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BTC Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$54,770,000863
Total interest expense$13,460,0001,064
Net interest income$41,310,000788
Provision for loan and lease losses$1,900,000568
Total noninterest income$3,950,0001,372
Gross Fiduciary activities income$16,000835
Service charges on deposit accounts$879,0001,104
Trading account gains and feesNANA
Additional Noninterest Income$3,055,0001,234
Total noninterest expense$29,180,000915
Salaries and employee benefits$16,327,000907
Premises and equipment expense$4,788,000580
Additional noninterest expense$3,055,0001,234
Pre-tax net operating income$14,180,000896
Securities gains (losses)$54,000387
Applicable income taxes$3,194,000723
Income before extraordinary items$11,040,000926
Extraordinary gains, net$054
Net income$11,040,000941
Minority interest net income$088
Net income of bank and minority interests.$11,040,000929
Net charge-offs$60,0001,735
Cash dividends$960,0002,223
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,997,340948
2023-09-30 (YTD Data)Rank
Total interest income$39,182,000871
Total interest expense$8,016,0001,156
Net interest income$31,166,000791
Provision for loan and lease losses$1,300,000562
Total noninterest income$2,969,0001,361
Gross Fiduciary activities income$1,000905
Service charges on deposit accounts$676,0001,079
Trading account gains and feesNANA
Additional Noninterest Income$2,292,0001,251
Total noninterest expense$22,016,000907
Salaries and employee benefits$12,415,000903
Premises and equipment expense$3,652,000571
Additional noninterest expense$2,292,0001,251
Pre-tax net operating income$10,819,000916
Securities gains (losses)$33,000335
Applicable income taxes$2,142,000808
Income before extraordinary items$8,710,000928
Extraordinary gains, net$052
Net income$8,710,000933
Minority interest net income$081
Net income of bank and minority interests.$8,710,000928
Net charge-offs$67,0001,358
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$8,683,600947
2023-06-30 (YTD Data)Rank
Total interest income$24,621,000892
Total interest expense$4,593,0001,179
Net interest income$20,028,000821
Provision for loan and lease losses$700,000632
Total noninterest income$1,978,0001,309
Gross Fiduciary activities income$1,000884
Service charges on deposit accounts$479,0001,010
Trading account gains and feesNANA
Additional Noninterest Income$1,498,0001,186
Total noninterest expense$14,288,000914
Salaries and employee benefits$8,104,000905
Premises and equipment expense$2,397,000566
Additional noninterest expense$1,498,0001,185
Pre-tax net operating income$7,018,000943
Securities gains (losses)$14,000551
Applicable income taxes$1,277,000857
Income before extraordinary items$5,755,000952
Extraordinary gains, net$051
Net income$5,755,000964
Minority interest net income$081
Net income of bank and minority interests.$5,755,000952
Net charge-offs$-2,0003,491
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,743,520963
2023-03-31 (YTD Data)Rank
Total interest income$11,681,000926
Total interest expense$2,021,0001,178
Net interest income$9,660,000850
Provision for loan and lease losses$300,000662
Total noninterest income$840,0001,439
Gross Fiduciary activities income$1,000879
Service charges on deposit accounts$231,0001,044
Trading account gains and feesNANA
Additional Noninterest Income$608,0001,350
Total noninterest expense$7,536,000881
Salaries and employee benefits$4,333,000868
Premises and equipment expense$1,233,000576
Additional noninterest expense$608,0001,350
Pre-tax net operating income$2,664,0001,175
Securities gains (losses)$14,000508
Applicable income taxes$434,0001,125
Income before extraordinary items$2,244,0001,173
Extraordinary gains, net$04
Net income$2,244,0001,172
Minority interest net income$048
Net income of bank and minority interests.$2,244,0001,172
Net charge-offs$-9,0004,009
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,232,2401,196
2022-12-31 (YTD Data)Rank
Total interest income$35,635,000984
Total interest expense$4,253,000887
Net interest income$31,382,000988
Provision for loan and lease losses$900,000875
Total noninterest income$3,398,0001,518
Gross Fiduciary activities income$2,000957
Service charges on deposit accounts$851,0001,148
Trading account gains and feesNANA
Additional Noninterest Income$2,545,0001,396
Total noninterest expense$24,341,0001,023
Salaries and employee benefits$12,763,0001,088
Premises and equipment expense$4,102,000657
Additional noninterest expense$2,545,0001,396
Pre-tax net operating income$9,539,0001,315
Securities gains (losses)$-4,0003,278
Applicable income taxes$1,536,0001,242
Income before extraordinary items$7,999,0001,311
Extraordinary gains, net$05
Net income$7,999,0001,311
Minority interest net income$063
Net income of bank and minority interests.$7,999,0001,311
Net charge-offs$-4,0003,445
Cash dividends$10,000,000468
Sale, conversion, retirement of capital stock, net$0568
Net operating income$8,002,3601,331
2022-09-30 (YTD Data)Rank
Total interest income$24,914,0001,007
Total interest expense$2,642,000807
Net interest income$22,272,0001,021
Provision for loan and lease losses$675,000802
Total noninterest income$2,378,0001,599
Gross Fiduciary activities income$0968
Service charges on deposit accounts$621,0001,184
Trading account gains and feesNANA
Additional Noninterest Income$1,757,0001,503
Total noninterest expense$17,234,0001,058
Salaries and employee benefits$9,343,0001,108
Premises and equipment expense$2,803,000706
Additional noninterest expense$1,757,0001,503
Pre-tax net operating income$6,741,0001,351
Securities gains (losses)$-7,0003,702
Applicable income taxes$1,088,0001,288
Income before extraordinary items$5,646,0001,351
Extraordinary gains, net$04
Net income$5,646,0001,350
Minority interest net income$057
Net income of bank and minority interests.$5,646,0001,351
Net charge-offs$30,0001,431
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$5,651,8801,381
2022-06-30 (YTD Data)Rank
Total interest income$16,000,000998
Total interest expense$1,617,000719
Net interest income$14,383,0001,025
Provision for loan and lease losses$450,000730
Total noninterest income$1,529,0001,619
Gross Fiduciary activities income$0925
Service charges on deposit accounts$390,0001,213
Trading account gains and feesNANA
Additional Noninterest Income$1,139,0001,544
Total noninterest expense$11,003,0001,092
Salaries and employee benefits$6,125,0001,117
Premises and equipment expense$1,788,000724
Additional noninterest expense$3,090,0001,126
Pre-tax net operating income$4,459,0001,298
Securities gains (losses)$-9,0003,915
Applicable income taxes$723,0001,218
Income before extraordinary items$3,727,0001,288
Extraordinary gains, net$04
Net income$3,727,0001,288
Minority interest net income$060
Net income of bank and minority interests.$3,727,0001,288
Net charge-offs$22,0001,288
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$3,734,5601,310
2022-03-31 (YTD Data)Rank
Total interest income$7,665,0001,014
Total interest expense$879,000630
Net interest income$6,786,0001,051
Provision for loan and lease losses$225,000608
Total noninterest income$762,0001,629
Gross Fiduciary activities income$0892
Service charges on deposit accounts$188,0001,230
Trading account gains and feesNANA
Additional Noninterest Income$574,0001,553
Total noninterest expense$5,730,0001,051
Salaries and employee benefits$3,323,0001,052
Premises and equipment expense$858,000756
Additional noninterest expense$1,549,0001,117
Pre-tax net operating income$1,593,0001,574
Securities gains (losses)$-9,0004,248
Applicable income taxes$231,0001,500
Income before extraordinary items$1,353,0001,561
Extraordinary gains, net$04
Net income$1,353,0001,559
Minority interest net income$050
Net income of bank and minority interests.$1,353,0001,561
Net charge-offs$26,000881
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$1,360,6501,575
2021-12-31 (YTD Data)Rank
Total interest income$26,218,0001,181
Total interest expense$3,668,000738
Net interest income$22,550,0001,226
Provision for loan and lease losses$900,000663
Total noninterest income$5,949,0001,171
Gross Fiduciary activities income$20,000830
Service charges on deposit accounts$565,0001,475
Trading account gains and feesNANA
Additional Noninterest Income$5,364,0001,020
Total noninterest expense$18,453,0001,237
Salaries and employee benefits$9,869,0001,301
Premises and equipment expense$3,546,000739
Additional noninterest expense$5,038,0001,323
Pre-tax net operating income$9,146,0001,357
Securities gains (losses)$32,0001,320
Applicable income taxes$1,655,0001,236
Income before extraordinary items$7,523,0001,411
Extraordinary gains, net$010
Net income$7,523,0001,411
Minority interest net income$074
Net income of bank and minority interests.$7,523,0001,411
Net charge-offs$88,0001,396
Cash dividends$19,200,000307
Sale, conversion, retirement of capital stock, net$0582
Net operating income$7,496,7601,392
2021-09-30 (YTD Data)Rank
Total interest income$18,803,0001,253
Total interest expense$2,776,000785
Net interest income$16,027,0001,311
Provision for loan and lease losses$675,000630
Total noninterest income$5,047,0001,110
Gross Fiduciary activities income$4,000887
Service charges on deposit accounts$359,0001,647
Trading account gains and feesNANA
Additional Noninterest Income$4,684,000933
Total noninterest expense$13,107,0001,297
Salaries and employee benefits$7,357,0001,324
Premises and equipment expense$2,650,000753
Additional noninterest expense$3,100,0001,550
Pre-tax net operating income$7,292,0001,343
Securities gains (losses)$22,0001,359
Applicable income taxes$1,370,0001,222
Income before extraordinary items$5,944,0001,425
Extraordinary gains, net$08
Net income$5,944,0001,424
Minority interest net income$069
Net income of bank and minority interests.$5,944,0001,425
Net charge-offs$102,0001,068
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$5,926,1801,405
2021-06-30 (YTD Data)Rank
Total interest income$12,490,0001,253
Total interest expense$1,923,000800
Net interest income$10,567,0001,311
Provision for loan and lease losses$450,000658
Total noninterest income$4,334,000947
Gross Fiduciary activities income$4,000868
Service charges on deposit accounts$215,0001,712
Trading account gains and feesNANA
Additional Noninterest Income$4,115,000794
Total noninterest expense$8,828,0001,273
Salaries and employee benefits$5,026,0001,295
Premises and equipment expense$1,833,000727
Additional noninterest expense$1,969,0001,591
Pre-tax net operating income$5,623,0001,205
Securities gains (losses)$16,0001,253
Applicable income taxes$1,093,0001,079
Income before extraordinary items$4,546,0001,276
Extraordinary gains, net$06
Net income$4,546,0001,276
Minority interest net income$067
Net income of bank and minority interests.$4,546,0001,276
Net charge-offs$-16,0003,970
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$4,533,0401,251
2021-03-31 (YTD Data)Rank
Total interest income$6,283,0001,249
Total interest expense$992,000817
Net interest income$5,291,0001,293
Provision for loan and lease losses$225,000730
Total noninterest income$2,306,000907
Gross Fiduciary activities income$4,000836
Service charges on deposit accounts$107,0001,709
Trading account gains and feesNANA
Additional Noninterest Income$2,195,000762
Total noninterest expense$4,346,0001,276
Salaries and employee benefits$2,629,0001,237
Premises and equipment expense$787,000850
Additional noninterest expense$930,0001,627
Pre-tax net operating income$3,026,0001,130
Securities gains (losses)$16,000931
Applicable income taxes$590,0001,026
Income before extraordinary items$2,452,0001,210
Extraordinary gains, net$03
Net income$2,452,0001,210
Minority interest net income$055
Net income of bank and minority interests.$2,452,0001,210
Net charge-offs$-5,0003,772
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,439,0401,181
2020-12-31 (YTD Data)Rank
Total interest income$27,004,0001,162
Total interest expense$4,768,000995
Net interest income$22,236,0001,181
Provision for loan and lease losses$1,050,0001,548
Total noninterest income$2,738,0001,811
Gross Fiduciary activities income$6,000923
Service charges on deposit accounts$486,0001,645
Trading account gains and feesNANA
Additional Noninterest Income$2,246,0001,684
Total noninterest expense$15,313,0001,392
Salaries and employee benefits$9,057,0001,361
Premises and equipment expense$2,778,000910
Additional noninterest expense$3,478,0001,712
Pre-tax net operating income$8,611,0001,189
Securities gains (losses)$-3,0004,712
Applicable income taxes$1,444,0001,161
Income before extraordinary items$7,164,0001,242
Extraordinary gains, net$04
Net income$7,164,0001,243
Minority interest net income$072
Net income of bank and minority interests.$7,164,0001,243
Net charge-offs$268,0001,353
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$7,166,4901,205
2020-09-30 (YTD Data)Rank
Total interest income$20,366,0001,152
Total interest expense$3,695,0001,028
Net interest income$16,671,0001,166
Provision for loan and lease losses$825,0001,523
Total noninterest income$2,150,0001,732
Gross Fiduciary activities income$6,000890
Service charges on deposit accounts$373,0001,627
Trading account gains and feesNANA
Additional Noninterest Income$1,771,0001,600
Total noninterest expense$11,493,0001,370
Salaries and employee benefits$6,873,0001,336
Premises and equipment expense$2,062,000903
Additional noninterest expense$2,558,0001,717
Pre-tax net operating income$6,503,0001,140
Securities gains (losses)$-10,0004,787
Applicable income taxes$1,204,0001,045
Income before extraordinary items$5,289,0001,215
Extraordinary gains, net$04
Net income$5,289,0001,215
Minority interest net income$065
Net income of bank and minority interests.$5,289,0001,215
Net charge-offs$175,0001,341
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$5,297,1001,180
2020-06-30 (YTD Data)Rank
Total interest income$13,567,0001,163
Total interest expense$2,571,0001,057
Net interest income$10,996,0001,173
Provision for loan and lease losses$600,0001,444
Total noninterest income$1,533,0001,601
Gross Fiduciary activities income$0970
Service charges on deposit accounts$255,0001,618
Trading account gains and feesNANA
Additional Noninterest Income$1,278,0001,449
Total noninterest expense$7,436,0001,396
Salaries and employee benefits$4,518,0001,345
Premises and equipment expense$1,323,000933
Additional noninterest expense$1,595,0001,795
Pre-tax net operating income$4,493,0001,049
Securities gains (losses)$-9,0004,773
Applicable income taxes$834,000959
Income before extraordinary items$3,650,0001,109
Extraordinary gains, net$04
Net income$3,650,0001,109
Minority interest net income$065
Net income of bank and minority interests.$3,650,0001,109
Net charge-offs$170,0001,096
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$3,657,2901,083
2020-03-31 (YTD Data)Rank
Total interest income$6,802,0001,170
Total interest expense$1,386,0001,089
Net interest income$5,416,0001,170
Provision for loan and lease losses$225,0001,360
Total noninterest income$478,0001,985
Gross Fiduciary activities income$0941
Service charges on deposit accounts$198,0001,307
Trading account gains and feesNANA
Additional Noninterest Income$280,0002,077
Total noninterest expense$3,889,0001,355
Salaries and employee benefits$2,473,0001,248
Premises and equipment expense$656,000959
Additional noninterest expense$760,0001,896
Pre-tax net operating income$1,780,0001,160
Securities gains (losses)$-16,0004,860
Applicable income taxes$315,0001,044
Income before extraordinary items$1,449,0001,221
Extraordinary gains, net$04
Net income$1,449,0001,220
Minority interest net income$056
Net income of bank and minority interests.$1,449,0001,221
Net charge-offs$13,0001,768
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$1,462,1201,194
2019-12-31 (YTD Data)Rank
Total interest income$25,464,0001,243
Total interest expense$5,580,0001,131
Net interest income$19,884,0001,265
Provision for loan and lease losses$625,0001,301
Total noninterest income$2,181,0001,886
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$812,0001,326
Trading account gains and feesNANA
Additional Noninterest Income$1,369,0001,897
Total noninterest expense$12,852,0001,553
Salaries and employee benefits$7,575,0001,525
Premises and equipment expense$2,207,0001,080
Additional noninterest expense$3,070,0001,897
Pre-tax net operating income$8,588,0001,178
Securities gains (losses)$14,0001,775
Applicable income taxes$1,626,0001,040
Income before extraordinary items$6,976,0001,249
Extraordinary gains, net$011
Net income$6,976,0001,250
Minority interest net income$076
Net income of bank and minority interests.$6,976,0001,251
Net charge-offs$102,0002,196
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$6,964,6601,223
2019-09-30 (YTD Data)Rank
Total interest income$18,689,0001,277
Total interest expense$4,164,0001,142
Net interest income$14,525,0001,299
Provision for loan and lease losses$450,0001,249
Total noninterest income$1,699,0001,850
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$610,0001,324
Trading account gains and feesNANA
Additional Noninterest Income$1,089,0001,813
Total noninterest expense$9,428,0001,580
Salaries and employee benefits$5,476,0001,580
Premises and equipment expense$1,559,0001,136
Additional noninterest expense$2,393,0001,808
Pre-tax net operating income$6,346,0001,205
Securities gains (losses)$02,167
Applicable income taxes$1,201,0001,095
Income before extraordinary items$5,145,0001,283
Extraordinary gains, net$011
Net income$5,145,0001,285
Minority interest net income$072
Net income of bank and minority interests.$5,145,0001,285
Net charge-offs$27,0002,576
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$5,145,0001,260
2019-06-30 (YTD Data)Rank
Total interest income$12,010,0001,306
Total interest expense$2,653,0001,162
Net interest income$9,357,0001,334
Provision for loan and lease losses$300,0001,195
Total noninterest income$827,0002,163
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$390,0001,356
Trading account gains and feesNANA
Additional Noninterest Income$437,0002,356
Total noninterest expense$6,145,0001,620
Salaries and employee benefits$3,678,0001,575
Premises and equipment expense$1,008,0001,173
Additional noninterest expense$1,459,0001,992
Pre-tax net operating income$3,739,0001,307
Securities gains (losses)$01,702
Applicable income taxes$713,0001,158
Income before extraordinary items$3,026,0001,377
Extraordinary gains, net$011
Net income$3,026,0001,376
Minority interest net income$069
Net income of bank and minority interests.$3,026,0001,377
Net charge-offs$15,0002,458
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$3,026,0001,354
2019-03-31 (YTD Data)Rank
Total interest income$5,752,0001,345
Total interest expense$1,248,0001,194
Net interest income$4,504,0001,372
Provision for loan and lease losses$150,0001,133
Total noninterest income$398,0002,168
Gross Fiduciary activities income$0972
Service charges on deposit accounts$184,0001,419
Trading account gains and feesNANA
Additional Noninterest Income$214,0002,328
Total noninterest expense$2,909,0001,713
Salaries and employee benefits$1,782,0001,627
Premises and equipment expense$471,0001,267
Additional noninterest expense$656,0002,139
Pre-tax net operating income$1,843,0001,284
Securities gains (losses)$01,087
Applicable income taxes$375,0001,092
Income before extraordinary items$1,468,0001,378
Extraordinary gains, net$05
Net income$1,468,0001,376
Minority interest net income$052
Net income of bank and minority interests.$1,468,0001,377
Net charge-offs$13,0001,875
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$1,468,0001,355
2018-12-31 (YTD Data)Rank
Total interest income$21,498,0001,356
Total interest expense$3,976,0001,142
Net interest income$17,522,0001,384
Provision for loan and lease losses$570,0001,351
Total noninterest income$1,535,0002,304
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$635,0001,662
Trading account gains and feesNANA
Additional Noninterest Income$900,0002,357
Total noninterest expense$11,178,0001,733
Salaries and employee benefits$6,487,0001,704
Premises and equipment expense$1,875,0001,250
Additional noninterest expense$2,816,0002,029
Pre-tax net operating income$7,309,0001,307
Securities gains (losses)$01,125
Applicable income taxes$1,187,0001,231
Income before extraordinary items$6,122,0001,338
Extraordinary gains, net$06
Net income$6,122,0001,336
Minority interest net income$072
Net income of bank and minority interests.$6,122,0001,337
Net charge-offs$146,0001,876
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,122,0001,330
2018-09-30 (YTD Data)Rank
Total interest income$15,828,0001,360
Total interest expense$2,776,0001,149
Net interest income$13,052,0001,392
Provision for loan and lease losses$419,0001,291
Total noninterest income$1,089,0002,385
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$455,0001,744
Trading account gains and feesNANA
Additional Noninterest Income$634,0002,455
Total noninterest expense$8,155,0001,774
Salaries and employee benefits$4,707,0001,750
Premises and equipment expense$1,338,0001,289
Additional noninterest expense$2,110,0002,023
Pre-tax net operating income$5,567,0001,304
Securities gains (losses)$01,118
Applicable income taxes$697,0001,501
Income before extraordinary items$4,870,0001,306
Extraordinary gains, net$05
Net income$4,870,0001,305
Minority interest net income$066
Net income of bank and minority interests.$4,870,0001,305
Net charge-offs$109,0001,679
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$4,870,0001,292
2018-06-30 (YTD Data)Rank
Total interest income$10,352,0001,368
Total interest expense$1,736,0001,148
Net interest income$8,616,0001,401
Provision for loan and lease losses$270,0001,288
Total noninterest income$703,0002,429
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$303,0001,732
Trading account gains and feesNANA
Additional Noninterest Income$400,0002,517
Total noninterest expense$5,288,0001,824
Salaries and employee benefits$3,109,0001,781
Premises and equipment expense$849,0001,368
Additional noninterest expense$1,330,0002,137
Pre-tax net operating income$3,761,0001,273
Securities gains (losses)$0961
Applicable income taxes$593,0001,254
Income before extraordinary items$3,168,0001,305
Extraordinary gains, net$06
Net income$3,168,0001,304
Minority interest net income$065
Net income of bank and minority interests.$3,168,0001,304
Net charge-offs$34,0001,971
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,168,0001,294
2018-03-31 (YTD Data)Rank
Total interest income$5,095,0001,380
Total interest expense$835,0001,135
Net interest income$4,260,0001,417
Provision for loan and lease losses$150,0001,106
Total noninterest income$381,0002,324
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$153,0001,721
Trading account gains and feesNANA
Additional Noninterest Income$228,0002,333
Total noninterest expense$2,592,0001,878
Salaries and employee benefits$1,522,0001,823
Premises and equipment expense$437,0001,350
Additional noninterest expense$633,0002,190
Pre-tax net operating income$1,899,0001,237
Securities gains (losses)$0735
Applicable income taxes$317,0001,176
Income before extraordinary items$1,582,0001,281
Extraordinary gains, net$07
Net income$1,582,0001,281
Minority interest net income$052
Net income of bank and minority interests.$1,582,0001,281
Net charge-offs$21,0001,639
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,582,0001,269
2017-12-31 (YTD Data)Rank
Total interest income$20,198,0001,339
Total interest expense$2,867,0001,128
Net interest income$17,331,0001,356
Provision for loan and lease losses$300,0001,956
Total noninterest income$1,610,0002,309
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$613,0001,740
Trading account gains and feesNANA
Additional Noninterest Income$997,0002,296
Total noninterest expense$11,001,0001,740
Salaries and employee benefits$5,489,0001,947
Premises and equipment expense$1,635,0001,394
Additional noninterest expense$3,877,0001,565
Pre-tax net operating income$7,640,0001,220
Securities gains (losses)$02,243
Applicable income taxes$758,0002,111
Income before extraordinary items$6,882,0001,038
Extraordinary gains, net$09
Net income$6,882,0001,038
Minority interest net income$076
Net income of bank and minority interests.$6,882,0001,038
Net charge-offs$99,0002,438
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$6,882,0001,023
2017-09-30 (YTD Data)Rank
Total interest income$14,995,0001,351
Total interest expense$2,052,0001,155
Net interest income$12,943,0001,375
Provision for loan and lease losses$300,0001,614
Total noninterest income$1,080,0002,476
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$455,0001,768
Trading account gains and feesNANA
Additional Noninterest Income$625,0002,530
Total noninterest expense$7,165,0001,982
Salaries and employee benefits$3,955,0002,020
Premises and equipment expense$1,181,0001,451
Additional noninterest expense$2,029,0002,097
Pre-tax net operating income$6,558,0001,123
Securities gains (losses)$02,274
Applicable income taxes$1,926,000939
Income before extraordinary items$4,632,0001,229
Extraordinary gains, net$09
Net income$4,632,0001,229
Minority interest net income$071
Net income of bank and minority interests.$4,632,0001,229
Net charge-offs$99,0001,948
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$4,632,0001,212
2017-06-30 (YTD Data)Rank
Total interest income$9,839,0001,358
Total interest expense$1,282,0001,194
Net interest income$8,557,0001,379
Provision for loan and lease losses$300,0001,177
Total noninterest income$697,0002,509
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$292,0001,813
Trading account gains and feesNANA
Additional Noninterest Income$405,0002,560
Total noninterest expense$4,731,0001,998
Salaries and employee benefits$2,672,0002,007
Premises and equipment expense$759,0001,518
Additional noninterest expense$1,300,0002,174
Pre-tax net operating income$4,223,0001,139
Securities gains (losses)$01,906
Applicable income taxes$1,245,000949
Income before extraordinary items$2,978,0001,247
Extraordinary gains, net$011
Net income$2,978,0001,247
Minority interest net income$071
Net income of bank and minority interests.$2,978,0001,247
Net charge-offs$85,0001,639
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$2,978,0001,223
2017-03-31 (YTD Data)Rank
Total interest income$4,846,0001,367
Total interest expense$608,0001,218
Net interest income$4,238,0001,382
Provision for loan and lease losses$150,0001,115
Total noninterest income$391,0002,365
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$145,0001,807
Trading account gains and feesNANA
Additional Noninterest Income$246,0002,334
Total noninterest expense$2,342,0002,041
Salaries and employee benefits$1,354,0002,015
Premises and equipment expense$366,0001,574
Additional noninterest expense$622,0002,251
Pre-tax net operating income$2,137,0001,110
Securities gains (losses)$01,153
Applicable income taxes$591,000965
Income before extraordinary items$1,546,0001,192
Extraordinary gains, net$08
Net income$1,546,0001,191
Minority interest net income$055
Net income of bank and minority interests.$1,546,0001,192
Net charge-offs$71,0001,120
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,546,0001,171
2016-12-31 (YTD Data)Rank
Total interest income$18,724,0001,364
Total interest expense$2,433,0001,179
Net interest income$16,291,0001,390
Provision for loan and lease losses$825,0001,071
Total noninterest income$1,382,0002,591
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$629,0001,745
Trading account gains and fees$0170
Additional Noninterest Income$753,0002,732
Total noninterest expense$8,671,0002,152
Salaries and employee benefits$4,704,0002,192
Premises and equipment expense$1,389,0001,630
Additional noninterest expense$2,578,0002,243
Pre-tax net operating income$8,177,0001,086
Securities gains (losses)$03,212
Applicable income taxes$2,188,000975
Income before extraordinary items$5,989,0001,202
Extraordinary gains, net$05
Net income$5,989,0001,201
Minority interest net income$082
Net income of bank and minority interests.$5,989,0001,201
Net charge-offs$517,0001,060
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$5,989,0001,172
2016-09-30 (YTD Data)Rank
Total interest income$13,818,0001,380
Total interest expense$1,800,0001,196
Net interest income$12,018,0001,416
Provision for loan and lease losses$775,000837
Total noninterest income$1,014,0002,622
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$472,0001,747
Trading account gains and fees$0169
Additional Noninterest Income$542,0002,791
Total noninterest expense$6,435,0002,171
Salaries and employee benefits$3,482,0002,211
Premises and equipment expense$1,047,0001,621
Additional noninterest expense$1,906,0002,275
Pre-tax net operating income$5,822,0001,145
Securities gains (losses)$03,160
Applicable income taxes$1,691,000986
Income before extraordinary items$4,131,0001,301
Extraordinary gains, net$05
Net income$4,131,0001,301
Minority interest net income$071
Net income of bank and minority interests.$4,131,0001,301
Net charge-offs$465,000840
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$4,131,0001,264
2016-06-30 (YTD Data)Rank
Total interest income$8,978,0001,417
Total interest expense$1,172,0001,223
Net interest income$7,806,0001,455
Provision for loan and lease losses$425,000971
Total noninterest income$674,0002,593
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$309,0001,761
Trading account gains and fees$0157
Additional Noninterest Income$365,0002,771
Total noninterest expense$4,286,0002,177
Salaries and employee benefits$2,392,0002,169
Premises and equipment expense$691,0001,633
Additional noninterest expense$1,203,0002,397
Pre-tax net operating income$3,769,0001,166
Securities gains (losses)$02,835
Applicable income taxes$1,048,0001,043
Income before extraordinary items$2,721,0001,307
Extraordinary gains, net$016
Net income$2,721,0001,307
Minority interest net income$071
Net income of bank and minority interests.$2,721,0001,307
Net charge-offs$23,0002,683
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$2,721,0001,263
2016-03-31 (YTD Data)Rank
Total interest income$4,320,0001,473
Total interest expense$567,0001,257
Net interest income$3,753,0001,501
Provision for loan and lease losses$75,0001,741
Total noninterest income$334,0002,592
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$150,0001,797
Trading account gains and fees$0142
Additional Noninterest Income$184,0002,717
Total noninterest expense$2,154,0002,185
Salaries and employee benefits$1,170,0002,222
Premises and equipment expense$343,0001,670
Additional noninterest expense$641,0002,256
Pre-tax net operating income$1,858,0001,152
Securities gains (losses)$02,077
Applicable income taxes$461,0001,121
Income before extraordinary items$1,397,0001,253
Extraordinary gains, net$012
Net income$1,397,0001,255
Minority interest net income$062
Net income of bank and minority interests.$1,397,0001,254
Net charge-offs$1,0002,929
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,397,0001,221
2015-12-31 (YTD Data)Rank
Total interest income$16,232,0001,521
Total interest expense$2,267,0001,219
Net interest income$13,965,0001,574
Provision for loan and lease losses$225,0002,207
Total noninterest income$1,311,0002,661
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$601,0001,831
Trading account gains and fees$0159
Additional Noninterest Income$710,0002,815
Total noninterest expense$7,792,0002,351
Salaries and employee benefits$4,160,0002,412
Premises and equipment expense$1,292,0001,772
Additional noninterest expense$2,340,0002,475
Pre-tax net operating income$7,259,0001,164
Securities gains (losses)$203,000736
Applicable income taxes$2,352,000891
Income before extraordinary items$5,110,0001,323
Extraordinary gains, net$023
Net income$5,110,0001,323
Minority interest net income$081
Net income of bank and minority interests.$5,110,0001,323
Net charge-offs$283,0001,659
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$4,971,9601,337
2015-09-30 (YTD Data)Rank
Total interest income$12,060,0001,550
Total interest expense$1,709,0001,229
Net interest income$10,351,0001,602
Provision for loan and lease losses$225,0001,803
Total noninterest income$885,0002,828
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$440,0001,878
Trading account gains and fees$0153
Additional Noninterest Income$445,0003,067
Total noninterest expense$5,661,0002,432
Salaries and employee benefits$3,005,0002,497
Premises and equipment expense$937,0001,841
Additional noninterest expense$1,719,0002,514
Pre-tax net operating income$5,350,0001,190
Securities gains (losses)$03,031
Applicable income taxes$1,848,000889
Income before extraordinary items$3,502,0001,440
Extraordinary gains, net$021
Net income$3,502,0001,440
Minority interest net income$078
Net income of bank and minority interests.$3,502,0001,441
Net charge-offs$259,0001,317
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$3,502,0001,414
2015-06-30 (YTD Data)Rank
Total interest income$7,964,0001,569
Total interest expense$1,147,0001,226
Net interest income$6,817,0001,627
Provision for loan and lease losses$75,0002,511
Total noninterest income$582,0002,860
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$289,0001,876
Trading account gains and fees$0157
Additional Noninterest Income$293,0003,089
Total noninterest expense$3,642,0002,504
Salaries and employee benefits$1,977,0002,539
Premises and equipment expense$593,0001,937
Additional noninterest expense$1,072,0002,666
Pre-tax net operating income$3,682,0001,154
Securities gains (losses)$02,636
Applicable income taxes$1,282,000859
Income before extraordinary items$2,400,0001,392
Extraordinary gains, net$022
Net income$2,400,0001,394
Minority interest net income$075
Net income of bank and minority interests.$2,400,0001,393
Net charge-offs$130,0001,492
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$2,400,0001,354
2015-03-31 (YTD Data)Rank
Total interest income$3,963,0001,572
Total interest expense$574,0001,225
Net interest income$3,389,0001,631
Provision for loan and lease losses$75,0001,675
Total noninterest income$271,0002,922
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$138,0001,933
Trading account gains and fees$0152
Additional Noninterest Income$133,0003,204
Total noninterest expense$1,807,0002,529
Salaries and employee benefits$985,0002,557
Premises and equipment expense$302,0001,924
Additional noninterest expense$520,0002,704
Pre-tax net operating income$1,778,0001,155
Securities gains (losses)$02,027
Applicable income taxes$617,000880
Income before extraordinary items$1,161,0001,407
Extraordinary gains, net$013
Net income$1,161,0001,410
Minority interest net income$064
Net income of bank and minority interests.$1,161,0001,409
Net charge-offs$18,0002,186
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,161,0001,366
2014-12-31 (YTD Data)Rank
Total interest income$15,979,0001,550
Total interest expense$2,340,0001,237
Net interest income$13,639,0001,619
Provision for loan and lease losses$300,0001,975
Total noninterest income$1,096,0002,974
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$642,0001,853
Trading account gains and fees$0180
Additional Noninterest Income$454,0003,405
Total noninterest expense$6,976,0002,628
Salaries and employee benefits$3,816,0002,596
Premises and equipment expense$1,020,0002,205
Additional noninterest expense$2,140,0002,732
Pre-tax net operating income$7,459,0001,091
Securities gains (losses)$199,000809
Applicable income taxes$2,445,000848
Income before extraordinary items$5,213,0001,251
Extraordinary gains, net$017
Net income$5,213,0001,249
Minority interest net income$084
Net income of bank and minority interests.$5,213,0001,250
Net charge-offs$96,0003,220
Cash dividends$1,320,0001,699
Sale, conversion, retirement of capital stock, net$0862
Net operating income$5,077,6801,256
2014-09-30 (YTD Data)Rank
Total interest income$11,847,0001,576
Total interest expense$1,750,0001,257
Net interest income$10,097,0001,650
Provision for loan and lease losses$300,0001,622
Total noninterest income$855,0002,943
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$484,0001,858
Trading account gains and fees$0174
Additional Noninterest Income$371,0003,312
Total noninterest expense$5,123,0002,666
Salaries and employee benefits$2,766,0002,670
Premises and equipment expense$792,0002,168
Additional noninterest expense$1,565,0002,785
Pre-tax net operating income$5,529,0001,114
Securities gains (losses)$183,000672
Applicable income taxes$2,024,000795
Income before extraordinary items$3,688,0001,314
Extraordinary gains, net$015
Net income$3,688,0001,314
Minority interest net income$081
Net income of bank and minority interests.$3,688,0001,314
Net charge-offs$105,0002,639
Cash dividends$660,0001,936
Sale, conversion, retirement of capital stock, net$0819
Net operating income$3,569,0501,331
2014-06-30 (YTD Data)Rank
Total interest income$7,776,0001,597
Total interest expense$1,158,0001,276
Net interest income$6,618,0001,666
Provision for loan and lease losses$300,0001,222
Total noninterest income$547,0002,957
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$313,0001,885
Trading account gains and fees$0172
Additional Noninterest Income$234,0003,397
Total noninterest expense$3,320,0002,740
Salaries and employee benefits$1,759,0002,768
Premises and equipment expense$527,0002,173
Additional noninterest expense$1,034,0002,804
Pre-tax net operating income$3,545,0001,122
Securities gains (losses)$-5,0006,209
Applicable income taxes$1,245,000823
Income before extraordinary items$2,295,0001,368
Extraordinary gains, net$020
Net income$2,295,0001,368
Minority interest net income$080
Net income of bank and minority interests.$2,295,0001,370
Net charge-offs$105,0002,141
Cash dividends$660,0001,538
Sale, conversion, retirement of capital stock, net$0794
Net operating income$2,298,2501,342
2014-03-31 (YTD Data)Rank
Total interest income$3,821,0001,619
Total interest expense$577,0001,299
Net interest income$3,244,0001,682
Provision for loan and lease losses$300,000685
Total noninterest income$279,0002,909
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$155,0001,886
Trading account gains and fees$0147
Additional Noninterest Income$124,0003,255
Total noninterest expense$1,685,0002,706
Salaries and employee benefits$893,0002,762
Premises and equipment expense$282,0002,107
Additional noninterest expense$510,0002,837
Pre-tax net operating income$1,538,0001,221
Securities gains (losses)$01,715
Applicable income taxes$531,000896
Income before extraordinary items$1,007,0001,484
Extraordinary gains, net$016
Net income$1,007,0001,487
Minority interest net income$066
Net income of bank and minority interests.$1,007,0001,487
Net charge-offs$-2,0005,011
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,007,0001,462
2013-12-31 (YTD Data)Rank
Total interest income$15,489,0001,610
Total interest expense$2,464,0001,383
Net interest income$13,025,0001,659
Provision for loan and lease losses$1,470,000806
Total noninterest income$1,233,0002,874
Gross Fiduciary activities income$1,0001,245
Service charges on deposit accounts$702,0001,829
Trading account gains and fees$0184
Additional Noninterest Income$530,0003,279
Total noninterest expense$6,496,0002,810
Salaries and employee benefits$3,561,0002,756
Premises and equipment expense$1,075,0002,106
Additional noninterest expense$1,860,0003,140
Pre-tax net operating income$6,292,0001,175
Securities gains (losses)$318,000667
Applicable income taxes$1,642,0001,056
Income before extraordinary items$4,968,0001,233
Extraordinary gains, net$029
Net income$4,968,0001,235
Minority interest net income$090
Net income of bank and minority interests.$4,968,0001,236
Net charge-offs$1,080,0001,197
Cash dividends$847,0002,147
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,729,5001,269
2013-09-30 (YTD Data)Rank
Total interest income$11,482,0001,641
Total interest expense$1,865,0001,414
Net interest income$9,617,0001,679
Provision for loan and lease losses$720,0001,158
Total noninterest income$903,0002,951
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$532,0001,812
Trading account gains and fees$0180
Additional Noninterest Income$371,0003,427
Total noninterest expense$4,766,0002,863
Salaries and employee benefits$2,610,0002,827
Premises and equipment expense$804,0002,135
Additional noninterest expense$1,352,0003,211
Pre-tax net operating income$5,034,0001,137
Securities gains (losses)$03,040
Applicable income taxes$1,750,000835
Income before extraordinary items$3,284,0001,381
Extraordinary gains, net$025
Net income$3,284,0001,383
Minority interest net income$084
Net income of bank and minority interests.$3,284,0001,383
Net charge-offs$-19,0006,256
Cash dividends$300,0002,588
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,284,0001,355
2013-06-30 (YTD Data)Rank
Total interest income$7,607,0001,654
Total interest expense$1,255,0001,432
Net interest income$6,352,0001,682
Provision for loan and lease losses$200,0002,092
Total noninterest income$572,0003,068
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$333,0001,887
Trading account gains and fees$0157
Additional Noninterest Income$239,0003,526
Total noninterest expense$3,150,0002,884
Salaries and employee benefits$1,713,0002,870
Premises and equipment expense$536,0002,142
Additional noninterest expense$901,0003,197
Pre-tax net operating income$3,574,0001,056
Securities gains (losses)$02,791
Applicable income taxes$1,256,000771
Income before extraordinary items$2,318,0001,305
Extraordinary gains, net$022
Net income$2,318,0001,308
Minority interest net income$082
Net income of bank and minority interests.$2,318,0001,308
Net charge-offs$29,0003,772
Cash dividends$300,0002,170
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,318,0001,252
2013-03-31 (YTD Data)Rank
Total interest income$3,750,0001,679
Total interest expense$638,0001,453
Net interest income$3,112,0001,727
Provision for loan and lease losses$04,409
Total noninterest income$279,0003,101
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$165,0001,891
Trading account gains and fees$0148
Additional Noninterest Income$114,0003,578
Total noninterest expense$1,633,0002,826
Salaries and employee benefits$914,0002,728
Premises and equipment expense$267,0002,189
Additional noninterest expense$452,0003,207
Pre-tax net operating income$1,758,0001,047
Securities gains (losses)$01,966
Applicable income taxes$618,000765
Income before extraordinary items$1,140,0001,308
Extraordinary gains, net$010
Net income$1,140,0001,310
Minority interest net income$076
Net income of bank and minority interests.$1,140,0001,310
Net charge-offs$7,0003,581
Cash dividends$300,0001,317
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,140,0001,250
2012-12-31 (YTD Data)Rank
Total interest income$15,664,0001,694
Total interest expense$2,751,0001,614
Net interest income$12,913,0001,709
Provision for loan and lease losses$400,0003,016
Total noninterest income$1,382,0002,736
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$659,0001,995
Trading account gains and fees$0166
Additional Noninterest Income$723,0002,844
Total noninterest expense$6,278,0002,931
Salaries and employee benefits$3,206,0002,988
Premises and equipment expense$983,0002,305
Additional noninterest expense$2,089,0002,999
Pre-tax net operating income$7,617,000936
Securities gains (losses)$64,0002,567
Applicable income taxes$2,679,000682
Income before extraordinary items$5,002,0001,193
Extraordinary gains, net$029
Net income$5,002,0001,193
Minority interest net income$093
Net income of bank and minority interests.$5,002,0001,193
Net charge-offs$1,354,0001,489
Cash dividends$636,0002,495
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$4,960,4001,130
2012-09-30 (YTD Data)Rank
Total interest income$11,741,0001,723
Total interest expense$2,082,0001,665
Net interest income$9,659,0001,734
Provision for loan and lease losses$400,0002,581
Total noninterest income$1,105,0002,647
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$490,0002,035
Trading account gains and fees$0157
Additional Noninterest Income$615,0002,642
Total noninterest expense$4,676,0002,960
Salaries and employee benefits$2,436,0002,983
Premises and equipment expense$748,0002,309
Additional noninterest expense$1,492,0003,127
Pre-tax net operating income$5,688,000953
Securities gains (losses)$64,0002,289
Applicable income taxes$2,092,000677
Income before extraordinary items$3,660,0001,228
Extraordinary gains, net$020
Net income$3,660,0001,229
Minority interest net income$086
Net income of bank and minority interests.$3,660,0001,229
Net charge-offs$1,202,0001,290
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$3,619,0401,173
2012-06-30 (YTD Data)Rank
Total interest income$7,725,0001,756
Total interest expense$1,385,0001,726
Net interest income$6,340,0001,759
Provision for loan and lease losses$05,619
Total noninterest income$661,0002,760
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$317,0002,064
Trading account gains and fees$0153
Additional Noninterest Income$344,0002,874
Total noninterest expense$3,143,0002,944
Salaries and employee benefits$1,640,0002,963
Premises and equipment expense$488,0002,333
Additional noninterest expense$1,015,0003,086
Pre-tax net operating income$3,858,000936
Securities gains (losses)$14,0002,626
Applicable income taxes$1,417,000674
Income before extraordinary items$2,455,0001,221
Extraordinary gains, net$019
Net income$2,455,0001,222
Minority interest net income$084
Net income of bank and minority interests.$2,455,0001,221
Net charge-offs$850,0001,282
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$2,446,0401,150
2012-03-31 (YTD Data)Rank
Total interest income$3,869,0001,767
Total interest expense$672,0001,822
Net interest income$3,197,0001,746
Provision for loan and lease losses$05,254
Total noninterest income$250,0003,247
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$148,0002,157
Trading account gains and fees$0148
Additional Noninterest Income$102,0003,682
Total noninterest expense$1,529,0003,003
Salaries and employee benefits$896,0002,753
Premises and equipment expense$235,0002,432
Additional noninterest expense$398,0003,651
Pre-tax net operating income$1,918,000927
Securities gains (losses)$02,210
Applicable income taxes$706,000655
Income before extraordinary items$1,212,0001,201
Extraordinary gains, net$019
Net income$1,212,0001,200
Minority interest net income$078
Net income of bank and minority interests.$1,212,0001,201
Net charge-offs$-3,0006,199
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,212,0001,145
2011-12-31 (YTD Data)Rank
Total interest income$15,664,0001,798
Total interest expense$3,511,0001,701
Net interest income$12,153,0001,828
Provision for loan and lease losses$500,0003,454
Total noninterest income$1,133,0002,909
Gross Fiduciary activities income$2,0001,223
Service charges on deposit accounts$673,0002,051
Trading account gains and fees$0146
Additional Noninterest Income$458,0003,242
Total noninterest expense$6,009,0003,053
Salaries and employee benefits$2,965,0003,145
Premises and equipment expense$966,0002,475
Additional noninterest expense$2,078,0003,033
Pre-tax net operating income$6,777,000898
Securities gains (losses)$205,0001,433
Applicable income taxes$2,381,000687
Income before extraordinary items$4,601,0001,081
Extraordinary gains, net$029
Net income$4,601,0001,081
Minority interest net income$096
Net income of bank and minority interests.$4,601,0001,081
Net charge-offs$326,0003,707
Cash dividends$1,470,0001,263
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$4,465,7001,063
2011-09-30 (YTD Data)Rank
Total interest income$11,757,0001,822
Total interest expense$2,729,0001,707
Net interest income$9,028,0001,843
Provision for loan and lease losses$200,0004,143
Total noninterest income$846,0002,897
Gross Fiduciary activities income$2,0001,160
Service charges on deposit accounts$510,0002,035
Trading account gains and fees$0145
Additional Noninterest Income$334,0003,306
Total noninterest expense$4,533,0003,038
Salaries and employee benefits$2,241,0003,142
Premises and equipment expense$721,0002,514
Additional noninterest expense$1,571,0003,022
Pre-tax net operating income$5,141,000906
Securities gains (losses)$205,0001,199
Applicable income taxes$1,991,000618
Income before extraordinary items$3,355,0001,138
Extraordinary gains, net$021
Net income$3,355,0001,138
Minority interest net income$087
Net income of bank and minority interests.$3,355,0001,138
Net charge-offs$246,0003,470
Cash dividends$955,0001,207
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$3,223,8001,130
2011-06-30 (YTD Data)Rank
Total interest income$7,789,0001,839
Total interest expense$1,869,0001,726
Net interest income$5,920,0001,869
Provision for loan and lease losses$06,217
Total noninterest income$553,0002,942
Gross Fiduciary activities income$2,0001,136
Service charges on deposit accounts$331,0002,068
Trading account gains and fees$0153
Additional Noninterest Income$220,0003,342
Total noninterest expense$2,927,0003,157
Salaries and employee benefits$1,464,0003,202
Premises and equipment expense$459,0002,626
Additional noninterest expense$1,004,0003,200
Pre-tax net operating income$3,546,000849
Securities gains (losses)$205,000722
Applicable income taxes$1,405,000576
Income before extraordinary items$2,346,0001,059
Extraordinary gains, net$015
Net income$2,346,0001,057
Minority interest net income$089
Net income of bank and minority interests.$2,346,0001,059
Net charge-offs$226,0002,987
Cash dividends$955,000851
Sale, conversion, retirement of capital stock, net$0986
Net operating income$2,214,8001,079
2011-03-31 (YTD Data)Rank
Total interest income$3,827,0001,877
Total interest expense$947,0001,761
Net interest income$2,880,0001,915
Provision for loan and lease losses$05,840
Total noninterest income$263,0003,059
Gross Fiduciary activities income$2,0001,085
Service charges on deposit accounts$156,0002,143
Trading account gains and fees$0158
Additional Noninterest Income$105,0003,488
Total noninterest expense$1,528,0003,062
Salaries and employee benefits$813,0002,955
Premises and equipment expense$325,0001,981
Additional noninterest expense$390,0003,801
Pre-tax net operating income$1,615,000942
Securities gains (losses)$205,000338
Applicable income taxes$681,000585
Income before extraordinary items$1,139,0001,071
Extraordinary gains, net$09
Net income$1,139,0001,070
Minority interest net income$086
Net income of bank and minority interests.$1,139,0001,071
Net charge-offs$37,0003,587
Cash dividends$955,000411
Sale, conversion, retirement of capital stock, net$0925
Net operating income$1,007,8001,191
2010-12-31 (YTD Data)Rank
Total interest income$15,068,0002,005
Total interest expense$4,113,0001,946
Net interest income$10,955,0001,985
Provision for loan and lease losses$1,250,0002,715
Total noninterest income$1,185,0002,936
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$758,0001,919
Trading account gains and fees$0175
Additional Noninterest Income$427,0003,409
Total noninterest expense$5,560,0003,304
Salaries and employee benefits$2,738,0003,352
Premises and equipment expense$862,0002,798
Additional noninterest expense$1,960,0003,319
Pre-tax net operating income$5,330,000977
Securities gains (losses)$03,793
Applicable income taxes$1,989,000741
Income before extraordinary items$3,341,0001,274
Extraordinary gains, net$029
Net income$3,341,0001,276
Minority interest net income$0111
Net income of bank and minority interests.$3,341,0001,277
Net charge-offs$407,0003,918
Cash dividends$1,378,0001,162
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$3,341,0001,227
2010-09-30 (YTD Data)Rank
Total interest income$11,158,0002,072
Total interest expense$3,226,0001,934
Net interest income$7,932,0002,084
Provision for loan and lease losses$1,000,0002,500
Total noninterest income$860,0003,010
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$583,0001,933
Trading account gains and fees$0165
Additional Noninterest Income$277,0003,663
Total noninterest expense$4,030,0003,387
Salaries and employee benefits$2,061,0003,370
Premises and equipment expense$674,0002,748
Additional noninterest expense$1,295,0003,611
Pre-tax net operating income$3,762,0001,080
Securities gains (losses)$03,651
Applicable income taxes$1,441,000764
Income before extraordinary items$2,321,0001,434
Extraordinary gains, net$023
Net income$2,321,0001,437
Minority interest net income$0110
Net income of bank and minority interests.$2,321,0001,437
Net charge-offs$381,0003,424
Cash dividends$72,0003,335
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$2,321,0001,378
2010-06-30 (YTD Data)Rank
Total interest income$7,259,0002,146
Total interest expense$2,082,0002,078
Net interest income$5,177,0002,130
Provision for loan and lease losses$300,0003,591
Total noninterest income$578,0002,941
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$382,0001,972
Trading account gains and fees$0152
Additional Noninterest Income$196,0003,532
Total noninterest expense$2,623,0003,482
Salaries and employee benefits$1,344,0003,443
Premises and equipment expense$434,0002,853
Additional noninterest expense$845,0003,653
Pre-tax net operating income$2,832,000958
Securities gains (losses)$03,184
Applicable income taxes$1,093,000669
Income before extraordinary items$1,739,0001,274
Extraordinary gains, net$019
Net income$1,739,0001,275
Minority interest net income$0105
Net income of bank and minority interests.$1,739,0001,275
Net charge-offs$411,0002,674
Cash dividends$72,0003,037
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,739,0001,228
2010-03-31 (YTD Data)Rank
Total interest income$3,711,0002,147
Total interest expense$1,054,0002,163
Net interest income$2,657,0002,105
Provision for loan and lease losses$06,552
Total noninterest income$263,0003,120
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$179,0002,055
Trading account gains and fees$0175
Additional Noninterest Income$84,0003,821
Total noninterest expense$1,365,0003,399
Salaries and employee benefits$722,0003,307
Premises and equipment expense$215,0002,948
Additional noninterest expense$428,0003,641
Pre-tax net operating income$1,555,000867
Securities gains (losses)$02,284
Applicable income taxes$597,000616
Income before extraordinary items$958,0001,138
Extraordinary gains, net$016
Net income$958,0001,139
Minority interest net income$091
Net income of bank and minority interests.$958,0001,140
Net charge-offs$186,0002,509
Cash dividends$72,0002,110
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$958,0001,109
2009-12-31 (YTD Data)Rank
Total interest income$14,658,0002,276
Total interest expense$4,513,0002,475
Net interest income$10,145,0002,159
Provision for loan and lease losses$340,0005,100
Total noninterest income$1,084,0003,185
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$809,0002,032
Trading account gains and fees$0211
Additional Noninterest Income$275,0004,099
Total noninterest expense$5,800,0003,265
Salaries and employee benefits$2,500,0003,682
Premises and equipment expense$920,0002,764
Additional noninterest expense$2,380,0002,865
Pre-tax net operating income$5,089,000829
Securities gains (losses)$03,754
Applicable income taxes$1,723,000635
Income before extraordinary items$3,366,0001,005
Extraordinary gains, net$034
Net income$3,366,0001,003
Minority interest net income$0115
Net income of bank and minority interests.$3,366,0001,004
Net charge-offs$138,0005,416
Cash dividends$650,0002,206
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$3,366,0001,008
2009-09-30 (YTD Data)Rank
Total interest income$10,785,0002,359
Total interest expense$3,409,0002,564
Net interest income$7,376,0002,220
Provision for loan and lease losses$100,0005,952
Total noninterest income$729,0003,448
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$615,0002,013
Trading account gains and fees$0212
Additional Noninterest Income$114,0005,209
Total noninterest expense$4,154,0003,405
Salaries and employee benefits$1,937,0003,637
Premises and equipment expense$703,0002,755
Additional noninterest expense$1,514,0003,261
Pre-tax net operating income$3,851,000880
Securities gains (losses)$03,497
Applicable income taxes$1,487,000599
Income before extraordinary items$2,364,0001,149
Extraordinary gains, net$027
Net income$2,364,0001,147
Minority interest net income$0118
Net income of bank and minority interests.$2,364,0001,149
Net charge-offs$97,0005,094
Cash dividends$190,0003,125
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$2,364,0001,131
2009-06-30 (YTD Data)Rank
Total interest income$6,971,0002,466
Total interest expense$2,268,0002,676
Net interest income$4,703,0002,322
Provision for loan and lease losses$07,158
Total noninterest income$485,0003,479
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$397,0002,038
Trading account gains and fees$0193
Additional Noninterest Income$88,0005,024
Total noninterest expense$2,456,0003,780
Salaries and employee benefits$1,252,0003,764
Premises and equipment expense$462,0002,833
Additional noninterest expense$742,0004,097
Pre-tax net operating income$2,732,000839
Securities gains (losses)$03,136
Applicable income taxes$1,064,000580
Income before extraordinary items$1,668,0001,136
Extraordinary gains, net$021
Net income$1,668,0001,135
Minority interest net income$0112
Net income of bank and minority interests.$1,668,0001,136
Net charge-offs$27,0005,411
Cash dividends$160,0002,901
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$1,668,0001,096
2009-03-31 (YTD Data)Rank
Total interest income$3,383,0002,572
Total interest expense$1,115,0002,804
Net interest income$2,268,0002,390
Provision for loan and lease losses$06,744
Total noninterest income$251,0003,369
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$189,0002,057
Trading account gains and fees$0171
Additional Noninterest Income$62,0004,465
Total noninterest expense$1,279,0003,578
Salaries and employee benefits$677,0003,572
Premises and equipment expense$233,0002,845
Additional noninterest expense$369,0003,811
Pre-tax net operating income$1,240,0001,026
Securities gains (losses)$02,434
Applicable income taxes$480,000711
Income before extraordinary items$760,0001,438
Extraordinary gains, net$015
Net income$760,0001,438
Minority interest net income$0102
Net income of bank and minority interests.$760,0001,440
Net charge-offs$11,0004,708
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$760,0001,357
2008-12-31 (YTD Data)Rank
Total interest income$13,542,0002,726
Total interest expense$5,101,0002,909
Net interest income$8,441,0002,573
Provision for loan and lease losses$500,0003,796
Total noninterest income$1,116,0003,189
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$869,0001,976
Trading account gains and fees$0154
Additional Noninterest Income$247,0004,466
Total noninterest expense$4,921,0003,614
Salaries and employee benefits$2,402,0003,899
Premises and equipment expense$921,0002,819
Additional noninterest expense$1,598,0003,462
Pre-tax net operating income$4,136,0001,320
Securities gains (losses)$03,220
Applicable income taxes$1,433,000901
Income before extraordinary items$2,703,0001,509
Extraordinary gains, net$039
Net income$2,703,0001,510
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0004,547
Cash dividends$420,0003,611
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$2,703,0001,604
2008-09-30 (YTD Data)Rank
Total interest income$10,054,0002,802
Total interest expense$3,830,0003,020
Net interest income$6,224,0002,644
Provision for loan and lease losses$500,0002,723
Total noninterest income$765,0003,443
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$658,0001,971
Trading account gains and fees$0148
Additional Noninterest Income$107,0005,524
Total noninterest expense$3,455,0003,803
Salaries and employee benefits$1,774,0003,966
Premises and equipment expense$698,0002,804
Additional noninterest expense$983,0003,917
Pre-tax net operating income$3,034,0001,603
Securities gains (losses)$03,106
Applicable income taxes$1,159,0001,032
Income before extraordinary items$1,875,0001,886
Extraordinary gains, net$031
Net income$1,875,0001,886
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$81,0004,182
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$1,875,0001,986
2008-06-30 (YTD Data)Rank
Total interest income$6,604,0002,884
Total interest expense$2,537,0003,150
Net interest income$4,067,0002,673
Provision for loan and lease losses$100,0004,246
Total noninterest income$519,0003,433
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$418,0002,026
Trading account gains and fees$0149
Additional Noninterest Income$101,0005,037
Total noninterest expense$2,282,0003,843
Salaries and employee benefits$1,214,0003,925
Premises and equipment expense$439,0002,961
Additional noninterest expense$629,0004,034
Pre-tax net operating income$2,204,0001,544
Securities gains (losses)$03,233
Applicable income taxes$845,0001,075
Income before extraordinary items$1,359,0001,959
Extraordinary gains, net$021
Net income$1,359,0001,959
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,355
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$1,359,0001,924
2008-03-31 (YTD Data)Rank
Total interest income$3,287,0002,961
Total interest expense$1,332,0003,182
Net interest income$1,955,0002,754
Provision for loan and lease losses$100,0002,696
Total noninterest income$249,0003,523
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$197,0002,103
Trading account gains and fees$0158
Additional Noninterest Income$52,0004,970
Total noninterest expense$1,114,0003,919
Salaries and employee benefits$566,0004,151
Premises and equipment expense$211,0003,079
Additional noninterest expense$337,0003,774
Pre-tax net operating income$990,0001,802
Securities gains (losses)$02,688
Applicable income taxes$377,0001,246
Income before extraordinary items$613,0002,273
Extraordinary gains, net$015
Net income$613,0002,276
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$613,0002,200
2007-12-31 (YTD Data)Rank
Total interest income$12,624,0003,148
Total interest expense$5,352,0003,298
Net interest income$7,272,0002,991
Provision for loan and lease losses$150,0004,308
Total noninterest income$919,0003,707
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$723,0002,312
Trading account gains and fees$0178
Additional Noninterest Income$196,0005,103
Total noninterest expense$4,521,0003,738
Salaries and employee benefits$2,327,0003,919
Premises and equipment expense$946,0002,689
Additional noninterest expense$1,248,0003,962
Pre-tax net operating income$3,520,0002,183
Securities gains (losses)$-4,0007,335
Applicable income taxes$1,170,0001,676
Income before extraordinary items$2,346,0002,508
Extraordinary gains, net$039
Net income$2,346,0002,507
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$101,0003,750
Cash dividends$1,069,0002,519
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$2,348,6802,501
2007-09-30 (YTD Data)Rank
Total interest income$9,276,0003,204
Total interest expense$3,890,0003,370
Net interest income$5,386,0003,027
Provision for loan and lease losses$150,0003,464
Total noninterest income$650,0003,846
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$523,0002,359
Trading account gains and fees$0184
Additional Noninterest Income$127,0005,388
Total noninterest expense$3,304,0003,807
Salaries and employee benefits$1,695,0003,993
Premises and equipment expense$667,0002,815
Additional noninterest expense$942,0003,893
Pre-tax net operating income$2,582,0002,378
Securities gains (losses)$-5,0007,616
Applicable income taxes$970,0001,688
Income before extraordinary items$1,607,0002,829
Extraordinary gains, net$033
Net income$1,607,0002,828
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$104,0002,771
Cash dividends$657,0002,559
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$1,610,2002,804
2007-06-30 (YTD Data)Rank
Total interest income$5,954,0003,313
Total interest expense$2,396,0003,571
Net interest income$3,558,0003,079
Provision for loan and lease losses$150,0002,579
Total noninterest income$409,0003,989
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$331,0002,460
Trading account gains and fees$0168
Additional Noninterest Income$78,0005,568
Total noninterest expense$2,141,0003,921
Salaries and employee benefits$1,157,0003,962
Premises and equipment expense$394,0003,126
Additional noninterest expense$590,0004,065
Pre-tax net operating income$1,676,0002,491
Securities gains (losses)$-5,0007,859
Applicable income taxes$633,0001,774
Income before extraordinary items$1,038,0002,959
Extraordinary gains, net$029
Net income$1,038,0002,958
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$98,0002,089
Cash dividends$226,0003,486
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,041,2002,932
2007-03-31 (YTD Data)Rank
Total interest income$2,851,0003,418
Total interest expense$1,122,0003,709
Net interest income$1,729,0003,145
Provision for loan and lease losses$05,779
Total noninterest income$195,0004,084
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$154,0002,550
Trading account gains and fees$0195
Additional Noninterest Income$41,0005,473
Total noninterest expense$1,049,0003,992
Salaries and employee benefits$544,0004,176
Premises and equipment expense$180,0003,387
Additional noninterest expense$325,0003,724
Pre-tax net operating income$875,0002,395
Securities gains (losses)$-13,0008,304
Applicable income taxes$327,0001,756
Income before extraordinary items$535,0002,866
Extraordinary gains, net$022
Net income$535,0002,867
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0001,303
Cash dividends$225,0002,281
Sale, conversion, retirement of capital stock, net$0885
Net operating income$543,3202,832
2006-12-31 (YTD Data)Rank
Total interest income$10,409,0003,463
Total interest expense$4,006,0003,593
Net interest income$6,403,0003,347
Provision for loan and lease losses$300,0002,748
Total noninterest income$797,0004,057
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$651,0002,527
Trading account gains and fees$0130
Additional Noninterest Income$146,0005,665
Total noninterest expense$3,469,0004,427
Salaries and employee benefits$1,885,0004,471
Premises and equipment expense$668,0003,462
Additional noninterest expense$916,0004,799
Pre-tax net operating income$3,431,0002,522
Securities gains (losses)$01,687
Applicable income taxes$1,183,0001,971
Income before extraordinary items$2,248,0002,849
Extraordinary gains, net$051
Net income$2,248,0002,850
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$284,0001,747
Cash dividends$609,0003,424
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$2,248,0002,835
2006-09-30 (YTD Data)Rank
Total interest income$7,646,0003,500
Total interest expense$2,896,0003,598
Net interest income$4,750,0003,410
Provision for loan and lease losses$300,0002,139
Total noninterest income$591,0004,099
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$488,0002,529
Trading account gains and fees$0126
Additional Noninterest Income$103,0005,795
Total noninterest expense$2,530,0004,494
Salaries and employee benefits$1,364,0004,559
Premises and equipment expense$485,0003,552
Additional noninterest expense$681,0004,807
Pre-tax net operating income$2,511,0002,638
Securities gains (losses)$01,388
Applicable income taxes$935,0001,973
Income before extraordinary items$1,576,0003,093
Extraordinary gains, net$045
Net income$1,576,0003,094
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$253,0001,298
Cash dividends$201,0004,133
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$1,576,0003,084
2006-06-30 (YTD Data)Rank
Total interest income$4,919,0003,534
Total interest expense$1,821,0003,632
Net interest income$3,098,0003,464
Provision for loan and lease losses$100,0003,294
Total noninterest income$394,0004,077
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$319,0002,544
Trading account gains and fees$0126
Additional Noninterest Income$75,0005,680
Total noninterest expense$1,703,0004,491
Salaries and employee benefits$930,0004,503
Premises and equipment expense$309,0003,682
Additional noninterest expense$464,0004,716
Pre-tax net operating income$1,689,0002,631
Securities gains (losses)$01,185
Applicable income taxes$628,0001,993
Income before extraordinary items$1,061,0003,072
Extraordinary gains, net$039
Net income$1,061,0003,074
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$70,0002,112
Cash dividends$201,0003,647
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,061,0003,063
2006-03-31 (YTD Data)Rank
Total interest income$2,342,0003,610
Total interest expense$838,0003,694
Net interest income$1,504,0003,531
Provision for loan and lease losses$06,013
Total noninterest income$200,0003,984
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$153,0002,557
Trading account gains and fees$0115
Additional Noninterest Income$47,0005,227
Total noninterest expense$819,0004,613
Salaries and employee benefits$442,0004,700
Premises and equipment expense$148,0003,826
Additional noninterest expense$229,0004,739
Pre-tax net operating income$885,0002,499
Securities gains (losses)$0955
Applicable income taxes$331,0001,893
Income before extraordinary items$554,0002,912
Extraordinary gains, net$021
Net income$554,0002,911
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,481
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$554,0002,899
2005-12-31 (YTD Data)Rank
Total interest income$9,004,0003,421
Total interest expense$2,915,0003,418
Net interest income$6,089,0003,376
Provision for loan and lease losses$250,0003,152
Total noninterest income$862,0003,881
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$628,0002,567
Trading account gains and fees$0138
Additional Noninterest Income$234,0004,860
Total noninterest expense$3,337,0004,458
Salaries and employee benefits$1,712,0004,635
Premises and equipment expense$598,0003,668
Additional noninterest expense$1,027,0004,334
Pre-tax net operating income$3,364,0002,529
Securities gains (losses)$02,296
Applicable income taxes$1,077,0002,164
Income before extraordinary items$2,287,0002,769
Extraordinary gains, net$046
Net income$2,287,0002,770
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$148,0002,737
Cash dividends$451,0003,807
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,287,0002,733
2005-09-30 (YTD Data)Rank
Total interest income$6,629,0003,421
Total interest expense$2,100,0003,385
Net interest income$4,529,0003,392
Provision for loan and lease losses$100,0004,154
Total noninterest income$649,0003,888
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$466,0002,580
Trading account gains and fees$0126
Additional Noninterest Income$183,0004,802
Total noninterest expense$2,254,0004,728
Salaries and employee benefits$1,231,0004,749
Premises and equipment expense$393,0004,018
Additional noninterest expense$630,0004,962
Pre-tax net operating income$2,824,0002,341
Securities gains (losses)$02,317
Applicable income taxes$1,046,0001,818
Income before extraordinary items$1,778,0002,722
Extraordinary gains, net$035
Net income$1,778,0002,723
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0002,878
Cash dividends$48,0005,048
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,778,0002,688
2005-06-30 (YTD Data)Rank
Total interest income$4,328,0003,407
Total interest expense$1,318,0003,382
Net interest income$3,010,0003,398
Provision for loan and lease losses$100,0003,338
Total noninterest income$453,0003,762
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$304,0002,594
Trading account gains and fees$0116
Additional Noninterest Income$149,0004,338
Total noninterest expense$1,474,0004,781
Salaries and employee benefits$833,0004,686
Premises and equipment expense$248,0004,176
Additional noninterest expense$393,0005,153
Pre-tax net operating income$1,889,0002,279
Securities gains (losses)$02,146
Applicable income taxes$697,0001,792
Income before extraordinary items$1,192,0002,663
Extraordinary gains, net$030
Net income$1,192,0002,664
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$59,0002,529
Cash dividends$48,0004,762
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,192,0002,624
2005-03-31 (YTD Data)Rank
Total interest income$2,109,0003,444
Total interest expense$629,0003,389
Net interest income$1,480,0003,441
Provision for loan and lease losses$06,226
Total noninterest income$265,0003,337
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$138,0002,721
Trading account gains and fees$0115
Additional Noninterest Income$127,0003,295
Total noninterest expense$712,0004,936
Salaries and employee benefits$396,0004,872
Premises and equipment expense$124,0004,218
Additional noninterest expense$192,0005,230
Pre-tax net operating income$1,033,0002,110
Securities gains (losses)$01,685
Applicable income taxes$382,0001,664
Income before extraordinary items$651,0002,450
Extraordinary gains, net$024
Net income$651,0002,451
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-1,0006,685
Cash dividends$48,0003,476
Sale, conversion, retirement of capital stock, net$0491
Net operating income$651,0002,408
2004-12-31 (YTD Data)Rank
Total interest income$8,138,0003,366
Total interest expense$2,229,0003,337
Net interest income$5,909,0003,329
Provision for loan and lease losses$07,314
Total noninterest income$496,0005,284
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$521,0003,044
Trading account gains and fees$0138
Additional Noninterest Income$-25,0008,941
Total noninterest expense$2,983,0004,680
Salaries and employee benefits$1,624,0004,689
Premises and equipment expense$491,0004,145
Additional noninterest expense$868,0004,821
Pre-tax net operating income$3,422,0002,310
Securities gains (losses)$03,819
Applicable income taxes$1,151,0001,956
Income before extraordinary items$2,271,0002,623
Extraordinary gains, net$034
Net income$2,271,0002,626
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$78,0004,009
Cash dividends$832,0002,646
Sale, conversion, retirement of capital stock, net$0872
Net operating income$2,271,0002,573
2004-09-30 (YTD Data)Rank
Total interest income$6,013,0003,382
Total interest expense$1,648,0003,329
Net interest income$4,365,0003,351
Provision for loan and lease losses$07,100
Total noninterest income$501,0004,556
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$394,0003,045
Trading account gains and fees$0134
Additional Noninterest Income$107,0005,792
Total noninterest expense$2,112,0004,824
Salaries and employee benefits$1,173,0004,750
Premises and equipment expense$330,0004,470
Additional noninterest expense$609,0005,003
Pre-tax net operating income$2,754,0002,215
Securities gains (losses)$03,710
Applicable income taxes$1,012,0001,757
Income before extraordinary items$1,742,0002,619
Extraordinary gains, net$026
Net income$1,742,0002,621
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0004,285
Cash dividends$401,0003,007
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,742,0002,551
2004-06-30 (YTD Data)Rank
Total interest income$3,911,0003,438
Total interest expense$1,077,0003,372
Net interest income$2,834,0003,424
Provision for loan and lease losses$06,885
Total noninterest income$343,0004,472
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$256,0003,085
Trading account gains and fees$0130
Additional Noninterest Income$87,0005,445
Total noninterest expense$1,355,0004,998
Salaries and employee benefits$755,0004,901
Premises and equipment expense$214,0004,562
Additional noninterest expense$386,0005,183
Pre-tax net operating income$1,822,0002,212
Securities gains (losses)$03,413
Applicable income taxes$669,0001,763
Income before extraordinary items$1,153,0002,615
Extraordinary gains, net$021
Net income$1,153,0002,616
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0003,797
Cash dividends$402,0002,437
Sale, conversion, retirement of capital stock, net$0638
Net operating income$1,153,0002,548
2004-03-31 (YTD Data)Rank
Total interest income$1,917,0003,501
Total interest expense$538,0003,417
Net interest income$1,379,0003,486
Provision for loan and lease losses$06,501
Total noninterest income$178,0004,348
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$124,0003,080
Trading account gains and fees$0121
Additional Noninterest Income$54,0004,970
Total noninterest expense$651,0005,156
Salaries and employee benefits$367,0005,017
Premises and equipment expense$111,0004,485
Additional noninterest expense$173,0005,550
Pre-tax net operating income$906,0002,182
Securities gains (losses)$02,934
Applicable income taxes$332,0001,793
Income before extraordinary items$574,0002,613
Extraordinary gains, net$016
Net income$574,0002,614
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,0004,591
Cash dividends$315,0001,661
Sale, conversion, retirement of capital stock, net$0464
Net operating income$574,0002,526
2003-12-31 (YTD Data)Rank
Total interest income$8,043,0003,425
Total interest expense$2,422,0003,419
Net interest income$5,621,0003,364
Provision for loan and lease losses$07,651
Total noninterest income$584,0005,033
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$484,0003,167
Trading account gains and fees$0160
Additional Noninterest Income$100,0006,539
Total noninterest expense$2,552,0005,151
Salaries and employee benefits$1,425,0005,024
Premises and equipment expense$433,0004,480
Additional noninterest expense$694,0005,525
Pre-tax net operating income$3,653,0002,135
Securities gains (losses)$04,500
Applicable income taxes$1,251,0001,876
Income before extraordinary items$2,402,0002,460
Extraordinary gains, net$054
Net income$2,402,0002,463
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0005,208
Cash dividends$581,0003,280
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,402,0002,345
2003-09-30 (YTD Data)Rank
Total interest income$6,040,0003,471
Total interest expense$1,861,0003,469
Net interest income$4,179,0003,396
Provision for loan and lease losses$07,481
Total noninterest income$421,0005,174
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$355,0003,242
Trading account gains and fees$0153
Additional Noninterest Income$66,0006,799
Total noninterest expense$1,916,0005,125
Salaries and employee benefits$1,072,0005,006
Premises and equipment expense$321,0004,519
Additional noninterest expense$523,0005,494
Pre-tax net operating income$2,684,0002,240
Securities gains (losses)$04,204
Applicable income taxes$975,0001,896
Income before extraordinary items$1,709,0002,678
Extraordinary gains, net$040
Net income$1,709,0002,677
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$35,0004,747
Cash dividends$189,0004,125
Sale, conversion, retirement of capital stock, net$0722
Net operating income$1,709,0002,531
2003-06-30 (YTD Data)Rank
Total interest income$3,966,0003,545
Total interest expense$1,276,0003,488
Net interest income$2,690,0003,498
Provision for loan and lease losses$07,324
Total noninterest income$272,0005,246
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$223,0003,357
Trading account gains and fees$0150
Additional Noninterest Income$49,0006,605
Total noninterest expense$1,264,0005,157
Salaries and employee benefits$707,0005,040
Premises and equipment expense$212,0004,550
Additional noninterest expense$345,0005,516
Pre-tax net operating income$1,698,0002,353
Securities gains (losses)$03,782
Applicable income taxes$610,0002,021
Income before extraordinary items$1,088,0002,793
Extraordinary gains, net$030
Net income$1,088,0002,792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$28,0004,181
Cash dividends$189,0003,589
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,088,0002,634
2003-03-31 (YTD Data)Rank
Total interest income$1,926,0003,640
Total interest expense$663,0003,465
Net interest income$1,263,0003,660
Provision for loan and lease losses$06,934
Total noninterest income$130,0005,256
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$97,0003,626
Trading account gains and fees$0134
Additional Noninterest Income$33,0006,044
Total noninterest expense$643,0005,101
Salaries and employee benefits$381,0004,785
Premises and equipment expense$104,0004,580
Additional noninterest expense$158,0005,757
Pre-tax net operating income$750,0002,602
Securities gains (losses)$02,891
Applicable income taxes$261,0002,261
Income before extraordinary items$489,0002,999
Extraordinary gains, net$021
Net income$489,0002,997
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0007,770
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$489,0002,855
2002-12-31 (YTD Data)Rank
Total interest income$7,687,0003,773
Total interest expense$2,944,0003,588
Net interest income$4,743,0003,826
Provision for loan and lease losses$08,089
Total noninterest income$507,0005,174
Gross Fiduciary activities income$1,0001,652
Service charges on deposit accounts$396,0003,558
Trading account gains and fees$0153
Additional Noninterest Income$110,0006,258
Total noninterest expense$2,272,0005,435
Salaries and employee benefits$1,341,0005,091
Premises and equipment expense$369,0004,926
Additional noninterest expense$562,0006,149
Pre-tax net operating income$2,978,0002,518
Securities gains (losses)$6,0003,879
Applicable income taxes$988,0002,228
Income before extraordinary items$1,996,0002,811
Extraordinary gains, net$070
Net income$1,996,0002,809
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$42,0005,517
Cash dividends$433,0003,693
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,991,9802,730
2001-12-31 (YTD Data)Rank
Total interest income$9,115,0003,603
Total interest expense$4,472,0003,474
Net interest income$4,643,0003,652
Provision for loan and lease losses$100,0005,578
Total noninterest income$487,0005,138
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$288,0004,263
Trading account gains and fees$0177
Additional Noninterest Income$199,0004,932
Total noninterest expense$1,983,0005,757
Salaries and employee benefits$1,123,0005,574
Premises and equipment expense$305,0005,469
Additional noninterest expense$555,0006,134
Pre-tax net operating income$3,047,0002,230
Securities gains (losses)$04,612
Applicable income taxes$1,000,0002,068
Income before extraordinary items$2,047,0002,477
Extraordinary gains, net$0105
Net income$2,047,0002,483
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$188,0002,969
Cash dividends$765,0002,698
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,047,0002,395
2000-12-31 (YTD Data)Rank
Total interest income$9,321,0003,620
Total interest expense$5,343,0003,124
Net interest income$3,978,0004,200
Provision for loan and lease losses$08,337
Total noninterest income$335,0006,018
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$267,0004,350
Trading account gains and fees$0180
Additional Noninterest Income$68,0007,243
Total noninterest expense$1,911,0005,842
Salaries and employee benefits$1,077,0005,634
Premises and equipment expense$278,0005,670
Additional noninterest expense$556,0006,036
Pre-tax net operating income$2,402,0002,851
Securities gains (losses)$01,956
Applicable income taxes$785,0002,559
Income before extraordinary items$1,617,0003,056
Extraordinary gains, net$038
Net income$1,617,0003,053
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,622
Cash dividends$939,0002,410
Sale, conversion, retirement of capital stock, net$0969
Net operating income$1,617,0003,053
1999-12-31 (YTD Data)Rank
Total interest income$7,907,0003,947
Total interest expense$4,233,0003,425
Net interest income$3,674,0004,490
Provision for loan and lease losses$08,503
Total noninterest income$337,0006,119
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$235,0004,682
Trading account gains and fees$0173
Additional Noninterest Income$102,0006,585
Total noninterest expense$1,935,0005,807
Salaries and employee benefits$1,091,0005,535
Premises and equipment expense$283,0005,641
Additional noninterest expense$561,0006,077
Pre-tax net operating income$2,076,0003,236
Securities gains (losses)$03,155
Applicable income taxes$542,0003,457
Income before extraordinary items$1,534,0003,181
Extraordinary gains, net$035
Net income$1,534,0003,182
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,010
Cash dividends$995,0002,311
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$1,534,0003,147
1998-12-31 (YTD Data)Rank
Total interest income$7,257,0004,269
Total interest expense$3,769,0003,864
Net interest income$3,488,0004,615
Provision for loan and lease losses$08,652
Total noninterest income$280,0006,666
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$212,0004,995
Trading account gains and fees$0224
Additional Noninterest Income$68,0007,535
Total noninterest expense$1,705,0006,219
Salaries and employee benefits$966,0005,911
Premises and equipment expense$273,0005,658
Additional noninterest expense$466,0006,679
Pre-tax net operating income$2,063,0003,262
Securities gains (losses)$5,0003,437
Applicable income taxes$630,0003,273
Income before extraordinary items$1,438,0003,365
Extraordinary gains, net$032
Net income$1,438,0003,365
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-85,00010,211
Cash dividends$4,608,000681
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,434,5003,281
1997-12-31 (YTD Data)Rank
Total interest income$5,880,0005,149
Total interest expense$2,933,0004,818
Net interest income$2,947,0005,375
Provision for loan and lease losses$08,829
Total noninterest income$215,0007,648
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$147,0006,212
Trading account gains and feesNANA
Additional Noninterest Income$68,0007,765
Total noninterest expense$1,163,0007,804
Salaries and employee benefits$691,0007,370
Premises and equipment expense$127,0008,316
Additional noninterest expense$345,0007,854
Pre-tax net operating income$1,999,0003,534
Securities gains (losses)$-2,0009,246
Applicable income taxes$653,0003,441
Income before extraordinary items$1,344,0003,692
Extraordinary gains, net$044
Net income$1,344,0003,692
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-2,0009,540
Cash dividends$433,0003,792
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,345,3403,616
1996-12-31 (YTD Data)Rank
Total interest income$5,537,0005,495
Total interest expense$2,735,0005,171
Net interest income$2,802,0005,722
Provision for loan and lease losses$09,041
Total noninterest income$198,0008,258
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$142,0006,615
Trading account gains and feesNANA
Additional Noninterest Income$56,0008,626
Total noninterest expense$1,167,0008,083
Salaries and employee benefits$671,0007,712
Premises and equipment expense$159,0007,849
Additional noninterest expense$337,0008,498
Pre-tax net operating income$1,833,0003,652
Securities gains (losses)$04,148
Applicable income taxes$592,0003,635
Income before extraordinary items$1,241,0003,767
Extraordinary gains, net$053
Net income$1,241,0003,766
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0007,912
Cash dividends$821,0002,452
Sale, conversion, retirement of capital stock, net$0953
Net operating income$1,241,0003,717
1995-12-31 (YTD Data)Rank
Total interest income$5,330,0005,714
Total interest expense$2,551,0005,475
Net interest income$2,779,0005,845
Provision for loan and lease losses$08,958
Total noninterest income$186,0008,658
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$149,0006,689
Trading account gains and feesNANA
Additional Noninterest Income$37,0009,867
Total noninterest expense$1,225,0008,123
Salaries and employee benefits$665,0007,961
Premises and equipment expense$157,0008,098
Additional noninterest expense$403,0008,161
Pre-tax net operating income$1,740,0003,954
Securities gains (losses)$03,831
Applicable income taxes$548,0003,917
Income before extraordinary items$1,192,0003,980
Extraordinary gains, net$065
Net income$1,192,0003,978
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$54,0004,995
Cash dividends$956,0002,142
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,192,0003,968
1994-12-31 (YTD Data)Rank
Total interest income$4,791,0005,864
Total interest expense$2,131,0005,318
Net interest income$2,660,0006,157
Provision for loan and lease losses$09,146
Total noninterest income$193,0008,852
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$151,0006,864
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,035
Total noninterest expense$1,251,0008,415
Salaries and employee benefits$649,0008,280
Premises and equipment expense$163,0008,231
Additional noninterest expense$439,0008,431
Pre-tax net operating income$1,602,0004,164
Securities gains (losses)$-7,0009,611
Applicable income taxes$478,0004,189
Income before extraordinary items$1,117,0004,122
Extraordinary gains, net$0249
Net income$1,117,0004,124
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0008,198
Cash dividends$363,0003,978
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,121,9004,141
1993-12-31 (YTD Data)Rank
Total interest income$4,695,0006,094
Total interest expense$2,124,0005,551
Net interest income$2,571,0006,416
Provision for loan and lease losses$40,0007,927
Total noninterest income$186,0009,481
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$150,0007,086
Trading account gains and feesNANA
Additional Noninterest Income$36,00010,920
Total noninterest expense$1,209,0008,857
Salaries and employee benefits$623,0008,614
Premises and equipment expense$172,0008,328
Additional noninterest expense$414,0009,111
Pre-tax net operating income$1,508,0004,305
Securities gains (losses)$07,477
Applicable income taxes$524,0004,013
Income before extraordinary items$984,0004,765
Extraordinary gains, net$03,149
Net income$984,0004,901
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,00011,674
Cash dividends$453,0003,349
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$984,0004,517
1992-12-31 (YTD Data)Rank
Total interest income$5,071,0006,323
Total interest expense$2,569,0005,860
Net interest income$2,502,0006,596
Provision for loan and lease losses$011,756
Total noninterest income$179,0009,849
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$137,0007,474
Trading account gains and feesNANA
Additional Noninterest Income$42,00010,916
Total noninterest expense$1,132,0009,356
Salaries and employee benefits$611,0008,714
Premises and equipment expense$142,0009,348
Additional noninterest expense$379,0009,826
Pre-tax net operating income$1,549,0003,935
Securities gains (losses)$08,369
Applicable income taxes$522,0003,856
Income before extraordinary items$1,027,0004,385
Extraordinary gains, net$01,422
Net income$1,027,0004,431
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$84,0006,342
Cash dividends$431,0003,134
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$1,027,0004,077

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.