Home > California Pacific Bank > Income and Expense
California Pacific Bank, Income and Expense
| 2023-12-31 (YTD Data) | Rank | |
| Total interest income | $7,378,000 | 3,243 |
| Total interest expense | $543,000 | 4,077 |
| Net interest income | $6,835,000 | 2,925 |
| Provision for loan and lease losses | $300,000 | 1,648 |
| Total noninterest income | $1,015,000 | 2,724 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $173,000 | 2,838 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $842,000 | 2,460 |
| Total noninterest expense | $2,516,000 | 3,865 |
| Salaries and employee benefits | $881,000 | 4,190 |
| Premises and equipment expense | $378,000 | 3,337 |
| Additional noninterest expense | $842,000 | 2,460 |
| Pre-tax net operating income | $5,034,000 | 1,910 |
| Securities gains (losses) | $0 | 988 |
| Applicable income taxes | $1,472,000 | 1,200 |
| Income before extraordinary items | $3,562,000 | 2,135 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,562,000 | 2,159 |
| Minority interest net income | $0 | 88 |
| Net income of bank and minority interests. | $3,562,000 | 2,138 |
| Net charge-offs | $0 | 2,884 |
| Cash dividends | $0 | 3,459 |
| Sale, conversion, retirement of capital stock, net | $0 | 540 |
| Net operating income | $3,562,000 | 2,162 |
| 2023-09-30 (YTD Data) | Rank | |
| Total interest income | $5,219,000 | 3,290 |
| Total interest expense | $336,000 | 4,118 |
| Net interest income | $4,883,000 | 3,014 |
| Provision for loan and lease losses | $200,000 | 1,644 |
| Total noninterest income | $768,000 | 2,717 |
| Gross Fiduciary activities income | $0 | 950 |
| Service charges on deposit accounts | $130,000 | 2,852 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $638,000 | 2,437 |
| Total noninterest expense | $1,778,000 | 3,915 |
| Salaries and employee benefits | $645,000 | 4,210 |
| Premises and equipment expense | $276,000 | 3,376 |
| Additional noninterest expense | $638,000 | 2,436 |
| Pre-tax net operating income | $3,673,000 | 1,992 |
| Securities gains (losses) | $0 | 849 |
| Applicable income taxes | $1,098,000 | 1,223 |
| Income before extraordinary items | $2,575,000 | 2,227 |
| Extraordinary gains, net | $0 | 52 |
| Net income | $2,575,000 | 2,249 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,575,000 | 2,229 |
| Net charge-offs | $0 | 2,641 |
| Cash dividends | $0 | 3,078 |
| Sale, conversion, retirement of capital stock, net | $0 | 507 |
| Net operating income | $2,575,000 | 2,251 |
| 2023-06-30 (YTD Data) | Rank | |
| Total interest income | $3,327,000 | 3,320 |
| Total interest expense | $186,000 | 4,155 |
| Net interest income | $3,141,000 | 3,081 |
| Provision for loan and lease losses | $100,000 | 1,805 |
| Total noninterest income | $503,000 | 2,691 |
| Gross Fiduciary activities income | $0 | 931 |
| Service charges on deposit accounts | $85,000 | 2,855 |
| Trading account gains and fees | $0 | 112 |
| Additional Noninterest Income | $418,000 | 2,390 |
| Total noninterest expense | $1,189,000 | 3,919 |
| Salaries and employee benefits | $408,000 | 4,260 |
| Premises and equipment expense | $182,000 | 3,389 |
| Additional noninterest expense | $418,000 | 2,386 |
| Pre-tax net operating income | $2,355,000 | 2,042 |
| Securities gains (losses) | $0 | 938 |
| Applicable income taxes | $705,000 | 1,252 |
| Income before extraordinary items | $1,650,000 | 2,281 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,650,000 | 2,308 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,650,000 | 2,281 |
| Net charge-offs | $0 | 2,431 |
| Cash dividends | $0 | 2,952 |
| Sale, conversion, retirement of capital stock, net | $0 | 486 |
| Net operating income | $1,650,000 | 2,299 |
| 2023-03-31 (YTD Data) | Rank | |
| Total interest income | $1,629,000 | 3,343 |
| Total interest expense | $76,000 | 4,195 |
| Net interest income | $1,553,000 | 3,116 |
| Provision for loan and lease losses | $0 | 2,612 |
| Total noninterest income | $256,000 | 2,659 |
| Gross Fiduciary activities income | $0 | 913 |
| Service charges on deposit accounts | $46,000 | 2,811 |
| Trading account gains and fees | $0 | 97 |
| Additional Noninterest Income | $210,000 | 2,379 |
| Total noninterest expense | $477,000 | 4,146 |
| Salaries and employee benefits | $177,000 | 4,383 |
| Premises and equipment expense | $87,000 | 3,498 |
| Additional noninterest expense | $210,000 | 2,379 |
| Pre-tax net operating income | $1,332,000 | 1,933 |
| Securities gains (losses) | $0 | 950 |
| Applicable income taxes | $399,000 | 1,168 |
| Income before extraordinary items | $933,000 | 2,184 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $933,000 | 2,184 |
| Minority interest net income | $0 | 48 |
| Net income of bank and minority interests. | $933,000 | 2,184 |
| Net charge-offs | $0 | 2,062 |
| Cash dividends | $0 | 2,337 |
| Sale, conversion, retirement of capital stock, net | $0 | 430 |
| Net operating income | $933,000 | 2,203 |
| 2022-12-31 (YTD Data) | Rank | |
| Total interest income | $4,544,000 | 3,587 |
| Total interest expense | $109,000 | 4,361 |
| Net interest income | $4,435,000 | 3,498 |
| Provision for loan and lease losses | $450,000 | 1,285 |
| Total noninterest income | $771,000 | 3,093 |
| Gross Fiduciary activities income | $0 | 1,005 |
| Service charges on deposit accounts | $173,000 | 2,912 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $598,000 | 2,876 |
| Total noninterest expense | $2,040,000 | 4,096 |
| Salaries and employee benefits | $848,000 | 4,302 |
| Premises and equipment expense | $288,000 | 3,689 |
| Additional noninterest expense | $598,000 | 2,876 |
| Pre-tax net operating income | $2,716,000 | 2,771 |
| Securities gains (losses) | $0 | 691 |
| Applicable income taxes | $772,000 | 1,747 |
| Income before extraordinary items | $1,944,000 | 2,961 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,944,000 | 2,958 |
| Minority interest net income | $0 | 63 |
| Net income of bank and minority interests. | $1,944,000 | 2,960 |
| Net charge-offs | $0 | 2,620 |
| Cash dividends | $0 | 3,475 |
| Sale, conversion, retirement of capital stock, net | $0 | 568 |
| Net operating income | $1,944,000 | 2,994 |
| 2022-09-30 (YTD Data) | Rank | |
| Total interest income | $3,065,000 | 3,671 |
| Total interest expense | $63,000 | 4,435 |
| Net interest income | $3,002,000 | 3,592 |
| Provision for loan and lease losses | $300,000 | 1,228 |
| Total noninterest income | $602,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 968 |
| Service charges on deposit accounts | $128,000 | 2,953 |
| Trading account gains and fees | $0 | 111 |
| Additional Noninterest Income | $474,000 | 2,857 |
| Total noninterest expense | $1,372,000 | 4,197 |
| Salaries and employee benefits | $575,000 | 4,382 |
| Premises and equipment expense | $218,000 | 3,699 |
| Additional noninterest expense | $474,000 | 2,857 |
| Pre-tax net operating income | $1,932,000 | 2,820 |
| Securities gains (losses) | $0 | 740 |
| Applicable income taxes | $585,000 | 1,728 |
| Income before extraordinary items | $1,347,000 | 3,044 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,347,000 | 3,042 |
| Minority interest net income | $0 | 57 |
| Net income of bank and minority interests. | $1,347,000 | 3,043 |
| Net charge-offs | $0 | 2,349 |
| Cash dividends | $0 | 3,099 |
| Sale, conversion, retirement of capital stock, net | $0 | 519 |
| Net operating income | $1,347,000 | 3,073 |
| 2022-06-30 (YTD Data) | Rank | |
| Total interest income | $1,893,000 | 3,765 |
| Total interest expense | $36,000 | 4,518 |
| Net interest income | $1,857,000 | 3,686 |
| Provision for loan and lease losses | $300,000 | 908 |
| Total noninterest income | $462,000 | 2,921 |
| Gross Fiduciary activities income | $0 | 925 |
| Service charges on deposit accounts | $80,000 | 3,025 |
| Trading account gains and fees | $0 | 108 |
| Additional Noninterest Income | $382,000 | 2,683 |
| Total noninterest expense | $798,000 | 4,326 |
| Salaries and employee benefits | $327,000 | 4,485 |
| Premises and equipment expense | $140,000 | 3,759 |
| Additional noninterest expense | $331,000 | 4,100 |
| Pre-tax net operating income | $1,221,000 | 2,787 |
| Securities gains (losses) | $0 | 687 |
| Applicable income taxes | $366,000 | 1,716 |
| Income before extraordinary items | $855,000 | 3,008 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $855,000 | 3,007 |
| Minority interest net income | $0 | 60 |
| Net income of bank and minority interests. | $855,000 | 3,008 |
| Net charge-offs | $0 | 2,156 |
| Cash dividends | $0 | 2,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 494 |
| Net operating income | $855,000 | 3,045 |
| 2022-03-31 (YTD Data) | Rank | |
| Total interest income | $898,000 | 3,798 |
| Total interest expense | $18,000 | 4,527 |
| Net interest income | $880,000 | 3,723 |
| Provision for loan and lease losses | $0 | 2,285 |
| Total noninterest income | $208,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 892 |
| Service charges on deposit accounts | $40,000 | 3,006 |
| Trading account gains and fees | $0 | 103 |
| Additional Noninterest Income | $168,000 | 2,766 |
| Total noninterest expense | $398,000 | 4,342 |
| Salaries and employee benefits | $164,000 | 4,500 |
| Premises and equipment expense | $74,000 | 3,722 |
| Additional noninterest expense | $160,000 | 4,135 |
| Pre-tax net operating income | $690,000 | 2,569 |
| Securities gains (losses) | $0 | 623 |
| Applicable income taxes | $207,000 | 1,589 |
| Income before extraordinary items | $483,000 | 2,782 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $483,000 | 2,780 |
| Minority interest net income | $0 | 50 |
| Net income of bank and minority interests. | $483,000 | 2,782 |
| Net charge-offs | $0 | 1,838 |
| Cash dividends | $0 | 2,284 |
| Sale, conversion, retirement of capital stock, net | $0 | 453 |
| Net operating income | $483,000 | 2,810 |
| 2021-12-31 (YTD Data) | Rank | |
| Total interest income | $3,599,000 | 3,884 |
| Total interest expense | $107,000 | 4,484 |
| Net interest income | $3,492,000 | 3,802 |
| Provision for loan and lease losses | $0 | 3,064 |
| Total noninterest income | $574,000 | 3,515 |
| Gross Fiduciary activities income | $0 | 994 |
| Service charges on deposit accounts | $127,000 | 3,188 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $447,000 | 3,359 |
| Total noninterest expense | $2,290,000 | 4,060 |
| Salaries and employee benefits | $815,000 | 4,416 |
| Premises and equipment expense | $266,000 | 3,853 |
| Additional noninterest expense | $1,209,000 | 3,437 |
| Pre-tax net operating income | $1,776,000 | 3,294 |
| Securities gains (losses) | $0 | 2,062 |
| Applicable income taxes | $581,000 | 1,998 |
| Income before extraordinary items | $1,195,000 | 3,589 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $1,195,000 | 3,589 |
| Minority interest net income | $0 | 74 |
| Net income of bank and minority interests. | $1,195,000 | 3,589 |
| Net charge-offs | $-7,000 | 3,578 |
| Cash dividends | $0 | 3,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 582 |
| Net operating income | $1,195,000 | 3,569 |
| 2021-09-30 (YTD Data) | Rank | |
| Total interest income | $2,684,000 | 3,963 |
| Total interest expense | $83,000 | 4,563 |
| Net interest income | $2,601,000 | 3,884 |
| Provision for loan and lease losses | $0 | 2,963 |
| Total noninterest income | $405,000 | 3,620 |
| Gross Fiduciary activities income | $0 | 957 |
| Service charges on deposit accounts | $92,000 | 3,247 |
| Trading account gains and fees | $0 | 132 |
| Additional Noninterest Income | $313,000 | 3,475 |
| Total noninterest expense | $1,562,000 | 4,177 |
| Salaries and employee benefits | $491,000 | 4,602 |
| Premises and equipment expense | $228,000 | 3,761 |
| Additional noninterest expense | $843,000 | 3,565 |
| Pre-tax net operating income | $1,444,000 | 3,310 |
| Securities gains (losses) | $0 | 2,015 |
| Applicable income taxes | $436,000 | 2,068 |
| Income before extraordinary items | $1,008,000 | 3,605 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,008,000 | 3,605 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,008,000 | 3,605 |
| Net charge-offs | $-7,000 | 3,541 |
| Cash dividends | $0 | 3,251 |
| Sale, conversion, retirement of capital stock, net | $0 | 543 |
| Net operating income | $1,008,000 | 3,586 |
| 2021-06-30 (YTD Data) | Rank | |
| Total interest income | $1,729,000 | 4,034 |
| Total interest expense | $56,000 | 4,608 |
| Net interest income | $1,673,000 | 3,936 |
| Provision for loan and lease losses | $0 | 2,862 |
| Total noninterest income | $253,000 | 3,689 |
| Gross Fiduciary activities income | $0 | 951 |
| Service charges on deposit accounts | $59,000 | 3,247 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $194,000 | 3,555 |
| Total noninterest expense | $1,010,000 | 4,234 |
| Salaries and employee benefits | $334,000 | 4,625 |
| Premises and equipment expense | $166,000 | 3,660 |
| Additional noninterest expense | $510,000 | 3,686 |
| Pre-tax net operating income | $916,000 | 3,370 |
| Securities gains (losses) | $0 | 1,818 |
| Applicable income taxes | $276,000 | 2,083 |
| Income before extraordinary items | $640,000 | 3,656 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $640,000 | 3,656 |
| Minority interest net income | $0 | 67 |
| Net income of bank and minority interests. | $640,000 | 3,656 |
| Net charge-offs | $0 | 2,245 |
| Cash dividends | $0 | 3,104 |
| Sale, conversion, retirement of capital stock, net | $0 | 517 |
| Net operating income | $640,000 | 3,626 |
| 2021-03-31 (YTD Data) | Rank | |
| Total interest income | $869,000 | 4,046 |
| Total interest expense | $29,000 | 4,643 |
| Net interest income | $840,000 | 3,938 |
| Provision for loan and lease losses | $0 | 2,741 |
| Total noninterest income | $127,000 | 3,675 |
| Gross Fiduciary activities income | $0 | 922 |
| Service charges on deposit accounts | $29,000 | 3,251 |
| Trading account gains and fees | $0 | 127 |
| Additional Noninterest Income | $98,000 | 3,523 |
| Total noninterest expense | $461,000 | 4,336 |
| Salaries and employee benefits | $174,000 | 4,622 |
| Premises and equipment expense | $82,000 | 3,693 |
| Additional noninterest expense | $205,000 | 3,933 |
| Pre-tax net operating income | $506,000 | 3,223 |
| Securities gains (losses) | $0 | 1,392 |
| Applicable income taxes | $152,000 | 2,007 |
| Income before extraordinary items | $354,000 | 3,504 |
| Extraordinary gains, net | $0 | 3 |
| Net income | $354,000 | 3,505 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $354,000 | 3,504 |
| Net charge-offs | $0 | 1,930 |
| Cash dividends | $0 | 2,452 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $354,000 | 3,479 |
| 2020-12-31 (YTD Data) | Rank | |
| Total interest income | $3,887,000 | 3,925 |
| Total interest expense | $142,000 | 4,707 |
| Net interest income | $3,745,000 | 3,772 |
| Provision for loan and lease losses | $450,000 | 2,346 |
| Total noninterest income | $823,000 | 3,087 |
| Gross Fiduciary activities income | $0 | 1,030 |
| Service charges on deposit accounts | $143,000 | 3,162 |
| Trading account gains and fees | $0 | 133 |
| Additional Noninterest Income | $680,000 | 2,842 |
| Total noninterest expense | $2,135,000 | 4,215 |
| Salaries and employee benefits | $862,000 | 4,517 |
| Premises and equipment expense | $326,000 | 3,707 |
| Additional noninterest expense | $947,000 | 3,774 |
| Pre-tax net operating income | $1,983,000 | 2,960 |
| Securities gains (losses) | $0 | 2,675 |
| Applicable income taxes | $595,000 | 1,824 |
| Income before extraordinary items | $1,388,000 | 3,270 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,388,000 | 3,269 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,388,000 | 3,270 |
| Net charge-offs | $0 | 3,443 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 566 |
| Net operating income | $1,388,000 | 3,207 |
| 2020-09-30 (YTD Data) | Rank | |
| Total interest income | $2,948,000 | 3,944 |
| Total interest expense | $111,000 | 4,747 |
| Net interest income | $2,837,000 | 3,778 |
| Provision for loan and lease losses | $225,000 | 2,648 |
| Total noninterest income | $656,000 | 3,001 |
| Gross Fiduciary activities income | $0 | 981 |
| Service charges on deposit accounts | $114,000 | 3,106 |
| Trading account gains and fees | $0 | 125 |
| Additional Noninterest Income | $542,000 | 2,760 |
| Total noninterest expense | $1,575,000 | 4,241 |
| Salaries and employee benefits | $617,000 | 4,567 |
| Premises and equipment expense | $244,000 | 3,722 |
| Additional noninterest expense | $714,000 | 3,748 |
| Pre-tax net operating income | $1,693,000 | 2,811 |
| Securities gains (losses) | $0 | 2,494 |
| Applicable income taxes | $507,000 | 1,726 |
| Income before extraordinary items | $1,186,000 | 3,133 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $1,186,000 | 3,132 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,186,000 | 3,133 |
| Net charge-offs | $0 | 3,243 |
| Cash dividends | $0 | 3,384 |
| Sale, conversion, retirement of capital stock, net | $0 | 532 |
| Net operating income | $1,186,000 | 3,087 |
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 4,068 |
| Total interest expense | $77,000 | 4,791 |
| Net interest income | $1,747,000 | 3,900 |
| Provision for loan and lease losses | $0 | 4,134 |
| Total noninterest income | $450,000 | 2,926 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $87,000 | 2,989 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $363,000 | 2,708 |
| Total noninterest expense | $1,004,000 | 4,307 |
| Salaries and employee benefits | $385,000 | 4,640 |
| Premises and equipment expense | $159,000 | 3,754 |
| Additional noninterest expense | $460,000 | 3,809 |
| Pre-tax net operating income | $1,193,000 | 2,706 |
| Securities gains (losses) | $0 | 2,249 |
| Applicable income taxes | $357,000 | 1,617 |
| Income before extraordinary items | $836,000 | 3,046 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $836,000 | 3,045 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $836,000 | 3,046 |
| Net charge-offs | $0 | 3,033 |
| Cash dividends | $0 | 3,237 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $836,000 | 3,000 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $981,000 | 4,011 |
| Total interest expense | $43,000 | 4,817 |
| Net interest income | $938,000 | 3,825 |
| Provision for loan and lease losses | $0 | 3,711 |
| Total noninterest income | $234,000 | 2,822 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $54,000 | 2,968 |
| Trading account gains and fees | $0 | 106 |
| Additional Noninterest Income | $180,000 | 2,560 |
| Total noninterest expense | $497,000 | 4,362 |
| Salaries and employee benefits | $196,000 | 4,668 |
| Premises and equipment expense | $80,000 | 3,774 |
| Additional noninterest expense | $221,000 | 3,899 |
| Pre-tax net operating income | $675,000 | 2,397 |
| Securities gains (losses) | $0 | 1,705 |
| Applicable income taxes | $262,000 | 1,189 |
| Income before extraordinary items | $413,000 | 2,876 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $413,000 | 2,877 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $413,000 | 2,877 |
| Net charge-offs | $0 | 2,581 |
| Cash dividends | $0 | 2,639 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $413,000 | 2,861 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $4,719,000 | 3,838 |
| Total interest expense | $193,000 | 4,813 |
| Net interest income | $4,526,000 | 3,590 |
| Provision for loan and lease losses | $0 | 3,973 |
| Total noninterest income | $1,062,000 | 2,741 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $218,000 | 3,061 |
| Trading account gains and fees | $0 | 135 |
| Additional Noninterest Income | $844,000 | 2,449 |
| Total noninterest expense | $2,821,000 | 3,975 |
| Salaries and employee benefits | $941,000 | 4,566 |
| Premises and equipment expense | $287,000 | 3,971 |
| Additional noninterest expense | $1,593,000 | 2,963 |
| Pre-tax net operating income | $2,767,000 | 2,582 |
| Securities gains (losses) | $0 | 2,379 |
| Applicable income taxes | $994,000 | 1,437 |
| Income before extraordinary items | $1,773,000 | 3,063 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,773,000 | 3,062 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $1,773,000 | 3,064 |
| Net charge-offs | $0 | 3,726 |
| Cash dividends | $0 | 3,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $1,773,000 | 3,027 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $3,539,000 | 3,882 |
| Total interest expense | $143,000 | 4,880 |
| Net interest income | $3,396,000 | 3,639 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $805,000 | 2,736 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $165,000 | 3,084 |
| Trading account gains and fees | $0 | 129 |
| Additional Noninterest Income | $640,000 | 2,423 |
| Total noninterest expense | $1,882,000 | 4,175 |
| Salaries and employee benefits | $633,000 | 4,719 |
| Premises and equipment expense | $208,000 | 4,065 |
| Additional noninterest expense | $1,041,000 | 3,253 |
| Pre-tax net operating income | $2,319,000 | 2,482 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $749,000 | 1,471 |
| Income before extraordinary items | $1,570,000 | 2,896 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,570,000 | 2,897 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,570,000 | 2,897 |
| Net charge-offs | $0 | 3,455 |
| Cash dividends | $0 | 3,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $1,570,000 | 2,867 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $2,392,000 | 3,878 |
| Total interest expense | $96,000 | 4,907 |
| Net interest income | $2,296,000 | 3,631 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $545,000 | 2,690 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $114,000 | 3,034 |
| Trading account gains and fees | $0 | 131 |
| Additional Noninterest Income | $431,000 | 2,378 |
| Total noninterest expense | $1,019,000 | 4,455 |
| Salaries and employee benefits | $455,000 | 4,673 |
| Premises and equipment expense | $129,000 | 4,174 |
| Additional noninterest expense | $435,000 | 4,051 |
| Pre-tax net operating income | $1,822,000 | 2,213 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $555,000 | 1,359 |
| Income before extraordinary items | $1,267,000 | 2,582 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,267,000 | 2,581 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,267,000 | 2,581 |
| Net charge-offs | $0 | 3,172 |
| Cash dividends | $0 | 3,456 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,267,000 | 2,547 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $1,180,000 | 3,920 |
| Total interest expense | $44,000 | 4,987 |
| Net interest income | $1,136,000 | 3,677 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $281,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $57,000 | 3,036 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $224,000 | 2,269 |
| Total noninterest expense | $506,000 | 4,509 |
| Salaries and employee benefits | $252,000 | 4,618 |
| Premises and equipment expense | $54,000 | 4,425 |
| Additional noninterest expense | $200,000 | 4,195 |
| Pre-tax net operating income | $911,000 | 2,176 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $281,000 | 1,302 |
| Income before extraordinary items | $630,000 | 2,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $630,000 | 2,532 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $630,000 | 2,532 |
| Net charge-offs | $0 | 2,740 |
| Cash dividends | $0 | 2,803 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $630,000 | 2,520 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $4,061,000 | 4,096 |
| Total interest expense | $117,000 | 5,102 |
| Net interest income | $3,944,000 | 3,924 |
| Provision for loan and lease losses | $250,000 | 2,131 |
| Total noninterest income | $1,054,000 | 2,789 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $252,000 | 3,002 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $802,000 | 2,495 |
| Total noninterest expense | $2,343,000 | 4,361 |
| Salaries and employee benefits | $936,000 | 4,733 |
| Premises and equipment expense | $306,000 | 4,002 |
| Additional noninterest expense | $1,101,000 | 3,736 |
| Pre-tax net operating income | $2,405,000 | 2,840 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $695,000 | 1,693 |
| Income before extraordinary items | $1,710,000 | 3,169 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,710,000 | 3,168 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $1,710,000 | 3,168 |
| Net charge-offs | $0 | 3,782 |
| Cash dividends | $0 | 4,033 |
| Sale, conversion, retirement of capital stock, net | $-716,000 | 5,385 |
| Net operating income | $1,710,000 | 3,165 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $2,981,000 | 4,163 |
| Total interest expense | $84,000 | 5,163 |
| Net interest income | $2,897,000 | 3,987 |
| Provision for loan and lease losses | $200,000 | 1,970 |
| Total noninterest income | $774,000 | 2,837 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $190,000 | 2,999 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $584,000 | 2,552 |
| Total noninterest expense | $1,591,000 | 4,510 |
| Salaries and employee benefits | $693,000 | 4,775 |
| Premises and equipment expense | $226,000 | 4,057 |
| Additional noninterest expense | $672,000 | 4,091 |
| Pre-tax net operating income | $1,880,000 | 2,840 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $559,000 | 1,695 |
| Income before extraordinary items | $1,321,000 | 3,190 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,321,000 | 3,189 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,321,000 | 3,189 |
| Net charge-offs | $0 | 3,489 |
| Cash dividends | $0 | 3,618 |
| Sale, conversion, retirement of capital stock, net | $-716,000 | 5,459 |
| Net operating income | $1,321,000 | 3,180 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $2,025,000 | 4,153 |
| Total interest expense | $44,000 | 5,289 |
| Net interest income | $1,981,000 | 3,959 |
| Provision for loan and lease losses | $100,000 | 2,173 |
| Total noninterest income | $503,000 | 2,885 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $133,000 | 2,938 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $370,000 | 2,618 |
| Total noninterest expense | $1,006,000 | 4,625 |
| Salaries and employee benefits | $398,000 | 4,976 |
| Premises and equipment expense | $150,000 | 4,086 |
| Additional noninterest expense | $458,000 | 4,096 |
| Pre-tax net operating income | $1,378,000 | 2,654 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $414,000 | 1,581 |
| Income before extraordinary items | $964,000 | 3,020 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $964,000 | 3,019 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $964,000 | 3,019 |
| Net charge-offs | $0 | 3,209 |
| Cash dividends | $0 | 3,485 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $964,000 | 3,011 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $1,022,000 | 4,145 |
| Total interest expense | $26,000 | 5,275 |
| Net interest income | $996,000 | 3,965 |
| Provision for loan and lease losses | $50,000 | 2,055 |
| Total noninterest income | $216,000 | 3,064 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $65,000 | 2,994 |
| Trading account gains and fees | $0 | 123 |
| Additional Noninterest Income | $151,000 | 2,832 |
| Total noninterest expense | $457,000 | 4,786 |
| Salaries and employee benefits | $202,000 | 5,004 |
| Premises and equipment expense | $73,000 | 4,175 |
| Additional noninterest expense | $182,000 | 4,458 |
| Pre-tax net operating income | $705,000 | 2,583 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $210,000 | 1,533 |
| Income before extraordinary items | $495,000 | 2,912 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $495,000 | 2,912 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $495,000 | 2,912 |
| Net charge-offs | $0 | 2,722 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $495,000 | 2,899 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $3,850,000 | 4,215 |
| Total interest expense | $156,000 | 5,057 |
| Net interest income | $3,694,000 | 4,084 |
| Provision for loan and lease losses | $0 | 4,227 |
| Total noninterest income | $848,000 | 3,200 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $256,000 | 3,093 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $592,000 | 2,947 |
| Total noninterest expense | $2,310,000 | 4,550 |
| Salaries and employee benefits | $925,000 | 4,923 |
| Premises and equipment expense | $281,000 | 4,270 |
| Additional noninterest expense | $1,104,000 | 3,836 |
| Pre-tax net operating income | $2,232,000 | 2,940 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $1,436,000 | 1,577 |
| Income before extraordinary items | $796,000 | 4,015 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $796,000 | 4,015 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $796,000 | 4,015 |
| Net charge-offs | $0 | 4,128 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $796,000 | 4,000 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $2,918,000 | 4,231 |
| Total interest expense | $125,000 | 5,054 |
| Net interest income | $2,793,000 | 4,103 |
| Provision for loan and lease losses | $0 | 4,088 |
| Total noninterest income | $623,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $194,000 | 3,102 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $429,000 | 3,003 |
| Total noninterest expense | $1,607,000 | 4,672 |
| Salaries and employee benefits | $727,000 | 4,910 |
| Premises and equipment expense | $211,000 | 4,299 |
| Additional noninterest expense | $669,000 | 4,219 |
| Pre-tax net operating income | $1,809,000 | 2,863 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $799,000 | 1,670 |
| Income before extraordinary items | $1,010,000 | 3,531 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,010,000 | 3,531 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,010,000 | 3,531 |
| Net charge-offs | $0 | 3,796 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $1,010,000 | 3,504 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $1,943,000 | 4,243 |
| Total interest expense | $86,000 | 5,041 |
| Net interest income | $1,857,000 | 4,114 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $430,000 | 3,217 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $137,000 | 3,022 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $293,000 | 2,981 |
| Total noninterest expense | $970,000 | 4,840 |
| Salaries and employee benefits | $377,000 | 5,220 |
| Premises and equipment expense | $144,000 | 4,281 |
| Additional noninterest expense | $449,000 | 4,233 |
| Pre-tax net operating income | $1,317,000 | 2,700 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $553,000 | 1,605 |
| Income before extraordinary items | $764,000 | 3,246 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $764,000 | 3,245 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $764,000 | 3,246 |
| Net charge-offs | $0 | 3,512 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $764,000 | 3,226 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $965,000 | 4,272 |
| Total interest expense | $43,000 | 5,070 |
| Net interest income | $922,000 | 4,147 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $222,000 | 3,146 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $72,000 | 2,942 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $150,000 | 2,938 |
| Total noninterest expense | $465,000 | 4,936 |
| Salaries and employee benefits | $181,000 | 5,311 |
| Premises and equipment expense | $65,000 | 4,484 |
| Additional noninterest expense | $219,000 | 4,313 |
| Pre-tax net operating income | $679,000 | 2,584 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $286,000 | 1,531 |
| Income before extraordinary items | $393,000 | 3,160 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $393,000 | 3,158 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $393,000 | 3,160 |
| Net charge-offs | $0 | 2,943 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $393,000 | 3,141 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $3,735,000 | 4,331 |
| Total interest expense | $244,000 | 4,746 |
| Net interest income | $3,491,000 | 4,254 |
| Provision for loan and lease losses | $0 | 4,332 |
| Total noninterest income | $1,382,000 | 2,591 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $225,000 | 3,426 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,157,000 | 2,223 |
| Total noninterest expense | $2,805,000 | 4,361 |
| Salaries and employee benefits | $882,000 | 5,161 |
| Premises and equipment expense | $276,000 | 4,452 |
| Additional noninterest expense | $1,647,000 | 3,138 |
| Pre-tax net operating income | $2,068,000 | 2,994 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $888,000 | 1,760 |
| Income before extraordinary items | $1,180,000 | 3,662 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,180,000 | 3,660 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,180,000 | 3,661 |
| Net charge-offs | $-399,000 | 5,767 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,180,000 | 3,595 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $2,852,000 | 4,330 |
| Total interest expense | $199,000 | 4,653 |
| Net interest income | $2,653,000 | 4,245 |
| Provision for loan and lease losses | $0 | 4,186 |
| Total noninterest income | $1,158,000 | 2,455 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $164,000 | 3,477 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $994,000 | 2,057 |
| Total noninterest expense | $2,106,000 | 4,386 |
| Salaries and employee benefits | $543,000 | 5,404 |
| Premises and equipment expense | $208,000 | 4,462 |
| Additional noninterest expense | $1,355,000 | 2,949 |
| Pre-tax net operating income | $1,705,000 | 2,890 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $715,000 | 1,732 |
| Income before extraordinary items | $990,000 | 3,503 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $990,000 | 3,501 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $990,000 | 3,503 |
| Net charge-offs | $-173,000 | 5,705 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $990,000 | 3,449 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $1,922,000 | 4,339 |
| Total interest expense | $142,000 | 4,606 |
| Net interest income | $1,780,000 | 4,267 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $921,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $108,000 | 3,510 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $813,000 | 1,777 |
| Total noninterest expense | $1,511,000 | 4,267 |
| Salaries and employee benefits | $360,000 | 5,468 |
| Premises and equipment expense | $139,000 | 4,491 |
| Additional noninterest expense | $1,012,000 | 2,748 |
| Pre-tax net operating income | $1,190,000 | 2,771 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $501,000 | 1,655 |
| Income before extraordinary items | $689,000 | 3,444 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $689,000 | 3,440 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $689,000 | 3,442 |
| Net charge-offs | $-173,000 | 5,832 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $689,000 | 3,388 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $929,000 | 4,441 |
| Total interest expense | $74,000 | 4,571 |
| Net interest income | $855,000 | 4,379 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $265,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $50,000 | 3,593 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $215,000 | 2,534 |
| Total noninterest expense | $495,000 | 5,039 |
| Salaries and employee benefits | $176,000 | 5,542 |
| Premises and equipment expense | $67,000 | 4,588 |
| Additional noninterest expense | $252,000 | 4,238 |
| Pre-tax net operating income | $625,000 | 2,682 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $249,000 | 1,657 |
| Income before extraordinary items | $376,000 | 3,245 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $376,000 | 3,243 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $376,000 | 3,244 |
| Net charge-offs | $-174,000 | 5,969 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $376,000 | 3,175 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $3,663,000 | 4,478 |
| Total interest expense | $316,000 | 4,525 |
| Net interest income | $3,347,000 | 4,424 |
| Provision for loan and lease losses | $-419,000 | 5,926 |
| Total noninterest income | $873,000 | 3,304 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $207,000 | 3,659 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $666,000 | 2,904 |
| Total noninterest expense | $2,536,000 | 4,663 |
| Salaries and employee benefits | $833,000 | 5,415 |
| Premises and equipment expense | $252,000 | 4,764 |
| Additional noninterest expense | $1,451,000 | 3,472 |
| Pre-tax net operating income | $2,103,000 | 2,911 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $945,000 | 1,636 |
| Income before extraordinary items | $1,158,000 | 3,686 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,158,000 | 3,685 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,158,000 | 3,686 |
| Net charge-offs | $-474,000 | 6,002 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $1,158,000 | 3,635 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $2,730,000 | 4,538 |
| Total interest expense | $239,000 | 4,580 |
| Net interest income | $2,491,000 | 4,485 |
| Provision for loan and lease losses | $-419,000 | 6,065 |
| Total noninterest income | $679,000 | 3,250 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $151,000 | 3,732 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $528,000 | 2,847 |
| Total noninterest expense | $1,900,000 | 4,710 |
| Salaries and employee benefits | $529,000 | 5,633 |
| Premises and equipment expense | $194,000 | 4,762 |
| Additional noninterest expense | $1,177,000 | 3,320 |
| Pre-tax net operating income | $1,689,000 | 2,870 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $707,000 | 1,684 |
| Income before extraordinary items | $982,000 | 3,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $982,000 | 3,533 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $982,000 | 3,534 |
| Net charge-offs | $-459,000 | 6,095 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $982,000 | 3,481 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $1,793,000 | 4,605 |
| Total interest expense | $159,000 | 4,621 |
| Net interest income | $1,634,000 | 4,546 |
| Provision for loan and lease losses | $-419,000 | 6,183 |
| Total noninterest income | $447,000 | 3,276 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $97,000 | 3,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $350,000 | 2,841 |
| Total noninterest expense | $1,390,000 | 4,557 |
| Salaries and employee benefits | $357,000 | 5,682 |
| Premises and equipment expense | $126,000 | 4,831 |
| Additional noninterest expense | $907,000 | 3,023 |
| Pre-tax net operating income | $1,110,000 | 2,884 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $476,000 | 1,679 |
| Income before extraordinary items | $634,000 | 3,571 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $634,000 | 3,571 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $634,000 | 3,572 |
| Net charge-offs | $-444,000 | 6,201 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $634,000 | 3,519 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $895,000 | 4,626 |
| Total interest expense | $80,000 | 4,669 |
| Net interest income | $815,000 | 4,576 |
| Provision for loan and lease losses | $-419,000 | 6,311 |
| Total noninterest income | $223,000 | 3,230 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $47,000 | 3,792 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $176,000 | 2,800 |
| Total noninterest expense | $868,000 | 4,120 |
| Salaries and employee benefits | $186,000 | 5,688 |
| Premises and equipment expense | $57,000 | 5,041 |
| Additional noninterest expense | $625,000 | 2,329 |
| Pre-tax net operating income | $589,000 | 2,725 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $243,000 | 1,624 |
| Income before extraordinary items | $346,000 | 3,391 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $346,000 | 3,394 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $346,000 | 3,394 |
| Net charge-offs | $-434,000 | 6,333 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $346,000 | 3,306 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $3,793,000 | 4,582 |
| Total interest expense | $389,000 | 4,511 |
| Net interest income | $3,404,000 | 4,538 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,211,000 | 2,827 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $228,000 | 3,703 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $983,000 | 2,345 |
| Total noninterest expense | $3,113,000 | 4,391 |
| Salaries and employee benefits | $680,000 | 5,872 |
| Premises and equipment expense | $232,000 | 5,133 |
| Additional noninterest expense | $2,201,000 | 2,665 |
| Pre-tax net operating income | $1,502,000 | 3,480 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $593,000 | 2,047 |
| Income before extraordinary items | $909,000 | 4,127 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $909,000 | 4,127 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $909,000 | 4,128 |
| Net charge-offs | $-192,000 | 6,243 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $909,000 | 4,070 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $2,756,000 | 4,702 |
| Total interest expense | $304,000 | 4,491 |
| Net interest income | $2,452,000 | 4,681 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $948,000 | 2,775 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $168,000 | 3,779 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $780,000 | 2,295 |
| Total noninterest expense | $2,304,000 | 4,440 |
| Salaries and employee benefits | $506,000 | 5,927 |
| Premises and equipment expense | $169,000 | 5,231 |
| Additional noninterest expense | $1,629,000 | 2,710 |
| Pre-tax net operating income | $1,096,000 | 3,619 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $455,000 | 2,056 |
| Income before extraordinary items | $641,000 | 4,263 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $641,000 | 4,264 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $641,000 | 4,264 |
| Net charge-offs | $-182,000 | 6,324 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $641,000 | 4,208 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 4,738 |
| Total interest expense | $205,000 | 4,508 |
| Net interest income | $1,618,000 | 4,708 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $699,000 | 2,600 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $112,000 | 3,758 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $587,000 | 2,090 |
| Total noninterest expense | $1,479,000 | 4,581 |
| Salaries and employee benefits | $346,000 | 5,951 |
| Premises and equipment expense | $113,000 | 5,260 |
| Additional noninterest expense | $1,020,000 | 2,836 |
| Pre-tax net operating income | $838,000 | 3,285 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $348,000 | 1,912 |
| Income before extraordinary items | $490,000 | 4,001 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $490,000 | 4,007 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $490,000 | 4,007 |
| Net charge-offs | $-172,000 | 6,424 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $490,000 | 3,939 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $893,000 | 4,828 |
| Total interest expense | $106,000 | 4,511 |
| Net interest income | $787,000 | 4,806 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $267,000 | 2,967 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $59,000 | 3,655 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $208,000 | 2,499 |
| Total noninterest expense | $632,000 | 4,991 |
| Salaries and employee benefits | $173,000 | 6,015 |
| Premises and equipment expense | $59,000 | 5,256 |
| Additional noninterest expense | $400,000 | 3,405 |
| Pre-tax net operating income | $422,000 | 3,206 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $185,000 | 1,805 |
| Income before extraordinary items | $237,000 | 3,958 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $237,000 | 3,960 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $237,000 | 3,960 |
| Net charge-offs | $-164,000 | 6,566 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $237,000 | 3,912 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $4,047,000 | 4,580 |
| Total interest expense | $474,000 | 4,585 |
| Net interest income | $3,573,000 | 4,526 |
| Provision for loan and lease losses | $1,518,000 | 782 |
| Total noninterest income | $3,577,000 | 1,424 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $210,000 | 4,020 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $3,367,000 | 1,070 |
| Total noninterest expense | $2,965,000 | 4,635 |
| Salaries and employee benefits | $787,000 | 5,934 |
| Premises and equipment expense | $206,000 | 5,506 |
| Additional noninterest expense | $1,972,000 | 3,003 |
| Pre-tax net operating income | $2,667,000 | 2,357 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $1,060,000 | 1,412 |
| Income before extraordinary items | $1,607,000 | 3,030 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,607,000 | 3,032 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,607,000 | 3,033 |
| Net charge-offs | $1,216,000 | 1,080 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,607,000 | 2,964 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $3,048,000 | 4,625 |
| Total interest expense | $359,000 | 4,650 |
| Net interest income | $2,689,000 | 4,567 |
| Provision for loan and lease losses | $200,000 | 2,567 |
| Total noninterest income | $627,000 | 3,601 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $152,000 | 4,109 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $475,000 | 3,093 |
| Total noninterest expense | $1,957,000 | 4,958 |
| Salaries and employee benefits | $469,000 | 6,237 |
| Premises and equipment expense | $154,000 | 5,550 |
| Additional noninterest expense | $1,334,000 | 3,243 |
| Pre-tax net operating income | $1,159,000 | 3,419 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $494,000 | 1,921 |
| Income before extraordinary items | $665,000 | 4,141 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $665,000 | 4,143 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $665,000 | 4,145 |
| Net charge-offs | $-7,000 | 6,043 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $665,000 | 4,071 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $2,056,000 | 4,612 |
| Total interest expense | $238,000 | 4,721 |
| Net interest income | $1,818,000 | 4,544 |
| Provision for loan and lease losses | $200,000 | 2,092 |
| Total noninterest income | $407,000 | 3,682 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $97,000 | 4,168 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $310,000 | 3,163 |
| Total noninterest expense | $1,255,000 | 5,067 |
| Salaries and employee benefits | $311,000 | 6,290 |
| Premises and equipment expense | $100,000 | 5,608 |
| Additional noninterest expense | $844,000 | 3,372 |
| Pre-tax net operating income | $770,000 | 3,407 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $319,000 | 1,954 |
| Income before extraordinary items | $451,000 | 4,113 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $451,000 | 4,116 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $451,000 | 4,116 |
| Net charge-offs | $-4,000 | 5,877 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $451,000 | 4,011 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,012,000 | 4,687 |
| Total interest expense | $117,000 | 4,839 |
| Net interest income | $895,000 | 4,610 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $187,000 | 3,783 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $50,000 | 4,085 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $137,000 | 3,318 |
| Total noninterest expense | $516,000 | 5,499 |
| Salaries and employee benefits | $152,000 | 6,368 |
| Premises and equipment expense | $51,000 | 5,624 |
| Additional noninterest expense | $313,000 | 4,116 |
| Pre-tax net operating income | $366,000 | 3,442 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $152,000 | 1,978 |
| Income before extraordinary items | $214,000 | 4,158 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $214,000 | 4,160 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $214,000 | 4,160 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $214,000 | 4,060 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,788,000 | 5,010 |
| Total interest expense | $511,000 | 5,069 |
| Net interest income | $3,277,000 | 4,910 |
| Provision for loan and lease losses | $350,000 | 3,164 |
| Total noninterest income | $1,281,000 | 2,850 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $272,000 | 3,674 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,009,000 | 2,356 |
| Total noninterest expense | $4,013,000 | 4,026 |
| Salaries and employee benefits | $659,000 | 6,351 |
| Premises and equipment expense | $208,000 | 5,664 |
| Additional noninterest expense | $3,146,000 | 2,061 |
| Pre-tax net operating income | $195,000 | 5,693 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $71,000 | 3,719 |
| Income before extraordinary items | $124,000 | 5,990 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $124,000 | 5,986 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $124,000 | 5,989 |
| Net charge-offs | $752,000 | 2,139 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $124,000 | 5,837 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,821,000 | 5,106 |
| Total interest expense | $387,000 | 5,183 |
| Net interest income | $2,434,000 | 5,016 |
| Provision for loan and lease losses | $250,000 | 3,206 |
| Total noninterest income | $987,000 | 2,823 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $201,000 | 3,747 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $786,000 | 2,296 |
| Total noninterest expense | $1,728,000 | 5,404 |
| Salaries and employee benefits | $519,000 | 6,343 |
| Premises and equipment expense | $157,000 | 5,707 |
| Additional noninterest expense | $1,052,000 | 3,975 |
| Pre-tax net operating income | $1,443,000 | 2,959 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $551,000 | 1,837 |
| Income before extraordinary items | $892,000 | 3,658 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $892,000 | 3,658 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $892,000 | 3,660 |
| Net charge-offs | $761,000 | 1,727 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $892,000 | 3,502 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,870,000 | 5,148 |
| Total interest expense | $264,000 | 5,236 |
| Net interest income | $1,606,000 | 5,059 |
| Provision for loan and lease losses | $250,000 | 2,658 |
| Total noninterest income | $562,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $137,000 | 3,688 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $425,000 | 2,564 |
| Total noninterest expense | $988,000 | 5,762 |
| Salaries and employee benefits | $321,000 | 6,495 |
| Premises and equipment expense | $105,000 | 5,725 |
| Additional noninterest expense | $562,000 | 4,550 |
| Pre-tax net operating income | $930,000 | 2,997 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $341,000 | 1,912 |
| Income before extraordinary items | $589,000 | 3,689 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $589,000 | 3,690 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $589,000 | 3,691 |
| Net charge-offs | $723,000 | 1,408 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $589,000 | 3,493 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $947,000 | 5,165 |
| Total interest expense | $139,000 | 5,243 |
| Net interest income | $808,000 | 5,074 |
| Provision for loan and lease losses | $175,000 | 2,152 |
| Total noninterest income | $273,000 | 3,098 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $67,000 | 3,746 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $206,000 | 2,608 |
| Total noninterest expense | $397,000 | 6,151 |
| Salaries and employee benefits | $174,000 | 6,431 |
| Premises and equipment expense | $45,000 | 6,015 |
| Additional noninterest expense | $178,000 | 5,603 |
| Pre-tax net operating income | $509,000 | 2,851 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $212,000 | 1,659 |
| Income before extraordinary items | $297,000 | 3,677 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $297,000 | 3,679 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $297,000 | 3,680 |
| Net charge-offs | $742,000 | 835 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $297,000 | 3,511 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,734,000 | 5,295 |
| Total interest expense | $464,000 | 5,987 |
| Net interest income | $3,270,000 | 5,069 |
| Provision for loan and lease losses | $350,000 | 3,913 |
| Total noninterest income | $581,000 | 4,136 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $270,000 | 3,813 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $311,000 | 3,805 |
| Total noninterest expense | $1,809,000 | 5,992 |
| Salaries and employee benefits | $624,000 | 6,639 |
| Premises and equipment expense | $182,000 | 6,153 |
| Additional noninterest expense | $1,003,000 | 4,893 |
| Pre-tax net operating income | $1,692,000 | 2,818 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $730,000 | 1,639 |
| Income before extraordinary items | $962,000 | 3,630 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $962,000 | 3,633 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $962,000 | 3,632 |
| Net charge-offs | $403,000 | 3,438 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 1,009 |
| Net operating income | $962,000 | 3,511 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,742,000 | 5,396 |
| Total interest expense | $331,000 | 6,167 |
| Net interest income | $2,411,000 | 5,134 |
| Provision for loan and lease losses | $150,000 | 4,478 |
| Total noninterest income | $435,000 | 4,149 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $214,000 | 3,709 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $221,000 | 3,955 |
| Total noninterest expense | $1,372,000 | 6,008 |
| Salaries and employee benefits | $459,000 | 6,693 |
| Premises and equipment expense | $135,000 | 6,211 |
| Additional noninterest expense | $778,000 | 4,837 |
| Pre-tax net operating income | $1,324,000 | 2,812 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $534,000 | 1,680 |
| Income before extraordinary items | $790,000 | 3,544 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $790,000 | 3,545 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $790,000 | 3,545 |
| Net charge-offs | $407,000 | 2,888 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $790,000 | 3,421 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,834,000 | 5,442 |
| Total interest expense | $210,000 | 6,357 |
| Net interest income | $1,624,000 | 5,144 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $230,000 | 4,622 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $149,000 | 3,604 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $81,000 | 4,876 |
| Total noninterest expense | $946,000 | 6,013 |
| Salaries and employee benefits | $279,000 | 6,885 |
| Premises and equipment expense | $87,000 | 6,317 |
| Additional noninterest expense | $580,000 | 4,619 |
| Pre-tax net operating income | $758,000 | 3,036 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $278,000 | 1,884 |
| Income before extraordinary items | $480,000 | 3,674 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $480,000 | 3,674 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $480,000 | 3,675 |
| Net charge-offs | $342,000 | 2,537 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $480,000 | 3,563 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $909,000 | 5,496 |
| Total interest expense | $98,000 | 6,545 |
| Net interest income | $811,000 | 5,137 |
| Provision for loan and lease losses | $50,000 | 4,153 |
| Total noninterest income | $112,000 | 4,711 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $75,000 | 3,563 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $37,000 | 5,099 |
| Total noninterest expense | $480,000 | 6,026 |
| Salaries and employee benefits | $147,000 | 6,864 |
| Premises and equipment expense | $47,000 | 6,228 |
| Additional noninterest expense | $286,000 | 4,663 |
| Pre-tax net operating income | $393,000 | 3,010 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $153,000 | 1,783 |
| Income before extraordinary items | $240,000 | 3,655 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $240,000 | 3,655 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $240,000 | 3,654 |
| Net charge-offs | $-10,000 | 6,997 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $240,000 | 3,598 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,921,000 | 5,447 |
| Total interest expense | $360,000 | 6,898 |
| Net interest income | $3,561,000 | 4,899 |
| Provision for loan and lease losses | $866,000 | 3,282 |
| Total noninterest income | $526,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $277,000 | 3,795 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $249,000 | 4,255 |
| Total noninterest expense | $1,872,000 | 6,135 |
| Salaries and employee benefits | $623,000 | 6,871 |
| Premises and equipment expense | $183,000 | 6,349 |
| Additional noninterest expense | $1,066,000 | 4,924 |
| Pre-tax net operating income | $1,349,000 | 2,896 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $547,000 | 1,795 |
| Income before extraordinary items | $802,000 | 3,612 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $802,000 | 3,609 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $802,000 | 3,612 |
| Net charge-offs | $1,077,000 | 2,586 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $-172,000 | 7,606 |
| Net operating income | $802,000 | 3,488 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,952,000 | 5,535 |
| Total interest expense | $263,000 | 7,050 |
| Net interest income | $2,689,000 | 4,937 |
| Provision for loan and lease losses | $700,000 | 3,032 |
| Total noninterest income | $389,000 | 4,566 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $207,000 | 3,873 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $182,000 | 4,333 |
| Total noninterest expense | $1,386,000 | 6,205 |
| Salaries and employee benefits | $474,000 | 6,905 |
| Premises and equipment expense | $151,000 | 6,276 |
| Additional noninterest expense | $761,000 | 5,053 |
| Pre-tax net operating income | $992,000 | 3,108 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $404,000 | 1,868 |
| Income before extraordinary items | $588,000 | 3,817 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $588,000 | 3,817 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $588,000 | 3,818 |
| Net charge-offs | $845,000 | 2,390 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $588,000 | 3,672 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,001,000 | 5,543 |
| Total interest expense | $172,000 | 7,149 |
| Net interest income | $1,829,000 | 4,898 |
| Provision for loan and lease losses | $500,000 | 2,840 |
| Total noninterest income | $278,000 | 4,415 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $139,000 | 3,847 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $139,000 | 4,106 |
| Total noninterest expense | $892,000 | 6,320 |
| Salaries and employee benefits | $311,000 | 6,977 |
| Premises and equipment expense | $108,000 | 6,170 |
| Additional noninterest expense | $473,000 | 5,234 |
| Pre-tax net operating income | $715,000 | 2,991 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $295,000 | 1,752 |
| Income before extraordinary items | $420,000 | 3,700 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $420,000 | 3,698 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $420,000 | 3,699 |
| Net charge-offs | $452,000 | 2,560 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $420,000 | 3,597 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,006,000 | 5,604 |
| Total interest expense | $83,000 | 7,304 |
| Net interest income | $923,000 | 4,907 |
| Provision for loan and lease losses | $200,000 | 2,974 |
| Total noninterest income | $103,000 | 4,992 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $63,000 | 4,037 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $424,000 | 6,487 |
| Salaries and employee benefits | $148,000 | 7,139 |
| Premises and equipment expense | $55,000 | 6,222 |
| Additional noninterest expense | $221,000 | 5,451 |
| Pre-tax net operating income | $402,000 | 2,828 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $172,000 | 1,585 |
| Income before extraordinary items | $230,000 | 3,642 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $230,000 | 3,639 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $230,000 | 3,641 |
| Net charge-offs | $-3,000 | 7,154 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $230,000 | 3,512 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $3,708,000 | 5,888 |
| Total interest expense | $541,000 | 7,041 |
| Net interest income | $3,167,000 | 5,243 |
| Provision for loan and lease losses | $100,000 | 6,413 |
| Total noninterest income | $462,000 | 4,871 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $221,000 | 4,461 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $241,000 | 4,333 |
| Total noninterest expense | $2,386,000 | 5,796 |
| Salaries and employee benefits | $857,000 | 6,564 |
| Premises and equipment expense | $232,000 | 6,218 |
| Additional noninterest expense | $1,297,000 | 4,515 |
| Pre-tax net operating income | $1,143,000 | 2,788 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $500,000 | 1,561 |
| Income before extraordinary items | $643,000 | 3,501 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $643,000 | 3,500 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $643,000 | 3,500 |
| Net charge-offs | $-332,000 | 8,004 |
| Cash dividends | $92,000 | 4,192 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $643,000 | 3,435 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,715,000 | 6,014 |
| Total interest expense | $431,000 | 7,083 |
| Net interest income | $2,284,000 | 5,370 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $377,000 | 4,785 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $169,000 | 4,448 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $208,000 | 4,227 |
| Total noninterest expense | $1,747,000 | 5,884 |
| Salaries and employee benefits | $636,000 | 6,626 |
| Premises and equipment expense | $182,000 | 6,172 |
| Additional noninterest expense | $929,000 | 4,627 |
| Pre-tax net operating income | $914,000 | 2,900 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $369,000 | 1,716 |
| Income before extraordinary items | $545,000 | 3,542 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $545,000 | 3,539 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $545,000 | 3,542 |
| Net charge-offs | $-471,000 | 8,091 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $545,000 | 3,450 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,795,000 | 6,087 |
| Total interest expense | $303,000 | 7,126 |
| Net interest income | $1,492,000 | 5,423 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $272,000 | 4,632 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $112,000 | 4,425 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $160,000 | 3,988 |
| Total noninterest expense | $1,026,000 | 6,237 |
| Salaries and employee benefits | $441,000 | 6,613 |
| Premises and equipment expense | $127,000 | 6,125 |
| Additional noninterest expense | $458,000 | 5,483 |
| Pre-tax net operating income | $738,000 | 2,664 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $297,000 | 1,542 |
| Income before extraordinary items | $441,000 | 3,322 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $441,000 | 3,317 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $441,000 | 3,320 |
| Net charge-offs | $-371,000 | 8,184 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $441,000 | 3,209 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $888,000 | 6,152 |
| Total interest expense | $160,000 | 7,143 |
| Net interest income | $728,000 | 5,467 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $159,000 | 4,271 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $56,000 | 4,381 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $103,000 | 3,613 |
| Total noninterest expense | $488,000 | 6,324 |
| Salaries and employee benefits | $216,000 | 6,702 |
| Premises and equipment expense | $42,000 | 6,902 |
| Additional noninterest expense | $230,000 | 5,186 |
| Pre-tax net operating income | $399,000 | 2,805 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $155,000 | 1,712 |
| Income before extraordinary items | $244,000 | 3,486 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $244,000 | 3,487 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $244,000 | 3,487 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $244,000 | 3,342 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $4,912,000 | 5,509 |
| Total interest expense | $1,132,000 | 6,561 |
| Net interest income | $3,780,000 | 4,747 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $938,000 | 3,546 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $260,000 | 4,284 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $678,000 | 2,702 |
| Total noninterest expense | $2,094,000 | 6,124 |
| Salaries and employee benefits | $1,047,000 | 6,309 |
| Premises and equipment expense | $193,000 | 6,740 |
| Additional noninterest expense | $854,000 | 5,294 |
| Pre-tax net operating income | $2,624,000 | 2,015 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,067,000 | 1,142 |
| Income before extraordinary items | $1,557,000 | 2,451 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,557,000 | 2,449 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-373,000 | 8,286 |
| Cash dividends | $92,000 | 5,039 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,557,000 | 2,594 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $3,900,000 | 5,413 |
| Total interest expense | $882,000 | 6,600 |
| Net interest income | $3,018,000 | 4,598 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $754,000 | 3,477 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $203,000 | 4,230 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $551,000 | 2,659 |
| Total noninterest expense | $1,588,000 | 6,080 |
| Salaries and employee benefits | $814,000 | 6,251 |
| Premises and equipment expense | $125,000 | 7,032 |
| Additional noninterest expense | $649,000 | 5,192 |
| Pre-tax net operating income | $2,184,000 | 2,161 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $896,000 | 1,260 |
| Income before extraordinary items | $1,288,000 | 2,619 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,288,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-331,000 | 8,361 |
| Cash dividends | $92,000 | 4,477 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,288,000 | 2,751 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $2,691,000 | 5,387 |
| Total interest expense | $620,000 | 6,624 |
| Net interest income | $2,071,000 | 4,492 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $555,000 | 3,289 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $130,000 | 4,315 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $425,000 | 2,485 |
| Total noninterest expense | $1,002,000 | 6,263 |
| Salaries and employee benefits | $578,000 | 6,151 |
| Premises and equipment expense | $73,000 | 7,289 |
| Additional noninterest expense | $351,000 | 5,769 |
| Pre-tax net operating income | $1,624,000 | 2,038 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $665,000 | 1,282 |
| Income before extraordinary items | $959,000 | 2,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $959,000 | 2,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-326,000 | 8,431 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $959,000 | 2,606 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 5,236 |
| Total interest expense | $347,000 | 6,537 |
| Net interest income | $1,122,000 | 4,276 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $315,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $62,000 | 4,381 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $253,000 | 2,206 |
| Total noninterest expense | $544,000 | 6,079 |
| Salaries and employee benefits | $318,000 | 5,927 |
| Premises and equipment expense | $61,000 | 6,379 |
| Additional noninterest expense | $165,000 | 5,914 |
| Pre-tax net operating income | $893,000 | 1,974 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $350,000 | 1,318 |
| Income before extraordinary items | $543,000 | 2,515 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $543,000 | 2,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $543,000 | 2,445 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,629,000 | 4,498 |
| Total interest expense | $1,726,000 | 6,146 |
| Net interest income | $5,903,000 | 3,539 |
| Provision for loan and lease losses | $380,000 | 2,776 |
| Total noninterest income | $845,000 | 3,900 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $223,000 | 4,682 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $622,000 | 2,949 |
| Total noninterest expense | $2,388,000 | 5,746 |
| Salaries and employee benefits | $1,260,000 | 5,836 |
| Premises and equipment expense | $275,000 | 5,985 |
| Additional noninterest expense | $853,000 | 5,134 |
| Pre-tax net operating income | $3,980,000 | 1,993 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,557,000 | 1,383 |
| Income before extraordinary items | $2,423,000 | 2,449 |
| Extraordinary gains, net | $-2,000 | 8,505 |
| Net income | $2,421,000 | 2,448 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $785,000 | 1,227 |
| Cash dividends | $90,000 | 5,412 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,423,000 | 2,439 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,889,000 | 4,426 |
| Total interest expense | $1,310,000 | 6,159 |
| Net interest income | $4,579,000 | 3,470 |
| Provision for loan and lease losses | $150,000 | 3,464 |
| Total noninterest income | $637,000 | 3,892 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $169,000 | 4,691 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $468,000 | 2,960 |
| Total noninterest expense | $1,927,000 | 5,489 |
| Salaries and employee benefits | $1,023,000 | 5,570 |
| Premises and equipment expense | $223,000 | 5,808 |
| Additional noninterest expense | $681,000 | 4,875 |
| Pre-tax net operating income | $3,139,000 | 2,029 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $1,272,000 | 1,383 |
| Income before extraordinary items | $1,867,000 | 2,526 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,867,000 | 2,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $322,000 | 1,468 |
| Cash dividends | $90,000 | 4,739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,867,000 | 2,500 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,931,000 | 4,437 |
| Total interest expense | $871,000 | 6,193 |
| Net interest income | $3,060,000 | 3,477 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $393,000 | 4,073 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $120,000 | 4,583 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $273,000 | 3,178 |
| Total noninterest expense | $1,378,000 | 5,290 |
| Salaries and employee benefits | $709,000 | 5,505 |
| Premises and equipment expense | $170,000 | 5,511 |
| Additional noninterest expense | $499,000 | 4,589 |
| Pre-tax net operating income | $2,075,000 | 2,088 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $841,000 | 1,444 |
| Income before extraordinary items | $1,234,000 | 2,576 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,234,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,334 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,234,000 | 2,556 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,949,000 | 4,465 |
| Total interest expense | $440,000 | 6,168 |
| Net interest income | $1,509,000 | 3,520 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $203,000 | 3,979 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $63,000 | 4,424 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $140,000 | 3,143 |
| Total noninterest expense | $652,000 | 5,492 |
| Salaries and employee benefits | $350,000 | 5,588 |
| Premises and equipment expense | $76,000 | 5,812 |
| Additional noninterest expense | $226,000 | 4,851 |
| Pre-tax net operating income | $1,060,000 | 2,066 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $421,000 | 1,469 |
| Income before extraordinary items | $639,000 | 2,506 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $639,000 | 2,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $639,000 | 2,480 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,515,000 | 4,363 |
| Total interest expense | $1,658,000 | 5,883 |
| Net interest income | $5,857,000 | 3,583 |
| Provision for loan and lease losses | $0 | 6,850 |
| Total noninterest income | $781,000 | 4,117 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $267,000 | 4,358 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $514,000 | 3,291 |
| Total noninterest expense | $2,424,000 | 5,589 |
| Salaries and employee benefits | $1,253,000 | 5,772 |
| Premises and equipment expense | $387,000 | 5,030 |
| Additional noninterest expense | $784,000 | 5,293 |
| Pre-tax net operating income | $4,214,000 | 2,171 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,705,000 | 1,495 |
| Income before extraordinary items | $2,509,000 | 2,615 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,509,000 | 2,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-84,000 | 8,461 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $-500,000 | 8,642 |
| Net operating income | $2,509,000 | 2,600 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,534,000 | 4,401 |
| Total interest expense | $1,194,000 | 5,922 |
| Net interest income | $4,340,000 | 3,638 |
| Provision for loan and lease losses | $0 | 6,685 |
| Total noninterest income | $610,000 | 4,022 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $203,000 | 4,353 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $407,000 | 3,190 |
| Total noninterest expense | $1,778,000 | 5,639 |
| Salaries and employee benefits | $987,000 | 5,591 |
| Premises and equipment expense | $275,000 | 5,206 |
| Additional noninterest expense | $516,000 | 5,675 |
| Pre-tax net operating income | $3,172,000 | 2,224 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,284,000 | 1,565 |
| Income before extraordinary items | $1,888,000 | 2,700 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,888,000 | 2,703 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-44,000 | 8,317 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,888,000 | 2,679 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 4,449 |
| Total interest expense | $763,000 | 5,927 |
| Net interest income | $2,812,000 | 3,724 |
| Provision for loan and lease losses | $0 | 6,419 |
| Total noninterest income | $409,000 | 4,003 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $141,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $268,000 | 3,209 |
| Total noninterest expense | $1,099,000 | 5,893 |
| Salaries and employee benefits | $669,000 | 5,569 |
| Premises and equipment expense | $153,000 | 5,725 |
| Additional noninterest expense | $277,000 | 6,308 |
| Pre-tax net operating income | $2,122,000 | 2,213 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $861,000 | 1,569 |
| Income before extraordinary items | $1,261,000 | 2,686 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,261,000 | 2,688 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,245 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,261,000 | 2,674 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,740,000 | 4,477 |
| Total interest expense | $387,000 | 5,784 |
| Net interest income | $1,353,000 | 3,832 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $206,000 | 3,917 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $68,000 | 4,286 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $138,000 | 3,119 |
| Total noninterest expense | $534,000 | 5,981 |
| Salaries and employee benefits | $322,000 | 5,713 |
| Premises and equipment expense | $76,000 | 5,765 |
| Additional noninterest expense | $136,000 | 6,338 |
| Pre-tax net operating income | $1,025,000 | 2,235 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $408,000 | 1,632 |
| Income before extraordinary items | $617,000 | 2,687 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $617,000 | 2,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $617,000 | 2,672 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,680,000 | 4,756 |
| Total interest expense | $1,092,000 | 6,070 |
| Net interest income | $4,588,000 | 4,205 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $1,326,000 | 2,918 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $281,000 | 4,340 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $1,045,000 | 2,149 |
| Total noninterest expense | $2,524,000 | 5,350 |
| Salaries and employee benefits | $1,319,000 | 5,474 |
| Premises and equipment expense | $374,000 | 5,070 |
| Additional noninterest expense | $831,000 | 5,042 |
| Pre-tax net operating income | $3,390,000 | 2,505 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,401,000 | 1,792 |
| Income before extraordinary items | $1,989,000 | 3,108 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,989,000 | 3,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-766,000 | 8,799 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,989,000 | 3,072 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,102,000 | 4,840 |
| Total interest expense | $771,000 | 6,112 |
| Net interest income | $3,331,000 | 4,309 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $660,000 | 3,854 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $212,000 | 4,345 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $448,000 | 3,079 |
| Total noninterest expense | $1,780,000 | 5,518 |
| Salaries and employee benefits | $980,000 | 5,481 |
| Premises and equipment expense | $280,000 | 5,061 |
| Additional noninterest expense | $520,000 | 5,585 |
| Pre-tax net operating income | $2,211,000 | 2,832 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $933,000 | 1,976 |
| Income before extraordinary items | $1,278,000 | 3,516 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,278,000 | 3,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-315,000 | 8,787 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,278,000 | 3,482 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,668,000 | 4,858 |
| Total interest expense | $505,000 | 6,019 |
| Net interest income | $2,163,000 | 4,367 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $451,000 | 3,768 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $310,000 | 3,004 |
| Total noninterest expense | $1,170,000 | 5,547 |
| Salaries and employee benefits | $668,000 | 5,395 |
| Premises and equipment expense | $206,000 | 4,727 |
| Additional noninterest expense | $296,000 | 6,043 |
| Pre-tax net operating income | $1,444,000 | 2,841 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $602,000 | 1,998 |
| Income before extraordinary items | $842,000 | 3,517 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $842,000 | 3,519 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-79,000 | 8,609 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $842,000 | 3,470 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,262,000 | 5,024 |
| Total interest expense | $256,000 | 5,903 |
| Net interest income | $1,006,000 | 4,604 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $179,000 | 4,262 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $69,000 | 4,296 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $110,000 | 3,560 |
| Total noninterest expense | $588,000 | 5,577 |
| Salaries and employee benefits | $292,000 | 5,864 |
| Premises and equipment expense | $102,000 | 4,794 |
| Additional noninterest expense | $194,000 | 5,196 |
| Pre-tax net operating income | $597,000 | 3,237 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $280,000 | 2,082 |
| Income before extraordinary items | $317,000 | 4,212 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $317,000 | 4,213 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,456 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $317,000 | 4,164 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,204,000 | 5,401 |
| Total interest expense | $745,000 | 6,437 |
| Net interest income | $3,459,000 | 4,944 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $821,000 | 3,976 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $303,000 | 4,287 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $518,000 | 3,246 |
| Total noninterest expense | $2,525,000 | 5,265 |
| Salaries and employee benefits | $1,309,000 | 5,413 |
| Premises and equipment expense | $447,000 | 4,427 |
| Additional noninterest expense | $769,000 | 5,229 |
| Pre-tax net operating income | $1,755,000 | 3,850 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $654,000 | 2,880 |
| Income before extraordinary items | $1,101,000 | 4,438 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,101,000 | 4,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-274,000 | 8,903 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $-705,000 | 8,934 |
| Net operating income | $1,101,000 | 4,366 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,064,000 | 5,487 |
| Total interest expense | $560,000 | 6,409 |
| Net interest income | $2,504,000 | 5,058 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $607,000 | 4,043 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $229,000 | 4,307 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $378,000 | 3,297 |
| Total noninterest expense | $1,894,000 | 5,226 |
| Salaries and employee benefits | $986,000 | 5,371 |
| Premises and equipment expense | $346,000 | 4,317 |
| Additional noninterest expense | $562,000 | 5,269 |
| Pre-tax net operating income | $1,217,000 | 4,124 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $435,000 | 3,160 |
| Income before extraordinary items | $782,000 | 4,687 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $782,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-118,000 | 8,835 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $-705,000 | 8,999 |
| Net operating income | $782,000 | 4,605 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,975,000 | 5,586 |
| Total interest expense | $377,000 | 6,425 |
| Net interest income | $1,598,000 | 5,201 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $380,000 | 4,222 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $153,000 | 4,277 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $227,000 | 3,504 |
| Total noninterest expense | $1,268,000 | 5,240 |
| Salaries and employee benefits | $703,000 | 5,151 |
| Premises and equipment expense | $233,000 | 4,294 |
| Additional noninterest expense | $332,000 | 5,657 |
| Pre-tax net operating income | $710,000 | 4,418 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $256,000 | 3,350 |
| Income before extraordinary items | $454,000 | 4,977 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $454,000 | 4,977 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-60,000 | 8,781 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $454,000 | 4,897 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $960,000 | 5,708 |
| Total interest expense | $201,000 | 6,338 |
| Net interest income | $759,000 | 5,380 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $193,000 | 4,147 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $83,000 | 4,031 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $110,000 | 3,509 |
| Total noninterest expense | $637,000 | 5,234 |
| Salaries and employee benefits | $361,000 | 5,076 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $164,000 | 5,716 |
| Pre-tax net operating income | $315,000 | 4,704 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $110,000 | 3,630 |
| Income before extraordinary items | $205,000 | 5,272 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $205,000 | 5,271 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-30,000 | 8,707 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $205,000 | 5,154 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 5,510 |
| Total interest expense | $720,000 | 6,965 |
| Net interest income | $3,426,000 | 4,867 |
| Provision for loan and lease losses | $550,000 | 2,001 |
| Total noninterest income | $1,905,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $294,000 | 4,343 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $1,611,000 | 1,733 |
| Total noninterest expense | $2,728,000 | 4,914 |
| Salaries and employee benefits | $1,435,000 | 5,003 |
| Premises and equipment expense | $418,000 | 4,586 |
| Additional noninterest expense | $875,000 | 4,734 |
| Pre-tax net operating income | $2,062,000 | 3,327 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $785,000 | 2,572 |
| Income before extraordinary items | $1,267,000 | 3,991 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,267,000 | 3,991 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $640,000 | 1,317 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 9,152 |
| Net operating income | $1,267,000 | 3,820 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,924,000 | 5,801 |
| Total interest expense | $526,000 | 7,187 |
| Net interest income | $2,398,000 | 5,120 |
| Provision for loan and lease losses | $550,000 | 1,522 |
| Total noninterest income | $1,666,000 | 2,185 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $216,000 | 4,416 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,450,000 | 1,569 |
| Total noninterest expense | $2,144,000 | 4,751 |
| Salaries and employee benefits | $1,165,000 | 4,731 |
| Premises and equipment expense | $313,000 | 4,584 |
| Additional noninterest expense | $666,000 | 4,648 |
| Pre-tax net operating income | $1,370,000 | 3,717 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $609,000 | 2,640 |
| Income before extraordinary items | $761,000 | 4,741 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $761,000 | 4,742 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $371,000 | 1,468 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 9,212 |
| Net operating income | $761,000 | 4,557 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 5,870 |
| Total interest expense | $323,000 | 7,498 |
| Net interest income | $1,605,000 | 5,104 |
| Provision for loan and lease losses | $300,000 | 1,769 |
| Total noninterest income | $685,000 | 3,059 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $148,000 | 4,326 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $537,000 | 2,348 |
| Total noninterest expense | $1,332,000 | 4,974 |
| Salaries and employee benefits | $686,000 | 5,157 |
| Premises and equipment expense | $208,000 | 4,589 |
| Additional noninterest expense | $438,000 | 4,690 |
| Pre-tax net operating income | $658,000 | 4,600 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $252,000 | 3,542 |
| Income before extraordinary items | $406,000 | 5,362 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $406,000 | 5,362 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 1,682 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $-1,000,000 | 9,248 |
| Net operating income | $406,000 | 5,164 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $933,000 | 5,984 |
| Total interest expense | $141,000 | 7,875 |
| Net interest income | $792,000 | 5,133 |
| Provision for loan and lease losses | $300,000 | 910 |
| Total noninterest income | $487,000 | 2,326 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $70,000 | 4,383 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $417,000 | 1,688 |
| Total noninterest expense | $654,000 | 5,041 |
| Salaries and employee benefits | $379,000 | 4,810 |
| Premises and equipment expense | $107,000 | 4,503 |
| Additional noninterest expense | $168,000 | 5,579 |
| Pre-tax net operating income | $325,000 | 4,584 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $185,000 | 2,834 |
| Income before extraordinary items | $140,000 | 6,176 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $140,000 | 6,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $277,000 | 755 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $-652,000 | 9,296 |
| Net operating income | $140,000 | 5,993 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,276,000 | 5,702 |
| Total interest expense | $791,000 | 7,543 |
| Net interest income | $3,485,000 | 4,768 |
| Provision for loan and lease losses | $950,000 | 1,410 |
| Total noninterest income | $984,000 | 3,520 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $270,000 | 4,495 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $714,000 | 2,672 |
| Total noninterest expense | $2,599,000 | 4,951 |
| Salaries and employee benefits | $1,535,000 | 4,612 |
| Premises and equipment expense | $432,000 | 4,382 |
| Additional noninterest expense | $632,000 | 5,749 |
| Pre-tax net operating income | $920,000 | 5,419 |
| Securities gains (losses) | $9,000 | 3,662 |
| Applicable income taxes | $338,000 | 4,234 |
| Income before extraordinary items | $591,000 | 6,004 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $591,000 | 6,003 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,323,000 | 750 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $-1,500,000 | 9,332 |
| Net operating income | $585,240 | 5,889 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,968,000 | 4,981 |
| Total interest expense | $1,503,000 | 6,966 |
| Net interest income | $4,462,000 | 3,795 |
| Provision for loan and lease losses | $-710,000 | 9,587 |
| Total noninterest income | $506,000 | 5,041 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $224,000 | 4,893 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $282,000 | 4,254 |
| Total noninterest expense | $3,480,000 | 3,844 |
| Salaries and employee benefits | $1,409,000 | 4,731 |
| Premises and equipment expense | $488,000 | 3,962 |
| Additional noninterest expense | $1,583,000 | 2,741 |
| Pre-tax net operating income | $2,201,000 | 2,953 |
| Securities gains (losses) | $214,000 | 1,141 |
| Applicable income taxes | $1,049,000 | 2,006 |
| Income before extraordinary items | $1,366,000 | 3,465 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,366,000 | 3,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-331,000 | 9,578 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,229,040 | 3,622 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 4,463 |
| Total interest expense | $1,856,000 | 6,498 |
| Net interest income | $5,374,000 | 3,262 |
| Provision for loan and lease losses | $400,000 | 2,269 |
| Total noninterest income | $916,000 | 3,347 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $304,000 | 4,021 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $612,000 | 2,604 |
| Total noninterest expense | $3,526,000 | 3,680 |
| Salaries and employee benefits | $1,554,000 | 4,237 |
| Premises and equipment expense | $718,000 | 2,822 |
| Additional noninterest expense | $1,254,000 | 3,279 |
| Pre-tax net operating income | $2,364,000 | 2,904 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $998,000 | 2,127 |
| Income before extraordinary items | $1,366,000 | 3,500 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,366,000 | 3,499 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,194,000 | 9,889 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $-1,952,000 | 9,874 |
| Net operating income | $1,366,000 | 3,487 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,401,000 | 4,738 |
| Total interest expense | $1,867,000 | 6,225 |
| Net interest income | $4,534,000 | 3,757 |
| Provision for loan and lease losses | $401,000 | 2,098 |
| Total noninterest income | $668,000 | 4,122 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $212,000 | 4,979 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $456,000 | 3,134 |
| Total noninterest expense | $3,126,000 | 4,077 |
| Salaries and employee benefits | $1,379,000 | 4,639 |
| Premises and equipment expense | $775,000 | 2,615 |
| Additional noninterest expense | $972,000 | 4,112 |
| Pre-tax net operating income | $1,675,000 | 3,804 |
| Securities gains (losses) | $27,000 | 1,241 |
| Applicable income taxes | $693,000 | 2,922 |
| Income before extraordinary items | $1,009,000 | 4,411 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,009,000 | 4,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $356,000 | 1,591 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $991,720 | 4,421 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $7,756,000 | 4,051 |
| Total interest expense | $2,730,000 | 5,054 |
| Net interest income | $5,026,000 | 3,372 |
| Provision for loan and lease losses | $250,000 | 2,981 |
| Total noninterest income | $847,000 | 3,474 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $225,000 | 4,809 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $622,000 | 2,584 |
| Total noninterest expense | $3,747,000 | 3,415 |
| Salaries and employee benefits | $1,438,000 | 4,392 |
| Premises and equipment expense | $824,000 | 2,376 |
| Additional noninterest expense | $1,485,000 | 2,810 |
| Pre-tax net operating income | $1,876,000 | 3,514 |
| Securities gains (losses) | $119,000 | 1,181 |
| Applicable income taxes | $816,000 | 2,697 |
| Income before extraordinary items | $1,179,000 | 3,988 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,179,000 | 3,987 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,034 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,102,840 | 4,089 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $8,489,000 | 3,761 |
| Total interest expense | $3,028,000 | 4,672 |
| Net interest income | $5,461,000 | 3,197 |
| Provision for loan and lease losses | $650,000 | 1,402 |
| Total noninterest income | $857,000 | 3,414 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $232,000 | 4,890 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $625,000 | 2,407 |
| Total noninterest expense | $3,317,000 | 3,782 |
| Salaries and employee benefits | $1,479,000 | 4,307 |
| Premises and equipment expense | $845,000 | 2,311 |
| Additional noninterest expense | $993,000 | 3,937 |
| Pre-tax net operating income | $2,351,000 | 3,068 |
| Securities gains (losses) | $54,000 | 1,299 |
| Applicable income taxes | $1,014,000 | 2,407 |
| Income before extraordinary items | $1,391,000 | 3,589 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,391,000 | 3,590 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,388,000 | 636 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $-3,299,000 | 10,903 |
| Net operating income | $1,356,440 | 3,593 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $8,349,000 | 3,874 |
| Total interest expense | $3,002,000 | 4,789 |
| Net interest income | $5,347,000 | 3,313 |
| Provision for loan and lease losses | $600,000 | 1,497 |
| Total noninterest income | $1,181,000 | 2,721 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $215,000 | 5,308 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 1,863 |
| Total noninterest expense | $3,605,000 | 3,683 |
| Salaries and employee benefits | $1,759,000 | 3,747 |
| Premises and equipment expense | $793,000 | 2,475 |
| Additional noninterest expense | $1,053,000 | 4,220 |
| Pre-tax net operating income | $2,323,000 | 3,006 |
| Securities gains (losses) | $-5,000 | 9,952 |
| Applicable income taxes | $971,000 | 2,417 |
| Income before extraordinary items | $1,347,000 | 3,519 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,347,000 | 3,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $174,000 | 2,906 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,350,200 | 3,466 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $7,230,000 | 4,431 |
| Total interest expense | $2,516,000 | 5,538 |
| Net interest income | $4,714,000 | 3,729 |
| Provision for loan and lease losses | $400,000 | 1,857 |
| Total noninterest income | $1,128,000 | 2,829 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $179,000 | 6,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $949,000 | 1,865 |
| Total noninterest expense | $3,852,000 | 3,441 |
| Salaries and employee benefits | $1,372,000 | 4,645 |
| Premises and equipment expense | $872,000 | 2,301 |
| Additional noninterest expense | $1,608,000 | 2,907 |
| Pre-tax net operating income | $1,590,000 | 4,248 |
| Securities gains (losses) | $143,000 | 803 |
| Applicable income taxes | $716,000 | 3,180 |
| Income before extraordinary items | $1,017,000 | 4,531 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,017,000 | 4,529 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $325,000 | 1,847 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $925,480 | 4,871 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,918,000 | 5,736 |
| Total interest expense | $1,294,000 | 7,571 |
| Net interest income | $3,624,000 | 4,787 |
| Provision for loan and lease losses | $300,000 | 2,237 |
| Total noninterest income | $1,019,000 | 3,075 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $168,000 | 6,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $851,000 | 2,057 |
| Total noninterest expense | $3,367,000 | 3,973 |
| Salaries and employee benefits | $1,290,000 | 4,915 |
| Premises and equipment expense | $778,000 | 2,588 |
| Additional noninterest expense | $1,299,000 | 3,770 |
| Pre-tax net operating income | $976,000 | 6,061 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $302,000 | 5,856 |
| Income before extraordinary items | $674,000 | 6,067 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $674,000 | 6,082 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $961,000 | 887 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $674,000 | 6,139 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 6,018 |
| Total interest expense | $1,246,000 | 8,094 |
| Net interest income | $3,522,000 | 4,933 |
| Provision for loan and lease losses | $378,000 | 2,548 |
| Total noninterest income | $1,144,000 | 3,023 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $178,000 | 6,414 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $966,000 | 2,078 |
| Total noninterest expense | $4,164,000 | 3,358 |
| Salaries and employee benefits | $1,417,000 | 4,499 |
| Premises and equipment expense | $754,000 | 2,693 |
| Additional noninterest expense | $1,993,000 | 2,745 |
| Pre-tax net operating income | $124,000 | 11,687 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $100,000 | 9,745 |
| Income before extraordinary items | $24,000 | 12,403 |
| Extraordinary gains, net | $402,000 | 556 |
| Net income | $426,000 | 8,335 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $511,000 | 1,736 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $24,000 | 12,273 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,053,000 | 5,446 |
| Total interest expense | $1,794,000 | 7,634 |
| Net interest income | $4,259,000 | 4,200 |
| Provision for loan and lease losses | $1,670,000 | 1,306 |
| Total noninterest income | $896,000 | 3,635 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $208,000 | 5,836 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $688,000 | 2,573 |
| Total noninterest expense | $3,286,000 | 4,171 |
| Salaries and employee benefits | $1,367,000 | 4,607 |
| Premises and equipment expense | $846,000 | 2,439 |
| Additional noninterest expense | $1,073,000 | 4,775 |
| Pre-tax net operating income | $199,000 | 11,081 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $24,000 | 11,995 |
| Income before extraordinary items | $175,000 | 10,932 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $175,000 | 11,022 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $983,000 | 1,582 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $7,000 | 1,087 |
| Net operating income | $175,000 | 10,598 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.