Home > Capital Bank > Income and Expense
Capital Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $29,450,000 | 1,422 |
| Total interest expense | $5,847,000 | 1,850 |
| Net interest income | $23,603,000 | 1,267 |
| Provision for loan and lease losses | $407,000 | 1,427 |
| Total noninterest income | $2,515,000 | 1,798 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $1,616,000 | 686 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $899,000 | 2,393 |
| Total noninterest expense | $16,415,000 | 1,411 |
| Salaries and employee benefits | $11,234,000 | 1,234 |
| Premises and equipment expense | $2,066,000 | 1,182 |
| Additional noninterest expense | $899,000 | 2,393 |
| Pre-tax net operating income | $9,296,000 | 1,227 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,951,000 | 997 |
| Income before extraordinary items | $7,345,000 | 1,288 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $7,345,000 | 1,304 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $7,345,000 | 1,291 |
| Net charge-offs | $384,000 | 859 |
| Cash dividends | $3,638,000 | 1,020 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $7,345,000 | 1,311 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $21,715,000 | 1,402 |
| Total interest expense | $3,738,000 | 1,906 |
| Net interest income | $17,977,000 | 1,244 |
| Provision for loan and lease losses | $301,000 | 1,336 |
| Total noninterest income | $1,836,000 | 1,809 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $1,186,000 | 696 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $650,000 | 2,417 |
| Total noninterest expense | $12,301,000 | 1,408 |
| Salaries and employee benefits | $8,448,000 | 1,226 |
| Premises and equipment expense | $1,557,000 | 1,184 |
| Additional noninterest expense | $650,000 | 2,416 |
| Pre-tax net operating income | $7,211,000 | 1,242 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,513,000 | 1,004 |
| Income before extraordinary items | $5,698,000 | 1,299 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $5,698,000 | 1,308 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $5,698,000 | 1,299 |
| Net charge-offs | $375,000 | 659 |
| Cash dividends | $2,342,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $5,698,000 | 1,323 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $14,167,000 | 1,395 |
| Total interest expense | $2,065,000 | 1,984 |
| Net interest income | $12,102,000 | 1,251 |
| Provision for loan and lease losses | $151,000 | 1,514 |
| Total noninterest income | $1,181,000 | 1,788 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $762,000 | 715 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $419,000 | 2,388 |
| Total noninterest expense | $8,130,000 | 1,403 |
| Salaries and employee benefits | $5,611,000 | 1,219 |
| Premises and equipment expense | $1,038,000 | 1,179 |
| Additional noninterest expense | $419,000 | 2,384 |
| Pre-tax net operating income | $5,002,000 | 1,204 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $1,049,000 | 988 |
| Income before extraordinary items | $3,953,000 | 1,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,953,000 | 1,275 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,953,000 | 1,264 |
| Net charge-offs | $371,000 | 511 |
| Cash dividends | $2,342,000 | 775 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $3,953,000 | 1,277 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $6,992,000 | 1,393 |
| Total interest expense | $812,000 | 2,086 |
| Net interest income | $6,180,000 | 1,235 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $582,000 | 1,803 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $375,000 | 736 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $207,000 | 2,396 |
| Total noninterest expense | $4,048,000 | 1,430 |
| Salaries and employee benefits | $2,789,000 | 1,248 |
| Premises and equipment expense | $519,000 | 1,208 |
| Additional noninterest expense | $207,000 | 2,396 |
| Pre-tax net operating income | $2,714,000 | 1,160 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $569,000 | 967 |
| Income before extraordinary items | $2,145,000 | 1,210 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $2,145,000 | 1,209 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $2,145,000 | 1,210 |
| Net charge-offs | $4,000 | 1,642 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $2,145,000 | 1,235 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,131,000 | 1,303 |
| Total interest expense | $1,574,000 | 1,859 |
| Net interest income | $23,557,000 | 1,262 |
| Provision for loan and lease losses | $483,000 | 1,248 |
| Total noninterest income | $2,279,000 | 1,908 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $1,388,000 | 790 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $891,000 | 2,452 |
| Total noninterest expense | $15,792,000 | 1,423 |
| Salaries and employee benefits | $10,735,000 | 1,258 |
| Premises and equipment expense | $1,938,000 | 1,249 |
| Additional noninterest expense | $891,000 | 2,452 |
| Pre-tax net operating income | $9,561,000 | 1,312 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $2,025,000 | 1,071 |
| Income before extraordinary items | $7,536,000 | 1,368 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $7,536,000 | 1,368 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $7,536,000 | 1,368 |
| Net charge-offs | $-39,000 | 4,010 |
| Cash dividends | $2,246,000 | 1,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $7,536,000 | 1,388 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,247,000 | 1,293 |
| Total interest expense | $998,000 | 1,762 |
| Net interest income | $17,249,000 | 1,256 |
| Provision for loan and lease losses | $435,000 | 1,052 |
| Total noninterest income | $1,678,000 | 1,952 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $1,027,000 | 799 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $651,000 | 2,511 |
| Total noninterest expense | $11,782,000 | 1,418 |
| Salaries and employee benefits | $8,149,000 | 1,238 |
| Premises and equipment expense | $1,413,000 | 1,290 |
| Additional noninterest expense | $651,000 | 2,511 |
| Pre-tax net operating income | $6,710,000 | 1,359 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $1,424,000 | 1,112 |
| Income before extraordinary items | $5,286,000 | 1,423 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $5,286,000 | 1,422 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $5,286,000 | 1,423 |
| Net charge-offs | $-47,000 | 4,066 |
| Cash dividends | $1,123,000 | 1,567 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,286,000 | 1,456 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,789,000 | 1,291 |
| Total interest expense | $636,000 | 1,651 |
| Net interest income | $11,153,000 | 1,257 |
| Provision for loan and lease losses | $291,000 | 972 |
| Total noninterest income | $1,111,000 | 1,949 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $1,069,000 | 536 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $42,000 | 4,270 |
| Total noninterest expense | $7,681,000 | 1,435 |
| Salaries and employee benefits | $5,312,000 | 1,249 |
| Premises and equipment expense | $1,048,000 | 1,142 |
| Additional noninterest expense | $1,321,000 | 2,164 |
| Pre-tax net operating income | $4,292,000 | 1,342 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $908,000 | 1,081 |
| Income before extraordinary items | $3,384,000 | 1,388 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,384,000 | 1,387 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $3,384,000 | 1,388 |
| Net charge-offs | $-48,000 | 4,176 |
| Cash dividends | $1,123,000 | 1,252 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,384,000 | 1,424 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,765,000 | 1,276 |
| Total interest expense | $318,000 | 1,589 |
| Net interest income | $5,447,000 | 1,244 |
| Provision for loan and lease losses | $196,000 | 673 |
| Total noninterest income | $515,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $289,000 | 904 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $226,000 | 2,448 |
| Total noninterest expense | $3,802,000 | 1,438 |
| Salaries and employee benefits | $2,646,000 | 1,253 |
| Premises and equipment expense | $445,000 | 1,345 |
| Additional noninterest expense | $711,000 | 2,078 |
| Pre-tax net operating income | $1,964,000 | 1,363 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $414,000 | 1,083 |
| Income before extraordinary items | $1,550,000 | 1,421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,550,000 | 1,421 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $1,550,000 | 1,421 |
| Net charge-offs | $3,000 | 1,472 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,550,000 | 1,435 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $24,594,000 | 1,250 |
| Total interest expense | $1,636,000 | 1,553 |
| Net interest income | $22,958,000 | 1,216 |
| Provision for loan and lease losses | $460,000 | 1,117 |
| Total noninterest income | $2,607,000 | 1,963 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $1,088,000 | 914 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $1,519,000 | 2,193 |
| Total noninterest expense | $15,461,000 | 1,413 |
| Salaries and employee benefits | $10,270,000 | 1,277 |
| Premises and equipment expense | $1,874,000 | 1,283 |
| Additional noninterest expense | $3,317,000 | 1,842 |
| Pre-tax net operating income | $9,644,000 | 1,307 |
| Securities gains (losses) | $202,000 | 607 |
| Applicable income taxes | $2,082,000 | 1,068 |
| Income before extraordinary items | $7,764,000 | 1,368 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $7,764,000 | 1,368 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $7,764,000 | 1,368 |
| Net charge-offs | $49,000 | 1,672 |
| Cash dividends | $2,030,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $7,604,420 | 1,371 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $18,673,000 | 1,260 |
| Total interest expense | $1,298,000 | 1,569 |
| Net interest income | $17,375,000 | 1,230 |
| Provision for loan and lease losses | $460,000 | 866 |
| Total noninterest income | $1,731,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $789,000 | 931 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $942,000 | 2,452 |
| Total noninterest expense | $11,404,000 | 1,443 |
| Salaries and employee benefits | $7,481,000 | 1,310 |
| Premises and equipment expense | $1,382,000 | 1,308 |
| Additional noninterest expense | $2,541,000 | 1,801 |
| Pre-tax net operating income | $7,242,000 | 1,351 |
| Securities gains (losses) | $202,000 | 558 |
| Applicable income taxes | $1,572,000 | 1,117 |
| Income before extraordinary items | $5,872,000 | 1,438 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $5,872,000 | 1,437 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $5,872,000 | 1,438 |
| Net charge-offs | $41,000 | 1,444 |
| Cash dividends | $936,000 | 1,804 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $5,712,420 | 1,438 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $12,518,000 | 1,246 |
| Total interest expense | $942,000 | 1,531 |
| Net interest income | $11,576,000 | 1,218 |
| Provision for loan and lease losses | $460,000 | 652 |
| Total noninterest income | $1,082,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $501,000 | 938 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $581,000 | 2,484 |
| Total noninterest expense | $7,881,000 | 1,397 |
| Salaries and employee benefits | $5,185,000 | 1,264 |
| Premises and equipment expense | $927,000 | 1,306 |
| Additional noninterest expense | $1,769,000 | 1,719 |
| Pre-tax net operating income | $4,317,000 | 1,453 |
| Securities gains (losses) | $202,000 | 466 |
| Applicable income taxes | $953,000 | 1,173 |
| Income before extraordinary items | $3,566,000 | 1,523 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,566,000 | 1,524 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $3,566,000 | 1,523 |
| Net charge-offs | $-28,000 | 4,170 |
| Cash dividends | $936,000 | 1,451 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $3,406,420 | 1,537 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $6,274,000 | 1,252 |
| Total interest expense | $525,000 | 1,468 |
| Net interest income | $5,749,000 | 1,224 |
| Provision for loan and lease losses | $242,000 | 698 |
| Total noninterest income | $464,000 | 2,308 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $247,000 | 931 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $217,000 | 2,765 |
| Total noninterest expense | $3,809,000 | 1,427 |
| Salaries and employee benefits | $2,517,000 | 1,281 |
| Premises and equipment expense | $477,000 | 1,279 |
| Additional noninterest expense | $815,000 | 1,811 |
| Pre-tax net operating income | $2,162,000 | 1,447 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $455,000 | 1,202 |
| Income before extraordinary items | $1,707,000 | 1,571 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $1,707,000 | 1,571 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,707,000 | 1,571 |
| Net charge-offs | $2,000 | 1,718 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,707,000 | 1,526 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,731,000 | 1,281 |
| Total interest expense | $3,466,000 | 1,321 |
| Net interest income | $20,265,000 | 1,265 |
| Provision for loan and lease losses | $1,618,000 | 1,198 |
| Total noninterest income | $1,829,000 | 2,225 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $1,049,000 | 906 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $780,000 | 2,706 |
| Total noninterest expense | $14,184,000 | 1,465 |
| Salaries and employee benefits | $9,605,000 | 1,297 |
| Premises and equipment expense | $1,657,000 | 1,404 |
| Additional noninterest expense | $2,922,000 | 1,948 |
| Pre-tax net operating income | $6,292,000 | 1,500 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $1,325,000 | 1,234 |
| Income before extraordinary items | $4,967,000 | 1,645 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $4,967,000 | 1,645 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,967,000 | 1,645 |
| Net charge-offs | $445,000 | 1,053 |
| Cash dividends | $1,677,000 | 1,686 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $4,967,000 | 1,597 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,411,000 | 1,309 |
| Total interest expense | $2,802,000 | 1,313 |
| Net interest income | $14,609,000 | 1,306 |
| Provision for loan and lease losses | $1,390,000 | 1,124 |
| Total noninterest income | $1,358,000 | 2,191 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $788,000 | 903 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $570,000 | 2,706 |
| Total noninterest expense | $10,565,000 | 1,463 |
| Salaries and employee benefits | $7,256,000 | 1,276 |
| Premises and equipment expense | $1,214,000 | 1,428 |
| Additional noninterest expense | $2,095,000 | 2,007 |
| Pre-tax net operating income | $4,012,000 | 1,672 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $845,000 | 1,315 |
| Income before extraordinary items | $3,167,000 | 1,825 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $3,167,000 | 1,825 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $3,167,000 | 1,825 |
| Net charge-offs | $47,000 | 2,087 |
| Cash dividends | $837,000 | 1,876 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $3,167,000 | 1,780 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,645,000 | 1,321 |
| Total interest expense | $2,019,000 | 1,307 |
| Net interest income | $9,626,000 | 1,322 |
| Provision for loan and lease losses | $1,155,000 | 995 |
| Total noninterest income | $924,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $551,000 | 872 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $373,000 | 2,684 |
| Total noninterest expense | $6,974,000 | 1,463 |
| Salaries and employee benefits | $4,871,000 | 1,269 |
| Premises and equipment expense | $791,000 | 1,440 |
| Additional noninterest expense | $1,312,000 | 2,091 |
| Pre-tax net operating income | $2,421,000 | 1,746 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $510,000 | 1,330 |
| Income before extraordinary items | $1,911,000 | 1,903 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,911,000 | 1,903 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,911,000 | 1,904 |
| Net charge-offs | $11,000 | 2,415 |
| Cash dividends | $837,000 | 1,486 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $1,911,000 | 1,864 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,657,000 | 1,355 |
| Total interest expense | $1,086,000 | 1,343 |
| Net interest income | $4,571,000 | 1,352 |
| Provision for loan and lease losses | $170,000 | 1,561 |
| Total noninterest income | $508,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $322,000 | 881 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $186,000 | 2,517 |
| Total noninterest expense | $3,494,000 | 1,473 |
| Salaries and employee benefits | $2,411,000 | 1,278 |
| Premises and equipment expense | $432,000 | 1,347 |
| Additional noninterest expense | $651,000 | 2,123 |
| Pre-tax net operating income | $1,415,000 | 1,382 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $298,000 | 1,083 |
| Income before extraordinary items | $1,117,000 | 1,518 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,117,000 | 1,516 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $1,117,000 | 1,518 |
| Net charge-offs | $2,000 | 2,313 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,117,000 | 1,494 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,691,000 | 1,366 |
| Total interest expense | $3,994,000 | 1,474 |
| Net interest income | $18,697,000 | 1,321 |
| Provision for loan and lease losses | $673,000 | 1,239 |
| Total noninterest income | $1,979,000 | 1,979 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $1,234,000 | 948 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $745,000 | 2,581 |
| Total noninterest expense | $13,395,000 | 1,490 |
| Salaries and employee benefits | $9,136,000 | 1,300 |
| Premises and equipment expense | $1,612,000 | 1,419 |
| Additional noninterest expense | $2,647,000 | 2,124 |
| Pre-tax net operating income | $6,608,000 | 1,429 |
| Securities gains (losses) | $23,000 | 1,586 |
| Applicable income taxes | $1,406,000 | 1,160 |
| Income before extraordinary items | $5,225,000 | 1,545 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $5,225,000 | 1,547 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $5,225,000 | 1,547 |
| Net charge-offs | $551,000 | 967 |
| Cash dividends | $1,660,000 | 1,767 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $5,206,830 | 1,517 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $16,799,000 | 1,391 |
| Total interest expense | $2,843,000 | 1,545 |
| Net interest income | $13,956,000 | 1,334 |
| Provision for loan and lease losses | $503,000 | 1,151 |
| Total noninterest income | $1,446,000 | 2,011 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $891,000 | 983 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $555,000 | 2,605 |
| Total noninterest expense | $10,128,000 | 1,483 |
| Salaries and employee benefits | $6,828,000 | 1,306 |
| Premises and equipment expense | $1,240,000 | 1,391 |
| Additional noninterest expense | $2,060,000 | 2,075 |
| Pre-tax net operating income | $4,771,000 | 1,501 |
| Securities gains (losses) | $23,000 | 1,371 |
| Applicable income taxes | $1,017,000 | 1,216 |
| Income before extraordinary items | $3,777,000 | 1,609 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,777,000 | 1,610 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,777,000 | 1,610 |
| Net charge-offs | $122,000 | 1,639 |
| Cash dividends | $825,000 | 2,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,758,830 | 1,583 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,006,000 | 1,406 |
| Total interest expense | $1,748,000 | 1,611 |
| Net interest income | $9,258,000 | 1,344 |
| Provision for loan and lease losses | $342,000 | 1,119 |
| Total noninterest income | $948,000 | 2,013 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $583,000 | 985 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $365,000 | 2,598 |
| Total noninterest expense | $6,728,000 | 1,495 |
| Salaries and employee benefits | $4,543,000 | 1,304 |
| Premises and equipment expense | $828,000 | 1,388 |
| Additional noninterest expense | $1,357,000 | 2,100 |
| Pre-tax net operating income | $3,136,000 | 1,494 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $664,000 | 1,206 |
| Income before extraordinary items | $2,472,000 | 1,622 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,472,000 | 1,623 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,472,000 | 1,623 |
| Net charge-offs | $30,000 | 2,158 |
| Cash dividends | $825,000 | 1,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,472,000 | 1,585 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,443,000 | 1,416 |
| Total interest expense | $784,000 | 1,700 |
| Net interest income | $4,659,000 | 1,338 |
| Provision for loan and lease losses | $188,000 | 992 |
| Total noninterest income | $467,000 | 1,986 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $294,000 | 974 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $173,000 | 2,579 |
| Total noninterest expense | $3,372,000 | 1,503 |
| Salaries and employee benefits | $2,263,000 | 1,316 |
| Premises and equipment expense | $418,000 | 1,399 |
| Additional noninterest expense | $691,000 | 2,051 |
| Pre-tax net operating income | $1,566,000 | 1,466 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $331,000 | 1,191 |
| Income before extraordinary items | $1,235,000 | 1,586 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,235,000 | 1,585 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,235,000 | 1,585 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,235,000 | 1,565 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,529,000 | 1,412 |
| Total interest expense | $2,308,000 | 1,751 |
| Net interest income | $18,221,000 | 1,342 |
| Provision for loan and lease losses | $431,000 | 1,589 |
| Total noninterest income | $1,746,000 | 2,143 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $1,111,000 | 1,073 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $635,000 | 2,777 |
| Total noninterest expense | $13,002,000 | 1,511 |
| Salaries and employee benefits | $8,679,000 | 1,337 |
| Premises and equipment expense | $1,592,000 | 1,416 |
| Additional noninterest expense | $2,731,000 | 2,073 |
| Pre-tax net operating income | $6,534,000 | 1,426 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $1,386,000 | 1,108 |
| Income before extraordinary items | $5,148,000 | 1,550 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,148,000 | 1,548 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $5,148,000 | 1,549 |
| Net charge-offs | $13,000 | 3,259 |
| Cash dividends | $1,580,000 | 1,681 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $5,148,000 | 1,540 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,161,000 | 1,411 |
| Total interest expense | $1,656,000 | 1,726 |
| Net interest income | $13,505,000 | 1,346 |
| Provision for loan and lease losses | $333,000 | 1,480 |
| Total noninterest income | $1,347,000 | 2,120 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $818,000 | 1,093 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $529,000 | 2,685 |
| Total noninterest expense | $9,776,000 | 1,510 |
| Salaries and employee benefits | $6,579,000 | 1,314 |
| Premises and equipment expense | $1,165,000 | 1,457 |
| Additional noninterest expense | $2,032,000 | 2,097 |
| Pre-tax net operating income | $4,743,000 | 1,478 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $1,001,000 | 1,162 |
| Income before extraordinary items | $3,742,000 | 1,603 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,742,000 | 1,602 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,742,000 | 1,602 |
| Net charge-offs | $10,000 | 2,995 |
| Cash dividends | $785,000 | 1,916 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,742,000 | 1,590 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,867,000 | 1,430 |
| Total interest expense | $1,054,000 | 1,703 |
| Net interest income | $8,813,000 | 1,370 |
| Provision for loan and lease losses | $219,000 | 1,438 |
| Total noninterest income | $908,000 | 2,122 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $522,000 | 1,124 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $386,000 | 2,569 |
| Total noninterest expense | $6,487,000 | 1,521 |
| Salaries and employee benefits | $4,372,000 | 1,320 |
| Premises and equipment expense | $740,000 | 1,543 |
| Additional noninterest expense | $1,375,000 | 2,082 |
| Pre-tax net operating income | $3,015,000 | 1,513 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $637,000 | 1,191 |
| Income before extraordinary items | $2,378,000 | 1,645 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,378,000 | 1,645 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,378,000 | 1,644 |
| Net charge-offs | $-25,000 | 4,811 |
| Cash dividends | $785,000 | 1,535 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,378,000 | 1,628 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 1,466 |
| Total interest expense | $499,000 | 1,718 |
| Net interest income | $4,269,000 | 1,412 |
| Provision for loan and lease losses | $54,000 | 2,026 |
| Total noninterest income | $421,000 | 2,186 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $252,000 | 1,166 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $169,000 | 2,685 |
| Total noninterest expense | $3,144,000 | 1,573 |
| Salaries and employee benefits | $2,133,000 | 1,362 |
| Premises and equipment expense | $353,000 | 1,632 |
| Additional noninterest expense | $658,000 | 2,136 |
| Pre-tax net operating income | $1,492,000 | 1,492 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $315,000 | 1,184 |
| Income before extraordinary items | $1,177,000 | 1,609 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,177,000 | 1,609 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,177,000 | 1,609 |
| Net charge-offs | $-66,000 | 5,305 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,177,000 | 1,595 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,138,000 | 1,475 |
| Total interest expense | $1,784,000 | 1,676 |
| Net interest income | $16,354,000 | 1,427 |
| Provision for loan and lease losses | $516,000 | 1,423 |
| Total noninterest income | $1,679,000 | 2,253 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $1,027,000 | 1,164 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $652,000 | 2,815 |
| Total noninterest expense | $11,600,000 | 1,654 |
| Salaries and employee benefits | $7,873,000 | 1,428 |
| Premises and equipment expense | $1,274,000 | 1,755 |
| Additional noninterest expense | $2,453,000 | 2,287 |
| Pre-tax net operating income | $5,917,000 | 1,481 |
| Securities gains (losses) | $119,000 | 563 |
| Applicable income taxes | $2,343,000 | 1,159 |
| Income before extraordinary items | $3,693,000 | 1,715 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,693,000 | 1,715 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,693,000 | 1,715 |
| Net charge-offs | $715,000 | 868 |
| Cash dividends | $1,485,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,616,840 | 1,729 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,384,000 | 1,498 |
| Total interest expense | $1,287,000 | 1,716 |
| Net interest income | $12,097,000 | 1,449 |
| Provision for loan and lease losses | $463,000 | 1,208 |
| Total noninterest income | $1,269,000 | 2,266 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $789,000 | 1,146 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $480,000 | 2,861 |
| Total noninterest expense | $8,656,000 | 1,672 |
| Salaries and employee benefits | $5,898,000 | 1,432 |
| Premises and equipment expense | $944,000 | 1,784 |
| Additional noninterest expense | $1,814,000 | 2,311 |
| Pre-tax net operating income | $4,247,000 | 1,551 |
| Securities gains (losses) | $119,000 | 528 |
| Applicable income taxes | $1,492,000 | 1,123 |
| Income before extraordinary items | $2,874,000 | 1,784 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,874,000 | 1,783 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,874,000 | 1,784 |
| Net charge-offs | $713,000 | 622 |
| Cash dividends | $725,000 | 2,034 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,795,460 | 1,805 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,852,000 | 1,491 |
| Total interest expense | $807,000 | 1,761 |
| Net interest income | $8,045,000 | 1,440 |
| Provision for loan and lease losses | $307,000 | 1,160 |
| Total noninterest income | $863,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $531,000 | 1,125 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $332,000 | 2,818 |
| Total noninterest expense | $5,819,000 | 1,675 |
| Salaries and employee benefits | $4,011,000 | 1,413 |
| Premises and equipment expense | $634,000 | 1,775 |
| Additional noninterest expense | $1,174,000 | 2,368 |
| Pre-tax net operating income | $2,782,000 | 1,557 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $951,000 | 1,138 |
| Income before extraordinary items | $1,831,000 | 1,831 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,831,000 | 1,831 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,831,000 | 1,831 |
| Net charge-offs | $77,000 | 1,706 |
| Cash dividends | $725,000 | 1,605 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,831,000 | 1,804 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,366,000 | 1,500 |
| Total interest expense | $382,000 | 1,809 |
| Net interest income | $3,984,000 | 1,455 |
| Provision for loan and lease losses | $152,000 | 1,104 |
| Total noninterest income | $429,000 | 2,237 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $270,000 | 1,105 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $159,000 | 2,863 |
| Total noninterest expense | $2,933,000 | 1,681 |
| Salaries and employee benefits | $2,008,000 | 1,425 |
| Premises and equipment expense | $324,000 | 1,759 |
| Additional noninterest expense | $601,000 | 2,317 |
| Pre-tax net operating income | $1,328,000 | 1,577 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $454,000 | 1,153 |
| Income before extraordinary items | $874,000 | 1,840 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $874,000 | 1,840 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $874,000 | 1,840 |
| Net charge-offs | $55,000 | 1,262 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $874,000 | 1,827 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,783,000 | 1,517 |
| Total interest expense | $1,275,000 | 2,029 |
| Net interest income | $15,508,000 | 1,453 |
| Provision for loan and lease losses | $596,000 | 1,329 |
| Total noninterest income | $1,813,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $1,120,000 | 1,092 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $693,000 | 2,841 |
| Total noninterest expense | $11,088,000 | 1,728 |
| Salaries and employee benefits | $7,677,000 | 1,422 |
| Premises and equipment expense | $1,231,000 | 1,821 |
| Additional noninterest expense | $2,180,000 | 2,595 |
| Pre-tax net operating income | $5,637,000 | 1,479 |
| Securities gains (losses) | $63,000 | 1,678 |
| Applicable income taxes | $1,949,000 | 1,069 |
| Income before extraordinary items | $3,751,000 | 1,736 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,751,000 | 1,735 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,751,000 | 1,735 |
| Net charge-offs | $314,000 | 1,476 |
| Cash dividends | $1,293,000 | 1,879 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $3,709,420 | 1,716 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,487,000 | 1,522 |
| Total interest expense | $904,000 | 2,123 |
| Net interest income | $11,583,000 | 1,457 |
| Provision for loan and lease losses | $451,000 | 1,223 |
| Total noninterest income | $1,367,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $832,000 | 1,104 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $535,000 | 2,810 |
| Total noninterest expense | $8,396,000 | 1,720 |
| Salaries and employee benefits | $5,762,000 | 1,411 |
| Premises and equipment expense | $982,000 | 1,735 |
| Additional noninterest expense | $1,652,000 | 2,579 |
| Pre-tax net operating income | $4,103,000 | 1,533 |
| Securities gains (losses) | $63,000 | 1,599 |
| Applicable income taxes | $1,424,000 | 1,120 |
| Income before extraordinary items | $2,742,000 | 1,806 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,742,000 | 1,806 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,742,000 | 1,806 |
| Net charge-offs | $313,000 | 1,097 |
| Cash dividends | $648,000 | 2,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,700,420 | 1,779 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,166,000 | 1,554 |
| Total interest expense | $577,000 | 2,208 |
| Net interest income | $7,589,000 | 1,489 |
| Provision for loan and lease losses | $284,000 | 1,328 |
| Total noninterest income | $890,000 | 2,243 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $547,000 | 1,101 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $343,000 | 2,857 |
| Total noninterest expense | $5,562,000 | 1,735 |
| Salaries and employee benefits | $3,815,000 | 1,425 |
| Premises and equipment expense | $653,000 | 1,724 |
| Additional noninterest expense | $1,094,000 | 2,596 |
| Pre-tax net operating income | $2,633,000 | 1,567 |
| Securities gains (losses) | $35,000 | 1,657 |
| Applicable income taxes | $912,000 | 1,155 |
| Income before extraordinary items | $1,756,000 | 1,856 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,756,000 | 1,855 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,756,000 | 1,855 |
| Net charge-offs | $244,000 | 998 |
| Cash dividends | $648,000 | 1,710 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,732,900 | 1,824 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,012,000 | 1,586 |
| Total interest expense | $284,000 | 2,232 |
| Net interest income | $3,728,000 | 1,508 |
| Provision for loan and lease losses | $143,000 | 1,257 |
| Total noninterest income | $458,000 | 2,184 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $273,000 | 1,103 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $185,000 | 2,707 |
| Total noninterest expense | $2,762,000 | 1,746 |
| Salaries and employee benefits | $1,884,000 | 1,453 |
| Premises and equipment expense | $330,000 | 1,732 |
| Additional noninterest expense | $548,000 | 2,580 |
| Pre-tax net operating income | $1,281,000 | 1,578 |
| Securities gains (losses) | $35,000 | 980 |
| Applicable income taxes | $450,000 | 1,136 |
| Income before extraordinary items | $866,000 | 1,849 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $866,000 | 1,850 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $866,000 | 1,850 |
| Net charge-offs | $48,000 | 1,450 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $842,900 | 1,857 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,484,000 | 1,595 |
| Total interest expense | $1,053,000 | 2,333 |
| Net interest income | $14,431,000 | 1,529 |
| Provision for loan and lease losses | $353,000 | 1,740 |
| Total noninterest income | $1,779,000 | 2,262 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,088,000 | 1,140 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $691,000 | 2,860 |
| Total noninterest expense | $10,752,000 | 1,768 |
| Salaries and employee benefits | $7,262,000 | 1,466 |
| Premises and equipment expense | $1,312,000 | 1,738 |
| Additional noninterest expense | $2,178,000 | 2,612 |
| Pre-tax net operating income | $5,105,000 | 1,552 |
| Securities gains (losses) | $13,000 | 2,458 |
| Applicable income taxes | $1,752,000 | 1,107 |
| Income before extraordinary items | $3,366,000 | 1,852 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,366,000 | 1,852 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,366,000 | 1,854 |
| Net charge-offs | $292,000 | 1,628 |
| Cash dividends | $960,000 | 2,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,357,420 | 1,823 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,431,000 | 1,652 |
| Total interest expense | $781,000 | 2,381 |
| Net interest income | $10,650,000 | 1,559 |
| Provision for loan and lease losses | $255,000 | 1,679 |
| Total noninterest income | $1,327,000 | 2,287 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $793,000 | 1,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $534,000 | 2,825 |
| Total noninterest expense | $7,987,000 | 1,790 |
| Salaries and employee benefits | $5,391,000 | 1,487 |
| Premises and equipment expense | $996,000 | 1,728 |
| Additional noninterest expense | $1,600,000 | 2,656 |
| Pre-tax net operating income | $3,735,000 | 1,608 |
| Securities gains (losses) | $13,000 | 2,219 |
| Applicable income taxes | $1,282,000 | 1,163 |
| Income before extraordinary items | $2,466,000 | 1,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,466,000 | 1,920 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,466,000 | 1,920 |
| Net charge-offs | $143,000 | 1,839 |
| Cash dividends | $480,000 | 2,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,457,420 | 1,880 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,473,000 | 1,688 |
| Total interest expense | $515,000 | 2,416 |
| Net interest income | $6,958,000 | 1,591 |
| Provision for loan and lease losses | $170,000 | 1,668 |
| Total noninterest income | $831,000 | 2,375 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $508,000 | 1,190 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $323,000 | 2,973 |
| Total noninterest expense | $5,254,000 | 1,817 |
| Salaries and employee benefits | $3,560,000 | 1,501 |
| Premises and equipment expense | $660,000 | 1,751 |
| Additional noninterest expense | $1,034,000 | 2,739 |
| Pre-tax net operating income | $2,365,000 | 1,653 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $809,000 | 1,204 |
| Income before extraordinary items | $1,556,000 | 1,980 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,556,000 | 1,982 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,556,000 | 1,982 |
| Net charge-offs | $2,000 | 3,666 |
| Cash dividends | $480,000 | 1,975 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,556,000 | 1,936 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 1,700 |
| Total interest expense | $253,000 | 2,461 |
| Net interest income | $3,434,000 | 1,610 |
| Provision for loan and lease losses | $86,000 | 1,607 |
| Total noninterest income | $397,000 | 2,406 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $255,000 | 1,175 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $142,000 | 3,106 |
| Total noninterest expense | $2,610,000 | 1,821 |
| Salaries and employee benefits | $1,761,000 | 1,529 |
| Premises and equipment expense | $333,000 | 1,763 |
| Additional noninterest expense | $516,000 | 2,716 |
| Pre-tax net operating income | $1,135,000 | 1,659 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $388,000 | 1,217 |
| Income before extraordinary items | $747,000 | 2,026 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $747,000 | 2,027 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $747,000 | 2,027 |
| Net charge-offs | $2,000 | 2,999 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $747,000 | 1,967 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $14,407,000 | 1,736 |
| Total interest expense | $1,012,000 | 2,555 |
| Net interest income | $13,395,000 | 1,651 |
| Provision for loan and lease losses | $290,000 | 2,043 |
| Total noninterest income | $1,729,000 | 2,316 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,061,000 | 1,230 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $668,000 | 2,891 |
| Total noninterest expense | $10,303,000 | 1,834 |
| Salaries and employee benefits | $6,857,000 | 1,524 |
| Premises and equipment expense | $1,291,000 | 1,795 |
| Additional noninterest expense | $2,155,000 | 2,721 |
| Pre-tax net operating income | $4,531,000 | 1,670 |
| Securities gains (losses) | $-2,000 | 5,864 |
| Applicable income taxes | $1,550,000 | 1,172 |
| Income before extraordinary items | $2,979,000 | 2,033 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,979,000 | 2,032 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,979,000 | 2,032 |
| Net charge-offs | $-3,000 | 5,476 |
| Cash dividends | $970,000 | 2,084 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,980,320 | 1,989 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $10,697,000 | 1,772 |
| Total interest expense | $752,000 | 2,607 |
| Net interest income | $9,945,000 | 1,674 |
| Provision for loan and lease losses | $290,000 | 1,676 |
| Total noninterest income | $1,309,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $798,000 | 1,230 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $511,000 | 2,877 |
| Total noninterest expense | $7,687,000 | 1,848 |
| Salaries and employee benefits | $5,118,000 | 1,525 |
| Premises and equipment expense | $958,000 | 1,821 |
| Additional noninterest expense | $1,611,000 | 2,735 |
| Pre-tax net operating income | $3,277,000 | 1,727 |
| Securities gains (losses) | $-2,000 | 5,965 |
| Applicable income taxes | $1,120,000 | 1,205 |
| Income before extraordinary items | $2,155,000 | 2,092 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,155,000 | 2,091 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,155,000 | 2,090 |
| Net charge-offs | $-3,000 | 5,367 |
| Cash dividends | $425,000 | 2,398 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $2,156,320 | 2,053 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,079,000 | 1,772 |
| Total interest expense | $493,000 | 2,655 |
| Net interest income | $6,586,000 | 1,674 |
| Provision for loan and lease losses | $206,000 | 1,614 |
| Total noninterest income | $871,000 | 2,291 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $515,000 | 1,246 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $356,000 | 2,805 |
| Total noninterest expense | $5,149,000 | 1,834 |
| Salaries and employee benefits | $3,414,000 | 1,529 |
| Premises and equipment expense | $635,000 | 1,850 |
| Additional noninterest expense | $1,100,000 | 2,672 |
| Pre-tax net operating income | $2,102,000 | 1,749 |
| Securities gains (losses) | $-1,000 | 6,043 |
| Applicable income taxes | $719,000 | 1,223 |
| Income before extraordinary items | $1,382,000 | 2,118 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,382,000 | 2,122 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,382,000 | 2,121 |
| Net charge-offs | $-5,000 | 5,456 |
| Cash dividends | $300,000 | 2,325 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,382,660 | 2,061 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,485,000 | 1,790 |
| Total interest expense | $244,000 | 2,723 |
| Net interest income | $3,241,000 | 1,684 |
| Provision for loan and lease losses | $119,000 | 1,481 |
| Total noninterest income | $399,000 | 2,372 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $253,000 | 1,259 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $146,000 | 3,007 |
| Total noninterest expense | $2,559,000 | 1,849 |
| Salaries and employee benefits | $1,703,000 | 1,543 |
| Premises and equipment expense | $317,000 | 1,891 |
| Additional noninterest expense | $539,000 | 2,718 |
| Pre-tax net operating income | $962,000 | 1,828 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $329,000 | 1,256 |
| Income before extraordinary items | $633,000 | 2,185 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $633,000 | 2,187 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $633,000 | 2,187 |
| Net charge-offs | $23,000 | 2,396 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $633,000 | 2,138 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $13,280,000 | 1,885 |
| Total interest expense | $969,000 | 3,014 |
| Net interest income | $12,311,000 | 1,749 |
| Provision for loan and lease losses | $131,000 | 3,402 |
| Total noninterest income | $1,622,000 | 2,461 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $1,017,000 | 1,337 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $605,000 | 3,108 |
| Total noninterest expense | $9,994,000 | 1,900 |
| Salaries and employee benefits | $6,779,000 | 1,529 |
| Premises and equipment expense | $1,267,000 | 1,826 |
| Additional noninterest expense | $1,948,000 | 3,040 |
| Pre-tax net operating income | $3,808,000 | 1,785 |
| Securities gains (losses) | $160,000 | 1,030 |
| Applicable income taxes | $1,356,000 | 1,204 |
| Income before extraordinary items | $2,612,000 | 2,129 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,612,000 | 2,133 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,612,000 | 2,133 |
| Net charge-offs | $58,000 | 4,238 |
| Cash dividends | $870,000 | 2,103 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,506,400 | 2,138 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,760,000 | 1,924 |
| Total interest expense | $723,000 | 3,106 |
| Net interest income | $9,037,000 | 1,791 |
| Provision for loan and lease losses | $55,000 | 3,887 |
| Total noninterest income | $1,265,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $772,000 | 1,325 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $493,000 | 3,042 |
| Total noninterest expense | $7,436,000 | 1,919 |
| Salaries and employee benefits | $5,058,000 | 1,536 |
| Premises and equipment expense | $949,000 | 1,839 |
| Additional noninterest expense | $1,429,000 | 3,085 |
| Pre-tax net operating income | $2,811,000 | 1,841 |
| Securities gains (losses) | $161,000 | 927 |
| Applicable income taxes | $1,015,000 | 1,233 |
| Income before extraordinary items | $1,957,000 | 2,169 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,957,000 | 2,175 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,957,000 | 2,175 |
| Net charge-offs | $53,000 | 3,810 |
| Cash dividends | $540,000 | 2,027 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,850,740 | 2,206 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,376,000 | 1,959 |
| Total interest expense | $481,000 | 3,165 |
| Net interest income | $5,895,000 | 1,812 |
| Provision for loan and lease losses | $55,000 | 3,542 |
| Total noninterest income | $950,000 | 2,288 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $503,000 | 1,333 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $447,000 | 2,634 |
| Total noninterest expense | $4,971,000 | 1,914 |
| Salaries and employee benefits | $3,324,000 | 1,568 |
| Premises and equipment expense | $627,000 | 1,860 |
| Additional noninterest expense | $1,020,000 | 2,926 |
| Pre-tax net operating income | $1,819,000 | 1,871 |
| Securities gains (losses) | $162,000 | 844 |
| Applicable income taxes | $677,000 | 1,219 |
| Income before extraordinary items | $1,304,000 | 2,157 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,304,000 | 2,165 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,304,000 | 2,163 |
| Net charge-offs | $48,000 | 3,385 |
| Cash dividends | $420,000 | 1,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,197,080 | 2,214 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,220,000 | 1,948 |
| Total interest expense | $242,000 | 3,246 |
| Net interest income | $2,978,000 | 1,798 |
| Provision for loan and lease losses | $55,000 | 2,729 |
| Total noninterest income | $528,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $276,000 | 1,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $252,000 | 2,464 |
| Total noninterest expense | $2,542,000 | 1,892 |
| Salaries and employee benefits | $1,652,000 | 1,596 |
| Premises and equipment expense | $309,000 | 1,917 |
| Additional noninterest expense | $581,000 | 2,620 |
| Pre-tax net operating income | $909,000 | 1,856 |
| Securities gains (losses) | $162,000 | 539 |
| Applicable income taxes | $366,000 | 1,153 |
| Income before extraordinary items | $705,000 | 1,992 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $705,000 | 1,993 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $705,000 | 1,994 |
| Net charge-offs | $29,000 | 2,821 |
| Cash dividends | $120,000 | 1,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $598,080 | 2,180 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $13,042,000 | 2,018 |
| Total interest expense | $1,260,000 | 3,101 |
| Net interest income | $11,782,000 | 1,859 |
| Provision for loan and lease losses | $345,000 | 3,205 |
| Total noninterest income | $1,774,000 | 2,373 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,230,000 | 1,153 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $544,000 | 3,232 |
| Total noninterest expense | $9,783,000 | 1,959 |
| Salaries and employee benefits | $6,458,000 | 1,567 |
| Premises and equipment expense | $1,247,000 | 1,888 |
| Additional noninterest expense | $2,078,000 | 3,010 |
| Pre-tax net operating income | $3,428,000 | 1,858 |
| Securities gains (losses) | $122,000 | 2,108 |
| Applicable income taxes | $1,212,000 | 1,290 |
| Income before extraordinary items | $2,338,000 | 2,299 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,338,000 | 2,300 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,338,000 | 2,301 |
| Net charge-offs | $275,000 | 3,413 |
| Cash dividends | $845,000 | 2,165 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,257,480 | 2,251 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,744,000 | 2,055 |
| Total interest expense | $1,012,000 | 3,054 |
| Net interest income | $8,732,000 | 1,901 |
| Provision for loan and lease losses | $123,000 | 4,150 |
| Total noninterest income | $1,279,000 | 2,430 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $896,000 | 1,190 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $383,000 | 3,338 |
| Total noninterest expense | $7,406,000 | 1,933 |
| Salaries and employee benefits | $4,847,000 | 1,558 |
| Premises and equipment expense | $957,000 | 1,864 |
| Additional noninterest expense | $1,602,000 | 2,941 |
| Pre-tax net operating income | $2,482,000 | 1,987 |
| Securities gains (losses) | $122,000 | 1,830 |
| Applicable income taxes | $888,000 | 1,348 |
| Income before extraordinary items | $1,716,000 | 2,400 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,716,000 | 2,401 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,716,000 | 2,401 |
| Net charge-offs | $27,000 | 4,919 |
| Cash dividends | $525,000 | 1,973 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,635,480 | 2,357 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,480,000 | 2,073 |
| Total interest expense | $724,000 | 2,976 |
| Net interest income | $5,756,000 | 1,925 |
| Provision for loan and lease losses | $40,000 | 4,724 |
| Total noninterest income | $812,000 | 2,467 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $559,000 | 1,264 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $253,000 | 3,318 |
| Total noninterest expense | $4,905,000 | 1,962 |
| Salaries and employee benefits | $3,227,000 | 1,559 |
| Premises and equipment expense | $634,000 | 1,872 |
| Additional noninterest expense | $1,044,000 | 3,013 |
| Pre-tax net operating income | $1,623,000 | 2,009 |
| Securities gains (losses) | $38,000 | 2,209 |
| Applicable income taxes | $566,000 | 1,371 |
| Income before extraordinary items | $1,095,000 | 2,440 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,095,000 | 2,440 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,095,000 | 2,440 |
| Net charge-offs | $4,000 | 5,214 |
| Cash dividends | $400,000 | 1,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,069,920 | 2,355 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,255,000 | 2,077 |
| Total interest expense | $373,000 | 3,011 |
| Net interest income | $2,882,000 | 1,926 |
| Provision for loan and lease losses | $40,000 | 3,905 |
| Total noninterest income | $387,000 | 2,528 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $275,000 | 1,281 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $112,000 | 3,533 |
| Total noninterest expense | $2,444,000 | 1,968 |
| Salaries and employee benefits | $1,620,000 | 1,560 |
| Premises and equipment expense | $320,000 | 1,857 |
| Additional noninterest expense | $504,000 | 3,072 |
| Pre-tax net operating income | $785,000 | 2,063 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $268,000 | 1,407 |
| Income before extraordinary items | $517,000 | 2,524 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $517,000 | 2,526 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $517,000 | 2,527 |
| Net charge-offs | $3,000 | 4,432 |
| Cash dividends | $125,000 | 1,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $517,000 | 2,406 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $12,915,000 | 2,159 |
| Total interest expense | $1,723,000 | 3,099 |
| Net interest income | $11,192,000 | 1,958 |
| Provision for loan and lease losses | $380,000 | 3,815 |
| Total noninterest income | $1,923,000 | 2,069 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,457,000 | 1,016 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $466,000 | 3,206 |
| Total noninterest expense | $9,540,000 | 2,000 |
| Salaries and employee benefits | $6,118,000 | 1,602 |
| Premises and equipment expense | $1,250,000 | 1,982 |
| Additional noninterest expense | $2,172,000 | 2,905 |
| Pre-tax net operating income | $3,195,000 | 1,731 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $1,088,000 | 1,267 |
| Income before extraordinary items | $2,107,000 | 2,152 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,107,000 | 2,153 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,107,000 | 2,153 |
| Net charge-offs | $299,000 | 3,807 |
| Cash dividends | $725,000 | 1,997 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,107,000 | 2,079 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $9,657,000 | 2,200 |
| Total interest expense | $1,327,000 | 3,149 |
| Net interest income | $8,330,000 | 1,974 |
| Provision for loan and lease losses | $278,000 | 3,714 |
| Total noninterest income | $1,478,000 | 2,028 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,069,000 | 1,040 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $409,000 | 3,006 |
| Total noninterest expense | $7,262,000 | 1,976 |
| Salaries and employee benefits | $4,622,000 | 1,602 |
| Premises and equipment expense | $964,000 | 1,942 |
| Additional noninterest expense | $1,676,000 | 2,849 |
| Pre-tax net operating income | $2,268,000 | 1,900 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $772,000 | 1,321 |
| Income before extraordinary items | $1,496,000 | 2,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,496,000 | 2,322 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,496,000 | 2,323 |
| Net charge-offs | $281,000 | 3,322 |
| Cash dividends | $405,000 | 2,011 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,496,000 | 2,217 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,363,000 | 2,237 |
| Total interest expense | $898,000 | 3,216 |
| Net interest income | $5,465,000 | 2,014 |
| Provision for loan and lease losses | $177,000 | 3,718 |
| Total noninterest income | $1,000,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $708,000 | 1,032 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $292,000 | 2,913 |
| Total noninterest expense | $4,854,000 | 1,995 |
| Salaries and employee benefits | $3,059,000 | 1,619 |
| Premises and equipment expense | $652,000 | 1,932 |
| Additional noninterest expense | $1,143,000 | 2,844 |
| Pre-tax net operating income | $1,434,000 | 1,954 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $488,000 | 1,343 |
| Income before extraordinary items | $946,000 | 2,383 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $946,000 | 2,383 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $946,000 | 2,383 |
| Net charge-offs | $240,000 | 2,926 |
| Cash dividends | $280,000 | 1,996 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $946,000 | 2,293 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,153,000 | 2,266 |
| Total interest expense | $466,000 | 3,219 |
| Net interest income | $2,687,000 | 2,035 |
| Provision for loan and lease losses | $98,000 | 3,426 |
| Total noninterest income | $509,000 | 1,955 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $347,000 | 1,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $162,000 | 2,770 |
| Total noninterest expense | $2,419,000 | 2,003 |
| Salaries and employee benefits | $1,528,000 | 1,628 |
| Premises and equipment expense | $327,000 | 1,968 |
| Additional noninterest expense | $564,000 | 2,869 |
| Pre-tax net operating income | $679,000 | 2,016 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $231,000 | 1,351 |
| Income before extraordinary items | $448,000 | 2,447 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $448,000 | 2,446 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $448,000 | 2,447 |
| Net charge-offs | $212,000 | 2,071 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $448,000 | 2,399 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $12,395,000 | 2,429 |
| Total interest expense | $1,833,000 | 3,782 |
| Net interest income | $10,562,000 | 2,064 |
| Provision for loan and lease losses | $465,000 | 4,245 |
| Total noninterest income | $2,167,000 | 1,971 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,657,000 | 914 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $510,000 | 3,167 |
| Total noninterest expense | $9,292,000 | 2,076 |
| Salaries and employee benefits | $5,792,000 | 1,681 |
| Premises and equipment expense | $1,356,000 | 1,888 |
| Additional noninterest expense | $2,144,000 | 3,061 |
| Pre-tax net operating income | $2,972,000 | 1,643 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $1,011,000 | 1,206 |
| Income before extraordinary items | $1,961,000 | 2,057 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,961,000 | 2,058 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,961,000 | 2,059 |
| Net charge-offs | $261,000 | 4,479 |
| Cash dividends | $582,000 | 2,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,961,000 | 1,980 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,281,000 | 2,484 |
| Total interest expense | $1,359,000 | 3,963 |
| Net interest income | $7,922,000 | 2,089 |
| Provision for loan and lease losses | $452,000 | 3,702 |
| Total noninterest income | $1,673,000 | 1,930 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $1,267,000 | 925 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $406,000 | 3,081 |
| Total noninterest expense | $6,997,000 | 2,065 |
| Salaries and employee benefits | $4,311,000 | 1,703 |
| Premises and equipment expense | $1,056,000 | 1,840 |
| Additional noninterest expense | $1,630,000 | 2,983 |
| Pre-tax net operating income | $2,146,000 | 1,798 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $730,000 | 1,291 |
| Income before extraordinary items | $1,416,000 | 2,252 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,416,000 | 2,252 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,416,000 | 2,254 |
| Net charge-offs | $247,000 | 3,963 |
| Cash dividends | $292,000 | 2,380 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,416,000 | 2,150 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,168,000 | 2,520 |
| Total interest expense | $913,000 | 4,036 |
| Net interest income | $5,255,000 | 2,101 |
| Provision for loan and lease losses | $310,000 | 3,545 |
| Total noninterest income | $1,151,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $841,000 | 942 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $310,000 | 2,795 |
| Total noninterest expense | $4,659,000 | 2,082 |
| Salaries and employee benefits | $2,870,000 | 1,715 |
| Premises and equipment expense | $702,000 | 1,861 |
| Additional noninterest expense | $1,087,000 | 2,983 |
| Pre-tax net operating income | $1,437,000 | 1,780 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $489,000 | 1,232 |
| Income before extraordinary items | $948,000 | 2,209 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $948,000 | 2,208 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $948,000 | 2,211 |
| Net charge-offs | $238,000 | 3,342 |
| Cash dividends | $192,000 | 2,360 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $948,000 | 2,134 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,080,000 | 2,582 |
| Total interest expense | $472,000 | 4,081 |
| Net interest income | $2,608,000 | 2,143 |
| Provision for loan and lease losses | $138,000 | 3,565 |
| Total noninterest income | $518,000 | 1,982 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $398,000 | 991 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $120,000 | 3,194 |
| Total noninterest expense | $2,308,000 | 2,110 |
| Salaries and employee benefits | $1,427,000 | 1,754 |
| Premises and equipment expense | $350,000 | 1,922 |
| Additional noninterest expense | $531,000 | 3,009 |
| Pre-tax net operating income | $680,000 | 1,873 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $231,000 | 1,289 |
| Income before extraordinary items | $449,000 | 2,341 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $449,000 | 2,340 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $449,000 | 2,341 |
| Net charge-offs | $225,000 | 2,308 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $449,000 | 2,253 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,272,000 | 2,686 |
| Total interest expense | $2,272,000 | 4,128 |
| Net interest income | $10,000,000 | 2,191 |
| Provision for loan and lease losses | $520,000 | 4,483 |
| Total noninterest income | $2,161,000 | 2,009 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,706,000 | 1,018 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $455,000 | 3,359 |
| Total noninterest expense | $9,383,000 | 2,129 |
| Salaries and employee benefits | $5,656,000 | 1,750 |
| Premises and equipment expense | $1,390,000 | 1,935 |
| Additional noninterest expense | $2,337,000 | 2,909 |
| Pre-tax net operating income | $2,258,000 | 1,729 |
| Securities gains (losses) | $163,000 | 1,725 |
| Applicable income taxes | $820,000 | 1,113 |
| Income before extraordinary items | $1,601,000 | 2,001 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,601,000 | 1,998 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,601,000 | 2,000 |
| Net charge-offs | $201,000 | 5,001 |
| Cash dividends | $403,000 | 2,821 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,493,420 | 2,100 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,128,000 | 2,746 |
| Total interest expense | $1,748,000 | 4,202 |
| Net interest income | $7,380,000 | 2,219 |
| Provision for loan and lease losses | $335,000 | 4,430 |
| Total noninterest income | $1,606,000 | 2,062 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $1,254,000 | 1,037 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $352,000 | 3,389 |
| Total noninterest expense | $7,085,000 | 2,115 |
| Salaries and employee benefits | $4,219,000 | 1,785 |
| Premises and equipment expense | $1,079,000 | 1,882 |
| Additional noninterest expense | $1,787,000 | 2,821 |
| Pre-tax net operating income | $1,566,000 | 1,980 |
| Securities gains (losses) | $163,000 | 1,447 |
| Applicable income taxes | $584,000 | 1,271 |
| Income before extraordinary items | $1,145,000 | 2,252 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,145,000 | 2,249 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,145,000 | 2,252 |
| Net charge-offs | $155,000 | 4,566 |
| Cash dividends | $202,000 | 3,049 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,037,420 | 2,370 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $5,997,000 | 2,829 |
| Total interest expense | $1,181,000 | 4,292 |
| Net interest income | $4,816,000 | 2,265 |
| Provision for loan and lease losses | $232,000 | 4,137 |
| Total noninterest income | $1,035,000 | 2,125 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $797,000 | 1,074 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $238,000 | 3,378 |
| Total noninterest expense | $4,653,000 | 2,166 |
| Salaries and employee benefits | $2,780,000 | 1,832 |
| Premises and equipment expense | $710,000 | 1,940 |
| Additional noninterest expense | $1,163,000 | 2,906 |
| Pre-tax net operating income | $966,000 | 2,175 |
| Securities gains (losses) | $163,000 | 1,153 |
| Applicable income taxes | $381,000 | 1,311 |
| Income before extraordinary items | $748,000 | 2,352 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $748,000 | 2,348 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $748,000 | 2,351 |
| Net charge-offs | $148,000 | 3,793 |
| Cash dividends | $177,000 | 2,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $640,420 | 2,571 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,965,000 | 2,891 |
| Total interest expense | $611,000 | 4,309 |
| Net interest income | $2,354,000 | 2,317 |
| Provision for loan and lease losses | $121,000 | 3,583 |
| Total noninterest income | $510,000 | 2,111 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $390,000 | 1,064 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $120,000 | 3,356 |
| Total noninterest expense | $2,307,000 | 2,143 |
| Salaries and employee benefits | $1,396,000 | 1,859 |
| Premises and equipment expense | $352,000 | 1,989 |
| Additional noninterest expense | $559,000 | 2,726 |
| Pre-tax net operating income | $436,000 | 2,632 |
| Securities gains (losses) | $163,000 | 756 |
| Applicable income taxes | $202,000 | 1,438 |
| Income before extraordinary items | $397,000 | 2,583 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $397,000 | 2,582 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $397,000 | 2,584 |
| Net charge-offs | $57,000 | 3,422 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $289,420 | 3,046 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,205,000 | 2,994 |
| Total interest expense | $3,223,000 | 4,043 |
| Net interest income | $8,982,000 | 2,428 |
| Provision for loan and lease losses | $560,000 | 3,631 |
| Total noninterest income | $2,126,000 | 2,040 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,681,000 | 1,057 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $445,000 | 3,401 |
| Total noninterest expense | $8,561,000 | 2,235 |
| Salaries and employee benefits | $5,292,000 | 1,910 |
| Premises and equipment expense | $1,476,000 | 1,856 |
| Additional noninterest expense | $1,793,000 | 3,147 |
| Pre-tax net operating income | $1,987,000 | 2,459 |
| Securities gains (losses) | $47,000 | 1,652 |
| Applicable income taxes | $682,000 | 1,550 |
| Income before extraordinary items | $1,352,000 | 2,705 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,352,000 | 2,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 6,751 |
| Cash dividends | $205,000 | 4,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,320,980 | 2,885 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,129,000 | 3,066 |
| Total interest expense | $2,460,000 | 4,121 |
| Net interest income | $6,669,000 | 2,473 |
| Provision for loan and lease losses | $407,000 | 3,048 |
| Total noninterest income | $1,615,000 | 2,094 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $1,279,000 | 1,061 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $336,000 | 3,483 |
| Total noninterest expense | $6,539,000 | 2,189 |
| Salaries and employee benefits | $4,026,000 | 1,917 |
| Premises and equipment expense | $1,137,000 | 1,799 |
| Additional noninterest expense | $1,376,000 | 2,989 |
| Pre-tax net operating income | $1,338,000 | 3,085 |
| Securities gains (losses) | $33,000 | 1,699 |
| Applicable income taxes | $459,000 | 2,008 |
| Income before extraordinary items | $912,000 | 3,290 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $912,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,837 |
| Cash dividends | $176,000 | 3,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $889,890 | 3,476 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,003,000 | 3,149 |
| Total interest expense | $1,669,000 | 4,204 |
| Net interest income | $4,334,000 | 2,524 |
| Provision for loan and lease losses | $253,000 | 2,791 |
| Total noninterest income | $1,056,000 | 2,149 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $826,000 | 1,068 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $230,000 | 3,496 |
| Total noninterest expense | $4,303,000 | 2,223 |
| Salaries and employee benefits | $2,662,000 | 1,953 |
| Premises and equipment expense | $738,000 | 1,852 |
| Additional noninterest expense | $903,000 | 3,004 |
| Pre-tax net operating income | $834,000 | 3,347 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $279,000 | 2,298 |
| Income before extraordinary items | $555,000 | 3,805 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $555,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $76,000 | 3,355 |
| Cash dividends | $176,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $555,000 | 3,755 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,021,000 | 3,214 |
| Total interest expense | $874,000 | 4,267 |
| Net interest income | $2,147,000 | 2,533 |
| Provision for loan and lease losses | $124,000 | 2,424 |
| Total noninterest income | $497,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $390,000 | 1,120 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $107,000 | 3,641 |
| Total noninterest expense | $2,140,000 | 2,230 |
| Salaries and employee benefits | $1,322,000 | 1,989 |
| Premises and equipment expense | $371,000 | 1,835 |
| Additional noninterest expense | $447,000 | 2,994 |
| Pre-tax net operating income | $380,000 | 3,651 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $126,000 | 2,531 |
| Income before extraordinary items | $254,000 | 4,174 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $254,000 | 4,176 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 2,428 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $254,000 | 4,073 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $12,148,000 | 3,253 |
| Total interest expense | $3,715,000 | 4,197 |
| Net interest income | $8,433,000 | 2,600 |
| Provision for loan and lease losses | $773,000 | 1,712 |
| Total noninterest income | $1,658,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,368,000 | 1,300 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $290,000 | 4,303 |
| Total noninterest expense | $8,385,000 | 2,190 |
| Salaries and employee benefits | $5,054,000 | 1,985 |
| Premises and equipment expense | $1,484,000 | 1,771 |
| Additional noninterest expense | $1,847,000 | 2,854 |
| Pre-tax net operating income | $933,000 | 4,877 |
| Securities gains (losses) | $14,000 | 1,219 |
| Applicable income taxes | $304,000 | 3,366 |
| Income before extraordinary items | $643,000 | 5,220 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $643,000 | 5,222 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $804,000 | 1,211 |
| Cash dividends | $268,000 | 4,571 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $633,480 | 5,229 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $9,055,000 | 3,277 |
| Total interest expense | $2,790,000 | 4,201 |
| Net interest income | $6,265,000 | 2,633 |
| Provision for loan and lease losses | $685,000 | 1,233 |
| Total noninterest income | $1,215,000 | 2,569 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $1,007,000 | 1,299 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $208,000 | 4,415 |
| Total noninterest expense | $6,373,000 | 2,136 |
| Salaries and employee benefits | $3,855,000 | 1,955 |
| Premises and equipment expense | $1,145,000 | 1,714 |
| Additional noninterest expense | $1,373,000 | 2,826 |
| Pre-tax net operating income | $422,000 | 6,069 |
| Securities gains (losses) | $14,000 | 909 |
| Applicable income taxes | $134,000 | 4,163 |
| Income before extraordinary items | $302,000 | 6,309 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $302,000 | 6,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 789 |
| Cash dividends | $107,000 | 4,628 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $292,340 | 6,349 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,321 |
| Total interest expense | $1,838,000 | 4,239 |
| Net interest income | $4,106,000 | 2,690 |
| Provision for loan and lease losses | $645,000 | 825 |
| Total noninterest income | $827,000 | 2,548 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $681,000 | 1,298 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $146,000 | 4,363 |
| Total noninterest expense | $4,275,000 | 2,147 |
| Salaries and employee benefits | $2,615,000 | 1,949 |
| Premises and equipment expense | $766,000 | 1,735 |
| Additional noninterest expense | $894,000 | 2,899 |
| Pre-tax net operating income | $13,000 | 7,720 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $-6,000 | 8,116 |
| Income before extraordinary items | $19,000 | 7,695 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,000 | 7,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $704,000 | 567 |
| Cash dividends | $107,000 | 4,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $19,000 | 7,681 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,900,000 | 3,373 |
| Total interest expense | $875,000 | 4,347 |
| Net interest income | $2,025,000 | 2,724 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $410,000 | 2,518 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $332,000 | 1,302 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $78,000 | 4,266 |
| Total noninterest expense | $2,143,000 | 2,157 |
| Salaries and employee benefits | $1,338,000 | 1,922 |
| Premises and equipment expense | $380,000 | 1,752 |
| Additional noninterest expense | $425,000 | 3,015 |
| Pre-tax net operating income | $222,000 | 5,289 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $70,000 | 3,742 |
| Income before extraordinary items | $152,000 | 5,620 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $152,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 1,850 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $152,000 | 5,605 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $10,891,000 | 3,351 |
| Total interest expense | $2,743,000 | 4,550 |
| Net interest income | $8,148,000 | 2,708 |
| Provision for loan and lease losses | $100,000 | 4,711 |
| Total noninterest income | $1,642,000 | 2,541 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,280,000 | 1,394 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $362,000 | 3,932 |
| Total noninterest expense | $8,069,000 | 2,192 |
| Salaries and employee benefits | $4,985,000 | 1,947 |
| Premises and equipment expense | $1,322,000 | 1,904 |
| Additional noninterest expense | $1,762,000 | 2,875 |
| Pre-tax net operating income | $1,621,000 | 4,129 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $521,000 | 3,098 |
| Income before extraordinary items | $1,100,000 | 4,493 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,100,000 | 4,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $75,000 | 3,522 |
| Cash dividends | $414,000 | 4,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,100,000 | 4,475 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,019,000 | 3,370 |
| Total interest expense | $1,950,000 | 4,615 |
| Net interest income | $6,069,000 | 2,754 |
| Provision for loan and lease losses | $25,000 | 5,821 |
| Total noninterest income | $1,234,000 | 2,553 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $947,000 | 1,423 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $287,000 | 3,816 |
| Total noninterest expense | $6,103,000 | 2,167 |
| Salaries and employee benefits | $3,709,000 | 1,959 |
| Premises and equipment expense | $1,049,000 | 1,808 |
| Additional noninterest expense | $1,345,000 | 2,818 |
| Pre-tax net operating income | $1,175,000 | 4,350 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $374,000 | 3,266 |
| Income before extraordinary items | $801,000 | 4,692 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $801,000 | 4,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,263 |
| Cash dividends | $183,000 | 4,266 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $801,000 | 4,688 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,203,000 | 3,399 |
| Total interest expense | $1,218,000 | 4,673 |
| Net interest income | $3,985,000 | 2,794 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $814,000 | 2,562 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $618,000 | 1,442 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $196,000 | 3,782 |
| Total noninterest expense | $3,981,000 | 2,214 |
| Salaries and employee benefits | $2,443,000 | 1,992 |
| Premises and equipment expense | $647,000 | 1,950 |
| Additional noninterest expense | $891,000 | 2,847 |
| Pre-tax net operating income | $818,000 | 4,278 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $261,000 | 3,233 |
| Income before extraordinary items | $557,000 | 4,614 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $557,000 | 4,618 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,967 |
| Cash dividends | $183,000 | 3,807 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $557,000 | 4,606 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,463,000 | 3,485 |
| Total interest expense | $566,000 | 4,755 |
| Net interest income | $1,897,000 | 2,913 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $386,000 | 2,605 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $294,000 | 1,453 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $92,000 | 3,883 |
| Total noninterest expense | $1,945,000 | 2,285 |
| Salaries and employee benefits | $1,193,000 | 2,060 |
| Premises and equipment expense | $297,000 | 2,120 |
| Additional noninterest expense | $455,000 | 2,778 |
| Pre-tax net operating income | $338,000 | 4,667 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $107,000 | 3,507 |
| Income before extraordinary items | $231,000 | 5,020 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $231,000 | 5,020 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $231,000 | 5,004 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,346,000 | 3,633 |
| Total interest expense | $1,549,000 | 5,148 |
| Net interest income | $6,797,000 | 3,115 |
| Provision for loan and lease losses | $200,000 | 3,577 |
| Total noninterest income | $1,541,000 | 2,642 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,194,000 | 1,467 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $347,000 | 4,042 |
| Total noninterest expense | $6,673,000 | 2,499 |
| Salaries and employee benefits | $4,157,000 | 2,208 |
| Premises and equipment expense | $854,000 | 2,723 |
| Additional noninterest expense | $1,662,000 | 2,981 |
| Pre-tax net operating income | $1,465,000 | 4,445 |
| Securities gains (losses) | $8,000 | 1,546 |
| Applicable income taxes | $445,000 | 3,544 |
| Income before extraordinary items | $1,028,000 | 4,762 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,028,000 | 4,763 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 5,115 |
| Cash dividends | $389,000 | 4,053 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,022,400 | 4,758 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $5,944,000 | 3,743 |
| Total interest expense | $1,032,000 | 5,348 |
| Net interest income | $4,912,000 | 3,189 |
| Provision for loan and lease losses | $50,000 | 5,172 |
| Total noninterest income | $1,151,000 | 2,657 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $900,000 | 1,442 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $251,000 | 4,130 |
| Total noninterest expense | $4,874,000 | 2,529 |
| Salaries and employee benefits | $3,031,000 | 2,249 |
| Premises and equipment expense | $608,000 | 2,855 |
| Additional noninterest expense | $1,235,000 | 2,972 |
| Pre-tax net operating income | $1,139,000 | 4,450 |
| Securities gains (losses) | $8,000 | 1,553 |
| Applicable income taxes | $340,000 | 3,569 |
| Income before extraordinary items | $807,000 | 4,732 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $807,000 | 4,734 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-41,000 | 8,413 |
| Cash dividends | $168,000 | 4,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $801,400 | 4,719 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,764,000 | 3,805 |
| Total interest expense | $607,000 | 5,535 |
| Net interest income | $3,157,000 | 3,270 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $767,000 | 2,615 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $590,000 | 1,433 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $177,000 | 3,973 |
| Total noninterest expense | $3,174,000 | 2,563 |
| Salaries and employee benefits | $1,983,000 | 2,270 |
| Premises and equipment expense | $394,000 | 2,878 |
| Additional noninterest expense | $797,000 | 3,026 |
| Pre-tax net operating income | $750,000 | 4,435 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $221,000 | 3,620 |
| Income before extraordinary items | $529,000 | 4,753 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $529,000 | 4,754 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,480 |
| Cash dividends | $168,000 | 3,718 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $529,000 | 4,703 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,828,000 | 3,863 |
| Total interest expense | $284,000 | 5,627 |
| Net interest income | $1,544,000 | 3,330 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $404,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $302,000 | 1,365 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $102,000 | 3,698 |
| Total noninterest expense | $1,570,000 | 2,599 |
| Salaries and employee benefits | $972,000 | 2,349 |
| Premises and equipment expense | $194,000 | 2,954 |
| Additional noninterest expense | $404,000 | 2,985 |
| Pre-tax net operating income | $378,000 | 4,419 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $111,000 | 3,603 |
| Income before extraordinary items | $267,000 | 4,690 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $267,000 | 4,691 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-51,000 | 8,650 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $267,000 | 4,649 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,391,000 | 4,074 |
| Total interest expense | $803,000 | 6,253 |
| Net interest income | $5,588,000 | 3,500 |
| Provision for loan and lease losses | $529,000 | 1,875 |
| Total noninterest income | $1,682,000 | 2,476 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,365,000 | 1,305 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $317,000 | 4,166 |
| Total noninterest expense | $6,024,000 | 2,635 |
| Salaries and employee benefits | $3,714,000 | 2,335 |
| Premises and equipment expense | $648,000 | 3,327 |
| Additional noninterest expense | $1,662,000 | 2,870 |
| Pre-tax net operating income | $717,000 | 6,054 |
| Securities gains (losses) | $1,000 | 3,645 |
| Applicable income taxes | $173,000 | 4,923 |
| Income before extraordinary items | $545,000 | 6,181 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $545,000 | 6,186 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $650,000 | 1,087 |
| Cash dividends | $1,744,000 | 1,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $544,240 | 6,103 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,588,000 | 4,184 |
| Total interest expense | $549,000 | 6,467 |
| Net interest income | $4,039,000 | 3,570 |
| Provision for loan and lease losses | $267,000 | 2,479 |
| Total noninterest income | $1,235,000 | 2,529 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $999,000 | 1,342 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $236,000 | 4,178 |
| Total noninterest expense | $4,676,000 | 2,517 |
| Salaries and employee benefits | $2,879,000 | 2,242 |
| Premises and equipment expense | $536,000 | 3,076 |
| Additional noninterest expense | $1,261,000 | 2,790 |
| Pre-tax net operating income | $331,000 | 7,040 |
| Securities gains (losses) | $1,000 | 3,538 |
| Applicable income taxes | $59,000 | 5,842 |
| Income before extraordinary items | $273,000 | 7,073 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $273,000 | 7,074 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $354,000 | 1,278 |
| Cash dividends | $1,622,000 | 1,178 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $272,180 | 7,011 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,967,000 | 4,287 |
| Total interest expense | $356,000 | 6,570 |
| Net interest income | $2,611,000 | 3,646 |
| Provision for loan and lease losses | $117,000 | 3,255 |
| Total noninterest income | $821,000 | 2,543 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $659,000 | 1,346 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $162,000 | 4,157 |
| Total noninterest expense | $3,207,000 | 2,477 |
| Salaries and employee benefits | $1,999,000 | 2,172 |
| Premises and equipment expense | $352,000 | 3,110 |
| Additional noninterest expense | $856,000 | 2,751 |
| Pre-tax net operating income | $108,000 | 7,861 |
| Securities gains (losses) | $1,000 | 3,212 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $109,000 | 7,694 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $109,000 | 7,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 925 |
| Cash dividends | $1,622,000 | 834 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $108,000 | 7,635 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,427,000 | 4,424 |
| Total interest expense | $179,000 | 6,628 |
| Net interest income | $1,248,000 | 3,764 |
| Provision for loan and lease losses | $17,000 | 4,995 |
| Total noninterest income | $385,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $322,000 | 1,333 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $63,000 | 4,647 |
| Total noninterest expense | $1,444,000 | 2,732 |
| Salaries and employee benefits | $842,000 | 2,569 |
| Premises and equipment expense | $179,000 | 3,096 |
| Additional noninterest expense | $423,000 | 2,753 |
| Pre-tax net operating income | $172,000 | 6,158 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $39,000 | 5,128 |
| Income before extraordinary items | $133,000 | 6,286 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $133,000 | 6,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 2,783 |
| Cash dividends | $1,500,000 | 452 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $133,000 | 6,173 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,553,000 | 4,536 |
| Total interest expense | $802,000 | 6,705 |
| Net interest income | $4,751,000 | 3,833 |
| Provision for loan and lease losses | $307,000 | 3,107 |
| Total noninterest income | $1,498,000 | 2,848 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,391,000 | 1,251 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $107,000 | 6,421 |
| Total noninterest expense | $5,145,000 | 2,979 |
| Salaries and employee benefits | $3,137,000 | 2,675 |
| Premises and equipment expense | $624,000 | 3,413 |
| Additional noninterest expense | $1,384,000 | 3,314 |
| Pre-tax net operating income | $797,000 | 5,715 |
| Securities gains (losses) | $140,000 | 1,609 |
| Applicable income taxes | $228,000 | 4,721 |
| Income before extraordinary items | $709,000 | 5,552 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $709,000 | 5,553 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $223,000 | 2,698 |
| Cash dividends | $359,000 | 4,112 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $602,600 | 5,765 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,115,000 | 4,630 |
| Total interest expense | $615,000 | 6,786 |
| Net interest income | $3,500,000 | 3,898 |
| Provision for loan and lease losses | $331,000 | 2,338 |
| Total noninterest income | $1,255,000 | 2,688 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $1,057,000 | 1,242 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $198,000 | 4,819 |
| Total noninterest expense | $3,929,000 | 2,945 |
| Salaries and employee benefits | $2,400,000 | 2,624 |
| Premises and equipment expense | $475,000 | 3,355 |
| Additional noninterest expense | $1,054,000 | 3,238 |
| Pre-tax net operating income | $495,000 | 6,307 |
| Securities gains (losses) | $67,000 | 2,074 |
| Applicable income taxes | $125,000 | 5,331 |
| Income before extraordinary items | $437,000 | 6,158 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $437,000 | 6,159 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 2,955 |
| Cash dividends | $102,000 | 4,685 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $384,740 | 6,273 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,767,000 | 4,653 |
| Total interest expense | $419,000 | 6,853 |
| Net interest income | $2,348,000 | 3,888 |
| Provision for loan and lease losses | $251,000 | 2,115 |
| Total noninterest income | $855,000 | 2,622 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $726,000 | 1,181 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $129,000 | 4,858 |
| Total noninterest expense | $2,629,000 | 2,938 |
| Salaries and employee benefits | $1,644,000 | 2,554 |
| Premises and equipment expense | $299,000 | 3,503 |
| Additional noninterest expense | $686,000 | 3,284 |
| Pre-tax net operating income | $323,000 | 6,343 |
| Securities gains (losses) | $67,000 | 1,811 |
| Applicable income taxes | $90,000 | 5,255 |
| Income before extraordinary items | $300,000 | 6,099 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $300,000 | 6,098 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 2,789 |
| Cash dividends | $102,000 | 4,212 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $248,410 | 6,332 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 4,667 |
| Total interest expense | $216,000 | 6,859 |
| Net interest income | $1,167,000 | 3,906 |
| Provision for loan and lease losses | $186,000 | 1,452 |
| Total noninterest income | $429,000 | 2,555 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $368,000 | 1,121 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $61,000 | 4,883 |
| Total noninterest expense | $1,335,000 | 2,869 |
| Salaries and employee benefits | $844,000 | 2,496 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $345,000 | 3,233 |
| Pre-tax net operating income | $75,000 | 7,607 |
| Securities gains (losses) | $67,000 | 1,226 |
| Applicable income taxes | $27,000 | 5,815 |
| Income before extraordinary items | $115,000 | 6,634 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $115,000 | 6,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 2,045 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $60,730 | 7,534 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,958,000 | 4,590 |
| Total interest expense | $1,258,000 | 6,293 |
| Net interest income | $4,700,000 | 3,846 |
| Provision for loan and lease losses | $155,000 | 4,849 |
| Total noninterest income | $1,759,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,437,000 | 1,128 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $322,000 | 4,102 |
| Total noninterest expense | $5,232,000 | 2,807 |
| Salaries and employee benefits | $3,274,000 | 2,430 |
| Premises and equipment expense | $538,000 | 3,732 |
| Additional noninterest expense | $1,420,000 | 3,083 |
| Pre-tax net operating income | $1,072,000 | 5,034 |
| Securities gains (losses) | $289,000 | 920 |
| Applicable income taxes | $372,000 | 4,039 |
| Income before extraordinary items | $989,000 | 4,641 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $989,000 | 4,640 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 3,805 |
| Cash dividends | $401,000 | 3,801 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $778,030 | 5,140 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 4,324 |
| Total interest expense | $2,471,000 | 5,437 |
| Net interest income | $4,754,000 | 3,591 |
| Provision for loan and lease losses | $459,000 | 2,361 |
| Total noninterest income | $1,573,000 | 2,422 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $1,290,000 | 1,145 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $283,000 | 4,244 |
| Total noninterest expense | $4,901,000 | 2,872 |
| Salaries and employee benefits | $2,998,000 | 2,508 |
| Premises and equipment expense | $548,000 | 3,620 |
| Additional noninterest expense | $1,356,000 | 3,144 |
| Pre-tax net operating income | $966,000 | 4,992 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $252,000 | 4,594 |
| Income before extraordinary items | $714,000 | 5,177 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $714,000 | 5,181 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 2,303 |
| Cash dividends | $687,000 | 2,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $714,000 | 5,070 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $8,743,000 | 3,825 |
| Total interest expense | $2,624,000 | 5,393 |
| Net interest income | $6,119,000 | 2,882 |
| Provision for loan and lease losses | $412,000 | 2,228 |
| Total noninterest income | $1,434,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $1,311,000 | 1,027 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $123,000 | 5,927 |
| Total noninterest expense | $4,770,000 | 2,843 |
| Salaries and employee benefits | $2,958,000 | 2,421 |
| Premises and equipment expense | $557,000 | 3,476 |
| Additional noninterest expense | $1,255,000 | 3,276 |
| Pre-tax net operating income | $2,371,000 | 2,894 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $701,000 | 2,782 |
| Income before extraordinary items | $1,670,000 | 2,979 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,670,000 | 2,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $651,000 | 1,026 |
| Cash dividends | $680,000 | 2,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,670,000 | 2,967 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,189,000 | 3,828 |
| Total interest expense | $2,245,000 | 5,565 |
| Net interest income | $5,944,000 | 2,953 |
| Provision for loan and lease losses | $289,000 | 2,764 |
| Total noninterest income | $1,256,000 | 2,620 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,158,000 | 1,145 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $98,000 | 6,696 |
| Total noninterest expense | $4,278,000 | 3,113 |
| Salaries and employee benefits | $2,563,000 | 2,742 |
| Premises and equipment expense | $588,000 | 3,320 |
| Additional noninterest expense | $1,127,000 | 3,644 |
| Pre-tax net operating income | $2,633,000 | 2,688 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $831,000 | 2,561 |
| Income before extraordinary items | $1,802,000 | 2,807 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,802,000 | 2,808 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $173,000 | 2,617 |
| Cash dividends | $684,000 | 2,939 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,802,000 | 2,765 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 4,213 |
| Total interest expense | $2,272,000 | 5,710 |
| Net interest income | $5,110,000 | 3,315 |
| Provision for loan and lease losses | $30,000 | 7,298 |
| Total noninterest income | $1,316,000 | 2,498 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,174,000 | 1,073 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $142,000 | 5,826 |
| Total noninterest expense | $4,282,000 | 3,030 |
| Salaries and employee benefits | $2,572,000 | 2,632 |
| Premises and equipment expense | $580,000 | 3,267 |
| Additional noninterest expense | $1,130,000 | 3,547 |
| Pre-tax net operating income | $2,114,000 | 3,196 |
| Securities gains (losses) | $5,000 | 3,437 |
| Applicable income taxes | $644,000 | 3,228 |
| Income before extraordinary items | $1,475,000 | 3,307 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,475,000 | 3,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 2,662 |
| Cash dividends | $626,000 | 3,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,471,500 | 3,227 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,577,000 | 4,185 |
| Total interest expense | $2,337,000 | 5,665 |
| Net interest income | $5,240,000 | 3,324 |
| Provision for loan and lease losses | $50,000 | 6,616 |
| Total noninterest income | $1,382,000 | 2,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,197,000 | 1,051 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,144 |
| Total noninterest expense | $4,159,000 | 3,073 |
| Salaries and employee benefits | $2,418,000 | 2,731 |
| Premises and equipment expense | $512,000 | 3,631 |
| Additional noninterest expense | $1,229,000 | 3,293 |
| Pre-tax net operating income | $2,413,000 | 3,001 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $794,000 | 2,948 |
| Income before extraordinary items | $1,619,000 | 3,125 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,619,000 | 3,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $130,000 | 3,290 |
| Cash dividends | $650,000 | 2,910 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,619,000 | 3,067 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,840,000 | 4,116 |
| Total interest expense | $2,270,000 | 5,901 |
| Net interest income | $5,570,000 | 3,175 |
| Provision for loan and lease losses | $299,000 | 2,612 |
| Total noninterest income | $1,495,000 | 2,304 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,230,000 | 1,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,389 |
| Total noninterest expense | $3,973,000 | 3,366 |
| Salaries and employee benefits | $2,174,000 | 3,073 |
| Premises and equipment expense | $483,000 | 3,880 |
| Additional noninterest expense | $1,316,000 | 3,492 |
| Pre-tax net operating income | $2,793,000 | 2,519 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $979,000 | 2,399 |
| Income before extraordinary items | $1,829,000 | 2,663 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,829,000 | 2,665 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $85,000 | 4,261 |
| Cash dividends | $594,000 | 3,091 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,819,250 | 2,630 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,798,000 | 4,103 |
| Total interest expense | $2,406,000 | 5,728 |
| Net interest income | $5,392,000 | 3,293 |
| Provision for loan and lease losses | $380,000 | 1,931 |
| Total noninterest income | $1,467,000 | 2,316 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,232,000 | 1,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $235,000 | 4,664 |
| Total noninterest expense | $3,921,000 | 3,394 |
| Salaries and employee benefits | $1,996,000 | 3,314 |
| Premises and equipment expense | $595,000 | 3,222 |
| Additional noninterest expense | $1,330,000 | 3,425 |
| Pre-tax net operating income | $2,558,000 | 2,780 |
| Securities gains (losses) | $5,000 | 2,809 |
| Applicable income taxes | $860,000 | 2,707 |
| Income before extraordinary items | $1,703,000 | 2,885 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,703,000 | 2,883 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $169,000 | 2,784 |
| Cash dividends | $441,000 | 3,647 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,699,700 | 2,858 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $6,019,000 | 4,854 |
| Total interest expense | $1,753,000 | 6,198 |
| Net interest income | $4,266,000 | 4,124 |
| Provision for loan and lease losses | $303,000 | 2,226 |
| Total noninterest income | $1,441,000 | 2,369 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,219,000 | 1,090 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $222,000 | 4,938 |
| Total noninterest expense | $3,409,000 | 3,936 |
| Salaries and employee benefits | $1,705,000 | 3,817 |
| Premises and equipment expense | $487,000 | 3,887 |
| Additional noninterest expense | $1,217,000 | 4,007 |
| Pre-tax net operating income | $1,995,000 | 3,427 |
| Securities gains (losses) | $4,000 | 2,755 |
| Applicable income taxes | $605,000 | 3,500 |
| Income before extraordinary items | $1,394,000 | 3,385 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,394,000 | 3,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $462,000 | 1,444 |
| Cash dividends | $420,000 | 3,586 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,391,200 | 3,415 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,287,000 | 5,506 |
| Total interest expense | $1,521,000 | 7,146 |
| Net interest income | $3,766,000 | 4,650 |
| Provision for loan and lease losses | $326,000 | 2,824 |
| Total noninterest income | $1,202,000 | 2,902 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $1,036,000 | 1,305 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $166,000 | 6,237 |
| Total noninterest expense | $3,815,000 | 3,631 |
| Salaries and employee benefits | $1,663,000 | 3,893 |
| Premises and equipment expense | $466,000 | 4,116 |
| Additional noninterest expense | $1,686,000 | 3,163 |
| Pre-tax net operating income | $827,000 | 6,675 |
| Securities gains (losses) | $255,000 | 1,441 |
| Applicable income taxes | $254,000 | 6,727 |
| Income before extraordinary items | $828,000 | 5,417 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $828,000 | 5,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $246,000 | 2,771 |
| Cash dividends | $469,000 | 3,276 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $631,650 | 6,313 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,639,000 | 5,783 |
| Total interest expense | $1,933,000 | 7,262 |
| Net interest income | $3,706,000 | 4,773 |
| Provision for loan and lease losses | $340,000 | 3,839 |
| Total noninterest income | $1,099,000 | 3,067 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $937,000 | 1,434 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $162,000 | 6,369 |
| Total noninterest expense | $3,163,000 | 4,310 |
| Salaries and employee benefits | $1,515,000 | 4,198 |
| Premises and equipment expense | $351,000 | 5,357 |
| Additional noninterest expense | $1,297,000 | 4,049 |
| Pre-tax net operating income | $1,302,000 | 4,605 |
| Securities gains (losses) | $92,000 | 3,137 |
| Applicable income taxes | $297,000 | 5,965 |
| Income before extraordinary items | $1,097,000 | 4,141 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,097,000 | 4,184 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 7,683 |
| Cash dividends | $531,000 | 2,648 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,024,320 | 4,087 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.