
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$2,041,000848
Trading account gains and fees$0138
Additional Noninterest Income$5,656,000613
Total noninterest expense$16,036,0001,012
Salaries and employee benefits$9,235,000933
Premises and equipment expense$1,675,0001,378
Additional noninterest expense$5,126,000981
Pre-tax net operating income$3,036,0002,564
Securities gains (losses)$03,819
Applicable income taxes$1,256,0001,844
Income before extraordinary items$1,780,0003,208
Extraordinary gains, net$034
Net income$1,780,0003,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0005,680
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$2,707,000305
Net operating income$1,780,0003,149
2004-09-30 (YTD Data)Rank
Total interest income$10,966,0001,925
Total interest expense$2,166,0002,673
Net interest income$8,800,0001,712
Provision for loan and lease losses$452,0001,571
Total noninterest income$5,711,000767
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,482,000881
Trading account gains and fees$0134
Additional Noninterest Income$4,229,000626
Total noninterest expense$11,885,0001,022
Salaries and employee benefits$6,812,000937
Premises and equipment expense$1,263,0001,374
Additional noninterest expense$3,810,000986
Pre-tax net operating income$2,174,0002,682
Securities gains (losses)$03,710
Applicable income taxes$919,0001,913
Income before extraordinary items$1,255,0003,426
Extraordinary gains, net$026
Net income$1,255,0003,426
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,290
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,255,0003,337
2004-06-30 (YTD Data)Rank
Total interest income$7,029,0001,988
Total interest expense$1,338,0002,819
Net interest income$5,691,0001,756
Provision for loan and lease losses$302,0001,516
Total noninterest income$3,638,000796
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$1,020,000846
Trading account gains and fees$0130
Additional Noninterest Income$2,618,000668
Total noninterest expense$7,889,0001,018
Salaries and employee benefits$4,536,000936
Premises and equipment expense$854,0001,346
Additional noninterest expense$2,499,000993
Pre-tax net operating income$1,138,0003,238
Securities gains (losses)$03,413
Applicable income taxes$494,0002,226
Income before extraordinary items$644,0004,043
Extraordinary gains, net$021
Net income$644,0004,044
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0008,107
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$644,0003,962
2004-03-31 (YTD Data)Rank
Total interest income$3,477,0002,015
Total interest expense$588,0003,171
Net interest income$2,889,0001,728
Provision for loan and lease losses$152,0001,401
Total noninterest income$1,801,000773
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$504,000839
Trading account gains and fees$0121
Additional Noninterest Income$1,297,000653
Total noninterest expense$3,791,0001,071
Salaries and employee benefits$2,185,000987
Premises and equipment expense$434,0001,341
Additional noninterest expense$1,172,0001,045
Pre-tax net operating income$747,0002,573
Securities gains (losses)$02,934
Applicable income taxes$314,0001,853
Income before extraordinary items$433,0003,298
Extraordinary gains, net$016
Net income$433,0003,298
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-3,0007,582
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$433,0003,184
2003-12-31 (YTD Data)Rank
Total interest income$13,562,0002,099
Total interest expense$2,023,0003,994
Net interest income$11,539,0001,681
Provision for loan and lease losses$540,0002,029
Total noninterest income$10,123,000643
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$2,180,000793
Trading account gains and fees$0160
Additional Noninterest Income$7,943,000530
Total noninterest expense$15,049,0001,082
Salaries and employee benefits$8,756,000980
Premises and equipment expense$1,760,0001,300
Additional noninterest expense$4,533,0001,120
Pre-tax net operating income$6,073,0001,355
Securities gains (losses)$39,0002,721
Applicable income taxes$2,299,0001,150
Income before extraordinary items$3,813,0001,630
Extraordinary gains, net$054
Net income$3,813,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-23,0008,786
Cash dividends$870,0002,548
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,788,0401,567
2003-09-30 (YTD Data)Rank
Total interest income$10,201,0002,124
Total interest expense$1,500,0004,140
Net interest income$8,701,0001,685
Provision for loan and lease losses$90,0004,812
Total noninterest income$7,474,000682
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$1,347,000968
Trading account gains and fees$0153
Additional Noninterest Income$6,127,000555
Total noninterest expense$11,188,0001,091
Salaries and employee benefits$6,561,000993
Premises and equipment expense$1,304,0001,312
Additional noninterest expense$3,323,0001,143
Pre-tax net operating income$4,897,0001,314
Securities gains (losses)$39,0002,515
Applicable income taxes$1,864,0001,118
Income before extraordinary items$3,072,0001,581
Extraordinary gains, net$040
Net income$3,072,0001,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-16,0008,653
Cash dividends$420,0002,951
Sale, conversion, retirement of capital stock, net$0722
Net operating income$3,047,0401,517
2003-06-30 (YTD Data)Rank
Total interest income$6,998,0002,082
Total interest expense$1,036,0004,131
Net interest income$5,962,0001,634
Provision for loan and lease losses$90,0004,018
Total noninterest income$4,858,000686
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$893,000965
Trading account gains and fees$0150
Additional Noninterest Income$3,965,000556
Total noninterest expense$7,425,0001,094
Salaries and employee benefits$4,374,000989
Premises and equipment expense$876,0001,311
Additional noninterest expense$2,175,0001,153
Pre-tax net operating income$3,305,0001,292
Securities gains (losses)$03,782
Applicable income taxes$1,238,0001,146
Income before extraordinary items$2,067,0001,568
Extraordinary gains, net$030
Net income$2,067,0001,567
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-10,0008,538
Cash dividends$419,0002,390
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,067,0001,467
2003-03-31 (YTD Data)Rank
Total interest income$3,580,0002,046
Total interest expense$536,0004,128
Net interest income$3,044,0001,607
Provision for loan and lease losses$90,0002,494
Total noninterest income$2,392,000687
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$430,000964
Trading account gains and fees$0134
Additional Noninterest Income$1,962,000548
Total noninterest expense$3,616,0001,113
Salaries and employee benefits$2,171,000991
Premises and equipment expense$452,0001,275
Additional noninterest expense$993,0001,233
Pre-tax net operating income$1,730,0001,244
Securities gains (losses)$02,891
Applicable income taxes$651,0001,124
Income before extraordinary items$1,079,0001,502
Extraordinary gains, net$021
Net income$1,079,0001,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,123
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,079,0001,411
2002-12-31 (YTD Data)Rank
Total interest income$14,386,0002,132
Total interest expense$2,314,0004,351
Net interest income$12,072,0001,599
Provision for loan and lease losses$365,0003,024
Total noninterest income$3,183,0001,499
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,704,000941
Trading account gains and fees$0153
Additional Noninterest Income$1,479,0001,663
Total noninterest expense$8,527,0001,780
Salaries and employee benefits$4,522,0001,771
Premises and equipment expense$1,054,0002,075
Additional noninterest expense$2,951,0001,596
Pre-tax net operating income$6,363,0001,327
Securities gains (losses)$164,0001,305
Applicable income taxes$2,435,0001,099
Income before extraordinary items$4,092,0001,503
Extraordinary gains, net$070
Net income$4,092,0001,501
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$107,0004,058
Cash dividends$2,100,0001,254
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,987,0401,490
2001-12-31 (YTD Data)Rank
Total interest income$16,117,0002,137
Total interest expense$4,125,0003,702
Net interest income$11,992,0001,489
Provision for loan and lease losses$30,0007,215
Total noninterest income$2,943,0001,498
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$1,457,0001,020
Trading account gains and fees$0177
Additional Noninterest Income$1,486,0001,531
Total noninterest expense$8,391,0001,735
Salaries and employee benefits$4,390,0001,718
Premises and equipment expense$1,075,0001,988
Additional noninterest expense$2,926,0001,585
Pre-tax net operating income$6,514,0001,144
Securities gains (losses)$04,612
Applicable income taxes$2,419,0001,002
Income before extraordinary items$4,095,0001,335
Extraordinary gains, net$0105
Net income$4,095,0001,336
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$51,0005,124
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$4,095,0001,274
2000-12-31 (YTD Data)Rank
Total interest income$16,692,0002,109
Total interest expense$5,549,0003,001
Net interest income$11,143,0001,573
Provision for loan and lease losses$450,0002,054
Total noninterest income$2,517,0001,580
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$839,0001,654
Trading account gains and fees$0180
Additional Noninterest Income$1,678,0001,267
Total noninterest expense$8,073,0001,729
Salaries and employee benefits$4,229,0001,691
Premises and equipment expense$1,120,0001,863
Additional noninterest expense$2,724,0001,632
Pre-tax net operating income$5,137,0001,440
Securities gains (losses)$01,956
Applicable income taxes$1,891,0001,228
Income before extraordinary items$3,246,0001,626
Extraordinary gains, net$038
Net income$3,246,0001,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0003,043
Cash dividends$5,496,000580
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,246,0001,617
1999-12-31 (YTD Data)Rank
Total interest income$15,214,0002,150
Total interest expense$4,514,0003,230
Net interest income$10,700,0001,628
Provision for loan and lease losses$08,503
Total noninterest income$1,337,0002,487
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$680,0001,964
Trading account gains and fees$0173
Additional Noninterest Income$657,0002,475
Total noninterest expense$6,881,0001,987
Salaries and employee benefits$3,515,0001,995
Premises and equipment expense$1,016,0002,021
Additional noninterest expense$2,350,0001,860
Pre-tax net operating income$5,156,0001,469
Securities gains (losses)$03,155
Applicable income taxes$1,886,0001,291
Income before extraordinary items$3,270,0001,631
Extraordinary gains, net$035
Net income$3,270,0001,632
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$87,0003,827
Cash dividends$2,643,0001,077
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$3,270,0001,597
1998-12-31 (YTD Data)Rank
Total interest income$14,918,0002,189
Total interest expense$4,453,0003,334
Net interest income$10,465,0001,628
Provision for loan and lease losses$08,652
Total noninterest income$1,141,0002,797
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$642,0002,001
Trading account gains and fees$0224
Additional Noninterest Income$499,0002,986
Total noninterest expense$6,592,0001,982
Salaries and employee benefits$3,297,0002,046
Premises and equipment expense$1,024,0001,929
Additional noninterest expense$2,271,0001,856
Pre-tax net operating income$5,014,0001,471
Securities gains (losses)$04,449
Applicable income taxes$1,815,0001,387
Income before extraordinary items$3,199,0001,648
Extraordinary gains, net$032
Net income$3,199,0001,649
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-172,00010,340
Cash dividends$1,151,0002,014
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$3,199,0001,582
1997-12-31 (YTD Data)Rank
Total interest income$14,088,0002,315
Total interest expense$4,405,0003,354
Net interest income$9,683,0001,795
Provision for loan and lease losses$08,829
Total noninterest income$1,076,0002,870
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$524,0002,504
Trading account gains and fees$0239
Additional Noninterest Income$552,0002,644
Total noninterest expense$6,294,0002,056
Salaries and employee benefits$3,182,0002,072
Premises and equipment expense$1,042,0001,907
Additional noninterest expense$2,070,0002,024
Pre-tax net operating income$4,465,0001,716
Securities gains (losses)$72,0001,137
Applicable income taxes$1,603,0001,613
Income before extraordinary items$2,934,0001,800
Extraordinary gains, net$044
Net income$2,934,0001,798
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-154,00010,785
Cash dividends$1,240,0001,846
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$2,887,2001,792
1996-12-31 (YTD Data)Rank
Total interest income$14,021,0002,377
Total interest expense$4,749,0003,146
Net interest income$9,272,0001,931
Provision for loan and lease losses$09,041
Total noninterest income$994,0003,142
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$532,0002,554
Trading account gains and fees$0262
Additional Noninterest Income$462,0003,091
Total noninterest expense$6,336,0002,167
Salaries and employee benefits$3,228,0002,063
Premises and equipment expense$1,165,0001,731
Additional noninterest expense$1,943,0002,523
Pre-tax net operating income$3,930,0001,831
Securities gains (losses)$04,148
Applicable income taxes$1,427,0001,680
Income before extraordinary items$2,503,0001,977
Extraordinary gains, net$053
Net income$2,503,0001,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,685,000640
Cash dividends$1,880,0001,350
Sale, conversion, retirement of capital stock, net$0953
Net operating income$2,503,0001,937
1995-12-31 (YTD Data)Rank
Total interest income$12,809,0002,611
Total interest expense$4,253,0003,495
Net interest income$8,556,0002,105
Provision for loan and lease losses$-300,00011,857
Total noninterest income$1,032,0003,030
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$431,0003,119
Trading account gains and fees$9,000434
Additional Noninterest Income$592,0002,553
Total noninterest expense$6,467,0002,128
Salaries and employee benefits$3,306,0002,007
Premises and equipment expense$1,051,0001,941
Additional noninterest expense$2,110,0002,304
Pre-tax net operating income$3,421,0002,152
Securities gains (losses)$03,831
Applicable income taxes$1,220,0001,997
Income before extraordinary items$2,201,0002,296
Extraordinary gains, net$065
Net income$2,201,0002,294
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-249,00011,882
Cash dividends$1,680,0001,385
Sale, conversion, retirement of capital stock, net$0809
Net operating income$2,201,0002,268
1994-12-31 (YTD Data)Rank
Total interest income$12,233,0002,480
Total interest expense$3,788,0003,228
Net interest income$8,445,0002,139
Provision for loan and lease losses$09,146
Total noninterest income$1,066,0002,977
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$387,0003,486
Trading account gains and fees$25,000327
Additional Noninterest Income$654,0002,449
Total noninterest expense$6,621,0002,138
Salaries and employee benefits$3,214,0002,054
Premises and equipment expense$1,040,0001,954
Additional noninterest expense$2,367,0002,234
Pre-tax net operating income$2,890,0002,458
Securities gains (losses)$03,600
Applicable income taxes$857,0002,610
Income before extraordinary items$2,033,0002,387
Extraordinary gains, net$0249
Net income$2,033,0002,387
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$24,0006,338
Cash dividends$1,980,0001,133
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$2,033,0002,407
1993-12-31 (YTD Data)Rank
Total interest income$11,320,0002,735
Total interest expense$2,794,0004,378
Net interest income$8,526,0002,116
Provision for loan and lease losses$121,0005,179
Total noninterest income$1,171,0002,955
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$558,0002,470
Trading account gains and fees$76,000291
Additional Noninterest Income$537,0003,109
Total noninterest expense$6,273,0002,302
Salaries and employee benefits$2,951,0002,253
Premises and equipment expense$1,093,0001,899
Additional noninterest expense$2,229,0002,487
Pre-tax net operating income$3,303,0002,058
Securities gains (losses)$07,477
Applicable income taxes$862,0002,598
Income before extraordinary items$2,441,0002,047
Extraordinary gains, net$-74,00012,841
Net income$2,367,0002,198
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$387,0002,109
Cash dividends$760,0002,250
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$2,441,0001,919
1992-12-31 (YTD Data)Rank
Total interest income$14,673,0002,400
Total interest expense$6,325,0002,663
Net interest income$8,348,0002,177
Provision for loan and lease losses$6,340,000519
Total noninterest income$933,0003,521
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$526,0002,634
Trading account gains and fees$34,000342
Additional Noninterest Income$373,0003,867
Total noninterest expense$6,240,0002,339
Salaries and employee benefits$2,663,0002,426
Premises and equipment expense$1,288,0001,654
Additional noninterest expense$2,289,0002,501
Pre-tax net operating income$-3,299,00013,734
Securities gains (losses)$08,369
Applicable income taxes$-1,161,00013,841
Income before extraordinary items$-2,138,00013,683
Extraordinary gains, net$01,422
Net income$-2,138,00013,679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,729,000636
Cash dividends$115,0006,307
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$-2,138,00013,636

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.