Calvin B. Taylor Banking Company of Berlin, Maryland, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$36,254,0001,206
Total interest expense$5,848,0001,849
Net interest income$30,406,0001,030
Provision for loan and lease losses$280,0001,731
Total noninterest income$4,052,0001,350
Gross Fiduciary activities income$0981
Service charges on deposit accounts$948,0001,038
Trading account gains and feesNANA
Additional Noninterest Income$3,104,0001,224
Total noninterest expense$16,250,0001,422
Salaries and employee benefits$9,034,0001,454
Premises and equipment expense$1,843,0001,313
Additional noninterest expense$3,104,0001,224
Pre-tax net operating income$17,928,000746
Securities gains (losses)$-652,0004,229
Applicable income taxes$3,830,000637
Income before extraordinary items$13,446,000797
Extraordinary gains, net$054
Net income$13,446,000809
Minority interest net income$088
Net income of bank and minority interests.$13,446,000800
Net charge-offs$28,0002,061
Cash dividends$4,077,000942
Sale, conversion, retirement of capital stock, net$0540
Net operating income$13,961,080789
2023-09-30 (YTD Data)Rank
Total interest income$26,903,0001,190
Total interest expense$4,068,0001,810
Net interest income$22,835,0001,035
Provision for loan and lease losses$340,0001,261
Total noninterest income$3,071,0001,323
Gross Fiduciary activities income$0950
Service charges on deposit accounts$718,0001,025
Trading account gains and feesNANA
Additional Noninterest Income$2,353,0001,227
Total noninterest expense$11,488,0001,486
Salaries and employee benefits$6,146,0001,583
Premises and equipment expense$1,383,0001,316
Additional noninterest expense$2,353,0001,227
Pre-tax net operating income$14,078,000744
Securities gains (losses)$-143,0004,099
Applicable income taxes$3,150,000630
Income before extraordinary items$10,785,000777
Extraordinary gains, net$052
Net income$10,785,000781
Minority interest net income$081
Net income of bank and minority interests.$10,785,000777
Net charge-offs$-6,0003,713
Cash dividends$2,975,000893
Sale, conversion, retirement of capital stock, net$0507
Net operating income$10,897,970785
2023-06-30 (YTD Data)Rank
Total interest income$17,360,0001,196
Total interest expense$2,531,0001,736
Net interest income$14,829,0001,070
Provision for loan and lease losses$420,000862
Total noninterest income$1,928,0001,333
Gross Fiduciary activities income$0931
Service charges on deposit accounts$497,000984
Trading account gains and feesNANA
Additional Noninterest Income$1,431,0001,220
Total noninterest expense$7,644,0001,479
Salaries and employee benefits$4,108,0001,574
Premises and equipment expense$907,0001,324
Additional noninterest expense$1,431,0001,219
Pre-tax net operating income$8,693,000784
Securities gains (losses)$-58,0004,115
Applicable income taxes$1,990,000664
Income before extraordinary items$6,645,000837
Extraordinary gains, net$051
Net income$6,645,000849
Minority interest net income$081
Net income of bank and minority interests.$6,645,000837
Net charge-offs$44,0001,224
Cash dividends$2,039,000861
Sale, conversion, retirement of capital stock, net$0486
Net operating income$6,690,820843
2023-03-31 (YTD Data)Rank
Total interest income$8,576,0001,190
Total interest expense$1,162,0001,664
Net interest income$7,414,0001,063
Provision for loan and lease losses$180,000940
Total noninterest income$948,0001,338
Gross Fiduciary activities income$0913
Service charges on deposit accounts$249,000995
Trading account gains and feesNANA
Additional Noninterest Income$699,0001,216
Total noninterest expense$3,799,0001,507
Salaries and employee benefits$1,966,0001,653
Premises and equipment expense$467,0001,316
Additional noninterest expense$699,0001,216
Pre-tax net operating income$4,383,000819
Securities gains (losses)$-1,0003,873
Applicable income taxes$1,050,000654
Income before extraordinary items$3,332,000866
Extraordinary gains, net$04
Net income$3,332,000865
Minority interest net income$048
Net income of bank and minority interests.$3,332,000865
Net charge-offs$31,000962
Cash dividends$942,000867
Sale, conversion, retirement of capital stock, net$0430
Net operating income$3,332,790880
2022-12-31 (YTD Data)Rank
Total interest income$28,000,0001,209
Total interest expense$1,598,0001,845
Net interest income$26,402,0001,144
Provision for loan and lease losses$105,0002,195
Total noninterest income$4,050,0001,356
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$950,0001,056
Trading account gains and feesNANA
Additional Noninterest Income$3,100,0001,227
Total noninterest expense$14,225,0001,552
Salaries and employee benefits$7,920,0001,594
Premises and equipment expense$1,847,0001,307
Additional noninterest expense$3,100,0001,227
Pre-tax net operating income$16,122,000896
Securities gains (losses)$-657,0004,381
Applicable income taxes$3,693,000729
Income before extraordinary items$11,772,000981
Extraordinary gains, net$05
Net income$11,772,000981
Minority interest net income$063
Net income of bank and minority interests.$11,772,000981
Net charge-offs$-521,0004,602
Cash dividends$3,477,0001,040
Sale, conversion, retirement of capital stock, net$0568
Net operating income$12,291,030971
2022-09-30 (YTD Data)Rank
Total interest income$19,489,0001,236
Total interest expense$846,0001,972
Net interest income$18,643,0001,175
Provision for loan and lease losses$275,0001,267
Total noninterest income$3,098,0001,367
Gross Fiduciary activities income$0968
Service charges on deposit accounts$708,0001,073
Trading account gains and feesNANA
Additional Noninterest Income$2,390,0001,240
Total noninterest expense$9,986,0001,628
Salaries and employee benefits$5,325,0001,719
Premises and equipment expense$1,383,0001,304
Additional noninterest expense$2,390,0001,240
Pre-tax net operating income$11,480,000933
Securities gains (losses)$1,000675
Applicable income taxes$2,775,000729
Income before extraordinary items$8,706,000992
Extraordinary gains, net$04
Net income$8,706,000991
Minority interest net income$057
Net income of bank and minority interests.$8,706,000992
Net charge-offs$69,0001,081
Cash dividends$2,567,000939
Sale, conversion, retirement of capital stock, net$0519
Net operating income$8,705,2101,008
2022-06-30 (YTD Data)Rank
Total interest income$11,934,0001,281
Total interest expense$447,0002,101
Net interest income$11,487,0001,225
Provision for loan and lease losses$225,0001,087
Total noninterest income$1,912,0001,422
Gross Fiduciary activities income$0925
Service charges on deposit accounts$460,0001,078
Trading account gains and feesNANA
Additional Noninterest Income$1,452,0001,342
Total noninterest expense$6,596,0001,626
Salaries and employee benefits$3,479,0001,747
Premises and equipment expense$932,0001,295
Additional noninterest expense$2,185,0001,510
Pre-tax net operating income$6,578,000993
Securities gains (losses)$1,000612
Applicable income taxes$1,585,000767
Income before extraordinary items$4,994,0001,046
Extraordinary gains, net$04
Net income$4,994,0001,045
Minority interest net income$060
Net income of bank and minority interests.$4,994,0001,046
Net charge-offs$38,0001,077
Cash dividends$1,656,000974
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,993,2101,071
2022-03-31 (YTD Data)Rank
Total interest income$5,485,0001,327
Total interest expense$212,0002,123
Net interest income$5,273,0001,283
Provision for loan and lease losses$75,0001,098
Total noninterest income$1,034,0001,339
Gross Fiduciary activities income$0892
Service charges on deposit accounts$215,0001,127
Trading account gains and feesNANA
Additional Noninterest Income$819,0001,229
Total noninterest expense$3,259,0001,624
Salaries and employee benefits$1,698,0001,766
Premises and equipment expense$464,0001,304
Additional noninterest expense$1,097,0001,476
Pre-tax net operating income$2,973,0001,018
Securities gains (losses)$1,000563
Applicable income taxes$680,000818
Income before extraordinary items$2,294,0001,084
Extraordinary gains, net$04
Net income$2,294,0001,083
Minority interest net income$050
Net income of bank and minority interests.$2,294,0001,084
Net charge-offs$21,000939
Cash dividends$828,000868
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,293,2101,096
2021-12-31 (YTD Data)Rank
Total interest income$22,461,0001,346
Total interest expense$783,0002,549
Net interest income$21,678,0001,270
Provision for loan and lease losses$125,0002,018
Total noninterest income$3,936,0001,534
Gross Fiduciary activities income$0994
Service charges on deposit accounts$776,0001,164
Trading account gains and feesNANA
Additional Noninterest Income$3,160,0001,439
Total noninterest expense$13,127,0001,622
Salaries and employee benefits$7,607,0001,615
Premises and equipment expense$1,707,0001,378
Additional noninterest expense$3,813,0001,635
Pre-tax net operating income$12,362,0001,105
Securities gains (losses)$51,0001,113
Applicable income taxes$2,923,000876
Income before extraordinary items$9,490,0001,188
Extraordinary gains, net$010
Net income$9,490,0001,188
Minority interest net income$074
Net income of bank and minority interests.$9,490,0001,188
Net charge-offs$-37,0004,026
Cash dividends$3,628,0001,019
Sale, conversion, retirement of capital stock, net$0582
Net operating income$9,449,7101,179
2021-09-30 (YTD Data)Rank
Total interest income$16,531,0001,391
Total interest expense$572,0002,676
Net interest income$15,959,0001,315
Provision for loan and lease losses$125,0001,815
Total noninterest income$3,083,0001,529
Gross Fiduciary activities income$0957
Service charges on deposit accounts$555,0001,197
Trading account gains and feesNANA
Additional Noninterest Income$2,528,0001,438
Total noninterest expense$9,289,0001,706
Salaries and employee benefits$5,185,0001,732
Premises and equipment expense$1,280,0001,406
Additional noninterest expense$2,824,0001,661
Pre-tax net operating income$9,628,0001,107
Securities gains (losses)$56,0001,015
Applicable income taxes$2,306,000901
Income before extraordinary items$7,378,0001,207
Extraordinary gains, net$08
Net income$7,378,0001,207
Minority interest net income$069
Net income of bank and minority interests.$7,378,0001,207
Net charge-offs$-49,0004,204
Cash dividends$2,669,000943
Sale, conversion, retirement of capital stock, net$0543
Net operating income$7,333,7601,192
2021-06-30 (YTD Data)Rank
Total interest income$10,575,0001,435
Total interest expense$373,0002,778
Net interest income$10,202,0001,355
Provision for loan and lease losses$125,0001,507
Total noninterest income$2,055,0001,502
Gross Fiduciary activities income$0951
Service charges on deposit accounts$356,0001,201
Trading account gains and feesNANA
Additional Noninterest Income$1,699,0001,412
Total noninterest expense$6,139,0001,705
Salaries and employee benefits$3,470,0001,725
Premises and equipment expense$854,0001,397
Additional noninterest expense$1,815,0001,686
Pre-tax net operating income$5,993,0001,148
Securities gains (losses)$57,000840
Applicable income taxes$1,365,000947
Income before extraordinary items$4,685,0001,243
Extraordinary gains, net$06
Net income$4,685,0001,244
Minority interest net income$067
Net income of bank and minority interests.$4,685,0001,244
Net charge-offs$13,0001,649
Cash dividends$1,857,000914
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,639,9701,227
2021-03-31 (YTD Data)Rank
Total interest income$5,263,0001,436
Total interest expense$187,0002,850
Net interest income$5,076,0001,350
Provision for loan and lease losses$125,0001,106
Total noninterest income$1,277,0001,307
Gross Fiduciary activities income$0922
Service charges on deposit accounts$179,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$1,098,0001,196
Total noninterest expense$3,021,0001,712
Salaries and employee benefits$1,648,0001,775
Premises and equipment expense$431,0001,409
Additional noninterest expense$942,0001,605
Pre-tax net operating income$3,207,0001,090
Securities gains (losses)$61,000598
Applicable income taxes$665,000956
Income before extraordinary items$2,603,0001,161
Extraordinary gains, net$03
Net income$2,603,0001,161
Minority interest net income$055
Net income of bank and minority interests.$2,603,0001,161
Net charge-offs$6,0001,479
Cash dividends$1,056,000717
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,554,2001,150
2020-12-31 (YTD Data)Rank
Total interest income$20,487,0001,466
Total interest expense$715,0003,414
Net interest income$19,772,0001,299
Provision for loan and lease losses$965,0001,632
Total noninterest income$2,645,0001,844
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$675,0001,282
Trading account gains and feesNANA
Additional Noninterest Income$1,970,0001,797
Total noninterest expense$11,952,0001,715
Salaries and employee benefits$6,975,0001,686
Premises and equipment expense$1,595,0001,451
Additional noninterest expense$3,382,0001,748
Pre-tax net operating income$9,500,0001,104
Securities gains (losses)$169,0001,117
Applicable income taxes$2,370,000833
Income before extraordinary items$7,299,0001,224
Extraordinary gains, net$04
Net income$7,299,0001,224
Minority interest net income$072
Net income of bank and minority interests.$7,299,0001,224
Net charge-offs$-18,0004,374
Cash dividends$3,051,0001,100
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,165,4901,206
2020-09-30 (YTD Data)Rank
Total interest income$15,329,0001,474
Total interest expense$517,0003,558
Net interest income$14,812,0001,284
Provision for loan and lease losses$800,0001,545
Total noninterest income$1,925,0001,831
Gross Fiduciary activities income$0981
Service charges on deposit accounts$485,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$1,440,0001,782
Total noninterest expense$8,209,0001,805
Salaries and employee benefits$4,647,0001,827
Premises and equipment expense$1,145,0001,497
Additional noninterest expense$2,417,0001,785
Pre-tax net operating income$7,728,0001,002
Securities gains (losses)$155,0001,016
Applicable income taxes$1,975,000736
Income before extraordinary items$5,908,0001,118
Extraordinary gains, net$04
Net income$5,908,0001,118
Minority interest net income$065
Net income of bank and minority interests.$5,908,0001,118
Net charge-offs$-34,0004,568
Cash dividends$2,247,0001,018
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,785,5501,101
2020-06-30 (YTD Data)Rank
Total interest income$10,254,0001,482
Total interest expense$337,0003,682
Net interest income$9,917,0001,279
Provision for loan and lease losses$535,0001,559
Total noninterest income$1,192,0001,849
Gross Fiduciary activities income$0970
Service charges on deposit accounts$327,0001,308
Trading account gains and feesNANA
Additional Noninterest Income$865,0001,816
Total noninterest expense$5,404,0001,817
Salaries and employee benefits$3,060,0001,842
Premises and equipment expense$731,0001,540
Additional noninterest expense$1,613,0001,781
Pre-tax net operating income$5,170,000924
Securities gains (losses)$155,000805
Applicable income taxes$1,344,000657
Income before extraordinary items$3,981,0001,047
Extraordinary gains, net$04
Net income$3,981,0001,047
Minority interest net income$065
Net income of bank and minority interests.$3,981,0001,047
Net charge-offs$-39,0004,682
Cash dividends$1,443,0001,033
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,858,5501,042
2020-03-31 (YTD Data)Rank
Total interest income$5,139,0001,477
Total interest expense$177,0003,755
Net interest income$4,962,0001,269
Provision for loan and lease losses$220,0001,384
Total noninterest income$579,0001,783
Gross Fiduciary activities income$0941
Service charges on deposit accounts$184,0001,385
Trading account gains and feesNANA
Additional Noninterest Income$395,0001,747
Total noninterest expense$2,762,0001,801
Salaries and employee benefits$1,571,0001,829
Premises and equipment expense$370,0001,545
Additional noninterest expense$821,0001,788
Pre-tax net operating income$2,559,000859
Securities gains (losses)$21,0001,118
Applicable income taxes$655,000618
Income before extraordinary items$1,925,000964
Extraordinary gains, net$04
Net income$1,925,000963
Minority interest net income$056
Net income of bank and minority interests.$1,925,000964
Net charge-offs$29,0001,453
Cash dividends$721,0001,024
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,908,410969
2019-12-31 (YTD Data)Rank
Total interest income$20,659,0001,482
Total interest expense$688,0003,820
Net interest income$19,971,0001,258
Provision for loan and lease losses$270,0002,063
Total noninterest income$2,733,0001,663
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$643,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$2,090,0001,495
Total noninterest expense$11,400,0001,718
Salaries and employee benefits$6,890,0001,662
Premises and equipment expense$1,416,0001,577
Additional noninterest expense$3,094,0001,884
Pre-tax net operating income$11,034,000977
Securities gains (losses)$41,0001,320
Applicable income taxes$2,741,000735
Income before extraordinary items$8,334,0001,080
Extraordinary gains, net$011
Net income$8,334,0001,082
Minority interest net income$076
Net income of bank and minority interests.$8,334,0001,082
Net charge-offs$36,0002,824
Cash dividends$3,399,0001,096
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,301,6101,060
2019-09-30 (YTD Data)Rank
Total interest income$15,439,0001,501
Total interest expense$504,0003,893
Net interest income$14,935,0001,279
Provision for loan and lease losses$195,0002,000
Total noninterest income$2,096,0001,631
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$479,0001,604
Trading account gains and feesNANA
Additional Noninterest Income$1,617,0001,466
Total noninterest expense$8,025,0001,815
Salaries and employee benefits$4,736,0001,776
Premises and equipment expense$1,021,0001,639
Additional noninterest expense$2,268,0001,897
Pre-tax net operating income$8,811,000941
Securities gains (losses)$16,0001,515
Applicable income taxes$2,180,000738
Income before extraordinary items$6,647,0001,054
Extraordinary gains, net$011
Net income$6,647,0001,055
Minority interest net income$072
Net income of bank and minority interests.$6,647,0001,055
Net charge-offs$61,0002,092
Cash dividends$2,538,000996
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,634,3601,033
2019-06-30 (YTD Data)Rank
Total interest income$10,080,0001,524
Total interest expense$323,0003,935
Net interest income$9,757,0001,296
Provision for loan and lease losses$150,0001,792
Total noninterest income$1,360,0001,625
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$323,0001,591
Trading account gains and feesNANA
Additional Noninterest Income$1,037,0001,463
Total noninterest expense$5,271,0001,846
Salaries and employee benefits$3,080,0001,814
Premises and equipment expense$679,0001,653
Additional noninterest expense$1,512,0001,923
Pre-tax net operating income$5,696,000947
Securities gains (losses)$01,702
Applicable income taxes$1,400,000727
Income before extraordinary items$4,296,0001,052
Extraordinary gains, net$011
Net income$4,296,0001,052
Minority interest net income$069
Net income of bank and minority interests.$4,296,0001,052
Net charge-offs$60,0001,708
Cash dividends$1,396,0001,159
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,296,0001,034
2019-03-31 (YTD Data)Rank
Total interest income$4,953,0001,534
Total interest expense$155,0003,970
Net interest income$4,798,0001,313
Provision for loan and lease losses$70,0001,790
Total noninterest income$598,0001,733
Gross Fiduciary activities income$0972
Service charges on deposit accounts$159,0001,596
Trading account gains and feesNANA
Additional Noninterest Income$439,0001,580
Total noninterest expense$2,655,0001,844
Salaries and employee benefits$1,556,0001,811
Premises and equipment expense$344,0001,655
Additional noninterest expense$755,0001,907
Pre-tax net operating income$2,671,000961
Securities gains (losses)$01,087
Applicable income taxes$657,000731
Income before extraordinary items$2,014,0001,080
Extraordinary gains, net$05
Net income$2,014,0001,079
Minority interest net income$052
Net income of bank and minority interests.$2,014,0001,079
Net charge-offs$-7,0004,527
Cash dividends$698,0001,080
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,014,0001,061
2018-12-31 (YTD Data)Rank
Total interest income$18,501,0001,551
Total interest expense$411,0004,164
Net interest income$18,090,0001,347
Provision for loan and lease losses$45,0003,544
Total noninterest income$2,349,0001,822
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$664,0001,602
Trading account gains and feesNANA
Additional Noninterest Income$1,685,0001,669
Total noninterest expense$11,036,0001,749
Salaries and employee benefits$6,280,0001,745
Premises and equipment expense$1,355,0001,640
Additional noninterest expense$3,401,0001,722
Pre-tax net operating income$9,358,0001,095
Securities gains (losses)$388,000152
Applicable income taxes$2,280,000807
Income before extraordinary items$7,466,0001,153
Extraordinary gains, net$06
Net income$7,466,0001,152
Minority interest net income$072
Net income of bank and minority interests.$7,466,0001,152
Net charge-offs$219,0001,574
Cash dividends$3,815,000908
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,159,4801,191
2018-09-30 (YTD Data)Rank
Total interest income$13,580,0001,563
Total interest expense$266,0004,305
Net interest income$13,314,0001,371
Provision for loan and lease losses$25,0003,536
Total noninterest income$1,810,0001,799
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$496,0001,613
Trading account gains and feesNANA
Additional Noninterest Income$1,314,0001,643
Total noninterest expense$8,171,0001,773
Salaries and employee benefits$4,582,0001,776
Premises and equipment expense$1,036,0001,626
Additional noninterest expense$2,553,0001,711
Pre-tax net operating income$6,928,0001,109
Securities gains (losses)$387,000146
Applicable income taxes$1,755,000792
Income before extraordinary items$5,560,0001,159
Extraordinary gains, net$05
Net income$5,560,0001,158
Minority interest net income$066
Net income of bank and minority interests.$5,560,0001,158
Net charge-offs$60,0002,072
Cash dividends$1,054,0001,613
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,254,2701,214
2018-06-30 (YTD Data)Rank
Total interest income$8,750,0001,591
Total interest expense$176,0004,288
Net interest income$8,574,0001,410
Provision for loan and lease losses$25,0003,264
Total noninterest income$1,178,0001,819
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$338,0001,575
Trading account gains and feesNANA
Additional Noninterest Income$840,0001,690
Total noninterest expense$5,542,0001,755
Salaries and employee benefits$2,992,0001,826
Premises and equipment expense$705,0001,611
Additional noninterest expense$1,845,0001,614
Pre-tax net operating income$4,185,0001,172
Securities gains (losses)$388,000119
Applicable income taxes$1,104,000822
Income before extraordinary items$3,469,0001,195
Extraordinary gains, net$06
Net income$3,469,0001,194
Minority interest net income$065
Net income of bank and minority interests.$3,469,0001,194
Net charge-offs$59,0001,642
Cash dividends$704,0001,624
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,162,4801,295
2018-03-31 (YTD Data)Rank
Total interest income$4,314,0001,602
Total interest expense$87,0004,282
Net interest income$4,227,0001,430
Provision for loan and lease losses$03,508
Total noninterest income$536,0001,900
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$168,0001,585
Trading account gains and feesNANA
Additional Noninterest Income$368,0001,798
Total noninterest expense$2,937,0001,666
Salaries and employee benefits$1,456,0001,889
Premises and equipment expense$374,0001,558
Additional noninterest expense$1,107,0001,373
Pre-tax net operating income$1,826,0001,278
Securities gains (losses)$389,00081
Applicable income taxes$520,000840
Income before extraordinary items$1,695,0001,193
Extraordinary gains, net$07
Net income$1,695,0001,192
Minority interest net income$052
Net income of bank and minority interests.$1,695,0001,193
Net charge-offs$34,0001,388
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,387,6901,403
2017-12-31 (YTD Data)Rank
Total interest income$16,469,0001,618
Total interest expense$352,0004,183
Net interest income$16,117,0001,451
Provision for loan and lease losses$35,0003,728
Total noninterest income$2,367,0001,827
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$639,0001,673
Trading account gains and feesNANA
Additional Noninterest Income$1,728,0001,672
Total noninterest expense$10,112,0001,902
Salaries and employee benefits$5,915,0001,840
Premises and equipment expense$1,341,0001,679
Additional noninterest expense$2,856,0002,013
Pre-tax net operating income$8,337,0001,144
Securities gains (losses)$-1,0004,786
Applicable income taxes$2,831,000999
Income before extraordinary items$5,505,0001,254
Extraordinary gains, net$09
Net income$5,505,0001,254
Minority interest net income$076
Net income of bank and minority interests.$5,505,0001,254
Net charge-offs$-41,0005,093
Cash dividends$4,326,000768
Sale, conversion, retirement of capital stock, net$0711
Net operating income$5,505,6601,238
2017-09-30 (YTD Data)Rank
Total interest income$12,202,0001,637
Total interest expense$263,0004,209
Net interest income$11,939,0001,474
Provision for loan and lease losses$20,0003,698
Total noninterest income$1,780,0001,846
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$477,0001,692
Trading account gains and feesNANA
Additional Noninterest Income$1,303,0001,686
Total noninterest expense$7,138,0001,992
Salaries and employee benefits$4,196,0001,921
Premises and equipment expense$993,0001,709
Additional noninterest expense$1,949,0002,179
Pre-tax net operating income$6,561,0001,121
Securities gains (losses)$-2,0005,199
Applicable income taxes$2,362,000820
Income before extraordinary items$4,197,0001,331
Extraordinary gains, net$09
Net income$4,197,0001,330
Minority interest net income$071
Net income of bank and minority interests.$4,197,0001,331
Net charge-offs$-55,0005,192
Cash dividends$1,565,0001,265
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,198,2801,309
2017-06-30 (YTD Data)Rank
Total interest income$7,965,0001,648
Total interest expense$171,0004,237
Net interest income$7,794,0001,492
Provision for loan and lease losses$20,0003,394
Total noninterest income$1,128,0001,893
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$315,0001,691
Trading account gains and feesNANA
Additional Noninterest Income$813,0001,758
Total noninterest expense$4,705,0002,007
Salaries and employee benefits$2,736,0001,960
Premises and equipment expense$651,0001,743
Additional noninterest expense$1,318,0002,145
Pre-tax net operating income$4,197,0001,146
Securities gains (losses)$-2,0005,321
Applicable income taxes$1,500,000826
Income before extraordinary items$2,695,0001,357
Extraordinary gains, net$011
Net income$2,695,0001,356
Minority interest net income$071
Net income of bank and minority interests.$2,695,0001,357
Net charge-offs$-62,0005,338
Cash dividends$1,564,000919
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,696,2801,338
2017-03-31 (YTD Data)Rank
Total interest income$3,898,0001,673
Total interest expense$86,0004,226
Net interest income$3,812,0001,513
Provision for loan and lease losses$25,0002,651
Total noninterest income$514,0002,014
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$147,0001,785
Trading account gains and feesNANA
Additional Noninterest Income$367,0001,837
Total noninterest expense$2,330,0002,050
Salaries and employee benefits$1,345,0002,024
Premises and equipment expense$327,0001,740
Additional noninterest expense$658,0002,148
Pre-tax net operating income$1,971,0001,183
Securities gains (losses)$-2,0005,508
Applicable income taxes$697,000851
Income before extraordinary items$1,272,0001,392
Extraordinary gains, net$08
Net income$1,272,0001,392
Minority interest net income$055
Net income of bank and minority interests.$1,272,0001,392
Net charge-offs$-9,0004,951
Cash dividends$1,549,000501
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,273,3001,373
2016-12-31 (YTD Data)Rank
Total interest income$15,301,0001,651
Total interest expense$357,0004,211
Net interest income$14,944,0001,498
Provision for loan and lease losses$40,0003,765
Total noninterest income$2,144,0002,037
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$591,0001,816
Trading account gains and fees$0170
Additional Noninterest Income$1,553,0001,843
Total noninterest expense$9,383,0002,019
Salaries and employee benefits$5,563,0001,921
Premises and equipment expense$1,251,0001,792
Additional noninterest expense$2,569,0002,255
Pre-tax net operating income$7,665,0001,145
Securities gains (losses)$03,212
Applicable income taxes$2,757,000834
Income before extraordinary items$4,908,0001,415
Extraordinary gains, net$05
Net income$4,908,0001,413
Minority interest net income$082
Net income of bank and minority interests.$4,908,0001,414
Net charge-offs$212,0001,862
Cash dividends$3,013,0001,010
Sale, conversion, retirement of capital stock, net$0759
Net operating income$4,908,0001,383
2016-09-30 (YTD Data)Rank
Total interest income$11,454,0001,653
Total interest expense$267,0004,256
Net interest income$11,187,0001,499
Provision for loan and lease losses$340,0001,502
Total noninterest income$1,636,0002,013
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$450,0001,810
Trading account gains and fees$0169
Additional Noninterest Income$1,186,0001,832
Total noninterest expense$6,710,0002,085
Salaries and employee benefits$3,868,0002,039
Premises and equipment expense$919,0001,839
Additional noninterest expense$1,923,0002,254
Pre-tax net operating income$5,773,0001,156
Securities gains (losses)$1,0003,060
Applicable income taxes$2,085,000848
Income before extraordinary items$3,689,0001,428
Extraordinary gains, net$05
Net income$3,689,0001,428
Minority interest net income$071
Net income of bank and minority interests.$3,689,0001,428
Net charge-offs$210,0001,414
Cash dividends$155,0003,284
Sale, conversion, retirement of capital stock, net$0719
Net operating income$3,688,3601,387
2016-06-30 (YTD Data)Rank
Total interest income$7,560,0001,673
Total interest expense$177,0004,294
Net interest income$7,383,0001,520
Provision for loan and lease losses$390,0001,041
Total noninterest income$1,043,0002,053
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$303,0001,787
Trading account gains and fees$0157
Additional Noninterest Income$740,0001,884
Total noninterest expense$4,419,0002,117
Salaries and employee benefits$2,534,0002,071
Premises and equipment expense$610,0001,842
Additional noninterest expense$1,275,0002,278
Pre-tax net operating income$3,617,0001,207
Securities gains (losses)$02,835
Applicable income taxes$1,293,000881
Income before extraordinary items$2,324,0001,479
Extraordinary gains, net$016
Net income$2,324,0001,479
Minority interest net income$071
Net income of bank and minority interests.$2,324,0001,479
Net charge-offs$203,0001,115
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,324,0001,439
2016-03-31 (YTD Data)Rank
Total interest income$3,724,0001,712
Total interest expense$89,0004,319
Net interest income$3,635,0001,543
Provision for loan and lease losses$332,000626
Total noninterest income$489,0002,094
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$154,0001,765
Trading account gains and fees$0142
Additional Noninterest Income$335,0001,963
Total noninterest expense$2,231,0002,110
Salaries and employee benefits$1,233,0002,129
Premises and equipment expense$315,0001,797
Additional noninterest expense$683,0002,135
Pre-tax net operating income$1,561,0001,370
Securities gains (losses)$-1,0005,825
Applicable income taxes$548,000989
Income before extraordinary items$1,012,0001,596
Extraordinary gains, net$012
Net income$1,012,0001,597
Minority interest net income$062
Net income of bank and minority interests.$1,012,0001,597
Net charge-offs$204,000656
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,012,6501,559
2015-12-31 (YTD Data)Rank
Total interest income$14,183,0001,741
Total interest expense$360,0004,340
Net interest income$13,823,0001,586
Provision for loan and lease losses$57,0003,540
Total noninterest income$2,010,0002,101
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$620,0001,800
Trading account gains and fees$0159
Additional Noninterest Income$1,390,0001,946
Total noninterest expense$8,680,0002,151
Salaries and employee benefits$5,132,0002,005
Premises and equipment expense$1,175,0001,923
Additional noninterest expense$2,373,0002,442
Pre-tax net operating income$7,096,0001,187
Securities gains (losses)$11,0002,544
Applicable income taxes$2,541,000849
Income before extraordinary items$4,566,0001,454
Extraordinary gains, net$023
Net income$4,566,0001,454
Minority interest net income$081
Net income of bank and minority interests.$4,566,0001,454
Net charge-offs$77,0002,887
Cash dividends$3,257,000912
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,558,9601,429
2015-09-30 (YTD Data)Rank
Total interest income$10,589,0001,766
Total interest expense$271,0004,391
Net interest income$10,318,0001,609
Provision for loan and lease losses$165,0002,180
Total noninterest income$1,503,0002,129
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$463,0001,824
Trading account gains and fees$0153
Additional Noninterest Income$1,040,0001,978
Total noninterest expense$6,334,0002,191
Salaries and employee benefits$3,619,0002,122
Premises and equipment expense$898,0001,913
Additional noninterest expense$1,817,0002,398
Pre-tax net operating income$5,322,0001,197
Securities gains (losses)$2,0002,829
Applicable income taxes$1,906,000878
Income before extraordinary items$3,418,0001,477
Extraordinary gains, net$021
Net income$3,418,0001,478
Minority interest net income$078
Net income of bank and minority interests.$3,418,0001,478
Net charge-offs$96,0002,210
Cash dividends$318,0002,742
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,416,7201,439
2015-06-30 (YTD Data)Rank
Total interest income$6,984,0001,791
Total interest expense$180,0004,429
Net interest income$6,804,0001,632
Provision for loan and lease losses$165,0001,694
Total noninterest income$1,018,0002,109
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$315,0001,778
Trading account gains and fees$0157
Additional Noninterest Income$703,0001,959
Total noninterest expense$4,169,0002,226
Salaries and employee benefits$2,383,0002,164
Premises and equipment expense$604,0001,904
Additional noninterest expense$1,182,0002,463
Pre-tax net operating income$3,488,0001,207
Securities gains (losses)$1,0002,511
Applicable income taxes$1,245,000877
Income before extraordinary items$2,244,0001,473
Extraordinary gains, net$022
Net income$2,244,0001,474
Minority interest net income$075
Net income of bank and minority interests.$2,244,0001,475
Net charge-offs$22,0002,884
Cash dividends$231,0002,654
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,243,3601,436
2015-03-31 (YTD Data)Rank
Total interest income$3,446,0001,812
Total interest expense$92,0004,438
Net interest income$3,354,0001,652
Provision for loan and lease losses$80,0001,639
Total noninterest income$472,0002,170
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$157,0001,762
Trading account gains and fees$0152
Additional Noninterest Income$315,0002,057
Total noninterest expense$2,039,0002,267
Salaries and employee benefits$1,152,0002,238
Premises and equipment expense$310,0001,875
Additional noninterest expense$577,0002,499
Pre-tax net operating income$1,707,0001,192
Securities gains (losses)$02,027
Applicable income taxes$610,000885
Income before extraordinary items$1,097,0001,463
Extraordinary gains, net$013
Net income$1,097,0001,465
Minority interest net income$064
Net income of bank and minority interests.$1,097,0001,465
Net charge-offs$1,0003,128
Cash dividends$59,0002,547
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,097,0001,421
2014-12-31 (YTD Data)Rank
Total interest income$14,119,0001,784
Total interest expense$389,0004,511
Net interest income$13,730,0001,609
Provision for loan and lease losses$270,0002,117
Total noninterest income$2,074,0002,052
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$669,0001,807
Trading account gains and fees$0180
Additional Noninterest Income$1,405,0001,851
Total noninterest expense$8,540,0002,192
Salaries and employee benefits$4,973,0002,059
Premises and equipment expense$1,167,0001,966
Additional noninterest expense$2,400,0002,483
Pre-tax net operating income$6,994,0001,154
Securities gains (losses)$2,0003,069
Applicable income taxes$2,500,000830
Income before extraordinary items$4,496,0001,439
Extraordinary gains, net$017
Net income$4,496,0001,437
Minority interest net income$084
Net income of bank and minority interests.$4,496,0001,438
Net charge-offs$269,0002,130
Cash dividends$3,313,000848
Sale, conversion, retirement of capital stock, net$0862
Net operating income$4,494,7201,408
2014-09-30 (YTD Data)Rank
Total interest income$10,577,0001,795
Total interest expense$293,0004,571
Net interest income$10,284,0001,613
Provision for loan and lease losses$180,0002,177
Total noninterest income$1,566,0002,047
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$501,0001,822
Trading account gains and fees$0174
Additional Noninterest Income$1,065,0001,857
Total noninterest expense$6,378,0002,211
Salaries and employee benefits$3,539,0002,169
Premises and equipment expense$879,0001,977
Additional noninterest expense$1,960,0002,296
Pre-tax net operating income$5,292,0001,156
Securities gains (losses)$2,0002,770
Applicable income taxes$1,895,000841
Income before extraordinary items$3,399,0001,417
Extraordinary gains, net$015
Net income$3,399,0001,416
Minority interest net income$081
Net income of bank and minority interests.$3,399,0001,417
Net charge-offs$160,0002,234
Cash dividends$322,0002,675
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,397,7201,392
2014-06-30 (YTD Data)Rank
Total interest income$7,042,0001,785
Total interest expense$194,0004,641
Net interest income$6,848,0001,603
Provision for loan and lease losses$173,0001,787
Total noninterest income$1,014,0002,080
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$343,0001,768
Trading account gains and fees$0172
Additional Noninterest Income$671,0001,903
Total noninterest expense$4,257,0002,211
Salaries and employee benefits$2,355,0002,175
Premises and equipment expense$609,0001,921
Additional noninterest expense$1,293,0002,319
Pre-tax net operating income$3,432,0001,159
Securities gains (losses)$2,0002,363
Applicable income taxes$1,250,000816
Income before extraordinary items$2,184,0001,419
Extraordinary gains, net$020
Net income$2,184,0001,421
Minority interest net income$080
Net income of bank and minority interests.$2,184,0001,421
Net charge-offs$100,0002,189
Cash dividends$154,0002,906
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,182,7201,398
2014-03-31 (YTD Data)Rank
Total interest income$3,488,0001,786
Total interest expense$97,0004,694
Net interest income$3,391,0001,620
Provision for loan and lease losses$123,0001,435
Total noninterest income$477,0002,109
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$170,0001,767
Trading account gains and fees$0147
Additional Noninterest Income$307,0001,972
Total noninterest expense$2,204,0002,154
Salaries and employee benefits$1,190,0002,161
Premises and equipment expense$330,0001,821
Additional noninterest expense$684,0002,190
Pre-tax net operating income$1,541,0001,220
Securities gains (losses)$01,715
Applicable income taxes$538,000885
Income before extraordinary items$1,003,0001,491
Extraordinary gains, net$016
Net income$1,003,0001,494
Minority interest net income$066
Net income of bank and minority interests.$1,003,0001,494
Net charge-offs$44,0001,967
Cash dividends$117,0002,145
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,003,0001,472
2013-12-31 (YTD Data)Rank
Total interest income$14,697,0001,693
Total interest expense$469,0004,604
Net interest income$14,228,0001,527
Provision for loan and lease losses$801,0001,324
Total noninterest income$1,687,0002,402
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$704,0001,824
Trading account gains and fees$0184
Additional Noninterest Income$983,0002,407
Total noninterest expense$8,522,0002,213
Salaries and employee benefits$4,991,0002,043
Premises and equipment expense$1,172,0001,961
Additional noninterest expense$2,359,0002,593
Pre-tax net operating income$6,592,0001,122
Securities gains (losses)$03,182
Applicable income taxes$2,354,000801
Income before extraordinary items$4,238,0001,423
Extraordinary gains, net$029
Net income$4,238,0001,425
Minority interest net income$090
Net income of bank and minority interests.$4,238,0001,426
Net charge-offs$673,0001,683
Cash dividends$3,278,000811
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,238,0001,403
2013-09-30 (YTD Data)Rank
Total interest income$11,107,0001,692
Total interest expense$363,0004,624
Net interest income$10,744,0001,519
Provision for loan and lease losses$670,0001,232
Total noninterest income$1,400,0002,300
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$531,0001,815
Trading account gains and fees$0180
Additional Noninterest Income$869,0002,243
Total noninterest expense$6,232,0002,275
Salaries and employee benefits$3,571,0002,141
Premises and equipment expense$868,0001,990
Additional noninterest expense$1,793,0002,557
Pre-tax net operating income$5,242,0001,099
Securities gains (losses)$03,040
Applicable income taxes$1,886,000779
Income before extraordinary items$3,356,0001,355
Extraordinary gains, net$025
Net income$3,356,0001,357
Minority interest net income$084
Net income of bank and minority interests.$3,356,0001,357
Net charge-offs$624,0001,392
Cash dividends$500,0002,089
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,356,0001,328
2013-06-30 (YTD Data)Rank
Total interest income$7,441,0001,680
Total interest expense$253,0004,596
Net interest income$7,188,0001,498
Provision for loan and lease losses$409,0001,354
Total noninterest income$845,0002,469
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$360,0001,767
Trading account gains and fees$0157
Additional Noninterest Income$485,0002,511
Total noninterest expense$4,163,0002,279
Salaries and employee benefits$2,399,0002,142
Premises and equipment expense$591,0001,947
Additional noninterest expense$1,173,0002,596
Pre-tax net operating income$3,461,0001,084
Securities gains (losses)$02,791
Applicable income taxes$1,260,000765
Income before extraordinary items$2,201,0001,376
Extraordinary gains, net$022
Net income$2,201,0001,378
Minority interest net income$082
Net income of bank and minority interests.$2,201,0001,379
Net charge-offs$287,0001,737
Cash dividends$500,0001,684
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,201,0001,314
2013-03-31 (YTD Data)Rank
Total interest income$3,705,0001,704
Total interest expense$133,0004,575
Net interest income$3,572,0001,517
Provision for loan and lease losses$345,000903
Total noninterest income$479,0002,294
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$181,0001,742
Trading account gains and fees$0148
Additional Noninterest Income$298,0002,230
Total noninterest expense$2,129,0002,234
Salaries and employee benefits$1,214,0002,123
Premises and equipment expense$321,0001,856
Additional noninterest expense$594,0002,572
Pre-tax net operating income$1,577,0001,159
Securities gains (losses)$01,966
Applicable income taxes$565,000814
Income before extraordinary items$1,012,0001,463
Extraordinary gains, net$010
Net income$1,012,0001,466
Minority interest net income$076
Net income of bank and minority interests.$1,012,0001,465
Net charge-offs$263,0001,158
Cash dividends$277,0001,395
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,012,0001,406
2012-12-31 (YTD Data)Rank
Total interest income$15,069,0001,757
Total interest expense$870,0003,937
Net interest income$14,199,0001,553
Provision for loan and lease losses$606,0002,435
Total noninterest income$1,800,0002,351
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$760,0001,765
Trading account gains and fees$0166
Additional Noninterest Income$1,040,0002,318
Total noninterest expense$8,567,0002,210
Salaries and employee benefits$4,982,0002,015
Premises and equipment expense$1,189,0001,957
Additional noninterest expense$2,396,0002,658
Pre-tax net operating income$6,826,0001,043
Securities gains (losses)$03,810
Applicable income taxes$2,437,000740
Income before extraordinary items$4,389,0001,338
Extraordinary gains, net$029
Net income$4,389,0001,339
Minority interest net income$093
Net income of bank and minority interests.$4,389,0001,339
Net charge-offs$498,0002,653
Cash dividends$3,214,000823
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,389,0001,278
2012-09-30 (YTD Data)Rank
Total interest income$11,421,0001,766
Total interest expense$712,0003,861
Net interest income$10,709,0001,557
Provision for loan and lease losses$504,0002,256
Total noninterest income$1,533,0002,149
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$574,0001,777
Trading account gains and fees$0157
Additional Noninterest Income$959,0002,049
Total noninterest expense$6,304,0002,267
Salaries and employee benefits$3,579,0002,089
Premises and equipment expense$918,0001,942
Additional noninterest expense$1,807,0002,658
Pre-tax net operating income$5,434,000995
Securities gains (losses)$03,575
Applicable income taxes$1,950,000724
Income before extraordinary items$3,484,0001,293
Extraordinary gains, net$020
Net income$3,484,0001,295
Minority interest net income$086
Net income of bank and minority interests.$3,484,0001,294
Net charge-offs$494,0002,204
Cash dividends$357,0002,389
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,484,0001,228
2012-06-30 (YTD Data)Rank
Total interest income$7,667,0001,764
Total interest expense$520,0003,731
Net interest income$7,147,0001,558
Provision for loan and lease losses$298,0002,487
Total noninterest income$1,005,0002,143
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$394,0001,730
Trading account gains and fees$0153
Additional Noninterest Income$611,0002,078
Total noninterest expense$4,209,0002,277
Salaries and employee benefits$2,393,0002,076
Premises and equipment expense$597,0001,975
Additional noninterest expense$1,219,0002,649
Pre-tax net operating income$3,645,000979
Securities gains (losses)$03,178
Applicable income taxes$1,315,000715
Income before extraordinary items$2,330,0001,279
Extraordinary gains, net$019
Net income$2,330,0001,279
Minority interest net income$084
Net income of bank and minority interests.$2,330,0001,279
Net charge-offs$207,0002,718
Cash dividends$113,0002,918
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,330,0001,207
2012-03-31 (YTD Data)Rank
Total interest income$3,812,0001,786
Total interest expense$276,0003,694
Net interest income$3,536,0001,584
Provision for loan and lease losses$193,0002,080
Total noninterest income$471,0002,241
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$193,0001,754
Trading account gains and fees$0148
Additional Noninterest Income$278,0002,207
Total noninterest expense$2,153,0002,213
Salaries and employee benefits$1,194,0002,097
Premises and equipment expense$313,0001,904
Additional noninterest expense$646,0002,479
Pre-tax net operating income$1,661,0001,059
Securities gains (losses)$02,210
Applicable income taxes$600,000761
Income before extraordinary items$1,061,0001,374
Extraordinary gains, net$019
Net income$1,061,0001,374
Minority interest net income$078
Net income of bank and minority interests.$1,061,0001,375
Net charge-offs$92,0002,508
Cash dividends$14,0002,681
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,061,0001,302
2011-12-31 (YTD Data)Rank
Total interest income$16,291,0001,732
Total interest expense$1,403,0003,607
Net interest income$14,888,0001,495
Provision for loan and lease losses$1,127,0002,244
Total noninterest income$1,901,0002,084
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$886,0001,651
Trading account gains and fees$0146
Additional Noninterest Income$1,015,0002,113
Total noninterest expense$8,271,0002,290
Salaries and employee benefits$4,802,0002,019
Premises and equipment expense$1,289,0001,926
Additional noninterest expense$2,180,0002,893
Pre-tax net operating income$7,391,000821
Securities gains (losses)$03,838
Applicable income taxes$2,666,000631
Income before extraordinary items$4,725,0001,051
Extraordinary gains, net$029
Net income$4,725,0001,051
Minority interest net income$096
Net income of bank and minority interests.$4,725,0001,051
Net charge-offs$1,438,0001,937
Cash dividends$2,856,000690
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,725,0001,015
2011-09-30 (YTD Data)Rank
Total interest income$12,416,0001,729
Total interest expense$1,108,0003,594
Net interest income$11,308,0001,478
Provision for loan and lease losses$1,004,0001,955
Total noninterest income$1,482,0002,024
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$674,0001,630
Trading account gains and fees$0145
Additional Noninterest Income$808,0002,025
Total noninterest expense$6,111,0002,343
Salaries and employee benefits$3,482,0002,081
Premises and equipment expense$1,004,0001,870
Additional noninterest expense$1,625,0002,930
Pre-tax net operating income$5,675,000822
Securities gains (losses)$03,555
Applicable income taxes$2,075,000604
Income before extraordinary items$3,600,0001,070
Extraordinary gains, net$021
Net income$3,600,0001,070
Minority interest net income$087
Net income of bank and minority interests.$3,600,0001,070
Net charge-offs$1,287,0001,654
Cash dividends$10,0003,571
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,600,0001,016
2011-06-30 (YTD Data)Rank
Total interest income$8,408,0001,720
Total interest expense$778,0003,576
Net interest income$7,630,0001,463
Provision for loan and lease losses$949,0001,542
Total noninterest income$976,0002,030
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$452,0001,597
Trading account gains and fees$0153
Additional Noninterest Income$524,0002,031
Total noninterest expense$4,113,0002,346
Salaries and employee benefits$2,364,0002,061
Premises and equipment expense$656,0001,922
Additional noninterest expense$1,093,0002,961
Pre-tax net operating income$3,544,000850
Securities gains (losses)$02,914
Applicable income taxes$1,275,000631
Income before extraordinary items$2,269,0001,091
Extraordinary gains, net$015
Net income$2,269,0001,090
Minority interest net income$089
Net income of bank and minority interests.$2,269,0001,091
Net charge-offs$-19,0007,146
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,269,0001,056
2011-03-31 (YTD Data)Rank
Total interest income$4,176,0001,740
Total interest expense$408,0003,552
Net interest income$3,768,0001,481
Provision for loan and lease losses$145,0002,936
Total noninterest income$449,0002,174
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$216,0001,635
Trading account gains and fees$0158
Additional Noninterest Income$233,0002,256
Total noninterest expense$2,102,0002,311
Salaries and employee benefits$1,238,0001,977
Premises and equipment expense$353,0001,836
Additional noninterest expense$511,0003,121
Pre-tax net operating income$1,970,000782
Securities gains (losses)$01,772
Applicable income taxes$720,000563
Income before extraordinary items$1,250,000965
Extraordinary gains, net$09
Net income$1,250,000965
Minority interest net income$086
Net income of bank and minority interests.$1,250,000965
Net charge-offs$8,0004,474
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,250,000945
2010-12-31 (YTD Data)Rank
Total interest income$17,256,0001,754
Total interest expense$1,943,0003,645
Net interest income$15,313,0001,468
Provision for loan and lease losses$1,012,0003,027
Total noninterest income$1,978,0002,087
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$955,0001,561
Trading account gains and fees$0175
Additional Noninterest Income$1,023,0002,158
Total noninterest expense$8,250,0002,342
Salaries and employee benefits$4,699,0002,058
Premises and equipment expense$1,258,0002,015
Additional noninterest expense$2,293,0002,888
Pre-tax net operating income$8,029,000667
Securities gains (losses)$03,793
Applicable income taxes$2,924,000553
Income before extraordinary items$5,105,000866
Extraordinary gains, net$029
Net income$5,105,000866
Minority interest net income$0111
Net income of bank and minority interests.$5,105,000867
Net charge-offs$667,0003,243
Cash dividends$2,731,000599
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$5,105,000828
2010-09-30 (YTD Data)Rank
Total interest income$13,113,0001,771
Total interest expense$1,487,0003,721
Net interest income$11,626,0001,464
Provision for loan and lease losses$654,0003,131
Total noninterest income$1,689,0001,918
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$719,0001,600
Trading account gains and fees$0165
Additional Noninterest Income$970,0001,833
Total noninterest expense$6,097,0002,378
Salaries and employee benefits$3,376,0002,146
Premises and equipment expense$961,0002,008
Additional noninterest expense$1,760,0002,768
Pre-tax net operating income$6,564,000651
Securities gains (losses)$03,651
Applicable income taxes$2,410,000515
Income before extraordinary items$4,154,000833
Extraordinary gains, net$023
Net income$4,154,000834
Minority interest net income$0110
Net income of bank and minority interests.$4,154,000834
Net charge-offs$663,0002,701
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$4,154,000793
2010-06-30 (YTD Data)Rank
Total interest income$8,791,0001,774
Total interest expense$1,003,0003,799
Net interest income$7,788,0001,465
Provision for loan and lease losses$601,0002,560
Total noninterest income$1,165,0001,810
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$481,0001,611
Trading account gains and fees$0152
Additional Noninterest Income$684,0001,711
Total noninterest expense$4,092,0002,372
Salaries and employee benefits$2,268,0002,142
Premises and equipment expense$641,0002,026
Additional noninterest expense$1,183,0002,753
Pre-tax net operating income$4,260,000651
Securities gains (losses)$03,184
Applicable income taxes$1,550,000486
Income before extraordinary items$2,710,000819
Extraordinary gains, net$019
Net income$2,710,000817
Minority interest net income$0105
Net income of bank and minority interests.$2,710,000819
Net charge-offs$364,0002,827
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,710,000790
2010-03-31 (YTD Data)Rank
Total interest income$4,342,0001,846
Total interest expense$508,0003,883
Net interest income$3,834,0001,499
Provision for loan and lease losses$421,0002,013
Total noninterest income$538,0001,923
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$225,0001,701
Trading account gains and fees$0175
Additional Noninterest Income$313,0001,788
Total noninterest expense$2,089,0002,334
Salaries and employee benefits$1,118,0002,206
Premises and equipment expense$356,0001,894
Additional noninterest expense$615,0002,655
Pre-tax net operating income$1,862,000723
Securities gains (losses)$02,284
Applicable income taxes$675,000536
Income before extraordinary items$1,187,000919
Extraordinary gains, net$016
Net income$1,187,000923
Minority interest net income$091
Net income of bank and minority interests.$1,187,000923
Net charge-offs$371,0001,833
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$1,187,000896
2009-12-31 (YTD Data)Rank
Total interest income$17,810,0001,894
Total interest expense$2,542,0003,848
Net interest income$15,268,0001,465
Provision for loan and lease losses$850,0003,761
Total noninterest income$1,988,0002,133
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$990,0001,704
Trading account gains and fees$0211
Additional Noninterest Income$998,0002,142
Total noninterest expense$8,483,0002,330
Salaries and employee benefits$4,671,0002,104
Premises and equipment expense$1,244,0002,143
Additional noninterest expense$2,568,0002,688
Pre-tax net operating income$7,923,000545
Securities gains (losses)$03,754
Applicable income taxes$2,869,000412
Income before extraordinary items$5,054,000677
Extraordinary gains, net$034
Net income$5,054,000677
Minority interest net income$0115
Net income of bank and minority interests.$5,054,000677
Net charge-offs$919,0002,967
Cash dividends$4,131,000423
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$5,054,000674
2009-09-30 (YTD Data)Rank
Total interest income$13,437,0001,921
Total interest expense$1,977,0003,877
Net interest income$11,460,0001,460
Provision for loan and lease losses$497,0003,805
Total noninterest income$1,473,0002,201
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$743,0001,704
Trading account gains and fees$0212
Additional Noninterest Income$730,0002,241
Total noninterest expense$6,206,0002,382
Salaries and employee benefits$3,336,0002,223
Premises and equipment expense$912,0002,214
Additional noninterest expense$1,958,0002,620
Pre-tax net operating income$6,230,000551
Securities gains (losses)$03,497
Applicable income taxes$2,270,000422
Income before extraordinary items$3,960,000680
Extraordinary gains, net$027
Net income$3,960,000680
Minority interest net income$0118
Net income of bank and minority interests.$3,960,000682
Net charge-offs$578,0002,845
Cash dividends$1,247,0001,030
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$3,960,000678
2009-06-30 (YTD Data)Rank
Total interest income$9,017,0001,953
Total interest expense$1,375,0003,890
Net interest income$7,642,0001,462
Provision for loan and lease losses$630,0002,630
Total noninterest income$961,0002,243
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$500,0001,657
Trading account gains and fees$0193
Additional Noninterest Income$461,0002,328
Total noninterest expense$4,142,0002,415
Salaries and employee benefits$2,234,0002,259
Premises and equipment expense$618,0002,208
Additional noninterest expense$1,290,0002,664
Pre-tax net operating income$3,831,000586
Securities gains (losses)$03,136
Applicable income taxes$1,375,000451
Income before extraordinary items$2,456,000754
Extraordinary gains, net$021
Net income$2,456,000751
Minority interest net income$0112
Net income of bank and minority interests.$2,456,000754
Net charge-offs$458,0002,442
Cash dividends$695,0001,276
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$2,456,000731
2009-03-31 (YTD Data)Rank
Total interest income$4,609,0001,935
Total interest expense$726,0003,847
Net interest income$3,883,0001,430
Provision for loan and lease losses$333,0002,187
Total noninterest income$462,0002,257
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$248,0001,626
Trading account gains and fees$0171
Additional Noninterest Income$214,0002,423
Total noninterest expense$1,961,0002,469
Salaries and employee benefits$1,115,0002,292
Premises and equipment expense$326,0002,143
Additional noninterest expense$520,0002,902
Pre-tax net operating income$2,051,000593
Securities gains (losses)$02,434
Applicable income taxes$740,000444
Income before extraordinary items$1,311,000788
Extraordinary gains, net$015
Net income$1,311,000789
Minority interest net income$0102
Net income of bank and minority interests.$1,311,000790
Net charge-offs$73,0003,196
Cash dividends$426,0001,034
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,311,000735
2008-12-31 (YTD Data)Rank
Total interest income$19,881,0001,921
Total interest expense$4,023,0003,496
Net interest income$15,858,0001,401
Provision for loan and lease losses$617,0003,450
Total noninterest income$2,037,0002,114
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,095,0001,625
Trading account gains and fees$0154
Additional Noninterest Income$942,0002,210
Total noninterest expense$7,901,0002,401
Salaries and employee benefits$4,671,0002,178
Premises and equipment expense$1,234,0002,188
Additional noninterest expense$1,996,0002,875
Pre-tax net operating income$9,377,000589
Securities gains (losses)$03,220
Applicable income taxes$3,380,000424
Income before extraordinary items$5,997,000679
Extraordinary gains, net$039
Net income$5,997,000679
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$106,0004,882
Cash dividends$8,595,000337
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$5,997,000725
2008-09-30 (YTD Data)Rank
Total interest income$15,080,0001,942
Total interest expense$3,096,0003,551
Net interest income$11,984,0001,414
Provision for loan and lease losses$75,0005,494
Total noninterest income$1,530,0002,183
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$803,0001,663
Trading account gains and fees$0148
Additional Noninterest Income$727,0002,265
Total noninterest expense$5,676,0002,486
Salaries and employee benefits$3,283,0002,343
Premises and equipment expense$912,0002,219
Additional noninterest expense$1,481,0002,798
Pre-tax net operating income$7,763,000645
Securities gains (losses)$03,106
Applicable income taxes$2,835,000486
Income before extraordinary items$4,928,000742
Extraordinary gains, net$031
Net income$4,928,000741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$71,0004,332
Cash dividends$5,748,000402
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$4,928,000782
2008-06-30 (YTD Data)Rank
Total interest income$10,084,0001,968
Total interest expense$2,166,0003,542
Net interest income$7,918,0001,410
Provision for loan and lease losses$76,0004,638
Total noninterest income$1,005,0002,216
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$523,0001,687
Trading account gains and fees$0149
Additional Noninterest Income$482,0002,307
Total noninterest expense$3,759,0002,514
Salaries and employee benefits$2,205,0002,347
Premises and equipment expense$614,0002,205
Additional noninterest expense$940,0002,899
Pre-tax net operating income$5,088,000695
Securities gains (losses)$03,233
Applicable income taxes$1,855,000548
Income before extraordinary items$3,233,000837
Extraordinary gains, net$021
Net income$3,233,000836
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$69,0003,469
Cash dividends$479,0002,350
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$3,233,000829
2008-03-31 (YTD Data)Rank
Total interest income$5,129,0001,981
Total interest expense$1,171,0003,513
Net interest income$3,958,0001,407
Provision for loan and lease losses$71,0003,295
Total noninterest income$468,0002,328
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$243,0001,768
Trading account gains and fees$0158
Additional Noninterest Income$225,0002,398
Total noninterest expense$1,839,0002,562
Salaries and employee benefits$1,088,0002,395
Premises and equipment expense$301,0002,259
Additional noninterest expense$450,0002,972
Pre-tax net operating income$2,516,000751
Securities gains (losses)$02,688
Applicable income taxes$918,000626
Income before extraordinary items$1,598,000943
Extraordinary gains, net$015
Net income$1,598,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$363,0001,698
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,598,000901
2007-12-31 (YTD Data)Rank
Total interest income$21,578,0001,959
Total interest expense$4,652,0003,633
Net interest income$16,926,0001,320
Provision for loan and lease losses$06,851
Total noninterest income$1,933,0002,268
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,022,0001,728
Trading account gains and fees$0178
Additional Noninterest Income$911,0002,363
Total noninterest expense$7,528,0002,425
Salaries and employee benefits$4,533,0002,217
Premises and equipment expense$1,181,0002,197
Additional noninterest expense$1,814,0002,909
Pre-tax net operating income$11,331,000750
Securities gains (losses)$02,146
Applicable income taxes$4,100,000626
Income before extraordinary items$7,231,000895
Extraordinary gains, net$039
Net income$7,231,000893
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$4,463,000824
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,231,000880
2007-09-30 (YTD Data)Rank
Total interest income$16,149,0001,966
Total interest expense$3,396,0003,715
Net interest income$12,753,0001,317
Provision for loan and lease losses$06,528
Total noninterest income$1,465,0002,254
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$774,0001,697
Trading account gains and fees$0184
Additional Noninterest Income$691,0002,341
Total noninterest expense$5,410,0002,507
Salaries and employee benefits$3,189,0002,359
Premises and equipment expense$862,0002,245
Additional noninterest expense$1,359,0002,853
Pre-tax net operating income$8,808,000781
Securities gains (losses)$01,655
Applicable income taxes$3,205,000658
Income before extraordinary items$5,603,000925
Extraordinary gains, net$033
Net income$5,603,000923
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$1,807,0001,316
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,603,000909
2007-06-30 (YTD Data)Rank
Total interest income$10,528,0002,017
Total interest expense$2,163,0003,817
Net interest income$8,365,0001,360
Provision for loan and lease losses$06,209
Total noninterest income$971,0002,284
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$529,0001,667
Trading account gains and fees$0168
Additional Noninterest Income$442,0002,437
Total noninterest expense$3,581,0002,549
Salaries and employee benefits$2,116,0002,410
Premises and equipment expense$567,0002,279
Additional noninterest expense$898,0002,890
Pre-tax net operating income$5,755,000835
Securities gains (losses)$01,444
Applicable income taxes$2,105,000706
Income before extraordinary items$3,650,000989
Extraordinary gains, net$029
Net income$3,650,000988
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,576
Cash dividends$605,0002,160
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,650,000970
2007-03-31 (YTD Data)Rank
Total interest income$5,172,0002,049
Total interest expense$1,032,0003,934
Net interest income$4,140,0001,369
Provision for loan and lease losses$05,779
Total noninterest income$465,0002,311
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$259,0001,664
Trading account gains and fees$0195
Additional Noninterest Income$206,0002,500
Total noninterest expense$1,822,0002,518
Salaries and employee benefits$1,055,0002,438
Premises and equipment expense$300,0002,181
Additional noninterest expense$467,0002,760
Pre-tax net operating income$2,783,000849
Securities gains (losses)$01,187
Applicable income taxes$1,020,000724
Income before extraordinary items$1,763,000999
Extraordinary gains, net$022
Net income$1,763,000998
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0007,563
Cash dividends$139,0002,816
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,763,000982
2006-12-31 (YTD Data)Rank
Total interest income$20,083,0001,973
Total interest expense$3,223,0004,129
Net interest income$16,860,0001,348
Provision for loan and lease losses$06,850
Total noninterest income$1,949,0002,272
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,119,0001,583
Trading account gains and fees$0130
Additional Noninterest Income$830,0002,528
Total noninterest expense$7,323,0002,417
Salaries and employee benefits$4,257,0002,301
Premises and equipment expense$1,205,0002,072
Additional noninterest expense$1,861,0002,732
Pre-tax net operating income$11,486,000869
Securities gains (losses)$01,687
Applicable income taxes$4,150,000734
Income before extraordinary items$7,336,0001,021
Extraordinary gains, net$051
Net income$7,336,0001,021
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$16,0005,225
Cash dividends$3,374,0001,009
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,336,0001,004
2006-09-30 (YTD Data)Rank
Total interest income$14,801,0001,991
Total interest expense$2,246,0004,236
Net interest income$12,555,0001,374
Provision for loan and lease losses$06,685
Total noninterest income$1,488,0002,238
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$853,0001,567
Trading account gains and fees$0126
Additional Noninterest Income$635,0002,485
Total noninterest expense$5,373,0002,455
Salaries and employee benefits$3,025,0002,427
Premises and equipment expense$924,0002,044
Additional noninterest expense$1,424,0002,680
Pre-tax net operating income$8,670,000898
Securities gains (losses)$01,388
Applicable income taxes$3,145,000767
Income before extraordinary items$5,525,0001,052
Extraordinary gains, net$045
Net income$5,525,0001,051
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$743,0002,368
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,525,0001,039
2006-06-30 (YTD Data)Rank
Total interest income$9,474,0002,035
Total interest expense$1,401,0004,286
Net interest income$8,073,0001,430
Provision for loan and lease losses$06,419
Total noninterest income$1,004,0002,219
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$580,0001,534
Trading account gains and fees$0126
Additional Noninterest Income$424,0002,466
Total noninterest expense$3,528,0002,508
Salaries and employee benefits$2,028,0002,413
Premises and equipment expense$589,0002,116
Additional noninterest expense$911,0002,790
Pre-tax net operating income$5,549,000923
Securities gains (losses)$01,185
Applicable income taxes$2,005,000794
Income before extraordinary items$3,544,0001,080
Extraordinary gains, net$039
Net income$3,544,0001,081
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$56,0004,734
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,544,0001,069
2006-03-31 (YTD Data)Rank
Total interest income$4,641,0002,036
Total interest expense$650,0004,363
Net interest income$3,991,0001,439
Provision for loan and lease losses$06,013
Total noninterest income$476,0002,260
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$282,0001,518
Trading account gains and fees$0115
Additional Noninterest Income$194,0002,540
Total noninterest expense$1,759,0002,522
Salaries and employee benefits$1,047,0002,351
Premises and equipment expense$291,0002,154
Additional noninterest expense$421,0002,981
Pre-tax net operating income$2,708,000935
Securities gains (losses)$0955
Applicable income taxes$965,000806
Income before extraordinary items$1,743,0001,076
Extraordinary gains, net$021
Net income$1,743,0001,075
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$56,0003,511
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,743,0001,063
2005-12-31 (YTD Data)Rank
Total interest income$17,601,0001,910
Total interest expense$1,770,0004,787
Net interest income$15,831,0001,381
Provision for loan and lease losses$07,120
Total noninterest income$1,799,0002,374
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,053,0001,650
Trading account gains and fees$0138
Additional Noninterest Income$746,0002,654
Total noninterest expense$7,136,0002,352
Salaries and employee benefits$4,097,0002,237
Premises and equipment expense$1,129,0002,128
Additional noninterest expense$1,910,0002,603
Pre-tax net operating income$10,494,000945
Securities gains (losses)$02,296
Applicable income taxes$3,750,000814
Income before extraordinary items$6,744,0001,071
Extraordinary gains, net$046
Net income$6,744,0001,071
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-13,0008,134
Cash dividends$7,447,000482
Sale, conversion, retirement of capital stock, net$0934
Net operating income$6,744,0001,051
2005-09-30 (YTD Data)Rank
Total interest income$12,829,0001,910
Total interest expense$1,208,0004,920
Net interest income$11,621,0001,384
Provision for loan and lease losses$06,899
Total noninterest income$1,362,0002,368
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$785,0001,643
Trading account gains and fees$0126
Additional Noninterest Income$577,0002,612
Total noninterest expense$5,119,0002,423
Salaries and employee benefits$2,854,0002,368
Premises and equipment expense$866,0002,056
Additional noninterest expense$1,399,0002,626
Pre-tax net operating income$7,864,000935
Securities gains (losses)$02,317
Applicable income taxes$2,810,000817
Income before extraordinary items$5,054,0001,064
Extraordinary gains, net$035
Net income$5,054,0001,064
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,073
Cash dividends$750,0002,195
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,054,0001,046
2005-06-30 (YTD Data)Rank
Total interest income$8,188,0001,939
Total interest expense$750,0004,955
Net interest income$7,438,0001,420
Provision for loan and lease losses$06,626
Total noninterest income$902,0002,358
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$522,0001,612
Trading account gains and fees$0116
Additional Noninterest Income$380,0002,634
Total noninterest expense$3,418,0002,398
Salaries and employee benefits$1,916,0002,343
Premises and equipment expense$564,0002,102
Additional noninterest expense$938,0002,598
Pre-tax net operating income$4,922,000967
Securities gains (losses)$02,146
Applicable income taxes$1,760,000847
Income before extraordinary items$3,162,0001,112
Extraordinary gains, net$030
Net income$3,162,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-14,0007,991
Cash dividends$749,0001,681
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,162,0001,087
2005-03-31 (YTD Data)Rank
Total interest income$3,914,0001,987
Total interest expense$362,0004,965
Net interest income$3,552,0001,493
Provision for loan and lease losses$06,226
Total noninterest income$430,0002,383
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$256,0001,598
Trading account gains and fees$0115
Additional Noninterest Income$174,0002,715
Total noninterest expense$1,674,0002,452
Salaries and employee benefits$949,0002,390
Premises and equipment expense$286,0002,083
Additional noninterest expense$439,0002,757
Pre-tax net operating income$2,308,0001,014
Securities gains (losses)$01,685
Applicable income taxes$825,000882
Income before extraordinary items$1,483,0001,170
Extraordinary gains, net$024
Net income$1,483,0001,170
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,178
Cash dividends$179,0002,351
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,483,0001,145
2004-12-31 (YTD Data)Rank
Total interest income$15,183,0001,879
Total interest expense$1,554,0004,418
Net interest income$13,629,0001,484
Provision for loan and lease losses$07,314
Total noninterest income$1,738,0002,428
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,051,0001,672
Trading account gains and fees$0138
Additional Noninterest Income$687,0002,732
Total noninterest expense$6,770,0002,363
Salaries and employee benefits$3,903,0002,228
Premises and equipment expense$1,130,0002,034
Additional noninterest expense$1,737,0002,751
Pre-tax net operating income$8,597,0001,019
Securities gains (losses)$03,819
Applicable income taxes$3,025,000900
Income before extraordinary items$5,572,0001,176
Extraordinary gains, net$034
Net income$5,572,0001,178
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0006,214
Cash dividends$2,722,0001,052
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,572,0001,141
2004-09-30 (YTD Data)Rank
Total interest income$11,248,0001,886
Total interest expense$1,170,0004,366
Net interest income$10,078,0001,496
Provision for loan and lease losses$07,100
Total noninterest income$1,324,0002,409
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$787,0001,681
Trading account gains and fees$0134
Additional Noninterest Income$537,0002,680
Total noninterest expense$4,999,0002,386
Salaries and employee benefits$2,821,0002,296
Premises and equipment expense$851,0002,031
Additional noninterest expense$1,327,0002,656
Pre-tax net operating income$6,403,0001,027
Securities gains (losses)$-1,0008,079
Applicable income taxes$2,265,000914
Income before extraordinary items$4,137,0001,194
Extraordinary gains, net$026
Net income$4,137,0001,195
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0006,223
Cash dividends$524,0002,610
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,137,6501,154
2004-06-30 (YTD Data)Rank
Total interest income$7,441,0001,876
Total interest expense$787,0004,332
Net interest income$6,654,0001,499
Provision for loan and lease losses$06,885
Total noninterest income$873,0002,435
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$521,0001,679
Trading account gains and fees$0130
Additional Noninterest Income$352,0002,718
Total noninterest expense$3,356,0002,365
Salaries and employee benefits$1,906,0002,266
Premises and equipment expense$556,0002,063
Additional noninterest expense$894,0002,639
Pre-tax net operating income$4,171,0001,040
Securities gains (losses)$-1,0008,365
Applicable income taxes$1,475,000928
Income before extraordinary items$2,695,0001,211
Extraordinary gains, net$021
Net income$2,695,0001,212
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0007,788
Cash dividends$150,0003,776
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,695,6501,172
2004-03-31 (YTD Data)Rank
Total interest income$3,720,0001,890
Total interest expense$402,0004,318
Net interest income$3,318,0001,500
Provision for loan and lease losses$06,501
Total noninterest income$418,0002,460
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$252,0001,685
Trading account gains and fees$0121
Additional Noninterest Income$166,0002,759
Total noninterest expense$1,676,0002,375
Salaries and employee benefits$977,0002,245
Premises and equipment expense$272,0002,131
Additional noninterest expense$427,0002,726
Pre-tax net operating income$2,060,0001,048
Securities gains (losses)$02,934
Applicable income taxes$735,000950
Income before extraordinary items$1,325,0001,230
Extraordinary gains, net$016
Net income$1,325,0001,230
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,968
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,325,0001,160
2003-12-31 (YTD Data)Rank
Total interest income$15,723,0001,811
Total interest expense$2,132,0003,828
Net interest income$13,591,0001,428
Provision for loan and lease losses$07,651
Total noninterest income$1,564,0002,762
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,028,0001,675
Trading account gains and fees$0160
Additional Noninterest Income$536,0003,462
Total noninterest expense$6,599,0002,377
Salaries and employee benefits$3,828,0002,221
Premises and equipment expense$1,076,0002,115
Additional noninterest expense$1,695,0002,760
Pre-tax net operating income$8,556,000978
Securities gains (losses)$04,500
Applicable income taxes$3,057,000905
Income before extraordinary items$5,499,0001,163
Extraordinary gains, net$054
Net income$5,499,0001,165
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-6,0008,519
Cash dividends$2,937,0001,020
Sale, conversion, retirement of capital stock, net$0868
Net operating income$5,499,0001,106
2003-09-30 (YTD Data)Rank
Total interest income$11,913,0001,817
Total interest expense$1,696,0003,741
Net interest income$10,217,0001,443
Provision for loan and lease losses$07,481
Total noninterest income$1,174,0002,827
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$768,0001,686
Trading account gains and fees$0153
Additional Noninterest Income$406,0003,505
Total noninterest expense$4,801,0002,459
Salaries and employee benefits$2,701,0002,350
Premises and equipment expense$799,0002,142
Additional noninterest expense$1,301,0002,700
Pre-tax net operating income$6,590,000992
Securities gains (losses)$04,204
Applicable income taxes$2,378,000929
Income before extraordinary items$4,212,0001,181
Extraordinary gains, net$040
Net income$4,212,0001,181
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-4,0008,291
Cash dividends$500,0002,668
Sale, conversion, retirement of capital stock, net$0722
Net operating income$4,212,0001,114
2003-06-30 (YTD Data)Rank
Total interest income$7,983,0001,836
Total interest expense$1,223,0003,609
Net interest income$6,760,0001,447
Provision for loan and lease losses$07,324
Total noninterest income$789,0002,784
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$526,0001,604
Trading account gains and fees$0150
Additional Noninterest Income$263,0003,534
Total noninterest expense$3,207,0002,451
Salaries and employee benefits$1,830,0002,308
Premises and equipment expense$514,0002,203
Additional noninterest expense$863,0002,702
Pre-tax net operating income$4,342,0001,001
Securities gains (losses)$03,782
Applicable income taxes$1,560,000961
Income before extraordinary items$2,782,0001,208
Extraordinary gains, net$030
Net income$2,782,0001,208
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,985
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$2,782,0001,117
2003-03-31 (YTD Data)Rank
Total interest income$3,974,0001,847
Total interest expense$664,0003,459
Net interest income$3,310,0001,469
Provision for loan and lease losses$06,934
Total noninterest income$373,0002,793
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$258,0001,588
Trading account gains and fees$0134
Additional Noninterest Income$115,0003,679
Total noninterest expense$1,608,0002,417
Salaries and employee benefits$921,0002,278
Premises and equipment expense$272,0002,096
Additional noninterest expense$415,0002,767
Pre-tax net operating income$2,075,0001,046
Securities gains (losses)$02,891
Applicable income taxes$734,0001,024
Income before extraordinary items$1,341,0001,230
Extraordinary gains, net$021
Net income$1,341,0001,229
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$1,341,0001,149
2002-12-31 (YTD Data)Rank
Total interest income$17,727,0001,733
Total interest expense$4,059,0002,708
Net interest income$13,668,0001,428
Provision for loan and lease losses$25,0007,318
Total noninterest income$1,455,0002,673
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$993,0001,629
Trading account gains and fees$0153
Additional Noninterest Income$462,0003,432
Total noninterest expense$6,457,0002,316
Salaries and employee benefits$3,623,0002,214
Premises and equipment expense$1,012,0002,160
Additional noninterest expense$1,822,0002,520
Pre-tax net operating income$8,641,000983
Securities gains (losses)$04,537
Applicable income taxes$3,084,000903
Income before extraordinary items$5,557,0001,131
Extraordinary gains, net$070
Net income$5,557,0001,131
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,566
Cash dividends$1,944,0001,342
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,557,0001,083
2001-12-31 (YTD Data)Rank
Total interest income$18,929,0001,807
Total interest expense$6,150,0002,597
Net interest income$12,779,0001,388
Provision for loan and lease losses$13,0007,809
Total noninterest income$1,269,0002,822
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$826,0001,849
Trading account gains and fees$0177
Additional Noninterest Income$443,0003,343
Total noninterest expense$5,761,0002,463
Salaries and employee benefits$3,315,0002,261
Premises and equipment expense$959,0002,232
Additional noninterest expense$1,487,0002,893
Pre-tax net operating income$8,274,000913
Securities gains (losses)$04,612
Applicable income taxes$2,915,000861
Income before extraordinary items$5,359,0001,024
Extraordinary gains, net$0105
Net income$5,359,0001,025
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$20,0006,291
Cash dividends$2,699,0001,018
Sale, conversion, retirement of capital stock, net$0922
Net operating income$5,359,000982
2000-12-31 (YTD Data)Rank
Total interest income$18,947,0001,837
Total interest expense$5,824,0002,864
Net interest income$13,123,0001,336
Provision for loan and lease losses$125,0004,758
Total noninterest income$1,066,0003,002
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$703,0001,966
Trading account gains and fees$0180
Additional Noninterest Income$363,0003,559
Total noninterest expense$5,477,0002,495
Salaries and employee benefits$3,046,0002,350
Premises and equipment expense$988,0002,083
Additional noninterest expense$1,443,0002,915
Pre-tax net operating income$8,587,000905
Securities gains (losses)$01,956
Applicable income taxes$2,980,000832
Income before extraordinary items$5,607,000952
Extraordinary gains, net$038
Net income$5,607,000952
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$63,0004,380
Cash dividends$2,076,0001,310
Sale, conversion, retirement of capital stock, net$0969
Net operating income$5,607,000950
1999-12-31 (YTD Data)Rank
Total interest income$17,713,0001,832
Total interest expense$5,756,0002,557
Net interest income$11,957,0001,464
Provision for loan and lease losses$08,503
Total noninterest income$1,018,0003,050
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$707,0001,876
Trading account gains and fees$0173
Additional Noninterest Income$311,0003,945
Total noninterest expense$5,236,0002,583
Salaries and employee benefits$2,886,0002,429
Premises and equipment expense$818,0002,480
Additional noninterest expense$1,532,0002,809
Pre-tax net operating income$7,739,0001,013
Securities gains (losses)$03,155
Applicable income taxes$2,640,000982
Income before extraordinary items$5,099,0001,078
Extraordinary gains, net$035
Net income$5,099,0001,077
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$7,0007,085
Cash dividends$2,344,0001,198
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$5,099,0001,054
1998-12-31 (YTD Data)Rank
Total interest income$17,792,0001,826
Total interest expense$6,436,0002,335
Net interest income$11,356,0001,486
Provision for loan and lease losses$08,652
Total noninterest income$993,0003,096
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$690,0001,857
Trading account gains and fees$0224
Additional Noninterest Income$303,0003,997
Total noninterest expense$5,051,0002,585
Salaries and employee benefits$2,954,0002,286
Premises and equipment expense$793,0002,473
Additional noninterest expense$1,304,0003,123
Pre-tax net operating income$7,298,0001,038
Securities gains (losses)$04,449
Applicable income taxes$2,499,0001,019
Income before extraordinary items$4,799,0001,124
Extraordinary gains, net$032
Net income$4,799,0001,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0009,100
Cash dividends$1,803,0001,449
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$4,799,0001,089
1997-12-31 (YTD Data)Rank
Total interest income$17,419,0001,898
Total interest expense$6,018,0002,488
Net interest income$11,401,0001,508
Provision for loan and lease losses$50,0006,616
Total noninterest income$854,0003,421
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$608,0002,155
Trading account gains and fees$0239
Additional Noninterest Income$246,0004,403
Total noninterest expense$4,603,0002,765
Salaries and employee benefits$2,758,0002,413
Premises and equipment expense$811,0002,390
Additional noninterest expense$1,034,0003,780
Pre-tax net operating income$7,602,0001,061
Securities gains (losses)$242,000630
Applicable income taxes$2,781,000992
Income before extraordinary items$5,063,0001,092
Extraordinary gains, net$044
Net income$5,063,0001,093
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$9,0007,455
Cash dividends$5,929,000559
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$4,905,7001,109
1996-12-31 (YTD Data)Rank
Total interest income$16,811,0002,013
Total interest expense$6,099,0002,518
Net interest income$10,712,0001,651
Provision for loan and lease losses$193,0003,505
Total noninterest income$791,0003,748
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$567,0002,395
Trading account gains and fees$0262
Additional Noninterest Income$224,0004,874
Total noninterest expense$4,297,0003,136
Salaries and employee benefits$2,573,0002,608
Premises and equipment expense$781,0002,508
Additional noninterest expense$943,0004,613
Pre-tax net operating income$7,013,0001,067
Securities gains (losses)$04,148
Applicable income taxes$2,478,0001,019
Income before extraordinary items$4,535,0001,132
Extraordinary gains, net$053
Net income$4,535,0001,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$12,0007,336
Cash dividends$2,916,000987
Sale, conversion, retirement of capital stock, net$0953
Net operating income$4,535,0001,116
1995-12-31 (YTD Data)Rank
Total interest income$15,934,0002,107
Total interest expense$5,780,0002,659
Net interest income$10,154,0001,763
Provision for loan and lease losses$60,0005,704
Total noninterest income$758,0003,836
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$540,0002,488
Trading account gains and fees$0522
Additional Noninterest Income$218,0004,873
Total noninterest expense$4,354,0003,082
Salaries and employee benefits$2,416,0002,763
Premises and equipment expense$781,0002,539
Additional noninterest expense$1,157,0003,864
Pre-tax net operating income$6,498,0001,183
Securities gains (losses)$-1,0009,017
Applicable income taxes$2,377,0001,086
Income before extraordinary items$4,120,0001,277
Extraordinary gains, net$065
Net income$4,120,0001,275
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$08,856
Cash dividends$810,0002,391
Sale, conversion, retirement of capital stock, net$0809
Net operating income$4,120,6401,259
1994-12-31 (YTD Data)Rank
Total interest income$14,936,0002,073
Total interest expense$5,109,0002,413
Net interest income$9,827,0001,839
Provision for loan and lease losses$100,0004,522
Total noninterest income$775,0003,815
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$580,0002,344
Trading account gains and fees$0475
Additional Noninterest Income$195,0005,356
Total noninterest expense$4,438,0003,095
Salaries and employee benefits$2,385,0002,781
Premises and equipment expense$755,0002,654
Additional noninterest expense$1,298,0003,773
Pre-tax net operating income$6,064,0001,231
Securities gains (losses)$03,600
Applicable income taxes$2,234,0001,088
Income before extraordinary items$3,830,0001,314
Extraordinary gains, net$0249
Net income$3,830,0001,315
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$40,0005,521
Cash dividends$912,0002,060
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$3,830,0001,324
1993-12-31 (YTD Data)Rank
Total interest income$14,678,0002,128
Total interest expense$5,220,0002,476
Net interest income$9,458,0001,909
Provision for loan and lease losses$90,0006,008
Total noninterest income$758,0004,176
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$583,0002,356
Trading account gains and fees$0532
Additional Noninterest Income$175,0006,069
Total noninterest expense$4,443,0003,150
Salaries and employee benefits$2,358,0002,799
Premises and equipment expense$799,0002,557
Additional noninterest expense$1,286,0003,962
Pre-tax net operating income$5,683,0001,223
Securities gains (losses)$07,477
Applicable income taxes$2,111,0001,148
Income before extraordinary items$3,572,0001,425
Extraordinary gains, net$03,149
Net income$3,572,0001,464
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0009,554
Cash dividends$628,0002,569
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,572,0001,339
1992-12-31 (YTD Data)Rank
Total interest income$15,460,0002,283
Total interest expense$6,575,0002,569
Net interest income$8,885,0002,059
Provision for loan and lease losses$125,0006,594
Total noninterest income$718,0004,326
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$572,0002,417
Trading account gains and fees$0504
Additional Noninterest Income$146,0006,738
Total noninterest expense$4,384,0003,234
Salaries and employee benefits$2,269,0002,860
Premises and equipment expense$804,0002,583
Additional noninterest expense$1,311,0004,012
Pre-tax net operating income$5,094,0001,247
Securities gains (losses)$2,0007,695
Applicable income taxes$1,876,0001,184
Income before extraordinary items$3,220,0001,444
Extraordinary gains, net$01,422
Net income$3,220,0001,454
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0006,412
Cash dividends$587,0002,465
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,218,7201,333

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.