Home > Cape Ann Savings Bank > Income and Expense
Cape Ann Savings Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $31,810,000 | 1,334 |
| Total interest expense | $12,862,000 | 1,093 |
| Net interest income | $18,948,000 | 1,505 |
| Provision for loan and lease losses | $432,000 | 1,376 |
| Total noninterest income | $3,534,000 | 1,472 |
| Gross Fiduciary activities income | $2,591,000 | 358 |
| Service charges on deposit accounts | $5,000 | 4,338 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $938,000 | 2,339 |
| Total noninterest expense | $16,949,000 | 1,378 |
| Salaries and employee benefits | $8,634,000 | 1,503 |
| Premises and equipment expense | $2,256,000 | 1,101 |
| Additional noninterest expense | $938,000 | 2,339 |
| Pre-tax net operating income | $5,101,000 | 1,890 |
| Securities gains (losses) | $2,350,000 | 41 |
| Applicable income taxes | $1,696,000 | 1,089 |
| Income before extraordinary items | $5,755,000 | 1,569 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $5,755,000 | 1,584 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $5,755,000 | 1,572 |
| Net charge-offs | $-2,000 | 3,575 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,898,500 | 2,054 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $23,103,000 | 1,339 |
| Total interest expense | $8,780,000 | 1,091 |
| Net interest income | $14,323,000 | 1,504 |
| Provision for loan and lease losses | $272,000 | 1,420 |
| Total noninterest income | $2,574,000 | 1,505 |
| Gross Fiduciary activities income | $1,907,000 | 360 |
| Service charges on deposit accounts | $3,000 | 4,371 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $664,000 | 2,381 |
| Total noninterest expense | $12,333,000 | 1,404 |
| Salaries and employee benefits | $6,448,000 | 1,513 |
| Premises and equipment expense | $1,676,000 | 1,107 |
| Additional noninterest expense | $664,000 | 2,380 |
| Pre-tax net operating income | $4,292,000 | 1,825 |
| Securities gains (losses) | $-3,102,000 | 4,535 |
| Applicable income taxes | $-9,000 | 4,419 |
| Income before extraordinary items | $1,199,000 | 3,087 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $1,199,000 | 3,120 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,199,000 | 3,088 |
| Net charge-offs | $-1,000 | 3,402 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $4,301,000 | 1,645 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $15,017,000 | 1,331 |
| Total interest expense | $5,371,000 | 1,062 |
| Net interest income | $9,646,000 | 1,510 |
| Provision for loan and lease losses | $0 | 2,940 |
| Total noninterest income | $1,649,000 | 1,471 |
| Gross Fiduciary activities income | $1,287,000 | 353 |
| Service charges on deposit accounts | $2,000 | 4,403 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $360,000 | 2,567 |
| Total noninterest expense | $8,294,000 | 1,384 |
| Salaries and employee benefits | $4,405,000 | 1,463 |
| Premises and equipment expense | $1,150,000 | 1,071 |
| Additional noninterest expense | $360,000 | 2,562 |
| Pre-tax net operating income | $3,001,000 | 1,760 |
| Securities gains (losses) | $-581,000 | 4,490 |
| Applicable income taxes | $430,000 | 1,589 |
| Income before extraordinary items | $1,990,000 | 2,068 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,990,000 | 2,093 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,990,000 | 2,068 |
| Net charge-offs | $1,000 | 2,309 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $2,466,420 | 1,810 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $7,444,000 | 1,324 |
| Total interest expense | $2,476,000 | 1,019 |
| Net interest income | $4,968,000 | 1,480 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $768,000 | 1,525 |
| Gross Fiduciary activities income | $591,000 | 376 |
| Service charges on deposit accounts | $1,000 | 4,443 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $176,000 | 2,584 |
| Total noninterest expense | $4,211,000 | 1,381 |
| Salaries and employee benefits | $2,293,000 | 1,453 |
| Premises and equipment expense | $570,000 | 1,109 |
| Additional noninterest expense | $176,000 | 2,584 |
| Pre-tax net operating income | $1,525,000 | 1,770 |
| Securities gains (losses) | $-1,489,000 | 4,599 |
| Applicable income taxes | $-59,000 | 4,570 |
| Income before extraordinary items | $95,000 | 4,154 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $95,000 | 4,154 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $95,000 | 4,154 |
| Net charge-offs | $-6,000 | 3,898 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $1,584,000 | 1,561 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $25,131,000 | 1,303 |
| Total interest expense | $4,223,000 | 894 |
| Net interest income | $20,908,000 | 1,379 |
| Provision for loan and lease losses | $491,000 | 1,243 |
| Total noninterest income | $3,288,000 | 1,548 |
| Gross Fiduciary activities income | $2,583,000 | 371 |
| Service charges on deposit accounts | $2,000 | 4,515 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $703,000 | 2,711 |
| Total noninterest expense | $15,953,000 | 1,407 |
| Salaries and employee benefits | $8,650,000 | 1,474 |
| Premises and equipment expense | $1,950,000 | 1,241 |
| Additional noninterest expense | $703,000 | 2,711 |
| Pre-tax net operating income | $7,752,000 | 1,521 |
| Securities gains (losses) | $-5,610,000 | 4,637 |
| Applicable income taxes | $399,000 | 2,202 |
| Income before extraordinary items | $1,743,000 | 3,096 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,743,000 | 3,093 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,743,000 | 3,095 |
| Net charge-offs | $-6,000 | 3,530 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $6,287,100 | 1,601 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $18,108,000 | 1,303 |
| Total interest expense | $2,613,000 | 813 |
| Net interest income | $15,495,000 | 1,378 |
| Provision for loan and lease losses | $153,000 | 1,624 |
| Total noninterest income | $2,514,000 | 1,549 |
| Gross Fiduciary activities income | $1,975,000 | 365 |
| Service charges on deposit accounts | $0 | 4,582 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $539,000 | 2,717 |
| Total noninterest expense | $11,886,000 | 1,410 |
| Salaries and employee benefits | $6,520,000 | 1,474 |
| Premises and equipment expense | $1,487,000 | 1,218 |
| Additional noninterest expense | $539,000 | 2,717 |
| Pre-tax net operating income | $5,970,000 | 1,493 |
| Securities gains (losses) | $-15,120,000 | 4,723 |
| Applicable income taxes | $-2,776,000 | 4,736 |
| Income before extraordinary items | $-6,374,000 | 4,731 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-6,374,000 | 4,731 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $-6,374,000 | 4,731 |
| Net charge-offs | $-7,000 | 3,496 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $5,570,800 | 1,401 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $11,670,000 | 1,300 |
| Total interest expense | $1,502,000 | 765 |
| Net interest income | $10,168,000 | 1,365 |
| Provision for loan and lease losses | $64,000 | 1,749 |
| Total noninterest income | $1,722,000 | 1,510 |
| Gross Fiduciary activities income | $1,343,000 | 323 |
| Service charges on deposit accounts | $1,000 | 4,611 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $378,000 | 2,697 |
| Total noninterest expense | $7,868,000 | 1,401 |
| Salaries and employee benefits | $4,330,000 | 1,467 |
| Premises and equipment expense | $983,000 | 1,221 |
| Additional noninterest expense | $2,555,000 | 1,317 |
| Pre-tax net operating income | $3,958,000 | 1,424 |
| Securities gains (losses) | $-8,902,000 | 4,739 |
| Applicable income taxes | $-1,525,000 | 4,757 |
| Income before extraordinary items | $-3,419,000 | 4,747 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-3,419,000 | 4,747 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $-3,419,000 | 4,747 |
| Net charge-offs | $-3,000 | 3,282 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $3,613,580 | 1,351 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $5,669,000 | 1,295 |
| Total interest expense | $742,000 | 732 |
| Net interest income | $4,927,000 | 1,365 |
| Provision for loan and lease losses | $17,000 | 1,832 |
| Total noninterest income | $857,000 | 1,513 |
| Gross Fiduciary activities income | $651,000 | 329 |
| Service charges on deposit accounts | $0 | 4,649 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $206,000 | 2,536 |
| Total noninterest expense | $3,992,000 | 1,391 |
| Salaries and employee benefits | $2,160,000 | 1,475 |
| Premises and equipment expense | $513,000 | 1,181 |
| Additional noninterest expense | $1,319,000 | 1,269 |
| Pre-tax net operating income | $1,775,000 | 1,463 |
| Securities gains (losses) | $-1,984,000 | 4,749 |
| Applicable income taxes | $-132,000 | 4,729 |
| Income before extraordinary items | $-77,000 | 4,648 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-77,000 | 4,647 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $-77,000 | 4,648 |
| Net charge-offs | $-1,000 | 3,005 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $1,490,360 | 1,483 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $22,809,000 | 1,321 |
| Total interest expense | $3,840,000 | 705 |
| Net interest income | $18,969,000 | 1,428 |
| Provision for loan and lease losses | $417,000 | 1,179 |
| Total noninterest income | $3,561,000 | 1,616 |
| Gross Fiduciary activities income | $2,815,000 | 314 |
| Service charges on deposit accounts | $38,000 | 4,177 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $708,000 | 2,954 |
| Total noninterest expense | $18,819,000 | 1,218 |
| Salaries and employee benefits | $9,943,000 | 1,296 |
| Premises and equipment expense | $2,037,000 | 1,187 |
| Additional noninterest expense | $6,839,000 | 1,041 |
| Pre-tax net operating income | $3,294,000 | 2,570 |
| Securities gains (losses) | $15,338,000 | 42 |
| Applicable income taxes | $4,814,000 | 643 |
| Income before extraordinary items | $13,818,000 | 883 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $13,818,000 | 883 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $13,818,000 | 884 |
| Net charge-offs | $5,000 | 2,441 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,700,980 | 3,196 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $17,035,000 | 1,365 |
| Total interest expense | $2,847,000 | 763 |
| Net interest income | $14,188,000 | 1,458 |
| Provision for loan and lease losses | $216,000 | 1,430 |
| Total noninterest income | $2,601,000 | 1,684 |
| Gross Fiduciary activities income | $2,052,000 | 316 |
| Service charges on deposit accounts | $36,000 | 4,079 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $513,000 | 3,041 |
| Total noninterest expense | $12,428,000 | 1,354 |
| Salaries and employee benefits | $6,430,000 | 1,473 |
| Premises and equipment expense | $1,542,000 | 1,201 |
| Additional noninterest expense | $4,456,000 | 1,155 |
| Pre-tax net operating income | $4,145,000 | 2,009 |
| Securities gains (losses) | $5,919,000 | 63 |
| Applicable income taxes | $2,577,000 | 816 |
| Income before extraordinary items | $7,487,000 | 1,197 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $7,487,000 | 1,197 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,487,000 | 1,198 |
| Net charge-offs | $4,000 | 2,210 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $2,810,990 | 2,327 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $11,215,000 | 1,362 |
| Total interest expense | $1,935,000 | 792 |
| Net interest income | $9,280,000 | 1,468 |
| Provision for loan and lease losses | $216,000 | 1,137 |
| Total noninterest income | $1,736,000 | 1,658 |
| Gross Fiduciary activities income | $1,369,000 | 311 |
| Service charges on deposit accounts | $24,000 | 4,083 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $343,000 | 3,013 |
| Total noninterest expense | $8,239,000 | 1,351 |
| Salaries and employee benefits | $4,235,000 | 1,485 |
| Premises and equipment expense | $1,031,000 | 1,183 |
| Additional noninterest expense | $2,973,000 | 1,138 |
| Pre-tax net operating income | $2,561,000 | 2,087 |
| Securities gains (losses) | $7,418,000 | 48 |
| Applicable income taxes | $2,646,000 | 617 |
| Income before extraordinary items | $7,333,000 | 863 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,333,000 | 863 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $7,333,000 | 863 |
| Net charge-offs | $-3,000 | 3,379 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $1,472,780 | 2,629 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 1,381 |
| Total interest expense | $1,025,000 | 785 |
| Net interest income | $4,472,000 | 1,501 |
| Provision for loan and lease losses | $135,000 | 1,068 |
| Total noninterest income | $818,000 | 1,710 |
| Gross Fiduciary activities income | $632,000 | 320 |
| Service charges on deposit accounts | $13,000 | 4,030 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $173,000 | 2,986 |
| Total noninterest expense | $4,084,000 | 1,346 |
| Salaries and employee benefits | $2,090,000 | 1,493 |
| Premises and equipment expense | $537,000 | 1,154 |
| Additional noninterest expense | $1,457,000 | 1,126 |
| Pre-tax net operating income | $1,071,000 | 2,276 |
| Securities gains (losses) | $5,125,000 | 40 |
| Applicable income taxes | $1,677,000 | 516 |
| Income before extraordinary items | $4,519,000 | 734 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $4,519,000 | 734 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $4,519,000 | 734 |
| Net charge-offs | $-1,000 | 3,038 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $470,250 | 3,157 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $23,251,000 | 1,304 |
| Total interest expense | $5,916,000 | 809 |
| Net interest income | $17,335,000 | 1,452 |
| Provision for loan and lease losses | $601,000 | 2,050 |
| Total noninterest income | $3,158,000 | 1,686 |
| Gross Fiduciary activities income | $2,486,000 | 308 |
| Service charges on deposit accounts | $33,000 | 4,407 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $639,000 | 2,907 |
| Total noninterest expense | $14,818,000 | 1,421 |
| Salaries and employee benefits | $7,968,000 | 1,523 |
| Premises and equipment expense | $1,814,000 | 1,289 |
| Additional noninterest expense | $5,036,000 | 1,272 |
| Pre-tax net operating income | $5,074,000 | 1,768 |
| Securities gains (losses) | $2,800,000 | 171 |
| Applicable income taxes | $1,866,000 | 977 |
| Income before extraordinary items | $6,008,000 | 1,421 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $6,008,000 | 1,421 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $6,008,000 | 1,422 |
| Net charge-offs | $31,000 | 2,630 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $3,796,000 | 1,942 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $17,593,000 | 1,296 |
| Total interest expense | $4,429,000 | 861 |
| Net interest income | $13,164,000 | 1,436 |
| Provision for loan and lease losses | $571,000 | 1,867 |
| Total noninterest income | $2,297,000 | 1,660 |
| Gross Fiduciary activities income | $1,806,000 | 307 |
| Service charges on deposit accounts | $21,000 | 4,507 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $470,000 | 2,891 |
| Total noninterest expense | $10,643,000 | 1,455 |
| Salaries and employee benefits | $5,649,000 | 1,576 |
| Premises and equipment expense | $1,332,000 | 1,318 |
| Additional noninterest expense | $3,662,000 | 1,287 |
| Pre-tax net operating income | $4,247,000 | 1,607 |
| Securities gains (losses) | $-3,373,000 | 5,023 |
| Applicable income taxes | $-11,000 | 4,856 |
| Income before extraordinary items | $885,000 | 3,500 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $885,000 | 3,499 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $885,000 | 3,500 |
| Net charge-offs | $15,000 | 2,607 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $4,258,000 | 1,398 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $11,768,000 | 1,307 |
| Total interest expense | $3,046,000 | 912 |
| Net interest income | $8,722,000 | 1,442 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $1,527,000 | 1,608 |
| Gross Fiduciary activities income | $1,202,000 | 313 |
| Service charges on deposit accounts | $15,000 | 4,503 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $310,000 | 2,878 |
| Total noninterest expense | $7,032,000 | 1,451 |
| Salaries and employee benefits | $3,718,000 | 1,582 |
| Premises and equipment expense | $892,000 | 1,303 |
| Additional noninterest expense | $2,422,000 | 1,284 |
| Pre-tax net operating income | $3,217,000 | 1,364 |
| Securities gains (losses) | $-6,798,000 | 5,055 |
| Applicable income taxes | $-1,185,000 | 5,022 |
| Income before extraordinary items | $-2,396,000 | 5,010 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-2,396,000 | 5,010 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-2,396,000 | 5,010 |
| Net charge-offs | $20,000 | 2,184 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $2,974,420 | 1,277 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $5,927,000 | 1,304 |
| Total interest expense | $1,549,000 | 984 |
| Net interest income | $4,378,000 | 1,396 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $759,000 | 1,511 |
| Gross Fiduciary activities income | $579,000 | 319 |
| Service charges on deposit accounts | $14,000 | 4,305 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $166,000 | 2,652 |
| Total noninterest expense | $3,667,000 | 1,424 |
| Salaries and employee benefits | $1,873,000 | 1,585 |
| Premises and equipment expense | $459,000 | 1,276 |
| Additional noninterest expense | $1,335,000 | 1,196 |
| Pre-tax net operating income | $1,470,000 | 1,341 |
| Securities gains (losses) | $-14,685,000 | 5,103 |
| Applicable income taxes | $-2,820,000 | 5,074 |
| Income before extraordinary items | $-10,395,000 | 5,078 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-10,395,000 | 5,077 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $-10,395,000 | 5,077 |
| Net charge-offs | $22,000 | 1,562 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $1,206,150 | 1,396 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $22,889,000 | 1,353 |
| Total interest expense | $5,981,000 | 1,061 |
| Net interest income | $16,908,000 | 1,431 |
| Provision for loan and lease losses | $59,000 | 3,317 |
| Total noninterest income | $3,121,000 | 1,525 |
| Gross Fiduciary activities income | $2,390,000 | 311 |
| Service charges on deposit accounts | $61,000 | 4,361 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $670,000 | 2,718 |
| Total noninterest expense | $13,984,000 | 1,439 |
| Salaries and employee benefits | $7,364,000 | 1,563 |
| Premises and equipment expense | $1,810,000 | 1,266 |
| Additional noninterest expense | $4,810,000 | 1,293 |
| Pre-tax net operating income | $5,986,000 | 1,537 |
| Securities gains (losses) | $11,076,000 | 40 |
| Applicable income taxes | $4,453,000 | 545 |
| Income before extraordinary items | $12,609,000 | 770 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $12,609,000 | 771 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $12,609,000 | 771 |
| Net charge-offs | $-2,000 | 4,221 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $3,858,960 | 1,899 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $17,105,000 | 1,372 |
| Total interest expense | $4,106,000 | 1,156 |
| Net interest income | $12,999,000 | 1,427 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $2,320,000 | 1,529 |
| Gross Fiduciary activities income | $1,766,000 | 314 |
| Service charges on deposit accounts | $45,000 | 4,428 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $509,000 | 2,723 |
| Total noninterest expense | $10,200,000 | 1,475 |
| Salaries and employee benefits | $5,373,000 | 1,602 |
| Premises and equipment expense | $1,281,000 | 1,346 |
| Additional noninterest expense | $3,546,000 | 1,311 |
| Pre-tax net operating income | $5,119,000 | 1,415 |
| Securities gains (losses) | $6,661,000 | 53 |
| Applicable income taxes | $3,072,000 | 574 |
| Income before extraordinary items | $8,708,000 | 839 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $8,708,000 | 840 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $8,708,000 | 840 |
| Net charge-offs | $-1,000 | 3,994 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,445,810 | 1,706 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $11,274,000 | 1,377 |
| Total interest expense | $2,549,000 | 1,211 |
| Net interest income | $8,725,000 | 1,412 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $1,553,000 | 1,500 |
| Gross Fiduciary activities income | $1,196,000 | 318 |
| Service charges on deposit accounts | $31,000 | 4,429 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $326,000 | 2,728 |
| Total noninterest expense | $6,800,000 | 1,486 |
| Salaries and employee benefits | $3,508,000 | 1,633 |
| Premises and equipment expense | $848,000 | 1,355 |
| Additional noninterest expense | $2,444,000 | 1,293 |
| Pre-tax net operating income | $3,478,000 | 1,377 |
| Securities gains (losses) | $6,952,000 | 36 |
| Applicable income taxes | $2,775,000 | 474 |
| Income before extraordinary items | $7,655,000 | 641 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $7,655,000 | 641 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $7,655,000 | 641 |
| Net charge-offs | $-1,000 | 3,898 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,162,920 | 1,772 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $5,566,000 | 1,381 |
| Total interest expense | $1,196,000 | 1,238 |
| Net interest income | $4,370,000 | 1,407 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $753,000 | 1,484 |
| Gross Fiduciary activities income | $572,000 | 320 |
| Service charges on deposit accounts | $16,000 | 4,429 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $165,000 | 2,648 |
| Total noninterest expense | $3,476,000 | 1,471 |
| Salaries and employee benefits | $1,752,000 | 1,651 |
| Premises and equipment expense | $427,000 | 1,372 |
| Additional noninterest expense | $1,297,000 | 1,205 |
| Pre-tax net operating income | $1,647,000 | 1,410 |
| Securities gains (losses) | $5,217,000 | 25 |
| Applicable income taxes | $1,861,000 | 378 |
| Income before extraordinary items | $5,003,000 | 523 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $5,003,000 | 522 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $5,003,000 | 522 |
| Net charge-offs | $-1,000 | 3,818 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $881,570 | 2,038 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $20,647,000 | 1,401 |
| Total interest expense | $4,514,000 | 1,015 |
| Net interest income | $16,133,000 | 1,493 |
| Provision for loan and lease losses | $388,000 | 1,696 |
| Total noninterest income | $3,142,000 | 1,489 |
| Gross Fiduciary activities income | $2,508,000 | 310 |
| Service charges on deposit accounts | $68,000 | 4,505 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $566,000 | 2,913 |
| Total noninterest expense | $13,227,000 | 1,490 |
| Salaries and employee benefits | $6,976,000 | 1,603 |
| Premises and equipment expense | $1,584,000 | 1,423 |
| Additional noninterest expense | $4,667,000 | 1,318 |
| Pre-tax net operating income | $5,660,000 | 1,607 |
| Securities gains (losses) | $4,487,000 | 34 |
| Applicable income taxes | $2,496,000 | 749 |
| Income before extraordinary items | $7,651,000 | 1,129 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $7,651,000 | 1,128 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $7,651,000 | 1,128 |
| Net charge-offs | $8,000 | 3,412 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,106,270 | 1,862 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $15,151,000 | 1,412 |
| Total interest expense | $2,925,000 | 1,088 |
| Net interest income | $12,226,000 | 1,476 |
| Provision for loan and lease losses | $229,000 | 1,837 |
| Total noninterest income | $2,349,000 | 1,510 |
| Gross Fiduciary activities income | $1,906,000 | 311 |
| Service charges on deposit accounts | $49,000 | 4,585 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $394,000 | 3,042 |
| Total noninterest expense | $9,576,000 | 1,527 |
| Salaries and employee benefits | $5,062,000 | 1,660 |
| Premises and equipment expense | $1,214,000 | 1,403 |
| Additional noninterest expense | $3,300,000 | 1,390 |
| Pre-tax net operating income | $4,770,000 | 1,475 |
| Securities gains (losses) | $4,242,000 | 33 |
| Applicable income taxes | $2,305,000 | 667 |
| Income before extraordinary items | $6,707,000 | 1,011 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $6,707,000 | 1,010 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $6,707,000 | 1,010 |
| Net charge-offs | $13,000 | 2,889 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,355,820 | 1,733 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $9,896,000 | 1,425 |
| Total interest expense | $1,861,000 | 1,077 |
| Net interest income | $8,035,000 | 1,493 |
| Provision for loan and lease losses | $0 | 3,782 |
| Total noninterest income | $1,649,000 | 1,459 |
| Gross Fiduciary activities income | $1,272,000 | 306 |
| Service charges on deposit accounts | $31,000 | 4,667 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $346,000 | 2,721 |
| Total noninterest expense | $6,440,000 | 1,528 |
| Salaries and employee benefits | $3,430,000 | 1,645 |
| Premises and equipment expense | $823,000 | 1,403 |
| Additional noninterest expense | $2,187,000 | 1,400 |
| Pre-tax net operating income | $3,244,000 | 1,439 |
| Securities gains (losses) | $4,429,000 | 20 |
| Applicable income taxes | $2,007,000 | 554 |
| Income before extraordinary items | $5,666,000 | 812 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $5,666,000 | 810 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $5,666,000 | 811 |
| Net charge-offs | $-6,000 | 4,367 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,167,090 | 1,758 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $4,845,000 | 1,441 |
| Total interest expense | $924,000 | 1,015 |
| Net interest income | $3,921,000 | 1,523 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $769,000 | 1,522 |
| Gross Fiduciary activities income | $577,000 | 323 |
| Service charges on deposit accounts | $17,000 | 4,619 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $175,000 | 2,643 |
| Total noninterest expense | $3,312,000 | 1,510 |
| Salaries and employee benefits | $1,783,000 | 1,605 |
| Premises and equipment expense | $399,000 | 1,451 |
| Additional noninterest expense | $1,130,000 | 1,351 |
| Pre-tax net operating income | $1,378,000 | 1,591 |
| Securities gains (losses) | $1,062,000 | 43 |
| Applicable income taxes | $592,000 | 759 |
| Income before extraordinary items | $1,848,000 | 1,116 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $1,848,000 | 1,115 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,848,000 | 1,116 |
| Net charge-offs | $-4,000 | 4,365 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $1,009,020 | 1,827 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $18,355,000 | 1,465 |
| Total interest expense | $3,850,000 | 865 |
| Net interest income | $14,505,000 | 1,619 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $3,021,000 | 1,582 |
| Gross Fiduciary activities income | $2,228,000 | 322 |
| Service charges on deposit accounts | $67,000 | 4,757 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $726,000 | 2,682 |
| Total noninterest expense | $12,555,000 | 1,570 |
| Salaries and employee benefits | $6,525,000 | 1,694 |
| Premises and equipment expense | $1,457,000 | 1,553 |
| Additional noninterest expense | $4,573,000 | 1,337 |
| Pre-tax net operating income | $4,971,000 | 1,722 |
| Securities gains (losses) | $277,000 | 321 |
| Applicable income taxes | $-3,774,000 | 5,642 |
| Income before extraordinary items | $9,022,000 | 817 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $9,022,000 | 818 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $9,022,000 | 817 |
| Net charge-offs | $3,000 | 3,939 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $8,745,000 | 822 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $13,578,000 | 1,476 |
| Total interest expense | $2,671,000 | 904 |
| Net interest income | $10,907,000 | 1,607 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $2,228,000 | 1,619 |
| Gross Fiduciary activities income | $1,625,000 | 323 |
| Service charges on deposit accounts | $50,000 | 4,807 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $553,000 | 2,687 |
| Total noninterest expense | $9,119,000 | 1,618 |
| Salaries and employee benefits | $4,828,000 | 1,717 |
| Premises and equipment expense | $1,111,000 | 1,542 |
| Additional noninterest expense | $3,180,000 | 1,434 |
| Pre-tax net operating income | $4,016,000 | 1,633 |
| Securities gains (losses) | $14,000 | 1,480 |
| Applicable income taxes | $1,194,000 | 1,300 |
| Income before extraordinary items | $2,836,000 | 1,807 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,836,000 | 1,806 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,836,000 | 1,807 |
| Net charge-offs | $4,000 | 3,505 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,826,200 | 1,786 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $8,928,000 | 1,480 |
| Total interest expense | $1,762,000 | 894 |
| Net interest income | $7,166,000 | 1,623 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $1,435,000 | 1,642 |
| Gross Fiduciary activities income | $1,028,000 | 337 |
| Service charges on deposit accounts | $31,000 | 4,899 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $376,000 | 2,668 |
| Total noninterest expense | $6,170,000 | 1,602 |
| Salaries and employee benefits | $3,235,000 | 1,713 |
| Premises and equipment expense | $768,000 | 1,504 |
| Additional noninterest expense | $2,167,000 | 1,404 |
| Pre-tax net operating income | $2,431,000 | 1,746 |
| Securities gains (losses) | $14,000 | 1,120 |
| Applicable income taxes | $705,000 | 1,388 |
| Income before extraordinary items | $1,740,000 | 1,906 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,740,000 | 1,906 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,740,000 | 1,906 |
| Net charge-offs | $4,000 | 3,177 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,730,060 | 1,894 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $4,365,000 | 1,501 |
| Total interest expense | $873,000 | 875 |
| Net interest income | $3,492,000 | 1,655 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $729,000 | 1,624 |
| Gross Fiduciary activities income | $503,000 | 336 |
| Service charges on deposit accounts | $16,000 | 4,894 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $210,000 | 2,520 |
| Total noninterest expense | $3,104,000 | 1,603 |
| Salaries and employee benefits | $1,642,000 | 1,710 |
| Premises and equipment expense | $393,000 | 1,490 |
| Additional noninterest expense | $1,069,000 | 1,416 |
| Pre-tax net operating income | $1,117,000 | 1,817 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $329,000 | 1,419 |
| Income before extraordinary items | $788,000 | 2,008 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $788,000 | 2,009 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $788,000 | 2,009 |
| Net charge-offs | $-3,000 | 4,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $788,000 | 1,984 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $16,931,000 | 1,505 |
| Total interest expense | $3,542,000 | 829 |
| Net interest income | $13,389,000 | 1,678 |
| Provision for loan and lease losses | $205,000 | 2,413 |
| Total noninterest income | $2,857,000 | 1,701 |
| Gross Fiduciary activities income | $1,954,000 | 344 |
| Service charges on deposit accounts | $71,000 | 4,893 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $832,000 | 2,617 |
| Total noninterest expense | $12,312,000 | 1,576 |
| Salaries and employee benefits | $6,501,000 | 1,665 |
| Premises and equipment expense | $1,494,000 | 1,525 |
| Additional noninterest expense | $4,317,000 | 1,425 |
| Pre-tax net operating income | $3,729,000 | 2,033 |
| Securities gains (losses) | $34,000 | 2,083 |
| Applicable income taxes | $961,000 | 1,684 |
| Income before extraordinary items | $2,802,000 | 2,217 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,802,000 | 2,215 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,802,000 | 2,216 |
| Net charge-offs | $-8,000 | 4,943 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,776,840 | 2,174 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $12,610,000 | 1,510 |
| Total interest expense | $2,510,000 | 868 |
| Net interest income | $10,100,000 | 1,669 |
| Provision for loan and lease losses | $205,000 | 2,021 |
| Total noninterest income | $2,238,000 | 1,649 |
| Gross Fiduciary activities income | $1,500,000 | 339 |
| Service charges on deposit accounts | $55,000 | 4,899 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $683,000 | 2,523 |
| Total noninterest expense | $9,107,000 | 1,596 |
| Salaries and employee benefits | $4,832,000 | 1,678 |
| Premises and equipment expense | $1,145,000 | 1,501 |
| Additional noninterest expense | $3,130,000 | 1,478 |
| Pre-tax net operating income | $3,026,000 | 1,951 |
| Securities gains (losses) | $6,000 | 2,746 |
| Applicable income taxes | $813,000 | 1,607 |
| Income before extraordinary items | $2,219,000 | 2,169 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,219,000 | 2,168 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,219,000 | 2,169 |
| Net charge-offs | $-8,000 | 4,864 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,214,620 | 2,105 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $8,313,000 | 1,528 |
| Total interest expense | $1,658,000 | 878 |
| Net interest income | $6,655,000 | 1,690 |
| Provision for loan and lease losses | $205,000 | 1,590 |
| Total noninterest income | $1,571,000 | 1,570 |
| Gross Fiduciary activities income | $1,008,000 | 334 |
| Service charges on deposit accounts | $39,000 | 4,870 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $524,000 | 2,316 |
| Total noninterest expense | $6,160,000 | 1,577 |
| Salaries and employee benefits | $3,254,000 | 1,665 |
| Premises and equipment expense | $783,000 | 1,460 |
| Additional noninterest expense | $2,123,000 | 1,456 |
| Pre-tax net operating income | $1,861,000 | 2,057 |
| Securities gains (losses) | $4,000 | 2,523 |
| Applicable income taxes | $480,000 | 1,701 |
| Income before extraordinary items | $1,385,000 | 2,258 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,385,000 | 2,257 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,385,000 | 2,257 |
| Net charge-offs | $-6,000 | 4,802 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,382,040 | 2,198 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $4,089,000 | 1,553 |
| Total interest expense | $820,000 | 884 |
| Net interest income | $3,269,000 | 1,720 |
| Provision for loan and lease losses | $25,000 | 2,733 |
| Total noninterest income | $651,000 | 1,747 |
| Gross Fiduciary activities income | $468,000 | 344 |
| Service charges on deposit accounts | $18,000 | 4,938 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $165,000 | 2,865 |
| Total noninterest expense | $3,117,000 | 1,563 |
| Salaries and employee benefits | $1,625,000 | 1,682 |
| Premises and equipment expense | $396,000 | 1,461 |
| Additional noninterest expense | $1,096,000 | 1,404 |
| Pre-tax net operating income | $778,000 | 2,315 |
| Securities gains (losses) | $-7,000 | 5,955 |
| Applicable income taxes | $164,000 | 2,024 |
| Income before extraordinary items | $607,000 | 2,427 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $607,000 | 2,427 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $607,000 | 2,427 |
| Net charge-offs | $-5,000 | 4,858 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $612,530 | 2,361 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,491,000 | 1,592 |
| Total interest expense | $3,038,000 | 916 |
| Net interest income | $12,453,000 | 1,763 |
| Provision for loan and lease losses | $459,000 | 1,450 |
| Total noninterest income | $2,669,000 | 1,739 |
| Gross Fiduciary activities income | $1,983,000 | 337 |
| Service charges on deposit accounts | $58,000 | 5,275 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $628,000 | 2,980 |
| Total noninterest expense | $11,982,000 | 1,600 |
| Salaries and employee benefits | $6,338,000 | 1,668 |
| Premises and equipment expense | $1,614,000 | 1,433 |
| Additional noninterest expense | $4,030,000 | 1,504 |
| Pre-tax net operating income | $2,681,000 | 2,511 |
| Securities gains (losses) | $1,807,000 | 117 |
| Applicable income taxes | $1,228,000 | 1,402 |
| Income before extraordinary items | $3,260,000 | 1,911 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,260,000 | 1,911 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,260,000 | 1,913 |
| Net charge-offs | $485,000 | 1,191 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,940,890 | 2,736 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,496,000 | 1,638 |
| Total interest expense | $2,117,000 | 1,011 |
| Net interest income | $9,379,000 | 1,769 |
| Provision for loan and lease losses | $449,000 | 1,149 |
| Total noninterest income | $1,997,000 | 1,760 |
| Gross Fiduciary activities income | $1,490,000 | 335 |
| Service charges on deposit accounts | $46,000 | 5,291 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $461,000 | 3,018 |
| Total noninterest expense | $8,799,000 | 1,648 |
| Salaries and employee benefits | $4,662,000 | 1,705 |
| Premises and equipment expense | $1,243,000 | 1,403 |
| Additional noninterest expense | $2,894,000 | 1,566 |
| Pre-tax net operating income | $2,128,000 | 2,448 |
| Securities gains (losses) | $1,789,000 | 100 |
| Applicable income taxes | $1,157,000 | 1,240 |
| Income before extraordinary items | $2,760,000 | 1,750 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,760,000 | 1,752 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,760,000 | 1,753 |
| Net charge-offs | $412,000 | 986 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,507,700 | 2,706 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 1,629 |
| Total interest expense | $1,398,000 | 1,023 |
| Net interest income | $6,278,000 | 1,762 |
| Provision for loan and lease losses | $449,000 | 863 |
| Total noninterest income | $1,335,000 | 1,766 |
| Gross Fiduciary activities income | $1,011,000 | 333 |
| Service charges on deposit accounts | $31,000 | 5,297 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $293,000 | 3,089 |
| Total noninterest expense | $6,114,000 | 1,592 |
| Salaries and employee benefits | $3,125,000 | 1,702 |
| Premises and equipment expense | $880,000 | 1,348 |
| Additional noninterest expense | $2,109,000 | 1,464 |
| Pre-tax net operating income | $1,050,000 | 2,972 |
| Securities gains (losses) | $1,106,000 | 130 |
| Applicable income taxes | $574,000 | 1,496 |
| Income before extraordinary items | $1,582,000 | 1,954 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,582,000 | 1,956 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,582,000 | 1,956 |
| Net charge-offs | $413,000 | 746 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $774,620 | 3,162 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,800,000 | 1,642 |
| Total interest expense | $679,000 | 1,061 |
| Net interest income | $3,121,000 | 1,763 |
| Provision for loan and lease losses | $222,000 | 840 |
| Total noninterest income | $644,000 | 1,792 |
| Gross Fiduciary activities income | $491,000 | 336 |
| Service charges on deposit accounts | $14,000 | 5,415 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 3,134 |
| Total noninterest expense | $3,158,000 | 1,537 |
| Salaries and employee benefits | $1,581,000 | 1,690 |
| Premises and equipment expense | $480,000 | 1,261 |
| Additional noninterest expense | $1,097,000 | 1,404 |
| Pre-tax net operating income | $385,000 | 3,437 |
| Securities gains (losses) | $1,072,000 | 83 |
| Applicable income taxes | $443,000 | 1,102 |
| Income before extraordinary items | $1,014,000 | 1,574 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $1,014,000 | 1,575 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $1,014,000 | 1,576 |
| Net charge-offs | $6,000 | 2,677 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $263,600 | 3,790 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $13,406,000 | 1,869 |
| Total interest expense | $2,637,000 | 1,124 |
| Net interest income | $10,769,000 | 1,992 |
| Provision for loan and lease losses | $533,000 | 1,398 |
| Total noninterest income | $2,652,000 | 1,720 |
| Gross Fiduciary activities income | $2,143,000 | 326 |
| Service charges on deposit accounts | $56,000 | 5,598 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $453,000 | 3,411 |
| Total noninterest expense | $9,319,000 | 2,021 |
| Salaries and employee benefits | $4,723,000 | 2,162 |
| Premises and equipment expense | $1,010,000 | 2,222 |
| Additional noninterest expense | $3,586,000 | 1,728 |
| Pre-tax net operating income | $3,569,000 | 1,997 |
| Securities gains (losses) | $31,000 | 2,055 |
| Applicable income taxes | $991,000 | 1,548 |
| Income before extraordinary items | $2,609,000 | 2,234 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,609,000 | 2,233 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,609,000 | 2,233 |
| Net charge-offs | $3,000 | 4,820 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,586,680 | 2,203 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $9,960,000 | 1,891 |
| Total interest expense | $1,864,000 | 1,187 |
| Net interest income | $8,096,000 | 2,001 |
| Provision for loan and lease losses | $430,000 | 1,315 |
| Total noninterest income | $1,927,000 | 1,756 |
| Gross Fiduciary activities income | $1,538,000 | 332 |
| Service charges on deposit accounts | $44,000 | 5,633 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $345,000 | 3,421 |
| Total noninterest expense | $6,815,000 | 2,071 |
| Salaries and employee benefits | $3,473,000 | 2,201 |
| Premises and equipment expense | $747,000 | 2,264 |
| Additional noninterest expense | $2,595,000 | 1,775 |
| Pre-tax net operating income | $2,778,000 | 1,973 |
| Securities gains (losses) | $31,000 | 1,754 |
| Applicable income taxes | $793,000 | 1,528 |
| Income before extraordinary items | $2,016,000 | 2,208 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,016,000 | 2,208 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,016,000 | 2,207 |
| Net charge-offs | $6,000 | 4,332 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,993,680 | 2,171 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $6,572,000 | 1,902 |
| Total interest expense | $1,218,000 | 1,219 |
| Net interest income | $5,354,000 | 2,006 |
| Provision for loan and lease losses | $247,000 | 1,473 |
| Total noninterest income | $1,311,000 | 1,706 |
| Gross Fiduciary activities income | $1,047,000 | 326 |
| Service charges on deposit accounts | $30,000 | 5,625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $234,000 | 3,397 |
| Total noninterest expense | $4,467,000 | 2,112 |
| Salaries and employee benefits | $2,275,000 | 2,235 |
| Premises and equipment expense | $513,000 | 2,228 |
| Additional noninterest expense | $1,679,000 | 1,826 |
| Pre-tax net operating income | $1,951,000 | 1,860 |
| Securities gains (losses) | $13,000 | 1,826 |
| Applicable income taxes | $547,000 | 1,457 |
| Income before extraordinary items | $1,417,000 | 2,079 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,417,000 | 2,083 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,417,000 | 2,082 |
| Net charge-offs | $0 | 4,375 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,407,640 | 2,031 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,266,000 | 1,904 |
| Total interest expense | $616,000 | 1,231 |
| Net interest income | $2,650,000 | 2,022 |
| Provision for loan and lease losses | $55,000 | 2,165 |
| Total noninterest income | $616,000 | 1,769 |
| Gross Fiduciary activities income | $478,000 | 342 |
| Service charges on deposit accounts | $16,000 | 5,587 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $122,000 | 3,285 |
| Total noninterest expense | $2,232,000 | 2,130 |
| Salaries and employee benefits | $1,117,000 | 2,280 |
| Premises and equipment expense | $271,000 | 2,158 |
| Additional noninterest expense | $844,000 | 1,805 |
| Pre-tax net operating income | $979,000 | 1,805 |
| Securities gains (losses) | $13,000 | 1,084 |
| Applicable income taxes | $275,000 | 1,419 |
| Income before extraordinary items | $717,000 | 1,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $717,000 | 1,967 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $717,000 | 1,967 |
| Net charge-offs | $-1,000 | 4,711 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $707,640 | 1,941 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $12,704,000 | 1,948 |
| Total interest expense | $2,886,000 | 1,174 |
| Net interest income | $9,818,000 | 2,127 |
| Provision for loan and lease losses | $325,000 | 2,344 |
| Total noninterest income | $2,601,000 | 1,807 |
| Gross Fiduciary activities income | $1,967,000 | 324 |
| Service charges on deposit accounts | $59,000 | 5,841 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $575,000 | 3,174 |
| Total noninterest expense | $9,121,000 | 2,076 |
| Salaries and employee benefits | $4,906,000 | 2,084 |
| Premises and equipment expense | $862,000 | 2,560 |
| Additional noninterest expense | $3,353,000 | 1,890 |
| Pre-tax net operating income | $2,973,000 | 2,176 |
| Securities gains (losses) | $45,000 | 1,876 |
| Applicable income taxes | $760,000 | 1,730 |
| Income before extraordinary items | $2,258,000 | 2,366 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,258,000 | 2,370 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,258,000 | 2,369 |
| Net charge-offs | $86,000 | 3,905 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,224,250 | 2,348 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $9,437,000 | 1,978 |
| Total interest expense | $2,110,000 | 1,246 |
| Net interest income | $7,327,000 | 2,148 |
| Provision for loan and lease losses | $240,000 | 2,333 |
| Total noninterest income | $1,913,000 | 1,847 |
| Gross Fiduciary activities income | $1,439,000 | 326 |
| Service charges on deposit accounts | $45,000 | 5,884 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $429,000 | 3,248 |
| Total noninterest expense | $6,802,000 | 2,084 |
| Salaries and employee benefits | $3,721,000 | 2,060 |
| Premises and equipment expense | $640,000 | 2,595 |
| Additional noninterest expense | $2,441,000 | 1,920 |
| Pre-tax net operating income | $2,198,000 | 2,265 |
| Securities gains (losses) | $38,000 | 1,851 |
| Applicable income taxes | $560,000 | 1,803 |
| Income before extraordinary items | $1,676,000 | 2,431 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,676,000 | 2,435 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,676,000 | 2,435 |
| Net charge-offs | $12,000 | 4,641 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,647,500 | 2,394 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $6,236,000 | 1,989 |
| Total interest expense | $1,435,000 | 1,241 |
| Net interest income | $4,801,000 | 2,174 |
| Provision for loan and lease losses | $75,000 | 3,208 |
| Total noninterest income | $1,295,000 | 1,859 |
| Gross Fiduciary activities income | $972,000 | 325 |
| Service charges on deposit accounts | $32,000 | 5,828 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $291,000 | 3,243 |
| Total noninterest expense | $4,481,000 | 2,102 |
| Salaries and employee benefits | $2,456,000 | 2,084 |
| Premises and equipment expense | $438,000 | 2,552 |
| Additional noninterest expense | $1,587,000 | 1,973 |
| Pre-tax net operating income | $1,540,000 | 2,154 |
| Securities gains (losses) | $24,000 | 1,918 |
| Applicable income taxes | $403,000 | 1,735 |
| Income before extraordinary items | $1,161,000 | 2,343 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,161,000 | 2,353 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,161,000 | 2,351 |
| Net charge-offs | $-9,000 | 6,120 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,143,240 | 2,292 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,105,000 | 2,011 |
| Total interest expense | $729,000 | 1,264 |
| Net interest income | $2,376,000 | 2,202 |
| Provision for loan and lease losses | $25,000 | 3,416 |
| Total noninterest income | $661,000 | 1,820 |
| Gross Fiduciary activities income | $490,000 | 322 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $155,000 | 3,131 |
| Total noninterest expense | $2,216,000 | 2,145 |
| Salaries and employee benefits | $1,199,000 | 2,155 |
| Premises and equipment expense | $241,000 | 2,378 |
| Additional noninterest expense | $776,000 | 2,016 |
| Pre-tax net operating income | $796,000 | 2,055 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $217,000 | 1,629 |
| Income before extraordinary items | $579,000 | 2,310 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $579,000 | 2,312 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $579,000 | 2,312 |
| Net charge-offs | $-33,000 | 6,596 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $579,000 | 2,227 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $12,818,000 | 2,043 |
| Total interest expense | $3,665,000 | 1,225 |
| Net interest income | $9,153,000 | 2,346 |
| Provision for loan and lease losses | $228,000 | 3,770 |
| Total noninterest income | $2,387,000 | 1,931 |
| Gross Fiduciary activities income | $1,789,000 | 330 |
| Service charges on deposit accounts | $64,000 | 6,006 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $534,000 | 3,259 |
| Total noninterest expense | $9,043,000 | 2,116 |
| Salaries and employee benefits | $5,181,000 | 1,948 |
| Premises and equipment expense | $805,000 | 2,734 |
| Additional noninterest expense | $3,057,000 | 2,119 |
| Pre-tax net operating income | $2,269,000 | 2,587 |
| Securities gains (losses) | $205,000 | 1,668 |
| Applicable income taxes | $560,000 | 2,069 |
| Income before extraordinary items | $1,914,000 | 2,657 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,914,000 | 2,660 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,914,000 | 2,658 |
| Net charge-offs | $128,000 | 4,200 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,756,150 | 2,713 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $9,601,000 | 2,090 |
| Total interest expense | $2,728,000 | 1,289 |
| Net interest income | $6,873,000 | 2,384 |
| Provision for loan and lease losses | $76,000 | 4,632 |
| Total noninterest income | $1,771,000 | 1,953 |
| Gross Fiduciary activities income | $1,315,000 | 329 |
| Service charges on deposit accounts | $48,000 | 6,080 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $408,000 | 3,236 |
| Total noninterest expense | $6,637,000 | 2,165 |
| Salaries and employee benefits | $3,830,000 | 1,976 |
| Premises and equipment expense | $611,000 | 2,735 |
| Additional noninterest expense | $2,196,000 | 2,202 |
| Pre-tax net operating income | $1,931,000 | 2,419 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $453,000 | 2,046 |
| Income before extraordinary items | $1,478,000 | 2,668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,478,000 | 2,670 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,478,000 | 2,669 |
| Net charge-offs | $99,000 | 3,980 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,478,000 | 2,546 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $6,417,000 | 2,091 |
| Total interest expense | $1,833,000 | 1,325 |
| Net interest income | $4,584,000 | 2,380 |
| Provision for loan and lease losses | $51,000 | 4,542 |
| Total noninterest income | $1,184,000 | 1,930 |
| Gross Fiduciary activities income | $888,000 | 326 |
| Service charges on deposit accounts | $32,000 | 6,095 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $264,000 | 3,253 |
| Total noninterest expense | $4,480,000 | 2,149 |
| Salaries and employee benefits | $2,599,000 | 1,935 |
| Premises and equipment expense | $419,000 | 2,674 |
| Additional noninterest expense | $1,462,000 | 2,209 |
| Pre-tax net operating income | $1,237,000 | 2,467 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $292,000 | 2,086 |
| Income before extraordinary items | $945,000 | 2,712 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $945,000 | 2,712 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $945,000 | 2,712 |
| Net charge-offs | $85,000 | 3,574 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $945,000 | 2,583 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $3,218,000 | 2,106 |
| Total interest expense | $921,000 | 1,368 |
| Net interest income | $2,297,000 | 2,388 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $601,000 | 1,898 |
| Gross Fiduciary activities income | $445,000 | 328 |
| Service charges on deposit accounts | $16,000 | 6,090 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $140,000 | 3,165 |
| Total noninterest expense | $2,153,000 | 2,213 |
| Salaries and employee benefits | $1,253,000 | 2,008 |
| Premises and equipment expense | $212,000 | 2,673 |
| Additional noninterest expense | $688,000 | 2,321 |
| Pre-tax net operating income | $745,000 | 2,142 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $199,000 | 1,735 |
| Income before extraordinary items | $546,000 | 2,437 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $546,000 | 2,438 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $546,000 | 2,440 |
| Net charge-offs | $11,000 | 3,996 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $546,000 | 2,316 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $13,488,000 | 2,073 |
| Total interest expense | $4,020,000 | 1,509 |
| Net interest income | $9,468,000 | 2,305 |
| Provision for loan and lease losses | $10,000 | 6,349 |
| Total noninterest income | $2,435,000 | 1,747 |
| Gross Fiduciary activities income | $1,736,000 | 293 |
| Service charges on deposit accounts | $70,000 | 5,987 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $629,000 | 2,786 |
| Total noninterest expense | $8,831,000 | 2,164 |
| Salaries and employee benefits | $4,946,000 | 1,949 |
| Premises and equipment expense | $894,000 | 2,658 |
| Additional noninterest expense | $2,991,000 | 2,209 |
| Pre-tax net operating income | $3,062,000 | 1,798 |
| Securities gains (losses) | $-27,000 | 6,951 |
| Applicable income taxes | $802,000 | 1,554 |
| Income before extraordinary items | $2,233,000 | 2,065 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,233,000 | 2,066 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,233,000 | 2,066 |
| Net charge-offs | $116,000 | 4,849 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,252,980 | 1,960 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $10,147,000 | 2,094 |
| Total interest expense | $2,933,000 | 1,612 |
| Net interest income | $7,214,000 | 2,288 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $1,765,000 | 1,773 |
| Gross Fiduciary activities income | $1,290,000 | 292 |
| Service charges on deposit accounts | $53,000 | 6,003 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $422,000 | 2,946 |
| Total noninterest expense | $6,501,000 | 2,207 |
| Salaries and employee benefits | $3,650,000 | 1,983 |
| Premises and equipment expense | $628,000 | 2,836 |
| Additional noninterest expense | $2,223,000 | 2,237 |
| Pre-tax net operating income | $2,478,000 | 1,742 |
| Securities gains (losses) | $-35,000 | 7,119 |
| Applicable income taxes | $678,000 | 1,447 |
| Income before extraordinary items | $1,765,000 | 2,026 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,765,000 | 2,026 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,765,000 | 2,026 |
| Net charge-offs | $120,000 | 4,249 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,790,200 | 1,905 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $6,794,000 | 2,100 |
| Total interest expense | $1,984,000 | 1,642 |
| Net interest income | $4,810,000 | 2,282 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $1,191,000 | 1,750 |
| Gross Fiduciary activities income | $883,000 | 287 |
| Service charges on deposit accounts | $36,000 | 5,964 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $272,000 | 3,025 |
| Total noninterest expense | $4,376,000 | 2,206 |
| Salaries and employee benefits | $2,439,000 | 2,004 |
| Premises and equipment expense | $431,000 | 2,771 |
| Additional noninterest expense | $1,506,000 | 2,231 |
| Pre-tax net operating income | $1,625,000 | 1,751 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $443,000 | 1,435 |
| Income before extraordinary items | $1,182,000 | 1,980 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,182,000 | 1,980 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,182,000 | 1,980 |
| Net charge-offs | $75,000 | 4,116 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,182,000 | 1,914 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 2,137 |
| Total interest expense | $1,007,000 | 1,676 |
| Net interest income | $2,340,000 | 2,337 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $639,000 | 1,676 |
| Gross Fiduciary activities income | $449,000 | 288 |
| Service charges on deposit accounts | $17,000 | 6,004 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $173,000 | 2,680 |
| Total noninterest expense | $2,224,000 | 2,171 |
| Salaries and employee benefits | $1,251,000 | 1,959 |
| Premises and equipment expense | $222,000 | 2,744 |
| Additional noninterest expense | $751,000 | 2,221 |
| Pre-tax net operating income | $755,000 | 1,862 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $192,000 | 1,558 |
| Income before extraordinary items | $563,000 | 2,028 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $563,000 | 2,027 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $563,000 | 2,028 |
| Net charge-offs | $0 | 5,107 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $563,000 | 1,991 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $13,867,000 | 2,180 |
| Total interest expense | $4,790,000 | 1,708 |
| Net interest income | $9,077,000 | 2,406 |
| Provision for loan and lease losses | $221,000 | 5,235 |
| Total noninterest income | $2,305,000 | 1,878 |
| Gross Fiduciary activities income | $1,597,000 | 306 |
| Service charges on deposit accounts | $81,000 | 5,752 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $627,000 | 2,844 |
| Total noninterest expense | $8,712,000 | 2,226 |
| Salaries and employee benefits | $4,788,000 | 2,019 |
| Premises and equipment expense | $890,000 | 2,727 |
| Additional noninterest expense | $3,034,000 | 2,272 |
| Pre-tax net operating income | $2,449,000 | 1,920 |
| Securities gains (losses) | $526,000 | 852 |
| Applicable income taxes | $927,000 | 1,302 |
| Income before extraordinary items | $2,048,000 | 1,984 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,048,000 | 1,984 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,048,000 | 1,985 |
| Net charge-offs | $6,000 | 6,661 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,685,060 | 2,217 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $10,542,000 | 2,196 |
| Total interest expense | $3,538,000 | 1,797 |
| Net interest income | $7,004,000 | 2,379 |
| Provision for loan and lease losses | $221,000 | 4,762 |
| Total noninterest income | $1,690,000 | 1,917 |
| Gross Fiduciary activities income | $1,184,000 | 307 |
| Service charges on deposit accounts | $74,000 | 5,590 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $432,000 | 2,992 |
| Total noninterest expense | $6,456,000 | 2,247 |
| Salaries and employee benefits | $3,699,000 | 1,961 |
| Premises and equipment expense | $646,000 | 2,857 |
| Additional noninterest expense | $2,111,000 | 2,371 |
| Pre-tax net operating income | $2,017,000 | 1,882 |
| Securities gains (losses) | $526,000 | 705 |
| Applicable income taxes | $821,000 | 1,174 |
| Income before extraordinary items | $1,722,000 | 1,917 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,722,000 | 1,918 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,722,000 | 1,919 |
| Net charge-offs | $8,000 | 6,331 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,364,320 | 2,215 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $7,149,000 | 2,180 |
| Total interest expense | $2,395,000 | 1,837 |
| Net interest income | $4,754,000 | 2,353 |
| Provision for loan and lease losses | $0 | 6,857 |
| Total noninterest income | $1,090,000 | 1,929 |
| Gross Fiduciary activities income | $783,000 | 310 |
| Service charges on deposit accounts | $52,000 | 5,529 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $255,000 | 3,100 |
| Total noninterest expense | $4,310,000 | 2,248 |
| Salaries and employee benefits | $2,496,000 | 1,947 |
| Premises and equipment expense | $415,000 | 2,973 |
| Additional noninterest expense | $1,399,000 | 2,387 |
| Pre-tax net operating income | $1,534,000 | 1,695 |
| Securities gains (losses) | $338,000 | 650 |
| Applicable income taxes | $618,000 | 1,035 |
| Income before extraordinary items | $1,254,000 | 1,735 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,254,000 | 1,734 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,254,000 | 1,735 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,027,540 | 1,985 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,570,000 | 2,246 |
| Total interest expense | $1,204,000 | 1,909 |
| Net interest income | $2,366,000 | 2,383 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $539,000 | 1,920 |
| Gross Fiduciary activities income | $402,000 | 300 |
| Service charges on deposit accounts | $29,000 | 5,402 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $108,000 | 3,363 |
| Total noninterest expense | $2,152,000 | 2,263 |
| Salaries and employee benefits | $1,240,000 | 1,990 |
| Premises and equipment expense | $217,000 | 2,929 |
| Additional noninterest expense | $695,000 | 2,391 |
| Pre-tax net operating income | $753,000 | 1,709 |
| Securities gains (losses) | $298,000 | 394 |
| Applicable income taxes | $362,000 | 898 |
| Income before extraordinary items | $689,000 | 1,586 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $689,000 | 1,588 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $689,000 | 1,588 |
| Net charge-offs | $3,000 | 5,292 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $492,320 | 2,082 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $15,195,000 | 2,206 |
| Total interest expense | $5,923,000 | 1,945 |
| Net interest income | $9,272,000 | 2,347 |
| Provision for loan and lease losses | $375,000 | 4,953 |
| Total noninterest income | $2,019,000 | 2,114 |
| Gross Fiduciary activities income | $1,361,000 | 322 |
| Service charges on deposit accounts | $71,000 | 6,153 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $587,000 | 2,931 |
| Total noninterest expense | $9,078,000 | 2,189 |
| Salaries and employee benefits | $5,050,000 | 1,953 |
| Premises and equipment expense | $842,000 | 2,986 |
| Additional noninterest expense | $3,186,000 | 2,223 |
| Pre-tax net operating income | $1,838,000 | 2,044 |
| Securities gains (losses) | $2,545,000 | 221 |
| Applicable income taxes | $1,391,000 | 749 |
| Income before extraordinary items | $2,992,000 | 1,137 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,992,000 | 1,135 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,992,000 | 1,136 |
| Net charge-offs | $126,000 | 5,492 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,261,400 | 2,351 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $11,523,000 | 2,210 |
| Total interest expense | $4,417,000 | 2,039 |
| Net interest income | $7,106,000 | 2,303 |
| Provision for loan and lease losses | $197,000 | 5,186 |
| Total noninterest income | $1,484,000 | 2,186 |
| Gross Fiduciary activities income | $1,002,000 | 323 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $426,000 | 3,074 |
| Total noninterest expense | $6,671,000 | 2,232 |
| Salaries and employee benefits | $3,791,000 | 1,959 |
| Premises and equipment expense | $636,000 | 2,995 |
| Additional noninterest expense | $2,244,000 | 2,322 |
| Pre-tax net operating income | $1,722,000 | 1,833 |
| Securities gains (losses) | $1,413,000 | 273 |
| Applicable income taxes | $1,030,000 | 830 |
| Income before extraordinary items | $2,105,000 | 1,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,105,000 | 1,272 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,105,000 | 1,273 |
| Net charge-offs | $99,000 | 5,068 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,158,290 | 2,198 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $7,833,000 | 2,224 |
| Total interest expense | $3,027,000 | 2,082 |
| Net interest income | $4,806,000 | 2,275 |
| Provision for loan and lease losses | $197,000 | 4,357 |
| Total noninterest income | $991,000 | 2,206 |
| Gross Fiduciary activities income | $671,000 | 326 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $295,000 | 3,035 |
| Total noninterest expense | $4,449,000 | 2,257 |
| Salaries and employee benefits | $2,584,000 | 1,958 |
| Premises and equipment expense | $431,000 | 2,999 |
| Additional noninterest expense | $1,434,000 | 2,439 |
| Pre-tax net operating income | $1,151,000 | 1,892 |
| Securities gains (losses) | $1,099,000 | 266 |
| Applicable income taxes | $713,000 | 820 |
| Income before extraordinary items | $1,537,000 | 1,224 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,537,000 | 1,222 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,537,000 | 1,223 |
| Net charge-offs | $71,000 | 4,599 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $789,680 | 2,192 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,994,000 | 2,210 |
| Total interest expense | $1,527,000 | 2,136 |
| Net interest income | $2,467,000 | 2,226 |
| Provision for loan and lease losses | $147,000 | 3,370 |
| Total noninterest income | $483,000 | 2,196 |
| Gross Fiduciary activities income | $329,000 | 318 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $144,000 | 3,030 |
| Total noninterest expense | $2,183,000 | 2,240 |
| Salaries and employee benefits | $1,277,000 | 2,014 |
| Premises and equipment expense | $237,000 | 2,801 |
| Additional noninterest expense | $669,000 | 2,324 |
| Pre-tax net operating income | $620,000 | 2,000 |
| Securities gains (losses) | $1,043,000 | 180 |
| Applicable income taxes | $576,000 | 582 |
| Income before extraordinary items | $1,087,000 | 990 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,087,000 | 990 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $1,087,000 | 992 |
| Net charge-offs | $72,000 | 3,207 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $409,050 | 2,381 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $16,987,000 | 2,228 |
| Total interest expense | $7,660,000 | 2,044 |
| Net interest income | $9,327,000 | 2,344 |
| Provision for loan and lease losses | $614,000 | 3,461 |
| Total noninterest income | $1,905,000 | 2,221 |
| Gross Fiduciary activities income | $1,340,000 | 347 |
| Service charges on deposit accounts | $54,000 | 6,572 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $511,000 | 3,137 |
| Total noninterest expense | $8,470,000 | 2,267 |
| Salaries and employee benefits | $4,724,000 | 2,146 |
| Premises and equipment expense | $901,000 | 2,870 |
| Additional noninterest expense | $2,845,000 | 2,103 |
| Pre-tax net operating income | $2,148,000 | 2,321 |
| Securities gains (losses) | $1,051,000 | 206 |
| Applicable income taxes | $838,000 | 1,355 |
| Income before extraordinary items | $2,361,000 | 1,699 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,361,000 | 1,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 6,087 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,583,260 | 2,558 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,862,000 | 2,252 |
| Total interest expense | $5,806,000 | 2,102 |
| Net interest income | $7,056,000 | 2,341 |
| Provision for loan and lease losses | $515,000 | 2,684 |
| Total noninterest income | $1,426,000 | 2,290 |
| Gross Fiduciary activities income | $1,009,000 | 349 |
| Service charges on deposit accounts | $43,000 | 6,579 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $374,000 | 3,297 |
| Total noninterest expense | $6,294,000 | 2,273 |
| Salaries and employee benefits | $3,566,000 | 2,166 |
| Premises and equipment expense | $686,000 | 2,855 |
| Additional noninterest expense | $2,042,000 | 2,129 |
| Pre-tax net operating income | $1,673,000 | 2,624 |
| Securities gains (losses) | $1,196,000 | 157 |
| Applicable income taxes | $808,000 | 1,363 |
| Income before extraordinary items | $2,061,000 | 1,732 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,061,000 | 1,731 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,665 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,199,880 | 2,903 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,612,000 | 2,278 |
| Total interest expense | $4,048,000 | 2,109 |
| Net interest income | $4,564,000 | 2,393 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $967,000 | 2,290 |
| Gross Fiduciary activities income | $685,000 | 353 |
| Service charges on deposit accounts | $30,000 | 6,564 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $252,000 | 3,340 |
| Total noninterest expense | $4,152,000 | 2,305 |
| Salaries and employee benefits | $2,324,000 | 2,235 |
| Premises and equipment expense | $458,000 | 2,863 |
| Additional noninterest expense | $1,370,000 | 2,076 |
| Pre-tax net operating income | $1,379,000 | 2,355 |
| Securities gains (losses) | $81,000 | 1,114 |
| Applicable income taxes | $372,000 | 1,953 |
| Income before extraordinary items | $1,088,000 | 2,400 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,088,000 | 2,400 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,377 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,027,250 | 2,478 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 2,306 |
| Total interest expense | $2,095,000 | 2,159 |
| Net interest income | $2,276,000 | 2,407 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $480,000 | 2,301 |
| Gross Fiduciary activities income | $332,000 | 359 |
| Service charges on deposit accounts | $15,000 | 6,545 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $133,000 | 3,249 |
| Total noninterest expense | $1,982,000 | 2,387 |
| Salaries and employee benefits | $1,116,000 | 2,349 |
| Premises and equipment expense | $232,000 | 2,828 |
| Additional noninterest expense | $634,000 | 2,204 |
| Pre-tax net operating income | $774,000 | 2,229 |
| Securities gains (losses) | $21,000 | 1,562 |
| Applicable income taxes | $212,000 | 1,891 |
| Income before extraordinary items | $583,000 | 2,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $567,670 | 2,346 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $18,096,000 | 2,278 |
| Total interest expense | $8,225,000 | 2,267 |
| Net interest income | $9,871,000 | 2,268 |
| Provision for loan and lease losses | $14,000 | 6,482 |
| Total noninterest income | $2,069,000 | 2,160 |
| Gross Fiduciary activities income | $1,447,000 | 334 |
| Service charges on deposit accounts | $63,000 | 6,552 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $559,000 | 3,131 |
| Total noninterest expense | $8,188,000 | 2,232 |
| Salaries and employee benefits | $4,763,000 | 2,123 |
| Premises and equipment expense | $824,000 | 3,007 |
| Additional noninterest expense | $2,601,000 | 2,107 |
| Pre-tax net operating income | $3,738,000 | 2,089 |
| Securities gains (losses) | $209,000 | 435 |
| Applicable income taxes | $1,158,000 | 1,686 |
| Income before extraordinary items | $2,789,000 | 2,164 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,789,000 | 2,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,490 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,640,610 | 2,243 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $13,513,000 | 2,296 |
| Total interest expense | $5,865,000 | 2,356 |
| Net interest income | $7,648,000 | 2,222 |
| Provision for loan and lease losses | $14,000 | 6,059 |
| Total noninterest income | $1,543,000 | 2,175 |
| Gross Fiduciary activities income | $1,088,000 | 328 |
| Service charges on deposit accounts | $49,000 | 6,545 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $406,000 | 3,174 |
| Total noninterest expense | $6,077,000 | 2,237 |
| Salaries and employee benefits | $3,405,000 | 2,214 |
| Premises and equipment expense | $733,000 | 2,609 |
| Additional noninterest expense | $1,939,000 | 2,074 |
| Pre-tax net operating income | $3,100,000 | 2,044 |
| Securities gains (losses) | $193,000 | 375 |
| Applicable income taxes | $1,017,000 | 1,626 |
| Income before extraordinary items | $2,276,000 | 2,145 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $2,276,000 | 2,143 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 3,379 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $2,142,830 | 2,235 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,901,000 | 2,338 |
| Total interest expense | $3,773,000 | 2,440 |
| Net interest income | $5,128,000 | 2,249 |
| Provision for loan and lease losses | $14,000 | 5,601 |
| Total noninterest income | $1,012,000 | 2,231 |
| Gross Fiduciary activities income | $692,000 | 343 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $287,000 | 3,096 |
| Total noninterest expense | $4,137,000 | 2,220 |
| Salaries and employee benefits | $2,259,000 | 2,268 |
| Premises and equipment expense | $516,000 | 2,507 |
| Additional noninterest expense | $1,362,000 | 1,981 |
| Pre-tax net operating income | $1,989,000 | 2,167 |
| Securities gains (losses) | $193,000 | 306 |
| Applicable income taxes | $685,000 | 1,685 |
| Income before extraordinary items | $1,497,000 | 2,209 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,497,000 | 2,208 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 2,975 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,363,830 | 2,362 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,348,000 | 2,389 |
| Total interest expense | $1,798,000 | 2,548 |
| Net interest income | $2,550,000 | 2,260 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $488,000 | 2,242 |
| Gross Fiduciary activities income | $346,000 | 346 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $126,000 | 3,324 |
| Total noninterest expense | $2,093,000 | 2,215 |
| Salaries and employee benefits | $1,114,000 | 2,307 |
| Premises and equipment expense | $272,000 | 2,394 |
| Additional noninterest expense | $707,000 | 1,881 |
| Pre-tax net operating income | $936,000 | 2,280 |
| Securities gains (losses) | $193,000 | 205 |
| Applicable income taxes | $364,000 | 1,621 |
| Income before extraordinary items | $765,000 | 2,146 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $765,000 | 2,146 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $45,000 | 1,813 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $633,760 | 2,495 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $16,367,000 | 2,374 |
| Total interest expense | $5,784,000 | 2,672 |
| Net interest income | $10,583,000 | 2,186 |
| Provision for loan and lease losses | $20,000 | 6,291 |
| Total noninterest income | $1,901,000 | 2,314 |
| Gross Fiduciary activities income | $1,304,000 | 341 |
| Service charges on deposit accounts | $83,000 | 6,393 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $514,000 | 3,291 |
| Total noninterest expense | $7,796,000 | 2,257 |
| Salaries and employee benefits | $4,612,000 | 2,122 |
| Premises and equipment expense | $743,000 | 3,181 |
| Additional noninterest expense | $2,441,000 | 2,147 |
| Pre-tax net operating income | $4,668,000 | 2,001 |
| Securities gains (losses) | $284,000 | 333 |
| Applicable income taxes | $1,596,000 | 1,566 |
| Income before extraordinary items | $3,356,000 | 2,084 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $3,356,000 | 2,085 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $3,162,880 | 2,174 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $12,111,000 | 2,394 |
| Total interest expense | $3,876,000 | 2,859 |
| Net interest income | $8,235,000 | 2,132 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $1,370,000 | 2,378 |
| Gross Fiduciary activities income | $933,000 | 352 |
| Service charges on deposit accounts | $64,000 | 6,430 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $373,000 | 3,324 |
| Total noninterest expense | $5,844,000 | 2,258 |
| Salaries and employee benefits | $3,461,000 | 2,120 |
| Premises and equipment expense | $558,000 | 3,182 |
| Additional noninterest expense | $1,825,000 | 2,139 |
| Pre-tax net operating income | $3,743,000 | 1,944 |
| Securities gains (losses) | $287,000 | 282 |
| Applicable income taxes | $1,333,000 | 1,520 |
| Income before extraordinary items | $2,697,000 | 2,011 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,697,000 | 2,012 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $2,504,710 | 2,134 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $7,943,000 | 2,389 |
| Total interest expense | $2,414,000 | 2,900 |
| Net interest income | $5,529,000 | 2,113 |
| Provision for loan and lease losses | $15,000 | 5,732 |
| Total noninterest income | $912,000 | 2,378 |
| Gross Fiduciary activities income | $628,000 | 358 |
| Service charges on deposit accounts | $41,000 | 6,503 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $243,000 | 3,370 |
| Total noninterest expense | $3,956,000 | 2,232 |
| Salaries and employee benefits | $2,341,000 | 2,090 |
| Premises and equipment expense | $392,000 | 3,049 |
| Additional noninterest expense | $1,223,000 | 2,133 |
| Pre-tax net operating income | $2,470,000 | 1,967 |
| Securities gains (losses) | $287,000 | 218 |
| Applicable income taxes | $914,000 | 1,500 |
| Income before extraordinary items | $1,843,000 | 1,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,843,000 | 1,976 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,650,710 | 2,156 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 2,365 |
| Total interest expense | $1,186,000 | 2,828 |
| Net interest income | $2,739,000 | 2,121 |
| Provision for loan and lease losses | $10,000 | 5,231 |
| Total noninterest income | $450,000 | 2,348 |
| Gross Fiduciary activities income | $307,000 | 357 |
| Service charges on deposit accounts | $20,000 | 6,506 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $123,000 | 3,340 |
| Total noninterest expense | $2,000,000 | 2,219 |
| Salaries and employee benefits | $1,153,000 | 2,145 |
| Premises and equipment expense | $224,000 | 2,731 |
| Additional noninterest expense | $623,000 | 2,084 |
| Pre-tax net operating income | $1,179,000 | 2,001 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $429,000 | 1,570 |
| Income before extraordinary items | $750,000 | 2,329 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $750,000 | 2,330 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,481 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $750,000 | 2,302 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $14,720,000 | 2,251 |
| Total interest expense | $4,067,000 | 2,622 |
| Net interest income | $10,653,000 | 2,081 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $1,830,000 | 2,352 |
| Gross Fiduciary activities income | $1,305,000 | 348 |
| Service charges on deposit accounts | $86,000 | 6,482 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $439,000 | 3,612 |
| Total noninterest expense | $7,741,000 | 2,153 |
| Salaries and employee benefits | $4,754,000 | 1,941 |
| Premises and equipment expense | $680,000 | 3,316 |
| Additional noninterest expense | $2,307,000 | 2,169 |
| Pre-tax net operating income | $4,709,000 | 1,953 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,591,000 | 1,639 |
| Income before extraordinary items | $3,118,000 | 2,173 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,118,000 | 2,174 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,787 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,118,000 | 2,150 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $10,798,000 | 2,248 |
| Total interest expense | $2,675,000 | 2,779 |
| Net interest income | $8,123,000 | 2,032 |
| Provision for loan and lease losses | $25,000 | 5,986 |
| Total noninterest income | $1,268,000 | 2,483 |
| Gross Fiduciary activities income | $883,000 | 359 |
| Service charges on deposit accounts | $65,000 | 6,511 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $320,000 | 3,688 |
| Total noninterest expense | $5,571,000 | 2,223 |
| Salaries and employee benefits | $3,298,000 | 2,078 |
| Premises and equipment expense | $504,000 | 3,342 |
| Additional noninterest expense | $1,769,000 | 2,102 |
| Pre-tax net operating income | $3,795,000 | 1,842 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,308,000 | 1,542 |
| Income before extraordinary items | $2,487,000 | 2,073 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,487,000 | 2,072 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,418 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,487,000 | 2,040 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $7,029,000 | 2,244 |
| Total interest expense | $1,587,000 | 2,923 |
| Net interest income | $5,442,000 | 1,996 |
| Provision for loan and lease losses | $11,000 | 6,083 |
| Total noninterest income | $810,000 | 2,518 |
| Gross Fiduciary activities income | $569,000 | 366 |
| Service charges on deposit accounts | $45,000 | 6,448 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $196,000 | 3,794 |
| Total noninterest expense | $3,715,000 | 2,209 |
| Salaries and employee benefits | $2,216,000 | 2,042 |
| Premises and equipment expense | $349,000 | 3,200 |
| Additional noninterest expense | $1,150,000 | 2,138 |
| Pre-tax net operating income | $2,526,000 | 1,822 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $898,000 | 1,488 |
| Income before extraordinary items | $1,628,000 | 2,076 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,628,000 | 2,075 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $20,000 | 3,782 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,628,000 | 2,040 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $3,431,000 | 2,248 |
| Total interest expense | $751,000 | 2,949 |
| Net interest income | $2,680,000 | 2,012 |
| Provision for loan and lease losses | $9,000 | 5,480 |
| Total noninterest income | $351,000 | 2,721 |
| Gross Fiduciary activities income | $279,000 | 371 |
| Service charges on deposit accounts | $22,000 | 6,479 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $50,000 | 5,188 |
| Total noninterest expense | $1,866,000 | 2,213 |
| Salaries and employee benefits | $1,117,000 | 2,046 |
| Premises and equipment expense | $180,000 | 3,146 |
| Additional noninterest expense | $569,000 | 2,149 |
| Pre-tax net operating income | $1,156,000 | 1,934 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $406,000 | 1,586 |
| Income before extraordinary items | $750,000 | 2,199 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $750,000 | 2,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $18,000 | 2,699 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $750,000 | 2,157 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $13,293,000 | 2,160 |
| Total interest expense | $3,719,000 | 2,181 |
| Net interest income | $9,574,000 | 2,127 |
| Provision for loan and lease losses | $7,000 | 7,125 |
| Total noninterest income | $1,537,000 | 2,638 |
| Gross Fiduciary activities income | $1,237,000 | 334 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $224,000 | 4,865 |
| Total noninterest expense | $7,163,000 | 2,224 |
| Salaries and employee benefits | $4,323,000 | 2,012 |
| Premises and equipment expense | $620,000 | 3,439 |
| Additional noninterest expense | $2,220,000 | 2,195 |
| Pre-tax net operating income | $3,941,000 | 2,089 |
| Securities gains (losses) | $151,000 | 984 |
| Applicable income taxes | $1,386,000 | 1,705 |
| Income before extraordinary items | $2,706,000 | 2,262 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,706,000 | 2,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,996 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,606,340 | 2,287 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $9,851,000 | 2,169 |
| Total interest expense | $2,759,000 | 2,162 |
| Net interest income | $7,092,000 | 2,130 |
| Provision for loan and lease losses | $7,000 | 6,892 |
| Total noninterest income | $1,095,000 | 2,749 |
| Gross Fiduciary activities income | $882,000 | 356 |
| Service charges on deposit accounts | $54,000 | 6,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $159,000 | 4,995 |
| Total noninterest expense | $5,386,000 | 2,201 |
| Salaries and employee benefits | $3,266,000 | 1,992 |
| Premises and equipment expense | $470,000 | 3,425 |
| Additional noninterest expense | $1,650,000 | 2,190 |
| Pre-tax net operating income | $2,794,000 | 2,191 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $931,000 | 1,889 |
| Income before extraordinary items | $1,863,000 | 2,473 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,863,000 | 2,476 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 5,064 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,863,000 | 2,412 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $6,565,000 | 2,135 |
| Total interest expense | $1,914,000 | 2,066 |
| Net interest income | $4,651,000 | 2,152 |
| Provision for loan and lease losses | $7,000 | 6,522 |
| Total noninterest income | $732,000 | 2,755 |
| Gross Fiduciary activities income | $581,000 | 356 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $113,000 | 4,921 |
| Total noninterest expense | $3,635,000 | 2,181 |
| Salaries and employee benefits | $2,203,000 | 1,979 |
| Premises and equipment expense | $318,000 | 3,391 |
| Additional noninterest expense | $1,114,000 | 2,167 |
| Pre-tax net operating income | $1,741,000 | 2,294 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $573,000 | 2,007 |
| Income before extraordinary items | $1,168,000 | 2,581 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,168,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 4,807 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,168,000 | 2,519 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $3,288,000 | 2,126 |
| Total interest expense | $1,016,000 | 1,963 |
| Net interest income | $2,272,000 | 2,203 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $364,000 | 2,709 |
| Gross Fiduciary activities income | $287,000 | 360 |
| Service charges on deposit accounts | $19,000 | 6,877 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $58,000 | 4,809 |
| Total noninterest expense | $1,824,000 | 2,188 |
| Salaries and employee benefits | $1,103,000 | 1,998 |
| Premises and equipment expense | $164,000 | 3,328 |
| Additional noninterest expense | $557,000 | 2,128 |
| Pre-tax net operating income | $812,000 | 2,396 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $265,000 | 2,103 |
| Income before extraordinary items | $547,000 | 2,724 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $547,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 3,417 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $547,000 | 2,626 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $14,871,000 | 1,905 |
| Total interest expense | $5,281,000 | 1,703 |
| Net interest income | $9,590,000 | 2,044 |
| Provision for loan and lease losses | $-452,000 | 9,118 |
| Total noninterest income | $1,576,000 | 2,748 |
| Gross Fiduciary activities income | $1,146,000 | 357 |
| Service charges on deposit accounts | $84,000 | 6,821 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $346,000 | 4,240 |
| Total noninterest expense | $6,923,000 | 2,274 |
| Salaries and employee benefits | $4,126,000 | 2,057 |
| Premises and equipment expense | $574,000 | 3,653 |
| Additional noninterest expense | $2,223,000 | 2,175 |
| Pre-tax net operating income | $4,695,000 | 1,720 |
| Securities gains (losses) | $19,000 | 3,246 |
| Applicable income taxes | $1,722,000 | 1,436 |
| Income before extraordinary items | $2,992,000 | 2,051 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,992,000 | 2,051 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,234 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,979,840 | 1,960 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $11,380,000 | 1,902 |
| Total interest expense | $3,959,000 | 1,767 |
| Net interest income | $7,421,000 | 1,983 |
| Provision for loan and lease losses | $-159,000 | 9,157 |
| Total noninterest income | $1,228,000 | 2,727 |
| Gross Fiduciary activities income | $887,000 | 360 |
| Service charges on deposit accounts | $65,000 | 6,831 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $276,000 | 4,185 |
| Total noninterest expense | $5,187,000 | 2,284 |
| Salaries and employee benefits | $3,129,000 | 2,046 |
| Premises and equipment expense | $423,000 | 3,685 |
| Additional noninterest expense | $1,635,000 | 2,196 |
| Pre-tax net operating income | $3,621,000 | 1,720 |
| Securities gains (losses) | $-33,000 | 9,051 |
| Applicable income taxes | $1,291,000 | 1,509 |
| Income before extraordinary items | $2,297,000 | 2,070 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,297,000 | 2,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 4,784 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,318,120 | 1,946 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $7,889,000 | 1,859 |
| Total interest expense | $2,739,000 | 1,765 |
| Net interest income | $5,150,000 | 1,903 |
| Provision for loan and lease losses | $33,000 | 5,678 |
| Total noninterest income | $772,000 | 2,828 |
| Gross Fiduciary activities income | $563,000 | 372 |
| Service charges on deposit accounts | $43,000 | 6,840 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $166,000 | 4,376 |
| Total noninterest expense | $3,469,000 | 2,267 |
| Salaries and employee benefits | $2,056,000 | 2,066 |
| Premises and equipment expense | $301,000 | 3,474 |
| Additional noninterest expense | $1,112,000 | 2,149 |
| Pre-tax net operating income | $2,420,000 | 1,731 |
| Securities gains (losses) | $-33,000 | 9,140 |
| Applicable income taxes | $861,000 | 1,521 |
| Income before extraordinary items | $1,526,000 | 2,079 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,526,000 | 2,077 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 4,092 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,547,120 | 1,933 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $4,040,000 | 1,814 |
| Total interest expense | $1,412,000 | 1,760 |
| Net interest income | $2,628,000 | 1,858 |
| Provision for loan and lease losses | $23,000 | 5,064 |
| Total noninterest income | $362,000 | 2,847 |
| Gross Fiduciary activities income | $265,000 | 389 |
| Service charges on deposit accounts | $21,000 | 6,829 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $76,000 | 4,450 |
| Total noninterest expense | $1,766,000 | 2,207 |
| Salaries and employee benefits | $1,009,000 | 2,096 |
| Premises and equipment expense | $146,000 | 3,559 |
| Additional noninterest expense | $611,000 | 1,925 |
| Pre-tax net operating income | $1,201,000 | 1,749 |
| Securities gains (losses) | $-40,000 | 9,221 |
| Applicable income taxes | $428,000 | 1,544 |
| Income before extraordinary items | $733,000 | 2,127 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $733,000 | 2,125 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,770 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $758,600 | 1,948 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $17,053,000 | 1,815 |
| Total interest expense | $7,219,000 | 1,568 |
| Net interest income | $9,834,000 | 1,971 |
| Provision for loan and lease losses | $8,000 | 7,885 |
| Total noninterest income | $1,452,000 | 2,683 |
| Gross Fiduciary activities income | $1,132,000 | 383 |
| Service charges on deposit accounts | $87,000 | 6,811 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $233,000 | 4,727 |
| Total noninterest expense | $6,597,000 | 2,265 |
| Salaries and employee benefits | $3,771,000 | 2,121 |
| Premises and equipment expense | $554,000 | 3,645 |
| Additional noninterest expense | $2,272,000 | 2,030 |
| Pre-tax net operating income | $4,681,000 | 1,734 |
| Securities gains (losses) | $-499,000 | 9,262 |
| Applicable income taxes | $1,490,000 | 1,665 |
| Income before extraordinary items | $2,692,000 | 2,218 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,692,000 | 2,217 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 9,040 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $3,011,360 | 1,930 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $17,718,000 | 1,929 |
| Total interest expense | $8,579,000 | 1,893 |
| Net interest income | $9,139,000 | 1,948 |
| Provision for loan and lease losses | $32,000 | 7,179 |
| Total noninterest income | $1,474,000 | 2,536 |
| Gross Fiduciary activities income | $1,132,000 | 393 |
| Service charges on deposit accounts | $83,000 | 6,914 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $259,000 | 4,419 |
| Total noninterest expense | $5,949,000 | 2,395 |
| Salaries and employee benefits | $3,233,000 | 2,322 |
| Premises and equipment expense | $580,000 | 3,463 |
| Additional noninterest expense | $2,136,000 | 2,101 |
| Pre-tax net operating income | $4,632,000 | 1,559 |
| Securities gains (losses) | $265,000 | 973 |
| Applicable income taxes | $1,663,000 | 1,370 |
| Income before extraordinary items | $3,234,000 | 1,631 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $3,234,000 | 1,632 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 5,560 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $3,059,100 | 1,649 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $18,004,000 | 1,955 |
| Total interest expense | $8,051,000 | 2,131 |
| Net interest income | $9,953,000 | 1,768 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $1,363,000 | 2,522 |
| Gross Fiduciary activities income | $965,000 | 429 |
| Service charges on deposit accounts | $95,000 | 6,658 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $303,000 | 3,895 |
| Total noninterest expense | $5,998,000 | 2,283 |
| Salaries and employee benefits | $3,237,000 | 2,208 |
| Premises and equipment expense | $580,000 | 3,363 |
| Additional noninterest expense | $2,181,000 | 1,998 |
| Pre-tax net operating income | $5,318,000 | 1,395 |
| Securities gains (losses) | $1,744,000 | 108 |
| Applicable income taxes | $2,394,000 | 1,001 |
| Income before extraordinary items | $4,668,000 | 1,129 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $4,668,000 | 1,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-38,000 | 9,552 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $3,516,960 | 1,491 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $17,079,000 | 1,910 |
| Total interest expense | $8,039,000 | 1,861 |
| Net interest income | $9,040,000 | 1,958 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $1,112,000 | 2,864 |
| Gross Fiduciary activities income | $878,000 | 490 |
| Service charges on deposit accounts | $99,000 | 6,727 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $135,000 | 5,870 |
| Total noninterest expense | $5,486,000 | 2,468 |
| Salaries and employee benefits | $2,964,000 | 2,367 |
| Premises and equipment expense | $530,000 | 3,588 |
| Additional noninterest expense | $1,992,000 | 2,195 |
| Pre-tax net operating income | $4,666,000 | 1,610 |
| Securities gains (losses) | $347,000 | 417 |
| Applicable income taxes | $1,862,000 | 1,310 |
| Income before extraordinary items | $3,151,000 | 1,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,151,000 | 1,698 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-201,000 | 10,134 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,928,920 | 1,784 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $17,086,000 | 1,889 |
| Total interest expense | $9,019,000 | 1,704 |
| Net interest income | $8,067,000 | 2,111 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $1,380,000 | 2,419 |
| Gross Fiduciary activities income | $820,000 | 507 |
| Service charges on deposit accounts | $267,000 | 4,287 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $293,000 | 4,089 |
| Total noninterest expense | $5,129,000 | 2,533 |
| Salaries and employee benefits | $2,929,000 | 2,300 |
| Premises and equipment expense | $489,000 | 3,771 |
| Additional noninterest expense | $1,711,000 | 2,436 |
| Pre-tax net operating income | $4,318,000 | 1,706 |
| Securities gains (losses) | $848,000 | 420 |
| Applicable income taxes | $1,935,000 | 1,309 |
| Income before extraordinary items | $3,231,000 | 1,633 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $3,231,000 | 1,634 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-59,000 | 10,137 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,688,280 | 1,875 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $17,307,000 | 1,908 |
| Total interest expense | $8,892,000 | 1,744 |
| Net interest income | $8,415,000 | 2,074 |
| Provision for loan and lease losses | $85,000 | 5,536 |
| Total noninterest income | $1,069,000 | 2,889 |
| Gross Fiduciary activities income | $667,000 | 571 |
| Service charges on deposit accounts | $281,000 | 4,273 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $121,000 | 6,255 |
| Total noninterest expense | $5,237,000 | 2,463 |
| Salaries and employee benefits | $2,765,000 | 2,404 |
| Premises and equipment expense | $418,000 | 4,296 |
| Additional noninterest expense | $2,054,000 | 2,037 |
| Pre-tax net operating income | $4,162,000 | 1,823 |
| Securities gains (losses) | $920,000 | 298 |
| Applicable income taxes | $1,750,000 | 1,480 |
| Income before extraordinary items | $3,332,000 | 1,626 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $3,332,000 | 1,627 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $150,000 | 3,029 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,724,800 | 1,879 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,391,000 | 1,943 |
| Total interest expense | $9,302,000 | 1,696 |
| Net interest income | $8,089,000 | 2,227 |
| Provision for loan and lease losses | $85,000 | 5,471 |
| Total noninterest income | $973,000 | 3,195 |
| Gross Fiduciary activities income | $564,000 | 669 |
| Service charges on deposit accounts | $257,000 | 4,730 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $152,000 | 5,934 |
| Total noninterest expense | $4,897,000 | 2,793 |
| Salaries and employee benefits | $2,716,000 | 2,457 |
| Premises and equipment expense | $416,000 | 4,397 |
| Additional noninterest expense | $1,765,000 | 2,745 |
| Pre-tax net operating income | $4,080,000 | 1,763 |
| Securities gains (losses) | $717,000 | 335 |
| Applicable income taxes | $2,014,000 | 1,222 |
| Income before extraordinary items | $2,783,000 | 1,781 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,783,000 | 1,782 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,767 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,324,120 | 2,084 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,788,000 | 2,007 |
| Total interest expense | $8,420,000 | 1,879 |
| Net interest income | $8,368,000 | 2,142 |
| Provision for loan and lease losses | $-8,000 | 11,400 |
| Total noninterest income | $929,000 | 3,280 |
| Gross Fiduciary activities income | $507,000 | 736 |
| Service charges on deposit accounts | $271,000 | 4,662 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $151,000 | 5,965 |
| Total noninterest expense | $4,847,000 | 2,793 |
| Salaries and employee benefits | $2,541,000 | 2,638 |
| Premises and equipment expense | $413,000 | 4,404 |
| Additional noninterest expense | $1,893,000 | 2,521 |
| Pre-tax net operating income | $4,458,000 | 1,651 |
| Securities gains (losses) | $-13,000 | 10,273 |
| Applicable income taxes | $1,493,000 | 1,650 |
| Income before extraordinary items | $2,952,000 | 1,712 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,952,000 | 1,711 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,953 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,960,580 | 1,687 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,311,000 | 2,026 |
| Total interest expense | $7,175,000 | 1,764 |
| Net interest income | $8,136,000 | 2,216 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $835,000 | 3,586 |
| Gross Fiduciary activities income | $430,000 | 786 |
| Service charges on deposit accounts | $213,000 | 5,615 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $192,000 | 5,402 |
| Total noninterest expense | $5,064,000 | 2,749 |
| Salaries and employee benefits | $2,385,000 | 2,781 |
| Premises and equipment expense | $467,000 | 4,036 |
| Additional noninterest expense | $2,212,000 | 2,373 |
| Pre-tax net operating income | $3,907,000 | 1,823 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $1,319,000 | 1,739 |
| Income before extraordinary items | $2,589,000 | 1,883 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,589,000 | 1,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $222,000 | 2,326 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,588,340 | 1,883 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,755,000 | 1,992 |
| Total interest expense | $7,643,000 | 1,726 |
| Net interest income | $8,112,000 | 2,212 |
| Provision for loan and lease losses | $814,000 | 1,498 |
| Total noninterest income | $900,000 | 3,632 |
| Gross Fiduciary activities income | $466,000 | 791 |
| Service charges on deposit accounts | $176,000 | 6,452 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $258,000 | 4,921 |
| Total noninterest expense | $5,085,000 | 2,814 |
| Salaries and employee benefits | $2,348,000 | 2,811 |
| Premises and equipment expense | $483,000 | 3,991 |
| Additional noninterest expense | $2,254,000 | 2,462 |
| Pre-tax net operating income | $3,113,000 | 2,189 |
| Securities gains (losses) | $110,000 | 2,365 |
| Applicable income taxes | $1,494,000 | 1,559 |
| Income before extraordinary items | $1,729,000 | 2,858 |
| Extraordinary gains, net | $217,000 | 957 |
| Net income | $1,946,000 | 2,682 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $555,000 | 1,657 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,658,600 | 2,792 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $18,513,000 | 1,923 |
| Total interest expense | $10,372,000 | 1,669 |
| Net interest income | $8,141,000 | 2,230 |
| Provision for loan and lease losses | $963,000 | 1,887 |
| Total noninterest income | $886,000 | 3,664 |
| Gross Fiduciary activities income | $532,000 | 740 |
| Service charges on deposit accounts | $170,000 | 6,609 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $184,000 | 5,950 |
| Total noninterest expense | $4,966,000 | 2,885 |
| Salaries and employee benefits | $2,392,000 | 2,712 |
| Premises and equipment expense | $475,000 | 4,151 |
| Additional noninterest expense | $2,099,000 | 2,684 |
| Pre-tax net operating income | $3,098,000 | 2,005 |
| Securities gains (losses) | $161,000 | 2,318 |
| Applicable income taxes | $1,505,000 | 1,448 |
| Income before extraordinary items | $1,754,000 | 2,620 |
| Extraordinary gains, net | $445,000 | 225 |
| Net income | $2,199,000 | 2,117 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,015,000 | 1,545 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,650,960 | 2,580 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.