Home > California Bank & Trust > Net charge- offs to loans
California Bank & Trust, Net charge- offs to loans
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1443% | 1,683 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0553% | 2,003 |
| Percentage Net Loans Charged-off:Construction & development | -0.0433% | 4,958 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0504% | 1,057 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0061% | 4,745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0822% | 1,772 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2620% | 4,503 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1510% | 1,211 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4817% | 829 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9906% | 719 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2986% | 249 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3617% | 1,717 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0093% | 5,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6888% | 1,264 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0329% | 3,007 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0348% | 2,122 |
| Percentage Net Loans Charged-off:Construction & development | -0.0605% | 5,076 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0707% | 850 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0067% | 4,790 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0173% | 2,315 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3453% | 4,563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0891% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0232% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9006% | 792 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4619% | 221 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1515% | 2,327 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0121% | 5,219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0163% | 1,248 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1531% | 1,341 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0310% | 1,682 |
| Percentage Net Loans Charged-off:Construction & development | -0.0393% | 5,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0305% | 666 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0077% | 4,852 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0729% | 1,341 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0129% | 4,237 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0894% | 1,200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6223% | 493 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0146% | 722 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1523% | 179 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0196% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0223% | 5,326 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0639% | 3,574 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0225% | 3,455 |
| Percentage Net Loans Charged-off:Construction & development | -0.0666% | 5,193 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0471% | 1,829 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0003% | 419 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0193% | 3,314 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1788% | 753 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0092% | 5,670 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2429% | 1,695 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2745% | 2,520 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2101% | 303 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4079% | 6,028 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1147% | 5,626 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.8101% | 1,329 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0299% | 3,889 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0247% | 3,104 |
| Percentage Net Loans Charged-off:Construction & development | -0.0852% | 5,301 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0534% | 1,509 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0033% | 349 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0222% | 2,976 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2035% | 679 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 5,677 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0630% | 2,029 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6599% | 1,316 |
| Percentage Net Loans Charged-off: Credit card loans | 2.7396% | 222 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0365% | 5,276 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1088% | 5,675 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6045% | 1,310 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0206% | 5,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0228% | 2,876 |
| Percentage Net Loans Charged-off:Construction & development | -0.0264% | 5,194 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0437% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0093% | 267 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0076% | 2,842 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0262% | 825 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0043% | 2,730 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1878% | 5,631 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6809% | 1,220 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4363% | 253 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1072% | 2,704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0102% | 5,426 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9021% | 1,287 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0314% | 5,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 5,675 |
| Percentage Net Loans Charged-off:Construction & development | 0.0492% | 534 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0343% | 5,996 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0259% | 5,866 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0130% | 4,439 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0281% | 5,905 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1029% | 5,407 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3685% | 640 |
| Percentage Net Loans Charged-off: Credit card loans | 2.3060% | 259 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0686% | 747 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0167% | 5,503 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0247% | 25 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0491% | 6,334 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 6,263 |
| Percentage Net Loans Charged-off:Construction & development | -0.1197% | 5,612 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0835% | 6,313 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0563% | 5,231 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0804% | 3,172 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1385% | 1,162 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0701% | 3,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1039% | 5,645 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1480% | 1,002 |
| Percentage Net Loans Charged-off: Credit card loans | 4.8200% | 112 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0759% | 3,704 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0834% | 5,777 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0055% | 76 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0392% | 6,234 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0447% | 6,305 |
| Percentage Net Loans Charged-off:Construction & development | -0.1451% | 5,700 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0919% | 6,374 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0760% | 5,298 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0945% | 2,818 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1054% | 1,103 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0925% | 2,706 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0518% | 5,368 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2066% | 853 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5659% | 87 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0272% | 5,501 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0087% | 5,535 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0051% | 66 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0218% | 5,994 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 5,744 |
| Percentage Net Loans Charged-off:Construction & development | -0.1883% | 5,782 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0554% | 6,357 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0003% | 5,193 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1612% | 2,194 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2844% | 781 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1388% | 2,197 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1377% | 5,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2959% | 786 |
| Percentage Net Loans Charged-off: Credit card loans | 6.2954% | 73 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0720% | 5,554 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0417% | 1,087 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0039% | 57 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 5,211 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0177% | 2,872 |
| Percentage Net Loans Charged-off:Construction & development | -0.2943% | 5,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0007% | 1,433 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1545% | 1,847 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1010% | 708 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1643% | 1,703 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1512% | 5,820 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.7646% | 583 |
| Percentage Net Loans Charged-off: Credit card loans | 7.3150% | 74 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2579% | 2,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1085% | 761 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0083% | 41 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2372% | 3,516 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2383% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | -0.0458% | 5,972 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2547% | 2,093 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1100% | 5,511 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4015% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3576% | 1,196 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4104% | 2,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2027% | 2,761 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0255% | 620 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9676% | 109 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.0891% | 1,170 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1004% | 1,246 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4369% | 96 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2615% | 3,154 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2685% | 2,722 |
| Percentage Net Loans Charged-off:Construction & development | 0.0397% | 2,107 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3201% | 1,708 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1429% | 5,550 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3784% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2055% | 1,246 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4136% | 1,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2695% | 2,305 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3385% | 507 |
| Percentage Net Loans Charged-off: Credit card loans | 6.7642% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3150% | 885 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.3056% | 6,314 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4170% | 92 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 2,828 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2951% | 2,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.2575% | 1,674 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3201% | 1,560 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0627% | 5,530 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4016% | 1,900 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1476% | 1,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4545% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4563% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.0949% | 597 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2449% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9174% | 1,209 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.7476% | 6,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.7231% | 1,408 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3868% | 2,143 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4868% | 1,627 |
| Percentage Net Loans Charged-off:Construction & development | -0.0038% | 5,956 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7078% | 819 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0285% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3522% | 1,749 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0378% | 967 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4182% | 1,511 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0320% | 5,520 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2461% | 531 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3333% | 81 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8977% | 1,116 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1442% | 6,186 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.0445% | 1,366 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6442% | 2,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6654% | 2,242 |
| Percentage Net Loans Charged-off:Construction & development | 2.1140% | 1,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5570% | 1,885 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0737% | 954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5513% | 2,093 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5428% | 1,183 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5532% | 2,022 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4910% | 2,775 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9992% | 489 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2030% | 202 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4303% | 542 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4421% | 847 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.4904% | 1,412 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7685% | 2,030 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7586% | 1,844 |
| Percentage Net Loans Charged-off:Construction & development | 2.3462% | 1,419 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6464% | 1,444 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0864% | 800 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5965% | 1,792 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4516% | 1,136 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6298% | 1,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6803% | 2,148 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.5540% | 381 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9711% | 171 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.8835% | 407 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7955% | 606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.9828% | 1,392 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9376% | 1,662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8431% | 1,620 |
| Percentage Net Loans Charged-off:Construction & development | 2.9472% | 1,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6753% | 1,294 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1091% | 629 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5580% | 1,819 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3114% | 1,135 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6161% | 1,609 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1840% | 1,436 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.4769% | 408 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1054% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.7374% | 430 |
| Percentage Net Loans Charged-off: All other loans and lease | 1.1502% | 442 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.6873% | 1,360 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3019% | 1,063 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2917% | 969 |
| Percentage Net Loans Charged-off:Construction & development | 5.4911% | 576 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9282% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1351% | 405 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5773% | 1,426 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6603% | 669 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5573% | 1,369 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4536% | 1,030 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.5899% | 235 |
| Percentage Net Loans Charged-off: Credit card loans | 8.9067% | 125 |
| Percentage Net Loans Charged-off: Other loans to individual | 4.3382% | 231 |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0947% | 6,174 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.2119% | 51 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7571% | 1,212 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3867% | 1,402 |
| Percentage Net Loans Charged-off:Construction & development | 3.5802% | 1,585 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2188% | 1,073 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2445% | 954 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6994% | 1,848 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3723% | 690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5103% | 2,198 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3317% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3065% | 919 |
| Percentage Net Loans Charged-off: Credit card loans | 6.9518% | 192 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4047% | 671 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.1912% | 1,533 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7613% | 1,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2991% | 1,385 |
| Percentage Net Loans Charged-off:Construction & development | 4.0630% | 1,321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9766% | 1,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5383% | 2,003 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1878% | 700 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3517% | 2,450 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.6223% | 841 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7419% | 720 |
| Percentage Net Loans Charged-off: Credit card loans | 7.2154% | 189 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.7196% | 553 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0292% | 141 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6378% | 1,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2937% | 1,289 |
| Percentage Net Loans Charged-off:Construction & development | 3.4675% | 1,270 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1064% | 925 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5227% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0802% | 680 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3599% | 2,142 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.9875% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9596% | 1,046 |
| Percentage Net Loans Charged-off: Credit card loans | 8.1890% | 172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9755% | 453 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.4728% | 95 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6327% | 1,067 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9796% | 1,392 |
| Percentage Net Loans Charged-off:Construction & development | 3.0439% | 1,033 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7296% | 930 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2726% | 2,062 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3824% | 774 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2401% | 2,039 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.8792% | 635 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.2854% | 616 |
| Percentage Net Loans Charged-off: Credit card loans | 8.3206% | 183 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9256% | 278 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6690% | 1,514 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3918% | 1,462 |
| Percentage Net Loans Charged-off:Construction & development | 4.8404% | 1,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5525% | 1,678 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4940% | 2,103 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7896% | 990 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4023% | 2,275 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.8125% | 1,417 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5295% | 1,016 |
| Percentage Net Loans Charged-off: Credit card loans | 7.6949% | 237 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0405% | 1,978 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.0724% | 127 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6357% | 1,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4734% | 1,148 |
| Percentage Net Loans Charged-off:Construction & development | 5.7679% | 862 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2655% | 1,761 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4698% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5420% | 994 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4472% | 1,831 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3604% | 1,344 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5033% | 991 |
| Percentage Net Loans Charged-off: Credit card loans | 8.4269% | 198 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0356% | 1,767 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 2.6972% | 104 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3660% | 1,371 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0895% | 1,288 |
| Percentage Net Loans Charged-off:Construction & development | 4.0477% | 964 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1898% | 1,570 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4510% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3473% | 961 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4834% | 1,523 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3656% | 1,161 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.8063% | 550 |
| Percentage Net Loans Charged-off: Credit card loans | 8.6587% | 206 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0381% | 1,530 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 3.9360% | 75 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8397% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5513% | 1,546 |
| Percentage Net Loans Charged-off:Construction & development | 1.7383% | 1,008 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0958% | 1,123 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4430% | 1,320 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1338% | 5,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6222% | 999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7709% | 1,045 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6985% | 537 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7945% | 227 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0567% | 1,144 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 5.1915% | 44 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7844% | 1,589 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6218% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 2.1991% | 1,027 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0540% | 1,971 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0916% | 2,949 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2818% | 919 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0414% | 3,338 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3432% | 1,498 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.8922% | 592 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1892% | 197 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0646% | 6,941 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 112 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7458% | 1,165 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5932% | 1,022 |
| Percentage Net Loans Charged-off:Construction & development | 2.0219% | 714 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0593% | 1,408 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1102% | 2,260 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3844% | 636 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0401% | 2,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2449% | 1,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.2394% | 292 |
| Percentage Net Loans Charged-off: Credit card loans | 11.1309% | 64 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1011% | 7,006 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7173% | 983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6340% | 755 |
| Percentage Net Loans Charged-off:Construction & development | 2.1093% | 490 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0896% | 969 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0713% | 2,148 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2870% | 581 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0181% | 2,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0140% | 1,053 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7071% | 341 |
| Percentage Net Loans Charged-off: Credit card loans | 10.2894% | 78 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1529% | 7,074 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9008% | 592 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9995% | 340 |
| Percentage Net Loans Charged-off:Construction & development | 3.2840% | 208 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1832% | 475 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 7,696 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 7,710 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6259% | 1,061 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.6479% | 347 |
| Percentage Net Loans Charged-off: Credit card loans | 9.3104% | 99 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0021% | 6,778 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2926% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1859% | 1,444 |
| Percentage Net Loans Charged-off:Construction & development | 0.6010% | 607 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0227% | 1,457 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0088% | 3,177 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0108% | 2,910 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6388% | 1,618 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8093% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | 7.7611% | 101 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0144% | 6,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1788% | 2,182 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0401% | 2,250 |
| Percentage Net Loans Charged-off:Construction & development | 0.1098% | 725 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0195% | 1,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0011% | 7,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0013% | 7,551 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6347% | 1,284 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3373% | 995 |
| Percentage Net Loans Charged-off: Credit card loans | 6.3280% | 133 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0203% | 6,907 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1899% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0318% | 1,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0677% | 588 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0291% | 736 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0012% | 7,562 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0015% | 7,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7141% | 990 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4434% | 825 |
| Percentage Net Loans Charged-off: Credit card loans | 7.1798% | 124 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0082% | 6,828 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1035% | 2,170 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0583% | 1,146 |
| Percentage Net Loans Charged-off:Construction & development | 0.1322% | 289 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0473% | 406 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0021% | 7,661 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 7,663 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2436% | 1,207 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1465% | 1,117 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0965% | 208 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0160% | 6,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1364% | 2,663 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0444% | 2,078 |
| Percentage Net Loans Charged-off:Construction & development | 0.1052% | 473 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0186% | 1,153 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0215% | 2,440 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0795% | 6,077 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0455% | 1,913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4198% | 1,787 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8293% | 1,813 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2191% | 239 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.4057% | 860 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 2,668 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0066% | 2,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,002 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0227% | 2,018 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1046% | 6,081 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0531% | 1,513 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3850% | 1,494 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8242% | 1,638 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8950% | 254 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5471% | 668 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0728% | 2,930 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,756 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0845% | 6,040 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0151% | 1,667 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2493% | 1,580 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8904% | 1,431 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0938% | 247 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8352% | 506 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0960% | 2,145 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,600 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0082% | 7,899 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1692% | 6,018 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0310% | 1,011 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2733% | 1,086 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3418% | 947 |
| Percentage Net Loans Charged-off: Credit card loans | 3.9748% | 276 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6741% | 317 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0673% | 4,360 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0001% | 3,551 |
| Percentage Net Loans Charged-off:Construction & development | -0.0156% | 7,741 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0141% | 2,682 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0776% | 463 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0005% | 7,784 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1233% | 3,173 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1496% | 1,553 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3706% | 324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.9727% | 376 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0636% | 3,854 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0057% | 7,718 |
| Percentage Net Loans Charged-off:Construction & development | -0.0216% | 7,753 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0005% | 7,724 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,731 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0834% | 2,861 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0253% | 1,587 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7619% | 375 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.8777% | 249 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0584% | 3,680 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0081% | 7,772 |
| Percentage Net Loans Charged-off:Construction & development | -0.0336% | 7,747 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0010% | 2,136 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0012% | 1,965 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1079% | 2,356 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1257% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | 4.4254% | 321 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.0984% | 270 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 2,410 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 8,054 |
| Percentage Net Loans Charged-off:Construction & development | -0.0675% | 7,790 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0019% | 1,523 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0024% | 1,384 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2794% | 1,287 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4335% | 1,035 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3821% | 304 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.7052% | 196 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0903% | 4,385 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0030% | 7,853 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 757 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 8,086 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0086% | 8,057 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0004% | 5,930 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0100% | 8,072 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5371% | 2,041 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6061% | 1,102 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6545% | 517 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -6.4634% | 7,859 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1022% | 3,603 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0001% | 603 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 8,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 7,881 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0006% | 5,915 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0030% | 7,897 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3204% | 2,195 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8038% | 817 |
| Percentage Net Loans Charged-off: Credit card loans | 3.1118% | 618 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1004% | 7,392 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0945% | 3,492 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0002% | 2,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0001% | 8,211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0006% | 2,279 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0007% | 2,140 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2646% | 2,039 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9602% | 751 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3576% | 571 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0939% | 7,364 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0763% | 3,198 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 7,826 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0025% | 8,355 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0023% | 8,057 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0026% | 8,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1373% | 1,735 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.6444% | 588 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8575% | 493 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.1725% | 7,450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2319% | 3,068 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0596% | 2,355 |
| Percentage Net Loans Charged-off:Construction & development | 0.1703% | 496 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0468% | 1,306 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0053% | 8,242 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0005% | 5,946 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0060% | 8,255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5079% | 2,597 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3570% | 1,580 |
| Percentage Net Loans Charged-off: Credit card loans | 4.9066% | 434 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6219% | 219 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2578% | 2,454 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0774% | 1,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.2111% | 373 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0635% | 982 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0073% | 8,276 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0007% | 5,911 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0082% | 8,300 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5595% | 2,089 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2507% | 1,639 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2778% | 548 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.6323% | 204 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2630% | 2,273 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0331% | 2,111 |
| Percentage Net Loans Charged-off:Construction & development | 0.1285% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0077% | 8,472 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0072% | 2,284 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0012% | 5,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0084% | 2,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6954% | 1,644 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0135% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8211% | 625 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3928% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2356% | 2,103 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0190% | 1,748 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0391% | 535 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0116% | 1,525 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0131% | 1,430 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4363% | 1,509 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1905% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | 4.0845% | 558 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 10.5054% | 105 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2440% | 3,205 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0065% | 8,304 |
| Percentage Net Loans Charged-off:Construction & development | 0.0284% | 782 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0363% | 8,700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0031% | 8,310 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0026% | 607 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0037% | 8,333 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5820% | 2,651 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2487% | 1,825 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3654% | 850 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.5098% | 198 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2118% | 3,484 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0418% | 2,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1169% | 900 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0018% | 8,502 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0019% | 8,527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4224% | 2,876 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0435% | 2,134 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3779% | 785 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2955% | 390 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3002% | 2,251 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0078% | 1,352 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0270% | 1,371 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0089% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0017% | 363 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0094% | 715 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1505% | 209 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5606% | 241 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6056% | 240 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 385 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3611% | 1,935 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1692% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | -0.0007% | 1,310 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3659% | 1,467 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1019% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0212% | 745 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0493% | 1,333 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0250% | 657 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7494% | 105 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.1374% | 178 |
| Percentage Net Loans Charged-off: Credit card loans | 5.0716% | 146 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0937% | 1,316 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3216% | 2,316 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2219% | 120 |
| Percentage Net Loans Charged-off:Construction & development | 0.0010% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3859% | 97 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0154% | 1,285 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0081% | 1,312 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 1,264 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0057% | 1,289 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4248% | 396 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9712% | 506 |
| Percentage Net Loans Charged-off: Credit card loans | 3.6996% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.1224% | 37 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -0.0884% | 461 |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0038% | 8,398 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0899% | 1,413 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1470% | 1,332 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0084% | 1,317 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0314% | 1,258 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0790% | 739 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5271% | 873 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5626% | 759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 31 |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0424% | 7,223 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0016% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0106% | 526 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0143% | 1,421 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0450% | 1,310 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1225% | 1,275 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0626% | 484 |
| Percentage Net Loans Charged-off: Credit card loans | 1.9734% | 648 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 79.3651% | 1 |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1619% | 4,461 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0387% | 1,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1981% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0708% | 1,353 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2273% | 198 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5862% | 66 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4642% | 321 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5109% | 767 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1074% | 499 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 104.0000% | 2 |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1791% | 4,327 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2018% | 401 |
| Percentage Net Loans Charged-off:Construction & development | -0.2942% | 1,326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3516% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.0995% | 1,406 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2808% | 197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7611% | 41 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0720% | 1,439 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0129% | 1,011 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1645% | 246 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6629% | 275 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 53 |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4634% | 2,927 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3882% | 383 |
| Percentage Net Loans Charged-off:Construction & development | 0.3978% | 345 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2665% | 534 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3606% | 137 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4653% | 161 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0271% | 1,268 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8116% | 92 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3469% | 647 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9428% | 191 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3340% | 244 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 28.4777% | 12 |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7290% | 980 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.7645% | 114 |
| Percentage Net Loans Charged-off:Construction & development | 7.7441% | 102 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 967 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8234% | 381 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8383% | 272 |
| Percentage Net Loans Charged-off: Credit card loans | 2.1800% | 586 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 144 |