Home > Capitol National Bank > Income and Expense
Capitol National Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $11,553,000 | 2,642 |
| Total interest expense | $1,451,000 | 3,368 |
| Net interest income | $10,102,000 | 2,374 |
| Provision for loan and lease losses | $210,000 | 1,955 |
| Total noninterest income | $609,000 | 3,246 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $517,000 | 1,613 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $92,000 | 4,032 |
| Total noninterest expense | $5,792,000 | 2,833 |
| Salaries and employee benefits | $3,225,000 | 2,845 |
| Premises and equipment expense | $651,000 | 2,587 |
| Additional noninterest expense | $92,000 | 4,032 |
| Pre-tax net operating income | $4,709,000 | 1,992 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $985,000 | 1,447 |
| Income before extraordinary items | $3,724,000 | 2,074 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,724,000 | 2,100 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,724,000 | 2,078 |
| Net charge-offs | $-81,000 | 4,295 |
| Cash dividends | $455,000 | 2,808 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,724,000 | 2,103 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $8,516,000 | 2,645 |
| Total interest expense | $1,004,000 | 3,348 |
| Net interest income | $7,512,000 | 2,397 |
| Provision for loan and lease losses | $187,000 | 1,710 |
| Total noninterest income | $445,000 | 3,272 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $390,000 | 1,607 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $55,000 | 4,122 |
| Total noninterest expense | $4,346,000 | 2,824 |
| Salaries and employee benefits | $2,623,000 | 2,709 |
| Premises and equipment expense | $493,000 | 2,576 |
| Additional noninterest expense | $55,000 | 4,118 |
| Pre-tax net operating income | $3,424,000 | 2,074 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $720,000 | 1,510 |
| Income before extraordinary items | $2,704,000 | 2,171 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,704,000 | 2,192 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,704,000 | 2,173 |
| Net charge-offs | $-5,000 | 3,673 |
| Cash dividends | $137,000 | 2,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,704,000 | 2,196 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $5,425,000 | 2,676 |
| Total interest expense | $500,000 | 3,508 |
| Net interest income | $4,925,000 | 2,438 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $309,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $267,000 | 1,563 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $42,000 | 4,103 |
| Total noninterest expense | $2,830,000 | 2,856 |
| Salaries and employee benefits | $1,676,000 | 2,775 |
| Premises and equipment expense | $329,000 | 2,571 |
| Additional noninterest expense | $42,000 | 4,081 |
| Pre-tax net operating income | $2,404,000 | 2,014 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $505,000 | 1,480 |
| Income before extraordinary items | $1,899,000 | 2,128 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,899,000 | 2,153 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,899,000 | 2,128 |
| Net charge-offs | $-5,000 | 3,722 |
| Cash dividends | $137,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,899,000 | 2,140 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $2,619,000 | 2,723 |
| Total interest expense | $193,000 | 3,592 |
| Net interest income | $2,426,000 | 2,483 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $156,000 | 3,225 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $129,000 | 1,604 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $27,000 | 4,014 |
| Total noninterest expense | $1,304,000 | 3,002 |
| Salaries and employee benefits | $739,000 | 2,998 |
| Premises and equipment expense | $164,000 | 2,613 |
| Additional noninterest expense | $27,000 | 4,014 |
| Pre-tax net operating income | $1,278,000 | 1,989 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $268,000 | 1,481 |
| Income before extraordinary items | $1,010,000 | 2,080 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,010,000 | 2,079 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $1,010,000 | 2,080 |
| Net charge-offs | $-8,000 | 3,980 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,010,000 | 2,105 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $8,725,000 | 2,725 |
| Total interest expense | $246,000 | 3,907 |
| Net interest income | $8,479,000 | 2,592 |
| Provision for loan and lease losses | $0 | 3,012 |
| Total noninterest income | $487,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $415,000 | 1,908 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $72,000 | 4,263 |
| Total noninterest expense | $5,502,000 | 2,889 |
| Salaries and employee benefits | $3,234,000 | 2,823 |
| Premises and equipment expense | $668,000 | 2,563 |
| Additional noninterest expense | $72,000 | 4,263 |
| Pre-tax net operating income | $3,464,000 | 2,482 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $730,000 | 1,777 |
| Income before extraordinary items | $2,734,000 | 2,563 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,734,000 | 2,560 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $2,734,000 | 2,562 |
| Net charge-offs | $-45,000 | 4,062 |
| Cash dividends | $164,000 | 3,218 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $2,734,000 | 2,598 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $6,135,000 | 2,767 |
| Total interest expense | $140,000 | 3,993 |
| Net interest income | $5,995,000 | 2,668 |
| Provision for loan and lease losses | $0 | 2,835 |
| Total noninterest income | $401,000 | 3,492 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $290,000 | 2,000 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $111,000 | 4,004 |
| Total noninterest expense | $3,837,000 | 2,985 |
| Salaries and employee benefits | $2,270,000 | 2,912 |
| Premises and equipment expense | $503,000 | 2,546 |
| Additional noninterest expense | $111,000 | 4,004 |
| Pre-tax net operating income | $2,559,000 | 2,503 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $526,000 | 1,803 |
| Income before extraordinary items | $2,033,000 | 2,554 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,033,000 | 2,552 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $2,033,000 | 2,553 |
| Net charge-offs | $-37,000 | 3,984 |
| Cash dividends | $82,000 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $2,033,000 | 2,591 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 2,864 |
| Total interest expense | $95,000 | 3,975 |
| Net interest income | $3,647,000 | 2,760 |
| Provision for loan and lease losses | $0 | 2,599 |
| Total noninterest income | $261,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $174,000 | 2,111 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $87,000 | 3,937 |
| Total noninterest expense | $2,567,000 | 2,978 |
| Salaries and employee benefits | $1,515,000 | 2,920 |
| Premises and equipment expense | $338,000 | 2,553 |
| Additional noninterest expense | $714,000 | 3,157 |
| Pre-tax net operating income | $1,341,000 | 2,696 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $270,000 | 1,912 |
| Income before extraordinary items | $1,071,000 | 2,752 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,071,000 | 2,750 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $1,071,000 | 2,752 |
| Net charge-offs | $-28,000 | 3,994 |
| Cash dividends | $82,000 | 2,777 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $1,071,000 | 2,784 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 2,930 |
| Total interest expense | $47,000 | 3,982 |
| Net interest income | $1,700,000 | 2,838 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $145,000 | 3,385 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $86,000 | 2,108 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $59,000 | 3,722 |
| Total noninterest expense | $1,292,000 | 2,965 |
| Salaries and employee benefits | $775,000 | 2,888 |
| Premises and equipment expense | $168,000 | 2,558 |
| Additional noninterest expense | $349,000 | 3,191 |
| Pre-tax net operating income | $553,000 | 2,800 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $117,000 | 1,978 |
| Income before extraordinary items | $436,000 | 2,885 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $436,000 | 2,883 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $436,000 | 2,885 |
| Net charge-offs | $-19,000 | 4,129 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $436,000 | 2,911 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $9,455,000 | 2,546 |
| Total interest expense | $306,000 | 3,738 |
| Net interest income | $9,149,000 | 2,448 |
| Provision for loan and lease losses | $400,000 | 1,195 |
| Total noninterest income | $436,000 | 3,764 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $326,000 | 2,096 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $110,000 | 4,314 |
| Total noninterest expense | $6,006,000 | 2,734 |
| Salaries and employee benefits | $3,419,000 | 2,742 |
| Premises and equipment expense | $643,000 | 2,646 |
| Additional noninterest expense | $1,944,000 | 2,634 |
| Pre-tax net operating income | $3,179,000 | 2,614 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $689,000 | 1,879 |
| Income before extraordinary items | $2,490,000 | 2,752 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $2,490,000 | 2,753 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $2,490,000 | 2,753 |
| Net charge-offs | $-99,000 | 4,355 |
| Cash dividends | $137,000 | 3,389 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $2,490,000 | 2,737 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $6,888,000 | 2,637 |
| Total interest expense | $242,000 | 3,789 |
| Net interest income | $6,646,000 | 2,533 |
| Provision for loan and lease losses | $200,000 | 1,464 |
| Total noninterest income | $312,000 | 3,843 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $234,000 | 2,143 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $78,000 | 4,376 |
| Total noninterest expense | $4,010,000 | 2,928 |
| Salaries and employee benefits | $2,364,000 | 2,875 |
| Premises and equipment expense | $466,000 | 2,704 |
| Additional noninterest expense | $1,180,000 | 3,041 |
| Pre-tax net operating income | $2,748,000 | 2,547 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $593,000 | 1,863 |
| Income before extraordinary items | $2,155,000 | 2,705 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $2,155,000 | 2,705 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,155,000 | 2,705 |
| Net charge-offs | $-83,000 | 4,406 |
| Cash dividends | $68,000 | 3,125 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,155,000 | 2,684 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $4,161,000 | 2,814 |
| Total interest expense | $161,000 | 3,839 |
| Net interest income | $4,000,000 | 2,688 |
| Provision for loan and lease losses | $200,000 | 1,183 |
| Total noninterest income | $207,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $149,000 | 2,147 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $58,000 | 4,355 |
| Total noninterest expense | $2,604,000 | 2,967 |
| Salaries and employee benefits | $1,527,000 | 2,915 |
| Premises and equipment expense | $302,000 | 2,733 |
| Additional noninterest expense | $775,000 | 3,049 |
| Pre-tax net operating income | $1,403,000 | 2,857 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $303,000 | 2,015 |
| Income before extraordinary items | $1,100,000 | 3,021 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,100,000 | 3,020 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $1,100,000 | 3,021 |
| Net charge-offs | $-66,000 | 4,443 |
| Cash dividends | $68,000 | 2,948 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,100,000 | 2,998 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $2,078,000 | 2,798 |
| Total interest expense | $74,000 | 3,999 |
| Net interest income | $2,004,000 | 2,665 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $122,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $74,000 | 2,151 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $48,000 | 4,026 |
| Total noninterest expense | $1,308,000 | 2,950 |
| Salaries and employee benefits | $776,000 | 2,881 |
| Premises and equipment expense | $145,000 | 2,828 |
| Additional noninterest expense | $387,000 | 3,000 |
| Pre-tax net operating income | $818,000 | 2,639 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $175,000 | 1,903 |
| Income before extraordinary items | $643,000 | 2,818 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $643,000 | 2,816 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $643,000 | 2,818 |
| Net charge-offs | $-53,000 | 4,631 |
| Cash dividends | $68,000 | 2,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $643,000 | 2,774 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $7,374,000 | 3,006 |
| Total interest expense | $401,000 | 4,048 |
| Net interest income | $6,973,000 | 2,824 |
| Provision for loan and lease losses | $600,000 | 2,051 |
| Total noninterest income | $165,000 | 4,441 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $297,000 | 2,249 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $-132,000 | 4,979 |
| Total noninterest expense | $4,922,000 | 3,039 |
| Salaries and employee benefits | $2,861,000 | 3,018 |
| Premises and equipment expense | $554,000 | 2,880 |
| Additional noninterest expense | $1,507,000 | 3,040 |
| Pre-tax net operating income | $1,616,000 | 3,197 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $351,000 | 2,198 |
| Income before extraordinary items | $1,265,000 | 3,395 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,265,000 | 3,395 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,265,000 | 3,395 |
| Net charge-offs | $-106,000 | 4,763 |
| Cash dividends | $55,000 | 3,687 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,265,000 | 3,339 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $4,890,000 | 3,198 |
| Total interest expense | $291,000 | 4,152 |
| Net interest income | $4,599,000 | 3,033 |
| Provision for loan and lease losses | $400,000 | 2,141 |
| Total noninterest income | $312,000 | 3,786 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $224,000 | 2,244 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $88,000 | 4,294 |
| Total noninterest expense | $3,309,000 | 3,208 |
| Salaries and employee benefits | $1,739,000 | 3,311 |
| Premises and equipment expense | $429,000 | 2,833 |
| Additional noninterest expense | $1,141,000 | 3,003 |
| Pre-tax net operating income | $1,202,000 | 3,239 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $703,000 | 1,455 |
| Income before extraordinary items | $499,000 | 4,008 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $499,000 | 4,008 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $499,000 | 4,008 |
| Net charge-offs | $-94,000 | 4,805 |
| Cash dividends | $55,000 | 3,280 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $499,000 | 3,961 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $2,780,000 | 3,497 |
| Total interest expense | $163,000 | 4,389 |
| Net interest income | $2,617,000 | 3,303 |
| Provision for loan and lease losses | $400,000 | 1,792 |
| Total noninterest income | $209,000 | 3,780 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $148,000 | 2,299 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $61,000 | 4,284 |
| Total noninterest expense | $2,087,000 | 3,298 |
| Salaries and employee benefits | $1,072,000 | 3,456 |
| Premises and equipment expense | $283,000 | 2,852 |
| Additional noninterest expense | $732,000 | 3,070 |
| Pre-tax net operating income | $339,000 | 4,041 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $205,000 | 2,036 |
| Income before extraordinary items | $134,000 | 4,493 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $134,000 | 4,493 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $134,000 | 4,493 |
| Net charge-offs | $-119,000 | 4,913 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $134,000 | 4,458 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $1,351,000 | 3,545 |
| Total interest expense | $66,000 | 4,601 |
| Net interest income | $1,285,000 | 3,306 |
| Provision for loan and lease losses | $100,000 | 1,942 |
| Total noninterest income | $110,000 | 3,695 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $74,000 | 2,540 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $36,000 | 4,099 |
| Total noninterest expense | $1,179,000 | 3,130 |
| Salaries and employee benefits | $663,000 | 3,144 |
| Premises and equipment expense | $142,000 | 2,869 |
| Additional noninterest expense | $374,000 | 3,058 |
| Pre-tax net operating income | $116,000 | 4,193 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $61,000 | 2,280 |
| Income before extraordinary items | $55,000 | 4,480 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $55,000 | 4,480 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $55,000 | 4,480 |
| Net charge-offs | $-93,000 | 4,962 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $55,000 | 4,472 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $5,556,000 | 3,560 |
| Total interest expense | $190,000 | 4,819 |
| Net interest income | $5,366,000 | 3,294 |
| Provision for loan and lease losses | $30,000 | 3,585 |
| Total noninterest income | $474,000 | 3,724 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $300,000 | 2,612 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $174,000 | 4,048 |
| Total noninterest expense | $4,426,000 | 3,242 |
| Salaries and employee benefits | $2,395,000 | 3,308 |
| Premises and equipment expense | $567,000 | 2,889 |
| Additional noninterest expense | $1,464,000 | 3,134 |
| Pre-tax net operating income | $1,384,000 | 3,490 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $351,000 | 2,248 |
| Income before extraordinary items | $1,033,000 | 3,728 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,033,000 | 3,728 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,033,000 | 3,729 |
| Net charge-offs | $-110,000 | 4,915 |
| Cash dividends | $46,000 | 3,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,033,000 | 3,704 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $4,275,000 | 3,563 |
| Total interest expense | $127,000 | 4,939 |
| Net interest income | $4,148,000 | 3,278 |
| Provision for loan and lease losses | $30,000 | 3,365 |
| Total noninterest income | $397,000 | 3,638 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $222,000 | 2,670 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $175,000 | 3,850 |
| Total noninterest expense | $3,305,000 | 3,261 |
| Salaries and employee benefits | $1,778,000 | 3,340 |
| Premises and equipment expense | $429,000 | 2,890 |
| Additional noninterest expense | $1,098,000 | 3,154 |
| Pre-tax net operating income | $1,210,000 | 3,375 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $309,000 | 2,206 |
| Income before extraordinary items | $901,000 | 3,648 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $901,000 | 3,647 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $901,000 | 3,648 |
| Net charge-offs | $-97,000 | 4,959 |
| Cash dividends | $46,000 | 3,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $901,000 | 3,623 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,766,000 | 3,627 |
| Total interest expense | $67,000 | 5,050 |
| Net interest income | $2,699,000 | 3,341 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $178,000 | 4,056 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $145,000 | 2,682 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $33,000 | 4,696 |
| Total noninterest expense | $2,211,000 | 3,270 |
| Salaries and employee benefits | $1,168,000 | 3,377 |
| Premises and equipment expense | $288,000 | 2,891 |
| Additional noninterest expense | $755,000 | 3,127 |
| Pre-tax net operating income | $666,000 | 3,632 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $173,000 | 2,307 |
| Income before extraordinary items | $493,000 | 3,879 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $493,000 | 3,877 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $493,000 | 3,878 |
| Net charge-offs | $-23,000 | 4,718 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $493,000 | 3,870 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,325,000 | 3,723 |
| Total interest expense | $20,000 | 5,222 |
| Net interest income | $1,305,000 | 3,435 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $73,000 | 4,252 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $68,000 | 2,793 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $5,000 | 5,074 |
| Total noninterest expense | $1,090,000 | 3,322 |
| Salaries and employee benefits | $567,000 | 3,475 |
| Premises and equipment expense | $135,000 | 3,043 |
| Additional noninterest expense | $388,000 | 3,070 |
| Pre-tax net operating income | $288,000 | 3,838 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $64,000 | 2,475 |
| Income before extraordinary items | $224,000 | 3,983 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $224,000 | 3,981 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $224,000 | 3,982 |
| Net charge-offs | $-13,000 | 4,755 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $224,000 | 3,975 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $5,041,000 | 3,728 |
| Total interest expense | $109,000 | 5,130 |
| Net interest income | $4,932,000 | 3,525 |
| Provision for loan and lease losses | $200,000 | 2,354 |
| Total noninterest income | $375,000 | 4,107 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $275,000 | 2,880 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $100,000 | 4,575 |
| Total noninterest expense | $4,246,000 | 3,370 |
| Salaries and employee benefits | $2,289,000 | 3,444 |
| Premises and equipment expense | $535,000 | 3,046 |
| Additional noninterest expense | $1,422,000 | 3,268 |
| Pre-tax net operating income | $861,000 | 4,190 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $128,000 | 2,949 |
| Income before extraordinary items | $733,000 | 4,233 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $733,000 | 4,232 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $733,000 | 4,232 |
| Net charge-offs | $-55,000 | 4,916 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $733,000 | 4,243 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $3,748,000 | 3,769 |
| Total interest expense | $84,000 | 5,163 |
| Net interest income | $3,664,000 | 3,570 |
| Provision for loan and lease losses | $0 | 3,948 |
| Total noninterest income | $289,000 | 4,114 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $209,000 | 2,875 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $80,000 | 4,606 |
| Total noninterest expense | $3,255,000 | 3,327 |
| Salaries and employee benefits | $1,771,000 | 3,381 |
| Premises and equipment expense | $403,000 | 3,061 |
| Additional noninterest expense | $1,081,000 | 3,246 |
| Pre-tax net operating income | $698,000 | 4,188 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $94,000 | 3,039 |
| Income before extraordinary items | $604,000 | 4,203 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $604,000 | 4,202 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $604,000 | 4,202 |
| Net charge-offs | $-42,000 | 4,874 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $604,000 | 4,213 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,465,000 | 3,795 |
| Total interest expense | $58,000 | 5,189 |
| Net interest income | $2,407,000 | 3,599 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $198,000 | 4,110 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $145,000 | 2,813 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $53,000 | 4,637 |
| Total noninterest expense | $2,241,000 | 3,294 |
| Salaries and employee benefits | $1,207,000 | 3,365 |
| Premises and equipment expense | $272,000 | 3,047 |
| Additional noninterest expense | $762,000 | 3,153 |
| Pre-tax net operating income | $364,000 | 4,440 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $24,000 | 3,438 |
| Income before extraordinary items | $340,000 | 4,389 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $340,000 | 4,388 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $340,000 | 4,388 |
| Net charge-offs | $-10,000 | 4,519 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $340,000 | 4,397 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,175,000 | 3,885 |
| Total interest expense | $29,000 | 5,234 |
| Net interest income | $1,146,000 | 3,698 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $114,000 | 3,936 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $78,000 | 2,712 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $36,000 | 4,433 |
| Total noninterest expense | $1,132,000 | 3,311 |
| Salaries and employee benefits | $612,000 | 3,372 |
| Premises and equipment expense | $140,000 | 3,041 |
| Additional noninterest expense | $380,000 | 3,180 |
| Pre-tax net operating income | $128,000 | 4,738 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $27,000 | 3,088 |
| Income before extraordinary items | $101,000 | 4,794 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $101,000 | 4,793 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $101,000 | 4,794 |
| Net charge-offs | $-6,000 | 4,537 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $101,000 | 4,799 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $4,998,000 | 3,749 |
| Total interest expense | $129,000 | 5,180 |
| Net interest income | $4,869,000 | 3,590 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $591,000 | 3,711 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $279,000 | 2,968 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $312,000 | 3,758 |
| Total noninterest expense | $4,577,000 | 3,282 |
| Salaries and employee benefits | $2,325,000 | 3,462 |
| Premises and equipment expense | $569,000 | 3,017 |
| Additional noninterest expense | $1,683,000 | 2,982 |
| Pre-tax net operating income | $883,000 | 4,213 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,322,000 | 1,644 |
| Income before extraordinary items | $-439,000 | 5,514 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-439,000 | 5,514 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $-439,000 | 5,514 |
| Net charge-offs | $-104,000 | 5,300 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $-439,000 | 5,514 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 3,784 |
| Total interest expense | $99,000 | 5,224 |
| Net interest income | $3,636,000 | 3,624 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $524,000 | 3,491 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $205,000 | 3,032 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $319,000 | 3,389 |
| Total noninterest expense | $3,497,000 | 3,254 |
| Salaries and employee benefits | $1,755,000 | 3,464 |
| Premises and equipment expense | $430,000 | 3,036 |
| Additional noninterest expense | $1,312,000 | 2,909 |
| Pre-tax net operating income | $663,000 | 4,286 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $235,000 | 2,654 |
| Income before extraordinary items | $428,000 | 4,570 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $428,000 | 4,569 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $428,000 | 4,570 |
| Net charge-offs | $-26,000 | 5,002 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $428,000 | 4,563 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,466,000 | 3,803 |
| Total interest expense | $70,000 | 5,215 |
| Net interest income | $2,396,000 | 3,645 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $429,000 | 3,222 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $139,000 | 3,006 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $290,000 | 2,993 |
| Total noninterest expense | $2,382,000 | 3,221 |
| Salaries and employee benefits | $1,183,000 | 3,470 |
| Premises and equipment expense | $289,000 | 3,022 |
| Additional noninterest expense | $910,000 | 2,845 |
| Pre-tax net operating income | $443,000 | 4,266 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $160,000 | 2,633 |
| Income before extraordinary items | $283,000 | 4,553 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $283,000 | 4,552 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $283,000 | 4,553 |
| Net charge-offs | $-14,000 | 4,896 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $283,000 | 4,546 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,229,000 | 3,822 |
| Total interest expense | $32,000 | 5,310 |
| Net interest income | $1,197,000 | 3,655 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $248,000 | 2,972 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $72,000 | 2,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $176,000 | 2,731 |
| Total noninterest expense | $1,215,000 | 3,214 |
| Salaries and employee benefits | $573,000 | 3,566 |
| Premises and equipment expense | $146,000 | 3,041 |
| Additional noninterest expense | $496,000 | 2,682 |
| Pre-tax net operating income | $230,000 | 4,205 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $81,000 | 2,594 |
| Income before extraordinary items | $149,000 | 4,500 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $149,000 | 4,500 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $149,000 | 4,500 |
| Net charge-offs | $-1,000 | 3,990 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $149,000 | 4,481 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $4,707,000 | 3,918 |
| Total interest expense | $168,000 | 5,142 |
| Net interest income | $4,539,000 | 3,756 |
| Provision for loan and lease losses | $-641,000 | 5,782 |
| Total noninterest income | $919,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $317,000 | 2,862 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $602,000 | 3,010 |
| Total noninterest expense | $4,881,000 | 3,227 |
| Salaries and employee benefits | $2,475,000 | 3,424 |
| Premises and equipment expense | $576,000 | 3,100 |
| Additional noninterest expense | $1,830,000 | 2,922 |
| Pre-tax net operating income | $1,218,000 | 3,792 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $-2,731,000 | 5,881 |
| Income before extraordinary items | $3,949,000 | 1,670 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,949,000 | 1,668 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,949,000 | 1,669 |
| Net charge-offs | $-784,000 | 5,842 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,949,000 | 1,638 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,496,000 | 3,955 |
| Total interest expense | $133,000 | 5,147 |
| Net interest income | $3,363,000 | 3,811 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $759,000 | 3,026 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $234,000 | 2,897 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $525,000 | 2,836 |
| Total noninterest expense | $3,668,000 | 3,231 |
| Salaries and employee benefits | $1,878,000 | 3,388 |
| Premises and equipment expense | $435,000 | 3,090 |
| Additional noninterest expense | $1,355,000 | 2,949 |
| Pre-tax net operating income | $454,000 | 4,736 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $454,000 | 4,611 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $454,000 | 4,611 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $454,000 | 4,611 |
| Net charge-offs | $-779,000 | 5,904 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $454,000 | 4,549 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,331,000 | 3,993 |
| Total interest expense | $95,000 | 5,116 |
| Net interest income | $2,236,000 | 3,838 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $538,000 | 2,912 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $159,000 | 2,852 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $379,000 | 2,726 |
| Total noninterest expense | $2,469,000 | 3,231 |
| Salaries and employee benefits | $1,286,000 | 3,369 |
| Premises and equipment expense | $289,000 | 3,115 |
| Additional noninterest expense | $894,000 | 2,981 |
| Pre-tax net operating income | $305,000 | 4,740 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $305,000 | 4,616 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $305,000 | 4,613 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $305,000 | 4,614 |
| Net charge-offs | $-74,000 | 5,614 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $305,000 | 4,554 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,126,000 | 4,072 |
| Total interest expense | $47,000 | 5,174 |
| Net interest income | $1,079,000 | 3,918 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $357,000 | 2,494 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $276,000 | 2,194 |
| Total noninterest expense | $1,249,000 | 3,222 |
| Salaries and employee benefits | $657,000 | 3,335 |
| Premises and equipment expense | $147,000 | 3,102 |
| Additional noninterest expense | $445,000 | 2,997 |
| Pre-tax net operating income | $187,000 | 4,513 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $187,000 | 4,330 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $187,000 | 4,327 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $187,000 | 4,329 |
| Net charge-offs | $-61,000 | 5,781 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $187,000 | 4,281 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,174,000 | 4,227 |
| Total interest expense | $307,000 | 4,567 |
| Net interest income | $3,867,000 | 4,141 |
| Provision for loan and lease losses | $1,000 | 4,365 |
| Total noninterest income | $1,042,000 | 3,000 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $345,000 | 2,778 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $697,000 | 2,846 |
| Total noninterest expense | $4,733,000 | 3,345 |
| Salaries and employee benefits | $2,434,000 | 3,476 |
| Premises and equipment expense | $564,000 | 3,237 |
| Additional noninterest expense | $1,735,000 | 3,089 |
| Pre-tax net operating income | $175,000 | 5,518 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $18,000 | 3,965 |
| Income before extraordinary items | $157,000 | 5,569 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $157,000 | 5,571 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $157,000 | 5,572 |
| Net charge-offs | $7,000 | 4,121 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $157,000 | 5,532 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,071,000 | 4,303 |
| Total interest expense | $253,000 | 4,488 |
| Net interest income | $2,818,000 | 4,236 |
| Provision for loan and lease losses | $1,000 | 4,220 |
| Total noninterest income | $554,000 | 3,578 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $256,000 | 2,817 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $298,000 | 3,612 |
| Total noninterest expense | $3,565,000 | 3,364 |
| Salaries and employee benefits | $1,859,000 | 3,440 |
| Premises and equipment expense | $423,000 | 3,276 |
| Additional noninterest expense | $1,283,000 | 3,131 |
| Pre-tax net operating income | $-194,000 | 6,089 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $18,000 | 3,990 |
| Income before extraordinary items | $-212,000 | 6,111 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-212,000 | 6,111 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-212,000 | 6,111 |
| Net charge-offs | $62,000 | 2,611 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $-212,000 | 6,099 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,037,000 | 4,340 |
| Total interest expense | $205,000 | 4,200 |
| Net interest income | $1,832,000 | 4,316 |
| Provision for loan and lease losses | $1,000 | 4,040 |
| Total noninterest income | $381,000 | 3,535 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $171,000 | 2,786 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $210,000 | 3,560 |
| Total noninterest expense | $2,443,000 | 3,314 |
| Salaries and employee benefits | $1,248,000 | 3,455 |
| Premises and equipment expense | $280,000 | 3,306 |
| Additional noninterest expense | $915,000 | 3,005 |
| Pre-tax net operating income | $-231,000 | 6,183 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $18,000 | 3,885 |
| Income before extraordinary items | $-249,000 | 6,204 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $-249,000 | 6,204 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $-249,000 | 6,204 |
| Net charge-offs | $41,000 | 2,481 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $-249,000 | 6,195 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $979,000 | 4,451 |
| Total interest expense | $85,000 | 4,564 |
| Net interest income | $894,000 | 4,390 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $195,000 | 3,473 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $85,000 | 2,784 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $110,000 | 3,456 |
| Total noninterest expense | $1,218,000 | 3,338 |
| Salaries and employee benefits | $653,000 | 3,390 |
| Premises and equipment expense | $139,000 | 3,363 |
| Additional noninterest expense | $426,000 | 3,156 |
| Pre-tax net operating income | $-129,000 | 6,253 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $18,000 | 3,566 |
| Income before extraordinary items | $-147,000 | 6,279 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-147,000 | 6,280 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-147,000 | 6,280 |
| Net charge-offs | $32,000 | 1,842 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-147,000 | 6,266 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,277,000 | 4,327 |
| Total interest expense | $398,000 | 4,457 |
| Net interest income | $3,879,000 | 4,266 |
| Provision for loan and lease losses | $2,000 | 4,570 |
| Total noninterest income | $692,000 | 3,726 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $344,000 | 2,971 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $348,000 | 3,819 |
| Total noninterest expense | $5,258,000 | 3,197 |
| Salaries and employee benefits | $2,288,000 | 3,702 |
| Premises and equipment expense | $533,000 | 3,488 |
| Additional noninterest expense | $2,437,000 | 2,455 |
| Pre-tax net operating income | $-689,000 | 6,317 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $-689,000 | 6,331 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $-689,000 | 6,331 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-689,000 | 6,331 |
| Net charge-offs | $156,000 | 2,738 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-689,000 | 6,325 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,232,000 | 4,342 |
| Total interest expense | $304,000 | 4,491 |
| Net interest income | $2,928,000 | 4,293 |
| Provision for loan and lease losses | $2,000 | 4,362 |
| Total noninterest income | $482,000 | 3,914 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $262,000 | 2,979 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $220,000 | 4,082 |
| Total noninterest expense | $3,956,000 | 3,215 |
| Salaries and employee benefits | $1,674,000 | 3,771 |
| Premises and equipment expense | $394,000 | 3,564 |
| Additional noninterest expense | $1,888,000 | 2,381 |
| Pre-tax net operating income | $-548,000 | 6,402 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $-548,000 | 6,405 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-548,000 | 6,404 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $-548,000 | 6,404 |
| Net charge-offs | $-12,000 | 5,668 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $-548,000 | 6,406 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 4,357 |
| Total interest expense | $198,000 | 4,592 |
| Net interest income | $1,959,000 | 4,292 |
| Provision for loan and lease losses | $2,000 | 4,139 |
| Total noninterest income | $288,000 | 4,104 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $177,000 | 2,936 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $111,000 | 4,446 |
| Total noninterest expense | $2,616,000 | 3,243 |
| Salaries and employee benefits | $1,175,000 | 3,658 |
| Premises and equipment expense | $259,000 | 3,635 |
| Additional noninterest expense | $1,182,000 | 2,529 |
| Pre-tax net operating income | $-371,000 | 6,466 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $-371,000 | 6,474 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-371,000 | 6,475 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $-371,000 | 6,475 |
| Net charge-offs | $34,000 | 3,085 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $-371,000 | 6,472 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,083,000 | 4,375 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $984,000 | 4,301 |
| Provision for loan and lease losses | $1,000 | 3,779 |
| Total noninterest income | $83,000 | 4,897 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $90,000 | 2,874 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-7,000 | 6,564 |
| Total noninterest expense | $1,253,000 | 3,373 |
| Salaries and employee benefits | $579,000 | 3,726 |
| Premises and equipment expense | $133,000 | 3,620 |
| Additional noninterest expense | $541,000 | 2,711 |
| Pre-tax net operating income | $-187,000 | 6,520 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $-187,000 | 6,528 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-187,000 | 6,527 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $-187,000 | 6,528 |
| Net charge-offs | $78,000 | 1,529 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $-187,000 | 6,525 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $5,191,000 | 3,970 |
| Total interest expense | $570,000 | 4,179 |
| Net interest income | $4,621,000 | 3,896 |
| Provision for loan and lease losses | $9,000 | 4,944 |
| Total noninterest income | $691,000 | 3,884 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $392,000 | 2,854 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $299,000 | 4,095 |
| Total noninterest expense | $5,312,000 | 3,259 |
| Salaries and employee benefits | $1,871,000 | 4,226 |
| Premises and equipment expense | $514,000 | 3,674 |
| Additional noninterest expense | $2,927,000 | 2,127 |
| Pre-tax net operating income | $-9,000 | 6,218 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $-9,000 | 6,268 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-9,000 | 6,269 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-9,000 | 6,270 |
| Net charge-offs | $634,000 | 1,744 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $-9,000 | 6,233 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $4,004,000 | 3,938 |
| Total interest expense | $460,000 | 4,118 |
| Net interest income | $3,544,000 | 3,860 |
| Provision for loan and lease losses | $9,000 | 4,742 |
| Total noninterest income | $649,000 | 3,539 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $297,000 | 2,842 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $352,000 | 3,509 |
| Total noninterest expense | $3,891,000 | 3,325 |
| Salaries and employee benefits | $1,319,000 | 4,391 |
| Premises and equipment expense | $387,000 | 3,697 |
| Additional noninterest expense | $2,185,000 | 2,132 |
| Pre-tax net operating income | $293,000 | 5,366 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $293,000 | 5,295 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $293,000 | 5,296 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $293,000 | 5,297 |
| Net charge-offs | $481,000 | 1,629 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $293,000 | 5,203 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,683,000 | 3,936 |
| Total interest expense | $347,000 | 3,916 |
| Net interest income | $2,336,000 | 3,886 |
| Provision for loan and lease losses | $9,000 | 4,543 |
| Total noninterest income | $446,000 | 3,513 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $200,000 | 2,788 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $246,000 | 3,478 |
| Total noninterest expense | $2,511,000 | 3,409 |
| Salaries and employee benefits | $816,000 | 4,598 |
| Premises and equipment expense | $262,000 | 3,679 |
| Additional noninterest expense | $1,433,000 | 2,165 |
| Pre-tax net operating income | $262,000 | 5,018 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $262,000 | 4,949 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $262,000 | 4,951 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $262,000 | 4,952 |
| Net charge-offs | $457,000 | 1,324 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $262,000 | 4,828 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,376,000 | 3,907 |
| Total interest expense | $205,000 | 3,617 |
| Net interest income | $1,171,000 | 3,889 |
| Provision for loan and lease losses | $8,000 | 4,080 |
| Total noninterest income | $152,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $46,000 | 4,816 |
| Total noninterest expense | $1,272,000 | 3,409 |
| Salaries and employee benefits | $401,000 | 4,678 |
| Premises and equipment expense | $137,000 | 3,594 |
| Additional noninterest expense | $734,000 | 2,117 |
| Pre-tax net operating income | $43,000 | 5,923 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $43,000 | 5,931 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $43,000 | 5,933 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $43,000 | 5,933 |
| Net charge-offs | $-41,000 | 6,659 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $43,000 | 5,851 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,581,000 | 3,604 |
| Total interest expense | $841,000 | 4,008 |
| Net interest income | $5,740,000 | 3,474 |
| Provision for loan and lease losses | $4,000 | 5,856 |
| Total noninterest income | $582,000 | 4,229 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $426,000 | 2,797 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $156,000 | 4,896 |
| Total noninterest expense | $5,948,000 | 3,070 |
| Salaries and employee benefits | $1,919,000 | 4,232 |
| Premises and equipment expense | $550,000 | 3,586 |
| Additional noninterest expense | $3,479,000 | 1,892 |
| Pre-tax net operating income | $370,000 | 5,223 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $323,000 | 2,592 |
| Income before extraordinary items | $47,000 | 6,196 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $47,000 | 6,190 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $47,000 | 6,192 |
| Net charge-offs | $1,559,000 | 1,373 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $47,000 | 6,042 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,053,000 | 3,604 |
| Total interest expense | $655,000 | 4,049 |
| Net interest income | $4,398,000 | 3,474 |
| Provision for loan and lease losses | $3,000 | 5,730 |
| Total noninterest income | $429,000 | 4,307 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $319,000 | 2,841 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $110,000 | 5,007 |
| Total noninterest expense | $4,636,000 | 2,977 |
| Salaries and employee benefits | $1,550,000 | 4,067 |
| Premises and equipment expense | $411,000 | 3,657 |
| Additional noninterest expense | $2,675,000 | 1,861 |
| Pre-tax net operating income | $188,000 | 5,714 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $188,000 | 5,776 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $188,000 | 5,775 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $188,000 | 5,775 |
| Net charge-offs | $1,409,000 | 1,167 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $188,000 | 5,594 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,408,000 | 3,597 |
| Total interest expense | $450,000 | 4,073 |
| Net interest income | $2,958,000 | 3,468 |
| Provision for loan and lease losses | $3,000 | 5,543 |
| Total noninterest income | $266,000 | 4,447 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $215,000 | 2,803 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $51,000 | 5,425 |
| Total noninterest expense | $3,153,000 | 2,936 |
| Salaries and employee benefits | $1,084,000 | 3,963 |
| Premises and equipment expense | $276,000 | 3,630 |
| Additional noninterest expense | $1,793,000 | 1,857 |
| Pre-tax net operating income | $68,000 | 6,024 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $68,000 | 6,133 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $68,000 | 6,132 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $68,000 | 6,133 |
| Net charge-offs | $783,000 | 1,344 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $68,000 | 5,986 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,579 |
| Total interest expense | $231,000 | 4,117 |
| Net interest income | $1,510,000 | 3,437 |
| Provision for loan and lease losses | $2,000 | 5,167 |
| Total noninterest income | $148,000 | 4,264 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $41,000 | 4,998 |
| Total noninterest expense | $1,600,000 | 2,900 |
| Salaries and employee benefits | $539,000 | 4,011 |
| Premises and equipment expense | $137,000 | 3,677 |
| Additional noninterest expense | $924,000 | 1,793 |
| Pre-tax net operating income | $56,000 | 5,867 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $56,000 | 5,916 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $56,000 | 5,915 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $56,000 | 5,915 |
| Net charge-offs | $809,000 | 780 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $56,000 | 5,779 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,750,000 | 3,414 |
| Total interest expense | $1,091,000 | 4,196 |
| Net interest income | $6,659,000 | 3,197 |
| Provision for loan and lease losses | $6,000 | 6,409 |
| Total noninterest income | $72,000 | 6,645 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $442,000 | 2,835 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $-370,000 | 7,047 |
| Total noninterest expense | $6,338,000 | 2,910 |
| Salaries and employee benefits | $2,085,000 | 4,068 |
| Premises and equipment expense | $610,000 | 3,537 |
| Additional noninterest expense | $3,643,000 | 1,846 |
| Pre-tax net operating income | $387,000 | 5,002 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $387,000 | 4,979 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $387,000 | 4,982 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $387,000 | 4,981 |
| Net charge-offs | $2,301,000 | 1,428 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $387,000 | 4,851 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 3,398 |
| Total interest expense | $839,000 | 4,245 |
| Net interest income | $5,080,000 | 3,175 |
| Provision for loan and lease losses | $4,000 | 6,329 |
| Total noninterest income | $24,000 | 6,980 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $334,000 | 2,814 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $-310,000 | 7,179 |
| Total noninterest expense | $4,918,000 | 2,830 |
| Salaries and employee benefits | $1,586,000 | 4,023 |
| Premises and equipment expense | $466,000 | 3,527 |
| Additional noninterest expense | $2,866,000 | 1,771 |
| Pre-tax net operating income | $182,000 | 5,542 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $182,000 | 5,558 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $182,000 | 5,559 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $182,000 | 5,559 |
| Net charge-offs | $1,546,000 | 1,458 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $182,000 | 5,432 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 3,396 |
| Total interest expense | $577,000 | 4,280 |
| Net interest income | $3,415,000 | 3,158 |
| Provision for loan and lease losses | $3,000 | 6,142 |
| Total noninterest income | $-130,000 | 7,319 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $223,000 | 2,804 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-353,000 | 7,339 |
| Total noninterest expense | $3,402,000 | 2,753 |
| Salaries and employee benefits | $1,080,000 | 3,993 |
| Premises and equipment expense | $314,000 | 3,534 |
| Additional noninterest expense | $2,008,000 | 1,709 |
| Pre-tax net operating income | $-120,000 | 6,459 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-120,000 | 6,531 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-120,000 | 6,531 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-120,000 | 6,531 |
| Net charge-offs | $1,027,000 | 1,452 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-120,000 | 6,499 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,012,000 | 3,392 |
| Total interest expense | $305,000 | 4,250 |
| Net interest income | $1,707,000 | 3,146 |
| Provision for loan and lease losses | $1,000 | 5,795 |
| Total noninterest income | $198,000 | 3,614 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $85,000 | 3,808 |
| Total noninterest expense | $1,877,000 | 2,545 |
| Salaries and employee benefits | $551,000 | 3,962 |
| Premises and equipment expense | $159,000 | 3,549 |
| Additional noninterest expense | $1,167,000 | 1,494 |
| Pre-tax net operating income | $27,000 | 6,018 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $27,000 | 6,033 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $27,000 | 6,032 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $27,000 | 6,033 |
| Net charge-offs | $914,000 | 910 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $27,000 | 6,003 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,046,000 | 3,214 |
| Total interest expense | $1,694,000 | 3,986 |
| Net interest income | $7,352,000 | 2,951 |
| Provision for loan and lease losses | $3,620,000 | 1,425 |
| Total noninterest income | $61,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $468,000 | 2,761 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-407,000 | 7,373 |
| Total noninterest expense | $6,475,000 | 2,914 |
| Salaries and employee benefits | $2,028,000 | 4,184 |
| Premises and equipment expense | $647,000 | 3,518 |
| Additional noninterest expense | $3,800,000 | 1,883 |
| Pre-tax net operating income | $-2,682,000 | 6,878 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $71,000 | 3,441 |
| Income before extraordinary items | $-2,753,000 | 6,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-2,753,000 | 6,966 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-2,753,000 | 6,967 |
| Net charge-offs | $5,714,000 | 915 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-2,753,000 | 6,943 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,221 |
| Total interest expense | $1,356,000 | 3,970 |
| Net interest income | $5,561,000 | 2,967 |
| Provision for loan and lease losses | $3,620,000 | 1,118 |
| Total noninterest income | $163,000 | 5,963 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $349,000 | 2,833 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $-186,000 | 7,452 |
| Total noninterest expense | $4,755,000 | 2,962 |
| Salaries and employee benefits | $1,453,000 | 4,363 |
| Premises and equipment expense | $495,000 | 3,516 |
| Additional noninterest expense | $2,807,000 | 1,867 |
| Pre-tax net operating income | $-2,651,000 | 7,157 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $71,000 | 3,347 |
| Income before extraordinary items | $-2,722,000 | 7,240 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-2,722,000 | 7,240 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-2,722,000 | 7,240 |
| Net charge-offs | $5,116,000 | 771 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-2,722,000 | 7,211 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,691,000 | 3,210 |
| Total interest expense | $971,000 | 3,882 |
| Net interest income | $3,720,000 | 2,958 |
| Provision for loan and lease losses | $2,622,000 | 1,048 |
| Total noninterest income | $63,000 | 6,628 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $233,000 | 2,857 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $-170,000 | 7,586 |
| Total noninterest expense | $3,283,000 | 2,882 |
| Salaries and employee benefits | $986,000 | 4,327 |
| Premises and equipment expense | $339,000 | 3,473 |
| Additional noninterest expense | $1,958,000 | 1,796 |
| Pre-tax net operating income | $-2,122,000 | 7,296 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $71,000 | 3,066 |
| Income before extraordinary items | $-2,193,000 | 7,361 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-2,193,000 | 7,361 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-2,193,000 | 7,361 |
| Net charge-offs | $1,653,000 | 1,294 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-2,193,000 | 7,356 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,451,000 | 3,155 |
| Total interest expense | $508,000 | 3,883 |
| Net interest income | $1,943,000 | 2,853 |
| Provision for loan and lease losses | $1,270,000 | 992 |
| Total noninterest income | $-81,000 | 7,791 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $119,000 | 2,802 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-200,000 | 7,803 |
| Total noninterest expense | $1,742,000 | 2,776 |
| Salaries and employee benefits | $487,000 | 4,425 |
| Premises and equipment expense | $168,000 | 3,571 |
| Additional noninterest expense | $1,087,000 | 1,615 |
| Pre-tax net operating income | $-1,150,000 | 7,457 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-1,150,000 | 7,505 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-1,150,000 | 7,506 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-1,150,000 | 7,506 |
| Net charge-offs | $1,040,000 | 1,009 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-1,150,000 | 7,500 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $11,330,000 | 2,897 |
| Total interest expense | $3,100,000 | 3,331 |
| Net interest income | $8,230,000 | 2,652 |
| Provision for loan and lease losses | $9,236,000 | 933 |
| Total noninterest income | $-340,000 | 7,858 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $488,000 | 2,948 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-828,000 | 7,853 |
| Total noninterest expense | $6,249,000 | 3,079 |
| Salaries and employee benefits | $1,850,000 | 4,604 |
| Premises and equipment expense | $690,000 | 3,501 |
| Additional noninterest expense | $3,709,000 | 1,971 |
| Pre-tax net operating income | $-7,595,000 | 7,389 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $555,000 | 1,451 |
| Income before extraordinary items | $-8,150,000 | 7,490 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-8,150,000 | 7,488 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-8,150,000 | 7,489 |
| Net charge-offs | $9,507,000 | 718 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-8,150,000 | 7,499 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $8,727,000 | 2,875 |
| Total interest expense | $2,488,000 | 3,302 |
| Net interest income | $6,239,000 | 2,632 |
| Provision for loan and lease losses | $6,785,000 | 845 |
| Total noninterest income | $460,000 | 4,393 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $373,000 | 2,908 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $87,000 | 5,581 |
| Total noninterest expense | $4,781,000 | 3,035 |
| Salaries and employee benefits | $1,495,000 | 4,398 |
| Premises and equipment expense | $523,000 | 3,507 |
| Additional noninterest expense | $2,763,000 | 1,918 |
| Pre-tax net operating income | $-4,867,000 | 7,493 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $-63,000 | 6,855 |
| Income before extraordinary items | $-4,804,000 | 7,559 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-4,804,000 | 7,559 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-4,804,000 | 7,559 |
| Net charge-offs | $6,466,000 | 687 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-4,804,000 | 7,567 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 2,871 |
| Total interest expense | $1,753,000 | 3,297 |
| Net interest income | $4,174,000 | 2,604 |
| Provision for loan and lease losses | $3,027,000 | 1,079 |
| Total noninterest income | $273,000 | 4,618 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $239,000 | 2,956 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $34,000 | 6,268 |
| Total noninterest expense | $3,155,000 | 3,089 |
| Salaries and employee benefits | $1,091,000 | 4,166 |
| Premises and equipment expense | $345,000 | 3,561 |
| Additional noninterest expense | $1,719,000 | 2,061 |
| Pre-tax net operating income | $-1,735,000 | 7,314 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $-588,000 | 7,622 |
| Income before extraordinary items | $-1,147,000 | 7,200 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,147,000 | 7,198 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,147,000 | 7,199 |
| Net charge-offs | $2,649,000 | 940 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-1,147,000 | 7,198 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 2,891 |
| Total interest expense | $924,000 | 3,269 |
| Net interest income | $2,041,000 | 2,655 |
| Provision for loan and lease losses | $2,774,000 | 596 |
| Total noninterest income | $129,000 | 4,734 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $133,000 | 2,696 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-4,000 | 7,964 |
| Total noninterest expense | $1,499,000 | 3,149 |
| Salaries and employee benefits | $631,000 | 3,770 |
| Premises and equipment expense | $175,000 | 3,572 |
| Additional noninterest expense | $693,000 | 2,250 |
| Pre-tax net operating income | $-2,103,000 | 7,841 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $-715,000 | 7,937 |
| Income before extraordinary items | $-1,388,000 | 7,806 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-1,388,000 | 7,807 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-1,388,000 | 7,807 |
| Net charge-offs | $2,167,000 | 583 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-1,388,000 | 7,799 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $13,897,000 | 2,659 |
| Total interest expense | $4,570,000 | 3,197 |
| Net interest income | $9,327,000 | 2,344 |
| Provision for loan and lease losses | $5,920,000 | 894 |
| Total noninterest income | $752,000 | 3,983 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $560,000 | 2,780 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $192,000 | 4,907 |
| Total noninterest expense | $5,302,000 | 3,409 |
| Salaries and employee benefits | $2,141,000 | 4,231 |
| Premises and equipment expense | $702,000 | 3,504 |
| Additional noninterest expense | $2,459,000 | 2,377 |
| Pre-tax net operating income | $-1,143,000 | 7,074 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-377,000 | 7,392 |
| Income before extraordinary items | $-766,000 | 6,873 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-766,000 | 6,875 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000,000 | 1,964 |
| Cash dividends | $250,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-766,000 | 6,995 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $10,659,000 | 2,658 |
| Total interest expense | $3,499,000 | 3,243 |
| Net interest income | $7,160,000 | 2,321 |
| Provision for loan and lease losses | $3,366,000 | 836 |
| Total noninterest income | $556,000 | 4,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $408,000 | 2,851 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $3,985,000 | 3,392 |
| Salaries and employee benefits | $1,684,000 | 4,118 |
| Premises and equipment expense | $526,000 | 3,518 |
| Additional noninterest expense | $1,775,000 | 2,392 |
| Pre-tax net operating income | $365,000 | 5,385 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $131,000 | 3,347 |
| Income before extraordinary items | $234,000 | 5,531 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $234,000 | 5,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $556,000 | 1,851 |
| Cash dividends | $250,000 | 3,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $234,000 | 5,712 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 2,586 |
| Total interest expense | $2,454,000 | 3,237 |
| Net interest income | $4,928,000 | 2,251 |
| Provision for loan and lease losses | $1,216,000 | 1,087 |
| Total noninterest income | $341,000 | 4,347 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $260,000 | 2,921 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $81,000 | 5,397 |
| Total noninterest expense | $2,599,000 | 3,454 |
| Salaries and employee benefits | $1,081,000 | 4,259 |
| Premises and equipment expense | $351,000 | 3,541 |
| Additional noninterest expense | $1,167,000 | 2,402 |
| Pre-tax net operating income | $1,454,000 | 2,262 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $499,000 | 1,606 |
| Income before extraordinary items | $955,000 | 2,667 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $955,000 | 2,667 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $229,000 | 2,083 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $955,000 | 2,611 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,804,000 | 2,584 |
| Total interest expense | $1,335,000 | 3,180 |
| Net interest income | $2,469,000 | 2,242 |
| Provision for loan and lease losses | $1,445,000 | 493 |
| Total noninterest income | $164,000 | 4,412 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $120,000 | 3,055 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $44,000 | 5,289 |
| Total noninterest expense | $1,316,000 | 3,443 |
| Salaries and employee benefits | $541,000 | 4,275 |
| Premises and equipment expense | $173,000 | 3,598 |
| Additional noninterest expense | $602,000 | 2,303 |
| Pre-tax net operating income | $-128,000 | 7,627 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-63,000 | 8,066 |
| Income before extraordinary items | $-65,000 | 7,557 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-65,000 | 7,556 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,166 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-65,000 | 7,502 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,218,000 | 2,391 |
| Total interest expense | $6,626,000 | 2,761 |
| Net interest income | $10,592,000 | 2,135 |
| Provision for loan and lease losses | $2,202,000 | 777 |
| Total noninterest income | $575,000 | 4,727 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $373,000 | 3,658 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $202,000 | 5,034 |
| Total noninterest expense | $5,949,000 | 2,984 |
| Salaries and employee benefits | $2,941,000 | 3,281 |
| Premises and equipment expense | $671,000 | 3,541 |
| Additional noninterest expense | $2,337,000 | 2,313 |
| Pre-tax net operating income | $3,016,000 | 2,463 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,040,000 | 1,812 |
| Income before extraordinary items | $1,976,000 | 2,847 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,976,000 | 2,846 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,614,000 | 719 |
| Cash dividends | $2,200,000 | 1,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,976,000 | 2,825 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,092,000 | 2,362 |
| Total interest expense | $5,091,000 | 2,708 |
| Net interest income | $8,001,000 | 2,132 |
| Provision for loan and lease losses | $1,577,000 | 627 |
| Total noninterest income | $407,000 | 4,861 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $267,000 | 3,749 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $140,000 | 5,221 |
| Total noninterest expense | $4,411,000 | 2,999 |
| Salaries and employee benefits | $2,221,000 | 3,246 |
| Premises and equipment expense | $507,000 | 3,517 |
| Additional noninterest expense | $1,683,000 | 2,357 |
| Pre-tax net operating income | $2,420,000 | 2,492 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $833,000 | 1,848 |
| Income before extraordinary items | $1,587,000 | 2,852 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,587,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,586,000 | 471 |
| Cash dividends | $1,700,000 | 1,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,587,000 | 2,838 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,766,000 | 2,375 |
| Total interest expense | $3,442,000 | 2,659 |
| Net interest income | $5,324,000 | 2,167 |
| Provision for loan and lease losses | $1,017,000 | 580 |
| Total noninterest income | $273,000 | 4,875 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $166,000 | 3,887 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $107,000 | 4,994 |
| Total noninterest expense | $2,866,000 | 3,083 |
| Salaries and employee benefits | $1,426,000 | 3,377 |
| Premises and equipment expense | $338,000 | 3,540 |
| Additional noninterest expense | $1,102,000 | 2,403 |
| Pre-tax net operating income | $1,714,000 | 2,434 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $588,000 | 1,867 |
| Income before extraordinary items | $1,126,000 | 2,782 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,126,000 | 2,781 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $480,000 | 726 |
| Cash dividends | $1,200,000 | 1,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,126,000 | 2,763 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,376,000 | 2,377 |
| Total interest expense | $1,752,000 | 2,606 |
| Net interest income | $2,624,000 | 2,195 |
| Provision for loan and lease losses | $625,000 | 431 |
| Total noninterest income | $159,000 | 4,494 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $80,000 | 3,905 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $79,000 | 4,242 |
| Total noninterest expense | $1,422,000 | 3,119 |
| Salaries and employee benefits | $714,000 | 3,401 |
| Premises and equipment expense | $170,000 | 3,543 |
| Additional noninterest expense | $538,000 | 2,454 |
| Pre-tax net operating income | $736,000 | 2,707 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $252,000 | 2,082 |
| Income before extraordinary items | $484,000 | 3,101 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $484,000 | 3,101 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 655 |
| Cash dividends | $700,000 | 1,071 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $484,000 | 3,079 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $17,127,000 | 2,277 |
| Total interest expense | $6,111,000 | 2,549 |
| Net interest income | $11,016,000 | 2,101 |
| Provision for loan and lease losses | $1,569,000 | 689 |
| Total noninterest income | $403,000 | 5,589 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $317,000 | 4,016 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $86,000 | 6,573 |
| Total noninterest expense | $5,473,000 | 3,095 |
| Salaries and employee benefits | $2,622,000 | 3,491 |
| Premises and equipment expense | $650,000 | 3,540 |
| Additional noninterest expense | $2,201,000 | 2,357 |
| Pre-tax net operating income | $4,377,000 | 2,095 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,498,000 | 1,669 |
| Income before extraordinary items | $2,879,000 | 2,346 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,879,000 | 2,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,969,000 | 392 |
| Cash dividends | $3,200,000 | 1,048 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,879,000 | 2,327 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,844,000 | 2,264 |
| Total interest expense | $4,456,000 | 2,547 |
| Net interest income | $8,388,000 | 2,092 |
| Provision for loan and lease losses | $1,295,000 | 608 |
| Total noninterest income | $283,000 | 5,760 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $238,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $45,000 | 7,069 |
| Total noninterest expense | $4,183,000 | 3,052 |
| Salaries and employee benefits | $2,032,000 | 3,403 |
| Premises and equipment expense | $482,000 | 3,573 |
| Additional noninterest expense | $1,669,000 | 2,315 |
| Pre-tax net operating income | $3,193,000 | 2,215 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,090,000 | 1,773 |
| Income before extraordinary items | $2,103,000 | 2,468 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,103,000 | 2,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,254,000 | 389 |
| Cash dividends | $2,400,000 | 990 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,103,000 | 2,451 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,523,000 | 2,238 |
| Total interest expense | $2,953,000 | 2,467 |
| Net interest income | $5,570,000 | 2,096 |
| Provision for loan and lease losses | $570,000 | 879 |
| Total noninterest income | $188,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $158,000 | 4,030 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $30,000 | 7,109 |
| Total noninterest expense | $2,808,000 | 3,052 |
| Salaries and employee benefits | $1,369,000 | 3,385 |
| Premises and equipment expense | $314,000 | 3,631 |
| Additional noninterest expense | $1,125,000 | 2,308 |
| Pre-tax net operating income | $2,380,000 | 2,036 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $814,000 | 1,643 |
| Income before extraordinary items | $1,566,000 | 2,265 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,566,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $659,000 | 469 |
| Cash dividends | $1,600,000 | 986 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,566,000 | 2,249 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,162,000 | 2,245 |
| Total interest expense | $1,412,000 | 2,441 |
| Net interest income | $2,750,000 | 2,112 |
| Provision for loan and lease losses | $270,000 | 866 |
| Total noninterest income | $119,000 | 5,234 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $78,000 | 3,989 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,486 |
| Total noninterest expense | $1,420,000 | 3,021 |
| Salaries and employee benefits | $720,000 | 3,253 |
| Premises and equipment expense | $144,000 | 3,911 |
| Additional noninterest expense | $556,000 | 2,301 |
| Pre-tax net operating income | $1,179,000 | 2,001 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $402,000 | 1,647 |
| Income before extraordinary items | $777,000 | 2,260 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $777,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 1,276 |
| Cash dividends | $800,000 | 899 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $777,000 | 2,236 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $15,316,000 | 2,172 |
| Total interest expense | $4,302,000 | 2,502 |
| Net interest income | $11,014,000 | 2,012 |
| Provision for loan and lease losses | $971,000 | 1,070 |
| Total noninterest income | $801,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $311,000 | 4,095 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $490,000 | 3,405 |
| Total noninterest expense | $5,521,000 | 2,970 |
| Salaries and employee benefits | $2,699,000 | 3,264 |
| Premises and equipment expense | $646,000 | 3,441 |
| Additional noninterest expense | $2,176,000 | 2,300 |
| Pre-tax net operating income | $5,323,000 | 1,755 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,813,000 | 1,473 |
| Income before extraordinary items | $3,510,000 | 1,955 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,510,000 | 1,954 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $461,000 | 1,239 |
| Cash dividends | $2,400,000 | 1,272 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,510,000 | 1,933 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $11,323,000 | 2,147 |
| Total interest expense | $3,010,000 | 2,529 |
| Net interest income | $8,313,000 | 1,990 |
| Provision for loan and lease losses | $464,000 | 1,501 |
| Total noninterest income | $634,000 | 3,948 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $238,000 | 4,072 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $396,000 | 3,298 |
| Total noninterest expense | $4,159,000 | 2,918 |
| Salaries and employee benefits | $2,065,000 | 3,188 |
| Premises and equipment expense | $479,000 | 3,460 |
| Additional noninterest expense | $1,615,000 | 2,283 |
| Pre-tax net operating income | $4,324,000 | 1,648 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,471,000 | 1,403 |
| Income before extraordinary items | $2,853,000 | 1,834 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,853,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $477,000 | 867 |
| Cash dividends | $1,800,000 | 1,153 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,853,000 | 1,797 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,317,000 | 2,154 |
| Total interest expense | $1,852,000 | 2,572 |
| Net interest income | $5,465,000 | 1,988 |
| Provision for loan and lease losses | $294,000 | 1,592 |
| Total noninterest income | $471,000 | 3,669 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $155,000 | 4,080 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $316,000 | 2,970 |
| Total noninterest expense | $2,822,000 | 2,862 |
| Salaries and employee benefits | $1,382,000 | 3,151 |
| Premises and equipment expense | $355,000 | 3,148 |
| Additional noninterest expense | $1,085,000 | 2,255 |
| Pre-tax net operating income | $2,820,000 | 1,652 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $959,000 | 1,411 |
| Income before extraordinary items | $1,861,000 | 1,833 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,861,000 | 1,833 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 573 |
| Cash dividends | $1,200,000 | 1,114 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,861,000 | 1,799 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,517,000 | 2,200 |
| Total interest expense | $809,000 | 2,755 |
| Net interest income | $2,708,000 | 1,989 |
| Provision for loan and lease losses | $180,000 | 1,214 |
| Total noninterest income | $218,000 | 3,770 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $80,000 | 3,924 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,128 |
| Total noninterest expense | $1,403,000 | 2,874 |
| Salaries and employee benefits | $672,000 | 3,234 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $555,000 | 2,203 |
| Pre-tax net operating income | $1,343,000 | 1,705 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $455,000 | 1,453 |
| Income before extraordinary items | $888,000 | 1,915 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $888,000 | 1,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $304,000 | 508 |
| Cash dividends | $600,000 | 1,028 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $888,000 | 1,878 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,110,000 | 2,197 |
| Total interest expense | $2,557,000 | 2,994 |
| Net interest income | $10,553,000 | 1,924 |
| Provision for loan and lease losses | $923,000 | 1,127 |
| Total noninterest income | $752,000 | 4,218 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $341,000 | 4,003 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $411,000 | 3,661 |
| Total noninterest expense | $4,927,000 | 3,161 |
| Salaries and employee benefits | $2,356,000 | 3,506 |
| Premises and equipment expense | $617,000 | 3,459 |
| Additional noninterest expense | $1,954,000 | 2,476 |
| Pre-tax net operating income | $5,455,000 | 1,563 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,853,000 | 1,361 |
| Income before extraordinary items | $3,602,000 | 1,766 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,602,000 | 1,765 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $411,000 | 1,566 |
| Cash dividends | $2,000,000 | 1,347 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,602,000 | 1,717 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,639,000 | 2,203 |
| Total interest expense | $1,848,000 | 3,039 |
| Net interest income | $7,791,000 | 1,930 |
| Provision for loan and lease losses | $693,000 | 1,094 |
| Total noninterest income | $574,000 | 4,192 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $265,000 | 3,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $309,000 | 3,674 |
| Total noninterest expense | $3,726,000 | 3,106 |
| Salaries and employee benefits | $1,831,000 | 3,378 |
| Premises and equipment expense | $447,000 | 3,560 |
| Additional noninterest expense | $1,448,000 | 2,469 |
| Pre-tax net operating income | $3,946,000 | 1,634 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $1,341,000 | 1,422 |
| Income before extraordinary items | $2,605,000 | 1,835 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $2,605,000 | 1,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $378,000 | 1,217 |
| Cash dividends | $1,500,000 | 1,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $2,605,000 | 1,789 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,328,000 | 2,209 |
| Total interest expense | $1,197,000 | 3,093 |
| Net interest income | $5,131,000 | 1,939 |
| Provision for loan and lease losses | $448,000 | 1,127 |
| Total noninterest income | $412,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $173,000 | 4,010 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $239,000 | 3,410 |
| Total noninterest expense | $2,490,000 | 3,106 |
| Salaries and employee benefits | $1,209,000 | 3,423 |
| Premises and equipment expense | $310,000 | 3,455 |
| Additional noninterest expense | $971,000 | 2,448 |
| Pre-tax net operating income | $2,605,000 | 1,616 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $884,000 | 1,421 |
| Income before extraordinary items | $1,721,000 | 1,834 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,721,000 | 1,835 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $192,000 | 1,418 |
| Cash dividends | $1,000,000 | 1,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,721,000 | 1,783 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,169,000 | 2,211 |
| Total interest expense | $595,000 | 3,139 |
| Net interest income | $2,574,000 | 1,939 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $213,000 | 3,910 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $88,000 | 3,887 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $125,000 | 3,263 |
| Total noninterest expense | $1,231,000 | 3,145 |
| Salaries and employee benefits | $597,000 | 3,474 |
| Premises and equipment expense | $151,000 | 3,573 |
| Additional noninterest expense | $483,000 | 2,444 |
| Pre-tax net operating income | $1,306,000 | 1,586 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $440,000 | 1,442 |
| Income before extraordinary items | $866,000 | 1,812 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $866,000 | 1,812 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 1,092 |
| Cash dividends | $500,000 | 1,176 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $866,000 | 1,729 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $12,475,000 | 2,303 |
| Total interest expense | $2,757,000 | 3,093 |
| Net interest income | $9,718,000 | 2,020 |
| Provision for loan and lease losses | $457,000 | 2,320 |
| Total noninterest income | $745,000 | 4,391 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $339,000 | 4,033 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $406,000 | 3,947 |
| Total noninterest expense | $4,602,000 | 3,289 |
| Salaries and employee benefits | $2,215,000 | 3,604 |
| Premises and equipment expense | $565,000 | 3,694 |
| Additional noninterest expense | $1,822,000 | 2,611 |
| Pre-tax net operating income | $5,404,000 | 1,518 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $1,828,000 | 1,371 |
| Income before extraordinary items | $3,576,000 | 1,742 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,576,000 | 1,744 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $568,000 | 1,452 |
| Cash dividends | $1,800,000 | 1,510 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,576,000 | 1,659 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $9,403,000 | 2,330 |
| Total interest expense | $2,155,000 | 3,082 |
| Net interest income | $7,248,000 | 2,034 |
| Provision for loan and lease losses | $357,000 | 2,231 |
| Total noninterest income | $523,000 | 4,627 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $246,000 | 4,129 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $277,000 | 4,179 |
| Total noninterest expense | $3,445,000 | 3,281 |
| Salaries and employee benefits | $1,678,000 | 3,561 |
| Premises and equipment expense | $412,000 | 3,767 |
| Additional noninterest expense | $1,355,000 | 2,611 |
| Pre-tax net operating income | $3,969,000 | 1,592 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $1,343,000 | 1,460 |
| Income before extraordinary items | $2,626,000 | 1,841 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,626,000 | 1,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $358,000 | 1,523 |
| Cash dividends | $1,350,000 | 1,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,626,000 | 1,743 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $6,336,000 | 2,316 |
| Total interest expense | $1,526,000 | 2,996 |
| Net interest income | $4,810,000 | 2,034 |
| Provision for loan and lease losses | $321,000 | 1,707 |
| Total noninterest income | $350,000 | 4,590 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $149,000 | 4,309 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $201,000 | 4,025 |
| Total noninterest expense | $2,299,000 | 3,277 |
| Salaries and employee benefits | $1,126,000 | 3,540 |
| Premises and equipment expense | $261,000 | 3,912 |
| Additional noninterest expense | $912,000 | 2,582 |
| Pre-tax net operating income | $2,540,000 | 1,651 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $858,000 | 1,530 |
| Income before extraordinary items | $1,682,000 | 1,905 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,682,000 | 1,904 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,109 |
| Cash dividends | $900,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,682,000 | 1,796 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $3,257,000 | 2,260 |
| Total interest expense | $789,000 | 2,975 |
| Net interest income | $2,468,000 | 1,983 |
| Provision for loan and lease losses | $190,000 | 1,428 |
| Total noninterest income | $152,000 | 4,860 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $75,000 | 4,221 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 4,426 |
| Total noninterest expense | $1,148,000 | 3,281 |
| Salaries and employee benefits | $560,000 | 3,561 |
| Premises and equipment expense | $144,000 | 3,607 |
| Additional noninterest expense | $444,000 | 2,598 |
| Pre-tax net operating income | $1,282,000 | 1,634 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $433,000 | 1,534 |
| Income before extraordinary items | $849,000 | 1,857 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $849,000 | 1,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $204,000 | 935 |
| Cash dividends | $450,000 | 1,323 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $849,000 | 1,748 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $12,305,000 | 2,507 |
| Total interest expense | $3,393,000 | 3,196 |
| Net interest income | $8,912,000 | 2,180 |
| Provision for loan and lease losses | $676,000 | 1,888 |
| Total noninterest income | $728,000 | 4,225 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $283,000 | 4,363 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $445,000 | 3,497 |
| Total noninterest expense | $4,165,000 | 3,451 |
| Salaries and employee benefits | $2,056,000 | 3,657 |
| Premises and equipment expense | $428,000 | 4,410 |
| Additional noninterest expense | $1,681,000 | 2,685 |
| Pre-tax net operating income | $4,799,000 | 1,698 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,623,000 | 1,543 |
| Income before extraordinary items | $3,176,000 | 1,894 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,176,000 | 1,892 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $337,000 | 2,192 |
| Cash dividends | $1,700,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,176,000 | 1,829 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $12,664,000 | 2,691 |
| Total interest expense | $4,896,000 | 3,207 |
| Net interest income | $7,768,000 | 2,302 |
| Provision for loan and lease losses | $453,000 | 2,384 |
| Total noninterest income | $532,000 | 4,906 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $209,000 | 5,058 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $323,000 | 3,954 |
| Total noninterest expense | $3,849,000 | 3,547 |
| Salaries and employee benefits | $1,814,000 | 3,891 |
| Premises and equipment expense | $408,000 | 4,537 |
| Additional noninterest expense | $1,627,000 | 2,675 |
| Pre-tax net operating income | $3,998,000 | 1,782 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $1,351,000 | 1,649 |
| Income before extraordinary items | $2,647,000 | 1,978 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,647,000 | 1,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $227,000 | 2,649 |
| Cash dividends | $1,623,000 | 1,561 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,647,000 | 1,901 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $12,725,000 | 2,742 |
| Total interest expense | $5,465,000 | 3,058 |
| Net interest income | $7,260,000 | 2,443 |
| Provision for loan and lease losses | $488,000 | 1,918 |
| Total noninterest income | $383,000 | 5,639 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $176,000 | 5,411 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $207,000 | 4,717 |
| Total noninterest expense | $3,651,000 | 3,574 |
| Salaries and employee benefits | $1,564,000 | 4,214 |
| Premises and equipment expense | $350,000 | 4,931 |
| Additional noninterest expense | $1,737,000 | 2,470 |
| Pre-tax net operating income | $3,504,000 | 2,080 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,186,000 | 1,845 |
| Income before extraordinary items | $2,318,000 | 2,226 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,318,000 | 2,226 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $312,000 | 1,769 |
| Cash dividends | $1,200,000 | 1,976 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,318,000 | 2,232 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $10,949,000 | 2,946 |
| Total interest expense | $4,545,000 | 3,203 |
| Net interest income | $6,404,000 | 2,740 |
| Provision for loan and lease losses | $309,000 | 2,587 |
| Total noninterest income | $314,000 | 6,321 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $163,000 | 5,633 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $151,000 | 5,590 |
| Total noninterest expense | $3,139,000 | 4,064 |
| Salaries and employee benefits | $1,377,000 | 4,650 |
| Premises and equipment expense | $166,000 | 7,378 |
| Additional noninterest expense | $1,596,000 | 2,711 |
| Pre-tax net operating income | $3,270,000 | 2,231 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $1,108,000 | 2,054 |
| Income before extraordinary items | $2,162,000 | 2,410 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,162,000 | 2,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $134,000 | 3,042 |
| Cash dividends | $1,900,000 | 1,426 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,162,000 | 2,380 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $10,394,000 | 3,108 |
| Total interest expense | $4,479,000 | 3,323 |
| Net interest income | $5,915,000 | 2,919 |
| Provision for loan and lease losses | $246,000 | 3,028 |
| Total noninterest income | $335,000 | 6,149 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $156,000 | 5,821 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $2,953,000 | 4,173 |
| Salaries and employee benefits | $1,370,000 | 4,564 |
| Premises and equipment expense | $60,000 | 9,567 |
| Additional noninterest expense | $1,523,000 | 2,731 |
| Pre-tax net operating income | $3,051,000 | 2,332 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,039,000 | 2,240 |
| Income before extraordinary items | $2,012,000 | 2,536 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,012,000 | 2,536 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $110,000 | 3,472 |
| Cash dividends | $1,150,000 | 2,015 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,012,000 | 2,452 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $9,567,000 | 3,379 |
| Total interest expense | $4,106,000 | 3,578 |
| Net interest income | $5,461,000 | 3,197 |
| Provision for loan and lease losses | $250,000 | 2,930 |
| Total noninterest income | $387,000 | 5,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $141,000 | 6,332 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $246,000 | 4,403 |
| Total noninterest expense | $2,858,000 | 4,267 |
| Salaries and employee benefits | $1,284,000 | 4,828 |
| Premises and equipment expense | $41,000 | 10,416 |
| Additional noninterest expense | $1,533,000 | 2,682 |
| Pre-tax net operating income | $2,740,000 | 2,705 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $936,000 | 2,572 |
| Income before extraordinary items | $1,804,000 | 2,823 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,804,000 | 2,822 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,933 |
| Cash dividends | $950,000 | 2,289 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,804,000 | 2,775 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,581,000 | 3,777 |
| Total interest expense | $3,644,000 | 4,036 |
| Net interest income | $4,937,000 | 3,569 |
| Provision for loan and lease losses | $185,000 | 3,579 |
| Total noninterest income | $292,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 5,928 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $113,000 | 6,777 |
| Total noninterest expense | $2,652,000 | 4,782 |
| Salaries and employee benefits | $1,211,000 | 5,159 |
| Premises and equipment expense | $257,000 | 6,151 |
| Additional noninterest expense | $1,184,000 | 3,824 |
| Pre-tax net operating income | $2,392,000 | 2,895 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $819,000 | 2,786 |
| Income before extraordinary items | $1,573,000 | 3,047 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,573,000 | 3,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $167,000 | 2,983 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,573,000 | 3,017 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $8,212,000 | 3,915 |
| Total interest expense | $3,737,000 | 3,916 |
| Net interest income | $4,475,000 | 3,924 |
| Provision for loan and lease losses | $152,000 | 3,599 |
| Total noninterest income | $175,000 | 8,877 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $40,000 | 9,709 |
| Total noninterest expense | $2,620,000 | 4,799 |
| Salaries and employee benefits | $1,173,000 | 5,312 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $1,186,000 | 3,772 |
| Pre-tax net operating income | $1,878,000 | 3,695 |
| Securities gains (losses) | $2,000 | 3,270 |
| Applicable income taxes | $650,000 | 3,448 |
| Income before extraordinary items | $1,230,000 | 3,875 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,230,000 | 3,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $29,000 | 6,055 |
| Cash dividends | $600,000 | 2,907 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,228,700 | 3,855 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 4,330 |
| Total interest expense | $2,570,000 | 4,532 |
| Net interest income | $4,238,000 | 4,157 |
| Provision for loan and lease losses | $210,000 | 2,926 |
| Total noninterest income | $162,000 | 9,470 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,306 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $30,000 | 10,793 |
| Total noninterest expense | $2,543,000 | 5,087 |
| Salaries and employee benefits | $1,035,000 | 5,922 |
| Premises and equipment expense | $283,000 | 5,959 |
| Additional noninterest expense | $1,225,000 | 3,985 |
| Pre-tax net operating income | $1,647,000 | 4,067 |
| Securities gains (losses) | $-19,000 | 10,292 |
| Applicable income taxes | $560,000 | 3,712 |
| Income before extraordinary items | $1,068,000 | 4,278 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,068,000 | 4,279 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $157,000 | 2,895 |
| Cash dividends | $450,000 | 3,436 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,080,540 | 4,291 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,133,000 | 4,853 |
| Total interest expense | $2,446,000 | 4,923 |
| Net interest income | $3,687,000 | 4,736 |
| Provision for loan and lease losses | $302,000 | 2,963 |
| Total noninterest income | $172,000 | 9,777 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $157,000 | 6,922 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 12,399 |
| Total noninterest expense | $2,251,000 | 5,758 |
| Salaries and employee benefits | $894,000 | 6,750 |
| Premises and equipment expense | $264,000 | 6,427 |
| Additional noninterest expense | $1,093,000 | 4,557 |
| Pre-tax net operating income | $1,306,000 | 4,847 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $471,000 | 4,396 |
| Income before extraordinary items | $835,000 | 5,385 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $835,000 | 5,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 2,777 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $835,000 | 5,150 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,588,000 | 5,081 |
| Total interest expense | $3,001,000 | 5,163 |
| Net interest income | $3,587,000 | 4,903 |
| Provision for loan and lease losses | $336,000 | 3,872 |
| Total noninterest income | $248,000 | 8,523 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $213,000 | 5,752 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $35,000 | 11,401 |
| Total noninterest expense | $2,267,000 | 5,766 |
| Salaries and employee benefits | $879,000 | 6,742 |
| Premises and equipment expense | $301,000 | 5,952 |
| Additional noninterest expense | $1,087,000 | 4,733 |
| Pre-tax net operating income | $1,232,000 | 4,819 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $421,000 | 4,603 |
| Income before extraordinary items | $811,000 | 5,306 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $811,000 | 5,359 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $226,000 | 3,943 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $811,000 | 5,004 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.