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Capital Community Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$98,510,000	551
Total interest expense	$15,291,000	964
Net interest income	$83,219,000	434
Provision for loan and lease losses	$21,251,000	128
Total noninterest income	$12,443,000	643
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$105,000	3,325
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,338,000	460
Total noninterest expense	$40,154,000	683
Salaries and employee benefits	$19,018,000	796
Premises and equipment expense	$2,252,000	1,103
Additional noninterest expense	$12,338,000	460
Pre-tax net operating income	$34,257,000	468
Securities gains (losses)	$0	988
Applicable income taxes	$7,858,000	410
Income before extraordinary items	$26,399,000	465
Extraordinary gains, net	$0	54
Net income	$26,399,000	468
Minority interest net income	$0	88
Net income of bank and minority interests.	$26,399,000	466
Net charge-offs	$17,014,000	122
Cash dividends	$0	3,459
Sale, conversion, retirement of capital stock, net	$0	540
Net operating income	$26,399,000	485
2023-09-30 (YTD Data)		Rank
Total interest income	$69,865,000	567
Total interest expense	$9,679,000	1,013
Net interest income	$60,186,000	463
Provision for loan and lease losses	$14,894,000	140
Total noninterest income	$8,432,000	684
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$80,000	3,328
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,352,000	504
Total noninterest expense	$29,914,000	694
Salaries and employee benefits	$14,253,000	813
Premises and equipment expense	$1,662,000	1,113
Additional noninterest expense	$8,352,000	504
Pre-tax net operating income	$23,810,000	502
Securities gains (losses)	$0	849
Applicable income taxes	$5,931,000	422
Income before extraordinary items	$17,879,000	529
Extraordinary gains, net	$0	52
Net income	$17,879,000	533
Minority interest net income	$0	81
Net income of bank and minority interests.	$17,879,000	529
Net charge-offs	$11,018,000	120
Cash dividends	$0	3,078
Sale, conversion, retirement of capital stock, net	$0	507
Net operating income	$17,879,000	534
2023-06-30 (YTD Data)		Rank
Total interest income	$44,124,000	563
Total interest expense	$5,358,000	1,066
Net interest income	$38,766,000	476
Provision for loan and lease losses	$9,181,000	145
Total noninterest income	$5,076,000	716
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$49,000	3,391
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,027,000	536
Total noninterest expense	$20,170,000	672
Salaries and employee benefits	$9,456,000	803
Premises and equipment expense	$1,082,000	1,135
Additional noninterest expense	$5,027,000	536
Pre-tax net operating income	$14,491,000	527
Securities gains (losses)	$0	938
Applicable income taxes	$3,610,000	443
Income before extraordinary items	$10,881,000	561
Extraordinary gains, net	$0	51
Net income	$10,881,000	571
Minority interest net income	$0	81
Net income of bank and minority interests.	$10,881,000	561
Net charge-offs	$6,804,000	113
Cash dividends	$0	2,952
Sale, conversion, retirement of capital stock, net	$0	486
Net operating income	$10,881,000	561
2023-03-31 (YTD Data)		Rank
Total interest income	$20,669,000	587
Total interest expense	$2,096,000	1,146
Net interest income	$18,573,000	505
Provision for loan and lease losses	$4,608,000	143
Total noninterest income	$2,199,000	779
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$22,000	3,485
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,177,000	578
Total noninterest expense	$10,175,000	677
Salaries and employee benefits	$4,609,000	835
Premises and equipment expense	$529,000	1,187
Additional noninterest expense	$2,177,000	578
Pre-tax net operating income	$5,989,000	630
Securities gains (losses)	$0	950
Applicable income taxes	$1,492,000	516
Income before extraordinary items	$4,497,000	668
Extraordinary gains, net	$0	4
Net income	$4,497,000	667
Minority interest net income	$0	48
Net income of bank and minority interests.	$4,497,000	667
Net charge-offs	$3,486,000	105
Cash dividends	$0	2,337
Sale, conversion, retirement of capital stock, net	$0	430
Net operating income	$4,497,000	681
2022-12-31 (YTD Data)		Rank
Total interest income	$71,247,000	557
Total interest expense	$3,919,000	950
Net interest income	$67,328,000	528
Provision for loan and lease losses	$19,374,000	118
Total noninterest income	$12,406,000	663
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$107,000	3,382
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,299,000	480
Total noninterest expense	$30,802,000	856
Salaries and employee benefits	$15,187,000	942
Premises and equipment expense	$1,770,000	1,356
Additional noninterest expense	$12,299,000	480
Pre-tax net operating income	$29,558,000	571
Securities gains (losses)	$0	691
Applicable income taxes	$7,365,000	474
Income before extraordinary items	$22,193,000	605
Extraordinary gains, net	$0	5
Net income	$22,193,000	606
Minority interest net income	$0	63
Net income of bank and minority interests.	$22,193,000	606
Net charge-offs	$16,079,000	80
Cash dividends	$0	3,475
Sale, conversion, retirement of capital stock, net	$0	568
Net operating income	$22,193,000	616
2022-09-30 (YTD Data)		Rank
Total interest income	$51,819,000	539
Total interest expense	$2,441,000	850
Net interest income	$49,378,000	529
Provision for loan and lease losses	$14,330,000	107
Total noninterest income	$8,497,000	721
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$83,000	3,373
Trading account gains and fees	NA	NA
Additional Noninterest Income	$8,414,000	532
Total noninterest expense	$22,576,000	863
Salaries and employee benefits	$10,745,000	995
Premises and equipment expense	$1,281,000	1,399
Additional noninterest expense	$8,414,000	532
Pre-tax net operating income	$20,969,000	601
Securities gains (losses)	$0	740
Applicable income taxes	$5,226,000	497
Income before extraordinary items	$15,743,000	624
Extraordinary gains, net	$0	4
Net income	$15,743,000	624
Minority interest net income	$0	57
Net income of bank and minority interests.	$15,743,000	624
Net charge-offs	$11,651,000	73
Cash dividends	$0	3,099
Sale, conversion, retirement of capital stock, net	$0	519
Net operating income	$15,743,000	633
2022-06-30 (YTD Data)		Rank
Total interest income	$32,983,000	536
Total interest expense	$1,295,000	891
Net interest income	$31,688,000	525
Provision for loan and lease losses	$9,301,000	93
Total noninterest income	$5,523,000	718
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$57,000	3,370
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,466,000	565
Total noninterest expense	$14,509,000	870
Salaries and employee benefits	$6,981,000	1,012
Premises and equipment expense	$806,000	1,456
Additional noninterest expense	$6,722,000	599
Pre-tax net operating income	$13,401,000	587
Securities gains (losses)	$0	687
Applicable income taxes	$3,341,000	483
Income before extraordinary items	$10,060,000	606
Extraordinary gains, net	$0	4
Net income	$10,060,000	605
Minority interest net income	$0	60
Net income of bank and minority interests.	$10,060,000	606
Net charge-offs	$7,504,000	70
Cash dividends	$0	2,961
Sale, conversion, retirement of capital stock, net	$0	494
Net operating income	$10,060,000	614
2022-03-31 (YTD Data)		Rank
Total interest income	$15,601,000	542
Total interest expense	$642,000	854
Net interest income	$14,959,000	535
Provision for loan and lease losses	$4,383,000	76
Total noninterest income	$2,796,000	724
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$29,000	3,331
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,767,000	568
Total noninterest expense	$6,887,000	905
Salaries and employee benefits	$3,198,000	1,092
Premises and equipment expense	$417,000	1,413
Additional noninterest expense	$3,272,000	604
Pre-tax net operating income	$6,485,000	573
Securities gains (losses)	$0	623
Applicable income taxes	$1,618,000	475
Income before extraordinary items	$4,867,000	602
Extraordinary gains, net	$0	4
Net income	$4,867,000	602
Minority interest net income	$0	50
Net income of bank and minority interests.	$4,867,000	602
Net charge-offs	$3,906,000	78
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$4,867,000	607
2021-12-31 (YTD Data)		Rank
Total interest income	$50,315,000	676
Total interest expense	$3,343,000	819
Net interest income	$46,972,000	664
Provision for loan and lease losses	$11,077,000	50
Total noninterest income	$7,900,000	991
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$113,000	3,319
Trading account gains and fees	NA	NA
Additional Noninterest Income	$7,787,000	801
Total noninterest expense	$23,448,000	1,031
Salaries and employee benefits	$11,384,000	1,176
Premises and equipment expense	$1,590,000	1,451
Additional noninterest expense	$10,474,000	744
Pre-tax net operating income	$20,347,000	728
Securities gains (losses)	$0	2,062
Applicable income taxes	$5,040,000	623
Income before extraordinary items	$15,307,000	798
Extraordinary gains, net	$0	10
Net income	$15,307,000	799
Minority interest net income	$0	74
Net income of bank and minority interests.	$15,307,000	799
Net charge-offs	$7,336,000	140
Cash dividends	$0	3,608
Sale, conversion, retirement of capital stock, net	$0	582
Net operating income	$15,307,000	779
2021-09-30 (YTD Data)		Rank
Total interest income	$34,325,000	746
Total interest expense	$2,599,000	842
Net interest income	$31,726,000	741
Provision for loan and lease losses	$6,529,000	58
Total noninterest income	$5,617,000	1,033
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$77,000	3,441
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,540,000	845
Total noninterest expense	$16,781,000	1,081
Salaries and employee benefits	$8,110,000	1,228
Premises and equipment expense	$1,188,000	1,479
Additional noninterest expense	$7,483,000	771
Pre-tax net operating income	$14,033,000	822
Securities gains (losses)	$0	2,015
Applicable income taxes	$3,510,000	677
Income before extraordinary items	$10,523,000	910
Extraordinary gains, net	$0	8
Net income	$10,523,000	910
Minority interest net income	$0	69
Net income of bank and minority interests.	$10,523,000	910
Net charge-offs	$4,274,000	156
Cash dividends	$0	3,251
Sale, conversion, retirement of capital stock, net	$0	543
Net operating income	$10,523,000	892
2021-06-30 (YTD Data)		Rank
Total interest income	$20,185,000	834
Total interest expense	$1,799,000	847
Net interest income	$18,386,000	831
Provision for loan and lease losses	$3,201,000	80
Total noninterest income	$3,040,000	1,167
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$50,000	3,442
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,990,000	975
Total noninterest expense	$10,222,000	1,146
Salaries and employee benefits	$5,003,000	1,299
Premises and equipment expense	$771,000	1,507
Additional noninterest expense	$4,448,000	848
Pre-tax net operating income	$8,003,000	917
Securities gains (losses)	$0	1,818
Applicable income taxes	$2,001,000	759
Income before extraordinary items	$6,002,000	1,027
Extraordinary gains, net	$0	6
Net income	$6,002,000	1,027
Minority interest net income	$0	67
Net income of bank and minority interests.	$6,002,000	1,027
Net charge-offs	$2,183,000	184
Cash dividends	$0	3,104
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$6,002,000	1,005
2021-03-31 (YTD Data)		Rank
Total interest income	$9,692,000	857
Total interest expense	$936,000	859
Net interest income	$8,756,000	860
Provision for loan and lease losses	$1,517,000	116
Total noninterest income	$1,181,000	1,379
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$21,000	3,625
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,160,000	1,159
Total noninterest expense	$4,763,000	1,183
Salaries and employee benefits	$2,349,000	1,355
Premises and equipment expense	$396,000	1,498
Additional noninterest expense	$2,018,000	888
Pre-tax net operating income	$3,657,000	986
Securities gains (losses)	$0	1,392
Applicable income taxes	$918,000	792
Income before extraordinary items	$2,739,000	1,107
Extraordinary gains, net	$0	3
Net income	$2,739,000	1,106
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,739,000	1,107
Net charge-offs	$1,009,000	182
Cash dividends	$0	2,452
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$2,739,000	1,073
2020-12-31 (YTD Data)		Rank
Total interest income	$31,297,000	1,013
Total interest expense	$5,727,000	842
Net interest income	$25,570,000	1,050
Provision for loan and lease losses	$7,438,000	442
Total noninterest income	$4,378,000	1,373
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$158,000	3,044
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,220,000	1,160
Total noninterest expense	$13,839,000	1,506
Salaries and employee benefits	$8,056,000	1,507
Premises and equipment expense	$1,630,000	1,430
Additional noninterest expense	$4,153,000	1,491
Pre-tax net operating income	$8,671,000	1,184
Securities gains (losses)	$0	2,675
Applicable income taxes	$2,215,000	878
Income before extraordinary items	$6,456,000	1,341
Extraordinary gains, net	$0	4
Net income	$6,456,000	1,342
Minority interest net income	$0	72
Net income of bank and minority interests.	$6,456,000	1,342
Net charge-offs	$7,668,000	174
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	566
Net operating income	$6,456,000	1,305
2020-09-30 (YTD Data)		Rank
Total interest income	$22,414,000	1,052
Total interest expense	$4,533,000	847
Net interest income	$17,881,000	1,103
Provision for loan and lease losses	$4,492,000	536
Total noninterest income	$2,473,000	1,593
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$118,000	3,065
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,355,000	1,356
Total noninterest expense	$10,104,000	1,521
Salaries and employee benefits	$5,658,000	1,575
Premises and equipment expense	$1,213,000	1,430
Additional noninterest expense	$3,233,000	1,426
Pre-tax net operating income	$5,758,000	1,255
Securities gains (losses)	$0	2,494
Applicable income taxes	$1,377,000	952
Income before extraordinary items	$4,381,000	1,405
Extraordinary gains, net	$0	4
Net income	$4,381,000	1,406
Minority interest net income	$0	65
Net income of bank and minority interests.	$4,381,000	1,406
Net charge-offs	$3,747,000	209
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$0	532
Net operating income	$4,381,000	1,361
2020-06-30 (YTD Data)		Rank
Total interest income	$14,851,000	1,072
Total interest expense	$3,185,000	871
Net interest income	$11,666,000	1,118
Provision for loan and lease losses	$2,567,000	608
Total noninterest income	$1,514,000	1,616
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$81,000	3,064
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,433,000	1,352
Total noninterest expense	$6,883,000	1,476
Salaries and employee benefits	$3,608,000	1,628
Premises and equipment expense	$814,000	1,416
Additional noninterest expense	$2,461,000	1,261
Pre-tax net operating income	$3,730,000	1,224
Securities gains (losses)	$0	2,249
Applicable income taxes	$891,000	908
Income before extraordinary items	$2,839,000	1,365
Extraordinary gains, net	$0	4
Net income	$2,839,000	1,365
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,839,000	1,365
Net charge-offs	$2,104,000	243
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$0	504
Net operating income	$2,839,000	1,330
2020-03-31 (YTD Data)		Rank
Total interest income	$6,791,000	1,173
Total interest expense	$1,658,000	925
Net interest income	$5,133,000	1,219
Provision for loan and lease losses	$1,307,000	525
Total noninterest income	$764,000	1,505
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$44,000	3,201
Trading account gains and fees	NA	NA
Additional Noninterest Income	$720,000	1,221
Total noninterest expense	$3,421,000	1,503
Salaries and employee benefits	$1,694,000	1,721
Premises and equipment expense	$403,000	1,435
Additional noninterest expense	$1,324,000	1,204
Pre-tax net operating income	$1,169,000	1,623
Securities gains (losses)	$0	1,705
Applicable income taxes	$272,000	1,148
Income before extraordinary items	$897,000	1,817
Extraordinary gains, net	$0	4
Net income	$897,000	1,817
Minority interest net income	$0	56
Net income of bank and minority interests.	$897,000	1,817
Net charge-offs	$1,015,000	239
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$897,000	1,789
2019-12-31 (YTD Data)		Rank
Total interest income	$33,153,000	993
Total interest expense	$7,771,000	852
Net interest income	$25,382,000	1,033
Provision for loan and lease losses	$8,517,000	176
Total noninterest income	$3,100,000	1,533
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$184,000	3,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,916,000	1,223
Total noninterest expense	$12,688,000	1,565
Salaries and employee benefits	$5,776,000	1,904
Premises and equipment expense	$1,470,000	1,520
Additional noninterest expense	$5,442,000	1,164
Pre-tax net operating income	$7,277,000	1,320
Securities gains (losses)	$0	2,379
Applicable income taxes	$1,889,000	934
Income before extraordinary items	$5,388,000	1,509
Extraordinary gains, net	$0	11
Net income	$5,388,000	1,510
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,388,000	1,511
Net charge-offs	$5,957,000	188
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$0	626
Net operating income	$5,388,000	1,480
2019-09-30 (YTD Data)		Rank
Total interest income	$25,185,000	987
Total interest expense	$5,716,000	869
Net interest income	$19,469,000	1,021
Provision for loan and lease losses	$7,606,000	153
Total noninterest income	$3,061,000	1,285
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$131,000	3,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,930,000	978
Total noninterest expense	$9,095,000	1,645
Salaries and employee benefits	$4,124,000	1,975
Premises and equipment expense	$1,070,000	1,580
Additional noninterest expense	$3,901,000	1,197
Pre-tax net operating income	$5,829,000	1,287
Securities gains (losses)	$0	2,167
Applicable income taxes	$1,430,000	967
Income before extraordinary items	$4,399,000	1,435
Extraordinary gains, net	$0	11
Net income	$4,399,000	1,435
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,399,000	1,437
Net charge-offs	$4,371,000	190
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$0	590
Net operating income	$4,399,000	1,404
2019-06-30 (YTD Data)		Rank
Total interest income	$18,805,000	895
Total interest expense	$3,563,000	905
Net interest income	$15,242,000	886
Provision for loan and lease losses	$7,031,000	135
Total noninterest income	$1,593,000	1,480
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$78,000	3,490
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,515,000	1,160
Total noninterest expense	$6,213,000	1,603
Salaries and employee benefits	$2,680,000	2,008
Premises and equipment expense	$723,000	1,568
Additional noninterest expense	$2,810,000	1,144
Pre-tax net operating income	$3,591,000	1,346
Securities gains (losses)	$0	1,702
Applicable income taxes	$879,000	988
Income before extraordinary items	$2,712,000	1,498
Extraordinary gains, net	$0	11
Net income	$2,712,000	1,498
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,712,000	1,498
Net charge-offs	$2,672,000	197
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$0	573
Net operating income	$2,712,000	1,468
2019-03-31 (YTD Data)		Rank
Total interest income	$9,125,000	922
Total interest expense	$1,681,000	927
Net interest income	$7,444,000	911
Provision for loan and lease losses	$3,616,000	134
Total noninterest income	$792,000	1,444
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$58,000	3,014
Trading account gains and fees	NA	NA
Additional Noninterest Income	$734,000	1,130
Total noninterest expense	$2,838,000	1,746
Salaries and employee benefits	$1,413,000	1,956
Premises and equipment expense	$375,000	1,540
Additional noninterest expense	$1,050,000	1,457
Pre-tax net operating income	$1,782,000	1,326
Securities gains (losses)	$0	1,087
Applicable income taxes	$435,000	988
Income before extraordinary items	$1,347,000	1,484
Extraordinary gains, net	$0	5
Net income	$1,347,000	1,483
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,347,000	1,483
Net charge-offs	$1,083,000	203
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$0	529
Net operating income	$1,347,000	1,459
2018-12-31 (YTD Data)		Rank
Total interest income	$20,549,000	1,409
Total interest expense	$3,980,000	1,139
Net interest income	$16,569,000	1,459
Provision for loan and lease losses	$1,435,000	656
Total noninterest income	$718,000	3,296
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$201,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$517,000	3,022
Total noninterest expense	$10,773,000	1,781
Salaries and employee benefits	$5,223,000	2,030
Premises and equipment expense	$1,445,000	1,555
Additional noninterest expense	$4,105,000	1,472
Pre-tax net operating income	$5,079,000	1,762
Securities gains (losses)	$0	1,125
Applicable income taxes	$1,247,000	1,196
Income before extraordinary items	$3,832,000	1,964
Extraordinary gains, net	$0	6
Net income	$3,832,000	1,962
Minority interest net income	$0	72
Net income of bank and minority interests.	$3,832,000	1,963
Net charge-offs	$1,543,000	425
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$0	671
Net operating income	$3,832,000	1,956
2018-09-30 (YTD Data)		Rank
Total interest income	$10,844,000	1,904
Total interest expense	$2,743,000	1,162
Net interest income	$8,101,000	2,117
Provision for loan and lease losses	$-155,000	5,314
Total noninterest income	$666,000	3,046
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$155,000	3,300
Trading account gains and fees	NA	NA
Additional Noninterest Income	$511,000	2,726
Total noninterest expense	$7,542,000	1,893
Salaries and employee benefits	$3,603,000	2,156
Premises and equipment expense	$1,066,000	1,586
Additional noninterest expense	$2,873,000	1,561
Pre-tax net operating income	$1,380,000	3,299
Securities gains (losses)	$0	1,118
Applicable income taxes	$314,000	2,195
Income before extraordinary items	$1,066,000	3,492
Extraordinary gains, net	$0	5
Net income	$1,066,000	3,491
Minority interest net income	$0	66
Net income of bank and minority interests.	$1,066,000	3,491
Net charge-offs	$754,000	541
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$0	633
Net operating income	$1,066,000	3,490
2018-06-30 (YTD Data)		Rank
Total interest income	$6,635,000	2,022
Total interest expense	$1,695,000	1,172
Net interest income	$4,940,000	2,272
Provision for loan and lease losses	$-456,000	5,460
Total noninterest income	$414,000	3,142
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$98,000	3,359
Trading account gains and fees	NA	NA
Additional Noninterest Income	$316,000	2,823
Total noninterest expense	$4,981,000	1,920
Salaries and employee benefits	$2,363,000	2,203
Premises and equipment expense	$711,000	1,597
Additional noninterest expense	$1,907,000	1,572
Pre-tax net operating income	$829,000	3,426
Securities gains (losses)	$0	961
Applicable income taxes	$187,000	2,279
Income before extraordinary items	$642,000	3,624
Extraordinary gains, net	$0	6
Net income	$642,000	3,623
Minority interest net income	$0	65
Net income of bank and minority interests.	$642,000	3,623
Net charge-offs	$143,000	1,108
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$0	620
Net operating income	$642,000	3,626
2018-03-31 (YTD Data)		Rank
Total interest income	$3,236,000	2,056
Total interest expense	$771,000	1,211
Net interest income	$2,465,000	2,275
Provision for loan and lease losses	$-244,000	5,534
Total noninterest income	$175,000	3,361
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$48,000	3,397
Trading account gains and fees	NA	NA
Additional Noninterest Income	$127,000	3,041
Total noninterest expense	$2,427,000	1,968
Salaries and employee benefits	$1,120,000	2,302
Premises and equipment expense	$352,000	1,640
Additional noninterest expense	$955,000	1,574
Pre-tax net operating income	$457,000	3,244
Securities gains (losses)	$0	735
Applicable income taxes	$104,000	2,146
Income before extraordinary items	$353,000	3,443
Extraordinary gains, net	$0	7
Net income	$353,000	3,442
Minority interest net income	$0	52
Net income of bank and minority interests.	$353,000	3,443
Net charge-offs	$-13,000	4,839
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$0	580
Net operating income	$353,000	3,436
2017-12-31 (YTD Data)		Rank
Total interest income	$19,027,000	1,408
Total interest expense	$2,911,000	1,112
Net interest income	$16,116,000	1,452
Provision for loan and lease losses	$1,389,000	689
Total noninterest income	$978,000	2,979
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$209,000	3,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$769,000	2,612
Total noninterest expense	$10,933,000	1,756
Salaries and employee benefits	$4,852,000	2,128
Premises and equipment expense	$1,334,000	1,695
Additional noninterest expense	$4,747,000	1,295
Pre-tax net operating income	$4,772,000	1,783
Securities gains (losses)	$0	2,243
Applicable income taxes	$1,299,000	1,662
Income before extraordinary items	$3,473,000	1,820
Extraordinary gains, net	$0	9
Net income	$3,473,000	1,820
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,473,000	1,821
Net charge-offs	$106,000	2,372
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$9,501,000	66
Net operating income	$3,473,000	1,795
2017-09-30 (YTD Data)		Rank
Total interest income	$15,375,000	1,325
Total interest expense	$2,085,000	1,138
Net interest income	$13,290,000	1,344
Provision for loan and lease losses	$1,389,000	536
Total noninterest income	$785,000	2,899
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$159,000	3,396
Trading account gains and fees	NA	NA
Additional Noninterest Income	$626,000	2,527
Total noninterest expense	$6,666,000	2,099
Salaries and employee benefits	$3,568,000	2,163
Premises and equipment expense	$998,000	1,700
Additional noninterest expense	$2,100,000	2,042
Pre-tax net operating income	$6,020,000	1,201
Securities gains (losses)	$0	2,274
Applicable income taxes	$1,773,000	999
Income before extraordinary items	$4,247,000	1,316
Extraordinary gains, net	$0	9
Net income	$4,247,000	1,314
Minority interest net income	$0	71
Net income of bank and minority interests.	$4,247,000	1,316
Net charge-offs	$109,000	1,851
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$7,750,000	64
Net operating income	$4,247,000	1,294
2017-06-30 (YTD Data)		Rank
Total interest income	$10,696,000	1,270
Total interest expense	$1,273,000	1,205
Net interest income	$9,423,000	1,282
Provision for loan and lease losses	$1,262,000	414
Total noninterest income	$549,000	2,836
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$100,000	3,479
Trading account gains and fees	NA	NA
Additional Noninterest Income	$449,000	2,455
Total noninterest expense	$4,310,000	2,169
Salaries and employee benefits	$2,336,000	2,220
Premises and equipment expense	$658,000	1,724
Additional noninterest expense	$1,316,000	2,148
Pre-tax net operating income	$4,400,000	1,100
Securities gains (losses)	$0	1,906
Applicable income taxes	$1,624,000	782
Income before extraordinary items	$2,776,000	1,322
Extraordinary gains, net	$0	11
Net income	$2,776,000	1,321
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,776,000	1,322
Net charge-offs	$115,000	1,419
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$2,771,000	80
Net operating income	$2,776,000	1,303
2017-03-31 (YTD Data)		Rank
Total interest income	$4,810,000	1,377
Total interest expense	$574,000	1,301
Net interest income	$4,236,000	1,384
Provision for loan and lease losses	$551,000	425
Total noninterest income	$331,000	2,589
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$52,000	3,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$279,000	2,194
Total noninterest expense	$2,102,000	2,221
Salaries and employee benefits	$1,194,000	2,211
Premises and equipment expense	$324,000	1,759
Additional noninterest expense	$584,000	2,373
Pre-tax net operating income	$1,914,000	1,215
Securities gains (losses)	$0	1,153
Applicable income taxes	$705,000	850
Income before extraordinary items	$1,209,000	1,457
Extraordinary gains, net	$0	8
Net income	$1,209,000	1,457
Minority interest net income	$0	55
Net income of bank and minority interests.	$1,209,000	1,457
Net charge-offs	$21,000	1,854
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$1,061,000	77
Net operating income	$1,209,000	1,441
2016-12-31 (YTD Data)		Rank
Total interest income	$14,275,000	1,770
Total interest expense	$1,576,000	1,738
Net interest income	$12,699,000	1,769
Provision for loan and lease losses	$865,000	1,030
Total noninterest income	$878,000	3,249
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$193,000	3,619
Trading account gains and fees	$0	170
Additional Noninterest Income	$685,000	2,864
Total noninterest expense	$7,629,000	2,386
Salaries and employee benefits	$3,997,000	2,504
Premises and equipment expense	$1,240,000	1,810
Additional noninterest expense	$2,392,000	2,396
Pre-tax net operating income	$5,083,000	1,609
Securities gains (losses)	$-6,000	5,603
Applicable income taxes	$1,798,000	1,129
Income before extraordinary items	$3,279,000	1,944
Extraordinary gains, net	$0	5
Net income	$3,279,000	1,943
Minority interest net income	$0	82
Net income of bank and minority interests.	$3,279,000	1,943
Net charge-offs	$426,000	1,197
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$300,000	340
Net operating income	$3,282,900	1,900
2016-09-30 (YTD Data)		Rank
Total interest income	$9,993,000	1,897
Total interest expense	$1,122,000	1,813
Net interest income	$8,871,000	1,888
Provision for loan and lease losses	$410,000	1,334
Total noninterest income	$682,000	3,195
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$144,000	3,659
Trading account gains and fees	$0	169
Additional Noninterest Income	$538,000	2,801
Total noninterest expense	$5,566,000	2,432
Salaries and employee benefits	$2,836,000	2,599
Premises and equipment expense	$934,000	1,813
Additional noninterest expense	$1,796,000	2,396
Pre-tax net operating income	$3,577,000	1,700
Securities gains (losses)	$-6,000	5,771
Applicable income taxes	$1,244,000	1,231
Income before extraordinary items	$2,327,000	2,076
Extraordinary gains, net	$0	5
Net income	$2,327,000	2,076
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,327,000	2,076
Net charge-offs	$-30,000	5,213
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$300,000	282
Net operating income	$2,330,900	2,003
2016-06-30 (YTD Data)		Rank
Total interest income	$6,200,000	2,031
Total interest expense	$715,000	1,876
Net interest income	$5,485,000	2,026
Provision for loan and lease losses	$200,000	1,606
Total noninterest income	$473,000	3,129
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$96,000	3,658
Trading account gains and fees	$0	157
Additional Noninterest Income	$377,000	2,734
Total noninterest expense	$3,604,000	2,505
Salaries and employee benefits	$1,788,000	2,733
Premises and equipment expense	$623,000	1,798
Additional noninterest expense	$1,193,000	2,412
Pre-tax net operating income	$2,154,000	1,824
Securities gains (losses)	$0	2,835
Applicable income taxes	$787,000	1,257
Income before extraordinary items	$1,367,000	2,281
Extraordinary gains, net	$0	16
Net income	$1,367,000	2,280
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,367,000	2,280
Net charge-offs	$-17,000	5,151
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$300,000	229
Net operating income	$1,367,000	2,217
2016-03-31 (YTD Data)		Rank
Total interest income	$3,063,000	2,049
Total interest expense	$349,000	1,913
Net interest income	$2,714,000	2,045
Provision for loan and lease losses	$120,000	1,367
Total noninterest income	$260,000	2,949
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$51,000	3,568
Trading account gains and fees	$0	142
Additional Noninterest Income	$209,000	2,563
Total noninterest expense	$1,784,000	2,531
Salaries and employee benefits	$876,000	2,772
Premises and equipment expense	$311,000	1,820
Additional noninterest expense	$597,000	2,395
Pre-tax net operating income	$1,070,000	1,830
Securities gains (losses)	$0	2,077
Applicable income taxes	$391,000	1,253
Income before extraordinary items	$679,000	2,246
Extraordinary gains, net	$0	12
Net income	$679,000	2,246
Minority interest net income	$0	62
Net income of bank and minority interests.	$679,000	2,246
Net charge-offs	$-5,000	4,858
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$679,000	2,191
2015-12-31 (YTD Data)		Rank
Total interest income	$10,048,000	2,357
Total interest expense	$999,000	2,423
Net interest income	$9,049,000	2,343
Provision for loan and lease losses	$163,000	2,562
Total noninterest income	$913,000	3,238
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$250,000	3,352
Trading account gains and fees	$0	159
Additional Noninterest Income	$663,000	2,908
Total noninterest expense	$6,171,000	2,811
Salaries and employee benefits	$3,159,000	2,938
Premises and equipment expense	$1,111,000	2,012
Additional noninterest expense	$1,901,000	2,892
Pre-tax net operating income	$3,628,000	2,016
Securities gains (losses)	$0	3,216
Applicable income taxes	$1,329,000	1,324
Income before extraordinary items	$2,299,000	2,480
Extraordinary gains, net	$0	23
Net income	$2,299,000	2,482
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,299,000	2,482
Net charge-offs	$44,000	3,344
Cash dividends	$0	4,291
Sale, conversion, retirement of capital stock, net	$1,000,000	223
Net operating income	$2,299,000	2,435
2015-09-30 (YTD Data)		Rank
Total interest income	$7,272,000	2,450
Total interest expense	$720,000	2,517
Net interest income	$6,552,000	2,415
Provision for loan and lease losses	$90,000	2,744
Total noninterest income	$593,000	3,479
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$187,000	3,384
Trading account gains and fees	$0	153
Additional Noninterest Income	$406,000	3,195
Total noninterest expense	$4,401,000	2,924
Salaries and employee benefits	$2,228,000	3,083
Premises and equipment expense	$820,000	2,056
Additional noninterest expense	$1,353,000	3,018
Pre-tax net operating income	$2,654,000	2,108
Securities gains (losses)	$0	3,031
Applicable income taxes	$972,000	1,401
Income before extraordinary items	$1,682,000	2,570
Extraordinary gains, net	$0	21
Net income	$1,682,000	2,571
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,682,000	2,571
Net charge-offs	$30,000	3,122
Cash dividends	$0	3,825
Sale, conversion, retirement of capital stock, net	$1,000,000	174
Net operating income	$1,682,000	2,522
2015-06-30 (YTD Data)		Rank
Total interest income	$4,570,000	2,572
Total interest expense	$470,000	2,573
Net interest income	$4,100,000	2,552
Provision for loan and lease losses	$28,000	3,331
Total noninterest income	$401,000	3,454
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$125,000	3,366
Trading account gains and fees	$0	157
Additional Noninterest Income	$276,000	3,167
Total noninterest expense	$2,919,000	2,944
Salaries and employee benefits	$1,486,000	3,101
Premises and equipment expense	$544,000	2,082
Additional noninterest expense	$889,000	3,074
Pre-tax net operating income	$1,554,000	2,284
Securities gains (losses)	$0	2,636
Applicable income taxes	$568,000	1,508
Income before extraordinary items	$986,000	2,776
Extraordinary gains, net	$0	22
Net income	$986,000	2,777
Minority interest net income	$0	75
Net income of bank and minority interests.	$986,000	2,778
Net charge-offs	$42,000	2,461
Cash dividends	$0	3,664
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$986,000	2,718
2015-03-31 (YTD Data)		Rank
Total interest income	$2,112,000	2,744
Total interest expense	$226,000	2,663
Net interest income	$1,886,000	2,730
Provision for loan and lease losses	$0	3,703
Total noninterest income	$195,000	3,473
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$53,000	3,605
Trading account gains and fees	$0	152
Additional Noninterest Income	$142,000	3,106
Total noninterest expense	$1,437,000	2,987
Salaries and employee benefits	$741,000	3,124
Premises and equipment expense	$272,000	2,113
Additional noninterest expense	$424,000	3,168
Pre-tax net operating income	$644,000	2,568
Securities gains (losses)	$0	2,027
Applicable income taxes	$234,000	1,659
Income before extraordinary items	$410,000	3,079
Extraordinary gains, net	$0	13
Net income	$410,000	3,082
Minority interest net income	$0	64
Net income of bank and minority interests.	$410,000	3,082
Net charge-offs	$57,000	1,460
Cash dividends	$0	2,892
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$410,000	3,013
2014-12-31 (YTD Data)		Rank
Total interest income	$8,733,000	2,711
Total interest expense	$873,000	2,863
Net interest income	$7,860,000	2,670
Provision for loan and lease losses	$0	4,603
Total noninterest income	$881,000	3,317
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$164,000	4,243
Trading account gains and fees	$0	180
Additional Noninterest Income	$717,000	2,775
Total noninterest expense	$5,784,000	2,996
Salaries and employee benefits	$2,927,000	3,130
Premises and equipment expense	$1,116,000	2,051
Additional noninterest expense	$1,741,000	3,196
Pre-tax net operating income	$2,957,000	2,303
Securities gains (losses)	$0	3,259
Applicable income taxes	$1,089,000	1,469
Income before extraordinary items	$1,868,000	2,841
Extraordinary gains, net	$0	17
Net income	$1,868,000	2,839
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,868,000	2,841
Net charge-offs	$-40,000	5,941
Cash dividends	$0	4,358
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$1,868,000	2,789
2014-09-30 (YTD Data)		Rank
Total interest income	$6,111,000	2,885
Total interest expense	$644,000	2,939
Net interest income	$5,467,000	2,829
Provision for loan and lease losses	$0	4,401
Total noninterest income	$542,000	3,687
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$125,000	4,268
Trading account gains and fees	$0	174
Additional Noninterest Income	$417,000	3,176
Total noninterest expense	$4,171,000	3,098
Salaries and employee benefits	$2,038,000	3,312
Premises and equipment expense	$830,000	2,081
Additional noninterest expense	$1,303,000	3,199
Pre-tax net operating income	$1,838,000	2,667
Securities gains (losses)	$0	2,980
Applicable income taxes	$679,000	1,683
Income before extraordinary items	$1,159,000	3,218
Extraordinary gains, net	$0	15
Net income	$1,159,000	3,217
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,159,000	3,219
Net charge-offs	$-36,000	5,946
Cash dividends	$0	3,845
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$1,159,000	3,172
2014-06-30 (YTD Data)		Rank
Total interest income	$3,894,000	2,973
Total interest expense	$425,000	2,997
Net interest income	$3,469,000	2,942
Provision for loan and lease losses	$0	4,196
Total noninterest income	$395,000	3,533
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$86,000	4,212
Trading account gains and fees	$0	172
Additional Noninterest Income	$309,000	2,999
Total noninterest expense	$2,746,000	3,129
Salaries and employee benefits	$1,350,000	3,351
Premises and equipment expense	$549,000	2,099
Additional noninterest expense	$847,000	3,279
Pre-tax net operating income	$1,118,000	2,769
Securities gains (losses)	$0	2,580
Applicable income taxes	$417,000	1,722
Income before extraordinary items	$701,000	3,334
Extraordinary gains, net	$0	20
Net income	$701,000	3,340
Minority interest net income	$0	80
Net income of bank and minority interests.	$701,000	3,340
Net charge-offs	$-29,000	6,008
Cash dividends	$0	3,668
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$701,000	3,295
2014-03-31 (YTD Data)		Rank
Total interest income	$1,936,000	2,991
Total interest expense	$205,000	3,121
Net interest income	$1,731,000	2,956
Provision for loan and lease losses	$0	3,817
Total noninterest income	$150,000	3,978
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$45,000	4,116
Trading account gains and fees	$0	147
Additional Noninterest Income	$105,000	3,494
Total noninterest expense	$1,366,000	3,175
Salaries and employee benefits	$691,000	3,319
Premises and equipment expense	$266,000	2,184
Additional noninterest expense	$409,000	3,361
Pre-tax net operating income	$515,000	2,833
Securities gains (losses)	$0	1,715
Applicable income taxes	$192,000	1,747
Income before extraordinary items	$323,000	3,414
Extraordinary gains, net	$0	16
Net income	$323,000	3,417
Minority interest net income	$0	66
Net income of bank and minority interests.	$323,000	3,417
Net charge-offs	$-24,000	6,104
Cash dividends	$0	2,887
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$323,000	3,370
2013-12-31 (YTD Data)		Rank
Total interest income	$7,310,000	3,144
Total interest expense	$762,000	3,553
Net interest income	$6,548,000	3,051
Provision for loan and lease losses	$0	5,091
Total noninterest income	$818,000	3,580
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$168,000	4,395
Trading account gains and fees	$0	184
Additional Noninterest Income	$650,000	2,979
Total noninterest expense	$5,296,000	3,268
Salaries and employee benefits	$2,622,000	3,427
Premises and equipment expense	$1,063,000	2,130
Additional noninterest expense	$1,611,000	3,470
Pre-tax net operating income	$2,070,000	2,788
Securities gains (losses)	$0	3,182
Applicable income taxes	$772,000	1,713
Income before extraordinary items	$1,298,000	3,411
Extraordinary gains, net	$0	29
Net income	$1,298,000	3,412
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,298,000	3,414
Net charge-offs	$4,000	5,266
Cash dividends	$0	4,350
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$1,298,000	3,368
2013-09-30 (YTD Data)		Rank
Total interest income	$5,253,000	3,280
Total interest expense	$569,000	3,652
Net interest income	$4,684,000	3,187
Provision for loan and lease losses	$0	4,941
Total noninterest income	$508,000	3,980
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$126,000	4,436
Trading account gains and fees	$0	180
Additional Noninterest Income	$382,000	3,388
Total noninterest expense	$3,902,000	3,319
Salaries and employee benefits	$1,906,000	3,519
Premises and equipment expense	$797,000	2,158
Additional noninterest expense	$1,199,000	3,496
Pre-tax net operating income	$1,290,000	3,214
Securities gains (losses)	$0	3,040
Applicable income taxes	$481,000	1,948
Income before extraordinary items	$809,000	3,793
Extraordinary gains, net	$0	25
Net income	$809,000	3,796
Minority interest net income	$0	84
Net income of bank and minority interests.	$809,000	3,796
Net charge-offs	$-114,000	6,618
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$809,000	3,727
2013-06-30 (YTD Data)		Rank
Total interest income	$3,388,000	3,372
Total interest expense	$382,000	3,693
Net interest income	$3,006,000	3,280
Provision for loan and lease losses	$0	4,788
Total noninterest income	$298,000	4,233
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$85,000	4,396
Trading account gains and fees	$0	157
Additional Noninterest Income	$213,000	3,698
Total noninterest expense	$2,577,000	3,352
Salaries and employee benefits	$1,292,000	3,493
Premises and equipment expense	$523,000	2,189
Additional noninterest expense	$762,000	3,621
Pre-tax net operating income	$727,000	3,513
Securities gains (losses)	$0	2,791
Applicable income taxes	$271,000	2,125
Income before extraordinary items	$456,000	4,096
Extraordinary gains, net	$0	22
Net income	$456,000	4,099
Minority interest net income	$0	82
Net income of bank and minority interests.	$456,000	4,099
Net charge-offs	$217,000	2,017
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$456,000	3,990
2013-03-31 (YTD Data)		Rank
Total interest income	$1,636,000	3,488
Total interest expense	$196,000	3,719
Net interest income	$1,440,000	3,396
Provision for loan and lease losses	$0	4,409
Total noninterest income	$188,000	3,775
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$47,000	4,201
Trading account gains and fees	$0	148
Additional Noninterest Income	$141,000	3,266
Total noninterest expense	$1,309,000	3,332
Salaries and employee benefits	$666,000	3,439
Premises and equipment expense	$270,000	2,168
Additional noninterest expense	$373,000	3,688
Pre-tax net operating income	$319,000	3,694
Securities gains (losses)	$0	1,966
Applicable income taxes	$119,000	2,227
Income before extraordinary items	$200,000	4,273
Extraordinary gains, net	$0	10
Net income	$200,000	4,276
Minority interest net income	$0	76
Net income of bank and minority interests.	$200,000	4,275
Net charge-offs	$111,000	1,804
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$200,000	4,174
2012-12-31 (YTD Data)		Rank
Total interest income	$6,208,000	3,739
Total interest expense	$822,000	4,060
Net interest income	$5,386,000	3,623
Provision for loan and lease losses	$0	5,905
Total noninterest income	$634,000	4,079
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$223,000	4,055
Trading account gains and fees	$0	166
Additional Noninterest Income	$411,000	3,603
Total noninterest expense	$5,123,000	3,407
Salaries and employee benefits	$2,327,000	3,745
Premises and equipment expense	$982,000	2,308
Additional noninterest expense	$1,814,000	3,331
Pre-tax net operating income	$897,000	4,177
Securities gains (losses)	$0	3,810
Applicable income taxes	$335,000	2,563
Income before extraordinary items	$562,000	4,779
Extraordinary gains, net	$0	29
Net income	$562,000	4,782
Minority interest net income	$0	93
Net income of bank and minority interests.	$562,000	4,783
Net charge-offs	$354,000	3,093
Cash dividends	$0	4,373
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$562,000	4,604
2012-09-30 (YTD Data)		Rank
Total interest income	$4,636,000	3,816
Total interest expense	$629,000	4,132
Net interest income	$4,007,000	3,708
Provision for loan and lease losses	$0	5,790
Total noninterest income	$483,000	4,075
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$165,000	4,138
Trading account gains and fees	$0	157
Additional Noninterest Income	$318,000	3,605
Total noninterest expense	$3,838,000	3,435
Salaries and employee benefits	$1,705,000	3,816
Premises and equipment expense	$735,000	2,344
Additional noninterest expense	$1,398,000	3,281
Pre-tax net operating income	$652,000	4,330
Securities gains (losses)	$0	3,575
Applicable income taxes	$243,000	2,663
Income before extraordinary items	$409,000	4,950
Extraordinary gains, net	$0	20
Net income	$409,000	4,951
Minority interest net income	$0	86
Net income of bank and minority interests.	$409,000	4,951
Net charge-offs	$310,000	2,781
Cash dividends	$0	3,773
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$409,000	4,775
2012-06-30 (YTD Data)		Rank
Total interest income	$3,072,000	3,860
Total interest expense	$436,000	4,145
Net interest income	$2,636,000	3,759
Provision for loan and lease losses	$0	5,619
Total noninterest income	$311,000	4,135
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$111,000	4,104
Trading account gains and fees	$0	153
Additional Noninterest Income	$200,000	3,671
Total noninterest expense	$2,530,000	3,470
Salaries and employee benefits	$1,118,000	3,879
Premises and equipment expense	$491,000	2,319
Additional noninterest expense	$921,000	3,341
Pre-tax net operating income	$417,000	4,391
Securities gains (losses)	$0	3,178
Applicable income taxes	$156,000	2,675
Income before extraordinary items	$261,000	5,002
Extraordinary gains, net	$0	19
Net income	$261,000	5,005
Minority interest net income	$0	84
Net income of bank and minority interests.	$261,000	5,005
Net charge-offs	$311,000	2,279
Cash dividends	$0	3,576
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$261,000	4,808
2012-03-31 (YTD Data)		Rank
Total interest income	$1,521,000	3,940
Total interest expense	$228,000	4,147
Net interest income	$1,293,000	3,820
Provision for loan and lease losses	$0	5,254
Total noninterest income	$146,000	4,290
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$58,000	4,012
Trading account gains and fees	$0	148
Additional Noninterest Income	$88,000	3,889
Total noninterest expense	$1,279,000	3,474
Salaries and employee benefits	$563,000	3,887
Premises and equipment expense	$241,000	2,379
Additional noninterest expense	$475,000	3,224
Pre-tax net operating income	$160,000	4,837
Securities gains (losses)	$0	2,210
Applicable income taxes	$60,000	2,896
Income before extraordinary items	$100,000	5,358
Extraordinary gains, net	$0	19
Net income	$100,000	5,359
Minority interest net income	$0	78
Net income of bank and minority interests.	$100,000	5,359
Net charge-offs	$92,000	2,508
Cash dividends	$0	2,768
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$100,000	5,208
2011-12-31 (YTD Data)		Rank
Total interest income	$5,392,000	4,360
Total interest expense	$1,050,000	4,299
Net interest income	$4,342,000	4,315
Provision for loan and lease losses	$-791,000	7,322
Total noninterest income	$413,000	4,727
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$249,000	3,973
Trading account gains and fees	$0	146
Additional Noninterest Income	$164,000	4,725
Total noninterest expense	$4,646,000	3,723
Salaries and employee benefits	$2,086,000	4,066
Premises and equipment expense	$965,000	2,476
Additional noninterest expense	$1,595,000	3,695
Pre-tax net operating income	$900,000	3,911
Securities gains (losses)	$0	3,838
Applicable income taxes	$336,000	2,422
Income before extraordinary items	$564,000	4,484
Extraordinary gains, net	$0	29
Net income	$564,000	4,486
Minority interest net income	$0	96
Net income of bank and minority interests.	$564,000	4,486
Net charge-offs	$-204,000	7,293
Cash dividends	$0	4,207
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$564,000	4,362
2011-09-30 (YTD Data)		Rank
Total interest income	$3,924,000	4,493
Total interest expense	$803,000	4,352
Net interest income	$3,121,000	4,456
Provision for loan and lease losses	$-675,000	7,401
Total noninterest income	$317,000	4,731
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$181,000	4,055
Trading account gains and fees	$0	145
Additional Noninterest Income	$136,000	4,675
Total noninterest expense	$3,304,000	3,872
Salaries and employee benefits	$1,546,000	4,100
Premises and equipment expense	$723,000	2,503
Additional noninterest expense	$1,035,000	4,082
Pre-tax net operating income	$809,000	3,701
Securities gains (losses)	$0	3,555
Applicable income taxes	$302,000	2,251
Income before extraordinary items	$507,000	4,288
Extraordinary gains, net	$0	21
Net income	$507,000	4,290
Minority interest net income	$0	87
Net income of bank and minority interests.	$507,000	4,290
Net charge-offs	$-233,000	7,380
Cash dividends	$0	3,617
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$507,000	4,155
2011-06-30 (YTD Data)		Rank
Total interest income	$2,555,000	4,601
Total interest expense	$536,000	4,466
Net interest income	$2,019,000	4,554
Provision for loan and lease losses	$0	6,217
Total noninterest income	$231,000	4,615
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$113,000	4,156
Trading account gains and fees	$0	153
Additional Noninterest Income	$118,000	4,319
Total noninterest expense	$2,199,000	3,916
Salaries and employee benefits	$1,037,000	4,106
Premises and equipment expense	$469,000	2,579
Additional noninterest expense	$693,000	4,138
Pre-tax net operating income	$51,000	5,947
Securities gains (losses)	$0	2,914
Applicable income taxes	$19,000	3,849
Income before extraordinary items	$32,000	6,131
Extraordinary gains, net	$0	15
Net income	$32,000	6,130
Minority interest net income	$0	89
Net income of bank and minority interests.	$32,000	6,131
Net charge-offs	$-371,000	7,474
Cash dividends	$0	3,374
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$32,000	6,044
2011-03-31 (YTD Data)		Rank
Total interest income	$1,265,000	4,652
Total interest expense	$276,000	4,515
Net interest income	$989,000	4,608
Provision for loan and lease losses	$0	5,840
Total noninterest income	$135,000	4,363
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$54,000	4,208
Trading account gains and fees	$0	158
Additional Noninterest Income	$81,000	3,885
Total noninterest expense	$1,065,000	4,025
Salaries and employee benefits	$509,000	4,179
Premises and equipment expense	$235,000	2,620
Additional noninterest expense	$321,000	4,342
Pre-tax net operating income	$59,000	5,635
Securities gains (losses)	$0	1,772
Applicable income taxes	$22,000	3,387
Income before extraordinary items	$37,000	5,895
Extraordinary gains, net	$0	9
Net income	$37,000	5,894
Minority interest net income	$0	86
Net income of bank and minority interests.	$37,000	5,895
Net charge-offs	$-46,000	7,346
Cash dividends	$0	2,576
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$37,000	5,866
2010-12-31 (YTD Data)		Rank
Total interest income	$5,111,000	4,757
Total interest expense	$1,325,000	4,561
Net interest income	$3,786,000	4,740
Provision for loan and lease losses	$960,000	3,124
Total noninterest income	$-1,319,000	7,570
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$174,000	4,658
Trading account gains and fees	$0	175
Additional Noninterest Income	$-1,493,000	7,541
Total noninterest expense	$5,119,000	3,549
Salaries and employee benefits	$2,127,000	4,061
Premises and equipment expense	$954,000	2,579
Additional noninterest expense	$2,038,000	3,202
Pre-tax net operating income	$-3,612,000	6,996
Securities gains (losses)	$0	3,793
Applicable income taxes	$-1,347,000	7,381
Income before extraordinary items	$-2,265,000	6,898
Extraordinary gains, net	$0	29
Net income	$-2,265,000	6,898
Minority interest net income	$0	111
Net income of bank and minority interests.	$-2,265,000	6,899
Net charge-offs	$1,394,000	2,263
Cash dividends	$0	4,193
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$-2,265,000	6,872
2010-09-30 (YTD Data)		Rank
Total interest income	$3,877,000	4,817
Total interest expense	$1,042,000	4,595
Net interest income	$2,835,000	4,807
Provision for loan and lease losses	$859,000	2,742
Total noninterest income	$-566,000	7,650
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$123,000	4,835
Trading account gains and fees	$0	165
Additional Noninterest Income	$-689,000	7,614
Total noninterest expense	$3,814,000	3,558
Salaries and employee benefits	$1,593,000	4,096
Premises and equipment expense	$710,000	2,627
Additional noninterest expense	$1,511,000	3,200
Pre-tax net operating income	$-2,404,000	7,120
Securities gains (losses)	$0	3,651
Applicable income taxes	$-897,000	7,474
Income before extraordinary items	$-1,507,000	7,055
Extraordinary gains, net	$0	23
Net income	$-1,507,000	7,054
Minority interest net income	$0	110
Net income of bank and minority interests.	$-1,507,000	7,055
Net charge-offs	$961,000	2,234
Cash dividends	$0	3,702
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$-1,507,000	7,022
2010-06-30 (YTD Data)		Rank
Total interest income	$2,701,000	4,728
Total interest expense	$729,000	4,572
Net interest income	$1,972,000	4,696
Provision for loan and lease losses	$778,000	2,224
Total noninterest income	$-686,000	7,767
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$81,000	4,856
Trading account gains and fees	$0	152
Additional Noninterest Income	$-767,000	7,745
Total noninterest expense	$2,556,000	3,566
Salaries and employee benefits	$1,063,000	4,116
Premises and equipment expense	$483,000	2,600
Additional noninterest expense	$1,010,000	3,179
Pre-tax net operating income	$-2,048,000	7,282
Securities gains (losses)	$0	3,184
Applicable income taxes	$-764,000	7,565
Income before extraordinary items	$-1,284,000	7,179
Extraordinary gains, net	$0	19
Net income	$-1,284,000	7,178
Minority interest net income	$0	105
Net income of bank and minority interests.	$-1,284,000	7,179
Net charge-offs	$278,000	3,141
Cash dividends	$0	3,476
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-1,284,000	7,163
2010-03-31 (YTD Data)		Rank
Total interest income	$1,379,000	4,735
Total interest expense	$377,000	4,623
Net interest income	$1,002,000	4,675
Provision for loan and lease losses	$217,000	2,892
Total noninterest income	$-249,000	7,852
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$41,000	4,830
Trading account gains and fees	$0	175
Additional Noninterest Income	$-290,000	7,835
Total noninterest expense	$1,376,000	3,384
Salaries and employee benefits	$525,000	4,215
Premises and equipment expense	$249,000	2,604
Additional noninterest expense	$602,000	2,698
Pre-tax net operating income	$-840,000	7,360
Securities gains (losses)	$0	2,284
Applicable income taxes	$-313,000	7,636
Income before extraordinary items	$-527,000	7,283
Extraordinary gains, net	$0	16
Net income	$-527,000	7,283
Minority interest net income	$0	91
Net income of bank and minority interests.	$-527,000	7,284
Net charge-offs	$12,000	4,735
Cash dividends	$0	2,646
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$-527,000	7,262
2009-12-31 (YTD Data)		Rank
Total interest income	$5,792,000	4,718
Total interest expense	$2,235,000	4,166
Net interest income	$3,557,000	4,921
Provision for loan and lease losses	$6,209,000	1,210
Total noninterest income	$125,000	6,778
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$190,000	4,739
Trading account gains and fees	$0	211
Additional Noninterest Income	$-65,000	7,555
Total noninterest expense	$4,611,000	3,924
Salaries and employee benefits	$2,296,000	3,954
Premises and equipment expense	$619,000	3,796
Additional noninterest expense	$1,696,000	3,752
Pre-tax net operating income	$-7,138,000	7,358
Securities gains (losses)	$0	3,754
Applicable income taxes	$-2,663,000	7,591
Income before extraordinary items	$-4,475,000	7,211
Extraordinary gains, net	$0	34
Net income	$-4,475,000	7,210
Minority interest net income	$0	115
Net income of bank and minority interests.	$-4,475,000	7,210
Net charge-offs	$4,573,000	1,228
Cash dividends	$107,000	4,078
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$-4,475,000	7,217
2009-09-30 (YTD Data)		Rank
Total interest income	$4,287,000	4,820
Total interest expense	$1,791,000	4,141
Net interest income	$2,496,000	5,100
Provision for loan and lease losses	$4,101,000	1,205
Total noninterest income	$-330,000	7,984
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$144,000	4,751
Trading account gains and fees	$0	212
Additional Noninterest Income	$-474,000	7,954
Total noninterest expense	$3,319,000	4,056
Salaries and employee benefits	$1,722,000	3,971
Premises and equipment expense	$459,000	3,854
Additional noninterest expense	$1,138,000	4,023
Pre-tax net operating income	$-5,254,000	7,523
Securities gains (losses)	$0	3,497
Applicable income taxes	$-1,960,000	7,714
Income before extraordinary items	$-3,294,000	7,415
Extraordinary gains, net	$0	27
Net income	$-3,294,000	7,415
Minority interest net income	$0	118
Net income of bank and minority interests.	$-3,294,000	7,415
Net charge-offs	$3,137,000	1,155
Cash dividends	$107,000	3,547
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-3,294,000	7,416
2009-06-30 (YTD Data)		Rank
Total interest income	$2,835,000	4,881
Total interest expense	$1,265,000	4,109
Net interest income	$1,570,000	5,279
Provision for loan and lease losses	$2,403,000	1,255
Total noninterest income	$189,000	5,323
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$96,000	4,745
Trading account gains and fees	$0	193
Additional Noninterest Income	$93,000	4,923
Total noninterest expense	$2,195,000	4,101
Salaries and employee benefits	$1,155,000	3,985
Premises and equipment expense	$314,000	3,809
Additional noninterest expense	$726,000	4,159
Pre-tax net operating income	$-2,839,000	7,544
Securities gains (losses)	$0	3,136
Applicable income taxes	$-1,059,000	7,767
Income before extraordinary items	$-1,780,000	7,410
Extraordinary gains, net	$0	21
Net income	$-1,780,000	7,409
Minority interest net income	$0	112
Net income of bank and minority interests.	$-1,780,000	7,408
Net charge-offs	$1,791,000	1,205
Cash dividends	$107,000	3,212
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$-1,780,000	7,417
2009-03-31 (YTD Data)		Rank
Total interest income	$1,303,000	5,167
Total interest expense	$654,000	4,132
Net interest income	$649,000	5,783
Provision for loan and lease losses	$548,000	1,705
Total noninterest income	$221,000	3,619
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$49,000	4,651
Trading account gains and fees	$0	171
Additional Noninterest Income	$172,000	2,722
Total noninterest expense	$1,079,000	4,081
Salaries and employee benefits	$577,000	4,020
Premises and equipment expense	$131,000	4,367
Additional noninterest expense	$371,000	3,792
Pre-tax net operating income	$-757,000	7,518
Securities gains (losses)	$0	2,434
Applicable income taxes	$-282,000	7,779
Income before extraordinary items	$-475,000	7,426
Extraordinary gains, net	$0	15
Net income	$-475,000	7,426
Minority interest net income	$0	102
Net income of bank and minority interests.	$-475,000	7,427
Net charge-offs	$697,000	1,159
Cash dividends	$107,000	2,193
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$-475,000	7,390
2008-12-31 (YTD Data)		Rank
Total interest income	$8,351,000	4,024
Total interest expense	$3,004,000	4,251
Net interest income	$5,347,000	3,770
Provision for loan and lease losses	$4,752,000	1,036
Total noninterest income	$551,000	4,640
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$312,000	3,949
Trading account gains and fees	$0	154
Additional Noninterest Income	$239,000	4,528
Total noninterest expense	$4,367,000	3,969
Salaries and employee benefits	$2,487,000	3,788
Premises and equipment expense	$490,000	4,520
Additional noninterest expense	$1,390,000	3,826
Pre-tax net operating income	$-3,221,000	7,628
Securities gains (losses)	$0	3,220
Applicable income taxes	$-1,191,000	7,764
Income before extraordinary items	$-2,030,000	7,394
Extraordinary gains, net	$0	39
Net income	$-2,030,000	7,392
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$4,832,000	711
Cash dividends	$100,000	4,953
Sale, conversion, retirement of capital stock, net	$-19,000	8,208
Net operating income	$-2,030,000	7,489
2008-09-30 (YTD Data)		Rank
Total interest income	$6,458,000	3,989
Total interest expense	$2,260,000	4,364
Net interest income	$4,198,000	3,681
Provision for loan and lease losses	$1,741,000	1,296
Total noninterest income	$363,000	5,011
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$226,000	4,032
Trading account gains and fees	$0	148
Additional Noninterest Income	$137,000	5,108
Total noninterest expense	$3,261,000	3,958
Salaries and employee benefits	$1,897,000	3,770
Premises and equipment expense	$431,000	4,064
Additional noninterest expense	$933,000	4,085
Pre-tax net operating income	$-441,000	7,220
Securities gains (losses)	$0	3,106
Applicable income taxes	$-164,000	7,619
Income before extraordinary items	$-277,000	6,994
Extraordinary gains, net	$0	31
Net income	$-277,000	6,991
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	5,098
Cash dividends	$50,000	4,688
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$-277,000	7,150
2008-06-30 (YTD Data)		Rank
Total interest income	$4,387,000	3,989
Total interest expense	$1,519,000	4,473
Net interest income	$2,868,000	3,611
Provision for loan and lease losses	$226,000	2,954
Total noninterest income	$235,000	5,120
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$159,000	3,955
Trading account gains and fees	$0	149
Additional Noninterest Income	$76,000	5,498
Total noninterest expense	$2,198,000	3,954
Salaries and employee benefits	$1,298,000	3,732
Premises and equipment expense	$277,000	4,209
Additional noninterest expense	$623,000	4,065
Pre-tax net operating income	$679,000	3,749
Securities gains (losses)	$0	3,233
Applicable income taxes	$253,000	2,411
Income before extraordinary items	$426,000	4,347
Extraordinary gains, net	$0	21
Net income	$426,000	4,348
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-325,000	8,430
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$426,000	4,282
2008-03-31 (YTD Data)		Rank
Total interest income	$2,355,000	3,870
Total interest expense	$813,000	4,464
Net interest income	$1,542,000	3,417
Provision for loan and lease losses	$76,000	3,113
Total noninterest income	$163,000	4,421
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$67,000	4,239
Trading account gains and fees	$0	158
Additional Noninterest Income	$96,000	3,849
Total noninterest expense	$1,101,000	3,954
Salaries and employee benefits	$674,000	3,650
Premises and equipment expense	$140,000	4,199
Additional noninterest expense	$287,000	4,253
Pre-tax net operating income	$528,000	2,963
Securities gains (losses)	$0	2,688
Applicable income taxes	$197,000	1,989
Income before extraordinary items	$331,000	3,591
Extraordinary gains, net	$0	15
Net income	$331,000	3,594
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$81,000	1,988
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$331,000	3,498
2007-12-31 (YTD Data)		Rank
Total interest income	$9,930,000	3,779
Total interest expense	$2,958,000	4,838
Net interest income	$6,972,000	3,121
Provision for loan and lease losses	$0	6,851
Total noninterest income	$500,000	5,028
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$199,000	4,916
Trading account gains and fees	$0	178
Additional Noninterest Income	$301,000	4,235
Total noninterest expense	$4,371,000	3,842
Salaries and employee benefits	$2,577,000	3,635
Premises and equipment expense	$552,000	4,076
Additional noninterest expense	$1,242,000	3,976
Pre-tax net operating income	$3,101,000	2,395
Securities gains (losses)	$0	2,146
Applicable income taxes	$1,141,000	1,700
Income before extraordinary items	$1,960,000	2,863
Extraordinary gains, net	$0	39
Net income	$1,960,000	2,862
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-133,000	8,413
Cash dividends	$330,000	4,295
Sale, conversion, retirement of capital stock, net	$329,000	619
Net operating income	$1,960,000	2,848
2007-09-30 (YTD Data)		Rank
Total interest income	$7,360,000	3,823
Total interest expense	$2,150,000	4,931
Net interest income	$5,210,000	3,128
Provision for loan and lease losses	$0	6,528
Total noninterest income	$338,000	5,288
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$143,000	5,025
Trading account gains and fees	$0	184
Additional Noninterest Income	$195,000	4,528
Total noninterest expense	$3,238,000	3,871
Salaries and employee benefits	$1,884,000	3,695
Premises and equipment expense	$424,000	3,991
Additional noninterest expense	$930,000	3,919
Pre-tax net operating income	$2,310,000	2,567
Securities gains (losses)	$0	1,655
Applicable income taxes	$861,000	1,802
Income before extraordinary items	$1,449,000	3,049
Extraordinary gains, net	$0	33
Net income	$1,449,000	3,048
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-159,000	8,440
Cash dividends	$330,000	3,502
Sale, conversion, retirement of capital stock, net	$300,000	504
Net operating income	$1,449,000	3,028
2007-06-30 (YTD Data)		Rank
Total interest income	$4,850,000	3,870
Total interest expense	$1,411,000	4,977
Net interest income	$3,439,000	3,173
Provision for loan and lease losses	$0	6,209
Total noninterest income	$230,000	5,282
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$91,000	5,130
Trading account gains and fees	$0	168
Additional Noninterest Income	$139,000	4,467
Total noninterest expense	$2,189,000	3,848
Salaries and employee benefits	$1,239,000	3,778
Premises and equipment expense	$307,000	3,793
Additional noninterest expense	$643,000	3,802
Pre-tax net operating income	$1,480,000	2,697
Securities gains (losses)	$0	1,444
Applicable income taxes	$555,000	1,932
Income before extraordinary items	$925,000	3,185
Extraordinary gains, net	$0	29
Net income	$925,000	3,184
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-160,000	8,502
Cash dividends	$330,000	3,012
Sale, conversion, retirement of capital stock, net	$300,000	379
Net operating income	$925,000	3,172
2007-03-31 (YTD Data)		Rank
Total interest income	$2,299,000	4,013
Total interest expense	$705,000	4,954
Net interest income	$1,594,000	3,367
Provision for loan and lease losses	$0	5,779
Total noninterest income	$102,000	5,507
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$48,000	4,963
Trading account gains and fees	$0	195
Additional Noninterest Income	$54,000	4,958
Total noninterest expense	$1,044,000	4,004
Salaries and employee benefits	$615,000	3,826
Premises and equipment expense	$115,000	4,635
Additional noninterest expense	$314,000	3,835
Pre-tax net operating income	$652,000	2,945
Securities gains (losses)	$0	1,187
Applicable income taxes	$228,000	2,214
Income before extraordinary items	$424,000	3,361
Extraordinary gains, net	$0	22
Net income	$424,000	3,361
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$10,000	3,116
Cash dividends	$78,000	3,324
Sale, conversion, retirement of capital stock, net	$200,000	244
Net operating income	$424,000	3,338
2006-12-31 (YTD Data)		Rank
Total interest income	$8,025,000	4,190
Total interest expense	$2,004,000	5,400
Net interest income	$6,021,000	3,512
Provision for loan and lease losses	$-1,700,000	8,645
Total noninterest income	$500,000	5,138
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$251,000	4,487
Trading account gains and fees	$0	130
Additional Noninterest Income	$249,000	4,657
Total noninterest expense	$3,950,000	4,034
Salaries and employee benefits	$2,184,000	4,003
Premises and equipment expense	$502,000	4,251
Additional noninterest expense	$1,264,000	3,792
Pre-tax net operating income	$4,271,000	2,145
Securities gains (losses)	$0	1,687
Applicable income taxes	$1,576,000	1,582
Income before extraordinary items	$2,695,000	2,464
Extraordinary gains, net	$0	51
Net income	$2,695,000	2,466
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-11,000	7,970
Cash dividends	$200,000	4,916
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$2,695,000	2,449
2006-09-30 (YTD Data)		Rank
Total interest income	$5,737,000	4,299
Total interest expense	$1,348,000	5,620
Net interest income	$4,389,000	3,608
Provision for loan and lease losses	$-1,700,000	8,713
Total noninterest income	$372,000	5,170
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$195,000	4,446
Trading account gains and fees	$0	126
Additional Noninterest Income	$177,000	4,797
Total noninterest expense	$2,945,000	4,028
Salaries and employee benefits	$1,576,000	4,100
Premises and equipment expense	$396,000	4,134
Additional noninterest expense	$973,000	3,678
Pre-tax net operating income	$3,516,000	2,058
Securities gains (losses)	$0	1,388
Applicable income taxes	$1,365,000	1,496
Income before extraordinary items	$2,151,000	2,428
Extraordinary gains, net	$0	45
Net income	$2,151,000	2,429
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,424
Cash dividends	$100,000	4,724
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$2,151,000	2,417
2006-06-30 (YTD Data)		Rank
Total interest income	$3,580,000	4,444
Total interest expense	$758,000	5,941
Net interest income	$2,822,000	3,712
Provision for loan and lease losses	$-1,700,000	8,753
Total noninterest income	$222,000	5,400
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$124,000	4,534
Trading account gains and fees	$0	126
Additional Noninterest Income	$98,000	5,173
Total noninterest expense	$1,936,000	4,087
Salaries and employee benefits	$1,021,000	4,202
Premises and equipment expense	$236,000	4,434
Additional noninterest expense	$679,000	3,574
Pre-tax net operating income	$2,808,000	1,763
Securities gains (losses)	$0	1,185
Applicable income taxes	$1,051,000	1,350
Income before extraordinary items	$1,757,000	2,051
Extraordinary gains, net	$0	39
Net income	$1,757,000	2,054
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-22,000	8,125
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$1,757,000	2,043
2006-03-31 (YTD Data)		Rank
Total interest income	$1,637,000	4,647
Total interest expense	$308,000	6,333
Net interest income	$1,329,000	3,872
Provision for loan and lease losses	$0	6,013
Total noninterest income	$112,000	5,362
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$58,000	4,612
Trading account gains and fees	$0	115
Additional Noninterest Income	$54,000	4,969
Total noninterest expense	$1,039,000	3,905
Salaries and employee benefits	$584,000	3,842
Premises and equipment expense	$129,000	4,210
Additional noninterest expense	$326,000	3,647
Pre-tax net operating income	$402,000	4,267
Securities gains (losses)	$0	955
Applicable income taxes	$142,000	3,118
Income before extraordinary items	$260,000	4,773
Extraordinary gains, net	$0	21
Net income	$260,000	4,773
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$59,000	1,331
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$260,000	4,749
2005-12-31 (YTD Data)		Rank
Total interest income	$5,631,000	4,784
Total interest expense	$736,000	6,936
Net interest income	$4,895,000	4,013
Provision for loan and lease losses	$0	7,120
Total noninterest income	$476,000	5,347
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$307,000	4,117
Trading account gains and fees	$0	138
Additional Noninterest Income	$169,000	5,520
Total noninterest expense	$3,560,000	4,235
Salaries and employee benefits	$1,810,000	4,458
Premises and equipment expense	$479,000	4,301
Additional noninterest expense	$1,271,000	3,694
Pre-tax net operating income	$1,811,000	3,942
Securities gains (losses)	$0	2,296
Applicable income taxes	$657,000	2,927
Income before extraordinary items	$1,154,000	4,445
Extraordinary gains, net	$0	46
Net income	$1,154,000	4,446
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-1,016,000	8,811
Cash dividends	$160,000	5,121
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$1,154,000	4,408
2005-09-30 (YTD Data)		Rank
Total interest income	$3,956,000	4,949
Total interest expense	$488,000	7,125
Net interest income	$3,468,000	4,176
Provision for loan and lease losses	$0	6,899
Total noninterest income	$295,000	5,799
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$248,000	3,978
Trading account gains and fees	$0	126
Additional Noninterest Income	$47,000	7,147
Total noninterest expense	$2,634,000	4,244
Salaries and employee benefits	$1,359,000	4,417
Premises and equipment expense	$390,000	4,042
Additional noninterest expense	$885,000	3,856
Pre-tax net operating income	$1,129,000	4,471
Securities gains (losses)	$0	2,317
Applicable income taxes	$436,000	3,182
Income before extraordinary items	$693,000	5,113
Extraordinary gains, net	$0	35
Net income	$693,000	5,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$5,000	5,516
Cash dividends	$160,000	4,286
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$693,000	5,071
2005-06-30 (YTD Data)		Rank
Total interest income	$2,468,000	5,096
Total interest expense	$271,000	7,371
Net interest income	$2,197,000	4,315
Provision for loan and lease losses	$0	6,626
Total noninterest income	$154,000	6,280
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$172,000	3,835
Trading account gains and fees	$0	116
Additional Noninterest Income	$-18,000	8,849
Total noninterest expense	$1,718,000	4,308
Salaries and employee benefits	$871,000	4,532
Premises and equipment expense	$252,000	4,125
Additional noninterest expense	$595,000	3,835
Pre-tax net operating income	$633,000	4,879
Securities gains (losses)	$0	2,146
Applicable income taxes	$232,000	3,535
Income before extraordinary items	$401,000	5,430
Extraordinary gains, net	$0	30
Net income	$401,000	5,432
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-3,000	7,385
Cash dividends	$160,000	3,751
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$401,000	5,400
2005-03-31 (YTD Data)		Rank
Total interest income	$1,138,000	5,331
Total interest expense	$97,000	7,881
Net interest income	$1,041,000	4,494
Provision for loan and lease losses	$0	6,226
Total noninterest income	$128,000	5,109
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$84,000	3,817
Trading account gains and fees	$0	115
Additional Noninterest Income	$44,000	5,463
Total noninterest expense	$860,000	4,313
Salaries and employee benefits	$464,000	4,326
Premises and equipment expense	$116,000	4,396
Additional noninterest expense	$280,000	4,012
Pre-tax net operating income	$309,000	4,913
Securities gains (losses)	$0	1,685
Applicable income taxes	$114,000	3,555
Income before extraordinary items	$195,000	5,486
Extraordinary gains, net	$0	24
Net income	$195,000	5,487
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-21,000	8,332
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$195,000	5,448
2004-12-31 (YTD Data)		Rank
Total interest income	$4,141,000	5,449
Total interest expense	$447,000	7,506
Net interest income	$3,694,000	4,730
Provision for loan and lease losses	$0	7,314
Total noninterest income	$476,000	5,397
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$394,000	3,684
Trading account gains and fees	$0	138
Additional Noninterest Income	$82,000	6,739
Total noninterest expense	$3,444,000	4,237
Salaries and employee benefits	$1,719,000	4,484
Premises and equipment expense	$471,000	4,269
Additional noninterest expense	$1,254,000	3,617
Pre-tax net operating income	$726,000	6,026
Securities gains (losses)	$0	3,819
Applicable income taxes	$209,000	4,701
Income before extraordinary items	$517,000	6,294
Extraordinary gains, net	$0	34
Net income	$517,000	6,298
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-27,000	8,527
Cash dividends	$100,000	5,470
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$517,000	6,226
2004-09-30 (YTD Data)		Rank
Total interest income	$2,997,000	5,556
Total interest expense	$340,000	7,507
Net interest income	$2,657,000	4,846
Provision for loan and lease losses	$0	7,100
Total noninterest income	$401,000	5,122
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$301,000	3,667
Trading account gains and fees	$0	134
Additional Noninterest Income	$100,000	5,916
Total noninterest expense	$2,586,000	4,199
Salaries and employee benefits	$1,320,000	4,374
Premises and equipment expense	$361,000	4,199
Additional noninterest expense	$905,000	3,699
Pre-tax net operating income	$472,000	6,448
Securities gains (losses)	$0	3,710
Applicable income taxes	$116,000	5,171
Income before extraordinary items	$356,000	6,579
Extraordinary gains, net	$0	26
Net income	$356,000	6,579
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-168,000	8,890
Cash dividends	$50,000	4,981
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$356,000	6,504
2004-06-30 (YTD Data)		Rank
Total interest income	$1,931,000	5,662
Total interest expense	$228,000	7,568
Net interest income	$1,703,000	4,983
Provision for loan and lease losses	$0	6,885
Total noninterest income	$252,000	5,264
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$207,000	3,553
Trading account gains and fees	$0	130
Additional Noninterest Income	$45,000	6,633
Total noninterest expense	$1,719,000	4,231
Salaries and employee benefits	$870,000	4,432
Premises and equipment expense	$238,000	4,228
Additional noninterest expense	$611,000	3,694
Pre-tax net operating income	$236,000	6,930
Securities gains (losses)	$0	3,413
Applicable income taxes	$43,000	5,769
Income before extraordinary items	$193,000	6,968
Extraordinary gains, net	$0	21
Net income	$193,000	6,968
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-223,000	8,999
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$193,000	6,891
2004-03-31 (YTD Data)		Rank
Total interest income	$950,000	5,729
Total interest expense	$119,000	7,546
Net interest income	$831,000	5,084
Provision for loan and lease losses	$0	6,501
Total noninterest income	$109,000	5,576
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$101,000	3,555
Trading account gains and fees	$0	121
Additional Noninterest Income	$8,000	7,967
Total noninterest expense	$830,000	4,368
Salaries and employee benefits	$410,000	4,650
Premises and equipment expense	$121,000	4,212
Additional noninterest expense	$299,000	3,759
Pre-tax net operating income	$110,000	6,993
Securities gains (losses)	$0	2,934
Applicable income taxes	$25,000	5,581
Income before extraordinary items	$85,000	7,142
Extraordinary gains, net	$0	16
Net income	$85,000	7,144
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	2,144
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$85,000	7,058
2003-12-31 (YTD Data)		Rank
Total interest income	$4,504,000	5,238
Total interest expense	$714,000	6,996
Net interest income	$3,790,000	4,541
Provision for loan and lease losses	$1,196,000	1,007
Total noninterest income	$607,000	4,935
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$424,000	3,528
Trading account gains and fees	$0	160
Additional Noninterest Income	$183,000	5,464
Total noninterest expense	$3,233,000	4,376
Salaries and employee benefits	$1,630,000	4,573
Premises and equipment expense	$492,000	4,119
Additional noninterest expense	$1,111,000	3,951
Pre-tax net operating income	$-32,000	8,581
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-32,000	8,670
Extraordinary gains, net	$0	54
Net income	$-32,000	8,672
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,850,000	589
Cash dividends	$165,000	5,127
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$-32,000	8,586
2003-09-30 (YTD Data)		Rank
Total interest income	$3,578,000	5,117
Total interest expense	$570,000	6,985
Net interest income	$3,008,000	4,371
Provision for loan and lease losses	$558,000	1,509
Total noninterest income	$450,000	5,016
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$318,000	3,531
Trading account gains and fees	$0	153
Additional Noninterest Income	$132,000	5,579
Total noninterest expense	$2,446,000	4,342
Salaries and employee benefits	$1,258,000	4,461
Premises and equipment expense	$367,000	4,122
Additional noninterest expense	$821,000	3,984
Pre-tax net operating income	$454,000	6,489
Securities gains (losses)	$0	4,204
Applicable income taxes	$170,000	4,917
Income before extraordinary items	$284,000	7,039
Extraordinary gains, net	$0	40
Net income	$284,000	7,040
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,370,000	566
Cash dividends	$165,000	4,277
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$284,000	6,867
2003-06-30 (YTD Data)		Rank
Total interest income	$2,465,000	5,034
Total interest expense	$401,000	6,971
Net interest income	$2,064,000	4,303
Provision for loan and lease losses	$0	7,324
Total noninterest income	$295,000	5,032
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$199,000	3,639
Trading account gains and fees	$0	150
Additional Noninterest Income	$96,000	5,386
Total noninterest expense	$1,651,000	4,295
Salaries and employee benefits	$859,000	4,398
Premises and equipment expense	$240,000	4,180
Additional noninterest expense	$552,000	3,944
Pre-tax net operating income	$708,000	4,391
Securities gains (losses)	$0	3,782
Applicable income taxes	$316,000	3,152
Income before extraordinary items	$392,000	5,463
Extraordinary gains, net	$0	30
Net income	$392,000	5,463
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$191,000	1,708
Cash dividends	$65,000	4,592
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$392,000	5,250
2003-03-31 (YTD Data)		Rank
Total interest income	$1,246,000	5,025
Total interest expense	$210,000	6,941
Net interest income	$1,036,000	4,289
Provision for loan and lease losses	$0	6,934
Total noninterest income	$151,000	4,875
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$98,000	3,600
Trading account gains and fees	$0	134
Additional Noninterest Income	$53,000	5,163
Total noninterest expense	$801,000	4,366
Salaries and employee benefits	$409,000	4,549
Premises and equipment expense	$125,000	4,027
Additional noninterest expense	$267,000	4,010
Pre-tax net operating income	$386,000	4,116
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$386,000	3,557
Extraordinary gains, net	$0	21
Net income	$386,000	3,555
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$106,000	1,462
Cash dividends	$65,000	3,261
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$386,000	3,372
2002-12-31 (YTD Data)		Rank
Total interest income	$4,671,000	5,403
Total interest expense	$838,000	7,389
Net interest income	$3,833,000	4,488
Provision for loan and lease losses	$3,026,000	541
Total noninterest income	$916,000	3,668
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$641,000	2,445
Trading account gains and fees	$0	153
Additional Noninterest Income	$275,000	4,443
Total noninterest expense	$3,147,000	4,307
Salaries and employee benefits	$1,811,000	4,065
Premises and equipment expense	$402,000	4,634
Additional noninterest expense	$934,000	4,412
Pre-tax net operating income	$-1,424,000	9,195
Securities gains (losses)	$0	4,537
Applicable income taxes	$-542,000	9,251
Income before extraordinary items	$-882,000	9,155
Extraordinary gains, net	$0	70
Net income	$-882,000	9,151
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,407,000	717
Cash dividends	$535,000	3,341
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$-882,000	9,115
2001-12-31 (YTD Data)		Rank
Total interest income	$4,801,000	5,757
Total interest expense	$1,418,000	7,151
Net interest income	$3,383,000	4,670
Provision for loan and lease losses	$180,000	4,345
Total noninterest income	$719,000	4,123
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$567,000	2,557
Trading account gains and fees	$0	177
Additional Noninterest Income	$152,000	5,527
Total noninterest expense	$2,766,000	4,618
Salaries and employee benefits	$1,570,000	4,356
Premises and equipment expense	$386,000	4,702
Additional noninterest expense	$810,000	4,739
Pre-tax net operating income	$1,156,000	4,512
Securities gains (losses)	$0	4,612
Applicable income taxes	$418,000	3,651
Income before extraordinary items	$738,000	5,091
Extraordinary gains, net	$0	105
Net income	$738,000	5,095
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$125,000	3,685
Cash dividends	$207,000	4,954
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$738,000	4,987
2000-12-31 (YTD Data)		Rank
Total interest income	$5,463,000	5,416
Total interest expense	$1,885,000	6,453
Net interest income	$3,578,000	4,535
Provision for loan and lease losses	$483,000	1,929
Total noninterest income	$621,000	4,329
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$507,000	2,658
Trading account gains and fees	NA	NA
Additional Noninterest Income	$114,000	6,126
Total noninterest expense	$2,353,000	5,069
Salaries and employee benefits	$1,363,000	4,715
Premises and equipment expense	$276,000	5,691
Additional noninterest expense	$714,000	5,104
Pre-tax net operating income	$1,363,000	4,361
Securities gains (losses)	$0	1,956
Applicable income taxes	$501,000	3,482
Income before extraordinary items	$862,000	4,810
Extraordinary gains, net	$0	38
Net income	$862,000	4,808
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$440,000	1,363
Cash dividends	$328,000	4,319
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$862,000	4,815
1999-12-31 (YTD Data)		Rank
Total interest income	$4,254,000	6,146
Total interest expense	$1,172,000	7,718
Net interest income	$3,082,000	5,047
Provision for loan and lease losses	$397,000	2,132
Total noninterest income	$523,000	4,821
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$435,000	2,983
Trading account gains and fees	NA	NA
Additional Noninterest Income	$88,000	6,924
Total noninterest expense	$2,057,000	5,582
Salaries and employee benefits	$1,197,000	5,170
Premises and equipment expense	$244,000	6,130
Additional noninterest expense	$616,000	5,727
Pre-tax net operating income	$1,151,000	4,899
Securities gains (losses)	$0	3,155
Applicable income taxes	$436,000	3,937
Income before extraordinary items	$715,000	5,396
Extraordinary gains, net	$0	35
Net income	$715,000	5,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$151,000	2,845
Cash dividends	$74,000	6,384
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$715,000	5,365
1998-12-31 (YTD Data)		Rank
Total interest income	$3,288,000	7,184
Total interest expense	$1,043,000	8,307
Net interest income	$2,245,000	6,217
Provision for loan and lease losses	$282,000	2,761
Total noninterest income	$777,000	3,703
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$373,000	3,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$404,000	3,418
Total noninterest expense	$1,917,000	5,758
Salaries and employee benefits	$932,000	6,061
Premises and equipment expense	$235,000	6,188
Additional noninterest expense	$750,000	4,896
Pre-tax net operating income	$823,000	5,997
Securities gains (losses)	$0	4,449
Applicable income taxes	$294,000	5,226
Income before extraordinary items	$529,000	6,432
Extraordinary gains, net	$0	32
Net income	$529,000	6,431
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$241,000	2,165
Cash dividends	$25,000	7,195
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$529,000	6,326
1997-12-31 (YTD Data)		Rank
Total interest income	$2,740,000	8,080
Total interest expense	$752,000	9,404
Net interest income	$1,988,000	6,937
Provision for loan and lease losses	$193,000	3,532
Total noninterest income	$676,000	4,069
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$299,000	4,085
Trading account gains and fees	NA	NA
Additional Noninterest Income	$377,000	3,416
Total noninterest expense	$1,612,000	6,506
Salaries and employee benefits	$741,000	7,073
Premises and equipment expense	$126,000	8,337
Additional noninterest expense	$745,000	4,982
Pre-tax net operating income	$859,000	6,291
Securities gains (losses)	$0	3,944
Applicable income taxes	$322,000	5,531
Income before extraordinary items	$537,000	6,756
Extraordinary gains, net	$0	44
Net income	$537,000	6,758
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	6,506
Cash dividends	$0	7,871
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$537,000	6,699
1996-12-31 (YTD Data)		Rank
Total interest income	$2,073,000	9,286
Total interest expense	$490,000	10,625
Net interest income	$1,583,000	8,074
Provision for loan and lease losses	$142,000	4,211
Total noninterest income	$337,000	6,545
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$178,000	5,952
Trading account gains and fees	NA	NA
Additional Noninterest Income	$159,000	5,807
Total noninterest expense	$938,000	8,931
Salaries and employee benefits	$476,000	9,053
Premises and equipment expense	$114,000	8,934
Additional noninterest expense	$348,000	8,386
Pre-tax net operating income	$840,000	6,333
Securities gains (losses)	$0	4,148
Applicable income taxes	$315,000	5,673
Income before extraordinary items	$525,000	6,731
Extraordinary gains, net	$0	53
Net income	$525,000	6,734
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	7,019
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$525,000	6,677
1995-12-31 (YTD Data)		Rank
Total interest income	$1,552,000	10,433
Total interest expense	$378,000	11,387
Net interest income	$1,174,000	9,410
Provision for loan and lease losses	$58,000	5,942
Total noninterest income	$244,000	7,777
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$115,000	7,426
Trading account gains and fees	NA	NA
Additional Noninterest Income	$129,000	6,436
Total noninterest expense	$664,000	10,315
Salaries and employee benefits	$329,000	10,509
Premises and equipment expense	$82,000	10,145
Additional noninterest expense	$253,000	9,788
Pre-tax net operating income	$696,000	7,346
Securities gains (losses)	$0	3,831
Applicable income taxes	$258,000	6,532
Income before extraordinary items	$438,000	7,744
Extraordinary gains, net	$0	65
Net income	$438,000	7,743
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$2,000	8,482
Cash dividends	$0	8,717
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$438,000	7,715
1994-12-31 (YTD Data)		Rank
Total interest income	$820,000	12,036
Total interest expense	$141,000	12,458
Net interest income	$679,000	11,460
Provision for loan and lease losses	$109,000	4,383
Total noninterest income	$100,000	10,747
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$62,000	9,281
Trading account gains and fees	NA	NA
Additional Noninterest Income	$38,000	10,284
Total noninterest expense	$513,000	11,545
Salaries and employee benefits	$241,000	11,746
Premises and equipment expense	$62,000	11,231
Additional noninterest expense	$210,000	11,012
Pre-tax net operating income	$157,000	11,214
Securities gains (losses)	$0	3,600
Applicable income taxes	$36,000	10,781
Income before extraordinary items	$121,000	11,144
Extraordinary gains, net	$0	249
Net income	$121,000	11,150
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	8,921
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$121,000	11,190
1993-12-31 (YTD Data)		Rank
Total interest income	$153,000	13,239
Total interest expense	$16,000	13,240
Net interest income	$137,000	13,183
Provision for loan and lease losses	$38,000	8,041
Total noninterest income	$51,000	12,516
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$3,000	11,298
Trading account gains and fees	NA	NA
Additional Noninterest Income	$48,000	10,209
Total noninterest expense	$216,000	13,161
Salaries and employee benefits	$117,000	13,127
Premises and equipment expense	$27,000	12,925
Additional noninterest expense	$72,000	13,126
Pre-tax net operating income	$-66,000	12,558
Securities gains (losses)	$0	7,477
Applicable income taxes	$-13,000	12,796
Income before extraordinary items	$-53,000	12,614
Extraordinary gains, net	$0	3,149
Net income	$-53,000	12,644
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	9,922
Cash dividends	$0	9,081
Sale, conversion, retirement of capital stock, net	$2,500,000	309
Net operating income	$-53,000	12,511

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.