Home > Byron Bank > Net charge- offs to loans
Byron Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0033% | 3,754 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 3,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 4,081 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0017% | 746 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0607% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 4,120 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0343% | 4,025 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1229% | 2,243 |
| Percentage Net Loans Charged-off: Credit card loans | 1.2741% | 354 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,715 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0044% | 3,711 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 4,105 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 48 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0045% | 552 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0835% | 94 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0211% | 4,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0462% | 4,063 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1086% | 2,093 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1375% | 310 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0144% | 4,032 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0083% | 3,979 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0051% | 4,208 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 29 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0176% | 4,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0234% | 4,195 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0691% | 4,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0272% | 2,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2820% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,270 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0274% | 4,191 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0122% | 4,163 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0052% | 4,276 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 18 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0291% | 4,351 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0389% | 4,420 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1403% | 4,360 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0134% | 3,923 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0058% | 3,647 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0055% | 4,076 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 64 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0101% | 3,855 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 205 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0133% | 3,962 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1413% | 4,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2562% | 1,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7539% | 343 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2043% | 1,617 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0210% | 4,006 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0061% | 3,628 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0056% | 4,119 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 47 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0110% | 3,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0145% | 4,006 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1892% | 4,361 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2285% | 1,476 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6079% | 351 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1891% | 1,515 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0192% | 3,851 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0067% | 3,606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 4,049 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 33 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0126% | 3,829 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 129 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0165% | 3,946 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2855% | 4,302 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6366% | 738 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9165% | 287 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6073% | 704 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.1015% | 4,456 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0082% | 3,821 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0058% | 4,196 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 23 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0171% | 4,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0225% | 4,116 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7373% | 4,485 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0041% | 3,507 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0086% | 3,757 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0195% | 4,264 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 968 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 242 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0026% | 913 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0736% | 2,130 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0808% | 1,991 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,273 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0018% | 3,342 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0074% | 4,195 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 77 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0054% | 788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,280 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0394% | 3,882 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 460 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0432% | 3,862 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0501% | 1,121 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0630% | 443 |
| Percentage Net Loans Charged-off:Construction & development | 2.6505% | 11 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0083% | 4,297 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0119% | 630 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 580 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,104 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0883% | 1,658 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 423 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0969% | 1,528 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1025% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1296% | 236 |
| Percentage Net Loans Charged-off:Construction & development | 4.4168% | 8 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0111% | 4,447 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0307% | 363 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0382% | 319 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1753% | 1,270 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 349 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1916% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1620% | 1,015 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0189% | 4,370 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0376% | 4,595 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0039% | 3,844 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0749% | 3,570 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0149% | 1,156 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9885% | 399 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2517% | 1,883 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9839% | 412 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1834% | 1,997 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2171% | 706 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0238% | 4,471 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0488% | 4,669 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0026% | 3,779 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0982% | 3,620 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0235% | 874 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3918% | 260 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2043% | 1,944 |
| Percentage Net Loans Charged-off: Credit card loans | 1.3136% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1015% | 2,250 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2997% | 531 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0162% | 4,398 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0031% | 637 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0490% | 4,592 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1459% | 3,668 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0210% | 4,351 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9519% | 186 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3338% | 1,595 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2293% | 260 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1524% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0071% | 3,959 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0400% | 4,674 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 429 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1158% | 4,817 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2856% | 3,722 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0594% | 4,681 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5468% | 1,219 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7441% | 152 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2397% | 1,647 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1671% | 1,209 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0615% | 1,008 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1330% | 513 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0095% | 4,207 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0088% | 3,455 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0098% | 4,240 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7146% | 669 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3068% | 2,083 |
| Percentage Net Loans Charged-off: Credit card loans | 2.0853% | 307 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1286% | 2,625 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 3,455 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0334% | 4,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0214% | 4,671 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0647% | 4,842 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0116% | 3,513 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0849% | 4,901 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0894% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2580% | 2,101 |
| Percentage Net Loans Charged-off: Credit card loans | 2.8433% | 213 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,021 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0265% | 2,322 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0194% | 4,552 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0292% | 4,830 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0148% | 4,394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 333 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0205% | 4,512 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1493% | 1,093 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3974% | 1,583 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2646% | 122 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0297% | 1,862 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0324% | 4,838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0527% | 5,026 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 4,584 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0279% | 4,711 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3295% | 601 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,391 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 435 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,284 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1505% | 1,278 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1822% | 400 |
| Percentage Net Loans Charged-off:Construction & development | -0.2182% | 4,754 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1997% | 421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2523% | 303 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1402% | 257 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2990% | 261 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0307% | 4,262 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2868% | 2,122 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3557% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2800% | 2,035 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1694% | 976 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1999% | 303 |
| Percentage Net Loans Charged-off:Construction & development | -0.3168% | 4,843 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2244% | 281 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2734% | 256 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1843% | 189 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3109% | 228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0288% | 4,224 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3627% | 1,737 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2437% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3739% | 1,601 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2047% | 778 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2337% | 269 |
| Percentage Net Loans Charged-off:Construction & development | -0.4598% | 4,926 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4742% | 134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0722% | 790 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2736% | 131 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0137% | 4,561 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0350% | 4,292 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5103% | 1,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 525 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5588% | 1,132 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4236% | 366 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5063% | 97 |
| Percentage Net Loans Charged-off:Construction & development | -0.5290% | 4,990 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9556% | 60 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2095% | 317 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7374% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0135% | 4,619 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0494% | 4,418 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5080% | 1,318 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 441 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5552% | 1,148 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0491% | 2,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0194% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | -1.5741% | 5,176 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,316 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1585% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0311% | 3,891 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2397% | 491 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0137% | 2,303 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0338% | 3,501 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 699 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0368% | 3,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0064% | 3,504 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0470% | 5,118 |
| Percentage Net Loans Charged-off:Construction & development | -1.8703% | 5,220 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0249% | 1,717 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3007% | 4,174 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1646% | 666 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0286% | 1,830 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0230% | 3,321 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 650 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0250% | 3,180 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0131% | 2,992 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0060% | 1,866 |
| Percentage Net Loans Charged-off:Construction & development | -0.4531% | 5,104 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 817 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0464% | 1,275 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4374% | 4,220 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2509% | 439 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0618% | 1,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0353% | 2,973 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 579 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0384% | 2,819 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 4,870 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0239% | 5,006 |
| Percentage Net Loans Charged-off:Construction & development | -0.5039% | 5,182 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0187% | 4,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0266% | 5,038 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0677% | 4,677 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3294% | 836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1581% | 854 |
| Percentage Net Loans Charged-off:Construction & development | -0.5343% | 5,233 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1299% | 764 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9785% | 81 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1690% | 915 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2327% | 343 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 1,016 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1453% | 1,724 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4243% | 2,023 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4764% | 637 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4198% | 1,906 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.1772% | 142 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0919% | 2,034 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0855% | 1,164 |
| Percentage Net Loans Charged-off:Construction & development | -0.6665% | 5,312 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1744% | 525 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1087% | 1,161 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0207% | 648 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1437% | 919 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0365% | 4,592 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5494% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 0.6461% | 556 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5411% | 1,386 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1403% | 1,483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1596% | 757 |
| Percentage Net Loans Charged-off:Construction & development | -0.1594% | 5,124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2695% | 374 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1412% | 935 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0617% | 4,172 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2225% | 658 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0374% | 4,605 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2002% | 2,309 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9441% | 462 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1313% | 2,409 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0266% | 5,009 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0274% | 5,199 |
| Percentage Net Loans Charged-off:Construction & development | -0.3072% | 5,294 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 631 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0264% | 5,246 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1240% | 4,302 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0123% | 1,388 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0388% | 4,660 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,488 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 501 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,340 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2354% | 1,265 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2829% | 657 |
| Percentage Net Loans Charged-off:Construction & development | -0.2704% | 5,255 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0026% | 4,970 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6320% | 278 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9415% | 146 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5091% | 391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0970% | 5,097 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0635% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.9975% | 523 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0231% | 5,081 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0480% | 2,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0654% | 1,857 |
| Percentage Net Loans Charged-off:Construction & development | -0.3443% | 5,360 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,413 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1670% | 1,163 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1855% | 485 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1597% | 1,171 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1156% | 5,176 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0569% | 3,163 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6500% | 342 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0932% | 5,288 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0488% | 2,732 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0632% | 1,779 |
| Percentage Net Loans Charged-off:Construction & development | -0.5355% | 5,495 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0053% | 5,225 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1796% | 1,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 710 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2519% | 828 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1337% | 5,272 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1726% | 2,345 |
| Percentage Net Loans Charged-off: Credit card loans | 2.4876% | 218 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0473% | 5,009 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0237% | 5,122 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0040% | 4,778 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 786 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0085% | 5,197 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 482 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0120% | 5,308 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1119% | 5,260 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2616% | 5,580 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 478 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2872% | 5,581 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2169% | 1,934 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1975% | 1,507 |
| Percentage Net Loans Charged-off:Construction & development | -0.1744% | 5,387 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4887% | 681 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0477% | 360 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0830% | 2,550 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0070% | 4,359 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1224% | 2,096 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6586% | 1,035 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3371% | 6,012 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 778 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3690% | 5,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0739% | 3,138 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 5,526 |
| Percentage Net Loans Charged-off:Construction & development | -0.2715% | 5,536 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,863 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0642% | 307 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0114% | 5,695 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0093% | 4,389 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0123% | 5,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9109% | 695 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1508% | 5,734 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 720 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1648% | 5,712 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0361% | 5,753 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0172% | 5,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.4040% | 5,656 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0974% | 224 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0172% | 5,796 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0140% | 4,431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0186% | 5,805 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1599% | 5,556 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1355% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 642 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1480% | 5,612 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0253% | 5,473 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0087% | 5,405 |
| Percentage Net Loans Charged-off:Construction & development | -0.1097% | 5,523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,059 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0087% | 5,556 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 600 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0125% | 5,659 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1360% | 5,546 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0914% | 5,413 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 507 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1000% | 5,372 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3033% | 2,171 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3630% | 1,523 |
| Percentage Net Loans Charged-off:Construction & development | 0.7673% | 925 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0860% | 6,317 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.6844% | 322 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6226% | 890 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2970% | 894 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7644% | 707 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0402% | 5,316 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3559% | 2,526 |
| Percentage Net Loans Charged-off: Credit card loans | 5.4012% | 93 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1217% | 5,933 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2295% | 2,431 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2959% | 1,710 |
| Percentage Net Loans Charged-off:Construction & development | 1.0505% | 750 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1139% | 6,419 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.9491% | 240 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4538% | 1,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0472% | 1,190 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6303% | 834 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0261% | 5,135 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1476% | 6,007 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1616% | 5,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2707% | 2,122 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3494% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 1.5630% | 581 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1683% | 6,542 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.5635% | 158 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4847% | 1,113 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0705% | 1,001 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6633% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0759% | 5,499 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,451 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 3,315 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3697% | 1,533 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4603% | 1,096 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.3272% | 6,694 |
| Percentage Net Loans Charged-off: Multi-family residential | 3.4520% | 75 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8017% | 665 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1495% | 462 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0727% | 5,471 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2573% | 2,158 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2807% | 1,956 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7824% | 460 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0672% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 10.6719% | 218 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.1303% | 354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8801% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6317% | 399 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5452% | 1,594 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8094% | 1,630 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4372% | 2,561 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2395% | 188 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1565% | 3,490 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7275% | 470 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.9454% | 349 |
| Percentage Net Loans Charged-off:Construction & development | 10.5497% | 252 |
| Percentage Net Loans Charged-off: Commercial real estate | 2.5354% | 240 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2957% | 2,380 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7996% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0712% | 3,444 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0762% | 1,248 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5696% | 1,994 |
| Percentage Net Loans Charged-off: Credit card loans | 5.7883% | 123 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2033% | 2,995 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2788% | 324 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5749% | 247 |
| Percentage Net Loans Charged-off:Construction & development | 12.7323% | 195 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3762% | 181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3749% | 1,976 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0641% | 548 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0576% | 3,242 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.5614% | 944 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2440% | 2,797 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 735 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2609% | 2,572 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.4765% | 336 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.5632% | 286 |
| Percentage Net Loans Charged-off:Construction & development | 18.0885% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.4658% | 497 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0789% | 2,637 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1162% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0639% | 476 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0693% | 2,898 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 576 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0740% | 2,719 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9204% | 743 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.3232% | 520 |
| Percentage Net Loans Charged-off:Construction & development | 12.4737% | 321 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3321% | 2,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5199% | 2,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0181% | 1,903 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7594% | 1,576 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1746% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5808% | 2,559 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2720% | 1,390 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5674% | 2,319 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3877% | 3,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4351% | 2,618 |
| Percentage Net Loans Charged-off:Construction & development | 0.8649% | 1,978 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2488% | 2,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4775% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 5,216 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7054% | 1,532 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0816% | 3,411 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6149% | 2,236 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7275% | 1,408 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6086% | 1,971 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5119% | 2,565 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5709% | 2,108 |
| Percentage Net Loans Charged-off:Construction & development | 1.2954% | 1,571 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3802% | 1,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5331% | 1,853 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7819% | 1,365 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1416% | 2,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6688% | 2,016 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 808 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5819% | 1,873 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6745% | 1,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7922% | 1,423 |
| Percentage Net Loans Charged-off:Construction & development | 2.5173% | 899 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6801% | 968 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3839% | 1,782 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5555% | 1,371 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0247% | 5,892 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 2,036 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4103% | 1,951 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7801% | 2,687 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8512% | 2,162 |
| Percentage Net Loans Charged-off:Construction & development | 1.1312% | 2,444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9998% | 1,291 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7713% | 1,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.7198% | 1,071 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7937% | 1,651 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3374% | 3,674 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7217% | 2,748 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,060 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7293% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8110% | 2,028 |
| Percentage Net Loans Charged-off:Construction & development | 1.2704% | 2,143 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.1807% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5081% | 2,080 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1616% | 1,493 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6625% | 1,684 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4048% | 3,116 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0990% | 4,683 |
| Percentage Net Loans Charged-off: Credit card loans | 1.1356% | 798 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8227% | 2,194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9856% | 1,618 |
| Percentage Net Loans Charged-off:Construction & development | 1.8509% | 1,681 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7605% | 616 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2267% | 2,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2446% | 1,173 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2180% | 2,595 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1055% | 6,850 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,626 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 903 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0174% | 1,613 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2211% | 1,179 |
| Percentage Net Loans Charged-off:Construction & development | 0.1210% | 1,921 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.4951% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3336% | 1,893 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4937% | 1,501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1836% | 6,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 753 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9238% | 2,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8303% | 2,166 |
| Percentage Net Loans Charged-off:Construction & development | 0.2367% | 3,185 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7941% | 1,347 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1761% | 1,138 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0336% | 5,803 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6629% | 797 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8434% | 2,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7997% | 3,198 |
| Percentage Net Loans Charged-off: Credit card loans | 5.9558% | 327 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3533% | 3,878 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3676% | 2,859 |
| Percentage Net Loans Charged-off:Construction & development | 0.0447% | 3,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,820 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7118% | 1,408 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0457% | 5,837 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0050% | 1,036 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2205% | 3,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5993% | 3,421 |
| Percentage Net Loans Charged-off: Credit card loans | 3.0334% | 594 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3284% | 3,540 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3629% | 2,486 |
| Percentage Net Loans Charged-off:Construction & development | 0.0667% | 2,552 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6539% | 1,314 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0709% | 5,881 |
| All other 1-4 family - Percent of loans charged-off, net | 0.9153% | 997 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0645% | 3,699 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5215% | 3,424 |
| Percentage Net Loans Charged-off: Credit card loans | 0.5703% | 953 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5836% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6569% | 1,388 |
| Percentage Net Loans Charged-off:Construction & development | 0.1324% | 1,713 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1555% | 671 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1419% | 5,894 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6176% | 485 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 2,460 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6713% | 2,588 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 800 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4599% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4525% | 1,795 |
| Percentage Net Loans Charged-off:Construction & development | 0.3092% | 2,247 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2213% | 1,351 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5728% | 342 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6126% | 1,012 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3790% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6991% | 847 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5291% | 2,646 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6559% | 3,177 |
| Percentage Net Loans Charged-off: Credit card loans | -0.2694% | 1,790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1137% | 4,245 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0989% | 2,944 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2955% | 784 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0268% | 3,118 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,108 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0366% | 2,799 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1035% | 3,252 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4786% | 3,311 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3573% | 1,776 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1207% | 3,562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0930% | 2,435 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3095% | 593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,841 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 2,745 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8023% | 2,077 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5296% | 1,761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2071% | 2,097 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1832% | 1,307 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6090% | 250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,774 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,192 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2407% | 1,261 |
| Percentage Net Loans Charged-off: Credit card loans | -1.0610% | 1,759 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0082% | 6,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,242 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,352 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,111 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,946 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1821% | 4,681 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,751 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0062% | 5,720 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,385 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,699 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,489 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1362% | 4,478 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,103 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,521 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0019% | 5,432 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,722 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0410% | 4,533 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 965 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,509 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,846 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,795 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 2,359 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1738% | 838 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3713% | 373 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0387% | 2,125 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0486% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 2,965 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1874% | 4,557 |
| Percentage Net Loans Charged-off: Credit card loans | 0.3420% | 1,172 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1999% | 1,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2317% | 480 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4932% | 242 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0520% | 1,596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 1,405 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1350% | 2,226 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0559% | 7,371 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0174% | 4,430 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0081% | 2,206 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0184% | 1,729 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0232% | 1,575 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1757% | 1,795 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2131% | 7,709 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 6,975 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2559% | 7,519 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0012% | 7,596 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,059 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0211% | 7,749 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0016% | 7,270 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,394 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0281% | 7,536 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0024% | 7,045 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,870 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0425% | 7,355 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 4,728 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2298% | 2,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2803% | 651 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7085% | 333 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0032% | 7,929 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0041% | 7,952 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0095% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2419% | 5,195 |
| Percentage Net Loans Charged-off: Credit card loans | -0.3867% | 2,531 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0154% | 5,808 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,766 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0043% | 7,937 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 7,959 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3005% | 4,376 |
| Percentage Net Loans Charged-off: Credit card loans | -0.5252% | 2,523 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0052% | 5,825 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0034% | 7,835 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0065% | 8,024 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0081% | 8,065 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1372% | 4,949 |
| Percentage Net Loans Charged-off: Credit card loans | -0.7782% | 2,544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0105% | 4,774 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0068% | 8,029 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0131% | 8,235 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 8,273 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2800% | 3,636 |
| Percentage Net Loans Charged-off: Credit card loans | -1.5625% | 2,544 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1462% | 4,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0723% | 2,176 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1261% | 1,561 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1442% | 1,432 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3450% | 3,087 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8408% | 2,844 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5600% | 339 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1121% | 4,078 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0421% | 2,280 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0717% | 1,716 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0807% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3994% | 2,448 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5810% | 3,488 |
| Percentage Net Loans Charged-off: Credit card loans | 3.7097% | 654 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 5,222 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0294% | 2,165 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0486% | 1,684 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0539% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2946% | 4,470 |
| Percentage Net Loans Charged-off: Credit card loans | 5.5926% | 377 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0056% | 5,399 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 4,713 |
| Percentage Net Loans Charged-off: Credit card loans | 1.5625% | 979 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0449% | 6,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1095% | 4,211 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4534% | 4,523 |
| Percentage Net Loans Charged-off: Credit card loans | 0.7893% | 1,732 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 6,435 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4925% | 4,183 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3189% | 553 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 6,202 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0690% | 5,553 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0248% | 7,184 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1374% | 4,770 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1274% | 5,215 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0196% | 8,013 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0398% | 7,349 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0397% | 8,574 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1816% | 7,531 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |